<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: FIRSTMERIT BANK N.A., TRUSTEE
ADDRESS: 121 SOUTH MAIN STREET
AKRON, OH 44308
13F FILE NUMBER: 28-7454
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: GARY M. TOTH
TITLE: VICE PRESIDENT
PHONE: (330)849-8921
SIGNATURE,PLACE,AND DATE OF SIGNING:
GARY M. TOTH AKRON, OH 7/26/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE> 2
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 462
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,299,351
<PAGE> 3
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A SCHULMAN INC COMMON STOCK 808194104 87 5065 SH DEFINED 5065 0 0
A SCHULMAN INC COMMON STOCK 808194104 207 12061 SH OTHER 12061 0 0
A T & T CORPORATION COMMON STOCK 001957109 5057 90614 SH DEFINED 86814 2100 1700
A T & T CORPORATION COMMON STOCK 001957109 3372 60425 SH OTHER 59749 676 0
ABBOTT LABORATORIES INC COMMON STOCK 002824100 5928 130636 SH DEFINED 130636 0 0
ABBOTT LABORATORIES INC COMMON STOCK 002824100 4644 102349 SH OTHER 102349 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 1105 24250 SH DEFINED 24250 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 200 4400 SH OTHER 4400 0 0
AETNA INCORPORATED COMMON STOCK 008117103 116 1300 SH DEFINED 1300 0 0
AETNA INCORPORATED COMMON STOCK 008117103 160 1786 SH OTHER 1786 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AFLAC INC COMMON STOCK 001055102 91 1910 SH DEFINED 1910 0 0
AFLAC INC COMMON STOCK 001055102 451 9420 SH OTHER 9420 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 528 13125 SH DEFINED 13125 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 533 13250 SH OTHER 13250 0 0
ALCOA INC COMMON STOCK 013817101 1066 17230 SH DEFINED 16732 498 0
ALCOA INC COMMON STOCK 013817101 759 12265 SH OTHER 12265 0 0
ALLIEDSIGNAL INC COMMON STOCK 019512102 1558 24732 SH DEFINED 24732 0 0
ALLIEDSIGNAL INC COMMON STOCK 019512102 670 10637 SH OTHER 10437 200 0
ALLSTATE CORP COMMON STOCK 020002101 424 11822 SH DEFINED 11822 0 0
ALLSTATE CORP COMMON STOCK 020002101 175 4890 SH OTHER 4690 200 0
ALLTEL CORP COMMON STOCK 020039103 1078 15071 SH DEFINED 15071 0 0
ALLTEL CORP COMMON STOCK 020039103 13530 189231 SH OTHER 189231 0 0
AMEREN CORP COMMON STOCK 023608102 85 2214 SH DEFINED 2214 0 0
AMEREN CORP COMMON STOCK 023608102 461 12026 SH OTHER 12026 0 0
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 3793 34478 SH DEFINED 34178 0 300
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 568 5166 SH OTHER 5046 120 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 326 8690 SH DEFINED 8690 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 534 14212 SH OTHER 13412 800 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1680 12913 SH DEFINED 12413 0 500
AMERICAN EXPRESS CO COMMON STOCK 025816109 1743 13398 SH OTHER 13098 300 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 375 4981 SH OTHER 4981 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 3989 69532 SH DEFINED 69432 0 100
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 11215 195463 SH OTHER 193563 1100 800
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 17845 152194 SH DEFINED 149944 1125 1125
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 10024 85493 SH OTHER 84263 777 453
AMERITECH CORPORATION COMMON STOCK 030954101 5424 73794 SH DEFINED 73794 0 0
AMERITECH CORPORATION COMMON STOCK 030954101 4194 57062 SH OTHER 56062 400 600
AMGEN INC COMMON STOCK 031162100 2616 42975 SH DEFINED 42675 0 300
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMGEN INC COMMON STOCK 031162100 546 8975 SH OTHER 8575 0 400
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 169 4580 SH DEFINED 4580 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 98 2668 SH OTHER 2668 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 19 273 SH DEFINED 273 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 568 8000 SH OTHER 7800 200 0
APPLIED MATERIALS INC COMMON STOCK 038222105 358 4850 SH DEFINED 4850 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 214 2900 SH OTHER 2900 0 0
ARMSTRONG WORLD INDUSTRIES INC COMMON STOCK 042476101 265 4579 SH DEFINED 4079 0 500
ARMSTRONG WORLD INDUSTRIES INC COMMON STOCK 042476101 44 757 SH OTHER 657 100 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 249 5654 SH DEFINED 5654 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 216 4900 SH OTHER 4900 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1207 14442 SH DEFINED 13442 1000 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1941 23223 SH OTHER 23223 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4015 91245 SH DEFINED 88445 2800 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4793 108940 SH OTHER 108204 736 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 105 2830 SH DEFINED 2830 0 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 166 4491 SH OTHER 3773 482 236
