<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: FIRSTMERIT BANK N.A., TRUSTEE
ADDRESS: FIRSTMERIT CORPORATION
III CASCADE PLAZA
AKRON, OH 44308
13F FILE NUMBER: 28-7454
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: GARY M. TOTH
TITLE: VICE PRESIDENT
PHONE: (330)849-8911
SIGNATURE,PLACE,AND DATE OF SIGNING:
GARY M. TOTH AKRON, OH 1/8/00
<PAGE> 2
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 477
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,340,848
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A SCHULMAN INC COMMON STOCK 808194104 13 800 SH DEFINED 800 0 0
A SCHULMAN INC COMMON STOCK 808194104 197 12061 SH OTHER 12061 0 0
A T & T CORPORATION COMMON STOCK 001957109 4540 89341 SH DEFINED 85541 2100 1700
A T & T CORPORATION COMMON STOCK 001957109 2924 57538 SH OTHER 57042 496 0
ABBOTT LABORATORIES INC COMMON STOCK 002824100 4273 117662 SH DEFINED 113862 0 3800
ABBOTT LABORATORIES INC COMMON STOCK 002824100 3584 98707 SH OTHER 97907 0 800
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 1863 25675 SH DEFINED 25675 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 334 4600 SH OTHER 4600 0 0
AFFYMETRIX COMMON STOCK 00826T108 1080 6366 SH DEFINED 6333 0 33
AFFYMETRIX COMMON STOCK 00826T108 34 200 SH OTHER 200 0 0
AFLAC INC COMMON STOCK 001055102 102 2170 SH DEFINED 2170 0 0
AFLAC INC COMMON STOCK 001055102 435 9220 SH OTHER 9220 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 365 10880 SH DEFINED 10880 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 430 12805 SH OTHER 12805 0 0
ALCOA INC COMMON STOCK 013817101 1626 19585 SH DEFINED 19087 498 0
ALCOA INC COMMON STOCK 013817101 1049 12643 SH OTHER 12318 125 200
ALLSTATE CORP COMMON STOCK 020002101 300 12485 SH DEFINED 12115 0 370
ALLSTATE CORP COMMON STOCK 020002101 118 4890 SH OTHER 4690 200 0
ALLTEL CORP COMMON STOCK 020039103 1563 18899 SH DEFINED 18899 0 0
ALLTEL CORP COMMON STOCK 020039103 15584 188469 SH OTHER 188469 0 0
AMEREN CORP COMMON STOCK 023608102 188 5741 SH DEFINED 5741 0 0
AMEREN CORP COMMON STOCK 023608102 585 17867 SH OTHER 17867 0 0
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 7116 93787 SH DEFINED 89581 2000 2206
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 976 12862 SH OTHER 12542 120 200
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 293 9128 SH DEFINED 9128 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 426 13266 SH OTHER 12466 800 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 2028 12197 SH DEFINED 11697 0 500
AMERICAN EXPRESS CO COMMON STOCK 025816109 2265 13623 SH OTHER 13223 400 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 378 4981 SH OTHER 4981 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 2760 70313 SH DEFINED 70213 0 100
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 6801 173278 SH OTHER 170678 1000 1600
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 21088 195032 SH DEFINED 191966 1406 1660
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 11823 109347 SH OTHER 107434 970 943
AMGEN INC COMMON STOCK 031162100 7417 123484 SH DEFINED 122388 0 1096
AMGEN INC COMMON STOCK 031162100 1559 25962 SH OTHER 25162 0 800
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 115 3380 SH DEFINED 3380 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 118 3468 SH OTHER 3468 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 35 500 SH DEFINED 500 0 0
ANHEUSER BUSCH COMPANIES INC COMMON STOCK 035229103 560 7900 SH OTHER 7800 100 0
APPLIED MATERIALS INC COMMON STOCK 038222105 661 5220 SH DEFINED 5220 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 367 2900 SH OTHER 2900 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 132 4800 SH DEFINED 4800 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 75 2746 SH OTHER 2746 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1188 13738 SH DEFINED 12738 1000 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1853 21418 SH OTHER 21418 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4430 82234 SH DEFINED 79434 2800 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 5890 109320 SH OTHER 108584 736 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 90 2590 SH DEFINED 2590 0 0
AVALONBAY CMNTYS INC COM COMMON STOCK 053484101 320 9234 SH OTHER 8938 0 296
AVON PRODUCTS INC COMMON STOCK 054303102 62 1875 SH DEFINED 1875 0 0
AVON PRODUCTS INC COMMON STOCK 054303102 149 4500 SH OTHER 4500 0 0
BAKER HUGHES INC COMMON STOCK 057224107 1083 51431 SH DEFINED 11131 0 40300
BAKER HUGHES INC COMMON STOCK 057224107 4 200 SH OTHER 200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 5104 101692 SH DEFINED 96996 2000 2696
