UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended : December 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one): [ ] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing This Report:
Name: Robert Edwards
Terre Haute First National Bank
One First Financial Plaza
Terre Haute, IN 47807
Form 13F File Number: 28-7452
The institutional investment manager filing this report and the
person by whom it is signed herebyb represent that the person
signing the report is authorized to submit it, that all information
contained herein is true, correct and complete, and that it is
understood that all required items, statements, schedules, lists,
and tables are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: David A. Wuellner
Title: Trust Operations Officer
Phone: 812-238-6216
Signature, Place and Date of Signing:
Terre Haute, IN February 8, 2000
Signature City, State Date
Report Type: (Check only one):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report)
[ ] 13F NOTICE. (Check here if no holdings reported are in this
Report, and all holdings are reported by other reporting managers).
[ ] 13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this report
and a portion are reported by other reporting managers).
<PAGE>
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 478
Form 13F Information Table Value Total: $ 127,356
(Thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s)
of all institutional investment managers with respect to which this
report is filed, other than the manager filing this report.
NONE
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLER-CHRYSLER AG D1668R123 26 339 SH SOLE 339 0 0
TRANSOCEAN OFFSHORE INC CAYMAN ISLANDS G90076103 22 700 SH SOLE 700 0 0
ACM GOVERNMENT INCOME FUND 000912105 9 1500 SH SOLE 1500 0 0
AGL RESOURCES INC 001204106 10 600 SH DEFINED 600 0 0
AT&T CORP COM 001957109 1384 27246 SH SOLE 27246 0 0
AT&T CORP COM 001957109 972 19134 SH DEFINED 16884 2250 0
ABBOTT LABS COM 002824100 61 1700 SH SOLE 1700 0 0
ABBOTT LABS COM 002824100 152 4200 SH DEFINED 4200 0 0
ABERCROMBIE & FITCH CO CL A 002896207 13 500 SH SOLE 500 0 0
ACTION PERFORMANCE COMPANY 004933107 2 200 SH DEFINED 200 0 0
ADOBE SYSTEMS INC 00724F101 6 100 SH SOLE 100 0 0
AETNA INCORPORATED 008117103 7 141 SH SOLE 141 0 0
AIR PRODUCTS & CHEMICAL INC 009158106 10 320 SH SOLE 320 0 0
AIR PRODUCTS & CHEMICAL INC 009158106 10 300 SH DEFINED 300 0 0
AIRBOURNE FREIGHT CORP 009266107 158 6000 SH SOLE 6000 0 0
ALBERTSON'S INC 013104104 37 1160 SH SOLE 1160 0 0
ALBERTSON'S INC 013104104 25 800 SH DEFINED 800 0 0
ALCOA INC 013817101 173 2090 SH SOLE 2090 0 0
ALCOA INC 013817101 49 600 SH DEFINED 600 0 0
ALLIANT CORP 018802108 20 758 SH SOLE 758 0 0
ALLIED WASTE INDS INC COM PAR$.01NEW 019589308 13 1500 SH DEFINED 1500 0 0
THE ALLSTATE CORPORATION 020002101 18 755 SH SOLE 755 0 0
THE ALLSTATE CORPORATION 020002101 23 962 SH DEFINED 962 0 0
AMEREN CORP COM 023608102 48 1494 SH SOLE 1494 0 0
AMEREN CORP COM 023608102 30 931 SH DEFINED 931 0 0
AMERICA ONLINE INC 02364J104 644 8500 SH SOLE 8500 0 0
AMERICAN ELEC PWR INC COM 025537101 13 428 SH SOLE 428 0 0
AMERICAN ELEC PWR INC COM 025537101 24 771 SH DEFINED 771 0 0
AMERICAN EXPRESS CO COM 025816109 33 200 SH DEFINED 200 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AMERICAN FREIGHTWAYS CORP 02629V108 4 250 SH DEFINED 250 0 0
AMERICAN GENERAL CORP COM 026351106 124 1636 SH DEFINED 1636 0 0
AMERICAN HOME PRODS CORP COM 026609107 857 21836 SH SOLE 21836 0 0
AMERICAN HOME PRODS CORP COM 026609107 278 7100 SH DEFINED 7100 0 0
AMERICAN INTERNATIONAL GROUP INC 026874107 101 937 SH SOLE 937 0 0
AMERICAN INTERNATIONAL GROUP INC 026874107 251 2330 SH DEFINED 2330 0 0
AMERICAN WTR WKS INC COM 030411102 7 360 SH SOLE 360 0 0
