UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/99
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: FIRST COMMUNITY BANK TRUST & FINANCIAL SVCS. DIV.
Address: 211 FEDERAL
P.O. BOX 950
BLUEFIELD, WV 24701-0950
13F File Number: 028-07462
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ROBERT L. SCHUMACHER
Title: VICE PRES. & SR. TRUST OFFICER
Phone: (304)325-7151
Signature, Place, and Date of Signing:
FIRST COMM. BANK TRUST & FIN. SVCS. DIV. BLUEFIELD, WV OCTOBER 1, 1999
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 200
Form 13F Information Table Entry Total: $129,384
List of Other Included Managers:
NONE
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
AT & T CORPORATION COMMON STOC COM 001957109 2191 50369 SH SOLE 48363 1331 675
AT & T CORPORATION COMMON STOC COM 001957109 552 12699 SH DEFINED 9099 3600
ABBOTT LABORATORIES INC COM 002824100 1816 49500 SH SOLE 49500
ABBOTT LABORATORIES INC COM 002824100 220 6000 SH DEFINED 4400 1600
ADOBE SYSTEMS, INC. COM 00724F101 215 1900 SH SOLE 1400 500
ADOBE SYSTEMS, INC. COM 00724F101 22 200 SH DEFINED 200
ALCOA, INC. COM 013817101 220 3550 SH SOLE 3100 50 400
ALCOA, INC. COM 013817101 82 1325 SH DEFINED 1325
ALLEGHENY ENERGY, INC. COM 017361106 139 4364 SH SOLE 4364
ALLEGHENY ENERGY, INC. COM 017361106 114 3600 SH DEFINED 3000 600
ALLTEL CORPORATION COMMON STOC COM 020039103 197 2800 SH SOLE 2800
ALLTEL CORPORATION COMMON STOC COM 020039103 84 1204 SH DEFINED 1204
AMERICAN ELECTRIC POWER COMPAN COM 025537101 543 15929 SH SOLE 15429 500
AMERICAN ELECTRIC POWER COMPAN COM 025537101 123 3624 SH DEFINED 1380 2244
AMERICAN EXPRESS CO. COMMON ST COM 025816109 1582 11725 SH SOLE 11100 625
AMERICAN EXPRESS CO. COMMON ST COM 025816109 351 2600 SH DEFINED 2100 500
AMERICAN HOME PRODUCTS CORP. COM 026609107 709 17086 SH SOLE 15886 1200
AMERICAN HOME PRODUCTS CORP. COM 026609107 306 7388 SH DEFINED 5788 1600
AMERICAN INTERNATIONAL GROUP COM 026874107 293 3372 SH SOLE 3372
AMERITECH CORPORATION COMMON S COM 030954101 2414 36167 SH SOLE 33519 1248 1400
AMERITECH CORPORATION COMMON S COM 030954101 777 11650 SH DEFINED 5770 5880
ATLANTIC RICHFIELD CO COMMON COM 048825103 251 2839 SH SOLE 2839
ATLANTIC RICHFIELD CO COMMON COM 048825103 239 2700 SH DEFINED 2300 400
AUTOMATIC DATA PROCESSING, INC COM 053015103 439 9850 SH SOLE 9850
AUTOMATIC DATA PROCESSING, INC COM 053015103 44 1000 SH DEFINED 1000
B B & T CORPORATION COM 054937107 249 7712 SH SOLE 7012 700
B B & T CORPORATION COM 054937107 91 2825 SH DEFINED 2825
BP AMOCO PLC COM 055622104 199 1801 SH SOLE 1801
BP AMOCO PLC COM 055622104 363 3279 SH DEFINED 3102 177
BANK OF AMERICA CORPORATION COM 060505104 316 5679 SH SOLE 5529 150
BANK OF AMERICA CORPORATION COM 060505104 105 1900 SH DEFINED 1700 200
BANK ONE CORPORATION COM 06423A103 345 9915 SH SOLE 9915