AVON PRODUCTS INC COMMON STOCK 054303102 250 4500 SH OTHER 4500 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 7913 107942 SH DEFINED 103442 2000 2500
BANK OF AMERICA CORP COMMON STOCK 060505104 2936 40051 SH OTHER 39936 115 0
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 1751 47734 SH DEFINED 42334 3000 2400
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 184 5006 SH OTHER 4495 271 240
BANK ONE CORP COM COMMON STOCK 06423A103 2076 34860 SH DEFINED 34860 0 0
BANK ONE CORP COM COMMON STOCK 06423A103 2641 44339 SH OTHER 44158 181 0
BAXTER INTL INC COM COMMON STOCK 071813109 1392 22958 SH DEFINED 19658 2000 1300
BAXTER INTL INC COM COMMON STOCK 071813109 483 7959 SH OTHER 7959 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2792 42711 SH DEFINED 41711 1000 0
BELL ATLANTIC CORP COMMON STOCK 077853109 1971 30156 SH OTHER 30060 96 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BELLSOUTH CORP COMMON STOCK 079860102 4006 86857 SH DEFINED 84857 0 2000
BELLSOUTH CORP COMMON STOCK 079860102 3238 70206 SH OTHER 69774 432 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 632 282 SH DEFINED 282 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 334 149 SH OTHER 136 13 0
BEST BUY INC COMMON STOCK 086516101 230 3400 SH DEFINED 3400 0 0
BESTFOODS COMMON STOCK 08658U101 1069 21599 SH DEFINED 21599 0 0
BESTFOODS COMMON STOCK 08658U101 941 19019 SH OTHER 19019 0 0
BOEING CO COMMON STOCK 097023105 2333 53022 SH DEFINED 51722 0 1300
BOEING CO COMMON STOCK 097023105 1549 35203 SH OTHER 34120 575 508
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 5767 131265 SH DEFINED 127265 2000 2000
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 529 12037 SH OTHER 11517 520 0
BRIDGESTREET ACCOMMODATIONS IN COMMON STOCK 108452103 2023 610851 SH DEFINED 610851 0 0
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 11066 157100 SH DEFINED 155100 0 2000
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 16932 240386 SH OTHER 238086 1100 1200
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 106 3407 SH DEFINED 3407 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 153 4929 SH OTHER 4929 0 0
CARDINAL HEALTH INCORPORATED COMMON STOCK 14149Y108 213 3322 SH DEFINED 3322 0 0
CARDINAL HEALTH INCORPORATED COMMON STOCK 14149Y108 32 498 SH OTHER 498 0 0
CARNIVAL CORP COMMON STOCK 143658102 1186 24446 SH DEFINED 24446 0 0
CARNIVAL CORP COMMON STOCK 143658102 178 3675 SH OTHER 3675 0 0
CATERPILLAR INC COMMON STOCK 149123101 1893 31546 SH DEFINED 30446 400 700
CATERPILLAR INC COMMON STOCK 149123101 1487 24788 SH OTHER 24310 478 0
CBS CORP COMMON STOCK 12490K107 87 2000 SH DEFINED 2000 0 0
CBS CORP COMMON STOCK 12490K107 253 5800 SH OTHER 5800 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 224 9000 SH DEFINED 9000 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 167 6700 SH OTHER 6700 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 88 3760 SH DEFINED 3760 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 193 8260 SH OTHER 8110 0 150
</TABLE>
<PAGE> 7
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 5891 68102 SH DEFINED 66902 1200 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 1046 12097 SH OTHER 11995 102 0
CHEVRON CORP COMMON STOCK 166751107 686 7220 SH DEFINED 7220 0 0
CHEVRON CORP COMMON STOCK 166751107 1327 13954 SH OTHER 13754 200 0
CHUBB CORP COMMON STOCK 171232101 228 3285 SH DEFINED 3285 0 0
CHUBB CORP COMMON STOCK 171232101 159 2290 SH OTHER 2190 100 0
CIGNA CORP COMMON STOCK 125509109 350 3931 SH OTHER 3931 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 75 3019 SH DEFINED 3019 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 211 8477 SH OTHER 8400 77 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 31058 481994 SH DEFINED 470102 5102 6790
CISCO SYSTEMS INC COMMON STOCK 17275R102 5436 84358 SH OTHER 81792 1282 1284
CITIGROUP INC COMMON STOCK 172967101 6092 128263 SH DEFINED 123826 2637 1800
CITIGROUP INC COMMON STOCK 172967101 1619 34090 SH OTHER 33796 294 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 258 3749 SH OTHER 3749 0 0
COCA-COLA CO COMMON STOCK 191216100 5780 93218 SH DEFINED 91018 1400 800
COCA-COLA CO COMMON STOCK 191216100 8341 134532 SH OTHER 134306 78 148