AMGEN INC COM 031162100 222 3710 SH SOLE 3710 0 0
AMGEN INC COM 031162100 240 4000 SH DEFINED 4000 0 0
A O N CORPORATION 037389103 4 112 SH SOLE 112 0 0
APOLLO GROUP INCORPORATED 037604105 8 400 SH SOLE 400 0 0
ASCENT ENTMT GROUP INC COM 043628106 1 127 SH SOLE 127 0 0
ASSOCIATES FIRST CAP CORP CL A 046008108 5 200 SH SOLE 200 0 0
ASSOCIATES FIRST CAP CORP CL A 046008108 28 1048 SH DEFINED 1048 0 0
ATLANTIC RICHFIELD CO COM 048825103 43 500 SH SOLE 500 0 0
ATLANTIC RICHFIELD CO COM 048825103 38 450 SH DEFINED 450 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 280 5200 SH SOLE 5200 0 0
BP AMOCO PLC SPONSORED ADR 055622104 3792 63946 SH SOLE 63946 0 0
BP AMOCO PLC SPONSORED ADR 055622104 8386 141402 SH DEFINED 138432 2970 0
BRE PROPERTIES INC CL A 05564E106 31 1400 SH DEFINED 1400 0 0
BAKER HUGHES INC COM 057224107 4 204 SH SOLE 204 0 0
BANDAG INC COM 059815100 2 100 SH SOLE 100 0 0
BANDAG INC CLASS - A 059815308 2 100 SH SOLE 100 0 0
BANK OF AMERICA CORP 060505104 71 1434 SH SOLE 1434 0 0
BANK OF AMERICA CORP 060505104 188 3752 SH DEFINED 3752 0 0
BANK ONE CORP 06423A103 443 13864 SH SOLE 13864 0 0
BANK ONE CORP 06423A103 463 14484 SH DEFINED 11944 2540 0
BARNES GROUP INCORPORATED 067806109 4 300 SH SOLE 300 0 0
BARRICK GOLD CORP 067901108 5 300 SH SOLE 300 0 0
BAXTER INTL INC COM 071813109 81 1300 SH SOLE 1300 0 0
BAXTER INTL INC COM 071813109 131 2100 SH DEFINED 2100 0 0
BEAR STEARNS CO 073902108 327 7665 SH SOLE 7665 0 0
BELL ATLANTIC CORP COM 077853109 66 1083 SH SOLE 1083 0 0
BELL ATLANTIC CORP COM 077853109 52 858 SH DEFINED 858 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BELLSOUTH CORP COM 079860102 259 5534 SH SOLE 5534 0 0
BELLSOUTH CORP COM 079860102 308 6600 SH DEFINED 6600 0 0
BEMIS INC COM 081437105 2 60 SH DEFINED 60 0 0
BERKSHIRE HATHAWAY INC 084670108 224 4 SH DEFINED 4 0 0
BERKSHIRE HATHAWAY CL B 084670207 5 3 SH SOLE 3 0 0
BEST FOODS 08658U101 367 7000 SH SOLE 7000 0 0
BEST FOODS 08658U101 105 2000 SH DEFINED 0 2000 0
BIOMET INC COM 090613100 8 200 SH SOLE 200 0 0
BIOMET INC COM 090613100 4 100 SH DEFINED 100 0 0
BLACK & DECKER 091797100 368 7050 SH SOLE 7050 0 0
BOEING CO COM 097023105 36 872 SH DEFINED 872 0 0
BOSTON SCIENTIFIC CORP 101137107 29 1366 SH SOLE 1366 0 0
BRADLEY REAL ESTATE INC. 104580105 34 2000 SH SOLE 2000 0 0
BRISTOL-MYERS SQUIBB CO 110122108 359 5605 SH SOLE 5605 0 0
BRISTOL-MYERS SQUIBB CO 110122108 564 8800 SH DEFINED 8800 0 0
BURLINGTON NORTHERN SANTA FE 12189T104 32 1353 SH DEFINED 1353 0 0
BURLINGTON RES INC COM 122014103 132 4000 SH SOLE 4000 0 0
BURLINGTON RES INC COM 122014103 13 418 SH DEFINED 418 0 0
CBS CORPORATION 12490K107 19 300 SH SOLE 300 0 0
CBS CORPORATION 12490K107 51 800 SH DEFINED 800 0 0
CH ENERGY GROUP INC 12541M102 16 500 SH SOLE 500 0 0
CH ENERGY GROUP INC 12541M102 19 600 SH DEFINED 600 0 0
CIGNA CORP COM 125509109 70 879 SH DEFINED 879 0 0
CMG INFORMATION SVCS 125750109 110 400 SH SOLE 400 0 0
CMG INFORMATION SVCS 125750109 1107 4000 SH DEFINED 4000 0 0
CSX CORP COM 126408103 4 134 SH SOLE 134 0 0
CSX CORP COM 126408103 31 1000 SH DEFINED 1000 0 0
CVS CORP COM 126650100 12 320 SH SOLE 320 0 0
CVS CORP COM 126650100 215 5408 SH DEFINED 5408 0 0
CAMDEN PROPERTY TRUST 133131102 11 400 SH SOLE 400 0 0
CAMPBELL SOUP CO COM 134429109 166 4300 SH SOLE 4300 0 0
CAPSTEAD MTGE SER B 14067E308 1 200 SH SOLE 200 0 0
CARDINAL HEALTH INC 14149Y108 455 9525 SH SOLE 9525 0 0
CARDINAL HEALTH INC 14149Y108 24 522 SH DEFINED 522 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CAREMARK RX INC 141705103 0 151 SH DEFINED 151 0 0
CATELLUS DEVELOPEMENT CORP 149111106 0 70 SH DEFINED 70 0 0
CATERPILLAR INC DEL COM 149123101 47 1000 SH DEFINED 0 1000 0
CELTRIX PHARMACEUTICALS, INC COM 151186103 1 375 SH DEFINED 375 0 0
