<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME:
ADDRESS: FIRSTMERIT BANK N.A., TRUSTEE
121 SOUTH MAIN STREET
AKRON, OH 44308
13F FILE NUMBER: 28-7454
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: GARY M. TOTH
TITLE: VICE PRESIDENT
PHONE: (330)849-8911
SIGNATURE,PLACE,AND DATE OF SIGNING:
/S/GARY M. TOTH ARKON, OH 10/21/99
<PAGE> 2
REPORT TYPE (CHECK ONLY ONE.):
(X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 463
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,214,381
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<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A SCHULMAN INC COMMON STOCK 808194104 36 2065 SH DEFINED 2065 0 0
A SCHULMAN INC COMMON STOCK 808194104 209 12061 SH OTHER 12061 0 0
A T & T CORPORATION COMMON STOCK 001957109 4094 94111 SH DEFINED 90311 2100 1700
A T & T CORPORATION COMMON STOCK 001957109 2484 57103 SH OTHER 56227 676 200
ABBOTT LABORATORIES INC COMMON STOCK 002824100 4258 116048 SH DEFINED 116048 0 0
ABBOTT LABORATORIES INC COMMON STOCK 002824100 3597 98052 SH OTHER 97252 0 800
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 995 23725 SH DEFINED 23725 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 185 4400 SH OTHER 4400 0 0
AFLAC INC COMMON STOCK 001055102 80 1910 SH DEFINED 1910 0 0
AFLAC INC COMMON STOCK 001055102 394 9420 SH OTHER 9420 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 336 11480 SH DEFINED 11480 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 383 13110 SH OTHER 13110 0 0
ALCOA INC COMMON STOCK 013817101 1202 19361 SH DEFINED 18863 498 0
ALCOA INC COMMON STOCK 013817101 783 12618 SH OTHER 12168 250 200
ALLIEDSIGNAL INC COMMON STOCK 019512102 1932 32238 SH DEFINED 32238 0 0
ALLIEDSIGNAL INC COMMON STOCK 019512102 706 11787 SH OTHER 11587 200 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ALLSTATE CORP COMMON STOCK 020002101 300 12048 SH DEFINED 12048 0 0
ALLSTATE CORP COMMON STOCK 020002101 122 4890 SH OTHER 4690 200 0
ALLTEL CORP COMMON STOCK 020039103 1354 19244 SH DEFINED 19244 0 0
ALLTEL CORP COMMON STOCK 020039103 13343 189599 SH OTHER 189599 0 0
AMEREN CORP COMMON STOCK 023608102 212 5601 SH DEFINED 5601 0 0
AMEREN CORP COMMON STOCK 023608102 443 11717 SH OTHER 11717 0 0
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 4550 43722 SH DEFINED 41619 1000 1103
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 619 5946 SH OTHER 5726 120 100
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 285 8360 SH DEFINED 8360 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 453 13266 SH OTHER 12466 800 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1784 13218 SH DEFINED 12718 0 500
AMERICAN EXPRESS CO COMMON STOCK 025816109 1829 13548 SH OTHER 13148 400 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 315 4981 SH OTHER 4981 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 2781 67019 SH DEFINED 66919 0 100
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 7859 189379 SH OTHER 186779 1000 1600
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 17192 197749 SH DEFINED 194683 1406 1660
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 9312 107113 SH OTHER 105200 970 943
AMERITECH CORPORATION COMMON STOCK 030954101 4977 74564 SH DEFINED 74564 0 0
AMERITECH CORPORATION COMMON STOCK 030954101 3598 53898 SH OTHER 52298 400 1200
AMGEN INC COMMON STOCK 031162100 4646 57004 SH DEFINED 56556 0 448
AMGEN INC COMMON STOCK 031162100 791 9700 SH OTHER 9300 0 400
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 134 4380 SH DEFINED 4380 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 82 2668 SH OTHER 2668 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 14 200 SH DEFINED 200 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 561 8000 SH OTHER 7800 200 0
APPLIED MATERIALS INC COMMON STOCK 038222105 373 4800 SH DEFINED 4800 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 225 2900 SH OTHER 2900 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 183 5096 SH DEFINED 5096 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 141 3912 SH OTHER 3912 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1232 13898 SH DEFINED 12898 1000 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 2030 22903 SH OTHER 22903 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 3757 84190 SH DEFINED 81390 2800 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4838 108420 SH OTHER 107684 736 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 88 2590 SH DEFINED 2590 0 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 148 4370 SH OTHER 4074 0 296
