SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report: October 25, 1999
ADVANTA Mortgage Loan Trust 1999-1
New York 333-52351-05 Pending
c/o ADVANTA Mortgage Corp., USA
Attn: H. John Berens
10790 Rancho Bernardo Road
San Diego, CA 92127
(858) 676-3099
Item 5. Other Events
Information relating to the distributions to Certificate holders
for the September 1999 Monthly Period of the Trust in respect of
the Mortgage Loan Asset-Backed Certificates, Series 1999-1
Class A (the "Certificates") issued by the Registrant and the
performance of the Trust (including distributions of principal
and interest, delinquent balances of Home Equity Loans,
and the Subordinated amount remaining), together with certain other
information relating to the certificates, is contained in the
Monthly Report for the Monthly Period provided to certificateholders
pursuant to the Pooling and Servicing Agreement (the "Agreement")
dated as of March 1, 1999 between ADVANTA Mortgage Corp.,
USA as Servicer, and Bankers Trust Company, as Trustee.
Item 7. Financial Statements, Exhibits
Exhibit No. Exhibit
1. Monthly Report for the September 1999 Monthly
period relating to the Mortgage Loan Asset-
Backed Certificates Series 1999-1, Class A
issued by the ADVANTA Mortgage Loan
Trust 1999-1.
EXHIBIT INDEX
Exhibit
1. Monthly Report for the September 1999 Monthly
Period relating to the Mortgage Loan Asset-Backed
Certificates, Series 1999-1, Class A issued by the
ADVANTA Mortgage Loan Trust 1999-1.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned thereunto duly authorized.
ADVANTA Mortgage Loan Trust 1999-1
BY: ADVANTA Mortgage Corp., USA
BY: /s/ H. John Berens
H. John Berens
Senior Vice President
Advanta Mortgage
October 28, 1999
<TABLE>
EXHIBIT 1
<CAPTION>
ADVANTA Mortgage Loan Trust 1999-1
Statement to Certificateholders
Distribution in Dollars - Current Period
<CAPTION>
Prior
Original Principal Total Realized
Class Face Value Balance Interest Principal Distribution Losses
<S> <C> <C> <C> <C> <C> <C>
A-1 125,000,000 90,977,3 454,1 7,056,701 7,510,82
A-2 82,000,00 82,000,0 408,6 408,6
A-3 44,000,00 44,000,0 223,6 223,6
A-4 83,000,00 83,000,0 435,7 435,7
A-5 26,000,00 26,000,0 145,8 145,8
A-6 40,000,00 40,000,0 211,0 211,0
A-7 400,000,000 357,714,12 1,572,65 11,400,904. 12,973,554
B
BS
R
Totals 800,000,000 723,691,44 3,451,64 18,457,605. 21,909,251
</TABLE>
<TABLE>
<CAPTION>
Current
Deferred Principal
Class Interest Balance
<S> <C> <C>
A-1 83,920,612.04
A-2 82,000,000.00
A-3 44,000,000.00
A-4 83,000,000.00
A-5 26,000,000.00
A-6 40,000,000.00
A-7 346,313,222.21
B -
BS -
R -
Totals 705,233,834.25
</TABLE>
<TABLE>
Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face
<CAPTION>
Orig. Principal Prior
Period Period (with Notional) Principal
Class Starting Ending Method Cusip Balance Balance
<S> <C> <C> <C> <C> <C> <C>
A-1 F-30/360 00755WGF7 125,000,000. 727.818
A-2 F-30/360 00755WGG5 82,000,000 1,000.0000
A-3 F-30/360 00755WGH3 44,000,000 1,000.0000
A-4 F-30/360 00755WGJ9 83,000,000 1,000.0000
A-5 A-30/360 00755WGK6 26,000,000 1,000.0000
A-6 F-30/360 00755WGL4 40,000,000 1,000.0000
A-7 9/27/99 10/24/99 A-Act/360 00755WGM2 400,000,000. 894.285
B
BS
R
</TABLE>
<TABLE>
<CAPTION>
Current
Total Principal
Class Interest Principal Distribution Balance
<S> <C> <C> <C> <C>
A-1 3. 56. 60.0 671.364896
A-2 4. 4.9 1,000.000000
A-3 5. 5.0 1,000.000000
A-4 5. 5.2 1,000.000000
A-5 5. 5.6 1,000.000000
A-6 5. 5.2 1,000.000000
A-7 3. 28. 32.4 865.783056
B -
BS -
R -
</TABLE>
<TABLE>
Distribution in Dollars - To Date
<CAPTION>
Original Unscheduled Scheduled Total Total
Class Face Value Interest Principal Principal Principal Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 125,000,000 3,844,9 37,052,765 4,026,622 41,079,387 44,924,352.
