<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 1999
--------------------
Check here if Amendment [ ]; Amendment Number:_______
This Amendment (Check only one:): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: FirstMerit Bank N.A., Trustee
--------------------------------------------
Address: 121 South Main Street
--------------------------------------------
Akron, Ohio 44308
--------------------------------------------
--------------------------------------------
Form 13F File Number: 28- 7454
-------------
The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Gary M. Toth
--------------------------------------------
Title: Vice President
--------------------------------------------
Phone: (330) 849-8921
--------------------------------------------
Signature, Place, and Date of Signing:
/s/ Gary M. Toth Akron, Ohio 5/5/99
------------------------- --------------------------- ---------------------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported
by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are not entries in this list, omit this section.]
<PAGE> 2
Form 13F File Number Name
28-___________________ ____________________________________
[Repeat as necessary.]
<PAGE> 3
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: ____________________
Form 13F Information Table Entry Total: ____________________
Form 13F Information Table Value Total: $___________________
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
_______ 28-_________________ ________________________
[Repeat as necessary.]
<PAGE> 4
FORM 13F
INFORMATION TABLE
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ------------ ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A SCHULMAN INC COMMON STOCK 808194104 94 6865 SH DEFINED 6865 0 0
A SCHULMAN INC COMMON STOCK 808194104 194 14273 SH OTHER 14273 0 0
A T & T CORPORATION COMMON STOCK 001957109 4151 52006 SH DEFINED 51406 600 0
A T & T CORPORATION COMMON STOCK 001957109 3035 38022 SH OTHER 37571 451 0
ABBOTT LABORATORIES INC COMMON STOCK 002824100 6119 130717 SH DEFINED 130717 0 0
ABBOTT LABORATORIES INC COMMON STOCK 002824100 4798 102499 SH OTHER 102499 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 1154 24200 SH DEFINED 24200 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 210 4400 SH OTHER 4400 0 0
AETNA INCORPORATED COMMON STOCK 008117103 108 1300 SH DEFINED 1300 0 0
AETNA INCORPORATED COMMON STOCK 008117103 173 2086 SH OTHER 2086 0 0
</TABLE>
<PAGE> 5
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AFLAC INC COMMON STOCK 001055102 66 1210 SH DEFINED 1210 0 0
AFLAC INC COMMON STOCK 001055102 513 9420 SH OTHER 9420 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 450 13125 SH DEFINED 13125 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 468 13650 SH OTHER 13650 0 0
AIRTOUCH COMMUNICATIONS INC. COMMON STOCK 00949T100 1054 10908 SH DEFINED 10908 0 0
AIRTOUCH COMMUNICATIONS INC. COMMON STOCK 00949T100 704 7291 SH OTHER 7266 25 0
ALCOA INC COMMON STOCK 013817101 605 14698 SH DEFINED 14200 498 0
ALCOA INC COMMON STOCK 013817101 559 13562 SH OTHER 13562 0 0
ALLIEDSIGNAL INC COMMON STOCK 019512102 1167 23732 SH DEFINED 23732 0 0
ALLIEDSIGNAL INC COMMON STOCK 019512102 553 11237 SH OTHER 11037 200 0
ALLSTATE CORP COMMON STOCK 020002101 606 16361 SH DEFINED 16361 0 0
ALLSTATE CORP COMMON STOCK 020002101 218 5890 SH OTHER 5690 200 0
ALLTEL CORP COMMON STOCK 020039103 1167 18717 SH DEFINED 18717 0 0
ALLTEL CORP COMMON STOCK 020039103 11821 189523 SH OTHER 189523 0 0
AMEREN CORP COMMON STOCK 023608102 104 2883 SH DEFINED 2883 0 0
AMEREN CORP COMMON STOCK 023608102 435 12026 SH OTHER 12026 0 0
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 3658 24885 SH DEFINED 24685 0 200
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 607 4131 SH OTHER 4011 120 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 365 9200 SH DEFINED 9200 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 564 14212 SH OTHER 13412 800 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1480 12565 SH DEFINED 12565 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1379 11715 SH OTHER 11415 300 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 351 4981 SH OTHER 4981 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 4599 70482 SH DEFINED 70382 0 100
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 12504 191629 SH OTHER 189729 1100 800
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 17892 148326 SH DEFINED 146076 1125 1125
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 10456 86685 SH OTHER 85455 777 453
AMERITECH CORPORATION COMMON STOCK 030954101 4252 73791 SH DEFINED 73791 0 0