</TABLE>
<PAGE> 3
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BANK OF AMERICA CORP COMMON STOCK 060505104 1945 38754 SH OTHER 38639 115 0
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 1714 42852 SH DEFINED 37323 3000 2529
BANK OF NEW YORK COMPANY INC. COMMON STOCK 064057102 164 4109 SH OTHER 3748 121 240
BANK ONE CORP COM COMMON STOCK 06423A103 1146 35804 SH DEFINED 35604 0 200
BANK ONE CORP COM COMMON STOCK 06423A103 1745 54520 SH OTHER 54339 181 0
BAXTER INTL INC COM COMMON STOCK 071813109 1404 22359 SH DEFINED 19059 2000 1300
BAXTER INTL INC COM COMMON STOCK 071813109 462 7359 SH OTHER 7359 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2557 41540 SH DEFINED 40540 1000 0
BELL ATLANTIC CORP COMMON STOCK 077853109 1605 26077 SH OTHER 25981 96 0
BELLSOUTH CORP COMMON STOCK 079860102 3711 79281 SH DEFINED 77281 0 2000
BELLSOUTH CORP COMMON STOCK 079860102 2909 62150 SH OTHER 61718 432 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 340 186 SH DEFINED 186 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 353 193 SH OTHER 180 13 0
BEST BUY INC COMMON STOCK 086516101 1276 25384 SH DEFINED 25384 0 0
BEST BUY INC COMMON STOCK 086516101 109 2175 SH OTHER 2050 125 0
BESTFOODS COMMON STOCK 08658U101 2171 41310 SH DEFINED 17810 0 23500
BESTFOODS COMMON STOCK 08658U101 952 18119 SH OTHER 18119 0 0
BOEING CO COMMON STOCK 097023105 1445 34870 SH DEFINED 33870 0 1000
BOEING CO COMMON STOCK 097023105 1193 28791 SH OTHER 28116 275 400
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 723 33072 SH DEFINED 29072 2000 2000
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 132 6015 SH OTHER 5495 520 0
BRIDGESTREET ACCOMMODATIONS IN COMMON STOCK 108452103 916 610851 SH DEFINED 610851 0 0
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 9900 154229 SH DEFINED 152229 0 2000
BRISTOL-MYERS SQUIBB CO. COMMON STOCK 110122108 15422 240260 SH OTHER 237060 1300 1900
BROADWING INC COMMON STOCK 111620100 89 2400 SH DEFINED 2400 0 0
BROADWING INC COMMON STOCK 111620100 342 9277 SH OTHER 8400 877 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 1664 68607 SH DEFINED 2907 0 65700
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 120 4929 SH OTHER 4929 0 0
CARNIVAL CORP COMMON STOCK 143658102 1246 26062 SH DEFINED 26062 0 0
CARNIVAL CORP COMMON STOCK 143658102 186 3900 SH OTHER 3900 0 0
CATERPILLAR INC COMMON STOCK 149123101 1314 27928 SH DEFINED 26828 400 700
CATERPILLAR INC COMMON STOCK 149123101 1141 24238 SH OTHER 23760 478 0
CBS CORP COMMON STOCK 12490K107 147 2300 SH DEFINED 2300 0 0
CBS CORP COMMON STOCK 12490K107 396 6200 SH OTHER 6200 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 199 10272 SH DEFINED 10272 0 0
CEDAR FAIR LIMITED PARTNERSHIP COMMON STOCK 150185106 140 7200 SH OTHER 7200 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 73 3660 SH DEFINED 3660 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 435 21760 SH OTHER 21610 0 150
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 4865 62621 SH DEFINED 61376 1200 45
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 976 12568 SH OTHER 12466 102 0
CHEVRON CORP COMMON STOCK 166751107 671 7745 SH DEFINED 7745 0 0
CHEVRON CORP COMMON STOCK 166751107 1161 13404 SH OTHER 13404 0 0
CHUBB CORP COMMON STOCK 171232101 121 2140 SH DEFINED 2140 0 0
CHUBB CORP COMMON STOCK 171232101 129 2290 SH OTHER 2190 100 0
CIGNA CORP COMMON STOCK 125509109 48 600 SH DEFINED 600 0 0
CIGNA CORP COMMON STOCK 125509109 247 3061 SH OTHER 3061 0 0
CINERGY CORPORATION COMMON STOCK 172474108 352 14715 SH DEFINED 3715 0 11000
CINERGY CORPORATION COMMON STOCK 172474108 38 1602 SH OTHER 1152 450 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 51584 481531 SH DEFINED 469015 5102 7414
CISCO SYSTEMS INC COMMON STOCK 17275R102 9964 93011 SH OTHER 90125 1182 1704
CITIGROUP INC COMMON STOCK 172967101 7526 135142 SH DEFINED 130215 2637 2290
CITIGROUP INC COMMON STOCK 172967101 2103 37767 SH OTHER 37373 394 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 245 2749 SH OTHER 2749 0 0
COASTAL CORP COMMON STOCK 190441105 251 7076 SH DEFINED 7076 0 0
COCA-COLA CO COMMON STOCK 191216100 4821 82765 SH DEFINED 80239 1400 1126
COCA-COLA CO COMMON STOCK 191216100 7691 132032 SH OTHER 131506 78 448
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2037 31345 SH DEFINED 31345 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 817 12576 SH OTHER 12576 0 0
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 3575 132090 SH DEFINED 43290 4000 84800