A-2 82,000,00 2,860,4 2,860,433
A-3 44,000,00 1,565,6 1,565,666
A-4 83,000,00 3,050,2 3,050,250
A-5 26,000,00 1,020,7 1,020,716
A-6 40,000,00 1,477,0 1,477,000
A-7 400,000,000 13,115,8 51,763,744 1,923,033 53,686,777 66,802,617.
B
BS
R 910, 910,90
Totals 800,000,000 27,845,7 88,816,509 5,949,656 94,766,165 122,611,942.
</TABLE>
<TABLE>
<CAPTION>
Current
Realized Deferred Principal
Class Losses Interest Balance
<S> <C> <C> <C>
A-1 83,920,612.04
A-2 82,000,000.00
A-3 44,000,000.00
A-4 83,000,000.00
A-5 26,000,000.00
A-6 40,000,000.00
A-7 346,313,222.21
B -
BS -
R -
Totals 705,233,834.25
</TABLE>
<TABLE>
Interest Detail
<CAPTION>
Pass Prior Principal Non- Prior Unscheduled
Through (with Notional) Accrued Supported Unpaid Interest
Class Rate Balance Interest Interest SF Interest Adjustments
<S> <C> <C> <C> <C> <C> <C>
A-1 5.99000% 90,977,3 454,1
A-2 5.98000% 82,000,0 408,6
A-3 6.10000% 44,000,0 223,6
A-4 6.30000% 83,000,0 435,7
A-5 6.73000% 26,000,0 145,8
A-6 6.33000% 40,000,0 211,0
A-7 5.65250% 357,714,12 1,572,65
B
BS
R
Totals 723,691,44 3,451,64
</TABLE>
<TABLE>
<CAPTION>
Paid or Current
Optimal Deferred Unpaid
Class Interest Interest Interest
<S> <C> <C> <C>
A-1 454,1 454, -
A-2 408,6 408, -
A-3 223,6 223, -
A-4 435,7 435, -
A-5 145,8 145, -
A-6 211,0 211, -
A-7 1,572,6 1,572,6 -
B -
BS -
R -
Totals 3,451,6 3,451,6 -
</TABLE>
<TABLE>
Collection Account Report
<CAPTION>
Summary Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Principal Collections 10,160,596. 5,954,21 16,114,810.
Principal Withdrawals
Principal Other Accounts
TOTAL PRINCIPAL 10,160,596. 5,954,21 16,114,810.
Interest Collected 2,960,326 3137308.88 6,097,635
Interest Withdrawals (
Interest Other Accounts 7,5 5202.94 12,7
Fees (154,90 (160,8 (315,78
TOTAL INTEREST 2,812,958 2,981,48 5,794,440
TOTAL AVAILABLE TO CERTIFICATEHOLDERS 12,973,554. 8,935,69 21,909,251.
</TABLE>
<TABLE>
Principal - Collections
<CAPTION>
Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Scheduled Principal 284,92 611,4 896,38
Curtailments
Prepayments in Full 9,713,295 5,270,49 14,983,794.
