UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): March 25, 1999
STRUCTURED ASSET SECURITIES CORPORATION
Mortgage Pass-Through Certificates, Series 1999-BC1
New York (governing law of 333-68513-01 PENDING
Pooling and Servicing Agreement) (Commission IRS EIN
(State or other File Number)
jurisdiction
c/o Norwest Bank Minnesota, N.A.
11000 Broken Land Parkway 21044
Columbia, Maryland (Zip Code)
(Address of principal executive offices)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On March 25, 1999 a distribution was made to holders of STRUCTURED ASSET
SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 1999-BC1.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of
Regulation S-K
Exhibit Number Description
Monthly report distributed to holders of
EX-99.1 Mortgage Pass-Through Certificates, Series
1999-BC1, relating to the March 25, 1999
distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
STRUCTURED ASSET SECURITIES CORPORATION
Mortgage Pass-Through Certificates, Series 1999-BC1
By: The First National Bank of Chicago, as Trustee
By: /s/ Barbara Gross, Vice President
By: Barbara Gross, Vice President
Date: 04/07/1999
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through
Certificates, Series 1999-BC1, relating to the March 25, 1999
distribution.
<TABLE>
<CAPTION>
Structured Asset Securities Corporation
Mortgage Pass-Through Certificates
Record Date: 02/28/1999
Distribution Date: 03/25/1999
SASC Series: 1999-BC1
Contact: Customer Service - Columbia, MD
Norwest Bank Minnesota, N.A.
Securities Administration Services
11000 Broken Land Parkway
Columbia, MD 21044
Telephone: (301) 815-6600
Fax: (410) 884-2369
Certificateholder Distribution Summary
Certificate Certificate Beginning
Class Pass-Through Certificate Interest Principal
Class CUSIP Description Rate Balance Distribution Distribution
<S> <C> <C> <C> <C> <C> <C>
A1 863572YJ6 SEQ 5.41688% 246,988,368.94 1,040,593.81 7,142,726.62
A2 863572YK3 SEQ 5.36688% 1,196,317,958.3 4,993,718.27 25,046,412.94
AIO 863572YP2 IO 4.00000% 0.00 1,638,006.69 0.00
M1 863572YL1 SEQ 5.73688% 142,808,000.00 637,211.83 0.00
M2 863572YM9 SEQ 6.23688% 79,825,000.00 387,223.62 0.00
B 863572YN7 SEQ 7.68688% 74,035,000.00 442,631.90 0.00
X1 SAC9901X1 IO 0.00000% 0.00 0.00 0.00
X2 SAC9901X2 IO 0.00000% 0.00 0.00 0.00
P SAC99001P IO 0.00000% 0.00 307,386.94 0.00
OC SAC9901OC OC 0.00000% 4,502,593.78 0.00 0.00
R1 SAC9901R1 RES 0.00000% 0.00 0.00 0.00
R2 SAC9901R2 RES 0.00000% 0.00 0.00 0.00
R3 SAC9901R3 RES 0.00000% 0.00 0.00 0.00
R4 SAC9901R4 RES 0.00000% 0.00 0.00 0.00
R5 SAC9901R5 RES 0.00000% 0.00 0.00 0.00
Totals 1,744,476,921.1 9,446,773.06 32,189,139.56
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Distribution Summary (continued)
Current Ending Cumulative
Realized Certificate Total Realized
Class Loss Balance Distribution Losses
<S> <C> <C> <C> <C>
A1 0.00 239,845,642.32 8,183,320.43 0.00
A2 0.00 1,171,271,545.44 30,040,131.21 0.00
AIO 0.00 0.00 1,638,006.69 0.00
M1 0.00 142,808,000.00 637,211.83 0.00
M2 0.00 79,825,000.00 387,223.62 0.00
B 0.00 74,035,000.00 442,631.90 0.00
X1 0.00 0.00 0.00 0.00
X2 0.00 0.00 0.00 0.00
P 0.00 0.00 307,386.94 0.00
OC 0.00 9,051,013.65 0.00 0.00
R1 0.00 0.00 0.00 0.00
R2 0.00 0.00 0.00 0.00
R3 0.00 0.00 0.00 0.00
R4 0.00 0.00 0.00 0.00
R5 0.00 0.00 0.00 0.00
Totals 0.00 1,716,836,201.41 41,635,912.62 0.00
<FN>
All distributions required by the Pooling and Servicing Agreement have been calculated by the
Certificate Administrator on behalf of the Trustee.
