UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended June 30,2000
Check here if Amendment [ ] Amendment Number:
This Amendment (Check only one) [ ] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing This Report
Name Robert Edwards
Address Terre Haute First National Bank
One First Financial Plaza
Terre Haute, IN 47807
Form 13F File Number 28-7452
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, and tables are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager
Name David A Wuellner
Title Trust Operations Officer
Phone (812) 238-6216
Signature, Place and Date of Signing
Terre Haute, IN August 13, 2000
Signature City, State Date
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
(check here if all holdings of this reporting manager are
reported in this report)
[ ] 13F NOTICE
(check here if no holdings reported are in this report, and
all holdings are reported by other reporting managers)
[ ] 13F COMBINATION REPORT
(check here if a portion of the holdings for this reporting
manager are reported in this report and a portion are
reported by other reporting managers)
Form 13F SUMMARY PAGE
Report Summary
Number of Other Included Managers 0
Form 13F Information Table Entry Total 449
Form 13F Information Table Value Total $118,381
(Thousands)
List of Other Managers
Provide a numbered list of the name(s) and Form 13F file
number(s) of all institutional investment managers with
respect to which this Report is filed, other than the
manager filing this report.
NONE
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------- ---------------- --------- ------ -------- --- ---- ------- ------------ -------- -------- ----
DAIMLER-CHRYSLER AG D1668R123 17 339 SH SOLE 339 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 37 700 SH SOLE 700 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 15 293 SH DEFINED 293 0 0
ACM GOVERNMENT INCOME FUND 000912105 10 1500 SH SOLE 1500 0 0
AGL RESOURCES INC 001204106 9 600 SH DEFINED 600 0 0
AT&T CORP COM 001957109 896 28349 SH SOLE 28349 0 0
AT&T CORP COM 001957109 605 19134 SH DEFINED 16884 2250 0
XA FINANCIAL INC 002451102 8 246 SH SOLE 246 0 0
ABBOTT LABS COM 002824100 267 6000 SH SOLE 6000 0 0
ABBOTT LABS COM 002824100 187 4200 SH DEFINED 4200 0 0
ABERCROMBIE & FITCH CO CL A 002896207 12 1050 SH SOLE 1050 0 0
ACTION PERFORMANCE COMPANY 004933107 1 200 SH DEFINED 200 0 0
ADOBE SYSTEMS INC 00724F101 9 75 SH SOLE 75 0 0
AETNA INCORPORATED 008117103 2 41 SH SOLE 41 0 0
AGILENT TECHNOLOGIES 00846U101 41 561 SH SOLE 561 0 0
AGILENT TECHNOLOGIES 00846U101 148 2014 SH DEFINED 2014 0 0
AIR PRODUCTS &CHEMICAL INC 009158106 9 320 SH SOLE 320 0 0
AIR PRODUCTS & CHEMICAL INC 009158106 9 300 SH DEFINED 300 0 0
AIRBOURNE FREIGHT CORP 009266107 113 6000 SH SOLE 6000 0 0
ALBERTSON'S INC 013104104 65 1960 SH SOLE 1960 0 0
ALCOA INC 013817101 247 8530 SH SOLE 8530 0 0
ALCOA INC 013817101 34 1200 SH DEFINED 1200 0 0
ALLIANT CORP 018802108 19 758 SH SOLE 758 0 0
ALLIED WASTE INDS INC COM PAR$.01NEW 019589308 15 1500 SH DEFINED 1500 0 0
THE ALLSTATE CORPORATION 020002101 10 463 SH SOLE 463 0 0
THE ALLSTATE CORPORATION 020002101 21 962 SH DEFINED 962 0 0
ALTERA CORPORATION 021441100 410 4025 SH SOLE 4025 0 0
AMEREN CORP COM 023608102 50 1494 SH SOLE 1494 0 0
AMEREN CORP COM 023608102 24 718 SH DEFINED 718 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------- ---------------- ------- -------- -------- --- ---- ------- ------------ -------- -------- ------
AMERICA ONLINE INC 02364J104 455 8650 SH SOLE 8650 0 0
AMERICAN ELEC PWR INC COM 025537101 43 1460 SH SOLE 1460 0 0
AMERICAN ELEC PWR INC COM 025537101 13 441 SH DEFINED 441 0 0
AMERICAN EXPRESS CO COM 025816109 31 600 SH DEFINED 600 0 0
