SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: December 23, 1998
(Date of earliest event reported)
Commission File No. 333-65481
- --------------------------------------------------------------------------------
Norwest Asset Securities Corporation
Delaware 52-1972128
- --------------------------------------------------------------------------------
(State of Incorporation) (I.R.S. Employer Identification No.)
7485 New Horizon Way, Frederick, Maryland 21703
- --------------------------------------------------------------------------------
Address of principal executive offices (Zip Code)
(301) 846-8881
- --------------------------------------------------------------------------------
Registrant's Telephone Number, including area code
- --------------------------------------------------------------------------------
(Former name, former address and former fiscal year,
if changed since last report)
<PAGE>
ITEM 5. Other Events
On December 23, 1998, Norwest Asset Securities Corporation, a
Delaware corporation (the "Registrant"), sold Mortgage Pass-Through
Certificates, Series 1998-33, Class A-1, Class A-2, Class A-3, Class A-4, Class
A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class
A-12, Class A-13, Class A-14, Class A-15, Class A-16, Class A-R, Class B-1,
Class B-2 and Class B-3 (the "Offered Certificates"), having an aggregate
original principal balance of $794,820,100.00 The Offered Certificates were
issued pursuant to a Pooling and Servicing Agreement, dated as of December 23,
1998, among the Registrant, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer" or "Norwest Bank"), United States Trust
Company of New York, as trustee, and First Union National Bank, as trust
administrator (the "Agreement"), a copy of which is filed as an exhibit hereto.
Mortgage Pass-Through Certificates, Series 1998-33, Class A-PO Certificates,
having an aggregate initial principal balance of $88,803.93 and Class B-4, Class
B-5 and Class B-6 Certificates, having an aggregate initial principal balance of
$5,603,787.24 (the "Private Class B Certificates" and, together with the Class
A-PO Certificates and the Offered Certificates, the "Certificates"), were also
issued pursuant to the Agreement.
As of the date of initial issuance, the Offered Certificates
evidenced an approximate 99.29% undivided interest in a trust fund (the "Trust
Estate"), consisting principally of a pool of fixed interest rate, conventional,
monthly pay, fully-amortizing, one-to four-family residential first mortgage
loans, other than the Fixed Retained Yield (as defined in the Agreement), which
may include loans secured by shares issued by cooperative housing corporations.
The remaining undivided interests in the Trust Estate are evidenced by the Class
A-PO and Private Class B Certificates. Distributions on the Private Class B
Certificates are subordinated to distributions on the Offered Certificates and
the Class A-PO Certificates.
Interest on the Offered Certificates will be distributed on each
Distribution Date (as defined in the Agreement). Monthly distributions in
reduction of the principal balance of the Offered Certificates will be allocated
to the Offered Certificates in accordance with the priorities set forth in the
Agreement. Distributions of interest and in reduction of principal balance on
any Distribution Date will be made to the extent that the Pool Distribution
Amount is sufficient therefor.
An election will be made to treat the Trust Estate as a REMIC for
federal income tax purposes (the "REMIC"). The Class A-1, Class A-2, Class A-3,
Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10,
Class A-11, Class A-12, Class A-13, Class A-14, Class A-15, Class A-16, Class
A-PO, Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6
Certificates will be treated as "regular interests" in the REMIC and the Class
A-R Certificate will be treated as the "residual interest" in REMIC.
<PAGE>
ITEM 7. Financial Statements and Exhibits
(c) Exhibits
Item 601(a)
of Regulation S-K
Exhibit No. Description
- ----------------- ------------
(EX-4) Pooling and Servicing Agreement,
dated as of December 23, 1998, among
Norwest Asset Securities Corporation,
Norwest Bank Minnesota, National
Association, United States Trust Company
of New York, as trustee, and First Union
National Bank, as trust administrator.
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
NORWEST ASSET SECURITIES CORPORATION
December 23, 1998
________________________________________
Alan McKenney
Vice President
<PAGE>
INDEX TO EXHIBITS
Paper (P) or
Exhibit No. Description Electronic (E)
- ----------- ----------- -------------
(EX-4) Pooling and Servicing E
Agreement, dated as of December 23,
1998 among Norwest Asset Securities
Corporation, Norwest Bank
Minnesota, National Association,
United States Trust Company of New
York, as trustee and First Union
National Bank, as trust
administrator.
-------------------------------------------------------------------
NORWEST ASSET SECURITIES CORPORATION
(Seller)
and
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
(Master Servicer)
UNITED STATES TRUST COMPANY OF NEW YORK
(Trustee)
and
FIRST UNION NATIONAL BANK
(Trust Administrator)
POOLING AND SERVICING AGREEMENT
Dated as of December 23, 1998
$800,512,691.17
Mortgage Pass-Through Certificates
Series 1998-33
-----------------------------------------------------------------
<PAGE>
TABLE OF CONTENTS
Page
ARTICLE I
DEFINITIONS
Section 1.01. Definitions....................................................1
Section 1.02. Acts of Holders...............................................51
Section 1.03. Effect of Headings and Table of Contents......................52
Section 1.04. Benefits of Agreement.........................................52
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF THE
CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans...................................1
Section 2.02. Acceptance by Trust Administrator..............................2
Section 2.03. Representations and Warranties of the Master Servicer
and the Seller.................................................3
Section 2.04. Execution and Delivery of Certificates........................10
Section 2.05. Designation of Certificates; Designation of Startup Day
and Latest Possible Maturity Date.............................10
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE: SERVICING OF THE
MORTGAGE LOANS
Section 3.01. Certificate Account............................................1
Section 3.02. Permitted Withdrawals from the Certificate Account.............2
Section 3.03. Advances by Master Servicer and Trust Administrator............4
Section 3.04. Trust Administrator to Cooperate; Release of Owner
Mortgage Loan Files............................................5
Section 3.05. Reports to the Trustee and Trust Administrator; Annual
Compliance Statements..........................................6
Section 3.06. Title, Management and Disposition of Any REO Mortgage
Loan...........................................................7
Section 3.07. Amendments to Servicing Agreements, Modification of
Standard Provisions............................................8
Section 3.08. Oversight of Servicing.........................................9
Section 3.09. Termination and Substitution of Servicing Agreements..........11
Section 3.10. Application of Net Liquidation Proceeds.......................12
Section 3.11. 1934 Act Reports..............................................13
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES; PAYMENTS TO
CERTIFICATEHOLDERS; STATEMENTS AND REPORTS
Section 4.01. Distributions..................................................1
Section 4.02. Allocation of Realized Losses..................................8
Section 4.03. Paying Agent..................................................10
Section 4.04. Statements to Certificateholders; Report to the Trust
Administrator and the Seller..................................11
Section 4.05. Reports to Mortgagors and the Internal Revenue Service........15
Section 4.06. Calculation of Amounts; Binding Effect of
Interpretations and Actions of Master Servicer................15
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates...............................................1
Section 5.02. Registration of Certificates...................................3
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates..............6
Section 5.04. Persons Deemed Owners..........................................7
Section 5.05. Access to List of Certificateholders' Names and Addresses......7
Section 5.06. Maintenance of Office or Agency................................8
Section 5.07. Definitive Certificates........................................8
Section 5.08. Notices to Clearing Agency.....................................9
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
Section 6.01. Liability of the Seller and the Master Servicer................1
Section 6.02. Merger or Consolidation of the Seller or the Master
Servicer.......................................................1
Section 6.03. Limitation on Liability of the Seller, the Master
Servicer and Others............................................1
Section 6.04. Resignation of the Master Servicer.............................2
Section 6.05. Compensation to the Master Servicer............................2
Section 6.06. Assignment or Delegation of Duties by Master Servicer..........3
Section 6.07. Indemnification of Trustee, Trust Administrator and
Seller by Master Servicer......................................3
ARTICLE VII
DEFAULT
Section 7.01. Events of Default..............................................1
Section 7.02. Other Remedies of Trustee......................................3
Section 7.03. Directions by Certificateholders and Duties of Trustee
During Event of Default........................................3
Section 7.04. Action upon Certain Failures of the Master Servicer and
upon Event of Default..........................................4
Section 7.05. Trust Administrator to Act; Appointment of Successor...........4
Section 7.06. Notification to Certificateholders.............................5
ARTICLE VIII
CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR
Section 8.01. Duties of Trustee and Trust Administrator......................1
Section 8.02. Certain Matters Affecting the Trustee and the Trust
Administrator..................................................2
Section 8.03. Neither Trustee nor Trust Administrator Required to Make
Investigation..................................................3
Section 8.04. Neither Trustee nor Trust Administrator Liable for
Certificates or Mortgage Loans.................................3
Section 8.05. Trustee and Trust Administrator May Own Certificates...........4
Section 8.06. The Master Servicer to Pay Fees and Expenses...................4
Section 8.07. Eligibility Requirements.......................................4
Section 8.08. Resignation and Removal........................................5
Section 8.09. Successor......................................................6
Section 8.10. Merger or Consolidation........................................6
Section 8.11. Authenticating Agent...........................................7
Section 8.12. Separate Trustees and Co-Trustees..............................8
Section 8.13. Appointment of Custodians......................................9
Section 8.14. Tax Matters; Compliance with REMIC Provisions.................10
Section 8.15. Monthly Advances..............................................12
ARTICLE IX
TERMINATION
Section 9.01. Termination upon Purchase by the Seller or Liquidation
of All Mortgage Loans..........................................1
Section 9.02. Additional Termination Requirements............................3
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment...................................................1
Section 10.02. Recordation of Agreement....................................3
Section 10.03. Limitation on Rights of Certificateholders..................3
Section 10.04. Governing Law; Jurisdiction.................................4
Section 10.05. Notices.....................................................4
Section 10.06. Severability of Provisions..................................5
Section 10.07. Special Notices to Rating Agencies..........................5
Section 10.08. Covenant of Seller..........................................6
Section 10.09. Recharacterization..........................................6
ARTICLE XI
TERMS FOR CERTIFICATES
Section 11.01. Class A Fixed Pass-Through Rate.............................1
Section 11.02. Cut-Off Date................................................1
Section 11.03. Cut-Off Date Aggregate Principal Balance....................1
Section 11.04. Original Class A Percentage.................................1
Section 11.05. Original Principal Balances of the Classes of Class A
Certificates................................................1
Section 11.06. Original Class A Non-PO Principal Balance...................2
Section 11.07. Original Subordinated Percentage............................2
Section 11.08. Original Class B-1 Percentage...............................2
Section 11.09. Original Class B-2 Percentage...............................2
Section 11.10. Original Class B-3 Percentage...............................2
Section 11.11. Original Class B-4 Percentage...............................2
Section 11.12. Original Class B-5 Percentage...............................2
Section 11.13. Original Class B-6 Percentage...............................3
Section 11.14. Original Class B Principal Balance..........................3
Section 11.15. Original Principal Balances of the Classes of Class B
Certificates................................................3
Section 11.16. Original Class B-1 Fractional Interest......................3
Section 11.17. Original Class B-2 Fractional Interest......................3
Section 11.18. Original Class B-3 Fractional Interest......................3
Section 11.19. Original Class B-4 Fractional Interest......................4
Section 11.20. Original Class B-5 Fractional Interest......................4
Section 11.21. Closing Date................................................4
Section 11.22. Right to Purchase...........................................4
Section 11.23. Wire Transfer Eligibility...................................4
Section 11.24. Single Certificate..........................................4
Section 11.25. Servicing Fee Rate..........................................5
Section 11.26. Master Servicing Fee Rate...................................5
<PAGE>
EXHIBITS
EXHIBIT A-1 - Form of Face of Class A-1 Certificate
EXHIBIT A-2 - Form of Face of Class A-2 Certificate
EXHIBIT A-3 - Form of Face of Class A-3 Certificate
EXHIBIT A-4 - Form of Face of Class A-4 Certificate
EXHIBIT A-5 - Form of Face of Class A-5 Certificate
EXHIBIT A-6 - Form of Face of Class A-6 Certificate
EXHIBIT A-7 - Form of Face of Class A-7 Certificate
EXHIBIT A-8 - Form of Face of Class A-8 Certificate
EXHIBIT A-9 - Form of Face of Class A-9 Certificate
EXHIBIT A-10 - Form of Face of Class A-10 Certificate
EXHIBIT A-11 - Form of Face of Class A-11 Certificate
EXHIBIT A-12 - Form of Face of Class A-12 Certificate
EXHIBIT A-13 - Form of Face of Class A-13 Certificate
EXHIBIT A-14 - Form of Face of Class A-14 Certificate
EXHIBIT A-15 - Form of Face of Class A-15 Certificate
EXHIBIT A-16 - Form of Face of Class A-16 Certificate
EXHIBIT A-PO - Form of Face of Class A-PO Certificate
EXHIBIT A-R - Form of Face of Class A-R Certificate
EXHIBIT B-1 - Form of Face of Class B-1 Certificate
EXHIBIT B-2 - Form of Face of Class B-2 Certificate
EXHIBIT B-3 - Form of Face of Class B-3 Certificate
EXHIBIT B-4 - Form of Face of Class B-4 Certificate
EXHIBIT B-5 - Form of Face of Class B-5 Certificate
EXHIBIT B-6 - Form of Face of Class B-6 Certificate
EXHIBIT C - Form of Reverse of Series 1998-33 Certificates
EXHIBIT D - Reserved
EXHIBIT E - Custodial Agreement
EXHIBIT F-1 - Schedule of Mortgage Loans Serviced by Norwest
Mortgage in locations other than Frederick, Maryland
EXHIBIT F-2 - Schedule of Mortgage Loans Serviced by Norwest
Mortgage from Frederick, Maryland
EXHIBIT F-3 - Schedule of Mortgage Loans Serviced by Other
Servicers
EXHIBIT G - Request for Release
EXHIBIT H - Affidavit Pursuant to Section 860E(e)(4) of the
Internal Revenue Code of 1986, as amended, and for
Non-ERISA Investors
EXHIBIT I - Letter from Transferor of Residual Certificates
EXHIBIT J - Transferee's Letter (Class [A-PO][B-4] [B-5] [B-6]
Certificates)
EXHIBIT K - Transferee's Letter (Class [B-1] [B-2] [B-3]
Certificates)
EXHIBIT L - Servicing Agreements
EXHIBIT M - Form of Special Servicing Agreement
<PAGE>
This Pooling and Servicing Agreement, dated as of December 23, 1998
executed by NORWEST ASSET SECURITIES CORPORATION, as Seller, NORWEST BANK
MINNESOTA, NATIONAL ASSOCIATION, as Master Servicer, UNITED STATES TRUST COMPANY
OF NEW YORK, as Trustee and FIRST UNION NATIONAL BANK, as Trust Administrator.
WITNESSETH THAT:
In consideration of the mutual agreements herein contained, the
Seller, the Master Servicer, the Trustee and the Trust Administrator agree as
follows:
ARTICLE I
DEFINITIONS
SECTION 1.01. DEFINITIONS.
Whenever used herein, the following words and phrases, unless the
context otherwise requires, shall have the meanings specified in this Article.
Accepted Master Servicing Practices: Accepted Master Servicing
Practices shall consist of the customary and usual master servicing practices of
prudent master servicing institutions which service mortgage loans of the same
type as the Mortgage Loans in the jurisdictions in which the related Mortgaged
Properties are located, regardless of the date upon which the related Mortgage
Loans were originated.
Accretion Directed Certificates: The Class A-2 Certificates,
Class A-15 Certificates and Class A-16 Certificates.
Accretion Termination Date: The earlier to occur of (i) the
Distribution Date following the Distribution Date on which the Principal
Balances of the Accretion Directed Certificates have been reduced to zero or
(ii) the Cross-Over Date.
Accrual Certificates: The Class A-9 Certificates.
Accrual Distribution Amount: As to any Distribution Date prior to
the Accretion Termination Date, an amount equal to the sum of (i) the Class A
Interest Percentage of the Accrual Certificates of the Current Class A Interest
Distribution Amount and (ii) the Class A Interest Shortfall Percentage of the
Accrual Certificates of the amount distributed in respect of the Classes of
Class A Certificates pursuant to Paragraph second of Section 4.01(a) on such
Distribution Date. As to any Distribution Date on or after the Accretion
Termination Date, zero.
Adjusted Pool Amount: With respect to any Distribution Date, the
Cut-Off Date Aggregate Principal Balance of the Mortgage Loans minus the sum of
(i) all amounts in respect of principal received in respect of the Mortgage
Loans (including, without limitation, amounts received as Monthly Payments,
Periodic Advances, Unscheduled Principal Receipts and Substitution Principal
Amounts) and distributed to Holders of the Certificates on such Distribution
Date and all prior Distribution Dates and (ii) the principal portion of all
Realized Losses (other than Debt Service Reductions) incurred on the Mortgage
Loans from the Cut-Off Date through the end of the month preceding such
Distribution Date.
Adjusted Pool Amount (Non-PO Portion): With respect to any
Distribution Date, the difference between the Adjusted Pool Amount for such
Distribution Date and the Adjusted Pool Amount (PO Portion) for such
Distribution Date.
Adjusted Pool Amount (PO Portion): With respect to any Distribution
Date, the sum of the amounts, calculated as follows, with respect to all
Outstanding Mortgage Loans: the product of (i) the PO Fraction for each such
Mortgage Loan and (ii) the remainder of (A) the Cut-Off Date Principal Balance
of such Mortgage Loan minus (B) the sum of (x) all amounts in respect of
principal received in respect of such Mortgage Loan (including, without
limitation, amounts received as Monthly Payments, Periodic Advances, Unscheduled
Principal Receipts and Substitution Principal Amounts) and distributed to
Holders of the Certificates on such Distribution Date and all prior Distribution
Dates and (y) the principal portion of any Realized Loss (other than a Debt
Service Reduction) incurred on such Mortgage Loan from the Cut-Off Date through
the end of the month preceding such Distribution Date.
Adjusted Principal Balance: As to any Distribution Date and any
Class of Class B Certificates, the greater of (A) zero and (B) (i) the Principal
Balance of such Class with respect to such Distribution Date minus (ii) the
Adjustment Amount for such Distribution Date less the Principal Balances for any
Classes of Class B Certificates with higher numerical designations.
Adjustment Amount: For any Distribution Date, the difference between
(A) the sum of the Class A Principal Balance and Class B Principal Balance as of
the related Determination Date and (B) the sum of (i) the sum of the Class A
Principal Balance and Class B Principal Balance as of the Determination Date
succeeding such Distribution Date, (ii) the principal portion of Excess Special
Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses allocated to the
Certificates with respect to such Distribution Date and (iii) the aggregate
amount that would have been distributed to all Classes as principal in
accordance with Section 4.01(a) for such Distribution Date without regard to the
provisos in the definitions of Class B-1 Optimal Principal Amount, Class B-2
Optimal Principal Amount, Class B-3 Optimal Principal Amount, Class B-4 Optimal
Principal Amount, Class B-5 Optimal Principal Amount and Class B-6 Optimal
Principal Amount.
Aggregate Class A Distribution Amount: As to any Distribution Date,
the aggregate amount distributable to the Classes of Class A Certificates
pursuant to Paragraphs first, second, third and fourth of Section 4.01(a) on
such Distribution Date.
Aggregate Class A Unpaid Interest Shortfall: As to any Distribution
Date, an amount equal to the sum of the Class A Unpaid Interest Shortfalls for
all the Classes of Class A Certificates.
Aggregate Current Bankruptcy Losses: With respect to any
Distribution Date, the sum of all Bankruptcy Losses incurred on any of the
Mortgage Loans in the month preceding the month of such Distribution Date.
Aggregate Current Fraud Losses: With respect to any Distribution
Date, the sum of all Fraud Losses incurred on any of the Mortgage Loans in the
month preceding the month of such Distribution Date.
Aggregate Current Special Hazard Losses: With respect to any
Distribution Date, the sum of all Special Hazard Losses incurred on any of the
Mortgage Loans in the month preceding the month of such Distribution Date.
Aggregate Foreclosure Profits: As to any Distribution Date, the
aggregate amount of Foreclosure Profits with respect to all of the Mortgage
Loans.
Agreement: This Pooling and Servicing Agreement and all amendments
and supplements hereto.
Applicable Unscheduled Principal Receipt Period: With respect to the
Mortgage Loans serviced by each Servicer and each of Full Unscheduled Principal
Receipts and Partial Unscheduled Principal Receipts, the Unscheduled Principal
Receipt Period specified on Schedule I hereto, as amended from time to time by
the Master Servicer pursuant to Section 10.01(b)
hereof.
Authenticating Agent: Any authenticating agent appointed by the
Trust Administrator pursuant to Section 8.11. There shall initially be no
Authenticating Agent for the Certificates.
Available Master Servicer Compensation: As to any Distribution Date,
the sum of (a) the Master Servicing Fee for such Distribution Date, (b) interest
earned through the business day preceding the applicable Distribution Date on
any Prepayments in Full remitted to the Master Servicer and (c) the aggregate
amount of Month End Interest remitted by the Servicers to the Master Servicer
pursuant to the related Servicing Agreements.
Bank United Mortgage Loan Sale Agreement: The mortgage loan sale
agreement dated as of September 17, 1998 between Bank United, as seller, and
Norwest Funding, Inc., as purchaser.
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
Bankruptcy Loss: With respect to any Mortgage Loan, a Deficient
Valuation or Debt Service Reduction; provided, however, that a Bankruptcy Loss
shall not be deemed a Bankruptcy Loss hereunder so long as the applicable
Servicer has notified the Master Servicer and the Trust Administrator in writing
that such Servicer is diligently pursuing any remedies that may exist in
connection with the representations and warranties made regarding the related
Mortgage Loan and either (A) the related Mortgage Loan is not in default with
regard to payments due thereunder or (B) delinquent payments of principal and
interest under the related Mortgage Loan and any premiums on any applicable
primary hazard insurance policy and any related escrow payments in respect of
such Mortgage Loan are being advanced on a current basis by such Servicer
without giving effect to any Debt Service Reduction.
Bankruptcy Loss Amount: As of any Distribution Date prior to the
first anniversary of the Cut-Off Date, the Bankruptcy Loss Amount will equal
$205,492.67 minus the aggregate amount of Bankruptcy Losses allocated solely to
the Class B Certificates in accordance with Section 4.02(a) since the Cut-Off
Date. As of any Distribution Date on or after the first anniversary of the
Cut-Off Date, an amount equal to (1) the lesser of (a) the Bankruptcy Loss
Amount calculated as of the close of business on the Business Day immediately
preceding the most recent anniversary of the Cut-Off Date coinciding with or
preceding such Distribution Date (the "Relevant Anniversary") and (b) such
lesser amount which, as determined on the Relevant Anniversary will not cause
any rated Certificates to be placed on credit review status (other than for
possible upgrading) by either Rating Agency minus (2) the aggregate amount of
Bankruptcy Losses allocated solely to the Class B Certificates in accordance
with Section 4.02(a) since the Relevant Anniversary. On and after the Cross-Over
Date the Bankruptcy Loss Amount shall be zero.
Beneficial Owner: With respect to a Book-Entry Certificate, the
Person who is the beneficial owner of such Book-Entry Certificate, as reflected
on the books of the Clearing Agency, or on the books of a Person maintaining an
account with such Clearing Agency (directly or as an indirect participant, in
accordance with the rules of such Clearing Agency), as the case may be.
Book-Entry Certificate: Any one of the Class A-1 Certificates, Class
A-2 Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-6 Certificates, Class A-7 Certificates, Class A-8
Certificates, Class A-9 Certificates, Class A-10 Certificates, Class A-11
Certificates, Class A-12 Certificates, Class A-13 Certificates, Class A-14
Certificates, Class A-15 Certificates and Class A-16 Certificates, beneficial
ownership and transfers of which shall be evidenced by, and made through, book
entries by the Clearing Agency as described in Section 5.01(b).
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii)
a legal holiday in the City of New York, State of Iowa, State of Maryland, State
of Minnesota or State of North Carolina or (iii) a day on which banking
institutions in the City of New York, or the State of Iowa, State of Maryland,
State of Minnesota or State of North Carolina are authorized or obligated by law
or executive order to be closed.
Certificate: Any one of the Class A Certificates or Class B
Certificates.
Certificate Account: The trust account established and maintained by
the Master Servicer in the name of the Master Servicer on behalf of the Trustee
pursuant to Section 3.01. The Certificate Account shall be an Eligible Account.
Certificate Register and Certificate Registrar: Respectively, the
register maintained pursuant to and the registrar provided for in Section 5.02.
The initial Certificate Registrar is the Trust Administrator.
Certificateholder or Holder: The Person in whose name a Certificate
is registered in the Certificate Register, except that, solely for the purposes
of the taking of any action under Articles VII or VIII, any Certificate
registered in the name of the Master Servicer, a Servicer or any affiliate
thereof shall be deemed not to be outstanding and the Voting Interest evidenced
thereby shall not be taken into account in determining whether the requisite
percentage of Certificates necessary to effect any such action has been
obtained.
Class: All certificates whose form is identical except for
variations in the Percentage Interest evidenced thereby.
Class A Certificate: Any one of the Class A-1 Certificates, Class
A-2 Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-6 Certificates, Class A-7 Certificates, Class A-8
Certificates, Class A-9 Certificates, Class A-10 Certificates, Class A-11
Certificates, Class A-12 Certificates, Class A-13 Certificates, Class A-14
Certificates, Class A-15 Certificates, Class A-16 Certificates, Class A-PO
Certificates and Class A-R Certificate.
Class A Certificateholder: The registered holder of a Class A
Certificate.
Class A Distribution Amount: As to any Distribution Date and any
Class of Class A Certificates (other than the Class A-9 and Class A-PO
Certificates), the amount distributable to such Class of Class A Certificates
pursuant to Paragraphs first, second and third clause (A) of Section 4.01(a). As
to the Class A-9 Certificates, (a) as to any Distribution Date prior to the
Accretion Termination Date, the amount distributable to the Accrual Certificates
pursuant to the provisos in Paragraphs first and second of Section 4.01(a) and
Paragraph third clause (A) of Section 4.01(a) and (b) as to any Distribution
Date on or after the Accretion Termination Date, the amount distributable to the
Accrual Certificates pursuant to Paragraphs first, second and third clause (A)
of Section 4.01(a). As to any Distribution Date and the Class A-PO Certificates,
the amount distributable to the Class A-PO Certificates pursuant to Paragraphs
third clause (B) and fourth of Section 4.01(a) on such Distribution Date.
Class A Fixed Pass-Through Rate: As to any Distribution Date, the
rate per annum set forth in Section 11.01.
Class A Interest Accrual Amount: As to any Distribution Date, the
sum of the Interest Accrual Amounts for the Classes of Class A Certificates with
respect to such Distribution Date.
Class A Interest Percentage: As to any Distribution Date and any
Class of Class A Certificates (other than the Class A-PO Certificates), the
percentage calculated by dividing the Interest Accrual Amount of such Class
(determined without regard to clause (ii) of the definition thereof) by the
Class A Interest Accrual Amount (determined without regard to clause (ii) of the
definition of each Interest Accrual Amount).
Class A Interest Shortfall Amount: As to any Distribution Date and
any Class of Class A Certificates, any amount by which the Interest Accrual
Amount of such Class with respect to such Distribution Date exceeds the amount
distributed in respect of such Class on such Distribution Date pursuant to
Paragraph first of Section 4.01(a) including, in the case of the Accrual
Certificates prior to the Accretion Termination Date, the amount included in the
Accrual Distribution Amount pursuant to clause (i) of the definition thereof.
Class A Interest Shortfall Percentage: As to any Distribution Date
and any Class of Class A Certificates, the percentage calculated by dividing the
Class A Unpaid Interest Shortfall for such Class by the Aggregate Class A Unpaid
Interest Shortfall determined as of the Business Day preceding the applicable
Distribution Date.
Class A Loss Denominator: As to any Determination Date, an amount
equal to the sum of (i) the Principal Balances of the Class A Certificates
(other than the Accrual Certificates and the Class A-PO Certificates) and (ii)
with respect to the Accrual Certificates, the lesser of the Principal Balance of
the Accrual Certificates and the Original Principal Balance of the Accrual
Certificates.
Class A Loss Percentage: As to any Determination Date and any Class
of Class A Certificates (other than the Class A-PO Certificates) then
outstanding, the percentage calculated by dividing the Principal Balance of such
Class (or, in the case of the Accrual Certificates, the Original Principal
Balance of such Class, if lower) by the Class A Loss Denominator (determined
without regard to any such Principal Balance of any Class of Class A
Certificates not then outstanding), in each case determined as of the preceding
Determination Date.
Class A Non-PO Optimal Amount: As to any Distribution Date, the sum
for such Distribution Date of (i) the Class A Interest Accrual Amount, (ii) the
Aggregate Class A Unpaid Interest Shortfall and (iii) the Class A Non-PO Optimal
Principal Amount.
Class A Non-PO Optimal Principal Amount: As to any Distribution
Date, an amount equal to the sum, as to each Outstanding Mortgage Loan, of the
product of (x) the Non-PO Fraction with respect to such Mortgage Loan, and (y)
the sum of:
(i) the Class A Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class A Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(iii) the Class A Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class A Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such defective Mortgage
Loan.
Class A Non-PO Principal Amount: As to any Distribution Date, the
aggregate amount distributed in respect of the Classes of Class A Certificates
pursuant to Paragraph third clause (A) of Section 4.01(a).
Class A Non-PO Principal Balance: As of any date, an amount equal to
the Class A Principal Balance less the Principal Balance of the Class A-PO
Certificates.
Class A Non-PO Principal Distribution Amount: As to any Distribution
Date, the sum of (i) the Accrual Distribution Amount, if any, with respect to
such Distribution Date and (ii) the Class A Non-PO Principal Amount with respect
to such Distribution Date.
Class A Pass-Through Rate: As to the Class A-1, Class A-2, Class
A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-15, Class
A-16 and Class A-R Certificates, the Class A Fixed Pass-Through Rate. As to the
Class A-3 Certificates, 6.000%. As to the Class A-10, Class A-11 and Class A-12
Certificates, 6.750%. As to the Class A-13 and Class A-14 Certificates, 7.000%.
The Class A-PO Certificates are not entitled to interest and have no Class A
Pass-Through Rate.
Class A Percentage: As to any Distribution Date occurring on or
prior to the Cross-Over Date, the lesser of (i) 100% and (ii) the percentage
obtained by dividing the Class A Non-PO Principal Balance (determined as of the
Determination Date preceding such Distribution Date) by the Pool Balance (Non-PO
Portion). As to any Distribution Date occurring subsequent to the Cross-Over
Date, 100% or such lesser percentage which will cause the Class A Non-PO
Principal Balance to decline to zero following the distribution made on such
Distribution Date.
Class A Prepayment Percentage: As to any Distribution Date to and
including the Distribution Date in December 2003, 100%. As to any Distribution
Date subsequent to December 2003 to and including the Distribution Date in
December 2004, the Class A Percentage as of such Distribution Date plus 70% of
the Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to December 2004 to and including the Distribution Date in
December 2005, the Class A Percentage as of such Distribution Date plus 60% of
the Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to December 2005 to and including the Distribution Date in
December 2006, the Class A Percentage as of such Distribution Date plus 40% of
the Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to December 2006 to and including the Distribution Date in
December 2007, the Class A Percentage as of such Distribution Date plus 20% of
the Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to December 2007, the Class A Percentage as of such Distribution
Date. The foregoing is subject to the following: (i) if the aggregate
distribution to Holders of Class A Certificates on any Distribution Date of the
Class A Prepayment Percentage provided above of (a) Unscheduled Principal
Receipts distributable on such Distribution Date would reduce the Class A Non-PO
Principal Balance below zero, the Class A Prepayment Percentage for such
Distribution Date shall be the percentage necessary to bring the Class A Non-PO
Principal Balance to zero and thereafter the Class A Prepayment Percentage shall
be zero and (ii) if the Class A Percentage as of any Distribution Date is
greater than the Original Class A Percentage, the Class A Prepayment Percentage
for such Distribution Date shall be 100%. Notwithstanding the foregoing, with
respect to any Distribution Date on which the following criteria are not met,
the reduction of the Class A Prepayment Percentage described in the second
through sixth sentences of this definition of Class A Prepayment Percentage
shall not be applicable with respect to such Distribution Date. In such event,
the Class A Prepayment Percentage for such Distribution Date will be determined
in accordance with the applicable provision, as set forth in the first through
fifth sentences above, which was actually used to determine the Class A
Prepayment Percentage for the Distribution Date occurring in the December
preceding such Distribution Date (it being understood that for the purposes of
the determination of the Class A Prepayment Percentage for the current
Distribution Date, the current Class A Percentage and Subordinated Percentage
shall be utilized). In order for the reduction referred to in the second through
sixth sentences to be applicable, with respect to any Distribution Date (a) the
average outstanding principal balance on such Distribution Date and for the
preceding five Distribution Dates on the Mortgage Loans that were delinquent 60
days or more (including for this purpose any payments due with respect to
Mortgage Loans in foreclosure and REO Mortgage Loans) must be less than 50% of
the current Class B Principal Balance and (b) cumulative Realized Losses shall
not exceed (1) 30% of the Original Class B Principal Balance if such
Distribution Date occurs between and including January 2004 and December 2004
(2) 35% of the Original Class B Principal Balance if such Distribution Date
occurs between and including January 2005 and December 2005, (3) 40% of the
Original Class B Principal Balance if such Distribution Date occurs between and
including January 2006 and December 2006, (4) 45% of the Original Class B
Principal Balance if such Distribution Date occurs between and including January
2007 and December 2007, and (5) 50% of the Original Class B Principal Balance if
such Distribution Date occurs during or after January 2008. With respect to any
Distribution Date on which the Class A Prepayment Percentage is reduced below
the Class A Prepayment Percentage for the prior Distribution Date, the Master
Servicer shall certify to the Trust Administrator, based upon information
provided by each Servicer as to the Mortgage Loans serviced by it that the
criteria set forth in the preceding sentence are met.
Class A Principal Balance: As of any date, an amount equal to the
sum of the Principal Balances for the Class A-1 Certificates, Class A-2
Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-6 Certificates, Class A-7 Certificates, Class A-8
Certificates, Class A-9 Certificates, Class A-10 Certificates, Class A-11
Certificates, Class A-12 Certificates, Class A-13 Certificates, Class A-14
Certificates, Class A-15 Certificates, Class A-16 Certificates, Class A-PO
Certificates and Class A-R Certificate.
Class A Unpaid Interest Shortfall: As to any Distribution Date and
any Class of Class A Certificates, the amount, if any, by which the aggregate of
the Class A Interest Shortfall Amounts for such Class for prior Distribution
Dates is in excess of the amounts distributed in respect of such Class (or in
the case of the Accrual Certificates prior to the Accretion Termination Date,
the amount included in the Accrual Distribution Amount pursuant to clause (ii)
of the definition thereof) on prior Distribution Dates pursuant to Paragraph
second of Section 4.01(a).
Class A-1 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-1 and
Exhibit C hereto.
Class A-1 Certificateholder: The registered holder of a Class A-1
Certificate.
Class A-2 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-2 and
Exhibit C hereto.
Class A-2 Certificateholder: The registered holder of a Class A-2
Certificate.
Class A-3 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-3 and
Exhibit C hereto.
Class A-3 Certificateholder: The registered holder of a Class A-3
Certificate.
Class A-4 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-4 and
Exhibit C hereto.
Class A-4 Certificateholder: The registered holder of a Class A-4
Certificate.
Class A-5 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-5 and
Exhibit C hereto.
Class A-5 Certificateholder: The registered holder of a Class A-5
Certificate.
Class A-6 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-6 and
Exhibit C hereto.
Class A-6 Certificateholder: The registered holder of a Class A-6
Certificate.
Class A-7 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-7 and
Exhibit C hereto.
Class A-7 Certificateholder: The registered holder of a Class A-7
Certificate.
Class A-8 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-8 and
Exhibit C hereto.
Class A-8 Certificateholder: The registered holder of a Class A-8
Certificate.
Class A-9 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-9 and
Exhibit C hereto.
Class A-9 Certificateholder: The registered holder of a Class A-9
Certificate.
Class A-10 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-10 and
Exhibit C hereto.
Class A-10 Certificateholder: The registered holder of a Class A-10
Certificate.
Class A-11 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-11 and
Exhibit C hereto.
Class A-11 Certificateholder: The registered holder of a Class A-11
Certificate.
Class A-12 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-12 and
Exhibit C hereto.
Class A-12 Certificateholder: The registered holder of a Class A-12
Certificate.
Class A-13 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-13 and
Exhibit C hereto.
Class A-13 Certificateholder: The registered holder of a Class A-13
Certificate.
Class A-14 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-14 and
Exhibit C hereto.
Class A-14 Certificateholder: The registered holder of a Class A-14
Certificate.
Class A-15 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-15 and
Exhibit C hereto.
Class A-15 Certificateholder: The registered holder of a Class A-15
Certificate.
Class A-16 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-16 and
Exhibit C hereto.
Class A-16 Certificateholder: The registered holder of a Class A-16
Certificate.
Class A-PO Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit A-PO and
Exhibit C hereto.
Class A-PO Certificateholder: The registered holder of a Class A-PO
Certificate.
Class A-PO Deferred Amount: For any Distribution Date prior to the
Cross-Over Date, the difference between (A) the sum of (x) the amount by which
the sum of the Class A-PO Optimal Principal Amounts for all prior Distribution
Dates exceeded the amounts distributed on the Class A-PO Certificates on such
prior Distribution Dates pursuant to Paragraph third clause (B) of Section
4.01(a) and (y) the sum of the product for each Discount Mortgage Loan which
became a Liquidated Loan at any time on or prior to the last day of the
applicable Unscheduled Principal Receipt Period for the current Distribution
Date of (a) the PO Fraction for such Discount Mortgage Loan and (b) an amount
equal to the principal portion of Realized Losses (other than Bankruptcy Losses
due to Debt Service Reductions) incurred with respect to such Mortgage Loan
other than Excess Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses and (B) amounts distributed on the Class A-PO Certificates on
prior Distribution Dates pursuant to Paragraph fourth of Section 4.01(a). On and
after the Cross-Over Date, the Class A-PO Deferred Amount will be zero. No
interest will accrue on any Class A-PO Deferred Amount.
Class A-PO Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum as to each Outstanding Mortgage Loan, of the product of
(x) the PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) (A) the principal portion of the Monthly Payment due on the Due
Date occurring in the month of such Distribution Date on such Mortgage
Loan, less (B) if the Bankruptcy Loss Amount has been reduced to zero, the
principal portion of any Debt Service Reduction with respect to such
Mortgage Loan;
(ii) all Unscheduled Principal Receipts that were received by a
Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date
for each applicable type of Unscheduled Principal Receipt;
(iii) the Scheduled Principal Balance of each Mortgage Loan that was
repurchased by the Seller during such preceding month pursuant to Section
2.02 or 2.03;
(iv) the excess of the unpaid principal balance of such Mortgage Loan
substituted for a defective Mortgage Loan during the month preceding the
month in which such Distribution Date occurs over the unpaid principal
balance of such defective Mortgage Loan, less the amount allocable to the
principal portion of any unreimbursed Periodic Advances previously made by
the applicable Servicer, the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan.
Class A-R Certificate: The Certificate executed by the Trust Administrator
and authenticated by the Trust Administrator or the Authenticating Agent in
substantially the form set forth in Exhibit A-R and Exhibit C hereto.
Class A-R Certificateholder: The registered holder of the Class A-R
Certificate.
Class B Certificate: Any one of the Class B-1 Certificates, Class
B-2 Certificates, Class B-3 Certificates, Class B-4 Certificates, Class B-5
Certificates or Class B-6 Certificates.
Class B Certificateholder: The registered holder of a Class B
Certificate.
Class B Distribution Amount: Any of the Class B-1, Class B-2, Class
B-3, Class B-4, Class B-5 or Class B-6 Distribution Amounts.
Class B Interest Accrual Amount: As to any Distribution Date, the
sum of the Interest Accrual Amounts for the Classes of Class B Certificates with
respect to such Distribution Date.
Class B Interest Percentage: As to any Distribution Date and any
Class of Class B Certificates, the percentage calculated by dividing the
Interest Accrual Amount of such Class (determined without regard to clause (ii)
of the definition thereof) by the Class B Interest Accrual Amount (determined
without regard to clause (ii) of the definition of each Interest Accrual
Amount).
Class B Interest Shortfall Amount: Any of the Class B-1 Interest
Shortfall Amount, Class B-2 Interest Shortfall Amount, Class B-3 Interest
Shortfall Amount, Class B-4 Interest Shortfall Amount, Class B-5 Interest
Shortfall Amount or Class B-6 Interest Shortfall Amount.
Class B Loss Percentage: As to any Determination Date and any Class
of Class B Certificates then outstanding, the percentage calculated by dividing
the Principal Balance of such Class B by the Class B Principal Balance
(determined without regard to any Principal Balance of any Class of Class B
Certificates not then outstanding), in each case determined as of the preceding
Determination Date.
Class B Pass-Through Rate: As to any Distribution Date, 6.250% per
annum.
Class B Percentage: Any one of the Class B-1 Percentage, Class B-2
Percentage, Class B-3 Percentage, Class B-4 Percentage, Class B-5 Percentage or
Class B-6 Percentage.
Class B Prepayment Percentage: Any of the Class B-1 Prepayment
Percentage, Class B-2 Prepayment Percentage, Class B-3 Prepayment Percentage,
Class B-4 Prepayment Percentage, Class B-5 Prepayment Percentage or Class B-6
Prepayment Percentage.
Class B Principal Balance: As of any date, an amount equal to the
sum of the Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3
Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance and
Class B-6 Principal Balance.
Class B Unpaid Interest Shortfall: Any of the Class B-1 Unpaid
Interest Shortfall, Class B-2 Unpaid Interest Shortfall, Class B-3 Unpaid
Interest Shortfall, Class B-4 Unpaid Interest Shortfall, Class B-5 Unpaid
Interest Shortfall or Class B-6 Unpaid Interest Shortfall.
Class B-1 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit B-1 and
Exhibit C hereto.
Class B-1 Certificateholder: The registered holder of a Class B-1
Certificate.
Class B-1 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-1 Certificates pursuant to
Paragraphs fifth, sixth and seventh of Section 4.01(a).
Class B-1 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-1 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-1 Certificates on such Distribution Date pursuant to Paragraph
fifth of Section 4.01(a).
Class B-1 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum, as to each Outstanding Mortgage Loan, of the product of
(x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-1 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-1 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(iii) the Class B-1 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-1 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such defective Mortgage
Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-1 Optimal Principal Amount
will equal the lesser of (A) the Class B-1 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-1 Certificates.
Class B-1 Percentage: As to any Distribution Date, the percentage
calculated by multiplying the Subordinated Percentage by either (i) if any Class
B Certificates (other than the Class B-1 Certificates) are eligible to receive
principal distributions for such Distribution Date in accordance with Section
4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the sum of the Principal Balances of the Classes of
Class B Certificates eligible to receive principal distributions for such
Distribution Date in accordance with the provisions of Section 4.01(d) or (ii)
except as set forth in Section 4.01(d)(ii), in the event that the Class B
Certificates (other than the Class B-1 Certificates) are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), one.
Class B-1 Prepayment Percentage: As to any Distribution Date, the
percentage calculated by multiplying the Subordinated Prepayment Percentage by
either (i) if any Class B Certificates (other than the Class B-1 Certificates)
are eligible to receive principal distributions for such Distribution Date in
accordance with Section 4.01(d), a fraction, the numerator of which is the Class
B-1 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d) or (ii) except as set forth in Section 4.01(d)(ii), in the event
that the Class B Certificates (other than the Class B-1 Certificates) are not
eligible to receive distributions of principal in accordance with Section
4.01(d)(i), one.
Class B-1 Principal Balance: As to the first Determination Date, the
Original Class B-1 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-1 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-1 Certificates on
prior Distribution Dates (A) pursuant to Paragraph seventh of Section 4.01(a)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-1 Certificates pursuant
to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the Class A Principal Balance as of such Determination
Date.
Class B-1 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-1 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-1 Certificates on prior Distribution Dates pursuant to
Paragraph sixth of Section 4.01(a).
Class B-2 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit B-2 and
Exhibit C hereto.
Class B-2 Certificateholder: The registered holder of a Class B-2
Certificate.
Class B-2 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-2 Certificates pursuant to
Paragraphs eighth, ninth and tenth of Section 4.01(a).
Class B-2 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-2 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-2 Certificates on such Distribution Date pursuant to Paragraph
eighth of Section 4.01(a).
Class B-2 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum, as to each Outstanding Mortgage Loan, of the product of
(x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-2 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-2 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(iii) the Class B-2 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-2 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such defective Mortgage
Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-2 Optimal Principal Amount
will equal the lesser of (A) the Class B-2 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-2 Certificates.
Class B-2 Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Percentage by (ii) a fraction, the numerator of which is the Class
B-2 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that
the Class B-2 Certificates are not eligible to receive distributions of
principal in accordance with Section 4.01(d)(i), the Class B-2 Percentage for
such Distribution Date will be zero.
Class B-2 Prepayment Percentage: As to any Distribution Date, except
as set forth in the next sentence, the percentage calculated by multiplying (i)
the Subordinated Prepayment Percentage by (ii) a fraction, the numerator of
which is the Class B-2 Principal Balance (determined as of the Determination
Date preceding such Distribution Date) and the denominator of which is the sum
of the Principal Balances of the Classes of Class B Certificates eligible to
receive principal distributions for such Distribution Date in accordance with
the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii),
in the event that the Class B-2 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-2
Prepayment Percentage for such Distribution Date will be zero.
Class B-2 Principal Balance: As to the first Determination Date, the
Original Class B-2 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-2 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-2 Certificates on
prior Distribution Dates (A) pursuant to Paragraph tenth of Section 4.01(a) and
(B) as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-2 Certificates pursuant to
Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance and the Class
B-1 Principal Balance as of such Determination Date.
Class B-2 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-2 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-2 Certificates on prior Distribution Dates pursuant to
Paragraph ninth of Section 4.01(a).
Class B-3 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit B-3 and
Exhibit C hereto.
Class B-3 Certificateholder: The registered holder of a Class B-3
Certificate.
Class B-3 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-3 Certificates pursuant to
Paragraphs eleventh, twelfth and thirteenth of Section 4.01(a).
Class B-3 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-3 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-3 Certificates on such Distribution Date pursuant to Paragraph
eleventh of Section 4.01(a).
Class B-3 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum, as to each Outstanding Mortgage Loan, of the product of
(x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-3 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-3 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(iii) the Class B-3 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-3 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such defective Mortgage
Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-3 Optimal Principal Amount
will equal the lesser of (A) the Class B-3 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-3 Certificates.
Class B-3 Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Percentage by (ii) a fraction, the numerator of which is the Class
B-3 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that
the Class B-3 Certificates are not eligible to receive distributions of
principal in accordance with Section 4.01(d)(i), the Class B-3 Percentage for
such Distribution Date will be zero.
Class B-3 Prepayment Percentage: As to any Distribution Date, except
as set forth in the next sentence, the percentage calculated by multiplying (i)
the Subordinated Prepayment Percentage by (ii) a fraction, the numerator of
which is the Class B-3 Principal Balance (determined as of the Determination
Date preceding such Distribution Date) and the denominator of which is the sum
of the Principal Balances of the Classes of Class B Certificates eligible to
receive principal distributions for such Distribution Date in accordance with
the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii),
in the event that the Class B-3 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-3
Prepayment Percentage for such Distribution Date will be zero.
Class B-3 Principal Balance: As to the first Determination Date, the
Original Class B-3 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-3 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-3 Certificates on
prior Distribution Dates (A) pursuant to Paragraph thirteenth of Section 4.01(a)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-3 Certificates pursuant
to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance and the Class B-2 Principal Balance as of such Determination
Date.
Class B-3 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-3 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-3 Certificates on prior Distribution Dates pursuant to
Paragraph twelfth of Section 4.01(a).
Class B-4 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit B-4 and
Exhibit C hereto.
Class B-4 Certificateholder: The registered holder of a Class B-4
Certificate.
Class B-4 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-4 Certificates pursuant to
Paragraphs fourteenth, fifteenth, and sixteenth of Section 4.01(a).
Class B-4 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-4 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-4 Certificates on such Distribution Date pursuant to Paragraph
fourteenth of Section 4.01(a).
Class B-4 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum, as to each Outstanding Mortgage Loan, of the product of
(x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-4 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-4 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(iii) the Class B-4 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-4 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such defective Mortgage
Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-4 Optimal Principal Amount
will equal the lesser of (A) the Class B-4 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-4 Certificates.
Class B-4 Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Percentage by (ii) a fraction, the numerator of which is the Class
B-4 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that
the Class B-4 Certificates are not eligible to receive distributions of
principal in accordance with Section 4.01(d)(i), the Class B-4 Percentage for
such Distribution Date will be zero.
Class B-4 Prepayment Percentage: As to any Distribution Date, except
as set forth in the next sentence, the percentage calculated by multiplying (i)
the Subordinated Prepayment Percentage by (ii) a fraction, the numerator of
which is the Class B-4 Principal Balance (determined as of the Determination
Date preceding such Distribution Date) and the denominator of which is the sum
of the Principal Balances of the Classes of Class B Certificates eligible to
receive principal distributions for such Distribution Date in accordance with
the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii),
in the event that the Class B-4 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-4
Prepayment Percentage for such Distribution Date will be zero.
Class B-4 Principal Balance: As to the first Determination Date, the
Original Class B-4 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-4 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-4 Certificates on
prior Distribution Dates (A) pursuant to Paragraph sixteenth of Section 4.01(a)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-4 Certificates pursuant
to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance, the Class B-2 Principal Balance and the Class B-3 Principal
Balance as of such Determination Date.
Class B-4 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-4 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-4 Certificates on prior Distribution Dates pursuant to
Paragraph fifteenth of Section 4.01(a).
Class B-5 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit B-5 and
Exhibit C hereto.
Class B-5 Certificateholder: The registered holder of a Class B-5
Certificate.
Class B-5 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-5 Certificates pursuant to
Paragraphs seventeenth, eighteenth, and nineteenth of Section 4.01(a).
Class B-5 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-5 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-5 Certificates on such Distribution Date pursuant to Paragraph
seventeenth of Section 4.01(a).
Class B-5 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum, as to each Outstanding Mortgage Loan, of the product of
(x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-5 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-5 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(iii) the Class B-5 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-5 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such defective Mortgage
Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-5 Optimal Principal Amount
will equal the lesser of (A) the Class B-5 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-5 Certificates.
Class B-5 Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Percentage by (ii) a fraction, the numerator of which is the Class
B-5 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that
the Class B-5 Certificates are not eligible to receive distributions of
principal in accordance with Section 4.01(d)(i), the Class B-5 Percentage for
such Distribution Date will be zero.
Class B-5 Prepayment Percentage: As to any Distribution Date, except
as set forth in the next sentence, the percentage calculated by multiplying (i)
the Subordinated Prepayment Percentage by (ii) a fraction, the numerator of
which is the Class B-5 Principal Balance (determined as of the Determination
Date preceding such Distribution Date) and the denominator of which is the sum
of the Principal Balances of the Classes of Class B Certificates eligible to
receive principal distributions for such Distribution Date in accordance with
the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii),
in the event that the Class B-5 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-5
Prepayment Percentage for such Distribution Date will be zero.
Class B-5 Principal Balance: As to the first Determination Date, the
Original Class B-5 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-5 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-5 Certificates on
prior Distribution Dates (A) pursuant to Paragraph nineteenth of Section 4.01(a)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-5 Certificates pursuant
to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance, the Class B-2 Principal Balance, the Class B-3 Principal
Balance and the Class B-4 Principal Balance as of such Determination Date.
Class B-5 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-5 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-5 Certificates on prior Distribution Dates pursuant to
Paragraph eighteenth of Section 4.01(a).
Class B-6 Certificate: Any one of the Certificates executed by the
Trust Administrator and authenticated by the Trust Administrator or the
Authenticating Agent in substantially the form set forth in Exhibit B-6 and
Exhibit C hereto.
Class B-6 Certificateholder: The registered holder of a Class B-6
Certificate.
Class B-6 Distribution Amount: As to any Distribution Date, any
amount distributable to the Holders of the Class B-6 Certificates pursuant to
Paragraphs twentieth, twenty-first and twenty-second of Section 4.01(a).
Class B-6 Interest Shortfall Amount: As to any Distribution Date,
any amount by which the Interest Accrual Amount of the Class B-6 Certificates
with respect to such Distribution Date exceeds the amount distributed in respect
of the Class B-6 Certificates on such Distribution Date pursuant to Paragraph
twentieth of Section 4.01(a).
Class B-6 Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum, as to each Outstanding Mortgage Loan, of the product of
(x) the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-6 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-6 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(iii) the Class B-6 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-6 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such defective Mortgage
Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-6 Optimal Principal Amount
will equal the lesser of (A) the Class B-6 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-6 Certificates.
Class B-6 Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Percentage by (ii) a fraction, the numerator of which is the Class
B-6 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in the event that
the Class B-6 Certificates are not eligible to receive distributions of
principal in accordance with the provisions of Section 4.01(d)(i), the Class B-6
Percentage for such Distribution Date will be zero.
Class B-6 Prepayment Percentage: As to any Distribution Date, except
as set forth in the next sentence, the percentage calculated by multiplying (i)
the Subordinated Prepayment Percentage by (ii) a fraction, the numerator of
which is the Class B-6 Principal Balance (determined as of the Determination
Date preceding such Distribution Date) and the denominator of which is the sum
of the Principal Balances of the Classes of Class B Certificates eligible to
receive principal distributions for such Distribution Date in accordance with
the provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii),
in the event that the Class B-6 Certificates are not eligible to receive
distributions of principal in accordance with the provisions of Section
4.01(d)(i), the Class B-6 Prepayment Percentage for such Distribution Date will
be zero.
Class B-6 Principal Balance: As to the first Determination Date, the
Original Class B-6 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-6 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-6 Certificates on
prior Distribution Dates pursuant to Paragraph twenty-second of Section 4.01(a)
and (b) the Realized Losses allocated through such Determination Date to the
Class B-6 Certificates pursuant to Section 4.02(b) and (ii) the Adjusted Pool
Amount as of the preceding Distribution Date less the Class A Principal Balance,
the Class B-1 Principal Balance, the Class B-2 Principal Balance, the Class B-3
Principal Balance, the Class B-4 Principal Balance and the Class B-5 Principal
Balance as of such Determination Date.
Class B-6 Unpaid Interest Shortfall: As to any Distribution Date,
the amount, if any, by which the aggregate of the Class B-6 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-6 Certificates on prior Distribution Dates pursuant to
Paragraph twenty-first of Section 4.01(a).
Clearing Agency: An organization registered as a "clearing agency"
pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The
initial Clearing Agency shall be The Depository Trust Company.
Clearing Agency Participant: A broker, dealer, bank, financial
institution or other Person for whom a Clearing Agency effects book-entry
transfers of securities deposited with the Clearing Agency.
Closing Date: The date of initial issuance of the Certificates, as
set forth in Section 11.21.
Code: The Internal Revenue Code of 1986, as it may be amended from
time to time, any successor statutes thereto, and applicable U.S. Department of
the Treasury temporary or final regulations promulgated thereunder.
Compensating Interest: As to any Distribution Date, the lesser of
(a) the product of (i) 1/12th of 0.20% and (ii) the Pool Scheduled Principal
Balance for such Distribution Date and (b) the Available Master Servicing
Compensation for such Distribution Date.
Co-op Shares: Shares issued by private non-profit housing
corporations.
Corporate Trust Office: The principal office of the Trust
Administrator or the Trustee, as the case may be, at which at any particular
time its corporate trust business shall be administered, which office, with
respect to the Trust Administrator, at the date of the execution of this
instrument is located at 230 South Tryon Street, Charlotte, North Carolina 28288
and with respect to the Trustee, at the date of execution of this instrument is
located at 114 West 47th Street, New York, New York 10036.
Cross-Over Date: The Distribution Date preceding the first
Distribution Date on which the Class A Percentage (determined pursuant to clause
(ii) of the definition thereof) equals or exceeds 100%.
Cross-Over Date Interest Shortfall: With respect to any Distribution
Date that occurs on or after the Cross-Over Date with respect to any Unscheduled
Principal Receipt (other than a Prepayment in Full):
(A) in the case where the Applicable Unscheduled Principal
Receipt Period is the Mid-Month Receipt Period and such
Unscheduled Principal Receipt is received by the Servicer
on or after the Determination Date in the month preceding
the month of such Distribution Date but prior to the first
day of the month of such Distribution Date, the amount of
interest that would have accrued at the Net Mortgage
Interest Rate on the amount of such Unscheduled Principal
Receipt from the day of its receipt or, if earlier, its
application by the Servicer through the last day of the
month preceding the month of such Distribution Date; and
(B) in the case where the Applicable Unscheduled Principal
Receipt Period is the Prior Month Receipt Period and such
Unscheduled Principal Receipt is received by the Servicer
during the month preceding the month of such Distribution
Date, the amount of interest that would have accrued at the
Net Mortgage Interest Rate on the amount of such
Unscheduled Principal Receipt from the day of its receipt
or, if earlier, its application by the Servicer through the
last day of the month in which such Unscheduled Principal
Receipt is received.
Current Class A Interest Distribution Amount: As to any Distribution
Date, the amount distributed in respect of the Classes of Class A Certificates
pursuant to Paragraph first of Section 4.01(a) on such Distribution Date.
Current Class B Interest Distribution Amount: As to any Distribution
Date, the amount distributed in respect of the Classes of Class B Certificates
pursuant to Paragraphs fifth, eighth, eleventh, fourteenth, seventeenth and
twentieth of Section 4.01(a) on such Distribution Date.
Current Class B-1 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Certificates by the sum of the Class A Non-PO Principal
Balance and the Class B Principal Balance. As to the first Distribution Date,
the Original Class B-1 Fractional Interest.
Current Class B-2 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates by the sum of the Class A Non-PO Principal Balance and
the Class B Principal Balance. As to the first Distribution Date, the Original
Class B-2 Fractional Interest.
Current Class B-3 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-4, Class B-5 and Class B-6
Certificates by the sum of the Class A Non-PO Principal Balance and the Class B
Principal Balance. As to the first Distribution Date, the Original Class B-3
Fractional Interest.
Current Class B-4 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-5 and Class B-6 Certificates by
the sum of the Class A Non-PO Principal Balance and the Class B Principal
Balance. As to the first Distribution Date, the Original Class B-4 Fractional
Interest.
Current Class B-5 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the Principal Balance of the Class B-6 Certificates by the sum of the Class A
Non-PO Principal Balance and the Class B Principal Balance. As to the first
Distribution Date, the Original Class B-5 Fractional Interest.
Curtailment: Any Principal Prepayment made by a Mortgagor which is
not a Prepayment in Full.
Custodial Agreement: The Custodial Agreement, if any, from time to
time in effect between the Custodian named therein, the Seller, the Master
Servicer and the Trust Administrator, substantially in the form of Exhibit E
hereto, as the same may be amended or modified from time to time in accordance
with the terms thereof.
Custodial P&I Account: The Custodial P&I Account, as defined in each
of the Servicing Agreements, with respect to the Mortgage Loans. In determining
whether the Custodial P&I Account under any Servicing Agreement is "acceptable"
to the Master Servicer (as may be required by the definition of "Eligible
Account" contained in the Servicing Agreements), the Master Servicer shall
require that any such account shall be acceptable to each of the Rating
Agencies.
Custodian: Initially, the Trust Administrator, and thereafter the
Custodian, if any, hereafter appointed by the Trust Administrator pursuant to
Section 8.13, or its successor in interest under the Custodial Agreement. The
Custodian may (but need not) be the Trustee, the Trust Administrator or any
Person directly or indirectly controlling or controlled by or under common
control of either of them. Neither a Servicer, nor the Seller nor the Master
Servicer nor any Person directly or indirectly controlling or controlled by or
under common control with any such Person may be appointed Custodian.
Cut-Off Date: The first day of the month of initial issuance of the
Certificates as set forth in Section 11.02.
Cut-Off Date Aggregate Principal Balance: The aggregate of the
Cut-Off Date Principal Balances of the Mortgage Loans is as set forth in Section
11.03.
Cut-Off Date Principal Balance: As to each Mortgage Loan, its unpaid
principal balance as of the close of business on the Cut-Off Date (but without
giving effect to any Unscheduled Principal Receipts received or applied on the
Cut-Off Date), reduced by all payments of principal due on or before the Cut-Off
Date and not paid, and increased by scheduled monthly payments of principal due
after the Cut-Off Date but received by the related Servicer on or before the
Cut-Off Date.
Debt Service Reduction: With respect to any Mortgage Loan, a
reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of
competent jurisdiction in a proceeding under the Bankruptcy Code, except such a
reduction constituting a Deficient Valuation.
Deficient Valuation: With respect to any Mortgage Loan, a valuation
by a court of competent jurisdiction of the Mortgaged Property in an amount less
than the then-outstanding indebtedness under the Mortgage Loan, or any reduction
in the amount of principal to be paid in connection with any scheduled Monthly
Payment that results in a permanent forgiveness of principal, which valuation or
reduction results from a proceeding under the Bankruptcy Code.
Definitive Certificates: As defined in Section 5.01(b).
Denomination: The amount, if any, specified on the face of each
Certificate representing the principal portion of the Cut-Off Date Aggregate
Principal Balance evidenced by such Certificate.
Determination Date: The 17th day of the month in which the related
Distribution Date occurs, or if such 17th day is not a Business Day, the
Business Day preceding such 17th day.
Discount Mortgage Loan: A Mortgage Loan with a Net Mortgage Interest
Rate of less than 6.250%.
Distribution Date: The 25th day of any month, beginning in the month
following the month of initial issuance of the Certificates, or if such 25th day
is not a Business Day, the Business Day following such 25th day.
Due Date: With respect to any Mortgage Loan, the day of the month in
which the Monthly Payment on such Mortgage Loan is scheduled to be paid.
Eligible Account: One or more accounts (i) that are maintained with
a depository institution (which may be the Master Servicer) whose long-term debt
obligations (or, in the case of a depository institution which is part of a
holding company structure, the long-term debt obligations of such parent holding
company) at the time of deposit therein are rated at least "AA" (or the
equivalent) by each of the Rating Agencies, (ii) the deposits in which are fully
insured by the FDIC through either the Bank Insurance Fund or the Savings
Association Insurance Fund, (iii) the deposits in which are insured by the FDIC
through either the Bank Insurance Fund or the Savings Association Insurance Fund
(to the limit established by the FDIC) and the uninsured deposits in which
accounts are otherwise secured, as evidenced by an Opinion of Counsel delivered
to the Trust Administrator, such that the Trust Administrator, on behalf of the
Certificateholders has a claim with respect to the funds in such accounts or a
perfected first security interest against any collateral securing such funds
that is superior to claims of any other depositors or creditors of the
depository institution with which such accounts are maintained, (iv) that are
trust accounts maintained with the trust department of a federal or state
chartered depository institution or trust company acting in its fiduciary
capacity or (v) such other account that is acceptable to each of the Rating
Agencies and would not cause the Trust Estate to fail to qualify as a REMIC or
result in the imposition of any federal tax on the REMIC.
Eligible Investments: At any time, any one or more of the following
obligations and securities which shall mature not later than the Business Day
preceding the Distribution Date next succeeding the date of such investment,
provided that such investments continue to qualify as "cash flow investments" as
defined in Code Section 860G(a)(6):
(i) obligations of the United States of America or any agency
thereof, provided such obligations are backed by the full faith and credit
of the United States of America;
(ii) general obligations of or obligations guaranteed by any state of
the United States of America or the District of Columbia receiving the
highest short-term or highest long-term rating of each Rating Agency, or
such lower rating as would not result in the downgrading or withdrawal of
the rating then assigned to any of the Certificates by either Rating
Agency or result in any of such rated Certificates being placed on credit
review status (other than for possible upgrading) by either Rating Agency;
(iii) commercial or finance company paper which is then rated in the
highest long-term commercial or finance company paper rating category of
each Rating Agency or the highest short-term rating category of each
Rating Agency, or such lower rating category as would not result in the
downgrading or withdrawal of the rating then assigned to any of the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency;
(iv) certificates of deposit, demand or time deposits, federal funds
or banker's acceptances issued by any depository institution or trust
company incorporated under the laws of the United States or of any state
thereof and subject to supervision and examination by federal and/or state
banking authorities, provided that the commercial paper and/or debt
obligations of such depository institution or trust company (or in the
case of the principal depository institution in a holding company system,
the commercial paper or debt obligations of such holding company) are then
rated in the highest short-term or the highest long-term rating category
for such securities of each of the Rating Agencies, or such lower rating
categories as would not result in the downgrading or withdrawal of the
rating then assigned to any of the Certificates by either Rating Agency or
result in any of such rated Certificates being placed on credit review
status (other than for possible upgrading) by either Rating Agency;
(v) guaranteed reinvestment agreements issued by any bank, insurance
company or other corporation acceptable to each Rating Agency at the time
of the issuance of such agreements;
(vi) repurchase agreements on obligations with respect to any
security described in clauses (i) or (ii) above or any other security
issued or guaranteed by an agency or instrumentality of the United States
of America, in either case entered into with a depository institution or
trust company (acting as principal) described in (iv) above;
(vii) securities (other than stripped bonds or stripped coupon
securities) bearing interest or sold at a discount issued by any
corporation incorporated under the laws of the United States of America or
any state thereof which, at the time of such investment or contractual
commitment providing for such investment, are then rated in the highest
short-term or the highest long-term rating category by each Rating Agency,
or in such lower rating category as would not result in the downgrading or
withdrawal of the rating then assigned to any of the Certificates by
either Rating Agency or result in any of such rated Certificates being
placed on credit review status (other than for possible upgrading) by
either Rating Agency; and
(viii) such other investments acceptable to each Rating Agency as would
not result in the downgrading of the rating then assigned to the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency.
In no event shall an instrument be an Eligible Investment if such
instrument evidences either (i) a right to receive only interest payments with
respect to the obligations underlying such instrument, or (ii) both principal
and interest payments derived from obligations underlying such instrument and
the interest and principal payments with respect to such instrument provide a
yield to maturity at the date of investment of greater than 120% of the yield to
maturity at par of such underlying obligations.
ERISA: The Employee Retirement Income Security Act of 1974, as
amended.
ERISA Prohibited Holder: As defined in Section 5.02(d).
Errors and Omissions Policy: As defined in each of the Servicing
Agreements.
Event of Default: Any of the events specified in Section 7.01.
Excess Bankruptcy Loss: With respect to any Distribution Date and
any Mortgage Loan as to which a Bankruptcy Loss is realized in the month
preceding the month of such Distribution Date, (i) if the Aggregate Current
Bankruptcy Losses with respect to such Distribution Date exceed the
then-applicable Bankruptcy Loss Amount, then the portion of such Bankruptcy Loss
represented by the ratio of (a) the excess of the Aggregate Current Bankruptcy
Losses over the then-applicable Bankruptcy Loss Amount, divided by (b) the
Aggregate Current Bankruptcy Losses or (ii) if the Aggregate Current Bankruptcy
Losses with respect to such Distribution Date are less than or equal to the
then-applicable Bankruptcy Loss Amount, then zero. In addition, any Bankruptcy
Loss occurring with respect to a Mortgage Loan on or after the Cross-Over Date
will be an Excess Bankruptcy Loss.
Excess Fraud Loss: With respect to any Distribution Date and any
Mortgage Loan as to which a Fraud Loss is realized in the month preceding the
month of such Distribution Date, (i) if the Aggregate Current Fraud Losses with
respect to such Distribution Date exceed the then-applicable Fraud Loss Amount,
then the portion of such Fraud Loss represented by the ratio of (a) the excess
of the Aggregate Current Fraud Losses over the then-applicable Fraud Loss
Amount, divided by (b) the Aggregate Current Fraud Losses, or (ii) if the
Aggregate Current Fraud Losses with respect to such Distribution Date are less
than or equal to the then-applicable Fraud Loss Amount, then zero. In addition,
any Fraud Loss occurring with respect to a Mortgage Loan on or after the
Cross-Over Date will be an Excess Fraud Loss.
Excess Special Hazard Loss: With respect to any Distribution Date
and any Mortgage Loan as to which a Special Hazard Loss is realized in the month
preceding the month of such Distribution Date, (i) if the Aggregate Current
Special Hazard Losses with respect to such Distribution Date exceed the
then-applicable Special Hazard Loss Amount, then the portion of such Special
Hazard Loss represented by the ratio of (a) the excess of the Aggregate Current
Special Hazard Losses over the then-applicable Special Hazard Loss Amount,
divided by (b) the Aggregate Current Special Hazard Losses, or (ii) if the
Aggregate Current Special Hazard Losses with respect to such Distribution Date
are less than or equal to the then-applicable Special Hazard Loss Amount, then
zero. In addition, any Special Hazard Loss occurring with respect to a Mortgage
Loan on or after the Cross-Over Date will be an Excess Special Hazard Loss.
Exhibit F-1 Mortgage Loan: Any of the Mortgage Loans identified in
Exhibit F-1 hereto, as such Exhibit may be amended from time to time in
connection with a substitution pursuant to Section 2.02, which Mortgage Loan is
serviced in locations other than Frederick, Maryland under the Norwest Servicing
Agreement.
Exhibit F-2 Mortgage Loan: Any of the Mortgage Loans identified in
Exhibit F-2 hereto, as such Exhibit may be amended from time to time in
connection with a substitution pursuant to Section 2.02, which Mortgage Loan is
serviced in Frederick, Maryland under the Norwest Servicing Agreement.
Exhibit F-3 Mortgage Loan: Any of the Mortgage Loans identified in
Exhibit F-3 hereto, as such Exhibit may be amended from time to time in
connection with a substitution pursuant to Section 2.02, which Mortgage Loan is
serviced under an Other Servicing Agreement.
FDIC: The Federal Deposit Insurance Corporation or any successor
thereto.
FHLMC: The Federal Home Loan Mortgage Corporation or any successor
thereto.
Fidelity Bond: As defined in each of the Servicing Agreements.
Final Distribution Date: The Distribution Date on which the final
distribution in respect of the Certificates is made pursuant to Section 9.01.
Final Scheduled Maturity Date: The Final Scheduled Maturity Date for
the Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7,
Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class
A-14, Class A-15, Class A-16, Class A-PO, Class A-R, Class B-1, Class B-2, Class
B-3, Class B-4, Class B-5 and Class B-6 Certificates is January 25, 2029 which
corresponds to the "latest possible maturity date" for purposes of Section
860G(a)(1) of the Internal Revenue Code of 1986, as amended.
Fitch: Fitch IBCA, Inc., or its successor in interest.
Fixed Retained Yield: The fixed percentage of interest on each
Mortgage Loan with a Mortgage Interest Rate greater than the sum of (a) 6.250%,
(b) the Servicing Fee Rate and (c) the Master Servicing Fee Rate, which will be
determined on a loan by loan basis and will equal the Mortgage Interest Rate on
each Mortgage Loan minus the sum of (a), (b) and (c), which is not assigned to
and not part of the Trust Estate.
Fixed Retained Yield Rate: With respect to each Mortgage Loan, a per
annum rate equal to the greater of (a) zero and (b) the Mortgage Interest Rate
on such Mortgage Loan minus the sum of (i) 6.250%, (ii) the Servicing Fee Rate
and (iii) the Master Servicing Fee Rate.
FNMA: Fannie Mae or any successor thereto.
Foreclosure Profits: As to any Distribution Date, the excess, if
any, of (i) Net Liquidation Proceeds in respect of each Mortgage Loan that
became a Liquidated Loan during the Applicable Unscheduled Principal Receipt
Period with respect to Full Unscheduled Principal Receipts for such Distribution
Date over (ii) the sum of the unpaid principal balance of each such Liquidated
Loan plus accrued and unpaid interest at the applicable Mortgage Interest Rate
on the unpaid principal balance thereof from the Due Date to which interest was
last paid by the Mortgagor (or, in the case of a Liquidated Loan that had been
an REO Mortgage Loan, from the Due Date to which interest was last deemed to
have been paid) to the first day of the month in which such Distribution Date
occurs.
Fraud Loss: A Liquidated Loan Loss as to which there was fraud
in the origination of such Mortgage Loan.
Fraud Loss Amount: As of any Distribution Date after the Cut-Off
Date an amount equal to: (X) prior to the first anniversary of the Cut-Off Date
an amount equal to $16,010,253.82 minus the aggregate amount of Fraud Losses
allocated solely to the Class B Certificates in accordance with Section 4.02(a)
since the Cut-Off Date, and (Y) from the first through fifth anniversary of the
Cut-Off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as
of the most recent anniversary of the Cut-Off Date and (b) 1.00% of the
aggregate outstanding principal balance of all of the Mortgage Loans as of the
most recent anniversary of the Cut-Off Date minus (2) the Fraud Losses allocated
solely to the Class B Certificates in accordance with Section 4.02(a) since the
most recent anniversary of the Cut-Off Date. On and after the Cross-Over Date or
after the fifth anniversary of the Cut-Off Date the Fraud Loss Amount shall be
zero.
Full Unscheduled Principal Receipt: Any Unscheduled Principal
Receipt with respect to a Mortgage Loan (i) in the amount of the outstanding
principal balance of such Mortgage Loan and resulting in the full satisfaction
of such Mortgage Loan or (ii) representing Liquidation Proceeds other than
Partial Liquidation Proceeds.
Holder: See "Certificateholder."
Independent: When used with respect to any specified Person, such
Person who (i) is in fact independent of the Seller, the Master Servicer and any
Servicer, (ii) does not have any direct financial interest or any material
indirect financial interest in the Seller or the Master Servicer or any Servicer
or in an affiliate of either, and (iii) is not connected with the Seller, the
Master Servicer or any Servicer as an officer, employee, promoter, underwriter,
trustee, trust administrator, partner, director or person performing similar
functions.
Insurance Policy: Any insurance or performance bond relating to a
Mortgage Loan or the Mortgage Loans, including any hazard insurance, special
hazard insurance, flood insurance, primary mortgage insurance, mortgagor
bankruptcy bond or title insurance.
Insurance Proceeds: Proceeds paid by any insurer pursuant to any
Insurance Policy covering a Mortgage Loan.
Insured Expenses: Expenses covered by any Insurance Policy covering
a Mortgage Loan.
Interest Accrual Amount: As to any Distribution Date and any Class
of Class A Certificates (other than the Class A-PO Certificates), (a) the
product of (i) 1/12th of the Class A Pass-Through Rate for such Class and (ii)
the Principal Balance of such Class as of the Determination Date preceding such
Distribution Date minus (b) the Class A Interest Percentage of such Class of (i)
any Non-Supported Interest Shortfall allocated to the Class A Certificates with
respect to such Distribution Date, (ii) the interest portion of any Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
allocated to the Class A Certificates with respect to such Distribution Date
pursuant to Section 4.02(e) and (iii) the interest portion of any Realized
Losses (other than Excess Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses) allocated to the Class A Certificates on or after the
Cross-Over Date pursuant to Section 4.02(e). The Class A-PO Certificates have no
Interest Accrual Amount.
As to any Distribution Date and any Class of Class B Certificates,
an amount equal to (i) the product of 1/12th of the Class B Pass-Through Rate
and the Principal Balance of such Class as of the Determination Date preceding
such Distribution Date minus (ii) the Class B Interest Percentage of such Class
of (x) any Non-Supported Interest Shortfall allocated to the Class B
Certificates with respect to such Distribution Date and (y) the interest portion
of any Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy
Losses allocated to the Class B Certificates with respect to such Distribution
Date pursuant to Section 4.02(e).
Liquidated Loan: A Mortgage Loan with respect to which the related
Mortgaged Property has been acquired, liquidated or foreclosed and with respect
to which the applicable Servicer determines that all Liquidation Proceeds which
it expects to recover have been recovered.
Liquidated Loan Loss: With respect to any Distribution Date, the
aggregate of the amount of losses with respect to each Mortgage Loan which
became a Liquidated Loan during the Applicable Unscheduled Principal Receipt
Period with respect to Full Unscheduled Principal Receipts for such Distribution
Date, equal to the excess of (i) the unpaid principal balance of each such
Liquidated Loan, plus accrued interest thereon in accordance with the
amortization schedule at the time applicable thereto at the applicable Net
Mortgage Interest Rate from the Due Date as to which interest was last paid with
respect thereto through the last day of the month preceding the month in which
such Distribution Date occurs, over (ii) Net Liquidation Proceeds with respect
to such Liquidated Loan.
Liquidation Expenses: Expenses incurred by a Servicer in connection
with the liquidation of any defaulted Mortgage Loan or property acquired in
respect thereof (including, without limitation, legal fees and expenses,
committee or referee fees, and, if applicable, brokerage commissions and
conveyance taxes), any unreimbursed advances expended by such Servicer pursuant
to its Servicing Agreement or the Master Servicer or Trust Administrator
pursuant hereto respecting the related Mortgage Loan, including any unreimbursed
advances for real property taxes or for property restoration or preservation of
the related Mortgaged Property. Liquidation Expenses shall not include any
previously incurred expenses in respect of an REO Mortgage Loan which have been
netted against related REO Proceeds.
Liquidation Proceeds: Amounts received by a Servicer (including
Insurance Proceeds) in connection with the liquidation of defaulted Mortgage
Loans or property acquired in respect thereof, whether through foreclosure, sale
or otherwise, including payments in connection with such Mortgage Loans received
from the Mortgagor, other than amounts required to be paid to the Mortgagor
pursuant to the terms of the applicable Mortgage or to be applied otherwise
pursuant to law.
Loan-to-Value Ratio: The ratio, expressed as a percentage, the
numerator of which is the principal balance of a particular Mortgage Loan at
origination and the denominator of which is the lesser of (x) the appraised
value of the related Mortgaged Property determined in the appraisal used by the
originator at the time of origination of such Mortgage Loan, and (y) if the
Mortgage is originated in connection with a sale of the Mortgaged Property, the
sale price for such Mortgaged Property.
Master Servicer: Norwest Bank Minnesota, National Association, or
its successor in interest.
Master Servicing Fee: With respect to any Mortgage Loan and any
Distribution Date, the fee payable monthly to the Master Servicer pursuant to
Section 6.05 equal to a fixed percentage (expressed as a per annum rate) of the
unpaid principal balance of such Mortgage Loan.
Master Servicing Fee Rate: As set forth in Section 11.26.
Mid-Month Receipt Period: With respect to each Distribution Date,
the one month period beginning on the Determination Date (or, in the case of the
first Distribution Date, from and including the Cut-Off-Date) occurring in the
calendar month preceding the month in which such Distribution Date occurs and
ending on the day preceding the Determination Date immediately preceding such
Distribution Date.
MLCC Mortgage Loan Purchase Agreement: The master mortgage loan
purchase agreement dated as of April 1, 1998 between Merrill Lynch Credit
Corporation, as seller, and Norwest Funding, Inc., as purchaser.
MLCC Servicing Agreement: The Servicing Agreement executed by
Merrill Lynch Credit Corporation, as Servicer.
Month End Interest: As defined in each Servicing Agreement or with
respect to the MLCC Servicing Agreement, the amount defined as "Compensating
Interest".
Monthly Payment: As to any Mortgage Loan (including any REO Mortgage
Loan) and any Due Date, the payment of principal and interest due thereon in
accordance with the amortization schedule at the time applicable thereto (after
adjustment for any Curtailments and Deficient Valuations occurring prior to such
Due Date but before any adjustment to such amortization schedule, other than for
Deficient Valuations, by reason of any bankruptcy or similar proceeding or any
moratorium or similar waiver or grace period).
Mortgage: The mortgage, deed of trust or other instrument creating a
first lien on Mortgaged Property securing a Mortgage Note together with any
Mortgage Loan Rider, if applicable.
Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate
at which interest accrues on the unpaid principal balance thereof as set forth
in the related Mortgage Note, which rate is as indicated on the Mortgage Loan
Schedule.
Mortgage Loan Rider: The standard FNMA/FHLMC riders to the Mortgage
Note and/or Mortgage riders required when the Mortgaged Property is a
condominium unit or a unit in a planned unit development.
Mortgage Loan Schedule: The list of the Mortgage Loans transferred
to the Trust Administrator on the Closing Date as part of the Trust Estate and
attached hereto as Exhibits F-1, F-2 and F-3, which list may be amended
following the Closing Date upon conveyance of a Substitute Mortgage Loan
pursuant to Section 2.02 or 2.03 and which list shall set forth at a minimum the
following information of the close of business on the Cut-Off Date (or, with
respect to Substitute Mortgage Loans, as of the close of business on the day of
substitution) as to each Mortgage Loan:
(i) the Mortgage Loan identifying number;
(ii) the city, state and zip code of the Mortgaged Property;
(iii) the type of property;
(iv) the Mortgage Interest Rate;
(v) the Net Mortgage Interest Rate;
(vi) the Monthly Payment;
(vii) the original number of months to maturity;
(viii) the scheduled maturity date;
(ix) the Cut-Off Date Principal Balance;
(x) the Loan-to-Value Ratio at origination;
(xi) whether such Mortgage Loan is a Subsidy Loan;
(xii) whether such Mortgage Loan is covered by primary mortgage
insurance;
(xiii) the Servicing Fee Rate;
(xiv) whether such Mortgage Loan is a T.O.P. Mortgage Loan;
(xv) the Master Servicing Fee;
(xvi) Fixed Retained Yield, if applicable; and
(xvii) for each Exhibit F-3 Mortgage Loan, the name of the Servicer
with respect thereto.
Such schedule may consist of multiple reports that collectively set
forth all of the information required.
Mortgage Loans: Each of the mortgage loans transferred and assigned
to the Trust Administrator on the Closing Date pursuant to Section 2.01 and any
mortgage loans substituted therefor pursuant to Section 2.02 or 2.03, in each
case as from time to time are included in the Trust Estate as identified in the
Mortgage Loan Schedule.
Mortgage Note: The note or other evidence of indebtedness evidencing
the indebtedness of a Mortgagor under a Mortgage Loan together with any related
Mortgage Loan Riders, if applicable.
Mortgaged Property: The property subject to a Mortgage, which may
include Co-op Shares or residential long-term leases.
Mortgagor: The obligor on a Mortgage Note.
Net Foreclosure Profits: As to any Distribution Date, the amount, if
any, by which (i) Aggregate Foreclosure Profits with respect to such
Distribution Date exceed (ii) Liquidated Loan Losses with respect to such
Distribution Date.
Net Liquidation Proceeds: As to any defaulted Mortgage Loan,
Liquidation Proceeds net of Liquidation Expenses.
Net Mortgage Interest Rate: With respect to each Mortgage Loan, a
rate equal to (i) the Mortgage Interest Rate on such Mortgage Loan minus (ii)
the sum of (a) the Servicing Fee Rate, as set forth in Section 11.25 with
respect to such Mortgage Loan, (b) the Master Servicing Fee Rate, as set forth
in Section 11.26 with respect to such Mortgage Loan and (c) the Fixed Retained
Yield Rate, if any, with respect to such Mortgage Loan. Any regular monthly
computation of interest at such rate shall be based upon annual interest at such
rate on the applicable amount divided by twelve.
Net REO Proceeds: As to any REO Mortgage Loan, REO Proceeds net of
any related expenses of the Servicer.
Non-permitted Foreign Holder: As defined in Section 5.02(d).
Non-PO Fraction: With respect to any Mortgage Loan, the lesser of
(i) 1.00 and (ii) the quotient obtained by dividing the Net Mortgage Interest
Rate for such Mortgage Loan by 6.250%.
Nonrecoverable Advance: Any portion of a Periodic Advance previously
made or proposed to be made in respect of a Mortgage Loan which has not been
previously reimbursed to the Servicer, the Master Servicer or the Trust
Administrator, as the case may be, and which the Servicer, the Master Servicer
or the Trust Administrator determines will not, or in the case of a proposed
Periodic Advance would not, be ultimately recoverable from Liquidation Proceeds
or other recoveries in respect of the related Mortgage Loan. The determination
by the Servicer, the Master Servicer or the Trust Administrator (i) that it has
made a Nonrecoverable Advance or (ii) that any proposed Periodic Advance, if
made, would constitute a Nonrecoverable Advance, shall be evidenced by an
Officer's Certificate of the Servicer delivered to the Master Servicer for
redelivery to the Trust Administrator or, in the case of a Master Servicer or a
Trust Administrator determination, an Officer's Certificate of the Master
Servicer or the Trust Administrator delivered to the Trustee, in each case
detailing the reasons for such determination.
Non-Supported Interest Shortfall: With respect to any Distribution
Date, the excess, if any, of the aggregate Prepayment Interest Shortfall on the
Mortgage Loans over the aggregate Compensating Interest with respect to such
Distribution Date. With respect to each Distribution Date occurring on or after
the Cross-Over Date, the Non-Supported Interest Shortfall determined pursuant to
the preceding sentence will be increased by the amount of any Cross-Over Date
Interest Shortfall for such Distribution Date. Any Non-Supported Interest
Shortfall will be allocated to (a) the Class A Certificates according to the
percentage obtained by dividing the Class A Non-PO Principal Balance by the sum
of the Class A Non-PO Principal Balance and the Class B Principal Balance and
(b) the Class B Certificates according to the percentage obtained by dividing
the Class B Principal Balance by the sum of the Class A Non-PO Principal Balance
and the Class B Principal Balance.
Non-U.S. Person: As defined in Section 4.01(g).
Norwest Mortgage: Norwest Mortgage, Inc., or its successor in
interest.
Norwest Mortgage Correspondents: The entities listed on the Mortgage
Loan Schedule, from which Norwest Mortgage purchased the Mortgage Loans.
Norwest Servicing Agreement: The Servicing Agreement providing for
the servicing of the Exhibit F-1 Mortgage Loans and Exhibit F-2 Mortgage Loans
initially by Norwest Mortgage.
Officers' Certificate: With respect to any Person, a certificate
signed by the Chairman of the Board, the President or a Vice President, and by
the Treasurer, the Secretary or one of the Assistant Treasurers or Assistant
Secretaries of such Person (or, in the case of a Person which is not a
corporation, signed by the person or persons having like responsibilities), and
delivered to the Trustee or the Trust Administrator, as the case may be.
Opinion of Counsel: A written opinion of counsel, who may be outside
or salaried counsel for the Seller, a Servicer or the Master Servicer, or any
affiliate of the Seller, a Servicer or the Master Servicer, acceptable to the
Trustee if such opinion is to be delivered to the Trustee, or acceptable to the
Trust Administrator if such opinion is to be delivered to the Trust
Administrator; provided, however, that with respect to REMIC matters, matters
relating to the determination of Eligible Accounts or matters relating to
transfers of Certificates, such counsel shall be Independent.
Optimal Adjustment Event: With respect to any Class of Class B
Certificates and any Distribution Date, an Optimal Adjustment Event will occur
with respect to such Class if: (i) the Principal Balance of such Class on the
Determination Date succeeding such Distribution Date would have been reduced to
zero (regardless of whether such Principal Balance was reduced to zero as a
result of principal distribution or the allocation of Realized Losses) and (ii)
(a) the Principal Balance of any Class of Class A Certificates would be subject
to further reduction as a result of the third or fifth sentences of the
definition of Principal Balance or (b) the Principal Balance of a Class of Class
B Certificates with a lower numerical designation would be reduced with respect
to such Distribution Date as a result of the application of clause (ii) of the
definition of Class B-1 Principal Balance, Class B-2 Principal Balance, Class
B-3 Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance
or Class B-6 Principal Balance.
Original Class A Percentage: The Class A Percentage as of the
Cut-Off Date, as set forth in Section 11.04.
Original Class A Non-PO Principal Balance: The sum of the Original
Principal Balances of the Class A-1, Class A-2, Class A-3, Class A-4, Class A-5,
Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12,
Class A-13, Class A-14, Class A-15, Class A-16 and Class A-R Certificates, as
set forth in Section 11.06.
Original Class B Principal Balance: The sum of the Original Class
B-1 Principal Balance, Original Class B-2 Principal Balance, Original Class B-3
Principal Balance, Original Class B-4 Principal Balance, Original Class B-5
Principal Balance and Original Class B-6 Principal Balance, as set forth in
Section 11.14.
Original Class B-1 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-2
Principal Balance, the Original Class B-3 Principal Balance, the Original Class
B-4 Principal Balance, Original Class B-5 Principal Balance and the Original
Class B-6 Principal Balance by the sum of the Original Class A Non-PO Principal
Balance and the Original Class B Principal Balance. The Original Class B-1
Fractional Interest is specified in Section 11.16.
Original Class B-2 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-3
Principal Balance, the Original Class B-4 Principal Balance, Original Class B-5
Principal Balance and the Original Class B-6 Principal Balance by the sum of the
Original Class A Non-PO Principal Balance and the Original Class B Principal
Balance. The Original Class B-2 Fractional Interest is specified in Section
11.17.
Original Class B-3 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-4
Principal Balance, the Original Class B-5 Principal Balance and the Original
Class B-6 Principal Balance by the sum of the Original Class A Non-PO Principal
Balance and the Original Class B Principal Balance. The Original Class B-3
Fractional Interest is specified in Section 11.18.
Original Class B-4 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the sum of the Original Class B-5
Principal Balance and the Original Class B-6 Principal Balance by the sum of the
Original Class A Non-PO Principal Balance and the Original Class B Principal
Balance. The Original Class B-4 Fractional Interest is specified in Section
11.19.
Original Class B-5 Fractional Interest: As to the first Distribution
Date, the percentage obtained by dividing the Original Class B-6 Principal
Balance by the sum of the Original Class A Non-PO Principal Balance and the
Original Class B Principal Balance. The Original Class B-5 Fractional Interest
is specified in Section 11.20.
Original Class B-1 Percentage: The Class B-1 Percentage as of the
Cut-Off Date, as set forth in Section 11.08.
Original Class B-2 Percentage: The Class B-2 Percentage as of the
Cut-Off Date, as set forth in Section 11.09.
Original Class B-3 Percentage: The Class B-3 Percentage as of the
Cut-Off Date, as set forth in Section 11.10.
Original Class B-4 Percentage: The Class B-4 Percentage as of the
Cut-Off Date, as set forth in Section 11.11.
Original Class B-5 Percentage: The Class B-5 Percentage as of the
Cut-Off Date, as set forth in Section 11.12.
Original Class B-6 Percentage: The Class B-6 Percentage as of the
Cut-Off Date, as set forth in Section 11.13.
Original Class B-1 Principal Balance: The Class B-1 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.15.
Original Class B-2 Principal Balance: The Class B-2 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.15.
Original Class B-3 Principal Balance: The Class B-3 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.15.
Original Class B-4 Principal Balance: The Class B-4 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.15.
Original Class B-5 Principal Balance: The Class B-5 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.15.
Original Class B-6 Principal Balance: The Class B-6 Principal
Balance as of the Cut-Off Date, as set forth in Section 11.15.
Original Principal Balance: Any of the Original Principal Balances
of the Classes of Class A Certificates as set forth in Section 11.05; the
Original Class B-1 Principal Balance, Original Class B-2 Principal Balance,
Original Class B-3 Principal Balance, Original Class B-4 Principal Balance,
Original Class B-5 Principal Balance or Original Class B-6 Principal Balance as
set forth in Section 11.15.
Original Subordinated Percentage: The Subordinated Percentage as of
the Cut-Off Date, as set forth in Section 11.07.
Other Servicer: Any of the Servicers other than Norwest Mortgage.
Other Servicing Agreements: The Servicing Agreements other than the
Norwest Servicing Agreement.
Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan
(including an REO Mortgage Loan) which was not the subject of a Full Unscheduled
Principal Receipt prior to such Due Date and which was not repurchased by the
Seller prior to such Due Date pursuant to Section 2.02 or 2.03.
Owner Mortgage Loan File: A file maintained by the Trust
Administrator (or the Custodian, if any) for each Mortgage Loan that contains
the documents specified in the Servicing Agreements or, in the case of each
Mortgage Loan serviced by Bank United or Merrill Lynch Credit Corporation, the
documents specified in the Bank United Mortgage Loan Sale Agreement and the MLCC
Mortgage Loan Purchase Agreement under their respective "Owner Mortgage Loan
File" definition or similar definition and/or other provisions requiring
delivery of specified documents to the owner of the Mortgage Loan in connection
with the purchase thereof, and any additional documents required to be added to
the Owner Mortgage Loan File pursuant to this Agreement.
Partial Liquidation Proceeds: Liquidation Proceeds received by a
Servicer prior to the month in which the related Mortgage Loan became a
Liquidated Loan.
Partial Unscheduled Principal Receipt: An Unscheduled Principal
Receipt which is not a Full Unscheduled Principal Receipt.
Paying Agent: The Person authorized on behalf of the Trust
Administrator, as agent for the Master Servicer, to make distributions to
Certificateholders with respect to the Certificates and to forward to
Certificateholders the periodic and annual statements required by Section 4.04.
The Paying Agent may be any Person directly or indirectly controlling or
controlled by or under common control with the Master Servicer and may be the
Trustee or the Trust Administrator. The initial Paying Agent is appointed in
Section 4.03(a).
Payment Account: The account maintained pursuant to Section 4.03(b).
Percentage Interest: With respect to a Class A Certificate, the
undivided percentage interest obtained by dividing the original principal
balance of such Certificate by the Original Principal Balance of such Class of
Class A Certificates. With respect to a Class B Certificate, the undivided
percentage interest obtained by dividing the original principal balance of such
Certificate by the Original Principal Balance of such Class of Class B
Certificates.
Periodic Advance: The aggregate of the advances required to be made
by a Servicer on any Distribution Date pursuant to its Servicing Agreement or by
the Master Servicer or the Trust Administrator hereunder, the amount of any such
advances being equal to the total of all Monthly Payments (adjusted, in each
case (i) in respect of interest, to the applicable Mortgage Interest Rate less
the applicable Servicing Fee in the case of Periodic Advances made by a Servicer
and to the applicable Net Mortgage Interest Rate in the case of Periodic
Advances made by the Master Servicer or Trust Administrator and (ii) by the
amount of any related Debt Service Reductions or reductions in the amount of
interest collectable from the Mortgagor pursuant to the Soldiers' and Sailors'
Civil Relief Act of 1940, as amended, or similar legislation or regulations then
in effect) on the Mortgage Loans, that (x) were delinquent as of the close of
business on the related Determination Date, (y) were not the subject of a
previous Periodic Advance by such Servicer or of a Periodic Advance by the
Master Servicer or the Trust Administrator, as the case may be and (z) have not
been determined by the Master Servicer, such Servicer or Trust Administrator to
be Nonrecoverable Advances.
Person: Any individual, corporation, partnership, joint venture,
association, joint-stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.
Plan: As defined in Section 5.02(c).
PO Fraction: With respect to any Discount Mortgage Loan, the
difference between 1.0 and the Non-PO Fraction for such Mortgage Loan; with
respect to any other Mortgage Loan, zero.
Pool Balance (Non-PO Portion): As of any Distribution Date, the sum
of the amounts for each Mortgage Loan that is an Outstanding Mortgage Loan of
the product of (i) the Non-PO Fraction for such Mortgage Loan and (ii) the
Scheduled Principal Balance of such Mortgage Loan.
Pool Balance (PO Portion): As of any Distribution Date, the sum of
the amounts for each Mortgage Loan that is an Outstanding Mortgage Loan of the
product of (i) the PO Fraction for such Mortgage Loan and (ii) the Scheduled
Principal Balance of such Mortgage Loan.
Pool Distribution Amount: As of any Distribution Date, the funds
eligible for distribution to the Holders of the Certificates on such
Distribution Date, which shall be the sum of (i) all previously undistributed
payments or other receipts on account of principal and interest on or in respect
of the Mortgage Loans (including, without limitation, the proceeds of any
repurchase of a Mortgage Loan by the Seller and any Substitution Principal
Amount) received by the Master Servicer with respect to the applicable
Remittance Date in the month of such Distribution Date and any Unscheduled
Principal Receipts received by the Master Servicer on or prior to the Business
Day preceding such Distribution Date, (ii) all Periodic Advances made by a
Servicer pursuant to the related Servicing Agreement or Periodic Advances made
by the Master Servicer or the Trust Administrator pursuant to Section 3.03 and
(iii) all other amounts required to be placed in the Certificate Account by the
Servicer on or before the applicable Remittance Date or by the Master Servicer
or the Trust Administrator on or prior to the Distribution Date, but excluding
the following:
(a) amounts received as late payments of principal or interest and
respecting which the Master Servicer or the Trust Administrator has made
one or more unreimbursed Periodic Advances;
(b) the portion of Liquidation Proceeds used to reimburse any
unreimbursed Periodic Advances by the Master Servicer or the Trust
Administrator;
(c) those portions of each payment of interest on a particular
Mortgage Loan which represent (i) the Fixed Retained Yield, if any, (ii)
the Servicing Fee and (iii) the Master Servicing Fee;
(d) all amounts representing scheduled payments of principal and
interest due after the Due Date occurring in the month in which such
Distribution Date occurs;
(e) all Unscheduled Principal Receipts received by the Servicers
after the Applicable Unscheduled Principal Receipt Period relating to the
Distribution Date for the applicable type of Unscheduled Principal
Receipt, and all related payments of interest on such amounts;
(f) all repurchase proceeds with respect to Mortgage Loans
repurchased by the Seller pursuant to Section 2.02 or 2.03 on or following
the Due Date in the month in which such Distribution Date occurs and the
difference between the unpaid principal balance of such Mortgage Loan
substituted for a defective Mortgage Loan during the month preceding the
month in which such Distribution Date occurs and the unpaid principal
balance of such defective Mortgage Loan;
(g) that portion of Liquidation Proceeds and REO Proceeds which
represents any unpaid Servicing Fee or Master Servicing Fee;
(h) all income from Eligible Investments that is held in the
Certificate Account for the account of the Master Servicer;
(i) all other amounts permitted to be withdrawn from the Certificate
Account in respect of the Mortgage Loans, to the extent not covered by
clauses (a) through (h) above, or not required to be deposited in the
Certificate Account under this Agreement;
(j) Net Foreclosure Profits;
(k) Month End Interest; and
(l) the amount of any Recoveries in respect of principal which had
previously been allocated as a loss to one or more Classes of the Class A
or Class B Certificates pursuant to Section 4.02 other than Recoveries
covered by the last sentence of Section 4.02(d).
Pool Scheduled Principal Balance: As to any Distribution Date, the
aggregate Scheduled Principal Balances of all Mortgage Loans that were
Outstanding Mortgage Loans on the Due Date in the month preceding the month of
such Distribution Date.
Premium Mortgage Loan: A Mortgage Loan with a Net Mortgage Interest
Rate of 6.250% or greater.
Prepayment In Full: With respect to any Mortgage Loan, a Mortgagor
payment consisting of a Principal Prepayment in the amount of the outstanding
principal balance of such loan and resulting in the full satisfaction of such
obligation.
Prepayment Interest Shortfall: On any Distribution Date, the amount
of interest, if any, that would have accrued on any Mortgage Loan which was the
subject of a Prepayment in Full at the Net Mortgage Interest Rate for such
Mortgage Loan from the date of its Prepayment in Full (but in the case of a
Prepayment in Full where the Applicable Unscheduled Principal Receipt Period is
the Mid-Month Receipt Period, only if the date of the Prepayment in Full is on
or after the Determination Date in the month prior to the month of such
Distribution Date and prior to the first day of the month of such Distribution
Date) through the last day of the month prior to the month of such Distribution
Date.
Principal Accretion Amount: With respect to the Accrual Certificates
and as to any Distribution Date prior to the Accretion Termination Date, an
amount with respect to such Class equal to the sum of the amounts calculated
pursuant to clauses (i) and (ii) of the definition of Accrual Distribution
Amount with respect to such Distribution Date.
Principal Adjustment: In the event that the Class B-1 Optimal
Principal Amount, Class B-2 Optimal Principal Amount, Class B-3 Optimal
Principal Amount, Class B-4 Optimal Principal Amount, Class B-5 Optimal
Principal Amount or Class B-6 Optimal Principal Amount is calculated in
accordance with the proviso in such definition with respect to any Distribution
Date, the Principal Adjustment for such Class of Class B Certificates shall
equal the difference between (i) the amount that would have been distributed to
such Class as principal in accordance with Section 4.01(a) for such Distribution
Date, calculated without regard to such proviso and assuming there are no
Principal Adjustments for such Distribution Date and (ii) the Adjusted Principal
Balance for such Class.
Principal Balance: As of the first Determination Date and as to any
Class of Class A Certificates, the Original Principal Balance of such Class. As
of any subsequent Determination Date prior to the Cross-Over Date and as to any
Class of Class A Certificates (other than the Class A-PO Certificates), the
Original Principal Balance of such Class (increased in the case of the Accrual
Certificates by the Principal Accretion Amounts with respect to prior
Distribution Dates for such Accrual Certificates) less the sum of (a) all
amounts previously distributed in respect of such Class on prior Distribution
Dates (i) pursuant to Paragraph third clause (A) of Section 4.01(a), (ii) as a
result of a Principal Adjustment and (iii), if applicable, from the Accrual
Distribution Amounts for such prior Distribution Dates and (b) the Realized
Losses allocated through such Determination Date to such Class pursuant to
Section 4.02(b). After the Cross-Over Date, each such Principal Balance will
also be reduced on each Determination Date by an amount equal to the product of
the Class A Loss Percentage of such Class and the excess, if any, of (i) the
Class A Non-PO Principal Balance as of such Determination Date without regard to
this sentence over (ii) the difference between (A) the Adjusted Pool Amount for
the preceding Distribution Date and (B) the Adjusted Pool Amount (PO Portion)
for the preceding Distribution Date.
As of any subsequent Determination Date prior to the Cross-Over Date
and as to the Class A-PO Certificates, the Original Principal Balance of such
Class less the sum of (a) all amounts previously distributed in respect of the
Class A-PO Certificates on prior Distribution Dates pursuant to Paragraphs third
clause (B) and fourth of Section 4.01(a) and (b) the Realized Losses allocated
through such Determination Date to the Class A-PO Certificates pursuant to
Section 4.02(b). After the Cross-Over Date, such Principal Balance will also be
reduced on each Determination Date by an amount equal to the difference, if any,
between such Principal Balance as of such Determination Date without regard to
this sentence and the Adjusted Pool Amount (PO Portion) for the preceding
Distribution Date.
As to the Class B Certificates, the Class B-1 Principal Balance,
Class B-2 Principal Balance, Class B-3 Principal Balance, Class B-4 Principal
Balance, Class B-5 Principal Balance and Class B-6 Principal Balance,
respectively.
Principal Prepayment: Any Mortgagor payment on a Mortgage Loan which
is received in advance of its Due Date and is not accompanied by an amount
representing scheduled interest for any period subsequent to the date of
prepayment.
Prior Month Receipt Period: With respect to each Distribution Date,
the calendar month preceding the month in which such Distribution Date occurs.
Priority Amount: For any Distribution Date, the lesser of (i) the
Principal Balance of the Class A-5 Certificates and (ii) the product of (1) the
Priority Percentage, (2) the Shift Percentage, (3) the sum of the Scheduled
Principal Amount and the Unscheduled Principal Amount and (4) 93.4997661866%.
Priority Percentage: The (a) the Principal Balance of the Class A-5
Certificates divided by (b) the excess of the Class A Non-PO Principal Balance
over the Principal Balance of the Class A-6 Certificates.
Prohibited Transaction Tax: Any tax imposed under Section 860F of
the Code.
Prudent Servicing Practices: The standard of care set forth in each
Servicing Agreement.
Rating Agency: Any nationally recognized statistical credit rating
agency, or its successor, that rated one or more Classes of the Certificates at
the request of the Seller at the time of the initial issuance of the
Certificates. The Rating Agencies for the Class A Certificates and Class B-1
Certificates are Fitch and S&P. The Rating Agency for the Class B-2, Class B-3,
Class B-4 and Class B-5 Certificates is Fitch. If any such agency or a successor
is no longer in existence, "Rating Agency" shall be such statistical credit
rating agency, or other comparable Person, designated by the Seller, notice of
which designation shall be given to the Trustee, the Trust Administrator and the
Master Servicer. References herein to the highest short-term rating category of
a Rating Agency shall mean F-1+ in the case of Fitch, A-1+ in the case of S&P
and in the case of any other Rating Agency shall mean its equivalent of such
ratings. References herein to the highest long-term rating categories of a
Rating Agency shall mean AAA, and in the case of any other Rating Agency shall
mean its equivalent of such rating without any plus or minus.
Realized Losses: With respect to any Distribution Date, (i)
Liquidated Loan Losses (including Special Hazard Losses and Fraud Losses) and
(ii) Bankruptcy Losses incurred in the month preceding the month of such
Distribution Date.
Record Date: The last Business Day of the month preceding the month
of the related Distribution Date.