BELL ATLANTIC CORPORATION COM 077853109 2629 39070 SH SOLE 36868 1402 800
BELL ATLANTIC CORPORATION COM 077853109 719 10688 SH DEFINED 7968 2720
BELLSOUTH CORPORATION COM 079860102 3877 86158 SH SOLE 83586 1872 700
BELLSOUTH CORPORATION COM 079860102 801 17804 SH DEFINED 11084 6720
BERKSHIRE HATHAWAY, INC. COM 084670207 217 117 SH SOLE 117
BERKSHIRE HATHAWAY, INC. COM 084670207 48 26 SH DEFINED 26
BESTFOODS COMMON STOCK COM 08658U101 493 10152 SH SOLE 9352 800
BESTFOODS COMMON STOCK COM 08658U101 7 156 SH DEFINED 156
BRISTOL-MYERS SQUIBB CO. COM 110122108 2783 41235 SH SOLE 39235 800 1200
BRISTOL-MYERS SQUIBB CO. COM 110122108 513 7600 SH DEFINED 7600
CSX CORPORATION COMMON STOCK COM 126408103 452 10672 SH SOLE 9872 200 600
CSX CORPORATION COMMON STOCK COM 126408103 12 300 SH DEFINED 200 100
CAMPBELL SOUP CO COMMON STOCK COM 134429109 164 4200 SH SOLE 3400 800
CAMPBELL SOUP CO COMMON STOCK COM 134429109 58 1500 SH DEFINED 1500
CAROLINA POWER & LIGHT CO COM 144141108 219 6200 SH SOLE 6200
CHASE MANHATTAN CORP (NEW) COM 16161A108 736 9775 SH SOLE 9075 100 600
CHASE MANHATTAN CORP (NEW) COM 16161A108 180 2400 SH DEFINED 2400
CHEVRON CORPORATION COM 166751107 2189 24672 SH SOLE 23847 825
CHEVRON CORPORATION COM 166751107 330 3728 SH DEFINED 1060 2668
CISCO SYSTEMS, INC. COM 17275R102 866 12632 SH SOLE 12032 600
CISCO SYSTEMS, INC. COM 17275R102 123 1800 SH DEFINED 1650 150
CITIGROUP COM 172967101 382 8698 SH SOLE 8348 350
CITIGROUP COM 172967101 79 1800 SH DEFINED 1800
COCA COLA CO. COMMON STOCK COM 191216100 1400 29028 SH SOLE 24744 1600 2684
COCA COLA CO. COMMON STOCK COM 191216100 569 11800 SH DEFINED 11200 600
COLGATE-PALMOLIVE CO. COM 194162103 594 12996 SH SOLE 11396 1600
COLGATE-PALMOLIVE CO. COM 194162103 137 3000 SH DEFINED 3000
COMPAQ COMPUTER CORPORATION COM 204493100 752 32878 SH SOLE 32178 500 200
COMPAQ COMPUTER CORPORATION COM 204493100 102 4500 SH DEFINED 3500 1000
COMPUTER ASSOCIATES INTERNATIO COM 204912109 372 6100 SH SOLE 6100
COMPUTER ASSOCIATES INTERNATIO COM 204912109 220 3600 SH DEFINED 3600
DANA CORPORATION COM 235811106 302 8150 SH SOLE 6950 100 1100
DANA CORPORATION COM 235811106 20 565 SH DEFINED 565
DOMINION RESOURCES INC COM 257470104 672 14909 SH SOLE 12450 1299 1160
DOMINION RESOURCES INC COM 257470104 286 6350 SH DEFINED 5000 1350
DOW CHEMICAL COMPANY COM 260543103 214 1891 SH SOLE 1891
DU PONT (EI) DE NEMOURS & CO COM 263534109 1657 27400 SH SOLE 22990 3260 1150
DU PONT (EI) DE NEMOURS & CO COM 263534109 285 4717 SH DEFINED 3217 1500
DUKE ENERGY CORPORATION COM 264399106 1504 27296 SH SOLE 25296 1100 900
DUKE ENERGY CORPORATION COM 264399106 222 4040 SH DEFINED 2340 1700
EMC CORP. COMMON STOCK COM 268648102 335 4700 SH SOLE 4700
EMC CORP. COMMON STOCK COM 268648102 235 3300 SH DEFINED 3300