AMERICAN FREIGHTWAYS CORP 02629V108 3 250 SH DEFINED 250 0 0
AMERICAN GENERAL CORP COM 026351106 99 1636 SH DEFINED 1636 0 0
AMERICAN HOME PRODS CORP COM 026609107 611 10411 SH SOLE 10411 0 0
AMERICAN HOME PRODS CORP COM 026609107 417 7100 SH DEFINED 7100 0 0
AMERICAN INTERNATIONAL GROUP INC 026874107 409 3487 SH SOLE 3487 0 0
AMERICAN INTERNATIONAL GROUP INC 026874107 273 2330 SH DEFINED 2330 0 0
AMGEN INC COM 031162100 252 3600 SH SOLE 3600 0 0
AMGEN INC COM 031162100 281 4000 SH DEFINED 4000 0 0
ANALOG DEVICES 032654105 106 1400 SH SOLE 1400 0 0
A O N CORPORATION 037389103 3 112 SH SOLE 112 0 0
ARCHER-DANIELS-MIDLAND CO 039483102 7 764 SH SOLE 764 0 0
ASSOCIATES FIRST CAP CORP CL A 046008108 4 200 SH SOLE 200 0 0
ASSOCIATES FIRST CAP CORP CL A 046008108 23 1048 SH DEFINED 1048 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 257 4800 SH SOLE 4800 0 0
BP AMOCO PLC SPONSORED ADR 055622104 2812 49721 SH SOLE 49721 0 0
BP AMOCO PLC SPONSORED ADR 055622104 5997 106040 SH DEFINED 103070 2970 0
BRE PROPERTIES INC CL A 05564E106 40 1400 SH DEFINED 1400 0 0
BAKER HUGHES INC COM 057224107 6 204 SH SOLE 204 0 0
BANK OF AMERICA CORP 060505104 32 756 SH SOLE 756 0 0
BANK OF AMERICA CORP 060505104 161 3752 SH DEFINED 3752 0 0
BANK ONE CORP 06423A103 336 12654 SH SOLE 3133 0 9521
BANK ONE CORP 06423A103 377 14212 SH DEFINED 11672 2540 0
BARNES GROUP INCORPORATED 067806109 4 300 SH SOLE 300 0 0
BARRICK GOLD CORP 067901108 7 400 SH SOLE 400 0 0
BAXTER INTL INC COM 071813109 91 1300 SH SOLE 1300 0 0
BAXTER INTL INC COM 071813109 147 2100 SH DEFINED 2100 0 0
BEAR STEARNS CO 073902108 319 7665 SH SOLE 7665 0 0
BELL ATLANTIC CORP COM 077853109 55 1083 SH SOLE 1083 0 0
BELL ATLANTIC CORP COM 077853109 43 858 SH DEFINED 858 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------- ---------------- --------- ------ -------- --- ---- ------- ------------ -------- -------- -----
BELLSOUTH CORP COM 079860102 231 5424 SH SOLE 5424 0 0
BELLSOUTH CORP COM 079860102 281 6600 SH DEFINED 6600 0 0
BEMIS INC COM 081437105 2 60 SH DEFINED 60 0 0
BEST FOODS 08658U101 941 13600 SH SOLE 13600 0 0
BEST FOODS 08658U101 138 2000 SH DEFINED 0 2000 0
BIOMET INC COM 090613100 7 200 SH SOLE 200 0 0
BIOMET INC COM 090613100 3 100 SH DEFINED 100 0 0
BLACK & DECKER 091797100 296 7550 SH SOLE 7550 0 0
BOEING CO COM 097023105 36 872 SH DEFINED 872 0 0
BRADLEY REAL ESTATE INC. 104580105 42 2000 SH SOLE 2000 0 0
BRISTOL-MYERS SQUIBB CO 110122108 227 3905 SH SOLE 3905 0 0
BRISTOL-MYERS SQUIBB CO 110122108 466 8000 SH DEFINED 8000 0 0
BUCKEYE PARTNERS L P 118230101 10 400 SH SOLE 400 0 0
BURLINGTON NORTHERN SANTA FE 12189T104 31 1353 SH DEFINED 1353 0 0
BURLINGTON RES INC COM 122014103 198 5200 SH SOLE 5200 0 0
BURLINGTON RES INC COM 122014103 15 418 SH DEFINED 418 0 0
CH ENERGY GROUP INC 12541M102 16 500 SH SOLE 500 0 0
CIGNA CORP COM 125509109 82 879 SH DEFINED 879 0 0
CMG INFORMATION SVCS 125750109 72 1590 SH SOLE 1590 0 0
CMG INFORMATION SVCS 125750109 330 7210 SH DEFINED 7210 0 0
CSX CORP COM 126408103 2 134 SH SOLE 134 0 0
CSX CORP COM 126408103 12 600 SH DEFINED 600 0 0
CVS CORP COM 126650100 86 2170 SH SOLE 2170 0 0
CVS CORP COM 126650100 216 5408 SH DEFINED 5408 0 0
CAMPBELL SOUP CO COM 134429109 125 4300 SH SOLE 4300 0 0
CARDINAL HEALTH INC 14149Y108 503 6800 SH SOLE 6800 0 0
CARDINAL HEALTH INC 14149Y108 38 522 SH DEFINED 522 0 0
CAREMARK RX INC 141705103 1 151 SH DEFINED 151 0 0
CATELLUS DEVELOPEMENT CORP 149111106 1 70 SH DEFINED 70 0 0
CATERPILLAR INC DEL COM 149123101 121 3575 SH SOLE 3575 0 0
CATERPILLAR INC DEL COM 149123101 33 1000 SH DEFINED 0 1000 0
CHASE MANHATTAN CORP NEW COM 16161A108 20 450 SH SOLE 450 0 0
