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Previous: TROY FINANCIAL CORP, 10-Q, EX-10, 2000-08-11 |
Next: SA FUNDS INVESTMENT TRUST, 497J, 2000-08-11 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S ANNUAL AUDITED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<CIK> 0001075046
<NAME> TROY FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 19,037
<INT-BEARING-DEPOSITS> 4
<FED-FUNDS-SOLD> 4,600
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 243,642
<INVESTMENTS-CARRYING> 2,348
<INVESTMENTS-MARKET> 2,329
<LOANS> 591,199
<ALLOWANCE> 11,643
<TOTAL-ASSETS> 902,844
<DEPOSITS> 560,728
<SHORT-TERM> 101,006
<LIABILITIES-OTHER> 21,595
<LONG-TERM> 53,147
0
0
<COMMON> 1
<OTHER-SE> 117,804
<TOTAL-LIABILITIES-AND-EQUITY> 902,844
<INTEREST-LOAN> 34,312
<INTEREST-INVEST> 7,919
<INTEREST-OTHER> 533
<INTEREST-TOTAL> 42,764
<INTEREST-DEPOSIT> 13,909
<INTEREST-EXPENSE> 18,130
<INTEREST-INCOME-NET> 24,634
<LOAN-LOSSES> 1,807
<SECURITIES-GAINS> (115)
<EXPENSE-OTHER> 16,723
<INCOME-PRETAX> 8,724
<INCOME-PRE-EXTRAORDINARY> 8,724
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6,248
<YIELD-ACTUAL> 7.39
<LOANS-NON> 6,151
<LOANS-PAST> 0
<LOANS-TROUBLED> 54
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 10,764
<CHARGE-OFFS> 1,392
<RECOVERIES> 464
<ALLOWANCE-CLOSE> 11,643
<ALLOWANCE-DOMESTIC> 11,643
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 848
<EPS-BASIC> 0.61
<EPS-DILUTED> 0.61
</TABLE>
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