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
BANK OF AMERICA CORP COMMON STOCK 060505104 6073 109063 SH DEFINED 104367 2000 2696
BANK OF AMERICA CORP COMMON STOCK 060505104 2194 39397 SH OTHER 39282 115 0
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 1673 50045 SH DEFINED 44516 3000 2529
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 151 4503 SH OTHER 3992 271 240
BANK ONE CORP COM COMMON STOCK 06423A103 1197 34398 SH DEFINED 34398 0 0
BANK ONE CORP COM COMMON STOCK 06423A103 1838 52790 SH OTHER 52609 181 0
BAXTER INTL INC COM COMMON STOCK 071813109 1344 22308 SH DEFINED 19008 2000 1300
BAXTER INTL INC COM COMMON STOCK 071813109 443 7359 SH OTHER 7359 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2889 42915 SH DEFINED 41915 1000 0
BELL ATLANTIC CORP COMMON STOCK 077853109 1793 26641 SH OTHER 26545 96 0
BELLSOUTH CORP COMMON STOCK 079860102 3847 85478 SH DEFINED 83478 0 2000
BELLSOUTH CORP COMMON STOCK 079860102 2883 64062 SH OTHER 63630 432 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 354 191 SH DEFINED 191 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 319 172 SH OTHER 159 13 0
BEST BUY INC COMMON STOCK 086516101 1403 22628 SH DEFINED 22628 0 0
BEST BUY INC COMMON STOCK 086516101 102 1650 SH OTHER 1400 250 0
BESTFOODS COMMON STOCK 08658U101 2077 42779 SH DEFINED 19279 0 23500
BESTFOODS COMMON STOCK 08658U101 887 18269 SH OTHER 18269 0 0
BOEING CO COMMON STOCK 097023105 2089 49002 SH DEFINED 47702 0 1300
BOEING CO COMMON STOCK 097023105 1424 33413 SH OTHER 32130 575 708
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 3235 130715 SH DEFINED 126195 2000 2520
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 297 11997 SH OTHER 11477 520 0
BRIDGESTREET ACCOMMODATIONS IN COMMON STOCK 108452103 1794 610851 SH DEFINED 610851 0 0
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 10343 153227 SH DEFINED 151227 0 2000
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 16198 239971 SH OTHER 236971 1100 1900
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 1053 38307 SH DEFINED 2607 0 35700
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 136 4929 SH OTHER 4929 0 0
CARDINAL HEALTH INCORPORATED COMMON STOCK 14149Y108 181 3322 SH DEFINED 3322 0 0
CARDINAL HEALTH INCORPORATED COMMON STOCK 14149Y108 27 498 SH OTHER 498 0 0
CARNIVAL CORP COMMON STOCK 143658102 1258 28922 SH DEFINED 28922 0 0
CARNIVAL CORP COMMON STOCK 143658102 163 3750 SH OTHER 3750 0 0
CATERPILLAR INC COMMON STOCK 149123101 1764 32190 SH DEFINED 31090 400 700
CATERPILLAR INC COMMON STOCK 149123101 1318 24038 SH OTHER 23560 478 0
CBS CORP COMMON STOCK 12490K107 93 2000 SH DEFINED 2000 0 0
CBS CORP COMMON STOCK 12490K107 287 6200 SH OTHER 6200 0 0
</TABLE>
<PAGE> 6
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 208 10000 SH DEFINED 10000 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 129 6200 SH OTHER 6200 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 79 3760 SH DEFINED 3760 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 158 7460 SH OTHER 7310 0 150
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 5261 69792 SH DEFINED 68547 1200 45
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 895 11868 SH OTHER 11766 102 0
CHEVRON CORP COMMON STOCK 166751107 643 7245 SH DEFINED 7245 0 0
CHEVRON CORP COMMON STOCK 166751107 1198 13504 SH OTHER 13504 0 0
CHUBB CORP COMMON STOCK 171232101 106 2140 SH DEFINED 2140 0 0
CHUBB CORP COMMON STOCK 171232101 114 2290 SH OTHER 2190 100 0
CIGNA CORP COMMON STOCK 125509109 306 3931 SH OTHER 3931 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 47 2400 SH DEFINED 2400 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 165 8477 SH OTHER 8400 77 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 33516 488837 SH DEFINED 476321 5102 7414
CISCO SYSTEMS INC COMMON STOCK 17275R102 6097 88925 SH OTHER 85939 1282 1704
CITIGROUP INC COMMON STOCK 172967101 5972 135728 SH DEFINED 131001 2637 2090
CITIGROUP INC COMMON STOCK 172967101 1591 36165 SH OTHER 35471 694 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 220 2749 SH OTHER 2749 0 0
COASTAL CORP COMMON STOCK 190441105 499 12182 SH DEFINED 12182 0 0
COCA-COLA CO COMMON STOCK 191216100 4263 88353 SH DEFINED 86027 1400 926
COCA-COLA CO COMMON STOCK 191216100 6150 127452 SH OTHER 126926 78 448
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1375 30045 SH DEFINED 30045 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 680 14862 SH OTHER 14862 0 0