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1320 13405 SH DEFINED 13405 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 719 7301 SH OTHER 7301 0 0
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 1565 66082 SH DEFINED 60082 4000 2000
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 472 19937 SH OTHER 19937 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 253 4620 SH DEFINED 4620 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 83 1515 SH OTHER 1213 134 168
CONEXANT SYS INC COMMON STOCK 207142100 586 10088 SH DEFINED 10088 0 0
CONEXANT SYS INC COMMON STOCK 207142100 115 1983 SH OTHER 1933 0 50
CONSOLIDATED EDISON INC COMMON STOCK 209115104 186 4120 SH DEFINED 4120 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 447 9868 SH OTHER 9868 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 773 12727 SH DEFINED 12727 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 415 6828 SH OTHER 6678 0 150
</TABLE>
<PAGE> 8
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
COOPER INDUSTRIES INC COMMON STOCK 216669101 475 9140 SH DEFINED 8140 1000 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 400 7700 SH OTHER 7700 0 0
CORNING INC COMMON STOCK 219350105 1339 19091 SH DEFINED 17191 0 1900
CORNING INC COMMON STOCK 219350105 498 7096 SH OTHER 6946 150 0
CSX CORP COMMON STOCK 126408103 467 10292 SH DEFINED 10292 0 0
CSX CORP COMMON STOCK 126408103 765 16853 SH OTHER 16853 0 0
CVS CORPORATION COMMON STOCK 126650100 307 6042 SH OTHER 6042 0 0
DANAHER CORP COMMON STOCK 235851102 233 4000 SH OTHER 4000 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 117 1800 SH DEFINED 1800 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 115 1765 SH OTHER 1765 0 0
DEERE & CO COMMON STOCK 244199105 954 24347 SH DEFINED 24347 0 0
DEERE & CO COMMON STOCK 244199105 1064 27145 SH OTHER 27027 118 0
DELL COMPUTER CORP COMMON STOCK 247025109 2742 74103 SH DEFINED 73703 0 400
DELL COMPUTER CORP COMMON STOCK 247025109 371 10025 SH OTHER 9113 200 712
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 156 8439 SH DEFINED 8439 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 139 7518 SH OTHER 7449 69 0
DIEBOLD INC COMMON STOCK 253651103 1215 42252 SH DEFINED 37852 4400 0
DIEBOLD INC COMMON STOCK 253651103 378 13134 SH OTHER 12862 272 0
DISNEY, WALT COMPANY COMMON STOCK 254687106 4105 133216 SH DEFINED 125816 3500 3900
DISNEY, WALT COMPANY COMMON STOCK 254687106 784 25436 SH OTHER 24953 483 0
DOVER CORP COMMON STOCK 260003108 1392 39768 SH DEFINED 37368 2400 0
DOVER CORP COMMON STOCK 260003108 872 24900 SH OTHER 24900 0 0
DOW CHEMICAL CORP. COMMON STOCK 260543103 2523 19887 SH DEFINED 19087 300 500
DOW CHEMICAL CORP. COMMON STOCK 260543103 4290 33816 SH OTHER 33716 0 100
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 4055 59364 SH DEFINED 58364 0 1000
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 3220 47132 SH OTHER 45932 1050 150
DUKE ENERGY CORPORATION COMMON STOCK 264399106 853 15677 SH DEFINED 14377 1300 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 345 6343 SH OTHER 6343 0 0
</TABLE>
<PAGE> 9
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
E M C CORPORATION COMMON STOCK 268648102 4180 75998 SH DEFINED 74498 1500 0
E M C CORPORATION COMMON STOCK 268648102 711 12922 SH OTHER 12372 550 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 154 2974 SH DEFINED 2974 0 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 61 1181 SH OTHER 1181 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 592 8742 SH DEFINED 8454 288 0
EASTMAN KODAK CO COMMON STOCK 277461109 498 7347 SH OTHER 7347 0 0
EATON CORP COMMON STOCK 278058102 192 2087 SH DEFINED 2087 0 0
EATON CORP COMMON STOCK 278058102 43 462 SH OTHER 462 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 115 4300 SH DEFINED 4300 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 503 18800 SH OTHER 18800 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 122 2148 SH DEFINED 2148 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 80 1405 SH OTHER 1405 0 0
ELI LILLY & CO COMMON STOCK 532457108 5510 76934 SH DEFINED 73234 1500 2200
ELI LILLY & CO COMMON STOCK 532457108 3535 49357 SH OTHER 49274 83 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 8638 137250 SH DEFINED 135050 1200 1000
EMERSON ELECTRIC CO COMMON STOCK 291011104 3722 59138 SH OTHER 59138 0 0
EXXON INC COMMON STOCK 302290101 11698 151680 SH DEFINED 150680 0 1000
EXXON INC COMMON STOCK 302290101 12884 167053 SH OTHER 165747 1031 275