CHASE MANHATTAN CORP NEW COM 16161A108 100 2184 SH DEFINED 624 1560 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------- ---------------- -------- ------- -------- --- ---- ------- ------------ -------- -------- -----
CHEVRON CORPORATION COM 166751107 80 948 SH SOLE 948 0 0
CHEVRON CORPORATION COM 166751107 279 3290 SH DEFINED 2140 1150 0
CHIRON CORPORATION 170040109 35 740 SH SOLE 740 0 0
CINERGY CORP CO 172474108 141 5574 SH SOLE 5574 0 0
CINERGY CORP COM 172474108 71 2792 SH DEFINED 792 2000 0
CIRCLE INCOME SHS INC COM 172572109 23 2500 SH SOLE 2500 0 0
CISCO SYSTEMS INC 17275R102 2688 42304 SH SOLE 42304 0 0
CISCO SYSTEMS INC 17275R102 900 14175 SH DEFINED 13475 700 0
CINTAS CORP COM 172908105 36 1000 SH SOLE 1000 0 0
CITIGROUP INC COM 172967101 325 5400 SH SOLE 5400 0 0
CITIGROUP INC COM 172967101 123 2053 SH DEFINED 2053 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 7 100 SH SOLE 100 0 0
COASTAL CORP COM 190441105 45 740 SH DEFINED 740 0 0
COCA COLA CO COM 191216100 417 7274 SH SOLE 7274 0 0
COCA COLA CO COM 191216100 368 6420 SH DEFINED 4420 2000 0
COHESION TECHNOLOGIES INC 19248N101 17 1500 SH DEFINED 1500 0 0
COLGATE-PALMOLIVE CO 194162103 50 840 SH SOLE 840 0 0
COLGATE-PALMOLIVE CO 194162103 23 400 SH DEFINED 400 0 0
COMPAQ COMPUTER 204493100 240 9400 SH SOLE 9400 0 0
COMPAQ COMPUTER 204493100 383 15000 SH DEFINED 15000 0 0
COMPUTER SCIENCES CORP 205363104 315 4220 SH SOLE 4220 0 0
COMPUTER SCIENCES CORP 205363104 14 200 SH DEFINED 200 0 0
COMSAT CORPORATION 20564D107 1 60 SH SOLE 60 0 0
CONECTIV INC 206829103 21 1350 SH SOLE 1350 0 0
CONECTIV INC CLASS A 206829202 0 25 SH SOLE 25 0 0
CONOCO CL B 208251405 6 245 SH SOLE 245 0 0
CONOCO CL B 208251405 9 369 SH DEFINED 369 0 0
CONSECO INC 208464107 5 600 SH SOLE 600 0 0
CONSOLIDATED EDISON INC COM 209115104 5 200 SH SOLE 200 0 0
DPL INC COM 233293109 29 1350 SH SOLE 1350 0 0
DPL INC COM 233293109 12 588 SH DEFINED 588 0 0
DANA CORPORATION 235811106 7 350 SH DEFINED 350 0 0
DANAHER CORPORATION 235851102 311 6300 SH SOLE 6300 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------- ---------------- ------- ------- -------- --- ---- ------- ------------ -------- -------- ------
DEERE & COMPANY 244199105 13 365 SH SOLE 365 0 0
DEERE & COMPANY 244199105 17 465 SH DEFINED 465 0 0
DELL COMPUTER 247025109 389 7900 SH SOLE 7900 0 0
DELL COMPUTE 247025109 3 80 SH DEFINED 80 0 0
DELPHI AUTOMOTIVE SYSTEMS 247126105 16 1103 SH SOLE 1103 0 0
DELPHI AUTOMOTIVE SYSTEMS 247126105 2 139 SH DEFINED 139 0 0
DIAL CORPORATION (NEW) 25247D101 12 1248 SH DEFINED 1248 0 0
DIEBOLD INC 253651103 2 100 SH SOLE 100 0 0
DISNEY WALT COMPANY HOLDING CO 254687106 987 25450 SH SOLE 25450 0 0
DISNEY WALT COMPANY HOLDING CO 254687106 404 10425 SH DEFINED 10425 0 0
DOMINION RESOURCES INC/VA 25746U109 21 500 SH SOLE 500 0 0
DOW CHEMICAL COMPANY COM 260543103 122 4050 SH SOLE 4050 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 189 4323 SH SOLE 4323 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 302 6915 SH DEFINED 6915 0 0
DUFF & PHELPS UTILITIES INCOME, INC 264324104 185 19285 SH SOLE 19285 0 0
DUFF & PHELPS UTILITIES INCOME, INC 264324104 14 1500 SH DEFINED 1500 0 0
DUKE POWER COMPANY COMMON 264399106 414 7350 SH SOLE 7350 0 0
DUKE POWER COMPANY COMMON 264399106 149 2658 SH DEFINED 2658 0 0
DUKE WEEKS REALTY CORP COM NEW 264411505 145 6500 SH SOLE 6500 0 0
DYNEGY INC NEW CL A 26816Q101 34 500 SH SOLE 500 0 0
EEX CORP NEW 26842V207 0 123 SH DEFINED 123 0 0
EASTMAN CHEM CO COM 277432100 49 1033 SH DEFINED 1033 0 0
EASTMAN KODAK CO COM 277461109 415 6976 SH DEFINED 5976 1000 0
EBAY INC 278642103 38 700 SH DEFINED 700 0 0
ECOLAB INC 278865100 19 500 SH SOLE 500 0 0