Recovery: Any amount received on a Mortgage Loan subsequent to such
Mortgage Loan being determined to be a Liquidated Loan.
Relevant Anniversary: See "Bankruptcy Loss Amount."
REMIC: A "real estate mortgage investment conduit" as defined in
Code Section 860D. "The REMIC" means the REMIC constituted by the Trust Estate.
REMIC Provisions: Provisions of the federal income tax law relating
to REMICs, which appear at Sections 860A through 860G of Part IV of Subchapter M
of Chapter 1 of Subtitle A of the Code, and related provisions, and U.S.
Department of the Treasury temporary, proposed or final regulations promulgated
thereunder, as the foregoing are in effect (or with respect to proposed
regulations, are proposed to be in effect) from time to time.
Remittance Date: As defined in each of the Servicing Agreements.
REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Loan
and as to which the indebtedness evidenced by the related Mortgage Note is
discharged and the related Mortgaged Property is held as part of the Trust
Estate.
REO Proceeds: Proceeds received in respect of any REO Mortgage Loan
(including, without limitation, proceeds from the rental of the related
Mortgaged Property).
Request for Release: A request for release in substantially the form
attached as Exhibit G hereto.
Responsible Officer: When used with respect to the Trustee or the
Trust Administrator, the Chairman or Vice-Chairman of the Board of Directors or
Trustees, the Chairman or Vice-Chairman of the Executive or Standing Committee
of the Board of Directors or Trustees, the President, the Chairman of the
Committee on Trust Matters, any Vice President, the Secretary, any Assistant
Secretary, the Treasurer, any Assistant Treasurer, the Cashier, any Assistant
Cashier, any Trust Officer or Assistant Trust Officer, the Controller and any
Assistant Controller or any other officer of the Trustee or the Trust
Administrator, as the case may be, customarily performing functions similar to
those performed by any of the above-designated officers and also, with respect
to a particular matter, any other officer to whom such matter is referred
because of such officer's knowledge of and familiarity with the particular
subject.
Rule 144A: Rule 144A promulgated under the Securities Act of 1933,
as amended.
S&P: Standard & Poor's, or its successor in interest.
Scheduled Principal Amount: The sum for each outstanding Mortgage
Loan (including each defaulted Mortgage Loan, other than a Liquidated Loan, with
respect to which the related Mortgaged Property has been acquired by the Trust
Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (B)
the sum of the amounts described in clauses y(i) and y(iv) of the definition of
Class A Non-PO Optimal Principal Amount.
Scheduled Principal Balance: As to any Mortgage Loan and
Distribution Date, the principal balance of such Mortgage Loan as of the Due
Date in the month preceding the month of such Distribution Date as specified in
the amortization schedule at the time relating thereto (before any adjustment to
such amortization schedule by reason of any bankruptcy (other than Deficient
Valuations) or similar proceeding or any moratorium or similar waiver or grace
period) after giving effect to (A) Unscheduled Principal Receipts received or
applied by the applicable Servicer during the related Unscheduled Principal
Receipt Period for each applicable type of Unscheduled Principal Receipt related
to the Distribution Date occurring in the month preceding such Distribution
Date, (B) Deficient Valuations incurred prior to such Due Date and (C) the
payment of principal due on such Due Date and irrespective of any delinquency in
payment by the related Mortgagor. Accordingly, the Scheduled Principal Balance
of a Mortgage Loan which becomes a Liquidated Loan at any time through the last
day of such related Unscheduled Principal Receipt Period shall be zero.
Seller: Norwest Asset Securities Corporation, or its successor in
interest.
Senior Optimal Amount: As to any Distribution Date, the sum for such
Distribution Date of (a) the Class A Non-PO Optimal Amount and (b) the Class
A-PO Optimal Principal Amount.
Servicer Mortgage Loan File: As defined in each of the Servicing
Agreements.
Servicers: Each of Norwest Mortgage, Countrywide Home Loans, Inc.,
The Huntington Mortgage Company, FT Mortgage Companies, Bank United, National
City Mortgage Company, Bank of Oklahoma, N.A., First Union Mortgage Corp.,
Marine Midland Mortgage Corp., Merrill Lynch Credit Corporation, Farmers State
Bank & Trust Company of Superior, GMAC Mortgage Corporation, Citicorp Mortgage,
Inc., HomeSide Lending and SunTrust Mortgage, Inc., as Servicer under the
related Servicing Agreement.
Servicing Agreements: Each of the Servicing Agreements executed with
respect to a portion of the Mortgage Loans by one of the Servicers, which
agreements are attached hereto, collectively, as Exhibit L.
Servicing Fee: With respect to any Servicer, as defined in its
Servicing Agreement.
Servicing Fee Rate: With respect to a Mortgage Loan, as set forth in
Section 11.25.
Servicing Officer: Any officer of a Servicer involved in, or
responsible for, the administration and servicing of the Mortgage Loans.
Shift Percentage: As to any Distribution Date, the percentage
indicated below:
Distribution Date Occurring In Shift Percentage
- ------------------------------ ----------------
January 1999 through December 2003........ 0%
January 2004 through December 2004........ 30%
January 2005 through December 2005........ 40%
January 2006 through December 2006........ 60%
January 2007 through December 2007........ 80%
January 2008 and thereafter............... 100%
Similar Law: As defined in Section 5.02(c).
Single Certificate: A Certificate of any Class that evidences the
smallest permissible Denomination for such Class, as set forth in Section 11.24.
Special Hazard Loss: (i) A Liquidated Loan Loss suffered by a
Mortgaged Property on account of direct physical loss, exclusive of (a) any loss
covered by a hazard policy or a flood insurance policy maintained in respect of
such Mortgaged Property pursuant to a Servicing Agreement and (b) any loss
caused by or resulting from:
(1) normal wear and tear;
(2) infidelity, conversion or other dishonest act on the part of
the Trustee, the Trust Administrator or the Servicer or any of
their agents or employees; or
(3) errors in design, faulty workmanship or faulty materials,
unless the collapse of the property or a part thereof ensues;
or (ii) any Liquidated Loan Loss suffered by the Trust Estate arising from or
related to the presence or suspected presence of hazardous wastes or hazardous
substances on a Mortgaged Property unless such loss to a Mortgaged Property is
covered by a hazard policy or a flood insurance policy maintained in respect of
such Mortgaged Property pursuant to the Servicing Agreement.
Special Hazard Loss Amount: As of any Distribution Date, an amount
equal to $10,629,732.40 minus the sum of (i) the aggregate amount of Special
Hazard Losses allocated solely to the Class B Certificates in accordance with
Section 4.02(a) and (ii) the Special Hazard Adjustment Amount (as defined below)
as most recently calculated. For each anniversary of the Cut-Off Date, the
Special Hazard Adjustment Amount shall be calculated and shall be equal to the
amount, if any, by which the amount calculated in accordance with the preceding
sentence (without giving effect to the deduction of the Special Hazard
Adjustment Amount for such anniversary) exceeds the greater of (A) the product
of the Special Hazard Percentage for such anniversary multiplied by the
outstanding principal balance of all the Mortgage Loans on the Distribution Date
immediately preceding such anniversary, (B) twice the outstanding principal
balance of the Mortgage Loan in the Trust Estate which has the largest
outstanding principal balance on the Distribution Date immediately preceding
such anniversary and (C) that which is necessary to maintain the original
ratings on the Certificates as evidenced by letters to that effect delivered by
Rating Agencies to the Master Servicer and the Trust Administrator. On and after
the Cross-Over Date, the Special Hazard Loss Amount shall be zero.
Special Hazard Percentage: As of each anniversary of the Cut-Off
Date, the greater of (i) 1.00% and (ii) the largest percentage obtained by
dividing the aggregate outstanding principal balance (as of the immediately
preceding Distribution Date) of the Mortgage Loans secured by Mortgaged
Properties located in a single, five-digit zip code area in the State of
California by the outstanding principal balance of all the Mortgage Loans as of
the immediately preceding Distribution Date.
Startup Day: As defined in Section 2.05.
Subordinated Percentage: As to any Distribution Date, the percentage
which is the difference between 100% and the Class A Percentage for such date.
Subordinated Prepayment Percentage: As to any Distribution Date, the
percentage which is the difference between 100% and the Class A Prepayment
Percentage for such date.
Subsidy Loan: Any Mortgage Loan subject to a temporary interest
subsidy agreement pursuant to which the monthly interest payments made by the
related Mortgagor will be less than the scheduled monthly interest payments on
such Mortgage Loan, with the resulting difference in interest payments being
provided by the employer of the Mortgagor. Each Subsidy Loan will be identified
as such in the Mortgage Loan Schedule.
Substitute Mortgage Loan: As defined in Section 2.02.
Substitution Principal Amount: With respect to any Mortgage Loan
substituted in accordance with Section 2.02 or pursuant to Section 2.03, the
excess of (x) the unpaid principal balance of the Mortgage Loan which is
substituted for over (y) the unpaid principal balance of the Substitute Mortgage
Loan, each balance being determined as of the date of substitution.
T.O.P. Mortgage Loan: Any Mortgage Loan that was originated by
Norwest Mortgage or an affiliate thereof in connection with the "Title Option
Plus" program and which is not covered by a title insurance policy. Each T.O.P.
Mortgage Loan shall be identified as such in the Mortgage Loan Schedule.
Trust Administrator: First Union National Bank, a national banking
association with its principal office located in Charlotte, North Carolina, or
any successor trust administrator appointed as herein provided.
Trust Estate: The corpus of the trust created by this Agreement,
consisting of the Mortgage Loans (other than any Fixed Retained Yield), such
amounts as may be held from time to time in the Certificate Account (other than
any Fixed Retained Yield), the rights of the Trust Administrator, on behalf of
the Trustee, to receive the proceeds of all insurance policies and performance
bonds, if any, required to be maintained hereunder or under the related
Servicing Agreement, property which secured a Mortgage Loan and which has been
acquired by foreclosure or deed in lieu of foreclosure.
Trustee: United States Trust Company of New York, or any successor
trustee appointed as herein provided.
Unpaid Interest Shortfalls: Each of the Class A Unpaid Interest
Shortfalls, the Class B-1 Unpaid Interest Shortfall, the Class B-2 Unpaid
Interest Shortfall, the Class B-3 Unpaid Interest Shortfall, the Class B-4
Unpaid Interest Shortfall, the Class B-5 Unpaid Interest Shortfall and the Class
B-6 Unpaid Interest Shortfall.
Unscheduled Principal Amount: The sum for each outstanding Mortgage
Loan (including each defaulted Mortgage Loan, other than a Liquidated Loan, with
respect to which the related Mortgaged Property has been acquired by the Trust
Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (B)
the sum of the amounts described in clauses y(ii) and y(iii) of the definition
of Class A Non-PO Optimal Principal Amount.
Unscheduled Principal Receipt: Any Principal Prepayment or other
recovery of principal on a Mortgage Loan, including, without limitation,
Liquidation Proceeds, Net REO Proceeds and proceeds received from any
condemnation award or proceeds in lieu of condemnation other than that portion
of such proceeds released to the Mortgagor in accordance with the terms of the
Mortgage or Prudent Servicing Practices, but excluding any Net Foreclosure
Profits and proceeds of a repurchase of a Mortgage Loan by the Seller and any
Substitution Principal Amounts. Except as set forth in the last sentence of
Section 4.02(d), a Recovery shall not be treated as an Unscheduled Principal
Receipt.
Unscheduled Principal Receipt Period: Either a Mid-Month Receipt
Period or a Prior Month Receipt Period.
U.S. Person: As defined in Section 4.01(g).
Voting Interest: With respect to any provisions hereof providing for
the action, consent or approval of the Holders of all Certificates evidencing
specified Voting Interests in the Trust Estate, the Holders of each Class of
Certificates will collectively be entitled to the then applicable percentage of
the aggregate Voting Interest represented by all Certificates equal to the ratio
obtained by dividing the Principal Balance of such Class by the sum of the Class
A Principal Balance and the Class B Principal Balance. Each Certificateholder of
a Class will have a Voting Interest equal to the product of the Voting Interest
to which such Class is collectively entitled and the Percentage Interest in such
Class represented by such Holder's Certificates. With respect to any provisions
hereof providing for action, consent or approval of each Class of Certificates
or specified Classes of Certificates, each Certificateholder of a Class will
have a Voting Interest in such Class equal to such Holder's Percentage Interest
in such Class.
Weighted Average Net Mortgage Interest Rate: As to any Distribution
Date, a rate per annum equal to the average, expressed as a percentage of the
Net Mortgage Interest Rates of all Mortgage Loans that were Outstanding Mortgage
Loans as of the Due Date in the month preceding the month of such Distribution
Date, weighted on the basis of the respective Scheduled Principal Balances of
such Mortgage Loans.
SECTION 1.02. ACTS OF HOLDERS.
(a) Any request, demand, authorization, direction, notice, consent,
waiver or other action provided by this Agreement to be given or taken by
Holders may be embodied in and evidenced by one or more instruments of
substantially similar tenor signed by such Holders in person or by an agent duly
appointed in writing. Except as herein otherwise expressly provided, such action
shall become effective when such instrument or instruments are delivered to the
Trustee and the Trust Administrator. Proof of execution of any such instrument
or of a writing appointing any such agent shall be sufficient for any purpose of
this Agreement and conclusive in favor of the Trustee and the Trust
Administrator, if made in the manner provided in this Section 1.02. The Trustee
shall promptly notify the Master Servicer in writing of the receipt of any such
instrument or writing.
(b) The fact and date of the execution by any Person of any such
instrument or writing may be proved by the affidavit of a witness of such
execution or by a certificate of a notary public or other officer authorized by
law to take acknowledgments of deeds, certifying that the individual signing
such instrument or writing acknowledged to him the execution thereof. When such
execution is by a signer acting in a capacity other than his or her individual
capacity, such certificate or affidavit shall also constitute sufficient proof
of his or her authority. The fact and date of the execution of any such
instrument or writing, or the authority of the individual executing the same,
may also be proved in any other manner which the Trustee or the Trust
Administrator deems sufficient.
(c) The ownership of Certificates (whether or not such Certificates
shall be overdue and notwithstanding any notation of ownership or other writing
thereon made by anyone other than the Trustee, the Trust Administrator and the
Authenticating Agent) shall be proved by the Certificate Register, and neither
the Trustee, the Trust Administrator, the Seller nor the Master Servicer shall
be affected by any notice to the contrary.
(d) Any request, demand, authorization, direction, notice, consent,
waiver or other action of the Holder of any Certificate shall bind every future
Holder of the same Certificate and the Holder of every Certificate issued upon
the registration of transfer thereof or in exchange therefor or in lieu thereof
in respect of anything done, omitted or suffered to be done by the Trustee, the
Trust Administrator, the Seller or the Master Servicer in reliance thereon,
whether or not notation of such action is made upon such Certificate.
SECTION 1.03. EFFECT OF HEADINGS AND TABLE OF CONTENTS.
The Article and Section headings in this Agreement and the Table of
Contents are for convenience of reference only and shall not affect the
interpretation or construction of this Agreement.
SECTION 1.04. BENEFITS OF AGREEMENT.
Nothing in this Agreement or in the Certificates, express or
implied, shall give to any Person, other than the parties to this Agreement and
their successors hereunder and the Holders of the Certificates any benefit or
any legal or equitable right, power, remedy or claim under this Agreement.
<PAGE>
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
SECTION 2.01. CONVEYANCE OF MORTGAGE LOANS.
The Seller, concurrently with the execution and delivery hereof,
does hereby assign to the Trustee, without recourse all the right, title and
interest of the Seller in and to (a) the Trust Estate, including all interest
(other than the portion, if any, representing the Fixed Retained Yield) and
principal received by the Seller on or with respect to the Mortgage Loans after
the Cut-Off Date (and including scheduled payments of principal and interest due
after the Cut-Off Date but received by the Seller on or before the Cut-Off Date
and Unscheduled Principal Receipts received or applied on the Cut-Off Date, but
not including payments of principal and interest due on the Mortgage Loans on or
before the Cut-Off Date), (b) the Insurance Policies, (c) the obligations of the
Servicers under the Servicing Agreements with respect to the Mortgage Loans and
(d) proceeds of all the foregoing.
In connection with such assignment, the Seller shall, with respect
to each Mortgage Loan, deliver, or cause to be delivered, to the Trust
Administrator, as initial Custodian, on or before the Closing Date, an Owner
Mortgage Loan File. If any Mortgage or an assignment of a Mortgage to the Trust
Administrator or any prior assignment is in the process of being recorded on the
Closing Date, the Seller shall deliver a copy thereof, certified by Norwest
Mortgage or the applicable Norwest Mortgage Correspondent to be a true and
complete copy of the document sent for recording, and the Seller shall use its
best efforts to cause each such original recorded document or certified copy
thereof to be delivered to the Trust Administrator promptly following its
recordation, but in no event later than one (1) year following the Closing Date.
The Seller shall also cause to be delivered to the Trust Administrator any other
original mortgage loan document to be included in the Owner Mortgage Loan File
if a copy thereof has been delivered. The Seller shall pay from its own funds,
without any right of reimbursement therefor, the amount of any costs,
liabilities and expenses incurred by the Trust Estate by reason of the failure
of the Seller to cause to be delivered to the Trust Administrator within one (1)
year following the Closing Date any original Mortgage or assignment of a
Mortgage not delivered to the Trust Administrator on the Closing Date.
In lieu of recording an assignment of any Mortgage the Seller may,
to the extent set forth in the applicable Servicing Agreement, deliver or cause
to be delivered to the Trust Administrator the assignment of the Mortgage Loan
from the Seller to the Trust Administrator in a form suitable for recordation,
together with an Opinion of Counsel to the effect that recording is not required
to protect the Trustee's right, title and interest in and to the related
Mortgage Loan or, in case a court should recharacterize the sale of the Mortgage
Loans as a financing, to perfect a first priority security interest in favor of
the Trustee in the related Mortgage Loan. In the event that the Master Servicer
receives notice that recording is required to protect the right, title and
interest of the Trustee in and to any such Mortgage Loan for which recordation
of an assignment has not previously been required, the Master Servicer shall
promptly notify the Trust Administrator and the Trust Administrator shall within
five Business Days (or such other reasonable period of time mutually agreed upon
by the Master Servicer and the Trust Administrator) of its receipt of such
notice deliver each previously unrecorded assignment to the related Servicer for
recordation.
SECTION 2.02. ACCEPTANCE BY TRUST ADMINISTRATOR.
The Trust Administrator, on behalf of the Trustee, acknowledges
receipt of the Mortgage Notes, the Mortgages, the assignments and other
documents required to be delivered on the Closing Date pursuant to Section 2.01
above and declares that it holds and will hold such documents and the other
documents constituting a part of the Owner Mortgage Loan Files delivered to it
in trust, upon the trusts herein set forth, for the use and benefit of all
present and future Certificateholders. The Trust Administrator agrees, for the
benefit of Certificateholders, to review each Owner Mortgage Loan File within 45
days after execution of this Agreement in order to ascertain that all required
documents set forth in Section 2.01 have been executed and received and appear
regular on their face, and that such documents relate to the Mortgage Loans
identified in the Mortgage Loan Schedule, and in so doing the Trust
Administrator may rely on the purported due execution and genuineness of any
such document and on the purported genuineness of any signature thereon. If
within such 45 day period the Trust Administrator finds any document
constituting a part of an Owner Mortgage Loan File not to have been executed or
received or to be unrelated to the Mortgage Loans identified in the Mortgage
Loan Schedule or not to appear regular on its face, the Trust Administrator
shall promptly (and in no event more than 30 days after the discovery of such
defect) notify the Seller, which shall have a period of 60 days after the date
of such notice within which to correct or cure any such defect. The Seller
hereby covenants and agrees that, if any material defect is not so corrected or
cured, the Seller will, not later than 60 days after the Trust Administrator's
notice to it referred to above respecting such defect, either (i) repurchase the
related Mortgage Loan or any property acquired in respect thereof from the Trust
Estate at a price equal to (a) 100% of the unpaid principal balance of such
Mortgage Loan plus (b) accrued interest at the Mortgage Interest Rate, less any
Fixed Retained Yield, through the last day of the month in which such repurchase
takes place or (ii) if within two years of the Startup Day, or such other period
permitted by the REMIC Provisions, substitute for any Mortgage Loan to which
such material defect relates, a new mortgage loan (a "Substitute Mortgage Loan")
having such characteristics so that the representations and warranties of the
Seller set forth in Section 2.03(b) hereof (other than Section 2.03(b)(i)) would
not have been incorrect had such Substitute Mortgage Loan originally been a
Mortgage Loan. In no event shall any Substitute Mortgage Loan have an unpaid
principal balance, as of the date of substitution, greater than the Scheduled
Principal Balance (reduced by the scheduled payment of principal due on the Due
Date in the month of substitution) of the Mortgage Loan for which it is
substituted. In addition, such Substitute Mortgage Loan shall have a
Loan-to-Value Ratio less than or equal to and a Mortgage Interest Rate equal to
that of the Mortgage Loan for which it is substituted.
In the case of a repurchased Mortgage Loan or property, the purchase
price shall be deposited by the Seller in the Certificate Account maintained by
the Master Servicer pursuant to Section 3.01. In the case of a Substitute
Mortgage Loan, the Owner Mortgage Loan File relating thereto shall be delivered
to the Trust Administrator and the Substitution Principal Amount, together with
(i) interest on such Substitution Principal Amount at the applicable Net
Mortgage Interest Rate to the following Due Date of such Mortgage Loan which is
being substituted for and (ii) an amount equal to the aggregate amount of
unreimbursed Periodic Advances in respect of interest previously made by the
Servicer, the Master Servicer or the Trust Administrator with respect to such
Mortgage Loan, shall be deposited in the Certificate Account. The Monthly
Payment on the Substitute Mortgage Loan for the Due Date in the month of
substitution shall not be part of the Trust Estate. Upon receipt by the Trust
Administrator of written notification of any such deposit signed by an officer
of the Seller, or the new Owner Mortgage Loan File, as the case may be, the
Trust Administrator shall release to the Seller the related Owner Mortgage Loan
File and shall execute and deliver such instrument of transfer or assignment, in
each case without recourse, as shall be necessary to vest in the Seller legal
and beneficial ownership of such substituted or repurchased Mortgage Loan or
property. It is understood and agreed that the obligation of the Seller to
substitute a new Mortgage Loan for or repurchase any Mortgage Loan or property
as to which such a material defect in a constituent document exists shall
constitute the sole remedy respecting such defect available to the
Certificateholders, the Trust Administrator on behalf of the Trustee and the
Trustee on behalf of the Certificateholders. The failure of the Trust
Administrator to give any notice contemplated herein within forty-five (45) days
after the execution of this Agreement shall not affect or relieve the Seller's
obligation to repurchase any Mortgage Loan pursuant to this Section 2.02.
The Trust Administrator may, concurrently with the execution and
delivery hereof or at any time thereafter, enter into a Custodial Agreement
substantially in the form of Exhibit E hereto pursuant to which the Trust
Administrator appoints a Custodian to hold the Mortgage Notes, the Mortgages,
the assignments and other documents related to the Mortgage Loans received by
the Trust Administrator, as agent for the Trustee in trust for the benefit of
all present and future Certificateholders, which may provide, among other
things, that the Custodian shall conduct the review of such documents required
under the first paragraph of this Section 2.02.
SECTION 2.03. REPRESENTATIONS AND WARRANTIES OF THE MASTER SERVICER AND
THE SELLER.
(a) The Master Servicer hereby represents and warrants to the
Trustee and the Trust Administrator for the benefit of Certificateholders that,
as of the date of execution of this Agreement:
(i) The Master Servicer is a national banking association duly
chartered and validly existing in good standing under the laws of the
United States;
(ii) The execution and delivery of this Agreement by the Master
Servicer and its performance and compliance with the terms of this
Agreement will not violate the Master Servicer's corporate charter or
by-laws or constitute a default (or an event which, with notice or lapse
of time, or both, would constitute a default) under, or result in the
breach of, any material contract, agreement or other instrument to which
the Master Servicer is a party or which may be applicable to the Master
Servicer or any of its assets;
(iii) This Agreement, assuming due authorization, execution and
delivery by the Trustee, the Trust Administrator and the Seller,
constitutes a valid, legal and binding obligation of the Master Servicer,
enforceable against it in accordance with the terms hereof subject to
applicable bankruptcy, insolvency, reorganization, moratorium and other
laws affecting the enforcement of creditors' rights generally and to
general principles of equity, regardless of whether such enforcement is
considered in a proceeding in equity or at law;
(iv) The Master Servicer is not in default with respect to any order
or decree of any court or any order, regulation or demand of any federal,
state, municipal or governmental agency, which default might have
consequences that would materially and adversely affect the condition
(financial or other) or operations of the Master Servicer or its
properties or might have consequences that would affect its performance
hereunder; and
(v) No litigation is pending or, to the best of the Master
Servicer's knowledge, threatened against the Master Servicer which would
prohibit its entering into this Agreement or performing its obligations
under this Agreement.
It is understood and agreed that the representations and warranties
set forth in this Section 2.03(a) shall survive delivery of the respective Owner
Mortgage Loan Files to the Trust Administrator or the Custodian.
(b) The Seller hereby represents and warrants to the Trustee and the
Trust Administrator for the benefit of Certificateholders that, as of the date
of execution of this Agreement, with respect to the Mortgage Loans, or each
Mortgage Loan, as the case may be:
(i) The information set forth in the Mortgage Loan Schedule was true
and correct in all material respects at the date or dates respecting which
such information is furnished as specified in the Mortgage Loan Schedule;
(ii) Immediately prior to the transfer and assignment contemplated
herein, the Seller was the sole owner and holder of the Mortgage Loan free
and clear of any and all liens, pledges, charges or security interests of
any nature and has full right and authority to sell and assign the same;
(iii) The Mortgage is a valid, subsisting and enforceable first lien
on the property therein described, and the Mortgaged Property is free and
clear of all encumbrances and liens having priority over the first lien of
the Mortgage except for liens for real estate taxes and special
assessments not yet due and payable and liens or interests arising under
or as a result of any federal, state or local law, regulation or ordinance
relating to hazardous wastes or hazardous substances, and, if the related
Mortgaged Property is a condominium unit, any lien for common charges
permitted by statute or homeowners association fees; and if the Mortgaged
Property consists of shares of a cooperative housing corporation, any lien
for amounts due to the cooperative housing corporation for unpaid
assessments or charges or any lien of any assignment of rents or
maintenance expenses secured by the real property owned by the cooperative
housing corporation; and any security agreement, chattel mortgage or
equivalent document related to, and delivered to the Trust Administrator
or to the Custodian with, any Mortgage establishes in the Seller a valid
and subsisting first lien on the property described therein and the Seller
has full right to sell and assign the same to the Trustee;
(iv) Neither the Seller nor any prior holder of the Mortgage or the
related Mortgage Note has modified the Mortgage or the related Mortgage
Note in any material respect, satisfied, canceled or subordinated the
Mortgage in whole or in part, released the Mortgaged Property in whole or
in part from the lien of the Mortgage, or executed any instrument of
release, cancellation, modification or satisfaction, except in each case
as is reflected in an agreement delivered to the Trust Administrator or
the Custodian pursuant to Section 2.01;
(v) All taxes, governmental assessments, insurance premiums, and
water, sewer and municipal charges, which previously became due and owing
have been paid, or an escrow of funds has been established, to the extent
permitted by law, in an amount sufficient to pay for every such item which
remains unpaid; and the Seller has not advanced funds, or received any
advance of funds by a party other than the Mortgagor, directly or
indirectly (except pursuant to any Subsidy Loan arrangement) for the
payment of any amount required by the Mortgage, except for interest
accruing from the date of the Mortgage Note or date of disbursement of the
Mortgage Loan proceeds, whichever is later, to the day which precedes by
thirty days the first Due Date under the related Mortgage Note;
(vi) The Mortgaged Property is undamaged by water, fire, earthquake,
earth movement other than earthquake, windstorm, flood, tornado or similar
casualty (excluding casualty from the presence of hazardous wastes or
hazardous substances, as to which the Seller makes no representations), so
as to affect adversely the value of the Mortgaged Property as security for
the Mortgage Loan or the use for which the premises were intended and to
the best of the Seller's knowledge, there is no proceeding pending or
threatened for the total or partial condemnation of the Mortgaged
Property;
(vii) The Mortgaged Property is free and clear of all mechanics' and
materialmen's liens or liens in the nature thereof; provided, however,
that this warranty shall be deemed not to have been made at the time of
the initial issuance of the Certificates if a title policy affording, in
substance, the same protection afforded by this warranty is furnished to
the Trust Administrator by the Seller;
(viii) Except for Mortgage Loans secured by Co-op Shares and Mortgage
Loans secured by residential long-term leases, the Mortgaged Property
consists of a fee simple estate in real property; all of the improvements
which are included for the purpose of determining the appraised value of
the Mortgaged Property lie wholly within the boundaries and building
restriction lines of such property and no improvements on adjoining
properties encroach upon the Mortgaged Property (unless insured against
under the related title insurance policy); and to the best of the Seller's
knowledge, the Mortgaged Property and all improvements thereon comply with
all requirements of any applicable zoning and subdivision laws and
ordinances;
(ix) The Mortgage Loan meets, or is exempt from, applicable state or
federal laws, regulations and other requirements, pertaining to usury, and
the Mortgage Loan is not usurious;
(x) To the best of the Seller's knowledge, all inspections, licenses
and certificates required to be made or issued with respect to all
occupied portions of the Mortgaged Property and, with respect to the use
and occupancy of the same, including, but not limited to, certificates of
occupancy and fire underwriting certificates, have been made or obtained
from the appropriate authorities;
(xi) All payments required to be made up to the Due Date immediately
preceding the Cut-Off Date for such Mortgage Loan under the terms of the
related Mortgage Note have been made and no Mortgage Loan had more than
one delinquency in the 12 months preceding the Cut-Off Date;
(xii) The Mortgage Note, the related Mortgage and other agreements
executed in connection therewith are genuine, and each is the legal, valid
and binding obligation of the maker thereof, enforceable in accordance
with its terms, except as such enforcement may be limited by bankruptcy,
insolvency, reorganization or other similar laws affecting the enforcement
of creditors' rights generally and by general equity principles
(regardless of whether such enforcement is considered in a proceeding in
equity or at law); and, to the best of the Seller's knowledge, all parties
to the Mortgage Note and the Mortgage had legal capacity to execute the
Mortgage Note and the Mortgage and each Mortgage Note and Mortgage has
been duly and properly executed by the Mortgagor;
(xiii) Any and all requirements of any federal, state or local law with
respect to the origination of the Mortgage Loans including, without
limitation, truth-in-lending, real estate settlement procedures, consumer
credit protection, equal credit opportunity or disclosure laws applicable
to the Mortgage Loans have been complied with;
(xiv) The proceeds of the Mortgage Loans have been fully disbursed,
there is no requirement for future advances thereunder and any and all
requirements as to completion of any on-site or off-site improvements and
as to disbursements of any escrow funds therefor have been complied with
(except for escrow funds for exterior items which could not be completed
due to weather and escrow funds for the completion of swimming pools); and
all costs, fees and expenses incurred in making, closing or recording the
Mortgage Loan have been paid, except recording fees with respect to
Mortgages not recorded as of the Closing Date;
(xv) The Mortgage Loan (except (A) any Mortgage Loan identified on
the Mortgage Loan Schedule as a T.O.P. Mortgage Loan and (B) any Mortgage
Loan secured by a Mortgaged Property located in any jurisdiction, as to
which an opinion of counsel of the type customarily rendered in such
jurisdiction in lieu of title insurance is instead received) is covered by
an American Land Title Association mortgagee title insurance policy or
other generally acceptable form of policy or insurance acceptable to FNMA
or FHLMC, issued by a title insurer acceptable to FNMA or FHLMC insuring
the originator, its successors and assigns, as to the first priority lien
of the Mortgage in the original principal amount of the Mortgage Loan and
subject only to (A) the lien of current real property taxes and
assessments not yet due and payable, (B) covenants, conditions and
restrictions, rights of way, easements and other matters of public record
as of the date of recording of such Mortgage acceptable to mortgage
lending institutions in the area in which the Mortgaged Property is
located or specifically referred to in the appraisal performed in
connection with the origination of the related Mortgage Loan, (C) liens
created pursuant to any federal, state or local law, regulation or
ordinance affording liens for the costs of clean-up of hazardous
substances or hazardous wastes or for other environmental protection
purposes and (D) such other matters to which like properties are commonly
subject which do not individually, or in the aggregate, materially
interfere with the benefits of the security intended to be provided by the
Mortgage; the Seller is the sole insured of such mortgagee title insurance
policy, the assignment to the Trust Administrator, on behalf of the
Trustee, of the Seller's interest in such mortgagee title insurance policy
does not require any consent of or notification to the insurer which has
not been obtained or made, such mortgagee title insurance policy is in
full force and effect and will be in full force and effect and inure to
the benefit of the Trust Administrator, on behalf of the Trustee, no
claims have been made under such mortgagee title insurance policy, and no
prior holder of the related Mortgage, including the Seller, has done, by
act or omission, anything which would impair the coverage of such
mortgagee title insurance policy;
(xvi) The Mortgaged Property securing each Mortgage Loan is insured by
an insurer acceptable to FNMA or FHLMC against loss by fire and such
hazards as are covered under a standard extended coverage endorsement, in
an amount which is not less than the lesser of 100% of the insurable value
of the Mortgaged Property and the outstanding principal balance of the
Mortgage Loan, but in no event less than the minimum amount necessary to
fully compensate for any damage or loss on a replacement cost basis; if
the Mortgaged Property is a condominium unit, it is included under the
coverage afforded by a blanket policy for the project; if upon origination
of the Mortgage Loan, the improvements on the Mortgaged Property were in
an area identified in the Federal Register by the Federal Emergency
Management Agency as having special flood hazards, a flood insurance
policy meeting the requirements of the current guidelines of the Federal
Insurance Administration is in effect with a generally acceptable
insurance carrier, in an amount representing coverage not less than the
least of (A) the outstanding principal balance of the Mortgage Loan, (B)
the full insurable value of the Mortgaged Property and (C) the maximum
amount of insurance which was available under the National Flood Insurance
Act of 1968, as amended; and each Mortgage obligates the Mortgagor
thereunder to maintain all such insurance at the Mortgagor's cost and
expense;
(xvii) To the best of the Seller's knowledge, there is no default,
breach, violation or event of acceleration existing under the Mortgage or
the related Mortgage Note and no event which, with the passage of time or
with notice and the expiration of any grace or cure period, would
constitute a default, breach, violation or event of acceleration; the
Seller has not waived any default, breach, violation or event of
acceleration; and no foreclosure action is currently threatened or has
been commenced with respect to the Mortgage Loan;
(xviii) No Mortgage Note or Mortgage is subject to any right of
rescission, set-off, counterclaim or defense, including the defense of
usury, nor will the operation of any of the terms of the Mortgage Note or
Mortgage, or the exercise of any right thereunder, render the Mortgage
Note or Mortgage unenforceable, in whole or in part, or subject it to any
right of rescission, set-off, counterclaim or defense, including the
defense of usury, and no such right of rescission, set-off, counterclaim
or defense has been asserted with respect thereto;
(xix) Each Mortgage Note is payable in monthly payments, resulting in
complete amortization of the Mortgage Loan over a term of not more than
360 months;
(xx) Each Mortgage contains customary and enforceable provisions such
as to render the rights and remedies of the holder thereof adequate for
the realization against the Mortgaged Property of the benefits of the
security, including realization by judicial foreclosure (subject to any
limitation arising from any bankruptcy, insolvency or other law for the
relief of debtors), and there is no homestead or other exemption available
to the Mortgagor which would interfere with such right of foreclosure;
(xxi) To the best of the Seller's knowledge, no Mortgagor is a debtor
in any state or federal bankruptcy or insolvency proceeding;
(xxii) Each Mortgaged Property is located in the United States and
consists of a one- to four-unit residential property, which may include a
detached home, townhouse, condominium unit or a unit in a planned unit
development or, in the case of Mortgage Loans secured by Co-op Shares,
leases or occupancy agreements;
(xxiii) The Mortgage Loan is a "qualified mortgage" within the meaning
of Section 860G(a)(3) of the Code;
(xxiv) With respect to each Mortgage where a lost note affidavit has
been delivered to the Trust Administrator in place of the related Mortgage
Note, the related Mortgage Note is no longer in existence;
(xxv) In the event that the Mortgagor is an inter vivos "living"
trust, (i) such trust is in compliance with FNMA or FHLMC standards for
inter vivos trusts and (ii) holding title to the Mortgaged Property in
such trust will not diminish any rights as a creditor including the right
to full title to the Mortgaged Property in the event foreclosure
proceedings are initiated; and
(xxvi) If the Mortgage Loan is secured by a long-term residential
lease, (1) the lessor under the lease holds a fee simple interest in the
land; (2) the terms of such lease expressly permit the mortgaging of the
leasehold estate, the assignment of the lease without the lessor's consent
and the acquisition by the holder of the Mortgage of the rights of the
lessee upon foreclosure or assignment in lieu of foreclosure or provide
the holder of the Mortgage with substantially similar protections; (3) the
terms of such lease do not (a) allow the termination thereof upon the
lessee's default without the holder of the Mortgage being entitled to
receive written notice of, and opportunity to cure, such default, (b)
allow the termination of the lease in the event of damage or destruction
as long as the Mortgage is in existence, (c) prohibit the holder of the
Mortgage from being insured (or receiving proceeds of insurance) under the
hazard insurance policy or policies relating to the Mortgaged Property or
(d) permit any increase in rent other than pre-established increases set
forth in the lease; (4) the original term of such lease is not less than
15 years; (5) the term of such lease does not terminate earlier than five
years after the maturity date of the Mortgage Note; and (6) the Mortgaged
Property is located in a jurisdiction in which the use of leasehold
estates in transferring ownership in residential properties is a widely
accepted practice.
Notwithstanding the foregoing, no representations or warranties are
made by the Seller as to the environmental condition of any Mortgaged Property;
the absence, presence or effect of hazardous wastes or hazardous substances on
any Mortgaged Property; any casualty resulting from the presence or effect of
hazardous wastes or hazardous substances on, near or emanating from any
Mortgaged Property; the impact on Certificateholders of any environmental
condition or presence of any hazardous substance on or near any Mortgaged
Property; or the compliance of any Mortgaged Property with any environmental
laws, nor is any agent, person or entity otherwise affiliated with the Seller
authorized or able to make any such representation, warranty or assumption of
liability relative to any Mortgaged Property. In addition, no representations or
warranties are made by the Seller with respect to the absence or effect of fraud
in the origination of any Mortgage Loan.
It is understood and agreed that the representations and warranties
set forth in this Section 2.03(b) shall survive delivery of the respective Owner
Mortgage Loan Files to the Trust Administrator and shall inure to the benefit of
the Trust Administrator, on behalf of the Trustee, notwithstanding any
restrictive or qualified endorsement or assignment.
(c) Upon discovery by either the Seller, the Master Servicer, the
Trust Administrator, the Trustee or the Custodian that any of the
representations and warranties made in subsection (b) above is not accurate
(referred to herein as a "breach") and that such breach materially and adversely
affects the interests of the Certificateholders in the related Mortgage Loan,
the party discovering such breach shall give prompt written notice to the other
parties (any Custodian being so obligated under a Custodial Agreement). Within
60 days of the earlier of its discovery or its receipt of notice of any such
breach, the Seller shall cure such breach in all material respects or shall
either (i) repurchase the Mortgage Loan or any property acquired in respect
thereof from the Trust Estate at a price equal to (A) 100% of the unpaid
principal balance of such Mortgage Loan plus (B) accrued interest at the Net
Mortgage Interest Rate for such Mortgage Loan through the last day of the month
in which such repurchase took place or (ii) if within two years of the Startup
Day, or such other period permitted by the REMIC Provisions, substitute for such
Mortgage Loan in the manner described in Section 2.02. The purchase price of any
repurchase described in this paragraph and the Substitution Principal Amount, if
any, plus accrued interest thereon and the other amounts referred to in Section
2.02, shall be deposited in the Certificate Account. It is understood and agreed
that the obligation of the Seller to repurchase or substitute for any Mortgage
Loan or property as to which such a breach has occurred and is continuing shall
constitute the sole remedy respecting such breach available to
Certificateholders, the Trust Administrator on behalf of the Trustee, or the
Trustee on behalf of Certificateholders, and such obligation shall survive until
termination of the Trust Estate hereunder.
SECTION 2.04. EXECUTION AND DELIVERY OF CERTIFICATES.
The Trust Administrator acknowledges the assignment to it of the
Mortgage Loans and the delivery of the Owner Mortgage Loan Files to it, and,
concurrently with such delivery, has executed and delivered to or upon the order
of the Seller, in exchange for the Mortgage Loans together with all other assets
included in the definition of "Trust Estate," receipt of which is hereby
acknowledged, Certificates in authorized denominations which evidence ownership
of the entire Trust Estate.
SECTION 2.05. DESIGNATION OF CERTIFICATES; DESIGNATION OF
STARTUP DAY AND LATEST POSSIBLE MATURITY DATE.
The Seller hereby designates the Classes of Class A Certificates
(other than the Class A-R Certificate) and the Classes of Class B Certificates
as classes of "regular interests" and the Class A-R Certificate as the single
class of "residual interest" in the REMIC for the purposes of Code Sections
860G(a)(1) and 860G(a)(2), respectively. The Closing Date is hereby designated
as the "Startup Day" of the REMIC within the meaning of Code Section 860G(a)(9).
The "latest possible maturity date" of the regular interests in the REMIC is
January 25, 2029 for purposes of Code Section 860G(a)(1).
<PAGE>
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE: SERVICING
OF THE MORTGAGE LOANS
SECTION 3.01. CERTIFICATE ACCOUNT.
(a) The Master Servicer shall establish and maintain a Certificate
Account for the deposit of funds received by the Master Servicer with respect to
the Mortgage Loans serviced by each Servicer pursuant to each of the Servicing
Agreements. Such account shall be maintained as an Eligible Account. The Master
Servicer shall give notice to each Servicer and the Seller of the location of
the Certificate Account and of any change in the location thereof.
(b) The Master Servicer shall deposit into the Certificate Account
on the day of receipt thereof all amounts received by it from any Servicer
pursuant to any of the Servicing Agreements, and shall, in addition, deposit
into the Certificate Account the following amounts, in the case of amounts
specified in clause (i), not later than the Distribution Date on which such
amounts are required to be distributed to Certificateholders and, in the case of
the amounts specified in clause (ii), not later than the Business Day next
following the day of receipt and posting by the Master Servicer:
(i) Periodic Advances pursuant to Section 3.03(a) made by the Master
Servicer or the Trust Administrator, if any and any amounts deemed
received by the Master Servicer pursuant to Section 3.01(d); and
(ii) in the case of any Mortgage Loan that is repurchased by the
Seller pursuant to Section 2.02 or 2.03 or that is auctioned by the Master
Servicer pursuant to Section 3.08 or purchased by the Master Servicer
pursuant to Section 3.08 or 9.01, the purchase price therefor or, where
applicable, any Substitution Principal Amount and any amounts received in
respect of the interest portion of unreimbursed Periodic Advances.
(c) The Master Servicer shall cause the funds in the Certificate
Account to be invested in Eligible Investments. No such Eligible Investments
will be sold or disposed of at a gain prior to maturity unless the Master
Servicer has received an Opinion of Counsel or other evidence satisfactory to it
that such sale or disposition will not cause the Trust Estate to be subject to
Prohibited Transactions Tax, otherwise subject the Trust Estate to tax, or cause
the Trust Estate to fail to qualify as a REMIC while any Certificates are
outstanding. Any amounts deposited in the Certificate Account prior to the
Distribution Date shall be invested for the account of the Master Servicer and
any investment income thereon shall be additional compensation to the Master
Servicer for services rendered under this Agreement. The amount of any losses
incurred in respect of any such investments shall be deposited in the
Certificate Account by the Master Servicer out of its own funds immediately as
realized.
(d) For purposes of this Agreement, the Master Servicer will be
deemed to have received from a Servicer on the applicable Remittance Date for
such funds all amounts deposited by such Servicer into the Custodial Account for
P&I maintained in accordance with the applicable Servicing Agreement, if such
Custodial Account for P&I is not an Eligible Account as defined in this
Agreement, to the extent such amounts are not actually received by the Master
Servicer on such Remittance Date as a result of the bankruptcy, insolvency,
receivership or other financial distress of the depository institution in which
such Custodial Account for P&I is being held. To the extent that amounts so
deemed to have been received by the Master Servicer are subsequently remitted to
the Master Servicer, the Master Servicer shall be entitled to retain such
amounts.
SECTION 3.02. PERMITTED WITHDRAWALS FROM THE CERTIFICATE ACCOUNT.
(a) The Master Servicer may, from time to time, make withdrawals
from the Certificate Account for the following purposes (limited, in the case of
Servicer reimbursements, to cases where funds in the respective Custodial P&I
Account are not sufficient therefor):
(i) to reimburse the Master Servicer, the Trust Administrator or any
Servicer for Periodic Advances made by the Master Servicer or the Trust
Administrator pursuant to Section 3.03(a) or any Servicer pursuant to any
Servicing Agreement with respect to previous Distribution Dates, such
right to reimbursement pursuant to this subclause (i) being limited to
amounts received on or in respect of particular Mortgage Loans (including,
for this purpose, Liquidation Proceeds, REO Proceeds and proceeds from the
purchase, sale, repurchase or substitution of Mortgage Loans pursuant to
Sections 2.02, 2.03, 3.08 or 9.01) respecting which any such Periodic
Advance was made;
(ii) to reimburse any Servicer, the Master Servicer or the Trust
Administrator for any Periodic Advances determined in good faith to have
become Nonrecoverable Advances provided, however, that any portion of
Nonrecoverable Advances representing Fixed Retained Yield shall be
reimbursable only from amounts constituting Fixed Retained Yield and not
from the assets of the Trust Estate;
(iii) to reimburse the Master Servicer or any Servicer from
Liquidation Proceeds for Liquidation Expenses and for amounts expended by
the Master Servicer or any Servicer pursuant hereto or to any Servicing
Agreement, respectively, in good faith in connection with the restoration
of damaged property or for foreclosure expenses;
(iv) from any Mortgagor payment on account of interest or other
recovery (including Net REO Proceeds) with respect to a particular
Mortgage Loan, to pay the Master Servicing Fee with respect to such
Mortgage Loan to the Master Servicer;
(v) to reimburse the Master Servicer, any Servicer or the Trust
Administrator (or, in certain cases, the Seller) for expenses incurred by
it (including taxes paid on behalf of the Trust Estate) and recoverable by
or reimbursable to it pursuant to Section 3.03(c), 3.03(d) or 6.03 or the
second sentence of Section 8.14(a) or pursuant to such Servicer's
Servicing Agreement, provided such expenses are "unanticipated" within the
meaning of the REMIC Provisions;
(vi) to pay to the Seller or other purchaser with respect to each
Mortgage Loan or property acquired in respect thereof that has been
repurchased or replaced pursuant to Section 2.02 or 2.03 or auctioned
pursuant to Section 3.08 or to pay to the Master Servicer with respect to
each Mortgage Loan or property acquired in respect thereof that has been
purchased pursuant to Section 3.08 or 9.01, all amounts received thereon
and not required to be distributed as of the date on which the related
repurchase or purchase price or Scheduled Principal Balance was
determined;
(vii) to remit funds to the Paying Agent in the amounts and in the
manner provided for herein;
(viii) to pay to the Master Servicer any interest earned on or
investment income with respect to funds in the Certificate Account;
(ix) to pay to the Master Servicer or any Servicer out of Liquidation
Proceeds allocable to interest the amount of any unpaid Master Servicing
Fee or Servicing Fee (as adjusted pursuant to the related Servicing
Agreement) and any unpaid assumption fees, late payment charges or other
Mortgagor charges on the related Mortgage Loan;
(x) to withdraw from the Certificate Account any amount deposited in
the Certificate Account that was not required to be deposited therein;
(xi) to clear and terminate the Certificate Account pursuant to
Section 9.01; and
(xii) to pay to Norwest Mortgage from any Mortgagor payment on
account of interest or other recovery (including Net REO Proceeds) with
respect to a particular Mortgage Loan, the Fixed Retained Yield, if any,
with respect to such Mortgage Loan; provided, however, that with respect
to any payment of interest received by the Master Servicer in respect of a
Mortgage Loan (whether paid by the Mortgagor or received as Liquidation
Proceeds, Insurance Proceeds or otherwise) which is less than the full
amount of interest then due with respect to such Mortgage Loan, only that
portion of such payment of interest that bears the same relationship to
the total amount of such payment of interest as the Fixed Retained Yield
Rate, if any, in respect of such Mortgage Loan bears to the Mortgage
Interest Rate shall be allocated to the Fixed Retained Yield with respect
thereto.
(b) The Master Servicer shall keep and maintain separate accounting,
on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any
payment to and withdrawal from the Certificate Account.
SECTION 3.03. ADVANCES BY MASTER SERVICER AND TRUST ADMINISTRATOR.
(a) In the event an Other Servicer fails to make any required
Periodic Advances of principal and interest on a Mortgage Loan as required by
the related Other Servicing Agreement prior to the Distribution Date occurring
in the month during which such Periodic Advance is due, the Master Servicer
shall make Periodic Advances to the extent provided hereby. In addition, if
under the terms of an Other Servicing Agreement, the applicable Servicer is not
required to make Periodic Advances on a Mortgage Loan or REO Mortgage Loan
through the liquidation of such Mortgage Loan or REO Mortgage Loan, the Master
Servicer to the extent provided hereby shall make the Periodic Advances thereon
during the period the Servicer is not obligated to do so. In the event Norwest
Mortgage fails to make any required Periodic Advances of principal and interest
on a Mortgage Loan as required by the Norwest Servicing Agreement prior to the
Distribution Date occurring in the month during which such Periodic Advance is
due, the Trust Administrator shall, to the extent required by Section 8.15, make
such Periodic Advance to the extent provided hereby, provided that the Trust
Administrator has previously received the certificate of the Master Servicer
described in the following sentence. The Master Servicer shall certify to the
Trust Administrator with respect to any such Distribution Date (i) the amount of
Periodic Advances required of Norwest Mortgage or such Other Servicer, as the
case may be, (ii) the amount actually advanced by Norwest Mortgage or such Other
Servicer, (iii) the amount that the Trust Administrator or Master Servicer is
required to advance hereunder, including any amount the Master Servicer is
required to advance pursuant to the second sentence of this Section 3.03(a) and
(iv) whether the Master Servicer has determined that it reasonably believes that
such Periodic Advance is a Nonrecoverable Advance. Amounts advanced by the Trust
Administrator or Master Servicer shall be deposited in the Certificate Account
on the related Distribution Date. Notwithstanding the foregoing, neither the
Master Servicer nor the Trust Administrator will be obligated to make a Periodic
Advance that it reasonably believes to be a Nonrecoverable Advance. The Trust
Administrator may conclusively rely for any determination to be made by it
hereunder upon the determination of the Master Servicer as set forth in its
certificate.
(b) To the extent an Other Servicer fails to make an advance on
account of the taxes or insurance premiums with respect to a Mortgage Loan
required pursuant to the related Other Servicing Agreement, the Master Servicer
shall, if the Master Servicer knows of such failure of the Servicer, advance
such funds and take such steps as are necessary to pay such taxes or insurance
premiums. To the extent Norwest Mortgage fails to make an advance on account of
the taxes or insurance premiums with respect to a Mortgage Loan required
pursuant to the Norwest Servicing Agreement, the Master Servicer shall, if the
Master Servicer knows of such failure of Norwest Mortgage, certify to the Trust
Administrator that such failure has occurred. Upon receipt of such
certification, the Trust Administrator shall advance such funds and take such
steps as are necessary to pay such taxes or insurance premiums.
(c) The Master Servicer and the Trust Administrator shall each be
entitled to be reimbursed from the Certificate Account for any Periodic Advance
made by it under Section 3.03(a) to the extent described in Section 3.02(a)(i)
and (a)(ii). The Master Servicer and the Trust Administrator shall be entitled
to be reimbursed pursuant to Section 3.02(a)(v) for any advance by it pursuant
to Section 3.03(b). The Master Servicer shall diligently pursue restoration of
such amount to the Certificate Account from the related Servicer. The Master
Servicer shall, to the extent it has not already done so, upon the request of
the Trust Administrator, withdraw from the Certificate Account and remit to the
Trust Administrator any amounts to which the Trust Administrator is entitled as
reimbursement pursuant to Section 3.02 (a)(i), (ii) and (v).
(d) Except as provided in Section 3.03(a) and (b), neither the
Master Servicer nor the Trust Administrator shall be required to pay or advance
any amount which any Servicer was required, but failed, to deposit in the
Certificate Account.
SECTION 3.04. TRUST ADMINISTRATOR TO COOPERATE; RELEASE OF OWNER MORTGAGE LOAN
FILES.
Upon the receipt by the Master Servicer of a Request for Release in
connection with the deposit by a Servicer into the Certificate Account of the
proceeds from a Liquidated Loan or of a Prepayment in Full, the Master Servicer
shall confirm to the Trust Administrator that all amounts required to be
remitted to the Certificate Account in connection with such Mortgage Loan have
been so deposited, and shall deliver such Request for Release to the Trust
Administrator. The Trust Administrator shall, within five Business Days of its
receipt of such a Request for Release, release the related Owner Mortgage Loan
File to the Master Servicer or such Servicer, as requested by the Master
Servicer. No expenses incurred in connection with any instrument of satisfaction
or deed of reconveyance shall be chargeable to the Certificate Account.
From time to time and as appropriate for the servicing or
foreclosure of any Mortgage Loan, including but not limited to, collection under
any insurance policies, or to effect a partial release of any Mortgaged Property
from the lien of the Mortgage, the Servicer of such Mortgage Loan shall deliver
to the Master Servicer a Request for Release. Upon the Master Servicer's receipt
of any such Request for Release, the Master Servicer shall promptly forward such
request to the Trust Administrator and the Trust Administrator shall, within
five Business Days, release the related Owner Mortgage Loan File to the Master
Servicer or such Servicer, as requested by the Master Servicer. Any such Request
for Release shall obligate the Master Servicer or such Servicer, as the case may
be, to return each and every document previously requested from the Owner
Mortgage Loan File to the Trust Administrator by the twenty-first day following
the release thereof, unless (i) the Mortgage Loan has been liquidated and the
Liquidation Proceeds relating to the Mortgage Loan have been deposited in the
Certificate Account or (ii) the Owner Mortgage Loan File or such document has
been delivered to an attorney, or to a public trustee or other public official
as required by law, for purposes of initiating or pursuing legal action or other
proceedings for the foreclosure of the Mortgaged Property either judicially or
non-judicially, and the Master Servicer has delivered to the Trust Administrator
a certificate of the Master Servicer or such Servicer certifying as to the name
and address of the Person to which such Owner Mortgage Loan File or such
document was delivered and the purpose or purposes of such delivery. Upon
receipt of an Officer's Certificate of the Master Servicer or such Servicer
stating that such Mortgage Loan was liquidated and that all amounts received or
to be received in connection with such liquidation which are required to be
deposited into the Certificate Account have been so deposited, or that such
Mortgage Loan has become an REO Mortgage Loan, the Request for Release shall be
released by the Trust Administrator to the Master Servicer or such Servicer, as
appropriate.
Upon written certification of the Master Servicer or the Servicer of
a Mortgage Loan, the Trust Administrator shall execute and deliver to the Master
Servicer or such Servicer, as directed by the Master Servicer, court pleadings,
requests for trustee's sale or other documents necessary to the foreclosure or
trustee's sale in respect of a Mortgaged Property or to any legal action brought
to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to
obtain a deficiency judgment, or to enforce any other remedies or rights
provided by the Mortgage Note or Mortgage or otherwise available at law or in
equity. Each such certification shall include a request that such pleadings or
documents be executed by the Trust Administrator and a statement as to the
reason such documents or pleadings are required and that the execution and
delivery thereof by the Trust Administrator will not invalidate or otherwise
affect the lien of the Mortgage, except for the termination of such a lien upon
completion of the foreclosure proceeding or trustee's sale.
SECTION 3.05. REPORTS TO THE TRUSTEE AND TRUST ADMINISTRATOR;
ANNUAL COMPLIANCE STATEMENTS.
(a) Not later than 15 days after each Distribution Date, the Master
Servicer shall deliver to the Trustee and the Trust Administrator a statement
setting forth the status of the Certificate Account as of the close of business
on such Distribution Date stating that all distributions required to be made by
the Master Servicer under this Agreement have been made (or, if any required
distribution has not been made by the Master Servicer, specifying the nature and
status thereof) and showing, for the period covered by such statement, the
aggregate amount of deposits into and withdrawals from such account for each
category of deposit and withdrawal specified in Sections 3.01 and 3.02. Such
statement may be in the form of the then current FNMA monthly accounting report
for its Guaranteed Mortgage Pass-Through Program with appropriate additions and
changes, and shall also include information as to the aggregate unpaid principal
balance of all of the Mortgage Loans as of the close of business as of the last
day of the calendar month immediately preceding such Distribution Date. Copies
of such statement shall be provided by the Trust Administrator to any
Certificateholder upon written request, provided such statement is delivered, or
caused to be delivered, by the Master Servicer to the Trust Administrator.
(b) The Master Servicer shall deliver to the Trustee and the Trust
Administrator on or before April 30 of each year, a certificate signed by an
officer of the Master Servicer, certifying that (i) such officer has reviewed
the activities of the Master Servicer during the preceding calendar year or
portion thereof and its performance under this agreement and (ii) to the best of
such officer's knowledge, based on such review, the Master Servicer has
performed and fulfilled its duties, responsibilities and obligations under this
agreement in all material respects throughout such year, or, if there has been a
default in the fulfillment of any such duties, responsibilities or obligations,
specifying each such default known to such officer and the nature and status
thereof, and, (iii) (A) the Master Servicer has received from each Servicer any
financial statements, officer's certificates, accountant's statements or other
information required to be provided to the Master Servicer pursuant to the
related Servicing Agreement and (B) to the best of such officer's knowledge,
based on a review of the information provided to the Master Servicer by each
Servicer as described in (iii)(A) above, each Servicer has performed and
fulfilled its duties, responsibilities and obligations under the related
Servicing Agreement in all material respects throughout such year, or, if there
has been a default in the fulfillment of any such duties, responsibilities or
obligations, specifying each such default known to such officer and the nature
and status thereof. Copies of such officers' certificate shall be provided by
the Trust Administrator to any Certificateholder upon written request provided
such certificate is delivered, or caused to be delivered, by the Master Servicer
to the Trust Administrator.
SECTION 3.06. TITLE, MANAGEMENT AND DISPOSITION OF ANY REO MORTGAGE LOAN.
The Master Servicer shall ensure that each REO Mortgage Loan is
administered by the related Servicer at all times so that it qualifies as
"foreclosure property" under the REMIC Provisions and that it does not earn any
"net income from foreclosure property" which is subject to tax under the REMIC
Provisions. In the event that a Servicer is unable to dispose of any REO
Mortgage Loan within the period mandated by each of the Servicing Agreements,
the Master Servicer shall monitor such Servicer to verify that such REO Mortgage
Loan is auctioned to the highest bidder within the period so specified. In the
event of any such sale of REO Mortgage Loan, the Trust Administrator shall, at
the written request of the Master Servicer and upon being supported with
appropriate forms therefor, within five Business Days of the deposit by the
Master Servicer of the proceeds of such sale or auction into the Certificate
Account, release or cause to be released to the entity identified by the Master
Servicer the related Owner Mortgage Loan File and Servicer Mortgage Loan File
and shall execute and deliver such instruments of transfer or assignment, in
each case without recourse, as shall be necessary to vest in the auction
purchaser title to the REO Mortgage Loan and the Trust Administrator shall have
no further responsibility with regard to such Owner Mortgage Loan File or
Servicer Mortgage Loan File. Neither the Trust Administrator, the Master
Servicer nor any Servicer, acting on behalf of the Trust Estate, shall provide
financing from the Trust Estate to any purchaser of an REO Mortgage Loan.
SECTION 3.07. AMENDMENTS TO SERVICING AGREEMENTS,
MODIFICATION OF STANDARD PROVISIONS.
(a) Subject to the prior written consent of the Trustee and the
Trust Administrator pursuant to Section 3.07(b), the Master Servicer from time
to time may, to the extent permitted by the applicable Servicing Agreement, make
such modifications and amendments to such Servicing Agreement as the Master
Servicer deems necessary or appropriate to confirm or carry out more fully the
intent and purpose of such Servicing Agreement and the duties, responsibilities
and obligations to be performed by the Servicer thereunder. Such modifications
may only be made if they are consistent with the REMIC Provisions, as evidenced
by an Opinion of Counsel. Prior to the issuance of any modification or
amendment, the Master Servicer shall deliver to the Trustee and the Trust
Administrator such Opinion of Counsel and an Officer's Certificate setting forth
(i) the provision that is to be modified or amended, (ii) the modification or
amendment that the Master Servicer desires to issue and (iii) the reason or
reasons for such proposed amendment or modification.
(b) The Trustee and the Trust Administrator shall consent to any
amendment or supplement to a Servicing Agreement proposed by the Master Servicer
pursuant to Section 3.07(a), which consent and amendment shall not require the
consent of any Certificateholder if it is (i) for the purpose of curing any
mistake or ambiguity or to further effect or protect the rights of the
Certificateholders or (ii) for any other purpose, provided such amendment or
supplement for such other purpose cannot reasonably be expected to adversely
affect Certificateholders. The lack of reasonable expectation of an adverse
effect on Certificateholders may be established through the delivery to the
Trustee and the Trust Administrator of (i) an Opinion of Counsel to such effect
or (ii) written notification from each Rating Agency to the effect that such
amendment or supplement will not result in reduction of the current rating
assigned by that Rating Agency to the Certificates. Notwithstanding the two
immediately preceding sentences, either the Trustee or the Trust Administrator
may, in its discretion, decline to enter into or consent to any such supplement
or amendment if its own rights, duties or immunities shall be adversely
affected.
(c)(i) Notwithstanding anything to the contrary in this Section
3.07, the Master Servicer from time to time may, without the consent of any
Certificateholder, the Trustee, or the Trust Administrator, enter into an
amendment (A) to an Other Servicing Agreement for the purpose of (i) eliminating
or reducing Month End Interest and (ii) providing for the remittance of Full
Unscheduled Principal Receipts by the applicable Servicer to the Master Servicer
not later than the 24th day of each month (or if such day is not a Business Day,
on the previous Business Day) or (B) to the Norwest Servicing Agreement for the
purpose of changing the applicable Remittance Date to the 18th day of each month
(or if such day is not a Business Day, on the previous Business Day).
(ii) The Master Servicer may direct Norwest Mortgage to enter
into an amendment to the Norwest Servicing Agreement for the purposes
described in Sections 3.07(c)(i)(B) and 10.01(b)(iii).
SECTION 3.08. OVERSIGHT OF SERVICING.
The Master Servicer shall supervise, monitor and oversee the
servicing of the Mortgage Loans by each Servicer and the performance by each
Servicer of all services, duties, responsibilities and obligations that are to
be observed or performed by the Servicer under its respective Servicing
Agreement. In performing its obligations hereunder, the Master Servicer shall
act in a manner consistent with Accepted Master Servicing Practices and with the
Trustee's and the Trust Administrator's and the Certificateholders' reliance on
the Master Servicer, and in a manner consistent with the terms and provisions of
any insurance policy required to be maintained by the Master Servicer or any
Servicer pursuant to this Agreement or any Servicing Agreement. The Master
Servicer acknowledges that prior to taking certain actions required to service
the Mortgage Loans, each Servicing Agreement provides that the Servicer
thereunder must notify, consult with, obtain the consent of or otherwise follow
the instructions of the Master Servicer. The Master Servicer is also given
authority to waive compliance by a Servicer with certain provisions of its
Servicing Agreement. In each such instance, the Master Servicer shall promptly
instruct such Servicer or otherwise respond to such Servicer's request. In no
event will the Master Servicer instruct such Servicer to take any action, give
any consent to action by such Servicer or waive compliance by such Servicer with
any provision of such Servicer's Servicing Agreement if any resulting action or
failure to act would be inconsistent with the requirements of the Rating
Agencies that rated the Certificates or would otherwise have an adverse effect
on the Certificateholders. Any such action or failure to act shall be deemed to
have an adverse effect on the Certificateholders if such action or failure to
act either results in (i) the downgrading of the rating assigned by any Rating
Agency to the Certificates, (ii) the loss by the Trust Estate of REMIC status
for federal income tax purposes or (iii) the imposition of any Prohibited
Transaction Tax or any federal taxes on the REMIC or the Trust Estate. The
Master Servicer shall have full power and authority in its sole discretion to
take any action with respect to the Trust Estate as may be necessary or
advisable to avoid the circumstances specified including clause (ii) or (iii) of
the preceding sentence.
For the purposes of determining whether any modification of a
Mortgage Loan shall be permitted by the Trust Administrator or the Master
Servicer, such modification shall be construed as a substitution of the modified
Mortgage Loan for the Mortgage Loan originally deposited in the Trust Estate if
it would be a "significant modification" within the meaning of Section
1.860G-2(b) of the regulations of the U.S. Department of the Treasury. No
modification shall be approved unless (i) the modified Mortgage Loan would
qualify as a Substitute Mortgage Loan under Section 2.02 and (ii) with respect
to any modification that occurs more than three months after the Closing Date
and is not the result of a default or a reasonably foreseeable default under the
Mortgage Loan, there is delivered to the Trust Administrator an Opinion of
Counsel (at the expense of the party seeking to modify the Mortgage Loan) to the
effect that such modification would not be treated as giving rise to a new debt
instrument for federal income tax purposes as described in the preceding
sentence.
During the term of this Agreement, the Master Servicer shall consult
fully with each Servicer as may be necessary from time to time to perform and
carry out the Master Servicer's obligations hereunder and otherwise exercise
reasonable efforts to encourage such Servicer to perform and observe the
covenants, obligations and conditions to be performed or observed by it under
its Servicing Agreement.
The relationship of the Master Servicer to the Trustee and the Trust
Administrator under this Agreement is intended by the parties to be that of an
independent contractor and not that of a joint venturer, partner or agent.
The Master Servicer shall administer the Trust Estate on behalf of
the Trustee and shall have full power and authority, acting alone or (subject to
Section 6.06) through one or more subcontractors, to do any and all things in
connection with such administration which it may deem necessary or desirable.
Upon the execution and delivery of this Agreement, and from time to time as may
be required thereafter, the Trust Administrator on behalf of the Trustee shall
furnish the Master Servicer or its subcontractors with any powers of attorney
and such other documents as may be necessary or appropriate to enable the Master
Servicer to carry out its administrative duties hereunder.
The Seller shall be entitled to repurchase at its option any
defaulted Mortgage Loan or any Mortgage Loan as to which default is reasonably
foreseeable from the Trust Estate if, in the Seller's judgment, the default is
not likely to be cured by the Mortgagor. The purchase price for any such
Mortgage Loan shall be 100% of the unpaid principal balance of such Mortgage
Loan plus accrued interest thereon at the Mortgage Interest Rate for such
Mortgage Loan, through the last day of the month in which such repurchase
occurs. Upon the receipt of such purchase price, the Master Servicer shall
provide to the Trust Administrator the certification required by Section 3.04
and the Trust Administrator and the Custodian, if any, shall promptly release to
the Seller the Owner Mortgage Loan File relating to the Mortgage Loan being
repurchased.
In the event that (i) the Master Servicer determines at any time
that, notwithstanding the representations and warranties set forth in Section
2.03(b), any Mortgage Loan is not a "qualified mortgage" within the meaning of
Section 860G of the Code and (ii) the Master Servicer is unable to enforce the
obligation of the Seller to purchase such Mortgage Loan pursuant to Section 2.02
within two months of such determination, the Master Servicer shall cause such
Mortgage Loan to be auctioned to the highest bidder and sold out of the Trust
Estate no later than the date 90 days after such determination. In the event of
any such sale of a Mortgage Loan, the Trust Administrator shall, at the written
request of the Master Servicer and upon being supported with appropriate forms
therefor, within five Business Days of the deposit by the Master Servicer of the
proceeds of such auction into the Certificate Account, release or cause to be
released to the entity identified by the Master Servicer the related Owner
Mortgage Loan File and Servicer Mortgage Loan File and shall execute and deliver
such instruments of transfer or assignment, in each case without recourse, as
shall be necessary to vest in the auction purchaser title to the Mortgage Loan
and the Trust Administrator shall have no further responsibility with regard to
such Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trust
Administrator, the Master Servicer nor any Servicer, acting on behalf of the
Trust Administrator, shall provide financing from the Trust Estate to any
purchaser of a Mortgage Loan.
The Master Servicer, on behalf of the Trust Administrator, shall,
pursuant to the Servicing Agreements, object to the foreclosure upon, or other
related conversion of the ownership of, any Mortgaged Property by the related
Servicer if (i) the Master Servicer believes such Mortgaged Property may be
contaminated with or affected by hazardous wastes or hazardous substances or
(ii) such Servicer does not agree to administer such Mortgaged Property, once
the related Mortgage Loan becomes an REO Mortgage Loan, in a manner which would
not result in a federal tax being imposed upon the Trust Estate or the REMIC.
Additional Collateral may be liquidated and the proceeds applied to
cover any shortfalls upon the liquidation of a Mortgaged Property; provided,
however, that the Trust Estate in no event shall acquire ownership of the
Additional Collateral unless the Trust Administrator shall have received an
Opinion of Counsel that such ownership shall not cause the Trust Estate to fail
to qualify as a REMIC or subject the REMIC to any tax.
The Master Servicer may enter into a special servicing agreement
with an unaffiliated holder of 100% Percentage Interest of a Class of Class B
Certificates or a holder of a class of securities representing interests in the
Class B Certificates and/or other subordinated mortgage pass-through
certificates, such agreement to be substantially in the form of Exhibit M hereto
or subject to each Rating Agency's acknowledgment that the ratings of the
Certificates in effect immediately prior to the entering into of such agreement
would not be qualified, downgraded or withdrawn and the Certificates would not
be placed on credit review status (except for possible upgrading) as a result of
such agreement. Any such agreement may contain provisions whereby such holder
may instruct the Master Servicer to instruct a Servicer to the extent provided
in the applicable Servicing Agreement to commence or delay foreclosure
proceedings with respect to delinquent Mortgage Loans and will contain
provisions for the deposit of cash by the holder that would be available for
distribution to Certificateholders if Liquidation Proceeds are less than they
otherwise may have been had the Servicer acted in accordance with its normal
procedures.
SECTION 3.09. TERMINATION AND SUBSTITUTION OF SERVICING AGREEMENTS.
Upon the occurrence of any event for which a Servicer may be
terminated pursuant to its Servicing Agreement, the Master Servicer shall
promptly deliver to the Seller and the Trustee an Officer's Certificate
certifying that an event has occurred which may justify termination of such
Servicing Agreement, describing the circumstances surrounding such event and
recommending what action should be taken by the Trustee with respect to such
Servicer. If the Master Servicer recommends that such Servicing Agreement be
terminated, the Master Servicer's certification must state that the breach is
material and not merely technical in nature. Upon written direction of the
Master Servicer, based upon such certification, the Trustee shall promptly
terminate such Servicing Agreement. Notwithstanding the foregoing, in the event
that (i) Norwest Mortgage fails to make any advance, as a consequence of which
the Trust Administrator is obligated to make an advance pursuant to Section 3.03
and (ii) the Trust Administrator provides Norwest Mortgage written notice of the
failure to make such advance and such failure shall continue unremedied for a
period of 15 days after receipt of such notice, the Trust Administrator shall
recommend to the Trustee the termination of the Norwest Servicing Agreement
without the recommendation of the Master Servicer and upon such recommendation,
the Trustee shall terminate the Norwest Servicing Agreement. The Master Servicer
shall indemnify the Trustee and the Trust Administrator and hold each harmless
from and against any and all claims, liabilities, costs and expenses (including,
without limitation, reasonable attorneys' fees) arising out of, or assessed
against the Trustee or the Trust Administrator in connection with termination of
such Servicing Agreement at the direction of the Master Servicer. In addition,
the Master Servicer shall indemnify the Trustee and hold it harmless from and
against any and all claims, liabilities, costs and expenses (including, without
limitation, reasonable attorney's fees) arising out of, or assessed against the
Trustee in connection with the termination of the Norwest Servicing Agreement as
provided in the second preceding sentence. If the Trustee terminates such
Servicing Agreement, the Trustee may enter into a substitute Servicing Agreement
with the Master Servicer or, at the Master Servicer's nomination, with another
mortgage loan service company acceptable to the Trustee, the Trust
Administrator, the Master Servicer and each Rating Agency under which the Master
Servicer or such substitute servicer, as the case may be, shall assume, satisfy,
perform and carry out all liabilities, duties, responsibilities and obligations
that are to be, or otherwise were to have been, satisfied, performed and carried
out by such Servicer under such terminated Servicing Agreement. Until such time
as the Trustee enters into a substitute servicing agreement with respect to the
Mortgage Loans previously serviced by such Servicer, the Master Servicer shall
assume, satisfy, perform and carry out all obligations which otherwise were to
have been satisfied, performed and carried out by such Servicer under its
terminated Servicing Agreement. However, in no event shall the Master Servicer
be deemed to have assumed the obligations of a Servicer to advance payments of
principal and interest on a delinquent Mortgage Loan in excess of the Master
Servicer's independent Periodic Advance obligation under Section 3.03 of this
Agreement. As compensation for the Master Servicer of any servicing obligations
fulfilled or assumed by the Master Servicer, the Master Servicer shall be
entitled to any servicing compensation to which a Servicer would have been
entitled if the Servicing Agreement with such Servicer had not been terminated.
SECTION 3.10. APPLICATION OF NET LIQUIDATION PROCEEDS.
For all purposes under this agreement, Net Liquidation Proceeds
received from a Servicer shall be allocated first to accrued and unpaid interest
on the related Mortgage Loan and then to the unpaid principal balance thereof.
SECTION 3.11. 1934 ACT REPORTS.
The Master Servicer shall, on behalf of the Seller, make all filings
required to be made by the Seller with respect to the Class A Certificates
(other than the Class A-PO Certificates) and the Class B-1, Class B-2 and Class
B-3 Certificates pursuant to the Securities Exchange Act of 1934, as amended.
<PAGE>
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
SECTION 4.01. DISTRIBUTIONS.
(a) On each Distribution Date, the Pool Distribution Amount will be
applied in the following amounts, to the extent the Pool Distribution Amount is
sufficient therefor, in the manner and in the order of priority as follows:
first, to the Classes of Class A Certificates, pro rata, based
upon their respective Interest Accrual Amounts, in an aggregate amount up
to the sum of the Class A Interest Accrual Amount with respect to such
Distribution Date; provided that prior to the Accretion Termination Date,
an amount equal to the amount that would otherwise be distributable in
respect of interest to the Accrual Certificates pursuant to this provision
will instead be distributed in reduction of the Principal Balances of
certain Classes of Class A Certificates, in each case in accordance with
Section 4.01(b);
second, to the Classes of Class A Certificates, pro rata,
based upon their respective Class A Unpaid Interest Shortfalls,
respectively, in an aggregate amount up to the sum of the Aggregate Class
A Unpaid Interest Shortfall; provided that prior to the Accretion
Termination Date, an amount equal to the amount that would otherwise be
distributable in respect of unpaid interest shortfalls to the Accrual
Certificates pursuant to this provision will instead be distributed in
reduction of the Principal Balances of certain Classes of Class A
Certificates, in each case in accordance with Section 4.01(b);
third, concurrently, to the Class A Certificates (other than
the Class A-PO Certificates) and the Class A-PO Certificates, pro rata,
based on their respective Class A Non-PO Optimal Principal Amount and
Class A-PO Optimal Principal Amount, (A) to the Classes of Class A
Certificates (other than the Class A-PO Certificates), in an aggregate
amount up to the Class A Non-PO Optimal Principal Amount, such
distribution to be allocated among such Classes in accordance with Section
4.01(b) or Section 4.01(c), as applicable, and (B) to the Class A-PO
Certificates in an amount up to the Class A-PO Optimal Principal Amount;
fourth, to the Class A-PO Certificates in an amount up to the
Class A-PO Deferred Amount from amounts otherwise distributable (without
regard to this Paragraph fourth) first to the Class B-6 Certificates
pursuant to Paragraph twenty-second, below, second to the Class B-5
Certificates pursuant to Paragraph nineteenth, below, third to the Class
B-4 Certificates pursuant to Paragraph sixteenth, below, fourth to the
Class B-3 Certificates pursuant to Paragraph thirteenth, below, fifth to
the Class B-2 Certificates pursuant to Paragraph tenth below, and sixth to
the Class B-1 Certificates pursuant to Paragraph seventh below;
fifth, to the Class B-1 Certificates in an amount up to the
Interest Accrual Amount for the Class B-1 Certificates with respect to
such Distribution Date;
sixth, to the Class B-1 Certificates in an amount up to the
Class B-1 Unpaid Interest Shortfall;
seventh, to the Class B-1 Certificates in an amount up to the
Class B-1 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-1 Certificates pursuant to this Paragraph
seventh will be reduced by the amount, if any, that would have been
distributable to the Class B-1 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
eighth, to the Class B-2 Certificates in an amount up to the
Interest Accrual Amount for the Class B-2 Certificates with respect to
such Distribution Date;
ninth, to the Class B-2 Certificates in an amount up to the
Class B-2 Unpaid Interest Shortfall;
tenth, to the Class B-2 Certificates in an amount up to the
Class B-2 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-2 Certificates pursuant to this Paragraph
tenth will be reduced by the amount, if any, that would have been
distributable to the Class B-2 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
eleventh, to the Class B-3 Certificates in an amount up to the
Interest Accrual Amount for the Class B-3 Certificates with respect to
such Distribution Date;
twelfth, to the Class B-3 Certificates in an amount up to the
Class B-3 Unpaid Interest Shortfall;
thirteenth, to the Class B-3 Certificates in an amount up to
the Class B-3 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-3 Certificates pursuant to this Paragraph
thirteenth will be reduced by the amount, if any, that would have been
distributable to the Class B-3 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
fourteenth, to the Class B-4 Certificates in an amount up to
the Interest Accrual Amount for the Class B-4 Certificates with respect to
such Distribution Date;
fifteenth, to the Class B-4 Certificates in an amount up to
the Class B-4 Unpaid Interest Shortfall;
sixteenth, to the Class B-4 Certificates in an amount up to
the Class B-4 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-4 Certificates pursuant to this Paragraph
sixteenth will be reduced by the amount, if any, that would have been
distributable to the Class B-4 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
seventeenth, to the Class B-5 Certificates in an amount up to
the Interest Accrual Amount for the Class B-5 Certificates with respect to
such Distribution Date;
eighteenth, to the Class B-5 Certificates in an amount up to
the Class B-5 Unpaid Interest Shortfall;
nineteenth, to the Class B-5 Certificates in an amount up to
the Class B-5 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-5 Certificates pursuant to this Paragraph
nineteenth will be reduced by the amount, if any, that would have been
distributable to the Class B-5 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
twentieth, to the Class B-6 Certificates in an amount up to
the Interest Accrual Amount for the Class B-6 Certificates with respect to
such Distribution Date;
twenty-first, to the Class B-6 Certificates in an amount up to
the Class B-6 Unpaid Interest Shortfall;
twenty-second, to the Class B-6 Certificates in an amount up
to the Class B-6 Optimal Principal Amount; provided, however, that the
amount distributable to the Class B-6 Certificates pursuant to this
Paragraph twenty-second will be reduced by the amount, if any, that would
have been distributable to the Class B-6 Certificates hereunder used to
pay the Class A-PO Deferred Amount as provided in Paragraph fourth above;
and
twenty-third, to the Holder of the Class A-R Certificate.
Notwithstanding the foregoing, after the Principal Balance of any
Class (other than the Class A-R Certificate) has been reduced to zero, such
Class will be entitled to no further distributions of principal or interest
(including, without limitation, any Unpaid Interest Shortfalls).
In addition, Net Foreclosure Profits, if any, with respect to such
Distribution Date minus any portion thereof payable to a Servicer pursuant to
Section 3.02(ix) hereof shall be distributed to the Holder of the Class A-R
Certificate.
With respect to any Distribution Date, the amount of the Principal
Adjustment, if any, attributable to any Class of Class B Certificates will be
allocated to the Classes of Class A Certificates (other than the Class A-PO
Certificates) and any Class of Class B Certificates with a lower numerical
designation pro rata based on their Principal Balances.
(b) On each Distribution Date occurring prior to the Cross-Over
Date, the Class A Non-PO Principal Distribution Amount will be allocated among
and distributed in reduction of the Principal Balances of the Classes of Class A
Certificates (other than the Principal Balance of the Class A-PO Certificates)
in accordance with the following priorities:
I. On each Distribution Date occurring prior to the Accretion
Termination Date, the Accrual Distribution Amount will be allocated sequentially
as follows:
first, concurrently, (A) 15.1500142760% to the Class A-2
Certificates, until the Principal Balance thereof has been reduced to
zero; and (B) 84.8499857240%, sequentially, to the Class A-15 and Class
A-16 Certificates, in that order, until the Principal Balance of each such
Class has been reduced to zero; and
second, to the Class A-9 Certificates, until the Principal
Balance thereof has been reduced to zero;
II. The Class A Non-PO Principal Amount will be allocated
concurrently as follows:
(A) 6.5002338134% to the Class A-6 Certificates, until the Principal
Balance thereof has been reduced to zero; and
(B) 93.4997661866%, sequentially, as follows:
first, to the Class A-5 Certificates, up to the Priority
Amount for such Distribution Date;
second, to the Class A-R Certificate, until the Principal
Balance thereof has been reduced to zero;
third, concurrently, until the Principal Balances of the Class
A-1, Class A-7 and Class A-8 Certificates have been reduced to zero, as
follows:
(i) 42.4775794312% to the Class A-1 Certificates;
(ii) 24.3380409422% to the Class A-4 Certificates;
(iii) 5.8462069126%, sequentially, to the Class A-7 and Class
A-8 Certificates, in that order; and
(iv) 27.3381727140%, sequentially, as follows:
(a) concurrently, (I) 15.1500142760% to the Class
A-2 Certificates, until the Principal Balance thereof has been
reduced to zero; and (II) 84.8499857240%, sequentially, to the
Class A-15 and Class A-16 Certificates, in that order, until
the Principal Balance of each such Class has been reduced to
zero; and
(b) to the Class A-9 Certificates, until the
Principal Balance thereof has been reduced to zero;
fourth, concurrently, as follows:
(i) 59.2300387172% sequentially, as follows:
(a) concurrently, (I) 15.1500142760% to the Class
A-2 Certificates, until the Principal Balance thereof has been
reduced to zero; and (II) 84.8499857240%, sequentially, to the
Class A-15 and Class A-16 Certificates, in that order, until
the Principal Balance of each such Class has been reduced to
zero; and
(b) to the Class A-9 Certificates, until the
Principal Balance thereof has been reduced to zero; and
(ii) 40.7699612828% to the Class A-4 Certificates, until
the Principal Balance thereof has been reduced to zero;
fifth, concurrently as follows:
(i) 69.4484327536 to the Class A-3 Certificates, until
the Principal Balance thereof has been reduced to zero;
(ii) 13.8609774009% to the Class A-10 Certificates,
until the Principal Balance thereof has been reduced to zero; and
(iii) 16.6905898455%, sequentially, as follows:
(a) concurrently, to the Class A-11 and Class A-13
Certificates, pro rata, until the Principal Balance of each
such class has been reduced to zero; and
(b) concurrently, to the Class A-12 and Class A-14
Certificates, pro rata, until the Principal Balance of each
such Class has been reduced to zero; and
sixth, to the Class A-5 Certificates, without regard to the
Priority Amount for such Distribution Date, until the Principal Balance
thereof has been reduced to zero.
(c) Notwithstanding the foregoing, on each Distribution Date occurring on
or subsequent to the Cross-Over Date, the Class A Non-PO Principal Distribution
Amount shall be distributed among the Classes of Class A Certificates (other
than the Class A-PO Certificates) pro rata in accordance with their outstanding
Principal Balances without regard to either the proportions or the priorities
set forth in Section 4.01(b).
(d) (i) For purposes of determining whether the Classes of Class B
Certificates are eligible to receive distributions of principal with respect to
any Distribution Date, the following tests shall apply:
(A) if the Current Class B-1 Fractional Interest is less than the
Original Class B-1 Fractional Interest and the Class B-1 Principal Balance
is greater than zero, the Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates shall not be eligible to receive distributions of
principal; or
(B) if the Current Class B-2 Fractional Interest is less than the
Original Class B-2 Fractional Interest and the Class B-2 Principal Balance
is greater than zero, the Class B-3, Class B-4, Class B-5 and Class B-6
Certificates shall not be eligible to receive distributions of principal;
or
(C) if the Current Class B-3 Fractional Interest is less than the
Original Class B-3 Fractional Interest and the Class B-3 Principal Balance
is greater than zero, the Class B-4, Class B-5 and Class B-6 Certificates
shall not be eligible to receive distributions of principal; or
(D) if the Current Class B-4 Fractional Interest is less than the
Original Class B-4 Fractional Interest and the Class B-4 Principal Balance
is greater than zero, the Class B-5 and Class B-6 Certificates shall not
be eligible to receive distributions of principal; or
(E) if the Current Class B-5 Fractional Interest is less than the
Original Class B-5 Fractional Interest and the Class B-5 Principal Balance
is greater than zero, the Class B-6 Certificates shall not be eligible to
receive distributions of principal.
(ii) Notwithstanding the foregoing, if on any Distribution Date the
aggregate distributions to Holders of the Classes of Class B Certificates
entitled to receive distributions of principal would reduce the Principal
Balances of the Classes of Class B Certificates entitled to receive
distributions of principal below zero, first the Class B Prepayment Percentage
of any affected Class of Class B Certificates for such Distribution Date
beginning with the affected Class with the lowest numerical Class designation
and then, if necessary, the Class B Percentage of such Class of the Class B
Certificates for such Distribution Date shall be reduced to the respective
percentages necessary to bring the Principal Balance of such Class of Class B
Certificates to zero. The Class B Prepayment Percentages and the Class B
Percentages of the remaining Classes of Class B Certificates will be recomputed
substituting for the Subordinated Prepayment Percentage and Subordinated
Percentage in such computations the difference between (A) the Subordinated
Prepayment Percentage or Subordinated Percentage, as the case may be, and (B)
the percentages determined in accordance with the preceding sentence necessary
to bring the Principal Balances of the affected Classes of Class B Certificates
to zero; provided, however, that if the Principal Balances of all the Classes of
Class B Certificates eligible to receive distributions of principal shall be
reduced to zero on such Distribution Date, the Class B Prepayment Percentage and
the Class B Percentage of the Class of Class B Certificates with the lowest
numerical Class designation which would otherwise be ineligible to receive
distributions of principal in accordance with this Section shall equal the
remainder of the Subordinated Prepayment Percentage for such Distribution Date
minus the sum of the Class B Prepayment Percentages of the Classes of Class B
Certificates having lower numerical Class designations, if any, and the
remainder of the Subordinated Percentage for such Distribution Date minus the
sum of the Class B Percentages of the Classes of Class B Certificates having
lower numerical Class designations, if any, respectively. Any entitlement of any
Class of Class B Certificates to principal payments solely pursuant to this
clause (ii) shall not cause such Class to be regarded as being eligible to
receive principal distributions for the purpose of applying the definition of
its Class B Percentage or Class B Prepayment Percentage.
(e) On each Distribution Date other than the Final Distribution Date
(if such Final Distribution Date is in connection with a purchase of the assets
of the Trust Estate by the Seller), the Paying Agent shall, on behalf of the
Master Servicer, from funds remitted to it by the Master Servicer, distribute to
each Certificateholder of record on the preceding Record Date (other than as
provided in Section 9.01 respecting the final distribution to Certificateholders
or in the last paragraph of this Section 4.01(e) respecting the final
distribution in respect of any Class) either in immediately available funds by
wire transfer to the account of such Certificateholder at a bank or other entity
having appropriate facilities therefor, if such Certificateholder holds
Certificates having a Denomination at least equal to that specified in Section
11.23, and has so notified the Master Servicer or, if applicable, the Paying
Agent at least seven Business Days prior to the Distribution Date or, if such
Holder holds Certificates having, in the aggregate, a Denomination less than the
requisite minimum Denomination or if such Holder holds the Class A-R Certificate
or has not so notified the Paying Agent, by check mailed to such Holder at the
address of such Holder appearing in the Certificate Register, such Holder's
share of the Class A Distribution Amount with respect to each Class of Class A
Certificates and the Class B Distribution Amount with respect to each such Class
of Class B Certificates.
In the event that, on any Distribution Date prior to the Final
Distribution Date, the Principal Balance of any Class of Class A Certificates
(other than the Class A-R Certificate) or the Principal Balance of any Class of
Class B Certificates would be reduced to zero, the Master Servicer shall, as
soon as practicable after the Determination Date relating to such Distribution
Date, send a notice to the Trust Administrator. The Trust Administrator will
then send a notice to each Certificateholder of such Class with a copy to the
Certificate Registrar, specifying that the final distribution with respect to
such Class will be made on such Distribution Date only upon the presentation and
surrender of such Certificateholder's Certificates at the office or agency of
the Trust Administrator therein specified; provided, however, that the failure
to give such notice will not entitle a Certificateholder to any interest beyond
the interest payable with respect to such Distribution Date in accordance with
Section 4.01(a).
(f) The Paying Agent (or if no Paying Agent is appointed by the
Master Servicer, the Master Servicer) shall withhold or cause to be withheld
such amounts as may be required by the Code (giving full effect to any
exemptions from withholding and related certifications required to be furnished
by Certificateholders and any reductions to withholding by virtue of any
bilateral tax treaties and any applicable certification required to be furnished
by Certificateholders with respect thereto) from distributions to be made to
Persons other than U.S. Persons ("Non-U.S. Persons"). Amounts withheld pursuant
to this Section 4.01(f) shall be treated as having been distributed to the
related Certificateholder for all purposes of this Agreement. For the purposes
of this paragraph, a "U.S. Person" is a citizen or resident of the United
States, a corporation, partnership (except to the extent provided in applicable
Treasury regulations) or other entity created or organized in or under the laws
of the United States or any political subdivision thereof, an estate that is
subject to United States federal income tax regardless of the source of its
income or a trust if a court within the United States is able to exercise
primary supervision over the administration of such trust, and one or more such
U.S. Persons have the authority to control all substantial decisions of such
trust (or, to the extent provided in applicable Treasury regulations, certain
trusts in existence on August 20, 1996 which are eligible to elect to be treated
as U.S. Persons).
SECTION 4.02. ALLOCATION OF REALIZED LOSSES.
(a) With respect to any Distribution Date, the principal portion of
Realized Losses (other than Debt Service Reductions, Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses) will be allocated as
follows:
first, to the Class B-6 Certificates until the Class B-6
Principal Balance has been reduced to zero;
second, to the Class B-5 Certificates until the Class B-5
Principal Balance has been reduced to zero;
third, to the Class B-4 Certificates until the Class B-4
Principal Balance has been reduced to zero;
fourth, to the Class B-3 Certificates until the Class B-3
Principal Balance has been reduced to zero;
fifth, to the Class B-2 Certificates until the Class B-2
Principal Balance has been reduced to zero;
sixth, to the Class B-1 Certificates until the Class B-1
Principal Balance has been reduced to zero; and
seventh, concurrently, to the Class A Certificates (other than
the Class A-PO Certificates) and Class A-PO Certificates, pro rata, based
on the Non-PO Fraction and the PO Fraction, respectively.
This allocation of Realized Losses will be effected through the
reduction of the applicable Class's Principal Balance.
(b) With respect to any Distribution Date, the principal portion of
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
occurring with respect to any Mortgage Loan allocable to the Class A-PO
Certificates will equal the product of the amount of any such principal loss and
the PO Fraction for such Mortgage Loan. The principal portion of any Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
remaining after allocation to the Class A-PO Certificates in accordance with the
preceding sentence shall be allocated pro rata among the Class A Certificates
(other than the Class A-PO Certificates) and Class B Certificates based on the
Class A Non-PO Principal Balance and the Class B Principal Balance,
respectively. Any such loss allocated to the Class A Certificates shall be
allocated on the subsequent Determination Date among the outstanding Classes of
Class A Certificates (other than the Class A-PO Certificates) in accordance with
the Class A Loss Percentages as of such Determination Date. Any such loss
allocated to the Class B Certificates shall be allocated pro rata among the
outstanding Classes of Class B Certificates based on their Principal Balances.
(c) Any Realized Losses allocated to a Class of Class A Certificates
or Class B Certificates pursuant to Section 4.02(a) or Section 4.02(b) shall be
allocated among the Certificates of such Class based on their Percentage
Interests.
(d) In the event that there is a Recovery of an amount in respect of
principal of a Mortgage Loan which had previously been allocated as a Realized
Loss to any Classes of Class A Certificates or any Classes of Class B
Certificates, each outstanding Class to which such Realized Loss had previously
been allocated shall be entitled to its share (with respect to the Class A-PO
Certificates, based on the PO Fraction of such Mortgage Loan and, with respect
to the Class A Certificates (other than the Class A-PO Certificates) and Class B
Certificates, based on their pro rata share of the Non-PO Fraction of such
Mortgage Loan) of such Recovery up to the amount of such Realized Loss
previously allocated to such Class on the Distribution Date in the month
following the month in which such recovery is received. When the Principal
Balance of a Class of Certificates has been reduced to zero, such Class shall
not be entitled to any share of such Recovery. In the event that the amount of
such Recovery exceeds the amount of such Recovery allocated to each outstanding
Class in accordance with the preceding provisions, each outstanding Class shall
be entitled to its pro rata share (determined as described above) of such excess
up to the amount of any unrecovered Realized Loss previously allocated to such
Class. Notwithstanding the foregoing provisions, but subject to the following
proviso, if such Recovery occurs within two years of the realization of such
loss and (i) is the result of an event that would have given rise to the
repurchase of the related Mortgage Loan by the Seller pursuant to Section 2.02
or 2.03, or (ii) represents in whole or part funds which the applicable Servicer
had received in respect of a Liquidated Loan but failed to remit to the
Certificate Account on or prior to the Business Day preceding the Distribution
Date following the Applicable Unscheduled Principal Receipt Period in which the
Mortgage Loan became a Liquidated Loan, such Recovery may, at the sole
discretion of the Master Servicer, be treated as a repurchase or an Unscheduled
Principal Receipt with respect to such Mortgage Loan, as the case may be, the
Realized Loss previously recognized may be reversed and treated for all
subsequent purposes as if it had never occurred and the Master Servicer may make
such adjustments to interest or principal distributions on the Certificates and
to the principal balances of the Certificates as the Master Servicer in its good
faith judgment and sole discretion deems necessary or desirable to effectuate
the reversal of the Realized Loss and the treatment of such amount as a
repurchase or as an Unscheduled Principal Receipt, as the case may be; provided
that such actions do not result in the aggregate distributions made in respect
of each Class of Certificates whose principal balances were previously reduced
as a result of such Realized Loss being less than such Class would have received
if such Recovery had been deposited in the Certificate Account on or prior to
the Business Day preceding the Distribution Date following the Applicable
Unscheduled Principal Receipt Period in which the Mortgage Loan became a
Liquidated Loan.
(e) The interest portion of Excess Special Hazard Losses, Excess
Fraud Losses and Excess Bankruptcy Losses shall be allocated between (i) the
Class A Certificates and (ii) the Class B Certificates, pro rata based on the
Class A Interest Accrual Amount and the Class B Interest Accrual Amount for the
related Distribution Date, without regard to any reduction pursuant to this
sentence. Any such loss allocated to the Class A Certificates shall be allocated
among the outstanding Classes of Class A Certificates based on their Class A
Interest Percentages. Any such loss allocated to the Class B Certificates will
be allocated among the outstanding Classes of Class B Certificates based on
their Class B Interest Percentages. In addition, after the Class B Principal
Balance has been reduced to zero, the interest portion of Realized Losses (other
than Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy
Losses) will be allocated among the outstanding Classes of Class A Certificates
based on their Class A Interest Percentages.
(f) Realized Losses allocated in accordance with this Section 4.02
will be allocated on the Determination Date in the second month following the
month in which such loss was incurred with respect to the preceding Distribution
Date.
SECTION 4.03. PAYING AGENT.
(a) The Master Servicer hereby appoints the Trust Administrator as
initial Paying Agent to make distributions to Certificateholders and to forward
to Certificateholders the periodic statements and the annual statements required
by Section 4.04 as agent of the Master Servicer.
The Master Servicer may, at any time, remove or replace the Paying
Agent.
The Master Servicer shall cause any Paying Agent that is not the
Trust Administrator to execute and deliver to the Trust Administrator an
instrument in which such Paying Agent agrees with the Trust Administrator that
such Paying Agent shall:
(i) hold all amounts remitted to it by the Master Servicer for
distribution to Certificateholders in trust for the benefit of
Certificateholders until such amounts are distributed to
Certificateholders or otherwise disposed of as herein provided;
(ii) give the Trust Administrator notice of any default by the Master
Servicer in remitting any required amount; and
(iii) at any time during the continuance of any such default, upon the
written request of the Trust Administrator, forthwith pay to the Trust
Administrator all amounts held in trust by such Paying Agent.
(b) The Paying Agent shall establish and maintain a Payment Account,
which shall be a separate trust account and an Eligible Account, in which the
Master Servicer shall cause to be deposited from funds in the Certificate
Account or, to the extent required hereunder, from its own funds (i) at or
before 10:00 a.m., New York time, on the Business Day preceding each
Distribution Date, by wire transfer of immediately available funds, any Periodic
Advance for such Distribution Date, pursuant to Section 3.03 and (ii) at or
before 10:00 a.m., New York time, on the Business Day preceding each
Distribution Date, by wire transfer of immediately available funds, (a) an
amount equal to the Pool Distribution Amount, (b) Net Foreclosure Profits, if
any, with respect to such Distribution Date and (c) the amount of any recovery
in respect of a Realized Loss. The Master Servicer may cause the Paying Agent to
invest the funds in the Payment Account. Any such investment shall be in
Eligible Investments, which shall mature not later than the Business Day
preceding the related Distribution Date (unless the Eligible Investments are
obligations of the Trust Administrator, in which case such Eligible Investments
shall mature not later than the Distribution Date), and shall not be sold or
disposed of prior to maturity. All income and gain realized from any such
investment shall be for the benefit of the Master Servicer and shall be subject
to its withdrawal or order from time to time. The amount of any losses incurred
in respect of any such investments shall be deposited in the Payment Account by
the Master Servicer out of its own funds immediately as realized. The Paying
Agent may withdraw from the Payment Account any amount deposited in the Payment
Account that was not required to be deposited therein and may clear and
terminate the Payment Account pursuant to Section 9.01.
SECTION 4.04. STATEMENTS TO CERTIFICATEHOLDERS; REPORT TO THE TRUST
ADMINISTRATOR AND THE SELLER.
Concurrently with each distribution pursuant to Section 4.01(f), the
Master Servicer, or the Paying Agent appointed by the Master Servicer (upon
receipt of such statement from the Master Servicer), shall forward or cause to
be forwarded by mail to each Holder of a Certificate and the Seller a statement
setting forth:
(i) the amount of such distribution to Holders of each Class of
Class A Certificates allocable to principal, separately identifying the
aggregate amount of any Unscheduled Principal Receipts included therein;
(ii) (a) the amount of such distribution to Holders of each Class of
Class A Certificates allocable to interest, (b) the amount of the Current
Class A Interest Distribution Amount allocated to each Class of Class A
Certificates, (c) any Class A Interest Shortfall Amounts arising with
respect to such Distribution Date and any remaining Class A Unpaid
Interest Shortfall with respect to each Class after giving effect to such
distribution, (d) the amount of any Non-Supported Interest Shortfall
allocated to each Class of Class A Certificates for such Distribution Date
and (e) the interest portion of Excess Special Hazard Losses, Excess Fraud
Losses and Excess Bankruptcy Losses allocated to each Class for such
Distribution Date;
(iii) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to principal, separately identifying the
aggregate amount of any Unscheduled Principal Receipts included therein;
(iv) (a) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to interest, (b) the amount of the Current
Class B Interest Distribution Amount allocated to each Class of Class B
Certificates, (c) any Class B Interest Shortfall Amounts arising with
respect to such Distribution Date and any remaining Class B Unpaid
Interest Shortfall with respect to each Class B of Class B Certificates
after giving effect to such distribution, (d) the amount of any
Non-Supported Interest Shortfall allocated to each Class of Class B
Certificates for such Distribution Date, and (e) the interest portion of
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy
Losses allocated to each Class of Class B Certificates for such
Distribution Date;
(v) the amount of any Periodic Advance by any Servicer, the Master
Servicer or the Trust Administrator pursuant to the Servicing Agreements
or this Agreement;
(vi) the number of Mortgage Loans outstanding as of the preceding
Determination Date;
(vii) the Class A Principal Balance, the Principal Balance of each
Class of Class A Certificates, the Class B Principal Balance and the
Principal Balance of each Class of Class B Certificates as of the
following Determination Date after giving effect to the distributions of
principal made, and the principal portion of Realized Losses, if any,
allocated with respect to such Distribution Date;
(viii) the Adjusted Pool Amount, the Adjusted Pool Amount (PO Portion),
the Pool Scheduled Principal Balance of the Mortgage Loans for such
Distribution Date and the aggregate Scheduled Principal Balance of the
Discount Mortgage Loans for such Distribution Date;
(ix) the aggregate Scheduled Principal Balances of the Mortgage Loans
serviced by Norwest Mortgage and, collectively, by the Other Servicers as
of such Distribution Date;
(x) the Class A Percentage for the following Distribution Date
(without giving effect to Unscheduled Principal Receipts received after
the Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xi) the Class A Prepayment Percentage for the following Distribution
Date (without giving effect to Unscheduled Principal Receipts received
after the Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xii) the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Percentages for the following Distribution Date (without giving
effect to Unscheduled Principal Receipts received after the Applicable
Unscheduled Principal Receipt Period for the current Distribution Date
which are applied by a Servicer during such Applicable Unscheduled
Principal Receipt Period);
(xiii) the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Prepayment Percentages for the following Distribution Date
(without giving effect to Unscheduled Principal Receipts received after
the Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xiv) the number and aggregate principal balances of Mortgage Loans
delinquent (a) one month, (b) two months and (c) three months or more;
(xv) the number and aggregate principal balances of the Mortgage
Loans in foreclosure as of the preceding Determination Date;
(xvi) the book value of any real estate acquired through foreclosure
or grant of a deed in lieu of foreclosure;
(xvii) the amount of the remaining Special Hazard Loss Amount, Fraud
Loss Amount and Bankruptcy Loss Amount as of the close of business on such
Distribution Date;
(xviii) the principal and interest portions of Realized Losses allocated
as of such Distribution Date and the amount of such Realized Losses
constituting Excess Special Hazard Losses, Excess Fraud Losses or Excess
Bankruptcy Losses;
(xix) the aggregate amount of Bankruptcy Losses allocated to each
Class of Class B Certificates in accordance with Section 4.02(a) since the
Relevant Anniversary;
(xx) the amount by which the Principal Balance of each Class of Class
B Certificates has been reduced as a result of Realized Losses allocated
as of such Distribution Date;
(xxi) the unpaid principal balance of any Mortgage Loan as to which
the Servicer of such Mortgage Loan has determined not to foreclose because
it believes the related Mortgaged Property may be contaminated with or
affected by hazardous wastes or hazardous substances;
(xxii) the amount of the aggregate Servicing Fees and Master Servicing
Fees paid (and not previously reported) with respect to the related
Distribution Date and the amount by which the aggregate Available Master
Servicer Compensation has been reduced by the Prepayment Interest
Shortfall for the related Distribution Date;
(xxiii) the Class A-PO Deferred Amount, if any; and
(xxiv) such other customary information as the Master Servicer deems
necessary or desirable to enable Certificateholders to prepare their tax
returns;
and shall deliver a copy of each type of statement to the Trust Administrator,
who shall provide copies thereof to Persons making written request therefor at
the Corporate Trust Office.
In the case of information furnished with respect to a Class of
Class A Certificates pursuant to clauses (i) and (ii) above and with respect to
a Class of Class B Certificates pursuant to clauses (iii) and (iv) above, the
amounts shall be expressed as a dollar amount per Class A or Class B Certificate
(other than the Class A-R Certificate) with a $1,000 Denomination, and as a
dollar amount per Class A-R Certificate with a $100 Denomination.
