<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 3,650 3,297
<INT-BEARING-DEPOSITS> 5,926 3,286
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 49,947 63,749
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 163,822 153,693
<ALLOWANCE> 1,846 1,839
<TOTAL-ASSETS> 235,573 230,741
<DEPOSITS> 0 0
<SHORT-TERM> 0 0
<LIABILITIES-OTHER> 0 0
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 25,821 27,335
<OTHER-SE> 20,328 19,933
<TOTAL-LIABILITIES-AND-EQUITY> 235,573 230,741
<INTEREST-LOAN> 6,439 5,298
<INTEREST-INVEST> 2,141 1,042
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 8,580 6,340
<INTEREST-DEPOSIT> 3,539 3,072
<INTEREST-EXPENSE> 4,567 3,203
<INTEREST-INCOME-NET> 4,013 1,495
<LOAN-LOSSES> 200 180
<SECURITIES-GAINS> (23) 136
<EXPENSE-OTHER> 3,021 3,928
<INCOME-PRETAX> 1,175 (523)
<INCOME-PRE-EXTRAORDINARY> 1,175 (523)
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 801 (379)
<EPS-BASIC> 0.470 (0.160)
<EPS-DILUTED> 0.470 (0.160)
<YIELD-ACTUAL> 3.86 3.79
<LOANS-NON> 0 0
<LOANS-PAST> 822 1,301
<LOANS-TROUBLED> 658 7
<LOANS-PROBLEM> 0 1,165
<ALLOWANCE-OPEN> 1,839 1,331
<CHARGE-OFFS> 218 15
<RECOVERIES> 25 0
<ALLOWANCE-CLOSE> 1,846 1,496
<ALLOWANCE-DOMESTIC> 1,846 1,496
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>