CAPITOL FEDERAL FINANCIAL
10-K, EX-11, 2000-12-29
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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EXHIBIT 11

STATEMENT RE: COMPUTATION OF EARNINGS PER SHARE


Year Ended
September 30, 2000

(Dollars in Thousands
except per share data)
Earnings per common share
  Net Income available to common shareholders (for the twelve months ended
    September 30,2000)
$76,339
Weighted average common shares outstanding83,718
Earnings per common share$0.91
Earnings per common share assuming dilution
  Net Income available to common shareholders (for the twelve months ended
    September 30, 2000)
$76,339
  Weighted average common shares outstanding83,718
  Add: Dilutive effects of assumed exercises of stock options and warrants434
  Weighted average common and dilutive potential common shares outstanding84,152
Earnings per common share assuming dilution$0.90


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