<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 3,502,277
<INT-BEARING-DEPOSITS> 106,991
<FED-FUNDS-SOLD> 153,932
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 12,756,055
<INVESTMENTS-CARRYING> 245,317
<INVESTMENTS-MARKET> 254,251
<LOANS> 52,146,851
<ALLOWANCE> 717,631
<TOTAL-ASSETS> 74,429,801
<DEPOSITS> 52,722,532
<SHORT-TERM> 9,666,931
<LIABILITIES-OTHER> 1,352,172
<LONG-TERM> 4,481,685
<COMMON> 9,844
0
0
<OTHER-SE> 6,196,637
<TOTAL-LIABILITIES-AND-EQUITY> 74,429,801
<INTEREST-LOAN> 2,153,339
<INTEREST-INVEST> 448,258
<INTEREST-OTHER> 59,228
<INTEREST-TOTAL> 2,660,825
<INTEREST-DEPOSIT> 914,023
<INTEREST-EXPENSE> 1,316,585
<INTEREST-INCOME-NET> 1,344,240
<LOAN-LOSSES> 96,743
<SECURITIES-GAINS> 14
<EXPENSE-OTHER> 1,013,915
<INCOME-PRETAX> 966,404
<INCOME-PRE-EXTRAORDINARY> 966,404
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 624,542
<EPS-BASIC> 0.64
<EPS-DILUTED> 0.64
<YIELD-ACTUAL> 4.14
<LOANS-NON> 228,037
<LOANS-PAST> 166,314
<LOANS-TROUBLED> 2,866
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 714,898
<CHARGE-OFFS> 133,402
<RECOVERIES> 39,392
<ALLOWANCE-CLOSE> 717,631
<ALLOWANCE-DOMESTIC> 717,631
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>