|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
EXHIBIT 27
FINANCIAL DATA SCHEDULE
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE COMPANY'S ANNUAL
AUDITED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS
</LEGEND>
<CIK> 0001075046
<NAME> TROY FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 14,176
<INT-BEARING-DEPOSITS> 124
<FED-FUNDS-SOLD> 9,455
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 266,750
<INVESTMENTS-CARRYING> 2,301
<INVESTMENTS-MARKET> 2,289
<LOANS> 598,737
<ALLOWANCE> 11,891
<TOTAL-ASSETS> 922,028
<DEPOSITS> 555,972
<SHORT-TERM> 125,781
<LIABILITIES-OTHER> 19,970
<LONG-TERM> 53,027
0
0
<COMMON> 1
<OTHER-SE> 167,277
<TOTAL-LIABILITIES-AND-EQUITY> 922,028
<INTEREST-LOAN> 46,270
<INTEREST-INVEST> 10,532
<INTEREST-OTHER> 704
<INTEREST-TOTAL> 57,506
<INTEREST-DEPOSIT> 18,754
<INTEREST-EXPENSE> 24,358
<INTEREST-INCOME-NET> 33,148
<LOAN-LOSSES> 2,563
<SECURITIES-GAINS> (283)
<EXPENSE-OTHER> 22,200
<INCOME-PRETAX> 12,064
<INCOME-PRE-EXTRAORDINARY> 12,064
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,610
<EPS-BASIC> 0.86
<EPS-DILUTED> 0.86
<YIELD-ACTUAL> 7.46
<LOANS-NON> 5,600
<LOANS-PAST> 0
<LOANS-TROUBLED> 53
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 10,764
<CHARGE-OFFS> 1,942
<RECOVERIES> 506
<ALLOWANCE-CLOSE> 11,891
<ALLOWANCE-DOMESTIC> 11,891
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,127
</TABLE>
|
|