COMPAQ COMPUTER CORP. COMMON STOCK 204493100 431 15925 SH OTHER 15825 100 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 168 2404 SH DEFINED 2404 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 106 1515 SH OTHER 1213 134 168
CONEXANT SYS INC COMMON STOCK 207142100 1592 23989 SH DEFINED 23989 0 0
CONEXANT SYS INC COMMON STOCK 207142100 250 3766 SH OTHER 3666 0 100
CONOCO INC COMMON STOCK 208251405 217 8732 SH DEFINED 8732 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 150 4345 SH DEFINED 4345 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 216 6268 SH OTHER 6268 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 799 12305 SH DEFINED 12305 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 389 5992 SH OTHER 5842 0 150
COOPER INDUSTRIES INC COMMON STOCK 216669101 300 7415 SH DEFINED 6415 1000 0
COOPER INDUSTRIES INC COMMON STOCK 216669101 311 7700 SH OTHER 7700 0 0
CORNING INC COMMON STOCK 219350105 5075 39363 SH DEFINED 37395 0 1968
CORNING INC COMMON STOCK 219350105 1389 10771 SH OTHER 10521 150 100
CSX CORP COMMON STOCK 126408103 272 8672 SH DEFINED 8672 0 0
CSX CORP COMMON STOCK 126408103 476 15175 SH OTHER 15175 0 0
CVS CORPORATION COMMON STOCK 126650100 7 176 SH DEFINED 176 0 0
CVS CORPORATION COMMON STOCK 126650100 229 5742 SH OTHER 5742 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 88 1200 SH DEFINED 1200 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 122 1665 SH OTHER 1665 0 0
DEERE & CO COMMON STOCK 244199105 925 21334 SH DEFINED 21334 0 0
DEERE & CO COMMON STOCK 244199105 1082 24943 SH OTHER 24825 118 0
DELL COMPUTER CORP COMMON STOCK 247025109 4289 84095 SH DEFINED 83519 0 576
DELL COMPUTER CORP COMMON STOCK 247025109 508 9955 SH OTHER 9573 0 382
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 110 7010 SH DEFINED 7010 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 67 4223 SH OTHER 4154 69 0
DIEBOLD INC COMMON STOCK 253651103 540 22999 SH DEFINED 18599 4400 0
DIEBOLD INC COMMON STOCK 253651103 220 9376 SH OTHER 9254 122 0
DISNEY, WALT COMPANY COMMON STOCK 254687106 3129 106963 SH DEFINED 99563 3500 3900
DISNEY, WALT COMPANY COMMON STOCK 254687106 683 23361 SH OTHER 22878 483 0
DOVER CORP COMMON STOCK 260003108 1823 40168 SH DEFINED 37768 2400 0
DOVER CORP COMMON STOCK 260003108 994 21900 SH OTHER 21900 0 0
DOW CHEMICAL CORP. COMMON STOCK 260543103 2615 19572 SH DEFINED 18772 300 500
</TABLE>
<PAGE> 4
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DOW CHEMICAL CORP. COMMON STOCK 260543103 4304 32210 SH OTHER 32110 0 100
DQE INC. COMMON STOCK 23329J104 211 6100 SH DEFINED 6100 0 0
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 3599 54638 SH DEFINED 53438 0 1200
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 3072 46632 SH OTHER 45532 950 150
DUKE ENERGY CORPORATION COMMON STOCK 264399106 585 11661 SH DEFINED 10361 1300 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 303 6043 SH OTHER 6043 0 0
E M C CORPORATION COMMON STOCK 268648102 10519 96281 SH DEFINED 94640 1500 141
E M C CORPORATION COMMON STOCK 268648102 2020 18492 SH OTHER 17642 850 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 1936 40590 SH DEFINED 2090 0 38500
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 15 306 SH OTHER 306 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 2237 33767 SH DEFINED 5479 288 28000
EASTMAN KODAK CO COMMON STOCK 277461109 381 5750 SH OTHER 5750 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 196 7500 SH DEFINED 7500 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 492 18800 SH OTHER 18800 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 181 2700 SH DEFINED 2700 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 90 1338 SH OTHER 1338 0 0
ELI LILLY & CO COMMON STOCK 532457108 4172 62730 SH DEFINED 59030 1500 2200
ELI LILLY & CO COMMON STOCK 532457108 3302 49657 SH OTHER 49474 83 100
EMERSON ELECTRIC CO COMMON STOCK 291011104 7428 129472 SH DEFINED 127272 1200 1000
EMERSON ELECTRIC CO COMMON STOCK 291011104 3135 54634 SH OTHER 54634 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 16880 209531 SH DEFINED 205352 0 4179
EXXON MOBIL CORP COMMON STOCK 30231G102 17856 221637 SH OTHER 219175 1559 903
FANNIE MAE COMMON STOCK 313586109 2013 32240 SH DEFINED 32240 0 0
FANNIE MAE COMMON STOCK 313586109 406 6510 SH OTHER 6410 100 0
FDX CORP COMMON STOCK 31304N107 979 23905 SH DEFINED 23905 0 0
FDX CORP COMMON STOCK 31304N107 641 15663 SH OTHER 15663 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 888 12107 SH DEFINED 12107 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 362 4939 SH OTHER 4939 0 0
FIRST UNION CORP COMMON STOCK 337358105 407 12348 SH DEFINED 12248 0 100
