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Previous: FIRST CAPITAL BANCSHARES INC /SC/, 10QSB, 2000-08-14 |
Next: CITIZENS HOLDING CO /MS/, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 509,230
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 890,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,135,444
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 10,128,629
<ALLOWANCE> 135,754
<TOTAL-ASSETS> 16,962,182
<DEPOSITS> 12,527,197
<SHORT-TERM> 0
<LIABILITIES-OTHER> 80,660
<LONG-TERM> 0
0
0
<COMMON> 5,637
<OTHER-SE> 4,348,688
<TOTAL-LIABILITIES-AND-EQUITY> 16,962,182
<INTEREST-LOAN> 362,931
<INTEREST-INVEST> 155,770
<INTEREST-OTHER> 20,713
<INTEREST-TOTAL> 539,414
<INTEREST-DEPOSIT> 242,886
<INTEREST-EXPENSE> 254,673
<INTEREST-INCOME-NET> 284,741
<LOAN-LOSSES> 97,862
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 573,465
<INCOME-PRETAX> (349,512)
<INCOME-PRE-EXTRAORDINARY> (349,512)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (220,468)
<EPS-BASIC> (0.39)
<EPS-DILUTED> (0.39)
<YIELD-ACTUAL> 6.31
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 374,664
<ALLOWANCE-OPEN> 42,309
<CHARGE-OFFS> 4,417
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 135,754
<ALLOWANCE-DOMESTIC> 135,754
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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