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 2472 108060 SH DEFINED 55260 4000 48800
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 410 17945 SH OTHER 17945 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 295 4819 SH DEFINED 4819 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 93 1515 SH OTHER 1213 134 168
CONEXANT SYS INC COMMON STOCK 207142100 733 10088 SH DEFINED 10088 0 0
CONEXANT SYS INC COMMON STOCK 207142100 137 1883 SH OTHER 1833 0 50
CONOCO INC COMMON STOCK 208251405 249 9112 SH DEFINED 9112 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 175 4220 SH DEFINED 4220 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 273 6568 SH OTHER 6568 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 805 12905 SH DEFINED 12905 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 374 5992 SH OTHER 5842 0 150
COOPER INDUSTRIES INC COMMON STOCK 216669101 375 8015 SH DEFINED 7015 1000 0
</TABLE>
<PAGE> 7
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
COOPER INDUSTRIES INC COMMON STOCK 216669101 360 7700 SH OTHER 7700 0 0
CORNING INC COMMON STOCK 219350105 2032 29634 SH DEFINED 27734 0 1900
CORNING INC COMMON STOCK 219350105 649 9471 SH OTHER 9221 150 100
CSX CORP COMMON STOCK 126408103 401 9472 SH DEFINED 9472 0 0
CSX CORP COMMON STOCK 126408103 714 16853 SH OTHER 16853 0 0
CVS CORPORATION COMMON STOCK 126650100 247 6042 SH OTHER 6042 0 0
DANAHER CORP COMMON STOCK 235851102 211 4000 SH OTHER 4000 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 108 1800 SH DEFINED 1800 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 106 1765 SH OTHER 1765 0 0
DEERE & CO COMMON STOCK 244199105 918 23739 SH DEFINED 23739 0 0
DEERE & CO COMMON STOCK 244199105 1000 25845 SH OTHER 25727 118 0
DELL COMPUTER CORP COMMON STOCK 247025109 3376 80753 SH DEFINED 80177 0 576
DELL COMPUTER CORP COMMON STOCK 247025109 422 10094 SH OTHER 9512 200 382
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 127 7916 SH DEFINED 7916 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 103 6389 SH OTHER 6320 69 0
DIEBOLD INC COMMON STOCK 253651103 887 38345 SH DEFINED 33945 4400 0
DIEBOLD INC COMMON STOCK 253651103 290 12519 SH OTHER 12397 122 0
DISNEY, WALT COMPANY COMMON STOCK 254687106 2976 114469 SH DEFINED 107069 3500 3900
DISNEY, WALT COMPANY COMMON STOCK 254687106 640 24634 SH OTHER 24151 483 0
DOVER CORP COMMON STOCK 260003108 1658 40568 SH DEFINED 38168 2400 0
DOVER CORP COMMON STOCK 260003108 1018 24900 SH OTHER 24900 0 0
DOW CHEMICAL CORP. COMMON STOCK 260543103 2258 19872 SH DEFINED 19072 300 500
DOW CHEMICAL CORP. COMMON STOCK 260543103 3660 32211 SH OTHER 32111 0 100
DQE INC. COMMON STOCK 23329J104 251 6418 SH DEFINED 6418 0 0
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 3346 55312 SH DEFINED 54312 0 1000
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 2839 46932 SH OTHER 45932 850 150
DUKE ENERGY CORPORATION COMMON STOCK 264399106 777 14101 SH DEFINED 12801 1300 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 344 6243 SH OTHER 6243 0 0
E M C CORPORATION COMMON STOCK 268648102 6065 84969 SH DEFINED 83364 1500 105
E M C CORPORATION COMMON STOCK 268648102 1027 14382 SH OTHER 13432 950 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 1001 25099 SH DEFINED 2999 0 22100
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 22 556 SH OTHER 556 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 2648 35012 SH DEFINED 6724 288 28000
EASTMAN KODAK CO COMMON STOCK 277461109 511 6761 SH OTHER 6761 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 177 7300 SH DEFINED 7300 0 0
</TABLE>
<PAGE> 8
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
EDISON INTERNATIONAL COMMON STOCK 281020107 457 18800 SH OTHER 18800 0 0
EDWARDS J D & CO COMMON STOCK 281667105 394 19000 SH DEFINED 0 0 19000
ELI LILLY & CO COMMON STOCK 532457108 4630 72140 SH DEFINED 68440 1500 2200
ELI LILLY & CO COMMON STOCK 532457108 3072 47857 SH OTHER 47674 83 100
EMERSON ELECTRIC CO COMMON STOCK 291011104 8401 132961 SH DEFINED 130761 1200 1000
EMERSON ELECTRIC CO COMMON STOCK 291011104 3468 54880 SH OTHER 54880 0 0
EXXON INC COMMON STOCK 302290101 11571 152252 SH DEFINED 151089 0 1163
EXXON INC COMMON STOCK 302290101 12338 162337 SH OTHER 160931 1031 375
FANNIE MAE COMMON STOCK 313586109 1901 30320 SH DEFINED 30320 0 0
FANNIE MAE COMMON STOCK 313586109 388 6185 SH OTHER 5985 200 0
FDX CORP COMMON STOCK 31304N107 1043 26817 SH DEFINED 26817 0 0
FDX CORP COMMON STOCK 31304N107 567 14594 SH OTHER 14454 0 140
FIFTH THIRD BANCORP COMMON STOCK 316773100 618 10164 SH DEFINED 10164 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 176 2887 SH OTHER 2887 0 0