FIRST UNION CORP COMMON STOCK 337358105 196 5946 SH OTHER 5586 60 300
FIRSTAR CORP NEW COMMON STOCK 33763V109 70 3299 SH DEFINED 3299 0 0
FIRSTAR CORP NEW COMMON STOCK 33763V109 190 9000 SH OTHER 9000 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 474 20909 SH DEFINED 20809 0 100
FIRSTENERGY CORP COMMON STOCK 337932107 517 22766 SH OTHER 20244 0 2522
FIRSTMERIT CORPORATION COMMON STOCK 337915102 74966 3259403 SH DEFINED 1103141 1142 2155120
FIRSTMERIT CORPORATION COMMON STOCK 337915102 47211 2052667 SH OTHER 1907656 600 144411
FLEET BOSTON FINANCIAL CORP COMMON STOCK 339030108 631 18114 SH DEFINED 13114 3000 2000
FLEET BOSTON FINANCIAL CORP COMMON STOCK 339030108 70 2000 SH OTHER 2000 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 89 2100 SH DEFINED 2100 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 1150 27175 SH OTHER 27175 0 0
FORD MOTOR CO COMMON STOCK 345370100 1048 19658 SH DEFINED 19658 0 0
FORD MOTOR CO COMMON STOCK 345370100 649 12171 SH OTHER 11571 100 500
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 2149 34977 SH DEFINED 34827 0 150
FOREST LABORATORIES INC. CLASS COMMON STOCK 345838106 131 2132 SH OTHER 2132 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 25 768 SH DEFINED 768 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 179 5420 SH OTHER 5420 0 0
FPL GROUP INC COMMON STOCK 302571104 270 6300 SH DEFINED 6300 0 0
FPL GROUP INC COMMON STOCK 302571104 208 4865 SH OTHER 4465 400 0
FREDDIE MAC COMMON STOCK 313400301 2771 58874 SH DEFINED 55389 2000 1485
FREDDIE MAC COMMON STOCK 313400301 293 6225 SH OTHER 6225 0 0
GANNETT COMPANY COMMON STOCK 364730101 433 5304 SH DEFINED 5304 0 0
GANNETT COMPANY COMMON STOCK 364730101 70 861 SH OTHER 661 200 0
GENCORP INC COMMON STOCK 368682100 23 2324 SH DEFINED 2324 0 0
GENCORP INC COMMON STOCK 368682100 266 26900 SH OTHER 26900 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 50658 327352 SH DEFINED 322877 2500 1975
GENERAL ELECTRIC CO COMMON STOCK 369604103 45042 291065 SH OTHER 289346 1459 260
GENERAL MILLS INC COMMON STOCK 370334104 271 7572 SH DEFINED 7572 0 0
GENERAL MILLS INC COMMON STOCK 370334104 441 12348 SH OTHER 12348 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 1002 13783 SH DEFINED 13783 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 791 10887 SH OTHER 10787 100 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 647 12745 SH DEFINED 12745 0 0
GEORGIA PACIFIC CORP COMMON STOCK 373298108 216 4262 SH OTHER 4262 0 0
GILLETTE CO COMMON STOCK 375766102 2247 54562 SH DEFINED 53162 0 1400
GILLETTE CO COMMON STOCK 375766102 2234 54232 SH OTHER 53929 303 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 3082 61633 SH DEFINED 61418 0 215
GLOBAL CROSSING LTD COMMON STOCK G3921A100 395 7905 SH OTHER 7155 350 400
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 491 17479 SH DEFINED 16479 1000 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 239 8520 SH OTHER 8020 0 500
GTE CORP COMMON STOCK 362320103 3452 48926 SH DEFINED 48926 0 0
GTE CORP COMMON STOCK 362320103 2627 37224 SH OTHER 36449 775 0
H J HEINZ CO COMMON STOCK 423074103 1882 47268 SH DEFINED 17468 0 29800
H J HEINZ CO COMMON STOCK 423074103 924 23214 SH OTHER 23214 0 0
HALLIBURTON CO COMMON STOCK 406216101 3317 82418 SH DEFINED 81218 0 1200
HALLIBURTON CO COMMON STOCK 406216101 746 18526 SH OTHER 18244 282 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 465 29736 SH DEFINED 29736 0 0
HEALTHCARE RLTY TR INC COMMON STOCK 421946104 938 60046 SH OTHER 57919 2000 127
HERSHEY FOODS CORP COMMON STOCK 427866108 419 8825 SH DEFINED 8825 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 209 4400 SH OTHER 4400 0 0
HEWLETT PACKARD CORP COMMON STOCK 428236103 7904 69485 SH DEFINED 68154 1260 71
HEWLETT PACKARD CORP COMMON STOCK 428236103 9771 85899 SH OTHER 85288 211 400
HOME DEPOT INC COMMON STOCK 437076102 11411 165983 SH DEFINED 164267 0 1716
HOME DEPOT INC COMMON STOCK 437076102 4164 60573 SH OTHER 60201 222 150
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1975 34238 SH DEFINED 34238 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 811 14057 SH OTHER 13857 200 0
HOUSEHOLD INTL CORP COMMON STOCK 441815107 66 1775 SH DEFINED 1775 0 0
HOUSEHOLD INTL CORP COMMON STOCK 441815107 165 4434 SH OTHER 4434 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 193 8104 SH DEFINED 8104 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 218 9150 SH OTHER 8844 306 0
I R T PROPERTY CO. COMMON STOCK 450058102 27 3477 SH DEFINED 3477 0 0