CENTRAL & SOUTH WEST CORP COM 152357109 13 690 SH SOLE 690 0 0
CENTRAL & SOUTH WEST CORP COM 152357109 20 1030 SH DEFINED 1030 0 0
CHAMPION INTL CORP COM 158525105 4 71 SH SOLE 71 0 0
CHAMPION INTL CORP COM 158525105 12 200 SH DEFINED 200 0 0
CHASE MANHATTAN CORP NEW COM 16161A108 37 481 SH SOLE 481 0 0
CHASE MANHATTAN CORP NEW COM 16161A108 113 1456 SH DEFINED 416 1040 0
CHEVRON CORPORATION COM 166751107 87 1008 SH SOLE 1008 0 0
CHEVRON CORPORATION COM 166751107 310 3590 SH DEFINED 2440 1150 0
CHIRON CORPORATION 170040109 31 740 SH SOLE 740 0 0
CINERGY CORP COM 172474108 224 9372 SH SOLE 9372 0 0
CINERGY CORP COM 172474108 66 2792 SH DEFINED 792 2000 0
CIRCLE INCOME SHS INC COM 172572109 22 2500 SH SOLE 2500 0 0
CISCO SYSTEMS INC 17275R102 2291 21396 SH SOLE 21396 0 0
CISCO SYSTEMS INC 17275R102 719 6720 SH DEFINED 6720 0 0
CITIGROUP INC COM 172967101 69 1250 SH SOLE 1250 0 0
CITIGROUP INC COM 172967101 114 2053 SH DEFINED 2053 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 8 100 SH SOLE 100 0 0
COASTAL CORP COM 190441105 26 740 SH DEFINED 740 0 0
COCA COLA CO COM 191216100 493 8474 SH SOLE 8474 0 0
COCA COLA CO COM 191216100 379 6520 SH DEFINED 4520 2000 0
COHESION TECHNOLOGIES INC 19248N101 13 1500 SH DEFINED 1500 0 0
COLGATE-PALMOLIVE CO 194162103 54 840 SH SOLE 840 0 0
COLGATE-PALMOLIVE CO 194162103 26 400 SH DEFINED 400 0 0
COLUMBIA/HCA HEALTHCARE CORPCOM 197677107 38 1300 SH SOLE 1300 0 0
COLUMBIA/HCA HEALTHCARE CORPCOM 197677107 99 3396 SH DEFINED 3396 0 0
COMPAQ COMPUTER 204493100 169 6250 SH SOLE 6250 0 0
COMPAQ COMPUTER 204493100 405 15000 SH DEFINED 15000 0 0
COMPUTER SCIENCES CORP 205363104 180 1910 SH SOLE 1910 0 0
COMPUTER SCIENCES CORP 205363104 18 200 SH DEFINED 200 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COMSAT CORPORATION 20564D107 1 60 SH SOLE 60 0 0
CONAGRA INC 205887102 22 1000 SH SOLE 1000 0 0
CONECTIV INC 206829103 20 1200 SH SOLE 1200 0 0
CONOCO CL B 208251405 6 245 SH SOLE 245 0 0
CONOCO CL B 208251405 9 369 SH DEFINED 369 0 0
CONSECO INC 208464107 16 900 SH SOLE 900 0 0
CONSOLIDATED EDISON INC COM 209115104 6 200 SH SOLE 200 0 0
CONSOLIDATED NAT GAS CO COM 209615103 32 500 SH SOLE 500 0 0
CONSOLIDATED STORES CORP 210149100 4 300 SH SOLE 300 0 0
DPL INC COM 233293109 23 1350 SH SOLE 1350 0 0
DPL INC COM 233293109 13 788 SH DEFINED 788 0 0
DANA CORPORATION 235811106 10 350 SH DEFINED 350 0 0
DANAHER CORPORATION 235851102 41 850 SH SOLE 850 0 0
DEERE & COMPANY 244199105 11 265 SH SOLE 265 0 0
DEERE & COMPANY 244199105 20 465 SH DEFINED 465 0 0
DELL COMPUTER 247025109 438 8600 SH SOLE 8600 0 0
DELL COMPUTER 247025109 4 80 SH DEFINED 80 0 0
DELPHI AUTOMOTIVE SYSTEMS 247126105 19 1242 SH SOLE 1242 0 0
DELPHI AUTOMOTIVE SYSTEMS 247126105 2 139 SH DEFINED 139 0 0
DELUXE CORP COM 248019101 4 175 SH SOLE 175 0 0
DIAL CORPORATION (NEW) 25247D101 30 1248 SH DEFINED 1248 0 0
DIEBOLD INC 253651103 2 100 SH SOLE 100 0 0
DISNEY WALT COMPANY HOLDING CO 254687106 598 20450 SH SOLE 20450 0 0
DISNEY WALT COMPANY HOLDING CO 254687106 304 10425 SH DEFINED 10425 0 0
DOMINION RES INC VA COM 257470104 19 500 SH SOLE 500 0 0
DOW CHEMICAL COMPANY COM 260543103 207 1550 SH SOLE 1550 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 264 4023 SH SOLE 4023 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 455 6915 SH DEFINED 6915 0 0
DUFF & PHELPS UTILITIES INCOME, INC 264324104 197 23785 SH SOLE 23785 0 0
DUFF & PHELPS UTILITIES INCOME, INC 264324104 12 1500 SH DEFINED 1500 0 0
DUKE POWER COMPANY COMMON 264399106 243 4850 SH SOLE 4850 0 0
DUKE POWER COMPANY COMMON 264399106 88 1758 SH DEFINED 1758 0 0
DUKE WEEKS REALTY CORP COM NEW 264411505 175 9000 SH SOLE 9000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EEX CORP NEW 26842V207 0 123 SH DEFINED 123 0 0
