<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 732
<INT-BEARING-DEPOSITS> 1,779
<FED-FUNDS-SOLD> 5,810
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 13,991
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 236
<LOANS> 17,323
<ALLOWANCE> 217
<TOTAL-ASSETS> 42,549
<DEPOSITS> 35,859
<SHORT-TERM> 0
<LIABILITIES-OTHER> 430
<LONG-TERM> 0
0
0
<COMMON> 7,331
<OTHER-SE> (1,070)
<TOTAL-LIABILITIES-AND-EQUITY> 42,549
<INTEREST-LOAN> 759
<INTEREST-INVEST> 542
<INTEREST-OTHER> 315
<INTEREST-TOTAL> 1,616
<INTEREST-DEPOSIT> 899
<INTEREST-EXPENSE> 899
<INTEREST-INCOME-NET> 717
<LOAN-LOSSES> 149
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,120
<INCOME-PRETAX> (447)
<INCOME-PRE-EXTRAORDINARY> (447)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (447)
<EPS-BASIC> (0.61)
<EPS-DILUTED> (0.61)
<YIELD-ACTUAL> 3.1
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 217
<ALLOWANCE-DOMESTIC> 217
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>