</TABLE>
<PAGE> 6
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERITECH CORPORATION COMMON STOCK 030954101 3483 60446 SH OTHER 59446 400 600
AMGEN INC COMMON STOCK 031162100 2724 36383 SH DEFINED 36083 0 300
AMGEN INC COMMON STOCK 031162100 625 8350 SH OTHER 7950 0 400
AMP INC COMMON STOCK 031897101 419 7827 SH DEFINED 7304 523 0
AMP INC COMMON STOCK 031897101 323 6039 SH OTHER 6039 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 177 4680 SH DEFINED 4680 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 104 2768 SH OTHER 2768 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 23 300 SH DEFINED 300 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 609 8000 SH OTHER 7800 200 0
APPLIED MATERIALS INC COMMON STOCK 038222105 157 2550 SH DEFINED 2550 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 179 2900 SH OTHER 2900 0 0
ARMSTRONG WORLD INDUSTRIES INC COMMON STOCK 042476101 224 4954 SH DEFINED 4954 0 0
ARMSTRONG WORLD INDUSTRIES INC COMMON STOCK 042476101 145 3207 SH OTHER 3107 100 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 256 5680 SH DEFINED 5680 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 213 4744 SH OTHER 4744 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1083 14811 SH DEFINED 13811 1000 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1629 22279 SH OTHER 22279 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4149 100274 SH DEFINED 97474 2800 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4309 104152 SH OTHER 103416 736 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 78 2440 SH DEFINED 2440 0 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 142 4466 SH OTHER 3748 482 236
AVON PRODUCTS INC COMMON STOCK 054303102 212 4500 SH OTHER 4500 0 0
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 2080 57884 SH DEFINED 54884 3000 0
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 87 2424 SH OTHER 1913 271 240
BANK ONE CORP COM COMMON STOCK 06423A103 1713 31106 SH DEFINED 31106 0 0
BANK ONE CORP COM COMMON STOCK 06423A103 2477 44994 SH OTHER 44813 181 0
BANKAMERICA CORP NEW COMMON STOCK 06605F102 8115 114904 SH DEFINED 111904 2000 1000
BANKAMERICA CORP NEW COMMON STOCK 06605F102 2985 42269 SH OTHER 42154 115 0
</TABLE>
<PAGE> 7
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BAXTER INTL INC COM COMMON STOCK 071813109 1528 23158 SH DEFINED 21158 2000 0
BAXTER INTL INC COM COMMON STOCK 071813109 620 9388 SH OTHER 9388 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2254 43607 SH DEFINED 42607 1000 0
BELL ATLANTIC CORP COMMON STOCK 077853109 1604 31038 SH OTHER 30942 96 0
BELLSOUTH CORP COMMON STOCK 079860102 3498 87316 SH DEFINED 87316 0 0
BELLSOUTH CORP COMMON STOCK 079860102 3027 75564 SH OTHER 75132 432 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 522 222 SH DEFINED 222 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 397 169 SH OTHER 156 13 0
BESTFOODS COMMON STOCK 08658U101 1176 25030 SH DEFINED 25030 0 0
BESTFOODS COMMON STOCK 08658U101 1001 21300 SH OTHER 21300 0 0
BOEING CO COMMON STOCK 097023105 2008 59065 SH DEFINED 58765 0 300
BOEING CO COMMON STOCK 097023105 1262 37119 SH OTHER 36036 575 508
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 5149 126735 SH DEFINED 124735 2000 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 671 16505 SH OTHER 15985 520 0
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 4639 45929 SH DEFINED 44645 1284 0
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 4256 42143 SH OTHER 41747 396 0
BRIDGESTREET ACCOMMODATIONS IN COMMON STOCK 108452103 2138 610851 SH DEFINED 610851 0 0
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 9996 155890 SH DEFINED 155890 0 0
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 15655 244130 SH OTHER 241830 1100 1200
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 125 3807 SH DEFINED 3807 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 162 4929 SH OTHER 4929 0 0
CARDINAL HEALTH INCORPORATED COMMON STOCK 14149Y108 223 3372 SH DEFINED 3372 0 0
CARDINAL HEALTH INCORPORATED COMMON STOCK 14149Y108 56 852 SH OTHER 852 0 0
CARNIVAL CORP COMMON STOCK 143658102 209 4300 SH DEFINED 4300 0 0
CARNIVAL CORP COMMON STOCK 143658102 49 1000 SH OTHER 1000 0 0
CATERPILLAR INC COMMON STOCK 149123101 1564 34047 SH DEFINED 32947 400 700
CATERPILLAR INC COMMON STOCK 149123101 989 21538 SH OTHER 21060 478 0
CBS CORP COMMON STOCK 12490K107 82 2000 SH DEFINED 2000 0 0
</TABLE>
<PAGE> 8
