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Previous: CITIZENS HOLDING CO /MS/, 10-Q, 2000-11-13 |
Next: WELLS CAPITAL MANAGEMENT INC, 13F-HR, 2000-11-13 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 12-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 DEC-31-1999
<CASH> 14,793 13,312
<INT-BEARING-DEPOSITS> 131 182
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 102,250 102,451
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 250,725 234,349
<ALLOWANCE> 3,325 3,100
<TOTAL-ASSETS> 380,601 362,790
<DEPOSITS> 285,234 284,462
<SHORT-TERM> 36,600 24,400
<LIABILITIES-OTHER> 3,418 2,631
<LONG-TERM> 12,676 12,727
0 0
0 0
<COMMON> 671 671
<OTHER-SE> 40,618 36,875
<TOTAL-LIABILITIES-AND-EQUITY> 380,601 362,790
<INTEREST-LOAN> 16,409 19,337
<INTEREST-INVEST> 4,708 5,515
<INTEREST-OTHER> 37 172
<INTEREST-TOTAL> 21,155 25,024
<INTEREST-DEPOSIT> 8,586 10,087
<INTEREST-EXPENSE> 10,194 10,974
<INTEREST-INCOME-NET> 10,960 14,049
<LOAN-LOSSES> 598 849
<SECURITIES-GAINS> 46 0
<EXPENSE-OTHER> 6,535 8,361
<INCOME-PRETAX> 6,240 8,414
<INCOME-PRE-EXTRAORDINARY> 4,097 5,621
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 4,097 5,621
<EPS-BASIC> 1.24 1.70
<EPS-DILUTED> 1.24 1.70
<YIELD-ACTUAL> 4.20 4.52
<LOANS-NON> 670 390
<LOANS-PAST> 1,682 1,643
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 3,100 2,900
<CHARGE-OFFS> 651 916
<RECOVERIES> 278 267
<ALLOWANCE-CLOSE> 3,325 3,100
<ALLOWANCE-DOMESTIC> 1,925 1,800
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 1,400 1,300
</TABLE>
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