EDISON INTERNATION 281020107 6 304 SH DEFINED 304 0 0
EDWARDS LIFESCIENCES CORP 28176E108 4 230 SH SOLE 230 0 0
EDWARDS LIFESCIENCES COR 28176E108 7 420 SH DEFINED 420 0 0
A.G. EDWARDS INC 281760108 18 480 SH DEFINED 480 0 0
EL PASO ENERGY CORP 283905107 10 200 SH DEFINED 200 0 0
ELECTRONIC ARTS INC COM 285512109 69 950 SH SOLE 950 0 0
ELECTRONIC DATA SYSTEMS CORP 285661104 5 136 SH SOLE 136 0 0
ELECTRONICS FOR IMAGING INC 286082102 9 375 SH SOLE 375 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------- ---------------- --------- ------- -------- --- ---- ------- ------------ -------- -------- -----
EMERSON ELEC CO 291011104 48 800 SH SOLE 800 0 0
EMERSON ELEC CO 291011104 48 800 SH DEFINED 800 0 0
ENERGEN CORP COM 29265N108 68 3150 SH DEFINED 3150 0 0
ENGLEHARD CORPORATION 292845104 8 505 SH DEFINED 505 0 0
ENRON CORP 293561106 252 3920 SH SOLE 3920 0 0
UTS EQ INC FUND 1ST EXCH SER AT&T 294700703 104 600 SH SOLE 600 0 0
EQUITY OFFICE PPTY TR 294741103 13 500 SH DEFINED 500 0 0
EQUITY RESIDENT PPTYS TR SH BEN INT 29476L107 29 637 SH SOLE 637 0 0
EQUITY RESIDENT PPTYS TR SH BEN INT 29476L107 46 1000 SH DEFINED 1000 0 0
EXODUS COMMUNICATIONS 302088109 41 900 SH SOLE 900 0 0
EXXON MOBIL CORP 30231G102 1970 25102 SH SOLE 25102 0 0
EXXON MOBIL CORP 30231G102 2015 25672 SH DEFINED 24672 1000 0
FPL GROUP INC COM 302571104 131 2650 SH SOLE 2650 0 0
FEDERAL HOME LN MTG CORP COM 313400301 263 6510 SH SOLE 6510 0 0
FEDERAL NATIONAL MTGE CO 313586109 490 9405 SH SOLE 9405 0 0
FEDERAL NATIONAL MTGE COM 313586109 41 800 SH DEFINED 800 0 0
FEDERAL REALTY INVESTMENT TRUST 313747206 20 1000 SH SOLE 1000 0 0
FERRELLGAS PARTNERS LP 315293100 5 400 SH SOLE 400 0 0
FIFTH THIRD BANCORP COM 316773100 266 4218 SH SOLE 4218 0 0
FIFTH THIRD BANCORP COM 316773100 53 853 SH DEFINED 853 0 0
FINOVA GROUP INC COM 317928109 8 624 SH DEFINED 624 0 0
FIRST DATA CORP COM 319963104 48 980 SH SOLE 980 0 0
FIRST FINANCIAL CORPORATION 320218100 15703 514883 SH SOLE 514883 0 0
FIRST FINANCIAL CORPORATION 320218100 1599 52444 SH DEFINED 35943 16501 0
FIRST TENN NATL CORP COM 337162101 79 4800 SH DEFINED 4800 0 0
FIRST UNION CORP 337358105 40 1620 SH DEFINED 1620 0 0
FIRSTAR CORP WISC NEW 33763V109 99 4704 SH DEFINED 4704 0 0
FIRSTENERGY CORPORATION 337932107 17 737 SH SOLE 737 0 0
FIRSTENERGY CORPORATION 337932107 4 200 SH DEFINED 200 0 0
FLEETBOSTON FINANCIAL CORP 339030108 136 4000 SH SOLE 4000 0 0
FORD MTR CO DEL COM 345370100 12 300 SH SOLE 300 0 0
FORD MTR CO DEL COM 345370100 86 2000 SH DEFINED 2000 0 0
FORT DEARBORN INCOME SECS 347200107 10 820 SH DEFINED 820 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------- ---------------- --------- ------ -------- --- ---- ------- ------------ -------- -------- ----
FORTUNE BRANDS INC COM 349631101 48 2100 SH SOLE 2100 0 0
FORTUNE BRANDS INC COM 349631101 67 2944 SH DEFINED 2944 0 0
FOSTER WHEELER CORP COM 350244109 0 64 SH DEFINED 64 0 0
FRANCHISE FIN CORP AMER COM 351807102 10 454 SH SOLE 454 0 0
GTE CORP COM 362320103 872 14012 SH SOLE 14012 0 0
GTE CORP COM 362320103 134 2160 SH DEFINED 2160 0 0
GALLAHER GROUP PLC 363595109 24 1150 SH SOLE 1150 0 0
GALLAHER GROUP PLC 363595109 52 2444 SH DEFINED 2444 0 0
GATEWAY INC 367626108 14 250 SH SOLE 250 0 0
GENERAL ELEC CO COM 369604103 4443 83832 SH SOLE 83832 0 0
GENERAL ELEC CO COM 369604103 6595 124446 SH DEFINED 119946 4500 0
GENERAL MTRS CORP COM 370442105 78 1348 SH SOLE 1348 0 0
GENERAL MTRS CORP COM 370442105 9 169 SH DEFINED 169 0 0
GENERAL MOTORS CORP CLASS H NEW 370442832 40 466 SH SOLE 466 0 0
GENERAL MOTORS CORP CLASS H NEW 370442832 2 33 SH DEFINED 33 0 0
GILLETTE CO COM 375766102 169 4860 SH SOLE 4860 0 0