EASTMAN CHEM CO COM 277432100 52 1108 SH DEFINED 1108 0 0
EASTMAN KODAK CO COM 277461109 482 7276 SH DEFINED 6276 1000 0
ECOLAB INC 278865100 19 500 SH SOLE 500 0 0
EDISON INTERNATIONAL 281020107 18 704 SH DEFINED 704 0 0
A.G. EDWARDS INC 281760108 15 480 SH DEFINED 480 0 0
EL PASO ENERGY CORP 283905107 7 200 SH DEFINED 200 0 0
ELECTRONIC ARTS INC COM 285512109 100 1200 SH SOLE 1200 0 0
ELECTRONIC DATA SYSTEMS CORP 285661104 9 136 SH SOLE 136 0 0
ELECTRONICS FOR IMAGING INC 286082102 29 500 SH SOLE 500 0 0
EMERSON ELEC CO 291011104 126 2200 SH SOLE 2200 0 0
EMERSON ELEC CO 291011104 45 800 SH DEFINED 800 0 0
ENERGEN CORP COM 29265N108 56 3150 SH DEFINED 3150 0 0
ENGLEHARD CORPORATION 292845104 9 505 SH DEFINED 505 0 0
ENRON CORP 293561106 193 4370 SH SOLE 4370 0 0
UTS EQUITY INCOME FUND 1ST EXCHANGE SER AT&T 294700703 121 600 SH SOLE 600 0 0
EQUITY OFFICE PPTY TR 294741103 12 500 SH DEFINED 500 0 0
EQUITY RESIDENTIAL PPTYS TR SH BEN INT 29476L107 27 637 SH SOLE 637 0 0
EQUITY RESIDENTIAL PPTYS TR SH BEN INT 29476L107 42 1000 SH DEFINED 1000 0 0
EXXON MOBIL CORP 30231G102 2274 28236 SH SOLE 28236 0 0
EXXON MOBIL CORP 30231G102 2428 30144 SH DEFINED 29144 1000 0
FPL GROUP INC COM 302571104 113 2650 SH SOLE 2650 0 0
FEDERAL HOME LN MTG CORP COM 313400301 18 400 SH SOLE 400 0 0
FEDERAL NATIONAL MTGE COM 313586109 587 9405 SH SOLE 9405 0 0
FEDERAL NATIONAL MTGE COM 313586109 49 800 SH DEFINED 800 0 0
FEDERAL REALTY INVESTMENT TRUST 313747206 18 1000 SH SOLE 1000 0 0
FERRELLGAS PARTNERS LP 315293100 5 400 SH SOLE 400 0 0
FIFTH THIRD BANCORP COM 316773100 309 4218 SH SOLE 4218 0 0
FIFTH THIRD BANCORP COM 316773100 62 853 SH DEFINED 853 0 0
FINOVA GROUP INC COM 317928109 22 624 SH DEFINED 624 0 0
FIRST DATA CORP COM 319963104 48 980 SH SOLE 980 0 0
FIRST FINANCIAL CORPORATION 320218100 25265 608797 SH SOLE 608797 0 0
FIRST FINANCIAL CORPORATION 320218100 2281 54980 SH DEFINED 38479 16501 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FIRST INDIANA CORPORATION 32054R108 81 3746 SH SOLE 3746 0 0
FIRST TENN NATL CORP COM 337162101 136 4800 SH DEFINED 4800 0 0
FIRST UNION CORP 337358105 53 1620 SH DEFINED 1620 0 0
FIRSTAR CORP WISC NEW 33763V109 99 4704 SH DEFINED 4704 0 0
FIRSTENERGY CORPORATION 337932107 16 737 SH SOLE 737 0 0
FIRSTENERGY CORPORATION 337932107 4 200 SH DEFINED 200 0 0
FLEETBOSTON FINANCIAL CORP 339030108 139 4000 SH SOLE 4000 0 0
FOOTSTAR INC 344912100 23 778 SH DEFINED 778 0 0
FORD MTR CO DEL COM 345370100 69 1300 SH SOLE 1300 0 0
FORD MTR CO DEL COM 345370100 106 2000 SH DEFINED 2000 0 0
FORT DEARBORN INCOME SECS 347200107 10 820 SH DEFINED 820 0 0
FORTUNE BRANDS INC COM 349631101 114 3450 SH SOLE 3450 0 0
FORTUNE BRANDS INC COM 349631101 103 3144 SH DEFINED 3144 0 0
FOSTER WHEELER CORP COM 350244109 0 64 SH DEFINED 64 0 0
FRANCHISE FIN CORP AMER COM 351807102 10 454 SH SOLE 454 0 0
GTE CORP COM 362320103 893 12662 SH SOLE 12662 0 0
GTE CORP COM 362320103 162 2310 SH DEFINED 2310 0 0
GALLAHER GROUP PLC 363595109 25 1650 SH SOLE 1650 0 0
GALLAHER GROUP PLC 363595109 37 2444 SH DEFINED 2444 0 0
GANNETT INC COM 364730101 3 40 SH SOLE 40 0 0
GARTNER GROUP INC CL B 366651206 2 173 SH SOLE 173 0 0
GATEWAY INC 367626108 18 250 SH SOLE 250 0 0
GENERAL ELEC CO COM 369604103 4687 30294 SH SOLE 30294 0 0
GENERAL ELEC CO COM 369604103 6521 42142 SH DEFINED 40142 2000 0
GENERAL MLS INC COM 370334104 14 400 SH SOLE 400 0 0
GENERAL MTRS CORP COM 370442105 146 2022 SH SOLE 2022 0 0
GENERAL MTRS CORP COM 370442105 14 200 SH DEFINED 200 0 0
GENERAL MOTORS CORP CLASS H NEW 370442832 3 34 SH SOLE 34 0 0
GILLETTE CO COM 375766102 255 6210 SH SOLE 6210 0 0
GILLETTE CO COM 375766102 16 400 SH DEFINED 400 0 0
GLAXO WELLCOME PLC SPNSR ADR 37733W105 8 150 SH SOLE 150 0 0