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CBS CORP COMMON STOCK 12490K107 237 5800 SH OTHER 5800 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 226 9000 SH DEFINED 9000 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 156 6200 SH OTHER 6200 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 88 3760 SH DEFINED 3760 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 225 9585 SH OTHER 9435 0 150
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 5233 64312 SH DEFINED 63112 1200 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 1249 15345 SH OTHER 15243 102 0
CHEVRON CORP COMMON STOCK 166751107 640 7210 SH DEFINED 7210 0 0
CHEVRON CORP COMMON STOCK 166751107 1241 13979 SH OTHER 13779 200 0
CHUBB CORP COMMON STOCK 171232101 192 3285 SH DEFINED 3285 0 0
CHUBB CORP COMMON STOCK 171232101 278 4740 SH OTHER 4640 100 0
CIGNA CORP COMMON STOCK 125509109 321 3831 SH OTHER 3831 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 161 7194 SH DEFINED 7194 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 195 8677 SH OTHER 8400 77 200
CISCO SYSTEMS INC COMMON STOCK 17275R102 26063 237883 SH DEFINED 234238 2500 1145
CISCO SYSTEMS INC COMMON STOCK 17275R102 4448 40599 SH OTHER 39316 641 642
CITIGROUP INC COMMON STOCK 172967101 5395 84463 SH DEFINED 82705 1758 0
CITIGROUP INC COMMON STOCK 172967101 1359 21277 SH OTHER 21081 196 0
COCA-COLA CO COMMON STOCK 191216100 5965 97186 SH DEFINED 95786 1400 0
COCA-COLA CO COMMON STOCK 191216100 8203 133648 SH OTHER 133422 78 148
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1233 13400 SH DEFINED 13400 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 641 6966 SH OTHER 6966 0 0
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 3191 100716 SH DEFINED 98716 2000 0
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 757 23888 SH OTHER 23888 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 198 5558 SH DEFINED 5558 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 55 1554 SH OTHER 1252 134 168
CONAGRA INC COMMON STOCK 205887102 215 8400 SH DEFINED 8400 0 0
CONAGRA INC COMMON STOCK 205887102 28 1100 SH OTHER 1100 0 0
</TABLE>
<PAGE> 9
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CONEXANT SYS INC COMMON STOCK 207142100 255 9225 SH DEFINED 9225 0 0
CONEXANT SYS INC COMMON STOCK 207142100 55 1983 SH OTHER 1933 0 50
CONSOLIDATED EDISON INC COMMON STOCK 209115104 187 4120 SH DEFINED 4120 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 320 7068 SH OTHER 7068 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 694 14254 SH DEFINED 13972 282 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 362 7428 SH OTHER 7278 0 150
CONVERGYS CORP COMMON STOCK 212485106 123 7194 SH DEFINED 7194 0 0
CONVERGYS CORP COMMON STOCK 212485106 164 9599 SH OTHER 9322 77 200
COOPER INDUSTRIES INC COMMON STOCK 216669101 390 9140 SH DEFINED 8140 1000 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 352 8250 SH OTHER 8250 0 0
CORNING INC COMMON STOCK 219350105 1108 18461 SH DEFINED 18461 0 0
CORNING INC COMMON STOCK 219350105 431 7176 SH OTHER 7026 150 0
CSX CORP COMMON STOCK 126408103 384 9852 SH DEFINED 9852 0 0
CSX CORP COMMON STOCK 126408103 695 17853 SH OTHER 17853 0 0
CVS CORPORATION COMMON STOCK 126650100 287 6042 SH OTHER 6042 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 209 2440 SH DEFINED 2440 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 141 1644 SH OTHER 1644 0 0
DANAHER CORP COMMON STOCK 235851102 209 4000 SH OTHER 4000 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 120 1800 SH DEFINED 1800 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 118 1765 SH OTHER 1765 0 0
DEERE & CO COMMON STOCK 244199105 1465 37940 SH DEFINED 37940 0 0
DEERE & CO COMMON STOCK 244199105 1109 28710 SH OTHER 28592 118 0
DELL COMPUTER CORP COMMON STOCK 247025109 2788 68210 SH DEFINED 67810 0 400
DELL COMPUTER CORP COMMON STOCK 247025109 271 6620 SH OTHER 6108 200 312
DIEBOLD INC COMMON STOCK 253651103 996 41491 SH DEFINED 39591 1900 0
DIEBOLD INC COMMON STOCK 253651103 484 20159 SH OTHER 19887 272 0
DISNEY, WALT COMPANY COMMON STOCK 254687106 4531 145584 SH DEFINED 140984 2500 2100
DISNEY, WALT COMPANY COMMON STOCK 254687106 862 27693 SH OTHER 27210 483 0
</TABLE>
<PAGE> 10
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DOVER CORP COMMON STOCK 260003108 1355 41207 SH DEFINED 38807 2400 0
DOVER CORP COMMON STOCK 260003108 952 28960 SH OTHER 28960 0 0
DOW CHEMICAL CORP. COMMON STOCK 260543103 1922 20630 SH DEFINED 20330 300 0
DOW CHEMICAL CORP. COMMON STOCK 260543103 3304 35456 SH OTHER 35356 0 100
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 3540 60963 SH DEFINED 60963 0 0
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 2729 47002 SH OTHER 45802 1050 150