FANNIE MAE COMMON STOCK 313586109 1999 29289 SH DEFINED 29289 0 0
FANNIE MAE COMMON STOCK 313586109 408 5975 SH OTHER 5975 0 0
FDX CORP COMMON STOCK 31304N107 1560 28753 SH DEFINED 28753 0 0
FDX CORP COMMON STOCK 31304N107 787 14507 SH OTHER 14507 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 667 10014 SH DEFINED 10014 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 202 3037 SH OTHER 3037 0 0
FIRST UNION CORP COMMON STOCK 337358105 706 14982 SH DEFINED 14982 0 0
FIRST UNION CORP COMMON STOCK 337358105 355 7533 SH OTHER 6712 641 180
FIRSTAR CORP NEW COMMON STOCK 33763V109 92 3299 SH DEFINED 3299 0 0
FIRSTAR CORP NEW COMMON STOCK 33763V109 342 12231 SH OTHER 12231 0 0
</TABLE>
<PAGE> 10
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIRSTENERGY CORP COMMON STOCK 337932107 409 13193 SH DEFINED 13193 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 656 21172 SH OTHER 18650 0 2522
FIRSTMERIT CORPORATION COMMON STOCK 337915102 94668 3373485 SH DEFINED 1186882 1142 2185461
FIRSTMERIT CORPORATION COMMON STOCK 337915102 57789 2059309 SH OTHER 1896539 500 162270
FLEET FINANCIAL GROUP INC (NEW COMMON STOCK 338915101 805 18150 SH DEFINED 13150 3000 2000
FLEET FINANCIAL GROUP INC (NEW COMMON STOCK 338915101 111 2500 SH OTHER 2500 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 149 3600 SH DEFINED 3600 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 1123 27175 SH OTHER 27175 0 0
FORD MOTOR CO COMMON STOCK 345370100 1050 18604 SH DEFINED 18604 0 0
FORD MOTOR CO COMMON STOCK 345370100 752 13333 SH OTHER 12733 100 500
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 830 17956 SH DEFINED 17956 0 0
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 71 1532 SH OTHER 1532 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 13 315 SH DEFINED 315 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 295 7120 SH OTHER 7120 0 0
FPL GROUP INC COMMON STOCK 302571104 369 6750 SH DEFINED 6750 0 0
FPL GROUP INC COMMON STOCK 302571104 294 5390 SH OTHER 4890 500 0
FREDDIE MAC COMMON STOCK 313400301 3710 63961 SH DEFINED 60661 2000 1300
FREDDIE MAC COMMON STOCK 313400301 360 6205 SH OTHER 6205 0 0
GANNETT COMPANY COMMON STOCK 364730101 409 5729 SH DEFINED 5729 0 0
GANNETT COMPANY COMMON STOCK 364730101 69 961 SH OTHER 761 200 0
GENCORP INC COMMON STOCK 368682100 54 2132 SH DEFINED 2132 0 0
GENCORP INC COMMON STOCK 368682100 679 26895 SH OTHER 26895 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 38411 339921 SH DEFINED 335721 2500 1700
GENERAL ELECTRIC CO COMMON STOCK 369604103 33581 297175 SH OTHER 295406 1559 210
GENERAL MILLS INC COMMON STOCK 370334104 295 3676 SH DEFINED 3676 0 0
GENERAL MILLS INC COMMON STOCK 370334104 476 5924 SH OTHER 5924 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 799 12106 SH DEFINED 12106 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 713 10802 SH OTHER 10702 100 0
</TABLE>
<PAGE> 11
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GENUINE PARTS CO COMMON STOCK 372460105 88 2507 SH DEFINED 2507 0 0
GENUINE PARTS CO COMMON STOCK 372460105 252 7207 SH OTHER 7207 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 542 11436 SH DEFINED 11436 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 188 3962 SH OTHER 3962 0 0
GILLETTE CO COMMON STOCK 375766102 2377 57976 SH DEFINED 56776 0 1200
GILLETTE CO COMMON STOCK 375766102 2120 51708 SH OTHER 51075 403 230
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 1174 19966 SH DEFINED 18966 1000 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 976 16596 SH OTHER 15996 100 500
GTE CORP COMMON STOCK 362320103 3663 48513 SH DEFINED 48513 0 0
GTE CORP COMMON STOCK 362320103 2852 37776 SH OTHER 37001 775 0
H J HEINZ CO COMMON STOCK 423074103 1072 21377 SH DEFINED 21377 0 0
H J HEINZ CO COMMON STOCK 423074103 1269 25321 SH OTHER 25321 0 0
HALLIBURTON CO COMMON STOCK 406216101 4112 90865 SH DEFINED 89665 0 1200
HALLIBURTON CO COMMON STOCK 406216101 828 18296 SH OTHER 18214 82 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 899 42556 SH DEFINED 42556 0 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 1187 56167 SH OTHER 54040 2000 127
HERSHEY FOODS CORP COMMON STOCK 427866108 536 9020 SH DEFINED 9020 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 277 4658 SH OTHER 4658 0 0
HEWLETT PACKARD CORP COMMON STOCK 428236103 7460 74224 SH DEFINED 72964 1260 0
HEWLETT PACKARD CORP COMMON STOCK 428236103 8628 85849 SH OTHER 85438 211 200
HOME DEPOT INC COMMON STOCK 437076102 6630 102895 SH DEFINED 101895 0 1000
HOME DEPOT INC COMMON STOCK 437076102 2257 35027 SH OTHER 34679 248 100