GOODRICH B F COMPANY 382388106 3 120 SH DEFINED 120 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 5 200 SH DEFINED 200 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GRACE WR&CO DEL NEW COM 38388F108 28 2014 SH SOLE 2014 0 0
GREAT LAKES CHEMICAL COM 390568103 17 450 SH SOLE 450 0 0
HALLIBURTON CO COM 406216101 171 4250 SH SOLE 4250 0 0
HALLIBURTON CO COM 406216101 95 2380 SH DEFINED 2380 0 0
JOHN HANCOCK BK & THRIFT OPP FUND 409735107 54 6500 SH SOLE 6500 0 0
JOHN HANCOCK BK & THRIFT OPP FUND 409735107 71 8500 SH DEFINED 8500 0 0
HANCOCK JOHN PATRIOT PREMIUM DIVIDEND FUND 41013Q101 19 2500 SH SOLE 2500 0 0
HARLEY DAVIDSON INC COM 412822108 5 80 SH SOLE 80 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 539 11398 SH SOLE 11398 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 37 800 SH DEFINED 800 0 0
HARTFORD LIFE CL - A 416592103 198 4500 SH SOLE 4500 0 0
HARTFORD LIFE CL - A 416592103 88 2000 SH DEFINED 500 1500 0
HEALTHSOUTH CORP COM 421924101 10 2000 SH SOLE 2000 0 0
HEALTHSOUTH CORP COM 421924101 13 2500 SH DEFINED 2500 0 0
HEALTH MGMT ASSOC INC NEW CL A 421933102 24 1800 SH SOLE 1800 0 0
HEINZ H J CO COM 423074103 95 2400 SH SOLE 2400 0 0
HEINZ H J CO COM 423074103 51 1300 SH DEFINED 300 1000 0
HEWLETT PACKARD CO COM 428236103 175 1540 SH SOLE 1540 0 0
HEWLETT PACKARD CO COM 428236103 602 5295 SH DEFINED 5295 0 0
HIGHLANDS INSURANCE GROUP 431032101 0 100 SH DEFINED 100 0 0
HOME DEPOT INC COM 437076102 645 9390 SH SOLE 9390 0 0
HONEYWELL INT'L INC 438516106 31 546 SH SOLE 546 0 0
HONEYWELL INT'L INC 438516106 36 636 SH DEFINED 636 0 0
HUMANA INC COM 444859102 8 1000 SH SOLE 1000 0 0
IMS HEALTH INC 449934108 92 3390 SH SOLE 3390 0 0
ITT INDUSTRIES INC 450911102 8 262 SH SOLE 262 0 0
IDACORP INC 451107106 54 2036 SH SOLE 2036 0 0
ILLINOIS TOOL WORKS INC 452308109 34 504 SH SOLE 504 0 0
ILLINOVA CORP 452317100 17 500 SH SOLE 500 0 0
IMATION CORPORATION 45245A107 4 128 SH SOLE 128 0 0
IMATION CORPORATION 45245A107 27 823 SH DEFINED 823 0 0
IMMUNOMEDICS 452907108 24 2000 SH SOLE 2000 0 0
INDEPENDENCE SQUARE INC 453779100 21 1400 SH SOLE 1400 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INDIANA ENERGY INC COM 454707100 626 35324 SH SOLE 35324 0 0
INDIANA ENERGY INC COM 454707100 128 7264 SH DEFINED 3266 3998 0
INTEL CORP COM 458140100 626 7611 SH SOLE 7611 0 0
INTEL CORP COM 458140100 1037 12600 SH DEFINED 12600 0 0
INTELECT COMM INC COM 458144102 0 10 SH DEFINED 10 0 0
INTERNATL BUSINESS MACHINES 459200101 1079 10005 SH SOLE 10005 0 0
INTERNATL BUSINESS MACHINES 459200101 308 2864 SH DEFINED 1864 1000 0
INVACARE CORPORATION 461203101 21 1075 SH SOLE 1075 0 0
IPALCO ENTERPRISES INC COM 462613100 551 32335 SH SOLE 32335 0 0
IPALCO ENTERPRISES INC COM 462613100 441 25868 SH DEFINED 22868 3000 0
IRWIN FINANCIAL CORPORATION 464119106 28 1600 SH SOLE 1600 0 0
JOHNSON & JOHNSON COM 478160104 127 1366 SH SOLE 1366 0 0
JOHNSON & JOHNSON COM 478160104 55 600 SH DEFINED 600 0 0
K MART CORP COM 482584109 6 600 SH SOLE 600 0 0
KERR-MCGEE CORP 492386107 242 3904 SH DEFINED 3904 0 0
KIMBERLY CLARK CORP COM 494368103 6 95 SH SOLE 95 0 0
KOHLS CORPORATION 500255104 64 900 SH SOLE 900 0 0
KROGER CO COM 501044101 0 40 SH SOLE 40 0 0
KROGER CO COM 501044101 0 20 SH DEFINED 20 0 0
LCA - VISION INC COM NEW 501803209 2 431 SH DEFINED 431 0 0
LG & E ENERGY CORP 501917108 6 400 SH SOLE 400 0 0
LG & E ENERGY CORP 501917108 5 334 SH DEFINED 334 0 0
LAKEHEAD PIPE LINE PARTNERS 511557100 8 250 SH SOLE 250 0 0
LAKEHEAD PIPE LINE PARTNERS 511557100 17 500 SH DEFINED 500 0 0
LAKELAND FINANCIAL CORP 511656100 325 21780 SH SOLE 21780 0 0
LIBERTY PROPERTY TRUST 531172104 28 1150 SH SOLE 1150 0 0
LILLY ELI & CO COM 532457108 1892 28464 SH SOLE 28464 0 0