Edward M. Frere, Jr.
Vice President, Norwest Bank Minnesota, N.A.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal Realized
Class Amount Balance Distribution Distribution Accretion Loss (1)
<S> <C> <C> <C> <C> <C> <C>
A1 251,958,000.00 246,988,368.94 192,210.21 6,950,516.41 0.00 0.00
A2 1,220,747,000.0 1,196,317,958.39 979,515.52 24,066,897.42 0.00 0.00
AIO 0.00 0.00 0.00 0.00 0.00 0.00
M1 142,808,000.00 142,808,000.00 0.00 0.00 0.00 0.00
M2 79,825,000.00 79,825,000.00 0.00 0.00 0.00 0.00
B 74,035,000.00 74,035,000.00 0.00 0.00 0.00 0.00
X1 0.00 0.00 0.00 0.00 0.00 0.00
X2 0.00 0.00 0.00 0.00 0.00 0.00
P 0.00 0.00 0.00 0.00 0.00 0.00
OC 732.39 4,502,593.78 0.00 0.00 0.00 0.00
R1 0.00 0.00 0.00 0.00 0.00 0.00
R2 0.00 0.00 0.00 0.00 0.00 0.00
R3 0.00 0.00 0.00 0.00 0.00 0.00
R4 0.00 0.00 0.00 0.00 0.00 0.00
R5 0.00 0.00 0.00 0.00 0.00 0.00
Totals 1,769,373,732.39 1,744,476,921.11 1,171,725.73 31,017,413.83 0.00 0.00
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Statement (continued)
Total Ending Ending Total
Principal Certificate Certificate Principal
Class Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C>
A1 7,142,726.62 239,845,642.32 0.95192708 7,142,726.62
A2 25,046,412.94 1,171,271,545.44 0.95947116 25,046,412.94
AIO 0.00 0.00 0.00000000 0.00
M1 0.00 142,808,000.00 1.00000000 0.00
M2 0.00 79,825,000.00 1.00000000 0.00
B 0.00 74,035,000.00 1.00000000 0.00
X1 0.00 0.00 0.00000000 0.00
X2 0.00 0.00 0.00000000 0.00
P 0.00 0.00 0.00000000 0.00
OC 0.00 9,051,013.65 12,358.18846516 0.00
R1 0.00 0.00 0.00000000 0.00
R2 0.00 0.00 0.00000000 0.00
R3 0.00 0.00 0.00000000 0.00
R4 0.00 0.00 0.00000000 0.00
R5 0.00 0.00 0.00000000 0.00
Totals 32,189,139.56 1,716,836,201.41 0.97030727 32,189,139.56
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement
Original Beginning Scheduled Unscheduled
Face Certificate Principal Principal
Class (2) Amount Balance Distribution Distribution Accretion
<S> <C> <C> <C> <C> <C>
A1 251,958,000.00 980.27595448 0.76286607 27.58601199 0.00000000
A2 1,220,747,000.00 979.98844838 0.80239027 19.71489377 0.00000000
AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000
M1 142,808,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
M2 79,825,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
B 74,035,000.00 1000.00000000 0.00000000 0.00000000 0.00000000
X1 0.00 0.00000000 0.00000000 0.00000000 0.00000000
X2 0.00 0.00000000 0.00000000 0.00000000 0.00000000
P 0.00 0.00000000 0.00000000 0.00000000 0.00000000
OC 732.39 6147808.92693783 0.00000000 0.00000000 0.00000000