DUKE ENERGY CORPORATION COMMON STOCK 264399106 972 17739 SH DEFINED 16439 1300 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 390 7123 SH OTHER 7123 0 0
E M C CORPORATION COMMON STOCK 268648102 3649 28564 SH DEFINED 28564 0 0
E M C CORPORATION COMMON STOCK 268648102 596 4668 SH OTHER 4393 275 0
EASTMAN KODAK CO COMMON STOCK 277461109 579 9061 SH DEFINED 8773 288 0
EASTMAN KODAK CO COMMON STOCK 277461109 482 7553 SH OTHER 7553 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 127 5700 SH DEFINED 5700 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 446 20024 SH OTHER 20024 0 0
ELI LILLY & CO COMMON STOCK 532457108 6507 76670 SH DEFINED 74170 1500 1000
ELI LILLY & CO COMMON STOCK 532457108 4100 48309 SH OTHER 48226 83 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 7392 139628 SH DEFINED 138428 1200 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 3285 62048 SH OTHER 62048 0 0
EXXON INC COMMON STOCK 302290101 10755 152416 SH DEFINED 152416 0 0
EXXON INC COMMON STOCK 302290101 12220 173181 SH OTHER 171875 1031 275
FANNIE MAE COMMON STOCK 313586109 1850 26710 SH DEFINED 26710 0 0
FANNIE MAE COMMON STOCK 313586109 360 5200 SH OTHER 5200 0 0
FDX CORP COMMON STOCK 31304N107 1258 13528 SH DEFINED 13528 0 0
FDX CORP COMMON STOCK 31304N107 676 7266 SH OTHER 7266 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 660 10014 SH DEFINED 10014 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 197 2995 SH OTHER 2995 0 0
FIRST UNION CORP COMMON STOCK 337358105 867 16219 SH DEFINED 16219 0 0
FIRST UNION CORP COMMON STOCK 337358105 512 9587 SH OTHER 8766 641 180
</TABLE>
<PAGE> 11
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIRSTAR CORP NEW COMMON STOCK 33763V109 81 900 SH DEFINED 900 0 0
FIRSTAR CORP NEW COMMON STOCK 33763V109 365 4077 SH OTHER 4077 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 371 13243 SH DEFINED 13243 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 502 17923 SH OTHER 15401 0 2522
FIRSTMERIT CORPORATION COMMON STOCK 337915102 84485 3280958 SH DEFINED 1219744 1142 2060072
FIRSTMERIT CORPORATION COMMON STOCK 337915102 54157 2103193 SH OTHER 1916462 500 186231
FLEET FINANCIAL GROUP INC (NEW COMMON STOCK 338915101 634 16850 SH DEFINED 14850 2000 0
FLEET FINANCIAL GROUP INC (NEW COMMON STOCK 338915101 94 2500 SH OTHER 2500 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 136 3600 SH DEFINED 3600 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 1041 27575 SH OTHER 27575 0 0
FORD MOTOR CO COMMON STOCK 345370100 1062 18729 SH DEFINED 18729 0 0
FORD MOTOR CO COMMON STOCK 345370100 824 14533 SH OTHER 13933 100 500
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 759 13470 SH DEFINED 13470 0 0
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 92 1632 SH OTHER 1632 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 23 595 SH DEFINED 595 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 255 6620 SH OTHER 6620 0 0
FPL GROUP INC COMMON STOCK 302571104 359 6750 SH DEFINED 6750 0 0
FPL GROUP INC COMMON STOCK 302571104 343 6450 SH OTHER 5950 500 0
FREDDIE MAC COMMON STOCK 313400301 3057 53338 SH DEFINED 51338 2000 0
FREDDIE MAC COMMON STOCK 313400301 498 8693 SH OTHER 8693 0 0
GANNETT COMPANY COMMON STOCK 364730101 384 6095 SH DEFINED 6095 0 0
GANNETT COMPANY COMMON STOCK 364730101 67 1061 SH OTHER 861 200 0
GENCORP INC COMMON STOCK 368682100 80 4432 SH DEFINED 4432 0 0
GENCORP INC COMMON STOCK 368682100 484 26895 SH OTHER 26895 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 37223 336478 SH DEFINED 334178 1800 500
GENERAL ELECTRIC CO COMMON STOCK 369604103 33540 303184 SH OTHER 301415 1559 210
GENERAL MILLS INC COMMON STOCK 370334104 263 3476 SH DEFINED 3476 0 0
GENERAL MILLS INC COMMON STOCK 370334104 485 6424 SH OTHER 6424 0 0
</TABLE>
<PAGE> 12
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GENERAL MOTORS CORP COMMON STOCK 370442105 1054 12114 SH DEFINED 12114 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 962 11053 SH OTHER 10953 100 0
GENUINE PARTS CO COMMON STOCK 372460105 72 2507 SH DEFINED 2507 0 0
GENUINE PARTS CO COMMON STOCK 372460105 211 7307 SH OTHER 7307 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 335 4513 SH DEFINED 4513 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 143 1931 SH OTHER 1931 0 0
GILLETTE CO COMMON STOCK 375766102 3518 59196 SH DEFINED 59196 0 0
GILLETTE CO COMMON STOCK 375766102 2916 49052 SH OTHER 48419 403 230
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 1113 22346 SH DEFINED 21346 1000 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 966 19396 SH OTHER 18796 100 500
GTE CORP COMMON STOCK 362320103 3061 50591 SH DEFINED 50591 0 0