EMERSON ELECTRIC COMPANY COM 291011104 685 10851 SH SOLE 10601 250
EMERSON ELECTRIC COMPANY COM 291011104 304 4822 SH DEFINED 4422 400
EXXON CORP COMMON STOCK COM 302290101 6638 87345 SH SOLE 82833 2580 1932
EXXON CORP COMMON STOCK COM 302290101 1203 15842 SH DEFINED 7050 8792
FPL GROUP, INC. COM 302571104 289 5753 SH SOLE 5753
FPL GROUP, INC. COM 302571104 191 3800 SH DEFINED 2400 1400
FREDDIE MAC CORPORATION COM 313400301 208 4000 SH DEFINED 4000
FEDERAL NATIONAL MORTGAGE COM 313586109 1214 19375 SH SOLE 17475 400 1500
FEDERAL NATIONAL MORTGAGE COM 313586109 122 1950 SH DEFINED 1950
FIRST UNION CORPORATION COM 337358105 645 18113 SH SOLE 17649 464
FORD MOTOR CO. COMMON STOCK COM 345370100 334 6656 SH SOLE 6256 400
FORD MOTOR CO. COMMON STOCK COM 345370100 50 1000 SH DEFINED 1000
FORTUNE BRANDS, INC. COM 349631101 381 11832 SH SOLE 11832
GTE CORPORATION COMMON STOCK COM 362320103 1172 15256 SH SOLE 14956 100 200
GTE CORPORATION COMMON STOCK COM 362320103 463 6030 SH DEFINED 3136 2894
GALLAHER GROUP PLC COM 363595109 299 11032 SH SOLE 11032
GATEWAY, INC. COM 367626108 79 1800 SH SOLE 1200 600
GATEWAY, INC. COM 367626108 123 2800 SH DEFINED 2800
GENERAL ELECTRIC CO. COMMON ST COM 369604103 7269 61316 SH SOLE 46485 12381 2450
GENERAL ELECTRIC CO. COMMON ST COM 369604103 1443 12175 SH DEFINED 7450 4725
GENERAL MOTORS CORP COMMON STO COM 370442105 324 5156 SH SOLE 4116 1000 40
GENERAL MOTORS CORP COMMON STO COM 370442105 9 144 SH DEFINED 144
GEORGIA-PACIFIC CORP COMMON COM 373298108 520 12874 SH SOLE 12874
GILLETTE COMPANY COMMON STOCK COM 375766102 423 12491 SH SOLE 12491
GILLETTE COMPANY COMMON STOCK COM 375766102 291 8600 SH DEFINED 6600 2000
GREAT LAKES CHEMICAL CORP COM 390568103 205 5400 SH SOLE 5400
HALLIBURTON CO COMMON STOCK COM 406216101 122 2980 SH SOLE 2980
HALLIBURTON CO COMMON STOCK COM 406216101 143 3500 SH DEFINED 3500
HASBRO, INC. COM 418056107 222 10350 SH SOLE 9250 1100
HEINZ (H J) CO COMMON STOCK COM 423074103 363 8450 SH SOLE 6900 1550
HEINZ (H J) CO COMMON STOCK COM 423074103 232 5400 SH DEFINED 5400
HERSHEY FOODS CORP COMMON STOC COM 427866108 204 4200 SH SOLE 4200
HERSHEY FOODS CORP COMMON STOC COM 427866108 36 758 SH DEFINED 758
HEWLETT PACKARD CO COMMON STOC COM 428236103 1697 18700 SH SOLE 17500 1200
HEWLETT PACKARD CO COMMON STOC COM 428236103 440 4850 SH DEFINED 3850 1000
HOME DEPOT INC. COM 437076102 370 5400 SH SOLE 5000 400
HOME DEPOT INC. COM 437076102 310 4521 SH DEFINED 2919 1602
HUNTINGTON BANCSHARES, INC. COM 446150104 287 10814 SH SOLE 10814
ILLINOIS TOOL WORKS, INC. COM 452308109 171 2300 SH SOLE 1950 350
ILLINOIS TOOL WORKS, INC. COM 452308109 108 1450 SH DEFINED 1450
INGERSOLL-RAND CO COMMON STOCK COM 456866102 1497 27263 SH SOLE 26063 100 1100
INGERSOLL-RAND CO COMMON STOCK COM 456866102 511 9303 SH DEFINED 2265 7038
