BLOCK MORTGAGE FINANCE INC ASSET BACKED CERT SERIES 1999 1
15-15D, 2000-01-28
ASSET-BACKED SECURITIES
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                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                    FORM 15

CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.


                     Commission File Number 333-65215-01

BLOCK MORTGAGE FINANCE ASSET BACKED CERTIFICATES SERIES 1999-1 TRUST (under a
Pooling and Servicing  Agreement dated as of January 1, 1999, which Trust is the
Issuer of Block Mortgage Finance Asset Backed Certificates, Series 1999-1)
- -------------------------------------------------------------------------------
           (Exact name of the registrant as specified in its charter)

                          Bank One National Association
                         1 Bank One Plaza, Suite IL1-126
                          Chicago, Illinois 60670-0126
     Attention: Corporate Trust Administration Block Mortgage Finance Asset
                       Backed Certificates, Series 1999-1
                                 (312) 407-0192
- -------------------------------------------------------------------------------
                  (Address, including zip code, and telephone)

         Block Mortgage Finance Asset Backed Certificates, Series 1999-1
- -------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)
                                 Not applicable
- -------------------------------------------------------------------------------
(Titles of all other  classes  of  securities  for which a duty to file  reports
under Section 13(a) or 15(d) remains)

      Please  place  an X in the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

          Rule 12g-4(a)(l)(i)     ____            Rule 12h-3(b)(l)(i)   ____

          Rule 12g-4(a)(l)(ii)    ____            Rule 12h-3(b)(l)(ii)  ____

          Rule 12g-4(a)(2)(i)     ____            Rule 12h-3(b)(2)(i)   ____

          Rule 12g-4(a)(2)(ii)    ____            Rule 12h-3(b)(2)(ii)  ____
                                                  Rule 15d-6              X
                                                                        ----


       Approximate number of holders of record as of the certification or
notice date: Less than 50
             ------------

      Pursuant to the requirements of the Securities Exchange Act of 1934, BLOCK
MORTGAGE FINANCE ASSET BACKED  CERTIFICATES SERIES 1999-1 TRUST (under a Pooling
and Servicing  Agreement dated as of January 1, 1999,  which Trust is the Issuer
of Block Mortgage Finance Asset Backed  Certificates,  Series 1999-1) has caused
this  certification/notice  to be signed on its behalf by the  undersigned  duly
authorized person.

Date: January 28, 2000  By:     Block   Financial   Corporation,   not   in  its
                                individual  capacity,   but  solely  as  a  duly
                                authorized  agent of the Registrant  pursuant to
                                Section  8.17(c) of the  Pooling  and  Servicing
                                Agreement, dated as of January 1, 1999


                               By:         /s/ Bret G. Wilson
                                         -------------------------------------
                               Name:       Bret G. Wilson
                                         -------------------------------------
                               Title:      Vice-President, Mortgage Operations
                                         -------------------------------------

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.



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