Repurchased Principal Amounts 72,2 72,2
Substitution Principal Amount
Liquidations 192,95 192,95
Insurance Principal
Other Principal
Total Realized Loss of Principal (30,5 (30,5
TOTAL PRINCIPAL COLLECTED 10,160,596. 5,954,21 16,114,810.
</TABLE>
<TABLE>
Collection Account Report
<CAPTION>
Principal - Withdrawals Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
<CAPTION>
Principal - Other Accounts Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Amounts Remaining in Pre-Funding Account
</TABLE>
<TABLE>
<CAPTION>
Interest - Collections Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Scheduled Interest 2,998,429 3,175,42 6,173,851
Repurchased Interest
Substitution Interest Amount
Liquidation Interest 1,4 1,4
Insurance Interest
Other Interest
Delinquent Interest (816,69 (836,6 (1,653,327
Interest Advanced 777,12 797,8 1,575,007
Prepayment Interest Shortfalls (1,6 (2, (4,6
Compensating Interest 1,6 2, 4,6
Civil Relief Act Shortfalls
TOTAL INTEREST COLLECTED 2,960,326 3,137,30 6,097,635
</TABLE>
<TABLE>
Collection Account Report
<CAPTION>
Interest - Withdrawals Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Current Nonrecoverable Advances
TOTAL INTEREST WITHDRAWALS
</TABLE>
<TABLE>
<CAPTION>
Interest - Other Accounts Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Capitalized Interest Requirement
Pre-Funding Account Earnings
Certificate Account Earnings 7,5 5, 12,7
Capitalized Interest Account
</TABLE>
<TABLE>
<CAPTION>
Interest - Fees Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Current Servicing Fees 112,15 116,5 228,74
Trustee Fee Amount 2,3 2, 4,7
Insurance Premium Amount 40,4 41,8 82,2
TOTAL FEES 154,90 160,8 315,78
</TABLE>
<TABLE>
Credit Enhancement Report
<CAPTION>
Accounts Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
<CAPTION>
Insurance Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Total Insured Payments
</TABLE>
<TABLE>
<CAPTION>
Structural Features Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Specified Overcollateralization Amount 25,800,000.00 14,000,000.00 39,800,000.00
Current Overcollateralization Amount 7,635,536.82 7,948,183.81 15,583,720.63
Overcollateralization Deficiency Amount 19,404,771.52 7,154,302.88 26,559,074.40
Overcollateralization Deficit Amount
Overcollateralization Increase Amount 1,240,308.34 1,102,486.69 2,342,795.03
Overcollateralization Reduction Amount
Components of Change in Overcollateralization*
Excess Interest Generated by Pool 1,232,766.78 1,097,283.75 2,330,050.53
Certificate Account Interest Earnings 7,541.56 5,202.94 12,744.50
Additional Principal
TOTAL 1,240,308 1,102,486.69 2,342,795.03
*(NOTE: If at specified amount, components will not equal increase amount)
</TABLE>
<TABLE>
Collateral Report
<CAPTION>
Collateral Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Loan Count:
Original 3,794 5,598 9,392
Prior 3,950 5,956 9,906
Prefunding
Scheduled Paid Offs
Full Voluntary Prepayments (86) (88) (174)
Repurchases
Liquidations
Current 3,863 5,867 9,730
Principal Balance
Original 358,638,192.19 354,898,989.56 713,537,181.75
Prior 364,139,928.02 372,823,010.53 736,962,938.55
Prefunding
Scheduled Principal (284,923.58) (611,465.67) (896,389.25)
Partial and Full Voluntary Prepayments (9,713,295 (5,270,49 (14,983,794.
Repurchases (72,2 (72,2
Liquidations (192,95 (192,95
Current 353,948,759. 366,868,795. 720,817,554.
