<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: United National Bank
ADDRESS: 220 Market Avenue South
2nd Floor
Canton, OH 44702
Form 13F File Number: 28-05165
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
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NAME: Sharon Bing
TITLE: Trust Operations Officer
PHONE: (330)438-1215
SIGNATURE,PLACE,AND DATE OF SIGNING:
Sharon Bing Canton, OH 1/8/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 301
FORM 13F INFORMATION TABLE VALUE TOTAL: $539,996
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABORATORIES COMMON STOCK 002824100 1317 36268 SH DEFINED 31068 4400 800
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABORATORIES COMMON STOCK 002824100 377 10395 SH OTHER 10395 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 5708 78665 SH DEFINED 78665 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 36 500 SH OTHER 500 0 0
ADOBE SYS INC COMMON STOCK 00724F101 914 13595 SH DEFINED 13595 0 0
ADOBE SYS INC COMMON STOCK 00724F101 20 300 SH OTHER 300 0 0
AEGON N V COMMON STOCK 007924103 418 4374 SH DEFINED 4374 0 0
AEGON N V COMMON STOCK 007924103 129 1356 SH OTHER 1356 0 0
AFLAC INC. COMMON STOCK 001055102 747 15830 SH DEFINED 15830 0 0
AFLAC INC. COMMON STOCK 001055102 184 3897 SH OTHER 3897 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 267 7944 SH DEFINED 7944 0 0
ALCOA INC COMMON STOCK 013817101 325 3920 SH DEFINED 3920 0 0
ALCOA INC COMMON STOCK 013817101 166 2000 SH OTHER 2000 0 0
ALLSTATE CORP COMMON STOCK 020002101 280 11622 SH DEFINED 11622 0 0
ALLSTATE CORP COMMON STOCK 020002101 251 10434 SH OTHER 10434 0 0
ALLTEL CORP COMMON STOCK 020039103 6176 74690 SH DEFINED 72632 2058 0
ALLTEL CORP COMMON STOCK 020039103 436 5275 SH OTHER 5175 0 100
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 222 6926 SH DEFINED 6926 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 83 2588 SH OTHER 2588 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 419 2520 SH DEFINED 1718 802 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 316 1900 SH OTHER 1900 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 2029 51690 SH DEFINED 50890 800 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 697 17754 SH OTHER 17754 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 14489 134001 SH DEFINED 134001 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 7478 69160 SH OTHER 69098 0 62
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 422 16000 SH OTHER 16000 0 0
AMGEN INC COMMON STOCK 031162100 9747 162278 SH DEFINED 162278 0 0
AMGEN INC COMMON STOCK 031162100 334 5562 SH OTHER 5352 0 210
ANALOG DEVICES INC COMMON STOCK 032654105 419 4500 SH OTHER 4500 0 0
APPLIED MATLS INC COMMON STOCK 038222105 11396 89954 SH DEFINED 89609 125 220
APPLIED MATLS INC COMMON STOCK 038222105 795 6277 SH OTHER 6092 0 185
AT & T CORP LIBERTY MEDIA GP COMMON STOCK 001957208 349 6140 SH DEFINED 6140 0 0
AT&T COMMON STOCK 001957109 1357 26709 SH DEFINED 25959 750 0
AT&T COMMON STOCK 001957109 659 12966 SH OTHER 12966 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 707 8169 SH DEFINED 7369 800 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 87 1000 SH OTHER 1000 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2749 51027 SH DEFINED 51027 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 589 10935 SH OTHER 10935 0 0