FIRST UNION CORP COMMON STOCK 337358105 451 12658 SH DEFINED 12658 0 0
FIRST UNION CORP COMMON STOCK 337358105 228 6390 SH OTHER 6155 235 0
FIRSTAR CORP NEW COMMON STOCK 33763V109 85 3299 SH DEFINED 3299 0 0
FIRSTAR CORP NEW COMMON STOCK 33763V109 313 12231 SH OTHER 12231 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 515 20352 SH DEFINED 20352 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 441 17420 SH OTHER 14898 0 2522
FIRSTMERIT CORPORATION COMMON STOCK 337915102 83490 3290249 SH DEFINED 1159480 1142 2129627
FIRSTMERIT CORPORATION COMMON STOCK 337915102 51416 2026241 SH OTHER 1879092 500 146649
FLEET FINANCIAL GROUP INC (NEW COMMON STOCK 338915101 698 19050 SH DEFINED 14050 3000 2000
FLEET FINANCIAL GROUP INC (NEW COMMON STOCK 338915101 70 1900 SH OTHER 1900 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 167 3600 SH DEFINED 3600 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 1257 27175 SH OTHER 27175 0 0
FORD MOTOR CO COMMON STOCK 345370100 935 18616 SH DEFINED 18616 0 0
FORD MOTOR CO COMMON STOCK 345370100 612 12171 SH OTHER 11571 100 500
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 1239 29417 SH DEFINED 29322 0 95
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 65 1532 SH OTHER 1532 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 23 715 SH DEFINED 715 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 223 6920 SH OTHER 6920 0 0
FPL GROUP INC COMMON STOCK 302571104 335 6650 SH DEFINED 6650 0 0
FPL GROUP INC COMMON STOCK 302571104 246 4890 SH OTHER 4390 500 0
FREDDIE MAC COMMON STOCK 313400301 3372 64844 SH DEFINED 61359 2000 1485
</TABLE>
<PAGE> 9
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
FREDDIE MAC COMMON STOCK 313400301 324 6225 SH OTHER 6225 0 0
GANNETT COMPANY COMMON STOCK 364730101 389 5629 SH DEFINED 5629 0 0
GANNETT COMPANY COMMON STOCK 364730101 60 861 SH OTHER 661 200 0
GENCORP INC COMMON STOCK 368682100 39 2132 SH DEFINED 2132 0 0
GENCORP INC COMMON STOCK 368682100 511 27900 SH OTHER 27900 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 39662 334520 SH DEFINED 330045 2500 1975
GENERAL ELECTRIC CO COMMON STOCK 369604103 34133 287891 SH OTHER 286072 1559 260
GENERAL MILLS INC COMMON STOCK 370334104 298 3676 SH DEFINED 3676 0 0
GENERAL MILLS INC COMMON STOCK 370334104 505 6224 SH OTHER 6224 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 851 13517 SH DEFINED 13517 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 666 10587 SH OTHER 10487 100 0
GENUINE PARTS CO COMMON STOCK 372460105 67 2507 SH DEFINED 2507 0 0
GENUINE PARTS CO COMMON STOCK 372460105 191 7207 SH OTHER 7207 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 458 11315 SH DEFINED 11315 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 172 4262 SH OTHER 4262 0 0
GILLETTE CO COMMON STOCK 375766102 1962 57822 SH DEFINED 56479 0 1343
GILLETTE CO COMMON STOCK 375766102 1706 50262 SH OTHER 49859 403 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 474 17870 SH DEFINED 17870 0 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 33 1230 SH OTHER 1230 0 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 892 18536 SH DEFINED 17536 1000 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 794 16496 SH OTHER 15896 100 500
GTE CORP COMMON STOCK 362320103 3679 47856 SH DEFINED 47856 0 0
GTE CORP COMMON STOCK 362320103 2869 37326 SH OTHER 36551 775 0
H J HEINZ CO COMMON STOCK 423074103 860 19995 SH DEFINED 19995 0 0
H J HEINZ CO COMMON STOCK 423074103 1072 24936 SH OTHER 24936 0 0
HALLIBURTON CO COMMON STOCK 406216101 3826 93323 SH DEFINED 92123 0 1200
HALLIBURTON CO COMMON STOCK 406216101 769 18751 SH OTHER 18319 432 0
HCR MANOR CARE INC COMMON STOCK 404134108 940 54700 SH DEFINED 0 0 54700
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 771 41126 SH DEFINED 41126 0 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 1056 56297 SH OTHER 54170 2000 127
HERSHEY FOODS CORP COMMON STOCK 427866108 438 9000 SH DEFINED 9000 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 218 4472 SH OTHER 4472 0 0
HEWLETT PACKARD CORP COMMON STOCK 428236103 6669 73488 SH DEFINED 72157 1260 71
HEWLETT PACKARD CORP COMMON STOCK 428236103 7686 84699 SH OTHER 84088 211 400
HOME DEPOT INC COMMON STOCK 437076102 7423 108172 SH DEFINED 107028 0 1144
</TABLE>
<PAGE> 10
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
HOME DEPOT INC COMMON STOCK 437076102 2502 36457 SH OTHER 36109 248 100
HOUSEHOLD INTL CORP COMMON STOCK 441815107 66 1650 SH DEFINED 1650 0 0