GTE CORP COMMON STOCK 362320103 2659 43952 SH OTHER 43177 775 0
H J HEINZ CO COMMON STOCK 423074103 1088 22966 SH DEFINED 22966 0 0
H J HEINZ CO COMMON STOCK 423074103 1286 27146 SH OTHER 27146 0 0
HALLIBURTON CO COMMON STOCK 406216101 3288 85392 SH DEFINED 85392 0 0
HALLIBURTON CO COMMON STOCK 406216101 804 20886 SH OTHER 20804 82 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 865 45535 SH DEFINED 45535 0 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 1078 56750 SH OTHER 54623 2000 127
HERSHEY FOODS CORP COMMON STOCK 427866108 564 10060 SH DEFINED 10060 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 261 4658 SH OTHER 4658 0 0
HEWLETT PACKARD CORP COMMON STOCK 428236103 5053 74511 SH DEFINED 73251 1260 0
HEWLETT PACKARD CORP COMMON STOCK 428236103 5903 87043 SH OTHER 86632 211 200
HOME DEPOT INC COMMON STOCK 437076102 6135 98547 SH DEFINED 98547 0 0
HOME DEPOT INC COMMON STOCK 437076102 1681 26998 SH OTHER 26650 248 100
HOUSEHOLD INTL CORP COMMON STOCK 441815107 75 1650 SH DEFINED 1650 0 0
HOUSEHOLD INTL CORP COMMON STOCK 441815107 202 4434 SH OTHER 4434 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 228 7368 SH DEFINED 7368 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 257 8321 SH OTHER 8042 279 0
</TABLE>
<PAGE> 13
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
I R T PROPERTY CO. COMMON STOCK 450058102 27 3084 SH DEFINED 3084 0 0
I R T PROPERTY CO. COMMON STOCK 450058102 68 7737 SH OTHER 7737 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 586 9475 SH DEFINED 9475 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 433 7000 SH OTHER 7000 0 0
IMMUCOR INC COMMON STOCK 452526106 97 10500 SH OTHER 10500 0 0
INTEL CORP COMMON STOCK 458140100 18773 157925 SH DEFINED 156160 1315 450
INTEL CORP COMMON STOCK 458140100 7149 60141 SH OTHER 59633 348 160
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 4210 23754 SH DEFINED 23654 0 100
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 4417 24918 SH OTHER 24850 0 68
INTERNATIONAL PAPER CO COMMON STOCK 460146103 147 3487 SH DEFINED 3487 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 447 10605 SH OTHER 10605 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 95 1215 SH DEFINED 1215 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 175 2250 SH OTHER 2250 0 0
INTUIT COMMON STOCK 461202103 471 4630 SH DEFINED 4630 0 0
J C PENNEY CO COMMON STOCK 708160106 291 7185 SH DEFINED 7185 0 0
J C PENNEY CO COMMON STOCK 708160106 162 3998 SH OTHER 3998 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 561 4550 SH DEFINED 4550 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 747 6052 SH OTHER 6052 0 0
JOHNSON & JOHNSON CO COMMON STOCK 478160104 9929 106193 SH DEFINED 106193 0 0
JOHNSON & JOHNSON CO COMMON STOCK 478160104 11552 123552 SH OTHER 121940 612 1000
KELLOGG CO COMMON STOCK 487836108 51 1500 SH DEFINED 1500 0 0
KELLOGG CO COMMON STOCK 487836108 169 5000 SH OTHER 2800 0 2200
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 1713 56514 SH DEFINED 56514 0 0
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 2660 87758 SH OTHER 87758 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 460 9594 SH DEFINED 7994 1600 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 2659 55466 SH OTHER 55466 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 1444 28888 SH DEFINED 28888 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 49660 993202 SH OTHER 992602 600 0
</TABLE>
<PAGE> 14
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
KOHLS CORPORATION COMMON STOCK 500255104 904 12750 SH DEFINED 11350 1400 0
KOHLS CORPORATION COMMON STOCK 500255104 104 1465 SH OTHER 1465 0 0
LINCOLN NATIONAL CORP. IND COMMON STOCK 534187109 279 2818 SH OTHER 2818 0 0
LIQUI BOX CORP COM COMMON STOCK 536314107 1012 20875 SH DEFINED 20875 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 35 936 SH DEFINED 936 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 196 5200 SH OTHER 5200 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 14445 133750 SH DEFINED 130850 2200 700
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 7544 69850 SH OTHER 69103 582 165
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 74 2200 SH DEFINED 2200 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 249 7400 SH OTHER 7400 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 38 510 SH DEFINED 510 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 401 5400 SH OTHER 5400 0 0
MASCO CORP COMMON STOCK 574599106 962 34053 SH DEFINED 30453 3600 0
MASCO CORP COMMON STOCK 574599106 319 11278 SH OTHER 11278 0 0
MATTEL INC COMMON STOCK 577081102 92 3708 SH DEFINED 3708 0 0
