<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: United National Bank
ADDRESS: 220 Market Avenue South
2nd Floor
Canton, OH 44702
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: Sharon Bing
TITLE: Trust Operations Officer
PHONE: (330)438-1215
SIGNATURE,PLACE,AND DATE OF SIGNING:
Sharon Bing Canton, OH 10/2/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE> 2
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 296
FORM 13F INFORMATION TABLE VALUE TOTAL: $452,600
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABORATORIES COMMON STOCK 002824100 1364 37188 SH DEFINED 31988 4400 800
ABBOTT LABORATORIES COMMON STOCK 002824100 381 10395 SH OTHER 10395 0 0
AEGON N V COMMON STOCK 007924103 378 4374 SH DEFINED 4374 0 0
AEGON N V COMMON STOCK 007924103 117 1356 SH OTHER 1356 0 0
AFLAC INC. COMMON STOCK 001055102 629 15030 SH DEFINED 15030 0 0
AFLAC INC. COMMON STOCK 001055102 163 3897 SH OTHER 3897 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 232 7944 SH DEFINED 7944 0 0
ALCOA INC COMMON STOCK 013817101 243 3920 SH DEFINED 3920 0 0
ALCOA INC COMMON STOCK 013817101 124 2000 SH OTHER 2000 0 0
ALLSTATE CORP COMMON STOCK 020002101 314 12584 SH DEFINED 12084 0 500
ALLSTATE CORP COMMON STOCK 020002101 270 10834 SH OTHER 10834 0 0
ALLTEL CORP COMMON STOCK 020039103 1676 23809 SH DEFINED 21751 2058 0
ALLTEL CORP COMMON STOCK 020039103 341 4845 SH OTHER 4795 0 50
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 227 6660 SH DEFINED 6660 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 88 2588 SH OTHER 2588 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 219 1620 SH DEFINED 818 802 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 257 1900 SH OTHER 1900 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 2134 51425 SH DEFINED 50625 800 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 769 18534 SH OTHER 18534 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 11320 130207 SH DEFINED 130207 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 6002 69040 SH OTHER 68978 0 62
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 304 16000 SH OTHER 16000 0 0
AMERITECH CORP NEW COMMON STOCK 030954101 1533 22968 SH DEFINED 22968 0 0
AMERITECH CORP NEW COMMON STOCK 030954101 1044 15642 SH OTHER 15642 0 0
AMGEN INC COMMON STOCK 031162100 6546 80313 SH DEFINED 80313 0 0
</TABLE>
<PAGE> 3
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMGEN INC COMMON STOCK 031162100 227 2781 SH OTHER 2676 0 105
ANALOG DEVICES INC COMMON STOCK 032654105 231 4500 SH OTHER 4500 0 0
APPLIED MATLS INC COMMON STOCK 038222105 8667 111563 SH DEFINED 111438 125 0
APPLIED MATLS INC COMMON STOCK 038222105 413 5310 SH OTHER 5125 0 185
AT & T CORP LIBERTY MEDIA GP COMMON STOCK 001957208 222 5960 SH DEFINED 5960 0 0
AT&T COMMON STOCK 001957109 1030 23680 SH DEFINED 22930 750 0
AT&T COMMON STOCK 001957109 660 15161 SH OTHER 15161 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 744 8394 SH DEFINED 7594 800 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 89 1000 SH OTHER 1000 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2232 50027 SH DEFINED 50027 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 488 10935 SH OTHER 10935 0 0
AVON PRODS INC COMMON STOCK 054303102 237 9560 SH DEFINED 9560 0 0
AVON PRODS INC COMMON STOCK 054303102 140 5633 SH OTHER 5633 0 0
BANK ONE CORP COMMON STOCK 06423A103 1207 34668 SH DEFINED 34668 0 0
BANK ONE CORP COMMON STOCK 06423A103 1119 32152 SH OTHER 32152 0 0
BANK PLUS CORP COMMON STOCK 064446107 47 11000 SH DEFINED 11000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2234 33184 SH DEFINED 32184 0 1000
BELL ATLANTIC CORP COMMON STOCK 077853109 806 11968 SH OTHER 11968 0 0
BELLSOUTH CORP COMMON STOCK 079860102 3315 73660 SH DEFINED 73270 390 0