R1 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R2 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R3 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R4 0.00 0.00000000 0.00000000 0.00000000 0.00000000
R5 0.00 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
</FN>
</TABLE>
<TABLE>
<CAPTION>
Principal Distribution Factors Statement (continued)
Total Ending Ending Total
Realized Principal Certificate Certificate Principal
Class Loss (3) Reduction Balance Percentage Distribution
<S> <C> <C> <C> <C> <C>
A1 0.00000000 28.34887807 951.92707642 0.95192708 28.34887807
A2 0.00000000 20.51728404 959.47116433 0.95947116 20.51728404
AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000
X1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
X2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
OC 0.00000000 0.00000000 12,358,188.465162 12358.18846516 0.00000000
R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses
Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement
Beginning Payment of
Original Current Certificate Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A1 251,958,000.00 5.41688% 246,988,368.94 1,040,593.83 0.00 0.00
A2 1,220,747,000.0 5.36688% 1,196,317,958.39 4,993,718.27 0.00 0.00
AIO 0.00 4.00000% 491,402,008.60 1,638,006.70 0.00 0.00
M1 142,808,000.00 5.73688% 142,808,000.00 637,211.83 0.00 0.00
M2 79,825,000.00 6.23688% 79,825,000.00 387,223.62 0.00 0.00
B 74,035,000.00 7.68688% 74,035,000.00 442,631.90 0.00 0.00
X1 0.00 0.00000% 0.00 0.00 0.00 0.00
X2 0.00 0.00000% 0.00 0.00 0.00 0.00
P 0.00 0.00000% 0.00 0.00 0.00 0.00
OC 732.39 0.00000% 4,502,593.78 0.00 0.00 0.00
R1 0.00 0.00000% 0.00 0.00 0.00 0.00
R2 0.00 0.00000% 0.00 0.00 0.00 0.00
R3 0.00 0.00000% 0.00 0.00 0.00 0.00
R4 0.00 0.00000% 0.00 0.00 0.00 0.00
R5 0.00 0.00000% 0.00 0.00 0.00 0.00
Totals 1,769,373,732.39 9,139,386.15 0.00 0.00
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate
Interest Realized Interest Interest Notional
Class Shortfall Losses (4) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A1 0.02 0.00 1,040,593.81 0.00 239,845,642.32
A2 0.00 0.00 4,993,718.27 0.00 1,171,271,545.44
AIO 0.00 0.00 1,638,006.69 0.00 491,402,008.60
M1 0.00 0.00 637,211.83 0.00 142,808,000.00
M2 0.00 0.00 387,223.62 0.00 79,825,000.00
B 0.00 0.00 442,631.90 0.00 74,035,000.00
X1 0.00 0.00 0.00 0.00 0.00
X2 0.00 0.00 0.00 0.00 0.00
P 0.00 0.00 307,386.94 0.00 0.00
OC 0.00 0.00 0.00 0.00 9,051,013.65
R1 0.00 0.00 0.00 0.00 0.00
R2 0.00 0.00 0.00 0.00 0.00
R3 0.00 0.00 0.00 0.00 0.00
R4 0.00 0.00 0.00 0.00 0.00
R5 0.00 0.00 0.00 0.00 0.00
Totals 0.02 0.00 9,446,773.06 0.00
<FN>
(4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed.
Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement
Beginning Payment of
Original Current Certificate Current Unpaid Current
Face Certificate Notional Accrued Interest Interest
Class (5) Amount Rate Balance Interest Shortfall Shortfall
<S> <C> <C> <C> <C> <C> <C>
A1 251,958,000.00 5.41688% 980.27595448 4.13002893 0.00000000 0.00000000
A2 1,220,747,000.00 5.36688% 979.98844838 4.09070698 0.00000000 0.00000000
AIO 0.00 4.00000% 999.99999998 3.33333334 0.00000000 0.00000000
M1 142,808,000.00 5.73688% 1000.00000000 4.46201774 0.00000000 0.00000000
M2 79,825,000.00 6.23688% 1000.00000000 4.85090661 0.00000000 0.00000000
B 74,035,000.00 7.68688% 1000.00000000 5.97868441 0.00000000 0.00000000
X1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
X2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
OC 732.39 0.00000% 6147808.92693783 0.00000000 0.00000000 0.00000000
R1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R4 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
R5 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(5) Per $1 denomination.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Interest Distribution Factors Statement (continued)
Remaining Ending
Non-Supported Total Unpaid Certificate
Interest Realized Interest Interest Notional
Class Shortfall Losses (6) Distribution Shortfall Balance
<S> <C> <C> <C> <C> <C>
A1 0.00000008 0.00000000 4.13002885 0.00000000 951.92707642
A2 0.00000000 0.00000000 4.09070698 0.00000000 959.47116433
AIO 0.00000000 0.00000000 3.33333332 0.00000000 999.99999998
M1 0.00000000 0.00000000 4.46201774 0.00000000 1000.00000000
M2 0.00000000 0.00000000 4.85090661 0.00000000 1000.00000000
B 0.00000000 0.00000000 5.97868441 0.00000000 1000.00000000
X1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
X2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
P 0.00000000 0.00000000 76846735000.0000 0.00000000 0.00000000
OC 0.00000000 0.00000000 0.00000000 0.00000000 12358188.46516200
R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
R5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
<FN>
(6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless
Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
</FN>
</TABLE>
<TABLE>
<CAPTION>
Certificateholder Component Statement
Component Beginning Ending Beginning Ending Ending
Pass-Through Notional Notional Component Component Component
Rate Balance Balance Balance Balance Percentage
Class
<S> <C> <C> <C> <C> <C> <C>
MBIA 1,200.00000% 39,873.00 39,038.00 0.00 0.00 95.94710841%
</TABLE>
<TABLE>
<CAPTION>
CERTIFICATE ACCOUNT
<S> <C>
Beginning Balance 0.00
Deposits
Payments of Interest and Principal 41,356,406.50
Liquidations, Insurance Proceeds, Reserve Funds 0.00
Proceeds from Repurchased Loans 0.00
Other Amounts (Servicer Advances) 1,061,115.12
Realized Losses 0.00
Total Deposits 42,417,521.62
Withdrawals
Reimbursement for Servicer Advances 0.00
Payment of Service Fee 781,609.00
Payment of Interest and Principal 41,635,912.62
Total Withdrawals (Pool Distribution Amount) 42,417,521.62
Ending Balance 0.00
</TABLE>
<TABLE>
<CAPTION>
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
<S> <C>
Total Prepayment/Curtailment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
</TABLE>
<TABLE>
<CAPTION>
SERVICING FEES
<S> <C>
Gross Servicing Fee 726,865.40
Trustee Fee 333.33
MBIA Premium 39,873.00
Master Servicing Fee 14,537.27
Supported Prepayment/Curtailment Interest Shortfall 0.00
Net Servicing Fee 781,609.00
</TABLE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Beginning Current Current Ending
Account Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
Reserve Fund 1,000.00 0.00 0.03 1,000.03
