CHEROKEE BANKING CO
10QSB, EX-27.1, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
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<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           1,101
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<LIABILITIES-OTHER>                                348
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                                0
                                          0
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<OTHER-SE>                                      (1,033)
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<INTEREST-DEPOSIT>                                 466
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<INCOME-PRETAX>                                   (363)
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<LOANS-NON>                                          0
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</TABLE>


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