GILLETTE CO COM 375766102 13 400 SH DEFINED 400 0 0
GLAXO WELLCOME PLC SPNSR ADR 37733W105 8 150 SH SOLE 150 0 0
GOODRICH B F COMPANY 382388106 4 120 SH DEFINED 120 0 0
GRACE WR&CO DEL NEW COM 38388F108 24 2014 SH SOLE 2014 0 0
GREAT LAKES CHEMICAL COM 390568103 14 450 SH SOLE 450 0 0
HCA - HEALTHCARE CO 404119109 15 500 SH SOLE 500 0 0
HCA - HEALTHCARE CO 404119109 103 3396 SH DEFINED 3396 0 0
HALLIBURTON CO COM 406216101 242 5150 SH SOLE 5150 0 0
HALLIBURTON CO COM 406216101 112 2380 SH DEFINED 2380 0 0
JOHN HANCOCK BK & THRIFT OPP FUND 409735107 30 4500 SH SOLE 4500 0 0
JOHN HANCOCK BK & THRIFT OPP FUND 409735107 50 7500 SH DEFINED 7500 0 0
HANCOCK PATRIOT PREMIUM DIVIDEND FUND 41013Q101 20 2500 SH SOLE 2500 0 0
JOHN HANCOCK FINANCIAL SVCS 41014S106 4 179 SH SOLE 179 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 245 4398 SH SOLE 4398 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 44 800 SH DEFINED 800 0 0
HARTFORD LIFE CL - A 416592103 227 4500 SH SOLE 4500 0 0
HARTFORD LIFE CL - A 416592103 25 500 SH DEFINED 500 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- ------ -----
HEALTHSOUTH CORP COM 421924101 14 2000 SH SOLE 2000 0 0
HEALTHSOUTH CORP COM 421924101 17 2500 SH DEFINED 2500 0 0
HEALTH MGMT ASSOC INC NEW CL A 421933102 23 1800 SH SOLE 1800 0 0
HEINZ H J CO COM 423074103 61 1400 SH SOLE 1400 0 0
HEWLETT PACKARD CO COM 428236103 192 1540 SH SOLE 1540 0 0
HEWLETT PACKARD CO COM 428236103 661 5295 SH DEFINED 5295 0 0
HIGHLANDS INSURANCE GROUP 431032101 0 100 SH DEFINED 100 0 0
HOME DEPOT INC COM 437076102 652 13065 SH SOLE 13065 0 0
HONEYWELL INT'L INC 438516106 18 546 SH SOLE 546 0 0
HONEYWELL INT'L INC 438516106 21 636 SH DEFINED 636 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 11 500 SH SOLE 500 0 0
HUMANA INC COM 444859102 4 1000 SH SOLE 1000 0 0
IMS HEALTH INC 449934108 61 3390 SH SOLE 3390 0 0
ITT INDUSTRIES INC 450911102 7 262 SH SOLE 262 0 0
IDACORP INC 451107106 65 2036 SH SOLE 2036 0 0
ILLINOIS TOOL WORKS INC 452308109 28 504 SH SOLE 504 0 0
IMATION CORPORATION 45245A107 3 128 SH SOLE 128 0 0
IMATION CORPORATION 45245A107 24 823 SH DEFINED 823 0 0
IMMUNOMEDICS 452907108 4 200 SH DEFINED 200 0 0
INSMED INC 457669109 1 375 SH DEFINED 375 0 0
INTEL CORP COM 458140100 1244 9311 SH SOLE 9311 0 0
INTEL CORP COM 458140100 1684 12600 SH DEFINED 12600 0 0
INTELECT COMM INC COM 458144102 0 10 SH DEFINED 10 0 0
INTERNATL BUSINESS MACHINES 459200101 1085 9905 SH SOLE 9905 0 0
INTERNATL BUSINESS MACHINES 459200101 313 2864 SH DEFINED 1864 1000 0
INVACARE CORPORATION 461203101 13 500 SH SOLE 500 0 0
IPALCO ENTERPRISES INC COM 462613100 548 27265 SH SOLE 27265 0 0
IPALCO ENTERPRISES INC COM 462613100 480 23870 SH DEFINED 20870 3000 0
IRWIN FINANCIAL CORPORATION 464119106 23 1600 SH SOLE 1600 0 0
JDS UNIPHASE CORP 46612J101 371 3100 SH SOLE 3100 0 0
JDS UNIPHASE CORP 46612J101 131 1100 SH DEFINED 1100 0 0
JOHNSON & JOHNSON COM 478160104 263 2586 SH SOLE 2586 0 0
JOHNSON & JOHNSON COM 478160104 61 600 SH DEFINED 600 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------- ---------------- -------- -------- -------- --- ---- ------- ------------ -------- --------- ------
KANSAS CITY SOUTHERN INDS 485170104 133 1500 SH SOLE 1500 0 0
KERR-MCGEE CORP 492386107 230 3904 SH DEFINED 3904 0 0
KOHLS CORPORATION 500255104 428 7700 SH SOLE 7700 0 0
KROGER CO COM 501044101 0 40 SH SOLE 40 0 0
KROGER CO COM 501044101 0 20 SH DEFINED 20 0 0
LCA - VISION INC COM NEW 501803209 1 431 SH DEFINED 431 0 0
LG & E ENERGY CORP 501917108 9 400 SH SOLE 400 0 0
LG & E ENERGY CORP 501917108 7 334 SH DEFINED 334 0 0
LAKEHEAD PIPE LINE PARTNERS 511557100 10 250 SH SOLE 250 0 0