LILLY ELI & CO COM 532457108 1626 24460 SH DEFINED 21860 2600 0
LINCOLN NATL CONV FUND 534183108 48 3000 SH SOLE 3000 0 0
LINCOLN NATL CORP IND COM 534187109 79 1976 SH DEFINED 1976 0 0
LOEWS CORP COM 540424108 19 320 SH SOLE 320 0 0
LOWES COMPANIES INC 548661107 62 1050 SH SOLE 1050 0 0
LUBRIZOL CORP COM 549271104 12 400 SH SOLE 400 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
LUCENT TECHNOLOGIES INC 549463107 809 10796 SH SOLE 10796 0 0
LUCENT TECHNOLOGIES INC 549463107 1403 18712 SH DEFINED 12412 0 6300
MAF BANCORP INC 55261R108 23 1113 SH SOLE 1113 0 0
MBIA INC 55262C100 15 300 SH SOLE 300 0 0
MBNA CORPORATION 55262L100 69 2555 SH SOLE 2555 0 0
MBNA CORPORATION 55262L100 12 450 SH DEFINED 450 0 0
MCI WORLDCOM INC 55268B106 571 10777 SH SOLE 10777 0 0
MCI WORLDCOM INC 55268B106 23 450 SH DEFINED 450 0 0
MARSH & MCLENNAN COS INC COM 571748102 7 75 SH SOLE 75 0 0
MATTEL INC 577081102 26 2000 SH SOLE 2000 0 0
MAY DEPT STORES CO COM 577778103 7 225 SH SOLE 225 0 0
MAY DEPT STORES CO COM 577778103 20 621 SH DEFINED 621 0 0
MAYTAG COMPANY 578592107 9 200 SH DEFINED 200 0 0
MCDONALDS CORP COM 580135101 131 3260 SH SOLE 3260 0 0
MCDONALDS CORP COM 580135101 80 2000 SH DEFINED 2000 0 0
MCKEESON HBOC INC 58155Q103 6 296 SH SOLE 296 0 0
MCKEESON HBOC INC 58155Q103 5 266 SH DEFINED 266 0 0
MEDIAONE GROUP INC 58440J104 15 200 SH SOLE 200 0 0
MEDIAONE GROUP INC 58440J104 6 84 SH DEFINED 84 0 0
MEDTRONIC INC 585055106 151 4160 SH SOLE 4160 0 0
MEDTRONIC INC 585055106 72 2000 SH DEFINED 2000 0 0
MELLON FINANCIAL CORP COM 58551A108 61 1800 SH SOLE 1800 0 0
MELLON FINANCIAL CORP COM 58551A108 81 2400 SH DEFINED 2400 0 0
MERCK & CO INC COM 589331107 1322 19683 SH SOLE 19683 0 0
MERCK & CO INC COM 589331107 812 12092 SH DEFINED 12092 0 0
MICROSOFT CORP COM 594918104 422 3620 SH SOLE 3620 0 0
MICROSOFT CORP COM 594918104 583 5000 SH DEFINED 3000 2000 0
MINNESOTA MNG & MFG CO COM 604059105 528 5405 SH SOLE 5405 0 0
MINNESOTA MNG & MFG CO COM 604059105 845 8636 SH DEFINED 8236 400 0
MINNESOTA PWR INC COM 604110106 49 2940 SH SOLE 2940 0 0
MINNESOTA PWR INC COM 604110106 29 1752 SH DEFINED 1752 0 0
MOLEX INC CL-A NON-VTG 608554200 17 390 SH SOLE 390 0 0
MONSANTO CO COM 611662107 17 500 SH SOLE 500 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MORGAN J P & CO INC COM 616880100 389 3075 SH SOLE 3075 0 0
MORGAN J P & CO INC COM 616880100 193 1525 SH DEFINED 825 700 0
MORGAN STANLEY 8.20 PFD 616906707 11 500 SH SOLE 500 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO 617446448 17 122 SH SOLE 122 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO 617446448 13 92 SH DEFINED 92 0 0
MOTOROLA INC COM 620076109 1766 12000 SH SOLE 12000 0 0
MOTOROLA INC COM 620076109 279 1900 SH DEFINED 1900 0 0
NCR CORPORATION NEW 62886E108 3 87 SH SOLE 87 0 0
NATIONAL CITY CORPORATION COM 635405103 370 15626 SH DEFINED 15626 0 0
NATIONAL SEMICONDUCTOR CORP 637640103 85 2000 SH SOLE 2000 0 0
NATIONWIDE FINANCIAL SERV A 638612101 22 800 SH SOLE 800 0 0
NEW CENTURY ENERGIES INC 64352U103 6 200 SH DEFINED 200 0 0
NEW PLAN EXCEL RLTY TR INC 648053106 31 2000 SH SOLE 2000 0 0
NEWELL RUBBERMAID INC 651229106 14 500 SH SOLE 500 0 0
NISOURCE INC 65473P105 135 7608 SH SOLE 7608 0 0
NISOURCE INC 65473P105 15 866 SH DEFINED 866 0 0
NOBLE AFFILIATES INC 654894104 41 1950 SH SOLE 1950 0 0
NORDSTROM INC 655664100 1 50 SH SOLE 50 0 0
NORFOLK SOUTHERN CORP COM 655844108 23 1125 SH DEFINED 0 1125 0
NUVEEN MUN ADVANTAGE FD INC COM 67062H106 12 1000 SOLE 1000 0 0
OEA, INC 670826106 0 90 SH DEFINED 90 0 0
NUVEEN INSD MUN OPPORTUNITY 670984103 42 3500 DEFINED 3500 0 0
OCTEL CORPORATION 675727101 1 114 SH SOLE 114 0 0
OLD NATL BANCORP IND COM 680033107 705 21741 SH SOLE 21741 0 0
OLD NATL BANCORP IND COM 680033107 2396 73900 SH DEFINED 73900 0 0