Within a reasonable period of time after the end of each calendar
year, the Master Servicer shall furnish or cause to be furnished to each Person
who at any time during the calendar year was the Holder of a Certificate a
statement containing the information set forth in clauses (i) and (ii)(a) above
in the case of a Class A Certificateholder and the information set forth in
clauses (iii) and (iv)(a) above in the case of a Class B Certificateholder
aggregated for such calendar year or applicable portion thereof during which
such Person was a Certificateholder. Such obligation of the Master Servicer
shall be deemed to have been satisfied to the extent that substantially
comparable information shall be provided by the Master Servicer pursuant to any
requirements of the Code from time to time in force.
Prior to the close of business on the third Business Day preceding
each Distribution Date, the Master Servicer shall furnish a statement to the
Trust Administrator, any Paying Agent and the Seller (the information in such
statement to be made available to Certificateholders by the Master Servicer on
written request) setting forth the Class A Distribution Amount with respect to
each Class of Class A Certificates and the Class B Distribution Amount with
respect to each Class of Class B Certificates. The determination by the Master
Servicer of such amounts shall, in the absence of obvious error, be
presumptively deemed to be correct for all purposes hereunder and the Trust
Administrator and the Paying Agent shall be protected in relying upon the same
without any independent check or verification.
In addition to the reports required pursuant to this Section 4.04,
the Master Servicer shall make available upon request to each Holder and each
proposed transferee of a Class A-PO, Class B-4, Class B-5 or Class B-6
Certificate such additional information, if any, as may be required to permit
the proposed transfer to be effected pursuant to Rule 144A.
SECTION 4.05. REPORTS TO MORTGAGORS AND THE INTERNAL REVENUE SERVICE.
The Master Servicer shall, in each year beginning after the Cut-Off
Date, make the reports of foreclosures and abandonments of any Mortgaged
Property as required by Code Section 6050J. In order to facilitate this
reporting process, the Master Servicer shall request that each Servicer, on or
before January 15th of each year, shall provide to the Internal Revenue Service,
with copies to the Master Servicer, reports relating to each instance occurring
during the previous calendar year in which such Servicer (i) on behalf of the
Trust Administrator acquires an interest in a Mortgaged Property through
foreclosure or other comparable conversion in full or partial satisfaction of a
Mortgage Loan serviced by such Servicer, or (ii) knows or has reason to know
that a Mortgaged Property has been abandoned. Reports from the Servicers shall
be in form and substance sufficient to meet the reporting requirements imposed
by Code Section 6050J. In addition, each Servicer shall provide the Master
Servicer with sufficient information to allow the Master Servicer to, for each
year ending after the Cut-Off Date, provide, or cause to be provided, to the
Internal Revenue Service and the Mortgagors such information as is required
under Code Sections 6050H (regarding payment of interest) and 6050P (regarding
cancellation of indebtedness).
SECTION 4.06. CALCULATION OF AMOUNTS; BINDING EFFECT OF INTERPRETATIONS
AND ACTIONS OF MASTER SERVICER.
The Master Servicer will compute the amount of all distributions to
be made on the Certificates and all losses to be allocated to the Certificates.
In the event that the Master Servicer concludes that any ambiguity or
uncertainty exists in any provisions of this Agreement relating to distributions
to be made on the Certificates or the allocation of losses to the Certificates,
the interpretation of such provisions and any actions taken by the Master
Servicer in good faith to implement such interpretation shall be binding upon
Certificateholders.
<PAGE>
ARTICLE V
THE CERTIFICATES
SECTION 5.01. THE CERTIFICATES.
(a) The Class A and Class B Certificates shall be issued only in
minimum Denominations of a Single Certificate and, except for the Class A-PO and
Class A-R Certificates, integral multiples of $1,000 in excess thereof (except,
if necessary, for one Certificate of each Class (other than Class A-PO and Class
A-R Certificates) that evidences one Single Certificate plus such additional
principal portion as is required in order for all Certificates of such Class to
equal the aggregate Original Principal Balance of such Class), and shall be
substantially in the respective forms set forth as Exhibits A-1, A-2, A-3, A-4,
A-5, A-6, A-7, A-8, A-9, A-10, A-11, A-12, A-13, A-14, A-15, A-16, A-PO, A-R,
B-1, B-2, B-3, B-4, B-5, B-6 and C (reverse side of Certificates) hereto. On
original issue the Certificates shall be executed and delivered by the Trust
Administrator to or upon the order of the Seller upon receipt by the Trust
Administrator or the Custodian of the documents specified in Section 2.01. The
aggregate principal portion evidenced by the Class A and Class B Certificates
shall be the sum of the amounts specifically set forth in the respective
Certificates. The Certificates shall be executed by manual or facsimile
signature on behalf of the Trust Administrator by any Responsible Officer
thereof. Certificates bearing the manual or facsimile signatures of individuals
who were at any time the proper officers of the Trust Administrator shall bind
the Trust Administrator notwithstanding that such individuals or any of them
have ceased to hold such offices prior to the authentication and delivery of
such Certificates or did not hold such offices at the date of such Certificates.
No Certificate shall be entitled to any benefit under this Agreement, or be
valid for any purpose, unless manually countersigned by a Responsible Officer of
the Trust Administrator, or unless there appears on such Certificate a
certificate of authentication executed by the Authenticating Agent by manual
signature, and such countersignature or certificate upon a Certificate shall be
conclusive evidence, and the only evidence, that such Certificate has been duly
authenticated and delivered hereunder. All Certificates shall be dated the date
of their authentication.
Until such time as Definitive Certificates are issued pursuant to
Section 5.07, each Book-Entry Certificate shall bear the following legend:
"Unless this certificate is presented by an authorized
representative of [the Clearing Agency] to the Seller or its agent for
registration of transfer, exchange or payment, and any certificate issued is
registered in the name of [the Clearing Agency] or such other name as requested
by an authorized representative of [the Clearing Agency] and any payment is made
to [the Clearing Agency], any transfer, pledge or other use hereof for value or
otherwise by or to any person is wrongful since the registered owner hereof,
[the Clearing Agency], has an interest herein."
(b) Upon original issuance, the Book-Entry Certificates shall be
issued in the form of one or more typewritten certificates, to be delivered to
The Depository Trust Company, the initial Clearing Agency, by, or on behalf of,
the Seller. Such Certificates shall initially be registered in the Certificate
Register in the name of the nominee of the initial Clearing Agency, and no
Beneficial Owner will receive a definitive certificate representing such
Beneficial Owner's interest in the Book-Entry Certificates, except as provided
in Section 5.07. Unless and until definitive, fully registered certificates
("Definitive Certificates") have been issued to Beneficial Owners pursuant to
Section 5.07:
(i) the provisions of this Section 5.01(b) shall be in full force and
effect;
(ii) the Seller, the Master Servicer, the Certificate Registrar and
the Trust Administrator may deal with the Clearing Agency for all purposes
(including the making of distributions on the Book-Entry Certificates and
the taking of actions by the Holders of Book-Entry Certificates) as the
authorized representative of the Beneficial Owners;
(iii) to the extent that the provisions of this Section 5.01(b)
conflict with any other provisions of this Agreement, the provisions of
this Section 5.01(b) shall control;
(iv) the rights of Beneficial Owners shall be exercised only through
the Clearing Agency and shall be limited to those established by law, the
rules, regulations and procedures of the Clearing Agency and agreements
between such Beneficial Owners and the Clearing Agency and/or the Clearing
Agency Participants, and all references in this Agreement to actions by
Certificateholders shall, with respect to the Book-Entry Certificates,
refer to actions taken by the Clearing Agency upon instructions from the
Clearing Agency Participants, and all references in this Agreement to
distributions, notices, reports and statements to Certificateholders
shall, with respect to the Book-Entry Certificates, refer to
distributions, notices, reports and statements to the Clearing Agency or
its nominee, as registered holder of the Book-Entry Certificates, as the
case may be, for distribution to Beneficial Owners in accordance with the
procedures of the Clearing Agency; and
(v) the initial Clearing Agency will make book-entry transfers among
the Clearing Agency Participants and receive and transmit distributions of
principal and interest on the Certificates to the Clearing Agency
Participants, for distribution by such Clearing Agency Participants to the
Beneficial Owners or their nominees.
For purposes of any provision of this Agreement requiring or
permitting actions with the consent of, or at the direction of, Holders of
Book-Entry Certificates evidencing specified Voting Interests, such direction or
consent shall be given by Beneficial Owners having the requisite Voting
Interests, acting through the Clearing Agency.
Unless and until Definitive Certificates have been issued to
Beneficial Owners pursuant to Section 5.07, copies of the reports or statements
referred to in Section 4.04 shall be available to Beneficial Owners upon written
request to the Trust Administrator at the Corporate Trust Office.
SECTION 5.02. REGISTRATION OF CERTIFICATES.
(a) The Trust Administrator shall cause to be kept at one of the
offices or agencies to be maintained in accordance with the provisions of
Section 5.06 a Certificate Register in which, subject to such reasonable
regulations as it may prescribe, the Trust Administrator shall provide for the
registration of Certificates and of transfers and exchanges of Certificates as
herein provided. The Trust Administrator shall act as, or shall appoint, a
Certificate Registrar for the purpose of registering Certificates and transfers
and exchanges of Certificates as herein provided.
Upon surrender for registration of transfer of any Certificate at
any office or agency maintained for such purpose pursuant to Section 5.06 (and
subject to the provisions of this Section 5.02) the Trust Administrator shall
execute, and shall date, authenticate (or cause the Authenticating Agent to
authenticate) and deliver, in the name of the designated transferee or
transferees, one or more new Certificates of a like aggregate principal portion
or Percentage Interest and of the same Class.
At the option of the Certificateholders, Certificates may be
exchanged for other Certificates of authorized Denominations of a like aggregate
principal portion or Percentage Interest and of the same Class upon surrender of
the Certificates to be exchanged at any such office or agency. Whenever any
Certificates are so surrendered for exchange, the Trust Administrator shall
execute, and shall date, authenticate (or cause the Authenticating Agent to
authenticate) and deliver, the Certificates which the Certificateholder making
the exchange is entitled to receive. Every Certificate presented or surrendered
for transfer or exchange shall (if so required by the Certificate Registrar or
the Trust Administrator) be duly endorsed by, or be accompanied by a written
instrument of transfer in form satisfactory to the Certificate Registrar, duly
executed by the Holder thereof or his attorney duly authorized in writing.
No service charge shall be made for any transfer or exchange of
Certificates, but the Trust Administrator or the Certificate Registrar may
require payment of a sum sufficient to cover any tax or governmental charge that
may be imposed in connection with any transfer or exchange of Certificates.
All Certificates surrendered for transfer and exchange shall be
canceled by the Certificate Registrar, the Trust Administrator or the
Authenticating Agent in accordance with their standard procedures.
(b) No transfer of a Class A-PO, Class B-4, Class B-5 or Class B-6
Certificate shall be made unless the registration requirements of the Securities
Act of 1933, as amended, and any applicable State securities laws are complied
with, or such transfer is exempt from the registration requirements under said
Act and laws. In the event that a transfer is to be made in reliance upon an
exemption from said Act or laws, (i) unless such transfer is made in reliance on
Rule 144A, the Trust Administrator or the Seller may, if such transfer is to be
made within three years after the later of (i) the date of the initial sale of
Certificates or (ii) the last date on which the Seller or any affiliate thereof
was a Holder of the Certificates proposed to be transferred, require a Class
A-PO, Class B-4, Class B-5 or Class B-6 Certificateholder to deliver a written
Opinion of Counsel acceptable to and in form and substance satisfactory to the
Trust Administrator and the Seller, to the effect that such transfer may be made
pursuant to an exemption, describing the applicable exemption and the basis
therefor, from said Act and laws or is being made pursuant to said Act and laws,
which Opinion of Counsel shall not be an expense of the Trust Administrator, the
Trustee, the Seller or the Master Servicer, and (ii) the Trust Administrator
shall require the transferee (other than an affiliate of the Seller on the
Closing Date) to execute an investment letter in the form of Exhibit J hereto
certifying to the Seller and the Trust Administrator the facts surrounding such
transfer, which investment letter shall not be an expense of the Trust
Administrator, the Trustee, the Seller or the Master Servicer. The Holder of a
Class A-PO, Class B-4, Class B-5 or Class B-6 Certificate desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trust
Administrator, the Trustee, the Seller, the Master Servicer and any Paying Agent
acting on behalf of the Trustee against any liability that may result if the
transfer is not so exempt or is not made in accordance with such federal and
state laws. Neither the Seller nor the Trust Administrator is under an
obligation to register the Class A-PO, Class B-4, Class B-5 or Class B-6
Certificates under said Act or any other securities law.
(c) No transfer of a Class A-PO or Class B Certificate shall be made
(other than the transfer of the Class A-PO Certificates to an affiliate of the
Seller on the Closing Date) unless the Trust Administrator and the Seller shall
have received (i) a representation letter from the transferee in the form of
Exhibit J hereto, in the case of a Class A-PO, Class B-4, Class B-5 or Class B-6
Certificate, or in the form of Exhibit K hereto, in the case of a Class B-1,
Class B-2 or Class B-3 Certificate, to the effect that either (a) such
transferee is not an employee benefit plan or other retirement arrangement
subject to Title I of ERISA or Code Section 4975, or a governmental plan, as
defined in Section 3(32) of ERISA, subject to any federal, state or local law
("Similar Law") which is to a material extent similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan") and is not a person
acting on behalf of or using the assets of any such Plan, which representation
letter shall not be an expense of the Trust Administrator, the Trustee, the
Seller or the Master Servicer or (b) with respect to the Class B Certificates
only, if such transferee is an insurance company, (A) the source of funds used
to purchase the Class B Certificate is an "insurance company general account"
(as such term is defined in Section V(e) of Prohibited Transaction Class
Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995)), (B) there is
no Plan with respect to which the amount of such general account's reserves and
liabilities for the contract(s) held by or on behalf of such Plan and all other
Plans maintained by the same employer (or affiliate thereof as defined in
Section V(a)(1) of PTE 95-60) or by the same employee organization exceeds 10%
of the total of all reserves and liabilities of such general account (as such
amounts are determined under Section I(a) of PTE 95-60) at the date of
acquisition and (C) the purchase and holding of such Class B Certificates is
covered by Sections I and III of PTE 95-60 or (ii) in the case of any such Class
A-PO or Class B Certificate presented for registration in the name of a Plan, or
a trustee of any such Plan, (A) an Opinion of Counsel satisfactory to the Trust
Administrator and the Seller to the effect that the purchase or holding of such
Class A-PO or Class B Certificate will not result in the assets of the Trust
Estate being deemed to be "plan assets" and subject to the prohibited
transaction provisions of ERISA, the Code or Similar Law and will not subject
the Trust Administrator, the Trustee, the Seller or the Master Servicer to any
obligation in addition to those undertaken in this Agreement, which Opinion of
Counsel shall not be an expense of the Trust Administrator, the Trustee, the
Seller or the Master Servicer and (B) such other opinions of counsel, officer's
certificates and agreements as the Seller or the Master Servicer may require in
connection with such transfer, which opinions of counsel, officers' certificates
and agreements shall not be an expense of the Trust Administrator, the Trustee,
the Seller or the Master Servicer. The Class A-PO and Class B Certificates shall
bear a legend referring to the foregoing restrictions contained in this
paragraph.
(d) No legal or beneficial interest in all or any portion of the
Class A-R Certificate may be transferred directly or indirectly to a
"disqualified organization" within the meaning of Code Section 860E(e)(5) or an
agent of a disqualified organization (including a broker, nominee, or
middleman), to a Plan or a Person acting on behalf of or investing the assets of
a Plan (such Plan or Person, an "ERISA Prohibited Holder") or to an individual,
corporation, partnership or other person unless such transferee (i) is not a
Non-U.S. Person or (ii) is a Non-U.S. Person that holds the Class A-R
Certificate in connection with the conduct of a trade or business within the
United States and has furnished the transferor and the Trust Administrator with
an effective Internal Revenue Service Form 4224 or (iii) is a Non-U.S. Person
that has delivered to both the transferor and the Trust Administrator an opinion
of a nationally recognized tax counsel to the effect that the transfer of the
Class A-R Certificate to it is in accordance with the requirements of the Code
and the regulations promulgated thereunder and that such transfer of the Class
A-R Certificate will not be disregarded for federal income tax purposes (any
such person who is not covered by clauses (i), (ii) or (iii) above being
referred to herein as a "Non-permitted Foreign Holder"), and any such purported
transfer shall be void and have no effect. The Trust Administrator shall not
execute, and shall not authenticate (or cause the Authenticating Agent to
authenticate) and deliver, a new Class A-R Certificate in connection with any
such transfer to a disqualified organization or agent thereof (including a
broker, nominee or middleman), an ERISA Prohibited Holder or a Non-permitted
Foreign Holder, and neither the Certificate Registrar nor the Trust
Administrator shall accept a surrender for transfer or registration of transfer,
or register the transfer of, the Class A-R Certificate, unless the transferor
shall have provided to the Trust Administrator an affidavit, substantially in
the form attached as Exhibit H hereto, signed by the transferee, to the effect
that the transferee is not such a disqualified organization, an agent (including
a broker, nominee, or middleman) for any entity as to which the transferee has
not received a substantially similar affidavit, an ERISA Prohibited Holder or a
Non-permitted Foreign Holder, which affidavit shall contain the consent of the
transferee to any such amendments of this Agreement as may be required to
further effectuate the foregoing restrictions on transfer of the Class A-R
Certificate to disqualified organizations, ERISA Prohibited Holders or
Non-permitted Foreign Holders. Such affidavit shall also contain the statement
of the transferee that (i) the transferee has historically paid its debts as
they have come due and intends to do so in the future, (ii) the transferee
understands that it may incur liabilities in excess of cash flows generated by
the residual interest, (iii) the transferee intends to pay taxes associated with
holding the residual interest as they become due and (iv) the transferee will
not transfer the Class A-R Certificate to any Person who does not provide an
affidavit substantially in the form attached as Exhibit H hereto.
The affidavit described in the preceding paragraph, if not executed
in connection with the initial issuance of the Class A-R Certificate, shall be
accompanied by a written statement in the form attached as Exhibit I hereto,
signed by the transferor, to the effect that as of the time of the transfer, the
transferor has no actual knowledge that the transferee is a disqualified
organization, ERISA Prohibited Holder or Non-permitted Foreign Holder, and has
no knowledge or reason to know that the statements made by the transferee with
respect to clauses (i) and (iii) of the last sentence of the preceding paragraph
are not true. The Class A-R Certificate shall bear a legend referring to the
foregoing restrictions contained in this paragraph and the preceding paragraph.
Upon notice to the Master Servicer that any legal or beneficial
interest in any portion of the Class A-R Certificate has been transferred,
directly or indirectly, to a disqualified organization or agent thereof
(including a broker, nominee, or middleman) in contravention of the foregoing
restrictions, (i) such transferee shall be deemed to hold the Class A-R
Certificate in constructive trust for the last transferor who was not a
disqualified organization or agent thereof, and such transferor shall be
restored as the owner of the Class A-R Certificate as completely as if such
transfer had never occurred, provided that the Master Servicer may, but is not
required to, recover any distributions made to such transferee with respect to
the Class A-R Certificate, and (ii) the Master Servicer agrees to furnish to the
Internal Revenue Service and to any transferor of the Class A-R Certificate or
such agent (within 60 days of the request therefor by the transferor or agent)
such information necessary to the application of Code Section 860E(e) as may be
required by the Code, including but not limited to the present value of the
total anticipated excess inclusions with respect to the Class A-R Certificate
(or portion thereof) for periods after such transfer. At the election of the
Master Servicer, the cost to the Master Servicer of computing and furnishing
such information may be charged to the transferor or such agent referred to
above; however, the Master Servicer shall in no event be excused from furnishing
such information.
SECTION 5.03. MUTILATED, DESTROYED, LOST OR STOLEN CERTIFICATES.
If (i) any mutilated Certificate is surrendered to the Trust
Administrator or the Authenticating Agent, or the Trust Administrator or the
Authenticating Agent receives evidence to its satisfaction of the destruction,
loss or theft of any Certificate, and (ii) there is delivered to the Trust
Administrator or the Authenticating Agent such security or indemnity as may be
required by them to hold each of them harmless, then, in the absence of notice
to the Trust Administrator or the Authenticating Agent that such Certificate has
been acquired by a bona fide purchaser, the Trust Administrator shall execute
and authenticate (or cause the Authenticating Agent to authenticate) and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor and principal portion or
Percentage Interest and of the same Class. Upon the issuance of any new
Certificate under this Section, the Trust Administrator or the Certificate
Registrar may require the payment of a sum sufficient to cover any tax or other
governmental charge that may be imposed in relation thereto and any other
expense (including the fees and expenses of the Trust Administrator or the
Authenticating Agent) in connection therewith. Any duplicate Certificate issued
pursuant to this Section shall constitute complete and indefeasible evidence of
ownership in the Trust Estate, as if originally issued, whether or not the lost,
stolen, or destroyed Certificate shall be found at any time.
SECTION 5.04. PERSONS DEEMED OWNERS.
Prior to the due presentation of a Certificate for registration of
transfer, the Seller, the Master Servicer, the Trustee, the Trust Administrator,
the Certificate Registrar and any agent of the Seller, the Master Servicer, the
Trustee, the Trust Administrator or the Certificate Registrar may treat the
Person in whose name any Certificate is registered as the owner of such
Certificate for the purpose of receiving distributions pursuant to Section 4.01,
and for all other purposes whatsoever, and neither the Seller, the Master
Servicer, the Trustee, the Trust Administrator, the Certificate Registrar nor
any agent of the Seller, the Master Servicer, the Trustee, the Trust
Administrator or the Certificate Registrar shall be affected by notice to the
contrary.
SECTION 5.05. ACCESS TO LIST OF CERTIFICATEHOLDERS' NAMES AND ADDRESSES.
(a) If the Trust Administrator is not acting as Certificate
Registrar, the Certificate Registrar shall furnish or cause to be furnished to
the Trust Administrator, within 15 days after receipt by the Certificate
Registrar of a request by the Trust Administrator in writing, a list, in such
form as the Trust Administrator may reasonably require, of the names and
addresses of the Certificateholders of each Class as of the most recent Record
Date.
(b) If five or more Certificateholders (hereinafter referred to as
"applicants") apply in writing to the Trust Administrator, and such application
states that the applicants desire to communicate with other Certificateholders
with respect to their rights under this Agreement or under the Certificates and
is accompanied by a copy of the communication which such applicants propose to
transmit, then the Trust Administrator shall, within five Business Days
following the receipt of such application, afford such applicants access during
normal business hours to the most recent list of Certificateholders held by the
Trust Administrator. If such a list is as of the date more than 90 days prior to
the date of receipt of such applicants' request and the Trust Administrator is
not the Certificate Registrar, the Trust Administrator shall promptly request
from the Certificate Registrar a current list as provided in paragraph (a)
hereof, and shall afford such applicants access to such list promptly upon
receipt.
(c) Every Certificateholder, by receiving and holding a Certificate,
agrees with the Seller, the Master Servicer, the Certificate Registrar, the
Trust Administrator and the Trustee that neither the Seller, the Master
Servicer, the Certificate Registrar, the Trust Administrator nor the Trustee
shall be held accountable by reason of the disclosure of any such information as
to the names, addresses and Percentage Interests of the Certificateholders
hereunder, regardless of the source from which such information was delivered.
SECTION 5.06. MAINTENANCE OF OFFICE OR AGENCY.
The Trust Administrator will maintain, at its expense, an office or
agency where Certificates may be surrendered for registration of transfer or
exchange and where notices and demands to or upon the Certificate Registrar in
respect of the Certificates and this Agreement may be served. The Trust
Administrator initially designates the Corporate Trust Office and the principal
corporate trust office of the Authenticating Agent, if any, as its offices and
agencies for said purposes.
SECTION 5.07. DEFINITIVE CERTIFICATES.
If (i)(A) the Master Servicer advises the Trust Administrator in
writing that the Clearing Agency is no longer willing or able properly to
discharge its responsibilities as depository with respect to the Book-Entry
Certificates, and (B) the Master Servicer is unable to locate a qualified
successor, (ii) the Master Servicer, at its option, advises the Trust
Administrator in writing that it elects to terminate the book-entry system
through the Clearing Agency, (iii) after the occurrence of dismissal or
resignation of the Master Servicer, Beneficial Owners representing aggregate
Voting Interests of not less than 51% of the aggregate Voting Interests of each
outstanding Class of Book-Entry Certificates advise the Trust Administrator
through the Clearing Agency and Clearing Agency Participants in writing that the
continuation of a book-entry system through the Clearing Agency is no longer in
the best interests of the Beneficial Owners or (iv) upon the occurrence of the
events specified in Section 4.07(g), the Trust Administrator shall notify the
Beneficial Owners, through the Clearing Agency, of the occurrence of any such
event and of the availability of Definitive Certificates to Beneficial Owners
requesting the same. Upon surrender to the Trust Administrator by the Clearing
Agency of the Certificates held of record by its nominee, accompanied by
reregistration instructions and directions to execute and authenticate new
Certificates from the Master Servicer, the Trust Administrator shall execute and
authenticate Definitive Certificates for delivery at its Corporate Trust Office.
The Master Servicer shall arrange for, and will bear all costs of, the printing
and issuance of such Definitive Certificates. Neither the Seller, the Master
Servicer, the Trustee nor the Trust Administrator shall be liable for any delay
in delivery of such instructions by the Clearing Agency and may conclusively
rely on, and shall be protected in relying on, such instructions.
SECTION 5.08. NOTICES TO CLEARING AGENCY.
Whenever notice or other communication to the Holders of Book-Entry
Certificates is required under this Agreement, unless and until Definitive
Certificates shall have been issued to Beneficial Owners pursuant to Section
5.07, the Trust Administrator shall give all such notices and communications
specified herein to be given to Holders of Book-Entry Certificates to the
Clearing Agency.
<PAGE>
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
SECTION 6.01. LIABILITY OF THE SELLER AND THE MASTER SERVICER.
The Seller and the Master Servicer shall each be liable in
accordance herewith only to the extent of the obligations specifically imposed
by this Agreement and undertaken hereunder by the Seller and the Master
Servicer.
SECTION 6.02. MERGER OR CONSOLIDATION OF THE SELLER OR THE MASTER
SERVICER.
Subject to the following paragraph, the Seller and the Master
Servicer each will keep in full effect its existence, rights and franchises as a
corporation under the laws of the jurisdiction of its incorporation, and will
obtain and preserve its qualification to do business as a foreign corporation in
each jurisdiction in which such qualification is or shall be necessary to
protect the validity and enforceability of this Agreement, the Certificates or
any of the Mortgage Loans and to perform its respective duties under this
Agreement.
The Seller or the Master Servicer may be merged or consolidated with
or into any Person, or transfer all or substantially all of its assets to any
Person, in which case any Person resulting from any merger or consolidation to
which the Seller or Master Servicer shall be a party, or any Person succeeding
to the business of the Seller or Master Servicer, shall be the successor of the
Seller or Master Servicer hereunder, without the execution or filing of any
paper or any further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding; provided, however, that, in the case of
the Master Servicer, any such successor or resulting Person shall be qualified
to service mortgage loans for FNMA or FHLMC.
SECTION 6.03. LIMITATION ON LIABILITY OF THE SELLER,
THE MASTER SERVICER AND OTHERS.
Neither the Seller nor the Master Servicer nor any subcontractor nor
any of the partners, directors, officers, employees or agents of any of them
shall be under any liability to the Trust Estate or the Certificateholders and
all such Persons shall be held harmless for any action taken or for refraining
from the taking of any action in good faith pursuant to this Agreement, or for
errors in judgment; provided, however, that this provision shall not protect any
such Person against any breach of warranties or representations made herein or
against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties or by
reason of reckless disregard of obligations and duties hereunder. The Seller,
the Master Servicer, any subcontractor, and any partner, director, officer,
employee or agent of any of them shall be entitled to indemnification by the
Trust Estate and will be held harmless against any loss, liability or expense
incurred in connection with any legal action relating to this Agreement or the
Certificates, other than any loss, liability or expense incurred by reason of
willful misfeasance, bad faith or gross negligence in the performance of his or
its duties hereunder or by reason of reckless disregard of his or its
obligations and duties hereunder. The Seller, the Master Servicer and any of the
directors, officers, employees or agents of either may rely in good faith on any
document of any kind which, prima facie, is properly executed and submitted by
any Person respecting any matters arising hereunder. Neither the Seller nor the
Master Servicer shall be under any obligation to appear in, prosecute or defend
any legal action unless such action is related to its respective duties under
this Agreement and which in its opinion does not involve it in any expense or
liability; provided, however, that the Seller or the Master Servicer may in its
discretion undertake any such action which it may deem necessary or desirable
with respect to this Agreement and the rights and duties of the parties hereto
and the interests of the Certificateholders hereunder if the Certificateholders
offer to the Seller or the Master Servicer, as the case may be, reasonable
security or indemnity against the costs, expenses and liabilities which may be
incurred therein or thereby. In such event, the legal expenses and costs of such
action and any liability resulting therefrom shall be expenses, costs and
liabilities of the Trust Estate, and the Seller or the Master Servicer shall be
entitled to be reimbursed therefor out of the Certificate Account, and such
amounts shall, on the following Distribution Date or Distribution Dates, be
allocated in reduction of distributions on the Class A and Class B Certificates
in the same manner as Realized Losses are allocated pursuant to Section 4.02(a).
SECTION 6.04. RESIGNATION OF THE MASTER SERVICER.
The Master Servicer shall not resign from the obligations and duties
hereby imposed on it except upon determination that its duties hereunder are no
longer permissible under applicable law or are in material conflict by reason of
applicable law with any other activities carried on by it. Any such
determination permitting the resignation of the Master Servicer shall be
evidenced by an Opinion of Counsel to such effect delivered to the Trustee and
the Trust Administrator. No such resignation shall become effective until the
Trustee, the Trust Administrator or a successor servicer shall have assumed the
Master Servicer's responsibilities, duties, liabilities and obligations
hereunder.
SECTION 6.05. COMPENSATION TO THE MASTER SERVICER.
The Master Servicer shall be entitled to receive a monthly fee equal
to the Master Servicing Fee, as compensation for services rendered by the Master
Servicer under this Agreement. The Master Servicer also will be entitled to any
late reporting fees paid by a Servicer pursuant to its Servicing Agreement and
any investment income on funds on deposit in the Certificate Account as
additional compensation.
SECTION 6.06. ASSIGNMENT OR DELEGATION OF DUTIES BY MASTER SERVICER.
The Master Servicer shall not assign or transfer any of its rights,
benefits or privileges under this Agreement to any other Person, or delegate to
or subcontract with, or authorize or appoint any other Person to perform any of
the duties, covenants or obligations to be performed by the Master Servicer
without the prior written consent of the Trustee and the Trust Administrator,
and any agreement, instrument or act purporting to effect any such assignment,
transfer, delegation or appointment shall be void. Notwithstanding the
foregoing, the Master Servicer shall have the right without the prior written
consent of the Trustee or the Trust Administrator (i) to assign its rights and
delegate its duties and obligations hereunder; provided, however, that (a) the
purchaser or transferee accepting such assignment or delegation is qualified to
service mortgage loans for FNMA or FHLMC, is satisfactory to the Trustee and the
Trust Administrator, in the exercise of its reasonable judgment, and executes
and delivers to the Trustee and the Trust Administrator an agreement, in form
and substance reasonably satisfactory to the Trustee and the Trust
Administrator, which contains an assumption by such purchaser or transferee of
the due and punctual performance and observance of each covenant and condition
to be performed or observed by the Master Servicer hereunder from and after the
date of such agreement; and (b) each applicable Rating Agency's rating of any
Certificates in effect immediately prior to such assignment, sale or transfer is
not reasonably likely to be qualified, downgraded or withdrawn as a result of
such assignment, sale or transfer and the Certificates are not reasonably likely
to be placed on credit review status by any such Rating Agency; and (ii) to
delegate to, subcontract with, authorize, or appoint an affiliate of the Master
Servicer to perform and carry out any duties, covenants or obligations to be
performed and carried out by the Master Servicer under this Agreement and hereby
agrees so to delegate, subcontract, authorize or appoint to an affiliate of the
Master Servicer any duties, covenants or obligations to be performed and carried
out by the Master Servicer to the extent that such duties, covenants or
obligations are to be performed in any state or states in which the Master
Servicer is not authorized to do business as a foreign corporation but in which
the affiliate is so authorized. In no case, however, shall any permitted
assignment and delegation relieve the Master Servicer of any liability to the
Trustee, Trust Administrator or the Seller under this Agreement, incurred by it
prior to the time that the conditions contained in clause (i) above are met.
SECTION 6.07. INDEMNIFICATION OF TRUSTEE, TRUST ADMINISTRATOR
AND SELLER BY MASTER SERVICER.
The Master Servicer shall indemnify and hold harmless the Trustee,
the Trust Administrator and the Seller and any director, officer or agent
thereof against any loss, liability or expense, including reasonable attorney's
fees, arising out of, in connection with or incurred by reason of willful
misfeasance, bad faith or negligence in the performance of duties of the Master
Servicer under this Agreement or by reason of reckless disregard of its
obligations and duties under this Agreement. Any payment pursuant to this
Section made by the Master Servicer to the Trustee, the Trust Administrator or
the Seller shall be from such entity's own funds, without reimbursement
therefor. The provisions of this Section 6.07 shall survive the termination of
this Agreement.
<PAGE>
ARTICLE VII
DEFAULT
SECTION 7.01. EVENTS OF DEFAULT.
In case one or more of the following Events of Default by the Master
Servicer shall occur and be continuing, that is to say:
(i) any failure by the Master Servicer (a) to remit any funds to the
Paying Agent as required by Section 4.03 or (b) to distribute or cause to
be distributed to Certificateholders any payment required to be made by
the Master Servicer under the terms of this Agreement which, in either
case, continues unremedied for a period of three business days after the
date upon which written notice of such failure, requiring the same to be
remedied, shall have been given to the Master Servicer by the Trustee or
to the Master Servicer and the Trustee by the holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting
Interest represented by all Certificates; or
(ii) any failure on the part of the Master Servicer duly to observe
or perform in any material respect any other of the covenants or
agreements on the part of the Master Servicer in the Certificates or in
this Agreement which continues unremedied for a period of 60 days after
the date on which written notice of such failure, requiring the same to be
remedied, shall have been given to the Master Servicer by the Trustee, or
to the Master Servicer and the Trustee by the holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting
Interest represented by all Certificates; or
(iii) a decree or order of a court or agency or supervisory authority
having jurisdiction in the premises for the appointment of a trustee,
conservator, receiver or liquidator in any bankruptcy, insolvency,
readjustment of debt, marshaling of assets and liabilities or similar
proceedings, or for the winding-up or liquidation of its affairs, shall
have been entered against the Master Servicer and such decree or order
shall have remained in force undischarged and unstayed for a period of 60
days; or
(iv) the Master Servicer shall consent to the appointment of a
trustee, conservator, receiver or liquidator or liquidating committee in
any bankruptcy, insolvency, readjustment of debt, marshaling of assets and
liabilities, voluntary liquidation or similar proceedings of or relating
to the Master Servicer, or of or relating to all or substantially all of
its property; or
(v) the Master Servicer shall admit in writing its inability to pay
its debts generally as they become due, file a petition to take advantage
of any applicable insolvency, bankruptcy or reorganization statute, make
an assignment for the benefit of its creditors or voluntarily suspend
payment of its obligations;
(vi) the Master Servicer shall be dissolved, or shall dispose of all
or substantially all of its assets; or consolidate with or merge into
another entity or shall permit another entity to consolidate or merge into
it, such that the resulting entity does not meet the criteria for a
successor servicer, as specified in Section 6.02 hereof; or
(vii) the Master Servicer and any subservicer appointed by it becomes
ineligible to service for both FNMA and FHLMC, which ineligibility
continues unremedied for a period of 90 days.
then, and in each and every such case, subject to applicable law, so long as an
Event of Default shall not have been remedied, either the Trustee or the holders
of Certificates evidencing in the aggregate not less than 66 2/3% of the
aggregate Voting Interest represented by all Certificates, by notice in writing
to the Master Servicer and the Trust Administrator (and to the Trustee if given
by the Certificateholders) may terminate all of the rights and obligations of
the Master Servicer under this Agreement and in and to the Mortgage Loans, but
without prejudice to any rights which the Master Servicer may have to the
aggregate Master Servicing Fees due prior to the date of transfer of the Master
Servicer's responsibilities hereunder, reimbursement of expenses to the extent
permitted by this Agreement, Periodic Advances and other advances of its own
funds. Upon receipt by the Master Servicer of such written notice, all authority
and power of the Master Servicer under this Agreement, whether with respect to
the Certificates or the Mortgage Loans or otherwise, shall pass to and be vested
in the Trust Administrator on behalf of the Trustee pursuant to and under this
Section, subject to the provisions of Section 7.05; and, without limitation, the
Trust Administrator on behalf of the Trustee is hereby authorized and empowered
to execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or
otherwise, any and all documents and other instruments, and to do or accomplish
all other acts or things necessary or appropriate to effect the purposes of such
notice of termination, whether to complete the transfer and endorsement or
assignment of the Mortgage Loans and related documents or otherwise. The Master
Servicer agrees to cooperate with the Trust Administrator and the Trustee in
effecting the termination of the Master Servicer's responsibilities and rights
hereunder and shall promptly provide the Trustee all documents and records
reasonably requested by it to enable it to assume the Master Servicer's
functions hereunder and shall promptly also transfer to the Trust Administrator
on behalf of the Trustee all amounts which then have been or should have been
deposited in the Certificate Account by the Master Servicer or which are
thereafter received by the Master Servicer with respect to the Mortgage Loans.
SECTION 7.02. OTHER REMEDIES OF TRUSTEE.
During the continuance of any Event of Default, so long as such
Event of Default shall not have been remedied, the Trustee, in addition to the
rights specified in Section 7.01, shall have the right, in its own name as
trustee of an express trust, to take all actions now or hereafter existing at
law, in equity or by statute to enforce its rights and remedies and to protect
the interests, and enforce the rights and remedies, of the Certificateholders
(including the institution and prosecution of all judicial, administrative and
other proceedings and the filing of proofs of claim and debt in connection
therewith). Except as otherwise expressly provided in this Agreement, no remedy
provided for by this Agreement shall be exclusive of any other remedy, and each
and every remedy shall be cumulative and in addition to any other remedy and no
delay or omission to exercise any right or remedy shall impair any such right or
remedy or shall be deemed to be a waiver of any Event of Default.
SECTION 7.03. DIRECTIONS BY CERTIFICATEHOLDERS AND
DUTIES OF TRUSTEE DURING EVENT OF DEFAULT.
During the continuance of any Event of Default, Holders of
Certificates evidencing in the aggregate not less than 25% of the aggregate
Voting Interest represented by all Certificates may direct the time, method and
place of conducting any proceeding for any remedy available to the Trustee, or
exercising any trust or power conferred upon the Trustee, under this Agreement;
provided, however, that the Trustee shall be under no obligation to pursue any
such remedy, or to exercise any of the rights or powers vested in it by this
agreement (including, without limitation, (i) the conducting or defending of any
administrative action or litigation hereunder or in relation hereto and (ii) the
terminating of the Master Servicer from its rights and duties as servicer
hereunder) at the request, order or direction of any of the Certificateholders,
unless such Certificateholders shall have offered to the Trustee reasonable
security or indemnity against the cost, expenses and liabilities which may be
incurred therein or thereby and, provided further, that, subject to the
provisions of Section 8.01, the Trustee shall have the right to decline to
follow any such direction if the Trustee, in accordance with an Opinion of
Counsel, determines that the action or proceeding so directed may not lawfully
be taken or if the Trustee in good faith determines that the action or
proceeding so directed would involve it in personal liability or be unjustly
prejudicial to the nonassenting Certificateholders.
SECTION 7.04. ACTION UPON CERTAIN FAILURES OF THE
MASTER SERVICER AND UPON EVENT OF DEFAULT.
In the event that the Trustee or the Trust Administrator shall have
knowledge of any failure of the Master Servicer specified in Section 7.01(i) or
(ii) which would become an Event of Default upon the Master Servicer's failure
to remedy the same after notice, the Trustee or the Trust Administrator may, but
need not if the Trustee or the Trust Administrator, as the case may be, deems it
not in the Certificateholders' best interest, give notice thereof to the Master
Servicer. For all purposes of this Agreement, in the absence of actual knowledge
by a corporate trust officer of the Trustee or the Trust Administrator, the
Trustee or the Trust Administrator, as the case may be, shall not be deemed to
have knowledge of any failure of the Master Servicer as specified in Section
7.01(i) and (ii) or any Event of Default unless notified thereof in writing by
the Master Servicer or by a Certificateholder.
SECTION 7.05. TRUST ADMINISTRATOR TO ACT; APPOINTMENT OF SUCCESSOR.
When the Master Servicer receives notice of termination pursuant to
Section 7.01 or the Trustee or the Trust Administrator receives the resignation
of the Master Servicer evidenced by an Opinion of Counsel pursuant to Section
6.04, the Trust Administrator on behalf of the Trustee shall be the successor in
all respects to the Master Servicer in its capacity as master servicer under
this Agreement and the transactions set forth or provided for herein and shall
have the rights and powers and be subject to all the responsibilities, duties
and liabilities relating thereto placed on the Master Servicer by the terms and
provisions hereof and in its capacity as such successor shall have the same
limitation of liability herein granted to the Master Servicer. In the event that
the Trust Administrator is succeeding to the Master Servicer as the Master
Servicer, as compensation therefor, the Trust Administrator shall be entitled to
receive monthly such portion of the Master Servicing Fee, together with such
other servicing compensation as is agreed to at such time by the Trust
Administrator and the Master Servicer, but in no event more than 25% thereof
until the date of final cessation of the Master Servicer's servicing activities
hereunder. Notwithstanding the above, the Trust Administrator may, if it shall
be unwilling to so act, or shall, if it is unable to so act or to obtain a
qualifying bid as described below, appoint, or petition a court of competent
jurisdiction to appoint, any housing and home finance institution, bank or
mortgage servicing institution having a net worth of not less than $10,000,000
and meeting such other standards for a successor servicer as are set forth
herein, as the successor to the Master Servicer hereunder in the assumption of
all or any part of the responsibilities, duties or liabilities of the Master
Servicer hereunder; provided, however, that until such a successor master
servicer is appointed and has assumed the responsibilities, duties and
liabilities of the Master Servicer hereunder, the Trust Administrator shall
continue as the successor to the Master Servicer as provided above. The
compensation of any successor master servicer so appointed shall not exceed the
compensation specified in Section 6.05 hereof. In the event the Trust
Administrator is required to solicit bids as provided above, the Trust
Administrator shall solicit, by public announcement, bids from housing and home
finance institutions, banks and mortgage servicing institutions meeting the
qualifications set forth in the preceding sentence for the purchase of the
master servicing functions. Such public announcement shall specify that the
successor master servicer shall be entitled to the full amount of the Master
Servicing Fee as compensation together with the other servicing compensation in
the form of late reporting fees or otherwise as provided in Section 6.05. Within
30 days after any such public announcement, the Trust Administrator shall
negotiate and effect the sale, transfer and assignment of the master servicing
rights and responsibilities hereunder to the qualified party submitting the
highest qualifying bid. The Trust Administrator shall deduct all costs and
expenses of any public announcement and of any sale, transfer and assignment of
the servicing rights and responsibilities hereunder from any sum received by the
Trust Administrator from the successor to the Master Servicer in respect of such
sale, transfer and assignment. After such deductions, the remainder of such sum
shall be paid by the Trust Administrator to the Master Servicer at the time of
such sale, transfer and assignment to the Master Servicer's successor. The Trust
Administrator and such successor shall take such action, consistent with this
Agreement, as shall be necessary to effectuate any such succession. The Master
Servicer agrees to cooperate with the Trust Administrator and any successor
servicer in effecting the termination of the Master Servicer's servicing
responsibilities and rights hereunder and shall promptly provide the Trust
Administrator or such successor master servicer, as applicable, all documents
and records reasonably requested by it to enable it to assume the Master
Servicer's function hereunder and shall promptly also transfer to the Trust
Administrator or such successor master servicer, as applicable, all amounts
which then have been or should have been deposited in the Certificate Account by
the Master Servicer or which are thereafter received by the Master Servicer with
respect to the Mortgage Loans. Neither the Trust Administrator nor any other
successor master servicer shall be deemed to be in default hereunder by reason
of any failure to make, or any delay in making, any distribution hereunder or
any portion thereof caused by (i) the failure of the Master Servicer to deliver,
or any delay in delivering, cash, documents or records to it, or (ii)
restrictions imposed by any regulatory authority having jurisdiction over the
Master Servicer. Notwithstanding anything to the contrary contained in Section
7.01 above or this Section 7.05, the Master Servicer shall retain all of its
rights and responsibilities hereunder, and no successor (including the Trust
Administrator) shall succeed thereto, if the assumption thereof by such
successor would cause the rating assigned to any Certificates to be revoked,
downgraded or placed on credit review status (other than for possible upgrading)
by either Rating Agency and the retention thereof by the Master Servicer would
avert such revocation, downgrading or review.
SECTION 7.06. NOTIFICATION TO CERTIFICATEHOLDERS.
Upon any termination of the Master Servicer or appointment of a
successor master servicer, in each case as provided herein, the Trust
Administrator shall give prompt written notice thereof to Certificateholders at
their respective addresses appearing in the Certificate Register. The Trust
Administrator shall also, within 45 days after the occurrence of any Event of
Default known to the Trust Administrator, give written notice thereof to
Certificateholders at their respective addresses appearing in the Certificate
Register, unless such Event of Default shall have been cured or waived within
said 45 day period.
<PAGE>
ARTICLE VIII
CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR
SECTION 8.01. DUTIES OF TRUSTEE AND THE TRUST ADMINISTRATOR.
The Trustee and the Trust Administrator, prior to the occurrence of
an Event of Default and after the curing of all Events of Default which may have
occurred, undertakes to perform such duties and only such duties as are
specifically set forth in this Agreement. In case an Event of Default has
occurred (which has not been cured), the Trustee and the Trust Administrator,
subject to the provisions of Sections 7.01, 7.03, 7.04 and 7.05, shall exercise
such of the rights and powers vested in it by this Agreement, and use the same
degree of care and skill in its exercise as a prudent investor would exercise or
use under the circumstances in the conduct of such investor's own affairs.
The Trustee and the Trust Administrator, upon receipt of all
resolutions, certificates, statements, opinions, reports, documents, orders or
other instruments furnished to the Trustee and the Trust Administrator, which
are specifically required to be furnished pursuant to any provision of this
Agreement, shall examine them to determine whether they are in the form required
by this Agreement; provided, however, that the Trustee and the Trust
Administrator shall not be responsible for the accuracy or content of any
certificate, statement, instrument, report, notice or other document furnished
by the Master Servicer or the Servicers pursuant to Articles III, IV and IX.
No provision of this Agreement shall be construed to relieve the
Trustee and the Trust Administrator from liability for its own negligent action,
its own negligent failure to act or its own willful misconduct; provided,
however, that:
(i) Prior to the occurrence of an Event of Default and after the
curing of all such Events of Default which may have occurred, the duties
and obligations of the Trustee and the Trust Administrator shall be
determined solely by the express provisions of this Agreement, the Trustee
and the Trust Administrator shall not be liable except for the performance
of such duties and obligations as are specifically set forth in this
Agreement, no implied covenants or obligations shall be read into this
Agreement against the Trustee and the Trust Administrator and, in the
absence of bad faith on the part of the Trustee and the Trust
Administrator, the Trustee and the Trust Administrator may conclusively
rely, as to the truth of the statements and the correctness of the
opinions expressed therein, upon any certificates or opinions furnished to
the Trustee and the Trust Administrator, and conforming to the
requirements of this Agreement;
(ii) The Trustee and the Trust Administrator shall not be personally
liable with respect to any action taken, suffered or omitted to be taken
by it in good faith in accordance with the direction of holders of
Certificates which evidence in the aggregate not less than 25% of the
Voting Interest represented by all Certificates relating to the time,
method and place of conducting any proceeding for any remedy available to
the Trustee and the Trust Administrator, or exercising any trust or power
conferred upon the Trustee and the Trust Administrator, under this
Agreement; and
(iii) The Trustee and the Trust Administrator shall not be liable for
any error of judgment made in good faith by any of their respective
Responsible Officers, unless it shall be proved that the Trustee or the
Trust Administrator or such Responsible Officer, as the case may be, was
negligent in ascertaining the pertinent facts.
None of the provisions contained in this Agreement shall require the
Trustee or the Trust Administrator to expend or risk its own funds or otherwise
incur personal financial liability in the performance of any of its duties
hereunder or in the exercise of any of its rights or powers if there is
reasonable ground for believing that repayment of such funds or adequate
indemnity against such risk or liability is not reasonably assured to it.
SECTION 8.02. CERTAIN MATTERS AFFECTING THE TRUSTEE
AND THE TRUST ADMINISTRATOR.
Except as otherwise provided in Section 8.01:
(i) Each of the Trustee and the Trust Administrator may request and
rely and shall be protected in acting or refraining from acting upon any
resolution, Officers' Certificate, certificate of auditors or any other
certificate, statement, instrument, opinion, report, notice, request,
consent, order, appraisal, bond or other paper or document believed by it
to be genuine and to have been signed or presented by the proper party or
parties and the manner of obtaining consents and evidencing the
authorization of the execution thereof shall be subject to such reasonable
regulations as the Trustee or Trust Administrator, as applicable, may
prescribe;
(ii) Each of the Trustee and the Trust Administrator may consult with
counsel, and any written advice of such counsel or any Opinion of Counsel
shall be full and complete authorization and protection in respect of any
action taken or suffered or omitted by it hereunder in good faith and in
accordance with such Opinion of Counsel;
(iii) Neither of the Trustee nor the Trust Administrator shall be
personally liable for any action taken, suffered or omitted by it in good
faith and believed by it to be authorized or within the discretion or
rights or powers conferred upon it by this Agreement;
(iv) Subject to Section 7.04, the Trust Administrator shall not be
accountable, shall have no liability and makes no representation as to any
acts or omissions hereunder of the Master Servicer until such time as the
Trust Administrator may be required to act as Master Servicer pursuant to
Section 7.05 and thereupon only for the acts or omissions of the Trust
Administrator as successor Master Servicer; and
(v) Each of the Trustee and the Trust Administrator may execute any
of the trusts or powers hereunder or perform any duties hereunder either
directly or by or through agents or attorneys.
SECTION 8.03. NEITHER TRUSTEE NOR TRUST ADMINISTRATOR REQUIRED
TO MAKE INVESTIGATION.
Prior to the occurrence of an Event of Default hereunder and after
the curing of all Events of Default which may have occurred, neither the Trustee
nor the Trust Administrator shall be bound to make any investigation into the
facts or matters stated in any resolution, certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond, Mortgage,
Mortgage Note or other paper or document (provided the same appears regular on
its face), unless requested in writing to do so by holders of Certificates
evidencing in the aggregate not less than 51% of the Voting Interest represented
by all Certificates; provided, however, that if the payment within a reasonable
time to the Trustee or the Trust Administrator of the costs, expenses or
liabilities likely to be incurred by it in the making of such investigation is,
in the opinion of the Trustee or the Trust Administrator, not reasonably assured
to the Trustee or the Trust Administrator by the security afforded to it by the
terms of this Agreement, the Trustee or the Trust Administrator may require
reasonable indemnity against such expense or liability as a condition to so
proceeding. The reasonable expense of every such investigation shall be paid by
the Master Servicer or, if paid by the Trustee or the Trust Administrator, shall
be repaid by the Master Servicer upon demand.
SECTION 8.04. NEITHER TRUSTEE NOR TRUST ADMINISTRATOR LIABLE
FOR CERTIFICATES OR MORTGAGE LOANS.
The recitals contained herein and in the Certificates (other than
the certificate of authentication on the Certificates) shall be taken as the
statements of the Seller, and neither the Trustee nor the Trust Administrator
assumes responsibility as to the correctness of the same. Neither the Trustee
nor the Trust Administrator makes any representation for the correctness of the
same. Neither the Trustee nor the Trust Administrator makes any representation
as to the validity or sufficiency of this Agreement or of the Certificates or of
any Mortgage Loan or related document. Subject to Section 2.04, neither the
Trustee nor the Trust Administrator shall be accountable for the use or
application by the Seller of any of the Certificates or of the proceeds of such
Certificates, or for the use or application of any funds paid to the Master
Servicer in respect of the Mortgage Loans deposited into the Certificate Account
by the Master Servicer or, in its capacity as trustee, for investment of any
such amounts.
SECTION 8.05. TRUSTEE AND TRUST ADMINISTRATOR MAY OWN CERTIFICATES.
Each of the Trustee, the Trust Administrator and any agent thereof,
in its individual or any other capacity, may become the owner or pledgee of
Certificates with the same rights it would have if it were not Trustee, Trust
Administrator or such agent and may transact banking and/or trust business with
the Seller, the Master Servicer or their Affiliates.
SECTION 8.06. THE MASTER SERVICER TO PAY FEES AND EXPENSES.
The Master Servicer covenants and agrees to pay to each of the
Trustee and the Trust Administrator from time to time, and each of the Trustee
and the Trust Administrator shall be entitled to receive, reasonable
compensation (which shall not be limited by any provision of law in regard to
the compensation of a trustee of an express trust) for all services rendered by
it in the execution of the trusts hereby created and in the exercise and
performance of any of the powers and duties hereunder of the Trustee or the
Trust Administrator, as the case may be, and the Master Servicer will pay or
reimburse the Trustee or the Trust Administrator, as the case may be, upon its
request for all reasonable expenses, disbursements and advances incurred or made
by it in accordance with any of the provisions of this Agreement (including the
reasonable compensation and the expenses and disbursements of its counsel and of
all persons not regularly in its employ) except any such expense, disbursement,
or advance as may arise from its negligence or bad faith.
SECTION 8.07. ELIGIBILITY REQUIREMENTS.
Each of the Trustee and the Trust Administrator hereunder shall at
all times (i) be a corporation or association having its principal office in a
state and city acceptable to the Seller, organized and doing business under the
laws of such state or the United States of America, authorized under such laws
to exercise corporate trust powers, having a combined capital and surplus of at
least $50,000,000, or shall be a member of a bank holding system, the aggregate
combined capital and surplus of which is at least $50,000,000, provided that its
separate capital and surplus shall at all times be at least the amount specified
in Section 310(a)(2) of the Trust Indenture Act of 1939, (ii) be subject to
supervision or examination by federal or state authority and (iii) have a credit
rating or be otherwise acceptable to the Rating Agencies such that neither of
the Rating Agencies would reduce their respective then current ratings of the
Certificates (or have provided such security from time to time as is sufficient
to avoid such reduction) as evidenced in writing by each Rating Agency. If such
corporation or association publishes reports of condition at least annually,
pursuant to law or to the requirements of the aforesaid supervising or examining
authority, then for the purposes of this Section the combined capital and
surplus of such corporation or association shall be deemed to be its combined
capital and surplus as set forth in its most recent report of condition so
published. In case at any time the Trustee or the Trust Administrator shall
cease to be eligible in accordance with the provisions of this Section, such
entity shall resign immediately in the manner and with the effect specified in
Section 8.08.
SECTION 8.08. RESIGNATION AND REMOVAL.
Either of the Trustee or the Trust Administrator may at any time
resign and be discharged from the trust hereby created by giving written notice
of resignation to the Master Servicer, such resignation to be effective upon the
appointment of a successor trustee or trust administrator. Upon receiving such
notice of resignation, the Master Servicer shall promptly appoint a successor
trustee or trust administrator by written instrument, in duplicate, one copy of
which instrument shall be delivered to the resigning entity and one copy to its
successor. If no successor trustee or trust administrator shall have been
appointed and have accepted appointment within 30 days after the giving of such
notice of resignation, the resigning Trustee or Trust Administrator, as the case
may be, may petition any court of competent jurisdiction for the appointment of
a successor trustee or trust administrator.
If at any time the Trustee or the Trust Administrator shall cease to
be eligible in accordance with the provisions of Section 8.07 and shall fail to
resign after written request for its resignation by the Master Servicer, or if
at any time the Trustee or the Trust Administrator shall become incapable of
acting, or an order for relief shall have been entered in any bankruptcy or
insolvency proceeding with respect to such entity, or a receiver of such entity
or of its property shall be appointed, or any public officer shall take charge
or control of the Trustee or the Trust Administrator or of the property or
affairs of the Trustee or the Trust Administrator for the purpose of
rehabilitation, conversion or liquidation, or the Master Servicer shall deem it
necessary in order to change the situs of the Trust Estate for state tax
reasons, then the Master Servicer shall remove the Trustee and/or the Trust
Administrator, as the case may be, and appoint a successor trustee and/or
successor trust administrator by written instrument, in duplicate, one copy of
which instrument shall be delivered to the Trustee or Trust Administrator so
removed and one copy to the successor trustee or successor trust administrator,
as the case may be.
The Holders of Certificates evidencing in the aggregate not less
than 51% of the Voting Interests represented by all Certificates (except that
any Certificate registered in the name of the Seller, the Master Servicer or any
affiliate thereof will not be taken into account in determining whether the
requisite Voting Interests has been obtained) may at any time remove the Trustee
and/or the Trust Administrator and appoint a successor by written instrument or
instruments, in triplicate, signed by such holders or their attorneys-in-fact
duly authorized, one complete set of which instruments shall be delivered to the
Master Servicer, one complete set of which shall be delivered to the entity or
entities so removed and one complete set of which shall be delivered to the
successor so appointed.
Any resignation or removal of the Trustee or the Trust Administrator
and appointment of a successor pursuant to any of the provisions of this Section
shall become effective upon acceptance of appointment by the successor as
provided in Section 8.09.
SECTION 8.09. SUCCESSOR.
Any successor trustee or successor trust administrator appointed as
provided in Section 8.08 shall execute, acknowledge and deliver to the Master
Servicer and to its predecessor trustee or trust administrator, as the case may
be, an instrument accepting such appointment hereunder, and thereupon the
resignation or removal of the predecessor trustee or trust administrator shall
become effective, and such successor, without any further act, deed or
reconveyance, shall become fully vested with all the rights, powers, duties and
obligations of its predecessor hereunder, with like effect as if originally
named as trustee or trust administrator, as the case may be, herein. The
predecessor trustee or trust administrator shall deliver to its successor all
Owner Mortgage Loan Files and related documents and statements held by it
hereunder (other than any Owner Mortgage Loan Files at the time held by a
Custodian, which Custodian shall become the agent of any successor trustee
hereunder), and the Seller, the Master Servicer and the predecessor entity shall
execute and deliver such instruments and do such other things as may reasonably
be required for more fully and certainly vesting and confirming in the successor
trustee or successor trust administrator, as the case may be, all such rights,
powers, duties and obligations. No successor shall accept appointment as
provided in this Section unless at the time of such acceptance such successor
shall be eligible under the provisions of Section 8.07
Upon acceptance of appointment by a successor as provided in this
Section, the Master Servicer shall mail notice of the succession of such trustee
or trust administrator hereunder to all Holders of Certificates at their
addresses as shown in the Certificate Register. If the Master Servicer fails to
mail such notice within ten days after acceptance of the successor trustee or
successor trust administrator, as the case may be, the successor trustee or
trust administrator shall cause such notice to be mailed at the expense of the
Master Servicer.
SECTION 8.10. MERGER OR CONSOLIDATION.
Any Person into which either the Trustee or the Trust Administrator
may be merged or converted or with which it may be consolidated, to which it may
sell or transfer its corporate trust business and assets as a whole or
substantially as a whole or any Person resulting from any merger, sale,
transfer, conversion or consolidation to which the Trustee or the Trust
Administrator shall be a party, or any Person succeeding to the business of such
entity, shall be the successor of the Trustee or Trust Administrator, as the
case may be, hereunder; provided, however, that (i) such Person shall be
eligible under the provisions of Section 8.07, without the execution or filing
of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding, and (ii) the Trustee or the
Trust Administrator, as the case may be, shall deliver an Opinion of Counsel to
the Seller and the Master Servicer to the effect that such merger,
consolidation, sale or transfer will not subject the REMIC to federal, state or
local tax or cause the REMIC to fail to qualify as a REMIC, which Opinion of
Counsel shall be at the sole expense of the Trustee or the Trust Administrator,
as the case may be.
SECTION 8.11. AUTHENTICATING AGENT.
The Trust Administrator may appoint an Authenticating Agent, which
shall be authorized to act on behalf of the Trust Administrator in
authenticating Certificates. Wherever reference is made in this Agreement to the
authentication of Certificates by the Trust Administrator or the Trust
Administrator's countersignature, such reference shall be deemed to include
authentication on behalf of the Trust Administrator by the Authenticating Agent
and a certificate of authentication executed on behalf of the Trust
Administrator by the Authenticating Agent. The Authenticating Agent must be
acceptable to the Seller and the Master Servicer and must be a corporation
organized and doing business under the laws of the United States of America or
of any state, having a principal office and place of business in a state and
city acceptable to the Seller and the Master Servicer, having a combined capital
and surplus of at least $15,000,000, authorized under such laws to do a trust
business and subject to supervision or examination by federal or state
authorities.
Any corporation into which the Authenticating Agent may be merged or
converted or with which it may be consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Authenticating Agent
shall be a party, or any corporation succeeding to the corporate agency business
of the Authenticating Agent, shall be the Authenticating Agent without the
execution or filing of any paper or any further act on the part of the Trust
Administrator or the Authenticating Agent.
The Authenticating Agent may at any time resign by giving at least
30 days' advance written notice of resignation to the Trustee, the Trust
Administrator, the Seller and the Master Servicer. The Trust Administrator may
at any time terminate the agency of the Authenticating Agent by giving written
notice thereof to the Authenticating Agent, the Seller and the Master Servicer.
Upon receiving a notice of resignation or upon such a termination, or in case at
any time the Authenticating Agent shall cease to be eligible in accordance with
the provisions of this Section 8.11, the Trust Administrator promptly shall
appoint a successor Authenticating Agent, which shall be acceptable to the
Master Servicer, and shall give written notice of such appointment to the
Seller, and shall mail notice of such appointment to all Certificateholders. Any
successor Authenticating Agent upon acceptance of its appointment hereunder
shall become vested with all the rights, powers, duties and responsibilities of
its predecessor hereunder, with like effect as if originally named as
Authenticating Agent herein. No successor Authenticating Agent shall be
appointed unless eligible under the provisions of this Section 8.11.
The Authenticating Agent shall have no responsibility or liability
for any action taken by it as such at the direction of the Trust Administrator.
Any reasonable compensation paid to the Authenticating Agent shall be a
reimbursable expense under Section 8.06.
SECTION 8.12. SEPARATE TRUSTEES AND CO-TRUSTEES.
The Trustee shall have the power from time to time to appoint one or
more persons or corporations to act either as co-trustees jointly with the
Trustee, or as separate trustees, for the purpose of holding title to,
foreclosing or otherwise taking action with respect to any Mortgage Loan outside
the state where the Trustee has its principal place of business, where such
separate trustee or co-trustee is necessary or advisable (or the Trustee is
advised by the Master Servicer that such separate trustee or co-trustee is
necessary or advisable) under the laws of any state in which a Mortgaged
Property is located or for the purpose of otherwise conforming to any legal
requirement, restriction or condition in any state in which a Mortgaged Property
is located or in any state in which any portion of the Trust Estate is located.
The Master Servicer shall advise the Trustee when, in its good faith opinion, a
separate trustee or co-trustee is necessary or advisable as aforesaid. The
separate trustees or co-trustees so appointed shall be trustees for the benefit
of all of the Certificateholders and shall have such powers, rights and remedies
as shall be specified in the instrument of appointment; provided, however, that
no such appointment shall, or shall be deemed to, constitute the appointee an
agent of the Trustee. The Seller and the Master Servicer shall join in any such
appointment, but such joining shall not be necessary for the effectiveness of
such appointment.
Every separate trustee and co-trustee shall, to the extent permitted
by law, be appointed and act subject to the following provisions and conditions:
(i) all powers, duties, obligations and rights conferred upon the
Trustee, in respect of the receipt, custody and payment of moneys shall be
exercised solely by the Trustee;
(ii) all other rights, powers, duties and obligations conferred or
imposed upon the Trustee shall be conferred or imposed upon and exercised
or performed by the Trustee and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in
which any particular act or acts are to be performed (whether as Trustee
hereunder or as successor to the Master Servicer hereunder) the Trustee
shall be incompetent or unqualified to perform such act or acts, in which
event such rights, powers, duties and obligations (including the holding
of title to the Trust Estate or any portion thereof in any such
jurisdiction) shall be exercised and performed by such separate trustee or
co-trustee;
(iii) no separate trustee or co-trustee hereunder shall be personally
liable by reason of any act or omission of any other separate trustee or
co-trustee hereunder; and
(iv) the Trustee may at any time accept the resignation of or remove
any separate trustee or co-trustee so appointed by it, if such resignation
or removal does not violate the other terms of this Agreement.
Any notice, request or other writing given to the Trustee shall be
deemed to have been given to each of the then separate trustees and co-trustees,
as effectively as if given to each of them. Every instrument appointing any
separate trustee, co-trustee, or custodian shall refer to this Agreement and the
conditions of this Article. Each separate trustee and co-trustee, upon its
acceptance of the trusts conferred, shall be vested with the estates or property
specified in its instrument of appointment, either jointly with the Trustee, or
separately, as may be provided therein, subject to all the provisions of this
Agreement, specifically including every provision of this Agreement relating to
the conduct of, affecting the liability of, or affording protection to, the
Trustee. Every such instrument shall be furnished to the Trustee.
Any separate trustee, co-trustee, or custodian may, at any time,
constitute the Trustee, its agent or attorney-in-fact, with full power and
authority, to the extent not prohibited by law, to do any lawful act under or in
respect of this Agreement on its behalf and in its name. If any separate trustee
or co-trustee shall die, become incapable of acting, resign or be removed, all
of its estates, properties, rights, remedies and trusts shall vest in and be
exercised by the Trustee to the extent permitted by law, without the appointment
of a new or successor trustee.
No separate trustee or co-trustee hereunder shall be required to
meet the terms of eligibility as a successor trustee under Section 8.07
hereunder and no notice to Certificateholders of the appointment thereof shall
be required under Section 8.09 hereof.
The Trustee agrees to instruct its co-trustees, if any, to the
extent necessary to fulfill such entity's obligations hereunder.
The Master Servicer shall pay the reasonable compensation of the
co-trustees to the extent, and in accordance with the standards, specified in
Section 8.06 hereof.
SECTION 8.13. APPOINTMENT OF CUSTODIANS.
The Trust Administrator may at any time on or after the Closing
Date, with the consent of the Master Servicer and the Seller, appoint one or
more Custodians to hold all or a portion of the Owner Mortgage Loan Files as
agent for the Trust Administrator, by entering into a Custodial Agreement.
Subject to this Article VIII, the Trust Administrator agrees to comply with the
terms of each Custodial Agreement and to enforce the terms and provisions
thereof against the Custodian for the benefit of the Certificateholders. Each
Custodian shall be a depository institution subject to supervision by federal or
state authority, shall have a combined capital and surplus of at least
$10,000,000 and shall be qualified to do business in the jurisdiction in which
it holds any Owner Mortgage Loan File. Each Custodial Agreement may be amended
only as provided in Section 10.01(a).
SECTION 8.14. TAX MATTERS; COMPLIANCE WITH REMIC PROVISIONS.
(a) Each of the Trustee, the Trust Administrator and the Master Servicer
covenants and agrees that it shall perform its duties hereunder in a manner
consistent with the REMIC Provisions and shall not knowingly take any action or
fail to take any action that would (i) affect the determination of the Trust
Estate's status as a REMIC; or (ii) cause the imposition of any federal, state
or local income, prohibited transaction, contribution or other tax on either the
REMIC or the Trust Estate. The Master Servicer, or, in the case of any tax
return or other action required by law to be performed directly by the Trust
Administrator, the Trust Administrator, shall (i) prepare or cause to be
prepared, timely cause to be signed by the Trustee and file or cause to be filed
annual federal and applicable state and local income tax returns using a
calendar year as the taxable year for the REMIC and the accrual method of
accounting; (ii) in the first such federal tax return, make, or cause to be
made, elections satisfying the requirements of the REMIC Provisions, on behalf
of the Trust Estate, to treat the Trust Estate as a REMIC; (iii) prepare,
execute and forward, or cause to be prepared, executed and forwarded, to the
Certificateholders all information reports or tax returns required with respect
to the REMIC, as and when required to be provided to the Certificateholders, and
to the Internal Revenue Service and any other relevant governmental taxing
authority in accordance with the REMIC Provisions and any other applicable
federal, state or local laws, including without limitation information reports
relating to "original issue discount" and "market discount" as defined in the
Code based upon the issue prices, prepayment assumption and cash flows provided
by the Seller to the Trust Administrator and calculated on a monthly basis by
using the issue prices of the Certificates; (iv) make available information
necessary for the application of any tax imposed on transferors of residual
interests to "disqualified organizations" (as defined in the REMIC Provisions);
(v) file Forms SS-4 and 8811 and respond to inquiries by Certificateholders or
their nominees concerning information returns, reports or tax returns; (vi)
maintain (or cause to be maintained by the Servicers) such records relating to
the REMIC, including but not limited to the income, expenses, individual
Mortgage Loans (including REO Mortgage Loans, other assets and liabilities of
the REMIC, and the fair market value and adjusted basis of the REMIC property
determined at such intervals as may be required by the Code, as may be necessary
to prepare the foregoing returns or information reports; (vii) exercise
reasonable care not to allow the creation of any "interests" in the REMIC within
the meaning of Code Section 860D(a)(2) other than the interests represented by
the Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7,
Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class
A-14, Class A-15, Class A-16, Class A-PO and Class A-R Certificates and the
Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6
Certificates; (viii) exercise reasonable care not to allow the occurrence of any
"prohibited transactions" within the meaning of Code Section 860F(a), unless the
Master Servicer shall have provided an Opinion of Counsel to the Trustee that
such occurrence would not (a) result in a taxable gain, (b) otherwise subject
either the Trust Estate or the REMIC to tax or (c) cause the Trust Estate to
fail to qualify as a REMIC; (ix) exercise reasonable care not to allow the REMIC
to receive income from the performance of services or from assets not permitted
under the REMIC Provisions to be held by a REMIC; (x) pay (on behalf of the
REMIC) the amount of any federal income tax, including, without limitation,
prohibited transaction taxes, taxes on net income from foreclosure property, and
taxes on certain contributions to a REMIC after the Startup Day, imposed on the
REMIC, when and as the same shall be due and payable (but such obligation shall
not prevent the Master Servicer or any other appropriate Person from contesting
any such tax in appropriate proceedings and shall not prevent the Master
Servicer from withholding or depositing payment of such tax, if permitted by
law, pending the outcome of such proceedings); and (xi) if required or permitted
by the Code and applicable law, act as "tax matters person" for the REMIC within
the meaning of Treasury Regulations Section 1.860F-4(d), and the Master Servicer
is hereby designated as agent of the Class A-R Certificateholder for such
purpose (or if the Master Servicer is not so permitted, the Holder of the Class
A-R Certificate shall be the tax matters person in accordance with the REMIC
Provisions). The Master Servicer shall be entitled to be reimbursed pursuant to
Section 3.02 for any taxes paid by it pursuant to clause (x) of the preceding
sentence, except to the extent that such taxes are imposed as a result of the
bad faith, willful misfeasance or gross negligence of the Master Servicer in the
performance of its obligations hereunder. The Trustee shall sign the tax returns
referred to in clause (i) of the second preceding sentence and comply with
written directions from the Master Servicer or the Trust Administrator.
In order to enable the Master Servicer, the Trust Administrator or the
Trustee, as the case may be, to perform its duties as set forth above, the
Seller shall provide, or cause to be provided, to the Master Servicer within ten
days after the Closing Date all information or data that the Master Servicer
determines to be relevant for tax purposes to the valuations and offering prices
of the Certificates, including, without limitation, the price, yield, prepayment
assumption and projected cash flows of each Class of Certificates and the
Mortgage Loans in the aggregate. Thereafter, the Seller shall provide to the
Master Servicer, the Trust Administrator or the Trustee, as the case may be,
promptly upon request therefor, any such additional information or data that the
Master Servicer, the Trust Administrator or the Trustee, as the case may be, may
from time to time request in order to enable the Master Servicer to perform its
duties as set forth above. The Seller hereby indemnifies the Master Servicer,
the Trust Administrator or the Trustee, as the case may be, for any losses,
liabilities, damages, claims or expenses of the Master Servicer, the Trust
Administrator or the Trustee arising from any errors or miscalculations by the
Master Servicer, the Trust Administrator or the Trustee pursuant to this Section
that result from any failure of the Seller to provide, or to cause to be
provided, accurate information or data to the Master Servicer, the Trust
Administrator or the Trustee, as the case may be, on a timely basis. The Master
Servicer hereby indemnifies the Seller, the Trust Administrator and the Trustee
for any losses, liabilities, damages, claims or expenses of the Seller, the
Trust Administrator or the Trustee arising from the Master Servicer's willful
misfeasance, bad faith or gross negligence in preparing any of the federal,
state and local tax returns of the REMIC as described above. In the event that
the Trust Administrator prepares any of the federal, state and local tax returns
of the REMIC as described above, the Trust Administrator hereby indemnifies the
Seller, the Master Servicer and the Trustee for any losses, liabilities,
damages, claims or expenses of the Seller, the Master Servicer or the Trustee
arising from the Trust Administrator's willful misfeasance, bad faith or
negligence in connection with such preparation.
(b) Notwithstanding anything in this Agreement to the contrary, each
of the Master Servicer, the Trust Administrator and the Trustee shall pay from
its own funds, without any right of reimbursement therefor, the amount of any
costs, liabilities and expenses incurred by the Trust Estate (including, without
limitation, any and all federal, state or local taxes, including taxes imposed
on "prohibited transactions" within the meaning of the REMIC Provisions) if and
to the extent that such costs, liabilities and expenses arise from a failure of
the Master Servicer, the Trust Administrator or the Trustee to, respectively,
perform its obligations under this Section 8.14.
SECTION 8.15. MONTHLY ADVANCES.
In the event that Norwest Mortgage fails to make a Periodic Advance
required to be made pursuant to the Norwest Servicing Agreement on or before the
Distribution Date, the Trust Administrator shall make a Periodic Advance as
required by Section 3.03 hereof; provided, however, the Trust Administrator
shall not be required to make such Periodic Advances if prohibited by law or if
it determines that such Periodic Advance would be a Nonrecoverable Advance. With
respect to those Periodic Advances which should have been made by Norwest
Mortgage, the Trust Administrator shall be entitled, pursuant to Section
3.02(a)(i), (ii) or (v) hereof, to be reimbursed from the Certificate Account
for Periodic Advances and Nonrecoverable Advances made by it.
<PAGE>
ARTICLE IX
TERMINATION
SECTION 9.01. TERMINATION UPON PURCHASE BY THE
SELLER OR LIQUIDATION OF ALL MORTGAGE LOANS.
Subject to Section 9.02, the respective obligations and
responsibilities of the Seller, the Master Servicer, the Trust Administrator and
the Trustee created hereby (other than the obligation of the Trust Administrator
to make certain payments after the Final Distribution Date to Certificateholders
and the obligation of the Master Servicer to send certain notices as hereinafter
set forth and the tax reporting obligations under Sections 4.05 and 8.14 hereof)
shall terminate upon the last action required to be taken by the Trust
Administrator on the Final Distribution Date pursuant to this Article IX
following the earlier of (i) the purchase by the Seller of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Estate at a price equal to the sum of (x) 100% of the unpaid principal balance
of each Mortgage Loan (other than any REO Mortgage Loan) as of the Final
Distribution Date, and (y) the fair market value of the Mortgaged Property
related to any REO Mortgage Loan (as determined by the Master Servicer as of the
close of business on the third Business Day next preceding the date upon which
notice of any such termination is furnished to Certificateholders pursuant to
the third paragraph of this Section 9.01), plus any accrued and unpaid interest
through the last day of the month preceding the month of such purchase at the
applicable Mortgage Interest Rate less any Fixed Retained Yield on each Mortgage
Loan (including any REO Mortgage Loan) and (ii) the final payment or other
liquidation (or any advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Estate (including for this purpose the discharge of any
Mortgagor under a defaulted Mortgage Loan on which a Servicer is not obligated
to foreclose due to environmental impairment) or the disposition of all property
acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan;
provided, however, that in no event shall the trust created hereby continue
beyond the expiration of 21 years from the death of the last survivor of the
descendants of Joseph P. Kennedy, the late ambassador of the United States to
the Court of St. James, living on the date hereof.
The right of the Seller to purchase all the assets of the Trust
Estate pursuant to clause (i) of the preceding paragraph are subject to Section
9.02 and conditioned upon the Pool Scheduled Principal Balance of the Mortgage
Loans as of the Final Distribution Date being less than the amount set forth in
Section 11.22. In the case of any purchase by the Seller pursuant to said clause
(i), the Seller shall provide to the Trust Administrator the certification
required by Section 3.04 and the Trust Administrator and the Custodian shall,
promptly following payment of the purchase price, release to the Seller the
Owner Mortgage Loan Files pertaining to the Mortgage Loans being purchased.
Notice of any termination, specifying the Final Distribution Date
(which shall be a date that would otherwise be a Distribution Date) upon which
the Certificateholders may surrender their Certificates to the Trust
Administrator for payment of the final distribution and cancellation, shall be
given promptly by the Master Servicer (if it is exercising its right to purchase
the assets of the Trust Estate) or by the Trust Administrator (in any other
case) by letter to Certificateholders mailed not earlier than the 15th day of
the month preceding the month of such final distribution and not later than the
twentieth day of the month of such final distribution specifying (A) the Final
Distribution Date upon which final payment of the Certificates will be made upon
presentation and surrender of Certificates at the office or agency of the Trust
Administrator therein designated, (B) the amount of any such final payment and
(C) that the Record Date otherwise applicable to such Distribution Date is not
applicable, payments being made (except in the case of any Class A Certificate
surrendered on a prior Distribution Date pursuant to Section 4.01) only upon
presentation and surrender of the Certificates at the office or agency of the
Trust Administrator therein specified. If the Master Servicer is obligated to
give notice to Certificateholders as aforesaid, it shall give such notice to the
Trust Administrator and the Certificate Registrar at the time such notice is
given to Certificateholders. In the event such notice is given by the Master
Servicer, the Master Servicer shall deposit in the Certificate Account on or
before the Final Distribution Date in immediately available funds an amount
equal to the purchase price for the assets of the Trust Estate computed as above
provided. Failure to give notice of termination as described herein shall not
entitle a Certificateholder to any interest beyond the interest payable on the
Final Distribution Date.
Upon presentation and surrender of the Certificates, the Trust
Administrator shall cause to be distributed to Certificateholders on the Final
Distribution Date in proportion to their respective Percentage Interests an
amount equal to (i) as to the Classes of Class A Certificates, the respective
Principal Balance together with any related Class A Unpaid Interest Shortfall
and one month's interest in an amount equal to the respective Interest Accrual
Amount, (ii) as to the Classes of Class B Certificates, the respective Principal
Balance together with any related Class B Unpaid Interest Shortfall and one
month's interest in an amount equal to the respective Interest Accrual Amount
and (iii) as to the Class A-R Certificate, the amounts, if any, which remain on
deposit in the Certificate Account (other than amounts retained to meet claims)
after application pursuant to clauses (i), (ii) and (iii) above and payment to
the Master Servicer of any amounts it is entitled as reimbursement or otherwise
hereunder. Notwithstanding the foregoing, if the price paid pursuant to clause
(i) of the first paragraph of this Section 9.01, after reimbursement to the
Servicers, the Master Servicer and the Trust Administrator of any Periodic
Advances, is insufficient to pay in full the amounts set forth in clauses (i),
(ii) and (iii) of this paragraph, then any shortfall in the amount available for
distribution to Certificateholders shall be allocated in reduction of the
amounts otherwise distributable on the Final Distribution Date in the same
manner as Realized Losses are allocated pursuant to Sections 4.02(b) and 4.02(g)
hereof. Such distribution on the Final Distribution Date shall be in lieu of the
distribution otherwise required to be made on such Distribution Date in respect
of each Class of Certificates.
In the event that all of the Certificateholders shall not surrender
their Certificates for final payment and cancellation within three months
following the Final Distribution Date, the Trust Administrator shall on such
date cause all funds, if any, in the Certificate Account not distributed in
final distribution to Certificateholders to be withdrawn therefrom and credited
to the remaining Certificateholders by depositing such funds in a separate
escrow account for the benefit of such Certificateholders, and the Master
Servicer (if it exercised its right to purchase the assets of the Trust Estate)
or the Trust Administrator (in any other case) shall give a second written
notice to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
three months after the second notice all the Certificates shall not have been
surrendered for cancellation, the Trust Administrator may take appropriate
steps, or may appoint an agent to take appropriate steps, to contact the
remaining Certificateholders concerning surrender of their Certificates, and the
cost thereof shall be paid out of the funds on deposit in such escrow account.
SECTION 9.02. ADDITIONAL TERMINATION REQUIREMENTS.
In the event of a termination of the Trust Estate upon the exercise
by the Seller of its purchase option as provided in Section 9.01, the Trust
Estate shall be terminated in accordance with the following additional
requirements, unless the Trust Administrator has received an Opinion of Counsel
to the effect that any other manner of termination (i) will constitute a
"qualified liquidation" of the Trust Estate within the meaning of Code Section
860F(a)(4)(A) and (ii) will not subject the REMIC to federal tax or cause the
Trust Estate to fail to qualify as a REMIC at any time that any Certificates are
outstanding:
(i) The notice given by the Master Servicer under Section 9.01 shall
provide that such notice constitutes the adoption of a plan of complete
liquidation of the REMIC as of the date of such notice (or, if earlier,
the date on which the first such notice is mailed to Certificateholders).
The Master Servicer shall also specify such date in a statement attached
to the final tax return of the REMIC; and
(ii) At or after the time of adoption of such a plan of complete
liquidation and at or prior to the Final Distribution Date, the Trust
Administrator shall sell all of the assets of the Trust Estate to the
Seller for cash at the purchase price specified in Section 9.01 and shall
distribute such cash within 90 days of such adoption in the manner
specified in Section 9.01.
<PAGE>
ARTICLE X
MISCELLANEOUS PROVISIONS
SECTION 10.01. AMENDMENT.
(a) This Agreement or any Custodial Agreement may be amended from
time to time by the Seller, the Master Servicer, the Trust Administrator and the
Trustee, without the consent of any of the Certificateholders, (i) to cure any
ambiguity or mistake, (ii) to correct or supplement any provisions herein or
therein which may be inconsistent with any other provisions herein or therein,
(iii) to modify, eliminate or add to any of its provisions to such extent as
shall be necessary to maintain the qualification of the Trust Estate as a REMIC
at all times that any Certificates are outstanding or to avoid or minimize the
risk of the imposition of any federal tax on the Trust Estate or the REMIC
pursuant to the Code that would be a claim against the Trust Estate, provided
that (a) the Trustee and the Trust Administrator have received an Opinion of
Counsel to the effect that such action is necessary or desirable to maintain
such qualification or to avoid or minimize the risk of the imposition of any
such tax and (b) such action shall not, as evidenced by such Opinion of Counsel,
adversely affect in any material respect the interests of any Certificateholder,
(iv) to change the timing and/or nature of deposits into the Certificate Account
provided that (a) such change shall not, as evidenced by an Opinion of Counsel,
adversely affect in any material respect the interests of any Certificateholder
and (b) such change shall not adversely affect the then-current rating of the
Certificates as evidenced by a letter from each Rating Agency to such effect,
(v) to modify, eliminate or add to the provisions of Section 5.02 or any other
provisions hereof restricting transfer of the Certificates, provided that the
Master Servicer for purposes of Section 5.02 has determined in its sole
discretion that any such modifications to this Agreement will neither adversely
affect the rating on the Certificates nor give rise to a risk that either the
Trust Estate or the REMIC or any of the Certificateholders will be subject to a
tax caused by a transfer to a non-permitted transferee and (vi) to make any
other provisions with respect to matters or questions arising under this
Agreement or such Custodial Agreement which shall not be materially inconsistent
with the provisions of this Agreement, provided that such action shall not, as
evidenced by an Opinion of Counsel, adversely affect in any material respect the
interests of any Certificateholder.
This Agreement or any Custodial Agreement may also be amended from
time to time by the Seller, the Master Servicer, the Trust Administrator and the
Trustee with the consent of the Holders of Certificates evidencing in the
aggregate not less than 66-2/3% of the aggregate Voting Interests of each Class
of Certificates affected thereby for the purpose of adding any provisions to or
changing in any manner or eliminating any of the provisions of this Agreement or
such Custodial Agreement or of modifying in any manner the rights of the Holders
of Certificates of such Class; provided, however, that no such amendment shall
(i) reduce in any manner the amount of, or delay the timing of, payments
received on Mortgage Loans which are required to be distributed on any
Certificate without the consent of the Holder of such Certificate, (ii)
adversely affect in any material respect the interest of the Holders of
Certificates of any Class in a manner other than as described in clause (i)
hereof without the consent of Holders of Certificates of such Class evidencing,
as to such Class, Voting Interests aggregating not less than 66-2/3% or (iii)
reduce the aforesaid percentage of Certificates of any Class the Holders of
which are required to consent to any such amendment, without the consent of the
Holders of all Certificates of such Class then outstanding.
Notwithstanding any contrary provision of this Agreement, neither
the Trustee nor the Trust Administrator shall consent to any amendment to this
Agreement unless it shall have first received an Opinion of Counsel to the
effect that such amendment will not subject the REMIC to tax or cause the Trust
Estate to fail to qualify as a REMIC at any time that any Certificates are
outstanding.
Promptly after the execution of any amendment requiring the consent
of Certificateholders, the Trust Administrator shall furnish written
notification of the substance of such amendment to each Certificateholder.
It shall not be necessary for the consent of Certificateholders
under this Section 10.01(a) to approve the particular form of any proposed
amendment, but it shall be sufficient if such consent shall approve the
substance thereof. The manner of obtaining such consents and of evidencing the
authorization of the execution thereof by Certificateholders shall be subject to
such reasonable regulations as the Trust Administrator may prescribe.
(b) Notwithstanding any contrary provision of this Agreement, the
Master Servicer may, from time to time, amend Schedule I hereto without the
consent of any Certificateholder, the Trust Administrator or the Trustee;
provided, however, (i) that such amendment does not conflict with any provisions
of the related Servicing Agreement, (ii) that the related Servicing Agreement
provides for the remittance of each type of Unscheduled Principal Receipts
received by such Servicer during the Applicable Unscheduled Principal Receipt
Period (as so amended) related to each Distribution Date to the Master Servicer
no later than the 24th day of the month in which such Distribution Date occurs
and (iii) that such amendment is for the purpose of changing the Applicable
Unscheduled Principal Receipt Period for all Mortgage Loans serviced by any
Servicer to a Mid-Month Receipt Period with respect to Full Unscheduled
Principal Receipts and to a Prior Month Receipt Period with respect to Partial
Unscheduled Principal Receipts:
(i) changing the Applicable Unscheduled Principal Receipt
Period for Exhibit F-1 Mortgage Loans to a Mid-Month
Receipt Period with respect to all Unscheduled Principal
Receipts; or
(ii) changing the Applicable Unscheduled Principal Receipt Period
for all Mortgage Loans serviced by any Servicer to a Mid-Month
Receipt Period with respect to Full Unscheduled Principal
Receipts and to a Prior Month Receipt Period with respect to
Partial Unscheduled Principal Receipts.
A copy of any amendment to Schedule I pursuant to this Section
10.01(b) shall be promptly forwarded to the Trust Administrator.
SECTION 10.02. RECORDATION OF AGREEMENT.
This Agreement (or an abstract hereof, if acceptable to the
applicable recording office) is subject to recordation in all appropriate public
offices for real property records in all the towns or other comparable
jurisdictions in which any or all of the Mortgaged Properties are situated, and
in any other appropriate public office or elsewhere, such recordation to be
effected by the Master Servicer and at its expense on direction by the Trust
Administrator, but only upon direction accompanied by an Opinion of Counsel to
the effect that such recordation materially and beneficially affects the
interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
SECTION 10.03. LIMITATION ON RIGHTS OF CERTIFICATEHOLDERS.
The death or incapacity of any Certificateholder shall not operate
to terminate this Agreement or the Trust Estate, nor entitle such
Certificateholder's legal representatives or heirs to claim an accounting or
take any action or proceeding in any court for a partition or winding up of the
Trust Estate, nor otherwise affect the rights, obligations and liabilities of
the parties hereto or any of them.
Except as otherwise expressly provided herein, no Certificateholder,
solely by virtue of its status as a Certificateholder, shall have any right to
vote or in any manner otherwise control the operation and management of the
Trust Estate, or the obligations of the parties hereto, nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association, nor shall any Certificateholder be under any liability to any
third person by reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.
No Certificateholder, solely by virtue of its status as
Certificateholder, shall have any right by virtue or by availing of any
provision of this Agreement to institute any suit, action or proceeding in
equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trust Administrator a written notice
of default and of the continuance thereof, as hereinbefore provided, and unless
also the Holders of Certificates evidencing not less than 25% of the Voting
Interest represented by all Certificates shall have made written request upon
the Trust Administrator to institute such action, suit or proceeding in its own
name as Trust Administrator hereunder and shall have offered to the Trust
Administrator such reasonable indemnity as it may require against the cost,
expenses and liabilities to be incurred therein or thereby, and the Trust
Administrator, for 60 days after its receipt of such notice, request and offer
of indemnity, shall have neglected or refused to institute any such action, suit
or proceeding; it being understood and intended, and being expressly covenanted
by each Certificateholder with every other Certificateholder and the Trust
Administrator, that no one or more Holders of Certificates shall have any right
in any manner whatever by virtue or by availing of any provision of this
Agreement to affect, disturb or prejudice the rights of the Holders of any other
of such Certificates, or to obtain or seek to obtain priority over or preference
to any other such Holder, or to enforce any right under this Agreement, except
in the manner herein provided and for the benefit of all Certificateholders. For
the protection and enforcement of the provisions of this Section, each and every
Certificateholder and the Trust Administrator shall be entitled to such relief
as can be given either at law or in equity.
SECTION 10.04. GOVERNING LAW; JURISDICTION.
This Agreement shall be construed in accordance with the laws of the
State of New York (without regard to conflicts of laws principles), and the
obligations, rights and remedies of the parties hereunder shall be determined in
accordance with such laws.
SECTION 10.05. NOTICES.
All demands, notices and communications hereunder shall be in
writing and shall be deemed to have been duly given if personally delivered at
or mailed by certified or registered mail, return receipt requested (i) in the
case of the Seller, to Norwest Asset Securities Corporation, 7485 New Horizon
Way, Frederick, Maryland 21703, Attention: Chief Executive Officer, or such
other address as may hereafter be furnished to the Master Servicer, the Trust
Administrator and the Trustee in writing by the Seller, (ii) in the case of the
Master Servicer, to Norwest Bank Minnesota, National Association, 7485 New
Horizon Way, Frederick, Maryland 21703, Attention: Vice President or such other
address as may hereafter be furnished to the Seller and the Trustee in writing
by the Master Servicer, (iii) in the case of the Trustee, to the Corporate Trust
Office and (iv) in the case of the Trust Administrator, to the Corporate Trust
Office, or such other address as may hereafter be furnished to the Seller and
the Master Servicer in writing by the Trustee or the Trust Administrator, in
each case Attention: Corporate Trust Department. Any notice required or
permitted to be mailed to a Certificateholder shall be given by first class
mail, postage prepaid, at the address of such Holder as shown in the Certificate
Register. Any notice mailed or transmitted within the time prescribed in this
Agreement shall be conclusively presumed to have been duly given, whether or not
the addressee receives such notice, provided, however, that any demand, notice
or communication to or upon the Seller, the Master Servicer, the Trust
Administrator or the Trustee shall not be effective until received.
For all purposes of this Agreement, in the absence of actual
knowledge by an officer of the Master Servicer, the Master Servicer shall not be
deemed to have knowledge of any act or failure to act of any Servicer unless
notified thereof in writing by the Trustee, the Trust Administrator, such
Servicer or a Certificateholder.
SECTION 10.06. SEVERABILITY OF PROVISIONS.
If any one or more of the covenants, agreements, provisions or terms
of this Agreement shall be for any reason whatsoever held invalid, then such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
SECTION 10.07. SPECIAL NOTICES TO RATING AGENCIES.
(a) The Trust Administrator shall give prompt notice to each Rating
Agency of the occurrence of any of the following events of which it has notice:
(i) any amendment to this Agreement pursuant to
Section 10.01(a);
(ii) any sale or transfer of the Class B Certificates pursuant to
Section 5.02 to an affiliate of the Seller;
(iii) any assignment by the Master Servicer of its rights and
delegation of its duties pursuant to Section 6.06;
(iv) any resignation of the Master Servicer pursuant to Section 6.04;
(v) the occurrence of any of the Events of Default described in
Section 7.01;
(vi) any notice of termination given to the Master Servicer pursuant
to Section 7.01;
(vii) the appointment of any successor to the Master Servicer pursuant
to Section 7.05; or
(viii) the making of a final payment pursuant to Section 9.01.
(b) The Master Servicer shall give prompt notice to each Rating
Agency of the occurrence of any of the following events:
(i) the appointment of a Custodian pursuant to Section 2.02;
(ii) the resignation or removal of the Trustee or the Trust
Administrator pursuant to Section 8.08;
(iii) the appointment of a successor trustee or trust administrator
pursuant to Section 8.09; or
(iv) the sale, transfer or other disposition in a single transaction
of 50% or more of the equity interests in the Master Servicer.
(c) The Master Servicer shall deliver to each Rating Agency:
(i) reports prepared pursuant to Section 3.05; and
(ii) statements prepared pursuant to Section 4.04.
SECTION 10.08. COVENANT OF SELLER.
The Seller shall not amend Article Third of its Certificate of
Incorporation without the prior written consent of each Rating Agency rating the
Certificates.
SECTION 10.09. RECHARACTERIZATION.
The Parties intend the conveyance by the Seller to the Trustee of
all of its right, title and interest in and to the Mortgage Loans pursuant to
this Agreement to constitute a purchase and sale and not a loan. Notwithstanding
the foregoing, to the extent that such conveyance is held not to constitute a
sale under applicable law, it is intended that this Agreement shall constitute a
security agreement under applicable law and that the Seller shall be deemed to
have granted to the Trustee a first priority security interest in all of the
Seller's right, title and interest in and to the Mortgage Loans.
<PAGE>
ARTICLE XI
TERMS FOR CERTIFICATES
SECTION 11.01. CLASS A FIXED PASS-THROUGH RATE.
The Class A Fixed Pass-Through Rate is 6.250% per annum.
SECTION 11.02. CUT-OFF DATE.
The Cut-Off Date for the Certificates is December 1, 1998.
SECTION 11.03. CUT-OFF DATE AGGREGATE PRINCIPAL BALANCE.
The Cut-Off Date Aggregate Principal Balance is $800,512,691.17.
SECTION 11.04. ORIGINAL CLASS A PERCENTAGE.
The Original Class A Percentage is 96.09946833%
SECTION 11.05. ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS A
CERTIFICATES.
As to the following Classes of Class A Certificates, the Principal
Balance of such Class as of the Cut-Off Date, as follows:
Original
Class Principal Balance
----- -----------------
Class A-1 $219,203,000.00
Class A-2 $ 26,000,000.00
Class A-3 $ 41,609,334.00
Class A-4 $153,500,000.00
Class A-5 $ 74,800,000.00
Class A-6 $ 50,000,000.00
Class A-7 $ 5,169,000.00
Class A-8 $ 25,000,000.00
Class A-9 $ 10,000,000.00
Class A-10 $ 8,304,666.00
Class A-11 $ 2,500,000.00
Class A-12 $ 2,500,000.00
Class A-13 $ 2,500,000.00
Class A-14 $ 2,500,000.00
Class A-15 $ 21,623,000.00
Class A-16 $123,994,000.00
Class A-PO $ 88,803.93
Class A-R $ 100.00
SECTION 11.06. ORIGINAL CLASS A NON-PO PRINCIPAL BALANCE.
The Original Class A Non-PO Principal Balance is $769,203,100.00.
SECTION 11.07. ORIGINAL SUBORDINATED PERCENTAGE.
The Original Subordinated Percentage is 3.90053167%.
SECTION 11.08. ORIGINAL CLASS B-1 PERCENTAGE.
The Original Class B-1 Percentage is 1.40013313%.
SECTION 11.09. ORIGINAL CLASS B-2 PERCENTAGE.
The Original Class B-2 Percentage is 1.35015961%.
SECTION 11.10. ORIGINAL CLASS B-3 PERCENTAGE.
The Original Class B-3 Percentage is 0.45013649%.
SECTION 11.11. ORIGINAL CLASS B-4 PERCENTAGE.
The Original Class B-4 Percentage is 0.29996606%.
SECTION 11.12. ORIGINAL CLASS B-5 PERCENTAGE.
The Original Class B-5 Percentage is 0.20001902%.
SECTION 11.13. ORIGINAL CLASS B-6 PERCENTAGE.
The Original Class B-6 Percentage is 0.20011737%.
SECTION 11.14. ORIGINAL CLASS B PRINCIPAL BALANCE.
The Original Class B Principal Balance is $31,220,787.24.
SECTION 11.15. ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS B
CERTIFICATES.
As to the following Classes of Class B Certificate, the Principal
Balance of such Class as of the Cut-Off Date, is as follows:
Original
Class Principal Balance
----- -----------------
Class B-1 $ 11,207,000.00
Class B-2 $ 10,807,000.00
Class B-3 $ 3,603,000.00
Class B-4 $ 2,401,000.00
Class B-5 $ 1,601,000.00
Class B-6 $ 1,601,787.24
SECTION 11.16. ORIGINAL CLASS B-1 FRACTIONAL INTEREST.
The Original Class B-1 Fractional Interest is 2.50039854%.
SECTION 11.17. ORIGINAL CLASS B-2 FRACTIONAL INTEREST.
The Original Class B-2 Fractional Interest is 1.15023894%.
SECTION 11.18. ORIGINAL CLASS B-3 FRACTIONAL INTEREST.
The Original Class B-3 Fractional Interest is 0.70010244%.
SECTION 11.19. ORIGINAL CLASS B-4 FRACTIONAL INTEREST.
The Original Class B-4 Fractional Interest is 0.40013638%.
SECTION 11.20. ORIGINAL CLASS B-5 FRACTIONAL INTEREST.
The Original Class B-5 Fractional Interest is 0.20011737%.
SECTION 11.21. CLOSING DATE.
The Closing Date is December 23, 1998.
SECTION 11.22. RIGHT TO PURCHASE.
The right of the Seller to purchase all of the Mortgage Loans
pursuant to Section 9.01 hereof shall be conditioned upon the Pool Scheduled
Principal Balance of the Mortgage Loans being less than $80,051,269.12 (10% of
the Cut-Off Date Aggregate Principal Balance) at the time of any such purchase.
SECTION 11.23. WIRE TRANSFER ELIGIBILITY.
With respect to the Class A (other than the Class A-PO and Class A-R
Certificates) and the Class B Certificates, the minimum Denomination eligible
for wire transfer on each Distribution Date is $500,000. With respect to the
Class A-PO Certificates, the minimum Denomination eligible for wire transfer on
each Distribution Date is 100% Percentage Interest. The Class A-R Certificates
are not eligible for wire transfer.
SECTION 11.24. SINGLE CERTIFICATE.
A Single Certificate for each Class of Class A Certificates (other
than the Class A-10, Class A-11, Class A-12, Class A-13, Class A-14, Class A-PO
and Class A-R Certificates) and each Class of the Class B Certificates (other
than the Class B-4, Class B-5 and Class B-6 Certificates) represents a $100,000
Denomination. A Single Certificate for the Class A-10, Class A-11, Class A-12,
Class A-13 and Class A-14 Certificates represents a $1,000 Denomination. A
Single Certificate for the Class A-R Certificate represents a $100 Denomination.
A Single Certificate for the Class B-4, Class B-5 and Class B-6 Certificates
represents a $250,000 Denomination. A Single Certificate for the Class A-PO
Certificates represents a $88,803.93 Denomination.
SECTION 11.25. SERVICING FEE RATE.
The rate used to calculate the Servicing Fee is equal to such rate
as is set forth on the Mortgage Loan Schedule with respect to a Mortgage Loan.
SECTION 11.26. MASTER SERVICING FEE RATE.
The rate used to calculate the Master Servicing Fee for each
Mortgage Loan is 0.017% per annum.
<PAGE>
IN WITNESS WHEREOF, the Seller, the Master Servicer, the Trust
Administrator and the Trustee have caused their names to be signed hereto by
their respective officers thereunto duly authorized, all as of the day and year
first above written.
NORWEST ASSET SECURITIES CORPORATION
as Seller
By: ________________________________
Name: Alan S. McKenney
Title: Vice President
NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
as Master Servicer
By: ________________________________
Name: Nancy E. Burgess
Title: Vice President
FIRST UNION NATIONAL BANK
as Trust Administrator
By: ________________________________
Name:
Title:
Attest:
By: _______________________
Name: _____________________
Title: ____________________
UNITED STATES TRUST COMPANY
OF NEW YORK
as Trustee
By: ________________________________
Name:
Title:
<PAGE>
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 23rd day of December, 1998, before me, a notary public in
and for the State of Maryland, personally appeared Alan S. McKenney, known to me
who, being by me duly sworn, did depose and say that he resides at McLean,
Virginia; that he is a Vice President of Norwest Asset Securities Corporation, a
Delaware corporation, one of the parties that executed the foregoing instrument;
and that he signed his name thereto by order of the Board of Directors of said
corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 23rd day of December, 1998, before me, a notary public in
and for the State of Maryland, personally appeared Nancy E. Burgess, known to me
who, being by me duly sworn, did depose and say that she resides at Frederick,
Maryland; that she is a Vice President of Norwest Bank Minnesota, National
Association, a national banking association, one of the parties that executed
the foregoing instrument; and that she signed her name thereto by order of the
Board of Directors of said corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF __________________ )
ss.:
COUNTY OF _________________ )
On this 23rd day of December, 1998, before me, a notary public in
and for _________________, personally appeared ___________________, known to me
who, being by me duly sworn, did depose and say that s/he resides at
_________________, _________________; that s/he is a ____________________ of
United States Trust Company of New York, a ________________, one of the parties
that executed the foregoing instrument; and that s/he signed his/her name
thereto by order of the Board of Directors of said corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF _____________ )
On this 23rd day of December, 1998, before me, a notary public in
and for the State of North Carolina, personally appeared _____________________,
known to me who, being by me duly sworn, did depose and say that he resides at
__________________, North Carolina; that he is a _____________________ of First
Union National Bank, a national banking association, one of the parties that
executed the foregoing instrument; and that s/he signed his name thereto by
order of the Board of Directors of said corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
SCHEDULE I
Norwest Asset Securities Corporation, Mortgage Pass-Through
Certificates, Series 1998-33 Applicable Unscheduled Principal Receipt Period
Full Unscheduled Partial Unscheduled
Servicer Principal Receipts Principal Receipts
- ----------------------------------- ------------------ ------------------
Norwest Mortgage, Inc. Exhibit F-1 Prior Month Prior Month
Norwest Mortgage, Inc. Exhibit F-2 Mid Month Mid Month
The Huntington Mortgage Company Mid Month Prior Month
FT Mortgage Companies Mid Month Prior Month
SunTrust Mortgage Inc. Mid Month Prior Month
National City Mortgage Company Mid Month Prior Month
Bank United Mid Month Prior Month
Countrywide Home Loans, Inc. Prior Month Prior Month
Bank of Oklahoma, N.A. Mid Month Prior Month
First Union Mortgage Corp. Mid Month Prior Month
Citicorp Mortgage, Inc. Mid Month Prior Month
Marine Midland Mortgage Corp. Mid Month Prior Month
Merrill Lynch Credit Corporation Mid Month Prior Month
HomeSide Lending Prior Month Prior Month
GMAC Mortgage Corporation Prior Month Prior Month
Farmers State Bank & Trust
Company of Superior Mid Month Prior Month
<PAGE>
EXHIBIT A-1
[FORM OF FACE OF CLASS A-1 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-1
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-1 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-1 Certificates required to be distributed to
Holders of the Class A-1 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-1 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-1 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-2
[FORM OF FACE OF CLASS A-2 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-2
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-2 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-2 Certificates required to be distributed to
Holders of the Class A-2 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-2 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-2 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-3
[FORM OF FACE OF CLASS A-3 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-3
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-3 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-3 Certificates required to be distributed to
Holders of the Class A-3 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-3 Certificates applicable to each Distribution Date will be 6.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-3 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 93.61667%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
6.38333333%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 6.67%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-4
[FORM OF FACE OF CLASS A-4 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-4
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-4 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-4 Certificates required to be distributed to
Holders of the Class A-4 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-4 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-4 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-5
[FORM OF FACE OF CLASS A-5 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-5
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-5 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-5 Certificates required to be distributed to
Holders of the Class A-5 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-5 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-5 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 96.39756%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
3.60243556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 6.72%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-6
[FORM OF FACE OF CLASS A-6 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-6
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-6 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-6 Certificates required to be distributed to
Holders of the Class A-6 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-6 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-6 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 98.38194%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
1.61805556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 6.61%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-7
[FORM OF FACE OF CLASS A-7 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-7
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-7 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-7 Certificates required to be distributed to
Holders of the Class A-7 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-7 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-7 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-8
[FORM OF FACE OF CLASS A-8 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-8
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-8 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-8 Certificates required to be distributed to
Holders of the Class A-8 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-8 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-8 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-9
[FORM OF FACE OF CLASS A-9 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-9
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
UNTIL THE ACCRETION TERMINATION DATE, THE INTEREST THAT ACCRUES ON
THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH
UNPAID INTEREST IS ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND
BECAUSE DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE
MANNER DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL
BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL
PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-9 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-9 Certificates required to be distributed to
Holders of the Class A-9 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-9 Certificates applicable to each Distribution Date will be 6.250% per
annum. Prior to the Accretion Termination Date, no distribution of interest on
this Certificate will be made. Prior to the Accretion Termination Date, interest
otherwise available for distribution on this Certificate will be added to the
Principal Balance of the Class A-9 Certificates on each Distribution Date. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-9
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution on this Certificate
will be made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trust Administrator for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, at an issue price
of 88.72569%, including accrued interest, and a stated redemption price at
maturity equal to the sum of its initial principal balance and all interest
distributions hereon (whether current or accrued), and is issued with original
issue discount ("OID") for federal income tax purposes. Assuming that this
Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificate), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
98.62638516%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 7.44%.