MATTEL INC COMMON STOCK 577081102 211 8462 SH OTHER 8462 0 0
MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 211 3900 SH DEFINED 3900 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 762 19487 SH DEFINED 19487 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 667 17057 SH OTHER 16907 150 0
MBNA CORP COMMON STOCK 55262L100 263 11000 SH DEFINED 11000 0 0
MC DONALDS CORP COMMON STOCK 580135101 6480 142997 SH DEFINED 139997 3000 0
MC DONALDS CORP COMMON STOCK 580135101 3920 86518 SH OTHER 86018 400 100
MCI WORLDCOM INC COMMON STOCK 55268B106 14962 168943 SH DEFINED 166543 2000 400
MCI WORLDCOM INC COMMON STOCK 55268B106 3619 40862 SH OTHER 40320 272 270
MCKESSON HBOC INC COMMON STOCK 58155Q103 923 13991 SH DEFINED 13991 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 318 4813 SH OTHER 4813 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 544 8578 SH DEFINED 8578 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 483 7618 SH OTHER 7618 0 0
</TABLE>
<PAGE> 15
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MEDTRONIC INC COMMON STOCK 585055106 13332 185494 SH DEFINED 181294 2400 1800
MEDTRONIC INC COMMON STOCK 585055106 3324 46240 SH OTHER 43643 1772 825
MELLON BANK CORP PA COM COMMON STOCK 585509102 211 3000 SH OTHER 3000 0 0
MERCK & CO. INC COMMON STOCK 589331107 14920 186207 SH DEFINED 185647 560 0
MERCK & CO. INC COMMON STOCK 589331107 10479 130779 SH OTHER 129879 600 300
MERRILL LYNCH & CO COMMON STOCK 590188108 1927 21775 SH DEFINED 20275 1500 0
MERRILL LYNCH & CO COMMON STOCK 590188108 71 800 SH OTHER 800 0 0
MICROSOFT CORP COMMON STOCK 594918104 24492 273272 SH DEFINED 269072 4000 200
MICROSOFT CORP COMMON STOCK 594918104 6838 76294 SH OTHER 74642 1312 340
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 1273 17993 SH DEFINED 17993 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 1712 24194 SH OTHER 24142 52 0
MOBIL CORPORATION COMMON STOCK 607059102 4161 47279 SH DEFINED 46779 0 500
MOBIL CORPORATION COMMON STOCK 607059102 4009 45556 SH OTHER 44956 400 200
MONSANTO CO COMMON STOCK 611662107 8124 176839 SH DEFINED 176839 0 0
MONSANTO CO COMMON STOCK 611662107 2819 61357 SH OTHER 59629 282 1446
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 429 4290 SH DEFINED 4290 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 131 1315 SH OTHER 1315 0 0
MOTOROLA INC COMMON STOCK 620076109 3094 42239 SH DEFINED 40939 1300 0
MOTOROLA INC COMMON STOCK 620076109 2025 27650 SH OTHER 27450 200 0
NATIONAL CITY CORP COMMON STOCK 635405103 3725 56119 SH DEFINED 56119 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 1176 17720 SH OTHER 17720 0 0
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 355 16115 SH DEFINED 16115 0 0
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 519 23600 SH OTHER 21600 2000 0
NEW YORK TIMES CL A COMMON STOCK 650111107 1274 44700 SH DEFINED 44700 0 0
NIKE INC CLASS B COMMON STOCK 654106103 1168 20240 SH DEFINED 18140 2100 0
NIKE INC CLASS B COMMON STOCK 654106103 479 8300 SH OTHER 8300 0 0
NORDSON CORP COMMON STOCK 655663102 259 4650 SH DEFINED 4650 0 0
NORDSON CORP COMMON STOCK 655663102 1060 19010 SH OTHER 19010 0 0
</TABLE>
<PAGE> 16
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 280 10600 SH DEFINED 10600 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 690 26162 SH OTHER 26162 0 0
NORTHWEST NATURAL GAS CO COMMON STOCK 667655104 230 10500 SH OTHER 10500 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 34 1307 SH DEFINED 1307 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 288 10930 SH OTHER 10930 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 549 16035 SH DEFINED 16035 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 128 3734 SH OTHER 3734 0 0
PEPSICO INC COMMON STOCK 713448108 4558 116312 SH DEFINED 115642 670 0
PEPSICO INC COMMON STOCK 713448108 6036 154041 SH OTHER 152141 500 1400
PFIZER INC COMMON STOCK 717081103 24484 176460 SH DEFINED 174160 2000 300
PFIZER INC COMMON STOCK 717081103 19489 140461 SH OTHER 139920 371 170
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 755 21443 SH DEFINED 21243 0 200
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 669 19025 SH OTHER 19025 0 0
PITNEY BOWES INC COMMON STOCK 724479100 105 1650 SH DEFINED 1650 0 0
PITNEY BOWES INC COMMON STOCK 724479100 245 3848 SH OTHER 3848 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 725 13054 SH DEFINED 13054 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 1311 23603 SH OTHER 23403 0 200
PPG INDUSTRIES INC COMMON STOCK 693506107 1368 26692 SH DEFINED 26692 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 772 15059 SH OTHER 15059 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 13549 138347 SH DEFINED 135747 1600 1000