Reserve Fund 1,000.00 0.00 0.00 1,000.00
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Percentage Delinquent
Based On
Current Unpaid
Number Principal Number Unpaid
Of Loans Balance Of Loans Balance
<S> <C> <C> <C> <C>
30 Days 706 67,308,341.39 4.037516% 3.920487%
60 Days 305 30,203,644.71 1.744253% 1.759262%
90+ Days 245 21,372,776.60 1.401121% 1.244893%
Foreclosure 0 0.00 0.000000% 0.000000%
REO 0 0.00 0.000000% 0.000000%
Totals 1,256 118,884,762.7 7.182889% 6.924642%
</TABLE>
<TABLE>
<CAPTION>
OTHER INFORMATION
<S> <C>
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 0.00
Principal Balance of Contaminated Properties 0.00
Periodic Advance 1,061,115.12
</TABLE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed Mixed & ARM & Balloon
Weighted Average Gross Coupon 10.164745%
Weighted Average Net Coupon 9.664745%
Weighted Average Pass-Through Rate 9.626528%
Weighted Average Maturity(Stepdown Calculation ) 344
Begin Scheduled Collateral Loan Count 17,769
Number Of Loans Paid In Full 283
End Scheduled Collateral Loan Count 17,486
Begining Scheduled Collateral Balance 1,744,476,921.11
Ending Scheduled Collateral Balance 1,716,836,201.42
Ending Actual Collateral Balance at 28-Feb-1999 1,718,001,328.67
Monthly P &I Constant 15,780,719.69
Ending Scheduled Balance for Premium Loans 1,716,836,201.42
Scheduled Principal 1,003,917.68
Unscheduled Principal 26,636,802.01
</TABLE>
<TABLE>
<CAPTION>
<S> <C>
Current Month Prepayment Penalties 307,386.94
</TABLE>
<TABLE>
<CAPTION>
Group Level Collateral Statement
<S> <C>
Group ID 1 2
Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM
Weighted Average Coupon Rate 9.593879 10.284971
Weighted Average Net Rate 9.083879 9.774971
Weighted Average Maturity 350.00 343.00
Beginning Loan Count 938 16,791
Loans Paid In Full 20 223
Ending Loan Count 918 16,568
Beginning Scheduled Balance 303,479,831.23 1,440,997,089.88
Ending scheduled Balance 297,162,776.60 1,419,673,424.82
Record Date 02/28/1999 02/28/1999
Principal And Interest Constant 2,596,282.18 13,184,437.51
Scheduled Principal 169,991.44 833,926.24
Unscheduled Principal 6,147,063.19 20,489,738.82
Scheduled Interest 2,426,290.74 12,350,511.27
Servicing Fees 126,449.92 600,415.48
Master Servicing Fees 2,528.99 12,008.28
Trustee Fee 0.00 0.00
FRY Amount 0.00 0.00
Special Hazard Fee 0.00 0.00
Other Fee 0.00 0.00
Pool Insurance Fee 0.00 0.00
Spread Fee 1 0.00 0.00
Spread Fee 2 0.00 0.00
Spread Fee 3 0.00 0.00
Net Interest 2,297,311.83 11,738,087.51
Realized Loss Amount 0.00 0.00
Cumulative Realized Loss 0.00 0.00
Group ID 1 2
Required Overcollateralization Amount 0.00 0.00
Overcollateralization Increase Amount 0.00 0.00
Overcollateralization Reduction Amount 0.00 0.00
Specified Overcollateralization Amount 9,382,910.62 35,812,564.30
Overcollateralization Amount 1,639,134.28 7,411,879.38
Overcollateralization Deficiency Amount 8,569,448.33 32,123,432.81
Base Overcollateralization Amount 0.00 0.00
Extra Principal Distribution Amount 825,671.99 3,722,747.88
Excess Cash Amount 825,671.99 3,722,747.88
</TABLE>
<TABLE>
<CAPTION> Delinquency Status By Groups
<S> <C> <C> <C> <C> <C> <C>
Group
30 Days 60 Days 90 + Days Foreclosure REO Bankruptcy
1 Principal Balance 12,646,131.72 5,676,191.42 4,145,999.96 0.00 0.00 0.00
Percentage Of Balance 4.256% 1.910% 1.395% 0.000% 0.000% 0.000%
Loan Count 37 17 13 0 0 0
Percentage Of Loans 4.031% 1.852% 1.416% 0.000% 0.000% 0.000%
2 Principal Balance 54,662,209.67 24,527,453.29 17,226,776.64 0.00 0.00 0.00
Percentage Of Balance 3.850% 1.728% 1.213% 0.000% 0.000% 0.000%
Loan Count 669 288 232 0 0 0
Percentage Of Loans 4.038% 1.738% 1.400% 0.000% 0.000% 0.000%
</TABLE>