AVON PRODS INC COMMON STOCK 054303102 226 6860 SH DEFINED 6860 0 0
AVON PRODS INC COMMON STOCK 054303102 173 5233 SH OTHER 5233 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 218 4353 SH DEFINED 4353 0 0
BANK ONE CORP COMMON STOCK 06423A103 1162 36300 SH DEFINED 36300 0 0
BANK ONE CORP COMMON STOCK 06423A103 801 25034 SH OTHER 25034 0 0
BANK PLUS CORP COMMON STOCK 064446107 32 11000 SH DEFINED 11000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2108 34247 SH DEFINED 33247 0 1000
BELL ATLANTIC CORP COMMON STOCK 077853109 612 9938 SH OTHER 9938 0 0
BELLSOUTH CORP COMMON STOCK 079860102 3471 74139 SH DEFINED 73749 390 0
BELLSOUTH CORP COMMON STOCK 079860102 1204 25727 SH OTHER 25727 0 0
BESTFOODS COMMON STOCK 08658U101 448 8528 SH DEFINED 8528 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
BESTFOODS COMMON STOCK 08658U101 110 2100 SH OTHER 2100 0 0
BOEING CO COMMON STOCK 097023105 456 10996 SH DEFINED 10996 0 0
BOEING CO COMMON STOCK 097023105 91 2184 SH OTHER 2184 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 8753 136372 SH DEFINED 132372 4000 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 4270 66528 SH OTHER 66528 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 446 11524 SH DEFINED 11524 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 296 7654 SH OTHER 7654 0 0
CATALINA MARKETING CORP COMMON STOCK 148867104 232 2000 SH DEFINED 2000 0 0
CATALINA MARKETING CORP COMMON STOCK 148867104 58 500 SH OTHER 500 0 0
CATERPILLAR INC COMMON STOCK 149123101 339 7200 SH DEFINED 7200 0 0
CATERPILLAR INC COMMON STOCK 149123101 44 936 SH OTHER 936 0 0
CHARTER ONE FINL INC COMMON STOCK 160903100 210 10956 SH DEFINED 10956 0 0
CHARTER ONE FINL INC COMMON STOCK 160903100 36 1868 SH OTHER 1868 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 337 4342 SH DEFINED 4342 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 30 390 SH OTHER 390 0 0
CHEVRON CORP COMMON STOCK 166751107 344 3970 SH DEFINED 3442 528 0
CHEVRON CORP COMMON STOCK 166751107 199 2292 SH OTHER 2292 0 0
CISCO SYS INC COMMON STOCK 17275R102 20836 194505 SH DEFINED 192973 1122 410
CISCO SYS INC COMMON STOCK 17275R102 7851 73287 SH OTHER 72292 0 995
CITIGROUP INC. COMMON STOCK 172967101 4367 78416 SH DEFINED 78416 0 0
CITIGROUP INC. COMMON STOCK 172967101 561 10066 SH OTHER 9991 0 75
CLOROX CO COMMON STOCK 189054109 606 12020 SH DEFINED 12020 0 0
COCA COLA CO COMMON STOCK 191216100 3633 62376 SH DEFINED 61997 0 379
COCA COLA CO COMMON STOCK 191216100 1225 21030 SH OTHER 21030 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1727 26574 SH DEFINED 26574 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 199 3061 SH OTHER 3061 0 0
COMCAST CORP COMMON STOCK 200300200 234 4632 SH DEFINED 4632 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 5404 77275 SH DEFINED 77275 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 427 6108 SH OTHER 5883 0 225
CONEXANT SYS INC COMMON STOCK 207142100 217 3272 SH DEFINED 3272 0 0
CONEXANT SYS INC COMMON STOCK 207142100 174 2614 SH OTHER 2614 0 0
CONSOLIDATED NATURAL GAS CO COMMON STOCK 209615103 276 4253 SH DEFINED 4253 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 9257 181511 SH DEFINED 181511 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 166 3256 SH OTHER 3171 0 85