INTEL CORPORATION COMMON STOCK COM 458140100 1838 24735 SH SOLE 22835 100 1800
INTEL CORPORATION COMMON STOCK COM 458140100 553 7450 SH DEFINED 6900 550
INTERNATIONAL BUSINESS MACHINE COM 459200101 2285 18885 SH SOLE 18085 800
INTERNATIONAL BUSINESS MACHINE COM 459200101 653 5400 SH DEFINED 3400 2000
JOHNSON & JOHNSON COM 478160104 2446 26631 SH SOLE 25531 100 1000
JOHNSON & JOHNSON COM 478160104 633 6900 SH DEFINED 4550 2350
KIMBERLY-CLARK CORP COMMON STO COM 494368103 232 4400 SH SOLE 4400
KIMBERLY-CLARK CORP COMMON STO COM 494368103 47 900 SH DEFINED 900
LILLY (ELI) AND COMPANY COM 532457108 109 1700 SH SOLE 1700
LILLY (ELI) AND COMPANY COM 532457108 150 2349 SH DEFINED 2349
LOUISIANA-PACIFIC CORP COMMON COM 546347105 179 11494 SH SOLE 11494
LUCENT TECHNOLOGIES COM 549463107 2439 37599 SH SOLE 35843 1176 580
LUCENT TECHNOLOGIES COM 549463107 1099 16942 SH DEFINED 14230 2712
MCDONALDS CORPORATION COM 580135101 1293 29904 SH SOLE 28904 1000
MCDONALDS CORPORATION COM 580135101 285 6600 SH DEFINED 6000 600
MEDTRONIC, INC. COM 585055106 844 23740 SH SOLE 23740
MEDTRONIC, INC. COM 585055106 163 4600 SH DEFINED 3800 800
MERCK & COMPANY, INC. COM 589331107 1918 29593 SH SOLE 26977 100 2516
MERCK & COMPANY, INC. COM 589331107 712 10994 SH DEFINED 7794 3200
MICROSOFT CORPORATION COM 594918104 1058 11684 SH SOLE 11284 100 300
MICROSOFT CORPORATION COM 594918104 1000 11050 SH DEFINED 10900 150
MINNESOTA MINING & MANUFACTURI COM 604059105 810 8437 SH SOLE 7837 600
MINNESOTA MINING & MANUFACTURI COM 604059105 130 1359 SH DEFINED 1109 250
MOBIL CORP. COMMON STOCK COM 607059102 1730 17180 SH SOLE 16480 100 600
MOBIL CORP. COMMON STOCK COM 607059102 392 3900 SH DEFINED 2900 1000
MORGAN (J P) & CO INC COMMON COM 616880100 349 3058 SH SOLE 3058
MORGAN (J P) & CO INC COMMON COM 616880100 101 889 SH DEFINED 889
MOTOROLA INC COMMON STOCK COM 620076109 710 8075 SH SOLE 7725 200 150
MOTOROLA INC COMMON STOCK COM 620076109 180 2050 SH DEFINED 1650 400
NEW ENGLAND ELECTRIC SYSTEM COM 644001109 217 4200 SH SOLE 4200
NEW ENGLAND ELECTRIC SYSTEM COM 644001109 10 200 SH DEFINED 200
NORFOLK SOUTHERN CORP COM 655844108 3405 138991 SH SOLE 135491 2900 600
NORFOLK SOUTHERN CORP COM 655844108 1038 42396 SH DEFINED 35268 7128
ONE VALLEY BANCORP, INC. COM 682419106 71 2081 SH SOLE 2081
ONE VALLEY BANCORP, INC. COM 682419106 194 5625 SH DEFINED 5625
ORACLE CORPORATION COM 68389X105 1425 31336 SH SOLE 28936 2400
ORACLE CORPORATION COM 68389X105 45 1000 SH DEFINED 1000
PEPSICO, INC. COMMON STOCK COM 713448108 433 14200 SH SOLE 13500 400 300
PEPSICO, INC. COMMON STOCK COM 713448108 1207 39584 SH DEFINED 37984 1600
PFIZER, INC. COMMON STOCK COM 717081103 1487 41460 SH SOLE 33060 4800 3600
PFIZER, INC. COMMON STOCK COM 717081103 181 5072 SH DEFINED 5072
PHILIP MORRIS COMPANIES, INC. COM 718154107 754 22076 SH SOLE 19676 2400