I R T PROPERTY CO. COMMON STOCK 450058102 60 7737 SH OTHER 7737 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 820 12130 SH DEFINED 12130 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 499 7379 SH OTHER 7379 0 0
</TABLE>
<PAGE> 5
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
IMMUCOR INC COMMON STOCK 452526106 198 15000 SH OTHER 15000 0 0
INTEL CORP COMMON STOCK 458140100 26554 322600 SH DEFINED 315477 2630 4493
INTEL CORP COMMON STOCK 458140100 10107 122787 SH OTHER 121521 796 470
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 5691 52754 SH DEFINED 51062 0 1692
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 5435 50382 SH OTHER 50206 0 176
INTERNATIONAL PAPER CO COMMON STOCK 460146103 1495 26484 SH DEFINED 3884 0 22600
INTERNATIONAL PAPER CO COMMON STOCK 460146103 403 7135 SH OTHER 7135 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 182 3155 SH DEFINED 3155 0 0
INTERPUBLIC GROUP INC COMMON STOCK 460690100 340 5900 SH OTHER 5900 0 0
INTUIT COMMON STOCK 461202103 753 12570 SH DEFINED 12570 0 0
J C PENNEY CO COMMON STOCK 708160106 142 7106 SH DEFINED 7106 0 0
J C PENNEY CO COMMON STOCK 708160106 110 5498 SH OTHER 5498 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 570 4502 SH DEFINED 4502 0 0
J. P. MORGAN & CO COMMON STOCK 616880100 690 5452 SH OTHER 5452 0 0
JDS UNIPHASE CORP COMMON STOCK 46612J101 1468 9100 SH DEFINED 9100 0 0
JDS UNIPHASE CORP COMMON STOCK 46612J101 8 50 SH OTHER 50 0 0
JOHNSON & JOHNSON CO COMMON STOCK 478160104 10280 110238 SH DEFINED 109057 0 1181
JOHNSON & JOHNSON CO COMMON STOCK 478160104 11302 121204 SH OTHER 119192 612 1400
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 1126 50886 SH DEFINED 50686 0 200
KEYCORP BANCSHARES INC. COMMON STOCK 493267108 1928 87162 SH OTHER 87162 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 693 10584 SH DEFINED 8984 1600 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 3288 50239 SH OTHER 50239 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 1606 26970 SH DEFINED 26970 0 0
KNIGHT RIDDER INC COMMON STOCK 499040103 40318 676899 SH OTHER 676299 600 0
KOHLS CORPORATION COMMON STOCK 500255104 1255 17383 SH DEFINED 15910 1400 73
KOHLS CORPORATION COMMON STOCK 500255104 93 1290 SH OTHER 1290 0 0
LINCOLN NATIONAL CORP. IND COMMON STOCK 534187109 225 5636 SH OTHER 5636 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 250 3500 SH DEFINED 3500 0 0
LIQUI BOX CORP COM COMMON STOCK 536314107 1034 20898 SH DEFINED 20898 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 20156 268745 SH DEFINED 259761 4400 4584
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 10361 138148 SH OTHER 136489 1064 595
MANOR CARE INC NEW COMMON STOCK 564055101 875 54700 SH DEFINED 0 0 54700
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 63 2000 SH DEFINED 2000 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 215 6800 SH OTHER 6800 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 27 280 SH DEFINED 280 0 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 526 5500 SH OTHER 5500 0 0
MASCO CORP COMMON STOCK 574599106 544 21454 SH DEFINED 17854 3600 0
MASCO CORP COMMON STOCK 574599106 138 5458 SH OTHER 5458 0 0
MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 368 7800 SH DEFINED 7800 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 577 17899 SH DEFINED 17899 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 212 6587 SH OTHER 6587 0 0
MBNA CORP COMMON STOCK 55262L100 206 7566 SH DEFINED 7566 0 0
MC DONALDS CORP COMMON STOCK 580135101 5654 140243 SH DEFINED 137243 3000 0
MC DONALDS CORP COMMON STOCK 580135101 3098 76848 SH OTHER 76348 400 100
MCI WORLDCOM INC COMMON STOCK 55268B106 15409 290398 SH DEFINED 283877 3000 3521
MCI WORLDCOM INC COMMON STOCK 55268B106 4129 77822 SH OTHER 76259 558 1005
MEDIAONE GROUP INC COMMON STOCK 58440J104 527 6855 SH DEFINED 6855 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 579 7543 SH OTHER 7543 0 0
MEDTRONIC INC COMMON STOCK 585055106 13910 381762 SH DEFINED 369288 4800 7674
MEDTRONIC INC COMMON STOCK 585055106 3618 99281 SH OTHER 93955 3556 1770
MELLON FINANCIAL CORP COMMON STOCK 58551A108 14 400 SH DEFINED 400 0 0
MELLON FINANCIAL CORP COMMON STOCK 58551A108 204 6000 SH OTHER 6000 0 0
MERCK & CO. INC COMMON STOCK 589331107 11709 174269 SH DEFINED 171784 560 1925
MERCK & CO. INC COMMON STOCK 589331107 8760 130374 SH OTHER 128924 650 800
MERRILL LYNCH & CO COMMON STOCK 590188108 1735 20825 SH DEFINED 17925 1500 1400
MERRILL LYNCH & CO COMMON STOCK 590188108 100 1200 SH OTHER 900 0 300
MICRON TECHNOLOGY COMMON STOCK 595112103 194 2500 SH DEFINED 2500 0 0
MICRON TECHNOLOGY COMMON STOCK 595112103 8 100 SH OTHER 0 100 0
MICROSOFT CORP COMMON STOCK 594918104 32205 275842 SH DEFINED 269030 4065 2747
