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Previous: NEW COMMERCE BANCORP, 10QSB, 2000-08-14 |
Next: OSWEGO COUNTY BANCORP INC, 10QSB, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 1075945
<NAME> New Commerce
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 3,425,160
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,281,437
<INVESTMENTS-CARRYING> 914,401
<INVESTMENTS-MARKET> 884,782
<LOANS> 16,224,644
<ALLOWANCE> (241,370)
<TOTAL-ASSETS> 32,639,745
<DEPOSITS> 23,372,567
<SHORT-TERM> 307,120
<LIABILITIES-OTHER> 159,881
<LONG-TERM> 0
0
0
<COMMON> 10,000
<OTHER-SE> 8,790,177
<TOTAL-LIABILITIES-AND-EQUITY> 32,639,745
<INTEREST-LOAN> 659,539
<INTEREST-INVEST> 249,763
<INTEREST-OTHER> 88,940
<INTEREST-TOTAL> 998,242
<INTEREST-DEPOSIT> 427,700
<INTEREST-EXPENSE> 427,700
<INTEREST-INCOME-NET> 570,542
<LOAN-LOSSES> 55,170
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 806,604
<INCOME-PRETAX> (240,401)
<INCOME-PRE-EXTRAORDINARY> (240,401)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (173,718)
<EPS-BASIC> (0.17)
<EPS-DILUTED> (0.17)
<YIELD-ACTUAL> 4.65
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 195,800
<CHARGE-OFFS> 9,600
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 241,370
<ALLOWANCE-DOMESTIC> 241,370
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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