CENTRAL BANCORP INC /MA/
S-8, EX-23.1, 2000-11-03
STATE COMMERCIAL BANKS
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                        INDEPENDENT ACCOUNTANTS' CONSENT
                        --------------------------------




Board of Directors
Central Bancorp, Inc.

We consent to incorporation  by reference in the Registration  Statement on Form
S-8 of Central  Bancorp,  Inc., of our report dated April 26, 2000,  relating to
the consolidated  balance sheets of Central  Bancorp,  Inc. and subsidiary as of
March 31, 2000 and 1999,  and the  related  consolidated  statements  of income,
changes  in  stockholders'  equity  and cash  flows for each of the years in the
three-year  period ended March 31, 2000,  which report  appears in the March 31,
2000,  Annual Report on Form 10-K of Central Bancorp,  Inc. and to the reference
to our firm under the heading  "Experts"  in the  Prospectus  contained  in such
Registration Statement.


                                                               /s/ KPMG LLP

Boston, Massachusetts
November 2, 2000


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