LEGACY BUILDER VARIABLE LIFE SEPARATE ACCOUNT
S-6/A, EX-7, 2000-12-22
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                                  EXHIBIT 7.


                        CONSENT OF FRANK A. CAMP, ESQ.


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                                PFL Letterhead


December 18, 2000


PFL Life Insurance Company
4333 Edgewater Road, NE
Cedar Rapids, Iowa 52499

Gentlemen:

I hereby consent to the reference to my name under the caption "Legal Matters"
in the prospectus contained in the Pre-Effective Amendment No. 1 to the
Registration Statement on Form S-6 (File Nos. 333-47644; 811-9115) for the PFL
Life Insurance Company Legacy Builder Variable Life Separate Account, as filed
with the Securities and Exchange Commission.


/s/ FRANK A. CAMP
----------------------------
Frank A. Camp
Vice President and Division
General Counsel




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