There is no short first accrual period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-10
[FORM OF FACE OF CLASS A-10 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-10
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-10 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-10 Certificates required to be distributed
to Holders of the Class A-10 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-10 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-10 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-11
[FORM OF FACE OF CLASS A-11 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-11
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-11 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-11 Certificates required to be distributed
to Holders of the Class A-11 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-11 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-11 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-12
[FORM OF FACE OF CLASS A-12 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-12
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR
PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-12 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-12 Certificates required to be distributed
to Holders of the Class A-12 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-12 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-12 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-13
[FORM OF FACE OF CLASS A-13 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-13
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-13 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-13 Certificates required to be distributed
to Holders of the Class A-13 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-13 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-13 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-14
[FORM OF FACE OF CLASS A-14 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-14
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-14 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-14 Certificates required to be distributed
to Holders of the Class A-14 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-14 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-14 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-15
[FORM OF FACE OF CLASS A-15 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-15
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-15 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-15 Certificates required to be distributed
to Holders of the Class A-15 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-15 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-15 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-16
[FORM OF FACE OF CLASS A-16 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33 CLASS A-16
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-16 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-16 Certificates required to be distributed
to Holders of the Class A-16 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-16 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-16 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-PO
[FORM OF FACE OF CLASS A-PO CERTIFICATE]
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING THAT THE
TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT
SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA") OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL
EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY,
A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS A-PO
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class A-PO Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and United States Trust Company of
New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-PO Certificates required to be distributed
to Holders of the Class A-PO Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-PO
Certificates will not be entitled to distributions in respect of interest.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
No transfer of a Class A-PO Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is desired
to be made by the Holder hereof, (i) the transferee will be required to execute
an investment letter in the form described in the Agreement and (ii) if such
transfer is to be made within three years from the later of (a) the date of
initial issuance of the Certificates or (b) the last date on which the Seller or
any affiliate thereof was a Holder of the Certificates proposed to be
transferred, and unless such transfer is made in reliance on Rule 144A of the
Securities Act of 1933, as amended, the Trust Administrator or the Seller may
require the Holder to deliver an opinion of counsel acceptable to and in form
and substance satisfactory to the Trust Administrator and the Seller that such
transfer is exempt (describing the applicable exemption and the basis therefor)
from or is being made pursuant to the registration requirements of the
Securities Act of 1933, as amended, and of any applicable statute of any state.
The Holder hereof desiring to effect such transfer shall, and does hereby agree
to, indemnify the Trustee, the Trust Administrator, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trustee against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such Federal and state laws. In connection with any such
transfer, the Trust Administrator will also require (i) a representation letter,
in the form as described in the Agreement, stating that the transferee is not a
Plan and is not acting on behalf of a Plan or using the assets of a Plan to
effect such purchase or (ii) if such transferee is a Plan, (a) an opinion of
counsel acceptable to and in form and substance satisfactory to the Trust
Administrator and the Seller with respect to certain matters and (b) such other
documentation as the Seller or the Master Servicer may require, as described in
the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, at an issue price
of 69.34375% and a stated redemption price at maturity equal to its initial
principal balance, and is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 275% SPA (as
defined in the Prospectus Supplement dated December 17, 1998 with respect to the
offering of the Class A Certificates (except the Class A-PO Certificate), the
Class B-1, Class B-2 and Class B-3 Certificates) used to price this Certificate:
(i) the amount of OID as a percentage of the initial principal balance of this
Certificate is approximately 30.65625000%; and (ii) the annual yield to maturity
of this Certificate, compounded monthly, is approximately 6.77%. There is no
short first accrual period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-R
[Form of Face of Class A-R Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING
AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE
TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT, AMONG OTHER THINGS, IT IS NOT A
DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5),
AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A DISQUALIFIED
ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN SECTION 5.02(d) OF
THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE
POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE
RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR
NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS A-R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS
PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE,
OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON OF THE
REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS A-R
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $100.00
by this Certificate: 100%
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT __________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holder of the Class A-R Certificate with respect to a Trust
Estate consisting of a pool of fixed interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to four-family residential mortgage loans,
other than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of December 23, 1998 (the "Agreement") among
the Seller, Norwest Bank Minnesota, National Association, as master servicer
(the "Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator"), and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-R Certificate required to be distributed to
the Holder of the Class A-R Certificate on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-R Certificate applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-R Certificate, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register.
Notwithstanding the above, the final distribution on this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trust Administrator for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-1
[FORM OF FACE OF CLASS B-1 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES
AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS B-1
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-1 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates as specified in the Agreement, any
Class B-1 Distribution Amount required to be distributed to Holders of the Class
B-1 Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-1
Certificates applicable to each Distribution Date will be 6.250% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-1
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
No transfer of a Class B-1 Certificate will be made unless the
Holder hereof desiring to make any such transfer shall deliver to the Trust
Administrator (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 96.85069%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
3.14930556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 6.67%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-2
[FORM OF FACE OF CLASS B-2 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES
AND THE CLASS B-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS B-2
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-2 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates and each Class of Class B
Certificates bearing a lower numerical designation as specified in the
Agreement, any Class B-2 Distribution Amount required to be distributed to
Holders of the Class B-2 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-2 Certificates applicable to each Distribution Date will be
6.250% per annum. The amount of interest which accrues on this Certificate in
any month will be subject to reduction with respect to any Non-Supported
Interest Shortfall and the interest portion of certain Realized Losses allocated
to the Class B-2 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
No transfer of a Class B-2 Certificate will be made unless the
Holder hereof desiring to make any such transfer shall deliver to the Trust
Administrator (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 95.36632%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
4.63367556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 6.88%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-3
[FORM OF FACE OF CLASS B-3 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES AND THE CLASS B-2 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS B-3
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT _______________________________ is the
registered owner of the Percentage Interest evidenced by this Certificate in
monthly distributions to the Holders of the Class B-3 Certificates with respect
to a Trust Estate consisting of a pool of fixed interest rate, conventional,
monthly pay, fully amortizing, first lien, one- to four-family residential
mortgage loans, other than the Fixed Retained Yield, if any, with respect
thereto, and which may include loans secured by shares issued by cooperative
housing corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates and each Class of Class B
Certificates bearing a lower numerical designation as specified in the
Agreement, any Class B-3 Distribution Amount required to be distributed to
Holders of the Class B-3 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-3 Certificates applicable to each Distribution Date will be
6.250% per annum. The amount of interest which accrues on this Certificate in
any month will be subject to reduction with respect to any Non-Supported
Interest Shortfall and the interest portion of certain Realized Losses allocated
to the Class B-3 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
No transfer of a Class B-3 Certificate will be made unless the
Holder hereof desiring to make any such transfer shall deliver to the Trust
Administrator (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 88.25194%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
11.74805556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 7.95%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-4
[FORM OF FACE OF CLASS B-4 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES AND THE
CLASS B-3 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS B-4
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-4 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates and each Class of Class B
Certificates bearing a lower numerical designation as specified in the
Agreement, any Class B-4 Distribution Amount required to be distributed to
Holders of the Class B-4 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-4 Certificates applicable to each Distribution Date will be
6.250% per annum. The amount of interest which accrues on this Certificate in
any month will be subject to reduction with respect to any Non-Supported
Interest Shortfall and the interest portion of certain Realized Losses allocated
to the Class B-4 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
No transfer of a Class B-4 Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is desired
to be made by the Holder hereof, (i) the transferee will be required to execute
an investment letter in the form described in the Agreement and (ii) if such
transfer is to be made within three years from the later of (a) the date of
initial issuance of the Certificates or (b) the last date on which the Seller or
any affiliate thereof was a Holder of the Certificates proposed to be
transferred, and unless such transfer is made in reliance on Rule 144A of the
Securities Act of 1933, as amended, the Trust Administrator or the Seller may
require the Holder to deliver an opinion of counsel acceptable to and in form
and substance satisfactory to the Trust Administrator and the Seller that such
transfer is exempt (describing the applicable exemption and the basis therefor)
from or is being made pursuant to the registration requirements of the
Securities Act of 1933, as amended, and of any applicable statute of any state.
The Holder hereof desiring to effect such transfer shall, and does hereby agree
to, indemnify the Trustee, the Trust Administrator, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trust Administrator
against any liability that may result if the transfer is not so exempt or is not
made in accordance with such Federal and state laws. In connection with any such
transfer, the Trust Administrator will also require (i) a representation letter,
in the form as described in the Agreement, stating either (a) that the
transferee is not a Plan and is not acting on behalf of a Plan or using the
assets of a Plan to effect such purchase or (b) subject to certain conditions
described in the Agreement, that the source of funds used to purchase this
Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trust Administrator and the Seller with respect to
certain matters and (b) such other documentation as the Seller or the Master
Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 65.14194%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
34.85805556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 12.50%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-5
[FORM OF FACE OF CLASS B-5 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES AND THE CLASS B-4 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS B-5
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-5 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates and each Class of Class B
Certificates bearing a lower numerical designation as specified in the
Agreement, any Class B-5 Distribution Amount required to be distributed to
Holders of the Class B-5 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-5 Certificates applicable to each Distribution Date will be
6.250% per annum. The amount of interest which accrues on this Certificate in
any month will be subject to reduction with respect to any Non-Supported
Interest Shortfall and the interest portion of certain Realized Losses allocated
to the Class B-5 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
No transfer of a Class B-5 Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is desired
to be made by the Holder hereof, (i) the transferee will be required to execute
an investment letter in the form described in the Agreement and (ii) if such
transfer is to be made within three years from the later of (a) the date of
initial issuance of the Certificates or (b) the last date on which the Seller or
any affiliate thereof was a Holder of the Certificates proposed to be
transferred, and unless such transfer is made in reliance on Rule 144A of the
Securities Act of 1933, as amended, the Trust Administrator or the Seller may
require the Holder to deliver an opinion of counsel acceptable to and in form
and substance satisfactory to the Trust Administrator and the Seller that such
transfer is exempt (describing the applicable exemption and the basis therefor)
from or is being made pursuant to the registration requirements of the
Securities Act of 1933, as amended, and of any applicable statute of any state.
The Holder hereof desiring to effect such transfer shall, and does hereby agree
to, indemnify the Trustee, the Trust Administrator, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trust Administrator
against any liability that may result if the transfer is not so exempt or is not
made in accordance with such Federal and state laws. In connection with any such
transfer, the Trust Administrator will also require (i) a representation letter,
in the form as described in the Agreement, stating either (a) that the
transferee is not a Plan and is not acting on behalf of a Plan or using the
assets of a Plan to effect such purchase or (b) subject to certain conditions
described in the Agreement, that the source of funds used to purchase this
Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trust Administrator and the Seller with respect to
certain matters and (b) such other documentation as the Seller or the Master
Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 48.99294%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
51.00705556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 17.42%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-6
[FORM OF FACE OF CLASS B-6 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES, THE CLASS B-4 CERTIFICATES AND THE CLASS B-5 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-33, CLASS B-6
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST
IN, THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY
OF THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
ANY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: December 1, 1998
CUSIP No.: First Distribution Date: January 25,
1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: January 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-6 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of December 23, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator"), and the United States Trust Company
of New York, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of
the month preceding the month of such distribution, in an amount equal to the
product of the Percentage Interest evidenced by this Certificate and, subject to
the prior rights of the Class A Certificates and each Class of Class B
Certificates bearing a lower numerical designation as specified in the
Agreement, any Class B-6 Distribution Amount required to be distributed to
Holders of the Class B-6 Certificates on such Distribution Date, subject to
adjustment, in certain events, as specified in the Agreement. The pass-through
rate on the Class B-6 Certificates applicable to each Distribution Date will be
6.250% per annum. The amount of interest which accrues on this Certificate in
any month will be subject to reduction with respect to any Non-Supported
Interest Shortfall and the interest portion of certain Realized Losses allocated
to the Class B-6 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the
Trustee either by the Master Servicer or by a Paying Agent appointed by the
Master Servicer by check mailed to the address of the Person entitled thereto,
as such name and address shall appear on the Certificate Register, unless such
Person is entitled to receive payments by wire transfer in immediately available
funds in accordance with the Pooling and Servicing Agreement and such Person has
notified the Master Servicer pursuant to the Pooling and Servicing Agreement
that such payments are to be made by wire transfer of immediately available
funds. Notwithstanding the above, the final distribution in reduction of the
Principal Balance of this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
No transfer of a Class B-6 Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is desired
to be made by the Holder hereof, (i) the transferee will be required to execute
an investment letter in the form described in the Agreement and (ii) if such
transfer is to be made within three years from the later of (a) the date of
initial issuance of the Certificates or (b) the last date on which the Seller or
any affiliate thereof was a Holder of the Certificates proposed to be
transferred, and unless such transfer is made in reliance on Rule 144A of the
Securities Act of 1933, as amended, the Trust Administrator or the Seller may
require the Holder to deliver an opinion of counsel acceptable to and in form
and substance satisfactory to the Trust Administrator and the Seller that such
transfer is exempt (describing the applicable exemption and the basis therefor)
from or is being made pursuant to the registration requirements of the
Securities Act of 1933, as amended, and of any applicable statute of any state.
The Holder hereof desiring to effect such transfer shall, and does hereby agree
to, indemnify the Trustee, the Trust Administrator, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trust Administrator
against any liability that may result if the transfer is not so exempt or is not
made in accordance with such Federal and state laws. In connection with any such
transfer, the Trust Administrator will also require (i) a representation letter,
in the form as described in the Agreement, stating either (a) that the
transferee is not a Plan and is not acting on behalf of a Plan or using the
assets of a Plan to effect such purchase or (b) subject to certain conditions
described in the Agreement, that the source of funds used to purchase this
Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trust Administrator and the Seller with respect to
certain matters and (b) such other documentation as the Seller or the Master
Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
This Certificate is issued on December 23, 1998, and based on its
issue price of 19.06944%, including accrued interest, and a stated redemption
price at maturity equal to its initial principal balance, is issued with
original issue discount ("OID") for federal income tax purposes. Assuming that
this Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 275% SPA (as defined in the Prospectus Supplement dated
December 17, 1998 with respect to the offering of the Class A Certificates
(except the Class A-PO Certificates), the Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
80.93055556%; and (ii) the annual yield to maturity of this Certificate,
compounded monthly, is approximately 41.47%. There is no short first accrual
period.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized
officer of the Trust Administrator, by manual signature, this Certificate shall
not be entitled to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT C
[Form of Reverse of Series 1998-33 Certificates]
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1998-33
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Pass-Through Certificates of
the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event funds are
advanced with respect to any Mortgage Loan by a Servicer, the Master Servicer or
the Trust Administrator, such advances are reimbursable to such Servicer, the
Master Servicer or the Trust Administrator to the extent provided in the
Agreement, from related recoveries on such Mortgage Loan or from other cash that
would have been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Certificate
Account created for the benefit of Certificateholders may be made by the Master
Servicer from time to time for purposes other than distributions to
Certificateholders, such purposes including reimbursement to a Servicer, the
Master Servicer or the Trust Administrator, as applicable, of advances made by
such Servicer, the Master Servicer or the Trust Administrator.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Seller, the Master Servicer, the Trust Administrator and the Trustee and the
rights of the Certificateholders under the Agreement at any time by the Seller,
the Master Servicer, the Trust Administrator and the Trustee with the consent of
the Holders of Certificates evidencing in the aggregate not less than 66 2/3% of
the Voting Interests of each Class of Certificates affected thereby. Any such
consent by the Holder of this Certificate shall be conclusive and binding on
such Holder and upon all future holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange hereof or in lieu
hereof whether or not notation of such consent is made upon the Certificate. The
Agreement also permits the amendment thereof in certain circumstances without
the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the office or agency appointed by the Trust Administrator, duly
endorsed by, or accompanied by an assignment in the form below or other written
instrument of transfer in form satisfactory to the Trust Administrator and the
Certificate Registrar, duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates
of authorized Denominations evidencing the same Class and aggregate Percentage
Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and Denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized Denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trust Administrator or the Certificate Registrar may
require payment of a sum sufficient to cover any tax or other governmental
charge payable in connection therewith.
The Seller, the Master Servicer, the Trust Administrator, the
Trustee and the Certificate Registrar, and any agent of the Seller, the Master
Servicer, the Trust Administrator, the Trustee or the Certificate Registrar, may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and neither the Seller, the Master Servicer, the Trust
Administrator, the Trustee, the Certificate Registrar nor any such agent shall
be affected by notice to the contrary.
The obligations created by the Agreement in respect of the
Certificates and the Trust Estate created thereby shall terminate upon the last
action required to be taken by the Trust Administrator on the Final Distribution
Date pursuant to the Agreement following the earlier of (i) the payment or other
liquidation (or advance with respect thereto) of the last Mortgage Loan subject
thereto or the disposition of all property acquired upon foreclosure or deed in
lieu of foreclosure of any Mortgage Loan, and (ii) the purchase by the Seller
from the Trust Estate of all remaining Mortgage Loans and all property acquired
in respect of such Mortgage Loans; provided, however, that the Trust Estate will
in no event continue beyond the expiration of 21 years from the death of the
last survivor of the descendants of Joseph P. Kennedy, the late ambassador of
the United States to the Court of St. James, living on the date of the
Agreement. The Agreement permits, but does not require, the Seller to purchase
all remaining Mortgage Loans and all property acquired in respect of any
Mortgage Loan at a price determined as provided in the Agreement. The exercise
of such option will effect early retirement of the Certificates, the Seller's
right to exercise such option being subject to the Pool Scheduled Principal
Balance of the Mortgage Loans as of the Distribution Date upon which the
proceeds of such repurchase are distributed being less than ten percent of the
Cut-Off Date Aggregate Principal Balance.
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto ___________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
(Please print or typewrite name and address including postal zip code of
assignee)
the beneficial interest evidenced by the within Mortgage Pass-Through
Certificate and hereby authorizes the transfer of registration of such interest
to assignee on the Certificate Register of the Trust Estate.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like Denomination or Percentage Interest and Class, to the
above named assignee and deliver such Certificate to the following address:
________________________________________________________________________________
________________________________________________________________________________
Social Security or other Identifying Number of Assignee:
________________________________________________________________________________
Dated:
-----------------------------------
Signature by or on behalf of assignor
-----------------------------------
Signature Guaranteed
<PAGE>
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, if the assignee is eligible to receive
distributions in immediately available funds, by wire transfer or otherwise, in
immediately available funds to ______________________________________ for the
account of _______________________________________________ account number
________________________________________, or, if mailed by check, to
_______________________________________________________. Applicable statements
should be mailed to __________________________________
________________________________________________________________________________
This information is provided by ______________________, the assignee
named above, or ___________________________________, as its agent.
<PAGE>
EXHIBIT D
RESERVED
<PAGE>
EXHIBIT E
CUSTODIAL AGREEMENT
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to
time, the "Agreement"), dated as of _____________, by and among FIRST UNION
NATIONAL BANK, not individually, but solely as Trust Administrator (including
its successors under the Pooling and Servicing Agreement defined below, the
"Trust Administrator"), NORWEST ASSET SECURITIES CORPORATION (together with any
successor in interest, the "Seller"), NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION (together with any successor in interest or successor under the
Pooling and Servicing Agreement referred to below, the "Master Servicer") and
___________________________ (together with any successor in interest or any
successor appointed hereunder, the "Custodian").
W I T N E S S E T H T H A T
WHEREAS, the Seller, the Master Servicer, the Trust Administrator
and United States Trust Company of New York, as trustee, have entered into a
Pooling and Servicing Agreement dated as of December 23, 1998 relating to the
issuance of Mortgage Pass-Through Certificates, Series 1998-33 (as in effect on
the date of this Agreement, the "Original Pooling and Servicing Agreement", and
as amended and supplemented from time to time, the "Pooling and Servicing
Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trust
Administrator for the purposes of receiving and holding certain documents and
other instruments delivered by the Seller under the Pooling and Servicing
Agreement, all upon the terms and conditions and subject to the limitations
hereinafter set forth;
NOW, THEREFORE, in consideration of the premises and the mutual
covenants and agreements hereinafter set forth, the Trust Administrator, the
Seller, the Master Servicer and the Custodian hereby agree as follows:
ARTICLE I
Definitions
Capitalized terms used in this Agreement and not defined herein
shall have the meanings assigned in the Original Pooling and Servicing
Agreement, unless otherwise required by the context herein.
ARTICLE II
Custody of Mortgage Documents
Section 2.1. Custodian to Act as Agent; Acceptance of Custodial
Files. The Custodian, as the duly appointed agent of the Trust Administrator for
these purposes, acknowledges receipt of the Mortgage Notes, the Mortgages, the
assignments and other documents relating to the Mortgage Loans identified on the
schedule attached hereto and declares that it holds and will hold such Mortgage
Notes, Mortgages, assignments and other documents and any similar documents
received by the Trust Administrator subsequent to the date hereof (the
"Custodial Files") as agent for the Trust Administrator, in trust, for the use
and benefit of all present and future Certificateholders.
Section 2.2. Recordation of Assignments. If any Custodial File
includes one or more assignments to the Trust Administrator of Mortgage Notes
and related Mortgages that have not been recorded, each such assignment shall be
delivered by the Custodian to the Seller for the purpose of recording it in the
appropriate public office for real property records, and the Seller, at no
expense to the Custodian, shall promptly cause to be recorded in the appropriate
public office for real property records each such assignment and, upon receipt
thereof from such public office, shall return each such assignment to the
Custodian.
Section 2.3. Review of Custodial Files. The Custodian agrees, for
the benefit of Certificateholders, to review, in accordance with the provisions
of Section 2.01 of the Pooling and Servicing Agreement, each Custodial File. If
in performing the review required by this Section 2.3 the Custodian finds any
document or documents constituting a part of a Custodial File to be missing or
defective in any material respect, the Custodian shall promptly so notify the
Seller, the Master Servicer and the Trust Administrator.
Section 2.4. Notification of Breaches of Representations and
Warranties. Upon discovery by the Custodian of a breach of any representation or
warranty made by the Seller or the Master Servicer as set forth in the Pooling
and Servicing Agreement, the Custodian shall give prompt written notice to the
Seller, the Master Servicer and the Trust Administrator.
Section 2.5. Custodian to Cooperate; Release of Custodial Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the Master
Servicer of a notification that payment in full will be escrowed in a manner
customary for such purposes, the Master Servicer shall immediately notify the
Custodian by a certification (which certification shall include a statement to
the effect that all amounts received or to be received in connection with such
payment which are required to be deposited in the Certificate Account pursuant
to Section 3.02 of the Pooling and Servicing Agreement have been or will be so
deposited) of a Servicing Officer and shall request delivery to it of the
Custodial File. The Custodian agrees, upon receipt of such certification and
request, promptly to release the related Custodial File to the Master Servicer.
From time to time as is appropriate for the servicing or foreclosure
of any Mortgage Loan, the Master Servicer shall deliver to the Custodian a
certificate of a Servicing Officer requesting that possession of all, or any
document constituting part of, the Custodial File be released to the Master
Servicer and certifying as to the reason for such release and that such release
will not invalidate any insurance coverage provided in respect of the Mortgage
Loan. With such certificate, the Master Servicer shall deliver to the Custodian
a receipt signed by a Servicing Officer on behalf of the Master Servicer, and
upon receipt of the foregoing, the Custodian shall deliver the Custodial File or
such document to the Master Servicer. The Master Servicer shall cause each
Custodial File or any document therein so released to be returned to the
Custodian when the need therefor by the Master Servicer no longer exists, unless
(i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating
to the Mortgage Loan have been deposited in the Certificate Account to the
extent required by the Pooling and Servicing Agreement or (ii) the Custodial
File or such document has been delivered to an attorney, or to a public trustee
or other public official as required by law, for purposes of initiating or
pursuing legal action or other proceedings for the foreclosure of the Mortgaged
Property either judicially or non-judicially, and the Master Servicer has
delivered to the Custodian a certificate of a Servicing Officer certifying as to
the name and address of the Person to which such Custodial File or such document
were delivered and the purpose or purposes of such delivery. In the event of the
liquidation of a Mortgage Loan, the Custodian shall deliver such receipt with
respect thereto to the Master Servicer upon deposit of the related Liquidation
Proceeds in the Certificate Account to the extent required by the Pooling and
Servicing Agreement.
Section 2.6. Assumption Agreements. In the event that any assumption
agreement or substitution of liability agreement is entered into with respect to
any Mortgage Loan subject to this Agreement in accordance with the terms and
provisions of the Pooling and Servicing Agreement, the Master Servicer shall
notify the Custodian that such assumption or substitution agreement has been
completed by forwarding to the Custodian the original of such assumption or
substitution agreement, which copy shall be added to the related Custodial File
and, for all purposes, shall be considered a part of such Custodial File to the
same extent as all other documents and instruments constituting parts thereof.
ARTICLE III
Concerning the Custodian
Section 3.1. Custodian a Bailee and Agent of the Trust
Administrator. With respect to each Mortgage Note, Mortgage and other documents
constituting each Custodian File which are delivered to the Custodian, the
Custodian is exclusively the bailee and agent of the Trust Administrator, holds
such documents for the benefit of Certificateholders and undertakes to perform
such duties and only such duties as are specifically set forth in this
Agreement. Except upon compliance with the provisions of Section 2.5 of this
Agreement, no Mortgage Note, Mortgage or other document constituting a part of a
Custodial File shall be delivered by the Custodian to the Seller or the Master
Servicer or otherwise released from the possession of the Custodian.
Section 3.2. Indemnification. The Seller hereby agrees to indemnify
and hold the Custodian harmless from and against all claims, liabilities,
losses, actions, suits or proceedings at law or in equity, or any other
expenses, fees or charges of any character or nature, which the Custodian may
incur or with which the Custodian may be threatened by reasons of its acting as
custodian under this Agreement, including indemnification of the Custodian
against any and all expenses, including attorney's fees if counsel for the
Custodian has been approved by the Seller, and the cost of defending any action,
suit or proceedings or resisting any claim. Notwithstanding the foregoing, it is
specifically understood and agreed that in the event any such claim, liability,
loss, action, suit or proceeding or other expense, fees, or charge shall have
been caused by reason of any negligent act, negligent failure to act, or willful
misconduct on the part of the Custodian, or which shall constitute a willful
breach of its duties hereunder, the indemnification provisions of this Agreement
shall not apply.
Section 3.3. Custodian May Own Certificates. The Custodian in its
individual or any other capacity may become the owner or pledgee of Certificates
with the same rights it would have if it were not Custodian.
Section 3.4. Master Servicer to Pay Custodian's Fees and Expenses.
The Master Servicer covenants and agrees to pay to the Custodian from time to
time, and the Custodian shall be entitled to, reasonable compensation for all
services rendered by it in the exercise and performance of any of the powers and
duties hereunder of the Custodian, and the Master Servicer will pay or reimburse
the Custodian upon its request for all reasonable expenses, disbursements and
advances incurred or made by the Custodian in accordance with any of the
provisions of this Agreement (including the reasonable compensation and the
expenses and disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as may arise from
its negligence or bad faith.
Section 3.5. Custodian May Resign; Trust Administrator May Remove
Custodian. The Custodian may resign from the obligations and duties hereby
imposed upon it as such obligations and duties relate to its acting as Custodian
of the Mortgage Loans. Upon receiving such notice of resignation, the Trust
Administrator shall either take custody of the Custodial Files itself and give
prompt notice thereof to the Seller, the Master Servicer and the Custodian or
promptly appoint a successor Custodian by written instrument, in duplicate, one
copy of which instrument shall be delivered to the resigning Custodian and one
copy to the successor Custodian. If the Trust Administrator shall not have taken
custody of the Custodial Files and no successor Custodian shall have been so
appointed and have accepted resignation, the resigning Custodian may petition
any court of competent jurisdiction for the appointment of a successor
Custodian.
The Trust Administrator may remove the Custodian at any time. In
such event, the Trust Administrator shall appoint, or petition a court of
competent jurisdiction to appoint, a successor Custodian hereunder. Any
successor Custodian shall be a depository institution subject to supervision or
examination by federal or state authority and shall be able to satisfy the other
requirements contained in Section 3.7.
Any resignation or removal of the Custodian and appointment of a
successor Custodian pursuant to any of the provisions of this Section 3.5 shall
become effective upon acceptance of appointment by the successor Custodian. The
Trust Administrator shall give prompt notice to the Seller and the Master
Servicer of the appointment of any successor Custodian. No successor Custodian
shall have been appointed and accepted appointment by the Trust Administrator
without the prior approval of the Seller and the Master Servicer.
Section 3.6. Merger or Consolidation of Custodian. Any Person into
which the Custodian may be merged or converted or with which it may be
consolidated, or any Person resulting from any merger, conversion or
consolidation to which the Custodian shall be a party, or any Person succeeding
to the business of the Custodian, shall be the successor of the Custodian
hereunder, without the execution or filing of any paper or any further act on
the part of any of the parties hereto, anything herein to the contrary
notwithstanding.
Section 3.7. Representations of the Custodian. The Custodian hereby
represents that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital and surplus
of at least $10,000,000 and is qualified to do business in the jurisdiction in
which it will hold any Custodian File.
ARTICLE IV
Miscellaneous Provisions
Section 4.1. Notices. All notices, requests, consents and demands
and other communications required under this Agreement or pursuant to any other
instrument or document delivered hereunder shall be in writing and, unless
otherwise specifically provided, may be delivered personally, by telegram or
telex, or by registered or certified mail, postage prepaid, return receipt
requested, at the addresses specified on the signature page hereof (unless
changed by the particular party whose address is stated herein by similar notice
in writing), in which case the notice will be deemed delivered when received.
Section 4.2. Amendments. No modification or amendment of or
supplement to this Agreement shall be valid or effective unless the same is in
writing and signed by all parties hereto, and neither the Seller, the Master
Servicer nor the Trust Administrator shall enter into any amendment hereof
except as permitted by the Pooling and Servicing Agreement. The Trust
Administrator shall give prompt notice to the Custodian of any amendment or
supplement to the Pooling and Servicing Agreement and furnish the Custodian with
written copies thereof.
SECTION 4.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A
CONTRACT MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND
ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
Section 4.4. Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the properties subject to the Mortgages are
situated, and in any other appropriate public recording office or elsewhere,
such recordation to be effected by the Master Servicer and at its expense on
direction by the Trust Administrator, but only upon direction accompanied by an
Opinion of Counsel to the effect that such recordation materially and
beneficially affects the interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
Section 4.5. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
<PAGE>
IN WITNESS WHEREOF, this Agreement is executed as of the date first
above written.
Address: FIRST UNION NATIONAL BANK
230 South Tryon Street By: ______________________________________
Charlotte, North Carolina, 28288 Name: ____________________________________
Title: ___________________________________
Address: NORWEST ASSET SECURITIES
CORPORATION
7485 New Horizon Way
Frederick, Maryland 21703 By: ______________________________________
Name: ____________________________________
Title: ___________________________________
Address: NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
7485 New Horizon Way
Frederick, Maryland 21703 By: ______________________________________
Name: ____________________________________
Title: ___________________________________
Address: [CUSTODIAN]
By: ______________________________________
Name: ____________________________________
Title: ___________________________________
<PAGE>
STATE OF )
) ss.:
COUNTY OF )
On this ____ day of _________, 19__, before me, a notary public in
and for the State of ____________, personally appeared _______________, known to
me who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Norwest Asset
Securities Corporation a Delaware corporation, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said corporation.
________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
) ss.:
COUNTY OF )
On this ____ day of _________, 19__, before me, a notary public in
and for the State of ____________, personally appeared _______________, known to
me who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Norwest Bank Minnesota,
National Association, a national banking association, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said corporation.
________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
) ss.:
COUNTY OF )
On this ___ day of ________, 19__, before me, a notary public in and
for the State of ____________, personally appeared __________ _________, known
to me who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the ____________________ of First Union
National Bank, a national banking association, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said association.
________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ____ day of ________, 19 , before me, a notary public in and
for the State of __________, personally appeared __________ __________, known to
me who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the _______________________ of
______________________, a _________________________, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said association.
________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
EXHIBIT F-1
[Schedule of Mortgage Loans Serviced by Norwest Mortgage
from locations other than Frederick, Maryland]
<PAGE>
NASCOR
NMI / 1998-33 Exhibit F-1
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii)
- ----- --------------------------- ----- -------- -------- -------- ---------- -------- ----------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE
- -------- ------------------------------------------------------------ -------- ---------- -------- -----------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
6341458 NEWFIELDS NH 03856 SFD 6.875 6.250 $2,595.53 360 1-Oct-28
6839238 NAPERVILLE IL 60563 SFD 7.625 6.250 $2,491.44 360 1-May-28
6962372 HAYWARD WI 54843 SFD 7.125 6.250 $2,667.93 360 1-Jul-28
6971856 EDINA MN 55439 SFD 7.375 6.250 $2,638.38 360 1-Oct-28
6999641 SCOTTSDALE AZ 85262 PUD 7.875 6.250 $1,856.18 360 1-Aug-28
7101847 GLENVIEW IL 60025 SFD 7.250 6.250 $2,646.84 360 1-Oct-28
7189377 ROCHESTER MN 55902 SFD 7.250 6.250 $1,882.81 360 1-Oct-28
7192126 LAKE ELMO MN 55042 SFD 6.500 6.233 $1,704.38 360 1-Oct-28
7198114 BURNSVILLE MN 55337 SFD 7.250 6.250 $1,963.99 360 1-Oct-28
7203542 OAKDALE MN 55128 PUD 7.125 6.250 $2,009.44 360 1-Oct-28
7237338 ALGONQUIN IL 60102 SFD 7.250 6.250 $1,693.17 360 1-Oct-28
7283121 HAWTHORN WOODS IL 60047 SFD 7.000 6.250 $1,957.32 360 1-Nov-28
7329684 LAKEVILLE MN 55044 SFD 7.250 6.250 $1,978.32 360 1-Nov-28
7396507 CHANHASSEN MN 55317 SFD 7.125 6.250 $2,231.70 360 1-Nov-28
</TABLE>
<TABLE>
<CAPTION>
(i) (ix) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- ------------- ------ --------- ---------- -------- ----------- ----------- -----------
CUT-OFF
MORTGAGE DATE MORTGAGE T.O.P. MASTER FIXED
LOAN PRINCIPAL INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER BALANCE LTV SUBSIDY CODE FEE LOAN FEE YIELD
- -------- -------------- ----- --------- ---------- -------- ----------- ----------- -----------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
6341458 $394,410.25 90.00 33 0.250 0.017 0.358
6839238 $348,574.44 76.52 0.250 0.017 1.108
6962372 $394,397.69 79.20 0.250 0.017 0.608
6971856 $381,416.87 79.92 0.250 0.017 0.858
6999641 $255,288.31 80.00 0.250 0.017 1.358
7101847 $387,392.83 80.00 0.250 0.017 0.733
7189377 $275,568.08 77.75 0.250 0.017 0.733
7192126 $269,161.12 84.88 17 0.250 0.017 0.000
7198114 $287,449.46 90.00 03 0.250 0.017 0.733
7203542 $297,781.54 90.00 13 0.250 0.017 0.608
7237338 $247,811.57 89.96 01 0.250 0.017 0.733
7283121 $293,851.69 69.22 0.250 0.017 0.483
7329684 $289,773.76 64.44 0.250 0.017 0.733
7396507 $330,985.10 79.99 0.250 0.017 0.608
$4,453,862.71
</TABLE>
COUNT: 14
WAC: 7.20213471
WAM: 357.4337429
WALTV: 80.83503079
<PAGE>
EXHIBIT F-2
[Schedule of Mortgage Loans Serviced by Norwest Mortgage in Frederick,
Maryland]
<PAGE>
NASCOR
NMI / 1998-33 Exhibit F-2
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii)
- ---------------------------------------------------------------------------------------------------------------------------------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE
- -------- ------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
4645558 PARAMUS NJ 07652 SFD 7.625 6.250 $ 2,123.39 360 1-Dec-28
4689898 SPARTA NJ 07871 SFD 7.125 6.250 $ 1,748.30 360 1-Nov-28
4713930 GREAT FALLS MT 59404 SFD 7.375 6.250 $3,536.26 360 1-Nov-28
4715201 OAK HILL VA 20171 SFD 6.625 6.250 $ 2,241.09 360 1-Nov-28
4718239 NAPERVILLE IL 60665 SFD 7.375 6.250 $ 2,037.50 360 1-Nov-28
4720430 WHITE BEAR LAKE MN 55110 SFD 7.125 6.250 $2,694.87 360 1-Oct-28
4724956 SPARTA TOWNSHIP NJ 07871 SFD 7.000 6.250 $ 1,771.71 360 1-Oct-28
4739136 COLD SPRING HARBOR NY 11724 SFD 7.375 6.250 $2,590.04 360 1-Sep-28
4756509 GREENLAWN NY 11740 SFD 7.000 6.250 $ 1,663.26 360 1-Dec-28
4759458 BELLE MEAD NJ 08502 SFD 7.000 6.250 $ 1,988.93 360 1-Nov-28
4766395 HIGHLANDS RANCH CO 80126 SFD 7.500 6.250 $2,054.99 360 1-Oct-28
4767423 REISTERSTOWN MD 21136 SFD 7.000 6.250 $ 2,595.35 360 1-Dec-28
4767999 GROTON MA 01450 SFD 7.625 6.250 $2,264.94 360 1-Nov-28
4768135 BASKING RIDGE NJ 07920 SFD 7.250 6.250 $ 2,114.75 360 1-Nov-28
4777133 LOS ALTOS CA 94022 SFD 6.875 6.250 $ 2,660.57 360 1-Nov-28
4778317 HERNDON VA 20170 SFD 7.250 6.250 $ 1,760.01 360 1-Aug-28
4778510 CORDOVA TN 38018 SFD 7.500 6.250 $2,796.86 360 1-Apr-28
4778543 SAN DIEGO CA 92130 SFD 7.250 6.250 $ 2,012.43 360 1-Aug-28
4779854 POMONA NY 10970 SFD 7.250 6.250 $ 1,971.49 360 1-Nov-28
4781448 UPPER PITTSGROVE TOWNSHIP NJ 08343 SFD 7.625 6.250 $ 1,840.26 360 1-Aug-28
4781603 SCARSDALE NY 10583 SFD 7.125 6.250 $ 1,800.18 360 1-Nov-28
4782214 MILLBURN TOWNSHIP NJ 07078 SFD 6.750 6.250 $ 1,621.50 360 1-Oct-28
4788215 ROSELAND NJ 07068 SFD 7.250 6.250 $ 2,510.41 360 1-Nov-28
4789719 HENDERSON NV 89012 SFD 7.250 6.250 $ 1,697.60 360 1-Nov-28
4790287 TOWNSHIP OF MONTGOMERY NJ 08558 SFD 7.500 6.250 $ 1,748.04 360 1-Sep-28
4790746 HAILEY ID 83333 SFD 7.625 6.250 $ 1,406.75 360 1-Aug-28
4791986 PRINCETON TOWNSHIP NJ 08540 SFD 7.250 6.250 $ 2,455.84 360 1-Nov-28
4792764 NEW CITY NY 10956 SFD 7.375 6.250 $ 1,105.09 360 1-Nov-28
4796638 CINCINNATI OH 45257 SFD 7.125 6.250 $ 1,920.10 360 1-Aug-28
4803775 BRANDON MS 39042 SFD 7.375 6.250 $ 1,933.89 360 1-Aug-28
4803849 MILLBURN NJ 07041 SFD 7.375 6.250 $ 2,127.28 360 1-Nov-28
4804619 SAN CLEMENTE CA 92672 SFD 7.500 6.250 $ 1,769.02 360 1-Aug-28
4805284 ORLANDO FL 32819 SFD 7.375 6.250 $2,666.70 360 1-Aug-28
4805522 COLUMBUS OH 43235 SFD 7.125 6.250 $ 1,770.53 360 1-Aug-28
4805688 GRASONVILLE MD 21638 LCO 7.375 6.250 $ 1,752.94 360 1-Sep-28
4806031 HUNTINGTON BEACH CA 92649 PUD 7.375 6.250 $ 2,168.72 360 1-Nov-28
4806894 ROCKVILLE CENTRE NY 11570 SFD 7.625 6.250 $ 2,123.39 360 1-Dec-28
4808112 PRIOR LAKE MN 55372 SFD 7.250 6.250 $ 1,944.20 360 1-Sep-28
4809223 MENLO PARK CA 94025 SFD 7.500 6.250 $8,489.87 360 1-Aug-28
4809707 SPARTA TOWNSHIP NJ 07871 SFD 6.875 6.250 $ 2,102.18 360 1-Sep-28
4812716 SARATOGA CA 95070 SFD 7.375 6.250 $3,349.78 360 1-Aug-28
4815067 ROYAL OAK MI 48073 SFD 7.500 6.250 $2,209.52 360 1-Sep-28
4815410 REISTERSTOWN MD 21136 SFD 7.000 6.250 $ 2,162.24 360 1-Nov-28
4816236 WESTHAMPTON BEACH NY 11978 SFD 7.750 6.250 $ 2,131.33 360 1-Dec-28
4816576 HAWTHORNE NY 10532 SFD 7.500 6.250 $ 1,756.43 360 1-Dec-28
4816929 OAKTON VA 22181 PUD 6.750 6.250 $ 4,215.89 360 1-Aug-28
4817174 MIAMI BEACH FL 33139 HCO 7.250 6.250 $3,069.80 360 1-Nov-28
4817296 SAN JOSE CA 95112 SFD 7.375 6.250 $ 2,755.80 360 1-Aug-28
4817906 MENDHAM BOROUGH NJ 07945 SFD 7.625 6.250 $3,979.93 360 1-Sep-28
4819945 MASPETH NY 11378 MF2 7.625 6.250 $ 1,040.46 360 1-Nov-28
4820194 RANCHO MIRAGE CA 92270 SFD 7.375 6.250 $ 1,938.04 360 1-Aug-28
4820824 VALENCIA CA 91354 SFD 7.375 6.250 $ 1,701.82 360 1-Aug-28
4820974 CARLSBAD CA 92009 SFD 7.125 6.250 $ 2,134.35 360 1-Aug-28
4822775 WESTFIELD NJ 07090 SFD 7.125 6.250 $2,256.96 360 1-Nov-28
4823939 BEDFORD NY 10507 SFD 7.250 6.250 $4,093.06 360 1-Sep-28
4824016 SAN JOSE CA 95138 SFD 6.750 6.250 $ 3,697.01 360 1-Nov-28
4824069 CHARLOTTE NC 28207 SFD 6.875 6.250 $ 2,857.65 360 1-Dec-28
4824125 TOWNSHIP OF CLINTON NJ 08833 SFD 6.750 6.250 $ 1,832.94 360 1-Nov-28
4824982 MILLBURN NJ 07041 SFD 7.125 6.250 $ 2,021.16 360 1-Nov-28
4825631 BERKELEY HEIGHTS NJ 07922 SFD 7.125 6.250 $ 1,697.78 360 1-Dec-28
4826400 RALEIGH NC 27613 SFD 7.375 6.250 $ 2,051.31 360 1-Dec-28
4827033 CHICAGO IL 60614 HCO 7.250 6.250 $ 2,204.12 360 1-Oct-28
4827706 WELLESLEY MA 02481 SFD 7.250 6.250 $ 1,787.31 360 1-Oct-28
4827712 ELLICOTT CITY MD 21042 SFD 7.625 6.250 $ 1,855.84 360 1-Sep-28
4828873 BATON ROUGE LA 70809 SFD 7.125 6.250 $ 2,139.73 360 1-Sep-28
4829119 ROCHESTER MN 55902 SFD 6.875 6.250 $ 4,312.74 360 1-Nov-28
4829622 TAMPA FL 33609 SFD 7.250 6.250 $ 2,060.18 360 1-Sep-28
4829753 HUNTINGTON BEACH CA 92647 SFD 8.000 6.250 $ 1,922.46 360 1-Jul-28
4830699 NOVATO CA 94945 SFD 7.550 6.250 $3,372.68 360 1-Jul-28
4830768 SAN JOSE CA 95132 SFD 7.350 6.250 $ 1,722.44 360 1-Jul-28
4831102 NEW CITY NY 10956 SFD 7.750 6.250 $ 1,918.19 360 1-May-28
4831303 FOUNTAIN HILLS AZ 85268 SFD 7.625 6.250 $ 2,485.76 360 1-Nov-28
4831429 RENO NV 89511 SFD 7.500 6.250 $ 2,772.39 360 1-Nov-28
4831926 INDIANAPOLIS IN 46208 SFD 7.250 6.250 $ 3,325.61 360 1-Sep-28
4832547 FRANKLIN LAKES NJ 07417 SFD 7.375 6.250 $ 2,873.21 360 1-Sep-28
4832759 NEWPORT BEACH CA 92625 SFD 7.500 6.250 $ 2,049.75 360 1-Oct-28
4833304 COLUMBIA FALLS MT 59912 SFD 7.750 6.250 $ 561.67 360 1-Aug-28
4833886 LA PALMA CA 90623 SFD 7.250 6.250 $ 1,855.52 360 1-Jun-28
4834094 LOS FLORES CA 92688 SFD 7.000 6.250 $ 1,900.11 360 1-Oct-28
4834401 BOTHELL WA 98011 SFD 7.500 6.250 $ 1,548.06 360 1-Aug-28
4834574 SOUTHAMPTON NY 11968 SFD 7.500 6.250 $ 2,957.68 360 1-Nov-28
4834601 LEXINGTON MA 02420 SFD 7.375 6.250 $ 1,830.29 360 1-Oct-28
4834603 FIRE ISLAND PINES NY 11782 SFD 7.375 6.250 $ 2,237.79 360 1-Nov-28
4835063 PLACENTIA CA 92870 SFD 7.250 6.250 $ 1,895.39 360 1-Aug-28
4835185 JAMAICA ESTATES NY 11432 SFD 7.500 6.250 $ 3,277.57 360 1-Nov-28
4835345 COEUR D'ALENE ID 83814 SFD 7.250 6.250 $ 1,739.55 360 1-Oct-28
4835680 SOUTH PASADENA CA 91030 SFD 7.375 6.250 $ 2,265.41 360 1-Oct-28
4839755 AUBURN WA 98092 SFD 7.125 6.250 $ 1,650.62 360 1-Oct-28
4839897 LONG BEACH CA 90803 SFD 6.875 6.250 $ 2,254.58 360 1-Nov-28
4840489 WESTFORD MA 01886 SFD 7.500 6.250 $ 1,699.10 360 1-Sep-28
4840817 SHERMAN CT 06784 SFD 7.500 6.250 $ 1,727.06 360 1-Aug-28
4841041 NAPERVILLE IL 60564 SFD 7.000 6.250 $ 3,166.84 360 1-Dec-28
4841109 OSSINING NY 10562 LCO 7.375 6.250 $ 1,710.81 360 1-Sep-28
4841215 DULUTH MN 55803 SFD 7.375 6.250 $ 2,745.44 360 1-Sep-28
4841255 OSSINING NY 10562 LCO 7.375 6.250 $ 1,853.60 360 1-Sep-28
4841293 ALPHARETTA GA 30202 SFD 7.375 6.250 $ 2,440.16 360 1-Nov-28
4841840 LUTHERVILLE MD 21093 PUD 6.875 6.250 $ 1,970.79 360 1-Nov-28
4842278 GLENDALE AZ 85308 SFD 7.125 6.250 $ 1,646.57 360 1-Nov-28
4842296 OAK BLUFFS MA 02557 SFD 7.375 6.250 $3,605.33 360 1-Dec-28
4842772 OAKLAND MI 48363 SFD 7.625 6.250 $ 1,942.19 360 1-Nov-28
4842781 BROWNSBURG IN 46112 SFD 7.250 6.250 $ 2,810.57 360 1-Sep-28
4843684 COHASSET MA 02025 SFD 7.125 6.250 $ 1,866.21 360 1-Nov-28
4843717 GILFORD NH 03246 SFD 7.375 6.250 $ 1,933.90 360 1-Nov-28
4843732 MENDOTA HEIGHTS MN 55118 SFD 7.000 6.250 $ 1,804.30 360 1-Nov-28
4843807 NEW YORK NY 10024 COP 7.500 6.250 $ 489.46 360 1-Dec-28
4844131 BIRARCLIFF NY 10510 SFD 7.125 6.250 $ 1,792.10 360 1-Oct-28
4844183 HEWLETT HARBOR NY 11557 SFD 7.000 6.250 $ 3,039.18 240 1-Nov-18
4844192 PORTLAND OR 97201 SFD 7.250 6.250 $ 1,910.10 360 1-Sep-28
4844201 BABYLON NY 11702 SFD 7.250 6.250 $ 1,688.39 360 1-Dec-28
4844523 NANUET NY 10954 LCO 7.500 6.250 $ 901.99 360 1-Nov-28
4845824 SAN DIEGO CA 92129 SFD 7.250 6.250 $ 1,528.07 360 1-Aug-28
4845852 WILTON CT 06897 SFD 7.250 6.250 $ 1,875.99 360 1-Oct-28
4845893 WEST ISLIP NY 11795 SFD 7.625 6.250 $ 1,274.03 360 1-Nov-28
4845973 REDWOOD CITY CA 94061 SFD 7.500 6.250 $ 2,145.89 360 1-Nov-28
4846238 FREEPORT ME 04032 SFD 7.375 6.250 $2,052.69 360 1-Dec-28
4846294 BOGART GA 30622 SFD 7.250 6.250 $ 2,210.25 360 1-Oct-28
4846376 SANTA ANA CA 92705 SFD 7.250 6.250 $ 1,855.52 360 1-Nov-28
4846397 DARIEN CT 06820 SFD 7.250 6.250 $ 2,217.08 360 1-Nov-28
4846774 NEW ROCHELLE NY 10804 SFD 7.000 6.250 $3,792.23 360 1-Nov-28
4846971 MOUNTVILLE NJ 07058 SFD 7.250 6.250 $ 1,705.44 360 1-Nov-28
4847015 EAST SANDWICH MA 02537 SFD 6.875 6.250 $ 2,115.32 360 1-Oct-28
4847233 SAN JOSE CA 95124 SFD 7.500 6.250 $2,237.49 360 1-Aug-28
4847697 RYE NY 10580 SFD 7.000 6.250 $4,324.47 360 1-Nov-28
4847731 MANHATTAN KS 66503 SFD 7.375 6.250 $ 2,077.55 360 1-Nov-28
4848002 MONTVILLE NJ 07045 SFD 7.000 6.250 $ 1,862.85 360 1-Oct-28
4848025 NORTHAMPTON TOWNSHIP PA 18966 SFD 7.125 6.250 $ 1,786.03 360 1-Oct-28
4848754 BETHESDA MD 20814 SFD 7.250 6.250 $ 1,701.01 360 1-Oct-28
4848810 MORRISTOWN NJ 07960 SFD 7.000 6.250 $ 1,727.13 360 1-Nov-28
4848812 AMLIN OH 43002 SFD 7.250 6.250 $ 3,410.88 360 1-Sep-28
4848957 MORRISTOWN NJ 07960 SFD 7.250 6.250 $ 3,159.85 360 1-Nov-28
4849187 HUNTINGTON BEACH CA 92646 SFD 7.500 6.250 $ 1,793.49 360 1-Oct-28
4849564 PRINCETON NJ 08540 SFD 7.000 6.250 $2,279.66 360 1-Dec-28
4849641 SIERRA MADRE CA 91024 SFD 6.750 6.250 $ 2,218.21 360 1-Aug-28
4849757 FLORHAM PARK NJ 07932 SFD 6.875 6.250 $3,205.82 360 1-Dec-28
4849883 SOUTHLAKE TX 76092 SFD 7.500 6.250 $3,496.08 360 1-Nov-28
4850219 SAINT LOUIS MO 63105 SFD 7.000 6.250 $ 2,707.12 360 1-Nov-28
4850296 PORTOLA VALLEY CA 94028 SFD 7.125 6.250 $ 4,111.71 360 1-Nov-28
4850423 WEST BLOOMFIELD MI 48324 SFD 7.375 6.250 $ 1,692.16 360 1-Nov-28
4850719 ORANGE CA 92869 SFD 7.625 6.250 $2,300.33 360 1-Oct-28
4850900 FAIRFIELD CT 06430 LCO 7.250 6.250 $ 2,018.56 360 1-Dec-28
4851337 BOISE ID 83703 SFD 7.125 6.250 $ 1,751.67 360 1-Aug-28
4851394 KIRKLAND WA 98033 SFD 6.875 6.250 $ 2,512.76 360 1-Oct-28
4851403 EUGENE OR 97405 SFD 7.250 6.250 $2,346.69 360 1-Nov-28
4851418 NEWTON MA 02162 SFD 7.625 6.250 $ 3,241.70 360 1-Sep-28
4851789 HEATH TX 75032 SFD 7.125 6.250 $ 1,874.29 360 1-Oct-28
4851989 CHESTERFIELD MO 63005 SFD 7.250 6.250 $ 2,721.89 360 1-Oct-28
4852421 STAMFORD CT 06905 SFD 7.000 6.250 $ 1,779.02 360 1-Nov-28
4852448 PRINCETON NJ 08540 SFD 6.750 6.250 $ 4,215.89 360 1-Sep-28
4852634 RICHMOND KY 40475 SFD 7.000 6.250 $ 1,696.53 360 1-Oct-28
4852755 TUCKAHOE NY 10707 SFD 6.875 6.250 $ 1,754.00 360 1-Dec-28
4852771 SHERWOOD FOREST MD 21405 SFD 7.250 6.250 $ 2,107.92 360 1-Nov-28
4852918 LAFAYETTE CA 94549 SFD 7.000 6.250 $ 2,391.43 360 1-Nov-28
4852952 SAN BRUNO CA 94066 SFD 7.125 6.250 $ 2,169.38 360 1-Nov-28
4852975 CUPERTINO CA 95014 SFD 7.625 6.250 $ 2,243.71 360 1-Nov-28
4853086 HEMPSTEAD NY 11550 SFD 7.500 6.250 $ 1,713.08 360 1-Nov-28
4853109 FOREST HILL NY 11375 SFD 6.750 6.250 $3,035.44 360 1-Nov-28
4853126 BRONXVILLE NY 10708 SFD 7.875 6.250 $3,299.07 360 1-Dec-28
4853416 GRAND RAPIDS MI 49546 SFD 7.375 6.250 $2,072.03 360 1-Oct-28
4853638 NOVATO CA 94947 SFD 7.375 6.250 $2,244.70 360 1-Oct-28
4853829 WESTFIELD NJ 07090 SFD 7.000 6.250 $ 1,696.53 360 1-Oct-28
4854191 AURORA CO 80015 SFD 7.125 6.250 $ 1,920.44 360 1-Sep-28
4854875 MONROE TOWNSHIP NJ 08857 SFD 6.750 6.250 $ 1,780.41 360 1-Nov-28
4855278 BEDFORD NH 03110 SFD 7.500 6.250 $ 2,125.62 360 1-Nov-28
4855413 POUND RIDGE NY 10576 SFD 7.250 6.250 $ 1,500.79 360 1-Dec-28
4855789 WOODLAND HILLS CA 91367 SFD 7.350 6.250 $2,204.72 360 1-Aug-28
4856013 ALEXANDRIA VA 22309 SFD 7.250 6.250 $ 1,746.37 360 1-Oct-28
4856138 MARLBORO MA 01752 SFD 7.375 6.250 $ 1,795.76 360 1-Nov-28
4856226 SAN JOSE CA 95125 SFD 7.375 6.250 $ 2,294.77 360 1-Nov-28
4856273 SANTA BARBARA CA 93108 SFD 7.550 6.250 $ 2,817.60 360 1-Aug-28
4856286 PLEASANTON CA 94588 SFD 7.250 6.250 $ 2,110.31 240 1-Nov-18
4856307 SAN FRANCISCO CA 94114 SFD 7.000 6.250 $ 1,749.75 360 1-Nov-28
4856527 PASO ROBLES CA 93446 SFD 7.000 6.250 $ 2,661.21 360 1-Nov-28
4856534 ROCHESTER MI 48306 SFD 7.375 6.250 $ 1,864.83 360 1-Nov-28
4856562 BASKING RIDGE NJ 07920 SFD 7.000 6.250 $ 1,663.26 360 1-Dec-28
4856623 SALT LAKE CITY UT 84103 SFD 7.000 6.250 $3,093.66 360 1-Nov-28
4856691 HARWINTON CT 06791 SFD 7.250 6.250 $ 1,784.33 360 1-Nov-28
4856700 STARKVILLE MS 39759 SFD 7.125 6.250 $ 1,949.22 240 1-Nov-18
4857037 BROOKVILLE NY 11545 SFD 7.375 6.250 $4,834.73 360 1-Dec-28
4857309 HIGHLAND BEACH FL 33487 HCO 7.250 6.250 $ 3,274.45 360 1-Nov-28
4857324 EVERGREEN CO 80439 SFD 7.500 6.250 $ 2,517.17 360 1-Aug-28
4857332 DARIEN CT 06820 SFD 7.125 6.250 $ 1,684.30 360 1-Nov-28
4857394 MCLEAN VA 22101 PUD 7.625 6.250 $ 1,866.45 360 1-Oct-28
4857442 MORRIS PLAINS NJ 07950 SFD 7.250 6.250 $ 1,998.78 360 1-Nov-28
4857486 LIVERMORE CA 94550 SFD 8.125 6.250 $ 2,413.12 360 1-Nov-28
4857519 SAN DIEGO CA 92130 PUD 7.125 6.250 $ 3,293.14 360 1-Nov-28
4857780 CARDIFF BY THE SEA CA 92007 SFD 7.625 6.250 $ 1,769.48 360 1-Sep-28
4857915 FORT LAUDERDALE FL 33301 SFD 7.125 6.250 $ 2,108.74 360 1-Nov-28
4857974 BELL CANYON CA 91307 SFD 7.400 6.250 $4,043.50 360 1-Aug-28
4858033 RYE NH 03870 SFD 7.000 6.250 $ 1,995.91 360 1-Nov-28
4858220 BOSTON MA 02116 HCO 7.125 6.250 $2,358.02 360 1-Dec-28
4858428 VIENNA VA 22182 SFD 7.250 6.250 $ 3,765.62 360 1-Oct-28
4858508 NAPLES FL 34108 SFD 7.000 6.250 $ 3,758.96 360 1-Nov-28
4858558 HOUSTON TX 77019 SFD 7.000 6.250 $ 2,162.24 360 1-Nov-28
4858764 PLEASANTON CA 94588 SFD 7.000 6.250 $2,335.22 360 1-Dec-28
4858862 WYCKOFF TOWNSHIP NJ 07481 SFD 7.250 6.250 $ 1,675.43 360 1-Oct-28
4858919 WALL NJ 07719 SFD 7.250 6.250 $ 1,705.45 360 1-Dec-28
4859111 SEATTLE WA 98112 SFD 7.375 6.250 $ 1,933.89 360 1-Oct-28
4859113 BIRMINGHAM AL 35244 SFD 7.000 6.250 $3,470.89 360 1-Oct-28
4859239 ANDOVER MA 01810 SFD 7.250 6.250 $2,607.96 360 1-Nov-28
4859505 SUNNYVALE CA 94087 SFD 7.375 6.250 $ 1,737.05 360 1-Oct-28
4859644 ZEPHYR COVE NV 89448 LCO 7.375 6.250 $ 1,851.01 360 1-Oct-28
4859793 SAN DIEGO CA 92129 SFD 7.750 6.250 $ 1,748.05 360 1-Oct-28
4860303 GREAT FALLS VA 22066 SFD 6.875 6.250 $2,903.63 360 1-Oct-28
4860325 GLENCOE MO 63038 SFD 7.375 6.250 $ 1,994.92 240 1-Oct-18
4860335 OCEANSIDE CA 92056 SFD 7.250 6.250 $2,046.53 360 1-Nov-28
4860394 WATCHUNG NJ 07060 SFD 7.125 6.250 $ 2,192.96 360 1-Oct-28
4860921 REDMOND WA 98052 SFD 7.000 6.250 $ 1,804.31 360 1-Oct-28
4860927 WASHINGTON DC 20001 SFD 6.750 6.250 $ 1,663.66 360 1-Oct-28
4860946 FLUSHING NY 11365 SFD 7.875 6.250 $ 1,768.45 360 1-Nov-28
4860956 MARCO ISLAND FL 34145 SFD 7.000 6.250 $ 1,330.61 360 1-Nov-28
4861284 MIDDLETOWN NJ 07748 SFD 7.375 6.250 $ 1,823.39 360 1-Dec-28
4861336 FREMONT CA 94536 SFD 8.125 6.250 $ 1,868.87 360 1-Dec-28
4861339 SOUTHLAKE TX 76092 SFD 7.125 6.250 $2,370.82 360 1-Nov-28
4861371 CHULA VISTA CA 91910 SFD 7.125 6.250 $ 1,957.05 240 1-Nov-18
4861485 MARCO ISLAND FL 34145 HCO 7.125 6.250 $ 3,301.23 360 1-Dec-28
4861518 BLOOMFIELD HILLS MI 48304 SFD 7.500 6.250 $ 2,307.41 360 1-Nov-28
4861523 SAN JOSE CA 95129 SFD 7.000 6.250 $ 2,528.15 360 1-Nov-28
4861569 PLAINSBORO NJ 08536 SFD 7.250 6.250 $ 1,644.05 360 1-Oct-28
4861572 DANBURY CT 06811 SFD 7.250 6.250 $ 1,828.24 360 1-Oct-28
4861776 CENTREVILLE VA 20121 SFD 7.500 6.250 $ 2,192.74 360 1-Nov-28
4861918 FOUNTAIN VALLEY CA 92708 SFD 7.250 6.250 $ 1,680.89 360 1-Jul-28
4861954 UPLAND CA 91784 SFD 7.875 6.250 $ 2,102.70 360 1-Mar-28
4861971 SEMINOLE FL 33772 SFD 7.875 6.250 $ 2,126.74 356 1-Feb-28
4861984 PINOLE CA 94564 SFD 7.625 6.250 $ 1,891.23 360 1-Aug-28
4862030 BETHESDA MD 20817 SFD 7.750 6.250 $6,053.68 360 1-Oct-28
4862034 BOUNTIFUL UT 84010 SFD 7.250 6.250 $ 1,875.98 360 1-Nov-28
4862047 GRAPEVINE TX 76051 SFD 7.125 6.250 $2,082.46 360 1-Oct-28
4862062 NIWOT CO 80503 SFD 7.250 6.250 $2,229.35 360 1-Oct-28
4862152 SAN DIEGO CA 92122 SFD 7.625 6.250 $2,369.70 360 1-Jul-28
4862252 MAUMELLE AR 72113 SFD 7.250 6.250 $ 1,875.98 360 1-Jul-28
4862312 NEW FAIRFIELD CT 06812 SFD 6.375 6.108 $ 1,671.98 360 1-Nov-28
4862450 SUNNYVALE CA 94087 SFD 7.250 6.250 $ 2,210.26 360 1-Nov-28
4862472 LOS ANGELES CA 90024 SFD 7.000 6.250 $3,326.52 360 1-Nov-28
4862542 DEL MAR CA 92014 SFD 7.250 6.250 $3,069.80 360 1-Nov-28
4862691 NORTHRIDGE AREA LOS ANGEL CA 91326 SFD 7.250 6.250 $ 2,810.57 360 1-Aug-28
4862751 GEORGETOWN SC 29440 SFD 7.500 6.250 $ 4,761.66 360 1-Dec-28
4862761 ROSWELL GA 30075 SFD 7.375 6.250 $ 1,989.15 360 1-Jul-28
4862856 NEW YORK NY 10128 COP 7.500 6.250 $ 1,573.24 360 1-Dec-28
4862887 SIERRA MADRE CA 91024 SFD 7.625 6.250 $ 1,896.89 360 1-Aug-28
4862907 ALPHARETTA GA 30022 SFD 7.125 6.250 $ 1,927.31 240 1-Nov-18
4862981 KEARNEY NE 68847 SFD 7.000 6.250 $ 2,157.98 360 1-Jul-28
4863069 FREMONT CA 94555 SFD 7.250 6.250 $2,073.82 360 1-Aug-28
4863128 THOUSAND OAKS CA 91362 SFD 7.500 6.250 $ 1,727.06 360 1-Aug-28
4863246 SAN DIEGO CA 92129 SFD 7.125 6.250 $ 1,953.78 360 1-Sep-28
4863260 STEAMBOAT SPRINGS CO 80477 SFD 7.000 6.250 $ 1,746.42 360 1-Sep-28
4863267 KNOXVILLE TN 37922 SFD 7.500 6.250 $ 1,760.27 360 1-Jul-28
4863309 SAN RAMON CA 94583 SFD 7.500 6.250 $2,349.36 360 1-Aug-28
4863408 DIAMOND BAR CA 91765 SFD 7.750 6.250 $ 762.26 360 1-Aug-28
4863447 VIENNA VA 22180 SFD 7.250 6.250 $ 1,739.55 360 1-Nov-28
4863470 POWAY CA 92064 SFD 7.750 6.250 $ 2,113.42 360 1-Sep-28
4863649 ORLANDO FL 32812 SFD 7.625 6.250 $ 2,569.17 349 1-Aug-27
4863716 SEAL BEACH CA 90740 SFD 7.500 6.250 $ 1,762.03 360 1-Aug-28
4863736 TRABUCO CANYON CA 92679 SFD 7.625 6.250 $ 1,755.33 360 1-Jul-28
4863886 PONTE VEDRA BEACH FL 32082 SFD 7.125 6.250 $2,607.30 360 1-Nov-28
4863900 SWAMPSCOTT MA 01907 SFD 7.375 6.250 $ 1,092.99 360 1-Sep-28
4863974 ARLINGTON MA 02476 SFD 7.250 6.250 $ 1,760.02 360 1-Nov-28
4864008 KEY WEST FL 33040 SFD 7.250 6.250 $2,387.62 360 1-Nov-28
4864421 MENDON MA 01756 SFD 7.250 6.250 $ 1,841.88 360 1-Dec-28
4864505 SAN JOSE CA 95123 SFD 7.625 6.250 $ 1,712.87 360 1-Nov-28
4864675 LOS ALTOS HILLS CA 94022 SFD 7.250 6.250 $ 6,821.77 360 1-Nov-28
4864805 FALLBROOK CA 92028 SFD 7.125 6.250 $2,098.64 360 1-Nov-28
4864865 BARTLETT IL 60103 SFD 7.125 6.250 $ 2,048.11 360 1-Nov-28
4864886 CAROL STREAM IL 60188 SFD 7.500 6.250 $ 1,845.93 360 1-Aug-28
4864912 PHOENIX AZ 85020 SFD 7.500 6.250 $2,569.62 360 1-Jul-28
4864922 SAN DIEGO CA 92122 SFD 7.500 6.250 $ 1,992.76 360 1-Aug-28
4864941 TARZANA CA 91356 SFD 7.500 6.250 $3,482.09 360 1-Nov-28
4864944 GIG HARBOR WA 98335 SFD 7.375 6.250 $ 1,771.58 360 1-Nov-28
4864973 HIGHLANDS RANCH CO 80126 SFD 7.250 6.250 $ 1,800.13 360 1-Jul-28
4865012 ALISO VIEJO CA 92656 SFD 7.500 6.250 $ 2,055.70 360 1-Aug-28
4865030 LOS GATOS CA 95032 SFD 7.250 6.250 $3,233.52 360 1-Nov-28
4865041 PARK RIDGE IL 60068 SFD 7.500 6.250 $ 1,783.00 360 1-Aug-28
4865043 SARATOGA CA 95070 SFD 7.125 6.250 $ 4,032.21 360 1-Nov-28
4865067 GLENDALE CA 91208 SFD 7.500 6.250 $ 2,139.60 360 1-Jun-28
4865213 LEBANON NJ 08833 SFD 7.125 6.250 $ 3,018.26 360 1-Nov-28
4865280 EDMOND OK 73013 SFD 7.500 6.250 $ 3,160.45 360 1-Aug-28
4865313 CHAPEL HILL NC 27514 SFD 7.625 6.250 $ 2,181.43 360 1-Aug-28
4865320 SAINT PETERSBURG FL 33703 SFD 6.750 6.250 $ 1,926.34 360 1-Nov-28
4865425 NEW YORK NY 10014 HCO 7.000 6.250 $ 1,995.91 360 1-Nov-28
4865485 YORKTOWN HEIGHTS NY 10598 SFD 7.500 6.250 $ 1,922.84 360 1-Nov-28
4865587 SAN JOSE CA 95120 SFD 7.125 6.250 $2,694.88 360 1-Oct-28
4865590 BETHANY OK 73008 SFD 7.500 6.250 $ 4,139.35 360 1-Jul-28
4865615 FORT LEE NJ 07024 HCO 7.500 6.250 $ 2,097.65 360 1-Jul-28
4865774 ALPHARETTA GA 30202 SFD 7.250 6.250 $2,032.89 360 1-Jul-28
4865966 PARK CITY UT 84098 SFD 7.500 6.250 $2,622.06 360 1-Jul-28
4865971 ISSAQUAH WA 98029 SFD 7.125 6.250 $ 1,980.74 360 1-Nov-28
4865988 BROOKEVILLE MD 20833 SFD 7.250 6.250 $ 1,879.05 360 1-Oct-28
4866015 RICHMOND KY 41094 SFD 7.250 6.250 $ 1,699.98 360 1-Oct-28
4866024 LOVELAND OH 45140 SFD 7.250 6.250 $ 1,657.69 360 1-Oct-28
4866032 DARIEN CT 06020 SFD 7.375 6.250 $ 1,992.60 360 1-Jul-28
4866048 NATICK MA 01760 SFD 7.250 6.250 $ 2,719.16 360 1-Jul-28
4866131 WEST LINN OR 97068 SFD 7.250 6.250 $ 2,060.17 360 1-Oct-28
4866158 LOS GATOS CA 95030 SFD 7.125 6.250 $ 4,850.78 360 1-Nov-28
4866185 NEW CANAAN CT 06840 SFD 7.625 6.250 $ 2,831.18 360 1-Jul-28
4866206 DEDHAM MA 02026 SFD 7.750 6.250 $3,402.96 360 1-Jul-28
4866209 CAMPBELL CA 95008 SFD 7.375 6.250 $ 1,726.69 360 1-Jul-28
4866212 HASTING ON HUDSON NY 10706 SFD 7.250 6.250 $ 1,705.45 360 1-Jul-28
4866215 LONGWOOD FL 32779 SFD 7.375 6.250 $2,452.24 360 1-Aug-28
4866221 OKLAHOMA CITY OK 73170 SFD 7.500 6.250 $2,433.27 360 1-Jul-28
4866236 BOSTON MA 02111 HCO 7.500 6.250 $ 1,817.96 360 1-Jul-28
4866305 SAN JOSE CA 95135 SFD 7.000 6.250 $2,089.05 360 1-Nov-28
4866520 FISHERS IN 46038 SFD 7.000 6.250 $ 2,049.14 360 1-Nov-28
4866546 PITTSTOWN NJ 08867 SFD 7.000 6.250 $ 1,763.72 360 1-Dec-28
4866567 MORRISTOWN NJ 07960 SFD 7.000 6.250 $ 3,011.16 360 1-Nov-28
4866756 SANTA MARIA CA 93455 SFD 7.500 6.250 $2,062.69 360 1-Sep-28
4866766 GAITHERSBURG MD 20882 SFD 7.375 6.250 $ 2,576.22 360 1-Oct-28
4866805 BROOKLINE MA 02446 LCO 7.375 6.250 $2,486.44 360 1-Nov-28
4866830 UPPER SADDLE RIVER NJ 07458 SFD 6.875 6.250 $ 3,133.55 360 1-Nov-28
4866873 LONE TREE CO 80124 SFD 7.375 6.250 $ 1,688.01 360 1-Oct-28
4866929 IRVINE CA 92614 SFD 7.625 6.250 $ 1,981.82 360 1-Sep-28
4866956 MANHATTAN BEACH CA 90266 SFD 7.375 6.250 $3,349.78 360 1-Nov-28
4867045 BROOKLYN NY 11228 SFD 7.375 6.250 $ 1,723.34 360 1-Nov-28
4867052 FORT LEE NJ 07024 HCO 7.750 6.250 $ 2,041.78 360 1-Nov-28
4867258 FREMONT CA 94539 SFD 7.250 6.250 $ 2,019.25 360 1-Nov-28
4867312 TARZANA CA 91356 SFD 7.250 6.250 $4,822.99 360 1-Dec-28
4867333 SANTA BARBARA CA 93111 SFD 7.125 6.250 $2,549.36 360 1-Nov-28
4867802 LONG VALLEY NJ 07853 SFD 6.500 6.233 $ 1,722.71 360 1-Nov-28
4867923 PALM DESERT CA 92211 SFD 7.750 6.250 $ 2,776.66 360 1-Dec-28
4867959 TORRANCE CA 90501 SFD 7.500 6.250 $ 1,943.82 360 1-Oct-28
4868032 EUGENE OR 97405 SFD 7.250 6.250 $ 1,828.24 360 1-Oct-28
4868084 CONCORD CA 94518 SFD 7.125 6.250 $ 1,643.87 360 1-Sep-28
4868107 AVALON NJ 08202 SFD 7.500 6.250 $ 3,146.47 360 1-Oct-28
4868250 MINNETONKA MN 55391 SFD 7.000 6.250 $ 1,955.31 360 1-Nov-28
4868304 PALO ALTO CA 94303 SFD 7.250 6.250 $2,387.62 360 1-Nov-28
4868373 WEST BLOOMFIELD MI 48323 SFD 7.375 6.250 $2,230.88 360 1-Nov-28
4868390 DUBLIN OH 43016 SFD 7.250 6.250 $ 1,787.30 360 1-Oct-28
4868392 PARKLAND FL 33067 SFD 7.250 6.250 $ 2,217.08 360 1-Nov-28
4868627 LAGUNA BEACH CA 92651 SFD 7.000 6.250 $ 4,756.92 360 1-Nov-28
4868646 PENHOOK VA 24137 SFD 6.875 6.250 $ 1,583.20 360 1-Dec-28
4868775 SAN JOSE CA 95129 SFD 7.000 6.250 $2,468.28 360 1-Oct-28
4868776 SOUTHLAKE TX 76092 SFD 7.250 6.250 $ 1,875.99 360 1-Sep-28
4868789 MISSION VIEJO CA 92691 SFD 7.000 6.250 $ 1,623.34 360 1-Sep-28
4868903 LA CANADA FLINTRIDGE CA 91011 SFD 7.375 6.250 $2,438.09 360 1-Nov-28
4868945 WASHINGTON DC 20015 SFD 7.625 6.250 $ 1,443.90 360 1-Sep-28
4869070 MARBLEHEAD MA 01945 SFD 7.250 6.250 $ 2,319.40 360 1-Nov-28
4869078 BROOKHAVEN NY 11719 SFD 7.375 6.250 $ 966.95 360 1-Nov-28
4869082 SALT LAKE CITY UT 84108 SFD 7.125 6.250 $ 3,184.67 360 1-Nov-28
4869133 SAN JOSE CA 95129 SFD 7.250 6.250 $2,387.62 360 1-Oct-28
4869185 EARLEVILLE MD 21919 SFD 6.875 6.250 $ 2,841.22 360 1-Nov-28
4869217 SCOTTSPLAINS NJ 07076 SFD 7.375 6.250 $ 1,726.69 360 1-Nov-28
4869221 WAYLAND MA 01778 SFD 7.500 6.250 $ 2,971.66 360 1-Nov-28
4869240 STEWART MANOR NY 11550 SFD 7.125 6.250 $ 1,771.88 360 1-Nov-28
4869378 LEESBURG VA 20176 SFD 7.000 6.250 $ 1,975.29 360 1-Nov-28
4869386 COLORADO SPRINGS CO 80906 SFD 7.000 6.250 $ 1,689.87 360 1-Nov-28
4869388 DENVILLE NJ 07834 SFD 7.250 6.250 $ 1,875.99 360 1-Nov-28
4869409 WEST CHESTER PA 19382 SFD 6.750 6.250 $ 1,608.00 360 1-Sep-28
4869458 LOS GATOS CA 95030 SFD 7.250 6.250 $2,933.36 360 1-Oct-28
4869478 SAN FRANCISCO CA 94118 SFD 7.250 6.250 $ 1,954.44 360 1-Nov-28
4869504 MILLBRAE CA 94030 SFD 7.250 6.250 $ 1,705.45 360 1-Nov-28
4869516 NOVATO CA 94949 SFD 7.375 6.250 $2,334.49 360 1-Nov-28
4869535 KEY LARGO FL 33037 SFD 6.875 6.250 $ 2,391.22 360 1-Dec-28
4869606 SANTA CLARA CA 95051 SFD 6.875 6.250 $2,285.46 360 1-Nov-28
4869676 MISSION VIEJO CA 92692 SFD 7.250 6.250 $ 1,807.77 360 1-Nov-28
4869715 ROSWELL GA 30075 SFD 6.875 6.250 $ 1,872.25 360 1-Oct-28
4869743 PALATINE IL 60067 SFD 6.875 6.250 $ 1,834.80 360 1-Oct-28
4869755 SPOKANE WA 99208 SFD 7.000 6.250 $2,927.33 360 1-Oct-28
4869790 NARRAGANSETT RI 02882 SFD 7.625 6.250 $ 2,831.18 360 1-Dec-28
4869901 COPPELL TX 75019 SFD 6.875 6.250 $ 1,708.02 360 1-Nov-28
4870011 BRIDGEWATER NJ 08807 SFD 7.500 6.250 $ 2,076.67 360 1-Sep-28
4870053 SCOTTSDALE AZ 85258 SFD 7.125 6.250 $ 1,738.19 360 1-Oct-28
4870123 NEEDHAM MA 02192 SFD 7.000 6.250 $2,062.44 360 1-Dec-28
4870213 INDIANAPOLIS IN 46220 SFD 7.000 6.250 $ 2,115.66 360 1-Nov-28
4870267 ALPHARETTA GA 30022 SFD 7.500 6.250 $6,642.54 360 1-Nov-28
4870458 HOUSTON TX 77024 SFD 7.125 6.250 $ 4,379.18 360 1-Nov-28
4870602 PLAINVIEW NY 11803 SFD 7.375 6.250 $ 2,141.10 360 1-Dec-28
4870729 EVERETT WA 98205 SFD 7.375 6.250 $ 1,740.50 360 1-Oct-28
4870768 OAKLAND CA 94619 SFD 7.375 6.250 $ 2,417.37 360 1-Nov-28
4870840 SARATOGA CA 95070 SFD 6.750 6.250 $ 1,829.05 360 1-Nov-28
4870864 MONTROSE CA 91020 SFD 7.375 6.250 $ 1,878.64 360 1-Nov-28
4870901 MIAMI FL 33133 SFD 7.000 6.250 $ 1,633.32 360 1-Nov-28
4870979 NEW YORK NY 10021 HCO 7.250 6.250 $2,046.53 360 1-Nov-28
4871058 LAFAYETTE CA 94549 SFD 7.250 6.250 $ 1,957.85 360 1-Dec-28
4871100 CUPERTINO CA 95014 SFD 7.125 6.250 $ 3,018.26 360 1-Nov-28
4871106 OAKLAND CA 94611 SFD 7.250 6.250 $ 1,762.74 360 1-Oct-28
4871159 PRESCOTT AZ 86301 SFD 6.875 6.250 $2,226.99 360 1-Nov-28
4871172 SAN PEDRO CA 90732 SFD 7.000 6.250 $ 1,633.66 360 1-Nov-28
4871432 FREMONT CA 94539 SFD 7.375 6.250 $2,265.42 360 1-Nov-28
4871514 ALPHARETTA GA 30022 SFD 7.625 6.250 $ 1,831.42 360 1-Nov-28
4871791 ARMONK NY 10504 SFD 7.250 6.250 $ 3,410.88 360 1-Oct-28
4871992 LA VERNE CA 91750 SFD 7.000 6.250 $ 1,796.32 360 1-Nov-28
4872082 PROVIDENCE UT 84332 SFD 7.375 6.250 $ 1,975.33 360 1-Oct-28
4872107 TAMPA FL 33629 SFD 7.000 6.250 $ 2,514.85 360 1-Nov-28
4872198 POUND RIDGE NY 10576 SFD 7.375 6.250 $ 2,716.43 360 1-Dec-28
4872205 TRUMBULL CT 06611 SFD 7.000 6.250 $2,023.54 240 1-Nov-18
4872212 SAN FRANCISCO CA 94107 SFD 7.000 6.250 $ 1,862.85 360 1-Sep-28
4872289 TAMPA FL 33629 SFD 7.000 6.250 $2,009.22 360 1-Nov-28
4872365 WAYZATA MN 55391 SFD 7.000 6.250 $ 2,661.21 360 1-Oct-28
4872398 CARMEL IN 46032 SFD 7.000 6.250 $ 2,275.34 360 1-Nov-28
4872413 ZIONSVILLE IN 46077 SFD 7.000 6.250 $ 2,049.14 360 1-Nov-28
4872593 FISHERS IN 46038 SFD 7.000 6.250 $ 1,651.29 360 1-Oct-28
4872601 SAN JOSE CA 95132 SFD 7.250 6.250 $ 1,746.38 360 1-Nov-28
4872613 WILMINGTON DE 19807 SFD 7.000 6.250 $ 1,796.32 360 1-Nov-28
4872623 CAMDEN ME 04843 SFD 7.250 6.250 $ 2,425.14 360 1-Oct-28
4872655 DALLAS TX 75252 SFD 6.875 6.250 $ 1,940.36 360 1-Oct-28
4872689 SAN JOSE CA 95124 SFD 7.375 6.250 $2,486.44 360 1-Nov-28
4872740 SAN JUAN CAPISTRANO CA 92675 SFD 6.875 6.250 $4,099.24 360 1-Nov-28
4872745 WINCHESTER MA 01890 SFD 7.125 6.250 $ 1,899.89 360 1-Dec-28
4872787 HOUSTON TX 77069 SFD 6.875 6.250 $ 1,660.06 360 1-Nov-28
4872806 CASTRO VALLEY CA 94552 SFD 7.250 6.250 $ 1,790.72 360 1-Nov-28
4872848 TIBURON CA 94920 SFD 7.250 6.250 $ 2,735.53 360 1-Nov-28
4873101 MOUNTAIN VIEW CA 94040 SFD 7.250 6.250 $ 3,001.58 360 1-Nov-28
4873156 LOS ANGELES CA 91316 SFD 7.125 6.250 $ 5,962.41 360 1-Nov-28
4873182 LA JOLLA CA 92037 SFD 7.125 6.250 $5,039.42 360 1-Nov-28
4873312 SEATTLE WA 98119 LCO 7.000 6.250 $ 1,756.40 360 1-Oct-28
4873332 ELMWOOD PARK IL 60707 SFD 7.250 6.250 $ 2,155.68 360 1-Dec-28
4873372 RANCHO PALOS VERDES CA 90275 SFD 7.125 6.250 $ 3,772.83 360 1-Sep-28
4873392 LOS ANGELES CA 90077 SFD 7.375 6.250 $ 2,880.12 360 1-Nov-28
4873422 SAN JOSE CA 95148 SFD 7.000 6.250 $ 1,633.32 360 1-Nov-28
4873583 CUPERTINO CA 95014 SFD 7.250 6.250 $ 2,261.42 360 1-Aug-28
4873677 SARATOGA CA 95070 SFD 7.250 6.250 $ 2,701.42 360 1-Nov-28
4873906 BELMONT CA 94002 SFD 6.750 6.250 $2,367.38 360 1-Nov-28
4873946 ATLANTA GA 30306 SFD 6.875 6.250 $ 3,027.13 360 1-Nov-28
4874142 HUNTINGTON WV 25705 SFD 7.375 6.250 $ 1,695.61 360 1-Dec-28
4874151 UNIVERSITY PARK TX 75225 SFD 7.125 6.250 $ 3,621.92 360 1-Nov-28
4874209 CUPERTINO CA 95014 SFD 6.875 6.250 $3,238.66 360 1-Nov-28
4874271 LIVERMORE CA 94550 SFD 7.375 6.250 $2,887.03 360 1-Nov-28
4874298 BELMONT CA 94002 SFD 7.375 6.250 $ 2,219.66 360 1-Nov-28
4874435 SUNNYVALE CA 94087 SFD 7.125 6.250 $2,425.39 360 1-Nov-28
4874490 CRYSTAL LAKE IL 60012 SFD 7.375 6.250 $ 1,827.53 360 1-Nov-28
4874531 HOUSTON TX 77027 SFD 7.125 6.250 $2,829.62 360 1-Oct-28
4874711 ALBANY CA 94706 SFD 7.625 6.250 $ 1,769.49 360 1-Nov-28