HOUSEHOLD INTL CORP COMMON STOCK 441815107 178 4434 SH OTHER 4434 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 215 8104 SH DEFINED 8104 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 243 9150 SH OTHER 8844 306 0
I R T PROPERTY CO. COMMON STOCK 450058102 31 3477 SH DEFINED 3477 0 0
I R T PROPERTY CO. COMMON STOCK 450058102 70 7737 SH OTHER 7737 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 865 11600 SH DEFINED 11600 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 522 7000 SH OTHER 7000 0 0
IMMUCOR INC COMMON STOCK 452526106 162 13500 SH OTHER 13500 0 0
INTEL CORP COMMON STOCK 458140100 24488 329528 SH DEFINED 322405 2630 4493
INTEL CORP COMMON STOCK 458140100 8920 120040 SH OTHER 118874 696 470
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 6263 51757 SH DEFINED 50065 0 1692
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 6405 52937 SH OTHER 52761 0 176
INTERNATIONAL PAPER CO COMMON STOCK 460146103 1347 28034 SH DEFINED 5434 0 22600
INTERNATIONAL PAPER CO COMMON STOCK 460146103 343 7135 SH OTHER 7135 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 123 2980 SH DEFINED 2980 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 185 4500 SH OTHER 4500 0 0
INTUIT COMMON STOCK 461202103 367 4190 SH DEFINED 4190 0 0
J C PENNEY CO COMMON STOCK 708160106 322 9334 SH DEFINED 9334 0 0
J C PENNEY CO COMMON STOCK 708160106 110 3198 SH OTHER 3198 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 514 4502 SH DEFINED 4502 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 623 5452 SH OTHER 5452 0 0
JOHNSON & JOHNSON CO COMMON STOCK 478160104 10365 112813 SH DEFINED 111632 0 1181
JOHNSON & JOHNSON CO COMMON STOCK 478160104 11251 122461 SH OTHER 120449 612 1400
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 1385 53661 SH DEFINED 53661 0 0
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 2224 86167 SH OTHER 86167 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 1181 22394 SH DEFINED 8394 1600 12400
KIMBERLY-CLARK CORP COMMON STOCK 494368103 2770 52509 SH OTHER 52509 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 1486 27010 SH DEFINED 27010 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 42729 776899 SH OTHER 776299 600 0
KOHLS CORPORATION COMMON STOCK 500255104 1090 16485 SH DEFINED 15012 1400 73
KOHLS CORPORATION COMMON STOCK 500255104 85 1290 SH OTHER 1290 0 0
LINCOLN NATIONAL CORP. IND COMMON STOCK 534187109 212 5636 SH OTHER 5636 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 206 3500 SH DEFINED 3500 0 0
</TABLE>
<PAGE> 11
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
LIQUI BOX CORP COM COMMON STOCK 536314107 1127 20875 SH DEFINED 20875 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 31 936 SH DEFINED 936 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 170 5200 SH OTHER 5200 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 18008 277582 SH DEFINED 268598 4400 4584
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 8648 133296 SH OTHER 131737 1164 395
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 100 3050 SH DEFINED 3050 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 222 6800 SH OTHER 6800 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 35 510 SH DEFINED 510 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 377 5500 SH OTHER 5500 0 0
MASCO CORP COMMON STOCK 574599106 726 23405 SH DEFINED 19805 3600 0
MASCO CORP COMMON STOCK 574599106 191 6158 SH OTHER 6158 0 0
MATTEL INC COMMON STOCK 577081102 1149 60458 SH DEFINED 5358 0 55100
MATTEL INC COMMON STOCK 577081102 140 7385 SH OTHER 7385 0 0
MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 246 3900 SH DEFINED 3900 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 648 17797 SH DEFINED 17797 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 622 17057 SH OTHER 16907 150 0
MC DONALDS CORP COMMON STOCK 580135101 6460 149362 SH DEFINED 146362 3000 0
MC DONALDS CORP COMMON STOCK 580135101 3211 74248 SH OTHER 73748 400 100
MCI WORLDCOM INC COMMON STOCK 55268B106 13361 185896 SH DEFINED 181549 2000 2347
MCI WORLDCOM INC COMMON STOCK 55268B106 3354 46664 SH OTHER 45522 472 670
MEDIAONE GROUP INC COMMON STOCK 58440J104 478 7002 SH DEFINED 7002 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 476 6963 SH OTHER 6963 0 0
MEDTRONIC INC COMMON STOCK 585055106 14011 393970 SH DEFINED 381496 4800 7674
MEDTRONIC INC COMMON STOCK 585055106 3488 98074 SH OTHER 92498 3806 1770
MELLON BANK CORP COMMON STOCK 585509102 202 6000 SH OTHER 6000 0 0
MERCK & CO. INC COMMON STOCK 589331107 11688 180328 SH DEFINED 177968 560 1800