HOUSEHOLD INTL CORP COMMON STOCK 441815107 78 1650 SH DEFINED 1650 0 0
HOUSEHOLD INTL CORP COMMON STOCK 441815107 210 4434 SH OTHER 4434 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 258 7368 SH DEFINED 7368 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 291 8321 SH OTHER 8042 279 0
I R T PROPERTY CO. COMMON STOCK 450058102 30 3084 SH DEFINED 3084 0 0
I R T PROPERTY CO. COMMON STOCK 450058102 76 7737 SH OTHER 7737 0 0
</TABLE>
<PAGE> 12
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ILLINOIS TOOL WORKS COMMON STOCK 452308109 862 10550 SH DEFINED 10550 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 572 7000 SH OTHER 7000 0 0
IMMUCOR INC COMMON STOCK 452526106 170 12500 SH OTHER 12500 0 0
INTEL CORP COMMON STOCK 458140100 19179 322338 SH DEFINED 315608 2630 4100
INTEL CORP COMMON STOCK 458140100 7104 119395 SH OTHER 118159 696 540
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 6276 48554 SH DEFINED 46954 0 1600
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 8830 68319 SH OTHER 68183 0 136
INTERNATIONAL PAPER CO COMMON STOCK 460146103 278 5534 SH DEFINED 5534 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 347 6905 SH OTHER 6905 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 92 1065 SH DEFINED 1065 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 195 2250 SH OTHER 2250 0 0
INTUIT COMMON STOCK 461202103 396 4390 SH DEFINED 4390 0 0
J C PENNEY CO COMMON STOCK 708160106 344 7088 SH DEFINED 7088 0 0
J C PENNEY CO COMMON STOCK 708160106 155 3198 SH OTHER 3198 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 639 4550 SH DEFINED 4550 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 766 5452 SH OTHER 5452 0 0
JOHNSON & JOHNSON CO COMMON STOCK 478160104 10688 109062 SH DEFINED 108062 0 1000
JOHNSON & JOHNSON CO COMMON STOCK 478160104 11980 122246 SH OTHER 120634 612 1000
KELLOGG CO COMMON STOCK 487836108 50 1500 SH DEFINED 1500 0 0
KELLOGG CO COMMON STOCK 487836108 152 4600 SH OTHER 2800 0 1800
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 1652 51411 SH DEFINED 51411 0 0
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 2806 87358 SH OTHER 87358 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 553 9694 SH DEFINED 8094 1600 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 3012 52841 SH OTHER 52841 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 1528 27748 SH DEFINED 27748 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 41748 758202 SH OTHER 757602 600 0
KOHLS CORPORATION COMMON STOCK 500255104 1020 13270 SH DEFINED 11870 1400 0
KOHLS CORPORATION COMMON STOCK 500255104 99 1290 SH OTHER 1290 0 0
</TABLE>
<PAGE> 13
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LINCOLN NATIONAL CORP. IND COMMON STOCK 534187109 295 5636 SH OTHER 5636 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 235 3500 SH DEFINED 3500 0 0
LIQUI BOX CORP COM COMMON STOCK 536314107 1122 20875 SH DEFINED 20875 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 35 936 SH DEFINED 936 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 194 5200 SH OTHER 5200 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 18416 273082 SH DEFINED 264482 4400 4200
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 9196 136369 SH OTHER 134875 1164 330
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 67 1800 SH DEFINED 1800 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 269 7200 SH OTHER 7200 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 39 510 SH DEFINED 510 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 416 5500 SH OTHER 5500 0 0
MASCO CORP COMMON STOCK 574599106 762 26393 SH DEFINED 22793 3600 0
MASCO CORP COMMON STOCK 574599106 181 6278 SH OTHER 6278 0 0
MATTEL INC COMMON STOCK 577081102 66 2508 SH DEFINED 2508 0 0
MATTEL INC COMMON STOCK 577081102 203 7762 SH OTHER 7762 0 0
MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 259 3900 SH DEFINED 3900 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 797 19487 SH DEFINED 19487 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 697 17057 SH OTHER 16907 150 0
MBNA CORP COMMON STOCK 55262L100 217 7100 SH DEFINED 7100 0 0
MC DONALDS CORP COMMON STOCK 580135101 6062 147395 SH DEFINED 144395 3000 0
MC DONALDS CORP COMMON STOCK 580135101 3069 74628 SH OTHER 74128 400 100
MCI WORLDCOM INC COMMON STOCK 55268B106 15222 176873 SH DEFINED 172773 2000 2100
MCI WORLDCOM INC COMMON STOCK 55268B106 3845 44677 SH OTHER 44135 272 270
MEDIAONE GROUP INC COMMON STOCK 58440J104 589 7926 SH DEFINED 7926 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 571 7675 SH OTHER 7675 0 0