DIEBOLD INC COMMON STOCK 253651103 2948 125438 SH DEFINED 125438 0 0
DIEBOLD INC COMMON STOCK 253651103 2873 122265 SH OTHER 122265 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 484 16542 SH DEFINED 16542 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 367 12536 SH OTHER 12536 0 0
DOLLAR GEN CORP COMMON STOCK 256669102 224 9846 SH OTHER 9846 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 308 7852 SH DEFINED 7852 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 84 2149 SH OTHER 2149 0 0
DOVER CORP COMMON STOCK 260003108 136 3000 SH DEFINED 3000 0 0
DOVER CORP COMMON STOCK 260003108 150 3300 SH OTHER 3300 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 416 3110 SH DEFINED 2480 630 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 886 13450 SH DEFINED 13450 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 454 6887 SH OTHER 6837 0 50
DUKE POWER CO COMMON STOCK 264399106 351 7003 SH DEFINED 7003 0 0
DUKE POWER CO COMMON STOCK 264399106 33 660 SH OTHER 660 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
E M C CORP MASS COMMON STOCK 268648102 10095 92407 SH DEFINED 92007 400 0
E M C CORP MASS COMMON STOCK 268648102 219 2003 SH OTHER 1873 0 130
EATON CORP COMMON STOCK 278058102 588 8103 SH DEFINED 7556 547 0
EATON CORP COMMON STOCK 278058102 794 10938 SH OTHER 10938 0 0
ECHOSTAR COMMUNICATIONS CORP N COMMON STOCK 278762109 1638 16800 SH DEFINED 16800 0 0
ECHOSTAR COMMUNICATIONS CORP N COMMON STOCK 278762109 117 1200 SH OTHER 1200 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 3098 54004 SH DEFINED 53404 600 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 695 12111 SH OTHER 12111 0 0
ENRON CORP COMMON STOCK 293561106 1472 33170 SH DEFINED 33170 0 0
ENRON CORP COMMON STOCK 293561106 40 892 SH OTHER 892 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 10566 131154 SH DEFINED 130454 0 700
EXXON MOBIL CORP COMMON STOCK 30231G102 3407 42293 SH OTHER 41593 0 700
FEDERAL NATIONAL MORTGAGE ASSO COMMON STOCK 313586109 2161 34604 SH DEFINED 34604 0 0
FEDERAL NATIONAL MORTGAGE ASSO COMMON STOCK 313586109 626 10024 SH OTHER 10024 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 2 103 SH DEFINED 103 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 257 11332 SH OTHER 11332 0 0
FIRSTMERIT CORP COMMON STOCK 337915102 5784 251460 SH DEFINED 251460 0 0
FIRSTMERIT CORP COMMON STOCK 337915102 2791 121335 SH OTHER 77731 0 43604
FORD MOTOR CO COMMON STOCK 345370100 322 6041 SH DEFINED 6041 0 0
FORD MOTOR CO COMMON STOCK 345370100 11 200 SH OTHER 200 0 0
FPL GROUP INC COMMON STOCK 302571104 271 6324 SH DEFINED 6324 0 0
FPL GROUP INC COMMON STOCK 302571104 273 6369 SH OTHER 6369 0 0
GANNETT INC COMMON STOCK 364730101 1235 15142 SH DEFINED 15142 0 0
GANNETT INC COMMON STOCK 364730101 599 7350 SH OTHER 7350 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
GENERAL ELECTRIC CO COMMON STOCK 369604103 27104 175145 SH DEFINED 170078 3267 1800
GENERAL ELECTRIC CO COMMON STOCK 369604103 11186 72286 SH OTHER 70186 0 2100
GENERAL MILLS INC COMMON STOCK 370334104 174 4876 SH DEFINED 4876 0 0
GENERAL MILLS INC COMMON STOCK 370334104 141 3950 SH OTHER 3950 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 266 3665 SH DEFINED 3665 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 25 350 SH OTHER 350 0 0
