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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR LCNB CORP. ON FORM 10-Q FOR THE QUARTER ENDED JUNE 30,
1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<MULTIPLIER> 1,000
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> JUN-30-1999
<CASH> 11,684
<INT-BEARING-DEPOSITS> 5,492
<FED-FUNDS-SOLD> 4,100
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 114,465
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 273,744
<ALLOWANCE> 2,000
<TOTAL-ASSETS> 426,424
<DEPOSITS> 380,525
<SHORT-TERM> 2,369
<LIABILITIES-OTHER> 1,421
<LONG-TERM> 0
0
0
<COMMON> 10,560
<OTHER-SE> 31,549
<TOTAL-LIABILITIES-AND-EQUITY> 426,424
<INTEREST-LOAN> 11,058
<INTEREST-INVEST> 3,162
<INTEREST-OTHER> 369
<INTEREST-TOTAL> 14,589
<INTEREST-DEPOSIT> 6,457
<INTEREST-EXPENSE> 6,488
<INTEREST-INCOME-NET> 8,101
<LOAN-LOSSES> 124
<SECURITIES-GAINS> 23
<EXPENSE-OTHER> 6,449
<INCOME-PRETAX> 3,670
<INCOME-PRE-EXTRAORDINARY> 3,670
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,635
<EPS-BASIC> 1.48
<EPS-DILUTED> 1.48
<YIELD-ACTUAL> 7.52
<LOANS-NON> 0
<LOANS-PAST> 34
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,000
<CHARGE-OFFS> 140
<RECOVERIES> 16
<ALLOWANCE-CLOSE> 2,000
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,000
</TABLE>
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