OLD REP INTL CORP COM 680223104 88 6500 SH SOLE 6500 0 0
ONEOK INC NEW 682680103 2 110 SH SOLE 110 0 0
ORACLE CORP COM 68389X105 897 8012 SH SOLE 8012 0 0
ORACLE CORP COM 68389X105 509 4547 SH DEFINED 2297 2250 0
P G & E CORPORATION COM 69331C108 13 637 SH SOLE 637 0 0
P G & E CORPORATION COM 69331C108 1 55 SH DEFINED 55 0 0
PNC BK CORP COM 693475105 8 200 SH SOLE 200 0 0
P P & L RESOURCES INC 693499105 45 2000 SH SOLE 2000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PACIFIC AMERN INCOME SHS INCCOM 693796104 0 67 SH SOLE 67 0 0
PACTIV CORPORATION 695257105 0 7 SH SOLE 7 0 0
PENN REAL ESTATE INVEST TST 709102107 16 1100 SH SOLE 1100 0 0
PEPSICO INC COM 713448108 553 15698 SH SOLE 15698 0 0
PEPSICO INC COM 713448108 172 4900 SH DEFINED 400 4500 0
PHARMACIA & UPJOHN INC 716941109 45 1000 SH SOLE 1000 0 0
PFIZER INC COM 717081103 2272 70083 SH SOLE 70083 0 0
PFIZER INC COM 717081103 809 24976 SH DEFINED 19976 5000 0
PHELPS DODGE CORP COM 717265102 57 852 SH SOLE 852 0 0
PHELPS DODGE CORP COM 717265102 23 352 SH DEFINED 352 0 0
PHILIP MORRIS CO INC COM 718154107 131 5700 SH SOLE 5700 0 0
PHILIP MORRIS CO INC COM 718154107 137 5976 SH DEFINED 5976 0 0
PHILLIPS PETE CO COM 718507106 136 2900 SH SOLE 2900 0 0
PIONEER GROUP INC COM 723684106 41 2604 SH DEFINED 2604 0 0
POWERGEN PLC SPON ADR FINAL 738905405 9 300 SH SOLE 300 0 0
PRAXAIR INC COM 74005P104 22 450 SH DEFINED 450 0 0
PROCTER & GAMBLE CO COM 742718109 352 3218 SH SOLE 3218 0 0
PROCTER & GAMBLE CO COM 742718109 98 900 SH DEFINED 900 0 0
PUBLIC SERVICE CO OF NEW MEX 744499104 1 100 SH DEFINED 100 0 0
PUBLIC SERVICE ENTERPRISE GP 744573106 49 1410 SH SOLE 1410 0 0
R&B FALCON CORP 74912E101 3 300 SH SOLE 300 0 0
QWEST COMMUNICATIONS INT'L 749121109 326 7600 SH SOLE 7600 0 0
RGS ENERGY GROUP INC 74956K104 14 690 SH SOLE 690 0 0
RAYTHEON CO CLASS A 755111309 3 127 SH SOLE 127 0 0
RAYTHEON CO CLASS A 755111309 0 8 SH DEFINED 8 0 0
RAYTHEON CO CLASS B 755111408 20 785 SH SOLE 785 0 0
RELIANT ENERGY INC 75952J108 4 200 SH DEFINED 200 0 0
RELIASTAR FINANCIAL CORP 75952U103 29 764 SH SOLE 764 0 0
ROHM & HAAS COMPANY 775371107 5 147 SH DEFINED 147 0 0
ROYAL BANK OF SCOTLAND GROUP 780097408 8 400 SH DEFINED 400 0 0
ROYAL BANK OF SCOTLAND 780097705 17 800 SH SOLE 800 0 0
ROYAL BANK OF SCOTLAND 780097804 49 2500 SH SOLE 2500 0 0
ROYAL BK SCOTLAND 7.40 SERIES G 780097887 59 3000 SH SOLE 3000 0 0
ROYAL BK SCOTLAND 7.40 SERIES G 780097887 19 1000 SH DEFINED 1000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ROYAL DUTCH PETE CO 780257804 278 4600 SH SOLE 4600 0 0
ROYAL DUTCH PETE CO 780257804 48 800 SH DEFINED 800 0 0
SBC COMMUNICATIONS INC 78387G103 1599 32811 SH SOLE 32811 0 0
SBC COMMUNICATIONS INC 78387G103 1124 23072 SH DEFINED 19124 3948 0
SANTA FE SNYDER CORP 80218K105 0 53 SH DEFINED 53 0 0
SARA LEE CORP COM 803111103 130 5900 SH SOLE 5900 0 0
SCHERING PLOUGH CORP COM 806605101 33 800 SH SOLE 800 0 0
SCHLUMBERGER LTD COM 806857108 84 1514 SH DEFINED 1514 0 0
SCOTTISH PWR PLC SPONS ADR 81013T705 8 300 SH SOLE 300 0 0
SCOTTISH PWR PLC SPONS ADR 81013T705 8 291 SH DEFINED 291 0 0
SEALED AIR CORP NEW COM 81211K100 55 1079 SH SOLE 1079 0 0
SEALED AIR CORP NEW PFD CONV PFD CONV SER A 81211K209 38 756 SH SOLE 756 0 0
SEARS ROEBUCK & CO COM 812387108 12 407 SH SOLE 407 0 0
SEARS ROEBUCK & CO COM 812387108 106 3520 SH DEFINED 3520 0 0
SERVICE CORP INTL COM 817565104 6 1000 SH SOLE 1000 0 0
SIEBEL SYSTEMS INC 826170102 58 700 SH SOLE 700 0 0
SIGCORP INC COM 826912107 399 17547 SH SOLE 17547 0 0
SIGCORP INC COM 826912107 175 7702 SH DEFINED 3531 4171 0
SIMON PPTY GROUP INC NEW 828806109 41 1800 SH SOLE 1800 0 0
SOLECTRON CORP COM 834182107 95 1000 SH SOLE 1000 0 0
SOLUTIA INC 834376105 24 1600 SH DEFINED 1600 0 0