MEDTRONIC INC COMMON STOCK 585055106 14945 191914 SH DEFINED 186114 2400 3400
MEDTRONIC INC COMMON STOCK 585055106 3761 48299 SH OTHER 45702 1772 825
MELLON BANK CORP PA COM COMMON STOCK 585509102 218 6000 SH OTHER 6000 0 0
</TABLE>
<PAGE> 14
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MERCK & CO. INC COMMON STOCK 589331107 13612 184887 SH DEFINED 182527 560 1800
MERCK & CO. INC COMMON STOCK 589331107 9438 128185 SH OTHER 127285 600 300
MERRILL LYNCH & CO COMMON STOCK 590188108 1743 21925 SH DEFINED 19025 1500 1400
MERRILL LYNCH & CO COMMON STOCK 590188108 85 1075 SH OTHER 1075 0 0
MGIC INVT CORP WIS COMMON STOCK 552848103 236 4850 SH DEFINED 3850 0 1000
MICROSOFT CORP COMMON STOCK 594918104 25006 277263 SH DEFINED 270898 4065 2300
MICROSOFT CORP COMMON STOCK 594918104 7047 78132 SH OTHER 76480 1312 340
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 1421 16344 SH DEFINED 16344 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 2593 29824 SH OTHER 29772 52 0
MOBIL CORPORATION COMMON STOCK 607059102 4415 44705 SH DEFINED 43405 0 1300
MOBIL CORPORATION COMMON STOCK 607059102 4404 44596 SH OTHER 43996 400 200
MONSANTO CO COMMON STOCK 611662107 5853 147937 SH DEFINED 146237 0 1700
MONSANTO CO COMMON STOCK 611662107 2174 54940 SH OTHER 53212 282 1446
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 327 3190 SH DEFINED 3190 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 135 1315 SH OTHER 1315 0 0
MOTOROLA INC COMMON STOCK 620076109 4037 42608 SH DEFINED 40308 1300 1000
MOTOROLA INC COMMON STOCK 620076109 2380 25122 SH OTHER 24922 200 0
NATIONAL CITY CORP COMMON STOCK 635405103 3443 52567 SH DEFINED 52567 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 1129 17240 SH OTHER 17240 0 0
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 379 15600 SH DEFINED 15600 0 0
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 562 23100 SH OTHER 21100 2000 0
NEW YORK TIMES CL A COMMON STOCK 650111107 1646 44700 SH DEFINED 44700 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 9190 198162 SH DEFINED 196962 0 1200
NEWELL RUBBERMAID INC COMMON STOCK 651229106 85403 1841571 SH OTHER 1601571 0 240000
NIKE INC CLASS B COMMON STOCK 654106103 1290 20350 SH DEFINED 16250 2100 2000
NIKE INC CLASS B COMMON STOCK 654106103 526 8300 SH OTHER 8300 0 0
NORDSON CORP COMMON STOCK 655663102 285 4650 SH DEFINED 4650 0 0
NORDSON CORP COMMON STOCK 655663102 1308 21358 SH OTHER 21358 0 0
</TABLE>
<PAGE> 15
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 414 13744 SH DEFINED 13744 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 774 25707 SH OTHER 25707 0 0
NORTHWEST NATURAL GAS CO COMMON STOCK 667655104 253 10500 SH OTHER 10500 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 83 2230 SH DEFINED 2230 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 424 11430 SH OTHER 11430 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 676 14785 SH DEFINED 14785 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 144 3150 SH OTHER 3150 0 0
PEPSICO INC COMMON STOCK 713448108 4612 119215 SH DEFINED 118545 670 0
PEPSICO INC COMMON STOCK 713448108 5415 139969 SH OTHER 138069 500 1400
PFIZER INC COMMON STOCK 717081103 19510 178987 SH DEFINED 176687 2000 300
PFIZER INC COMMON STOCK 717081103 15883 145714 SH OTHER 145173 371 170
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 811 20184 SH DEFINED 19984 0 200
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 722 17975 SH OTHER 17975 0 0
PITNEY BOWES INC COMMON STOCK 724479100 100 1550 SH DEFINED 1550 0 0
PITNEY BOWES INC COMMON STOCK 724479100 247 3848 SH OTHER 3848 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 733 12712 SH DEFINED 12712 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 1349 23403 SH OTHER 23203 0 200
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 117 3958 SH DEFINED 3958 0 0
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 114 3880 SH OTHER 3880 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 1478 25031 SH DEFINED 25031 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 846 14326 SH OTHER 14326 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 12275 137533 SH DEFINED 133933 1600 2000
PROCTER & GAMBLE CO COMMON STOCK 742718109 11057 123883 SH OTHER 123017 651 215
PROGRESSIVE CORP COMMON STOCK 743315103 6846 47216 SH DEFINED 46416 800 0
PROGRESSIVE CORP COMMON STOCK 743315103 610 4209 SH OTHER 3899 150 160
QUAKER OATS CO COMMON STOCK 747402105 1476 22231 SH DEFINED 21762 469 0
QUAKER OATS CO COMMON STOCK 747402105 1828 27538 SH OTHER 27538 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 1822 25843 SH DEFINED 25843 0 0
</TABLE>
<PAGE> 16
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
RAYTHEON CO CL B COMMON STOCK 755111408 363 5151 SH OTHER 4960 191 0
RELIANCE GROUP HLDGS INC COMMON STOCK 759464100 251 33800 SH DEFINED 29800 0 4000
RELIANCE GROUP HLDGS INC COMMON STOCK 759464100 78 10500 SH OTHER 10500 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 847 13937 SH DEFINED 13937 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 247 4067 SH OTHER 3967 0 100
RPM INCORPORATED OHIO COMMON STOCK 749685103 261 18411 SH DEFINED 18411 0 0
RPM INCORPORATED OHIO COMMON STOCK 749685103 467 32926 SH OTHER 32926 0 0
S & T BANCORP INC COMMON STOCK 783859101 2187 86600 SH OTHER 86600 0 0
SAFEWAY INC COMMON STOCK 786514208 532 10739 SH DEFINED 10739 0 0
SAFEWAY INC COMMON STOCK 786514208 109 2210 SH OTHER 2210 0 0
SARA LEE CORP COMMON STOCK 803111103 482 21249 SH DEFINED 21249 0 0
SARA LEE CORP COMMON STOCK 803111103 1888 83226 SH OTHER 81626 0 1600
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 7812 134693 SH DEFINED 132393 2300 0
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 8257 142370 SH OTHER 141826 544 0
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 3982 75843 SH DEFINED 73843 2000 0
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 3538 67393 SH OTHER 66067 1046 280
SCHLUMBERGER LTD COMMON STOCK 806857108 4342 68176 SH DEFINED 66276 1200 700
SCHLUMBERGER LTD COMMON STOCK 806857108 1615 25359 SH OTHER 24935 269 155
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 2093 19205 SH DEFINED 18905 0 300
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 154 1415 SH OTHER 1415 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 261 5864 SH DEFINED 5864 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 95 2142 SH OTHER 2142 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 1179 42489 SH DEFINED 41089 0 1400
SHERWIN WILLIAMS CO COMMON STOCK 824348106 281 10130 SH OTHER 9930 200 0
SNAP ON INC COMMON STOCK 833034101 323 8932 SH DEFINED 6432 2500 0
SNAP ON INC COMMON STOCK 833034101 41 1140 SH OTHER 1140 0 0
SOLUTIA INC COMMON STOCK 834376105 324 15225 SH DEFINED 15225 0 0
SOLUTIA INC COMMON STOCK 834376105 101 4743 SH OTHER 4743 0 0
</TABLE>
<PAGE> 17
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SONOCO PRODUCTS CO COMMON STOCK 835495102 311 10395 SH OTHER 10395 0 0
SOUTHERN CO COMMON STOCK 842587107 49 1842 SH DEFINED 1842 0 0
SOUTHERN CO COMMON STOCK 842587107 191 7224 SH OTHER 7000 224 0
SPRINT CORP COMMON STOCK 852061100 497 9368 SH DEFINED 9368 0 0
SPRINT CORP COMMON STOCK 852061100 218 4122 SH OTHER 4122 0 0
STANLEY WORKS COMMON STOCK 854616109 246 7646 SH DEFINED 5396 2250 0
STANLEY WORKS COMMON STOCK 854616109 305 9464 SH OTHER 9464 0 0
STAPLES INC COMMON STOCK 855030102 3393 109681 SH DEFINED 109681 0 0
STAPLES INC COMMON STOCK 855030102 911 29432 SH OTHER 29432 0 0
STATE STR CORP COMMON STOCK 857477103 245 2875 SH DEFINED 2875 0 0
STATE STR CORP COMMON STOCK 857477103 43 500 SH OTHER 500 0 0
SUMMIT BANCORPORATION NEW COMMON STOCK 866005101 251 6004 SH DEFINED 6004 0 0
SUMMIT BANCORPORATION NEW COMMON STOCK 866005101 27 648 SH OTHER 648 0 0
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 4613 66972 SH DEFINED 66972 0 0
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 1736 25205 SH OTHER 24791 0 414
TEXACO INC COMMON STOCK 881694103 1067 17111 SH DEFINED 16711 400 0
TEXACO INC COMMON STOCK 881694103 3948 63294 SH OTHER 63294 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 1406 9765 SH DEFINED 9765 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 151 1050 SH OTHER 1050 0 0
TEXTRON INC COMMON STOCK 883203101 136 1648 SH DEFINED 1648 0 0
TEXTRON INC COMMON STOCK 883203101 205 2488 SH OTHER 2488 0 0
THE LIMITED INC COMMON STOCK 532716107 278 6120 SH DEFINED 6120 0 0
THE LIMITED INC COMMON STOCK 532716107 14 300 SH OTHER 300 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 786 72240 SH DEFINED 72240 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 35 3253 SH OTHER 2650 153 450
TIME WARNER INC COMMON STOCK 887315109 2885 39719 SH DEFINED 39519 0 200
TIME WARNER INC COMMON STOCK 887315109 911 12539 SH OTHER 12539 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 154 2842 SH DEFINED 2775 67 0
</TABLE>
<PAGE> 18
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 399 7381 SH OTHER 7381 0 0
TRW INC COMMON STOCK 872649108 88 1600 SH DEFINED 1600 0 0