GILLETTE CO COMMON STOCK 375766102 905 21966 SH DEFINED 21966 0 0
GILLETTE CO COMMON STOCK 375766102 202 4900 SH OTHER 2100 0 2800
GTE CORP COMMON STOCK 362320103 2939 41656 SH DEFINED 39456 1700 500
GTE CORP COMMON STOCK 362320103 722 10233 SH OTHER 10233 0 0
HALLIBURTON CO COMMON STOCK 406216101 274 6800 SH DEFINED 6800 0 0
HALLIBURTON CO COMMON STOCK 406216101 36 900 SH OTHER 900 0 0
HARTFORD FINL SERVICES GROUP I COMMON STOCK 416515104 147 3102 SH DEFINED 3102 0 0
HARTFORD FINL SERVICES GROUP I COMMON STOCK 416515104 74 1552 SH OTHER 1552 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 558 11768 SH DEFINED 11768 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 133 2814 SH OTHER 2814 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 2750 24177 SH DEFINED 24177 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 1057 9296 SH OTHER 9296 0 0
HOME DEPOT INC COMMON STOCK 437076102 5799 84576 SH DEFINED 84576 0 0
HOME DEPOT INC COMMON STOCK 437076102 686 9999 SH OTHER 9999 0 0
HOUSEHOLD INTL INC COMMON STOCK 441815107 1027 27562 SH DEFINED 27012 550 0
HOUSEHOLD INTL INC COMMON STOCK 441815107 133 3580 SH OTHER 3580 0 0
INTEL CORP COMMON STOCK 458140100 12605 153132 SH DEFINED 152582 550 0
INTEL CORP COMMON STOCK 458140100 2693 32713 SH OTHER 31898 0 815
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 4012 37194 SH DEFINED 37194 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 267 2476 SH OTHER 2476 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 2573 44603 SH DEFINED 44603 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 475 8228 SH OTHER 8228 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 6714 72004 SH DEFINED 71754 0 250
JOHNSON & JOHNSON COMMON STOCK 478160104 675 7238 SH OTHER 7188 0 50
KENNAMETAL INC COMMON STOCK 489170100 235 7000 SH DEFINED 7000 0 0
KEYCORP COMMON STOCK 493267108 3916 176990 SH DEFINED 176990 0 0
KEYCORP COMMON STOCK 493267108 1114 50336 SH OTHER 50336 0 0
LANCASTER COLONY CORP COMMON STOCK 513847103 225 6799 SH OTHER 6799 0 0
LILLY ELI & CO COMMON STOCK 532457108 597 8981 SH DEFINED 8981 0 0
LILLY ELI & CO COMMON STOCK 532457108 29 435 SH OTHER 435 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 4017 53561 SH DEFINED 52913 648 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 1233 16442 SH OTHER 16442 0 0
MASCO CORP COMMON STOCK 574599106 477 18800 SH OTHER 18800 0 0
MAY DEPARTMENT STORES CO COMMON STOCK 577778103 215 6652 SH DEFINED 6652 0 0
MCDONALDS CORP COMMON STOCK 580135101 634 15720 SH DEFINED 15720 0 0
MCDONALDS CORP COMMON STOCK 580135101 1260 31258 SH OTHER 31258 0 0
MCI WORLDCOM INC COMMON STOCK 55268B106 7999 150753 SH DEFINED 149853 450 450
MCI WORLDCOM INC COMMON STOCK 55268B106 961 18110 SH OTHER 17997 0 113
MEAD CORP COMMON STOCK 582834107 174 4000 SH DEFINED 4000 0 0
MEAD CORP COMMON STOCK 582834107 43 1000 SH OTHER 1000 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 175 2276 SH DEFINED 2276 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 73 952 SH OTHER 952 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
MEDTRONIC INC COMMON STOCK 585055106 838 23002 SH DEFINED 23002 0 0
MEDTRONIC INC COMMON STOCK 585055106 363 9960 SH OTHER 9960 0 0
MELLON FINANCIAL CORP COMMON STOCK 58551A108 429 12600 SH DEFINED 9600 3000 0