BELLSOUTH CORP COMMON STOCK 079860102 1271 28255 SH OTHER 28255 0 0
BESTFOODS COMMON STOCK 08658U101 481 9898 SH DEFINED 9898 0 0
BESTFOODS COMMON STOCK 08658U101 102 2100 SH OTHER 2100 0 0
BOEING CO COMMON STOCK 097023105 526 12332 SH DEFINED 12332 0 0
BOEING CO COMMON STOCK 097023105 101 2380 SH OTHER 2380 0 0
</TABLE>
<PAGE> 4
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8947 132547 SH DEFINED 128547 4000 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 4483 66413 SH OTHER 66413 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 496 12683 SH DEFINED 12683 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 299 7654 SH OTHER 7654 0 0
CATALINA MARKETING CORP COMMON STOCK 148867104 170 2000 SH DEFINED 2000 0 0
CATALINA MARKETING CORP COMMON STOCK 148867104 42 500 SH OTHER 500 0 0
CATERPILLAR INC COMMON STOCK 149123101 422 7700 SH DEFINED 7700 0 0
CATERPILLAR INC COMMON STOCK 149123101 51 936 SH OTHER 936 0 0
CHARTER ONE FINL INC COMMON STOCK 160903100 339 14670 SH DEFINED 14670 0 0
CHARTER ONE FINL INC COMMON STOCK 160903100 49 2125 SH OTHER 2125 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 322 4278 SH DEFINED 4278 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 29 390 SH OTHER 390 0 0
CHEVRON CORP COMMON STOCK 166751107 441 4970 SH DEFINED 4442 528 0
CHEVRON CORP COMMON STOCK 166751107 208 2342 SH OTHER 2342 0 0
CINTAS CORP COMMON STOCK 172908105 181 3138 SH DEFINED 3138 0 0
CINTAS CORP COMMON STOCK 172908105 58 1000 SH OTHER 1000 0 0
CISCO SYS INC COMMON STOCK 17275R102 13487 196716 SH DEFINED 195444 1122 150
CISCO SYS INC COMMON STOCK 17275R102 4963 72388 SH OTHER 71393 0 995
CITIGROUP INC. COMMON STOCK 172967101 2864 65100 SH DEFINED 65100 0 0
CITIGROUP INC. COMMON STOCK 172967101 487 11064 SH OTHER 10989 0 75
CLOROX CO COMMON STOCK 189054109 513 13420 SH DEFINED 13420 0 0
COASTAL CORP COMMON STOCK 190441105 237 5800 SH DEFINED 5800 0 0
COASTAL CORP COMMON STOCK 190441105 8 200 SH OTHER 200 0 0
COCA COLA CO COMMON STOCK 191216100 3141 65106 SH DEFINED 64706 0 400
</TABLE>
<PAGE> 5
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
COCA COLA CO COMMON STOCK 191216100 1014 21010 SH OTHER 21010 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1105 24154 SH DEFINED 24154 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 133 2911 SH OTHER 2911 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 3511 57437 SH DEFINED 57437 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 370 6058 SH OTHER 5833 0 225
CONEXANT SYS INC COMMON STOCK 207142100 110 1511 SH DEFINED 1511 0 0
CONEXANT SYS INC COMMON STOCK 207142100 109 1507 SH OTHER 1507 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 272 4366 SH DEFINED 4366 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 57 906 SH OTHER 906 0 0
CSX CORP COMMON STOCK 126408103 270 6382 SH DEFINED 6382 0 0
CSX CORP COMMON STOCK 126408103 4 100 SH OTHER 100 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 7981 190868 SH DEFINED 190868 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 128 3056 SH OTHER 2971 0 85
DIEBOLD INC COMMON STOCK 253651103 2940 127150 SH DEFINED 127150 0 0
DIEBOLD INC COMMON STOCK 253651103 3013 130309 SH OTHER 130309 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 372 14292 SH DEFINED 14292 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 326 12536 SH OTHER 12536 0 0
DOLLAR GEN CORP COMMON STOCK 256669102 304 9846 SH OTHER 9846 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 404 8952 SH DEFINED 8952 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 124 2749 SH OTHER 2749 0 0
DOVER CORP COMMON STOCK 260003108 123 3000 SH DEFINED 3000 0 0
DOVER CORP COMMON STOCK 260003108 135 3300 SH OTHER 3300 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 279 2457 SH DEFINED 1827 630 0