MICROSOFT CORP COMMON STOCK 594918104 9725 83298 SH OTHER 81486 1212 600
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 1452 14833 SH DEFINED 14833 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 2508 25629 SH OTHER 25577 52 0
MONSANTO CO COMMON STOCK 611662107 4711 132944 SH DEFINED 131244 0 1700
MONSANTO CO COMMON STOCK 611662107 1600 45162 SH OTHER 42830 82 2250
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 501 3508 SH DEFINED 3392 0 116
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 188 1315 SH OTHER 1315 0 0
MOTOROLA INC COMMON STOCK 620076109 4928 33464 SH DEFINED 31164 1300 1000
MOTOROLA INC COMMON STOCK 620076109 3626 24622 SH OTHER 24422 200 0
MYLAN LABS INC COMMON STOCK 628530107 1884 74800 SH DEFINED 0 0 74800
NATIONAL CITY CORP COMMON STOCK 635405103 2287 96534 SH DEFINED 96534 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 809 34160 SH OTHER 33160 1000 0
NATIONAL DATA CORP COMMON STOCK 635621105 1086 32000 SH DEFINED 0 0 32000
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 302 15300 SH DEFINED 15300 0 0
NATIONAL GOLF PPTYS INC COMMON STOCK 63623G109 512 25900 SH OTHER 23900 2000 0
NEW YORK TIMES CL A COMMON STOCK 650111107 3621 73710 SH DEFINED 43700 0 30010
NEWELL RUBBERMAID INC COMMON STOCK 651229106 5353 184598 SH DEFINED 183398 0 1200
NEWELL RUBBERMAID INC COMMON STOCK 651229106 50292 1734208 SH OTHER 1514208 0 220000
NIKE INC CLASS B COMMON STOCK 654106103 1043 21045 SH DEFINED 16945 2100 2000
NIKE INC CLASS B COMMON STOCK 654106103 414 8350 SH OTHER 8350 0 0
NOBLE AFFILIATES INC COMMON STOCK 654894104 281 13100 SH DEFINED 0 0 13100
NORDSON CORP COMMON STOCK 655663102 224 4650 SH DEFINED 4650 0 0
NORDSON CORP COMMON STOCK 655663102 769 15943 SH OTHER 15943 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 266 12994 SH DEFINED 12994 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 499 24336 SH OTHER 24336 0 0
NORTHWEST NATURAL GAS CO COMMON STOCK 667655104 230 10500 SH OTHER 10500 0 0
OMNOVA SOLUTIONS INC COMMON STOCK 682129101 18 2327 SH DEFINED 2327 0 0
OMNOVA SOLUTIONS INC COMMON STOCK 682129101 216 27900 SH OTHER 27900 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 460 4104 SH DEFINED 4104 0 0
ORACLE SYSTEMS CORP COMMON STOCK 68389X105 1247 11130 SH OTHER 11130 0 0
P P & L RESOURCES, INC. COMMON STOCK 693499105 408 17849 SH DEFINED 5349 0 12500
P P & L RESOURCES, INC. COMMON STOCK 693499105 1 52 SH OTHER 52 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 712 13885 SH DEFINED 13885 0 0
</TABLE>
<PAGE> 6
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PARKER HANNIFIN CORP COMMON STOCK 701094104 162 3150 SH OTHER 3150 0 0
PEPSICO INC COMMON STOCK 713448108 3731 105850 SH DEFINED 105180 670 0
PEPSICO INC COMMON STOCK 713448108 4824 136857 SH OTHER 133957 500 2400
PFIZER INC COMMON STOCK 717081103 16241 500687 SH DEFINED 493219 6000 1468
PFIZER INC COMMON STOCK 717081103 13775 424657 SH OTHER 423105 702 850
PHELPS DODGE CORP COMMON STOCK 717265102 701 10400 SH DEFINED 0 0 10400
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 432 18783 SH DEFINED 18583 0 200
PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 236 10275 SH OTHER 10275 0 0
PITNEY BOWES INC COMMON STOCK 724479100 75 1550 SH DEFINED 1550 0 0
PITNEY BOWES INC COMMON STOCK 724479100 288 5952 SH OTHER 5952 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 477 10724 SH DEFINED 10724 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 1525 34274 SH OTHER 33874 0 400
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 385 16800 SH DEFINED 4300 0 12500
POTOMAC ELECTRIC POWER CO COMMON STOCK 737679100 89 3880 SH OTHER 3880 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 1468 23472 SH DEFINED 23472 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 966 15445 SH OTHER 15445 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 14125 128926 SH DEFINED 125247 1600 2079
PROCTER & GAMBLE CO COMMON STOCK 742718109 13653 124615 SH OTHER 123809 591 215
PROGRESSIVE CORP COMMON STOCK 743315103 2558 34988 SH DEFINED 34188 800 0
PROGRESSIVE CORP COMMON STOCK 743315103 307 4195 SH OTHER 4127 68 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 22 1129 SH DEFINED 1129 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 355 18298 SH OTHER 18083 0 215
QUAKER OATS CO COMMON STOCK 747402105 1347 20528 SH DEFINED 20059 469 0
QUAKER OATS CO COMMON STOCK 747402105 1790 27272 SH OTHER 27272 0 0
QUALCOMM INC COMMON STOCK 747525103 157 892 SH DEFINED 892 0 0