4874752 ANAHEIM CA 92807 SFD 7.125 6.250 $ 2,762.25 360 1-Nov-28
4874791 GLEN HEAD NY 11545 SFD 6.875 6.250 $ 1,708.01 360 1-Dec-28
4874836 MILLBURN NJ 07078 SFD 7.375 6.250 $3,626.04 360 1-Nov-28
4874937 SANTA BARBARA CA 93103 SFD 7.250 6.250 $ 1,664.52 360 1-Nov-28
4875002 MOORPARK CA 93021 SFD 7.375 6.250 $ 1,726.69 360 1-Nov-28
4875028 NORTHVILLETWP MI 48167 SFD 7.125 6.250 $ 1,643.88 360 1-Sep-28
4875160 SCOTTSDALE AZ 85262 SFD 7.125 6.250 $2,263.69 360 1-Oct-28
4875278 SILVERTON OR 97381 SFD 7.125 6.250 $ 2,652.77 360 1-Oct-28
4875677 DANVILLE CA 94506 SFD 7.250 6.250 $ 2,585.45 360 1-Nov-28
4875769 DALLAS TX 75205 SFD 7.250 6.250 $ 3,410.89 360 1-Nov-28
4875793 APTOS CA 95003 SFD 7.250 6.250 $ 2,315.99 360 1-Nov-28
4875799 GOSHEN KY 40026 SFD 7.000 6.250 $ 3,539.41 360 1-Nov-28
4876034 ENCINITAS-CARDIFF CA 92007 SFD 7.250 6.250 $ 1,268.85 360 1-Sep-28
4876036 GAITHERSBURG MD 20882 SFD 6.750 6.250 $2,250.64 360 1-Nov-28
4876054 BEALETON VA 22712 SFD 7.000 6.250 $ 1,410.45 360 1-Sep-28
4876135 SAN JOSE CA 95125 SFD 6.625 6.250 $ 1,780.07 360 1-Dec-28
4876243 THOUSAND OAKS CA 91362 SFD 7.125 6.250 $ 1,745.68 360 1-Nov-28
4876289 HAWTHORN WOODS IL 60047 SFD 7.125 6.250 $ 2,341.18 360 1-Nov-28
4876390 DUNKIRK MD 20754 SFD 7.500 6.250 $ 1,851.87 360 1-Oct-28
4876398 ARLINGTON VA 22207 SFD 6.750 6.250 $ 2,983.55 360 1-Oct-28
4876423 RIDGEWOOD NJ 07450 SFD 7.375 6.250 $ 2,181.67 360 1-Oct-28
4876452 SUNLAND CA 91040 SFD 7.000 6.250 $ 1,670.58 360 1-Nov-28
4876453 GLEN HEAD NY 11545 SFD 7.250 6.250 $ 1,773.66 360 1-Nov-28
4876576 COLORADO SPRINGS CO 80919 SFD 7.125 6.250 $ 1,657.35 360 1-Nov-28
4876607 TUCSON AZ 85704 SFD 7.250 6.250 $ 3,567.78 360 1-Nov-28
4876801 SARATOGA CA 95070 SFD 7.000 6.250 $4,943.20 360 1-Nov-28
4876855 SAVERNA PARK MD 21146 SFD 6.750 6.250 $ 1,567.02 360 1-Oct-28
4876968 MOUNTAIN VIEW CA 94040 SFD 7.250 6.250 $ 2,210.26 360 1-Nov-28
4877069 MARTINSVILLE NJ 08836 SFD 6.875 6.250 $2,029.92 360 1-Dec-28
4877166 LYNCHBURG VA 24503 SFD 7.375 6.250 $ 1,692.16 360 1-Nov-28
4877418 ALBANY CA 94706 SFD 7.625 6.250 $ 1,719.94 360 1-Nov-28
4877431 SAN BRUNO CA 94066 SFD 6.875 6.250 $ 1,852.54 360 1-Dec-28
4877492 ALPHARETTA GA 30022 SFD 7.125 6.250 $ 4,032.21 360 1-Dec-28
4877524 STOW MA 01775 SFD 7.250 6.250 $ 2,619.56 360 1-Nov-28
4877564 OLD BETHPAGE NY 11804 SFD 7.625 6.250 $ 1,217.41 360 1-Dec-28
4877653 PLYMOUTH MN 55446 SFD 7.375 6.250 $ 1,851.01 360 1-Jun-28
4877695 PLEASANTON CA 94566 SFD 7.500 6.250 $ 2,027.73 360 1-Nov-28
4877801 MIAMI FL 33156 SFD 7.375 6.250 $ 3,014.80 360 1-Dec-28
4877827 YORBA LINDA CA 92886 SFD 7.750 6.250 $ 2,213.72 360 1-Nov-28
4877871 SUDBURY MA 01776 SFD 7.000 6.250 $2,478.26 360 1-Nov-28
4877879 CORAL GABLES FL 33146 SFD 7.125 6.250 $ 5,574.35 360 1-Nov-28
4877906 OAKLAND CA 94611 SFD 7.625 6.250 $ 2,240.17 360 1-Nov-28
4877943 CINCINATTI OH 45243 SFD 7.125 6.250 $ 1,920.10 360 1-Nov-28
4878010 SAN JOSE CA 95148 SFD 7.500 6.250 $ 1,985.77 360 1-Sep-28
4878019 HAMPTON BAYS NY 11946 SFD 7.500 6.250 $ 783.13 360 1-Dec-28
4878045 FREMONT CA 94539 SFD 7.375 6.250 $ 2,305.13 360 1-Nov-28
4878085 COLLIERVILLE TN 38017 SFD 7.625 6.250 $ 1,811.96 360 1-Sep-28
4878158 KENNETT SQUARE PA 19348 SFD 7.125 6.250 $ 1,717.99 360 1-Sep-28
4878237 FOOTHILL RANCH AREA CA 92610 SFD 6.875 6.250 $ 1,852.54 360 1-Nov-28
4878280 CARMEL IN 46032 SFD 7.125 6.250 $ 1,684.30 360 1-Nov-28
4878286 PORTLAND OR 97229 SFD 7.125 6.250 $ 2,199.02 360 1-Sep-28
4878333 DUBLIN OH 43017 SFD 7.125 6.250 $ 1,842.63 360 1-Nov-28
4878391 BRISTOL RI 02809 SFD 7.750 6.250 $ 2,435.81 360 1-Sep-28
4878420 LAGUNA BEACH CA 92651 SFD 7.250 6.250 $ 5,184.54 360 1-Nov-28
4878454 CINCINNATI OH 45244 SFD 7.125 6.250 $ 1,971.30 360 1-Nov-28
4878462 LEXINGTON MA 02173 SFD 7.000 6.250 $ 1,829.59 360 1-Nov-28
4878480 EDGEWOOD KY 41017 SFD 7.000 6.250 $ 2,919.02 360 1-Nov-28
4878504 CASTLE ROCK CO 80104 SFD 7.000 6.250 $3,592.63 360 1-Nov-28
4878529 WOODLAND HILLS CA 91367 LCO 6.875 6.250 $ 1,189.05 360 1-Oct-28
4878720 SAN JOSE CA 95124 SFD 7.375 6.250 $ 1,844.11 360 1-Nov-28
4878749 MOUNTAIN VIEW CA 94043 SFD 7.375 6.250 $ 1,768.13 360 1-Nov-28
4878766 AUSTIN TX 78746 SFD 6.875 6.250 $ 2,487.79 360 1-Nov-28
4878826 LOS ALTOS CA 94024 SFD 7.500 6.250 $ 2,657.02 360 1-Nov-28
4878859 MISSION VIEJO CA 92692 SFD 7.500 6.250 $ 2,167.57 360 1-Nov-28
4878862 WOODLAND HILLS CA 91367 SFD 7.375 6.250 $ 1,712.88 360 1-Nov-28
4878863 MENLO PARK CA 94025 SFD 7.375 6.250 $ 2,831.77 360 1-Nov-28
4878995 SAN JOSE CA 95126 SFD 7.250 6.250 $2,663.90 360 1-Nov-28
4879044 MIAMI FL 33143 SFD 7.125 6.250 $ 2,021.16 360 1-Dec-28
4879086 SAN MATEO CA 94402 SFD 7.375 6.250 $ 3,570.80 360 1-Nov-28
4879211 SOUTH HAMPTON NY 11968 SFD 7.250 6.250 $3,069.80 360 1-Oct-28
4879306 WINCHESTER VA 22602 SFD 7.000 6.250 $ 1,815.62 360 1-Sep-28
4879455 MOORPARK CA 93021 SFD 7.625 6.250 $ 2,507.01 360 1-Nov-28
4879560 CERRITOS CA 90703 SFD 7.000 6.250 $ 1,982.61 360 1-Dec-28
4879671 WESTON MA 02193 SFD 7.000 6.250 $ 2,621.30 360 1-Dec-28
4879677 COLORADO SPRINGS CO 80918 SFD 7.000 6.250 $2,073.08 360 1-Nov-28
4879711 FORT SALONGA NY 11768 SFD 7.250 6.250 $ 1,773.66 360 1-Nov-28
4879825 ENCINO CA 91436 SFD 7.250 6.250 $ 2,312.58 360 1-Nov-28
4879923 SAN RAFAEL CA 94901 SFD 7.125 6.250 $ 1,670.83 360 1-Nov-28
4879980 LANSDOWNE VA 20126 SFD 7.500 6.250 $2,388.52 360 1-Nov-28
4880189 FLORESVILLE TX 78114 SFD 7.250 6.250 $ 1,948.30 360 1-Oct-28
4880226 SAN MATEO CA 94403 SFD 7.375 6.250 $2,493.34 360 1-Nov-28
4880232 PLEASANT HILL CA 94523 SFD 7.625 6.250 $ 2,194.17 360 1-Nov-28
4880236 SAN MATEO CA 94402 SFD 7.375 6.250 $ 3,301.43 360 1-Dec-28
4880304 CUPERTINO CA 95014 SFD 7.250 6.250 $ 2,790.11 360 1-Nov-28
4880350 PLEASANTON CA 94588 SFD 7.375 6.250 $ 1,940.80 360 1-Nov-28
4880627 ANAHEIM HILLS CA 92808 PUD 7.625 6.250 $2,254.33 360 1-Nov-28
4880676 COCKEYSVILLE MD 21030 SFD 7.250 6.250 $ 4,058.95 360 1-Nov-28
4880832 MIDDLETOWN NJ 07748 SFD 7.125 6.250 $2,694.87 360 1-Oct-28
4881034 LARKSPUR CA 94939 SFD 7.000 6.250 $2,927.33 360 1-Jul-28
4881043 ATASCADERO CA 93422 SFD 7.625 6.250 $ 1,873.54 360 1-Nov-28
4881136 SAN JOSE CA 95129 SFD 7.250 6.250 $ 1,705.45 360 1-Nov-28
4881202 SUNNYVALE CA 94086 SFD 7.125 6.250 $ 1,778.62 360 1-Nov-28
4881259 DANVILLE CA 94526 SFD 6.875 6.250 $ 2,128.45 360 1-Nov-28
4881391 SANTA BARBARA CA 93108 SFD 7.000 6.250 $ 3,585.99 360 1-Nov-28
4881400 SAN JOSE CA 95135 SFD 7.000 6.250 $2,308.27 360 1-Sep-28
4881435 ATHERTON CA 94027 SFD 7.500 6.250 $ 5,128.74 360 1-Nov-28
4881622 MILPITAS CA 95035 SFD 6.750 6.250 $ 1,666.58 360 1-Nov-28
4881714 SAN DIEGO CA 92130 SFD 7.250 6.250 $ 1,978.32 360 1-Nov-28
4881721 PORTLAND OR 97210 SFD 7.000 6.250 $ 2,415.05 360 1-Oct-28
4881740 PALO ALTO CA 94303 SFD 7.375 6.250 $ 2,728.17 360 1-Nov-28
4881775 SANTA CRUZ CA 95060 SFD 7.500 6.250 $2,796.86 360 1-Nov-28
4881802 ATHERTON CA 94027 SFD 7.625 6.250 $ 2,618.84 360 1-Dec-28
4881886 PORTLAND OR 97219 SFD 7.000 6.250 $ 3,845.45 360 1-Nov-28
4881893 SAUSALITO CA 94965 SFD 7.500 6.250 $ 3,796.74 360 1-Dec-28
4881896 PLEASANTON CA 94566 SFD 7.500 6.250 $ 2,076.67 360 1-Nov-28
4881909 MILPITAS CA 95035 SFD 7.375 6.250 $ 2,451.90 360 1-Nov-28
4881957 THOUSAND OAKS CA 91362 SFD 7.500 6.250 $ 1,859.92 360 1-Nov-28
4882000 PALOS PARK IL 60464 SFD 7.300 6.250 $ 1,679.65 360 1-Sep-28
4882011 LAGUNA BEACH CA 92651 SFD 7.200 6.250 $ 1,690.19 360 1-Sep-28
4882026 LA JOLLA CA 92037 LCO 7.250 6.250 $ 2,174.10 360 1-Sep-28
4882034 EAST PEORIA IL 61611 SFD 7.250 6.250 $ 1,772.81 360 1-Dec-28
4882037 SAN MATEO CA 94402 SFD 6.950 6.250 $2,647.80 360 1-Sep-28
4882057 PLANO TX 75093 SFD 7.000 6.250 $ 1,862.19 360 1-Sep-28
4882060 SCARSDALE NY 10583 SFD 7.125 6.250 $2,425.39 360 1-Nov-28
4882066 SACRAMENTO CA 95864 SFD 7.350 6.250 $ 2,170.27 360 1-Sep-28
4882075 LOMPOC CA 93436 SFD 7.150 6.250 $2,363.93 360 1-Sep-28
4882078 CALABASAS CA 91302 SFD 7.300 6.250 $ 2,056.72 360 1-Sep-28
4882111 TUSTIN CA 92782 SFD 7.050 6.250 $ 2,821.77 360 1-Sep-28
4882131 CHICAGO IL 60614 LCO 6.875 6.250 $ 1,865.68 360 1-Nov-28
4882144 MENLO PARK CA 94025 SFD 7.300 6.250 $ 2,673.73 360 1-Sep-28
4882161 SANTA ROSA CA 95404 SFD 7.350 6.250 $ 1,818.89 360 1-Sep-28
4882174 SUNNYVALE CA 94086 SFD 7.400 6.250 $ 1,744.80 360 1-Sep-28
4882178 SANTA CRUZ CA 95065 SFD 7.500 6.250 $ 1,835.44 360 1-Sep-28
4882184 LIVERMORE CA 94550 SFD 7.250 6.250 $ 2,142.04 360 1-Dec-28
4882200 SOUTH SAN FRANCISCO CA 94080 SFD 7.350 6.250 $ 1,756.88 360 1-Sep-28
4882225 PACIFIC PALISADES CA 90272 SFD 7.200 6.250 $ 4,072.73 360 1-Sep-28
4882241 LONG BEACH CA 90808 SFD 7.100 6.250 $ 1,787.61 360 1-Sep-28
4882242 PLEASANT HILL CA 94523 SFD 7.450 6.250 $2,240.46 360 1-Sep-28
4882253 LA JOLLA CA 92037 SFD 7.100 6.250 $ 2,295.67 360 1-Sep-28
4882268 REDONDO BEACH CA 90278 LCO 7.400 6.250 $ 1,938.67 360 1-Sep-28
4882273 SANTA BARBARA CA 93103 SFD 7.000 6.250 $ 1,995.91 360 1-Sep-28
4882274 SAN JOSE CA 95124 SFD 7.375 6.250 $2,486.44 360 1-Nov-28
4882305 TORRANCE CA 90503 SFD 7.100 6.250 $ 1,720.41 360 1-Sep-28
4882309 SAN MATEO CA 94401 SFD 7.250 6.250 $ 1,725.91 360 1-Sep-28
4882327 PALO ALTO CA 94301 SFD 7.300 6.250 $ 2,787.54 360 1-Sep-28
4882332 BOCA RATON FL 33498 SFD 7.400 6.250 $ 1,713.65 360 1-Sep-28
4882335 CARLSBAD CA 92008 SFD 7.100 6.250 $ 1,967.71 360 1-Sep-28
4882367 LAGUNA BEACH CA 92677 SFD 7.050 6.250 $2,935.44 360 1-Sep-28
4882372 SAN CARLOS CA 94070 SFD 6.950 6.250 $2,240.04 360 1-Sep-28
4882375 CUPERTINO CA 95014 SFD 7.400 6.250 $2,264.09 360 1-Sep-28
4882380 BETHESDA MD 20816 SFD 7.500 6.250 $ 3,412.17 360 1-Nov-28
4882388 SAN JOSE CA 95120 SFD 7.400 6.250 $3,635.00 360 1-Sep-28
4882397 NISSEQUOGUE NY 11780 SFD 7.125 6.250 $ 1,953.79 360 1-Dec-28
4882418 SAN LUIS OBISPO CA 93405 SFD 7.300 6.250 $ 1,885.33 360 1-Sep-28
4882437 SAN CARLOS CA 94070 SFD 7.400 6.250 $ 2,077.14 360 1-Sep-28
4882438 PALOS VERDES ESTATES CA 90274 SFD 6.950 6.250 $ 3,243.55 360 1-Sep-28
4882450 GOLETA CA 93117 SFD 7.300 6.250 $ 1,679.65 360 1-Sep-28
4882453 SALINAS CA 93908 SFD 7.250 6.250 $ 1,787.31 360 1-Sep-28
4882454 MORGAN HILL CA 95037 SFD 7.050 6.250 $2,092.92 360 1-Sep-28
4882460 ARLINGTON HEIGHTS IL 60004 SFD 7.400 6.250 $ 1,904.05 360 1-Sep-28
4882463 CUPERTINO CA 95014 SFD 7.375 6.250 $ 3,114.95 360 1-Nov-28
4882471 NEWPORT BEACH CA 92660 SFD 7.200 6.250 $ 2,565.15 360 1-Sep-28
4882478 ORANGE CA 92869 SFD 7.000 6.250 $2,368.48 360 1-Sep-28
4882506 COTO DE CAZA CA 92679 SFD 7.050 6.250 $3,095.92 360 1-Sep-28
4882511 SANTA ROSA CA 95405 SFD 7.000 6.250 $ 1,748.42 360 1-Sep-28
4882523 SAN CARLOS CA 94070 SFD 6.900 6.250 $2,028.49 360 1-Sep-28
4882539 BIRMINGHAM AL 35242 SFD 7.000 6.250 $2,328.56 360 1-Sep-28
4882543 MONTEREY CA 93940 SFD 7.650 6.250 $ 3,087.10 360 1-Sep-28
4882547 SANTA CRUZ CA 95062 SFD 7.150 6.250 $ 1,756.06 360 1-Sep-28
4882556 MOUNTAIN VIEW CA 94040 SFD 7.400 6.250 $3,392.67 360 1-Sep-28
4882571 MILPITAS CA 95035 SFD 7.150 6.250 $ 1,756.06 360 1-Sep-28
4882575 MOUNTAIN VIEW CA 94043 SFD 7.500 6.250 $ 2,218.26 360 1-Nov-28
4882588 SANTA CRUZ CA 95060 SFD 7.300 6.250 $ 1,943.60 360 1-Sep-28
4882589 THOUSAND OAKS CA 91362 SFD 7.450 6.250 $ 1,878.65 360 1-Sep-28
4882605 RANCHO PALOS VERDES CA 90275 SFD 7.300 6.250 $2,399.50 360 1-Sep-28
4882624 SAN FRANCISCO CA 94114 SFD 7.500 6.250 $2,328.39 360 1-Sep-28
4882628 CARLSBAD CA 92009 SFD 7.450 6.250 $ 2,713.60 360 1-Sep-28
4882629 SIERRA MADRE CA 91024 SFD 7.050 6.250 $ 1,671.66 360 1-Sep-28
4882645 OCEANSIDE CA 92057 SFD 7.100 6.250 $ 1,774.17 360 1-Sep-28
4882655 DARIEN IL 60561 PUD 7.125 6.250 $2,324.33 360 1-Nov-28
4882658 THOUSAND OAKS CA 91360 SFD 7.000 6.250 $ 1,975.95 360 1-Sep-28
4882672 PALO ALTO CA 94306 SFD 7.100 6.250 $ 2,956.95 360 1-Sep-28
4882678 MOUNTAIN VIEW CA 94041 SFD 7.300 6.250 $ 1,890.12 360 1-Sep-28
4882688 MENLO PARK CA 94025 SFD 7.150 6.250 $ 2,445.65 360 1-Sep-28
4882711 CUPERTINO CA 95014 SFD 7.400 6.250 $ 2,077.14 360 1-Sep-28
4882721 LOS ANGELES CA 90045 SFD 7.400 6.250 $ 2,492.57 360 1-Sep-28
4882732 ESCONDIDO CA 92026 SFD 7.550 6.250 $ 1,756.61 360 1-Sep-28
4882737 LONG BEACH CA 90808 SFD 7.400 6.250 $ 1,931.74 360 1-Sep-28
4882744 MORGAN HILL CA 95037 SFD 7.400 6.250 $ 2,248.16 360 1-Sep-28
4882746 NEWPORT BEACH CA 92663 SFD 7.350 6.250 $2,480.30 360 1-Sep-28
4882757 VERNON HILLS IL 60061 SFD 7.400 6.250 $ 1,717.11 360 1-Sep-28
4882758 FOSTER CITY CA 94404 SFD 7.250 6.250 $ 3,138.01 360 1-Oct-28
4882773 FREMONT CA 94536 SFD 7.300 6.250 $ 1,840.76 360 1-Sep-28
4882781 SAN CLEMENTE CA 92673 SFD 7.100 6.250 $ 1,633.04 360 1-Sep-28
4882792 LA CANADA FLINTRIDGE CA 91011 SFD 7.125 6.250 $2,358.02 360 1-Nov-28
4882802 THOUSAND OAKS CA 91362 SFD 7.450 6.250 $ 2,101.30 360 1-Sep-28
4882823 HOBOKEN NJ 07030 SFD 7.375 6.250 $ 1,963.00 240 1-Nov-18
4882855 HOUSTON TX 77035 SFD 7.400 6.250 $ 985.95 360 1-Sep-28
4882856 WELLINGTON FL 33414 PUD 7.600 6.250 $ 2,409.13 360 1-Sep-28
4882891 CORONADO CA 92118 SFD 7.250 6.250 $3,069.80 360 1-Nov-28
4882907 SUNNYVALE CA 94086 LCO 7.400 6.250 $ 2,554.89 360 1-Sep-28
4882924 HIGHLAND BEACH FL 33487 SFD 7.500 6.250 $ 2,167.57 360 1-Sep-28
4882929 PLEASANTON CA 94566 SFD 7.350 6.250 $ 3,748.01 360 1-Sep-28
4882936 ENCINO CA 91316 SFD 7.500 6.250 $ 3,146.47 360 1-Sep-28
4883031 NEWPORT BEACH CA 92625 LCO 7.500 6.250 $ 1,817.96 360 1-Nov-28
4883107 MOUNTAIN VIEW CA 94041 SFD 7.250 6.250 $ 2,756.00 360 1-Nov-28
4883170 THOUSAND OAKS CA 91320 SFD 7.250 6.250 $ 2,449.01 360 1-Sep-28
4883182 SAN JOSE CA 95139 SFD 7.100 6.250 $ 1,861.53 360 1-Sep-28
4883194 SANTA ANA CA 92705 SFD 7.500 6.250 $ 1,831.95 360 1-Sep-28
4883213 MOUNTAIN VIEW CA 94040 SFD 7.500 6.250 $ 3,076.55 360 1-Sep-28
4883227 FORESTVILLE CA 95436 SFD 7.400 6.250 $3,387.82 360 1-Sep-28
4883234 LAKE OSWEGO OR 97035 SFD 7.000 6.250 $ 3,126.92 360 1-Aug-28
4883249 SAN JOSE CA 95135 SFD 7.250 6.250 $ 2,401.26 360 1-Sep-28
4883256 ATHERTON CA 94027 SFD 7.200 6.250 $ 3,054.55 360 1-Sep-28
4883259 COTO DE CAZA AREA CA 92679 SFD 7.375 6.250 $ 1,823.04 360 1-Sep-28
4883275 DANVILLE CA 94506 SFD 7.300 6.250 $ 3,085.07 360 1-Sep-28
4883290 SANTA BARBARA CA 93111 SFD 7.350 6.250 $ 1,722.44 360 1-Sep-28
4883295 BELLE CHASSE LA 70037 SFD 7.375 6.250 $2,472.62 360 1-Sep-28
4883314 LOS ANGELES CA 90272 SFD 7.200 6.250 $ 4,191.52 360 1-Sep-28
4883331 FARMINGDALE NY 11735 SFD 7.500 6.250 $ 1,908.86 360 1-Oct-28
4883360 CARROLLTON TX 75007 SFD 7.350 6.250 $ 671.75 360 1-Sep-28
4883391 RANCHO PALOS VERDES CA 90275 SFD 7.875 6.250 $2,632.00 360 1-Sep-28
4883412 MONTEREY CA 93940 SFD 7.500 6.250 $ 1,817.96 360 1-Sep-28
4883431 VERO BEACH FL 32963 SFD 7.500 6.250 $3,270.23 360 1-Sep-28
4883438 OAK PARK CA 91301 SFD 7.250 6.250 $ 2,721.21 360 1-Nov-28
4883450 SAN LUIS OBISPO CA 93401 SFD 7.400 6.250 $ 2,117.30 360 1-Sep-28
4883471 WILMINGTON DE 19807 SFD 6.875 6.250 $2,654.00 360 1-Dec-28
4883479 THOUSAND OAKS CA 91362 SFD 7.300 6.250 $ 4,277.97 360 1-Sep-28
4883490 FLOWER MOUND TX 75028 SFD 7.350 6.250 $ 859.84 360 1-Sep-28
4883502 SANTA CRUZ CA 95060 SFD 7.450 6.250 $ 1,913.44 360 1-Sep-28
4883528 TORRANCE CA 90503 SFD 7.150 6.250 $ 1,783.08 360 1-Sep-28
4883536 IRVINE CA 92606 SFD 7.550 6.250 $2,002.53 360 1-Sep-28
4883572 NEWPORT BEACH CA 92625 SFD 7.300 6.250 $3,038.46 360 1-Sep-28
4883581 CUPERTINO CA 95014 SFD 7.400 6.250 $ 4,159.82 360 1-Sep-28
4883594 CAMANO ISLAND WA 98292 SFD 7.000 6.250 $ 1,836.23 360 1-Nov-28
4883601 YORBA LINDA CA 92886 SFD 7.100 6.250 $ 1,876.32 360 1-Sep-28
4883614 MOUNTAIN VIEW CA 94040 SFD 7.200 6.250 $ 1,968.49 360 1-Sep-28
4883634 ROSS CA 94957 SFD 7.375 6.250 $4,903.80 360 1-Nov-28
4883636 SANTA CRUZ CA 95062 SFD 7.500 6.250 $ 1,706.09 360 1-Sep-28
4883649 NEWPORT BEACH CA 92660 SFD 7.150 6.250 $ 2,315.97 360 1-Sep-28
4883652 SARATOGA CA 95070 SFD 7.300 6.250 $ 1,885.33 360 1-Sep-28
4883662 SAN JOSE CA 95128 SFD 7.350 6.250 $ 1,963.58 360 1-Sep-28
4883685 SETAUKET NY 11733 SFD 7.350 6.250 $ 2,750.38 360 1-Sep-28
4883697 YORBA LINDA CA 92886 SFD 7.625 6.250 $ 1,719.94 360 1-Nov-28
4883704 NORTHRIDGE CA 91326 SFD 7.350 6.250 $ 1,860.23 360 1-Sep-28
4883712 SANDY UT 84092 SFD 7.375 6.250 $ 1,899.36 360 1-Nov-28
4883733 SAN RAFAEL CA 94903 SFD 7.450 6.250 $ 2,414.41 360 1-Sep-28
4883786 DARIEN CT 06820 SFD 7.000 6.250 $3,033.78 360 1-Dec-28
4883787 SAN CLEMENTE CA 92672 PUD 7.050 6.250 $ 1,739.87 360 1-Sep-28
4883830 BELMONT CA 94002 SFD 7.250 6.250 $3,288.09 360 1-Dec-28
4883836 BURLINGAME CA 94010 SFD 7.350 6.250 $2,624.99 360 1-Sep-28
4883859 PORTLAND OR 97224 SFD 7.600 6.250 $ 1,765.19 360 1-Sep-28
4883868 EASTON CT 06612 SFD 7.125 6.250 $ 1,942.34 360 1-Dec-28
4883950 NORTH ANDOVER MA 01845 SFD 7.125 6.250 $ 1,852.73 360 1-Dec-28
4883953 SANTA BARBARA CA 93105 SFD 7.400 6.250 $ 3,565.76 360 1-Sep-28
4883965 SAN RAMON CA 94583 SFD 7.375 6.250 $ 1,803.36 360 1-Dec-28
4883983 HUNTINGTON BEACH CA 92649 SFD 7.450 6.250 $2,435.28 360 1-Sep-28
4883999 FREMONT CA 94539 SFD 7.400 6.250 $ 1,938.67 360 1-Sep-28
4884013 MORGAN HILL CA 95037 SFD 7.500 6.250 $ 1,852.92 360 1-Sep-28
4884027 LIBERTYVILLE IL 60048 SFD 7.300 6.250 $ 1,659.09 360 1-Sep-28
4884085 DALLAS TX 75205 SFD 7.250 6.250 $2,073.82 360 1-Oct-28
4884203 SAN JOSE CA 95124 SFD 7.125 6.250 $ 2,526.45 360 1-Nov-28
4884216 CUPERTINO CA 95014 SFD 7.125 6.250 $ 2,863.31 360 1-Nov-28
4884221 NAPERVILLE IL 60540 SFD 7.250 6.250 $2,933.36 360 1-Sep-28
4884224 SAN JOSE CA 95127 SFD 7.250 6.250 $ 1,933.97 360 1-Nov-28
4884225 COLD SPRING HARBOR NY 11724 SFD 7.250 6.250 $ 1,705.45 360 1-Sep-28
4884228 MOUNTAIN VIEW CA 94040 SFD 7.000 6.250 $2,089.05 360 1-Sep-28
4884231 NEWPORT BEACH CA 92625 SFD 7.050 6.250 $2,487.43 360 1-Sep-28
4884232 PALM DESERT CA 92211 LCO 7.700 6.250 $ 2,138.89 360 1-Sep-28
4884233 VENTURA CA 93003 SFD 7.450 6.250 $ 2,282.21 360 1-Sep-28
4884234 STOCKTON CA 95204 SFD 7.450 6.250 $ 1,781.24 360 1-Sep-28
4884236 SALINAS CA 93907 SFD 7.150 6.250 $ 2,154.55 360 1-Sep-28
4884237 EL SEGUNDO CA 90245 SFD 7.050 6.250 $2,006.00 360 1-Sep-28
4884238 GILROY CA 95020 SFD 7.000 6.250 $ 3,053.74 360 1-Sep-28
4884239 LAKE FOREST CA 92630 SFD 7.100 6.250 $ 1,908.58 360 1-Sep-28
4884240 TEMECULA CA 92592 SFD 7.300 6.250 $ 2,509.19 360 1-Sep-28
4884241 CAMARILLO CA 93012 SFD 7.300 6.250 $ 2,454.35 360 1-Sep-28
4884242 ESCONDIDO CA 92029 SFD 7.350 6.250 $ 2,811.01 360 1-Sep-28
4884244 LOS ANGELES CA 90068 SFD 7.250 6.250 $ 2,251.19 360 1-Sep-28
4884245 NEWARK CA 94560 SFD 7.000 6.250 $ 1,697.86 360 1-Sep-28
4884246 SHERMAN OAKS CA 91403 SFD 7.350 6.250 $ 2,342.51 360 1-Sep-28
4884253 DANVILLE CA 94526 SFD 7.375 6.250 $ 1,899.36 360 1-Nov-28
4884317 REDWOOD CITY CA 94062 SFD 7.250 6.250 $ 1,951.03 360 1-Nov-28
4884321 LOS ALTOS CA 94024 SFD 7.500 6.250 $ 2,767.50 360 1-Sep-28
4884331 SAN RAFAEL CA 94901 SFD 7.250 6.250 $ 1,889.63 360 1-Nov-28
4884335 DANVILLE CA 94506 SFD 7.250 6.250 $ 4,065.78 360 1-Sep-28
4884336 CHANHASSEN MN 55317 SFD 7.375 6.250 $2,099.66 360 1-Nov-28
4884346 PETALUMA CA 94952 SFD 7.350 6.250 $ 1,708.66 360 1-Sep-28
4884358 CUPERTINO CA 95014 SFD 7.350 6.250 $ 2,652.55 360 1-Sep-28
4884366 SAN JOSE CA 95123 SFD 7.550 6.250 $ 1,805.79 360 1-Sep-28
4884386 MOUNTAIN VIEW CA 94040 SFD 7.250 6.250 $ 2,372.61 360 1-Nov-28
4884387 BEVERLY HILLS CA 90210 SFD 7.250 6.250 $ 2,571.80 360 1-Oct-28
4884392 FREMONT CA 94539 SFD 7.250 6.250 $ 2,130.10 360 1-Nov-28
4884434 THOUSAND OAKS CA 91361 SFD 7.800 6.250 $ 2,051.64 360 1-Sep-28
4884459 COSTA MESA CA 92626 SFD 7.250 6.250 $ 2,118.16 360 1-Sep-28
4884470 DALLAS TX 75214 SFD 7.350 6.250 $ 1,364.17 360 1-Sep-28
4884488 HUNTINGTON BEACH CA 92646 SFD 7.500 6.250 $ 1,831.95 360 1-Sep-28
4884491 OXNARD CA 93030 SFD 7.900 6.250 $ 1,896.97 360 1-Sep-28
4884519 MONROVIA CA 91016 SFD 7.400 6.250 $ 2,426.10 360 1-Sep-28
4884530 LOS ALTOS CA 94022 SFD 7.125 6.250 $ 2,688.14 360 1-Nov-28
4884535 NEW PROVIDENCE NJ 07974 SFD 6.875 6.250 $ 1,813.13 360 1-Dec-28
4884540 BETHANY BEACH DE 19930 LCO 7.875 6.250 $ 1,856.18 360 1-Nov-28
4884545 FORT LAUDERDALE FL 33304 HCO 7.750 6.250 $ 2,041.78 360 1-Sep-28
4884553 SANTA CLARA CA 95051 SFD 7.200 6.250 $3,205.92 360 1-Sep-28
4884564 HUNTINGTON NY 11743 SFD 7.550 6.250 $ 1,712.34 360 1-Sep-28
4884571 ALPHARETTA GA 30201 SFD 7.125 6.250 $2,694.88 360 1-Nov-28
4884590 YORBA LINDA CA 92886 SFD 7.150 6.250 $2,350.42 360 1-Sep-28
4884592 ATLANTA GA 30306 SFD 7.125 6.250 $ 2,145.12 360 1-Nov-28
4884596 CARLSBAD CA 92009 SFD 7.000 6.250 $ 2,383.11 360 1-Oct-28
4884601 IRVINE CA 92604 SFD 7.400 6.250 $ 2,021.75 360 1-Sep-28
4884613 GARDEN CITY NY 11530 SFD 6.950 6.250 $ 2,085.14 360 1-Mar-28
4884618 NEW CITY NY 10956 SFD 7.250 6.250 $ 1,944.21 360 1-Sep-28
4884619 PENNGROVE CA 94951 SFD 7.450 6.250 $ 1,987.19 360 1-Sep-28
4884626 ALTADENA CA 91001 SFD 7.150 6.250 $ 2,093.77 360 1-Sep-28
4884630 MONTEREY CA 93940 SFD 7.450 6.250 $ 2,143.05 360 1-Sep-28
4884634 SAN JOSE CA 95123 SFD 7.450 6.250 $ 1,850.82 360 1-Sep-28
4884635 MALVERN PA 19355 SFD 7.375 6.250 $ 2,345.54 360 1-Nov-28
4884653 SAN CLEMENTE CA 92672 SFD 7.350 6.250 $ 1,920.86 360 1-Sep-28
4884654 NEWPORT BEACH CA 92625 SFD 7.250 6.250 $4,093.06 360 1-Sep-28
4884663 ORANGE CA 92869 SFD 7.250 6.250 $2,046.53 360 1-Sep-28
4884673 RANCHO PALOS VERDES CA 90275 SFD 7.250 6.250 $ 1,787.31 360 1-Sep-28
4884691 THOUSAND OAKS CA 91362 SFD 7.300 6.250 $ 1,871.61 360 1-Sep-28
4884717 MANHATTAN BEACH CA 90266 SFD 7.500 6.250 $ 1,780.37 360 1-Nov-28
4884718 LAGUNA NIGUEL CA 92677 SFD 7.200 6.250 $ 1,669.15 360 1-Sep-28
4884726 SAN JOSE CA 95135 SFD 7.125 6.250 $ 2,943.31 360 1-Nov-28
4884740 SAN FRANCISCO CA 94109 LCO 7.150 6.250 $2,080.26 360 1-Sep-28
4884802 FREMONT CA 94539 SFD 7.250 6.250 $ 4,434.15 360 1-Nov-28
4884819 SUNNYVALE CA 94087 SFD 7.250 6.250 $ 3,547.32 360 1-Nov-28
4884834 CUPERTINO CA 95014 SFD 7.450 6.250 $ 2,560.53 360 1-Sep-28
4884842 SAN JOSE CA 95125 SFD 7.500 6.250 $ 1,713.08 360 1-Nov-28
4884859 DIX HILLS NY 11746 SFD 7.550 6.250 $ 2,529.51 360 1-Sep-28
4884864 SAN PEDRO CA 90731 SFD 7.500 6.250 $2,726.94 360 1-Sep-28
4884873 CHAPEL HILL NC 27514 SFD 6.875 6.250 $ 1,642.33 360 1-Dec-28
4884883 SANTA YNEZ CA 93460 SFD 7.000 6.250 $ 3,991.82 360 1-Sep-28
4884888 PASADENA CA 91107 SFD 7.000 6.250 $ 2,544.79 360 1-Sep-28
4884904 SCOTTS VALLEY CA 95066 SFD 7.250 6.250 $ 2,373.97 360 1-Oct-28
4884910 NEW ROCHELLE NY 10804 SFD 7.200 6.250 $ 1,954.92 360 1-Sep-28
4884917 MANHASSET NY 11030 SFD 7.050 6.250 $ 3,176.16 360 1-Sep-28
4884932 PORTLAND OR 97221 SFD 7.250 6.250 $ 3,410.89 360 1-Sep-28
4884952 AGOURA HILLS CA 91301 SFD 7.000 6.250 $4,324.47 360 1-Sep-28
4884960 BAKERSFIELD CA 93309 SFD 7.200 6.250 $ 1,942.70 360 1-Sep-28
4884974 LARCHMONT NY 10538 SFD 7.350 6.250 $ 1,831.98 360 1-Sep-28
4884992 DUXBURY MA 02332 SFD 6.875 6.250 $ 1,642.33 360 1-Nov-28
4885021 HUNTINGTON BEACH CA 92646 SFD 7.150 6.250 $ 1,744.58 360 1-Sep-28
4885040 OAK BROOK IL 60521 SFD 7.500 6.250 $ 2,272.45 360 1-Sep-28
4885048 PLANO TX 75025 SFD 7.400 6.250 $ 1,453.31 360 1-Sep-28
4885053 GOLETA CA 93117 LCO 7.450 6.250 $ 1,836.90 360 1-Sep-28
4885055 LOS ALTOS CA 94024 SFD 7.125 6.250 $ 3,570.71 360 1-Nov-28
4885086 TARZANA CA 91356 SFD 7.500 6.250 $2,866.78 360 1-Sep-28
4885087 LOS ALTOS CA 94022 SFD 7.250 6.250 $3,724.69 360 1-Nov-28
4885089 EVANSTON IL 60201 SFD 7.400 6.250 $ 1,869.43 360 1-Sep-28
4885099 SAN JOSE CA 95120 SFD 7.150 6.250 $ 1,776.32 360 1-Sep-28
4885102 HERMOSA BEACH CA 90254 SFD 7.125 6.250 $ 2,512.98 360 1-Nov-28
4885119 ENCINITAS CA 92024 SFD 7.250 6.250 $ 1,882.81 360 1-Sep-28
4885123 SAN JOSE CA 95134 LCO 7.450 6.250 $ 1,879.34 360 1-Sep-28
4885149 MORGAN HILL CA 95037 SFD 7.350 6.250 $ 1,791.33 360 1-Sep-28
4885154 COSTA MESA CA 92627 SFD 7.500 6.250 $ 2,181.55 360 1-Sep-28
4885157 PASADENA CA 91105 SFD 7.350 6.250 $ 1,812.00 360 1-Sep-28
4885167 HILLSBOROUGH CA 94010 SFD 7.150 6.250 $ 3,377.04 360 1-Sep-28
4885182 GARDEN CITY NY 11530 SFD 7.350 6.250 $ 2,583.65 360 1-Sep-28
4885189 SCOTTS VALLEY CA 95066 SFD 7.150 6.250 $ 1,891.14 360 1-Sep-28
4885200 SAN JOSE CA 95125 SFD 7.400 6.250 $ 2,021.75 360 1-Sep-28
4885201 STUDIO CITY CA 91604 SFD 7.350 6.250 $ 2,474.10 360 1-Sep-28
4885213 CUPERTINO CA 95014 SFD 7.000 6.250 $3,469.56 360 1-Nov-28
4885215 SALINAS CA 93906 SFD 7.150 6.250 $ 2,477.40 360 1-Sep-28
4885235 LOS ANGELES CA 90035 SFD 7.450 6.250 $2,998.88 360 1-Sep-28
4885248 WESTBURY NY 11590 SFD 7.450 6.250 $ 1,882.82 360 1-Sep-28
4885253 SANTA CLARA CA 95050 SFD 7.450 6.250 $ 2,365.70 360 1-Sep-28
4885272 DES MOINES WA 98198 SFD 7.000 6.250 $ 4,282.55 360 1-Nov-28
4885273 GOLETA CA 93117 SFD 7.150 6.250 $ 1,823.60 360 1-Sep-28
4885274 ALAMEDA CA 94502 SFD 7.250 6.250 $ 1,807.77 360 1-Sep-28
4885278 SAN JOSE CA 95128 SFD 7.350 6.250 $3,003.92 360 1-Sep-28
4885280 WALNUT CREEK CA 94595 SFD 7.250 6.250 $ 2,196.61 360 1-Nov-28
4885289 MORGAN HILL CA 95037 SFD 7.350 6.250 $ 1,674.21 360 1-Sep-28
4885306 LOS ALTOS CA 94024 SFD 7.250 6.250 $2,524.06 360 1-Nov-28
4885308 SAN MATEO CA 94403 SFD 7.300 6.250 $2,495.48 360 1-Sep-28
4885310 MENLO PARK CA 94025 SFD 7.500 6.250 $4,230.25 360 1-Nov-28
4885316 EUGENE OR 97408 SFD 6.750 6.250 $2,594.39 360 1-Nov-28
4885358 SARATOGA CA 95070 SFD 7.000 6.250 $ 2,754.36 360 1-Nov-28
4885390 SEATTLE WA 98102 SFD 7.000 6.250 $ 2,095.70 360 1-Nov-28
4885416 FREMONT CA 94539 SFD 7.000 6.250 $ 2,275.34 360 1-Nov-28
4885418 PETALUMA CA 94954 SFD 7.250 6.250 $ 1,705.45 360 1-Nov-28
4885425 MOUNTAIN VIEW CA 94040 SFD 7.250 6.250 $ 1,773.66 360 1-Nov-28
4885439 CUPERTINO CA 95014 SFD 7.250 6.250 $ 1,998.78 360 1-Dec-28
4885452 GULF STREAM FL 33483 LCO 7.000 6.250 $4,324.47 360 1-Nov-28
4885455 LOS ALTOS CA 94022 SFD 7.125 6.250 $2,928.66 360 1-Nov-28
4885490 RANCHO PALOS VERDES CA 90275 LCO 7.250 6.250 $ 1,771.62 360 1-Nov-28
4885541 SAN JOSE CA 95128 SFD 7.500 6.250 $2,062.69 360 1-Nov-28
4885600 HUNTINGTON BEACH CA 92648 SFD 7.050 6.250 $ 2,105.63 360 1-Sep-28
4885603 SAN RAMON CA 94583 SFD 7.300 6.250 $ 1,676.23 360 1-Sep-28
4885604 DANA POINT CA 92629 PUD 7.500 6.250 $ 1,957.81 360 1-Jun-28
4885621 GILROY CA 95020 SFD 7.350 6.250 $ 1,854.72 360 1-Sep-28
4885623 NOVATO CA 94945 SFD 7.300 6.250 $ 2,125.27 360 1-Sep-28
4885634 LAGUNA BEACH CA 92651 LCO 7.700 6.250 $4,634.25 360 1-Sep-28
4885639 MILL VALLEY CA 94941 SFD 7.300 6.250 $ 3,736.37 360 1-Sep-28
4885657 WALNUT CREEK CA 94598 SFD 7.350 6.250 $ 1,853.34 360 1-Sep-28
4885673 SALINAS CA 93908 SFD 7.100 6.250 $ 1,666.64 360 1-Sep-28
4885681 SAN LUIS OBISPO CA 93401 SFD 7.500 6.250 $ 2,775.89 360 1-Nov-28
4885723 CARMEL VALLEY CA 93924 SFD 7.350 6.250 $ 2,755.89 360 1-Sep-28
4885732 GLENDALE CA 91206 SFD 7.550 6.250 $ 1,932.27 360 1-Sep-28
4885735 RANCHO MIRAGE CA 92270 SFD 7.500 6.250 $2,796.86 360 1-Sep-28
4885736 FREDERICK MD 21702 SFD 7.375 6.250 $ 2,817.96 360 1-Nov-28
4885758 CASTRO VALLEY CA 94546 SFD 7.300 6.250 $ 1,773.58 360 1-Sep-28
4885767 SARATOGA CA 95070 SFD 7.100 6.250 $ 2,311.79 360 1-Sep-28
4885770 TUSTIN CA 92782 SFD 7.300 6.250 $ 1,974.45 360 1-Sep-28
4885774 TRABUCO CANYON CA 92679 SFD 7.250 6.250 $ 1,739.55 360 1-Nov-28
4885787 ZIONSVILLE IN 46077 SFD 7.125 6.250 $3,729.04 360 1-Nov-28
4885788 CHULA VISTA CA 91910 SFD 7.400 6.250 $2,686.44 360 1-Sep-28
4885803 ANAHEIM CA 92807 SFD 7.150 6.250 $ 1,735.80 360 1-Sep-28
4885806 LOS ANGELES CA 90036 SFD 7.450 6.250 $ 1,809.07 360 1-Sep-28
4885811 GOLETA CA 93117 SFD 7.100 6.250 $ 1,646.48 360 1-Sep-28
4885814 SAN JOSE CA 95136 SFD 7.500 6.250 $ 1,863.41 360 1-Sep-28
4885828 LOS GATOS CA 95032 SFD 7.450 6.250 $2,435.28 360 1-Sep-28
4885829 STEVENSON RANCH CA 91381 SFD 7.350 6.250 $ 1,802.36 360 1-Sep-28
4885830 ANDOVER MA 01810 SFD 7.250 6.250 $2,976.34 360 1-Nov-28
4885847 WESTLAKE VILLAGE CA 91361 SFD 7.350 6.250 $ 1,977.35 360 1-Sep-28
4885849 SAN JOSE CA 95129 SFD 7.400 6.250 $3,683.47 360 1-Sep-28
4885865 NOVATO CA 94947 SFD 7.500 6.250 $ 2,097.65 360 1-Sep-28
4885874 LAGUNA HILLS CA 92653 SFD 7.400 6.250 $ 2,077.14 360 1-Sep-28
4885889 COSTA MESA CA 92626 SFD 7.400 6.250 $ 1,910.97 360 1-Sep-28
4885890 SANTA MONICA CA 90402 SFD 7.000 6.250 $ 5,395.61 360 1-Nov-28
4885905 SAN DIEGO CA 92106 SFD 7.550 6.250 $2,445.20 360 1-Sep-28
4885915 SCOTTS VALLEY CA 95066 SFD 7.350 6.250 $ 1,808.56 360 1-Sep-28
4885939 GOLETA CA 93117 SFD 7.400 6.250 $ 1,765.57 360 1-Sep-28
4885951 HOUSTON TX 77079 SFD 7.150 6.250 $2,209.94 360 1-Sep-28
4885963 EAST HILLS NY 11577 SFD 7.050 6.250 $2,920.73 360 1-Sep-28
4885984 TARRYTOWN NY 10591 SFD 7.450 6.250 $ 3,423.31 360 1-Sep-28
4886026 SANTA MONICA CA 90402 SFD 7.000 6.250 $ 5,156.10 360 1-Nov-28
4886033 CUPERTINO CA 95014 SFD 7.250 6.250 $ 2,319.40 360 1-Nov-28
4886054 LOS ALTOS HILLS CA 94022 SFD 7.125 6.250 $ 3,031.74 360 1-Nov-28
4886074 DANVILLE CA 94526 SFD 7.300 6.250 $ 3,439.51 360 1-Sep-28
4886106 LONG BEACH CA 90808 SFD 7.500 6.250 $ 1,831.95 360 1-Sep-28
4886134 SAN JOSE CA 95129 SFD 7.375 6.250 $2,072.03 360 1-Nov-28
4886138 ANAHEIM CA 92807 SFD 7.450 6.250 $ 1,822.99 360 1-Sep-28
4886151 MILLWOOD NY 10546 SFD 7.200 6.250 $ 2,571.93 360 1-Sep-28
4886166 DENTON TX 76205 SFD 7.350 6.250 $2,066.92 360 1-Sep-28
4886177 GAITHERSBURG MD 20878 SFD 6.875 6.250 $ 2,417.50 360 1-Dec-28
4886179 KIRKLAND WA 98034 SFD 7.000 6.250 $ 1,922.73 360 1-Oct-28
4886184 PLANO TX 75023 SFD 7.050 6.250 $ 770.31 360 1-Sep-28
4886196 SHERMAN OAKS CA 91423 SFD 7.350 6.250 $ 3,189.95 360 1-Sep-28
4886203 SAN RAMON CA 94583 SFD 7.125 6.250 $2,445.60 360 1-Nov-28
4886205 PASADENA CA 91105 SFD 6.750 6.250 $ 3,713.23 360 1-Nov-28
4886223 KENTFIELD CA 94904 SFD 7.300 6.250 $ 3,187.91 360 1-Sep-28
4886236 RIVERSIDE CA 92508 SFD 7.400 6.250 $ 2,347.17 360 1-Sep-28
4886239 SANTA BARBARA CA 93109 SFD 7.050 6.250 $3,704.40 360 1-Sep-28
4886247 STOCKTON CA 95204 SFD 7.500 6.250 $ 2,043.81 360 1-Sep-28
4886264 SAN JOSE CA 95120 SFD 7.300 6.250 $2,399.50 360 1-Sep-28
4886323 PALO ALTO CA 94301 SFD 7.375 6.250 $2,887.03 360 1-Nov-28
4886350 LAGUNA BEACH CA 92651 SFD 7.000 6.250 $ 2,069.10 360 1-Oct-28
4886396 WELLESLEY MA 02481 LCO 7.750 6.250 $ 1,325.36 360 1-Oct-28
4886411 GLENDORA CA 91741 SFD 7.625 6.250 $ 1,330.66 360 1-Sep-28
4886452 NARRAGANSETT RI 02882 SFD 7.875 6.250 $ 833.83 360 1-Oct-28
4886511 LOS ALTOS CA 94024 SFD 7.125 6.250 $ 4,379.18 360 1-Nov-28
4886513 GLENVIEW IL 60025 SFD 7.125 6.250 $ 1,751.67 360 1-Nov-28
4886535 POUND RIDGE NY 10506 SFD 7.750 6.250 $3,868.63 360 1-Nov-28
4886543 ROCHESTER MI 48306 SFD 7.000 6.250 $ 3,353.13 360 1-Dec-28
4886550 LIVERMORE CA 94550 SFD 7.375 6.250 $ 1,830.29 360 1-Nov-28
4886553 ALAMO CA 94507 SFD 7.250 6.250 $ 4,263.61 360 1-Nov-28
4886558 GOLD CANYON AZ 85219 PUD 7.250 6.250 $ 764.04 360 1-Oct-28
4886580 SUNNYVALE CA 94086 LCO 7.500 6.250 $ 1,975.29 360 1-Dec-28
4886614 LAGUNA HILLS CA 92653 SFD 7.500 6.250 $5,404.93 360 1-Nov-28
4886646 SAN JOSE CA 95132 SFD 7.250 6.250 $ 1,691.80 360 1-Nov-28
4886722 SOUTH PASADENA CA 91030 SFD 7.375 6.250 $2,072.03 360 1-Nov-28
4886741 GREECE NY 14616 SFD 7.375 6.250 $ 525.61 360 1-Nov-28
4886780 SARATOGA CA 95070 SFD 7.375 6.250 $3,943.76 360 1-Dec-28
4886821 SAN JOSE CA 95129 SFD 7.250 6.250 $ 2,459.25 360 1-Nov-28
4886825 PLEASANTON CA 94566 SFD 7.375 6.250 $ 1,712.88 360 1-Nov-28
4886837 LOS ALTOS CA 94024 SFD 7.250 6.250 $2,368.52 360 1-Nov-28
4886915 ALPHARETTA GA 30202 SFD 6.750 6.250 $ 1,686.36 360 1-Dec-28
4886994 SAN DIEGO CA 92107 SFD 7.625 6.250 $2,300.33 360 1-Oct-28
4887023 LOS GATOS CA 95030 SFD 7.250 6.250 $ 2,673.45 360 1-Nov-28
4887037 COPPELL TX 75019 SFD 6.875 6.250 $ 1,688.31 360 1-Nov-28
4887138 CUPERTINO CA 95014 SFD 7.375 6.250 $ 3,798.72 360 1-Nov-28
4887217 SANTA CLARA CA 95050 SFD 7.375 6.250 $ 1,885.55 360 1-Dec-28
4887232 BERNARDS NJ 07920 LCO 7.875 6.250 $ 1,844.58 360 1-Dec-28
4887272 LOS ALTOS HILLS CA 94022 SFD 7.000 6.250 $2,983.89 360 1-Nov-28
4887307 FAIRFAX VA 22031 SFD 7.500 6.250 $ 1,748.04 360 1-Dec-28
4887393 BOUNTIFUL UT 84010 SFD 7.500 6.250 $6,362.86 360 1-Nov-28
4887450 SAN JOSE CA 95135 SFD 7.250 6.250 $ 2,592.27 360 1-Dec-28
4887454 SARATOGA CA 95070 SFD 7.125 6.250 $ 2,795.94 360 1-Nov-28
4887522 SAN JOSE CA 95117 SFD 7.125 6.250 $ 1,778.62 360 1-Nov-28
4887568 FREMONT CA 94539 SFD 7.250 6.250 $ 3,376.78 360 1-Nov-28
4887588 SCOTTSDALE AZ 85259 SFD 6.625 6.250 $2,939.03 360 1-Nov-28
4887663 SANTA BARBARA CA 93105 SFD 7.250 6.250 $ 3,376.78 360 1-Dec-28
4887670 SUNNYVALE CA 94087 SFD 7.125 6.250 $ 1,738.20 360 1-Nov-28
4887792 FRANKLIN WI 53132 SFD 7.000 6.250 $ 1,663.26 360 1-Nov-28
4887798 BALTIMORE MD 21218 SFD 7.000 6.250 $ 2,454.97 360 1-Oct-28
4887810 PALO ALTO CA 94306 SFD 7.000 6.250 $3,728.36 360 1-Nov-28
4887816 AURORA CO 80013 SFD 7.500 6.250 $ 1,368.36 360 1-Oct-28
4887867 BIRMINGHAM AL 35243 SFD 6.875 6.250 $ 1,976.05 360 1-Dec-28
4887955 SUNNYVALE CA 94087 SFD 7.250 6.250 $2,005.60 360 1-Nov-28
4887970 MAYNARD MA 01754 SFD 7.625 6.250 $ 1,728.08 360 1-Nov-28
4888022 LA CANADA FLINTRIDGE CA 91011 SFD 6.625 6.250 $ 3,073.50 360 1-Nov-28
4888026 POWAY CA 92064 SFD 7.250 6.250 $ 1,923.74 360 1-Nov-28
4888033 LEAWOOD KS 66224 SFD 7.125 6.250 $ 2,279.19 360 1-Nov-28
4888037 CAROLINA BEACH NC 28428 LCO 7.250 6.250 $ 427.73 360 1-Nov-28
4888065 SARATOGA CA 95070 SFD 7.125 6.250 $ 3,671.77 360 1-Nov-28
4888067 LOS ALTOS CA 94022 SFD 7.125 6.250 $ 3,200.17 360 1-Nov-28
4888114 GREENWICH CT 06830 SFD 7.125 6.250 $ 6,737.19 360 1-Dec-28
4888152 ROLLING HILLS ESTATE CA 90274 SFD 7.000 6.250 $ 2,967.25 360 1-Nov-28
4888165 FREMONT CA 94539 SFD 7.250 6.250 $ 1,899.87 360 1-Dec-28
4888193 SAN JOSE CA 95118 SFD 7.375 6.250 $ 2,016.78 360 1-Nov-28
4888207 HARTLAND WI 53029 SFD 7.000 6.250 $ 3,977.18 360 1-Dec-28
4888345 CERES CA 95307 SFD 7.375 6.250 $ 531.82 360 1-Oct-28
4888351 ANAHEIM CA 92808 SFD 7.125 6.250 $ 2,115.48 360 1-Sep-28
4888521 TUSTIN CA 92780 SFD 7.000 6.250 $ 1,639.31 360 1-Oct-28
4888552 SHAKOPEE MN 55379 SFD 6.875 6.250 $ 1,708.02 360 1-Dec-28
4888554 ISSAQUAH WA 98029 SFD 7.000 6.250 $ 2,301.88 360 1-Oct-28
4888585 FONTANA WI 53125 SFD 7.000 6.250 $ 2,182.20 360 1-Dec-28
4888588 HUNTINGTON BEACH CA 92646 SFD 7.250 6.250 $ 2,128.39 360 1-Sep-28
4888656 NORWALK CT 06850 SFD 6.875 6.250 $ 1,767.14 360 1-Dec-28
4888669 SAN JOSE CA 95120 SFD 7.375 6.250 $2,369.02 360 1-Nov-28
4888748 BOISE ID 83702 SFD 6.875 6.250 $2,463.48 360 1-Dec-28
4888769 CARMEL IN 46032 SFD 7.125 6.250 $ 1,765.36 357 1-Aug-28
4888776 ALPHARETTA GA 30004 SFD 6.875 6.250 $ 2,627.72 360 1-Nov-28
4888844 TOWSON MD 21286 SFD 7.500 6.250 $ 1,756.78 360 1-Oct-28
4888920 SEATTLE WA 98199 SFD 7.250 6.250 $ 2,352.14 360 1-Oct-28
4888933 CORAL GABLES FL 33134 SFD 7.375 6.250 $2,348.30 360 1-Nov-28
4889060 REDWOOD CITY CA 94065 SFD 7.250 6.250 $ 2,633.21 360 1-Dec-28
4889074 OAKLEY CA 94561 SFD 7.375 6.250 $ 987.67 360 1-Oct-28
4889088 SAN DIEGO CA 92126 SFD 7.125 6.250 $ 1,236.27 360 1-Oct-28
4889125 HAMPTON TOWNHSIP PA 15044 SFD 7.500 6.250 $ 699.21 360 1-Oct-28
4889189 LIVERMORE CA 94550 SFD 7.250 6.250 $2,328.27 360 1-Nov-28
4889194 ENGLEWOOD CO 80111 SFD 7.000 6.250 $2,395.09 360 1-Oct-28
4889196 SUMNER WA 98390 SFD 6.875 6.250 $ 1,635.75 360 1-Nov-28
4889209 SCOTTSDALE AZ 85250 LCO 7.000 6.250 $ 555.19 360 1-Nov-28
4889241 AIEA HI 96701 SFD 6.750 6.250 $ 1,686.36 360 1-Oct-28
4889258 PISMO BEACH CA 93449 SFD 7.000 6.250 $ 1,795.66 360 1-Oct-28
4889286 FREMONT CA 94539 SFD 7.250 6.250 $2,053.36 360 1-Nov-28
4889297 MOUNTAIN VIEW CA 94040 SFD 7.250 6.250 $2,524.06 360 1-Nov-28
4889315 WINDERMERE FL 34786 SFD 6.875 6.250 $ 2,788.67 360 1-Dec-28
4889377 SAN JOSE CA 95138 SFD 7.125 6.250 $2,640.98 360 1-Nov-28
4889387 SARATOGA CA 95070 SFD 6.875 6.250 $ 2,956.18 360 1-Nov-28
4889407 AGOURA CA 91301 SFD 7.375 6.250 $ 2,011.94 360 1-Nov-28
4889417 GLENDALE CA 91214 SFD 6.625 6.250 $ 1,454.47 360 1-Oct-28
4889431 GILROY CA 95020 SFD 7.375 6.250 $ 1,947.71 360 1-Dec-28
4889454 DISCOVERY BAY CA 94514 SFD 7.000 6.250 $ 2,195.50 360 1-Dec-28
4889475 DACULA GA 30019 SFD 7.250 6.250 $ 1,805.73 360 1-Nov-28
4889514 PEBBLE BEACH CA 93953 SFD 7.125 6.250 $ 6,737.19 360 1-Nov-28
4889532 LOS ALTOS CA 94024 SFD 7.125 6.250 $ 3,597.66 360 1-Nov-28
4889590 SAN JOSE CA 95138 SFD 7.250 6.250 $ 2,196.61 360 1-Dec-28
4889602 NEWTON MA 02165 SFD 7.000 6.250 $ 1,909.42 360 1-Nov-28
4889607 BOSTON MA 02108 HCO 7.000 6.250 $ 2,817.56 360 1-Nov-28
4889610 SAN FRANCISCO CA 94121 SFD 7.250 6.250 $ 2,176.15 360 1-Nov-28
4889750 MOORPARK CA 93021 SFD 7.875 6.250 $ 1,892.43 360 1-Aug-28
4889760 OCEANSIDE CA 92057 SFD 7.125 6.250 $ 1,805.57 360 1-Aug-28
4889792 EAST FELMOUTH MA 02536 SFD 6.875 6.250 $ 2,883.15 240 1-Nov-18
4889801 WESTFORD MA 01886 SFD 7.375 6.250 $ 2,154.91 360 1-Nov-28
4889820 NEWTOWN CT 06470 SFD 7.375 6.250 $ 1,903.50 360 1-Oct-28
4889832 SAUSALITO CA 94965 SFD 7.125 6.250 $ 1,744.93 360 1-Oct-28
4889884 NORTH MIAMI BEACH FL 33160 SFD 7.500 6.250 $ 2,418.24 360 1-Nov-28
4889912 LITTLETON CO 80120 SFD 6.875 6.250 $ 1,708.01 360 1-Nov-28
4889927 LAGUNA NIGUEL CA 92677 SFD 7.250 6.250 $ 5,812.14 360 1-Aug-28
4890033 GERMANTOWN TN 38139 SFD 6.875 6.250 $ 2,456.91 360 1-Nov-28
4890061 LOS ANGELES CA 91356 SFD 7.375 6.250 $ 3,481.01 360 1-Oct-28
4890122 BRONXVILLE NY 10708 SFD 7.625 6.250 $ 2,184.96 360 1-Nov-28
4890170 SAN FRANCISCO CA 94109 LCO 6.875 6.250 $ 1,727.73 360 1-Dec-28
4890204 MONTEREY PARK CA 91754 SFD 7.375 6.250 $ 1,985.70 360 1-Oct-28
4890247 PLACENTIA CA 92870 SFD 6.875 6.250 $ 1,602.91 360 1-Nov-28
4890333 OGDEN UT 84403 SFD 6.750 6.250 $ 2,264.91 360 1-Nov-28
4890377 BOSTON MA 02118 LCO 7.625 6.250 $ 2,717.93 360 1-Dec-28
4890378 LOS ANGELES CA 90049 SFD 8.000 6.250 $ 4,769.47 360 1-Nov-28
4890389 DANVILLE CA 94506 SFD 6.875 6.250 $ 1,908.38 360 1-Nov-28
4890397 KENTFIELD CA 94904 SFD 7.125 6.250 $2,492.76 360 1-Nov-28
4890411 DANVILLE CA 94526 SFD 7.000 6.250 $ 2,421.71 360 1-Nov-28
4890418 SEATTLE WA 98119 SFD 7.000 6.250 $ 2,017.20 360 1-Oct-28
4890496 CINCINNATI OH 45243 SFD 7.000 6.250 $ 1,962.64 360 1-Nov-28
4890682 IRVINE CA 92620 SFD 7.000 6.250 $ 1,829.59 360 1-Nov-28
4890696 FORT WORTH TX 76109 SFD 6.875 6.250 $ 1,831.52 360 1-Nov-28
4890713 SPICEWOOD TX 78669 SFD 6.875 6.250 $ 1,985.24 360 1-Nov-28
4890760 BELMONT CA 94002 SFD 7.250 6.250 $ 2,728.71 360 1-Dec-28
4890866 LOS ALTOS CA 94022 SFD 7.250 6.250 $ 3,751.97 360 1-Nov-28
4890891 SAN CARLOS CA 94070 SFD 7.250 6.250 $2,302.69 360 1-Nov-28
4890902 SAN FRANCISCO CA 94131 SFD 7.500 6.250 $ 2,359.85 360 1-Nov-28
4890904 SAN FRANCISCO CA 94121 SFD 7.250 6.250 $2,032.89 360 1-Nov-28
4891044 SANTA BARBARA CA 93101 SFD 7.500 6.250 $ 1,992.77 360 1-Nov-28
4891093 LOS ANGELES CA 90049 SFD 6.750 6.250 $ 3,891.59 360 1-Nov-28
4891105 CARMEL IN 46032 SFD 7.000 6.250 $ 1,646.63 360 1-Nov-28
4891148 CUPERTINO CA 95014 SFD 7.000 6.250 $2,395.09 360 1-Nov-28
4891195 CAMPBELL CA 95008 SFD 7.125 6.250 $ 1,866.21 360 1-Dec-28
4891239 SARATOGA CA 95070 SFD 7.000 6.250 $ 6,611.45 360 1-Dec-28
4891347 SAN MARINO CA 91108 SFD 6.500 6.233 $ 1,826.68 360 1-Aug-28
4891390 POTOMAC MD 20854 SFD 6.750 6.250 $ 1,945.79 360 1-Nov-28
4891402 RANCHO PALOS VERDES CA 90275 SFD 7.000 6.250 $ 2,182.20 360 1-Nov-28
4891517 PORTLAND OR 97229 SFD 6.875 6.250 $2,389.58 360 1-Nov-28
4891528 FORT LAUDERDALE FL 33305 SFD 7.500 6.250 $ 1,800.48 360 1-Nov-28
4891549 BOCA RATON FL 33496 SFD 7.500 6.250 $ 1,907.46 360 1-Dec-28
4891593 VISALIA CA 93297 SFD 7.750 6.250 $ 2,235.21 360 1-Nov-28
4891621 BEVERLY HILLS AREALOS ANG CA 90210 SFD 7.250 6.250 $2,387.62 360 1-Sep-28
4891701 HUNTINGTON BEACH CA 92648 SFD 7.500 6.250 $4,544.89 360 1-Oct-28
4891728 EL CAJON CA 92019 SFD 7.375 6.250 $ 1,690.77 360 1-Oct-28
4891736 SAN MATEO CA 94403 SFD 7.375 6.250 $ 2,417.37 360 1-Dec-28
4891739 RAMONA CA 92065 SFD 7.875 6.250 $ 1,015.10 360 1-Oct-28
4891785 BORING OR 97009 SFD 7.625 6.250 $ 951.27 360 1-Oct-28
4891787 CUPERTINO CA 95014 SFD 7.375 6.250 $3,239.27 360 1-Nov-28
4891816 STOUGHTON MA 02072 SFD 7.625 6.250 $ 706.38 360 1-Sep-28
4891836 YARMOUTH MA 02675 SFD 7.500 6.250 $ 772.63 360 1-Oct-28
4891851 LOS ALTOS CA 94024 SFD 7.000 6.250 $3,293.25 360 1-Nov-28
4891853 ORANGE CA 92867 SFD 7.500 6.250 $ 1,695.60 360 1-Oct-28
4891858 PHOENIX AZ 85022 SFD 7.375 6.250 $ 1,826.15 360 1-Oct-28
4891860 BEDFORD MA 01730 LCO 7.125 6.250 $ 1,664.09 360 1-Dec-28
4891869 ALISO VIEJO AREA CA 92656 SFD 7.250 6.250 $ 1,705.44 360 1-Aug-28
4891887 LOS ANGELES CA 90068 SFD 7.500 6.250 $4,544.89 360 1-Oct-28
4891930 SARATOGA CA 95070 SFD 7.000 6.250 $ 2,874.11 360 1-Nov-28
4891953 SUNNYVALE CA 94087 SFD 7.000 6.250 $ 1,985.27 360 1-Nov-28
4892015 CREVE COEUR MO 63141 SFD 6.875 6.250 $4,270.04 360 1-Nov-28
4892059 RALEIGH NC 27607 SFD 7.250 6.250 $ 408.62 360 1-Sep-28
4892092 GUILFORD CT 06437 SFD 6.875 6.250 $ 1,839.40 360 1-Oct-28
4892095 RADNOR TOWNSHIP PA 19073 SFD 7.125 6.250 $ 2,155.90 360 1-Oct-28
4892159 ALAMEDA CA 94501 SFD 7.375 6.250 $ 2,375.93 360 1-Oct-28
4892164 RAMONA AREA CA 92065 PUD 7.375 6.250 $ 1,754.32 360 1-Oct-28
4892178 CHINO HILLS CA 91709 SFD 7.125 6.250 $ 1,670.82 360 1-Oct-28
4892187 DANVILLE CA 94506 SFD 6.875 6.250 $ 2,791.95 360 1-Oct-28
4892193 GERMANTOWN MD 20874 SFD 7.375 6.250 $ 1,812.33 360 1-Oct-28
4892203 DENVER CO 80231 LCO 7.125 6.250 $ 1,872.94 360 1-Nov-28
4892208 HUNTSVILLE UT 84317 SFD 7.000 6.250 $ 1,011.26 360 1-Oct-28
4892243 RIVERTON UT 84065 SFD 7.000 6.250 $ 1,131.01 360 1-Oct-28
4892249 FARMINGTON CT 06032 SFD 7.250 6.250 $ 1,712.27 360 1-Nov-28
4892254 PORTLAND OR 97229 SFD 6.500 6.233 $ 948.10 360 1-Oct-28
4892270 HALF MOON BAY CA 94019 SFD 7.125 6.250 $ 2,054.85 360 1-Nov-28
4892279 ESCONDIDO CA 92026 SFD 7.375 6.250 $ 1,105.08 360 1-Oct-28
4892295 HERMOSA BEACH CA 90254 LCO 7.000 6.250 $ 2,568.07 360 1-Nov-28
4892402 WELLESLEY MA 02181 SFD 7.125 6.250 $2,364.76 360 1-Dec-28
4892461 FREMONT CA 94539 SFD 7.125 6.250 $ 2,411.92 360 1-Nov-28
4892556 HOUSTON TX 77004 HCO 7.000 6.250 $ 1,927.39 360 1-Nov-28
4892561 SAN FRANCISCO CA 94115 LCO 7.375 6.250 $2,900.84 360 1-Nov-28
4892567 KENTFIELD CA 94904 SFD 6.875 6.250 $ 3,547.42 360 1-Nov-28
4892579 AGOURA HILLS CA 91301 SFD 7.375 6.250 $ 2,520.97 360 1-Nov-28
4892612 SAN FRANCISCO CA 94121 SFD 7.125 6.250 $ 2,337.81 360 1-Nov-28
4892659 LOS ALTOS CA 94024 SFD 7.125 6.250 $ 2,731.93 360 1-Nov-28
4892835 PLANO TX 75025 SFD 7.125 6.250 $ 1,902.59 360 1-Nov-28
4892870 REDMOND WA 98053 SFD 7.000 6.250 $ 1,621.67 360 1-Nov-28
4892910 SUGAR LAND TX 77479 SFD 6.625 6.250 $ 3,701.00 360 1-Dec-28
4892934 SHELTON CT 06484 SFD 6.875 6.250 $ 1,688.31 360 1-Dec-28
4892943 FAIRFIELD CT 06430 SFD 6.750 6.250 $ 1,764.19 360 1-Nov-28
4892978 DALLAS TX 75248 SFD 6.750 6.250 $ 1,816.07 360 1-Nov-28
4892986 METAIRIE LA 70006 SFD 7.375 6.250 $ 2,182.54 360 1-Dec-28
4893045 HIGH POINT NC 27265 SFD 6.625 6.250 $ 1,619.99 360 1-Nov-28
4893098 FLOWER MOUND TX 75028 SFD 6.750 6.250 $ 1,683.77 360 1-Nov-28
4893119 WESTON CT 06883 SFD 6.750 6.250 $3,682.74 360 1-Dec-28
4893163 ST AUGUSTINE FL 32092 SFD 6.875 6.250 $ 1,852.54 360 1-Nov-28
4893185 NEWPORT BEACH CA 92660 SFD 7.625 6.250 $2,070.30 360 1-Nov-28
4893201 LAFAYETTE CA 94549 SFD 7.375 6.250 $2,382.83 360 1-Dec-28
4893307 SARATOGA CA 95070 SFD 7.000 6.250 $ 3,232.71 360 1-Dec-28
4893313 MOUNTAIN VIEW CA 94041 SFD 7.125 6.250 $ 2,312.21 360 1-Dec-28
4893334 WESTWOOD MA 02090 SFD 6.875 6.250 $2,496.33 360 1-Dec-28
4893360 LAGUNA HILLS CA 92653 SFD 7.000 6.250 $ 2,195.50 360 1-Nov-28
4893484 SUGAR LAND TX 77479 SFD 6.750 6.250 $ 2,276.58 360 1-Dec-28
4893634 SCOTTSDALE AZ 85260 SFD 7.500 6.250 $ 3,363.21 360 1-Nov-28
4893643 LOS ANGELES CA 90035 SFD 6.875 6.250 $ 1,993.78 360 1-Dec-28
4893726 WOODCLIFF LAKE NJ 07675 SFD 6.875 6.250 $ 2,325.53 360 1-Nov-28
4893751 RIVERSIDE CA 92506 SFD 6.750 6.250 $ 1,653.93 360 1-Nov-28
4893789 MOORPARK CA 93021 SFD 7.375 6.250 $ 1,890.73 360 1-Nov-28
4893792 DALLAS TX 75214 SFD 6.875 6.250 $ 2,135.02 360 1-Nov-28
4893798 SEATTLE WA 98166 SFD 7.000 6.250 $2,208.80 360 1-Nov-28
4893805 BURIEN WA 98166 SFD 7.000 6.250 $ 4,174.77 360 1-Nov-28
4893833 DALLAS TX 75205 SFD 7.000 6.250 $2,683.84 360 1-Nov-28
4893837 CLINTON WA 98236 SFD 6.875 6.250 $ 1,729.37 360 1-Nov-28
4893841 DALLAS TX 75205 SFD 7.375 6.250 $2,523.04 360 1-Nov-28
4893870 LOS ALTOS CA 94022 SFD 7.250 6.250 $2,530.88 360 1-Dec-28
4893914 UNIVERSITY PARK TX 75225 SFD 7.000 6.250 $3,060.40 360 1-Nov-28
4893924 PLANO TX 75093 SFD 6.750 6.250 $ 1,608.52 360 1-Nov-28
4893967 SUNNYVALE CA 94087 SFD 7.000 6.250 $ 2,614.64 360 1-Nov-28
4894020 REDWOOD CITY CA 94062 SFD 7.125 6.250 $ 2,337.81 360 1-Nov-28
4894046 LOS ALTOS CA 94022 SFD 7.000 6.250 $2,794.28 360 1-Dec-28
4894060 SAN JOSE CA 95118 SFD 7.000 6.250 $ 1,896.12 360 1-Nov-28
4894147 WILMINGTON NC 28405 SFD 7.250 6.250 $2,203.43 360 1-Nov-28
4894328 FOOTHILL RANCH CA 92610 SFD 7.375 6.250 $ 1,768.13 360 1-Nov-28
4894342 BETHESDA MD 20817 SFD 6.875 6.250 $2,299.26 360 1-Dec-28
4894417 LONG BEACH CA 90803 SFD 6.750 6.250 $2,980.63 240 1-Nov-18
4894423 LOS ANGELES CA 90024 SFD 6.750 6.250 $ 2,270.10 360 1-Dec-28
4894430 SAN FRANCISCO CA 94116 SFD 7.000 6.250 $3,326.52 360 1-Nov-28
4894442 MENLO PARK CA 94025 SFD 7.000 6.250 $3,938.60 360 1-Nov-28
4894482 LOS ALTOS CA 94024 SFD 6.875 6.250 $ 3,613.11 360 1-Nov-28
4894562 YORBA LINDA CA 92887 SFD 7.500 6.250 $ 2,461.24 360 1-Nov-28
4894626 AUSTIN TX 78746 SFD 6.500 6.233 $2,306.42 360 1-Nov-28
4894703 KENT WA 98042 SFD 6.875 6.250 $ 1,760.57 360 1-Nov-28
4894732 VIRGINIA BEACH VA 23454 SFD 7.375 6.250 $ 1,926.98 360 1-Oct-28
4894769 KIRKLAND WA 98033 SFD 6.875 6.250 $ 2,979.17 360 1-Nov-28
4894772 SAN JOSE CA 95125 SFD 7.250 6.250 $ 2,279.16 360 1-Dec-28
4894824 PLEASANTON CA 94566 SFD 6.750 6.250 $ 1,657.17 360 1-Nov-28
4894831 LIVERMORE CA 94550 SFD 6.750 6.250 $ 2,211.72 360 1-Nov-28
4894964 TAMPA FL 33606 SFD 6.875 6.250 $ 2,070.97 360 1-Nov-28
4894999 SOUTHPORT CT 06490 SFD 7.625 6.250 $2,070.30 360 1-Dec-28
4895019 ATLANTA GA 30319 SFD 7.000 6.250 $ 2,744.37 360 1-Nov-28
4895060 LOS ALTOS CA 94024 SFD 6.875 6.250 $2,226.99 360 1-Nov-28
4895069 LOS ANGELES CA 90025 LCO 7.125 6.250 $ 1,708.56 360 1-Nov-28
4895124 WOODINVILLE WA 98072 PUD 7.500 6.250 $2,069.68 360 1-Sep-28
4895146 MORAGA CA 94556 SFD 7.250 6.250 $2,203.43 360 1-Nov-28
4895162 LOS ANGELES CA 90027 SFD 7.500 6.250 $ 2,775.88 360 1-Oct-28
4895178 FISHERS IN 46038 SFD 7.250 6.250 $ 1,653.71 360 1-Dec-28
4895216 BELLAIRE TX 77401 SFD 7.750 6.250 $ 1,805.36 360 1-Nov-28
4895265 ROHNERT PARK CA 94928 SFD 7.625 6.250 $ 1,472.21 360 1-Oct-28
4895277 OREM UT 84058 SFD 7.125 6.250 $ 1,754.36 360 1-Oct-28
4895342 BEVERLY HILLS CA 90211 SFD 6.875 6.250 $ 2,759.10 360 1-Nov-28
4895366 SUNNYVALE CA 94087 SFD 6.750 6.250 $2,837.62 360 1-Nov-28
4895404 SAN JOSE CA 95125 SFD 7.000 6.250 $ 1,926.06 360 1-Nov-28
4895420 SAN JOSE CA 95136 SFD 7.375 6.250 $2,072.03 360 1-Dec-28
4895430 LOS GATOS CA 95030 SFD 7.000 6.250 $ 3,193.46 360 1-Dec-28
4895475 CUPERTINO CA 95014 SFD 6.750 6.250 $3,268.94 360 1-Nov-28
4895628 MORRIS PLAINS NJ 07950 SFD 6.875 6.250 $ 1,639.04 360 1-Dec-28
4895650 SUNNYVALE CA 94087 SFD 6.875 6.250 $ 3,210.74 360 1-Nov-28
4895677 SAN MATEO CA 94403 SFD 7.125 6.250 $ 2,147.48 360 1-Dec-28
4895691 SAN FRANCISCO CA 94112 SFD 7.000 6.250 $3,326.52 360 1-Nov-28
4895804 SAN RAFAEL CA 94903 SFD 7.250 6.250 $2,489.95 360 1-Nov-28
4895812 LOS GATOS CA 95032 SFD 7.375 6.250 $2,852.49 360 1-Nov-28
4895826 STUDIO CITY CA 91604 SFD 7.250 6.250 $2,333.05 360 1-Dec-28
4895888 PHOENIX AZ 85044 SFD 7.500 6.250 $ 1,859.21 360 1-Sep-28
4896071 VALENCIA CA 91354 SFD 6.875 6.250 $ 1,583.53 360 1-Nov-28
4896091 IRVINE CA 92720 SFD 6.875 6.250 $ 1,874.55 360 1-Nov-28
4896100 FAIRFAX STATION VA 22039 SFD 6.750 6.250 $ 1,835.54 360 1-Nov-28
4896101 VALENCIA CA 91354 SFD 6.875 6.250 $ 1,838.74 360 1-Nov-28
4896160 WEST ROXBURY MA 02132 SFD 7.500 6.250 $ 1,090.77 360 1-Oct-28
4896195 SAN DIEGO CA 92107 SFD 6.875 6.250 $ 1,839.40 360 1-Nov-28
4896198 JACKSON MS 39208 SFD 7.250 6.250 $2,333.04 360 1-Nov-28
4896230 SUISUN CITY CA 94585 SFD 7.750 6.250 $ 1,157.01 360 1-Oct-28
4896394 DUBLIN CA 94568 SFD 7.250 6.250 $ 1,841.88 360 1-Oct-28
4896415 MENLO PARK CA 94025 SFD 7.375 6.250 $2,044.40 360 1-Oct-28
4896432 EDINA MN 55439 SFD 7.000 6.250 $2,927.33 360 1-Nov-28
4896453 YORBA LINDA CA 92886 SFD 7.625 6.250 $2,060.74 360 1-Nov-28
4896467 DANVILLE CA 94526 SFD 6.750 6.250 $ 1,893.91 360 1-Nov-28
4896471 MELVILLE NY 11747 SFD 7.500 6.250 $ 2,021.43 360 1-Nov-28
4896496 ROSS CA 94957 SFD 7.000 6.250 $ 3,772.27 360 1-Nov-28
4896555 HILLSBOROUGH CA 94010 SFD 7.625 6.250 $ 7,077.94 360 1-Sep-28
4896562 FREMONT CA 94539 SFD 6.875 6.250 $ 3,133.56 360 1-Nov-28
4896626 EL PASO TX 79936 SFD 7.125 6.250 $ 1,913.37 360 1-Nov-28
4896697 FREMONT CA 94555 SFD 7.375 6.250 $2,033.35 360 1-Nov-28
4896712 MORAGA CA 94556 SFD 7.125 6.250 $ 2,327.37 360 1-Nov-28
4896725 DENVER CO 80212 SFD 7.250 6.250 $ 1,768.20 360 1-Nov-28
4896786 WILMINGTON MA 01887 SFD 7.750 6.250 $ 2,149.24 360 1-Nov-28
4896841 HINGHAM MA 02043 SFD 7.125 6.250 $ 2,128.96 360 1-Nov-28
4896868 SANTA BARBARA CA 93110 SFD 7.250 6.250 $2,899.25 360 1-Nov-28
4896870 DOWNINGTOWN PA 19335 SFD 6.875 6.250 $ 1,905.10 360 1-Dec-28
4896871 UNIVERSITY PARK TX 75225 SFD 7.000 6.250 $3,008.50 360 1-Nov-28
4896897 REDWOOD CITY CA 94062 SFD 7.000 6.250 $3,029.79 360 1-Dec-28
4896930 CUPERTINO CA 95014 SFD 7.000 6.250 $2,448.32 360 1-Dec-28
4896951 MOUNTAIN VIEW CA 94043 SFD 7.125 6.250 $ 1,899.89 360 1-Dec-28
4896953 SAN JOSE CA 95120 SFD 7.000 6.250 $ 2,128.97 360 1-Dec-28
4896968 YORBA LINDA CA 92887 SFD 7.375 6.250 $ 2,210.17 360 1-Dec-28
4897007 SAN FRANCISCO CA 94127 SFD 7.125 6.250 $4,358.96 360 1-Nov-28
4897061 PALO ALTO CA 94306 SFD 7.375 6.250 $2,244.70 360 1-Dec-28
4897064 ORINDA CA 94563 SFD 7.000 6.250 $3,563.03 360 1-Dec-28
4897077 CUPERTINO CA 95014 SFD 6.875 6.250 $ 2,558.74 360 1-Dec-28
4897107 DANVILLE CA 94506 SFD 7.125 6.250 $ 2,556.09 360 1-Dec-28
4897152 SAN FRANCISCO CA 94117 SFD 7.125 6.250 $2,256.96 360 1-Nov-28
4897154 MANHATTAN BEACH CA 90266 SFD 7.125 6.250 $ 2,519.71 360 1-Nov-28
4897155 OAKLAND CA 94618 SFD 7.125 6.250 $ 2,455.71 360 1-Nov-28
4897172 SAUSALITO CA 94965 LCO 7.125 6.250 $ 2,041.37 360 1-Dec-28
4897190 SANTA CLARA CA 95051 SFD 7.250 6.250 $ 2,039.71 360 1-Dec-28
4897201 MENLO PARK CA 94025 SFD 6.750 6.250 $2,490.62 360 1-Dec-28
4897355 SOUTHLAKE TX 76092 SFD 6.875 6.250 $2,023.35 360 1-Nov-28
4897400 WEST PALM BEACH FL 33412 SFD 7.125 6.250 $2,829.62 360 1-Dec-28
4897505 SAN FRANCISCO CA 94122 SFD 7.000 6.250 $ 1,603.38 360 1-Nov-28
4897534 SAN MATEO CA 94403 SFD 7.125 6.250 $3,047.23 360 1-Nov-28
4897578 STUDIO CITY CA 91604 SFD 6.875 6.250 $2,562.03 360 1-Nov-28
4897621 ATLANTA GA 30342 SFD 7.625 6.250 $2,562.22 360 1-Dec-28
4897654 WYCKOFF NJ 07481 SFD 6.875 6.250 $ 2,627.72 360 1-Nov-28
4897679 ALTA LOMA CA 91737 SFD 6.375 6.108 $ 1,903.43 360 1-Nov-28
4897712 PORTOLA VALLEY CA 94028 SFD 6.875 6.250 $ 4,145.23 360 1-Dec-28
4897725 MENLO PARK CA 94025 SFD 6.875 6.250 $3,284.65 360 1-Dec-28
4897793 MAPLEWOOD MN 55119 SFD 6.250 5.983 $ 1,398.61 360 1-Nov-28
4897823 SAN RAFAEL CA 94903 SFD 7.125 6.250 $ 2,191.61 360 1-Dec-28
4897841 JESUP GA 31545 SFD 8.375 6.250 $ 2,371.43 360 1-Aug-28
4897847 FORTH WORTH TX 76132 SFD 6.500 6.233 $ 707.28 360 1-Nov-28
4897866 VISTA CA 92083 SFD 7.375 6.250 $ 1,685.25 360 1-Oct-28
4897882 MESA AZ 85213 SFD 7.000 6.250 $ 2,454.97 360 1-Nov-28
4897888 LITTLETON CO 80128 SFD 7.000 6.250 $3,326.52 360 1-Nov-28
4897901 CHESAPEAKE VA 23322 SFD 7.625 6.250 $ 1,769.48 360 1-Nov-28
4897910 BURNSVILLE MN 55306 SFD 7.500 6.250 $ 1,830.54 360 1-Nov-28
4897912 MINNEAPOLIS MN 55405 SFD 7.250 6.250 $ 2,101.11 360 1-Oct-28
4897977 SUNNYVALE CA 94087 SFD 7.000 6.250 $ 2,182.20 360 1-Dec-28
4898000 PORTOLA VALLEY CA 94028 SFD 6.750 6.250 $2,594.40 360 1-Dec-28
4898009 SAN JOSE CA 95118 SFD 6.750 6.250 $ 2,146.86 360 1-Dec-28
4898027 MENLO PARK CA 94025 SFD 7.125 6.250 $ 2,587.08 360 1-Nov-28
4898032 SUNNYVALE CA 94087 SFD 7.250 6.250 $2,387.62 360 1-Nov-28
4898072 COLGATE WI 53017 SFD 7.000 6.250 $2,398.42 360 1-Nov-28
4898082 NORTH KINGSTOWN RI 02852 SFD 7.375 6.250 $ 3,315.25 360 1-Dec-28
4898093 SANTA BARBARA CA 93110 SFD 6.625 6.250 $ 5,356.21 360 1-Dec-28
4898099 SAN MARINO CA 91108 SFD 6.875 6.250 $2,290.06 360 1-Nov-28
4898102 LAFAYETTE CA 94549 SFD 7.125 6.250 $ 3,651.56 360 1-Nov-28
4898143 IRVINE CA 92604 SFD 7.125 6.250 $ 1,738.20 360 1-Dec-28
4898154 KEARNEY MO 64060 SFD 7.250 6.250 $ 1,873.94 360 1-Oct-28
4898156 CARLSBAD CA 92009 LCO 7.250 6.250 $ 1,282.49 360 1-Oct-28
4898192 DANVILLE CA 94526 SFD 7.625 6.250 $ 1,713.57 360 1-Oct-28
4898252 PALO ALTO CA 94303 SFD 7.125 6.250 $ 1,886.42 360 1-Dec-28
4898271 SAN RAMON CA 94583 SFD 7.000 6.250 $ 1,856.20 360 1-Dec-28
4898340 ENCINITAS CA 92024 SFD 6.875 6.250 $ 2,627.72 360 1-Dec-28
4898369 MT AIRY MD 21771 SFD 7.375 6.250 $ 1,470.79 360 1-Oct-28
4898394 FREMONT CA 94539 SFD 7.000 6.250 $ 1,743.10 360 1-Dec-28
4898426 SANTA BARBARA CA 93109 SFD 7.125 6.250 $ 2,657.15 360 1-Dec-28
4898457 BELMONT CA 94002 SFD 6.750 6.250 $ 2,107.95 360 1-Dec-28
4898509 HILLSBOROUGH CA 94010 SFD 6.750 6.250 $ 2,458.19 360 1-Dec-28
4898513 INDIAN HARBOUR BEACH FL 32937 SFD 6.875 6.250 $ 2,660.57 360 1-Nov-28
4898520 SAN JOSE CA 95136 SFD 7.250 6.250 $ 2,051.99 360 1-Dec-28
4898612 SAN JOSE CA 95120 SFD 7.000 6.250 $ 1,995.91 360 1-Dec-28
4898615 SAN ANTONIO TX 78258 SFD 7.125 6.250 $ 1,985.45 360 1-Dec-28
4898740 SANTA ANA CA 92705 SFD 7.000 6.250 $ 1,616.69 360 1-Dec-28
4898750 SANIBEL FL 33957 LCO 7.375 6.250 $ 1,933.90 360 1-Nov-28
4898751 BEVERLY HILLS CA 90212 SFD 7.375 6.250 $ 3,425.75 360 1-Dec-28
4898768 ROCKVILLE MD 20855 SFD 6.875 6.250 $ 3,126.99 360 1-Nov-28
4898812 SAN CLEMENTE CA 92672 SFD 7.125 6.250 $ 2,169.38 360 1-Nov-28
4898835 MOUNTAIN VIEW CA 94043 SFD 7.250 6.250 $ 1,664.52 360 1-Dec-28
4898954 CUPERTINO CA 95014 SFD 6.875 6.250 $ 1,970.79 360 1-Dec-28
4898965 LOS GATOS CA 95032 SFD 7.000 6.250 $ 1,829.59 360 1-Dec-28
4899026 AURORA CO 80016 SFD 7.500 6.250 $ 2,251.47 360 1-Mar-28
4899034 MISSION VIEJO CA 92691 SFD 7.000 6.250 $ 1,786.34 360 1-Dec-28
4899051 FREMONT CA 94539 SFD 7.125 6.250 $ 1,751.67 360 1-Dec-28
4899055 SAN JOSE CA 95120 SFD 7.000 6.250 $ 1,783.02 360 1-Nov-28
4899115 SAN JOSE CA 95118 SFD 7.250 6.250 $ 1,703.40 360 1-Dec-28
4899119 SAN FRANCISCO CA 94123 LCO 7.000 6.250 $ 2,910.70 360 1-Dec-28
4899174 DARIEN CT 06820 SFD 7.000 6.250 $ 1,995.91 360 1-Dec-28
4899253 UNIVERSITY PARK TX 75205 SFD 7.250 6.250 $2,695.62 360 1-Nov-28
4899275 BOSTON MA 02115 LCO 7.000 6.250 $ 1,955.99 360 1-Nov-28
4899299 SUMMERLAND KEY FL 33042 SFD 7.875 6.250 $ 2,581.25 360 1-Dec-28
4899315 BELLAIRE TX 77401 SFD 6.500 6.233 $ 1,914.86 360 1-Dec-28
4899350 CUPERTINO CA 95014 SFD 7.250 6.250 $ 1,910.10 360 1-Dec-28
4899388 HUNTINGTON BEACH CA 92648 PUD 7.875 6.250 $ 1,925.06 360 1-Dec-28
4899398 FRONTENAC MO 63131 SFD 7.250 6.250 $ 2,967.47 360 1-Dec-28
4899495 TAMPA FL 33626 SFD 7.500 6.250 $ 2,075.27 360 1-Nov-28
4899510 YORBA LINDA CA 92886 SFD 7.625 6.250 $ 2,121.97 360 1-Nov-28
4899598 ARLINGTON VA 22207 SFD 6.375 6.108 $ 1,597.11 360 1-Dec-28
4899622 STUDIO CITY CA 91604 SFD 7.000 6.250 $ 1,989.26 360 1-Dec-28
4899683 HUNTINGTON BEACH CA 92649 SFD 6.625 6.250 $ 2,157.85 360 1-Nov-28
4899799 ANAHEIM HILLS CA 92807 SFD 6.875 6.250 $2,640.86 360 1-Nov-28
4899963 MONTE SERENO CA 95030 SFD 7.000 6.250 $ 4,311.16 360 1-Nov-28
4899978 PITTSFIELD TWP MI 48108 SFD 7.250 6.250 $ 1,944.21 360 1-Oct-28
4899987 SARATOGA CA 95070 SFD 7.000 6.250 $ 3,106.96 360 1-Nov-28
4900053 SEATTLE WA 98112 SFD 7.000 6.250 $ 1,783.01 360 1-Oct-28
4900106 LOS ANGELES PACIFIC PALIS CA 90272 SFD 7.125 6.250 $ 2,021.16 360 1-Oct-28
4900169 MOUNTAIN VIEW CA 94043 SFD 7.125 6.250 $ 1,997.58 360 1-Dec-28
4900216 LOS ALTOS CA 94024 SFD 6.875 6.250 $ 3,370.05 360 1-Dec-28
4900220 SANTA ANA CA 92705 SFD 7.000 6.250 $ 1,663.26 360 1-Oct-28
4900278 LOS GATOS CA 95030 SFD 7.000 6.250 $ 4,537.36 360 1-Nov-28
4900319 PISMO BEACH CA 93449 SFD 7.625 6.250 $ 2,510.90 360 1-Nov-28
4900550 SAN RAMON CA 95483 SFD 6.625 6.250 $2,432.86 360 1-Nov-28
4900556 PHOENIX AZ 85018 SFD 7.125 6.250 $ 4,042.31 360 1-Sep-28
4900614 SAN DIEGO CA 92122 SFD 7.625 6.250 $ 1,606.69 360 1-Oct-28
4900638 IRVINE CA 92620 SFD 7.375 6.250 $ 1,721.85 360 1-Oct-28
4900688 SCOTTSDALE AZ 85259 SFD 7.125 6.250 $ 1,744.93 360 1-Oct-28
4900690 GILBERT AZ 85233 SFD 7.375 6.250 $ 990.77 360 1-Oct-28
4900695 SAN JOSE CA 95125 SFD 7.000 6.250 $ 1,909.42 360 1-Nov-28
4900704 LOS GATOS CA 95033 SFD 7.125 6.250 $2,593.82 360 1-Nov-28
4900739 SAN JOSE CA 95120 SFD 7.750 6.250 $ 1,576.11 360 1-Oct-28
4900754 EAST GRANBY CT 06026 SFD 7.500 6.250 $ 1,817.96 360 1-Oct-28
4900761 LAS VEGAS NV 89102 SFD 7.250 6.250 $2,073.82 360 1-Sep-28
4900764 FRASER CO 80442 SFD 7.500 6.250 $ 475.47 360 1-Oct-28
4900769 CARMEL IN 46032 SFD 6.875 6.250 $ 2,381.80 360 1-Nov-28
4900792 SAN DIMAS CA 91773 SFD 6.875 6.250 $ 2,154.73 360 1-Nov-28
4900798 CYPRESS CA 90630 SFD 6.875 6.250 $ 1,937.95 360 1-Nov-28
4900803 RANCHO PALOS VERDES CA 90275 SFD 7.125 6.250 $2,378.23 360 1-Oct-28
4900805 SAN JOSE CA 95134 SFD 7.125 6.250 $ 2,379.91 360 1-Oct-28
4900816 LOS ANGELES CA 91602 SFD 6.875 6.250 $ 2,075.90 360 1-Nov-28
4900844 ENCINITAS CA 92024 SFD 7.000 6.250 $ 1,749.75 360 1-Nov-28
4900860 CARLSBAD CA 92009 SFD 7.500 6.250 $ 4,251.23 360 1-Nov-28
4900887 DOWNIEVILLE CA 95936 SFD 7.125 6.250 $ 842.15 360 1-Oct-28
4900944 SAN JOSE CA 95120 SFD 7.000 6.250 $3,793.22 360 1-Oct-28
4900966 NOVATO CA 94945 SFD 7.125 6.250 $ 2,587.08 360 1-Oct-28
4900998 HUNTINGTON BEACH CA 92646 SFD 7.125 6.250 $2,270.44 360 1-Nov-28
4901004 LOS ANGELES CA 90732 SFD 7.125 6.250 $ 1,868.23 360 1-Oct-28
4901061 MATTHEWS NC 28104 SFD 6.750 6.250 $ 1,816.07 360 1-Nov-28
4901094 MCCORDSVILLE IN 46055 SFD 7.250 6.250 $ 1,657.69 360 1-Sep-28
4901143 YORBA LINDA CA 92887 SFD 7.875 6.250 $ 1,815.58 360 1-Nov-28
4901147 HEWLETT NECK NY 11592 SFD 6.625 6.250 $ 3,201.55 360 1-Nov-28
4901151 BRENTWOOD CA 94513 SFD 7.500 6.250 $ 2,017.94 360 1-Oct-28
4901205 JAMACIA PLAINS MA 02130 LCO 6.875 6.250 $ 2,016.78 360 1-Nov-28
4901206 LOOMIS CA 95650 SFD 7.375 6.250 $ 2,762.71 360 1-Oct-28
4901235 WEST LINN OR 97068 SFD 7.000 6.250 $ 4,124.88 360 1-Aug-28
4901330 MOUNTAIN VIEW CA 94040 SFD 7.375 6.250 $ 2,327.58 360 1-Oct-28
4901372 BLOOMFIELD HILLS MI 48302 SFD 6.625 6.250 $ 1,920.93 360 1-Sep-28
4901455 FREMONT CA 94539 SFD 7.375 6.250 $2,348.30 360 1-Oct-28
4901478 SAN JOSE CA 95120 SFD 6.875 6.250 $ 2,627.72 360 1-Oct-28
4901485 SAN MATEO CA 94403 SFD 7.250 6.250 $ 3,001.58 360 1-Oct-28
4901488 PLEASANTON CA 94566 SFD 6.875 6.250 $4,270.04 360 1-Nov-28
4901495 LAKE ANGELUS MI 48326 SFD 7.250 6.250 $ 4,434.15 360 1-Oct-28
4901512 BEVERLY HILLS CA 90210 SFD 7.375 6.250 $ 3,867.78 360 1-Oct-28
4901531 REDWOOD CITY CA 94062 SFD 7.125 6.250 $2,665.23 360 1-Sep-28
4901562 CORAL SPRINGS FL 33067 SFD 7.875 6.250 $ 1,160.12 360 1-Nov-28
4901582 WALNUT CREEK CA 94598 SFD 7.250 6.250 $ 2,114.75 360 1-Sep-28
4901601 SAN JOSE CA 95138 SFD 7.250 6.250 $ 1,884.51 360 1-Oct-28
4901635 MILPITAS CA 95035 PUD 7.250 6.250 $ 1,691.80 360 1-Oct-28
4901648 FREMONT CA 94539 SFD 7.375 6.250 $2,590.03 360 1-Oct-28
4901696 MORICHES NY 11955 SFD 6.875 6.250 $ 1,931.38 360 1-Dec-28
4902004 FREMONT CA 94539 SFD 7.375 6.250 $2,368.67 360 1-Oct-28
4902023 MILL VALLEY CA 94941 SFD 6.875 6.250 $3,232.09 360 1-Sep-28
4902087 SANTA CRUZ CA 95060 SFD 6.875 6.250 $ 1,629.18 360 1-Aug-28
4902107 ATLANTA GA 30319 SFD 7.250 6.250 $ 1,664.52 360 1-Nov-28
4902121 LOS ANGELES CA 90064 SFD 7.000 6.250 $ 3,161.52 360 1-Nov-28
4902127 SUNNYVALE CA 94087 SFD 7.125 6.250 $2,007.69 360 1-Dec-28
4902153 CERRITOS CA 90703 SFD 7.250 6.250 $2,046.53 360 1-Oct-28
4902163 CLAYTON CA 94517 SFD 7.500 6.250 $ 2,124.91 360 1-Dec-28
4902165 PALO ALTO CA 94306 SFD 7.125 6.250 $ 1,987.47 360 1-Oct-28
4902168 PALOS VERDES ESTATES CA 90274 SFD 7.250 6.250 $ 3,274.45 360 1-Oct-28
4902198 BERKELEY CA 94708 SFD 7.125 6.250 $ 1,934.92 360 1-Nov-28
4902200 SUNNYVALE CA 94087 SFD 6.875 6.250 $2,427.36 360 1-Dec-28
4902211 SUISUN CA 94585 SFD 6.500 6.233 $ 2,578.84 360 1-Nov-28
4902374 HILLSBOROUGH CA 94010 SFD 7.000 6.250 $6,040.95 360 1-Dec-28
4902380 COTO DE CAZA CA 92679 SFD 6.875 6.250 $2,890.49 360 1-Aug-28
4902385 SALT LAKE CITY UT 84117 SFD 7.125 6.250 $ 3,159.74 360 1-Nov-28
4902434 LAKE OSWEGO OR 97034 SFD 7.250 6.250 $ 2,503.59 360 1-Sep-28
4902455 SAN RAMON CA 94583 SFD 7.250 6.250 $ 1,790.03 360 1-Oct-28
4902471 EDMONDS WA 98026 SFD 7.500 6.250 $ 1,018.76 360 1-Nov-28
4902519 LOS ANGELES CA 90077 SFD 7.250 6.250 $ 5,812.15 360 1-Nov-28
4902585 GOLDEN CO 80403 SFD 7.250 6.250 $ 2,039.71 360 1-Oct-28
4902610 PALOS VERDES ESTATES CA 90274 SFD 7.000 6.250 $ 2,514.85 360 1-Dec-28
4902707 FREMONT CA 94539 SFD 7.250 6.250 $2,244.36 360 1-Oct-28
4902715 FAIRFIELD CT 06432 LCO 7.875 6.250 $ 2,140.41 360 1-Dec-28
4902880 BEDFORD HILLS NY 10507 LCO 7.250 6.250 $ 1,364.36 360 1-Dec-28
4902935 EUREKA CA 95503 SFD 7.750 6.250 $ 2,176.11 360 1-Nov-28
4903129 REDONDO BEACH CA 90278 LCO 7.000 6.250 $ 2,182.19 360 1-Oct-28
4903137 SAN JOSE CA 95123 PUD 7.250 6.250 $ 1,884.51 360 1-Oct-28
4903148 SCOTTSDALE AZ 85259 SFD 6.875 6.250 $ 1,970.79 360 1-Oct-28
4903241 GARLAND TX 75044 SFD 7.375 6.250 $ 1,712.88 360 1-Dec-28
4903270 MILL VALLEY CA 94941 SFD 7.000 6.250 $ 1,763.05 360 1-Oct-28
4903281 SAN JOSE CA 95131 SFD 7.250 6.250 $2,333.04 360 1-Oct-28
4903301 PASADENA MD 21122 SFD 7.000 6.250 $ 1,506.25 360 1-Oct-28
4903327 COLLEYVILLE TX 76034 SFD 6.875 6.250 $2,365.60 360 1-Nov-28
4903335 SAN DIEGO CA 92107 SFD 7.000 6.250 $ 1,643.30 360 1-Oct-28
4903338 SAN CARLOS CA 94070 SFD 6.875 6.250 $ 4,007.27 360 1-Oct-28
4903342 WILMINGTON NC 28403 SFD 6.875 6.250 $ 4,007.27 360 1-Dec-28
4903481 HUNTINGTON BEACH CA 92649 SFD 7.250 6.250 $ 2,101.10 360 1-Nov-28
4903489 PHOENIX AZ 85021 SFD 7.750 6.250 $ 2,140.28 360 1-Nov-28
4903513 CULVER CITY CA 90230 SFD 7.250 6.250 $ 1,931.92 360 1-Oct-28
4903583 WALNUT CREEK CA 94595 SFD 7.625 6.250 $2,070.30 360 1-Dec-28
4903594 ROSWELL GA 30075 SFD 7.000 6.250 $ 1,703.18 360 1-Dec-28
4903626 NICHOLS HILLS OK 73120 SFD 7.125 6.250 $ 3,072.16 360 1-Oct-28
4903662 CHESHIRE CT 06410 SFD 7.375 6.250 $ 531.82 360 1-Dec-28
4903663 CUPERTINO CA 95014 SFD 7.125 6.250 $ 2,358.01 360 1-Oct-28
4903667 LOS ANGELES CA 90024 HCO 7.000 6.250 $2,964.59 360 1-Dec-28
4903733 FREEHOLD NJ 07728 SFD 7.750 6.250 $ 2,650.01 360 1-Nov-28
4903745 LOS ANGELES PACIFIC PALAS CA 90272 SFD 7.250 6.250 $ 2,135.21 360 1-Oct-28
4903750 KENNESAW GA 30152 SFD 7.000 6.250 $ 1,896.11 360 1-Nov-28
4903802 BERKELEY CA 94709 SFD 7.250 6.250 $ 1,991.95 360 1-Oct-28
4903864 REDWOOD CITY CA 94065 LCO 7.125 6.250 $ 1,798.83 360 1-Dec-28
4903984 STEPHENS CITY VA 22655 SFD 6.875 6.250 $ 1,891.30 360 1-Dec-28
4904033 SAN JOSE CA 95111 SFD 7.375 6.250 $ 1,699.07 360 1-Nov-28
4904186 FREMONT CA 94539 SFD 7.000 6.250 $ 1,653.28 360 1-Dec-28
4904240 LOS ANGELES CA 90046 SFD 6.875 6.250 $ 3,153.26 360 1-Dec-28
4904523 SOMERSET NJ 07059 SFD 7.250 6.250 $ 3,050.70 360 1-Nov-28
4904528 EL CAJON CA 92019 SFD 7.625 6.250 $ 1,911.05 360 1-Dec-28
4904583 INDIANAPOLIS IN 46236 SFD 7.125 6.250 $2,064.95 360 1-Dec-28
4904676 PALO ALTO CA 94303 SFD 7.375 6.250 $ 3,090.77 360 1-Nov-28
4904823 LATROBE CA 95682 SFD 7.250 6.250 $2,744.40 360 1-Oct-28
4905056 COCKEYSVILLE MD 21030 SFD 7.125 6.250 $2,694.87 360 1-Dec-28
4905187 FREMONT CA 94539 SFD 7.500 6.250 $ 1,716.57 360 1-Oct-28
4905194 DANBVILLE CA 94506 SFD 7.250 6.250 $ 2,182.96 360 1-Nov-28
4905216 SAN JOSE CA 95120 SFD 7.375 6.250 $ 1,933.89 360 1-Nov-28
4905242 PALO ALTO CA 94306 SFD 7.250 6.250 $2,285.29 360 1-Nov-28
4905384 DUBLIN CA 94568 SFD 7.375 6.250 $ 1,111.99 360 1-Oct-28
4905426 BRENTWOOD CA 94513 SFD 7.500 6.250 $ 1,730.56 360 1-Nov-28
4905583 REDWOOD CITY CA 94062 SFD 6.875 6.250 $ 2,135.02 360 1-Nov-28
4905701 ARROYO GRANDE CA 93420 SFD 7.375 6.250 $ 2,175.63 360 1-Oct-28
4905775 OLYMPIC VALLEY CA 96145 SFD 7.500 6.250 $3,845.68 360 1-Oct-28
4905996 OAKLAND CA 94611 SFD 7.375 6.250 $3,094.23 360 1-Dec-28
4906006 SAN FRANCISCO CA 94127 SFD 7.000 6.250 $ 2,228.77 360 1-Dec-28
4906078 COEUR D'ALENE ID 83814 SFD 7.250 6.250 $ 1,710.83 356 1-Apr-28
4906085 PROSPER TX 75078 SFD 6.875 6.250 $ 1,650.21 360 1-Nov-28
4906129 OAKBROOK IL 60523 SFD 6.875 6.250 $2,588.30 360 1-Dec-28
4906868 YORBA LINDA CA 92886 SFD 7.500 6.250 $ 2,859.79 360 1-Dec-28
4907006 SACRAMENTO CA 95827 SFD 7.250 6.250 $ 1,931.93 360 1-Oct-28
4907043 SAN JUAN CAPISTRANO CA 92675 SFD 7.500 6.250 $2,069.67 360 1-Oct-28
4907076 DALLAS TX 75230 SFD 7.125 6.250 $ 2,141.08 360 1-Nov-28
4907094 OAKLAND CA 94602 SFD 7.500 6.250 $2,285.03 360 1-Oct-28
4907114 SANTA ROSA CA 95409 PUD 6.875 6.250 $3,665.66 360 1-Nov-28
4907134 TUSTIN CA 92780 SFD 6.875 6.250 $ 2,301.22 360 1-Nov-28
4907145 PETALUMA CA 94954 SFD 7.500 6.250 $ 2,122.12 360 1-Oct-28
4907150 SCOTTS VALLEY CA 95066 SFD 7.250 6.250 $2,046.53 360 1-Nov-28
4907164 ISSAQUAH WA 98029 PUD 7.250 6.250 $2,268.24 360 1-Oct-28
4907187 FOSTER CITY CA 94404 PUD 7.375 6.250 $ 1,795.76 360 1-Oct-28
4907199 RIDGELAND MS 39157 PUD 7.625 6.250 $ 1,783.65 360 1-Dec-28
4907285 OCEANSIDE CA 92056 SFD 7.500 6.250 $ 1,729.86 360 1-Nov-28
4907288 SALT LAKE CITY UT 84109 SFD 7.375 6.250 $ 2,305.13 360 1-Nov-28
4907387 PALO ALTO CA 94303 SFD 7.250 6.250 $ 3,189.86 360 1-Nov-28
4907399 FREMONT CA 94536 SFD 7.625 6.250 $ 1,932.28 360 1-Oct-28
4907411 LOS ANGELES CA 90066 SFD 7.125 6.250 $ 1,722.03 360 1-Nov-28
4907618 CANTON GA 30115 SFD 7.000 6.250 $ 2,741.05 360 1-Nov-28
4907658 ST PETERSBURG BEACH FL 33706 SFD 6.750 6.250 $ 1,592.31 360 1-Nov-28
4907956 LOS GATOS CA 95033 SFD 7.000 6.250 $ 3,721.04 360 1-Nov-28
4908099 SHORT HILLS NJ 07078 SFD 7.125 6.250 $3,948.00 360 1-Oct-28
4908156 MONTEREY CA 93940 SFD 7.125 6.250 $3,392.85 360 1-Oct-28
4908227 SARATOGA CA 95070 SFD 6.875 6.250 $3,350.34 360 1-Dec-28
4908294 SAN FRANCISCO CA 94122 HCO 6.750 6.250 $2,043.09 360 1-Dec-28
4908339 LOS ANGELES CA 90049 SFD 7.375 6.250 $ 3,177.11 360 1-Nov-28
4908569 BROOKLYN NY 11204 SFD 7.625 6.250 $ 1,857.96 360 1-Dec-28
4908757 LOS GATOS CA 95032 SFD 7.000 6.250 $ 3,160.19 360 1-Dec-28
4909125 DALLAS TX 75218 SFD 7.750 6.250 $ 1,766.68 360 1-Nov-28
4909134 SAN JOSE CA 95123 SFD 6.875 6.250 $ 1,586.49 360 1-Dec-28
4909165 TUSTIN CA 92782 SFD 7.375 6.250 $ 2,331.37 360 1-Nov-28
4909395 CORTLANDT NY 10566 SFD 7.250 6.250 $ 2,030.16 360 1-Dec-28
4909814 CASTRO VALLEY CA 94552 SFD 7.000 6.250 $ 1,645.96 360 1-Oct-28
4909926 MEMPHIS TN 38138 SFD 7.500 6.250 $2,234.00 360 1-Nov-28
4909950 MISSION VIEJO CA 92692 SFD 7.125 6.250 $ 2,418.65 360 1-Oct-28
4910023 BROKEN ARROW OK 74011 SFD 7.000 6.250 $2,230.09 360 1-Nov-28
4910152 CYPRESS CA 90630 SFD 7.500 6.250 $ 2,097.65 360 1-Nov-28
4910179 ESCONDIDO CA 92029 SFD 7.625 6.250 $ 1,456.64 360 1-Oct-28
4910199 YORBA LINDA CA 92887 SFD 7.250 6.250 $3,308.56 360 1-Nov-28
4910217 HUNTINGTON BEACH CA 92647 SFD 6.750 6.250 $ 1,216.13 360 1-Nov-28
4910226 BENTONVILLE AR 72712 SFD 7.125 6.250 $ 2,545.98 360 1-Oct-28
4910323 COSTA MESA CA 92626 SFD 7.000 6.250 $ 2,148.93 360 1-Nov-28
4910347 HERMOSA BEACH CA 90254 SFD 6.875 6.250 $ 3,547.42 360 1-Oct-28
4910358 HUNTINGTON BEACH CA 92648 SFD 7.250 6.250 $ 1,937.39 360 1-Nov-28
4910578 NEW ROCHELLE NY 10804 SFD 7.625 6.250 $ 3,550.29 360 1-Nov-28
4910641 CHASKA MN 55318 SFD 6.750 6.250 $ 1,686.36 360 1-Nov-28
4911149 LOS ANGELES CA 91311 SFD 7.500 6.250 $2,097.64 360 1-Dec-28
4911156 TAMPA FL 33611 SFD 6.875 6.250 $2,023.35 360 1-Dec-28
4911623 CHICAGO IL 60631 SFD 7.500 6.250 $ 2,359.85 360 1-Dec-28
4911649 LAGUNA NIGUEL CA 92677 SFD 7.250 6.250 $ 6,821.76 360 1-Oct-28
4911674 STATEN ISLAND NY 10301 SFD 7.125 6.250 $ 2,147.48 360 1-Nov-28
4911758 PEARLAND TX 77581 SFD 6.500 6.233 $ 1,580.18 360 1-Nov-28
4912122 IRVINE CA 92620 SFD 7.625 6.250 $2,059.68 360 1-Oct-28
4912272 SALT LAKE CITY UT 84121 SFD 6.875 6.250 $ 1,859.44 360 1-Oct-28
4912601 LOS ANGELES CA 90035 SFD 7.250 6.250 $ 1,768.55 360 1-Dec-28
4913318 SEATTLE WA 98103 SFD 6.875 6.250 $2,453.63 360 1-Oct-28
4913327 MARROW POINT WA 98004 SFD 7.125 6.250 $2,678.04 360 1-Oct-28
4913447 BERKELEY HEIGHTS NJ 07922 SFD 7.250 6.250 $ 2,251.19 360 1-Oct-28
4913550 MELVILLE NY 11747 SFD 7.375 6.250 $ 3,370.50 360 1-Nov-28
4913558 DARIEN CT 06820 SFD 7.000 6.250 $2,235.42 360 1-Oct-28
4913579 GREENWICH CT 06870 SFD 7.125 6.250 $2,324.33 360 1-Nov-28
4913617 KENNETT SQUARE PA 19348 SFD 7.000 6.250 $2,004.56 360 1-Nov-28
4913663 SAN DIEGO CA 92129 SFD 7.375 6.250 $2,072.03 360 1-Nov-28
4913713 WESTON FL 33331 SFD 7.500 6.250 $ 1,767.61 360 1-Nov-28
4913733 NEW PROVIDENCE NJ 07974 SFD 7.375 6.250 $ 1,834.44 360 1-Oct-28
4913747 POWAY CA 92064 SFD 7.375 6.250 $ 1,816.48 360 1-Nov-28
4913764 SAN JOSE CA 95122 SFD 7.500 6.250 $ 1,440.38 360 1-Nov-28
4913767 ALAMO CA 94507 SFD 7.250 6.250 $ 4,433.81 360 1-Oct-28
4913782 MATTAPOISETT MA 02739 SFD 7.125 6.250 $ 761.30 360 1-Oct-28
4913815 CHINO HILLS CA 91709 SFD 7.125 6.250 $ 1,818.70 360 1-Oct-28
4913824 FAIRFIELD CT 06430 SFD 6.500 6.233 $ 1,807.71 360 1-Oct-28
4913832 SAN DIEGO CA 92130 SFD 7.500 6.250 $2,405.30 360 1-Oct-28
4913852 COHASSET MA 02025 SFD 7.500 6.250 $2,489.20 360 1-Oct-28
4913854 ROSWELL GA 30075 SFD 6.875 6.250 $ 1,865.68 360 1-Oct-28
4913857 PASADENA CA 91104 SFD 7.125 6.250 $ 1,760.09 360 1-Nov-28
4913875 LINDON UT 84042 SFD 7.000 6.250 $ 1,856.19 360 1-Nov-28
4913895 SALT LAKE CITY UT 84101 SFD 6.875 6.250 $ 422.41 360 1-Nov-28
4913945 HOUSTON TX 77057 SFD 7.125 6.250 $ 1,972.65 360 1-Oct-28
4914012 CORONA DEL MAR CA 92625 SFD 6.875 6.250 $ 3,954.71 360 1-Oct-28
4914053 HIGHLAND UT 84003 SFD 7.000 6.250 $ 1,287.36 360 1-Nov-28
4914092 THOUSAND OAKS CA 91361 SFD 7.125 6.250 $ 1,839.26 360 1-Nov-28
4914101 WRIGHTSTOWN PA 18940 SFD 7.375 6.250 $ 3,655.74 360 1-Oct-28
4914144 MANHATTAN BEACH CA 90266 SFD 7.250 6.250 $ 1,343.89 360 1-Nov-28
4914154 SAN JOSE CA 95130 SFD 7.875 6.250 $2,080.59 360 1-Oct-28
4914430 SNOHOMISH WA 98296 SFD 6.750 6.250 $ 1,569.61 360 1-Nov-28
4914512 TALLAHASSEE FL 32312 SFD 7.375 6.250 $ 2,969.91 360 1-Sep-28
4914617 PACIFICA CA 94044 SFD 7.000 6.250 $ 1,660.60 360 1-Nov-28
4914710 SAN FRANCISCO CA 94127 SFD 7.125 6.250 $ 1,964.91 360 1-Nov-28
4914711 CULVER CITY CA 90230 SFD 7.000 6.250 $ 1,696.53 360 1-Nov-28
4914718 ALISO VIEJO CA 92656 SFD 7.125 6.250 $2,069.67 360 1-Nov-28
4914722 RANCHO CUCAMONGA CA 91737 SFD 7.375 6.250 $ 2,027.14 360 1-Nov-28
4914730 LAGUNA NIGUEL CA 92677 SFD 7.125 6.250 $ 3,398.91 360 1-Nov-28
4914740 THOUSAND OAKS CA 91360 SFD 7.125 6.250 $ 1,637.14 360 1-Nov-28
4914809 SAN FRANCISCO CA 94132 SFD 7.250 6.250 $ 2,155.68 360 1-Nov-28
4914846 ANAHEIM CA 92807 SFD 7.125 6.250 $ 1,886.42 360 1-Nov-28
4914848 SAN JUAN CAPISTRANO CA 92675 SFD 6.875 6.250 $ 1,916.27 360 1-Nov-28
4914861 SAN PEDRO CA 90731 SFD 7.250 6.250 $2,373.98 360 1-Nov-28
4914866 DANA POINT CA 92629 PUD 7.125 6.250 $ 2,125.59 360 1-Nov-28
4914871 ROLLING HILLS CA 92074 SFD 7.125 6.250 $ 3,031.74 360 1-Nov-28
4914879 CALABASAS CA 91302 SFD 7.125 6.250 $ 2,014.42 360 1-Nov-28
4914888 SAN JOSE CA 95125 SFD 7.125 6.250 $ 1,819.05 360 1-Nov-28
4914987 TORRANCE CA 90505 SFD 7.125 6.250 $ 1,637.14 360 1-Nov-28
4914997 LOS ANGELES CA 90293 SFD 6.250 5.983 $ 3,078.59 360 1-Nov-28
4915014 MONTCLAIR NJ 07042 SFD 6.875 6.250 $ 1,984.59 360 1-Nov-28
4915027 NEWPORT BEACH CA 92660 PUD 7.125 6.250 $ 2,587.08 360 1-Nov-28
4915054 MIDLAND MI 48642 SFD 7.125 6.250 $ 1,676.22 360 1-Nov-28
4915063 NEWPORT COAST CA 92657 SFD 7.125 6.250 $2,034.63 360 1-Nov-28
4915078 SAN FRANCISCO CA 94112 SFD 7.125 6.250 $ 1,684.30 360 1-Nov-28
4915098 LAKEWOOD CA 90712 SFD 7.125 6.250 $ 1,805.57 360 1-Nov-28
4915431 SHORT HILLS NJ 07078 SFD 7.875 6.250 $2,465.24 360 1-Dec-28
4915800 ISSAQUAH WA 98029 SFD 7.875 6.250 $ 1,963.13 360 1-Nov-28
4915810 CHINO HILLS CA 91709 SFD 7.125 6.250 $ 1,750.84 360 1-Nov-28
4915941 FREDERICKSBURG VA 22407 SFD 7.000 6.250 $ 1,330.60 360 1-Nov-28
4915958 SAN DIEGO CA 92130 SFD 7.000 6.250 $ 1,716.48 360 1-Oct-28
4916013 SAN FRANCISCO CA 94121 SFD 6.875 6.250 $ 1,806.56 360 1-Dec-28
4916059 LAGUNA NIGUEL CA 92677 PUD 6.750 6.250 $ 1,634.47 360 1-Nov-28
4916478 DANVILLE CA 94506 PUD 7.125 6.250 $ 2,526.45 360 1-Nov-28
4916527 DESTREHAN LA 70047 SFD 7.625 6.250 $ 2,774.56 360 1-Oct-28
4916615 LOS ANGELES CA 90049 LCO 7.250 6.250 $ 1,985.14 360 1-Nov-28
4916666 LOS ANGELES CA 90064 SFD 6.750 6.250 $ 1,582.58 360 1-Nov-28
4916680 SEAL BEACH CA 90740 SFD 7.125 6.250 $ 1,618.95 360 1-Nov-28
4917245 RIDGEFIELD CT 06877 SFD 7.750 6.250 $ 1,869.84 360 1-Nov-28
4917250 WASHINGTON TOWNSHIP NJ 07853 SFD 6.750 6.250 $ 700.49 360 1-Oct-28
4917261 SAN JOSE CA 95139 SFD 7.125 6.250 $ 1,690.36 360 1-Nov-28
4917268 DANVILLE CA 94506 SFD 7.125 6.250 $ 1,704.51 360 1-Nov-28
4917303 ACTON MA 01720 SFD 6.375 6.108 $ 1,617.08 360 1-Nov-28
4917392 MISSION VIEJO CA 92691 PUD 7.125 6.250 $ 2,095.27 360 1-Nov-28
4917410 YARDLEY PA 19067 SFD 6.625 6.250 $2,209.08 360 1-Dec-28
4917412 YORBA LINDA CA 92887 SFD 7.000 6.250 $ 2,341.87 360 1-Nov-28
4917435 EL CENTRO CA 92243 SFD 7.125 6.250 $ 1,819.05 360 1-Nov-28
4917439 DANA POINT CA 92629 SFD 7.125 6.250 $ 2,017.79 360 1-Nov-28
4917542 HUNTINGTON BEACH CA 92646 SFD 7.125 6.250 $ 1,724.72 360 1-Nov-28
4917581 TORRANCE CA 90503 SFD 7.375 6.250 $2,072.03 360 1-Nov-28
4917650 REDONDO BEACH CA 90278 SFD 7.125 6.250 $ 1,771.88 360 1-Nov-28
4917652 AGOURA HILLS CA 91301 SFD 6.875 6.250 $ 1,602.91 360 1-Nov-28
4917661 SAN DIEGO CA 92129 SFD 7.125 6.250 $ 1,724.72 360 1-Nov-28
4917669 MISSION VIEJO CA 92692 SFD 6.875 6.250 $4,270.04 360 1-Nov-28
4917684 ESCONDIDO CA 92025 PUD 7.125 6.250 $ 1,808.94 360 1-Nov-28
4917687 REDWOOD CITY CA 94065 LCO 7.125 6.250 $ 1,957.16 360 1-Nov-28
4917818 SAN DIEGO CA 92130 SFD 7.125 6.250 $ 1,852.73 360 1-Nov-28
4917832 NEWBURY PARK AREA CA 91320 SFD 6.875 6.250 $ 1,970.79 360 1-Nov-28
4917836 TARZANA CA 91356 SFD 6.875 6.250 $2,226.99 360 1-Nov-28
4917838 LAGUNA BEACH CA 92651 SFD 7.125 6.250 $2,243.49 360 1-Nov-28
4918069 VALENCIA CA 91354 SFD 7.250 6.250 $ 1,678.16 360 1-Nov-28
4918120 MISSION VIEJO CA 92691 SFD 7.250 6.250 $ 2,217.76 360 1-Nov-28
4918130 THOUSAND OAKS CA 91362 SFD 7.250 6.250 $ 2,018.22 360 1-Nov-28
4918151 HERCULES CA 94547 SFD 7.125 6.250 $ 1,720.68 360 1-Nov-28
4918155 HUNTINGTON BEACH CA 92648 SFD 7.250 6.250 $ 2,101.11 360 1-Nov-28
4918162 PACIFICA CA 94044 SFD 7.250 6.250 $ 2,182.97 360 1-Nov-28
4918293 CULVER CITY CA 90230 SFD 7.000 6.250 $ 1,756.40 360 1-Nov-28
4918299 CERRITOS CA 90703 SFD 7.250 6.250 $2,026.07 360 1-Nov-28
4918307 RANCHO PALOS VERDE CA 90275 SFD 7.250 6.250 $2,462.66 360 1-Nov-28
4918386 LONG BEACH CA 90803 LCO 7.000 6.250 $2,328.56 360 1-Dec-28
4918406 MINNEAPOLIS MN 55419 SFD 7.250 6.250 $ 1,814.59 360 1-Nov-28
4918415 SANTA ANA CA 92706 SFD 7.250 6.250 $2,346.69 360 1-Nov-28
4918435 PASADENA CA 91107 SFD 7.000 6.250 $ 2,015.87 360 1-Nov-28
4918454 LAGUNA BEACH CA 92651 SFD 7.125 6.250 $ 2,715.09 360 1-Nov-28
4918460 SCOTTSDALE AZ 85262 SFD 6.875 6.250 $ 1,712.62 360 1-Nov-28
4918618 LOS ANGELES CA 90034 SFD 6.875 6.250 $ 3,087.57 360 1-Nov-28
4918716 LA VERNE CA 91750 SFD 7.250 6.250 $ 1,991.96 360 1-Nov-28
4918728 IRVINE CA 92612 LCO 7.250 6.250 $2,609.33 360 1-Nov-28
4918735 TRABUCO CANYON CA 92679 PUD 7.250 6.250 $2,046.53 360 1-Nov-28
4919098 SEAL BEACH CA 90740 SFD 7.250 6.250 $ 2,011.06 360 1-Nov-28
4919101 GLENDORA CA 91741 SFD 7.125 6.250 $ 1,645.23 360 1-Nov-28
4919117 RANCHO SANTA MARGARITA AR CA 92688 SFD 6.875 6.250 $2,299.25 360 1-Dec-28
4919218 THOUSAND OAKS CA 91361 SFD 7.250 6.250 $ 2,122.93 360 1-Dec-28
4919330 ATLANTA GA 30306 SFD 7.375 6.250 $ 1,989.15 360 1-Dec-28
4919992 ROGERS AR 72758 SFD 7.000 6.250 $2,262.03 360 1-Nov-28
4920028 LOS ANGELES CA 90065 SFD 7.000 6.250 $ 1,756.40 360 1-Nov-28
4920097 MELVILLE NY 11747 SFD 6.500 6.233 $ 3,160.34 360 1-Nov-28
4920266 LOS ANGELES CA 90027 SFD 7.000 6.250 $ 1,985.26 360 1-Nov-28
4921200 ALISO VIEJO CA 92656 LCO 7.250 6.250 $ 1,825.51 360 1-Nov-28
4921203 LOS ANGELES CA 91301 SFD 6.250 5.983 $ 1,877.94 360 1-Nov-28
4921225 NEWPORT BEACH CA 92625 SFD 7.250 6.250 $2,783.28 360 1-Nov-28
4921272 KEY WEST FL 33040 SFD 7.250 6.250 $ 2,544.52 360 1-Dec-28
4921650 ISLIP NY 11751 SFD 7.625 6.250 $ 1,727.02 360 1-May-28
4921881 NEWPORT BEACH CA 92660 SFD 7.500 6.250 $2,569.62 360 1-Nov-28
4921882 EL SEGUNDO CA 90245 SFD 7.125 6.250 $ 2,142.43 360 1-Nov-28
4921894 IRVINE CA 92620 SFD 7.375 6.250 $ 2,106.56 360 1-Nov-28
4921896 SAN FRANCISCO CA 94121 SFD 7.250 6.250 $2,934.73 360 1-Nov-28
4921991 HUNTINGTON BEACH CA 92649 SFD 7.250 6.250 $ 2,105.88 360 1-Nov-28
4921997 THOUSAND OAKS CA 91361 SFD 7.250 6.250 $ 2,258.01 360 1-Nov-28
4922026 WOODINVILLE WA 98072 SFD 7.250 6.250 $ 1,967.40 360 1-Nov-28
4922030 BURNSVILLE NC 28714 LCO 7.250 6.250 $ 1,781.85 360 1-Nov-28
4922080 SANTA MONICA CA 90405 SFD 7.250 6.250 $ 3,373.37 360 1-Nov-28
4922117 FULLERTON CA 92832 SFD 7.250 6.250 $ 2,633.21 360 1-Nov-28
4922149 BREA CA 92821 SFD 7.000 6.250 $ 1,821.27 360 1-Nov-28
4922207 LOS ANGELES CA 90291 SFD 7.500 6.250 $ 1,922.84 360 1-Nov-28
4922229 LA MIRADA CA 90638 SFD 7.250 6.250 $2,039.03 360 1-Nov-28
4922231 LOS ANGELES CA 90027 SFD 7.000 6.250 $ 3,173.50 360 1-Nov-28
4922364 EL CAJON CA 92019 SFD 7.125 6.250 $ 1,684.30 360 1-Nov-28
4922438 BEN LOMOND CA 95005 SFD 7.000 6.250 $ 1,676.56 360 1-Nov-28
4922700 GLENDALE CA 91207 SFD 7.250 6.250 $ 4,058.95 360 1-Nov-28
4922705 SAN CLEMENTE CA 92673 SFD 7.250 6.250 $ 1,844.61 360 1-Nov-28
4923407 COLD SPRING HARBOR NY 11724 SFD 7.875 6.250 $ 2,537.74 360 1-Dec-28
4924110 LAGUNA BEACH CA 92651 SFD 7.375 6.250 $2,230.89 360 1-Nov-28
4924605 POUND RIDGE NY 10576 SFD 7.375 6.250 $ 1,768.13 360 1-Nov-28
4924827 IRVINE CA 92620 SFD 7.000 6.250 $ 2,357.17 360 1-Dec-28
4925067 MANHATTAN BEACH CA 90266 SFD 7.000 6.250 $2,335.22 360 1-Nov-28
4925478 HILLSBOROUGH TOWNSHIP NJ 08853 SFD 6.750 6.250 $ 1,962.99 360 1-Oct-28
4925844 FORT WORTH TX 76132 LCO 7.375 6.250 $ 634.73 360 1-Dec-28
4927015 LONG BEACH CA 90803 SFD 7.625 6.250 $2,392.35 360 1-Dec-28
4928128 LA VERNE CA 91750 SFD 7.250 6.250 $ 1,652.58 360 1-Dec-28
4928980 TRABUCO CANYON CA 92679 SFD 6.500 6.233 $2,009.98 360 1-Nov-28
4930058 IRVINE CA 92720 SFD 7.250 6.250 $ 2,546.56 360 1-Dec-28
4932676 WOODINVILLE WA 98072 SFD 6.625 6.250 $ 2,031.39 360 1-Nov-28
4933249 POULSBO WA 98370 SFD 7.000 6.250 $ 2,484.91 360 1-Nov-28
4933416 ODESSA FL 33556 SFD 7.625 6.250 $4,020.27 360 1-Dec-28
4936476 OMAHA NE 68124 SFD 7.000 6.250 $ 3,120.27 360 1-Dec-28
4936583 FORESTVILLE CA 95436 SFD 6.875 6.250 $2,233.56 360 1-Dec-28
4937096 DANBURY CT 06811 SFD 7.125 6.250 $ 2,099.31 360 1-Dec-28
4937323 NEWPORT BEACH CA 92660 PUD 7.375 6.250 $4,479.03 360 1-Dec-28
6518126 EDEN PRAIRIE MN 55344 SFD 7.250 6.250 $ 4,475.08 360 1-Sep-28
6522109 MONUMENT CO 80132 PUD 7.125 6.250 $ 2,358.01 360 1-Oct-28
6523852 LITTLETON CO 80127 SFD 7.000 6.250 $2,973.90 360 1-Oct-28
6536341 FT WORTH TX 76132 SFD 7.125 6.250 $ 3,705.45 360 1-Oct-28
6545566 BERWYN PA 19312 SFD 6.875 6.250 $ 3,149.65 360 1-Jul-28
6584032 CASTLE ROCK CO 80104 PUD 7.250 6.250 $ 2,182.96 360 1-Nov-28
6592946 HENDERSON NV 89015 SFD 7.125 6.250 $ 1,886.41 360 1-Oct-28
6593535 ESTERO FL 33928 SFD 7.375 6.250 $ 2,513.37 360 1-Oct-28
6596591 BRECKENRIDGE CO 80424 SFD 7.000 6.250 $ 4,158.14 360 1-Oct-28
6609420 GLEN MILLS PA 19342 PUD 6.625 6.250 $ 1,730.56 360 1-Nov-28
6616824 EDEN PRAIRIE MN 55344 SFD 7.375 6.250 $ 3,529.35 360 1-Oct-28
6638234 ARCADIA IN 46030 SFD 7.125 6.250 $2,694.87 360 1-Nov-28
6641576 MESA AZ 85207 SFD 7.250 6.250 $2,200.68 360 1-Sep-28
6698747 BURNSVILLE MN 55306 SFD 7.250 6.250 $2,346.69 360 1-Sep-28
6707768 MCKINNEY TX 75070 PUD 7.000 6.250 $ 1,908.65 360 1-Sep-28
6723729 GREENWOOD VILLAGE CO 80121 PUD 7.125 6.250 $ 3,705.45 360 1-Nov-28
6730460 NEWPORT COAST CA 92657 PUD 6.750 6.250 $ 4,183.46 360 1-Sep-28
6753561 WASHINGTON TWP NJ 08691 SFD 6.750 6.250 $ 1,756.18 360 1-Oct-28
6758159 PLEASANTON CA 94588 PUD 6.875 6.250 $ 2,197.10 360 1-Nov-28
6774526 SOUTHLAKE TX 76092 PUD 7.000 6.250 $ 2,304.61 360 1-Oct-28
6785112 PONTE VEDRA BEACH FL 32082 SFD 7.125 6.250 $ 1,622.99 360 1-Sep-28
6790782 ELLICOTT CITY MD 21043 PUD 7.000 6.250 $ 1,614.38 360 1-Sep-28
6800073 PALM DESERT CA 92211 SFD 7.250 6.250 $ 2,513.14 360 1-Oct-28
6803439 SCOTTSDALE AZ 85255 SFD 7.250 6.250 $ 1,939.06 360 1-Sep-28
6837078 ST CHARLES MO 63304 PUD 7.375 6.250 $ 1,891.07 360 1-Sep-28
6860494 CARLSBAD CA 92009 SFD 7.000 6.250 $ 1,929.38 360 1-Nov-28
6860598 NORTH ANDOVER MA 01845 SFD 7.000 6.250 $2,022.52 360 1-Oct-28