DOW CHEMICAL CO COMMON STOCK 260543103 51 453 SH OTHER 453 0 0
</TABLE>
<PAGE> 6
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 938 15503 SH DEFINED 15503 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 441 7287 SH OTHER 7237 0 50
DUKE POWER CO COMMON STOCK 264399106 376 6816 SH DEFINED 6816 0 0
DUKE POWER CO COMMON STOCK 264399106 36 660 SH OTHER 660 0 0
E M C CORP MASS COMMON STOCK 268648102 6919 96939 SH DEFINED 96539 400 0
E M C CORP MASS COMMON STOCK 268648102 129 1803 SH OTHER 1673 0 130
EATON CORP COMMON STOCK 278058102 639 7403 SH DEFINED 6856 547 0
EATON CORP COMMON STOCK 278058102 944 10938 SH OTHER 10938 0 0
ECHOSTAR COMMUNICATIONS CORP N COMMON STOCK 278762109 763 8400 SH DEFINED 8400 0 0
ECHOSTAR COMMUNICATIONS CORP N COMMON STOCK 278762109 54 600 SH OTHER 600 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 3283 51957 SH DEFINED 51357 600 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 780 12351 SH OTHER 12351 0 0
ENRON CORP COMMON STOCK 293561106 1170 28487 SH DEFINED 28487 0 0
ENRON CORP COMMON STOCK 293561106 37 892 SH OTHER 892 0 0
EXXON CORP COMMON STOCK 302290101 6548 86152 SH DEFINED 84752 0 1400
EXXON CORP COMMON STOCK 302290101 3149 41434 SH OTHER 40734 0 700
FEDERAL NATIONAL MORTGAGE ASSO COMMON STOCK 313586109 2088 33315 SH DEFINED 33315 0 0
FEDERAL NATIONAL MORTGAGE ASSO COMMON STOCK 313586109 628 10024 SH OTHER 10024 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 301 11893 SH OTHER 11893 0 0
FIRSTMERIT CORP COMMON STOCK 337915102 4267 168175 SH DEFINED 168175 0 0
FIRSTMERIT CORP COMMON STOCK 337915102 6434 253539 SH OTHER 209935 0 43604
FORD MOTOR CO COMMON STOCK 345370100 299 5948 SH DEFINED 5948 0 0
FORD MOTOR CO COMMON STOCK 345370100 10 200 SH OTHER 200 0 0
FPL GROUP INC COMMON STOCK 302571104 319 6324 SH DEFINED 6324 0 0
</TABLE>
<PAGE> 7
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FPL GROUP INC COMMON STOCK 302571104 321 6369 SH OTHER 6369 0 0
GANNETT INC COMMON STOCK 364730101 1072 15492 SH DEFINED 15492 0 0
GANNETT INC COMMON STOCK 364730101 495 7150 SH OTHER 7150 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 19744 166525 SH DEFINED 161458 3267 1800
GENERAL ELECTRIC CO COMMON STOCK 369604103 8503 71717 SH OTHER 69617 0 2100
GENERAL MILLS INC COMMON STOCK 370334104 198 2438 SH DEFINED 2438 0 0
GENERAL MILLS INC COMMON STOCK 370334104 160 1975 SH OTHER 1975 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 272 4319 SH DEFINED 4319 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 22 350 SH OTHER 350 0 0
GILLETTE CO COMMON STOCK 375766102 840 24758 SH DEFINED 24758 0 0
GILLETTE CO COMMON STOCK 375766102 193 5700 SH OTHER 2900 0 2800
GTE CORP COMMON STOCK 362320103 3095 40256 SH DEFINED 38056 1700 500
GTE CORP COMMON STOCK 362320103 810 10533 SH OTHER 10533 0 0
HALLIBURTON CO COMMON STOCK 406216101 252 6156 SH DEFINED 6156 0 0
HALLIBURTON CO COMMON STOCK 406216101 37 900 SH OTHER 900 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 677 13908 SH DEFINED 13908 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 152 3114 SH OTHER 3114 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 4293 47307 SH DEFINED 47307 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 875 9646 SH OTHER 9571 0 75
HOME DEPOT INC COMMON STOCK 437076102 3017 43958 SH DEFINED 43958 0 0
HOME DEPOT INC COMMON STOCK 437076102 423 6166 SH OTHER 6166 0 0
HOUSEHOLD INTL INC COMMON STOCK 441815107 1102 27462 SH DEFINED 26912 550 0
HOUSEHOLD INTL INC COMMON STOCK 441815107 150 3740 SH OTHER 3740 0 0
INTEL CORP COMMON STOCK 458140100 12228 164546 SH DEFINED 163996 550 0
</TABLE>
<PAGE> 8
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INTEL CORP COMMON STOCK 458140100 2380 32028 SH OTHER 31213 0 815