QUALCOMM INC COMMON STOCK 747525103 123 700 SH OTHER 700 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 486 18297 SH DEFINED 18297 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 85 3206 SH OTHER 3115 91 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 994 20769 SH DEFINED 20769 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 192 4007 SH OTHER 3907 0 100
RPM INCORPORATED OHIO COMMON STOCK 749685103 134 13144 SH DEFINED 13144 0 0
RPM INCORPORATED OHIO COMMON STOCK 749685103 347 34088 SH OTHER 34088 0 0
SARA LEE CORP COMMON STOCK 803111103 446 20225 SH DEFINED 20225 0 0
SARA LEE CORP COMMON STOCK 803111103 1823 82626 SH OTHER 81026 0 1600
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 11083 227348 SH DEFINED 225048 2300 0
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 10272 210698 SH OTHER 208050 1070 1578
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 3055 72084 SH DEFINED 69959 2000 125
SCHERING-PLOUGH CORPORATION COMMON STOCK 806605101 2776 65509 SH OTHER 64159 900 450
SCHLUMBERGER LTD COMMON STOCK 806857108 2766 49285 SH DEFINED 47354 1200 731
SCHLUMBERGER LTD COMMON STOCK 806857108 1370 24409 SH OTHER 23985 269 155
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 1843 48186 SH DEFINED 47370 0 816
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 172 4500 SH OTHER 3670 250 580
SHERWIN WILLIAMS CO COMMON STOCK 824348106 641 30502 SH DEFINED 29102 0 1400
SHERWIN WILLIAMS CO COMMON STOCK 824348106 200 9500 SH OTHER 9300 200 0
SIGMA ALDRICH CORP COMMON STOCK 826552101 2342 77900 SH DEFINED 200 0 77700
SIGMA ALDRICH CORP COMMON STOCK 826552101 15 500 SH OTHER 500 0 0
SNAP ON INC COMMON STOCK 833034101 237 8932 SH DEFINED 6432 2500 0
SNAP ON INC COMMON STOCK 833034101 30 1140 SH OTHER 1140 0 0
SOLUTIA INC COMMON STOCK 834376105 235 15225 SH DEFINED 15225 0 0
SOLUTIA INC COMMON STOCK 834376105 48 3100 SH OTHER 3100 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 236 10395 SH OTHER 10395 0 0
SOUTHERN CO COMMON STOCK 842587107 71 3042 SH DEFINED 3042 0 0
SOUTHERN CO COMMON STOCK 842587107 304 12957 SH OTHER 12733 224 0
SPRINT CORP COMMON STOCK 852061100 805 11963 SH DEFINED 11963 0 0
SPRINT CORP COMMON STOCK 852061100 277 4122 SH OTHER 4122 0 0
SPRINT CORP PCS COMMON STOCK 852061506 313 3056 SH DEFINED 3056 0 0
SPRINT CORP PCS COMMON STOCK 852061506 116 1130 SH OTHER 1130 0 0
STANLEY WORKS COMMON STOCK 854616109 167 5556 SH DEFINED 3306 2250 0
STANLEY WORKS COMMON STOCK 854616109 281 9314 SH OTHER 9314 0 0
STAPLES INC COMMON STOCK 855030102 2554 123062 SH DEFINED 123062 0 0
STAPLES INC COMMON STOCK 855030102 627 30232 SH OTHER 30032 200 0
STERIS CORP COMMON STOCK 859152100 82 8000 SH DEFINED 8000 0 0
STERIS CORP COMMON STOCK 859152100 44 4250 SH OTHER 1250 3000 0
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 11947 154282 SH DEFINED 154120 0 162
SUN MICROSYSTEMS INC. COMMON STOCK 866810104 4674 60358 SH OTHER 59210 500 648
TANDY CORP COMMON STOCK 875382103 897 18240 SH DEFINED 18147 0 93
TANDY CORP COMMON STOCK 875382103 91 1850 SH OTHER 1850 0 0
TEXACO INC COMMON STOCK 881694103 786 14469 SH DEFINED 13869 400 200
TEXACO INC COMMON STOCK 881694103 3468 63858 SH OTHER 63858 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 4105 42485 SH DEFINED 42441 0 44
TEXAS INSTRUMENTS COMMON STOCK 882508104 471 4870 SH OTHER 4670 100 100
TEXTRON INC COMMON STOCK 883203101 126 1648 SH DEFINED 1648 0 0
TEXTRON INC COMMON STOCK 883203101 191 2488 SH OTHER 2488 0 0
THE LIMITED INC COMMON STOCK 532716107 450 10391 SH DEFINED 10391 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 572 87090 SH DEFINED 87090 0 0
THERMO CARDIOSYSTEMS INC COMMON STOCK 88355K200 14 2153 SH OTHER 1550 153 450
TIME WARNER INC COMMON STOCK 887315109 4044 55928 SH DEFINED 55643 0 285
TIME WARNER INC COMMON STOCK 887315109 1146 15848 SH OTHER 15398 200 250
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 58 1512 SH DEFINED 1445 67 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 276 7141 SH OTHER 7141 0 0
TRW INC COMMON STOCK 872649108 129 2484 SH DEFINED 2484 0 0
TRW INC COMMON STOCK 872649108 218 4192 SH OTHER 4192 0 0
TYCO INTL LTD NEW COMMON STOCK 902124106 5690 145885 SH DEFINED 136383 5584 3918
TYCO INTL LTD NEW COMMON STOCK 902124106 1328 34064 SH OTHER 33664 200 200
U S WEST INC NEW COMMON STOCK 91273H101 708 9831 SH DEFINED 9831 0 0
U S WEST INC NEW COMMON STOCK 91273H101 718 9976 SH OTHER 9976 0 0
UNB CORP OHIO COMMON STOCK 903056109 344 26315 SH DEFINED 26315 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 93 2130 SH DEFINED 2130 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 276 6316 SH OTHER 6316 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 940 14464 SH DEFINED 13464 0 1000