</TABLE>
<TABLE>
<CAPTION>
Prefunding Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
PRE-FUNDING ACCOUNT
Original Pre-Funded Amount 41,361,807.81 45,101,010.44 86,462,818.25
Balance of Subsequent Mortgage Loans Added This Period
Pre-Funding Account Earnings
Withdrawal Account Earnings
Pre-Funding Account Ending Balance
CAPITALIZED INTEREST ACCOUNT
Original Capitalized Interest Deposit 431,226.00 473,750.00 904,976.00
Capitalized Interest Requirement
Capitalized Interest Account Earnings
Capitalized Interest Account Ending Balance
</TABLE>
<TABLE>
Collateral Report
<CAPTION>
Characteristics Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Weighted Average Coupon Original 9.990174% 10.330135% 10.159264%
Weighted Average Coupon Prior 9.890953% 10.233500% 10.064122%
Weighted Average Coupon Current 9.885970% 10.222733% 10.056335%
Weighted Average Months to Maturity Original 351 252 302
Weighted Average Months to Maturity Prior 345 249 296
Weighted Average Months to Maturity Current 344 248 295
Weighted Average Remaining Amortization Term Original 351 298 325
Weighted Average Remaining Amortization Term Prior 346 290 317
Weighted Average Remaining Amortization Term Current 345 289 316
Weighted Average Seasoning Original 3.99 3.76 3.87
Weighted Average Seasoning Prior 8.57 8.35 8.46
Weighted Average Seasoning Current 9.54 9.35 9.44
Note: Original information refers to deal issue
</TABLE>
<TABLE>
Collateral Report
<CAPTION>
Arm Characteristics Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Weighted Average Margin Original 6.149%
Weighted Average Margin Prior 6.000%
Weighted Average Margin Current 6.000%
Weighted Average Max Rate Original 16.848% 10.330%
Weighted Average Max Rate Prior 17.000% 10.000%
Weighted Average Max Rate Current 17.000% 10.000%
Weighted Average Min Rate Original 9.093% 9.830%
Weighted Average Min Rate Prior 9.000% 10.000%
Weighted Average Min Rate Current 9.000% 10.000%
Weighted Average Cap Up Original 1.103%
Weighted Average Cap Up Prior 1.000%
Weighted Average Cap Up Current 1.000%
Weighted Average Cap Down Original 1.103%
Weighted Average Cap Down Prior 1.000%
Weighted Average Cap Down Current 1.000%
Note: Original information refers to deal issue
</TABLE>
<TABLE>
<CAPTION>
Servicing Fees / Advances Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Current Servicing Fees 112,15 116,5 228,74
Delinquent Servicing Fees 39,5 38,7 78,3
TOTAL SERVICING FEES 151,72 155,3 307,06
Total Servicing Fees 151,72 155,3 307,06
Compensating Interest (1,6 (2, (4,6
Delinquent Servicing Fees (39,5 (38,7 (78,3
COLLECTED SERVING FEES 110,49 113,6 224,12
Prepayment Interest Shortfall 1,6 2, 4,6
Total Advanced Interest 777,12 797,8 1,575,007
Current Nonrecoverable Advances 154.67 154.67
Unreimbursed Delq / Servicing Advances Paid to Servicer
</TABLE>
<TABLE>
<CAPTION>
Additional Collateral Information Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Weighted Average Coupon Next 9.876530% 10.215068% 10.048833%
</TABLE>
<TABLE>
Delinquency Report - Total
<CAPTION>
Current 1 Payment 2 Payments 3+ Payments Total
<S> <C> <C> <C> <C> <C> <C>
DELINQUENT Balance 16,852,638 5,757,142 2,215,65 24,825,433.
% Balance 2.34% 0.80% 0.31% 3.45%
# Loans
% # Loans 2.84% 0.87% 0.44% 4.15%
FORECLOSURE Balance 262, 558,8 1,015,791 18,510,474 20,347,598.