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 5780 47767 SH DEFINED 47767 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 494 4082 SH OTHER 4042 0 40
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 1868 45418 SH DEFINED 45418 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 329 7988 SH OTHER 7988 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5624 61217 SH DEFINED 60967 0 250
JOHNSON & JOHNSON COMMON STOCK 478160104 599 6518 SH OTHER 6518 0 0
KEYCORP COMMON STOCK 493267108 4528 175410 SH DEFINED 175410 0 0
KEYCORP COMMON STOCK 493267108 1681 65136 SH OTHER 65136 0 0
LANCASTER COLONY CORP COMMON STOCK 513847103 218 6799 SH OTHER 6799 0 0
LILLY ELI & CO COMMON STOCK 532457108 479 7464 SH DEFINED 7464 0 0
LILLY ELI & CO COMMON STOCK 532457108 28 435 SH OTHER 435 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 3572 55053 SH DEFINED 54405 648 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 1117 17213 SH OTHER 17213 0 0
MARINER POST-ACUTE NETWORK INC COMMON STOCK 568459101 4 10000 SH DEFINED 10000 0 0
MASCO CORP COMMON STOCK 574599106 583 18800 SH OTHER 18800 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 264 7252 SH DEFINED 7252 0 0
MCDONALDS CORP COMMON STOCK 580135101 559 12920 SH DEFINED 12920 0 0
MCDONALDS CORP COMMON STOCK 580135101 1352 31258 SH OTHER 31258 0 0
MCI WORLDCOM INC COMMON STOCK 55268B106 6851 95321 SH DEFINED 94721 300 300
MCI WORLDCOM INC COMMON STOCK 55268B106 770 10719 SH OTHER 10644 0 75
MEDIAONE GROUP INC COMMON STOCK 58440J104 162 2377 SH DEFINED 2377 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 76 1114 SH OTHER 1114 0 0
MEDTRONIC INC COMMON STOCK 585055106 744 20924 SH DEFINED 20924 0 0
</TABLE>
<PAGE> 9
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MEDTRONIC INC COMMON STOCK 585055106 354 9960 SH OTHER 9960 0 0
MELLON BK CORP COMMON STOCK 585509102 397 11800 SH DEFINED 8800 3000 0
MELLON BK CORP COMMON STOCK 585509102 54 1600 SH OTHER 1600 0 0
MERCK & CO INC COMMON STOCK 589331107 3373 52036 SH DEFINED 51036 0 1000
MERCK & CO INC COMMON STOCK 589331107 6283 96942 SH OTHER 96942 0 0
MERRILL LYNCH & CO INC COMMON STOCK 590188108 794 11790 SH DEFINED 11790 0 0
MICROSOFT CORP COMMON STOCK 594918104 14594 161147 SH DEFINED 160997 150 0
MICROSOFT CORP COMMON STOCK 594918104 7995 88281 SH OTHER 87561 0 720
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 420 4374 SH DEFINED 4374 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 336 3499 SH OTHER 3499 0 0
MOBIL CORP COMMON STOCK 607059102 2536 25174 SH DEFINED 25174 0 0
MOBIL CORP COMMON STOCK 607059102 961 9537 SH OTHER 9537 0 0
MONSANTO CO COMMON STOCK 611662107 753 21088 SH DEFINED 21088 0 0
MONSANTO CO COMMON STOCK 611662107 834 23358 SH OTHER 23358 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 171 1500 SH DEFINED 1500 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 125 1091 SH OTHER 1091 0 0
MORGAN STANLEY GROUP INC. COMMON STOCK 617446448 51 574 SH DEFINED 574 0 0
MORGAN STANLEY GROUP INC. COMMON STOCK 617446448 226 2532 SH OTHER 2532 0 0
MOTOROLA INC COMMON STOCK 620076109 6085 69146 SH DEFINED 68846 300 0
MOTOROLA INC COMMON STOCK 620076109 286 3250 SH OTHER 3175 0 75
NATIONAL CITY CORP COMMON STOCK 635405103 252 9460 SH DEFINED 9460 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 242 9080 SH OTHER 9080 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 165 6740 SH DEFINED 6740 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 240 9810 SH OTHER 9810 0 0
</TABLE>
<PAGE> 10
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NORTEL NETWORKS CORP COMMON STOCK 656569100 8429 165265 SH DEFINED 164265 1000 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 489 9593 SH OTHER 8043 0 1550
ORACLE CORP COMMON STOCK 68389X105 4061 89247 SH DEFINED 89247 0 0