PROCTER & GAMBLE CO COMMON STOCK 742718109 11870 121199 SH OTHER 120333 651 215
PROGRESSIVE CORP COMMON STOCK 743315103 6570 45786 SH DEFINED 44986 800 0
PROGRESSIVE CORP COMMON STOCK 743315103 860 5995 SH OTHER 5685 150 160
PUGET SOUND ENERGY INC COMMON STOCK 745332106 78 3397 SH DEFINED 3397 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 130 5633 SH OTHER 5418 0 215
QUAKER OATS CO COMMON STOCK 747402105 1412 22686 SH DEFINED 22217 469 0
QUAKER OATS CO COMMON STOCK 747402105 1714 27538 SH OTHER 27538 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 1419 24213 SH DEFINED 24213 0 0
</TABLE>
<PAGE> 17
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
RAYTHEON CO CL B COMMON STOCK 755111408 434 7405 SH OTHER 7214 191 0
RELIANCE GROUP HLDGS INC COMMON STOCK 759464100 407 52950 SH DEFINED 52950 0 0
RELIANCE GROUP HLDGS INC COMMON STOCK 759464100 85 11000 SH OTHER 11000 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 642 15137 SH DEFINED 15137 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 173 4067 SH OTHER 3967 0 100
RPM INCORPORATED OHIO COMMON STOCK 749685103 257 19278 SH DEFINED 19278 0 0
RPM INCORPORATED OHIO COMMON STOCK 749685103 503 37814 SH OTHER 37814 0 0
S & T BANCORP INC COMMON STOCK 783859101 1656 86600 SH OTHER 86600 0 0
SAFEWAY INC COMMON STOCK 786514208 730 14232 SH DEFINED 14232 0 0
SAFEWAY INC COMMON STOCK 786514208 112 2180 SH OTHER 2180 0 0
SARA LEE CORP COMMON STOCK 803111103 630 25462 SH DEFINED 25462 0 0
SARA LEE CORP COMMON STOCK 803111103 2101 84886 SH OTHER 83286 0 1600
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 6171 130784 SH DEFINED 129584 1200 0
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 7093 150306 SH OTHER 149762 544 0
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 4110 74393 SH DEFINED 74393 0 0
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 3185 57638 SH OTHER 56312 1046 280
SCHLUMBERGER LTD COMMON STOCK 806857108 4243 70497 SH DEFINED 68597 1200 700
SCHLUMBERGER LTD COMMON STOCK 806857108 1575 26169 SH OTHER 25745 269 155
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 348 3625 SH DEFINED 3325 0 300
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 5 50 SH OTHER 50 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 224 4964 SH DEFINED 4964 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 106 2342 SH OTHER 2342 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 1254 44593 SH DEFINED 44593 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 286 10181 SH OTHER 9981 200 0
SILICON GRAPHICS INC COMMON STOCK 827056102 171 10310 SH DEFINED 6310 4000 0
SNAP ON INC COMMON STOCK 833034101 236 8132 SH DEFINED 6432 1700 0
SNAP ON INC COMMON STOCK 833034101 33 1140 SH OTHER 1140 0 0
SOLUTIA INC COMMON STOCK 834376105 265 15225 SH DEFINED 15225 0 0
</TABLE>
<PAGE> 18
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SOLUTIA INC COMMON STOCK 834376105 82 4743 SH OTHER 4743 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 239 10395 SH OTHER 10395 0 0
SOUTHERN CO COMMON STOCK 842587107 42 1800 SH DEFINED 1800 0 0
SOUTHERN CO COMMON STOCK 842587107 168 7224 SH OTHER 7000 224 0
SPRINT CORP COMMON STOCK 852061100 460 4684 SH DEFINED 4684 0 0
SPRINT CORP COMMON STOCK 852061100 202 2061 SH OTHER 2061 0 0
STANLEY WORKS COMMON STOCK 854616109 198 7724 SH DEFINED 6224 1500 0
STANLEY WORKS COMMON STOCK 854616109 245 9564 SH OTHER 9564 0 0
STAPLES INC COMMON STOCK 855030102 3568 108518 SH DEFINED 108518 0 0
STAPLES INC COMMON STOCK 855030102 876 26632 SH OTHER 26632 0 0
STATE STR CORP COMMON STOCK 857477103 249 3025 SH DEFINED 3025 0 0
STATE STR CORP COMMON STOCK 857477103 49 600 SH OTHER 600 0 0
STORAGE TECHNOLOGY CORP. COMMON STOCK 862111200 190 6800 SH DEFINED 6800 0 0
STORAGE TECHNOLOGY CORP. COMMON STOCK 862111200 128 4600 SH OTHER 3900 0 700
SUMMIT BANCORPORATION NEW COMMON STOCK 866005101 234 6004 SH DEFINED 6004 0 0
SUMMIT BANCORPORATION NEW COMMON STOCK 866005101 25 648 SH OTHER 648 0 0
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 3183 25454 SH DEFINED 25454 0 0
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 1150 9198 SH OTHER 9066 0 132
TEXACO INC COMMON STOCK 881694103 1016 17911 SH DEFINED 17511 400 0
TEXACO INC COMMON STOCK 881694103 3585 63163 SH OTHER 63163 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 949 9565 SH DEFINED 9565 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 74 750 SH OTHER 750 0 0
TEXTRON INC COMMON STOCK 883203101 128 1648 SH DEFINED 1648 0 0
TEXTRON INC COMMON STOCK 883203101 193 2488 SH OTHER 2488 0 0