6870594 CHANDLER AZ 85248 SFD 7.250 6.250 $2,096.84 360 1-Oct-28
6879205 SAN DIEGO CA 92130 SFD 6.500 6.233 $ 1,656.97 360 1-Nov-28
6883475 RARITAN NJ 08822 SFD 6.750 6.250 $ 2,305.77 360 1-Oct-28
6884681 SAN DIEGO CA 92130 PUD 7.125 6.250 $2,730.92 360 1-Sep-28
6888130 EDINA MN 55439 SFD 7.250 6.250 $ 2,271.65 360 1-Jul-28
6894805 STERLING VA 20164 PUD 6.875 6.250 $ 1,805.58 360 1-Nov-28
6897811 SAN RAMON CA 94583 SFD 7.750 6.250 $ 1,952.22 360 1-Sep-28
6899160 TUSTIN CA 92782 SFD 6.750 6.250 $ 1,971.41 360 1-Nov-28
6906111 N ANDOVER MA 01845 SFD 7.375 6.250 $ 2,417.36 360 1-Oct-28
6909612 CARLSBAD CA 92009 SFD 6.875 6.250 $ 1,874.22 360 1-Oct-28
6912432 ISSAQUAH WA 98029 PUD 7.000 6.250 $ 1,789.66 360 1-Nov-28
6919858 SAN MARCOS CA 92069 SFD 7.000 6.250 $ 3,140.23 360 1-Oct-28
6921292 MONTICELLO MN 55326 SFD 6.750 6.250 $ 1,945.79 360 1-Oct-28
6922857 ANDOVER MA 01810 SFD 6.875 6.250 $ 3,213.70 360 1-Oct-28
6927506 ALISO VIEJO CA 92656 LCO 7.125 6.250 $ 1,639.16 360 1-Oct-28
6930251 FORT COLLINS CO 80524 SFD 6.875 6.250 $ 1,690.41 360 1-Oct-28
6931895 BREWSTER NY 10509 SFD 7.375 6.250 $ 2,051.31 360 1-Aug-28
6933228 SHREWSBURY NJ 07702 SFD 7.125 6.250 $ 2,155.90 360 1-Oct-28
6943979 ST LOUIS PARK MN 55416 SFD 7.000 6.250 $ 4,124.88 360 1-Aug-28
6948912 SUMMERFIELD NC 27358 SFD 7.125 6.250 $ 1,751.67 360 1-Aug-28
6952028 ARROYO GRANDE CA 93420 SFD 7.000 6.250 $ 2,045.81 360 1-Oct-28
6952122 IRVINE CA 92620 PUD 7.000 6.250 $ 1,706.37 360 1-Oct-28
6957586 PHOENIX AZ 85024 SFD 7.125 6.250 $ 1,765.14 360 1-Oct-28
6959761 HIGHLANDS RANCH CO 80126 SFD 7.250 6.250 $ 1,790.71 360 1-Oct-28
6963293 SAN CLEMENTE CA 92672 SFD 7.625 6.250 $2,052.96 360 1-Nov-28
6975095 SAN JOSE CA 95125 SFD 6.875 6.250 $ 3,941.57 360 1-Nov-28
6981000 VIRGINIA BEACH VA 23452 SFD 7.250 6.250 $ 2,566.35 360 1-Aug-28
6981271 ESCONDIDO CA 92027 SFD 6.875 6.250 $ 2,187.24 360 1-Nov-28
6983240 SAN JOSE CA 95121 SFD 7.375 6.250 $ 1,812.33 360 1-Oct-28
6987190 FAIRVIEW OR 97024 SFD 7.250 6.250 $ 1,951.02 360 1-Jul-28
7010322 LITTLETON CO 80121 SFD 7.250 6.250 $ 3,166.85 360 1-Aug-28
7016878 HAYWARD CA 94545 SFD 7.250 6.250 $ 1,663.83 360 1-Oct-28
7021696 CARY IL 60013 SFD 7.500 6.250 $ 2,013.74 360 1-Aug-28
7026678 SIMPSONVILLE SC 29681 SFD 7.625 6.250 $2,052.60 360 1-Oct-28
7031353 PROVIDENCE RI 02906 SFD 7.500 6.250 $ 3,391.19 360 1-Sep-28
7032852 VAN NUYS CA 91401 SFD 7.625 6.250 $2,046.52 360 1-Oct-28
7034989 EDISON NJ 08820 SFD 7.250 6.250 $ 2,401.26 360 1-Oct-28
7055410 REDMOND WA 98053 PUD 7.000 6.250 $ 1,862.18 360 1-Aug-28
7056517 SAN JOSE CA 95111 PUD 7.250 6.250 $ 1,669.63 360 1-Nov-28
7056930 ALPHARETTA GA 30024 SFD 7.375 6.250 $ 1,783.32 360 1-Oct-28
7056965 DURANGO CO 81301 SFD 7.000 6.250 $2,328.56 360 1-Oct-28
7062194 REDDING CA 96001 SFD 7.500 6.250 $3,503.06 360 1-Sep-28
7064900 BLACKLICK OH 43004 SFD 7.375 6.250 $ 1,830.29 360 1-Sep-28
7068430 ORINDA CA 94563 SFD 7.000 6.250 $6,586.49 360 1-Oct-28
7071206 SUNNYVALE CA 94087 SFD 6.750 6.250 $ 2,179.29 360 1-Nov-28
7071857 CARLSBAD CA 92009 SFD 6.875 6.250 $2,324.87 360 1-Oct-28
7072023 SOUTH RIDING VA 20152 SFD 6.875 6.250 $ 1,844.66 360 1-Nov-28
7072639 LITTLETON CO 80120 SFD 7.250 6.250 $2,080.64 360 1-Nov-28
7073941 EL DORADO HILLS CA 95762 PUD 7.375 6.250 $ 2,796.54 360 1-Oct-28
7075626 KENNER LA 70065 SFD 7.000 6.250 $ 1,979.27 360 1-Oct-28
7076377 GREEN BAY WI 54311 SFD 7.500 6.250 $ 1,762.02 360 1-Oct-28
7076560 UNION CITY CA 94587 SFD 7.250 6.250 $2,448.26 360 1-Oct-28
7076674 YORBA LINDA CA 92887 SFD 7.000 6.250 $ 1,995.91 360 1-Oct-28
7080391 ROSEVILLE CA 95747 SFD 7.125 6.250 $ 1,655.33 360 1-Oct-28
7082166 LOS ANGELES CA 91403 SFD 7.875 6.250 $ 2,032.01 360 1-Aug-28
7084529 PASADENA CA 91104 SFD 7.000 6.250 $ 1,634.52 360 1-Sep-28
7085831 WEST MILFORD NJ 07480 SFD 7.750 6.250 $ 693.49 360 1-Oct-28
7086041 LOS ANGELES CA 91316 SFD 7.125 6.250 $6,235.26 360 1-Nov-28
7087511 EAGAN MN 55123 SFD 7.250 6.250 $ 1,986.50 360 1-Aug-28
7087854 ATLANTA GA 30319 SFD 6.875 6.250 $ 2,132.50 360 1-Nov-28
7093141 ROSWELL NM 88201 SFD 7.500 6.250 $ 1,699.09 360 1-Oct-28
7093502 AURORA CO 80016 SFD 6.875 6.250 $ 2,165.11 360 1-Sep-28
7093655 ALBUQUERQUE NM 87114 SFD 7.250 6.250 $ 790.64 360 1-Oct-28
7095221 E SANDWICH MA 02537 SFD 7.625 6.250 $ 2,102.15 360 1-Sep-28
7095365 DANA POINT CA 92629 SFD 7.500 6.250 $ 8,894.01 360 1-Sep-28
7095366 GILROY CA 95020 SFD 6.625 6.250 $ 2,065.75 360 1-Nov-28
7097311 PRINCETON NJ 08540 SFD 7.500 6.250 $ 2,407.75 360 1-Sep-28
7097562 PRIOR LAKE MN 55372 SFD 7.000 6.250 $3,366.43 360 1-Sep-28
7099861 NEW CANAAN CT 06840 LCO 7.250 6.250 $ 1,807.77 360 1-Sep-28
7101197 PLEASANTON CA 94588 SFD 7.250 6.250 $ 2,732.21 300 1-Sep-23
7106119 BOULDER CO 80303 SFD 7.375 6.250 $ 2,758.56 360 1-Oct-28
7107059 PLAYA DEL REY CA 90293 SFD 7.375 6.250 $ 2,880.12 360 1-Sep-28
7121310 ATLANTIC BEACH FL 32233 SFD 7.625 6.250 $ 2,713.68 360 1-Sep-28
7121401 ST CLOUD MN 56301 SFD 7.125 6.250 $ 1,819.04 360 1-Oct-28
7124092 AKRON OH 44313 SFD 6.750 6.250 $ 1,822.56 360 1-Sep-28
7128256 WASHINGTON DC 20015 SFD 7.125 6.250 $ 3,099.11 360 1-Nov-28
7129472 PEWAUKEE WI 53072 SFD 7.625 6.250 $3,340.79 360 1-Oct-28
7131091 EDEN PRAIRIE MN 55346 SFD 7.125 6.250 $ 1,654.99 360 1-Sep-28
7135042 SAN JOSE CA 95111 SFD 6.875 6.250 $ 1,694.88 360 1-Nov-28
7136571 CANYON LAKE CA 92587 PUD 7.375 6.250 $2,072.03 360 1-Sep-28
7137948 PRINCETON JCT NJ 08550 PUD 7.500 6.250 $2,097.64 360 1-Sep-28
7140103 LITTLETON CO 80124 SFD 7.250 6.250 $ 3,410.88 360 1-Oct-28
7141824 LAKE OSWEGO OR 97034 SFD 7.250 6.250 $ 2,475.79 360 1-Nov-28
7142089 NEW ORLEANS LA 70124 SFD 7.125 6.250 $ 2,021.16 360 1-Oct-28
7143212 BRECKENRIDGE CO 80424 PUD 7.125 6.250 $ 4,042.31 360 1-Oct-28
7144218 LOS OSOS CA 93402 SFD 6.750 6.250 $2,008.06 360 1-Nov-28
7145413 SAN RAMON CA 94583 SFD 7.000 6.250 $ 1,825.59 360 1-Nov-28
7146459 ARCADIA CA 91007 SFD 6.875 6.250 $ 1,762.54 360 1-Sep-28
7149691 EUSTIS FL 32736 SFD 7.125 6.250 $ 2,021.16 360 1-Nov-28
7150034 LITTLE SILVER NJ 07739 LCO 6.750 6.250 $ 2,166.32 360 1-Nov-28
7151072 GERMANTOWN TN 38138 SFD 7.250 6.250 $ 1,833.69 360 1-Sep-28
7152706 LAS VEGAS NV 89129 SFD 7.250 6.250 $2,046.53 360 1-Sep-28
7153111 PASO ROBLES CA 93446 SFD 7.250 6.250 $ 3,247.16 360 1-Sep-28
7154197 RAMSEY NJ 07446 SFD 7.500 6.250 $ 1,776.00 360 1-Oct-28
7155440 LITTLETON CO 80127 PUD 7.250 6.250 $ 1,944.20 360 1-Sep-28
7162298 SLEEPY HOLLOW NY 10591 SFD 7.625 6.250 $2,070.30 360 1-Nov-28
7162422 ALISO VIEJO CA 92656 PUD 7.125 6.250 $ 2,689.15 360 1-Nov-28
7162446 ORANGE CA 92867 SFD 7.000 6.250 $ 1,729.79 360 1-Nov-28
7162456 SAN JOSE CA 95121 SFD 7.250 6.250 $ 1,814.59 360 1-Sep-28
7166394 VACAVILLE CA 95687 SFD 7.625 6.250 $ 1,756.24 360 1-Oct-28
7167659 EDINA MN 55424 SFD 7.125 6.250 $2,526.44 360 1-Nov-28
7169322 ARROYO GRANDE CA 93420 PUD 6.875 6.250 $ 1,836.25 360 1-Nov-28
7177900 CARMEL CA 93923 SFD 7.125 6.250 $ 1,684.30 360 1-Oct-28
7179387 MISSION VIEJO CA 92692 SFD 7.250 6.250 $ 1,991.95 360 1-Oct-28
7179855 NOVATO CA 94945 SFD 7.125 6.250 $ 2,816.14 360 1-Nov-28
7180379 MIDDLETOWN NJ 07738 SFD 7.500 6.250 $ 1,990.66 360 1-Oct-28
7181006 BIG WHITEFISH NAR MN 56442 PUD 7.000 6.250 $ 1,995.91 360 1-Nov-28
7181154 WILMETTE IL 60091 SFD 7.250 6.250 $ 1,773.66 360 1-Oct-28
7182469 BRIELLE NJ 08730 SFD 7.125 6.250 $ 2,102.00 360 1-Nov-28
7182514 SAN JOSE CA 95120 SFD 6.625 6.250 $ 1,728.84 360 1-Nov-28
7184406 RAYNHAM MA 02767 SFD 7.750 6.250 $ 1,920.97 360 1-Oct-28
7184900 SAN ANSELMO CA 94960 SFD 7.250 6.250 $ 4,371.39 360 1-Oct-28
7185073 ARROYO GRANDE CA 93420 SFD 7.375 6.250 $ 1,771.58 360 1-Oct-28
7185251 AUSTIN TX 78746 SFD 7.375 6.250 $2,044.40 360 1-Nov-28
7185450 THOUSAND OAKS CA 91362 LCO 7.125 6.250 $ 2,188.57 360 1-Oct-28
7186901 ANNANDALE VA 22003 SFD 7.000 6.250 $ 2,775.97 360 1-Oct-28
7187268 OMAHA NE 68130 SFD 7.125 6.250 $ 1,697.77 360 1-Nov-28
7189316 VAIL CO 81657 SFD 7.250 6.250 $ 6,821.76 360 1-Nov-28
7190050 OCEAN CITY NJ 08226 LCO 7.000 6.250 $ 1,926.72 360 1-Nov-28
7192425 SAN ANGELO TX 76905 SFD 7.125 6.250 $ 2,122.21 360 1-Nov-28
7192514 SAN JOSE CA 95122 SFD 7.375 6.250 $ 1,781.85 360 1-Oct-28
7194236 CORONADO CA 92118 LCO 7.500 6.250 $2,237.49 360 1-Oct-28
7196410 MENLO PARK CA 94025 PUD 6.875 6.250 $ 4,703.61 360 1-Oct-28
7197407 MONUMENT CO 80132 SFD 7.375 6.250 $2,002.96 360 1-Oct-28
7199209 HAWTHORN WOODS IL 60047 SFD 6.875 6.250 $ 2,759.10 360 1-Oct-28
7199307 PEBBLE BEACH CA 93940 SFD 7.625 6.250 $ 9,909.11 360 1-Sep-28
7203209 ALISO VIEJO CA 92656 SFD 6.750 6.250 $ 1,913.36 360 1-Nov-28
7203593 PARK RIDGE IL 60068 SFD 7.375 6.250 $ 1,933.89 360 1-Nov-28
7203857 BENICIA CA 94510 SFD 6.375 6.108 $ 1,957.76 360 1-Nov-28
7203987 WASHINGTON DC 20008 SFD 7.125 6.250 $ 2,566.87 360 1-Nov-28
7204659 BETHESDA MD 20817 SFD 7.125 6.250 $ 2,021.16 360 1-Oct-28
7205804 CORONADO CA 92118 SFD 7.375 6.250 $ 2,701.92 360 1-Oct-28
7206784 KENSINGTON CA 94707 SFD 7.250 6.250 $ 1,910.09 360 1-Nov-28
7210507 SAN FRANCISCO CA 94132 SFD 7.125 6.250 $2,526.44 360 1-Nov-28
7211245 CLARKSBURG NJ 08510 SFD 7.125 6.250 $ 1,852.73 360 1-Oct-28
7212785 ORANGE CA 92867 SFD 7.125 6.250 $ 2,300.75 360 1-Nov-28
7212995 EDINA MN 55343 SFD 7.000 6.250 $2,288.64 360 1-Oct-28
7213446 WASHINGTON DC 20015 SFD 7.125 6.250 $ 1,886.41 360 1-Oct-28
7216183 FOX RIVER GROVE IL 60021 SFD 7.250 6.250 $ 1,910.09 360 1-Oct-28
7217708 PORTLAND OR 97229 SFD 6.750 6.250 $2,386.84 360 1-Nov-28
7221503 PARK CITY UT 84098 SFD 7.000 6.250 $ 1,769.70 360 1-Nov-28
7221673 SANTA MARIA CA 93455 SFD 7.000 6.250 $ 2,168.89 360 1-Nov-28
7224591 PALM HARBOR FL 34684 SFD 7.125 6.250 $ 1,956.14 360 1-Oct-28
7225057 EDWARDS CO 81632 SFD 7.250 6.250 $ 2,702.78 360 1-Oct-28
7225313 NASHVILLE TN 37215 PUD 7.125 6.250 $ 1,630.40 360 1-Nov-28
7225769 CUPERTINO CA 95014 SFD 7.000 6.250 $ 1,671.57 360 1-Nov-28
7225870 ENCINITAS CA 92024 SFD 7.500 6.250 $ 4,133.76 360 1-Oct-28
7226001 EDEN PRAIRIE MN 55346 SFD 7.125 6.250 $ 2,236.75 360 1-Nov-28
7226249 GLENCOE IL 60022 SFD 7.250 6.250 $ 3,751.97 360 1-Oct-28
7226290 RENO NV 89509 SFD 7.250 6.250 $ 2,136.58 360 1-Nov-28
7228455 VANCOUVER WA 98683 SFD 7.125 6.250 $ 4,379.17 360 1-Nov-28
7228484 OAKLAND CA 94619 PUD 7.250 6.250 $ 2,128.39 360 1-Oct-28
7228600 SILVERTHORNE CO 80498 SFD 7.375 6.250 $2,072.03 360 1-Nov-28
7229110 KILDEER IL 60047 SFD 7.500 6.250 $ 2,137.08 360 1-Oct-28
7230699 VENICE CA 90291 SFD 7.500 6.250 $ 1,881.59 360 1-Oct-28
7231472 CAMARILLO CA 93012 SFD 6.875 6.250 $ 2,673.70 360 1-Nov-28
7231916 SAN FRANCISCO CA 94122 SFD 7.000 6.250 $ 1,769.70 360 1-Nov-28
7233395 FREMONT CA 94536 SFD 7.250 6.250 $ 2,217.07 360 1-Oct-28
7234059 NEWARK CA 94560 PUD 7.125 6.250 $2,829.62 360 1-Oct-28
7234329 EAGLE CO 81631 SFD 7.125 6.250 $ 1,652.13 360 1-Nov-28
7234584 SNOWMASS VILLAGE CO 81615 PUD 7.250 6.250 $6,480.67 360 1-Nov-28
7238556 BROOKLYN NY 11217 SFD 7.750 6.250 $2,636.40 360 1-Oct-28
7238558 ROCKVILLE MD 20850 PUD 7.125 6.250 $ 1,648.25 360 1-Nov-28
7240419 ISSAQUAH WA 98029 SFD 7.250 6.250 $2,026.06 360 1-Nov-28
7242168 NOVATO CA 94945 SFD 7.375 6.250 $2,540.82 360 1-Nov-28
7242262 RANCHO SANTA FE CA 92067 SFD 7.375 6.250 $ 5,166.25 360 1-Oct-28
7250968 APTOS CA 95003 SFD 7.125 6.250 $ 1,731.46 360 1-Nov-28
7251060 SAUSALITO CA 94965 SFD 6.750 6.250 $ 3,122.35 360 1-Nov-28
7251574 PARADISE VALLEY AZ 85253 SFD 7.000 6.250 $ 2,100.36 360 1-Nov-28
7257251 BEVERLY HILLS CA 90212 SFD 7.125 6.250 $2,088.53 360 1-Nov-28
7257826 SILVER SPRING MD 20906 SFD 6.750 6.250 $ 1,783.64 360 1-Nov-28
7258209 WOODINVILLE WA 98072 SFD 6.750 6.250 $ 2,451.70 360 1-Nov-28
7258385 UNIVERSITY PRK TX 75205 SFD 7.250 6.250 $3,373.36 360 1-Nov-28
7258538 DULUTH GA 30097 PUD 6.875 6.250 $ 1,966.84 360 1-Nov-28
7259017 CAYUCOS CA 93430 SFD 6.875 6.250 $2,023.34 360 1-Nov-28
7261653 SANTA CLARA CA 95051 SFD 6.875 6.250 $2,338.40 360 1-Nov-28
7267664 VENICE CA 90291 SFD 6.625 6.250 $ 1,609.10 360 1-Nov-28
7267918 CERRITOS CA 90703 SFD 7.250 6.250 $ 1,749.78 360 1-Nov-28
7269892 WOODINVILLE WA 98072 SFD 7.125 6.250 $ 3,099.11 360 1-Oct-28
7269917 LOS ANGELES CA 91040 SFD 7.000 6.250 $ 1,690.53 360 1-Nov-28
7270025 IRVINE CA 92620 PUD 7.000 6.250 $ 5,109.52 360 1-Nov-28
7270202 GILROY CA 95020 SFD 6.500 6.233 $2,054.22 360 1-Nov-28
7275971 THOUSAND OAKS CA 91361 PUD 6.875 6.250 $ 1,747.43 360 1-Nov-28
7278735 FOSTER CITY CA 94404 SFD 7.125 6.250 $2,250.89 360 1-Oct-28
7279015 CRYSTAL LAKE IL 60014 SFD 7.250 6.250 $ 2,155.67 360 1-Nov-28
7281793 PRIOR LAKE MN 55372 SFD 6.875 6.250 $ 2,144.87 360 1-Nov-28
7283202 ARLINGTON VA 22201 SFD 7.000 6.250 $ 2,128.97 360 1-Nov-28
7286253 MILFORD MI 48381 SFD 7.500 6.250 $ 1,704.34 360 1-Nov-28
7287248 BEND OR 97701 SFD 6.750 6.250 $ 2,261.99 360 1-Nov-28
7289080 BOTHELL WA 98011 PUD 7.000 6.250 $ 1,933.04 360 1-Nov-28
7289442 CORTE MADERA CA 94925 SFD 7.125 6.250 $3,368.59 360 1-Nov-28
7289684 SAN RAFAEL CA 94901 SFD 7.375 6.250 $ 1,692.15 360 1-Nov-28
7289837 SAN FRANCISCO CA 94122 SFD 7.250 6.250 $ 2,766.91 360 1-Nov-28
7291765 RENO NV 89509 PUD 7.000 6.250 $ 1,716.48 360 1-Nov-28
7292411 ALPHARETTA GA 30022 PUD 6.875 6.250 $2,299.25 360 1-Nov-28
7292710 SAN JOSE CA 95129 SFD 6.750 6.250 $ 1,926.34 360 1-Nov-28
7292858 NEWPORT BEACH CA 92657 SFD 7.125 6.250 $ 1,974.00 360 1-Nov-28
7293524 SAN JOSE CA 95123 SFD 7.375 6.250 $2,097.93 360 1-Oct-28
7293599 GREAT FALLS MT 59405 SFD 7.000 6.250 $ 2,106.02 360 1-Nov-28
7294040 LAGUNA BEACH CA 92651 SFD 7.250 6.250 $ 5,491.52 360 1-Oct-28
7295409 WEST LINN OR 97068 PUD 7.000 6.250 $ 1,886.13 360 1-Nov-28
7298269 MARTINEZ CA 94553 SFD 7.125 6.250 $ 1,987.47 360 1-Nov-28
7299998 CUPERTINO CA 95014 PUD 7.000 6.250 $ 1,862.85 360 1-Nov-28
7300405 ATLANTA GA 30327 SFD 6.875 6.250 $3,586.83 360 1-Nov-28
7301479 SAN LUIS OBISPO CA 93405 SFD 6.875 6.250 $ 1,784.88 360 1-Nov-28
7302040 KIRKLAND WA 98034 SFD 7.125 6.250 $2,066.29 360 1-Nov-28
7305839 PLEASANTON CA 94566 SFD 6.875 6.250 $ 2,102.17 360 1-Oct-28
7308778 BELLEVUE WA 98004 SFD 7.000 6.250 $ 1,862.85 360 1-Nov-28
7311754 REDWOOD CITY CA 94065 PUD 6.625 6.250 $ 2,151.44 360 1-Nov-28
7312234 NAPA CA 94558 SFD 7.375 6.250 $ 1,914.03 360 1-Nov-28
7312365 SAN JOSE CA 95136 SFD 6.750 6.250 $ 1,945.79 360 1-Nov-28
7312425 CHICAGO IL 60614 PUD 7.000 6.250 $ 1,783.01 360 1-Nov-28
7318961 RIVERSIDE CT 06878 SFD 7.250 6.250 $ 6,760.37 360 1-Nov-28
7319682 ASHLAND OR 97520 SFD 7.375 6.250 $ 2,362.11 360 1-Nov-28
7321233 HOUSTON TX 77080 SFD 7.125 6.250 $2,473.89 360 1-Nov-28
7321612 WASHINGTON DC 20009 SFD 7.625 6.250 $ 1,849.11 360 1-Nov-28
7322384 KAILUA HI 96734 SFD 7.000 6.250 $ 2,554.76 360 1-Nov-28
7323886 SALT LAKE CITY UT 84117 SFD 6.875 6.250 $ 1,891.95 360 1-Nov-28
7326749 SILVERTHORNE CO 80424 SFD 7.000 6.250 $ 1,633.32 360 1-Nov-28
7327981 SAN JOSE CA 95124 SFD 7.500 6.250 $ 1,959.55 360 1-Nov-28
7328623 MARIETTA GA 30062 SFD 7.375 6.250 $ 1,683.87 360 1-Nov-28
7329174 RIDGEWOOD NJ 07450 SFD 6.875 6.250 $ 1,891.95 360 1-Nov-28
7332960 ST LOUIS PARK MN 55416 SFD 6.875 6.250 $ 3,251.80 360 1-Nov-28
7344031 SAN JOSE CA 95124 SFD 7.125 6.250 $ 1,940.31 360 1-Nov-28
7345342 BRECKENRIDGE CO 80424 PUD 7.250 6.250 $ 1,364.35 360 1-Nov-28
7349792 DE PERE WI 54115 SFD 7.000 6.250 $ 2,075.74 360 1-Nov-28
7352639 SAN MATEO CA 94402 SFD 6.875 6.250 $ 6,529.87 360 1-Nov-28
7353268 SAN FRANCISCO CA 94121 SFD 6.875 6.250 $ 2,770.73 360 1-Nov-28
7353999 SAN FRANCISCO CA 94127 SFD 6.875 6.250 $ 1,784.22 360 1-Nov-28
7354177 SAN FRANCISCO CA 94127 SFD 6.875 6.250 $2,897.06 360 1-Nov-28
7355188 TUCSON AZ 85718 SFD 6.750 6.250 $ 2,801.94 360 1-Nov-28
7355909 SEATTLE WA 98115 SFD 7.000 6.250 $2,474.93 360 1-Nov-28
7356540 GREAT FALLS VA 22066 SFD 6.500 6.233 $ 2,528.27 360 1-Nov-28
7363385 ROGERS MN 55374 SFD 7.000 6.250 $2,040.82 360 1-Dec-28
7368504 THOUSAND OAKS CA 91360 SFD 7.250 6.250 $2,633.88 360 1-Nov-28
7383643 GOLDEN CO 80401 SFD 7.500 6.250 $ 2,830.91 360 1-Nov-28
7411976 COLORADO SPRINGS CO 80904 SFD 7.125 6.250 $3,358.30 240 1-Dec-18
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
(i) (ix) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----------------------------------------------------------------------------------------
CUT-OFF
MORTGAGE DATE MORTGAGE T.O.P. MASTER FIXED
LOAN PRINCIPAL INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER BALANCE LTV SUBSIDY CODE FEE LOAN FEE YIELD
- -------- ---------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
4645558 $ 300,000.00 62.18 0.250 0.017 1.108
4689898 $ 259,292.48 76.10 0.250 0.017 0.608
4713930 $ 511,610.41 80.00 0.250 0.017 0.858
4715201 $ 349,691.21 50.36 0.250 0.017 0.108
4718239 $ 294,775.52 74.21 0.250 0.017 0.858
4720430 $ 399,358.36 50.00 0.250 0.017 0.608
4724956 $ 265,862.14 80.00 0.250 0.017 0.483
4739136 $ 374,138.67 75.00 0.250 0.017 0.858
4756509 $ 250,000.00 75.10 0.250 0.017 0.483
4759458 $ 298,704.94 80.00 0.250 0.017 0.483
4766395 $ 284,450.79 94.96 12 0.250 0.017 0.983
4767423 $ 390,100.00 70.00 0.250 0.017 0.483
4767999 $ 319,768.39 80.00 0.250 0.017 1.108
4768135 $ 309,629.59 79.08 0.250 0.017 0.733
4777133 $ 404,659.74 50.63 0.250 0.017 0.358
4778317 $ 257,187.64 58.37 0.250 0.017 0.733
4778510 $ 397,572.53 78.43 0.250 0.017 0.983
4778543 $ 294,043.20 74.68 0.250 0.017 0.733
4779854 $ 288,774.55 79.94 0.250 0.017 0.733
4781448 $ 259,240.09 80.00 0.250 0.017 1.108
4781603 $ 266,986.32 80.00 0.250 0.017 0.608
4782214 $ 249,568.29 72.46 0.250 0.017 0.233
4788215 $ 367,712.92 80.00 0.250 0.017 0.733
4789719 $ 248,655.87 90.00 01 0.250 0.017 0.733
4790287 $ 249,439.90 80.00 0.250 0.017 0.983
4790746 $ 198,169.06 75.00 0.250 0.017 1.108
4791986 $ 359,719.16 90.00 33 0.250 0.017 0.733
4792764 $ 159,832.97 72.73 0.250 0.017 0.858
4796638 $ 284,080.20 76.00 0.250 0.017 0.608
4803775 $ 279,139.88 80.00 0.250 0.017 0.858
4803849 $ 307,765.64 74.22 0.250 0.017 0.858
4804619 $ 252,241.86 63.25 0.250 0.017 0.983
4805284 $ 384,913.95 90.00 17 0.250 0.017 0.858
4805522 $ 261,951.86 79.16 0.250 0.017 0.608
4805688 $ 253,217.04 72.51 0.250 0.017 0.858
4806031 $ 313,761.08 89.97 06 0.250 0.017 0.858
4806894 $ 300,000.00 89.82 17 0.250 0.017 1.108
4808112 $ 284,328.98 79.17 0.250 0.017 0.733
4809223 $ 1,210,561.49 65.00 0.250 0.017 0.983
4809707 $ 319,188.83 80.00 0.250 0.017 0.358
4812716 $ 483,510.13 54.49 0.250 0.017 0.858
4815067 $ 315,292.04 80.00 0.250 0.017 0.983
4815410 $ 324,733.59 74.39 0.250 0.017 0.483
4816236 $ 297,500.00 70.00 0.250 0.017 1.233
4816576 $ 251,200.00 80.00 0.250 0.017 0.983
4816929 $ 647,742.49 71.82 0.250 0.017 0.233
4817174 $ 449,648.95 58.82 0.250 0.017 0.733
4817296 $ 397,482.62 70.00 0.250 0.017 0.858
4817906 $ 561,071.27 49.98 0.250 0.017 1.108
4819945 $ 146,893.60 70.00 0.250 0.017 1.108
4820194 $ 279,738.02 89.99 06 0.250 0.017 0.858
4820824 $ 245,643.11 90.00 17 0.250 0.017 0.858
4820974 $ 315,777.54 90.00 06 0.250 0.017 0.608
4822775 $ 334,732.10 70.23 FX30YR 0.250 0.017 0.608
4823939 $ 598,587.32 64.52 0.250 0.017 0.733
4824016 $ 569,509.24 79.91 0.250 0.017 0.233
4824069 $ 435,000.00 66.92 0.250 0.017 0.358
4824125 $ 282,356.68 90.00 06 0.250 0.017 0.233
4824982 $ 299,760.09 58.82 0.250 0.017 0.608
4825631 $ 252,000.00 80.00 0.250 0.017 0.608
4826400 $ 297,000.00 90.00 12 0.250 0.017 0.858
4827033 $ 322,594.36 90.00 06 0.250 0.017 0.733
4827706 $ 261,589.98 52.40 0.250 0.017 0.733
4827712 $ 261,627.05 87.99 12 0.250 0.017 1.108
4828873 $ 316,833.54 78.13 0.250 0.017 0.608
4829119 $ 655,948.46 65.00 0.250 0.017 0.358
4829622 $ 301,288.93 79.47 0.250 0.017 0.733
4829753 $ 261,108.77 77.06 0.250 0.017 1.483
4830699 $ 478,214.27 80.00 0.250 0.017 1.033
4830768 $ 249,032.27 84.75 06 0.250 0.017 0.833
4831102 $ 266,401.29 74.90 0.250 0.017 1.233
4831303 $ 350,945.83 78.92 0.250 0.017 1.108
4831429 $ 396,205.74 88.70 01 0.250 0.017 0.983
4831926 $ 486,352.19 75.00 0.250 0.017 0.733
4832547 $ 415,044.52 80.00 0.250 0.017 0.858
4832759 $ 292,713.52 39.09 0.250 0.017 0.983
4833304 $ 78,176.50 80.00 0.250 0.017 1.233
4833886 $ 270,135.90 80.00 0.250 0.017 0.733
4834094 $ 285,130.41 67.20 0.250 0.017 0.483
4834401 $ 220,736.57 90.00 33 0.250 0.017 0.983
4834574 $ 422,686.07 67.14 0.250 0.017 0.983
4834601 $ 264,595.48 67.95 0.250 0.017 0.858
4834603 $ 323,566.46 90.00 17 0.250 0.017 0.858
4835063 $ 276,969.11 80.00 0.250 0.017 0.733
4835185 $ 468,402.12 75.00 0.250 0.017 0.983
4835345 $ 254,600.95 79.69 0.250 0.017 0.733
4835680 $ 327,499.31 80.00 0.250 0.017 0.858
4839755 $ 244,606.97 63.64 0.250 0.017 0.608
4839897 $ 342,911.67 66.00 0.250 0.017 0.358
4840489 $ 242,448.40 79.93 0.250 0.017 0.983
4840817 $ 246,259.86 79.68 0.250 0.017 0.983
4841041 $ 476,000.00 70.00 0.250 0.017 0.483
4841109 $ 247,131.05 88.10 01 0.250 0.017 0.858
4841215 $ 396,587.00 75.00 0.250 0.017 0.858
4841255 $ 267,758.59 90.00 01 0.250 0.017 0.858
4841293 $ 353,031.16 84.12 33 0.250 0.017 0.858
4841840 $ 299,747.96 77.92 0.250 0.017 0.358
4842278 $ 244,204.56 79.61 0.250 0.017 0.608
4842296 $ 522,000.00 64.05 0.250 0.017 0.858
4842772 $ 274,201.39 79.54 0.250 0.017 1.108
4842781 $ 411,029.95 73.57 0.250 0.017 0.733
4843684 $ 276,778.48 75.89 0.250 0.017 0.608
4843717 $ 279,786.93 80.00 0.250 0.017 0.858
4843732 $ 270,977.70 80.00 0.250 0.017 0.483
4843807 $ 70,000.00 41.18 0.250 0.017 0.983
4844131 $ 265,573.29 73.68 0.250 0.017 0.608
4844183 $ 391,247.49 54.83 0.250 0.017 0.483
4844192 $ 279,340.73 80.00 0.250 0.017 0.733
4844201 $ 247,500.00 90.00 17 0.250 0.017 0.733
4844523 $ 128,904.26 66.84 0.250 0.017 0.983
4845824 $ 223,294.71 80.00 0.250 0.017 0.733
4845852 $ 274,569.64 68.75 0.250 0.017 0.733
4845893 $ 179,869.72 75.00 0.250 0.017 1.108
4845973 $ 306,672.24 90.00 33 0.250 0.017 0.983
4846238 $ 297,200.00 84.91 12 0.250 0.017 0.858
4846294 $ 323,492.97 79.80 0.250 0.017 0.733
4846376 $ 271,787.81 64.00 0.250 0.017 0.733
4846397 $ 324,746.46 32.50 0.250 0.017 0.733
4846774 $ 569,532.77 76.00 0.250 0.017 0.483
4846971 $ 249,804.98 69.83 0.250 0.017 0.733
4847015 $ 321,457.40 70.77 0.250 0.017 0.358
4847233 $ 318,861.09 68.09 0.250 0.017 0.983
4847697 $ 649,467.20 67.01 0.250 0.017 0.483
4847731 $ 300,571.12 80.00 0.250 0.017 0.858
4848002 $ 279,539.63 65.90 0.250 0.017 0.483
4848025 $ 264,674.75 79.99 0.250 0.017 0.608
4848754 $ 248,959.78 69.26 0.250 0.017 0.733
4848810 $ 259,387.20 80.00 0.250 0.017 0.483
4848812 $ 498,822.78 80.00 0.250 0.017 0.733
4848957 $ 462,838.65 80.00 0.250 0.017 0.733
4849187 $ 255,809.66 67.50 0.250 0.017 0.983
4849564 $ 342,650.00 77.70 0.250 0.017 0.483
4849641 $ 340,812.18 80.00 0.250 0.017 0.233
4849757 $ 488,000.00 78.08 0.250 0.017 0.358
4849883 $ 499,628.92 75.76 0.250 0.017 0.983
4850219 $ 406,566.46 70.77 0.250 0.017 0.483
4850296 $ 609,811.95 74.88 0.250 0.017 0.608
4850423 $ 244,813.57 74.24 0.250 0.017 0.858
4850719 $ 324,427.75 75.58 0.250 0.017 1.108
4850900 $ 295,900.00 79.99 0.250 0.017 0.733
4851337 $ 259,160.88 80.00 0.250 0.017 0.608
4851394 $ 381,855.45 75.00 0.250 0.017 0.358
4851403 $ 343,731.64 80.00 0.250 0.017 0.733
4851418 $ 456,999.19 80.00 0.250 0.017 1.108
4851789 $ 277,753.72 79.03 0.250 0.017 0.608
4851989 $ 398,375.59 84.00 01 0.250 0.017 0.733
4852421 $ 267,180.81 84.89 33 0.250 0.017 0.483
4852448 $ 648,311.63 75.21 0.250 0.017 0.233
4852634 $ 254,580.72 89.47 17 0.250 0.017 0.483
4852755 $ 267,000.00 89.90 17 0.250 0.017 0.358
4852771 $ 308,758.96 72.71 0.250 0.017 0.733
4852918 $ 359,155.36 59.91 0.250 0.017 0.483
4852952 $ 321,742.50 70.00 0.250 0.017 0.608
4852975 $ 316,770.56 73.89 0.250 0.017 1.108
4853086 $ 244,768.17 89.09 17 0.250 0.017 0.983
4853109 $ 467,597.06 80.00 0.250 0.017 0.233
4853126 $ 455,000.00 62.76 0.250 0.017 1.358
4853416 $ 299,542.04 80.00 0.250 0.017 0.858
4853638 $ 324,503.88 67.71 0.250 0.017 0.858
4853829 $ 254,580.72 69.86 0.250 0.017 0.483
4854191 $ 284,362.06 89.99 11 0.250 0.017 0.608
4854875 $ 274,263.65 90.00 12 0.250 0.017 0.233
4855278 $ 303,774.38 76.86 0.250 0.017 0.983
4855413 $ 220,000.00 67.69 0.250 0.017 0.733
4855789 $ 319,012.09 61.54 0.250 0.017 0.833
4856013 $ 255,599.39 80.00 0.250 0.017 0.733
4856138 $ 259,802.16 74.93 0.250 0.017 0.858
4856226 $ 331,997.18 67.81 0.250 0.017 0.858
4856273 $ 399,810.27 51.74 0.250 0.017 1.033
4856286 $ 266,502.82 68.46 0.250 0.017 0.733
4856307 $ 262,784.42 47.82 0.250 0.017 0.483
4856527 $ 399,672.12 59.70 0.250 0.017 0.483
4856534 $ 269,794.54 73.97 0.250 0.017 0.858
4856562 $ 250,000.00 71.43 0.250 0.017 0.483
4856623 $ 464,618.84 37.20 0.250 0.017 0.483
4856691 $ 261,359.95 79.99 0.250 0.017 0.733
4856700 $ 248,529.22 83.00 17 0.250 0.017 0.608
4857037 $ 700,000.00 63.64 0.250 0.017 0.858
4857309 $ 479,625.55 80.00 0.250 0.017 0.733
4857324 $ 358,921.26 78.09 0.250 0.017 0.983
4857332 $ 249,800.08 46.73 0.250 0.017 0.608
4857394 $ 263,317.07 74.28 0.250 0.017 1.108
4857442 $ 292,570.21 58.25 0.250 0.017 0.733
4857486 $ 324,787.40 89.97 17 0.250 0.017 1.608
4857519 $ 488,409.11 48.88 0.250 0.017 0.608
4857780 $ 249,453.74 49.02 0.250 0.017 1.108
4857915 $ 312,749.70 73.65 0.250 0.017 0.608
4857974 $ 582,214.90 80.00 0.250 0.017 0.883
4858033 $ 299,754.09 75.00 0.250 0.017 0.483
4858220 $ 350,000.00 47.30 0.250 0.017 0.608
4858428 $ 551,136.16 80.00 0.250 0.017 0.733
4858508 $ 564,536.87 66.47 0.250 0.017 0.483
4858558 $ 324,733.59 72.22 0.250 0.017 0.483
4858764 $ 351,000.00 89.99 33 0.250 0.017 0.483
4858862 $ 245,215.65 80.00 0.250 0.017 0.733
4858919 $ 250,000.00 68.49 0.250 0.017 0.733
4859111 $ 279,572.58 80.00 0.250 0.017 0.858
4859113 $ 520,842.23 71.96 0.250 0.017 0.483
4859239 $ 382,001.77 74.96 0.250 0.017 0.733
4859505 $ 251,116.08 57.55 0.250 0.017 0.858
4859644 $ 267,590.89 80.00 0.250 0.017 0.858
4859793 $ 243,654.45 80.00 0.250 0.017 1.233
4860303 $ 441,255.19 84.99 12 0.250 0.017 0.358
4860325 $ 249,080.26 62.81 0.250 0.017 0.858
4860335 $ 299,765.97 80.00 0.250 0.017 0.733
4860394 $ 324,977.85 70.00 0.250 0.017 0.608
4860921 $ 267,872.07 80.00 0.250 0.017 0.483
4860927 $ 256,057.07 95.00 11 0.250 0.017 0.233
4860946 $ 243,732.14 90.00 17 0.250 0.017 1.358
4860956 $ 199,836.06 66.67 0.250 0.017 0.483
4861284 $ 264,000.00 80.00 0.250 0.017 0.858
4861336 $ 251,700.00 95.00 11 0.250 0.017 1.608
4861339 $ 351,618.59 80.00 0.250 0.017 0.608
4861371 $ 249,527.33 71.43 0.250 0.017 0.608
4861485 $ 490,000.00 70.00 0.250 0.017 0.608
4861518 $ 329,755.09 75.86 0.250 0.017 0.983
4861523 $ 379,688.52 53.90 0.250 0.017 0.483
4861569 $ 240,622.85 86.26 01 0.250 0.017 0.733
4861572 $ 267,580.59 79.76 0.250 0.017 0.733
4861776 $ 313,367.26 80.00 0.250 0.017 0.983
4861918 $ 245,427.20 79.48 0.250 0.017 0.733
4861954 $ 286,921.35 76.82 0.250 0.017 1.358
4861971 $ 291,234.64 89.45 12 0.250 0.017 1.358
4861984 $ 266,419.00 80.00 0.250 0.017 1.108
4862030 $ 843,803.38 65.00 0.250 0.017 1.233
4862034 $ 274,785.48 68.75 0.250 0.017 0.733
4862047 $ 308,604.18 90.00 01 0.250 0.017 0.608
4862062 $ 326,288.60 65.36 0.250 0.017 0.733
4862152 $ 333,572.89 90.00 06 0.250 0.017 1.108
4862252 $ 273,725.05 75.34 0.250 0.017 0.733
4862312 $ 267,751.77 80.00 0.250 0.017 0.000
4862450 $ 323,747.24 58.91 0.250 0.017 0.733
4862472 $ 499,590.15 73.53 0.250 0.017 0.483
4862542 $ 449,648.95 69.23 0.250 0.017 0.733
4862691 $ 410,702.70 79.99 0.250 0.017 0.733
4862751 $ 681,000.00 66.44 0.250 0.017 0.983
4862761 $ 286,890.69 80.00 0.250 0.017 0.858
4862856 $ 225,000.00 47.37 0.250 0.017 0.983
4862887 $ 267,216.68 78.36 0.250 0.017 1.108
4862907 $ 245,734.50 60.05 0.250 0.017 0.608
4862981 $ 323,015.00 46.34 0.250 0.017 0.483
4863069 $ 303,042.75 80.00 0.250 0.017 0.733
4863128 $ 246,259.85 95.00 11 0.250 0.017 0.983
4863246 $ 288,629.32 75.13 0.250 0.017 0.608
4863260 $ 261,762.88 72.71 0.250 0.017 0.483
4863267 $ 250,804.08 95.00 06 0.250 0.017 0.983
4863309 $ 334,993.17 77.78 0.250 0.017 0.983
4863408 $ 106,096.69 80.00 0.250 0.017 1.233
4863447 $ 254,801.08 89.79 33 0.250 0.017 0.733
4863470 $ 294,371.32 68.60 0.250 0.017 1.233
4863649 $ 358,542.42 74.57 0.250 0.017 1.108
4863716 $ 251,244.83 80.00 0.250 0.017 0.983
4863736 $ 247,091.04 77.02 0.250 0.017 1.108
4863886 $ 386,690.51 77.40 0.250 0.017 0.608
4863900 $ 157,886.54 70.33 0.250 0.017 0.858
4863974 $ 257,798.73 64.02 0.250 0.017 0.733
4864008 $ 349,640.08 53.03 0.250 0.017 0.733
4864421 $ 270,000.00 73.77 0.250 0.017 0.733
4864505 $ 241,824.84 78.57 0.250 0.017 1.108
4864675 $ 999,219.90 39.22 0.250 0.017 0.733
4864805 $ 311,250.89 65.58 0.250 0.017 0.608
4864865 $ 303,756.89 80.00 0.250 0.017 0.608
4864886 $ 263,208.90 78.11 0.250 0.017 0.983
4864912 $ 366,119.13 75.00 0.250 0.017 0.983
4864922 $ 284,146.00 75.98 0.250 0.017 0.983
4864941 $ 497,630.41 62.25 0.250 0.017 0.983
4864944 $ 256,304.83 77.73 0.250 0.017 0.858
4864973 $ 262,838.22 80.00 0.250 0.017 0.733
4865012 $ 293,118.98 85.47 11 0.250 0.017 0.983
4865030 $ 473,630.23 54.17 0.250 0.017 0.733
4865041 $ 254,235.88 84.16 11 0.250 0.017 0.983
4865043 $ 598,021.38 59.26 0.250 0.017 0.608
4865067 $ 304,615.93 90.00 13 0.250 0.017 0.983
4865213 $ 447,160.00 70.00 0.250 0.017 0.608
4865280 $ 450,645.56 77.53 0.250 0.017 0.983
4865313 $ 307,299.14 77.05 0.250 0.017 1.108
4865320 $ 296,744.29 72.09 0.250 0.017 0.233
4865425 $ 299,754.09 65.22 0.250 0.017 0.483
4865485 $ 274,795.91 59.14 0.250 0.017 0.983
4865587 $ 397,954.18 69.81 0.250 0.017 0.608
4865590 $ 589,774.63 80.00 0.250 0.017 0.983
4865615 $ 298,872.75 67.42 0.250 0.017 0.983
4865774 $ 296,823.51 87.65 06 0.250 0.017 0.733
4865966 $ 373,590.95 75.00 0.250 0.017 0.983
4865971 $ 293,764.89 55.79 0.250 0.017 0.608
4865988 $ 275,018.96 79.96 0.250 0.017 0.733
4866015 $ 248,810.04 80.00 0.250 0.017 0.733
4866024 $ 242,619.72 88.36 01 0.250 0.017 0.733
4866032 $ 287,388.79 77.55 0.250 0.017 0.858
4866048 $ 397,026.35 80.00 0.250 0.017 0.733
4866131 $ 301,527.40 71.23 0.250 0.017 0.733
4866158 $ 719,424.22 45.00 0.250 0.017 0.608
4866185 $ 398,451.56 57.14 0.250 0.017 1.108
4866206 $ 473,301.94 67.86 0.250 0.017 1.233
4866209 $ 249,033.73 56.82 0.250 0.017 0.858
4866212 $ 249,012.98 62.50 0.250 0.017 0.733
4866215 $ 353,959.36 90.00 06 0.250 0.017 0.858
4866221 $ 346,613.48 84.88 17 0.250 0.017 0.983
4866236 $ 259,023.06 80.00 0.250 0.017 0.983
4866305 $ 313,742.62 66.11 0.250 0.017 0.483
4866520 $ 307,747.53 80.00 0.250 0.017 0.483
4866546 $ 265,100.00 76.84 0.250 0.017 0.483
4866567 $ 452,229.01 78.71 GD 3YR 0.250 0.017 0.483
4866756 $ 294,339.07 77.63 0.250 0.017 0.983
4866766 $ 372,430.60 74.30 0.250 0.017 0.858
4866805 $ 359,726.06 75.00 0.250 0.017 0.858
4866830 $ 476,599.26 79.24 0.250 0.017 0.358
4866873 $ 244,026.93 60.35 0.250 0.017 0.858
4866929 $ 279,388.17 80.00 0.250 0.017 1.108
4866956 $ 484,630.95 47.32 0.250 0.017 0.858
4867045 $ 249,325.14 95.00 12 0.250 0.017 0.858
4867052 $ 284,798.84 75.00 0.250 0.017 1.233
4867258 $ 295,769.08 72.20 0.250 0.017 0.733
4867312 $ 707,000.00 58.92 0.250 0.017 0.733
4867333 $ 378,097.39 80.00 0.250 0.017 0.608
4867802 $ 272,303.60 66.15 0.250 0.017 0.000
4867923 $ 387,578.00 80.00 0.250 0.017 1.233
4867959 $ 277,586.07 76.37 0.250 0.017 0.983
4868032 $ 267,580.59 80.00 0.250 0.017 0.733
4868084 $ 243,411.16 80.00 0.250 0.017 0.608
4868107 $ 449,329.97 66.42 0.250 0.017 0.983
4868250 $ 293,657.09 68.99 0.250 0.017 0.483
4868304 $ 349,726.96 57.19 0.250 0.017 0.733
4868373 $ 322,754.22 74.25 0.250 0.017 0.858
4868390 $ 261,589.98 74.86 0.250 0.017 0.733
4868392 $ 324,746.46 74.12 0.250 0.017 0.733
4868627 $ 714,413.91 65.00 0.250 0.017 0.483
4868646 $ 241,000.00 63.42 0.250 0.017 0.358
4868775 $ 370,390.00 70.00 0.250 0.017 0.483
4868776 $ 274,352.51 77.46 0.250 0.017 0.733
4868789 $ 243,396.47 80.00 0.250 0.017 0.483
4868903 $ 352,731.39 66.60 0.250 0.017 0.858
4868945 $ 203,554.23 80.00 0.250 0.017 1.108
4869070 $ 339,734.77 64.76 0.250 0.017 0.733
4869078 $ 139,893.47 52.43 0.250 0.017 0.858
4869082 $ 472,321.99 51.95 0.250 0.017 0.608
4869133 $ 349,452.27 64.81 0.250 0.017 0.733
4869185 $ 432,136.64 61.79 0.250 0.017 0.358
4869217 $ 249,809.77 86.21 01 0.250 0.017 0.858
4869221 $ 424,684.59 68.55 0.250 0.017 0.983
4869240 $ 262,789.69 80.00 0.250 0.017 0.608
4869378 $ 296,656.63 89.97 12 0.250 0.017 0.483
4869386 $ 253,791.80 49.42 0.250 0.017 0.483
4869388 $ 274,785.47 49.11 0.250 0.017 0.733
4869409 $ 247,276.04 80.00 0.250 0.017 0.233
4869458 $ 429,193.41 47.78 0.250 0.017 0.733
4869478 $ 286,276.50 39.52 0.250 0.017 0.733
4869504 $ 249,804.97 65.79 0.250 0.017 0.733
4869516 $ 337,742.80 64.38 0.250 0.017 0.858
4869535 $ 364,000.00 65.35 0.250 0.017 0.358
4869606 $ 347,607.72 70.00 0.250 0.017 0.358
4869676 $ 264,793.27 67.95 0.250 0.017 0.733
4869715 $ 284,519.75 67.06 0.250 0.017 0.358
4869743 $ 278,829.37 79.80 0.250 0.017 0.358
4869755 $ 439,276.57 80.00 0.250 0.017 0.483
4869790 $ 400,000.00 80.00 0.250 0.017 1.108
4869901 $ 259,781.57 80.00 0.250 0.017 0.358
4870011 $ 296,334.61 90.00 01 0.250 0.017 0.983
4870053 $ 257,586.14 57.33 0.250 0.017 0.608
4870123 $ 310,000.00 59.05 0.250 0.017 0.483
4870213 $ 317,739.34 76.63 0.250 0.017 0.483
4870267 $ 949,294.96 63.33 0.250 0.017 0.983
4870458 $ 649,480.20 56.52 0.250 0.017 0.608
4870602 $ 310,000.00 66.67 0.250 0.017 0.858
4870729 $ 251,615.32 80.00 0.250 0.017 0.858
4870768 $ 349,733.67 71.43 0.250 0.017 0.858
4870840 $ 281,757.20 39.72 0.250 0.017 0.233
4870864 $ 271,793.03 75.56 0.250 0.017 0.858
4870901 $ 245,298.76 87.99 06 0.250 0.017 0.483
4870979 $ 299,765.97 66.67 0.250 0.017 0.733
4871058 $ 287,000.00 69.16 0.250 0.017 0.733
4871100 $ 447,641.74 52.34 0.250 0.017 0.608
4871106 $ 257,995.63 80.00 0.250 0.017 0.733
4871159 $ 338,715.20 69.90 0.250 0.017 0.358
4871172 $ 245,348.71 94.99 33 0.250 0.017 0.483
4871432 $ 327,750.41 83.04 33 0.250 0.017 0.858
4871514 $ 258,562.72 75.00 0.250 0.017 1.108
4871791 $ 499,217.56 70.91 0.250 0.017 0.733
4871992 $ 269,778.68 65.85 0.250 0.017 0.483
4872082 $ 285,563.42 76.27 0.250 0.017 0.858
4872107 $ 377,690.15 65.74 0.250 0.017 0.483
4872198 $ 393,300.00 90.00 01 0.250 0.017 0.858
4872205 $ 260,498.96 65.25 0.250 0.017 0.483
4872212 $ 279,307.43 80.00 0.250 0.017 0.483
4872289 $ 301,752.45 54.41 0.250 0.017 0.483
4872365 $ 399,342.34 50.63 0.250 0.017 0.483
4872398 $ 341,708.59 75.50 0.250 0.017 0.483
4872413 $ 307,747.53 77.00 0.250 0.017 0.483
4872593 $ 247,791.90 85.00 06 0.250 0.017 0.483
4872601 $ 255,800.29 64.81 0.250 0.017 0.733
4872613 $ 269,778.68 62.79 0.250 0.017 0.483
4872623 $ 354,943.67 90.00 01 0.250 0.017 0.733
4872655 $ 294,869.28 82.05 13 0.250 0.017 0.358
4872689 $ 359,726.06 63.72 0.250 0.017 0.858
4872740 $ 623,475.76 56.73 0.250 0.017 0.358
4872745 $ 282,000.00 67.79 0.250 0.017 0.608
4872787 $ 252,487.70 63.18 0.250 0.017 0.358
4872806 $ 262,295.22 69.08 0.250 0.017 0.733
4872848 $ 400,687.18 54.56 0.250 0.017 0.733
4873101 $ 439,656.75 63.31 0.250 0.017 0.733
4873156 $ 884,292.28 63.21 0.250 0.017 0.608
4873182 $ 747,401.83 62.33 0.250 0.017 0.608
4873312 $ 263,565.94 80.00 0.250 0.017 0.483
4873332 $ 316,000.00 80.00 0.250 0.017 0.733
4873372 $ 558,648.52 80.00 0.250 0.017 0.608
4873392 $ 416,682.69 52.13 0.250 0.017 0.858
4873422 $ 245,298.76 62.95 0.250 0.017 0.483
4873583 $ 330,456.16 85.00 33 0.250 0.017 0.733
4873677 $ 395,691.08 46.59 0.250 0.017 0.733
4873906 $ 364,685.75 51.41 0.250 0.017 0.233
4873946 $ 460,412.87 40.07 0.250 0.017 0.358
4874142 $ 245,500.00 89.27 06 0.250 0.017 0.858
4874151 $ 537,170.08 80.00 0.250 0.017 0.608
4874209 $ 492,585.82 66.62 0.250 0.017 0.358
4874271 $ 417,681.93 73.98 0.250 0.017 0.858
4874298 $ 321,130.46 67.80 0.250 0.017 0.858
4874435 $ 359,712.11 69.90 0.250 0.017 0.608
4874490 $ 264,398.66 90.00 17 0.250 0.017 0.858
4874531 $ 419,326.27 79.25 0.250 0.017 0.608
4874711 $ 249,819.05 79.87 0.250 0.017 1.108
4874752 $ 409,672.13 68.33 0.250 0.017 0.608
4874791 $ 260,000.00 69.33 0.250 0.017 0.358
4874836 $ 524,600.53 70.00 0.250 0.017 0.858
4874937 $ 243,693.87 78.21 0.250 0.017 0.733
4875002 $ 249,809.77 75.76 0.250 0.017 0.858
4875028 $ 243,411.14 76.25 0.250 0.017 0.608
4875160 $ 335,461.02 80.00 0.250 0.017 0.608
4875278 $ 393,118.38 75.00 0.250 0.017 0.608
4875677 $ 378,704.34 59.69 0.250 0.017 0.733
4875769 $ 499,609.94 51.71 0.250 0.017 0.733
4875793 $ 339,235.16 65.29 0.250 0.017 0.733
4875799 $ 531,563.93 48.36 0.250 0.017 0.483
4876034 $ 184,908.38 75.61 0.250 0.017 0.733
4876036 $ 346,701.24 56.89 0.250 0.017 0.233
4876054 $ 211,475.60 80.00 0.250 0.017 0.483
4876135 $ 278,000.00 61.78 0.250 0.017 0.108
4876243 $ 258,902.79 90.00 33 0.250 0.017 0.608
4876289 $ 347,222.10 70.92 0.250 0.017 0.608
4876390 $ 264,455.65 80.00 0.250 0.017 0.983
4876398 $ 459,205.67 80.00 0.250 0.017 0.233
4876423 $ 315,392.81 95.00 12 0.250 0.017 0.858
4876452 $ 250,894.17 90.00 33 0.250 0.017 0.483
4876453 $ 259,797.17 80.00 0.250 0.017 0.733
4876576 $ 245,803.28 65.78 0.250 0.017 0.608
4876607 $ 522,592.01 76.91 0.250 0.017 0.733
4876801 $ 742,390.97 64.05 0.250 0.017 0.483
4876855 $ 241,179.79 80.00 0.250 0.017 0.233
4876968 $ 322,747.24 51.02 0.250 0.017 0.733
4877069 $ 309,000.00 63.71 GD 2YR 0.250 0.017 0.358
4877166 $ 244,613.57 74.24 0.250 0.017 0.858
4877418 $ 242,824.12 74.77 0.250 0.017 1.108
4877431 $ 282,000.00 60.65 0.250 0.017 0.358
4877492 $ 598,500.00 70.00 0.250 0.017 0.608
4877524 $ 383,700.44 89.98 01 0.250 0.017 0.733
4877564 $ 172,000.00 44.68 0.250 0.017 1.108
4877653 $ 266,757.49 80.00 0.250 0.017 0.858
4877695 $ 289,784.77 65.17 0.250 0.017 0.983
4877801 $ 436,500.00 90.00 12 0.250 0.017 0.858
4877827 $ 308,781.90 68.67 0.250 0.017 1.233
4877871 $ 372,194.66 66.52 0.250 0.017 0.483
4877879 $ 826,738.34 70.00 0.250 0.017 0.608
4877906 $ 316,270.92 87.92 33 0.250 0.017 1.108
4877943 $ 284,772.09 62.64 0.250 0.017 0.608
4878010 $ 283,363.73 80.00 0.250 0.017 0.983
4878019 $ 112,000.00 70.00 0.250 0.017 0.983
4878045 $ 333,496.04 75.00 0.250 0.017 0.858
4878085 $ 255,440.58 78.77 0.250 0.017 1.108
4878158 $ 254,384.58 73.91 0.250 0.017 0.608
4878237 $ 281,763.09 80.00 0.250 0.017 0.358
4878280 $ 249,800.08 76.57 0.250 0.017 0.608
4878286 $ 325,612.28 79.61 0.250 0.017 0.608
4878333 $ 273,281.27 79.99 0.250 0.017 0.608
4878391 $ 339,275.41 77.63 0.250 0.017 1.233
4878420 $ 759,407.13 63.33 0.250 0.017 0.733
4878454 $ 292,366.01 68.05 0.250 0.017 0.608
4878462 $ 274,774.58 63.22 0.250 0.017 0.483
4878480 $ 438,320.43 75.00 0.250 0.017 0.483
4878504 $ 539,557.37 79.18 0.250 0.017 0.483
4878529 $ 180,694.99 75.73 0.250 0.017 0.358
4878720 $ 266,796.83 69.35 0.250 0.017 0.858
4878749 $ 255,805.20 63.21 0.250 0.017 0.858
4878766 $ 378,381.85 74.25 0.250 0.017 0.358
4878826 $ 379,717.98 65.52 0.250 0.017 0.983
4878859 $ 309,769.93 72.77 0.250 0.017 0.983
4878862 $ 247,811.29 82.67 33 0.250 0.017 0.858
4878863 $ 409,688.02 53.95 0.250 0.017 0.858
4878995 $ 390,195.37 56.19 0.250 0.017 0.733
4879044 $ 300,000.00 63.83 0.250 0.017 0.608
4879086 $ 516,606.60 68.48 0.250 0.017 0.858
4879211 $ 449,295.78 72.00 0.250 0.017 0.733
4879306 $ 272,224.97 91.58 11 0.250 0.017 0.483
4879455 $ 353,943.64 85.35 33 0.250 0.017 1.108
4879560 $ 298,000.00 54.18 0.250 0.017 0.483
4879671 $ 394,000.00 35.82 0.250 0.017 0.483
4879677 $ 311,344.59 80.00 0.250 0.017 0.483
4879711 $ 259,797.17 70.27 0.250 0.017 0.733
4879825 $ 338,735.55 45.20 0.250 0.017 0.733
4879923 $ 247,801.67 28.90 0.250 0.017 0.608
4879980 $ 341,346.48 69.98 0.250 0.017 0.983
4880189 $ 285,153.05 80.00 0.250 0.017 0.733
4880226 $ 360,725.31 68.76 0.250 0.017 0.858
4880232 $ 309,775.62 76.54 0.250 0.017 1.108
4880236 $ 478,000.00 63.31 0.250 0.017 0.858
4880304 $ 408,680.93 63.91 0.250 0.017 0.733
4880350 $ 280,786.18 66.12 0.250 0.017 0.858
4880627 $ 317,769.47 73.22 0.250 0.017 1.108
4880676 $ 594,535.84 70.00 0.250 0.017 0.733
4880832 $ 399,358.36 49.08 0.250 0.017 0.608
4881034 $ 438,175.52 71.20 0.250 0.017 0.483
4881043 $ 264,508.41 70.59 0.250 0.017 1.108
4881136 $ 249,804.97 48.54 0.250 0.017 0.733
4881202 $ 263,788.88 55.00 0.250 0.017 0.608
4881259 $ 323,727.80 73.64 0.250 0.017 0.358
4881391 $ 538,558.18 57.40 0.250 0.017 0.483
4881400 $ 346,091.83 70.81 0.250 0.017 0.483
4881435 $ 732,955.64 40.75 0.250 0.017 0.983
4881622 $ 256,728.76 90.00 33 0.250 0.017 0.233
4881714 $ 289,773.76 65.91 0.250 0.017 0.733
4881721 $ 362,403.16 74.85 0.250 0.017 0.483
4881740 $ 394,699.43 53.38 0.250 0.017 0.858
4881775 $ 399,703.14 89.89 06 0.250 0.017 0.983
4881802 $ 370,000.00 20.56 0.250 0.017 1.108
4881886 $ 577,526.22 57.80 0.250 0.017 0.483
4881893 $ 543,000.00 59.34 0.250 0.017 0.983
4881896 $ 296,779.58 90.00 33 0.250 0.017 0.983
4881909 $ 354,729.87 63.00 0.250 0.017 0.858
4881957 $ 265,802.58 68.21 0.250 0.017 0.983
4882000 $ 244,428.84 71.01 0.250 0.017 0.783
4882011 $ 248,407.89 71.14 0.250 0.017 0.683
4882026 $ 317,949.63 74.99 0.250 0.017 0.733
4882034 $ 259,875.00 90.00 01 0.250 0.017 0.733
4882037 $ 399,000.84 53.69 0.250 0.017 0.433
4882057 $ 279,207.66 79.99 0.250 0.017 0.483
4882060 $ 359,712.11 80.00 0.250 0.017 0.608
4882066 $ 314,272.87 90.00 11 0.250 0.017 0.833
4882075 $ 349,159.47 73.68 0.250 0.017 0.633
4882078 $ 299,300.60 68.97 0.250 0.017 0.783
4882111 $ 420,664.56 65.43 0.250 0.017 0.533
4882131 $ 283,761.40 80.00 0.250 0.017 0.358
4882144 $ 388,483.27 69.03 0.250 0.017 0.783
4882161 $ 263,390.61 80.00 0.250 0.017 0.833
4882174 $ 251,424.06 61.02 0.250 0.017 0.883
4882178 $ 261,911.89 75.00 0.250 0.017 0.983
4882184 $ 314,000.00 81.56 17 0.250 0.017 0.733
4882200 $ 254,411.40 70.83 0.250 0.017 0.833
4882225 $ 598,573.28 80.00 0.250 0.017 0.683
4882241 $ 265,354.87 84.44 11 0.250 0.017 0.583
4882242 $ 321,271.37 79.90 0.250 0.017 0.933
4882253 $ 340,771.51 80.00 0.250 0.017 0.583
4882268 $ 279,360.06 74.67 0.250 0.017 0.883
4882273 $ 299,257.96 80.00 0.250 0.017 0.483
4882274 $ 359,726.06 90.00 11 0.250 0.017 0.858
4882305 $ 255,379.11 80.00 0.250 0.017 0.583
4882309 $ 252,404.31 71.27 0.250 0.017 0.733
4882327 $ 405,652.09 29.04 0.250 0.017 0.783
4882332 $ 246,934.32 90.00 33 0.250 0.017 0.883
4882335 $ 292,089.89 80.00 0.250 0.017 0.583
4882367 $ 437,924.77 44.39 0.250 0.017 0.533
4882372 $ 337,554.71 61.53 0.250 0.017 0.433
4882375 $ 326,252.64 51.90 0.250 0.017 0.883
4882380 $ 487,637.83 80.00 0.250 0.017 0.983
4882388 $ 523,293.95 70.95 0.250 0.017 0.883
4882397 $ 290,000.00 75.92 0.250 0.017 0.608
4882418 $ 274,344.02 59.78 0.250 0.017 0.783
4882437 $ 299,187.87 49.18 0.250 0.017 0.883
4882438 $ 488,776.03 49.00 0.250 0.017 0.433
4882450 $ 244,428.84 59.76 0.250 0.017 0.783
4882453 $ 261,383.11 74.96 0.250 0.017 0.733
4882454 $ 312,226.22 62.23 0.250 0.017 0.533
4882460 $ 274,371.49 64.71 0.250 0.017 0.883
4882463 $ 450,656.82 66.81 0.250 0.017 0.858
4882471 $ 377,001.38 69.98 0.250 0.017 0.683
4882478 $ 355,119.44 80.00 0.250 0.017 0.483
4882506 $ 461,760.67 40.26 0.250 0.017 0.533
4882511 $ 262,149.96 80.00 0.250 0.017 0.483
4882523 $ 307,223.08 80.00 0.250 0.017 0.383
4882539 $ 349,134.28 66.16 0.250 0.017 0.483
4882543 $ 433,145.13 69.62 0.250 0.017 1.133
4882547 $ 259,375.61 80.00 0.250 0.017 0.633
4882556 $ 488,880.12 65.95 0.250 0.017 0.883
4882571 $ 259,375.61 80.00 0.250 0.017 0.633
4882575 $ 317,014.55 75.00 0.250 0.017 0.983
4882588 $ 282,636.63 63.00 0.250 0.017 0.783
4882589 $ 269,389.02 63.53 0.250 0.017 0.933
4882605 $ 349,082.33 53.85 0.250 0.017 0.783
4882624 $ 332,253.94 63.43 0.250 0.017 0.983
4882628 $ 389,117.49 67.24 0.250 0.017 0.933
4882629 $ 249,105.38 67.57 0.250 0.017 0.533
4882645 $ 262,957.34 80.00 0.250 0.017 0.583
4882655 $ 344,724.11 76.67 0.250 0.017 0.608
4882658 $ 296,216.83 69.88 0.250 0.017 0.483
4882672 $ 438,932.86 80.00 0.250 0.017 0.583
4882678 $ 275,057.27 68.93 0.250 0.017 0.783
4882688 $ 361,230.43 58.40 0.250 0.017 0.633
4882711 $ 299,314.37 44.44 0.250 0.017 0.883
4882721 $ 359,177.24 78.26 0.250 0.017 0.883
4882732 $ 249,445.45 58.82 0.250 0.017 1.033
4882737 $ 278,362.37 80.87 01 0.250 0.017 0.883
4882744 $ 323,957.92 69.98 0.250 0.017 0.883
4882746 $ 359,169.58 63.72 0.250 0.017 0.833
4882757 $ 247,433.19 80.00 0.250 0.017 0.883
4882758 $ 459,280.15 80.00 0.250 0.017 0.733
4882773 $ 267,716.85 65.49 0.250 0.017 0.783
4882781 $ 242,410.65 73.64 0.250 0.017 0.583
4882792 $ 349,720.11 45.16 0.250 0.017 0.608
4882802 $ 301,316.63 76.46 0.250 0.017 0.933
4882823 $ 245,548.87 57.88 0.250 0.017 0.858
4882855 $ 142,060.50 80.00 0.250 0.017 0.883
4882856 $ 340,450.68 64.99 0.250 0.017 1.083
4882891 $ 449,648.95 69.23 0.250 0.017 0.733
4882907 $ 368,156.65 90.00 11 0.250 0.017 0.883
4882924 $ 309,305.47 58.49 0.250 0.017 0.983
4882929 $ 542,744.31 80.00 0.250 0.017 0.833
4882936 $ 448,991.81 75.00 0.250 0.017 0.983
4883031 $ 259,807.04 65.00 0.250 0.017 0.983
4883107 $ 403,684.83 63.82 0.250 0.017 0.733
4883170 $ 358,154.75 71.80 0.250 0.017 0.733
4883182 $ 276,328.20 72.89 0.250 0.017 0.583
4883194 $ 261,412.99 72.78 0.250 0.017 0.983
4883213 $ 439,014.22 72.13 0.250 0.017 0.983
4883227 $ 488,181.73 70.00 0.250 0.017 0.883
4883234 $ 468,445.45 67.14 0.250 0.017 0.483
4883249 $ 345,566.86 71.84 0.250 0.017 0.733
4883256 $ 448,929.95 50.00 0.250 0.017 0.683
4883259 $ 263,343.75 79.99 0.250 0.017 0.858
4883275 $ 448,950.94 68.70 0.250 0.017 0.783
4883290 $ 249,422.91 62.50 0.250 0.017 0.833
4883295 $ 357,177.73 78.68 0.250 0.017 0.858
4883314 $ 616,031.66 65.00 0.250 0.017 0.683
4883331 $ 272,593.52 75.00 0.250 0.017 0.983
4883360 $ 97,274.94 79.92 0.250 0.017 0.833
4883391 $ 362,245.63 64.25 0.250 0.017 1.358
4883412 $ 259,417.49 60.47 0.250 0.017 0.983
4883431 $ 466,652.16 69.99 0.250 0.017 0.983
4883438 $ 398,588.81 64.55 0.250 0.017 0.733
4883450 $ 305,101.11 68.72 0.250 0.017 0.883
4883471 $ 404,000.00 79.22 0.250 0.017 0.358
4883479 $ 622,545.28 69.33 0.250 0.017 0.783
4883490 $ 124,511.93 80.00 0.250 0.017 0.833
4883502 $ 273,972.73 78.57 0.250 0.017 0.933
4883528 $ 263,366.00 70.40 0.250 0.017 0.633
4883536 $ 284,139.99 67.06 0.250 0.017 1.033
4883572 $ 442,166.76 80.00 0.250 0.017 0.783
4883581 $ 599,426.91 80.00 0.250 0.017 0.883
4883594 $ 275,773.77 80.00 0.250 0.017 0.483
4883601 $ 278,522.85 80.00 0.250 0.017 0.583
4883614 $ 289,310.41 38.67 0.250 0.017 0.683
4883634 $ 709,459.74 56.80 0.250 0.017 0.858
4883636 $ 243,453.33 71.76 0.250 0.017 0.983
4883649 $ 341,774.11 69.98 0.250 0.017 0.633
4883652 $ 274,358.88 36.67 0.250 0.017 0.783
4883662 $ 284,335.71 73.08 0.250 0.017 0.833
4883685 $ 398,278.54 80.00 0.250 0.017 0.833
4883697 $ 242,824.12 73.64 0.250 0.017 1.108
4883704 $ 269,376.76 90.00 11 0.250 0.017 0.833
4883712 $ 274,790.74 57.89 0.250 0.017 0.858
4883733 $ 346,214.79 72.29 0.250 0.017 0.933
4883786 $ 456,000.00 73.55 0.250 0.017 0.483
4883787 $ 259,562.69 74.99 0.250 0.017 0.533
4883830 $ 482,000.00 66.48 0.250 0.017 0.733
4883836 $ 379,816.86 49.48 0.250 0.017 0.833
4883859 $ 249,450.96 79.37 0.250 0.017 1.083
4883868 $ 288,300.00 67.84 0.250 0.017 0.608
4883950 $ 275,000.00 44.57 0.250 0.017 0.608
4883953 $ 513,822.99 66.03 0.250 0.017 0.883
4883965 $ 261,100.00 56.76 0.250 0.017 0.858
4883983 $ 349,208.01 76.92 0.250 0.017 0.933
4883999 $ 279,236.26 69.14 0.250 0.017 0.883
4884013 $ 264,359.35 67.95 0.250 0.017 0.983
4884027 $ 241,435.82 65.41 0.250 0.017 0.783
4884085 $ 303,524.26 80.00 0.250 0.017 0.733
4884203 $ 374,700.11 68.18 0.250 0.017 0.608
4884216 $ 424,660.13 53.13 0.250 0.017 0.608
4884221 $ 428,987.58 60.99 0.250 0.017 0.733
4884224 $ 283,278.84 79.86 0.250 0.017 0.733
4884225 $ 249,411.36 63.21 0.250 0.017 0.733
4884228 $ 313,223.33 61.08 0.250 0.017 0.483
4884231 $ 371,088.88 68.89 0.250 0.017 0.533
4884232 $ 299,354.21 73.17 0.250 0.017 1.183
4884233 $ 327,257.78 80.00 0.250 0.017 0.933
4884234 $ 255,420.70 80.00 0.250 0.017 0.933
4884236 $ 318,233.92 79.95 0.250 0.017 0.633
4884237 $ 299,252.08 75.76 0.250 0.017 0.533
4884238 $ 457,864.69 79.97 0.250 0.017 0.483
4884239 $ 283,311.20 80.00 0.250 0.017 0.583
4884240 $ 365,146.76 50.48 0.250 0.017 0.783
4884241 $ 357,165.39 69.79 0.250 0.017 0.783
4884242 $ 407,058.23 80.00 0.250 0.017 0.833
4884244 $ 329,223.00 73.33 0.250 0.017 0.733
4884245 $ 254,568.75 80.00 0.250 0.017 0.483
4884246 $ 339,215.21 80.00 0.250 0.017 0.833
4884253 $ 274,590.74 69.62 0.250 0.017 0.858
4884317 $ 285,776.89 48.07 0.250 0.017 0.733
4884321 $ 394,913.23 49.73 0.250 0.017 0.983
4884331 $ 276,783.91 78.03 0.250 0.017 0.733
4884335 $ 594,596.72 69.71 0.250 0.017 0.733
4884336 $ 303,768.67 77.95 0.250 0.017 0.858
4884346 $ 247,427.53 80.00 0.250 0.017 0.833
4884358 $ 384,010.08 52.03 0.250 0.017 0.833
4884366 $ 256,429.93 76.72 0.250 0.017 1.033
4884386 $ 347,528.68 53.51 0.250 0.017 0.733
4884387 $ 376,410.04 38.08 0.250 0.017 0.733
4884392 $ 312,006.41 59.25 0.250 0.017 0.733
4884434 $ 284,398.69 95.00 12 0.250 0.017 1.283
4884459 $ 309,768.93 69.78 0.250 0.017 0.733
4884470 $ 197,542.95 80.00 0.250 0.017 0.833
4884488 $ 260,406.74 74.86 0.250 0.017 0.983
4884491 $ 260,460.30 93.21 11 0.250 0.017 1.383
4884519 $ 349,599.18 80.00 0.250 0.017 0.883
4884530 $ 398,680.92 47.22 0.250 0.017 0.608
4884535 $ 276,000.00 60.00 0.250 0.017 0.358
4884540 $ 255,823.82 89.97 17 0.250 0.017 1.358
4884545 $ 284,383.64 79.83 0.250 0.017 1.233
4884553 $ 471,176.93 69.98 0.250 0.017 0.683
4884564 $ 243,159.43 74.98 0.250 0.017 1.033
4884571 $ 399,680.12 74.77 0.250 0.017 0.608
4884590 $ 347,164.28 80.00 0.250 0.017 0.633
4884592 $ 318,145.38 79.60 0.250 0.017 0.608
4884596 $ 357,611.07 90.00 06 0.250 0.017 0.483
4884601 $ 291,332.65 80.00 0.250 0.017 0.883
4884613 $ 312,598.01 72.41 0.250 0.017 0.433
4884618 $ 284,328.96 52.29 0.250 0.017 0.733
4884619 $ 284,940.76 80.00 0.250 0.017 0.933
4884626 $ 309,255.52 63.27 0.250 0.017 0.633
4884630 $ 307,303.04 80.00 0.250 0.017 0.933
4884634 $ 265,398.07 79.40 0.250 0.017 0.933
4884635 $ 339,341.58 77.18 0.250 0.017 0.858
4884653 $ 278,156.44 80.00 0.250 0.017 0.833
4884654 $ 598,587.32 54.55 0.250 0.017 0.733
4884663 $ 299,289.30 72.29 0.250 0.017 0.733
4884673 $ 260,060.55 55.16 0.250 0.017 0.733
4884691 $ 271,958.68 64.24 0.250 0.017 0.783
4884717 $ 254,415.40 68.82 0.250 0.017 0.983
4884718 $ 245,315.26 74.52 0.250 0.017 0.683
4884726 $ 436,525.64 75.00 0.250 0.017 0.608
4884740 $ 306,857.95 70.00 0.250 0.017 0.633
4884802 $ 649,492.93 66.33 0.250 0.017 0.733
4884819 $ 519,594.35 75.91 0.250 0.017 0.733
4884834 $ 367,029.32 80.00 0.250 0.017 0.933
4884842 $ 244,732.52 45.62 0.250 0.017 0.983
4884859 $ 351,119.53 75.00 0.250 0.017 1.033
4884864 $ 386,503.17 69.64 0.250 0.017 0.983
4884873 $ 250,000.00 53.76 0.250 0.017 0.358
4884883 $ 598,515.92 80.00 0.250 0.017 0.483
4884888 $ 381,552.20 72.17 0.250 0.017 0.483
4884904 $ 347,170.82 80.00 0.250 0.017 0.733
4884910 $ 287,315.15 80.00 0.250 0.017 0.683
4884917 $ 473,836.58 79.70 0.250 0.017 0.533
4884932 $ 498,732.55 80.00 0.250 0.017 0.733
4884952 $ 648,392.25 67.36 0.250 0.017 0.483
4884960 $ 285,184.67 90.00 11 0.250 0.017 0.683
4884974 $ 265,286.23 69.97 0.250 0.017 0.833
4884992 $ 249,789.96 54.00 0.250 0.017 0.358
4885021 $ 257,679.69 69.81 0.250 0.017 0.633
4885040 $ 324,271.87 65.00 0.250 0.017 0.983
4885048 $ 209,420.30 80.00 0.250 0.017 0.883
4885053 $ 263,402.61 80.00 0.250 0.017 0.933
4885055 $ 529,576.17 68.83 0.250 0.017 0.608
4885086 $ 409,081.44 73.21 0.250 0.017 0.983
4885087 $ 545,574.06 61.69 0.250 0.017 0.733
4885089 $ 269,382.92 75.00 0.250 0.017 0.883
4885099 $ 262,368.42 65.75 0.250 0.017 0.633
4885102 $ 372,701.71 53.29 0.250 0.017 0.608
4885119 $ 274,110.49 80.00 0.250 0.017 0.733
4885123 $ 269,488.81 70.16 0.250 0.017 0.933
4885149 $ 259,399.85 72.22 0.250 0.017 0.833
4885154 $ 311,301.00 80.00 0.250 0.017 0.983
4885157 $ 260,178.04 48.70 0.250 0.017 0.833
4885167 $ 498,799.25 42.55 0.250 0.017 0.633
4885182 $ 374,134.39 72.82 0.250 0.017 0.833
4885189 $ 279,326.72 65.88 0.250 0.017 0.633
4885200 $ 291,332.65 80.00 0.250 0.017 0.883
4885201 $ 358,271.10 90.00 01 0.250 0.017 0.833
4885213 $ 521,072.52 70.00 0.250 0.017 0.483
4885215 $ 365,919.12 80.00 0.250 0.017 0.633
4885235 $ 430,024.71 66.31 0.250 0.017 0.933
4885248 $ 269,987.68 69.83 0.250 0.017 0.933
4885253 $ 339,230.64 74.73 0.250 0.017 0.933
4885272 $ 643,172.37 42.91 0.250 0.017 0.483
4885273 $ 269,351.60 76.06 0.250 0.017 0.633
4885274 $ 264,376.06 61.63 0.250 0.017 0.733
4885278 $ 434,993.60 80.00 0.250 0.017 0.833
4885280 $ 321,748.81 55.04 0.250 0.017 0.733
4885289 $ 242,439.07 64.80 0.250 0.017 0.833
4885306 $ 369,711.36 46.42 0.250 0.017 0.733
4885308 $ 363,151.42 58.24 0.250 0.017 0.783
4885310 $ 604,551.00 69.14 0.250 0.017 0.983
4885316 $ 399,655.61 76.19 0.250 0.017 0.233
4885358 $ 413,660.64 41.40 0.250 0.017 0.483
4885390 $ 314,741.80 75.00 0.250 0.017 0.483
4885416 $ 341,719.66 69.94 0.250 0.017 0.483
4885418 $ 249,804.97 75.76 0.250 0.017 0.733
4885425 $ 259,797.17 52.21 0.250 0.017 0.733
4885439 $ 293,000.00 66.89 0.250 0.017 0.733
4885452 $ 649,467.20 71.43 0.250 0.017 0.483
4885455 $ 434,352.37 57.88 0.250 0.017 0.608
4885490 $ 259,497.40 67.45 0.250 0.017 0.733
4885541 $ 294,781.06 74.68 0.250 0.017 0.983
4885600 $ 313,321.65 58.86 0.250 0.017 0.533
4885603 $ 243,929.98 68.87 0.250 0.017 0.783
4885604 $ 278,733.49 80.00 0.250 0.017 0.983
4885621 $ 268,578.60 79.99 0.250 0.017 0.833
4885623 $ 309,277.31 72.51 0.250 0.017 0.783
4885634 $ 648,600.78 65.00 0.250 0.017 1.183
4885639 $ 543,715.65 55.61 0.250 0.017 0.783
4885657 $ 268,379.07 70.79 0.250 0.017 0.833
4885673 $ 247,364.78 59.05 0.250 0.017 0.583
4885681 $ 396,705.36 66.17 0.250 0.017 0.983
4885723 $ 399,076.70 62.50 0.250 0.017 0.833
4885732 $ 274,289.01 69.62 0.250 0.017 1.033
4885735 $ 399,103.84 64.00 0.250 0.017 0.983
4885736 $ 407,689.54 79.61 0.250 0.017 0.858
4885758 $ 258,037.15 65.00 0.250 0.017 0.783
4885767 $ 343,165.71 80.00 0.250 0.017 0.583
4885770 $ 287,269.79 72.00 0.250 0.017 0.783
4885774 $ 254,801.08 68.00 0.250 0.017 0.733
4885787 $ 552,164.22 69.19 0.250 0.017 0.608
4885788 $ 387,113.23 80.00 0.250 0.017 0.883
4885803 $ 256,382.81 75.59 0.250 0.017 0.633
4885806 $ 259,411.65 61.18 0.250 0.017 0.933
4885811 $ 244,405.81 76.56 0.250 0.017 0.583
4885814 $ 265,626.80 65.00 0.250 0.017 0.983
4885828 $ 349,208.01 76.92 0.250 0.017 0.933
4885829 $ 260,996.13 80.00 0.250 0.017 0.833
4885830 $ 435,959.64 70.37 0.250 0.017 0.733
4885847 $ 286,337.54 48.64 0.250 0.017 0.833
4885849 $ 530,784.12 80.00 0.250 0.017 0.883
4885865 $ 299,327.87 46.95 0.250 0.017 0.983
4885874 $ 299,314.37 84.51 12 0.250 0.017 0.883
4885889 $ 275,369.21 80.00 0.250 0.017 0.883
4885890 $ 810,335.22 49.45 0.250 0.017 0.483
4885905 $ 347,228.06 60.00 0.250 0.017 1.033
4885915 $ 261,894.07 47.73 0.250 0.017 0.833
4885939 $ 254,417.21 69.86 0.250 0.017 0.883
4885951 $ 326,120.69 80.00 0.250 0.017 0.633
4885963 $ 435,730.15 65.00 0.250 0.017 0.533
4885984 $ 490,886.69 80.00 0.250 0.017 0.933
4886026 $ 774,364.73 43.06 0.250 0.017 0.483
4886033 $ 339,734.77 63.55 0.250 0.017 0.733
4886054 $ 449,640.14 27.68 0.250 0.017 0.608
4886074 $ 500,530.41 79.99 0.250 0.017 0.783
4886106 $ 261,412.99 73.80 0.250 0.017 0.983
4886134 $ 299,771.72 57.69 0.250 0.017 0.858
4886138 $ 261,407.12 80.00 0.250 0.017 0.933
4886151 $ 377,999.03 79.77 0.250 0.017 0.683
4886166 $ 299,307.51 80.00 0.250 0.017 0.833
4886177 $ 368,000.00 80.00 0.250 0.017 0.358
4886179 $ 288,524.83 74.29 0.250 0.017 0.483
4886184 $ 114,917.82 80.00 0.250 0.017 0.533
4886196 $ 461,931.25 61.73 0.250 0.017 0.833
4886203 $ 362,709.71 63.13 0.250 0.017 0.608
4886205 $ 572,007.08 68.98 0.250 0.017 0.233
4886223 $ 463,915.96 61.18 0.250 0.017 0.783
4886236 $ 338,225.23 79.76 0.250 0.017 0.883
4886239 $ 552,643.11 67.15 0.250 0.017 0.533
4886247 $ 291,645.11 94.98 11 0.250 0.017 0.983
4886264 $ 349,184.06 70.71 0.250 0.017 0.783
4886323 $ 417,681.93 53.59 0.250 0.017 0.858
4886350 $ 310,457.75 79.95 0.250 0.017 0.483
4886396 $ 184,738.02 46.25 0.250 0.017 1.233
4886411 $ 187,588.83 80.00 0.250 0.017 1.108
4886452 $ 114,841.20 58.97 0.250 0.017 1.358
4886511 $ 649,480.20 66.12 0.250 0.017 0.608
4886513 $ 259,792.08 69.33 0.250 0.017 0.608
4886535 $ 539,618.87 80.00 0.250 0.017 1.233
4886543 $ 504,000.00 63.00 0.250 0.017 0.483
4886550 $ 264,798.36 60.92 0.250 0.017 0.858
4886553 $ 624,512.43 56.82 0.250 0.017 0.733
4886558 $ 111,824.72 79.06 0.250 0.017 0.733
4886580 $ 282,500.00 73.38 0.250 0.017 0.983
4886614 $ 772,426.32 64.42 0.250 0.017 0.983
4886646 $ 247,806.53 69.86 0.250 0.017 0.733
4886722 $ 299,771.72 49.42 0.250 0.017 0.858
4886741 $ 76,042.09 74.98 0.250 0.017 0.858
4886780 $ 571,000.00 64.52 0.250 0.017 0.858
4886821 $ 360,218.77 70.00 0.250 0.017 0.733
4886825 $ 247,811.29 43.43 0.250 0.017 0.858
4886837 $ 346,929.15 41.19 0.250 0.017 0.733
4886915 $ 260,000.00 65.33 0.250 0.017 0.233
4886994 $ 324,528.06 64.36 0.250 0.017 1.108
4887023 $ 391,267.73 62.70 0.250 0.017 0.733
4887037 $ 256,784.09 79.98 0.250 0.017 0.358
4887138 $ 549,581.49 79.94 0.250 0.017 0.858
4887217 $ 273,000.00 57.47 0.250 0.017 0.858
4887232 $ 254,400.00 79.01 0.250 0.017 1.358
4887272 $ 448,132.36 40.77 0.250 0.017 0.483
4887307 $ 250,000.00 88.65 17 0.250 0.017 0.983
4887393 $ 909,324.64 65.00 0.250 0.017 0.983
4887450 $ 380,000.00 58.02 0.250 0.017 0.733
4887454 $ 414,668.12 57.24 0.250 0.017 0.608
4887522 $ 263,788.88 51.76 0.250 0.017 0.608
4887568 $ 494,613.85 73.86 0.250 0.017 0.733
4887588 $ 458,595.03 80.00 0.250 0.017 0.108
4887663 $ 495,000.00 69.23 0.250 0.017 0.733
4887670 $ 257,793.68 52.65 0.250 0.017 0.608
4887792 $ 249,795.07 79.24 0.250 0.017 0.483
4887798 $ 368,393.30 75.31 0.250 0.017 0.483
4887810 $ 559,940.64 80.00 0.250 0.017 0.483
4887816 $ 195,408.63 95.00 01 0.250 0.017 0.983
4887867 $ 300,800.00 80.00 0.250 0.017 0.358
4887955 $ 293,770.65 71.71 0.250 0.017 0.733
4887970 $ 243,973.29 95.00 24 0.250 0.017 1.108
4888022 $ 479,576.50 71.43 0.250 0.017 0.108
4888026 $ 281,780.01 79.44 0.250 0.017 0.733
4888033 $ 338,029.47 63.83 0.250 0.017 0.608
4888037 $ 62,651.08 55.98 0.250 0.017 0.733
4888065 $ 544,564.17 67.04 0.250 0.017 0.608
4888067 $ 474,620.14 36.54 0.250 0.017 0.608
4888114 $ 1,000,000.00 23.26 0.250 0.017 0.608
4888152 $ 445,634.42 61.94 0.250 0.017 0.483
4888165 $ 278,500.00 52.75 0.250 0.017 0.733
4888193 $ 291,777.80 69.69 0.250 0.017 0.858
4888207 $ 597,800.00 78.66 0.250 0.017 0.483
4888345 $ 76,882.46 79.38 0.250 0.017 0.858
4888351 $ 312,658.13 61.57 0.250 0.017 0.608
4888521 $ 245,994.88 78.22 0.250 0.017 0.483
4888552 $ 260,000.00 70.27 0.250 0.017 0.358
4888554 $ 345,421.14 78.10 0.250 0.017 0.483
4888585 $ 328,000.00 77.18 0.250 0.017 0.483
4888588 $ 311,265.41 78.39 0.250 0.017 0.733
4888656 $ 269,000.00 72.70 0.250 0.017 0.358
4888669 $ 342,739.00 53.59 0.250 0.017 0.858
4888748 $ 375,000.00 75.00 0.250 0.017 0.358
4888769 $ 261,186.71 80.00 0.250 0.017 0.608
4888776 $ 399,663.95 59.70 0.250 0.017 0.358
4888844 $ 250,875.91 75.00 0.250 0.017 0.983
4888920 $ 344,260.43 80.00 0.250 0.017 0.733
4888933 $ 339,741.28 73.12 0.250 0.017 0.858
4889060 $ 386,000.00 60.31 0.250 0.017 0.733
4889074 $ 142,781.70 52.00 0.250 0.017 0.858
4889088 $ 183,205.65 74.90 0.250 0.017 0.608
4889125 $ 99,851.12 41.86 0.250 0.017 0.983
4889189 $ 341,033.75 79.37 0.250 0.017 0.733
4889194 $ 359,408.10 80.00 0.250 0.017 0.483
4889196 $ 248,490.81 86.16 17 0.250 0.017 0.358
4889209 $ 83,381.60 94.96 01 0.250 0.017 0.483
4889241 $ 259,096.98 66.84 0.250 0.017 0.233
4889258 $ 269,456.23 63.51 0.250 0.017 0.483
4889286 $ 300,765.18 51.45 0.250 0.017 0.733
4889297 $ 369,711.36 63.68 0.250 0.017 0.733
4889315 $ 424,500.00 68.47 0.250 0.017 0.358
4889377 $ 391,686.52 51.58 0.250 0.017 0.608
4889387 $ 449,621.95 37.50 0.250 0.017 0.358
4889407 $ 291,078.34 78.73 0.250 0.017 0.858
4889417 $ 226,748.07 73.27 0.250 0.017 0.108
4889431 $ 282,000.00 75.60 0.250 0.017 0.858
4889454 $ 330,000.00 68.04 0.250 0.017 0.483
4889475 $ 264,493.50 79.99 0.250 0.017 0.733
4889514 $ 999,200.31 37.04 0.250 0.017 0.608
4889532 $ 528,572.97 57.42 0.250 0.017 0.608
4889590 $ 322,000.00 73.52 0.250 0.017 0.733
4889602 $ 286,264.75 46.67 0.250 0.017 0.483
4889607 $ 423,152.86 48.40 0.250 0.017 0.483
4889610 $ 318,751.14 60.76 0.250 0.017 0.733
4889750 $ 260,274.42 77.91 0.250 0.017 1.358
4889760 $ 267,135.05 80.00 0.250 0.017 0.608
4889792 $ 374,768.16 78.23 0.250 0.017 0.358
4889801 $ 311,762.59 77.04 0.250 0.017 0.858
4889820 $ 275,176.27 78.74 0.250 0.017 0.858
4889832 $ 257,395.11 58.20 0.250 0.017 0.608
4889884 $ 345,593.32 68.49 0.250 0.017 0.983
4889912 $ 259,781.57 74.93 0.250 0.017 0.358
4889927 $ 849,317.25 56.80 0.250 0.017 0.733
4890033 $ 373,685.80 71.92 0.250 0.017 0.358
4890061 $ 503,230.62 69.04 0.250 0.017 0.858
4890122 $ 308,476.57 90.00 01 0.250 0.017 1.108
4890170 $ 263,000.00 71.47 0.250 0.017 0.358
4890204 $ 286,660.93 77.28 0.250 0.017 0.858
4890247 $ 243,795.01 70.11 0.250 0.017 0.358
4890333 $ 348,899.34 69.98 0.250 0.017 0.233
4890377 $ 384,000.00 80.00 0.250 0.017 1.108
4890378 $ 649,563.86 61.90 0.250 0.017 1.483
4890389 $ 290,255.94 70.34 0.250 0.017 0.358
4890397 $ 369,704.12 41.11 0.250 0.017 0.608
4890411 $ 363,701.62 74.29 GD 3YR 0.250 0.017 0.483
4890418 $ 302,701.49 80.00 0.250 0.017 0.483
4890496 $ 294,758.20 68.60 0.250 0.017 0.483
4890682 $ 274,774.58 73.33 0.250 0.017 0.483
4890696 $ 278,565.77 75.35 0.250 0.017 0.358
4890713 $ 301,946.11 74.62 0.250 0.017 0.358
4890760 $ 400,000.00 52.98 0.250 0.017 0.733
4890866 $ 549,570.95 36.07 0.250 0.017 0.733
4890891 $ 337,286.67 57.21 0.250 0.017 0.733
4890902 $ 337,249.53 70.31 0.250 0.017 0.983
4890904 $ 297,767.53 56.23 0.250 0.017 0.733
4891044 $ 284,788.48 85.07 17 0.250 0.017 0.983
4891093 $ 599,483.41 66.67 0.250 0.017 0.233
4891105 $ 247,297.12 90.00 11 0.250 0.017 0.483
4891148 $ 359,704.91 54.96 0.250 0.017 0.483
4891195 $ 277,000.00 74.86 0.250 0.017 0.608
4891239 $ 993,750.00 64.11 0.250 0.017 0.483
4891347 $ 287,946.42 70.66 0.250 0.017 0.000
4891390 $ 299,741.71 49.22 0.250 0.017 0.233
4891402 $ 326,731.13 58.57 0.250 0.017 0.483
4891517 $ 363,444.40 75.00 0.250 0.017 0.358
4891528 $ 257,308.90 89.41 12 0.250 0.017 0.983
4891549 $ 272,800.00 79.79 0.250 0.017 0.983
4891593 $ 311,779.79 80.00 0.250 0.017 1.233
4891621 $ 349,175.93 43.75 0.250 0.017 0.733
4891701 $ 649,032.21 65.00 0.250 0.017 0.983
4891728 $ 244,426.32 80.00 0.250 0.017 0.858
4891736 $ 350,000.00 63.06 0.250 0.017 0.858
4891739 $ 139,806.67 80.00 0.250 0.017 1.358
4891785 $ 134,204.84 79.06 0.250 0.017 1.108
4891787 $ 468,643.13 70.00 0.250 0.017 0.858
4891816 $ 99,581.91 60.48 0.250 0.017 1.108
4891836 $ 110,234.86 49.11 0.250 0.017 0.983
4891851 $ 494,594.25 52.66 0.250 0.017 0.483
4891853 $ 242,138.93 69.29 0.250 0.017 0.983
4891858 $ 263,996.38 79.88 0.250 0.017 0.858
4891860 $ 247,000.00 65.87 0.250 0.017 0.608
4891869 $ 249,212.81 89.93 11 0.250 0.017 0.733
4891887 $ 649,032.21 74.29 0.250 0.017 0.983
4891930 $ 431,645.89 52.05 0.250 0.017 0.483
4891953 $ 298,155.40 68.44 0.250 0.017 0.483
4892015 $ 649,453.92 50.00 0.250 0.017 0.358
4892059 $ 59,758.98 31.53 0.250 0.017 0.733
4892092 $ 279,528.19 68.29 0.250 0.017 0.358
4892095 $ 319,486.68 80.00 0.250 0.017 0.608
4892159 $ 343,474.87 68.80 0.250 0.017 0.858
4892164 $ 253,612.26 70.56 0.250 0.017 0.858
4892178 $ 247,199.60 80.00 0.250 0.017 0.608
4892187 $ 424,283.85 47.22 0.250 0.017 0.358
4892193 $ 261,899.45 80.00 0.250 0.017 0.858
4892203 $ 277,777.69 73.16 0.250 0.017 0.608
4892208 $ 151,749.85 80.00 0.250 0.017 0.483
4892243 $ 169,720.37 70.63 0.250 0.017 0.483
4892249 $ 250,804.19 76.06 0.250 0.017 0.733
4892254 $ 149,728.07 68.32 0.250 0.017 0.000
4892270 $ 304,756.09 66.30 0.250 0.017 0.608
4892279 $ 159,655.14 80.00 0.250 0.017 0.858
4892295 $ 385,683.60 65.42 0.250 0.017 0.483
4892402 $ 351,000.00 71.63 0.250 0.017 0.608
4892461 $ 357,713.71 55.50 0.250 0.017 0.608
4892556 $ 289,462.53 72.43 0.250 0.017 0.483
4892561 $ 419,680.41 80.00 0.250 0.017 0.858
4892567 $ 539,546.33 66.26 0.250 0.017 0.358
4892579 $ 364,722.26 65.77 0.250 0.017 0.858
4892612 $ 346,722.50 60.35 0.250 0.017 0.608
4892659 $ 405,175.73 48.56 0.250 0.017 0.608
4892835 $ 282,174.16 80.00 0.250 0.017 0.608
4892870 $ 243,550.20 75.00 0.250 0.017 0.483
4892910 $ 578,000.00 77.58 0.250 0.017 0.108
4892934 $ 257,000.00 79.08 0.250 0.017 0.358
4892943 $ 271,765.81 61.12 0.250 0.017 0.233
4892978 $ 279,753.51 80.00 0.250 0.017 0.233
4892986 $ 316,000.00 72.64 0.250 0.017 0.858
4893045 $ 252,776.78 58.43 0.250 0.017 0.108
4893098 $ 259,376.48 80.00 0.250 0.017 0.233
4893119 $ 567,800.00 65.26 0.250 0.017 0.233
4893163 $ 281,763.09 76.84 0.250 0.017 0.358
4893185 $ 292,288.29 90.00 33 0.250 0.017 1.108
4893201 $ 345,000.00 65.46 0.250 0.017 0.858
4893307 $ 485,900.00 47.64 0.250 0.017 0.483
4893313 $ 343,200.00 62.40 0.250 0.017 0.608
4893334 $ 380,000.00 79.17 0.250 0.017 0.358
4893360 $ 329,729.50 60.55 0.250 0.017 0.483
4893484 $ 351,000.00 56.61 0.250 0.017 0.233
4893634 $ 480,643.04 77.58 0.250 0.017 0.983
4893643 $ 303,500.00 77.82 0.250 0.017 0.358
4893726 $ 353,702.60 77.80 0.250 0.017 0.358
4893751 $ 254,780.45 76.12 0.250 0.017 0.233
4893789 $ 273,541.69 75.00 0.250 0.017 0.858
4893792 $ 324,626.96 68.42 0.250 0.017 0.358
4893798 $ 331,727.87 80.00 0.250 0.017 0.483
4893805 $ 626,985.65 72.97 0.250 0.017 0.483
4893833 $ 403,069.33 68.96 0.250 0.017 0.483
4893837 $ 263,028.84 75.00 0.250 0.017 0.358
4893841 $ 365,022.03 65.47 0.250 0.017 0.858
4893870 $ 371,000.00 60.82 0.250 0.017 0.733
4893914 $ 459,622.93 54.12 0.250 0.017 0.483
4893924 $ 247,786.48 80.00 0.250 0.017 0.233
4893967 $ 392,677.86 79.39 0.250 0.017 0.483
4894020 $ 346,722.50 46.27 0.250 0.017 0.608
4894046 $ 420,000.00 57.22 0.250 0.017 0.483
4894060 $ 284,766.38 49.14 0.250 0.017 0.483
4894147 $ 322,748.03 87.06 33 0.250 0.017 0.733
4894328 $ 255,805.20 74.20 0.250 0.017 0.858
4894342 $ 350,000.00 50.72 0.250 0.017 0.358
4894417 $ 391,224.37 69.38 0.250 0.017 0.233
4894423 $ 350,000.00 62.50 0.250 0.017 0.233
4894430 $ 499,590.15 59.88 0.250 0.017 0.483
4894442 $ 591,514.73 60.41 0.250 0.017 0.483
4894482 $ 549,537.94 52.88 0.250 0.017 0.358
4894562 $ 351,738.76 74.11 0.250 0.017 0.983
4894626 $ 364,570.12 54.06 0.250 0.017 0.000
4894703 $ 267,774.85 80.00 0.250 0.017 0.358
4894732 $ 278,574.11 90.00 13 0.250 0.017 0.858
4894769 $ 453,119.01 56.69 0.250 0.017 0.358
4894772 $ 334,100.00 79.55 0.250 0.017 0.733
4894824 $ 255,280.02 70.00 0.250 0.017 0.233
4894831 $ 340,706.41 73.33 0.250 0.017 0.233
4894964 $ 314,985.15 71.65 0.250 0.017 0.358
4894999 $ 292,500.00 90.00 17 0.250 0.017 1.108
4895019 $ 412,123.52 69.92 0.250 0.017 0.483
4895060 $ 338,715.20 38.31 0.250 0.017 0.358
4895069 $ 253,397.19 80.00 0.250 0.017 0.608
4895124 $ 295,336.83 48.52 0.250 0.017 0.983
4895146 $ 322,748.03 63.09 0.250 0.017 0.733
4895162 $ 396,384.78 69.65 0.250 0.017 0.983
4895178 $ 242,417.00 90.27 13 0.250 0.017 0.733
4895216 $ 251,822.14 90.00 06 0.250 0.017 1.233
4895265 $ 207,697.96 74.29 0.250 0.017 1.108
4895277 $ 259,982.30 70.00 0.250 0.017 0.608
4895342 $ 419,647.15 62.22 0.250 0.017 0.358
4895366 $ 436,623.32 70.00 0.250 0.017 0.233
4895404 $ 289,262.69 59.69 0.250 0.017 0.483
4895420 $ 300,000.00 80.00 0.250 0.017 0.858
4895430 $ 480,000.00 75.59 0.250 0.017 0.483
4895475 $ 503,566.06 67.20 0.250 0.017 0.233
4895628 $ 249,500.00 67.07 0.250 0.017 0.358
4895650 $ 488,339.39 85.00 11 0.250 0.017 0.358
4895677 $ 318,750.00 75.00 0.250 0.017 0.608
4895691 $ 499,590.15 80.00 0.250 0.017 0.483
4895804 $ 364,715.26 62.93 0.250 0.017 0.733
4895812 $ 412,685.74 75.09 0.250 0.017 0.858
4895826 $ 342,000.00 69.09 0.250 0.017 0.733
4895888 $ 265,304.29 78.21 0.250 0.017 0.983
4896071 $ 240,847.49 79.99 0.250 0.017 0.358
4896091 $ 285,110.26 79.99 0.250 0.017 0.358
4896100 $ 282,756.34 66.59 0.250 0.017 0.233
4896101 $ 279,664.85 87.45 17 0.250 0.017 0.358
4896160 $ 155,767.74 60.00 0.250 0.017 0.983
4896195 $ 279,764.77 60.87 0.250 0.017 0.358
4896198 $ 341,733.21 90.00 17 0.250 0.017 0.733
4896230 $ 161,271.29 95.00 06 0.250 0.017 1.233
4896394 $ 269,577.47 78.49 0.250 0.017 0.733
4896415 $ 295,548.15 51.48 0.250 0.017 0.858
4896432 $ 439,639.34 80.00 0.250 0.017 0.483
4896453 $ 290,939.28 90.00 01 0.250 0.017 1.108
4896467 $ 291,748.59 68.71 0.250 0.017 0.233
4896471 $ 288,885.45 79.98 0.250 0.017 0.983
4896496 $ 566,535.23 56.70 0.250 0.017 0.483
4896555 $ 997,814.85 67.80 0.250 0.017 1.108
4896562 $ 476,599.25 63.60 0.250 0.017 0.358
4896626 $ 283,772.88 62.01 0.250 0.017 0.608
4896697 $ 294,175.98 80.00 0.250 0.017 0.858
4896712 $ 345,173.74 74.61 0.250 0.017 0.608
4896725 $ 258,997.80 90.00 11 0.250 0.017 0.733
4896786 $ 299,788.26 77.34 0.250 0.017 1.233
4896841 $ 315,747.29 55.93 0.250 0.017 0.608
4896868 $ 424,668.46 62.04 0.250 0.017 0.733
4896870 $ 290,000.00 79.45 0.250 0.017 0.358
4896871 $ 451,829.33 70.00 0.250 0.017 0.483
4896897 $ 455,400.00 56.93 0.250 0.017 0.483
4896930 $ 368,000.00 56.62 0.250 0.017 0.483
4896951 $ 282,000.00 73.25 0.250 0.017 0.608
4896953 $ 320,000.00 63.37 0.250 0.017 0.483
4896968 $ 320,000.00 80.00 0.250 0.017 0.858
4897007 $ 646,482.60 69.95 0.250 0.017 0.608
4897061 $ 325,000.00 57.52 0.250 0.017 0.858
4897064 $ 535,550.00 79.81 0.250 0.017 0.483
4897077 $ 389,500.00 62.82 0.250 0.017 0.358
4897107 $ 379,400.00 63.23 0.250 0.017 0.608
4897152 $ 334,732.10 68.37 0.250 0.017 0.608
4897154 $ 373,700.92 68.00 0.250 0.017 0.608
4897155 $ 364,208.51 70.10 0.250 0.017 0.608
4897172 $ 303,000.00 78.70 0.250 0.017 0.608
4897190 $ 299,000.00 78.68 0.250 0.017 0.733
4897201 $ 384,000.00 34.91 0.250 0.017 0.233
4897355 $ 307,741.23 80.00 0.250 0.017 0.358
4897400 $ 420,000.00 69.42 0.250 0.017 0.608
4897505 $ 240,802.45 65.14 0.250 0.017 0.483
4897534 $ 451,938.30 77.98 0.250 0.017 0.608
4897578 $ 389,672.35 46.71 0.250 0.017 0.358
4897621 $ 362,000.00 77.02 0.250 0.017 1.108
4897654 $ 399,663.95 72.73 0.250 0.017 0.358
4897679 $ 304,817.41 90.00 33 0.250 0.017 0.000
4897712 $ 631,000.00 54.87 0.250 0.017 0.358
4897725 $ 500,000.00 42.30 0.250 0.017 0.358
4897793 $ 226,934.47 79.98 0.250 0.017 0.000
4897823 $ 325,300.00 73.10 0.250 0.017 0.608
4897841 $ 311,216.13 94.26 11 0.250 0.017 1.858
4897847 $ 111,798.85 69.98 0.250 0.017 0.000
4897866 $ 243,627.53 80.00 0.250 0.017 0.858
4897882 $ 368,697.53 87.86 17 0.250 0.017 0.483
4897888 $ 499,590.15 69.44 0.250 0.017 0.483
4897901 $ 249,819.07 89.61 24 0.250 0.017 1.108
4897910 $ 261,605.71 85.00 24 0.250 0.017 0.983
4897912 $ 307,518.00 80.00 0.250 0.017 0.733
4897977 $ 328,000.00 55.59 0.250 0.017 0.483
4898000 $ 400,000.00 28.07 0.250 0.017 0.233
4898009 $ 331,000.00 59.64 0.250 0.017 0.233
4898027 $ 383,692.92 65.64 0.250 0.017 0.608
4898032 $ 349,726.96 69.31 0.250 0.017 0.733
4898072 $ 360,152.92 68.02 0.250 0.017 0.483
4898082 $ 480,000.00 73.85 0.250 0.017 0.858
4898093 $ 836,500.00 70.00 0.250 0.017 0.108
4898099 $ 348,307.13 64.32 0.250 0.017 0.358
4898102 $ 541,566.57 73.74 0.250 0.017 0.608
4898143 $ 258,000.00 67.36 0.250 0.017 0.608
4898154 $ 274,270.12 68.68 0.250 0.017 0.733
4898156 $ 187,705.81 79.80 0.250 0.017 0.733
4898192 $ 241,748.43 90.00 12 0.250 0.017 1.108
4898252 $ 280,000.00 58.95 0.250 0.017 0.608
4898271 $ 279,000.00 77.50 0.250 0.017 0.483
4898340 $ 400,000.00 67.80 0.250 0.017 0.358
4898369 $ 212,624.94 79.98 0.250 0.017 0.858
4898394 $ 262,000.00 51.37 0.250 0.017 0.483
4898426 $ 394,400.00 65.73 0.250 0.017 0.608
4898457 $ 325,000.00 65.00 0.250 0.017 0.233
4898509 $ 379,000.00 37.90 0.250 0.017 0.233
4898513 $ 404,659.74 77.88 0.250 0.017 0.358
4898520 $ 300,800.00 80.00 0.250 0.017 0.733
4898612 $ 300,000.00 69.93 0.250 0.017 0.483
4898615 $ 294,700.00 76.15 0.250 0.017 0.608
4898740 $ 243,000.00 75.23 0.250 0.017 0.483
4898750 $ 279,786.93 65.12 0.250 0.017 0.858
4898751 $ 496,000.00 68.89 0.250 0.017 0.858
4898768 $ 475,600.09 80.00 0.250 0.017 0.358
4898812 $ 321,742.50 70.00 0.250 0.017 0.608
4898835 $ 244,000.00 80.00 0.250 0.017 0.733
4898954 $ 300,000.00 61.22 0.250 0.017 0.358
4898965 $ 275,000.00 48.25 0.250 0.017 0.483
4899026 $ 319,794.71 71.56 0.250 0.017 0.983
4899034 $ 268,500.00 60.34 0.250 0.017 0.483
4899051 $ 260,000.00 65.82 0.250 0.017 0.608
4899055 $ 267,780.31 31.53 0.250 0.017 0.483
4899115 $ 249,700.00 66.59 0.250 0.017 0.733
4899119 $ 437,500.00 68.36 0.250 0.017 0.483
4899174 $ 300,000.00 20.69 0.250 0.017 0.483
4899253 $ 394,841.74 65.31 0.250 0.017 0.733
4899275 $ 293,759.01 80.00 0.250 0.017 0.483
4899299 $ 356,000.00 80.00 0.250 0.017 1.358
4899315 $ 302,950.00 68.08 0.250 0.017 0.000
4899350 $ 280,000.00 44.09 0.250 0.017 0.733
4899388 $ 265,500.00 90.00 06 0.250 0.017 1.358
4899398 $ 435,000.00 63.97 0.250 0.017 0.733
4899495 $ 296,579.73 89.99 33 0.250 0.017 0.983
4899510 $ 299,583.01 70.54 0.250 0.017 1.108
4899598 $ 256,000.00 75.29 0.250 0.017 0.000
4899622 $ 299,000.00 74.75 0.250 0.017 0.483
4899683 $ 336,702.67 57.61 0.250 0.017 0.108
4899799 $ 401,662.27 78.06 0.250 0.017 0.358
4899963 $ 647,468.84 61.02 0.250 0.017 0.483
4899978 $ 284,553.99 89.14 06 0.250 0.017 0.733
4899987 $ 466,617.21 62.18 0.250 0.017 0.483
4900053 $ 267,559.36 71.47 0.250 0.017 0.483
4900106 $ 299,518.76 31.33 0.250 0.017 0.608
4900169 $ 296,500.00 56.05 0.250 0.017 0.608
4900216 $ 513,000.00 64.53 0.250 0.017 0.358
4900220 $ 249,588.96 67.57 0.250 0.017 0.483
4900278 $ 681,440.97 47.00 0.250 0.017 0.483
4900319 $ 354,493.24 87.59 06 0.250 0.017 1.108
4900550 $ 379,614.78 80.00 0.250 0.017 0.108
4900556 $ 598,552.02 78.95 0.250 0.017 0.608
4900614 $ 226,670.37 68.79 0.250 0.017 1.108
4900638 $ 248,919.44 74.64 0.250 0.017 0.858
4900688 $ 258,584.54 71.94 0.250 0.017 0.608
4900690 $ 143,231.03 79.92 0.250 0.017 0.858
4900695 $ 286,764.75 56.83 0.250 0.017 0.483
4900704 $ 384,692.12 57.46 0.250 0.017 0.608
4900739 $ 219,688.45 46.61 0.250 0.017 1.233
4900754 $ 259,548.59 64.20 0.250 0.017 0.983
4900761 $ 303,284.23 80.00 0.250 0.017 0.733
4900764 $ 67,898.74 80.00 0.250 0.017 0.983
4900769 $ 362,260.40 90.00 01 0.250 0.017 0.358
4900792 $ 327,524.43 80.00 0.250 0.017 0.358
4900798 $ 294,752.15 79.73 0.250 0.017 0.358
4900803 $ 352,433.74 70.60 0.250 0.017 0.608
4900805 $ 352,183.35 90.00 12 0.250 0.017 0.608
4900816 $ 315,734.52 80.00 0.250 0.017 0.358
4900844 $ 262,784.42 61.16 0.250 0.017 0.483
4900860 $ 607,548.77 80.00 0.250 0.017 0.983
4900887 $ 124,799.48 71.43 0.250 0.017 0.608
4900944 $ 569,212.59 79.99 0.250 0.017 0.483
4900966 $ 383,384.02 73.14 0.250 0.017 0.608
4900998 $ 336,730.50 74.89 0.250 0.017 0.608
4901004 $ 276,855.16 72.97 0.250 0.017 0.608
4901061 $ 279,758.93 87.50 11 0.250 0.017 0.233
4901094 $ 242,427.86 78.39 0.250 0.017 0.733
4901143 $ 250,227.67 80.00 0.250 0.017 1.358
4901147 $ 499,558.87 80.00 0.250 0.017 0.108
4901151 $ 288,170.28 79.94 0.250 0.017 0.983
4901205 $ 306,742.07 57.38 0.250 0.017 0.358
4901206 $ 399,389.38 55.17 0.250 0.017 0.858
4901235 $ 617,949.29 72.94 0.250 0.017 0.483
4901330 $ 336,485.56 58.61 0.250 0.017 0.858
4901372 $ 299,201.57 34.88 0.250 0.017 0.108
4901455 $ 339,480.98 60.71 0.250 0.017 0.858
4901478 $ 399,325.97 72.73 0.250 0.017 0.358
4901485 $ 439,311.44 68.75 0.250 0.017 0.733
4901488 $ 649,453.92 54.17 0.250 0.017 0.358
4901495 $ 648,982.81 43.05 0.250 0.017 0.733
4901512 $ 559,145.16 73.68 0.250 0.017 0.858
4901531 $ 394,310.52 75.00 0.250 0.017 0.608
4901562 $ 159,889.88 69.87 0.250 0.017 1.358
4901582 $ 309,270.11 78.09 0.250 0.017 0.733
4901601 $ 275,817.71 78.26 0.250 0.017 0.733
4901635 $ 241,611.90 60.49 0.250 0.017 0.733
4901648 $ 374,427.56 72.12 0.250 0.017 0.858
4901696 $ 294,000.00 84.00 33 0.250 0.017 0.358
4902004 $ 342,045.16 66.85 0.250 0.017 0.858
4902023 $ 490,752.87 49.20 0.250 0.017 0.358
4902087 $ 247,159.42 70.86 0.250 0.017 0.358
4902107 $ 243,809.65 80.00 0.250 0.017 0.733
4902121 $ 474,810.48 69.88 0.250 0.017 0.483
4902127 $ 298,000.00 53.79 0.250 0.017 0.608
4902153 $ 299,530.53 78.95 0.250 0.017 0.733
4902163 $ 303,900.00 79.97 0.250 0.017 0.983
4902165 $ 294,526.79 59.00 0.250 0.017 0.608
4902168 $ 479,248.84 77.42 0.250 0.017 0.733
4902198 $ 286,970.33 80.00 0.250 0.017 0.608
4902200 $ 369,500.00 57.73 0.250 0.017 0.358
4902211 $ 407,631.16 80.00 0.250 0.017 0.000
4902374 $ 908,000.00 62.62 0.250 0.017 0.483
4902380 $ 438,508.62 71.54 0.250 0.017 0.358
4902385 $ 468,624.95 70.00 0.250 0.017 0.608
4902434 $ 366,135.91 72.67 0.250 0.017 0.733
4902455 $ 261,989.38 75.62 0.250 0.017 0.733
4902471 $ 145,591.87 76.68 0.250 0.017 0.983
4902519 $ 851,335.35 64.99 0.250 0.017 0.733
4902585 $ 298,532.09 81.92 11 0.250 0.017 0.733
4902610 $ 378,000.00 56.93 0.250 0.017 0.483
4902707 $ 328,211.19 67.84 0.250 0.017 0.733
4902715 $ 295,200.00 80.00 0.250 0.017 1.358
4902880 $ 200,000.00 49.26 0.250 0.017 0.733
4902935 $ 303,535.61 90.00 12 0.250 0.017 1.233
4903129 $ 327,460.72 80.00 0.250 0.017 0.483
4903137 $ 275,817.71 85.00 06 0.250 0.017 0.733
4903148 $ 299,494.48 73.17 0.250 0.017 0.358
4903241 $ 248,000.00 80.00 0.250 0.017 0.858
4903270 $ 264,027.36 61.63 0.250 0.017 0.483
4903281 $ 341,464.81 79.99 0.250 0.017 0.733
4903301 $ 226,027.75 80.00 0.250 0.017 0.483
4903327 $ 359,797.48 79.32 0.250 0.017 0.358
4903335 $ 246,593.89 72.65 0.250 0.017 0.483
4903338 $ 608,972.11 67.03 0.250 0.017 0.358
4903342 $ 610,000.00 63.54 0.250 0.017 0.358
4903481 $ 307,759.73 80.00 0.250 0.017 0.733
4903489 $ 298,539.15 64.25 0.250 0.017 1.233
4903513 $ 282,756.83 80.00 0.250 0.017 0.733
4903583 $ 292,500.00 75.00 0.250 0.017 1.108
4903594 $ 256,000.00 71.11 0.250 0.017 0.483
4903626 $ 455,268.51 74.75 0.250 0.017 0.608
4903662 $ 77,000.00 55.00 0.250 0.017 0.858
4903663 $ 349,438.57 73.68 0.250 0.017 0.608
4903667 $ 444,867.35 75.40 0.250 0.017 0.483
4903733 $ 369,638.93 94.99 01 0.250 0.017 1.233
4903745 $ 312,510.20 40.13 0.250 0.017 0.733
4903750 $ 284,766.39 74.03 0.250 0.017 0.483
4903802 $ 291,543.06 80.00 0.250 0.017 0.733
4903864 $ 267,000.00 66.75 0.250 0.017 0.608
4903984 $ 287,900.00 79.99 0.250 0.017 0.358
4904033 $ 245,812.80 89.45 12 0.250 0.017 0.858
4904186 $ 248,500.00 59.17 0.250 0.017 0.483
4904240 $ 480,000.00 78.69 0.250 0.017 0.358
4904523 $ 446,851.14 80.00 0.250 0.017 0.733
4904528 $ 270,000.00 67.50 0.250 0.017 1.108
4904583 $ 306,500.00 78.59 0.250 0.017 0.608
4904676 $ 447,159.49 61.47 0.250 0.017 0.858
4904823 $ 401,670.44 80.00 0.250 0.017 0.733
4905056 $ 400,000.00 55.94 0.250 0.017 0.608
4905187 $ 245,134.48 73.28 0.250 0.017 0.983
4905194 $ 319,750.37 62.75 0.250 0.017 0.733
4905216 $ 279,786.94 43.08 0.250 0.017 0.858
4905242 $ 334,738.67 63.81 0.250 0.017 0.733
4905384 $ 160,566.22 70.00 0.250 0.017 0.858
4905426 $ 247,316.32 65.13 0.250 0.017 0.983
4905583 $ 324,726.96 52.00 0.250 0.017 0.358
4905701 $ 314,519.14 75.00 0.250 0.017 0.858
4905775 $ 549,181.09 62.86 0.250 0.017 0.983
4905996 $ 448,000.00 80.00 0.250 0.017 0.858
4906006 $ 335,000.00 49.26 0.250 0.017 0.483
4906078 $ 249,191.05 73.96 0.250 0.017 0.733
4906085 $ 250,988.96 80.00 0.250 0.017 0.358
4906129 $ 394,000.00 72.96 0.250 0.017 0.358
4906868 $ 409,000.00 63.61 0.250 0.017 0.983
4907006 $ 282,756.81 73.37 0.250 0.017 0.733
4907043 $ 295,559.29 71.33 0.250 0.017 0.983
4907076 $ 317,545.86 61.12 0.250 0.017 0.608
4907094 $ 326,313.42 68.23 0.250 0.017 0.983
4907114 $ 557,531.22 69.75 0.250 0.017 0.358
4907134 $ 350,005.71 79.99 0.250 0.017 0.358
4907145 $ 303,048.11 71.41 0.250 0.017 0.983
4907150 $ 299,765.97 73.17 0.250 0.017 0.733
4907164 $ 331,779.67 68.56 0.250 0.017 0.733
4907187 $ 259,398.86 60.47 0.250 0.017 0.858
4907199 $ 252,000.00 80.00 0.250 0.017 1.108
4907285 $ 247,216.39 89.96 17 0.250 0.017 0.983
4907288 $ 333,196.04 75.00 0.250 0.017 0.858
4907387 $ 467,235.22 61.69 0.250 0.017 0.733
4907399 $ 272,603.56 67.83 0.250 0.017 1.108
4907411 $ 255,095.60 79.13 0.250 0.017 0.608
4907618 $ 411,662.29 74.91 0.250 0.017 0.483
4907658 $ 245,288.63 76.72 0.250 0.017 0.233
4907956 $ 558,841.54 70.00 0.250 0.017 0.483
4908099 $ 585,059.96 71.46 0.250 0.017 0.608
4908156 $ 502,792.15 80.00 0.250 0.017 0.608
4908227 $ 510,000.00 62.89 0.250 0.017 0.358
4908294 $ 315,000.00 75.90 0.250 0.017 0.233
4908339 $ 459,649.97 63.01 0.250 0.017 0.858
4908569 $ 262,500.00 75.00 0.250 0.017 1.108
4908757 $ 475,000.00 62.50 0.250 0.017 0.483
4909125 $ 246,425.94 90.00 01 0.250 0.017 1.233
4909134 $ 241,500.00 70.00 0.250 0.017 0.358
4909165 $ 337,293.16 79.99 0.250 0.017 0.858
4909395 $ 297,600.00 80.00 0.250 0.017 0.733
4909814 $ 246,993.23 79.99 0.250 0.017 0.483
4909926 $ 319,262.88 90.00 01 0.250 0.017 0.983
4909950 $ 358,424.13 71.73 0.250 0.017 0.608
4910023 $ 334,925.24 80.00 0.250 0.017 0.483
4910152 $ 299,777.35 90.91 12 0.250 0.017 0.983
4910179 $ 205,501.15 70.00 0.250 0.017 1.108
4910199 $ 484,621.65 58.08 0.250 0.017 0.733
4910217 $ 187,338.56 62.50 0.250 0.017 0.233
4910226 $ 377,293.82 90.00 13 0.250 0.017 0.608