ORACLE CORP COMMON STOCK 68389X105 683 15010 SH OTHER 14860 0 150
PENNEY J C INC COMMON STOCK 708160106 152 4412 SH DEFINED 4412 0 0
PENNEY J C INC COMMON STOCK 708160106 263 7634 SH OTHER 7634 0 0
PEPSICO INC COMMON STOCK 713448108 2154 70631 SH DEFINED 70631 0 0
PEPSICO INC COMMON STOCK 713448108 1932 63333 SH OTHER 63333 0 0
PFIZER INC COMMON STOCK 717081103 4076 113613 SH DEFINED 113313 0 300
PFIZER INC COMMON STOCK 717081103 1214 33851 SH OTHER 31751 0 2100
PHILIP MORRIS COS INC COMMON STOCK 718154107 1682 49190 SH DEFINED 49190 0 0
PHILIP MORRIS COS INC COMMON STOCK 718154107 4776 139694 SH OTHER 139694 0 0
PITNEY BOWES INC COMMON STOCK 724479100 2257 37037 SH DEFINED 37037 0 0
PITNEY BOWES INC COMMON STOCK 724479100 631 10354 SH OTHER 10354 0 0
PNC BANK CORP COMMON STOCK 693475105 723 13730 SH DEFINED 13730 0 0
PNC BANK CORP COMMON STOCK 693475105 1993 37833 SH OTHER 34133 0 3700
PPG INDUSTRIES INC COMMON STOCK 693506107 642 10700 SH DEFINED 10700 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 3099 33056 SH DEFINED 32856 0 200
PROCTER & GAMBLE CO COMMON STOCK 742718109 1373 14642 SH OTHER 14642 0 0
PROVIDIAN CORP COMMON STOCK 74406A102 1981 25018 SH DEFINED 25018 0 0
PROVIDIAN CORP COMMON STOCK 74406A102 384 4846 SH OTHER 4846 0 0
QUAKER OATS CO COMMON STOCK 747402105 296 4776 SH DEFINED 4776 0 0
QUAKER OATS CO COMMON STOCK 747402105 260 4200 SH OTHER 4200 0 0
RALSTON PURINA GROUP COMMON STOCK 751277302 348 12475 SH DEFINED 12475 0 0
</TABLE>
<PAGE> 11
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
RALSTON PURINA GROUP COMMON STOCK 751277302 310 11136 SH OTHER 11136 0 0
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 8 400 SH DEFINED 400 0 0
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 313 15350 SH OTHER 15350 0 0
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 2048 39011 SH DEFINED 39011 0 0
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 254 4833 SH OTHER 4833 0 0
SARA LEE CORP COMMON STOCK 803111103 215 9218 SH DEFINED 9218 0 0
SARA LEE CORP COMMON STOCK 803111103 161 6892 SH OTHER 6892 0 0
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1356 26556 SH DEFINED 26556 0 0
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 783 15340 SH OTHER 15340 0 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 3168 72621 SH DEFINED 72261 360 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 1575 36102 SH OTHER 36102 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 602 9656 SH DEFINED 9656 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 84 1350 SH OTHER 1350 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 153 4888 SH DEFINED 4888 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 175 5573 SH OTHER 5573 0 0
SECOND BANCORP INC COMMON STOCK 813114105 891 32988 SH DEFINED 32988 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 292 13931 SH DEFINED 13931 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 165 7900 SH OTHER 7900 0 0
SKY FINL GROUP INC COMMON STOCK 83080P103 61 2602 SH DEFINED 1542 1060 0
SKY FINL GROUP INC COMMON STOCK 83080P103 202 8591 SH OTHER 8591 0 0
SOLECTRON CORP COMMON STOCK 834182107 10127 141024 SH DEFINED 140924 100 0
SOLECTRON CORP COMMON STOCK 834182107 83 1160 SH OTHER 1035 0 125
SOUTHERN CO COMMON STOCK 842587107 287 11150 SH DEFINED 11150 0 0
SOUTHERN CO COMMON STOCK 842587107 152 5896 SH OTHER 5896 0 0
</TABLE>
<PAGE> 12
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SPRINT CORP COMMON STOCK 852061100 1793 33056 SH DEFINED 33056 0 0
SPRINT CORP COMMON STOCK 852061100 70 1290 SH OTHER 1290 0 0
SPRINT CORP (PCS GROUP) COMMON STOCK 852061506 644 8632 SH DEFINED 8632 0 0
SPRINT CORP (PCS GROUP) COMMON STOCK 852061506 24 323 SH OTHER 323 0 0