% Balance 0.04% 0.08% 0.14% 2.57% 2.83%
# Loans
% # Loans 0.03% 0.08% 0.17% 2.61% 2.89%
BANKRUPTCY Balance 2,322,2 310,5 614,34 4,084,85 7,332,026
% Balance 0.32% 0.04% 0.09% 0.57% 1.02%
# Loans
% # Loans 0.31% 0.03% 0.08% 0.65% 1.07%
REO Balance 557,8 557,83
% Balance 0.00% 0.00% 0.00% 0.08% 0.08%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.11% 0.11%
TOTAL Balance 2,584,7 17,722,057 7,387,279 25,368,815 53,062,893.
% Balance 0.36% 2.46% 1.03% 3.53% 7.38%
# Loans
% # Loans 0.34% 2.95% 1.12% 3.81% 8.22%
Note: Current=0-29 days, 1 payment=30-59 days, 2 payments=60-89 days, 3+payments=90+
</TABLE>
<TABLE>
Delinquency Report - Fixed Group
<CAPTION>
Current 1 Payment 2 Payments 3+ Payments Total
<S> <C> <C> <C> <C> <C> <C>
DELINQUENT Balance 7,381,98 2,814,231 959,0 11,155,221.
% Balance 2.01% 0.77% 0.26% 3.04%
# Loans
% # Loans 2.73% 0.77% 0.41% 3.91%
FORECLOSURE Balance 144, 277,0 515,88 6,300,75 7,238,452
% Balance 0.04% 0.08% 0.14% 1.72% 1.98%
# Loans
% # Loans 0.03% 0.07% 0.15% 1.87% 2.12%
BANKRUPTCY Balance 1,382,6 182,9 500,05 2,100,68 4,166,347
% Balance 0.38% 0.05% 0.14% 0.57% 1.14%
# Loans
% # Loans 0.34% 0.03% 0.12% 0.58% 1.07%
REO Balance - 353,7 353,77
% Balance 0.00% 0.00% 0.00% 0.10% 0.10%
# Loans -
% # Loans 0.00% 0.00% 0.00% 0.12% 0.12%
TOTAL Balance 1,527,4 7,841,99 3,830,169 9,714,22 22,913,798.
% Balance 0.42% 2.14% 1.05% 2.65% 6.26%
# Loans
% # Loans 0.37% 2.83% 1.04% 2.98% 7.22%
Note: Current=0-29 days, 1 payment=30-59 days, 2 payments=60-89 days, 3+payments=90+
</TABLE>
<TABLE>
Delinquency Report - Adjustable Group
<CAPTION>
Current 1 Payment 2 Payments 3+ Payments Total
<S> <C> <C> <C> <C> <C> <C>
DELINQUENT Balance 9,470,65 2,942,911 1,256,64 13,670,211.
% Balance 2.68% 0.83% 0.36% 3.87%
# Loans
% # Loans 3.00% 1.04% 0.49% 4.53%
FORECLOSURE Balance 117, 281,8 499,90 12,209,719 13,109,145.
% Balance 0.03% 0.08% 0.14% 3.45% 3.70%
# Loans
% # Loans 0.03% 0.10% 0.21% 3.73% 4.07%
BANKRUPTCY Balance 939, 127,5 114,29 1,984,16 3,165,678
% Balance 0.27% 0.04% 0.03% 0.56% 0.90%
# Loans
% # Loans 0.26% 0.03% 0.03% 0.75% 1.07%
REO Balance 204,0 204,05
% Balance 0.00% 0.00% 0.00% 0.06% 0.06%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.10% 0.10%
TOTAL Balance 1,057,3 9,880,06 3,557,109 15,654,589 30,149,095.
% Balance 0.30% 2.80% 1.00% 4.43% 8.53%
# Loans
% # Loans 0.29% 3.13% 1.28% 5.07% 9.77%
Note: Current=0-29 days, 1 payment=30-59 days, 2 payments=60-89 days, 3+payments=90+
</TABLE>
<TABLE>
Prepayment Report - Voluntary Prepayments
<CAPTION>
Voluntary Prepayments Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Current
Number of Paid in Full Loans 86 88 174
Number of Repurchased Loans
Total Number of Loans Prepaid in Full 86 89 175
Paid in Full Balance 9,713,295 5,270,49 14,983,794.
Repurchase Loans Balance 72,2 72,2
Curtailments Amount
Total Prepayment Amount 9,713,295 5,342,74 15,056,044.
Cumulative
Number of Paid in Full Loans 417 512 929
Number of Repurchased Loans 1 3 4
Total Number of Loans Prepaid in Full 418 515 933
Paid in Full Balance 43,877,296. 28,967,668 72,844,964.
Repurchased Loans Balance 5,5 134,0 139,62
Curtailments Amount (24,2 (7, (31,4
Total Prepayment Amount 43,858,668. 29,094,456 72,953,125.
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
Prepayment Report - Voluntary Prepayments
<CAPTION>
Voluntary Prepayment Rates Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
SMM 2.67% 1.44% 2.05%
3 Months Average SMM 2.10% 1.41% 1.75%
12 Months Average SMM
Average SMM Since Cut-Off 1.66% 1.09% 1.37%
CPR 27.73% 15.93% 21.96%
3 Months Average CPR 22.44% 15.63% 19.06%
12 Months Average CPR
Average CPR Since Cut-Off 18.23% 12.31% 15.30%
PSA 1453.12% 851.77% 1162.95%
3 Months Average PSA Approximation 1310.43% 935.80% 1127.35%
12 Months Average PSA Approximation
Average PSA Since Cut-Off Approximation 1371.72% 959.37% 1171.46%
</TABLE>
<TABLE>
Realized Loss Report - Collateral
<CAPTION>
Collateral Realized Losses Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Current
Number of Loan Liquidated
Collateral Realized Loss / (Gain) Amount
Net Liquidation Proceeds 192,95 192,95
Cumulative
Number of Loans Liquidated
Collateral Realized Loss / (Gain) Amount
Net Liquidation Proceeds 251,42 251,42
Note: Collateral realized losses may include adjustments to loans liquidated in prior periods.
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
Realized Loss Report - Collateral
<CAPTION>
Default Speeds Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
MDR 0.05% 0.00% 0.03%
3 Months Average MDR 0.02% 0.00% 0.01%
12 Months Average MDR
Average MDR Since Cut-Off 0.01% 0.00% 0.00%
CDR 0.63% 0.00% 0.31%
3 Months Average CDR 0.21% 0.00% 0.10%
12 Months Average CDR
Average CDR Since Cut-Off 0.12% 0.00% 0.06%
SDA 3.32% 0.00% 1.66%
3 Months Average SDA Approximation 1.24% 0.00% 0.62%
12 Months Average SDA Approximation
Average SDA Since Cut-Off Approximation 0.88% 0.00% 0.44%
Loss Severity Approximation for Current Period 0.00% 0.00%
3 Months Average Loss Severity Approximation 0.00% 0.00%
12 Months Average Loss Severity Approximation
Average Loss Severity Approximation Since Cut-Off 0.00% 0.00%
</TABLE>
<TABLE>
Triggers, Adj. Rate Cert. And Miscellaneous Report
<CAPTION>
Trigger Events Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Has Servicer Termination Loss Trigger Occurred? No
</TABLE>
<TABLE>
<CAPTION>
Adjustable Rate Certificate Information Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
Next Pass-Through Rates for Adjustable Rate Certificates
Class A-5 6.730000%
Class A-7 5.678750%
</TABLE>
<TABLE>
<CAPTION>
Additional Information Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
CLASS A-7 SUPPLEMENTAL INTEREST ACCOUNT
Class A-7 Supplemental Interest Amount
Class A-7 Supplemental Interest Shortfall Carry-Forward Amount
Class A-7 Supplemental Interest Shortfall Amount
Deposit to C1 A-7 Supp Int Acct (Class B Distribution)
Payment to Supplemental interest Right
Class A-7 Supplemental Interest Account Ending Balance
</TABLE>