CHEROKEE BANKING CO
10QSB, EX-27.1, 2000-11-14
NATIONAL COMMERCIAL BANKS
Previous: CHEROKEE BANKING CO, 10QSB, 2000-11-14
Next: GENTEK INC, 10-Q, 2000-11-14



<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                             732
<INT-BEARING-DEPOSITS>                           1,779
<FED-FUNDS-SOLD>                                 5,810
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     13,991
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                               236
<LOANS>                                         17,323
<ALLOWANCE>                                        217
<TOTAL-ASSETS>                                  42,549
<DEPOSITS>                                      35,859
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                430
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                         7,331
<OTHER-SE>                                      (1,070)
<TOTAL-LIABILITIES-AND-EQUITY>                  42,549
<INTEREST-LOAN>                                    759
<INTEREST-INVEST>                                  542
<INTEREST-OTHER>                                   315
<INTEREST-TOTAL>                                 1,616
<INTEREST-DEPOSIT>                                 899
<INTEREST-EXPENSE>                                 899
<INTEREST-INCOME-NET>                              717
<LOAN-LOSSES>                                      149
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,120
<INCOME-PRETAX>                                   (447)
<INCOME-PRE-EXTRAORDINARY>                        (447)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      (447)
<EPS-BASIC>                                      (0.61)
<EPS-DILUTED>                                    (0.61)
<YIELD-ACTUAL>                                     3.1
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  217
<ALLOWANCE-DOMESTIC>                               217
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission