<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: FIRSTMERIT BANK N.A., TRUSTEE
ADDRESS: FIRSTMERIT CORPORATION
III CASCADE PLAZA
AKRON, OH 44308
13F FILE NUMBER: 28-7454
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: GARY M. TOTH
TITLE: VICE PRESIDENT
PHONE: (330)849-8911
SIGNATURE,PLACE,AND DATE OF SIGNING:
GARY M. TOTH AKRON, OH 4/17/00
<PAGE> 2
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 467
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,373,282
<PAGE> 3
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORPORATION COMMON STOCK 001957109 5165 91728 SH DEFINED 87928 2100 1700
A T & T CORPORATION COMMON STOCK 001957109 3668 65140 SH OTHER 56894 746 7500
ABBOTT LABORATORIES INC COMMON STOCK 002824100 3943 112062 SH DEFINED 108262 0 3800
ABBOTT LABORATORIES INC COMMON STOCK 002824100 3320 94342 SH OTHER 93542 0 800
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 3404 63175 SH DEFINED 63175 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 626 11615 SH OTHER 11315 0 300
AFFYMETRIX COMMON STOCK 00826T108 1844 12420 SH DEFINED 12365 0 55
AFFYMETRIX COMMON STOCK 00826T108 67 450 SH OTHER 300 0 150
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 243 8555 SH DEFINED 8555 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 364 12805 SH OTHER 12805 0 0
ALCOA INC COMMON STOCK 013817101 1220 17362 SH DEFINED 16864 498 0
ALCOA INC COMMON STOCK 013817101 884 12588 SH OTHER 12388 0 200
ALLSTATE CORP COMMON STOCK 020002101 275 11559 SH DEFINED 11189 0 370
ALLSTATE CORP COMMON STOCK 020002101 101 4226 SH OTHER 4026 200 0
ALLTEL CORP COMMON STOCK 020039103 1016 16061 SH DEFINED 16061 0 0
ALLTEL CORP COMMON STOCK 020039103 11956 189027 SH OTHER 189027 0 0
ALTERA CORP COMMON STOCK 021441100 357 4000 SH OTHER 4000 0 0
AMEREN CORP COMMON STOCK 023608102 165 5329 SH DEFINED 5329 0 0
AMEREN CORP COMMON STOCK 023608102 357 11532 SH OTHER 11532 0 0
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 4623 68558 SH DEFINED 66208 1000 1350
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 820 12162 SH OTHER 11442 120 600
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 240 8051 SH DEFINED 8051 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 324 10866 SH OTHER 10066 800 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1972 13241 SH DEFINED 12741 0 500
AMERICAN EXPRESS CO COMMON STOCK 025816109 2095 14067 SH OTHER 13261 806 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 280 4981 SH OTHER 4981 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 3545 65946 SH DEFINED 65946 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 15561 289512 SH OTHER 286912 1000 1600
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 21545 196755 SH DEFINED 195095 1406 254
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 12310 112421 SH OTHER 109583 1345 1493
AMGEN INC COMMON STOCK 031162100 11364 185161 SH DEFINED 181307 1300 2554
AMGEN INC COMMON STOCK 031162100 2783 45347 SH OTHER 43497 0 1850
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 142 3680 SH DEFINED 3680 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 101 2618 SH OTHER 2286 332 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 44 700 SH DEFINED 700 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 492 7900 SH OTHER 7800 100 0
APPLIED MATERIALS INC COMMON STOCK 038222105 1439 15263 SH DEFINED 15263 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 509 5400 SH OTHER 5400 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1193 14034 SH DEFINED 13034 1000 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1744 20518 SH OTHER 20518 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 3581 74225 SH DEFINED 71425 2800 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 5179 107345 SH OTHER 106077 1268 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 81 2200 SH DEFINED 2200 0 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 292 7963 SH OTHER 7667 0 296
AVON PRODUCTS INC COMMON STOCK 054303102 62 2110 SH DEFINED 2110 0 0
AVON PRODUCTS INC COMMON STOCK 054303102 140 4800 SH OTHER 4800 0 0
BAKER HUGHES INC COMMON STOCK 057224107 1681 55559 SH DEFINED 15259 0 40300
BAKER HUGHES INC COMMON STOCK 057224107 6 200 SH OTHER 200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 4420 84284 SH DEFINED 80588 2000 1696
BANK OF AMERICA CORP COMMON STOCK 060505104 2075 39579 SH OTHER 39464 115 0
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 1837 44197 SH DEFINED 38668 3000 2529
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 165 3959 SH OTHER 3598 121 240
BANK ONE CORP COM COMMON STOCK 06423A103 1132 32812 SH DEFINED 32612 0 200
BANK ONE CORP COM COMMON STOCK 06423A103 1828 52985 SH OTHER 46758 181 6046
BAXTER INTL INC COM COMMON STOCK 071813109 1385 22099 SH DEFINED 18799 2000 1300
BAXTER INTL INC COM COMMON STOCK 071813109 305 4859 SH OTHER 4859 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2529 41373 SH DEFINED 41373 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 1603 26233 SH OTHER 25431 96 706
BELLSOUTH CORP COMMON STOCK 079860102 3461 73835 SH DEFINED 71835 0 2000
BELLSOUTH CORP COMMON STOCK 079860102 2901 61880 SH OTHER 60548 432 900
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 339 186 SH DEFINED 186 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 313 172 SH OTHER 159 13 0
BEST BUY INC COMMON STOCK 086516101 2205 25634 SH DEFINED 25634 0 0
BEST BUY INC COMMON STOCK 086516101 213 2475 SH OTHER 2250 125 100
BESTFOODS COMMON STOCK 08658U101 1816 38795 SH DEFINED 15295 0 23500
BESTFOODS COMMON STOCK 08658U101 844 18019 SH OTHER 17687 332 0
BJ SVCS CO COMMON STOCK 055482103 133 1800 SH DEFINED 1800 0 0
BJ SVCS CO COMMON STOCK 055482103 74 1000 SH OTHER 1000 0 0
BOEING CO COMMON STOCK 097023105 1030 27239 SH DEFINED 26239 0 1000
BOEING CO COMMON STOCK 097023105 507 13403 SH OTHER 12928 275 200
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 599 28126 SH DEFINED 24126 2000 2000
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 84 3925 SH OTHER 3405 520 0
BRIDGESTREET ACCOMMODATIONS IN COMMON STOCK 108452103 1603 610851 SH DEFINED 610851 0 0
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 8736 150624 SH DEFINED 148624 0 2000
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 13886 239410 SH OTHER 235146 2364 1900
BROADWING INC COMMON STOCK 111620100 45 1200 SH DEFINED 1200 0 0
BROADWING INC COMMON STOCK 111620100 338 9077 SH OTHER 8200 877 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 1590 69897 SH DEFINED 4197 0 65700
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 112 4929 SH OTHER 4929 0 0
C-CUBE MICROSYSTEMS INC COMMON STOCK 125015107 205 2810 SH DEFINED 2810 0 0
CARNIVAL CORP COMMON STOCK 143658102 307 12375 SH DEFINED 12375 0 0
CARNIVAL CORP COMMON STOCK 143658102 51 2050 SH OTHER 2050 0 0
CATERPILLAR INC COMMON STOCK 149123101 918 23288 SH DEFINED 23288 0 0
CATERPILLAR INC COMMON STOCK 149123101 891 22588 SH OTHER 22110 478 0
CBS CORP COMMON STOCK 12490K107 130 2300 SH DEFINED 2300 0 0
</TABLE>
<PAGE> 4
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
CBS CORP COMMON STOCK 12490K107 351 6200 SH OTHER 6200 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 184 9272 SH DEFINED 9272 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 123 6200 SH OTHER 6200 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 59 3460 SH DEFINED 3460 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 364 21250 SH OTHER 21100 0 150
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 5303 60826 SH DEFINED 59581 1200 45
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 1382 15848 SH OTHER 15646 102 100
CHEVRON CORP COMMON STOCK 166751107 678 7332 SH DEFINED 7332 0 0
CHEVRON CORP COMMON STOCK 166751107 1174 12699 SH OTHER 12699 0 0
CHUBB CORP COMMON STOCK 171232101 93 1380 SH DEFINED 1380 0 0
CHUBB CORP COMMON STOCK 171232101 155 2290 SH OTHER 2190 100 0
CIGNA CORP COMMON STOCK 125509109 45 600 SH DEFINED 600 0 0
CIGNA CORP COMMON STOCK 125509109 232 3061 SH OTHER 3061 0 0
CINERGY CORPORATION COMMON STOCK 172474108 294 13683 SH DEFINED 2683 0 11000
CINERGY CORPORATION COMMON STOCK 172474108 10 450 SH OTHER 0 450 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 71115 919838 SH DEFINED 899766 10204 9868
CISCO SYSTEMS INC COMMON STOCK 17275R102 18618 240813 SH OTHER 230641 4364 5808
CITIGROUP INC COMMON STOCK 172967101 8679 144945 SH DEFINED 140018 2637 2290
CITIGROUP INC COMMON STOCK 172967101 2428 40557 SH OTHER 39863 394 300
COASTAL CORP COMMON STOCK 190441105 325 7076 SH DEFINED 7076 0 0
COCA-COLA CO COMMON STOCK 191216100 3617 77059 SH DEFINED 74659 1400 1000
COCA-COLA CO COMMON STOCK 191216100 5803 123632 SH OTHER 122173 1011 448
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1750 31035 SH DEFINED 31035 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 726 12876 SH OTHER 12676 0 200
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 3459 128115 SH DEFINED 39315 4000 84800
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 403 14925 SH OTHER 14825 100 0
CONECTIV INC COMMON STOCK 206829103 270 15450 SH DEFINED 150 0 15300
CONEXANT SYS INC COMMON STOCK 207142100 1988 28004 SH DEFINED 28004 0 0
CONEXANT SYS INC COMMON STOCK 207142100 296 4166 SH OTHER 3966 0 200
CONOCO INC COMMON STOCK 208251405 224 8732 SH DEFINED 8732 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 111 3805 SH DEFINED 3805 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 183 6268 SH OTHER 6268 0 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 207 5915 SH DEFINED 4915 1000 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 60 1700 SH OTHER 1700 0 0
CORNING INC COMMON STOCK 219350105 10735 55337 SH DEFINED 53346 0 1991
CORNING INC COMMON STOCK 219350105 4549 23451 SH OTHER 22901 150 400
CSX CORP COMMON STOCK 126408103 133 5672 SH DEFINED 5672 0 0
CSX CORP COMMON STOCK 126408103 260 11055 SH OTHER 11055 0 0
CVS CORPORATION COMMON STOCK 126650100 7 176 SH DEFINED 176 0 0
CVS CORPORATION COMMON STOCK 126650100 216 5742 SH OTHER 5742 0 0
DANAHER CORP COMMON STOCK 235851102 204 4000 SH OTHER 4000 0 0
DEERE & CO COMMON STOCK 244199105 593 15594 SH DEFINED 15594 0 0
DEERE & CO COMMON STOCK 244199105 399 10501 SH OTHER 10383 118 0
DELL COMPUTER CORP COMMON STOCK 247025109 4332 80309 SH DEFINED 79909 0 400
DELL COMPUTER CORP COMMON STOCK 247025109 635 11780 SH OTHER 10664 334 782
DIEBOLD INC COMMON STOCK 253651103 569 20703 SH DEFINED 16303 4400 0
DIEBOLD INC COMMON STOCK 253651103 177 6451 SH OTHER 6329 122 0
DISNEY, WALT COMPANY COMMON STOCK 254687106 4115 99754 SH DEFINED 94454 3500 1800
DISNEY, WALT COMPANY COMMON STOCK 254687106 1154 27974 SH OTHER 27491 483 0
DOMINION RESOURCES INC VA COMMON STOCK 25746U109 424 11033 SH DEFINED 11033 0 0
DOMINION RESOURCES INC VA COMMON STOCK 25746U109 336 8731 SH OTHER 8263 288 180
DOVER CORP COMMON STOCK 260003108 1662 34718 SH DEFINED 34718 0 0
DOVER CORP COMMON STOCK 260003108 1048 21900 SH OTHER 21900 0 0
DOW CHEMICAL CORP. COMMON STOCK 260543103 2185 19163 SH DEFINED 18363 300 500
DOW CHEMICAL CORP. COMMON STOCK 260543103 3412 29930 SH OTHER 29830 0 100
DQE INC. COMMON STOCK 23329J104 287 6300 SH DEFINED 6300 0 0
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 2737 51697 SH DEFINED 50497 0 1200
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 2392 45187 SH OTHER 43787 1250 150
DUKE ENERGY CORPORATION COMMON STOCK 264399106 385 7339 SH DEFINED 6039 1300 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 279 5318 SH OTHER 5318 0 0
E M C CORPORATION COMMON STOCK 268648102 14027 111324 SH DEFINED 109583 1500 241
E M C CORPORATION COMMON STOCK 268648102 4776 37903 SH OTHER 35153 1150 1600
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 1821 40031 SH DEFINED 1531 0 38500
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 9 206 SH OTHER 206 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 1826 33617 SH DEFINED 5329 288 28000
EASTMAN KODAK CO COMMON STOCK 277461109 250 4600 SH OTHER 4600 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 182 2840 SH DEFINED 2840 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 86 1338 SH OTHER 1338 0 0
ELI LILLY & CO COMMON STOCK 532457108 3251 51910 SH DEFINED 49210 1500 1200
ELI LILLY & CO COMMON STOCK 532457108 2968 47401 SH OTHER 47218 83 100
EMERSON ELECTRIC CO COMMON STOCK 291011104 6333 119213 SH DEFINED 117013 1200 1000
EMERSON ELECTRIC CO COMMON STOCK 291011104 2246 42280 SH OTHER 42280 0 0
ENRON CORP COMMON STOCK 293561106 142 1900 SH DEFINED 1900 0 0
ENRON CORP COMMON STOCK 293561106 181 2420 SH OTHER 2320 0 100
EXXON MOBIL CORP COMMON STOCK 30231G102 16310 209276 SH DEFINED 206157 0 3119
EXXON MOBIL CORP COMMON STOCK 30231G102 17033 218552 SH OTHER 215336 2213 1003
FANNIE MAE COMMON STOCK 313586109 1881 33255 SH DEFINED 33255 0 0
FANNIE MAE COMMON STOCK 313586109 402 7110 SH OTHER 7010 100 0
FEDEX CORPORATION COMMON STOCK 31428X106 953 24558 SH DEFINED 24558 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 608 15663 SH OTHER 15663 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 751 11927 SH DEFINED 11927 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 182 2887 SH OTHER 2887 0 0
FIRST UNION CORP COMMON STOCK 337358105 429 11527 SH DEFINED 11427 0 100
FIRST UNION CORP COMMON STOCK 337358105 233 6246 SH OTHER 5886 60 300
FIRSTAR CORP NEW COMMON STOCK 33763V109 76 3299 SH DEFINED 3299 0 0
FIRSTAR CORP NEW COMMON STOCK 33763V109 206 9000 SH OTHER 9000 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 693 33623 SH DEFINED 21223 0 12400
FIRSTENERGY CORP COMMON STOCK 337932107 458 22221 SH OTHER 19699 0 2522
FIRSTMERIT CORPORATION COMMON STOCK 337915102 61451 3332960 SH DEFINED 1130197 0 2202763
FIRSTMERIT CORPORATION COMMON STOCK 337915102 40588 2201405 SH OTHER 1814685 3600 383120
FLEET BOSTON FINANCIAL CORP COMMON STOCK 339030108 698 19114 SH DEFINED 14114 3000 2000
FLEET BOSTON FINANCIAL CORP COMMON STOCK 339030108 69 1900 SH OTHER 1900 0 0
</TABLE>
<PAGE> 5
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
FLORIDA PROGRESS CORP COMMON STOCK 341109106 87 1900 SH DEFINED 1900 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 380 8275 SH OTHER 8275 0 0
FORD MOTOR CO COMMON STOCK 345370100 884 19250 SH DEFINED 19250 0 0
FORD MOTOR CO COMMON STOCK 345370100 605 13171 SH OTHER 11571 100 1500
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 4114 48682 SH DEFINED 48378 0 304
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 256 3029 SH OTHER 3029 0 0
FPL GROUP INC COMMON STOCK 302571104 290 6300 SH DEFINED 6300 0 0
FPL GROUP INC COMMON STOCK 302571104 169 3675 SH OTHER 3275 400 0
FREDDIE MAC COMMON STOCK 313400301 2545 57603 SH DEFINED 55418 2000 185
FREDDIE MAC COMMON STOCK 313400301 288 6525 SH OTHER 6525 0 0
GANNETT COMPANY COMMON STOCK 364730101 363 5164 SH DEFINED 5164 0 0
GANNETT COMPANY COMMON STOCK 364730101 61 861 SH OTHER 661 200 0
GENCORP INC COMMON STOCK 368682100 18 2324 SH DEFINED 2324 0 0
GENCORP INC COMMON STOCK 368682100 150 19418 SH OTHER 19418 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 51776 332694 SH DEFINED 328619 2500 1575
GENERAL ELECTRIC CO COMMON STOCK 369604103 45650 293332 SH OTHER 285865 2657 4810
GENERAL MILLS INC COMMON STOCK 370334104 260 7192 SH DEFINED 7192 0 0
GENERAL MILLS INC COMMON STOCK 370334104 295 8148 SH OTHER 8148 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 1176 14203 SH DEFINED 14203 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 968 11687 SH OTHER 10787 100 800
GEORGIA PACIFIC CORP COMMON STOCK 373298108 349 8829 SH DEFINED 8829 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 149 3762 SH OTHER 3762 0 0
GILLETTE CO COMMON STOCK 375766102 1977 52469 SH DEFINED 51069 0 1400
GILLETTE CO COMMON STOCK 375766102 2083 55282 SH OTHER 54979 303 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 4804 117361 SH DEFINED 117146 0 215
GLOBAL CROSSING LTD COMMON STOCK G3921A100 728 17778 SH OTHER 16228 600 950
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 363 15559 SH DEFINED 14559 1000 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 172 7365 SH OTHER 6865 0 500
GTE CORP COMMON STOCK 362320103 3469 48853 SH DEFINED 48853 0 0
GTE CORP COMMON STOCK 362320103 2606 36699 SH OTHER 35658 1041 0
H J HEINZ CO COMMON STOCK 423074103 1940 55622 SH DEFINED 17722 0 37900
H J HEINZ CO COMMON STOCK 423074103 754 21614 SH OTHER 21614 0 0
HALLIBURTON CO COMMON STOCK 406216101 3405 82785 SH DEFINED 81585 0 1200
HALLIBURTON CO COMMON STOCK 406216101 877 21336 SH OTHER 20754 282 300
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 481 28716 SH DEFINED 28716 0 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 459 27379 SH OTHER 25252 2000 127
HERSHEY FOODS CORP COMMON STOCK 427866108 348 7140 SH DEFINED 7140 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 171 3500 SH OTHER 3500 0 0
HEWLETT PACKARD CORP COMMON STOCK 428236103 9221 69395 SH DEFINED 68035 1260 100
HEWLETT PACKARD CORP COMMON STOCK 428236103 11414 85898 SH OTHER 85287 211 400
HOME DEPOT INC COMMON STOCK 437076102 11363 176166 SH DEFINED 174450 0 1716
HOME DEPOT INC COMMON STOCK 437076102 5447 84451 SH OTHER 83161 840 450
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2217 42074 SH DEFINED 42074 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 693 13154 SH OTHER 12654 200 300
HOUSEHOLD INTL CORP COMMON STOCK 441815107 51 1380 SH DEFINED 1380 0 0
HOUSEHOLD INTL CORP COMMON STOCK 441815107 165 4434 SH OTHER 4434 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 203 9075 SH DEFINED 9075 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 205 9150 SH OTHER 8844 306 0
I R T PROPERTY CO. COMMON STOCK 450058102 51 6337 SH DEFINED 6337 0 0
I R T PROPERTY CO. COMMON STOCK 450058102 1628 203461 SH OTHER 1449 0 202012
ILLINOIS TOOL WORKS COMMON STOCK 452308109 642 11624 SH DEFINED 11624 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 408 7379 SH OTHER 7379 0 0
IMMUCOR INC COMMON STOCK 452526106 168 17000 SH OTHER 17000 0 0
INTEL CORP COMMON STOCK 458140100 42839 324692 SH DEFINED 318169 2630 3893
INTEL CORP COMMON STOCK 458140100 17515 132752 SH OTHER 130036 1496 1220
INTERNATIONAL PAPER CO COMMON STOCK 460146103 177 4134 SH DEFINED 4134 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 301 7035 SH OTHER 6802 233 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 130 2755 SH DEFINED 2755 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 279 5900 SH OTHER 5900 0 0
INTUIT COMMON STOCK 461202103 654 12020 SH DEFINED 12020 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 593 4502 SH DEFINED 4502 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 795 6033 SH OTHER 6033 0 0
JDS UNIPHASE CORP COMMON STOCK 46612J101 6252 51860 SH DEFINED 50534 500 826
JDS UNIPHASE CORP COMMON STOCK 46612J101 426 3530 SH OTHER 2210 0 1320
JOHNSON & JOHNSON CO COMMON STOCK 478160104 7333 104385 SH DEFINED 103280 0 1105
JOHNSON & JOHNSON CO COMMON STOCK 478160104 8551 121724 SH OTHER 119637 687 1400
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 932 49060 SH DEFINED 48860 0 200
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 1633 85963 SH OTHER 85963 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 561 10014 SH DEFINED 8414 1600 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 2817 50239 SH OTHER 50239 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 1382 26970 SH DEFINED 26970 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 34342 670084 SH OTHER 669484 600 0
KOHLS CORPORATION COMMON STOCK 500255104 1749 17063 SH DEFINED 15590 1400 73
KOHLS CORPORATION COMMON STOCK 500255104 142 1390 SH OTHER 1390 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 385 7000 SH DEFINED 7000 0 0
LIQUI BOX CORP COM COMMON STOCK 536314107 992 20821 SH DEFINED 20821 0 0
LITTON INDS INC COMMON STOCK 538021106 243 5492 SH DEFINED 5492 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 468 22904 SH DEFINED 1804 0 21100
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 100 4870 SH OTHER 4870 0 0
LSI LOGIC CORP COMMON STOCK 502161102 232 3200 SH DEFINED 3200 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 13933 227485 SH DEFINED 219938 4400 3147
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 9030 147435 SH OTHER 138950 1410 7075
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 19 600 SH DEFINED 600 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 198 6300 SH OTHER 6300 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 31 280 SH DEFINED 280 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 618 5600 SH OTHER 5600 0 0
MASCO CORP COMMON STOCK 574599106 267 13034 SH DEFINED 13034 0 0
MASCO CORP COMMON STOCK 574599106 98 4758 SH OTHER 4758 0 0
MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 554 7800 SH DEFINED 7800 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 452 15848 SH DEFINED 15848 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 201 7037 SH OTHER 7037 0 0
MC DONALDS CORP COMMON STOCK 580135101 4945 132298 SH DEFINED 129298 3000 0
</TABLE>
<PAGE> 6
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
MC DONALDS CORP COMMON STOCK 580135101 2463 65898 SH OTHER 64398 1400 100
MCGRAW HILL INC COMMON STOCK 580645109 18 400 SH DEFINED 400 0 0
MCGRAW HILL INC COMMON STOCK 580645109 182 4000 SH OTHER 0 0 4000
MCI WORLDCOM INC COMMON STOCK 55268B106 14743 325353 SH DEFINED 318933 3500 2920
MCI WORLDCOM INC COMMON STOCK 55268B106 5189 114526 SH OTHER 111226 1095 2205
MEDIAONE GROUP INC COMMON STOCK 58440J104 588 7255 SH DEFINED 7255 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 636 7857 SH OTHER 7657 0 200
MEDTRONIC INC COMMON STOCK 585055106 20003 388878 SH DEFINED 380004 4800 4074
MEDTRONIC INC COMMON STOCK 585055106 5568 108246 SH OTHER 101420 4356 2470
MERCK & CO. INC COMMON STOCK 589331107 10201 164195 SH DEFINED 161710 560 1925
MERCK & CO. INC COMMON STOCK 589331107 7732 124454 SH OTHER 122704 950 800
MERRILL LYNCH & CO COMMON STOCK 590188108 1901 18100 SH DEFINED 15200 1500 1400
MERRILL LYNCH & CO COMMON STOCK 590188108 63 600 SH OTHER 600 0 0
MICRON TECHNOLOGY COMMON STOCK 595112103 315 2500 SH DEFINED 2500 0 0
MICRON TECHNOLOGY COMMON STOCK 595112103 139 1100 SH OTHER 0 100 1000
MICROSOFT CORP COMMON STOCK 594918104 29805 280518 SH DEFINED 273706 4065 2747
MICROSOFT CORP COMMON STOCK 594918104 9338 87883 SH OTHER 84925 1558 1400
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 1315 14850 SH DEFINED 14850 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 2097 23679 SH OTHER 23627 52 0
MONSANTO CO COMMON STOCK 611662107 5041 97881 SH DEFINED 96181 0 1700
MONSANTO CO COMMON STOCK 611662107 2016 39152 SH OTHER 36820 82 2250
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 581 7016 SH DEFINED 6784 0 232
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 218 2630 SH OTHER 2630 0 0
MOTOROLA INC COMMON STOCK 620076109 4876 33395 SH DEFINED 31095 1300 1000
MOTOROLA INC COMMON STOCK 620076109 3778 25877 SH OTHER 25577 300 0
MYLAN LABS INC COMMON STOCK 628530107 2057 74800 SH DEFINED 0 0 74800
NATIONAL CITY CORP COMMON STOCK 635405103 1842 89294 SH DEFINED 89294 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 631 30588 SH OTHER 28988 1600 0
NATIONAL DATA CORP COMMON STOCK 635621105 577 22200 SH DEFINED 0 0 22200
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 317 15050 SH DEFINED 15050 0 0
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 546 25900 SH OTHER 23900 2000 0
NEW YORK TIMES CL A COMMON STOCK 650111107 2972 69210 SH DEFINED 43700 0 25510
NEWELL RUBBERMAID INC COMMON STOCK 651229106 4322 174199 SH DEFINED 174199 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 42900 1728977 SH OTHER 1513977 0 215000
NIKE INC CLASS B COMMON STOCK 654106103 602 15195 SH DEFINED 13195 0 2000
NIKE INC CLASS B COMMON STOCK 654106103 283 7150 SH OTHER 7150 0 0
NORDSON CORP COMMON STOCK 655663102 219 4750 SH DEFINED 4750 0 0
NORDSON CORP COMMON STOCK 655663102 734 15943 SH OTHER 15943 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 174 12244 SH DEFINED 12244 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 284 19936 SH OTHER 19936 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 434 8200 SH DEFINED 0 0 8200
NORTHWEST NATURAL GAS CO COMMON STOCK 667655104 205 10500 SH OTHER 10500 0 0
OMNOVA SOLUTIONS INC COMMON STOCK 682129101 12 2132 SH DEFINED 2132 0 0
OMNOVA SOLUTIONS INC COMMON STOCK 682129101 109 19418 SH OTHER 19418 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 2451 31395 SH DEFINED 31395 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 1986 25443 SH OTHER 25293 0 150
PARKER HANNIFIN CORP COMMON STOCK 701094104 218 5265 SH DEFINED 5265 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 114 2750 SH OTHER 2750 0 0
PEPSICO INC COMMON STOCK 713448108 3551 101827 SH DEFINED 101157 670 0
PEPSICO INC COMMON STOCK 713448108 4709 135027 SH OTHER 132127 500 2400
PFIZER INC COMMON STOCK 717081103 16040 438697 SH DEFINED 432494 6000 203
PFIZER INC COMMON STOCK 717081103 14995 410120 SH OTHER 403922 4798 1400
PHELPS DODGE CORP COMMON STOCK 717265102 460 9700 SH DEFINED 0 0 9700
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 331 15675 SH DEFINED 15675 0 0
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 177 8375 SH OTHER 8375 0 0
PITNEY BOWES INC COMMON STOCK 724479100 69 1550 SH DEFINED 1550 0 0
PITNEY BOWES INC COMMON STOCK 724479100 266 5952 SH OTHER 5952 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 438 9724 SH DEFINED 9724 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 1064 23618 SH OTHER 23418 0 200
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 353 15600 SH DEFINED 3100 0 12500
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 68 3000 SH OTHER 3000 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 1472 28146 SH DEFINED 28146 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 729 13945 SH OTHER 13945 0 0
PPL CORPORATION COMMON STOCK 69351T106 374 17849 SH DEFINED 5349 0 12500
PPL CORPORATION COMMON STOCK 69351T106 1 52 SH OTHER 52 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 6713 118821 SH DEFINED 115742 2000 1079
PROCTER & GAMBLE CO COMMON STOCK 742718109 6723 118997 SH OTHER 117791 991 215
PROGRESSIVE CORP COMMON STOCK 743315103 1683 22127 SH DEFINED 20327 800 1000
PROGRESSIVE CORP COMMON STOCK 743315103 209 2750 SH OTHER 2682 68 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 22 1000 SH DEFINED 1000 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 363 16363 SH OTHER 16363 0 0
QLOGIC CORP COMMON STOCK 747277101 332 2450 SH DEFINED 2450 0 0
QUAKER OATS CO COMMON STOCK 747402105 1245 20528 SH DEFINED 20059 469 0
QUAKER OATS CO COMMON STOCK 747402105 1607 26507 SH OTHER 26507 0 0
QUALCOMM INC COMMON STOCK 747525103 2856 19128 SH DEFINED 19094 0 34
QUALCOMM INC COMMON STOCK 747525103 426 2850 SH OTHER 2650 0 200
RAYTHEON CO CL A COMMON STOCK 755111309 386 20511 SH DEFINED 911 0 19600
RAYTHEON CO CL A COMMON STOCK 755111309 7 390 SH OTHER 390 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 791 18909 SH DEFINED 18909 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 155 3717 SH OTHER 3617 0 100
RPM INCORPORATED OHIO COMMON STOCK 749685103 133 12108 SH DEFINED 12108 0 0
RPM INCORPORATED OHIO COMMON STOCK 749685103 272 24710 SH OTHER 24710 0 0
SARA LEE CORP COMMON STOCK 803111103 369 20525 SH DEFINED 20525 0 0
SARA LEE CORP COMMON STOCK 803111103 1242 69026 SH OTHER 67426 0 1600
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 9523 226070 SH DEFINED 223070 3000 0
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 8935 212096 SH OTHER 206844 1993 3259
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 2471 66565 SH DEFINED 64565 2000 0
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 2363 63649 SH OTHER 62299 900 450
SCHLUMBERGER LTD COMMON STOCK 806857108 3632 47472 SH DEFINED 46241 1200 31
SCHLUMBERGER LTD COMMON STOCK 806857108 1925 25159 SH OTHER 24735 269 155
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 2568 45197 SH DEFINED 44381 0 816
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 338 5950 SH OTHER 5320 250 380
</TABLE>
<PAGE> 7
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
SHERWIN WILLIAMS CO COMMON STOCK 824348106 368 16645 SH DEFINED 15245 0 1400
SHERWIN WILLIAMS CO COMMON STOCK 824348106 434 19635 SH OTHER 7435 200 12000
SIGMA ALDRICH CORP COMMON STOCK 826552101 2094 77900 SH DEFINED 200 0 77700
SIGMA ALDRICH CORP COMMON STOCK 826552101 13 500 SH OTHER 500 0 0
SNAP ON INC COMMON STOCK 833034101 234 8932 SH DEFINED 6432 2500 0
SNAP ON INC COMMON STOCK 833034101 24 900 SH OTHER 900 0 0
SOLUTIA INC COMMON STOCK 834376105 197 14733 SH DEFINED 14733 0 0
SOLUTIA INC COMMON STOCK 834376105 20 1500 SH OTHER 1500 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 2 98 SH DEFINED 98 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 239 10395 SH OTHER 10395 0 0
SOUTHERN CO COMMON STOCK 842587107 30 1400 SH DEFINED 1400 0 0
SOUTHERN CO COMMON STOCK 842587107 282 12957 SH OTHER 12733 224 0
SPRINT CORP COMMON STOCK 852061100 757 11963 SH DEFINED 11963 0 0
SPRINT CORP COMMON STOCK 852061100 261 4122 SH OTHER 4122 0 0
SPRINT CORP PCS COMMON STOCK 852061506 394 6012 SH DEFINED 6012 0 0
SPRINT CORP PCS COMMON STOCK 852061506 148 2260 SH OTHER 2260 0 0
STANLEY WORKS COMMON STOCK 854616109 69 2628 SH DEFINED 2628 0 0
STANLEY WORKS COMMON STOCK 854616109 239 9054 SH OTHER 9054 0 0
STAPLES INC COMMON STOCK 855030102 2498 124900 SH DEFINED 124900 0 0
STAPLES INC COMMON STOCK 855030102 623 31157 SH OTHER 30957 200 0
STERIS CORP COMMON STOCK 859152100 101 9900 SH DEFINED 9900 0 0
STERIS CORP COMMON STOCK 859152100 35 3450 SH OTHER 450 3000 0
STRYKER CORP COMMON STOCK 863667101 209 3000 SH OTHER 1000 0 2000
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 16699 178213 SH DEFINED 176824 0 1389
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 7850 83770 SH OTHER 80542 1080 2148
TANDY CORP COMMON STOCK 875382103 1056 20817 SH DEFINED 20724 0 93
TANDY CORP COMMON STOCK 875382103 277 5450 SH OTHER 5450 0 0
TARGET CORP COMMON STOCK 87612E106 135 1800 SH DEFINED 1800 0 0
TARGET CORP COMMON STOCK 87612E106 110 1465 SH OTHER 1465 0 0
TEXACO INC COMMON STOCK 881694103 668 12434 SH DEFINED 11834 400 200
TEXACO INC COMMON STOCK 881694103 2535 47158 SH OTHER 46826 332 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 8696 54348 SH DEFINED 54253 0 95
TEXAS INSTRUMENTS COMMON STOCK 882508104 1260 7874 SH OTHER 7574 100 200
TEXTRON INC COMMON STOCK 883203101 132 2164 SH DEFINED 2164 0 0
TEXTRON INC COMMON STOCK 883203101 188 3088 SH OTHER 3088 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 1200 85690 SH DEFINED 85690 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 30 2153 SH OTHER 1550 153 450
TIME WARNER INC COMMON STOCK 887315109 5199 51987 SH DEFINED 51702 0 285
TIME WARNER INC COMMON STOCK 887315109 1654 16543 SH OTHER 16093 200 250
TRANSOCEAN SEDCO FOREX INC ORD COMMON STOCK G90078109 209 4082 SH DEFINED 4082 0 0
TRANSOCEAN SEDCO FOREX INC ORD COMMON STOCK G90078109 209 4065 SH OTHER 3984 51 30
TRW INC COMMON STOCK 872649108 129 2204 SH DEFINED 2204 0 0
TRW INC COMMON STOCK 872649108 234 4004 SH OTHER 4004 0 0
TYCO INTL LTD NEW COMMON STOCK 902124106 7710 153808 SH DEFINED 144183 5584 4041
TYCO INTL LTD NEW COMMON STOCK 902124106 1874 37380 SH OTHER 36530 200 650
U S WEST INC NEW COMMON STOCK 91273H101 809 11136 SH DEFINED 11136 0 0
U S WEST INC NEW COMMON STOCK 91273H101 805 11088 SH OTHER 10883 0 205
UNB CORP OHIO COMMON STOCK 903056109 391 24615 SH DEFINED 24615 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 49 1260 SH DEFINED 1260 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 213 5444 SH OTHER 5444 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 560 8864 SH DEFINED 8864 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 898 14218 SH OTHER 13818 0 400
VOICESTREAM WIRELESS CORP COMMON STOCK 928615103 855 6641 SH DEFINED 6641 0 0
VOICESTREAM WIRELESS CORP COMMON STOCK 928615103 84 650 SH OTHER 150 0 500
WAL-MART STORES INC COMMON STOCK 931142103 12239 216612 SH DEFINED 216201 0 411
WAL-MART STORES INC COMMON STOCK 931142103 3045 53902 SH OTHER 52156 1046 700
WALGREEN COMPANY COMMON STOCK 931422109 1657 64360 SH DEFINED 64360 0 0
WALGREEN COMPANY COMMON STOCK 931422109 3112 120870 SH OTHER 120870 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 13535 138556 SH DEFINED 135782 1500 1274
WARNER LAMBERT CO COMMON STOCK 934488107 8038 82285 SH OTHER 80499 1396 390
WELLS FARGO & CO NEW COMMON STOCK 949746101 2371 58195 SH DEFINED 58195 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 553 13575 SH OTHER 13575 0 0
WESTVACO CORP COMMON STOCK 961548104 117 3495 SH DEFINED 3495 0 0
WESTVACO CORP COMMON STOCK 961548104 90 2695 SH OTHER 2695 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 405 6903 SH DEFINED 6903 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 971 16570 SH OTHER 16570 0 0
WILLAMETTE IND INC. COMMON STOCK 969133107 365 9097 SH DEFINED 9097 0 0
WILLIAMS COS INC COMMON STOCK 969457100 2373 54013 SH DEFINED 48697 2400 2916
WILLIAMS COS INC COMMON STOCK 969457100 1533 34889 SH OTHER 34697 192 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 66 3325 SH DEFINED 3325 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 307 15384 SH OTHER 15384 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 119 1550 SH DEFINED 1550 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 116 1512 SH OTHER 1512 0 0
XEROX CORP COMMON STOCK 984121103 438 16829 SH DEFINED 16829 0 0
XEROX CORP COMMON STOCK 984121103 292 11243 SH OTHER 9423 1820 0
ARACRUZ CELULOSE S A COMMON STOCK 038496204 551 26000 SH DEFINED 0 0 26000
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 4853 91132 SH DEFINED 86976 2568 1588
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 3863 72538 SH OTHER 71660 628 250
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 119 1824 SH DEFINED 1824 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 240 3662 SH OTHER 2415 0 1247
DIAGEO PLC ADR NEW COMMON STOCK 25243Q205 705 23400 SH DEFINED 0 0 23400
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 619 6598 SH DEFINED 6598 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 641 6834 SH OTHER 6134 700 0
GULF CDA RES LTD COMMON STOCK 40218L305 769 208600 SH DEFINED 0 0 208600
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 6338 53716 SH DEFINED 52024 0 1692
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 5883 49855 SH OTHER 49551 128 176
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 16322 73522 SH DEFINED 73337 0 185
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 4594 20694 SH OTHER 19595 516 583
NORTEL NETWORKS CORP COMMON STOCK 656569100 1988 15759 SH DEFINED 15634 0 125
NORTEL NETWORKS CORP COMMON STOCK 656569100 82 650 SH OTHER 650 0 0
REED INTL PLC-SPONS ADR NEW COMMON STOCK 758212872 455 15200 SH DEFINED 0 0 15200
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 4865 84144 SH DEFINED 80825 1600 1719
</TABLE>
<PAGE> 8
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 1561 27007 SH OTHER 26734 73 200
SEAGRAM LTD COMMON STOCK 811850106 223 3750 SH DEFINED 3450 0 300
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 211 3200 SH DEFINED 3200 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 400 6050 SH OTHER 2050 0 4000
TELEBRAS SPNSD ADR COMMON STOCK 879287308 990 6625 SH DEFINED 300 0 6325
UNILEVER PLC SPNSRD ADR NEW COMMON STOCK 904767704 1481 56685 SH DEFINED 0 0 56685
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 2906 52296 SH DEFINED 52296 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 1120 20160 SH OTHER 18000 460 1700
BARCLAYS BK PLC 11.250% PFD-SE PREFERRED STOCK 06738C505 254 10000 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC 11.250% PFD-SE PREFERRED STOCK 06738C505 738 29000 SH OTHER N.A. N.A. N.A.
ROYAL BK SCTLND GRP 9.500% PFD PREFERRED STOCK 780097408 482 20921 SH DEFINED N.A. N.A. N.A.
ROYAL BK SCTLND GRP 9.500% PFD PREFERRED STOCK 780097408 509 22067 SH OTHER N.A. N.A. N.A.
JOHN HANCOCK BK & THRIFT OPPOR OTHER 409735107 89 12848 SH DEFINED N.A. N.A. N.A.
EQUITY INCOME FUND UT 1 EXC AT OTHER 294700703 219 1112 SH DEFINED N.A. N.A. N.A.
</TABLE>