THE LIMITED INC COMMON STOCK 532716107 243 6120 SH DEFINED 6120 0 0
THE LIMITED INC COMMON STOCK 532716107 16 400 SH OTHER 400 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 650 81246 SH DEFINED 81246 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 30 3753 SH OTHER 3150 153 450
</TABLE>
<PAGE> 19
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TIME WARNER INC COMMON STOCK 887315109 2520 35587 SH DEFINED 35387 0 200
TIME WARNER INC COMMON STOCK 887315109 760 10739 SH OTHER 10739 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 202 2882 SH DEFINED 2815 67 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 586 8341 SH OTHER 8341 0 0
TRW INC COMMON STOCK 872649108 91 2000 SH DEFINED 2000 0 0
TRW INC COMMON STOCK 872649108 229 5032 SH OTHER 5032 0 0
TYCO INTL LTD NEW COMMON STOCK 902124106 263 3665 SH OTHER 3665 0 0
U S WEST INC NEW COMMON STOCK 91273H101 643 11678 SH DEFINED 11678 0 0
U S WEST INC NEW COMMON STOCK 91273H101 553 10044 SH OTHER 10044 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 110 2060 SH DEFINED 2060 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 434 8125 SH OTHER 8125 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1123 8291 SH DEFINED 7791 0 500
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1007 7434 SH OTHER 7234 0 200
WAL-MART STORES INC COMMON STOCK 931142103 8940 96976 SH DEFINED 96976 0 0
WAL-MART STORES INC COMMON STOCK 931142103 1807 19604 SH OTHER 19331 273 0
WALGREEN COMPANY COMMON STOCK 931422109 2798 99061 SH DEFINED 97861 0 1200
WALGREEN COMPANY COMMON STOCK 931422109 3112 110152 SH OTHER 110152 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 10940 165131 SH DEFINED 163931 1200 0
WARNER LAMBERT CO COMMON STOCK 934488107 5392 81387 SH OTHER 80296 961 130
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 71 1597 SH DEFINED 1597 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 202 4542 SH OTHER 4542 0 0
WAYNE BANCORP INC COMMON STOCK 944293109 337 9724 SH DEFINED 9724 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1417 40420 SH DEFINED 40420 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 218 6220 SH OTHER 6220 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 92 1654 SH DEFINED 1654 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 688 12400 SH OTHER 12400 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 420 7733 SH DEFINED 7453 280 0
WHIRLPOOL CORP COMMON STOCK 963320106 1019 18745 SH OTHER 18745 0 0
</TABLE>
<PAGE> 20
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WILLAMETTE IND INC. COMMON STOCK 969133107 327 8673 SH DEFINED 8673 0 0
WILLIAMS COS INC COMMON STOCK 969457100 2131 53938 SH DEFINED 51538 2400 0
WILLIAMS COS INC COMMON STOCK 969457100 1231 31174 SH OTHER 29682 1492 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 97 3725 SH DEFINED 3725 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 164 6284 SH OTHER 6284 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 154 1700 SH DEFINED 1700 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 137 1512 SH OTHER 1512 0 0
XEROX CORP COMMON STOCK 984121103 1330 25522 SH DEFINED 25522 0 0
XEROX CORP COMMON STOCK 984121103 885 16986 SH OTHER 16986 0 0
3 COM CORPORATION COMMON STOCK 885535104 228 9777 SH DEFINED 9777 0 0
3 COM CORPORATION COMMON STOCK 885535104 2 100 SH OTHER 100 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 271 11366 SH DEFINED 11366 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 232 9728 SH OTHER 9506 0 222
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 4576 29382 SH DEFINED 29382 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 804 5163 SH OTHER 5089 0 74
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 4342 83502 SH DEFINED 81902 1600 0
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 1547 29751 SH OTHER 29478 73 200
SEAGRAM LTD COMMON STOCK 811850106 238 4750 SH DEFINED 4750 0 0
SEAGRAM LTD COMMON STOCK 811850106 40 800 SH OTHER 800 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 286 4000 SH DEFINED 4000 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 229 3200 SH OTHER 3200 0 0
JOHN HANCOCK BK & THRIFT OPPOR COMMON STOCK 409735107 108 11848 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 285 10500 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 922 34000 SH OTHER N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 52 1900 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 899 32700 SH OTHER N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 479 18550 SH DEFINED N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 722 27967 SH OTHER N.A. N.A. N.A.
</TABLE>