4910323 $ 322,735.24 74.25 0.250 0.017 0.483
4910347 $ 539,090.06 78.83 0.250 0.017 0.358
4910358 $ 283,556.70 75.73 0.250 0.017 0.733
4910578 $ 501,236.96 80.00 0.250 0.017 1.108
4910641 $ 259,776.14 73.24 0.250 0.017 0.233
4911149 $ 300,000.00 93.75 12 0.250 0.017 0.983
4911156 $ 308,000.00 80.00 0.250 0.017 0.358
4911623 $ 337,500.00 75.00 0.250 0.017 0.983
4911649 $ 995,435.10 43.48 0.250 0.017 0.733
4911674 $ 318,259.33 75.00 0.250 0.017 0.608
4911758 $ 249,773.99 65.79 0.250 0.017 0.000
4912122 $ 290,246.06 78.44 0.250 0.017 1.108
4912272 $ 282,573.04 85.00 06 0.250 0.017 0.358
4912601 $ 259,250.00 85.00 33 0.250 0.017 0.733
4913318 $ 372,870.63 90.00 11 0.250 0.017 0.358
4913327 $ 396,862.34 75.00 0.250 0.017 0.608
4913447 $ 329,483.56 72.53 0.250 0.017 0.733
4913550 $ 487,628.67 80.00 0.250 0.017 0.858
4913558 $ 335,447.55 80.00 0.250 0.017 0.483
4913579 $ 344,724.11 54.33 0.250 0.017 0.608
4913617 $ 301,053.02 65.64 0.250 0.017 0.483
4913663 $ 299,771.72 74.44 0.250 0.017 0.858
4913713 $ 252,612.39 80.00 0.250 0.017 0.983
4913733 $ 265,194.54 80.00 0.250 0.017 0.858
4913747 $ 262,799.87 63.37 0.250 0.017 0.858
4913764 $ 205,847.12 80.00 0.250 0.017 0.983
4913767 $ 648,932.88 72.22 0.250 0.017 0.733
4913782 $ 112,818.74 62.09 0.250 0.017 0.608
4913815 $ 269,516.98 89.98 01 0.250 0.017 0.608
4913824 $ 285,481.52 76.47 0.250 0.017 0.000
4913832 $ 343,104.92 36.02 0.250 0.017 0.983
4913852 $ 355,469.95 80.00 0.250 0.017 0.983
4913854 $ 283,337.31 80.00 0.250 0.017 0.358
4913857 $ 261,041.08 95.00 06 0.250 0.017 0.608
4913875 $ 278,771.31 74.40 0.250 0.017 0.483
4913895 $ 64,245.98 69.89 0.250 0.017 0.358
4913945 $ 292,330.28 80.00 0.250 0.017 0.608
4914012 $ 600,940.31 70.82 0.250 0.017 0.358
4914053 $ 193,341.39 65.37 0.250 0.017 0.483
4914092 $ 272,781.68 58.09 0.250 0.017 0.608
4914101 $ 528,492.02 75.61 0.250 0.017 0.858
4914144 $ 196,846.32 51.84 0.250 0.017 0.733
4914154 $ 286,553.73 69.99 0.250 0.017 1.358
4914430 $ 241,791.64 89.95 06 0.250 0.017 0.233
4914512 $ 429,012.35 63.24 0.250 0.017 0.858
4914617 $ 249,395.40 80.00 0.250 0.017 0.483
4914710 $ 291,416.76 68.62 0.250 0.017 0.608
4914711 $ 254,790.97 56.04 0.250 0.017 0.483
4914718 $ 306,954.33 79.79 0.250 0.017 0.608
4914722 $ 293,276.66 87.61 33 0.250 0.017 0.858
4914730 $ 504,096.56 75.30 0.250 0.017 0.608
4914740 $ 241,805.67 62.31 0.250 0.017 0.608
4914809 $ 315,753.49 80.00 0.250 0.017 0.733
4914846 $ 279,776.08 80.00 0.250 0.017 0.608
4914848 $ 291,454.93 77.79 0.250 0.017 0.358
4914861 $ 347,728.52 63.27 0.250 0.017 0.733
4914866 $ 315,247.69 79.87 0.250 0.017 0.608
4914871 $ 449,640.14 39.13 0.250 0.017 0.608
4914879 $ 298,760.90 67.95 0.250 0.017 0.608
4914888 $ 269,784.08 58.70 0.250 0.017 0.608
4914987 $ 242,805.67 63.95 0.250 0.017 0.608
4914997 $ 499,525.58 78.13 0.250 0.017 0.000
4915014 $ 301,846.19 64.97 0.250 0.017 0.358
4915027 $ 383,280.00 80.00 0.250 0.017 0.608
4915054 $ 248,601.03 80.00 0.250 0.017 0.608
4915063 $ 301,758.50 63.58 0.250 0.017 0.608
4915078 $ 248,600.08 67.57 0.250 0.017 0.608
4915098 $ 267,785.68 80.00 0.250 0.017 0.608
4915431 $ 340,000.00 80.00 0.250 0.017 1.358
4915800 $ 270,563.67 95.00 12 0.250 0.017 1.358
4915810 $ 259,669.18 75.33 0.250 0.017 0.608
4915941 $ 199,836.07 80.00 0.250 0.017 0.483
4915958 $ 257,575.81 80.00 0.250 0.017 0.483
4916013 $ 275,000.00 64.71 0.250 0.017 0.358
4916059 $ 251,783.03 90.00 06 0.250 0.017 0.233
4916478 $ 374,700.11 73.10 0.250 0.017 0.608
4916527 $ 391,430.74 80.00 0.250 0.017 1.108
4916615 $ 290,772.99 74.62 0.250 0.017 0.733
4916666 $ 243,789.92 80.00 0.250 0.017 0.233
4916680 $ 240,107.84 70.68 0.250 0.017 0.608
4917245 $ 260,815.79 90.00 01 0.250 0.017 1.233
4917250 $ 107,813.50 46.55 0.250 0.017 0.233
4917261 $ 250,699.36 78.90 0.250 0.017 0.608
4917268 $ 252,797.68 46.42 0.250 0.017 0.608
4917303 $ 258,959.92 80.00 0.250 0.017 0.000
4917392 $ 310,751.29 74.05 0.250 0.017 0.608
4917410 $ 345,000.00 77.84 0.250 0.017 0.108
4917412 $ 351,711.47 80.00 0.250 0.017 0.483
4917435 $ 269,784.08 73.97 0.250 0.017 0.608
4917439 $ 299,260.49 79.87 0.250 0.017 0.608
4917542 $ 255,795.28 66.49 0.250 0.017 0.608
4917581 $ 299,771.72 73.17 0.250 0.017 0.858
4917650 $ 262,789.68 67.09 0.250 0.017 0.608
4917652 $ 243,795.01 76.25 0.250 0.017 0.358
4917661 $ 255,517.18 78.77 0.250 0.017 0.608
4917669 $ 649,453.92 79.27 0.250 0.017 0.358
4917684 $ 268,285.28 74.58 0.250 0.017 0.608
4917687 $ 290,267.69 75.45 0.250 0.017 0.608
4917818 $ 273,605.95 71.43 0.250 0.017 0.608
4917832 $ 299,747.96 80.00 0.250 0.017 0.358
4917836 $ 338,715.20 58.45 0.250 0.017 0.358
4917838 $ 332,733.70 42.42 0.250 0.017 0.608
4918069 $ 245,808.09 72.35 0.250 0.017 0.733
4918120 $ 324,846.39 79.29 0.250 0.017 0.733
4918130 $ 295,619.21 70.44 0.250 0.017 0.733
4918151 $ 255,195.76 79.81 0.250 0.017 0.608
4918155 $ 307,759.72 80.00 0.250 0.017 0.733
4918162 $ 319,750.36 80.00 0.250 0.017 0.733
4918293 $ 263,783.60 75.00 0.250 0.017 0.483
4918299 $ 296,768.31 63.87 0.250 0.017 0.733
4918307 $ 360,718.39 67.48 0.250 0.017 0.733
4918386 $ 350,000.00 66.04 0.250 0.017 0.483
4918406 $ 265,792.50 76.00 0.250 0.017 0.733
4918415 $ 343,731.64 73.98 0.250 0.017 0.733
4918435 $ 302,751.63 75.75 0.250 0.017 0.483
4918454 $ 402,677.73 67.73 0.250 0.017 0.608
4918460 $ 260,480.98 66.85 0.250 0.017 0.358
4918618 $ 469,605.14 72.31 0.250 0.017 0.358
4918716 $ 291,772.21 73.00 0.250 0.017 0.733
4918728 $ 382,201.61 75.00 0.250 0.017 0.733
4918735 $ 299,765.97 62.50 0.250 0.017 0.733
4919098 $ 294,570.02 71.90 0.250 0.017 0.733
4919101 $ 244,004.71 76.31 0.250 0.017 0.608
4919117 $ 350,000.00 80.00 0.250 0.017 0.358
4919218 $ 311,200.00 80.00 0.250 0.017 0.733
4919330 $ 288,000.00 80.00 0.250 0.017 0.858
4919992 $ 339,721.30 77.63 0.250 0.017 0.483
4920028 $ 263,783.60 80.00 0.250 0.017 0.483
4920097 $ 499,548.00 76.92 0.250 0.017 0.000
4920266 $ 298,155.41 80.00 0.250 0.017 0.483
4921200 $ 267,391.24 94.56 33 0.250 0.017 0.733
4921203 $ 304,710.60 71.76 0.250 0.017 0.000
4921225 $ 407,681.72 55.14 0.250 0.017 0.733
4921272 $ 373,000.00 86.74 13 0.250 0.017 0.733
4921650 $ 242,739.96 80.00 0.250 0.017 1.108
4921881 $ 367,227.26 75.00 0.250 0.017 0.983
4921882 $ 317,745.70 74.82 0.250 0.017 0.608
4921894 $ 304,767.92 78.21 0.250 0.017 0.858
4921896 $ 429,864.40 78.22 0.250 0.017 0.733
4921991 $ 308,459.18 67.11 0.250 0.017 0.733
4921997 $ 330,741.79 78.81 0.250 0.017 0.733
4922026 $ 288,175.02 63.38 0.250 0.017 0.733
4922030 $ 260,996.23 72.96 0.250 0.017 0.733
4922080 $ 494,114.24 76.67 0.250 0.017 0.733
4922117 $ 385,698.88 86.74 33 0.250 0.017 0.733
4922149 $ 273,525.61 75.00 0.250 0.017 0.483
4922207 $ 274,795.91 74.32 0.250 0.017 0.983
4922229 $ 298,666.83 75.29 0.250 0.017 0.733
4922231 $ 476,609.00 77.31 0.250 0.017 0.483
4922364 $ 249,800.08 75.76 0.250 0.017 0.608
4922438 $ 251,793.44 80.00 0.250 0.017 0.483
4922700 $ 594,535.85 76.77 0.250 0.017 0.733
4922705 $ 270,189.06 77.26 0.250 0.017 0.733
4923407 $ 350,000.00 63.64 0.250 0.017 1.358
4924110 $ 322,754.22 71.78 0.250 0.017 0.858
4924605 $ 255,805.21 80.00 0.250 0.017 0.858
4924827 $ 354,300.00 79.98 0.250 0.017 0.483
4925067 $ 350,712.28 62.68 0.250 0.017 0.483
4925478 $ 302,127.37 80.00 0.250 0.017 0.233
4925844 $ 91,900.00 79.98 0.250 0.017 0.858
4927015 $ 338,000.00 79.53 0.250 0.017 1.108
4928128 $ 242,250.00 85.00 33 0.250 0.017 0.733
4928980 $ 317,712.52 70.67 0.250 0.017 0.000
4930058 $ 373,300.00 80.00 0.250 0.017 0.733
4932676 $ 316,970.09 90.00 11 0.250 0.017 0.108
4933249 $ 373,193.84 90.00 06 0.250 0.017 0.483
4933416 $ 568,000.00 80.00 0.250 0.017 1.108
4936476 $ 469,000.00 49.37 0.250 0.017 0.483
4936583 $ 340,000.00 64.76 0.250 0.017 0.358
4937096 $ 311,600.00 80.00 0.250 0.017 0.608
4937323 $ 648,500.00 68.99 0.250 0.017 0.858
6518126 $ 653,598.51 69.55 0.250 0.017 0.733
6522109 $ 349,438.57 73.68 0.250 0.017 0.608
6523852 $ 446,265.06 73.28 0.250 0.017 0.483
6536341 $ 549,117.74 51.53 0.250 0.017 0.608
6545566 $ 477,339.70 84.99 06 0.250 0.017 0.358
6584032 $ 319,750.37 77.22 0.250 0.017 0.733
6592946 $ 279,550.85 80.00 0.250 0.017 0.608
6593535 $ 363,344.50 77.43 0.250 0.017 0.858
6596591 $ 623,972.39 48.08 0.250 0.017 0.483
6609420 $ 270,030.55 80.00 0.250 0.017 0.108
6616824 $ 510,219.95 79.88 0.250 0.017 0.858
6638234 $ 399,680.13 88.67 01 0.250 0.017 0.608
6641576 $ 321,837.45 80.00 0.250 0.017 0.733
6698747 $ 343,081.28 80.00 0.250 0.017 0.733
6707768 $ 286,174.40 80.00 0.250 0.017 0.483
6723729 $ 549,560.18 50.46 0.250 0.017 0.608
6730460 $ 643,324.61 72.80 0.250 0.017 0.233
6753561 $ 270,297.43 90.00 01 0.250 0.017 0.233
6758159 $ 334,169.02 89.99 24 0.250 0.017 0.358
6774526 $ 345,830.46 79.99 0.250 0.017 0.483
6785112 $ 240,318.62 68.83 0.250 0.017 0.608
6790782 $ 242,053.44 80.00 0.250 0.017 0.483
6800073 $ 367,823.48 80.00 0.250 0.017 0.733
6803439 $ 283,576.75 80.00 0.250 0.017 0.733
6837078 $ 273,171.13 79.98 0.250 0.017 0.858
6860494 $ 289,762.29 77.36 0.250 0.017 0.483
6860598 $ 303,500.17 80.00 0.250 0.017 0.483
6870594 $ 306,893.99 95.00 24 0.250 0.017 0.733
6879205 $ 261,913.01 79.99 0.250 0.017 0.000
6883475 $ 354,886.12 90.02 01 0.250 0.017 0.233
6884681 $ 404,371.75 80.00 0.250 0.017 0.608
6888130 $ 219,770.47 90.00 01 0.250 0.017 0.733
6894805 $ 274,620.09 90.00 06 0.250 0.017 0.358
6897811 $ 271,919.29 78.99 0.250 0.017 1.233
6899160 $ 303,688.31 79.99 0.250 0.017 0.233
6906111 $ 349,465.72 55.90 0.250 0.017 0.858
6909612 $ 284,819.25 74.04 0.250 0.017 0.358
6912432 $ 268,779.51 77.19 0.250 0.017 0.483
6919858 $ 471,223.95 80.00 0.250 0.017 0.483
6921292 $ 299,481.97 69.04 0.250 0.017 0.233
6922857 $ 488,375.66 80.00 0.250 0.017 0.358
6927506 $ 242,909.71 89.99 16 0.250 0.017 0.608
6930251 $ 256,886.40 90.00 33 0.250 0.017 0.358
6931895 $ 296,087.64 75.19 0.250 0.017 0.858
6933228 $ 319,229.68 80.00 0.250 0.017 0.608
6943979 $ 617,949.29 80.00 0.250 0.017 0.483
6948912 $ 259,160.88 59.84 0.250 0.017 0.608
6952028 $ 306,994.41 58.29 0.250 0.017 0.483
6952122 $ 256,058.30 80.00 0.250 0.017 0.483
6957586 $ 261,579.73 71.14 0.250 0.017 0.608
6959761 $ 262,089.22 79.99 0.250 0.017 0.733
6963293 $ 289,840.07 80.00 0.250 0.017 1.108
6975095 $ 599,495.93 65.40 0.250 0.017 0.358
6981000 $ 375,015.42 80.00 0.250 0.017 0.733
6981271 $ 332,670.29 79.99 0.250 0.017 0.358
6983240 $ 261,999.45 80.00 0.250 0.017 0.858
6987190 $ 284,870.93 80.00 0.250 0.017 0.733
7010322 $ 462,765.24 80.00 0.250 0.017 0.733
7016878 $ 243,512.11 90.00 17 0.250 0.017 0.733
7021696 $ 287,136.99 80.00 0.250 0.017 0.983
7026678 $ 289,578.88 68.60 0.250 0.017 1.108
7031353 $ 483,913.42 77.60 0.250 0.017 0.983
7032852 $ 288,720.65 69.51 0.250 0.017 1.108
7034989 $ 351,449.16 80.00 0.250 0.017 0.733
7055410 $ 278,974.22 79.98 0.250 0.017 0.483
7056517 $ 244,559.07 79.99 0.250 0.017 0.733
7056930 $ 257,786.01 95.00 13 0.250 0.017 0.858
7056965 $ 349,424.54 63.64 0.250 0.017 0.483
7062194 $ 498,377.43 64.65 0.250 0.017 0.983
7064900 $ 264,391.35 69.37 0.250 0.017 0.858
7068430 $ 988,372.29 75.00 0.250 0.017 0.483
7071206 $ 335,710.71 76.36 0.250 0.017 0.233
7071857 $ 353,303.66 74.82 0.250 0.017 0.358
7072023 $ 280,564.09 79.99 0.250 0.017 0.358
7072639 $ 304,762.07 76.25 0.250 0.017 0.733
7073941 $ 404,281.92 65.10 0.250 0.017 0.858
7075626 $ 296,996.23 85.00 06 0.250 0.017 0.483
7076377 $ 251,624.79 80.00 0.250 0.017 0.983
7076560 $ 358,328.37 80.00 0.250 0.017 0.733
7076674 $ 299,506.75 63.19 0.250 0.017 0.483
7080391 $ 245,205.86 94.99 17 0.250 0.017 0.608
7082166 $ 279,460.54 95.00 11 0.250 0.017 1.358
7084529 $ 245,072.31 73.34 0.250 0.017 0.483
7085831 $ 96,662.92 80.00 0.250 0.017 1.233
7086041 $ 924,759.90 74.04 0.250 0.017 0.608
7087511 $ 290,283.06 80.00 0.250 0.017 0.733
7087854 $ 324,343.28 80.00 0.250 0.017 0.358
7093141 $ 242,638.19 90.00 06 0.250 0.017 0.983
7093502 $ 328,744.56 80.00 0.250 0.017 0.358
7093655 $ 115,718.63 74.94 0.250 0.017 0.733
7095221 $ 296,351.01 90.00 12 0.250 0.017 1.108
7095365 $ 1,269,150.23 58.89 0.250 0.017 0.983
7095366 $ 322,332.36 80.00 0.250 0.017 0.108
7097311 $ 343,448.29 76.52 0.250 0.017 0.983
7097562 $ 504,748.44 69.79 0.250 0.017 0.483
7099861 $ 264,376.06 65.59 0.250 0.017 0.733
7101197 $ 376,646.47 70.00 0.250 0.017 0.733
7106119 $ 398,790.31 52.21 0.250 0.017 0.858
7107059 $ 415,921.59 64.15 0.250 0.017 0.858
7121310 $ 382,562.22 90.00 06 0.250 0.017 1.108
7121401 $ 269,203.90 75.00 0.250 0.017 0.608
7124092 $ 279,394.50 79.83 0.250 0.017 0.233
7128256 $ 459,632.14 79.86 0.250 0.017 0.608
7129472 $ 471,314.59 78.02 0.250 0.017 1.108
7131091 $ 245,057.17 85.00 01 0.250 0.017 0.608
7135042 $ 257,757.85 79.97 0.250 0.017 0.358
7136571 $ 299,307.96 75.00 0.250 0.017 0.858
7137948 $ 299,327.90 75.00 0.250 0.017 0.983
7140103 $ 499,217.55 74.76 0.250 0.017 0.733
7141824 $ 362,641.88 90.00 12 0.250 0.017 0.733
7142089 $ 299,518.76 68.18 0.250 0.017 0.608
7143212 $ 599,037.53 78.95 0.250 0.017 0.608
7144218 $ 309,333.44 80.00 0.250 0.017 0.233
7145413 $ 274,175.08 80.00 0.250 0.017 0.483
7146459 $ 267,183.22 78.91 0.250 0.017 0.358
7149691 $ 299,760.09 80.00 0.250 0.017 0.608
7150034 $ 333,712.43 74.55 0.250 0.017 0.233
7151072 $ 268,167.12 72.26 0.250 0.017 0.733
7152706 $ 299,293.66 94.43 17 0.250 0.017 0.733
7153111 $ 474,879.27 68.00 0.250 0.017 0.733
7154197 $ 253,621.82 89.91 01 0.250 0.017 0.983
7155440 $ 284,328.99 56.60 0.250 0.017 0.733
7162298 $ 292,288.29 90.00 12 0.250 0.017 1.108
7162422 $ 398,830.80 79.99 0.250 0.017 0.608
7162446 $ 259,786.88 80.00 0.250 0.017 0.483
7162456 $ 265,373.71 95.00 17 0.250 0.017 0.733
7166394 $ 247,768.68 90.00 24 0.250 0.017 1.108
7167659 $ 374,700.12 76.53 0.250 0.017 0.608
7169322 $ 279,285.17 80.00 0.250 0.017 0.358
7177900 $ 249,598.97 35.46 0.250 0.017 0.608
7179387 $ 291,543.06 80.00 0.250 0.017 0.733
7179855 $ 417,665.74 73.63 0.250 0.017 0.608
7180379 $ 284,276.11 88.97 01 0.250 0.017 0.983
7181006 $ 299,754.09 53.81 0.250 0.017 0.483
7181154 $ 259,556.52 80.00 0.250 0.017 0.733
7182469 $ 311,750.50 80.00 0.250 0.017 0.608
7182514 $ 269,761.78 55.67 0.250 0.017 0.108
7184406 $ 267,757.28 95.00 13 0.250 0.017 1.233
7184900 $ 639,797.20 80.00 0.250 0.017 0.733
7185073 $ 256,108.46 90.00 11 0.250 0.017 0.858
7185251 $ 295,774.77 80.00 0.250 0.017 0.858
7185450 $ 324,328.91 89.00 01 0.250 0.017 0.608
7186901 $ 416,563.98 86.03 01 0.250 0.017 0.483
7187268 $ 251,798.48 90.00 13 0.250 0.017 0.608
7189316 $ 999,219.91 58.82 0.250 0.017 0.733
7190050 $ 289,362.61 80.00 0.250 0.017 0.483
7192425 $ 314,748.10 90.00 17 0.250 0.017 0.608
7192514 $ 257,593.19 80.00 0.250 0.017 0.858
7194236 $ 319,523.54 71.11 0.250 0.017 0.983
7196410 $ 714,793.50 80.00 0.250 0.017 0.358
7197407 $ 289,557.31 50.00 0.250 0.017 0.858
7199209 $ 419,292.28 80.00 0.250 0.017 0.358
7199307 $ 1,396,940.82 66.67 0.250 0.017 1.108
7203209 $ 294,746.02 73.75 0.250 0.017 0.233
7203593 $ 279,786.94 65.19 0.250 0.017 0.858
7203857 $ 313,518.35 79.80 0.250 0.017 0.000
7203987 $ 380,695.32 74.93 0.250 0.017 0.608
7204659 $ 299,417.10 44.78 0.250 0.017 0.608
7205804 $ 390,602.83 80.00 0.250 0.017 0.858
7206784 $ 279,781.58 80.00 0.250 0.017 0.733
7210507 $ 374,700.12 60.00 0.250 0.017 0.608
7211245 $ 274,558.86 57.89 0.250 0.017 0.608
7212785 $ 341,226.91 44.06 0.250 0.017 0.608
7212995 $ 343,434.41 80.00 0.250 0.017 0.483
7213446 $ 279,550.85 80.00 0.250 0.017 0.608
7216183 $ 279,551.87 80.00 0.250 0.017 0.733
7217708 $ 367,683.16 80.00 0.250 0.017 0.233
7221503 $ 265,781.97 95.00 33 0.250 0.017 0.483
7221673 $ 325,732.78 78.55 0.250 0.017 0.483
7224591 $ 289,884.24 64.52 0.250 0.017 0.608
7225057 $ 395,579.99 68.90 0.250 0.017 0.733
7225313 $ 241,806.48 79.34 0.250 0.017 0.608
7225769 $ 251,044.05 75.00 0.250 0.017 0.483
7225870 $ 590,319.74 78.83 0.250 0.017 0.983
7226001 $ 331,734.50 80.00 0.250 0.017 0.608
7226249 $ 549,139.30 55.00 0.250 0.017 0.733
7226290 $ 312,955.67 80.00 0.250 0.017 0.733
7228455 $ 649,480.21 71.59 0.250 0.017 0.608
7228484 $ 311,511.75 65.68 0.250 0.017 0.733
7228600 $ 299,771.72 62.11 0.250 0.017 0.858
7229110 $ 305,184.92 75.47 0.250 0.017 0.983
7230699 $ 268,699.33 90.00 33 0.250 0.017 0.983
7231472 $ 406,658.07 74.68 0.250 0.017 0.358
7231916 $ 265,781.97 46.67 0.250 0.017 0.483
7233395 $ 323,923.84 69.89 0.250 0.017 0.733
7234059 $ 419,325.88 73.17 0.250 0.017 0.608
7234329 $ 245,028.89 85.00 33 0.250 0.017 0.608
7234584 $ 949,258.91 27.94 0.250 0.017 0.733
7238556 $ 367,478.86 80.00 0.250 0.017 1.233
7238558 $ 244,454.36 79.99 0.250 0.017 0.608
7240419 $ 294,519.21 69.39 0.250 0.017 0.733
7242168 $ 367,595.08 75.00 0.250 0.017 0.858
7242262 $ 746,858.17 62.33 0.250 0.017 0.858
7250968 $ 256,794.48 62.08 0.250 0.017 0.608
7251060 $ 480,985.53 53.49 0.250 0.017 0.233
7251574 $ 315,441.22 70.94 0.250 0.017 0.483
7257251 $ 309,752.10 26.50 0.250 0.017 0.608
7257826 $ 274,763.24 68.58 0.250 0.017 0.233
7258209 $ 377,674.55 65.40 0.250 0.017 0.233
7258385 $ 494,114.24 61.81 0.250 0.017 0.733
7258538 $ 299,148.47 69.99 0.250 0.017 0.358
7259017 $ 307,741.24 80.00 0.250 0.017 0.358
7261653 $ 355,660.95 80.00 0.250 0.017 0.358
7267664 $ 251,078.29 70.00 0.250 0.017 0.108
7267918 $ 256,299.91 95.00 17 0.250 0.017 0.733
7269892 $ 459,262.10 59.35 0.250 0.017 0.608
7269917 $ 253,891.72 94.99 01 0.250 0.017 0.483
7270025 $ 767,370.48 80.00 0.250 0.017 0.483
7270202 $ 324,706.20 79.35 0.250 0.017 0.000
7275971 $ 265,776.53 80.00 0.250 0.017 0.358
7278735 $ 333,564.07 74.24 0.250 0.017 0.608
7279015 $ 315,752.49 79.00 0.250 0.017 0.733
7281793 $ 326,225.70 66.63 0.250 0.017 0.358
7283202 $ 319,737.70 80.00 0.250 0.017 0.483
7286253 $ 243,569.10 75.00 0.250 0.017 0.983
7287248 $ 348,449.73 75.00 0.250 0.017 0.233
7289080 $ 290,311.83 79.17 0.250 0.017 0.483
7289442 $ 499,600.16 57.60 0.250 0.017 0.608
7289684 $ 244,813.58 76.56 0.250 0.017 0.858
7289837 $ 405,283.59 80.00 0.250 0.017 0.733
7291765 $ 257,341.00 73.71 0.250 0.017 0.483
7292411 $ 349,705.96 84.34 01 0.250 0.017 0.358
7292710 $ 296,744.29 63.19 0.250 0.017 0.233
7292858 $ 292,765.69 47.80 0.250 0.017 0.608
7293524 $ 302,935.17 75.00 0.250 0.017 0.858
7293599 $ 316,290.52 57.55 0.250 0.017 0.483
7294040 $ 803,740.25 50.31 0.250 0.017 0.733
7295409 $ 283,267.62 70.00 0.250 0.017 0.483
7298269 $ 294,764.09 78.67 0.250 0.017 0.608
7299998 $ 279,770.48 80.00 0.250 0.017 0.483
7300405 $ 545,541.30 70.00 0.250 0.017 0.358
7301479 $ 271,471.73 95.00 17 0.250 0.017 0.358
7302040 $ 306,454.74 51.81 0.250 0.017 0.608
7305839 $ 319,159.06 76.19 0.250 0.017 0.358
7308778 $ 279,733.33 73.68 0.250 0.017 0.483
7311754 $ 335,703.56 64.49 0.250 0.017 0.108
7312234 $ 276,913.13 73.90 0.250 0.017 0.858
7312365 $ 299,741.71 73.35 0.250 0.017 0.233
7312425 $ 267,280.32 57.63 0.250 0.017 0.483
7318961 $ 990,226.92 66.07 0.250 0.017 0.733
7319682 $ 341,739.76 80.00 0.250 0.017 0.858
7321233 $ 366,906.36 80.00 0.250 0.017 0.608
7321612 $ 261,060.92 95.00 11 0.250 0.017 1.108
7322384 $ 383,685.24 80.00 0.250 0.017 0.483
7323886 $ 287,758.05 80.00 0.250 0.017 0.358
7326749 $ 245,298.76 65.64 0.250 0.017 0.483
7327981 $ 280,042.01 95.00 17 0.250 0.017 0.983
7328623 $ 243,614.48 89.63 33 0.250 0.017 0.858
7329174 $ 287,758.05 66.21 0.250 0.017 0.358
7332960 $ 494,584.14 52.11 0.250 0.017 0.358
7344031 $ 287,769.69 80.00 0.250 0.017 0.608
7345342 $ 199,843.98 22.22 0.250 0.017 0.733
7349792 $ 311,744.26 80.00 0.250 0.017 0.483
7352639 $ 993,164.92 69.75 0.250 0.017 0.358
7353268 $ 421,415.66 79.88 0.250 0.017 0.358
7353999 $ 271,371.82 61.73 0.250 0.017 0.358
7354177 $ 440,629.50 69.45 0.250 0.017 0.358
7355188 $ 431,628.06 84.71 06 0.250 0.017 0.233
7355909 $ 371,695.07 78.32 0.250 0.017 0.483
7356540 $ 399,638.40 54.42 0.250 0.017 0.000
7363385 $ 306,750.00 74.82 0.250 0.017 0.483
7368504 $ 385,798.81 90.00 11 0.250 0.017 0.733
7383643 $ 404,569.53 35.55 0.250 0.017 0.983
7411976 $ 429,000.00 71.50 0.250 0.017 0.608
$ 635,373,814.24
</TABLE>
COUNT: 1842
WAC: 7.190897597
WAM: 357.7251289
WALTV: 70.48086695
<PAGE>
EXHIBIT F-3
[Schedule of Mortgage Loans Serviced by Other Servicers]
<PAGE>
NASCOR
NMI / 1998-33 Exhibit F-3 (Part A)
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii)
- ----- ----------------------- ----- ----- -------- -------- -------- ---------- --------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY
- ----- ----------------------- ----- ----- -------- -------- -------- ---------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
4713217 NEWPORT BEACH CA 92660 SFD 7.500 6.250 $2,517.17 360
4781741 ROME GA 30161 SFD 7.250 6.250 $3,149.94 347
4832425 ROCKVILLE CENTRE NY 11570 SFD 7.875 6.250 $1,825.36 360
4834109 EAST HAMPTON NY 11937 SFD 7.625 6.250 $3,949.49 360
4834133 MATTITUCK NY 11952 SFD 7.250 6.250 $1,637.22 360
4841199 FOOTHILL RANCH AREA CA 92610 SFD 7.500 6.250 $1,873.89 360
4843148 RICHMOND CA 94801 SFD 7.500 6.250 $3,115.70 360
4843201 SOUTH PASADENA CA 91030 SFD 7.875 6.250 $2,755.26 360
4843469 LOS ANGELES CA 90045 SFD 7.500 6.250 $1,887.88 360
4843990 RYE NY 10580 SFD 6.750 6.250 $3,015.99 360
4845463 WOODLAND HILLS CA 91364 SFD 7.375 6.250 $1,989.14 360
4845881 YORBA LINDA CA 92886 SFD 7.500 6.250 $1,650.15 360
4846244 DANA POINT CA 92629 LCO 7.375 6.250 $3,591.51 360
4847229 WALNUT CREEK CA 94596 SFD 7.500 6.250 $2,130.16 360
4849417 MISSION VIEJO CA 92691 SFD 7.375 6.250 $2,072.03 360
4849500 CYPRESS CA 90630 SFD 7.625 6.250 $1,697.64 360
4849948 SAN MARINO CA 91108 SFD 7.500 6.250 $2,097.64 360
4849968 LOS ANGELES CA 90056 SFD 7.500 6.250 $2,097.64 360
4849992 PLEASANTON CA 94588 SFD 7.750 6.250 $2,337.29 360
4850081 CAMPBELL CA 95008 SFD 7.875 6.250 $2,122.68 300
4850117 ESCONDIDO CA 92025 SFD 7.500 6.250 $2,181.55 360
4850776 ALPHARETTA GA 30202 SFD 7.250 6.250 $2,387.62 360
4851004 PEACHTREE CITY GA 30269 SFD 7.750 6.250 $1,705.07 360
4851477 RALEIGH NC 27609 SFD 7.125 6.250 $3,503.34 360
4853212 LIVERMORE CA 94550 SFD 7.875 6.250 $3,121.41 300
4854503 SUFFERN NY 10901 SFD 7.500 6.250 $1,573.23 360
4859315 EAST POINT GA 30344 SFD 7.250 6.250 $982.34 360
4859650 TULSA OK 74137 SFD 7.250 6.250 $1,592.88 360
4860786 COLUMBUS OH 43235 SFD 6.875 6.250 $2,364.95 360
4861101 LA JOLLA CA 92037 SFD 7.750 6.250 $ 13,038.70 360
4866710 LOS ANGELES CA 90024 SFD 7.500 6.250 $8,390.57 360
4867964 PRESCOTT AZ 86303 SFD 7.375 6.250 $3,142.58 360
4868158 NASHVILLE TN 37205 SFD 7.125 6.250 $1,773.23 360
4868276 ORLANDO FL 32827 PUD 7.500 6.250 $1,901.86 360
4868667 CORAL SPRINGS FL 33076 PUD 7.250 6.250 $2,095.65 360
4868716 ALPHARETTA GA 30022 SFD 7.125 6.250 $1,917.07 360
4869044 ATLANTA GA 30328 SFD 7.125 6.250 $2,733.28 360
4869306 PEACHTREE CITY GA 30269 SFD 7.250 6.250 $2,892.43 360
4870105 NEW ROCHELLE NY 10801 SFD 7.375 6.250 $1,968.42 360
4870492 MACON GA 31210 SFD 7.125 6.250 $1,606.82 360
4870890 ANNAPOLIS MD 21401 SFD 7.375 6.250 $1,289.84 360
4871430 PARK RIDGE NJ 07656 SFD 7.500 6.250 $3,775.76 360
4871649 FREDERICK MD 21702 SFD 7.500 6.250 $1,901.87 360
4871696 LONG BEACH NJ 08008 SFD 7.375 6.250 $2,417.37 360
4871841 GAITHERSBURG MD 20878 SFD 7.375 6.250 $1,320.57 360
4872226 ORLANDO FL 32806 SFD 7.250 6.250 $1,705.44 360
4872322 ALLENHURST NJ 07711 SFD 7.500 6.250 $2,265.46 360
4872411 FALLBROOK CA 92028 PUD 7.125 6.250 $1,819.05 360
4872454 LIVERMORE CA 94550 SFD 7.375 6.250 $2,210.17 360
4872539 CORAL GABLES FL 33146 SFD 7.375 6.250 $1,895.21 360
4873348 WAUKESHA WI 53186 SFD 7.250 6.250 $2,002.19 360
4873769 ELMHURST IL 60126 SFD 7.500 6.250 $2,517.18 360
4873894 AUSTIN TX 78746 SFD 7.375 6.250 $2,382.83 360
4874461 WASHINGTON DC 20007 SFD 7.250 6.250 $5,348.27 360
4874521 SANTA CLARA CA 95051 SFD 7.375 6.250 $1,968.42 360
4874535 WITTMAN MD 21676 SFD 7.000 6.250 $3,991.82 360
4874538 SANTA CLARA CA 95054 SFD 7.375 6.250 $1,671.43 360
4874788 SAN FRANCISCO CA 94127 SFD 7.375 6.250 $3,646.76 360
4874803 BELMONT CA 94002 SFD 7.375 6.250 $2,016.77 360
4874901 ELMHURST IL 60126 SFD 7.375 6.250 $4,176.73 350
4875139 FREMONT CA 94536 SFD 7.375 6.250 $2,417.36 360
4875222 LOS ANGELES CA 90056 SFD 7.250 6.250 $2,585.45 360
4875649 SEBASTOPOL CA 95472 SFD 7.375 6.250 $3,418.84 360
4875807 WOODLAND HILLS CA 91367 SFD 7.625 6.250 $2,256.09 360
4875864 HILTON HEAD SC 29928 HCO 7.250 6.250 $1,773.66 360
4875978 OMAHA NE 68154 SFD 7.375 6.250 $5,106.99 240
4876372 NEWPORT BEACH CA 92663 SFD 7.500 6.250 $2,419.28 360
4876400 HERMOSA BEACH CA 90254 PUD 7.500 6.250 $2,391.31 360
4876421 MANHATTAN BEACH CA 90266 SFD 7.500 6.250 $2,370.34 360
4876442 NEWARK CA 94560 SFD 7.500 6.250 $1,873.89 360
4876478 CARMEL VALLEY CA 93924 SFD 7.500 6.250 $1,692.10 360
4876772 SAN JOSE CA 95129 SFD 7.500 6.250 $1,706.08 360
4876779 SAN MATEO CA 94403 SFD 7.250 6.250 $2,087.46 360
4876802 TARZANA CA 91356 SFD 7.500 6.250 $3,086.33 360
4876805 SAN JOSE CA 95138 SFD 7.250 6.250 $2,676.52 360
4876857 SHERMAN OAKS CA 91423 SFD 7.375 6.250 $3,968.62 360
4876893 YORBA LINDA CA 92687 SFD 7.500 6.250 $1,708.18 360
4876899 PORTOLA HILLS AREA CA 92679 SFD 7.500 6.250 $1,798.38 360
4877134 DIAMOND BAR AREA CA 91765 SFD 7.500 6.250 $1,904.66 360
4877137 CHAPPAQUA NY 10514 SFD 7.375 6.250 $3,370.49 360
4877287 SAN JOSE CA 95124 SFD 7.625 6.250 $2,264.94 360
4877384 TRABUCO CANYON CA 92679 SFD 7.500 6.250 $1,941.37 360
4877397 SHINGLE SPRINGS CA 95682 SFD 7.625 6.250 $2,180.00 360
4877459 LOS ANGELES CA 90064 SFD 7.625 6.250 $1,840.27 360
4877545 MISSION VIEGO CA 92692 SFD 7.125 6.250 $2,841.08 360
4877571 CAPE ELIZABETH ME 04107 SFD 7.375 6.250 $3,453.38 360
4877698 ARCADIA CA 91006 LCO 7.375 6.250 $1,823.38 360
4877758 SAN JOSE CA 95131 SFD 6.875 6.250 $2,135.02 360
4877804 SANTA CLARA CA 95054 SFD 7.500 6.250 $2,125.61 360
4877969 MANHATTAN BEACH CA 90266 LCO 7.375 6.250 $1,629.99 360
4878035 SAN CARLOS CA 94070 SFD 7.500 6.250 $2,791.26 360
4878040 PHOENIX AZ 85048 PUD 7.125 6.250 $1,616.93 360
4878060 SANTA BARBARA CA 93101 SFD 7.500 6.250 $1,992.76 360
4878141 SANTA ROSA CA 95405 SFD 7.875 6.250 $2,405.42 360
4878209 NASHVILLE TN 37220 SFD 7.250 6.250 $2,034.25 360
4878558 SAN RAMON CA 94583 SFD 7.375 6.250 $2,541.68 360
4878570 GLENDALE AZ 85304 SFD 7.750 6.250 $2,800.81 360
4878577 FLOWER MOUND TX 75028 SFD 7.500 6.250 $3,054.17 360
4878588 LOS ALTOS CA 94024 SFD 7.500 6.250 $3,992.51 360
4878608 LOS GATOS CA 95030 SFD 7.375 6.250 $2,859.40 360
4878626 DALLAS TX 75214 SFD 7.500 6.250 $2,716.45 360
4878629 MASON OH 45040 SFD 7.500 6.250 $2,237.49 360
4879106 LA CRESCENTA CA 91214 SFD 7.500 6.250 $2,552.13 360
4879217 SAN LEANDRO CA 94579 SFD 7.500 6.250 $2,069.67 360
4879223 DALLAS TX 75204 SFD 7.500 6.250 $1,831.39 360
4879311 NEWPORT BEACH CA 92660 SFD 7.500 6.250 $2,440.26 360
4879341 FAIRFAX VA 22301 SFD 7.500 6.250 $1,685.11 360
4879374 SALT LAKE CITY UT 84121 SFD 7.625 6.250 $2,037.74 360
4879404 BRIGHTON TOWNSHIP MI 48114 SFD 7.500 6.250 $1,957.10 360
4879448 MARSHALL VA 22115 SFD 7.500 6.250 $1,845.93 360
4879468 PLACENTIA CA 92870 SFD 7.625 6.250 $1,973.33 360
4879883 LAFAYETTE CA 94549 SFD 7.375 6.250 $2,382.83 360
4881206 OMAHA NE 68130 SFD 7.375 6.250 $3,349.77 360
4882656 LOS ANGELES CA 90068 SFD 7.500 6.250 $2,258.46 360
4882669 NAPA CA 94558 SFD 7.500 6.250 $3,321.27 360
4883959 ANN ARBOR MI 48101 SFD 7.125 6.250 $2,533.18 360
4883985 WEST PALM BEACH FL 33409 SFD 7.375 6.250 $1,970.50 360
4884004 CORAL SPRINGS FL 33076 SFD 7.375 6.250 $1,993.98 360
4884851 SHERMAN OAKS CA 91403 SFD 7.500 6.250 $3,356.23 360
4884894 SAN JOSE CA 95138 SFD 7.375 6.250 $1,731.87 360
4885210 INDIANAPOLIS IN 46236 SFD 7.375 6.250 $2,410.81 360
4885730 ALEDO TX 76008 SFD 7.500 6.250 $2,654.92 360
4886372 SUDBURY MA 01776 SFD 6.875 6.250 $3,284.65 360
4886438 HASBROUCK HEIGHTS NJ 07604 SFD 7.375 6.250 $1,775.04 360
4886541 EVANSTON IL 60201 SFD 7.250 6.250 $1,798.90 360
4887040 ALEXANDRIA VA 22301 SFD 7.500 6.250 $1,915.85 360
4887047 POWELL OH 43065 SFD 7.500 6.250 $2,538.15 360
4887059 VANCOUVER WA 98664 SFD 7.250 6.250 $1,687.03 360
4887068 MALVERN PA 19335 SFD 7.250 6.250 $2,687.78 360
4887093 SOUTHLAKE TX 76262 SFD 7.375 6.250 $2,679.82 360
4887125 KENSINGTON MD 20895 SFD 7.375 6.250 $1,657.62 360
4887131 AURORA IL 60504 SFD 7.375 6.250 $1,665.89 360
4887207 WALNET CREEK CA 94596 SFD 7.250 6.250 $3,247.16 360
4887282 ALPHARETTA GA 30004 SFD 7.125 6.250 $2,627.50 360
4887352 ROCKFORD IL 61103 SFD 7.375 6.250 $2,175.63 360
4887469 FOSTER CITY CA 94404 SFD 7.250 6.250 $2,919.72 360
4888258 CARLSBAD CA 92009 SFD 7.375 6.250 $4,109.52 360
4888466 CHICAGO IL 60645 SFD 7.250 6.250 $1,964.67 360
4890574 POWAY CA 92064 SFD 7.250 6.250 $3,342.67 360
4892063 LAKELAND FL 33813 SFD 7.250 6.250 $1,782.19 360
4892070 RIDGEFIELD NJ 07657 MF2 7.500 6.250 $2,356.71 360
4893411 SAN CLEMENTE CA 92673 PUD 7.375 6.250 $2,648.74 360
4893478 MONROE CT 06468 SFD 6.750 6.250 $1,621.50 360
4893499 DELRAY BEACH FL 33446 SFD 7.500 6.250 $3,496.08 360
4893513 CHICAGO IL 60657 MF2 7.750 6.250 $3,830.30 360
4893532 WILMINGTON NC 28405 SFD 6.875 6.250 $3,810.19 360
4893542 MIDDLEBURG VA 20118 SFD 7.125 6.250 $4,007.28 360
4893556 FT MITCHELL KY 41011 PUD 7.250 6.250 $3,001.58 360
4893592 BRIGHTON MI 48116 SFD 7.250 6.250 $2,827.62 360
4893611 PINE MOUNTAIN GA 31822 SFD 7.125 6.250 $2,425.39 360
4893639 WILLOWBROOK IL 60514 SFD 7.250 6.250 $2,933.36 360
4893656 WEST LOS ANGELES CA 90034 SFD 7.250 6.250 $1,654.28 360
4893705 STAMFORD CT 06905 SFD 7.250 6.250 $2,210.26 360
4894756 TULSA OK 74114 SFD 7.000 6.250 $2,089.38 360
4895867 SAN FRANCISCO CA 94122 SFD 6.875 6.250 $1,676.49 360
4895883 PALOS VERDES ESTATES CA 90274 SFD 7.250 6.250 $3,083.44 360
4895896 SAN DIEGO CA 92037 SFD 7.250 6.250 $2,796.93 360
4895910 OAK BROOK IL 60521 SFD 7.375 6.250 $2,382.82 360
4895913 BLACK DIAMOND WA 98010 SFD 7.375 6.250 $2,227.43 360
4895918 WESTPORT CT 06880 SFD 7.375 6.250 $3,695.11 360
4895925 CARY NC 27513 SFD 7.125 6.250 $1,592.00 360
4895927 HIGHLAND PARK IL 60035 SFD 7.250 6.250 $2,563.28 360
4895949 PLYMOUTH MI 48170 SFD 7.125 6.250 $1,881.02 360
4895952 CHARLOTTE NC 28277 SFD 7.375 6.250 $2,293.05 360
4895961 FREMONT CA 94555 SFD 7.250 6.250 $1,659.06 360
4895968 MARIETTA GA 30062 SFD 7.250 6.250 $2,592.27 360
4895977 WEST HILLS CA 91304 SFD 7.250 6.250 $2,674.14 360
4895984 IJAMSVILLE MD 21754 SFD 7.000 6.250 $1,649.96 360
4895994 VAIL CO 81657 LCO 7.250 6.250 $3,069.79 360
4896004 LOS ANGELES CA 90025 SFD 7.375 6.250 $2,196.35 360
4896011 FLORENCE SC 29501 SFD 7.250 6.250 $1,872.57 360
4896032 HUNTERSVILLE NC 28115 SFD 7.125 6.250 $2,071.68 360
4896035 DENVER CO 80203 SFD 8.000 6.250 $3,522.07 360
4896045 SEATTLE WA 98199 SFD 7.125 6.250 $1,684.30 360
4896082 BOCA RATON FL 33433 SFD 7.500 6.250 $1,762.03 360
4896084 WESTPORT CT 06880 SFD 7.250 6.250 $3,765.62 360
4896110 NEW YORK NY 10014 LCO 7.000 6.250 $3,885.37 360
4896131 ANAHEIM CA 92808 PUD 7.000 6.250 $1,623.34 360
4896268 SAN FRANCISCO CA 94116 SFD 7.250 6.250 $2,892.43 360
4896302 DELRAY BEACH FL 33484 PUD 7.375 6.250 $4,192.40 360
4896319 SCOTTSDALE AZ 85251 SFD 7.250 6.250 $3,649.65 360
4896330 CARNATION WA 98014 SFD 7.250 6.250 $2,818.08 360
4896345 AURORA CO 80016 SFD 6.875 6.250 $3,069.83 360
4896469 PHOENIX AZ 85044 SFD 7.250 6.250 $2,237.54 360
4896472 PORTLAND OR 97210 SFD 7.250 6.250 $2,387.62 360
4896493 LOS ANGELES CA 90048 SFD 7.000 6.250 $1,995.91 360
4896500 CALABASAS CA 91302 SFD 7.000 6.250 $2,217.46 360
4896514 CONCORD NC 28027 PUD 7.250 6.250 $2,019.25 360
4896515 PLEASANTON CA 94566 SFD 7.250 6.250 $2,711.66 360
4896533 SUWANNE GA 30024 SFD 7.125 6.250 $1,960.53 360
4896537 MILLBRAE CA 94030 SFD 7.125 6.250 $1,886.42 360
4896549 RIO VERDE AZ 85263 PUD 7.250 6.250 $2,199.34 360
4896563 AGOURA HILLS CA 91301 PUD 7.500 6.250 $2,433.27 360
4896573 LAGUNA BEACH CA 92651 SFD 7.125 6.250 $2,088.53 360
4896574 LITTLETON CO 80125 SFD 7.000 6.250 $1,936.04 360
4896583 GLENDALE CA 91206 SFD 7.375 6.250 $1,657.63 360
4896590 LAFAYETTE CA 94549 SFD 7.250 6.250 $2,244.36 360
4896599 MORGAN HILL CA 95037 SFD 7.250 6.250 $2,046.53 360
4896604 BIRMINGHAM AL 35216 PUD 7.125 6.250 $1,643.88 360
4896614 REISTERTOWN MD 21136 SFD 6.875 6.250 $1,793.42 360
4896623 ROLLING HILLS ESTATES CA 90274 SFD 7.000 6.250 $3,792.23 360
4896634 MADISON NJ 07960 SFD 6.750 6.250 $2,595.04 360
4896639 CHELAN WA 98816 SFD 7.250 6.250 $2,890.73 360
4896647 CALABASAS CA 91302 SFD 7.125 6.250 $2,560.14 360
4896650 NEWPORT BEACH CA 92660 SFD 7.125 6.250 $2,627.51 360
4896669 WEST NEWBURY MA 01985 SFD 7.250 6.250 $1,650.87 360
4896683 REDMOND WA 98053 SFD 7.250 6.250 $1,841.88 360
4896691 FREMONT CA 94539 SFD 7.375 6.250 $2,341.39 360
4896695 FALLBROOK CA 92028 SFD 7.000 6.250 $1,900.11 360
4896704 TOLUCA LAKE CA 91602 SFD 7.250 6.250 $2,933.36 360
4896718 WILMINGTON DE 19803 SFD 6.500 6.233 $1,554.89 360
4896719 SARATOGA CA 95070 SFD 7.375 6.250 $1,989.15 360
4896756 WAYNE PA 19087 SFD 7.500 6.250 $1,817.96 360
4896769 SAN LUIS OBISPO CA 93401 SFD 7.250 6.250 $2,148.86 360
4896773 HOLLAND PA 18966 PUD 6.625 6.250 $1,728.84 360
4896777 TAMPA FL 33613 PUD 6.750 6.250 $2,879.78 360
4896785 DEERFIELD IL 60015 SFD 7.250 6.250 $3,715.31 360
4896787 GARDEN CITY NY 11530 SFD 6.750 6.250 $1,731.76 360
4896806 MESA AZ 85213 SFD 7.625 6.250 $2,039.87 360
4896816 AVALON NJ 08202 SFD 7.250 6.250 $2,346.69 360
4897226 SCOTTSDALE AZ 85260 SFD 7.250 6.250 $2,053.36 360
4897238 SAN CARLOS CA 94070 SFD 6.875 6.250 $1,681.74 360
4897246 CHARLOTTE NC 28270 PUD 7.250 6.250 $1,739.55 360
4897254 SANTA CLARA CA 95051 PUD 7.375 6.250 $2,154.22 360
4897259 IRVINE CA 92620 PUD 7.125 6.250 $1,785.36 360
4897266 IRVINE CA 92620 PUD 7.000 6.250 $3,342.48 360
4897279 CASTLE ROCK CO 80104 PUD 7.750 6.250 $1,730.14 360
4897289 LAGUNA NIGUEL CA 92677 PUD 7.375 6.250 $1,709.43 360
4897304 MARINA DEL REY CA 90292 LCO 7.500 6.250 $1,706.09 360
4897312 DARIEN CT 06820 SFD 7.250 6.250 $3,683.76 360
4897327 MARIETTA GA 30062 PUD 7.250 6.250 $1,706.47 360
4897338 WINTER SPRINGS FL 32708 PUD 7.000 6.250 $1,614.69 360
4897353 RANDOLPH TWSP NJ 07869 SFD 6.875 6.250 $1,708.02 360
4897383 EL PASO TX 79912 SFD 7.125 6.250 $1,819.05 360
4897405 LAGUNA HILLS CA 92653 PUD 7.250 6.250 $2,230.72 360
4897525 EVERGREEN CO 80439 SFD 7.000 6.250 $1,596.73 360
4897535 OXNARD CA 93035 SFD 7.250 6.250 $3,410.89 360
4897663 LOS ANGELES CA 90272 SFD 7.250 6.250 $2,831.04 360
4897675 REDONDO BEACH AREA CA 90277 SFD 6.875 6.250 $1,747.44 360
4897677 PONTE VEDRA BEACH FL 32082 PUD 7.250 6.250 $2,401.27 360
4897695 SPOTSYLVANIA VA 22553 PUD 7.000 6.250 $2,057.79 360
4897696 CHARLOTTE NC 28203 SFD 6.875 6.250 $3,179.54 360
4897705 LONGBOAT KEY FL 34228 PUD 7.250 6.250 $2,742.35 360
4897710 WESTON FL 33327 PUD 7.125 6.250 $3,233.85 360
4897719 CUPERTINO CA 95014 SFD 7.375 6.250 $3,660.58 360
4897723 GILBERT AZ 85234 PUD 7.625 6.250 $1,635.01 360
4897734 MALIBU AREA CA 90265 SFD 7.125 6.250 $2,840.40 360
4897751 SAN DIEGO CA 92037 SFD 7.250 6.250 $3,185.77 360
4897769 SAN CARLOS CA 94070 SFD 7.250 6.250 $3,219.88 360
4897779 MCLEAN VA 22101 SFD 6.750 6.250 $2,646.29 360
4899526 OLD SAYBROOK CT 06475 SFD 6.875 6.250 $2,299.26 360
4899576 LEAWOOD KS 66209 PUD 6.750 6.250 $1,530.70 360
4899588 NORRISTOWN PA 19403 SFD 6.625 6.250 $1,773.66 360
4899609 TOWNSHIP OF MILBURN NJ 07078 SFD 7.375 6.250 $1,650.03 360
4899619 TRABUCO CANYON CA 92679 PUD 7.000 6.250 $1,995.91 360
4899623 NANTUCKET MA 02554 SFD 7.375 6.250 $3,453.38 360
4899638 MOORPARK CA 93021 PUD 7.500 6.250 $1,906.76 360
4899641 HOLGATE NJ 08008 SFD 7.750 6.250 $2,401.78 360
4899656 OLD LYME CT 06371 SFD 6.875 6.250 $1,724.44 360
4899660 CHESHIRE CT 06410 SFD 6.875 6.250 $1,995.43 360
4899662 LOS ANGELES CA 90025 SFD 7.500 6.250 $2,234.69 360
4899667 WESTLAKE VILLAGE CA 91361 PUD 7.250 6.250 $1,964.67 360
4899681 RUMSON NJ 07760 SFD 7.375 6.250 $3,398.13 360
4899690 MISSON VIEJO CA 92691 SFD 7.375 6.250 $1,890.73 360
4899708 HERMOSA BEACH CA 90254 SFD 7.125 6.250 $2,048.11 360
4899711 SCOTTSDALE AZ 85255 SFD 7.500 6.250 $1,831.95 360
4899716 FAYETTEVILLE NC 28305 SFD 7.250 6.250 $3,069.80 360
4899719 WESTFIELD NJ 07090 SFD 7.250 6.250 $2,387.62 360
4899724 FAYETTEVILLE GA 30215 PUD 7.250 6.250 $1,749.10 360
4899728 SCARSDALE NY 10583 SFD 7.125 6.250 $4,311.80 360
4899729 LOS ANGELES CA 90036 SFD 7.125 6.250 $2,627.51 360
4899736 SAN CARLOS CA 94070 SFD 7.250 6.250 $1,766.84 360
4899738 SAN JOSE CA 95135 SFD 7.375 6.250 $2,286.14 360
4899752 POMPTON PLAINS NJ 07444 SFD 7.375 6.250 $1,801.29 360
4899772 REDONDO BEACH CA 90278 LCO 7.500 6.250 $2,622.06 360
4899777 EAST HANOVER NJ 07936 SFD 7.375 6.250 $2,293.05 360
4899782 EUGENE OR 97405 SFD 7.250 6.250 $3,547.32 360
4899793 BEVERLY HILLS CA 90212 SFD 7.250 6.250 $3,970.27 360
4899812 CERRITOS CA 90703 SFD 7.125 6.250 $1,708.56 360
4899826 ANAHEIM CA 92806 PUD 7.500 6.250 $2,237.49 360
4899838 LONG BEACH CA 90803 PUD 7.625 6.250 $1,766.66 360
4899862 WOODLAND HILLS AREA CA 91364 SFD 7.250 6.250 $2,067.00 360
4899868 SOMIS CA 93066 SFD 7.000 6.250 $3,226.72 360
4899869 OAKTON VA 22124 PUD 6.750 6.250 $1,497.62 360
4899874 SANTA CRUZ CA 95065 SFD 7.375 6.250 $1,623.09 360
4899880 SUNNYVALE CA 94087 SFD 7.250 6.250 $2,046.53 360
4899882 NORTHRIDGE CA 91326 SFD 7.000 6.250 $2,049.14 360
4899889 ORLANDO FL 32812 PUD 7.250 6.250 $1,888.27 360
4899890 OJAI CA 93023 SFD 7.000 6.250 $1,909.42 360
4899897 THOUSAND OAKS CA 91362 PUD 7.000 6.250 $2,365.16 360
4899898 GREAT FALLS VA 22066 PUD 7.250 6.250 $1,680.89 360
4899905 OVIEDO FL 32765 SFD 7.375 6.250 $2,001.23 360
4899913 YORBA LINDA CA 92886 PUD 7.250 6.250 $1,719.09 360
4899922 SAN CARLOS CA 94070 SFD 7.750 6.250 $2,756.76 360
4899932 UNION CITY CA 94587 SFD 7.500 6.250 $1,748.04 360
4899941 SAN LUIS OBISPO CA 93401 PUD 7.000 6.250 $2,262.03 360
4899950 PORTOLA VALLEY CA 94028 SFD 6.750 6.250 $3,891.59 360
4899995 RNCH SNT MARGRIT AREA CA 92688 PUD 7.125 6.250 $1,903.26 360
4900005 EVANSTON IL 60201 SFD 7.250 6.250 $1,773.66 360
4900014 LONGBOAT KEY FL 34228 LCO 7.250 6.250 $1,702.72 360
4900028 PURCELLVILLE VA 20132 SFD 6.750 6.250 $1,816.08 360
4900030 CINCINNATTI OH 45244 PUD 7.250 6.250 $2,387.62 360
4900037 WINNETKA IL 60093 SFD 7.250 6.250 $4,393.22 360
4900062 LOS ALAMITOS CA 90720 SFD 7.250 6.250 $1,698.62 360
4900067 LITTLE ROCK AR 72223 SFD 7.125 6.250 $1,859.47 360
4900079 SKOKIE IL 60076 SFD 7.500 6.250 $2,041.71 360
4900090 ORANGE CA 92869 SFD 7.000 6.250 $1,683.22 360
4900105 HADDONFIELD NJ 08033 SFD 7.250 6.250 $2,810.57 360
4900116 CALABASAS CA 91302 SFD 7.000 6.250 $1,886.14 360
4900139 LOS ANGELES CA 90045 SFD 6.875 6.250 $1,826.27 360
4900150 MISSION VIEJO CA 92692 SFD 7.375 6.250 $1,844.11 360
4900306 ATLANTIC BEACH FL 32233 PUD 7.250 6.250 $1,713.97 360
4900311 OCALA FL 34471 SFD 6.875 6.250 $1,931.37 360
4902352 FLAGSTAFF AZ 86004 SFD 8.250 6.250 $668.63 360
4903070 PORTLAND OR 97236 SFD 7.750 6.250 $716.42 360
4903284 WHITEFISH MT 59937 LCO 8.250 6.250 $1,202.03 360
4904068 BEVERLY HILLS CA 90210 SFD 6.875 6.250 $3,494.87 360
4904150 SOUTH ORANGE NJ 07079 SFD 6.625 6.250 $1,511.13 360
4904169 DEL MAR CA 92014 SFD 7.375 6.250 $2,486.44 360
4904194 SPARTA TOWNSHIP NJ 07871 SFD 6.750 6.250 $1,699.33 360
4904211 LOS GATOS CA 95032 SFD 7.250 6.250 $2,285.30 360
4904225 PETALUMA CA 94954 SFD 6.750 6.250 $1,783.65 360
4904233 CHICAGO IL 60615 SFD 7.250 6.250 $4,072.60 360
4904235 COTO DE CAZA CA 92679 SFD 7.375 6.250 $3,847.07 360
4904245 LOS ALAMITOS CA 90720 SFD 7.250 6.250 $1,773.66 360
4904255 DISCOVERY BAY CA 94514 SFD 7.750 6.250 $1,676.41 360
4904259 LIVERMORE CA 94550 SFD 7.000 6.250 $2,281.99 360
4904275 LONG BEACH CA 90803 SFD 7.625 6.250 $1,840.27 360
4904281 CALABASAS CA 91302 SFD 7.250 6.250 $3,138.02 360
4904479 NEWPORT BEACH CA 92660 SFD 7.375 6.250 $4,109.52 360
4904482 HAYWARD CA 94542 SFD 7.375 6.250 $1,989.15 360
4904494 PARADISE VALLEY AZ 85253 SFD 7.375 6.250 $3,936.85 360
4904498 CASCADE TOWNSHIP MI 49546 SFD 7.250 6.250 $1,633.14 360
4904507 LA GRANGE IL 60525 SFD 7.250 6.250 $2,124.30 360
4904511 ANNAPOLIS MD 21403 SFD 7.500 6.250 $2,153.58 360
4904517 PHOENIX AZ 85018 SFD 7.250 6.250 $3,985.96 360
4904543 DUNCAN SC 29334 PUD 7.250 6.250 $1,795.49 360
4904550 PLEASANTON CA 94566 SFD 7.375 6.250 $2,362.11 360
4904558 DUXBURY MA 02332 SFD 7.375 6.250 $2,315.49 360
4904560 MOHEGAN LAKE NY 10547 SFD 6.750 6.250 $2,117.68 360
4904569 BONSALL CA 92003 SFD 7.125 6.250 $1,643.88 360
4904590 ORANGE CA 92869 SFD 8.000 6.250 $1,746.36 360
4904604 PISMO BEACH CA 93449 SFD 7.250 6.250 $2,046.53 360
4904607 CINCINNATI OH 45241 SFD 7.250 6.250 $1,608.58 360
4904629 LOMPOC CA 93436 SFD 7.000 6.250 $2,195.50 360
4904640 SMYRNA GA 30080 SFD 7.000 6.250 $1,995.91 360
4904641 WARWICK NY 10990 SFD 7.500 6.250 $2,073.17 360
4904649 SAN DIEGO CA 92131 SFD 7.375 6.250 $1,761.23 360
4904655 KENDALL PARK NJ 08824 SFD 7.000 6.250 $1,616.36 360
4904665 DARIEN IL 60561 SFD 7.250 6.250 $2,912.90 360
4904666 ALPHARETTA GA 30004 SFD 7.000 6.250 $1,746.42 360
4904673 DEL MAR CA 92014 SFD 7.500 6.250 $4,544.90 360
4904674 FORT LAUDERDALE FL 33306 SFD 7.250 6.250 $2,947.00 360
4904688 DALLAS TX 75230 SFD 7.250 6.250 $1,892.36 360
4904726 ISLE OF PALMS SC 29451 SFD 7.000 6.250 $2,395.09 360
4904741 JAMUL CA 91935 SFD 7.375 6.250 $2,448.45 360
4904766 KIRKLAND WA 98033 SFD 7.875 6.250 $1,803.98 360
4904781 PARK RIDGE IL 60068 SFD 7.125 6.250 $1,755.72 360
4904795 BYRON CA 94514 SFD 7.250 6.250 $2,633.21 360
4904824 SAN JOSE CA 95131 SFD 7.625 6.250 $2,548.06 360
4904834 CLAREMONT AREA CA 91711 SFD 6.875 6.250 $2,096.92 360
4904844 SIMI VALLEY CA 93065 SFD 7.000 6.250 $2,288.65 360
4904852 ORANGE CA 92869 SFD 7.000 6.250 $1,942.69 360
4904863 CAMARILLO CA 93010 SFD 7.375 6.250 $4,474.20 360
4904877 LOS ANGELES CA 91607 SFD 7.250 6.250 $1,773.66 360
4904883 SEA CLIFF NY 11545 SFD 7.375 6.250 $1,738.78 360
4904897 CHEVY CHASE MD 20815 SFD 7.250 6.250 $3,069.79 360
4904905 BALTIMORE MD 21204 SFD 7.250 6.250 $2,229.35 360
4904928 CHARLOTTE NC 28207 SFD 7.250 6.250 $2,489.94 360
4904940 GREAT FALLS VA 22066 SFD 6.750 6.250 $2,152.70 360
4904950 KIRKLAND WA 98034 SFD 7.125 6.250 $1,561.35 360
4904984 HUNTINGTON BEACH CA 92648 SFD 7.125 6.250 $1,906.63 360
4906438 PRESCOTT AZ 86301 SFD 7.375 6.250 $2,500.25 360
4906472 LONG BEACH CA 90807 SFD 7.000 6.250 $1,689.87 360
4906493 STUDIO CITY CA 90604 SFD 7.250 6.250 $3,680.35 360
4906503 MIAMI BEACH FL 33140 SFD 7.375 6.250 $1,968.43 360
4906527 ELGIN SC 29045 SFD 6.875 6.250 $2,627.72 360
4906787 SANTA BARBARA CA 93111 SFD 7.125 6.250 $1,717.99 360
4906812 YORBA LINDA CA 92887 SFD 7.375 6.250 $2,237.79 360
4906826 MISSION VIEJO CA 92691 SFD 7.375 6.250 $1,958.06 360
4906846 SAN JOSE CA 95118 SFD 7.375 6.250 $1,766.40 360
4906859 CYPRESS CA 90630 SFD 7.500 6.250 $2,964.67 360
4906865 FAIRFAX CA 94930 SFD 6.750 6.250 $1,655.88 360
4906881 CARLSBAD CA 92009 SFD 7.250 6.250 $4,093.06 360
4906904 IRVINE CA 92604 SFD 7.250 6.250 $2,296.21 360
4906917 BABYLON NY 11702 SFD 7.250 6.250 $1,671.43 360
4906925 PASADENA CA 91106 SFD 6.875 6.250 $1,970.79 360
4906976 MILLERSVILLE MD 21108 SFD 7.375 6.250 $1,702.51 360
4908063 YORBA LINDA CA 92887 SFD 7.125 6.250 $1,684.30 360
4908064 ALAMO CA 94507 SFD 7.500 6.250 $3,496.07 360
4908083 SANTA ROSA CA 95404 SFD 7.500 6.250 $2,936.70 360
4908097 SAN MATEO CA 94402 SFD 7.125 6.250 $1,833.86 360
4908241 HADDONFIELD NJ 08033 SFD 7.500 6.250 $2,307.41 360
4908285 LAFAYETTE HILL PA 19444 SFD 7.500 6.250 $2,364.02 360
4908358 PORT WASHINGTON NY 11050 SFD 7.625 6.250 $2,491.43 360
4908589 POWAY CA 92064 SFD 7.125 6.250 $2,290.64 360
4909467 WEST BLOOMFIELD TWP MI 48323 SFD 7.625 6.250 $1,941.12 360
4909481 OVERLAND PARK KS 66210 SFD 7.500 6.250 $3,621.93 360
4909539 SCIO OR 97374 SFD 7.500 6.250 $1,622.18 360
4909583 CHICAGO IL 60625 SFD 7.625 6.250 $1,704.37 360
4909600 MELVILLE NY 11747 SFD 7.625 6.250 $3,450.49 360
4909601 MOUNTAIN VIEW CA 94040 SFD 7.625 6.250 $1,797.44 360
4909657 SCOTTSDALE AZ 85262 SFD 7.500 6.250 $2,331.18 360
4909678 BROOKLINE MA 02167 SFD 7.500 6.250 $3,775.76 360
4909695 PORTOLA HILLS CA 92679 SFD 7.375 6.250 $1,968.42 360
4909729 NIPOMO CA 93433 SFD 7.500 6.250 $1,985.07 360
4909803 PLEASANT HILL CA 94523 SFD 7.625 6.250 $1,925.20 360
4909841 FORT SMITH AR 72916 SFD 7.500 6.250 $1,664.13 360
4909910 MORAN WY 83013 SFD 7.500 6.250 $3,146.47 360
4909959 NEW HOPE PA 18938 SFD 7.375 6.250 $1,933.89 360
4909971 SAN JOSE CA 95125 SFD 7.375 6.250 $1,825.94 360
4910041 LAGUNA HILLS AREA CA 92656 SFD 7.375 6.250 $1,878.64 360
4910172 SAN DIEGO CA 92127 SFD 7.125 6.250 $1,864.85 360
4910197 SAN DIEGO CA 92130 SFD 7.250 6.250 $2,500.18 360
4910538 DANVILLE CA 94507 SFD 7.500 6.250 $2,978.65 360
4910541 SHINGLE SPRINGS CA 95682 SFD 7.750 6.250 $1,848.34 360
4910558 TUCSON AZ 85718 SFD 7.500 6.250 $1,678.11 360
4910570 REDWOOD CITY CA 94065 LCO 7.500 6.250 $2,256.37 360
4910576 WOODBRIDGE CA 95258 SFD 7.625 6.250 $2,038.45 360
4910744 MISSION VIEJO CA 92692 SFD 7.500 6.250 $1,678.12 360
4910761 HEBER UT 84032 SFD 7.500 6.250 $2,171.07 360
4910822 FRAMINGHAM MA 01701 SFD 7.375 6.250 $1,692.16 360
4910927 MEDINA OH 44256 SFD 7.250 6.250 $1,986.16 360
4910938 NORTHAMPTON TOWNSHIP PA 18954 SFD 7.500 6.250 $1,855.72 360
4910986 SAN JOSE CA 95123 SFD 7.250 6.250 $2,123.28 360
4910999 IRVINE CA 92620 SFD 7.250 6.250 $1,957.85 360
4911070 LOUISVILLE KY 40245 SFD 7.250 6.250 $1,777.07 360
4911158 SCOTTSDALE AZ 85259 SFD 7.250 6.250 $3,683.76 360
4911197 SCOTTSDALE AZ 85255 SFD 7.250 6.250 $1,965.01 360
4911358 SEATTLE WA 98119 SFD 7.250 6.250 $2,638.66 360
4911364 SAN FRANCISCO CA 94116 SFD 7.250 6.250 $1,661.79 360
4911412 LAKE FOREST CA 92631 SFD 7.250 6.250 $2,180.24 360
4911875 LAKE CHARLES LA 70605 SFD 7.375 6.250 $1,840.65 360
4911886 PONTE VEDRA BEACH FL 32082 SFD 7.250 6.250 $2,885.61 360
4911978 VENICE FL 34292 SFD 7.250 6.250 $1,699.87 354
4912068 PHOENIX AZ 85018 SFD 7.375 6.250 $1,721.86 360
4912077 APPLETON WI 54911 SFD 7.375 6.250 $1,933.90 360
4912129 ROCHESTER MI 48307 SFD 7.500 6.250 $1,796.29 360
4912156 AUBREY TX 76227 SFD 7.375 6.250 $3,555.26 360
4912214 BROOKLYN NY 11223 SFD 7.375 6.250 $1,827.20 300
4912227 OVERLAND PARK KS 66213 PUD 7.375 6.250 $1,623.09 360
4912257 ELKHORN NE 68022 PUD 7.375 6.250 $1,813.02 360
4912269 DESTIN FL 32541 SFD 7.250 6.250 $3,138.02 360
4912281 IJAMSVILLE MD 21754 SFD 7.375 6.250 $1,982.24 360
4912284 NEW ORLEANS LA 70128 SFD 7.375 6.250 $1,657.63 360
4912297 BATON ROUGE LA 70810 SFD 7.375 6.250 $2,417.37 360
4912315 LONGMONT CO 80503 SFD 7.375 6.250 $1,851.01 360
4912404 NAPERVILLE IL 60564 PUD 7.375 6.250 $1,640.36 360
4912488 SAWYER MI 49125 SFD 7.375 6.250 $1,657.62 360
4912871 VIRGINIA BEACH VA 23454 SFD 7.375 6.250 $3,798.71 360
4912962 BOSSIER CITY LA 71111 SFD 7.250 6.250 $1,608.58 360
4912998 MERRIMACK NH 03054 SFD 7.500 6.250 $1,817.96 360
4913410 WEST HARTFORD CT 06105 SFD 7.250 6.250 $4,093.06 360
4914755 SAN JOSE CA 95131 SFD 7.250 6.250 $1,684.91 360
4916452 FOUNTAIN HILLS AZ 85268 SFD 7.500 6.250 $1,887.88 360
4919972 FAIRFIELD CT 06430 SFD 7.125 6.250 $2,314.23 360
4920497 MORROW OH 45152 SFD 7.750 6.250 $2,126.32 360
4920780 GLENDALE CA 91207 SFD 7.250 6.250 $2,574.53 360
4920819 LAKE VILLA IL 60046 SFD 8.125 6.250 $1,858.48 360
4923651 MIDLOTHIAN VA 23112 SFD 7.125 6.250 $1,606.82 360
4923682 GLENVIEW IL 60025 SFD 7.125 6.250 $2,236.75 360
4923734 WHEATON IL 60187 SFD 7.250 6.250 $2,196.61 360
4923755 WAYNE IL 60184 SFD 7.250 6.250 $2,024.70 360
4924229 SANDWICH MA 02537 SFD 7.250 6.250 $2,346.69 360
4924462 MARIETTA GA 30068 PUD 6.875 6.250 $2,772.24 360
4924812 ATLANTA GA 30345 SFD 7.000 6.250 $1,729.79 360
4924820 LOS ALAMOS NM 87544 SFD 7.250 6.250 $2,878.78 360
</TABLE>
<TABLE>
<CAPTION>
(i) (viii) (ix) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- ---------- -------------- ------ ------- ---------- -------- ------- --------- -------
CUT-OFF
MORTGAGE SCHEDULED DATE MORTGAGE T.O.P. MASTER FIXED
LOAN MATURITY PRINCIPAL INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER DATE BALANCE LTV SUBSIDY CODE FEE LOAN FEE YIELD
- ----- ----------- -------------- ------ ------- ---------- -------- -------- --------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
4713217 1-Jan-28 $355,740.07 78.26 0.250 0.017 0.983
4781741 1-Jan-27 $452,888.65 78.10 0.250 0.017 0.733
4832425 1-Jul-28 $250,872.31 95.00 06 0.250 0.017 1.358
4834109 1-Jul-28 $555,874.32 37.83 0.250 0.017 1.108
4834133 1-Jul-28 $239,052.52 89.89 11 0.250 0.017 0.733
4841199 1-Aug-28 $267,068.15 80.00 0.250 0.017 0.983
4843148 1-Jul-28 $443,925.69 80.00 0.250 0.017 0.983
4843201 1-Aug-28 $378,943.62 75.25 0.250 0.017 1.358
4843469 1-Jul-28 $268,985.50 75.00 0.250 0.017 0.983
4843990 1-Jul-28 $462,975.53 75.00 0.250 0.017 0.233
4845463 1-Aug-28 $287,115.32 80.00 0.250 0.017 0.858
4845881 1-Aug-28 $235,292.81 66.48 0.250 0.017 0.983
4846244 1-Aug-28 $518,402.63 69.33 0.250 0.017 0.858
4847229 1-Aug-28 $303,737.10 67.70 0.250 0.017 0.983
4849417 1-Aug-28 $298,974.20 80.00 0.250 0.017 0.858
4849500 1-Aug-28 $239,148.97 90.00 24 0.250 0.017 1.108
4849948 1-Jul-28 $298,062.89 50.00 0.250 0.017 0.983
4849968 1-Aug-28 $298,782.46 80.00 0.250 0.017 0.983
4849992 1-Aug-28 $325,320.00 75.00 0.250 0.017 1.233
4850081 1-Aug-23 $276,686.76 73.16 0.250 0.017 1.358
4850117 1-Aug-28 $311,065.07 80.00 0.250 0.017 0.983
4850776 1-Mar-28 $347,482.42 73.68 0.250 0.017 0.733
4851004 1-Apr-28 $236,625.34 80.00 0.250 0.017 1.233
4851477 1-Jul-28 $517,895.97 80.00 0.250 0.017 0.608
4853212 1-Aug-23 $407,028.01 70.12 0.250 0.017 1.358
4854503 1-Nov-27 $222,745.99 50.56 0.250 0.017 0.983
4859315 1-Jul-28 $143,431.47 80.00 0.250 0.017 0.733
4859650 1-Oct-28 $233,134.60 77.83 0.250 0.017 0.733
4860786 1-Nov-28 $359,697.55 63.16 0.250 0.017 0.358
4861101 1-Jun-28 $1,810,213.48 58.71 0.250 0.017 1.233
4866710 1-Jul-28 $1,195,491.14 63.16 0.250 0.017 0.983
4867964 1-Aug-28 $453,602.28 65.47 0.250 0.017 0.858
4868158 1-Aug-28 $262,350.55 70.19 0.250 0.017 0.608
4868276 1-Aug-28 $270,178.71 77.71 0.250 0.017 0.983
4868667 1-Aug-28 $306,232.68 89.87 0.250 0.017 0.733
4868716 1-Jul-28 $283,398.64 79.04 0.250 0.017 0.608
4869044 1-Aug-28 $404,390.65 73.76 0.250 0.017 0.608
4869306 1-Jul-28 $422,326.09 79.52 0.250 0.017 0.733
4870105 1-Sep-28 $284,265.01 95.00 12 0.250 0.017 0.858
4870492 1-Aug-28 $237,730.27 90.00 06 0.250 0.017 0.608
4870890 1-Aug-28 $186,059.60 79.99 0.250 0.017 0.858
4871430 1-Aug-28 $538,381.87 75.00 0.250 0.017 0.983
4871649 1-Aug-28 $271,184.92 80.00 0.250 0.017 0.983
4871696 1-Aug-28 $348,924.82 72.61 0.250 0.017 0.858
4871841 1-Aug-28 $190,612.66 80.00 0.250 0.017 0.858
4872226 1-Aug-28 $249,212.81 74.63 0.250 0.017 0.733
4872322 1-Aug-28 $323,029.10 80.00 0.250 0.017 0.983
4872411 1-Aug-28 $269,128.58 90.00 0.250 0.017 0.608
4872454 1-Aug-28 $319,016.97 80.00 0.250 0.017 0.858
4872539 1-Jun-28 $273,127.83 79.31 0.250 0.017 0.858
4873348 1-Sep-28 $292,808.96 73.01 0.250 0.017 0.733
4873769 1-Sep-28 $359,193.44 75.00 0.250 0.017 0.983
4873894 1-Jul-28 $343,671.18 90.00 11 0.250 0.017 0.858
4874461 1-Aug-28 $781,531.32 68.17 0.250 0.017 0.733
4874521 1-Aug-28 $284,119.74 74.41 0.250 0.017 0.858
4874535 1-Aug-28 $598,015.44 80.00 0.250 0.017 0.483
4874538 1-Aug-28 $241,256.63 79.80 0.250 0.017 0.858
4874788 1-Aug-28 $526,192.36 75.97 0.250 0.017 0.858
4874803 1-Sep-28 $291,329.33 80.00 0.250 0.017 0.858
4874901 1-Sep-27 $597,217.90 77.02 0.250 0.017 0.858
4875139 1-Sep-28 $349,196.12 73.68 0.250 0.017 0.858
4875222 1-Aug-28 $377,806.61 78.14 0.250 0.017 0.733
4875649 1-Sep-28 $493,863.08 70.01 0.250 0.017 0.858
4875807 1-Aug-28 $317,818.36 75.00 0.250 0.017 1.108
4875864 1-Jul-28 $258,973.54 78.79 0.250 0.017 0.733
4875978 1-Aug-18 $635,261.91 58.18 0.250 0.017 0.858
4876372 1-Jul-28 $344,699.96 89.87 17 0.250 0.017 0.983
4876400 1-Jul-28 $340,714.99 90.00 11 0.250 0.017 0.983
4876421 1-Sep-28 $338,240.51 62.89 0.250 0.017 0.983
4876442 1-Sep-28 $267,399.49 79.53 0.250 0.017 0.983
4876478 1-Sep-28 $241,457.83 89.96 17 0.250 0.017 0.983
4876772 1-Aug-28 $243,181.95 80.00 0.250 0.017 0.983
4876779 1-Sep-28 $305,279.54 77.47 0.250 0.017 0.733
4876802 1-Sep-28 $440,007.34 55.18 0.250 0.017 0.983
4876805 1-Sep-28 $391,426.23 60.14 0.250 0.017 0.733
4876857 1-Aug-28 $572,834.92 71.83 0.250 0.017 0.858
4876893 1-Aug-28 $243,567.95 70.81 0.250 0.017 0.983
4876899 1-Sep-28 $256,623.78 77.24 0.250 0.017 0.983
4877134 1-Sep-28 $271,789.73 75.00 0.250 0.017 0.983
4877137 1-Jul-28 $486,120.42 80.00 0.250 0.017 0.858
4877287 1-Sep-28 $319,300.75 80.00 0.250 0.017 1.108
4877384 1-Sep-28 $277,027.95 79.98 0.250 0.017 0.983
4877397 1-Sep-28 $307,326.99 80.00 0.250 0.017 1.108
4877459 1-Aug-28 $259,240.04 66.67 0.250 0.017 1.108
4877545 1-Sep-28 $420,682.27 72.71 0.250 0.017 0.608
4877571 1-Aug-28 $498,464.07 51.28 0.250 0.017 0.858
4877698 1-Sep-28 $263,393.65 80.00 0.250 0.017 0.858
4877758 1-Aug-28 $323,898.41 86.21 06 0.250 0.017 0.358
4877804 1-Sep-28 $299,293.93 80.00 0.250 0.017 0.983
4877969 1-Sep-28 $235,256.10 80.00 0.250 0.017 0.858
4878035 1-Oct-28 $398,605.63 80.00 0.250 0.017 0.983
4878040 1-Sep-28 $239,420.78 70.59 0.250 0.017 0.608
4878060 1-Sep-28 $284,361.50 38.93 0.250 0.017 0.983
4878141 1-Sep-28 $331,060.56 77.15 0.250 0.017 1.358
4878209 1-May-28 $296,541.81 74.55 0.250 0.017 0.733
4878558 1-Oct-28 $367,438.06 80.00 0.250 0.017 0.858
4878570 1-Sep-28 $390,116.87 79.98 0.250 0.017 1.233
4878577 1-Aug-28 $435,491.11 80.00 0.250 0.017 0.983
4878588 1-Sep-28 $569,720.76 58.56 0.250 0.017 0.983
4878608 1-Sep-28 $413,049.11 51.75 0.250 0.017 0.858
4878626 1-Jul-28 $387,040.25 79.99 0.250 0.017 0.983
4878629 1-Sep-28 $319,169.80 69.26 0.250 0.017 0.983
4879106 1-Sep-28 $364,182.27 79.35 0.250 0.017 0.983
4879217 1-Oct-28 $295,558.23 80.00 0.250 0.017 0.983
4879223 1-Sep-28 $261,333.18 67.18 0.250 0.017 0.983
4879311 1-Sep-28 $348,094.56 68.43 0.250 0.017 0.983
4879341 1-Aug-28 $240,277.83 65.14 0.250 0.017 0.983
4879374 1-Sep-28 $287,270.89 74.78 0.250 0.017 1.108
4879404 1-Sep-28 $279,272.93 79.99 0.250 0.017 0.983
4879448 1-Sep-28 $263,408.53 77.65 0.250 0.017 0.983
4879468 1-Sep-28 $278,190.78 80.00 0.250 0.017 1.108
4879883 1-Oct-28 $344,438.90 69.70 0.250 0.017 0.858
4881206 1-Nov-28 $484,630.96 74.05 0.250 0.017 0.858
4882656 1-Sep-28 $322,276.36 78.78 0.250 0.017 0.983
4882669 1-Sep-28 $473,935.82 19.79 0.250 0.017 0.983
4883959 1-Aug-28 $372,641.26 79.49 0.250 0.017 0.608
4883985 1-Sep-28 $284,644.71 90.00 11 0.250 0.017 0.858
4884004 1-Sep-28 $288,036.89 88.35 01 0.250 0.017 0.858
4884851 1-Sep-28 $478,924.61 80.00 0.250 0.017 0.983
4884894 1-Oct-28 $250,367.23 81.94 0.250 0.017 0.858
4885210 1-Sep-28 $348,027.37 79.33 0.250 0.017 0.858
4885730 1-Sep-28 $378,849.31 75.00 0.250 0.017 0.983
4886372 1-Sep-28 $495,098.62 79.37 0.250 0.017 0.358
4886438 1-Sep-28 $256,409.71 75.59 0.250 0.017 0.858
4886541 1-Sep-28 $262,658.93 90.00 12 0.250 0.017 0.733
4887040 1-Sep-28 $273,386.13 78.51 0.250 0.017 0.983
4887047 1-Sep-28 $362,186.74 84.97 12 0.250 0.017 0.983
4887059 1-Sep-28 $246,717.72 76.09 0.250 0.017 0.733
4887068 1-Sep-28 $393,072.33 79.85 0.250 0.017 0.733
4887093 1-Sep-28 $387,108.83 80.00 0.250 0.017 0.858
4887125 1-Sep-28 $239,448.77 80.00 0.250 0.017 0.858
4887131 1-Sep-28 $240,643.01 89.33 01 0.250 0.017 0.858
4887207 1-Sep-28 $474,879.27 80.00 0.250 0.017 0.733
4887282 1-Sep-28 $388,926.65 60.47 0.250 0.017 0.608
4887352 1-Sep-28 $314,032.35 71.59 0.250 0.017 0.858
4887469 1-Sep-28 $426,830.25 80.00 0.250 0.017 0.733
4888258 1-Sep-28 $593,633.39 70.00 0.250 0.017 0.858
4888466 1-Sep-28 $287,321.91 90.00 13 0.250 0.017 0.733
4890574 1-Sep-28 $488,846.30 51.58 0.250 0.017 0.733
4892063 1-Sep-28 $260,634.89 95.00 12 0.250 0.017 0.733
4892070 1-Sep-28 $336,294.86 90.00 12 0.250 0.017 0.983
4893411 1-Sep-28 $382,485.92 77.47 0.250 0.017 0.858
4893478 1-Oct-28 $249,568.29 68.49 0.250 0.017 0.233
4893499 1-Sep-28 $498,879.79 60.53 0.250 0.017 0.983
4893513 1-Sep-28 $533,510.62 80.00 0.250 0.017 1.233
4893532 1-Sep-28 $578,529.80 68.24 0.250 0.017 0.358
4893542 1-Sep-28 $593,364.55 49.57 0.250 0.017 0.608
4893556 1-Sep-28 $438,964.02 80.00 0.250 0.017 0.733
4893592 1-Sep-28 $413,176.19 76.76 0.250 0.017 0.733
4893611 1-Sep-28 $359,131.19 80.00 0.250 0.017 0.608
4893639 1-Sep-28 $428,987.58 79.78 0.250 0.017 0.733
4893656 1-Sep-28 $241,929.03 75.78 0.250 0.017 0.733
4893705 1-Sep-28 $323,237.13 90.00 11 0.250 0.017 0.733
4894756 1-Dec-28 $314,050.00 89.99 24 0.250 0.017 0.483
4895867 1-Sep-28 $254,475.60 80.00 0.250 0.017 0.358
4895883 1-Sep-28 $450,935.77 65.51 0.250 0.017 0.733
4895896 1-Oct-28 $409,358.37 63.08 0.250 0.017 0.733
4895910 1-Oct-28 $344,254.85 69.00 0.250 0.017 0.858
4895913 1-Oct-28 $321,896.44 75.00 0.250 0.017 0.858
4895918 1-Aug-28 $533,356.57 26.70 0.250 0.017 0.858
4895925 1-Sep-28 $235,729.72 76.97 0.250 0.017 0.608
4895927 1-Sep-28 $374,865.31 90.00 13 0.250 0.017 0.733
4895949 1-Oct-28 $278,752.13 80.00 0.250 0.017 0.608
4895952 1-Sep-28 $330,409.13 60.36 0.250 0.017 0.858
4895961 1-Sep-28 $242,627.37 95.00 06 0.250 0.017 0.733
4895968 1-Sep-28 $379,105.30 65.52 0.250 0.017 0.733
4895977 1-Sep-28 $390,807.17 80.00 0.250 0.017 0.733
4895984 1-Sep-28 $247,168.18 76.31 0.250 0.017 0.483
4895994 1-Sep-28 $448,940.51 69.23 0.250 0.017 0.733
4896004 1-Sep-28 $317,269.60 55.79 0.250 0.017 0.858
4896011 1-Aug-28 $273,635.67 90.00 0.250 0.017 0.733
4896032 1-Sep-28 $306,757.91 75.00 0.250 0.017 0.608
4896035 1-Sep-28 $479,027.33 78.05 0.250 0.017 1.483
4896045 1-Oct-28 $249,598.97 39.43 0.250 0.017 0.608
4896082 1-Sep-28 $251,435.39 90.00 11 0.250 0.017 0.983
4896084 1-Sep-28 $550,427.40 79.77 0.250 0.017 0.733
4896110 1-Oct-28 $583,039.80 80.00 0.250 0.017 0.483
4896131 1-Sep-28 $243,396.47 80.00 0.250 0.017 0.483
4896268 1-Sep-28 $423,001.71 79.10 0.250 0.017 0.733
4896302 1-Oct-28 $606,073.40 45.98 0.250 0.017 0.858
4896319 1-Sep-28 $533,740.34 68.59 0.250 0.017 0.733
4896330 1-Sep-28 $410,202.42 89.80 11 0.250 0.017 0.733
4896345 1-Oct-28 $466,512.57 77.88 0.250 0.017 0.358
4896469 1-Oct-28 $327,486.71 80.00 0.250 0.017 0.733
4896472 1-Sep-28 $349,175.92 75.27 0.250 0.017 0.733
4896493 1-Sep-28 $299,249.71 58.82 0.250 0.017 0.483
4896500 1-Oct-28 $332,751.99 79.99 0.250 0.017 0.483
4896514 1-Sep-28 $295,302.96 80.00 0.250 0.017 0.733
4896515 1-Oct-28 $396,877.93 75.00 0.250 0.017 0.733
4896533 1-Sep-28 $290,125.26 79.51 0.250 0.017 0.608
4896537 1-Sep-28 $279,324.24 50.91 0.250 0.017 0.608
4896549 1-Sep-28 $321,640.91 89.56 06 0.250 0.017 0.733
4896563 1-Sep-28 $347,220.34 65.05 0.250 0.017 0.983
4896573 1-Sep-28 $307,952.46 48.44 0.250 0.017 0.608
4896574 1-Sep-28 $290,280.20 68.47 0.250 0.017 0.483
4896583 1-Sep-28 $239,448.74 80.00 0.250 0.017 0.858
4896590 1-Sep-28 $328,225.39 54.83 0.250 0.017 0.733
4896599 1-Sep-28 $299,293.66 69.93 0.250 0.017 0.733
4896604 1-Oct-28 $243,608.58 80.00 0.250 0.017 0.608
4896614 1-Sep-28 $272,307.98 68.25 0.250 0.017 0.358
4896623 1-Oct-28 $569,062.81 72.15 0.250 0.017 0.483
4896634 1-Sep-28 $399,060.74 56.38 0.250 0.017 0.233
4896639 1-Sep-28 $422,752.28 75.00 0.250 0.017 0.733
4896647 1-Oct-28 $379,390.42 67.26 0.250 0.017 0.608
4896650 1-Oct-28 $389,374.38 82.11 0.250 0.017 0.608
4896669 1-Oct-28 $241,621.28 72.24 0.250 0.017 0.733
4896683 1-Oct-28 $269,577.47 51.43 0.250 0.017 0.733
4896691 1-Sep-28 $338,221.38 79.58 0.250 0.017 0.858
4896695 1-Sep-28 $284,893.56 74.18 0.250 0.017 0.483
4896704 1-Oct-28 $429,327.09 62.32 0.250 0.017 0.733
4896718 1-Sep-28 $245,329.21 80.00 0.250 0.017 0.000
4896719 1-Sep-28 $284,169.47 51.89 0.250 0.017 0.858
4896756 1-Oct-28 $259,612.87 32.50 0.250 0.017 0.983
4896769 1-Sep-28 $314,258.34 75.00 0.250 0.017 0.733
4896773 1-Sep-28 $269,157.39 61.10 0.250 0.017 0.108
4896777 1-Sep-28 $442,846.70 80.00 0.250 0.017 0.233
4896785 1-Oct-28 $543,772.70 77.80 0.250 0.017 0.733
4896787 1-Sep-28 $266,306.46 69.35 0.250 0.017 0.233
4896806 1-Oct-28 $287,781.48 73.90 0.250 0.017 1.108
4896816 1-Oct-28 $343,461.66 79.45 0.250 0.017 0.733
4897226 1-Sep-28 $300,291.28 72.88 0.250 0.017 0.733
4897238 1-Sep-28 $255,351.08 56.26 0.250 0.017 0.358
4897246 1-Sep-28 $254,327.14 92.86 12 0.250 0.017 0.733
4897254 1-Sep-28 $310,453.94 79.98 0.250 0.017 0.858
4897259 1-Sep-28 $264,360.45 73.61 0.250 0.017 0.608
4897266 1-Oct-28 $501,573.97 80.00 0.250 0.017 0.483
4897279 1-Sep-28 $240,985.34 88.79 01 0.250 0.017 1.233
4897289 1-Oct-28 $247,122.17 63.46 0.250 0.017 0.858
4897304 1-Sep-28 $243,453.33 64.21 0.250 0.017 0.983
4897312 1-Oct-28 $539,154.94 49.09 0.250 0.017 0.733
4897327 1-Sep-28 $249,561.02 58.84 0.250 0.017 0.733
4897338 1-Sep-28 $241,994.75 94.99 11 0.250 0.017 0.483
4897353 1-Oct-28 $259,561.87 75.36 0.250 0.017 0.358
4897383 1-Sep-28 $269,264.35 80.00 0.250 0.017 0.608
4897405 1-Sep-28 $326,230.08 71.09 0.250 0.017 0.733
4897525 1-Sep-28 $239,406.36 73.85 0.250 0.017 0.483
4897535 1-Oct-28 $499,217.53 75.76 0.250 0.017 0.733
4897663 1-Sep-28 $414,022.88 61.48 0.250 0.017 0.733
4897675 1-Sep-28 $265,325.71 56.00 0.250 0.017 0.358
4897677 1-Jul-28 $350,610.34 80.00 0.250 0.017 0.733
4897695 1-Sep-28 $308,534.94 72.78 0.250 0.017 0.483
4897696 1-Jul-28 $481,943.46 80.00 0.250 0.017 0.358
4897705 1-Oct-28 $401,370.91 75.85 0.250 0.017 0.733
4897710 1-Oct-28 $479,230.02 64.00 0.250 0.017 0.608
4897719 1-Oct-28 $529,190.94 71.86 0.250 0.017 0.858
4897723 1-Sep-28 $230,495.21 88.85 01 0.250 0.017 1.108
4897734 1-Sep-28 $420,582.53 62.46 0.250 0.017 0.608
4897751 1-Sep-28 $465,900.45 53.37 0.250 0.017 0.733
4897769 1-Oct-28 $471,261.35 63.78 0.250 0.017 0.733
4897779 1-Sep-28 $404,928.97 78.01 0.250 0.017 0.233
4899526 1-Sep-28 $349,112.78 72.92 0.250 0.017 0.358
4899576 1-Sep-28 $235,386.99 78.67 0.250 0.017 0.233
4899588 1-Sep-28 $276,149.82 87.94 13 0.250 0.017 0.108
4899609 1-Oct-28 $238,535.30 69.25 0.250 0.017 0.858
4899619 1-Sep-28 $299,257.96 80.00 0.250 0.017 0.483
4899623 1-Oct-28 $497,068.52 54.05 0.250 0.017 0.858
4899638 1-Sep-28 $272,089.05 90.00 01 0.250 0.017 0.983
4899641 1-Sep-28 $332,516.12 89.52 13 0.250 0.017 1.233
4899656 1-Oct-28 $261,879.66 74.79 0.250 0.017 0.358
4899660 1-Oct-28 $303,238.14 75.00 0.250 0.017 0.358
4899662 1-Sep-28 $318,883.98 63.92 0.250 0.017 0.983
4899667 1-Oct-28 $287,549.30 66.98 0.250 0.017 0.733
4899681 1-Sep-28 $490,869.96 65.60 0.250 0.017 0.858
4899690 1-Oct-28 $272,810.92 75.00 0.250 0.017 0.858
4899708 1-Sep-28 $303,214.13 80.00 0.250 0.017 0.608
4899711 1-Sep-28 $261,412.99 75.94 0.250 0.017 0.983
4899716 1-Sep-28 $448,940.50 73.77 0.250 0.017 0.733
4899719 1-Sep-28 $349,175.92 78.65 0.250 0.017 0.733
4899724 1-Aug-28 $255,376.43 90.00 06 0.250 0.017 0.733
4899728 1-Sep-28 $638,455.46 79.01 0.250 0.017 0.608
4899729 1-Oct-28 $389,374.38 79.59 0.250 0.017 0.608
4899736 1-Sep-28 $256,957.91 32.78 0.250 0.017 0.733
4899738 1-Sep-28 $330,239.74 57.57 0.250 0.017 0.858
4899752 1-Sep-28 $259,876.58 80.00 0.250 0.017 0.858
4899772 1-Sep-28 $373,396.86 77.32 0.250 0.017 0.983
4899777 1-Sep-28 $331,237.43 80.00 0.250 0.017 0.858
4899782 1-Oct-28 $519,186.25 80.00 0.250 0.017 0.733
4899793 1-Oct-28 $580,284.39 48.50 0.250 0.017 0.733
4899812 1-Sep-28 $252,987.95 80.00 0.250 0.017 0.608
4899826 1-Oct-28 $319,523.54 82.58 01 0.250 0.017 0.983
4899838 1-Oct-28 $249,237.53 80.00 0.250 0.017 1.108
4899862 1-Oct-28 $302,525.83 77.69 0.250 0.017 0.733
4899868 1-Oct-28 $484,200.57 79.51 0.250 0.017 0.483
4899869 1-Oct-28 $230,501.27 68.93 0.250 0.017 0.233
4899874 1-Sep-28 $234,460.24 60.88 0.250 0.017 0.858
4899880 1-Oct-28 $299,530.53 67.42 0.250 0.017 0.733
4899882 1-Oct-28 $307,493.58 80.00 0.250 0.017 0.483
4899889 1-Sep-28 $276,148.28 79.09 0.250 0.017 0.733
4899890 1-Oct-28 $286,528.12 89.69 01 0.250 0.017 0.483
4899897 1-Oct-28 $354,915.48 71.75 0.250 0.017 0.483
4899898 1-Sep-28 $245,572.18 80.00 0.250 0.017 0.733
4899905 1-Aug-28 $288,859.95 95.00 11 0.250 0.017 0.858
4899913 1-Oct-28 $251,605.63 80.00 0.250 0.017 0.733
4899922 1-Oct-28 $384,255.06 80.00 0.250 0.017 1.233
4899932 1-Sep-28 $249,439.89 74.40 0.250 0.017 0.983
4899941 1-Sep-28 $339,159.02 69.39 0.250 0.017 0.483
4899950 1-Sep-28 $598,441.49 20.69 0.250 0.017 0.233
4899995 1-Oct-28 $282,046.82 65.70 0.250 0.017 0.608
4900005 1-Sep-28 $259,387.84 47.49 0.250 0.017 0.733
4900014 1-Sep-28 $249,012.30 79.24 0.250 0.017 0.733
4900028 1-Sep-28 $279,272.69 80.00 0.250 0.017 0.233
4900030 1-Sep-28 $349,175.92 66.67 0.250 0.017 0.733
4900037 1-Sep-28 $642,483.71 80.00 0.250 0.017 0.733
4900062 1-Oct-28 $248,610.34 70.14 0.250 0.017 0.733
4900067 1-Sep-28 $275,333.90 79.08 0.250 0.017 0.608
4900079 1-Sep-28 $291,345.80 68.71 0.250 0.017 0.983
4900090 1-Sep-28 $252,374.20 79.81 0.250 0.017 0.483
4900105 1-Sep-28 $410,042.23 77.30 0.250 0.017 0.733
4900116 1-Sep-28 $282,798.75 70.00 0.250 0.017 0.483
4900139 1-Oct-28 $277,531.54 63.47 0.250 0.017 0.358
4900150 1-Sep-28 $266,324.38 68.46 0.250 0.017 0.858
4900306 1-Sep-28 $250,658.43 75.00 0.250 0.017 0.733
4900311 1-Sep-28 $292,851.32 79.89 0.250 0.017 0.358
4902352 1-Mar-28 $88,432.97 77.39 0.250 0.017 1.733
4903070 1-Mar-28 $99,348.05 80.00 0.250 0.017 1.233
4903284 1-Jun-28 $157,460.85 89.89 11 0.250 0.017 1.733
4904068 1-Oct-28 $530,927.80 80.00 0.250 0.017 0.358
4904150 1-Sep-28 $234,758.22 80.00 0.250 0.017 0.108
4904169 1-Sep-28 $359,173.12 72.00 0.250 0.017 0.858
4904194 1-Jul-28 $260,859.34 80.00 0.250 0.017 0.233
4904211 1-Sep-28 $334,202.49 69.07 0.250 0.017 0.733
4904225 1-Sep-28 $270,312.63 55.00 0.250 0.017 0.233
4904233 1-Sep-28 $595,594.37 64.54 0.250 0.017 0.733
4904235 1-Sep-28 $555,720.64 54.08 0.250 0.017 0.858
4904245 1-Aug-28 $258,163.08 80.00 0.250 0.017 0.733
4904255 1-Sep-28 $233,501.31 90.00 12 0.250 0.017 1.233
4904259 1-Sep-28 $341,711.75 76.22 0.250 0.017 0.483
4904275 1-Sep-28 $259,431.84 80.00 0.250 0.017 1.108
4904281 1-Aug-28 $458,551.53 71.88 0.250 0.017 0.733
4904479 1-Oct-28 $594,091.72 66.48 0.250 0.017 0.858
4904482 1-Oct-28 $287,560.35 69.40 0.250 0.017 0.858
4904494 1-Sep-28 $566,640.48 75.00 0.250 0.017 0.858
4904498 1-Oct-28 $239,025.35 75.28 0.250 0.017 0.733
4904507 1-Sep-28 $310,666.82 90.00 06 0.250 0.017 0.733
4904511 1-Sep-28 $307,309.96 80.00 0.250 0.017 0.983
4904517 1-Sep-28 $581,816.17 68.34 0.250 0.017 0.733
4904543 1-Jul-28 $261,348.75 80.00 0.250 0.017 0.733
4904550 1-Sep-28 $340,779.82 83.41 06 0.250 0.017 0.858
4904558 1-Sep-28 $334,479.99 75.00 0.250 0.017 0.858
4904560 1-Oct-28 $325,936.18 89.45 11 0.250 0.017 0.233
4904569 1-Oct-28 $243,608.58 80.00 0.250 0.017 0.608
4904590 1-Sep-28 $237,517.72 72.12 0.250 0.017 1.483
4904604 1-Oct-28 $299,530.53 69.44 0.250 0.017 0.733
4904607 1-Sep-28 $235,244.80 90.00 06 0.250 0.017 0.733
4904629 1-Oct-28 $329,457.42 73.33 0.250 0.017 0.483
4904640 1-Sep-28 $299,257.96 80.00 0.250 0.017 0.483
4904641 1-Sep-28 $294,478.59 79.92 0.250 0.017 0.983
4904649 1-Oct-28 $254,610.72 72.86 0.250 0.017 0.858
4904655 1-Sep-28 $242,349.06 79.92 0.250 0.017 0.483
4904665 1-Sep-28 $425,737.08 79.07 0.250 0.017 0.733
4904666 1-Sep-28 $261,850.71 75.00 0.250 0.017 0.483
4904673 1-Oct-28 $648,803.52 65.00 0.250 0.017 0.983
4904674 1-Sep-28 $430,982.88 90.00 11 0.250 0.017 0.733
4904688 1-Oct-28 $276,965.89 95.00 12 0.250 0.017 0.733
4904726 1-Sep-28 $358,706.04 83.72 0.250 0.017 0.483
4904741 1-Sep-28 $353,685.76 79.99 0.250 0.017 0.858
4904766 1-Sep-28 $248,282.94 79.24 0.250 0.017 1.358
4904781 1-Sep-28 $259,971.06 67.51 0.250 0.017 0.608
4904795 1-Oct-28 $385,395.92 73.52 0.250 0.017 0.733
4904824 1-Sep-28 $359,213.34 74.23 0.250 0.017 1.108
4904834 1-Oct-28 $318,662.12 80.00 0.250 0.017 0.358
4904844 1-Sep-28 $343,149.11 79.35 0.250 0.017 0.483
4904852 1-Sep-28 $291,277.73 79.35 0.250 0.017 0.483
4904863 1-Sep-28 $646,312.10 53.98 0.250 0.017 0.858
4904877 1-Sep-28 $258,782.39 61.18 0.250 0.017 0.733
4904883 1-Sep-28 $251,171.76 95.00 11 0.250 0.017 0.858
4904897 1-Sep-28 $448,940.51 74.75 0.250 0.017 0.733
4904905 1-Aug-28 $325,771.00 84.99 11 0.250 0.017 0.733
4904928 1-Sep-28 $364,140.64 59.35 0.250 0.017 0.733
4904940 1-Sep-28 $330,422.72 80.00 0.250 0.017 0.233
4904950 1-Oct-28 $231,378.24 89.13 06 0.250 0.017 0.608
4904984 1-Oct-28 $282,452.10 69.88 0.250 0.017 0.608
4906438 1-Sep-28 $361,168.54 76.21 0.250 0.017 0.858
4906472 1-Sep-28 $253,371.74 63.50 0.250 0.017 0.483
4906493 1-Oct-28 $538,334.14 73.40 0.250 0.017 0.733
4906503 1-Sep-28 $284,345.39 95.00 06 0.250 0.017 0.858
4906527 1-Oct-28 $399,325.97 80.00 0.250 0.017 0.358
4906787 1-Oct-28 $254,590.93 68.00 0.250 0.017 0.608
4906812 1-Sep-28 $164,524.03 80.00 0.250 0.017 0.858
4906826 1-Sep-28 $282,848.86 90.00 33 0.250 0.017 0.858
4906846 1-Sep-28 $255,162.60 74.35 0.250 0.017 0.858
4906859 1-Sep-28 $423,050.07 80.00 0.250 0.017 0.983
4906865 1-Sep-28 $254,636.83 64.63 0.250 0.017 0.233
4906881 1-Oct-28 $598,968.92 80.00 0.250 0.017 0.733
4906904 1-Sep-28 $335,807.48 90.00 0.250 0.017 0.733
4906917 1-Oct-28 $244,615.90 73.13 0.250 0.017 0.733
4906925 1-Oct-28 $299,494.48 33.37 0.250 0.017 0.358
4906976 1-Sep-28 $245,933.86 72.71 0.250 0.017 0.858
4908063 1-Oct-28 $247,269.52 48.08 0.250 0.017 0.608
4908064 1-Oct-28 $498,953.67 73.53 0.250 0.017 0.983
4908083 1-Oct-28 $419,373.21 66.67 0.250 0.017 0.983
4908097 1-Oct-28 $271,763.37 67.21 0.250 0.017 0.608
4908241 1-Sep-28 $329,143.85 79.90 0.250 0.017 0.983
4908285 1-Sep-28 $337,338.52 80.00 0.250 0.017 0.983
4908358 1-Sep-28 $351,230.85 80.00 0.250 0.017 1.108
4908589 1-Oct-28 $338,741.03 55.74 0.250 0.017 0.608
4909467 1-Sep-28 $273,650.74 70.32 0.250 0.017 1.108
4909481 1-Sep-28 $516,839.49 70.00 0.250 0.017 0.983
4909539 1-Oct-28 $231,654.56 80.00 0.250 0.017 0.983
4909583 1-Sep-28 $240,273.81 80.00 0.250 0.017 1.108
4909600 1-Sep-28 $486,434.76 75.00 0.250 0.017 1.108
4909601 1-Oct-28 $253,581.23 65.96 0.250 0.017 1.108
4909657 1-Aug-28 $332,400.96 75.77 0.250 0.017 0.983
4909678 1-Sep-28 $538,790.19 67.58 0.250 0.017 0.983
4909695 1-Sep-28 $284,345.42 78.08 0.250 0.017 0.858
4909729 1-Oct-28 $283,477.30 79.99 0.250 0.017 0.983
4909803 1-Sep-28 $271,405.63 80.00 0.250 0.017 1.108
4909841 1-Sep-28 $237,466.80 78.03 0.250 0.017 0.983
4909910 1-Aug-28 $448,651.54 54.55 0.250 0.017 0.983
4909959 1-Oct-28 $279,572.57 79.77 0.250 0.017 0.858
4909971 1-Oct-28 $263,948.43 64.01 0.250 0.017 0.858
4910041 1-Sep-28 $269,197.85 80.00 0.250 0.017 0.858
4910172 1-Oct-28 $276,355.99 80.00 0.250 0.017 0.608
4910197 1-Sep-28 $365,637.08 55.95 0.250 0.017 0.733
4910538 1-Oct-28 $425,365.72 76.07 0.250 0.017 0.983
4910541 1-Oct-28 $257,634.64 64.50 0.250 0.017 1.233
4910558 1-Sep-28 $239,462.33 80.00 0.250 0.017 0.983
4910570 1-Oct-28 $322,116.25 72.52 0.250 0.017 0.983
4910576 1-Oct-28 $287,476.08 80.00 0.250 0.017 1.108
4910744 1-Sep-28 $239,462.30 80.00 0.250 0.017 0.983
4910761 1-Sep-28 $309,804.33 90.00 11 0.250 0.017 0.983
4910822 1-Sep-28 $244,437.26 67.12 0.250 0.017 0.858
4910927 1-Sep-28 $290,464.49 90.00 11 0.250 0.017 0.733
4910938 1-Sep-28 $264,805.38 79.94 0.250 0.017 0.983
4910986 1-Oct-28 $310,762.91 75.00 0.250 0.017 0.733
4910999 1-Oct-28 $286,550.87 73.59 0.250 0.017 0.733
4911070 1-Oct-28 $260,092.34 74.43 0.250 0.017 0.733
4911158 1-Sep-28 $538,728.57 80.00 0.250 0.017 0.733
4911197 1-Oct-28 $287,599.22 76.81 0.250 0.017 0.733
4911358 1-Oct-28 $386,194.69 75.25 0.250 0.017 0.733
4911364 1-Oct-28 $243,218.77 80.00 0.250 0.017 0.733
4911412 1-Oct-28 $319,099.85 80.00 0.250 0.017 0.733
4911875 1-Sep-28 $265,887.89 73.01 0.250 0.017 0.858
4911886 1-Sep-28 $422,004.06 54.65 0.250 0.017 0.733
4911978 1-Feb-28 $247,186.52 62.00 0.250 0.017 0.733
4912068 1-Sep-28 $248,727.39 90.00 12 0.250 0.017 0.858
4912077 1-Aug-28 $279,139.84 80.00 0.250 0.017 0.858
4912129 1-Oct-28 $256,517.48 79.54 0.250 0.017 0.983
4912156 1-Oct-28 $513,964.21 68.63 0.250 0.017 0.858
4912214 1-Oct-23 $249,416.73 57.47 0.250 0.017 0.858
4912227 1-Sep-28 $234,460.24 74.60 0.250 0.017 0.858
4912257 1-Sep-28 $261,897.09 75.00 0.250 0.017 0.858
4912269 1-Sep-28 $458,916.93 79.31 0.250 0.017 0.733
4912281 1-Sep-28 $286,340.80 77.57 0.250 0.017 0.858
4912284 1-Sep-28 $239,448.74 79.47 0.250 0.017 0.858
4912297 1-Sep-28 $347,380.08 67.96 0.250 0.017 0.858
4912315 1-Sep-28 $267,384.45 80.00 0.250 0.017 0.858
4912404 1-Oct-28 $237,137.44 89.62 11 0.250 0.017 0.858
4912488 1-Sep-28 $239,448.77 68.57 0.250 0.017 0.858
4912871 1-Sep-28 $548,736.77 80.00 0.250 0.017 0.858
4912962 1-Aug-28 $235,057.49 90.00 11 0.250 0.017 0.733
4912998 1-Oct-28 $259,612.87 72.22 0.250 0.017 0.983
4913410 1-Sep-28 $598,587.32 77.42 0.250 0.017 0.733
4914755 1-Oct-28 $246,502.88 55.26 0.250 0.017 0.733
4916452 1-Nov-28 $269,705.23 86.54 0.250 0.017 0.983
4919972 1-Nov-28 $343,225.30 75.00 0.250 0.017 0.608
4920497 1-Oct-28 $296,379.67 80.00 0.250 0.017 1.233
4920780 1-Oct-28 $376,233.67 58.06 0.250 0.017 0.733
4920819 1-Oct-28 $248,890.53 79.97 0.250 0.017 1.608
4923651 1-Oct-28 $238,117.41 90.00 06 0.250 0.017 0.608
4923682 1-Oct-28 $331,467.42 75.11 0.250 0.017 0.608
4923734 1-Oct-28 $321,496.09 80.00 0.250 0.017 0.733
4923755 1-Oct-28 $296,335.53 80.00 0.250 0.017 0.733
4924229 1-Nov-28 $343,731.64 79.08 0.250 0.017 0.733
4924462 1-Oct-28 $421,288.90 80.00 0.250 0.017 0.358
4924812 1-Oct-28 $259,013.70 65.16 0.250 0.017 0.483
4924820 1-Sep-28 $421,006.42 78.58 0.250 0.017 0.733
$160,685,014.22
</TABLE>
COUNT: 467
WAC: 7.299786473
WAM: 356.0119432
WALTV: 73.2343611
<PAGE>
NASCOR
NMI / 1998-33 Exhibit F-3 (Part B)
30 YEAR FIXED RATE NON RELOCATION LOANS
(i) (xvii) (xviii)
- ----- ----------- -----------
MORTGAGE NMI
LOAN LOAN
NUMBER SERVICER SELLER
- -------- ---------------------------- ---------------------------
4713217 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4781741 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4832425 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4834109 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4834133 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4841199 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843148 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843201 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843469 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843990 CITICORP MORTGAGE, INC. CITICORP MORTGAGE, INC.
4845463 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845881 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4846244 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847229 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849417 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849500 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849948 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849968 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849992 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4850081 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4850117 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4850776 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851004 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851477 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4853212 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4854503 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4859315 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4859650 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4860786 HUNTINGTON MORTGAGE COMPAN HUNTINGTON MORTGAGE COMPAN
4861101 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866710 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867964 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4868158 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4868276 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4868667 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4868716 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4869044 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4869306 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4870105 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4870492 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4870890 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4871430 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4871649 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4871696 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4871841 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4872226 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4872322 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4872411 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4872454 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4872539 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4873348 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4873769 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4873894 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4874461 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4874521 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4874535 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4874538 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4874788 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4874803 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4874901 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4875139 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4875222 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4875649 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4875807 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4875864 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4875978 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4876372 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876400 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876421 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876442 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876478 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876772 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876779 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876802 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876805 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876857 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876893 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4876899 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877134 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877137 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4877287 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877384 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877397 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877459 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4877545 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4877571 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4877698 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877758 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4877804 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877969 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878035 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878040 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4878060 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878141 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878209 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4878558 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878570 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878577 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878588 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878608 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878626 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878629 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879106 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879217 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879223 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879311 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879341 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879374 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879404 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879448 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879468 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879883 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4881206 FARMERS STATE BANK & TRUST FARMERS STATE BANK & TRUST