MELLON FINANCIAL CORP COMMON STOCK 58551A108 55 1600 SH OTHER 1600 0 0
MERCK & CO INC COMMON STOCK 589331107 3532 52562 SH DEFINED 51562 0 1000
MERCK & CO INC COMMON STOCK 589331107 6474 96358 SH OTHER 96358 0 0
MERRILL LYNCH & CO INC COMMON STOCK 590188108 970 11640 SH DEFINED 11640 0 0
MICROSOFT CORP COMMON STOCK 594918104 14656 125535 SH DEFINED 125200 150 185
MICROSOFT CORP COMMON STOCK 594918104 10316 88360 SH OTHER 87640 0 720
MILLICOM INTL CELLULAR COMMON STOCK L6388F102 252 4042 SH DEFINED 4042 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 425 4341 SH DEFINED 4341 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 343 3500 SH OTHER 3500 0 0
MONSANTO CO COMMON STOCK 611662107 690 19458 SH DEFINED 19458 0 0
MONSANTO CO COMMON STOCK 611662107 792 22358 SH OTHER 22358 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 227 1796 SH DEFINED 1796 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 75 595 SH OTHER 595 0 0
MORGAN STANLEY GROUP INC. COMMON STOCK 617446448 82 574 SH DEFINED 574 0 0
MORGAN STANLEY GROUP INC. COMMON STOCK 617446448 361 2532 SH OTHER 2532 0 0
MOTOROLA INC COMMON STOCK 620076109 10507 71358 SH DEFINED 71058 300 0
MOTOROLA INC COMMON STOCK 620076109 493 3350 SH OTHER 3275 0 75
NATIONAL CITY CORP COMMON STOCK 635405103 185 7828 SH DEFINED 7828 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 177 7468 SH OTHER 7468 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 120 5840 SH DEFINED 5840 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 187 9110 SH OTHER 9110 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
NORTEL NETWORKS CORP COMMON STOCK 656569100 18231 180505 SH DEFINED 179190 1000 315
NORTEL NETWORKS CORP COMMON STOCK 656569100 1163 11514 SH OTHER 9854 0 1660
ORACLE CORP COMMON STOCK 68389X105 12011 107185 SH DEFINED 107185 0 0
ORACLE CORP COMMON STOCK 68389X105 1758 15685 SH OTHER 15435 0 250
PEPSICO INC COMMON STOCK 713448108 2319 65785 SH DEFINED 65785 0 0
PEPSICO INC COMMON STOCK 713448108 2020 57315 SH OTHER 57315 0 0
PFIZER INC COMMON STOCK 717081103 4361 134447 SH DEFINED 134147 0 300
PFIZER INC COMMON STOCK 717081103 1095 33755 SH OTHER 31655 0 2100
PHILIP MORRIS COS INC COMMON STOCK 718154107 942 40959 SH DEFINED 40959 0 0
PHILIP MORRIS COS INC COMMON STOCK 718154107 3179 138214 SH OTHER 138214 0 0
PITNEY BOWES INC COMMON STOCK 724479100 1816 37595 SH DEFINED 37595 0 0
PITNEY BOWES INC COMMON STOCK 724479100 502 10386 SH OTHER 10386 0 0
PNC BANK CORP COMMON STOCK 693475105 539 12122 SH DEFINED 12122 0 0
PNC BANK CORP COMMON STOCK 693475105 1684 37833 SH OTHER 34133 0 3700
PPG INDUSTRIES INC COMMON STOCK 693506107 688 11000 SH DEFINED 11000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 3533 32246 SH DEFINED 32046 0 200
PROCTER & GAMBLE CO COMMON STOCK 742718109 1611 14702 SH OTHER 14702 0 0
PROVIDIAN CORP COMMON STOCK 74406A102 2323 25506 SH DEFINED 25506 0 0
PROVIDIAN CORP COMMON STOCK 74406A102 447 4913 SH OTHER 4913 0 0
QUAKER OATS CO COMMON STOCK 747402105 267 4076 SH DEFINED 4076 0 0
QUAKER OATS CO COMMON STOCK 747402105 163 2480 SH OTHER 2480 0 0
QUALCOMM INC COMMON STOCK 747525103 388 2200 SH DEFINED 2200 0 0
RALSTON PURINA GROUP COMMON STOCK 751277302 381 13675 SH DEFINED 13675 0 0
RALSTON PURINA GROUP COMMON STOCK 751277302 260 9336 SH OTHER 9336 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 9 400 SH DEFINED 400 0 0