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 924 14218 SH OTHER 13818 0 400
WAL-MART STORES INC COMMON STOCK 931142103 14337 207404 SH DEFINED 206193 0 1211
</TABLE>
<PAGE> 7
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WAL-MART STORES INC COMMON STOCK 931142103 3378 48871 SH OTHER 48125 446 300
WALGREEN COMPANY COMMON STOCK 931422109 2242 76660 SH DEFINED 75460 0 1200
WALGREEN COMPANY COMMON STOCK 931422109 3594 122870 SH OTHER 122870 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 12688 154850 SH DEFINED 151984 1500 1366
WARNER LAMBERT CO COMMON STOCK 934488107 6187 75506 SH OTHER 74420 796 290
WAYNE BANCORP INC COMMON STOCK 944293109 221 9424 SH DEFINED 9424 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 2054 50800 SH DEFINED 50800 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 515 12725 SH OTHER 12725 0 0
WESTVACO CORP COMMON STOCK 961548104 114 3495 SH DEFINED 3495 0 0
WESTVACO CORP COMMON STOCK 961548104 107 3290 SH OTHER 3290 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 76 1054 SH DEFINED 1054 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 890 12400 SH OTHER 12400 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 461 7089 SH DEFINED 6903 186 0
WHIRLPOOL CORP COMMON STOCK 963320106 1150 17670 SH OTHER 17670 0 0
WILLAMETTE IND INC. COMMON STOCK 969133107 422 9097 SH DEFINED 9097 0 0
WILLIAMS COS INC COMMON STOCK 969457100 1657 54224 SH DEFINED 48908 2400 2916
WILLIAMS COS INC COMMON STOCK 969457100 1061 34724 SH OTHER 34532 192 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 64 3325 SH DEFINED 3325 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 283 14684 SH OTHER 14684 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 151 1820 SH DEFINED 1820 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 125 1512 SH OTHER 1512 0 0
XEROX CORP COMMON STOCK 984121103 462 20369 SH DEFINED 20369 0 0
XEROX CORP COMMON STOCK 984121103 236 10420 SH OTHER 10420 0 0
ARACRUZ CELULOSE S A COMMON STOCK 038496204 683 26000 SH DEFINED 0 0 26000
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 5398 91003 SH DEFINED 86847 2568 1588
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 5084 85713 SH OTHER 85085 628 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 171 2191 SH DEFINED 2191 0 0
DAIMLERCHRYSLER AG ORD COMMON STOCK D1668R123 196 2515 SH OTHER 2515 0 0
DIAGEO PLC ADR NEW COMMON STOCK 25243Q205 758 23690 SH DEFINED 290 0 23400
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 484 7363 SH DEFINED 7363 0 0
ERICSSON, L M TEL CO CL B SEK COMMON STOCK 294821400 431 6554 SH OTHER 6554 0 0
GULF CDA RES LTD COMMON STOCK 40218L305 704 208600 SH DEFINED 0 0 208600
NEWS CORP LTD COMMON STOCK 652487802 1406 42050 SH DEFINED 250 0 41800
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 12820 67098 SH DEFINED 67031 0 67
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 2945 15414 SH OTHER 14956 250 208
NORTEL NETWORKS CORP COMMON STOCK 656569100 316 3126 SH DEFINED 3126 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 10 100 SH OTHER 100 0 0
REED INTL PLC-SPONS ADR NEW COMMON STOCK 758212872 1105 37000 SH DEFINED 0 0 37000
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 4862 80275 SH DEFINED 76956 1600 1719
ROYAL DUTCH PET CO NY REGISTRY COMMON STOCK 780257804 1574 25982 SH OTHER 25709 73 200
SEAGRAM LTD COMMON STOCK 811850106 213 4750 SH DEFINED 4450 0 300
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 205 3200 SH DEFINED 3200 0 0
SMITHKLINE BEECHAM PLC REPSTG COMMON STOCK 832378301 173 2700 SH OTHER 2700 0 0
TELEBRAS SPNSD ADR COMMON STOCK 879287308 982 7625 SH DEFINED 0 0 7625
UNILEVER PLC SPNSRD ADR NEW COMMON STOCK 904767704 1176 38885 SH DEFINED 0 0 38885
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 2161 43660 SH DEFINED 43660 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 884 17865 SH OTHER 17405 460 0
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 268 10500 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER C PFD PREFERRED STOCK 06738C505 836 32800 SH OTHER N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 49 1900 SH DEFINED N.A. N.A. N.A.
BARCLAYS BK PLC ADR SER D PFD PREFERRED STOCK 06738C802 850 32700 SH OTHER N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 491 22821 SH DEFINED N.A. N.A. N.A.
RYL BK SCOTLAND GRP PLC ADR PF PREFERRED STOCK 780097408 558 25967 SH OTHER N.A. N.A. N.A.
EQUITY INCOME FUND UT 1 EXC AT OTHER 294700703 226 1112 SH DEFINED N.A. N.A. N.A.
JOHN HANCOCK BK & THRIFT OPPOR OTHER 409735107 100 11848 SH DEFINED N.A. N.A. N.A.
</TABLE>