4882656 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4882669 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4883959 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4883985 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4884004 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4884851 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4884894 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4885210 GMAC MORTGAGE CORP GMAC MORTGAGE CORP
4885730 GMAC MORTGAGE CORP GMAC MORTGAGE CORP
4886372 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4886438 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4886541 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887040 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887047 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887059 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887068 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887093 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887125 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887131 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887207 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887282 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887352 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887469 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4888258 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4888466 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4890574 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4892063 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4892070 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893411 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893478 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893499 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893513 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893532 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893542 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893556 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893592 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893611 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893639 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893656 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4893705 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4894756 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4895867 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895883 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895896 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895910 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895913 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895918 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895925 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895927 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895949 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895952 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895961 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895968 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895977 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895984 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4895994 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896004 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896011 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896032 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896035 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896045 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896082 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896084 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896110 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896131 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896268 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896302 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896319 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896330 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896345 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896469 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896472 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896493 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896500 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896514 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896515 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896533 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896537 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896549 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896563 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896573 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896574 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896583 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896590 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896599 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896604 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896614 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896623 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896634 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896639 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896647 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896650 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896669 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896683 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896691 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896695 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896704 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896718 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896719 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896756 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896769 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896773 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896777 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896785 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896787 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896806 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896816 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897226 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897238 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897246 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897254 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897259 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897266 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897279 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897289 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897304 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897312 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897327 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897338 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897353 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897383 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897405 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897525 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897535 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897663 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897675 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897677 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897695 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897696 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897705 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897710 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897719 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897723 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897734 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897751 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897769 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4897779 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899526 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899576 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899588 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899609 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899619 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899623 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899638 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899641 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899656 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899660 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899662 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899667 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899681 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899690 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899708 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899711 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899716 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899719 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899724 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899728 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899729 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899736 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899738 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899752 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899772 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899777 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899782 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899793 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899812 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899826 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899838 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899862 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899868 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899869 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899874 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899880 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899882 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899889 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899890 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899897 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899898 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899905 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899913 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899922 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899932 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899941 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899950 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899995 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900005 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900014 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900028 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900030 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900037 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900062 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900067 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900079 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900090 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900105 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900116 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900139 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900150 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900306 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900311 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4902352 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4903070 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4903284 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4904068 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904150 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904169 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904194 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904211 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904225 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904233 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904235 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904245 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904255 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904259 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904275 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904281 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904479 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904482 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904494 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904498 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904507 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904511 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904517 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904543 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904550 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904558 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904560 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904569 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904590 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904604 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904607 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904629 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904640 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904641 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904649 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904655 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904665 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904666 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904673 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904674 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904688 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904726 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904741 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904766 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904781 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904795 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904824 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904834 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904844 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904852 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904863 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904877 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904883 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904897 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904905 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904928 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904940 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904950 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4904984 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906438 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906472 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906493 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906503 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906527 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906787 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906812 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4906826 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4906846 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4906859 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906865 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906881 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906904 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906917 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906925 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4906976 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908063 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908064 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908083 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908097 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908241 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908285 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908358 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908589 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909467 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909481 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909539 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909583 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909600 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909601 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909657 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909678 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909695 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909729 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909803 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909841 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909910 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909959 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909971 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910041 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910172 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910197 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910538 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910541 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910558 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910570 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910576 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910744 HOMESIDE LENDING HOMESIDE LENDING
4910761 HOMESIDE LENDING HOMESIDE LENDING
4910822 HOMESIDE LENDING HOMESIDE LENDING
4910927 HOMESIDE LENDING HOMESIDE LENDING
4910938 HOMESIDE LENDING HOMESIDE LENDING
4910986 HOMESIDE LENDING HOMESIDE LENDING
4910999 HOMESIDE LENDING HOMESIDE LENDING
4911070 HOMESIDE LENDING HOMESIDE LENDING
4911158 HOMESIDE LENDING HOMESIDE LENDING
4911197 HOMESIDE LENDING HOMESIDE LENDING
4911358 HOMESIDE LENDING HOMESIDE LENDING
4911364 HOMESIDE LENDING HOMESIDE LENDING
4911412 HOMESIDE LENDING HOMESIDE LENDING
4911875 HOMESIDE LENDING HOMESIDE LENDING
4911886 HOMESIDE LENDING HOMESIDE LENDING
4911978 HOMESIDE LENDING HOMESIDE LENDING
4912068 HOMESIDE LENDING HOMESIDE LENDING
4912077 HOMESIDE LENDING HOMESIDE LENDING
4912129 HOMESIDE LENDING HOMESIDE LENDING
4912156 HOMESIDE LENDING HOMESIDE LENDING
4912214 HOMESIDE LENDING HOMESIDE LENDING
4912227 HOMESIDE LENDING HOMESIDE LENDING
4912257 HOMESIDE LENDING HOMESIDE LENDING
4912269 HOMESIDE LENDING HOMESIDE LENDING
4912281 HOMESIDE LENDING HOMESIDE LENDING
4912284 HOMESIDE LENDING HOMESIDE LENDING
4912297 HOMESIDE LENDING HOMESIDE LENDING
4912315 HOMESIDE LENDING HOMESIDE LENDING
4912404 HOMESIDE LENDING HOMESIDE LENDING
4912488 HOMESIDE LENDING HOMESIDE LENDING
4912871 HOMESIDE LENDING HOMESIDE LENDING
4912962 HOMESIDE LENDING HOMESIDE LENDING
4912998 HOMESIDE LENDING HOMESIDE LENDING
4913410 HOMESIDE LENDING HOMESIDE LENDING
4914755 HOMESIDE LENDING HOMESIDE LENDING
4916452 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4919972 GMAC MORTGAGE CORP GMAC MORTGAGE CORP
4920497 HOMESIDE LENDING HOMESIDE LENDING
4920780 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4920819 HOMESIDE LENDING HOMESIDE LENDING
4923651 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4923682 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4923734 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4923755 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4924229 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4924462 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4924812 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4924820 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
COUNT: 467
WAC: 7.299786473
WAM: 356.0119432
WALTV: 73.2343611
<PAGE>
EXHIBIT G
REQUEST FOR RELEASE
(for Trust Administrator/Custodian)
Loan Information
Name of Mortgagor: _____________________________
Servicer
Loan No.: _____________________________
Custodian/Trust Administrator
Name: _____________________________
Address: _____________________________
_____________________________
Custodian/Trustee
Mortgage File No.: _____________________________
Seller
Name: _____________________________
Address: _____________________________
_____________________________
Certificates: Mortgage Pass-Through Certificates,
Series 1998-33
The undersigned Master Servicer hereby acknowledges that it has
received from First Union National Bank, as Trust Administrator for the Holders
of Mortgage Pass-Through Certificates, Series 1998-33, the documents referred to
below (the "Documents"). All capitalized terms not otherwise defined in this
Request for Release shall have the meanings given them in the Pooling and
Servicing Agreement dated as of December 23, 1998 (the "Pooling and Servicing
Agreement") among the Trust Administrator, the Seller, the Master Servicer and
the United States Trust Company of New York, as Trustee.
( ) Promissory Note dated ______________, 199__, in the original principal
sum of $___________, made by ____________________, payable to, or endorsed
to the order of, the Trustee.
( ) Mortgage recorded on ________________________ as instrument no.
______________ in the County Recorder's Office of the County of
____________________, State of _______________________ in book/reel/docket
____________________ of official records at page/image ____________.
( ) Deed of Trust recorded on _______________________ as instrument no.
_________________ in the County Recorder's Office of the County of
___________________, State of _________________ in book/reel/docket
____________________ of official records at page/image ____________.
( ) Assignment of Mortgage or Deed of Trust to the Trustee, recorded on
______________________________ as instrument no. ______________ in the
County Recorder's Office of the County of ______________________, State of
_____________________ in book/reel/docket ____________________ of official
records at page/image ____________.
( ) Other documents, including any amendments, assignments or other
assumptions of the Mortgage Note or Mortgage.
( ) _______________________________________________
( ) _______________________________________________
( ) _______________________________________________
( ) _______________________________________________
The undersigned Master Servicer hereby acknowledges and agrees as follows:
(1) The Master Servicer shall hold and retain possession of the
Documents in trust for the benefit of the Trustee, solely for the purposes
provided in the Agreement.
(2) The Master Servicer shall not cause or permit the Documents to
become subject to, or encumbered by, any claim, liens, security interest,
charges, writs of attachment or other impositions nor shall the Master
Servicer assert or seek to assert any claims or rights of setoff to or
against the Documents or any proceeds thereof.
(3) The Master Servicer shall return the Documents to the Trust
Administrator when the need therefor no longer exists, unless the Mortgage
Loan relating to the Documents has been liquidated and the proceeds
thereof have been remitted to the Certificate Account and except as
expressly provided in the Agreement.
(4) The Documents and any proceeds thereof, including any proceeds
of proceeds, coming into the possession or control of the Master Servicer
shall at all times be earmarked for the account of the Trust
Administrator, on behalf of the Trustee, and the Master Servicer shall
keep the Documents and any proceeds separate and distinct from all other
property in the Master Servicer's possession, custody or control.
NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
By: __________________________
Title: ________________________
Date: ________________, 19__
<PAGE>
EXHIBIT H
AFFIDAVIT PURSUANT TO SECTION
860E(e)(4) OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED,
AND FOR NON-ERISA INVESTORS
STATE OF )
) ss:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he is [Title of Officer] of [Name of Purchaser] (the
"Purchaser"), a [description of type of entity] duly organized and existing
under the laws of the [State of ] [United States], on behalf of which he makes
this affidavit.
2. That the Purchaser's Taxpayer Identification Number is [ ].
3. That the Purchaser is not a "disqualified organization" within
the meaning of Section 860E(e)(5),of the Internal Revenue Code of 1986, as
amended (the "Code"), or an ERISA Prohibited Holder, and will not be a
"disqualified organization" or an ERISA Prohibited Holder, as of [date of
transfer], and that the Purchaser is not acquiring Norwest Asset Securities
Corporation Mortgage Pass-Through Certificates, Series 1998-33, Class A-R
Certificate (the "Class A-R Certificate") for the account of, or as agent
(including a broker, nominee, or other middleman) for, any person or entity from
which it has not received an affidavit substantially in the form of this
affidavit. For these purposes, a "disqualified organization" means the United
States, any state or political subdivision thereof, any foreign government, any
international organization, any agency or instrumentality of any of the
foregoing (other than an instrumentality if all of its activities are subject to
tax and a majority of its board of directors is not selected by such
governmental entity), any cooperative organization furnishing electric energy or
providing telephone service to persons in rural areas as described in Code
Section 1381(a)(2)(C), or any organization (other than a farmers' cooperative
described in Code Section 521) that is exempt from taxation under the Code
unless such organization is subject to the tax on unrelated business income
imposed by Code Section 511. For these purposes, an "ERISA Prohibited Holder"
means an employee benefit plan or other retirement arrangement subject to Title
I of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"),
or Code Section 4975 or a governmental plan, as defined in Section 3(32) of
ERISA, subject to any federal, state or local law which is, to a material
extent, similar to the foregoing provisions of ERISA or the Code (collectively,
a "Plan") or a Person acting on behalf of or investing the assets of such a
Plan.
4. That the Purchaser historically has paid its debts as they have
come due and intends to pay its debts as they come due in the future and the
Purchaser intends to pay taxes associated with holding the Class A-R Certificate
as they become due.
5. That the Purchaser understands that it may incur tax liabilities
with respect to the Class A-R Certificate in excess of cash flows generated by
the Class A-R Certificate.
6. That the Purchaser will not transfer the Class A-R Certificate to
any person or entity from which the Purchaser has not received an affidavit
substantially in the form of this affidavit and as to which the Purchaser has
actual knowledge that the requirements set forth in paragraph 3, 4 or 7 hereof
are not satisfied or that the Purchaser has reason to know does not satisfy the
requirements set forth in paragraph 4 hereof.
7. That the Purchaser (i) is a U.S. Person or (ii) is a person other
than a U.S. Person (a "Non-U.S. Person") that holds the Class A-R Certificate in
connection with the conduct of a trade or business within the United States and
has furnished the transferor and the Trust Administrator with an effective
Internal Revenue Service Form 4224 or successor form at the time and in the
manner required by the Code or (iii) is a Non-U.S. Person that has delivered to
both the transferor and the Trust Administrator an opinion of a nationally
recognized tax counsel to the effect that the transfer of the Class A-R
Certificate to it is in accordance with the requirements of the Code and the
regulations promulgated thereunder and that such transfer of the Class A-R
Certificate will not be disregarded for federal income tax purposes. "U.S.
Person" means a citizen or resident of the United States, a corporation,
partnership (except to the extent provided in applicable Treasury regulations)
or other entity created or organized in or under the laws of the United States
or any political subdivision thereof, an estate that is subject to U.S. federal
income tax regardless of the source of its income or a trust if a court within
the United States is able to exercise primary supervision over the
administration of such trust, and one or more such U.S. Persons have the
authority to control all substantial decisions of such trust (or, to the extent
provided in applicable Treasury regulations, certain trusts in existence on
August 20, 1996 which are eligible to elect to be treated as U.S. Persons).
8. That the Purchaser agrees to such amendments of the Pooling and
Servicing Agreement as may be required to further effectuate the restrictions on
transfer of the Class A-R Certificate to such a "disqualified organization," an
agent thereof, an ERISA Prohibited Holder or a person that does not satisfy the
requirements of paragraph 4, paragraph 5 and paragraph 7 hereof.
9. That the Purchaser consents to the designation of the Master
Servicer as its agent to act as "tax matters person" of the REMIC pursuant to
Section 3.01 of the Pooling and Servicing Agreement, and if such designation is
not permitted by the Code and applicable law, to act as tax matters person if
requested to do so.
<PAGE>
IN WITNESS WHEREOF, the Purchaser has caused this instrument to be
executed on its behalf, pursuant to authority of its Board of Directors, by its
[Title of Officer] this ___ day of , 19 __.
[Name of Purchaser]
By:__________________________
[Name of Officer]
[Title of Officer]
Personally appeared before me the above-named [Name of Officer],
known or proved to me to be the same person who executed the foregoing
instrument and to be the [Title of Officer], of the Purchaser, and acknowledged
to me that he [she] executed the same as his [her] free act and deed and the
free act and deed of the Purchaser.
Subscribed and sworn before me this __ day of __________, 19 __.
_____________________________
NOTARY PUBLIC
COUNTY OF____________________
STATE OF_____________________
My commission expires the __ day of __________, 19__.
<PAGE>
H-13
EXHIBIT I
[Letter from Transferor of Class A-R Certificate]
[Date]
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Re: Norwest Asset Securities Corporation,
Series 1998-33, Class A-R
-------------------------------------
Ladies and Gentlemen:
[Transferor] has reviewed the attached affidavit of [Transferee],
and has no actual knowledge that such affidavit is not true and has no reason to
know that the information contained in paragraph 4 thereof is not true.
Very truly yours,
[Transferor]
----------------------
<PAGE>
EXHIBIT J
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1998-33
CLASS [A-PO][B-4][B-5][B-6] CERTIFICATES
TRANSFEREE'S LETTER
----------------- --, ----
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Norwest Asset Securities Corporation
7485 New Horizon Way
Frederick, Maryland 21703
The undersigned (the "Purchaser") proposes to purchase Norwest Asset
Securities Corporation Mortgage Pass-Through Certificates, Series 1998-33, Class
[A-PO][B-4][B-5][B-6] Certificates (the "Class [A-PO][B-4][B-5][B-6]
Certificates") in the principal amount of $___________. In doing so, the
Purchaser hereby acknowledges and agrees as
follows:
Section 1. Definitions. Each capitalized term used herein and not
otherwise defined herein shall have the meaning ascribed to it in the Pooling
and Servicing Agreement, dated as of December 23, 1998 (the "Pooling and
Servicing Agreement") among Norwest Asset Securities Corporation, as seller (the
"Seller"), Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), of Norwest Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 1998-33.
Section 2. Representations and Warranties of the Purchaser. In
connection with the proposed transfer, the Purchaser represents and warrants to
the Seller, the Master Servicer and the Trust Administrator that:
(a) The Purchaser is duly organized, validly existing and in good
standing under the laws of the jurisdiction in which the Purchaser is
organized, is authorized to invest in the Class [A-PO][B-4][B-5][B-6]
Certificates, and to enter into this Agreement, and duly executed and
delivered this Agreement.
(b) The Purchaser is acquiring the Class [A-PO][B-4][B-5][B-6]
Certificates for its own account as principal and not with a view to the
distribution thereof, in whole or in part.
[(c) The Purchaser has knowledge of financial and business matters
and is capable of evaluating the merits and risks of an investment in the
Class [A-PO][B-4][B-5][B-6] Certificates; the Purchaser has sought such
accounting, legal and tax advice as it has considered necessary to make an
informed investment decision; and the Purchaser is able to bear the
economic risk of an investment in the Class [A-PO][B-4][B-5][B-6]
Certificates and can afford a complete loss of such investment.]
[(c) The Purchaser is a "Qualified Institutional Buyer" within
the meaning of Rule 144A of the Act.]
(d) The Purchaser confirms that (a) it has received and reviewed a
copy of the Private Placement Memorandum dated __________ __, 19__,
relating to the Class [A-PO][B-4][B-5][B-6] Certificates and reviewed, to
the extent it deemed appropriate, the documents attached thereto or
incorporated by reference therein, (b) it has had the opportunity to ask
questions of, and receive answers from the Seller concerning the Class
[A-PO][B-4][B-5][B-6] Certificates and all matters relating thereto, and
obtain any additional information (including documents) relevant to its
decision to purchase the Class [A-PO][B-4][B-5][B-6] Certificates that the
Seller possesses or can possess without unreasonable effort or expense and
(c) it has undertaken its own independent analysis of the investment in
the Class [A-PO][B-4][B-5][B-6] Certificates. The Purchaser will not use
or disclose any information it receives in connection with its purchase of
the Class [A-PO][B-4][B-5][B-6] Certificates other than in connection with
a subsequent sale of Class [A-PO][B-4][B-5][B-6] Certificates.
(e) Either (i) the Purchaser is not an employee benefit plan or
other retirement arrangement subject to Title I of the Employee Retirement
Income Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (the "Code"), or a governmental
plan, as defined in Section 3(32) of ERISA subject to any federal, state
or local law ("Similar Law") which is, to a material extent, similar to
the foregoing provisions of ERISA or the Code (collectively, a "Plan"), an
agent acting on behalf of a Plan, or a person utilizing the assets of a
Plan or (ii) [for Class [B-4][B-5][B-6] Certificates only] if the
Purchaser is an insurance company, (A) the source of funds used to
purchase the Class [B-4][B-5][B-6] Certificate is an "insurance company
general account" (as such term is defined in Section V(e) of Prohibited
Transaction Class Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July
12, 1995), (B) there is no Plan with respect to which the amount of such
general account's reserves and liabilities for the contract(s) held by or
on behalf of such Plan and all other Plans maintained by the same employer
(or affiliate thereof as defined in Section V(a)(1) of PTE 95-60) or by
the same employee organization exceeds 10% of the total of all reserves
and liabilities of such general account (as such amounts are determined
under Section I(a) of PTE 95-60) at the date of acquisition and (C) the
purchase and holding of such Class [B-4][B-5][B-6] Certificates are
covered by Sections I and III of PTE 95-60 or (iii) the Purchaser has
provided (a) a "Benefit Plan Opinion" satisfactory to the Seller and the
Trust Administrator of the Trust Estate and (b) such other opinions of
counsel, officers' certificates and agreements as the Seller or the Master
Servicer may have required. A Benefit Plan Opinion is an opinion of
counsel to the effect that the proposed transfer will not cause the assets
of the Trust Estate to be regarded as "plan assets" and subject to the
prohibited transaction provisions of ERISA, the Code or Similar Law and
will not subject the Trust Administrator, the Trustee, the Seller or the
Master Servicer to any obligation in addition to those undertaken in the
Pooling and Servicing Agreement (including any liability for civil
penalties or excise taxes imposed pursuant to ERISA, Section 4975 of the
Code or Similar Law).
(f) If the Purchaser is a depository institution subject to the
jurisdiction of the Office of the Comptroller of the Currency ("OCC"), the
Board of Governors of the Federal Reserve System ("FRB"), the Federal
Deposit Insurance Corporation ("FDIC"), the Office of Thrift Supervision
("OTS") or the National Credit Union Administration ("NCUA"), the
Purchaser has reviewed the "Supervisory Policy Statement on Securities
Activities" dated January 28, 1992 of the Federal Financial Institutions
Examination Council and the April 15, 1994 Interim Revision thereto as
adopted by the OCC, FRB, FDIC, OTS and NCUA (with modifications as
applicable), as appropriate, other applicable investment authority, rules,
supervisory policies and guidelines of these agencies and, to the extent
appropriate, state banking authorities and has concluded that its purchase
of the Class [A-PO][B-4][B-5][B-6] Certificates is in compliance
therewith.
Section 3. Transfer of Class [A-PO][B-4][B-5][B-6] Certificates.
(a) The Purchaser understands that the Class [A-PO][B-4][B-5][B-6]
Certificates have not been registered under the Securities Act of 1933
(the "Act") or any state securities laws and that no transfer may be made
unless the Class [A-PO][B-4][B-5][B-6] Certificates are registered under
the Act and applicable state law or unless an exemption from registration
is available. The Purchaser further understands that neither the Seller,
the Master Servicer nor the Trust Administrator is under any obligation to
register the Class [A-PO][B-4][B-5][B-6] Certificates or make an exemption
available. In the event that such a transfer is to be made in reliance
upon an exemption from the Act or applicable state securities laws, (i)
the Trust Administrator shall require, in order to assure compliance with
such laws, that the Certificateholder's prospective transferee certify to
the Seller and the Trust Administrator as to the factual basis for the
registration or qualification exemption relied upon, and (ii) unless the
transferee is a "Qualified Institutional Buyer" within the meaning of Rule
144A of the Act, the Trust Administrator or the Seller may, if such
transfer is made within three years from the later of (a) the Closing Date
or (b) the last date on which the Seller or any affiliate thereof was a
holder of the Certificates proposed to be transferred, require an Opinion
of Counsel that such transfer may be made pursuant to an exemption from
the Act and state securities laws, which Opinion of Counsel shall not be
an expense of the Trust Administrator, the Master Servicer or the Seller.
Any such Certificateholder desiring to effect such transfer shall, and
does hereby agree to, indemnify the Trustee, the Trust Administrator, the
Master Servicer, any Paying Agent acting on behalf of the Trust
Administrator and the Seller against any liability that may result if the
transfer is not so exempt or is not made in accordance with such federal
and state laws.
(b) No transfer of a Class [A-PO][B-4][B-5][B-6] Certificate shall
be made unless the transferee provides the Seller and the Trust
Administrator with a Transferee's Letter, substantially in the form of
this Agreement.
(c) The Purchaser acknowledges that its Class [A-PO][B-4][B-5][B-6]
Certificates bear a legend setting forth the applicable restrictions on
transfer.
<PAGE>
IN WITNESS WHEREOF, the undersigned has caused this Agreement to be
validly executed by its duly authorized representative as of the day and the
year first above written.
[PURCHASER]
By: ______________________________
Its: ______________________________
<PAGE>
EXHIBIT K
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1998-33
CLASS [B-1] [B-2] [B-3] CERTIFICATES
TRANSFEREE'S LETTER
---------------- --, ----
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Norwest Asset Securities Corporation
7485 New Horizon Way
Frederick, Maryland 21703
The undersigned (the "Purchaser") proposes to purchase Norwest Asset
Securities Corporation Mortgage Pass-Through Certificates, Series 1998-33, Class
[B-1][B-2][B-3] Certificates (the "Class [B-1][B-2][B-3] Certificates") in the
principal amount of $___________. In doing so, the Purchaser hereby acknowledges
and agrees as follows:
Section 1. Definitions. Each capitalized term used herein and not
otherwise defined herein shall have the meaning ascribed to it in the Pooling
and Servicing Agreement, dated as of December 23, 1998 (the "Pooling and
Servicing Agreement") among Norwest Asset Securities Corporation, as seller (the
"Seller"), Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator"), and the United States Trust Company of New York, as
trustee (the "Trustee") of Norwest Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 1998-33.
Section 2. Representations and Warranties of the Purchaser. In
connection with the proposed transfer, the Purchaser represents and warrants to
the Seller, the Master Servicer and the Trust Administrator that:
Either (i) the Purchaser is not an employee benefit plan or other
retirement arrangement subject to Title I of the Employee Retirement
Income Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (the "Code"), or a governmental
plan, as defined in Section 3(32) of ERISA subject to any federal, state
or local law ("Similar Law") which is, to a material extent, similar to
the foregoing provisions of ERISA or the Code (collectively, a "Plan"), an
agent acting on behalf of a Plan, or a person utilizing the assets of a
Plan or (ii) if the Purchaser is an insurance company, (A) the source of
funds used to purchase the Class [B-1] [B-2] [B-3] Certificate is an
"insurance company general account" (as such term is defined in Section
V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"), 60
Fed. Reg. 35925 (July 12, 1995), (B) there is no Plan with respect to
which the amount of such general account's reserves and liabilities for
the contract(s) held by or on behalf of such Plan and all other Plans
maintained by the same employer (or affiliate thereof as defined in
Section V(a)(1) of PTE 95-60) or by the same employee organization, exceed
10% of the total of all reserves and liabilities of such general account
(as such amounts are determined under Section I(a) of PTE 95-60) at the
date of acquisition and (C) the purchase and holding of such Class
[B-1][B-2][B-3] Certificate are covered by Sections I and III of PTE 95-60
or (iii) the Purchaser has provided (a) a "Benefit Plan Opinion"
satisfactory to the Seller and the Trust Administrator of the Trust Estate
and (b) such other opinions of counsel, officers' certificates and
agreements as the Seller or the Master Servicer may have required. A
Benefit Plan Opinion is an opinion of counsel to the effect that the
proposed transfer will not cause the assets of the Trust Estate to be
regarded as "plan assets" and subject to the prohibited transaction
provisions of ERISA, the Code or Similar Law and will not subject the
Trust Administrator, the Trustee, the Seller or the Master Servicer to any
obligation in addition to those undertaken in the Pooling and Servicing
Agreement (including any liability for civil penalties or excise taxes
imposed pursuant to ERISA, Section 4975 of the Code or Similar Law).
IN WITNESS WHEREOF, the undersigned has caused this Agreement
to be validly executed by its duly authorized representative as of the day and
the year first above written.
[PURCHASER]
By: _____________________________
Its: _____________________________
[Reserved]
<PAGE>
EXHIBIT L
SERVICING AGREEMENTS
Norwest Mortgage, Inc. Servicing Agreement
National City Mortgage Company Servicing Agreement
FT Mortgage Companies Servicing Agreement
The Huntington Mortgage Company Servicing Agreement
SunTrust Mortgage, Inc. Servicing Agreement
Bank United Servicing Agreement
Countrywide Home Loans, Inc. Servicing Agreement
Bank of Oklahoma, N.A. Servicing Agreement
Merrill Lynch Credit Corporation Servicing Agreement
First Union Mortgage Corp. Servicing Agreement
Marine Midland Mortgage Corp. Servicing Agreement
Farmers State Bank & Trust Company of Superior Servicing Agreement
GMAC Mortgage Corporation Servicing Agreement
Citicorp Mortgage, Inc. Servicing Agreement
HomeSide Lending Servicing Agreement
<PAGE>
EXHIBIT M
[FORM OF SPECIAL SERVICING AGREEMENT]
SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is
made and entered into as of , between Norwest Bank Minnesota, National
Association (the "Company" and "Norwest Bank") and
(the "Purchaser").
PRELIMINARY STATEMENT
___________________________ is the holder of the entire interest in
Norwest Asset Securities Corporation Mortgage Pass-Through Certificates, Series
1998-33, Class ____ (the "Class B Certificates"). The Class B Certificates were
issued pursuant to a Pooling and Servicing Agreement dated as of December 23,
1998 among Norwest Asset Securities Corporation, as seller (the "Seller"),
Norwest Bank Minnesota, National Association, as Master Servicer, First Union
National Bank, as Trust Administrator, and United States Trust Company of New
York, as Trustee.
____________________________ intends to resell all of the Class B
Certificates directly to the Purchaser on or promptly after the date hereof.
In connection with such sale, the parties hereto have agreed that the
Company will cause, to the extent that the Company as Master Servicer is granted
such authority in the related Servicing Agreements, the related servicers (each
a related "Servicer"), which service the Mortgage Loans which comprise the Trust
Estate related to the above referenced series under the related servicing
agreements (each a related "Servicing Agreement"), to engage in certain special
servicing procedures relating to foreclosures for the benefit of the Purchaser,
and that the Purchaser will deposit funds in a collateral fund to cover any
losses attributable to such procedures as well as all advances and costs in
connection therewith, as set forth herein.
In consideration of the mutual agreements herein contained, the receipt
and sufficiency of which are hereby acknowledged, the Company and the Purchaser
agree that the following provisions shall become effective and shall be binding
on and enforceable by the Company and the Purchaser:
ARTICLE I
DEFINITIONS
Section 1.01 Defined Terms
Whenever used in this Agreement, the following words and phrases, unless
the context otherwise requires, shall have the following meanings:
Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day
on which banking institutions in the State of New York are required or
authorized by law or executive order to be closed.
Collateral Fund: The fund established and maintained pursuant to Section
3.01 hereof.
Collateral Fund Permitted Investments: Either (i) obligations of, or
obligations fully guaranteed as to principal and interest by, the United States,
or any agency or instrumentality thereof, provided such obligations are backed
by the full faith and credit of the United States, (ii) a money market fund
rated in the highest rating category by a nationally recognized rating agency
selected by the Company, (iii) cash, (iv) mortgage pass-through certificates
issued or guaranteed by Government National Mortgage Association, FNMA or FHLMC,
(v) commercial paper (including both non-interest-bearing discount obligations
and interest-bearing obligations payable on demand or on a specified date), the
issuer of which may be an affiliate of the Company, having at the time of such
investment a rating of at least A-1 by Standard and Poor's ("S&P") or at least
F-1 by Fitch IBCA, Inc. ("Fitch") or (vi) demand and time deposits in,
certificates of deposit of, any depository institution or trust company (which
may be an affiliate of the Company) incorporated under the laws of the United
States of America or any state thereof and subject to supervision and
examination by federal and/or state banking authorities, so long as at the time
of such investment either (x) the long-term debt obligations of such depository
institution or trust company have a rating of at least AA by Fitch or S&P, (y)
the certificate of deposit or other unsecured short-term debt obligations of
such depository institution or trust company have a rating of at least F-1 by
Fitch or A-1 by S&P or (z) the depository institution or trust company is one
that is acceptable to either Fitch or S&P and, for each of the preceding clauses
(i), (iv), (v) and (vi), the maturity thereof shall be not later than the
earlier to occur of (A) 30 days from the date of the related investment and (B)
the next succeeding Distribution Date as defined in the related Pooling and
Servicing Agreement.
Commencement of Foreclosure: The first official action required under
local law in order to commence foreclosure proceedings or to schedule a
trustee's sale under a deed of trust, including (i) in the case of a mortgage,
any filing or service of process necessary to commence an action to foreclose,
or (ii) in the case of a deed of trust, posting, the publishing, filing or
delivery of a notice of sale, but not including in either case (x) any notice of
default, notice of intent to foreclose or sell or any other action prerequisite
to the actions specified in (i) or (ii) above, (y) the acceptance of a
deed-in-lieu of foreclosure (whether in connection with a sale of the related
property or otherwise) or (z) initiation and completion of a short pay-off.
Current Appraisal: With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, an appraisal of the related
Mortgaged Property obtained by the Purchaser at its own expense from an
independent appraiser (which shall not be an affiliate of the Purchaser)
acceptable to the Company as nearly contemporaneously as practicable to the time
of the Purchaser's election, prepared based on the Company's customary
requirements for such appraisals.
Election to Delay Foreclosure: Any election by the Purchaser to delay the
Commencement of Foreclosure, made in accordance with Section 2.02(b).
Election to Foreclose: Any election by the Purchaser to proceed with the
Commencement of Foreclosure, made in accordance with Section 2.03(a).
Monthly Advances: Principal and interest advances and servicing advances
including costs and expenses of foreclosure.
Required Collateral Fund Balance: As of any date of determination, an
amount equal to the aggregate of all amounts previously required to be deposited
in the Collateral Fund pursuant to Section 2.02(d) (after adjustment for all
withdrawals and deposits pursuant to Section 2.02(e)) and Section 2.03(b) (after
adjustment for all withdrawals and deposits pursuant to Section 2.03(c)) and
Section 3.02 to be reduced by all withdrawals therefrom pursuant to Section
2.02(g) and Section 2.03(d).
Section 1.02 Definitions Incorporated by Reference
All capitalized terms not otherwise defined in this Agreement shall have
the meanings assigned in the Pooling and Servicing Agreement.
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01 Reports and Notices
(a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Company as Master Servicer shall provide to the Purchaser the following
notices and reports:
(i) Within five Business Days after each Distribution Date (or
included in or with the monthly statements to Certificateholders pursuant
to the Pooling and Servicing Agreement), the Company, shall provide to the
Purchaser a report, using the same methodology and calculations in its
standard servicing reports, indicating for the Trust Estate the number of
Mortgage Loans that are (A) thirty days, (B) sixty days, (C) ninety days
or more delinquent or (D) in foreclosure, and indicating for each such
Mortgage Loan the loan number and outstanding principal balance.
(ii) Prior to the Commencement of Foreclosure in connection
with any Mortgage Loan, the Company shall cause (to the extent that the
Company as Master Servicer is granted such authority in the related
Servicing Agreement) the Servicer to provide the Purchaser with a notice
(sent by telecopier) of such proposed and imminent foreclosure, stating
the loan number and the aggregate amount owing under the Mortgage Loan.
Such notice may be provided to the Purchaser in the form of a copy of a
referral letter from such Servicer to an attorney requesting the
institution of foreclosure.
(b) If requested by the Purchaser, the Company shall cause the
Servicer (to the extent that the Company as Master Servicer is granted such
authority in the related Servicing Agreement) to make its servicing personnel
available (during their normal business hours) to respond to reasonable
inquiries, by phone or in writing by facsimile, electronic, or overnight mail
transmission, by the Purchaser in connection with any Mortgage Loan identified
in a report under subsection (a) (i) (B), (a) (i) (C), (a) (i) (D), or (a) (ii)
which has been given to the Purchaser; provided, that (1) the related Servicer
shall only be required to provide information that is readily accessible to its
servicing personnel and is non-confidential and (2) the related Servicer shall
respond within five Business Days orally or in writing by facsimile
transmission.
(c) In addition to the foregoing, the Company shall cause the
Servicer (to the extent that the Company as Master Servicer is granted such
authority in the related Servicing Agreement) to provide to the Purchaser such
information as the Purchaser may reasonably request provided, however, that such
information is consistent with normal reporting practices, concerning each
Mortgage Loan that is at least ninety days delinquent and each Mortgage Loan
which has become real estate owned, through the final liquidation thereof;
provided, that the related Servicer shall only be required to provide
information that is readily accessible to its servicing personnel and is
non-confidential provided, however, that the Purchaser will reimburse the
Company and the related Servicer for any out of pocket expenses.
Section 2.02 Purchaser's Election to Delay Foreclosure Proceedings
(a) The Purchaser shall be deemed to direct the Company to direct
(to the extent that the Company as Master Servicer is granted such authority in
the related Servicing Agreement) the related Servicer that in the event that the
Company does not receive written notice of the Purchaser's election pursuant to
subsection (b) below within 24 hours (exclusive of any intervening non-Business
Days) of transmission of the notice provided by the Company under Section 2.01
(a) (ii) subject to extension as set forth in Section 2.02(b), the related
Servicer may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the related
Servicer) or (ii) if the related Servicer has reached the terms of a forbearance
agreement with the borrower. In the latter case, the related Servicer may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days notification.
(b) In connection with any Mortgage Loan with respect to which a
notice under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser
may elect to instruct the Company to cause, to the extent that the Company as
Master Servicer is granted such authority in the related Servicing Agreement,
the related Servicer to delay the Commencement of Foreclosure until such time as
the Purchaser determines that the related Servicer may proceed with the
Commencement of Foreclosure. Such election must be evidenced by written notice
received within 24 hours (exclusive of any intervening non-Business Days) of
transmission of the notice provided by the Company under Section 2.01(a)(ii).
Such 24 hour period shall be extended for no longer than an additional four
Business Days after the receipt of the information if the Purchaser requests
additional information related to such foreclosure; provided, however, that the
Purchaser will have at least one Business Day to respond to any requested
additional information. Any such additional information shall be provided only
to the extent it (i) is not confidential in nature and (ii) is obtainable by the
related Servicer from existing reports, certificates or statements or is
otherwise readily accessible to its servicing personnel. The Purchaser agrees
that it has no right to deal with the mortgagor during such period. However, if
such servicing activities include acceptance of a deed-in-lieu of foreclosure or
short payoff, the Purchaser will be notified and given two Business Days to
respond.
(c) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Delay Foreclosure, the Purchaser shall obtain a Current
Appraisal as soon as practicable, but in no event more than 15 business days
thereafter, and shall provide the Company with a copy of such Current Appraisal.
(d) Within two Business Days of making any Election to Delay
Foreclosure, the Purchaser shall remit by wire transfer to the Company, for
deposit in the Collateral Fund, an amount, as calculated by the Company, equal
to the sum of (i) 125% of the greater of the unpaid principal balance of the
Mortgage Loan and the value shown in the Current Appraisal referred to in
subsection (c) above (or, if such Current Appraisal has not yet been obtained,
the Company's estimate thereof, in which case the required deposit under this
subsection shall be adjusted upon obtaining such Current Appraisal), and (ii)
three months' interest on the Mortgage Loan at the applicable Mortgage Interest
Rate. If any Election to Delay Foreclosure extends for a period in excess of
three months (such excess period being referred to herein as the "Excess
Period"), within two Business Days the Purchaser shall remit by wire transfer in
advance to the Company for deposit in the Collateral Fund the amount of each
additional month's interest, as calculated by the Company, equal to interest on
the Mortgage Loan at the applicable Mortgage Interest Rate for the Excess
Period. The terms of this Agreement will no longer apply to the servicing of any
Mortgage Loan upon the failure of the Purchaser to deposit any of the above
amounts relating to the Mortgage Loan within two Business Days of the Election
to Delay Foreclosure or within two Business Days of the commencement of the
Excess Period subject to Section 3.01.
(e) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Delay Foreclosure, the Company may withdraw from the
Collateral Fund from time to time amounts necessary to reimburse the related
Servicer for all related Monthly Advances and Liquidation Expenses thereafter
made by such Servicer in accordance with the Pooling and Servicing Agreement and
the related Servicing Agreement. To the extent that the amount of any such
Liquidation Expenses is determined by the Company based on estimated costs, and
the actual costs are subsequently determined to be higher, the Company may
withdraw the additional amount from the Collateral Fund. In the event that the
Mortgage Loan is brought current by the mortgagor and the foreclosure action is
discontinued, the amounts so withdrawn from the Collateral Fund shall be
redeposited if and to the extent that reimbursement therefor from amounts paid
by the mortgagor is not prohibited pursuant to the Pooling and Servicing
Agreement or the related Servicing Agreement, applicable law or the related
mortgage note. Except as provided in the preceding sentence, amounts withdrawn
from the Collateral Fund to cover Monthly Advances and Liquidation Expenses
shall not be redeposited therein or otherwise reimbursed to the Purchaser. If
and when any such Mortgage Loan is brought current by the mortgagor, all amounts
remaining in the Collateral Fund in respect of such Mortgage Loan (after
adjustment for all permitted withdrawals and deposits pursuant to this
subsection) shall be released to the Purchaser.
(f) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Delay Foreclosure, the related Servicer shall continue to
service the Mortgage Loan in accordance with its customary procedures (other
than the delay in Commencement of Foreclosure as provided herein). If and when
the Purchaser shall notify the Company that it believes that it is appropriate
to do so, the related Servicer may proceed with the Commencement of Foreclosure.
In any event, if the Mortgage Loan is not brought current by the mortgagor by
the time the loan becomes 6 months delinquent, the Purchaser's election shall no
longer be effective and at the Purchaser's option, either (i) the Purchaser
shall purchase the Mortgage Loan from the related Trust Estate at a purchase
price equal to the fair market value as shown on the Current Appraisal, to be
paid by (x) applying any balance in the Collateral Fund to such to such purchase
price, and (y) to the extent of any deficiency, by wire transfer of immediately
available funds from the Purchaser to the Company for deposit in the related
Certificate Account; or (ii) the related Servicer shall proceed with the
Commencement of Foreclosure.
(g) Upon the occurrence of a liquidation with respect to any
Mortgage Loan as to which the Purchaser made an Election to Delay Foreclosure
and as to which the related Servicer proceeded with the Commencement of
Foreclosure in accordance with subsection (f) above, the Company shall calculate
the amount, if any, by which the value shown on the Current Appraisal obtained
under subsection (c) exceeds the actual sales price obtained for the related
Mortgaged Property (net of Liquidation Expenses and accrued interest related to
the extended foreclosure period), and the Company shall withdraw the amount of
such excess from the Collateral Fund, shall remit the same to the Trust Estate
and in its capacity as Master Servicer shall apply such amount as additional
Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. After
making such withdrawal, all amounts remaining in the Collateral Fund in respect
of such Mortgage Loan (after adjustment for all permitted withdrawals and
deposits pursuant to this Agreement) shall be released to the Purchaser.
Section 2.03 Purchaser's Election to Commence Foreclosure Proceedings
(a) In connection with any Mortgage Loan identified in a report
under Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to
cause, to the extent that the Company as Master Servicer is granted such
authority in the related Servicing Agreement, the related Servicer to proceed
with the Commencement of Foreclosure as soon as practicable. Such election must
be evidenced by written notice received by the Company by 5:00 p.m., New York
City time, on the third Business Day following the delivery of such report under
Section 2.01(a)(i).
(b) Within two Business Days of making any Election to Foreclose,
the Purchaser shall remit to the Company, for deposit in the Collateral Fund, an
amount, as calculated by the Company, equal to 125% of the current unpaid
principal balance of the Mortgage Loan and three months interest on the Mortgage
Loan at the applicable Mortgage Interest Rate. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts in the Collateral Fund in
respect of such Mortgage Loan (after adjustment for all permitted withdrawals
and deposits pursuant to this Agreement) shall be released to the Purchaser if
and to the extent that reimbursement therefor from amounts paid by the mortgagor
is not prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. The terms of
this Agreement will no longer apply to the servicing of any Mortgage Loan upon
the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose subject to
Section 3.01.
(c) With respect to any Mortgage Loan as to which the Purchaser has
made an Election to Foreclose, the related Servicer shall continue to service
the Mortgage Loan in accordance with its customary procedures (other than
Commencement of Foreclosure as provided herein). In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidations Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection in accordance with its customary procedures. The
Company shall not be required to cause, to the extent that the Company as Master
Servicer is granted such authority in the related Servicing Agreement, the
related Servicer to proceed with the Commencement of Foreclosure if (i) the same
is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by
applicable law, or to the extent that all legal conditions precedent thereto
have not yet been complied with, or (ii) the Company believes there is a breach
of representations or warranties by the Company, a Servicer, or a Seller, which
may result in a repurchase or substitution of such Mortgage Loan, or (iii) the
Company or related Servicer reasonably believes the Mortgaged Property may be
contaminated with or affected by hazardous wastes or hazardous substances (and,
without limiting the related Servicer's right not to proceed with the
Commencement of Foreclosure, the Company supplies the Purchaser with information
supporting such belief). Any foreclosure that has been initiated may be
discontinued (x) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Purchaser)
or (y) with notice to the Purchaser if the related Servicer has reached the
terms of a forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of such notification. Any such instruction shall be
based upon a decision that such forbearance agreement is not in conformity with
reasonable servicing practices.
(d) Upon the occurrence of a liquidation with respect to any
Mortgage Loan as to which the Purchaser made an Election to Foreclose and as to
which the related Servicer proceeded with the Commencement of Foreclosure in
accordance with subsection (c) above, the Company shall calculate the amount, if
any, by which the unpaid principal balance of the Mortgage Loan at the time of
liquidation (plus all unreimbursed interest and servicing advances and
Liquidation Expenses in connection therewith other than those paid from the
Collateral Fund) exceeds the actual sales price obtained for the related
Mortgaged Property, and the Company shall withdraw the amount of such excess
from the Collateral Fund, shall remit the same to the Trust Estate and in its
capacity as Master Servicer shall apply such amount as additional Liquidation
Proceeds pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund (after adjustment for
all withdrawals and deposits pursuant to subsection (c) in respect of such
Mortgage Loan shall be released to the Purchaser.
Section 2.04 Termination
(a) With respect to all Mortgage Loans included in the Trust Estate,
the Purchaser's right to make any Election to Delay Foreclosure or any Election
to Foreclose and the Company's obligations under Section 2.01 shall terminate
(i) at such time as the Principal Balance of the Class B Certificates has been
reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher
percentage that represents the related Servicer's actual historical loss
experience with respect to the Mortgage Loans in the related pool as determined
by the Company) of the aggregate principal balance of all Mortgage Loans that
are in foreclosure or are more than 90 days delinquent on a contractual basis
and REO properties or (y) the aggregate amount that the Company estimates
through the normal servicing practices of the related Servicer will be required
to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to
which the Purchaser has made an Election to Delay Foreclosure or an Election to
Foreclosure, exceeds (z) the then-current principal balance of the Class B
Certificates, (iii) upon any transfer by the Purchaser of any interest (other
than the minority interest therein, but only if the transferee provides written
acknowledgment to the Company of the Purchaser's right hereunder and that such
transferee will have no rights hereunder) in the Class B Certificates (whether
or not such transfer is registered under the Pooling and Servicing Agreement),
including any such transfer in connection with a termination of the Trust Estate
or (iv) upon any breach of the terms of this Agreement by the Purchaser.
(b) Except as set forth in 2.04(a), this Agreement and the
respective rights, obligations and responsibilities of the Purchaser and the
Company hereunder shall terminate upon the later to occur of (i) the final
liquidation of the last Mortgage Loan as to which the Purchaser made any
Election to Delay Foreclosure or any Election to Foreclose and the withdrawal of
all remaining amounts in the Collateral Fund as provided herein and (ii) ten
Business Days' notice. The Purchaser's right to make an election pursuant to
Section 2.02 or Section 2.03 hereof with respect to a particular Mortgage Loan
shall terminate if the Purchaser fails to make any deposit required pursuant to
Section 2.02(d) or 2.03(b) or if the Purchaser fails to make any other deposit
to the Collateral Fund pursuant to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01. Collateral Fund
Upon receipt from the Purchaser of the initial amount required to be
deposited in the Collateral Fund pursuant to Article II, the Company shall
establish and maintain with Bankers Trust Company as a segregated account on its
books and records an account (the "Collateral Fund"), entitled "Norwest Bank
Minnesota, National Association, as Master Servicer, for the benefit of
registered holders of Norwest Asset Securities Corporation Mortgage Pass-Through
Certificates, Series 1998-33. Amounts held in the Collateral Fund shall continue
to be the property of the Purchaser, subject to the first priority security
interest granted hereunder for the benefit of the Certificateholders, until
withdrawn from the Collateral Fund pursuant to Section 2.02 or 2.03 hereof. The
Collateral Fund shall be an "outside reserve fund" within the meaning of the
REMIC Provisions, beneficially owned by the Purchaser for federal income tax
purposes. All income, gain, deduction or loss with respect to the Collateral
Fund shall be that of the Purchaser. All distributions from the Trust Fund to
the Collateral Fund shall be treated as distributed to the Purchaser as the
beneficial owner thereof.
Upon the termination of this Agreement and the liquidation of all
Mortgage Loans as to which the Purchaser has made any Election to Delay
Foreclosure or any Election to Foreclose pursuant to Section 2.04 hereof, the
Company shall distribute or cause to be distributed to the Purchaser all amounts
remaining in the Collateral Fund (after adjustment for all deposits and
permitted withdrawals pursuant to this Agreement) together with any investment
earnings thereon. In the event the Purchaser has made any Election to Delay
Foreclosure or any Election to Foreclose, prior to any distribution to the
Purchaser of all amounts remaining in the Collateral Fund, funds in the
Collateral Fund shall be applied consistent with the terms of this Agreement.
Section 3.02. Collateral Fund Permitted Investments.
The Company shall, at the written direction of the Purchaser, invest
the funds in the Collateral Fund in Collateral Fund Permitted Investments. Such
direction shall not be changed more frequently than quarterly. In the absence of
any direction, the Company shall select such investments in accordance with the
definition of Collateral Fund Permitted Investments in its discretion.
All income and gain realized from any investment as well as any
interest earned on deposits in the Collateral Fund (net of any losses on such
investments) and any payments of principal made in respect of any Collateral
Fund Permitted Investment shall be deposited in the Collateral Fund upon
receipt. All costs and realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the Purchaser and the
amount of net realized losses shall be deposited by the Purchaser in the
Collateral Fund promptly upon realization. The Company shall periodically (but
not more frequently than monthly) distribute to the Purchaser upon request an
amount of cash, to the extent cash is available therefore in the Collateral
Fund, equal to the amount by which the balance of the Collateral Fund, after
giving effect to all other distributions to be made from the Collateral Fund on
such date, exceeds the Required Collateral Fund Balance. Any amounts so
distributed shall be released from the lien and security interest of this
Agreement.
Section 3.03. Grant of Security Interest
The Purchaser hereby grants to the Company for the benefit of the
Certificateholders under the Pooling and Servicing Agreement a security interest
in and lien on all of the Purchaser's right, title and interest, whether now
owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts
deposited in the Collateral Fund and Collateral Fund Permitted Investments in
which such amounts are invested (and the distributions and proceeds of such
investments) and (3) all cash and non-cash proceeds of any of the foregoing,
including proceeds of the voluntary conversion thereof (all of the foregoing
collectively, the "Collateral").
The Purchaser acknowledges the lien on and the security interest in
the Collateral for the benefit of the Certificateholders. The Purchaser shall
take all actions requested by the Company as may be reasonably necessary to
perfect the security interest created under this Agreement in the Collateral and
cause it to be prior to all other security interests and liens, including the
execution and delivery to the Company for filing of appropriate financing
statements in accordance with applicable law. The Company shall file appropriate
continuation statements, or appoint an agent on its behalf to file such
statements, in accordance with applicable law.
Section 3.04. Collateral Shortfalls.
In the event that amounts on deposit in the Collateral Fund at any
time are insufficient to cover any withdrawals therefrom that the Company is
then entitled to make hereunder, the Purchaser shall be obligated to pay such
amounts to the Company immediately upon demand. Such obligation shall constitute
a general corporate obligation of the Purchaser. The failure to pay such amounts
within two Business Days of such demand (except for amounts to cover interest on
a Mortgage Loan pursuant to Sections 2.02(d) and 2.03 (b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01. Amendment.
This Agreement may be amended from time to time by the Company and
the Purchaser by written agreement signed by the Company and the Purchaser.
Section 4.02. Counterparts.
This Agreement may be executed simultaneously in any number of
counterparts, each of which counterparts shall be deemed to be an original, and
such counterparts shall constitute but one and the same instrument.
Section 4.03. Governing Law.
This Agreement shall be construed in accordance with the laws of the
State of New York and the obligations, rights and remedies of the parties
hereunder shall be determined in accordance with such laws.
Section 4.04. Notices.
All demands, notices and direction hereunder shall be in writing or
by telecopy and shall be deemed effective upon receipt to:
(a) in the case of the Company,
Norwest Bank Minnesota, National Association
7485 New Horizon Way
Frederick, MD 21703
Attention: Vice President, Master Servicing
Phone: 301-696-7800
Fax: 301-815-6365
(b) in the case of the Purchaser,
________________________________
________________________________
________________________________
________________________________
Attention: _____________________
Section 4.05. Severability of Provisions.
If any one or more of the covenants, agreements, provision or terms
of this Agreement shall be for any reason whatsoever, including regulatory, held
invalid, then such covenants, agreements, provisions or terms of this Agreement
and shall in no way affect the validity or enforceability of the other
provisions of this Agreement.
Section 4.06. Successors and Assigns.
The provisions of this Agreement shall be binding upon and inure to
the benefit of the respective successors and assigns of the parties hereto, and
all such provisions shall inure to the benefit of the Certificateholders;
provided, however, that the rights under this Agreement cannot be assigned by
the Purchaser without the consent of the Company.
Section 4.07. Article and Section Headings.
The article and section headings herein are for convenience of
reference only and shall not limit or otherwise affect the meaning hereof.
Section 4.08. Confidentiality.
The Purchaser agrees that all information supplied by or on behalf
of the Company pursuant to Sections 2.01 or 2.02, including individual account
information, is the property of the Company and the Purchaser agrees to hold
such information confidential and not to disclose such information.
Each party hereto agrees that neither it, nor any officer, director,
employee, affiliate or independent contractor acting at such party's direction
will disclose the terms of Section 4.09 of this Agreement to any person or
entity other than such party's legal counsel except pursuant to a final,
non-appealable order of court, the pendency of such order the other party will
have received notice of at least five business days prior to the date thereof,
or pursuant to the other party's prior express written consent.
Section 4.09. Indemnification.
The Purchaser agrees to indemnify and hold harmless the Company, the
Seller, and each Servicer and each person who controls the Company, the Seller,
or a Servicer and each of their respective officers, directors, affiliates and
agents acting at the Company's, the Seller's, or a Servicer's direction (the
"Indemnified Parties") against any and all losses, claims, damages or
liabilities to which they may be subject, insofar as such losses, claims,
damages or liabilities (or actions in respect thereof) arise out of, or are
based upon, actions taken by, or actions not taken by, the Company, the Seller,
or a Servicer, or on their behalf, in accordance with the provisions of this
Agreement and (i) which actions conflict with the Company's, the Seller's, or a
Servicer's obligations under the Pooling and Servicing Agreement or the related
Servicing Agreement, or (ii) give rise to securities law liability under federal
or state securities laws with respect to the Certificates. The Purchaser hereby
agrees to reimburse the Indemnified Parties for the reasonable legal or other
expenses incurred by them in connection with investigating or defending any such
loss, claim, damage, liability or action. The indemnification obligations of the
Purchaser hereunder shall survive the termination or expiration of this
Agreement.
<PAGE>
IN WITNESS WHEREOF, the Company and the Purchaser have caused their
names to be signed hereto by their respective officers thereunto duly
authorized, all as of the day and year first above written.
Norwest Bank Minnesota, National
Association
By: _________________________________
Name: _______________________________
Title: ______________________________
_____________________________________
By: _________________________________
Name: _______________________________
Title: ______________________________
