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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 5,389
<INT-BEARING-DEPOSITS> 84
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 93,956
<INVESTMENTS-CARRYING> 9,687
<INVESTMENTS-MARKET> 9,348
<LOANS> 435,718
<ALLOWANCE> 3,226
<TOTAL-ASSETS> 568,969
<DEPOSITS> 357,535
<SHORT-TERM> 66,025
<LIABILITIES-OTHER> 5,046
<LONG-TERM> 81,000
0
0
<COMMON> 19,802
<OTHER-SE> 39,561
<TOTAL-LIABILITIES-AND-EQUITY> 568,969
<INTEREST-LOAN> 23,894
<INTEREST-INVEST> 5,188
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 29,082
<INTEREST-DEPOSIT> 11,352
<INTEREST-EXPENSE> 5,388
<INTEREST-INCOME-NET> 12,342
<LOAN-LOSSES> 450
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 8,994
<INCOME-PRETAX> 4,371
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,831
<EPS-BASIC> .54
<EPS-DILUTED> .54
<YIELD-ACTUAL> 3.20
<LOANS-NON> 629
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,941
<CHARGE-OFFS> 196
<RECOVERIES> 31
<ALLOWANCE-CLOSE> 3,226
<ALLOWANCE-DOMESTIC> 3,226
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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