SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
___________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 6, 2000
LCNB CORP.
(Exact name of Registrant as specified in its Charter)
Ohio 0-26121 31-1626393
(State or other (Commission File No.) (IRS Employer
jurisdiction of Identification Number)
incorporation)
2 North Broadway, Lebanon, Ohio 45036
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (513) 932-1414
N/A
(Former name or former address, if changed since last report)
Item 5. Other Events
On January 6, 2000, LCNB Corp. issued a press release announcing
their 1999 year-end financial results. A copy of the press release
is filed herewith as Exhibit 99 and incorporated herein by
reference.
Item 7. Exhibits
(c) Exhibits
Exhibit No. Description Page
99 Press Release dated January 6, 2000
________________________
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its
behalf by the undersigned thereunto duly authorized.
LCNB CORP.
Date: January 6, 2000 By: /s/ Stephen P. Wilson
Stephen P. Wilson
President/CEO
Exhibit 99
For more information contact
Steve Wilson at 932-1414 or
1-800-344-BANK
TO ALL MEDIA:
FOR IMMEDIATE RELEASE
LCNB Corp., the parent holding company of Lebanon Citizens National
Bank, has completed a successful year. Stephen P. Wilson,
President/CEO, announced that LCNB Corp. concluded 1999 with Net
Income of $5.5 million or $3.15 per share. This is an increase from
$3.09 per share or 1.8% over 1998 results. LCNB Corp.'s return on
assets for 1999 was 1.3% and return on equity was 13%.
Total assets increased from $432 million at year end 1998 to $439
million at the close of 1999. Loan totals increased by over $21
million. In the spring of 2000 Lebanon Citizens National Bank will
open two newly constructed offices, one in Goshen and one in Oxford.
Both offices are replacing the current ones located in each
community. Additionally, in December 1999, LCNB opened a full-
service loan production office in Hamilton, Ohio.
Lebanon Citizens National Bank, founded in 1877, is a full-service
FDIC Insured National Bank. It has 18 offices which serve the
Butler, Warren, Hamilton, Clinton and Clermont County areas.
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