MERCK & CO. INC COMMON STOCK 589331107 8265 127525 SH OTHER 126275 450 800
MERRILL LYNCH & CO COMMON STOCK 590188108 1459 21650 SH DEFINED 18750 1500 1400
MERRILL LYNCH & CO COMMON STOCK 590188108 61 900 SH OTHER 900 0 0
MICROSOFT CORP COMMON STOCK 594918104 25534 281953 SH DEFINED 275104 4065 2784
MICROSOFT CORP COMMON STOCK 594918104 7134 78776 SH OTHER 77064 1312 400
MILLIPORE CORP COMMON STOCK 601073109 924 24600 SH DEFINED 0 0 24600
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 1512 15744 SH DEFINED 15744 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 2407 25053 SH OTHER 25001 52 0
MOBIL CORPORATION COMMON STOCK 607059102 4659 46241 SH DEFINED 44941 0 1300
</TABLE>
<PAGE> 12
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
MOBIL CORPORATION COMMON STOCK 607059102 4433 44004 SH OTHER 43204 400 400
MONSANTO CO COMMON STOCK 611662107 5168 144806 SH DEFINED 143106 0 1700
MONSANTO CO COMMON STOCK 611662107 1920 53798 SH OTHER 51466 82 2250
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 270 3032 SH DEFINED 3032 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 117 1315 SH OTHER 1315 0 0
MOTOROLA INC COMMON STOCK 620076109 3173 36058 SH DEFINED 33758 1300 1000
MOTOROLA INC COMMON STOCK 620076109 2193 24922 SH OTHER 24722 200 0
MYLAN LABS INC COMMON STOCK 628530107 1374 74800 SH DEFINED 0 0 74800
NATIONAL CITY CORP COMMON STOCK 635405103 2640 98913 SH DEFINED 98913 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 904 33890 SH OTHER 33890 0 0
NATIONAL DATA CORP COMMON STOCK 635621105 590 22700 SH DEFINED 0 0 22700
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 344 15300 SH DEFINED 15300 0 0
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 511 22700 SH OTHER 20700 2000 0
NEW YORK TIMES CL A COMMON STOCK 650111107 1676 44700 SH DEFINED 44700 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 5606 196274 SH DEFINED 195074 0 1200
NEWELL RUBBERMAID INC COMMON STOCK 651229106 52287 1830608 SH OTHER 1590608 0 240000
NIKE INC CLASS B COMMON STOCK 654106103 1137 19995 SH DEFINED 15895 2100 2000
NIKE INC CLASS B COMMON STOCK 654106103 461 8100 SH OTHER 8100 0 0
NOBLE AFFILIATES INC COMMON STOCK 654894104 380 13100 SH DEFINED 0 0 13100
NORDSON CORP COMMON STOCK 655663102 228 4650 SH DEFINED 4650 0 0
NORDSON CORP COMMON STOCK 655663102 1007 20558 SH OTHER 20558 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 318 12994 SH DEFINED 12994 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 604 24636 SH OTHER 24636 0 0
NORTHWEST NATURAL GAS CO COMMON STOCK 667655104 271 10500 SH OTHER 10500 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 166 3641 SH DEFINED 3641 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 506 11130 SH OTHER 11130 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 631 14085 SH DEFINED 14085 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 141 3150 SH OTHER 3150 0 0
PEPSICO INC COMMON STOCK 713448108 3503 114847 SH DEFINED 114177 670 0
PEPSICO INC COMMON STOCK 713448108 4147 135974 SH OTHER 133074 500 2400
PFIZER INC COMMON STOCK 717081103 19170 534359 SH DEFINED 526799 6000 1560
PFIZER INC COMMON STOCK 717081103 15771 439605 SH OTHER 437753 1002 850
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 721 21084 SH DEFINED 20884 0 200
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 603 17625 SH OTHER 17625 0 0
PITNEY BOWES INC COMMON STOCK 724479100 94 1550 SH DEFINED 1550 0 0
</TABLE>
<PAGE> 13
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
PITNEY BOWES INC COMMON STOCK 724479100 332 5448 SH OTHER 5448 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 623 11824 SH DEFINED 11824 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 1117 21191 SH OTHER 20791 0 400
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 109 4300 SH DEFINED 4300 0 0
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 99 3880 SH OTHER 3880 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 1509 25142 SH DEFINED 25142 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 843 14046 SH OTHER 14046 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 12478 133101 SH DEFINED 129422 1600 2079
PROCTER & GAMBLE CO COMMON STOCK 742718109 11476 122410 SH OTHER 121544 651 215
PROGRESSIVE CORP COMMON STOCK 743315103 3991 48851 SH DEFINED 47941 800 110
PROGRESSIVE CORP COMMON STOCK 743315103 382 4682 SH OTHER 4423 68 191
QUAKER OATS CO COMMON STOCK 747402105 1272 20551 SH DEFINED 20082 469 0
