RAMPART CAPITAL CORP
S-8, EX-23.1, 2000-09-22
FINANCE SERVICES
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                                                                    EXHIBIT 23.1



                          INDEPENDENT AUDITOR'S CONSENT


     We consent to the incorporation by reference in this registration statement
on  Form  S-8  of  Rampart  Capital Corporation of our report dated February 25,
2000,  appearing  in  the  Annual  Report  on  Form  10-KSB  of  Rampart Capital
Corporation  for  the  year  ended  December  31,  1999.



/s/  Pannell  Kerr  Forster  of  Texas,  P.C.
Houston,  Texas
September  18,  2000


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