LAKEHEAD PIPE LINE PARTNERS 511557100 20 500 SH DEFINED 500 0 0
LAKELAND FINANCIAL CORP 511656100 250 21780 SH SOLE 21780 0 0
LIBERTY PROPERTY TRUST 531172104 29 1150 SH SOLE 1150 0 0
LILLY ELI & CO COM 532457108 2526 25294 SH SOLE 25294 0 0
LILLY ELI & CO COM 532457108 2317 23210 SH DEFINED 20610 2600 0
LINCOLN NATL CONV FUND 534183108 56 3000 SH SOLE 3000 0 0
LINCOLN NATL CORP IND COM 534187109 71 1976 SH DEFINED 1976 0 0
LOWES COMPANIES INC 548661107 41 1000 SH SOLE 1000 0 0
LUCENT TECHNOLOGIES INC 549463107 671 11340 SH SOLE 11340 0 0
LUCENT TECHNOLOGIES INC 549463107 735 12412 SH DEFINED 12412 0 0
MAF BANCORP INC 55261R108 20 1113 SH SOLE 1113 0 0
MBIA INC 55262C100 231 4800 SH SOLE 4800 0 0
MBNA CORPORATION 55262L100 102 3770 SH SOLE 3770 0 0
MBNA CORPORATION 55262L100 12 450 SH DEFINED 450 0 0
MARSH & MCLENNAN COS INC COM 571748102 7 75 SH SOLE 75 0 0
MAY DEPT STORES CO COM 577778103 29 1225 SH SOLE 1225 0 0
MAY DEPT STORES CO COM 577778103 14 621 SH DEFINED 621 0 0
MAYTAG COMPANY 578592107 7 200 SH DEFINED 200 0 0
MCDONALDS CORP COM 580135101 107 3260 SH SOLE 3260 0 0
MCDONALDS CORP COM 580135101 65 2000 SH DEFINED 2000 0 0
MCKEESON HBOC INC 58155Q103 5 266 SH DEFINED 266 0 0
MCLEODUSA INC-CL A 582266102 48 2350 SH SOLE 2350 0 0
MEDIAONE GROUP INC 58440J104 13 200 SH SOLE 200 0 0
MEDIAONE GROUP INC 58440J104 5 84 SH DEFINED 84 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------- ---------------- --------- ------ -------- --- ---- ------- ------------ -------- -------- -------
MEDTRONIC INC 585055106 296 5960 SH SOLE 5960 0 0
MEDTRONIC IN 585055106 99 2000 SH DEFINED 2000 0 0
MELLON FINANCIAL CORP COM 58551A108 65 1800 SH SOLE 1800 0 0
MELLON FINANCIAL CORP COM 58551A108 87 2400 SH DEFINED 2400 0 0
MERCK & CO INC COM 589331107 1490 19458 SH SOLE 19458 0 0
MERCK & CO INC COM 589331107 918 11992 SH DEFINED 11992 0 0
METLIFE INC 59156R108 3 180 SH SOLE 180 0 0
METLIFE INC 59156R108 63 3000 SH DEFINED 3000 0 0
MICROSOFT CORP COM 594918104 249 3120 SH SOLE 3120 0 0
MICROSOFT CORP COM 594918104 392 4900 SH DEFINED 3400 1500 0
MINNESOTA MNG & MFG CO COM 604059105 406 4930 SH SOLE 4930 0 0
MINNESOTA MNG & MFG CO COM 604059105 712 8636 SH DEFINED 8236 400 0
MINNESOTA PWR INC COM 604110106 50 2940 SH SOLE 2940 0 0
MINNESOTA PWR INC COM 604110106 30 1752 SH DEFINED 1752 0 0
MOLEX INC CL-A NON-VTG 608554200 17 487 SH SOLE 487 0 0
MORGAN J P & CO INC COM 616880100 261 2375 SH SOLE 2375 0 0
MORGAN J P & CO INC COM 616880100 167 1525 SH DEFINED 825 700 0
MORGAN STANLEY 8.20 PFD 616906707 12 500 SH SOLE 500 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 20 244 SH SOLE 244 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 15 184 SH DEFINED 184 0 0
MOTOROLA INC COM 620076109 1096 37725 SH SOLE 37725 0 0
MOTOROLA INC COM 620076109 165 5700 SH DEFINED 5700 0 0
NCR CORPORATION NEW 62886E108 3 87 SH SOLE 87 0 0
NATIONAL CITY CORPORATION COM 635405103 266 15626 SH DEFINED 15626 0 0
NATIONAL SEMICONDUCTOR CORP 637640103 648 11425 SH SOLE 11425 0 0
NATIONWIDE FINANCIAL SERV A 638612101 42 1300 SH SOLE 1300 0 0
NEW CENTURY ENERGIES INC 64352U103 6 200 SH DEFINED 200 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 258 4225 SH SOLE 4225 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 27 450 SH DEFINED 0 450 0
NISOURCE INC 65473P105 103 5568 SH SOLE 5568 0 0
NISOURCE INC 65473P105 7 400 SH DEFINED 400 0 0
NOBLE AFFILIATES INC 654894104 117 3150 SH SOLE 3150 0 0
NOKIA CORPORATION ADR A 654902204 54 1100 SH SOLE 1100 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------- ---------------- --------- ------- -------- --- ---- ------- ------------ -------- -------- ------
NORDSTROM INC 655664100 1 50 SH SOLE 50 0 0