QUAKER OATS CO COMMON STOCK 747402105 1687 27272 SH OTHER 27272 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 1233 24844 SH DEFINED 24844 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 236 4751 SH OTHER 4560 191 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 1090 20764 SH DEFINED 20764 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 200 3817 SH OTHER 3717 0 100
RPM INCORPORATED OHIO COMMON STOCK 749685103 189 15513 SH DEFINED 15513 0 0
RPM INCORPORATED OHIO COMMON STOCK 749685103 403 33051 SH OTHER 33051 0 0
SAFEWAY INC COMMON STOCK 786514208 238 6247 SH DEFINED 6204 0 43
SAFEWAY INC COMMON STOCK 786514208 85 2230 SH OTHER 2230 0 0
SARA LEE CORP COMMON STOCK 803111103 460 19672 SH DEFINED 19672 0 0
SARA LEE CORP COMMON STOCK 803111103 1950 83426 SH OTHER 81826 0 1600
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 6569 128640 SH DEFINED 126340 2300 0
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 7053 138134 SH OTHER 137590 544 0
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 3293 75492 SH DEFINED 73306 2000 186
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 2710 62116 SH OTHER 60766 900 450
SCHLUMBERGER LTD COMMON STOCK 806857108 4248 68180 SH DEFINED 66168 1200 812
SCHLUMBERGER LTD COMMON STOCK 806857108 1544 24779 SH OTHER 24355 269 155
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 1515 45303 SH DEFINED 44587 0 716
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 128 3825 SH OTHER 3295 250 280
SEARS ROEBUCK & CO COMMON STOCK 812387108 143 4564 SH DEFINED 4564 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 67 2142 SH OTHER 2142 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 908 43363 SH DEFINED 41963 0 1400
SHERWIN WILLIAMS CO COMMON STOCK 824348106 203 9700 SH OTHER 9500 200 0
</TABLE>
<PAGE> 14
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
SIGMA ALDRICH CORP COMMON STOCK 826552101 889 28000 SH DEFINED 300 0 27700
SIGMA ALDRICH CORP COMMON STOCK 826552101 41 1300 SH OTHER 1300 0 0
SNAP ON INC COMMON STOCK 833034101 290 8932 SH DEFINED 6432 2500 0
SNAP ON INC COMMON STOCK 833034101 37 1140 SH OTHER 1140 0 0
SOLUTIA INC COMMON STOCK 834376105 272 15225 SH DEFINED 15225 0 0
SOLUTIA INC COMMON STOCK 834376105 79 4443 SH OTHER 4443 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 237 10395 SH OTHER 10395 0 0
SOUTHERN CO COMMON STOCK 842587107 68 2642 SH DEFINED 2642 0 0
SOUTHERN CO COMMON STOCK 842587107 186 7224 SH OTHER 7000 224 0
SPRINT CORP COMMON STOCK 852061100 595 10968 SH DEFINED 10968 0 0
SPRINT CORP COMMON STOCK 852061100 224 4122 SH OTHER 4122 0 0
SPRINT CORP PCS COMMON STOCK 852061506 204 2741 SH DEFINED 2741 0 0
SPRINT CORP PCS COMMON STOCK 852061506 84 1130 SH OTHER 1130 0 0
STANLEY WORKS COMMON STOCK 854616109 182 7206 SH DEFINED 4956 2250 0
STANLEY WORKS COMMON STOCK 854616109 235 9314 SH OTHER 9314 0 0
STAPLES INC COMMON STOCK 855030102 2551 116931 SH DEFINED 116931 0 0
STAPLES INC COMMON STOCK 855030102 666 30532 SH OTHER 29832 700 0
SUMMIT BANCORPORATION NEW COMMON STOCK 866005101 195 6004 SH DEFINED 6004 0 0
SUMMIT BANCORPORATION NEW COMMON STOCK 866005101 21 648 SH OTHER 648 0 0
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 6837 73514 SH DEFINED 73433 0 81
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 2443 26274 SH OTHER 25700 250 324
TEXACO INC COMMON STOCK 881694103 964 15279 SH DEFINED 14879 400 0
TEXACO INC COMMON STOCK 881694103 4046 64094 SH OTHER 64094 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 2700 32825 SH DEFINED 32825 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 239 2910 SH OTHER 2610 200 100
TEXTRON INC COMMON STOCK 883203101 128 1648 SH DEFINED 1648 0 0
TEXTRON INC COMMON STOCK 883203101 193 2488 SH OTHER 2488 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 482 67590 SH DEFINED 67590 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 22 3153 SH OTHER 2550 153 450
TIME WARNER INC COMMON STOCK 887315109 3108 51160 SH DEFINED 50875 0 285
TIME WARNER INC COMMON STOCK 887315109 899 14796 SH OTHER 14246 300 250
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 74 1812 SH DEFINED 1745 67 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 299 7311 SH OTHER 7311 0 0
TRW INC COMMON STOCK 872649108 124 2484 SH DEFINED 2484 0 0
TRW INC COMMON STOCK 872649108 209 4192 SH OTHER 4192 0 0
</TABLE>
<PAGE> 15
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
TYCO INTL LTD NEW COMMON STOCK 902124106 3168 30684 SH DEFINED 30292 392 0
TYCO INTL LTD NEW COMMON STOCK 902124106 1064 10309 SH OTHER 9969 200 140
U S WEST INC NEW COMMON STOCK 91273H101 584 10241 SH DEFINED 10241 0 0