SOUTHERN CO COM 842587107 150 6386 SH SOLE 6386 0 0
SOUTHERN CO COM 842587107 33 1418 SH DEFINED 1418 0 0
SOUTHWEST AIRLINES COMPANY 844741108 38 2414 SH SOLE 2414 0 0
STAPLES INCORPORATED 855030102 35 1725 SH SOLE 1725 0 0
STARBUCKS CORPORATION 855244109 24 1000 SH DEFINED 1000 0 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 9 404 SH SOLE 404 0 0
STORAGE TECHNOLOGY 862111200 44 2406 SH DEFINED 2406 0 0
STRYKER CORP 863667101 737 10600 SH DEFINED 10600 0 0
SUMMIT TECHNOLOGY INC COM 86627E101 17 1500 SH DEFINED 1500 0 0
SUN MICROSYSTEMS INC 866810104 4 60 SH SOLE 60 0 0
SUNOCO INC 86764P109 367 15649 SH DEFINED 15649 0 0
SYSCO CORPORATION 871829107 94 2400 SH SOLE 2400 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TCW CONVERTIBLE SECURITIES FUND, INC 872340104 30 3235 SH SOLE 3235 0 0
TELLABS INC DELAWARE 879664100 352 5500 SH SOLE 5500 0 0
TEMPLETON EMERGING MKTS FD 880191101 4 350 SH SOLE 350 0 0
TENNECO AUTOMOTIVE INC 880349105 0 1 SH SOLE 1 0 0
TENNECO AUTOMOTIVE INC 880349105 0 49 SH DEFINED 49 0 0
TEXACO INC COM 881694103 105 1936 SH SOLE 1936 0 0
TEXACO INC COM 881694103 11 207 SH DEFINED 207 0 0
TEXAS INSTRS INC COM 882508104 14 150 SH SOLE 150 0 0
TEXAS INSTRS INC COM 882508104 19 200 SH DEFINED 200 0 0
TEXAS UTILITIES CO HLDG CO 882848104 1 38 SH SOLE 38 0 0
TEXAS UTILITIES CO HLDG CO 882848104 1 55 SH DEFINED 55 0 0
TEXTRON INC COM 883203101 35 468 SH SOLE 468 0 0
TIME WARNER INC COM 887315109 6 85 SH SOLE 85 0 0
TREMONT CORP 894745207 0 20 SH DEFINED 20 0 0
TRICON GLOBAL RESTUARANTS 895953107 7 200 SH DEFINED 200 0 0
TUPPERWARE CORPORATION 899896104 10 624 SH SOLE 624 0 0
TYCO INTERNATIONAL LTD NEW 902124106 598 15350 SH SOLE 15350 0 0
USX MARATHON GROUP COM NEW 902905827 123 5000 SH SOLE 5000 0 0
UNICOM CORPORATION 904911104 8 251 SH DEFINED 251 0 0
UNION CARBIDE CORP COM 905581104 15 225 SH SOLE 225 0 0
UNION CARBIDE CORP COM 905581104 146 2200 SH DEFINED 2200 0 0
UNION PAC CORP COM 907818108 13 300 SH SOLE 300 0 0
UNION PAC CORP COM 907818108 4 100 SH DEFINED 100 0 0
UNION PACIFIC RESOURCES GRP 907834105 4 338 SH DEFINED 338 0 0
UNITED DOMINION RLTY TR INC 910197102 27 2800 SH SOLE 2800 0 0
US WEST INC (NEW) 91273H101 302 4198 SH SOLE 4198 0 0
US WEST INC (NEW) 91273H101 86 1202 SH DEFINED 1202 0 0
UNITED WATER RESOURCES INC 913190104 42 1240 SH SOLE 1240 0 0
VALERO REFINING & MARKETING CO 91913Y100 1 100 SH DEFINED 100 0 0
VAN KAMPEN MUN TR SH BEN INT 920919107 3 300 SH SOLE 300 0 0
VENATOR GROUP INC 922944103 3 500 SH DEFINED 500 0 0
VIAD CORP COM 92552R109 34 1248 SH DEFINED 1248 0 0
VIACOM INC CL B 925524308 9 160 SH SOLE 160 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VODAFONE AIRTOUCH PUBLIC LTDCOMPANY ADR 92857T107 60 1220 SH SOLE 1220 0 0
VODAFONE AIRTOUCH PUBLIC LTDCOMPANY ADR 92857T107 46 940 SH DEFINED 940 0 0
WPS RESOURCES CORP 92931B106 5 235 SH SOLE 235 0 0
WAL MART STORES INC COM 931142103 552 8000 SH SOLE 8000 0 0
WAL MART STORES INC COM 931142103 74 1075 SH DEFINED 325 750 0
WALGREEN CO COM 931422109 23 800 SH SOLE 800 0 0
WARNER LAMBERT CO COM 934488107 29 358 SH SOLE 358 0 0
WASTE MANAGEMENT INC NEW 94106L109 8 483 SH SOLE 483 0 0
WELLS FARGO & CO NEW 949746101 234 5800 SH SOLE 5800 0 0
WELLS FARGO & CO NEW 949746101 9 232 SH DEFINED 232 0 0
WELLSFORD REAL ESTATE 950240101 0 100 SH SOLE 100 0 0
WESTERN RESOURCES INC 959425109 8 500 SH SOLE 500 0 0
WHIRLPOOL CORP COM 963320106 13 200 SH SOLE 200 0 0
WINN DIXIE STORES INC COM 974280109 15 664 SH DEFINED 664 0 0
WISCONSIN ENERGY CORP COM 976657106 42 2200 SH SOLE 2200 0 0
WISCONSIN ENERGY CORP COM 976657106 3 201 SH DEFINED 201 0 0
WRIGLEY WM JR CO COM 982526105 41 500 SH SOLE 500 0 0
XEROX CORP COM 984121103 13 600 SH SOLE 600 0 0
GRAND TOTALS 127356 2581995 2500302 75393 6300
</TABLE>