PHILIP MORRIS COMPANIES, INC. COM 718154107 69 2023 SH DEFINED 2023
PITNEY BOWES, INC. COMMON STOC COM 724479100 140 2300 SH SOLE 2300
PITNEY BOWES, INC. COMMON STOC COM 724479100 91 1500 SH DEFINED 1500
PROCTER & GAMBLE CO COMMON STO COM 742718109 1462 15595 SH SOLE 13595 2000
PROCTER & GAMBLE CO COMMON STO COM 742718109 337 3600 SH DEFINED 3600
RAYMOND JAMES FINANCIAL, INC. COM 754730109 269 13500 SH DEFINED 13500
ROYAL DUTCH PETROLEUM COMPANY COM 780257804 118 2005 SH SOLE 2005
ROYAL DUTCH PETROLEUM COMPANY COM 780257804 354 6000 SH DEFINED 4000 2000
SBC COMMUNICATIONS, INC COM 78387G103 3236 63385 SH SOLE 60255 1854 1276
SBC COMMUNICATIONS, INC COM 78387G103 620 12154 SH DEFINED 8940 3214
SARA LEE CORPORATION COM 803111103 362 15500 SH SOLE 15100 400
SARA LEE CORPORATION COM 803111103 121 5200 SH DEFINED 4400 800
SCHERING-PLOUGH CORPORATION COM 806605101 394 9051 SH SOLE 8651 400
SCHERING-PLOUGH CORPORATION COM 806605101 191 4400 SH DEFINED 4400
SCHLUMBERGER LIMITED COM 806857108 520 8345 SH SOLE 8045 300
SCHLUMBERGER LIMITED COM 806857108 93 1500 SH DEFINED 1500
SOUTHERN CO COMMON STOCK COM 842587107 330 12849 SH SOLE 10933 1916
SOUTHERN CO COMMON STOCK COM 842587107 20 800 SH DEFINED 800
SUN MICROSYSTEMS, INC. COM 866810104 916 9850 SH SOLE 8750 100 1000
SUN MICROSYSTEMS, INC. COM 866810104 305 3284 SH DEFINED 3284
SUNTRUST BANKS, INC. COM 867914103 400 6092 SH SOLE 6092
SYSCO CORPORATION COM 871829107 608 17350 SH SOLE 17350
SYSCO CORPORATION COM 871829107 14 400 SH DEFINED 400
TECO ENERGY INC COMMON STOCK COM 872375100 186 8841 SH SOLE 8841
TECO ENERGY INC COMMON STOCK COM 872375100 192 9100 SH DEFINED 9100
TANDY CORPORATION COM 875382103 496 9600 SH SOLE 9600
TEXACO INC COMMON STOCK COM 881694103 225 3578 SH SOLE 3578
TYCO INTERNATIONAL, LTD. COM 902124106 501 4861 SH SOLE 4661 100 100
TYCO INTERNATIONAL, LTD. COM 902124106 174 1690 SH DEFINED 1690
UNITED BANKSHARES, INC. OF COM 909907107 825 33964 SH SOLE 33964
U.S. WEST, INC. (NEW) COM 91273H101 285 5004 SH SOLE 3991 500 513
U.S. WEST, INC. (NEW) COM 91273H101 53 931 SH DEFINED 931
VODAFONE GROUP, PLC COM 92857T107 1092 4594 SH SOLE 4074 120 400
VODAFONE GROUP, PLC COM 92857T107 317 1334 SH DEFINED 1154 180
WACHOVIA CORPORATION COMMON ST COM 929771103 435 5540 SH SOLE 5290 250
WACHOVIA CORPORATION COMMON ST COM 929771103 135 1720 SH DEFINED 1480 240
WAL-MART STORES INC COMMON STO COM 931142103 668 14050 SH SOLE 12850 200 1000
WAL-MART STORES INC COMMON STO COM 931142103 489 10300 SH DEFINED 10300
WARNER-LAMBERT CO COMMON STOCK COM 934488107 1998 30107 SH SOLE 30007 100
WARNER-LAMBERT CO COMMON STOCK COM 934488107 177 2675 SH DEFINED 2225 450
XEROX CORPORATION COM 984121103 268 6400 SH SOLE 6150 250
XEROX CORPORATION COM 984121103 150 3600 SH DEFINED 3000 600
</TABLE>