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 345 15350 SH OTHER 15350 0 0
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 491 10256 SH DEFINED 10256 0 0
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 168 3513 SH OTHER 3513 0 0
RPM INC OHIO COMMON STOCK 749685103 103 10138 SH DEFINED 10138 0 0
SARA LEE CORP COMMON STOCK 803111103 195 8818 SH DEFINED 8818 0 0
SARA LEE CORP COMMON STOCK 803111103 152 6892 SH OTHER 6892 0 0
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 2978 61077 SH DEFINED 61077 0 0
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1516 31093 SH OTHER 31093 0 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 3195 75400 SH DEFINED 75040 360 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 1548 36536 SH OTHER 36536 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 521 9286 SH DEFINED 9286 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 76 1350 SH OTHER 1350 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 123 4038 SH DEFINED 4038 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 169 5573 SH OTHER 5573 0 0
SECOND BANCORP INC COMMON STOCK 813114105 739 33046 SH DEFINED 33046 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 377 17936 SH DEFINED 17936 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 166 7900 SH OTHER 7900 0 0
SKY FINL GROUP INC COMMON STOCK 83080P103 83 4140 SH DEFINED 2974 1166 0
SKY FINL GROUP INC COMMON STOCK 83080P103 190 9448 SH OTHER 9448 0 0
SOLECTRON CORP COMMON STOCK 834182107 12350 129832 SH DEFINED 129732 100 0
SOLECTRON CORP COMMON STOCK 834182107 146 1535 SH OTHER 1410 0 125
SOUTHERN CO COMMON STOCK 842587107 340 14450 SH DEFINED 14450 0 0
SOUTHERN CO COMMON STOCK 842587107 73 3096 SH OTHER 3096 0 0
</TABLE>
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<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
SPRINT CORP COMMON STOCK 852061100 2225 33056 SH DEFINED 33056 0 0
SPRINT CORP COMMON STOCK 852061100 87 1290 SH OTHER 1290 0 0
SPRINT CORP (PCS GROUP) COMMON STOCK 852061506 885 8632 SH DEFINED 8632 0 0
SPRINT CORP (PCS GROUP) COMMON STOCK 852061506 33 323 SH OTHER 323 0 0
STATE STREET CORP COMMON STOCK 857477103 1251 17124 SH DEFINED 17024 100 0
STATE STREET CORP COMMON STOCK 857477103 85 1162 SH OTHER 1162 0 0
SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 5506 86619 SH DEFINED 86469 150 0
SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 135 2122 SH OTHER 1837 0 285
SYSCO CORP COMMON STOCK 871829107 526 13285 SH DEFINED 13285 0 0
SYSCO CORP COMMON STOCK 871829107 114 2882 SH OTHER 2882 0 0
TELLABS INC COMMON STOCK 879664100 3724 58019 SH DEFINED 57734 0 285
TELLABS INC COMMON STOCK 879664100 475 7398 SH OTHER 6398 0 1000
TEXACO INC COMMON STOCK 881694103 863 15894 SH DEFINED 15894 0 0
TEXACO INC COMMON STOCK 881694103 111 2036 SH OTHER 2036 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 39 400 SH DEFINED 400 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 571 5910 SH OTHER 5910 0 0
TEXAS UTILITIES COMMON STOCK 882848104 231 6500 SH DEFINED 6500 0 0
TEXAS UTILITIES COMMON STOCK 882848104 36 1000 SH OTHER 1000 0 0
TIMKEN CO COMMON STOCK 887389104 380 18570 SH DEFINED 18570 0 0
