FARMERS STATE BANCSHARES INC/WI
15-15D, 1999-09-10
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

   Certification and Notice of Termination of Registration under Section 12(g)
  of the Securities Exchange Act of 1934 or Suspension of Duty to File Reports
       Under Sections 13 and 15(d) of the Securities Exchange Act of 1934

                        Commission File Number 333-68479

                         FARMERS STATE BANCSHARES, INC.
             (Exact name of registrant as specified in its charter)

              1606 Commercial Street, Bangor, Wisconsin 54614-4469
                                 (608) 486-2356
    (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)

                                  Common Stock


            (Title of each class of securities covered by this Form)

                                     (None)
   (Titles of all other classes of securities for which a duty to file reports
                      under section 13(a) or 15(d) remains)

     Please  place  an X in  the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)    |_|            Rule 12h-3(b)(1)(ii)    |_|
     Rule 12g-4(a)(1)(ii)   |_|            Rule 12h-3(b)(2)(i)     |_|
     Rule 12g-4(a)(2)(i)    |_|            Rule 12h-3(b)(2)(ii)    |_|
     Rule 12g-4(a)(2)(ii)   |_|            Rule 15d-6              |_|
     Rule 12h-3(b)(1)(i)    |X|

                Approximate number of holders of record as of the
                        certification or notice date: 86

     Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,
Farmers State Bancshares, Inc. has caused this certification/notice to be signed
on its behalf by the undersigned duly authorized person.

DATE: September 10, 1999              BY:     /s/ Kirsten E. Spira
                                              Kirsten E. Spira
                                              Counsel to the Registrant



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