STATE STREET CORP COMMON STOCK 857477103 1072 16593 SH DEFINED 16493 100 0
STATE STREET CORP COMMON STOCK 857477103 73 1135 SH OTHER 1135 0 0
SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 1051 31251 SH DEFINED 31101 150 0
SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 63 1872 SH OTHER 1587 0 285
SYSCO CORP COMMON STOCK 871829107 413 11785 SH DEFINED 11785 0 0
SYSCO CORP COMMON STOCK 871829107 104 2962 SH OTHER 2962 0 0
TELLABS INC COMMON STOCK 879664100 3858 67754 SH DEFINED 67754 0 0
TELLABS INC COMMON STOCK 879664100 419 7353 SH OTHER 6353 0 1000
TEXACO INC COMMON STOCK 881694103 978 15494 SH DEFINED 15494 0 0
TEXACO INC COMMON STOCK 881694103 129 2036 SH OTHER 2036 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 489 5940 SH OTHER 5940 0 0
TEXAS UTILITIES COMMON STOCK 882848104 224 6000 SH DEFINED 6000 0 0
TEXAS UTILITIES COMMON STOCK 882848104 37 1000 SH OTHER 1000 0 0
TIMKEN CO COMMON STOCK 887389104 246 15237 SH DEFINED 15237 0 0
TIMKEN CO COMMON STOCK 887389104 13 800 SH OTHER 800 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 76 1847 SH DEFINED 1847 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 184 4506 SH OTHER 4506 0 0
TRW INC COMMON STOCK 872649108 267 5364 SH DEFINED 5364 0 0
TRW INC COMMON STOCK 872649108 63 1272 SH OTHER 1272 0 0
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 2607 25251 SH DEFINED 25251 0 0
</TABLE>
<PAGE> 13
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 7461 72258 SH OTHER 72258 0 0
U S WEST INC NEW COMMON STOCK 91273H101 236 4138 SH DEFINED 4138 0 0
U S WEST INC NEW COMMON STOCK 91273H101 163 2850 SH OTHER 2850 0 0
UCBH HLDGS INC COMMON STOCK 90262T308 130 7100 SH DEFINED 7100 0 0
UCBH HLDGS INC COMMON STOCK 90262T308 86 4700 SH OTHER 4700 0 0
UNB CORP OHIO COMMON STOCK 903056109 19156 1192562 SH DEFINED 1048653 143909 0
UNB CORP OHIO COMMON STOCK 903056109 8523 530638 SH OTHER 530638 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 536 11000 SH OTHER 11000 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 161 2706 SH DEFINED 2706 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 138 2320 SH OTHER 2320 0 0
UNITRIN INC COMMON STOCK 913275103 455 13080 SH DEFINED 11490 1590 0
VALENCE TECHNOLOGY INC COMMON STOCK 918914102 47 10000 SH DEFINED 10000 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 435 1828 SH DEFINED 1828 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 121 509 SH OTHER 509 0 0
WAL MART STORES INC COMMON STOCK 931142103 4016 84444 SH DEFINED 84444 0 0
WAL MART STORES INC COMMON STOCK 931142103 6372 133974 SH OTHER 133874 0 100
WALGREEN CO COMMON STOCK 931422109 329 12951 SH DEFINED 12351 600 0
WALGREEN CO COMMON STOCK 931422109 69 2728 SH OTHER 2728 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 364 5490 SH DEFINED 5490 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 279 4200 SH OTHER 4200 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 409 10322 SH DEFINED 10322 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 280 7072 SH OTHER 7072 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 43 625 SH DEFINED 625 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 991 14400 SH OTHER 14400 0 0
</TABLE>
<PAGE> 14
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 1274 11495 SH DEFINED 11495 0 0
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 358 3227 SH OTHER 3227 0 0
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 1241 21004 SH DEFINED 21004 0 0
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 307 5200 SH OTHER 5200 0 0
SHELL TRANSPORT & TRADING PLC COMMON STOCK 822703609 134 2950 SH DEFINED 2950 0 0
SHELL TRANSPORT & TRADING PLC COMMON STOCK 822703609 168 3700 SH OTHER 3700 0 0
SMITHKLINE BEECHAM P L C ADR C COMMON STOCK 832378301 350 6074 SH DEFINED 6074 0 0
</TABLE>