NSTAR 67019E107 20 500 SH DEFINED 500 0 0
NUCOR CORPORATION 670346105 51 1550 SH SOLE 1550 0 0
NUVEEN MUN ADVANTAGE FD INC COM 67062H106 12 1000 SOLE 1000 0 0
NUVEEN INSD MUN OPPORTUNITY 670984103 45 3500 DEFINED 3500 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 2 100 SH SOLE 100 0 0
OCTEL CORPORATION 675727101 0 114 SH SOLE 114 0 0
OLD NATL BANCORP IND COM 680033107 714 24366 SH SOLE 24366 0 0
OLD NATL BANCORP IND COM 680033107 2135 72876 SH DEFINED 72876 0 0
ONEOK INC NEW 682680103 2 110 SH SOLE 110 0 0
ORACLE CORP COM 68389X105 1258 14974 SH SOLE 14974 0 0
ORACLE CORP COM 68389X105 680 8094 SH DEFINED 4594 3500 0
OXIS INTERNATIONAL INC 691829402 0 60 SH SOLE 60 0 0
P G & E CORPORATION COM 69331C108 21 879 SH SOLE 879 0 0
P G & E CORPORATION COM 69331C108 1 55 SH DEFINED 55 0 0
PE CORP-PE BIOSYSTEMS GROUP 69332S102 161 2450 SH SOLE 2450 0 0
PPL CORPORATION 69351T106 43 2000 SH SOLE 2000 0 0
PACTIV CORPORATION 695257105 0 100 SH SOLE 100 0 0
PENN REAL ESTATE INVEST TST 709102107 18 1100 SH SOLE 1100 0 0
PEPSICO INC COM 713448108 850 19148 SH SOLE 19148 0 0
PEPSICO INC COM 713448108 217 4900 SH DEFINED 400 4500 0
PFIZER INC COM 717081103 4076 84927 SH SOLE 84927 0 0
PFIZER INC COM 717081103 1197 24941 SH DEFINED 19941 5000 0
PHARMACIA CORP 71713U102 87 1690 SH SOLE 1690 0 0
PHELPS DODGE CORP COM 717265102 18 500 SH SOLE 500 0 0
PHILIP MORRIS CO INC COM 718154107 89 3376 SH DEFINED 3376 0 0
PHILLIPS PETE CO COM 718507106 103 2050 SH SOLE 2050 0 0
PIONEER GROUP INC COM 723684106 54 1296 SH SOLE 1296 0 0
PIONEER GROUP INC COM 723684106 110 2604 SH DEFINED 2604 0 0
PITNEY BOWES INC 724479100 36 900 SH SOLE 900 0 0
PRAXAIR INC COM 74005P104 71 1900 SH SOLE 1900 0 0
PRAXAIR INC COM 74005P104 16 450 SH DEFINED 450 0 0
PROCTER & GAMBLE CO COM 742718109 194 3403 SH SOLE 3403 0 0
PROCTER & GAMBLE CO COM 742718109 48 850 SH DEFINED 850 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- ----
PROVIDIAN FINANCIAL CORP 74406A102 103 1150 SH SOLE 1150 0 0
PUBLIC SERVICE CO OF NEW MEX 744499104 1 100 SH DEFINED 100 0 0
PUBLIC SERVICE ENTERPRISE GP 744573106 48 1410 SH SOLE 1410 0 0
R&B FALCON CORP 74912E101 7 300 SH SOLE 300 0 0
QWEST COMMUNICATIONS INT' 749121109 362 7300 SH SOLE 7300 0 0
RGS ENERGY GROUP INC 74956K104 15 690 SH SOLE 690 0 0
RELIANT ENERGY INC 75952J108 5 200 SH DEFINED 200 0 0
RELIASTAR FINANCIAL CORP 75952U103 40 764 SH SOLE 764 0 0
ROHM & HAAS COMPANY 775371107 5 147 SH DEFINED 147 0 0
ROYAL BANK OF SCOTLAND GROUP 780097408 9 400 SH DEFINED 400 0 0
ROYAL DUTCH PETE CO 780257804 196 3200 SH SOLE 3200 0 0
ROYAL DUTCH PETE CO 780257804 49 800 SH DEFINED 800 0 0
SBC COMMUNICATIONS INC 78387G103 1209 27959 SH SOLE 27959 0 0
SBC COMMUNICATIONS INC 78387G103 923 21347 SH DEFINED 17399 3948 0
SANTA FE SNYDER CORP 80218K105 0 53 SH DEFINED 53 0 0
SARA LEE CORP COM 803111103 61 3200 SH SOLE 3200 0 0
SCHERING PLOUGH CORP COM 806605101 40 800 SH SOLE 800 0 0
SCHLUMBERGER LTD COM 806857108 112 1514 SH DEFINED 1514 0 0
SCOTTISH PWR PLC SPONS ADR 81013T705 10 300 SH SOLE 300 0 0
SCOTTISH PWR PLC SPONS ADR 81013T705 9 291 SH DEFINED 291 0 0
SEALED AIR CORP NEW COM 81211K100 56 1079 SH SOLE 1079 0 0
SEALED AIR CORP CONV PFD CONV SER A 81211K209 28 556 SH SOLE 556 0 0
SEARS ROEBUCK & CO COM 812387108 8 250 SH SOLE 250 0 0
SEARS ROEBUCK & CO COM 812387108 114 3520 SH DEFINED 3520 0 0
SHERWIN WILLIAMS CO COM 824348106 16 800 SH SOLE 800 0 0
SIEBEL SYSTEMS INC 826170102 114 700 SH SOLE 700 0 0
SIMON PPTY GROUP INC NEW 828806109 22 1000 SH SOLE 1000 0 0
SOLECTRON CORP COM 834182107 83 2000 SH SOLE 2000 0 0
SOLUTIA INC 834376105 22 1600 SH DEFINED 1600 0 0
SOUTHERN CO COM 842587107 100 4311 SH SOLE 4311 0 0