TIMKEN CO COMMON STOCK 887389104 16 800 SH OTHER 800 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 52 1340 SH DEFINED 1340 0 0
TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 173 4486 SH OTHER 4486 0 0
TRW INC COMMON STOCK 872649108 258 4964 SH DEFINED 4964 0 0
TRW INC COMMON STOCK 872649108 66 1272 SH OTHER 1272 0 0
</TABLE>
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<PAGE> 14
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 2033 52118 SH DEFINED 52118 0 0
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 5636 144516 SH OTHER 144516 0 0
U S WEST INC NEW COMMON STOCK 91273H101 318 4416 SH DEFINED 4416 0 0
U S WEST INC NEW COMMON STOCK 91273H101 164 2274 SH OTHER 2274 0 0
UCBH HLDGS INC COMMON STOCK 90262T308 146 7100 SH DEFINED 7100 0 0
UCBH HLDGS INC COMMON STOCK 90262T308 97 4700 SH OTHER 4700 0 0
UNB CORP OHIO COMMON STOCK 903056109 15403 1179139 SH DEFINED 1036730 142409 0
UNB CORP OHIO COMMON STOCK 903056109 7586 580753 SH OTHER 580753 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 584 11000 SH OTHER 11000 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 327 5026 SH DEFINED 5026 0 0
UNITRIN INC COMMON STOCK 913275103 492 13080 SH DEFINED 11490 1590 0
VALENCE TECHNOLOGY INC COMMON STOCK 918914102 190 10000 SH DEFINED 10000 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 431 8710 SH DEFINED 8710 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 106 2140 SH OTHER 2140 0 0
WAL MART STORES INC COMMON STOCK 931142103 7540 109082 SH DEFINED 109082 0 0
WAL MART STORES INC COMMON STOCK 931142103 9393 135887 SH OTHER 135787 0 100
WALGREEN CO COMMON STOCK 931422109 295 10099 SH DEFINED 9499 600 0
WALGREEN CO COMMON STOCK 931422109 80 2728 SH OTHER 2728 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 531 6480 SH DEFINED 6480 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 321 3920 SH OTHER 3920 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 438 10822 SH DEFINED 10822 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 286 7072 SH OTHER 7072 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 178 2150 SH DEFINED 2150 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 904 10900 SH OTHER 10900 0 0
</TABLE>
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<PAGE> 15
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
YOUNG & RUBICAM INC COMMON STOCK 987425105 156 2200 SH DEFINED 2200 0 0
YOUNG & RUBICAM INC COMMON STOCK 987425105 57 800 SH OTHER 800 0 0
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 1444 24346 SH DEFINED 24346 0 0
BP AMOCO P L C SPNSD ADR COMMON STOCK 055622104 383 6454 SH OTHER 6454 0 0
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 1290 21304 SH DEFINED 21304 0 0
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 315 5200 SH OTHER 5200 0 0
SHELL TRANSPORT & TRADING PLC COMMON STOCK 822703609 100 2050 SH DEFINED 2050 0 0
SHELL TRANSPORT & TRADING PLC COMMON STOCK 822703609 181 3700 SH OTHER 3700 0 0
SMITHKLINE BEECHAM P L C ADR C COMMON STOCK 832378301 389 6074 SH DEFINED 6074 0 0
ECHOSTAR COMM CORP CONV PFD C PREFERRED STOCK 278762307 231 300 SH DEFINED N.A. N.A. N.A.
ECHOSTAR COMM CORP CONV PFD C PREFERRED STOCK 278762307 154 200 SH OTHER N.A. N.A. N.A.
EQUITY INCOME FD-1ST EXCHNG AT OTHER 294700703 229 1128 SH DEFINED N.A. N.A. N.A.
</TABLE>
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