U S WEST INC NEW COMMON STOCK 91273H101 547 9592 SH OTHER 9592 0 0
UNB CORP OHIO COMMON STOCK 903056109 453 28215 SH DEFINED 28215 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 107 2230 SH DEFINED 2230 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 381 7925 SH OTHER 7925 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 965 16264 SH DEFINED 15264 0 1000
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 846 14268 SH OTHER 13868 0 400
UNOCAL CORPORATION COMMON STOCK 915289102 175 4729 SH DEFINED 4729 0 0
UNOCAL CORPORATION COMMON STOCK 915289102 37 1008 SH OTHER 1008 0 0
WAL-MART STORES INC COMMON STOCK 931142103 10132 213021 SH DEFINED 212610 0 411
WAL-MART STORES INC COMMON STOCK 931142103 2245 47198 SH OTHER 46352 546 300
WALGREEN COMPANY COMMON STOCK 931422109 2169 85489 SH DEFINED 84206 0 1283
WALGREEN COMPANY COMMON STOCK 931422109 3114 122702 SH OTHER 122702 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 10776 162351 SH DEFINED 159485 1500 1366
WARNER LAMBERT CO COMMON STOCK 934488107 5327 80250 SH OTHER 79244 796 210
WAYNE BANCORP INC COMMON STOCK 944293109 281 9424 SH DEFINED 9424 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1727 43590 SH DEFINED 43590 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 350 8825 SH OTHER 8825 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 72 1254 SH DEFINED 1254 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 715 12400 SH OTHER 12400 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 479 7339 SH DEFINED 7153 186 0
WHIRLPOOL CORP COMMON STOCK 963320106 1138 17420 SH OTHER 17420 0 0
WILLAMETTE IND INC. COMMON STOCK 969133107 392 9097 SH DEFINED 9097 0 0
WILLIAMS COS INC COMMON STOCK 969457100 2242 59600 SH DEFINED 54284 2400 2916
WILLIAMS COS INC COMMON STOCK 969457100 1386 36824 SH OTHER 36632 192 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 87 3725 SH DEFINED 3725 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 124 5284 SH OTHER 5284 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 117 1700 SH DEFINED 1700 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 104 1512 SH OTHER 1512 0 0
XEROX CORP COMMON STOCK 984121103 928 22119 SH DEFINED 22119 0 0
XEROX CORP COMMON STOCK 984121103 707 16870 SH OTHER 16870 0 0
3 COM CORPORATION COMMON STOCK 885535104 224 7802 SH DEFINED 7802 0 0
3 COM CORPORATION COMMON STOCK 885535104 3 100 SH OTHER 100 0 0
</TABLE>
<PAGE> 16
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 5032 45410 SH DEFINED 43332 1284 794
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 4773 43070 SH OTHER 42706 364 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 195 2813 SH DEFINED 2813 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 114 1644 SH OTHER 1644 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 282 9026 SH DEFINED 9026 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 247 7899 SH OTHER 7899 0 0
GULF CDA RES LTD COMMON STOCK 40218L305 874 208600 SH DEFINED 0 0 208600
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 5845 65035 SH DEFINED 64968 0 67
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 1224 13614 SH OTHER 13156 250 208
REED INTL PLC-SPONS ADR NEW COMMON STOCK 758212872 916 37000 SH DEFINED 0 0 37000
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 4901 82985 SH DEFINED 79666 1600 1719
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 1652 27966 SH OTHER 27693 73 200
SEAGRAM LTD COMMON STOCK 811850106 234 5150 SH DEFINED 4850 0 300
SEAGRAM LTD COMMON STOCK 811850106 14 300 SH OTHER 300 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 184 3200 SH DEFINED 3200 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 156 2700 SH OTHER 2700 0 0
TELEBRAS SPNSD ADR COMMON STOCK 879287308 566 7625 SH DEFINED 0 0 7625
UNILEVER PLC SPNSRD ADR NEW COMMON STOCK 904767704 1495 38885 SH DEFINED 0 0 38885
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 1801 7577 SH DEFINED 7577 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 839 3530 SH OTHER 3418 112 0
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 272 10500 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 854 33000 SH OTHER N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 50 1900 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 858 32700 SH OTHER N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 573 22821 SH DEFINED N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 652 25967 SH OTHER N.A. N.A. N.A.
JOHN HANCOCK BK & THRIFT OPPOR OTHER 409735107 101 11848 SH DEFINED N.A. N.A. N.A.
</TABLE>