SOUTHERN CO COM 842587107 33 1418 SH DEFINED 1418 0 0
SOUTHWEST AIRLINES COMPANY 844741108 156 8264 SH SOLE 8264 0 0
STAPLES INCORPORATED 855030102 234 15270 SH SOLE 15270 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------- ---------------- --------- ------- -------- --- ---- ------- ------------ -------- -------- ------
STARBUCKS CORPORATION 855244109 38 1000 SH DEFINED 1000 0 0
STARWOOD HOTELS & RESORTS WORLDWIDE 85590A203 13 404 SH SOLE 404 0 0
STEWART ENTERPRISES 860370105 3 1000 SH DEFINED 1000 0 0
STORAGE TECHNOLOGY 862111200 26 2406 SH DEFINED 2406 0 0
STRYKER CORP 863667101 787 18000 SH DEFINED 18000 0 0
SUMMIT TECHNOLOGY INC COM 86627E101 28 1500 SH DEFINED 1500 0 0
SUN LIFE FINANCIAL SERVICES OF CANADA 866796105 55 3261 SH SOLE 3261 0 0
SUN MICROSYSTEMS INC 866810104 332 3660 SH SOLE 3660 0 0
SUNOCO INC 86764P109 460 15649 SH DEFINED 15649 0 0
SYSCO CORPORATION 871829107 101 2400 SH SOLE 2400 0 0
TCW CONVERTIBLE SECURITIES FUND 872340104 35 3379 SH SOLE 3379 0 0
TXU CORPORATION 873168108 1 38 SH SOLE 38 0 0
TXU CORPORATION 873168108 1 55 SH DEFINED 55 0 0
TELLABS INC DELAWARE 879664100 205 3000 SH SOLE 3000 0 0
TEXACO INC COM 881694103 71 1336 SH SOLE 1336 0 0
TEXACO INC COM 881694103 11 207 SH DEFINED 207 0 0
TEXAS INSTRS INC COM 882508104 27 400 SH SOLE 400 0 0
TEXAS INSTRS INC COM 882508104 27 400 SH DEFINED 400 0 0
TIME WARNER INC COM 887315109 6 85 SH SOLE 85 0 0
TREMONT CORP 894745207 0 20 SH DEFINED 20 0 0
TUPPERWARE CORPORATION 899896104 13 624 SH SOLE 624 0 0
TYCO INTERNATIONAL LTD NEW 902124106 762 16100 SH SOLE 16100 0 0
UNICOM CORPORATION 904911104 9 251 SH DEFINED 251 0 0
UNION CARBIDE CORP COM 905581104 11 225 SH SOLE 225 0 0
UNION CARBIDE CORP COM 905581104 108 2200 SH DEFINED 2200 0 0
UNION PAC CORP COM 907818108 11 300 SH SOLE 300 0 0
UNION PAC CORP COM 907818108 3 100 SH DEFINED 100 0 0
UNION PACIFIC RESOURCES GRP 907834105 7 338 SH DEFINED 338 0 0
UNITED DOMINION RLTY TR IN 910197102 30 2800 SH SOLE 2800 0 0
US WEST INC (NEW) 91273H101 162 1898 SH SOLE 1898 0 0
US WEST INC (NEW) 91273H101 103 1202 SH DEFINED 1202 0 0
UNITED WATER RESOURCES INC 913190104 43 1240 SH SOLE 1240 0 0
VALERO REFINING & MARKETING CO 91913Y100 3 100 SH DEFINED 100 0 0
<PAGE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- ------
VAN KAMPEN MUN TR SH BEN INT 920919107 37 2775 SOLE 2775 0 0
VECTREN CORP 92240G101 860 49889 SH SOLE 49889 0 0
VECTREN CORP 92240G101 287 16661 SH DEFINED 7104 9557 0
VENATOR GROUP INC 922944103 5 500 SH DEFINED 500 0 0
VIAD CORP COM 92552R109 34 1248 SH DEFINED 1248 0 0
VIACOM INC CL B 925524308 33 485 SH SOLE 485 0 0
VIACOM INC CL B 925524308 59 868 SH DEFINED 868 0 0
VODAFONE AIRTOUCH LTD COMPANY ADR 92857T107 50 1220 SH SOLE 1220 0 0
VODAFONE AIRTOUCH LTD COMPANY ADR 92857T107 38 940 SH DEFINED 940 0 0
WACHOVIA CORP(F/K/A FIRST WACHOVIA) 929771103 27 500 SH SOLE 500 0 0
WAL MART STORES INC COM 931142103 979 17000 SH SOLE 17000 0 0
WAL MART STORES INC COM 931142103 51 900 SH DEFINED 150 750 0
WALGREEN CO COM 931422109 265 8250 SH SOLE 8250 0 0
WASTE MANAGEMENT INC NEW 94106L109 3 183 SH SOLE 183 0 0
WELLS FARGO & CO NEW 949746101 300 7750 SH SOLE 7750 0 0
WELLS FARGO & CO NEW 949746101 8 232 SH DEFINED 232 0 0
WEYERHAEUSER COMPANY 962166104 68 1600 SH SOLE 1600 0 0
WINN DIXIE STORES INC COM 974280109 9 664 SH DEFINED 664 0 0
WISCONSIN ENERGY CORP COM 976657106 43 2200 SH SOLE 2200 0 0
WISCONSIN ENERGY CORP COM 976657106 3 201 SH DEFINED 201 0 0
WORLDCOM INC GA NEW COM 98157D106 466 10175 SH SOLE 10175 0 0
WORLDCOM INC GA NEW COM 98157D106 48 1050 SH DEFINED 1050 0 0
WRIGLEY WM JR CO COM 982526105 40 500 SH SOLE 500 0 0
GRAND TOTALS 118381 2699064 2611467 78076 9521
</TABLE>