TRW INC COMMON STOCK 872649108 265 4832 SH OTHER 4832 0 0
TYCO INTL LTD NEW COMMON STOCK 902124106 1596 16841 SH DEFINED 16449 392 0
TYCO INTL LTD NEW COMMON STOCK 902124106 699 7374 SH OTHER 7374 0 0
U S WEST INC NEW COMMON STOCK 91273H101 616 10483 SH DEFINED 10483 0 0
U S WEST INC NEW COMMON STOCK 91273H101 593 10102 SH OTHER 10102 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 130 2230 SH DEFINED 2230 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 474 8125 SH OTHER 8125 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1176 16332 SH DEFINED 15332 0 1000
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1070 14868 SH OTHER 14468 0 400
WAL-MART STORES INC COMMON STOCK 931142103 9778 202646 SH DEFINED 202646 0 0
WAL-MART STORES INC COMMON STOCK 931142103 2243 46485 SH OTHER 45939 546 0
WALGREEN COMPANY COMMON STOCK 931422109 2993 101890 SH DEFINED 100690 0 1200
WALGREEN COMPANY COMMON STOCK 931422109 3538 120452 SH OTHER 120452 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 11540 166942 SH DEFINED 164242 1500 1200
WARNER LAMBERT CO COMMON STOCK 934488107 5546 80232 SH OTHER 79141 961 130
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 80 1496 SH DEFINED 1496 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 176 3278 SH OTHER 3278 0 0
WAYNE BANCORP INC COMMON STOCK 944293109 319 9424 SH DEFINED 9424 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1829 42795 SH DEFINED 42795 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 295 6895 SH OTHER 6895 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 103 1504 SH DEFINED 1504 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 853 12400 SH OTHER 12400 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 543 7339 SH DEFINED 7153 186 0
WHIRLPOOL CORP COMMON STOCK 963320106 1326 17920 SH OTHER 17920 0 0
WILLAMETTE IND INC. COMMON STOCK 969133107 419 9097 SH DEFINED 9097 0 0
WILLIAMS COS INC COMMON STOCK 969457100 2350 55215 SH DEFINED 50015 2400 2800
</TABLE>
<PAGE> 19
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WILLIAMS COS INC COMMON STOCK 969457100 1625 38184 SH OTHER 36692 1492 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 93 3725 SH DEFINED 3725 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 150 5984 SH OTHER 5984 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 152 1700 SH DEFINED 1700 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 135 1512 SH OTHER 1512 0 0
XEROX CORP COMMON STOCK 984121103 1424 24112 SH DEFINED 24112 0 0
XEROX CORP COMMON STOCK 984121103 1003 16986 SH OTHER 16986 0 0
3 COM CORPORATION COMMON STOCK 885535104 202 7552 SH DEFINED 7552 0 0
3 COM CORPORATION COMMON STOCK 885535104 3 100 SH OTHER 100 0 0
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 4978 45883 SH DEFINED 43805 1284 794
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 4772 43983 SH OTHER 43587 396 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 217 2440 SH DEFINED 2440 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 146 1644 SH OTHER 1644 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 298 9046 SH DEFINED 9046 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 294 8937 SH OTHER 8715 0 222
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 5793 63270 SH DEFINED 63270 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 1139 12436 SH OTHER 12288 0 148
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 5112 84846 SH DEFINED 81646 1600 1600
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 1708 28341 SH OTHER 28068 73 200
SEAGRAM LTD COMMON STOCK 811850106 259 5150 SH DEFINED 4850 0 300
SEAGRAM LTD COMMON STOCK 811850106 15 300 SH OTHER 300 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 251 3800 SH DEFINED 3800 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 211 3200 SH OTHER 3200 0 0
VODAFONE GROUP PLC SPONSORED A COMMON STOCK 92857T107 981 4979 SH DEFINED 4979 0 0
VODAFONE GROUP PLC SPONSORED A COMMON STOCK 92857T107 681 3459 SH OTHER 3446 13 0
JOHN HANCOCK BK & THRIFT OPPOR COMMON STOCK 409735107 134 14148 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 275 10500 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 890 34000 SH OTHER N.A. N.A. N.A.
</TABLE>
<PAGE> 20
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 51 1900 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 881 32700 SH OTHER N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 504 19350 SH DEFINED N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 703 26967 SH OTHER N.A. N.A. N.A.
</TABLE>
