UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: SOUTHWEST GAURANTY TRUST CO
ADDRESS: 2121 SAGE ROAD
SUITE 150
HOUSTON, TX 77056
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: STEPHANIE CRIPPEN
TITLE: SENIOR VICE PRESIDENT
PHONE: (713)334-7403
SIGNATURE,PLACE,AND DATE OF SIGNING:
STEPHANIE CRIPPEN HOUSTON, TX 10/2/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 542
FORM 13F INFORMATION TABLE VALUE TOTAL: $134,921
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABS COMMON STOCK 002824100 78 2130 SH DEFINED 2130 0 0
ABBOTT LABS COMMON STOCK 002824100 29 800 SH OTHER 800 0 0
ABERCROMBIE AND FITCH CO. COMMON STOCK 002896207 29 850 SH OTHER 850 0 0
ABLE TELECOMM. HLDS.CORP. COMMON STOCK 003712304 9 1000 SH DEFINED 1000 0 0
ACNIELSEN CORP COMMON STOCK 004833109 3 134 SH OTHER 134 0 0
ADVANCED TECH PRODS INC COMMON STOCK 007548100 1316 97033 SH OTHER 97033 0 0
AETNA, INC. COMMON STOCK 008117103 49 1000 SH DEFINED 1000 0 0
AIR PRODUCTS & CHEMICALS, INC COMMON STOCK 009158106 20 700 SH OTHER 700 0 0
ALBERTSONS, INC COMMON STOCK 013104104 40 1000 SH DEFINED 1000 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 5 188 SH DEFINED 188 0 0
ALLIED SIGNAL, INC COMMON STOCK 019512102 321 5355 SH DEFINED 3315 0 2040
ALLIED SIGNAL, INC COMMON STOCK 019512102 164 2730 SH OTHER 2730 0 0
ALLSTATE CORP COMMON STOCK 020002101 229 9198 SH DEFINED 9138 0 60
ALLSTATE CORP COMMON STOCK 020002101 111 4450 SH OTHER 4450 0 0
ALLTEL CORP COMMON STOCK 020039103 18 250 SH DEFINED 250 0 0
AMERICA ONLINE, INC COMMON STOCK 02364J104 21 200 SH DEFINED 200 0 0
AMERICA ONLINE, INC COMMON STOCK 02364J104 21 200 SH OTHER 200 0 0
AMERICAN ELECTRIC POWER, INC. COMMON STOCK 025537101 29 839 SH DEFINED 839 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 196 1454 SH DEFINED 454 0 1000
AMERICAN EXPRESS CO COMMON STOCK 025816109 14 100 SH OTHER 100 0 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 970 15342 SH DEFINED 14942 0 400
AMERICAN GENERAL CORP COMMON STOCK 026351106 462 7300 SH OTHER 7300 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 2029 48882 SH DEFINED 45682 0 3200
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 1045 25191 SH OTHER 25191 0 0
AMERICAN HOMESTAR CORP. COMMON STOCK 026651109 19 5000 SH OTHER 5000 0 0
AMERICAN INTL GROUP, INC COMMON STOCK 026874107 156 1799 SH DEFINED 549 0 1250
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 3 180 SH DEFINED 180 0 0
AMERICAN TOWER CORP COMMON STOCK 029912201 880 44849 SH OTHER 44849 0 0
AMERICREDIT CORPORATION COMMON STOCK 03060R101 172 11500 SH OTHER 11500 0 0
AMERITECH CORP COMMON STOCK 030954101 596 8931 SH DEFINED 8901 0 30
AMERITECH CORP COMMON STOCK 030954101 577 8640 SH OTHER 8640 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 11 360 SH DEFINED 360 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 92 3000 SH OTHER 3000 0 0
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 272 3879 SH DEFINED 1879 0 2000
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 5 66 SH OTHER 66 0 0
AON CORP COMMON STOCK 037389103 80 2700 SH OTHER 2700 0 0
APPLIED MATERIALS, INC COMMON STOCK 038222105 16 200 SH OTHER 200 0 0
ARROW ELECTRONICS, INC. COMMON STOCK 042735100 35 2000 SH OTHER 2000 0 0
ASPEN TECHNOLOGY, INC COMMON STOCK 045327103 53 5400 SH DEFINED 0 0 5400
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 145 4026 SH DEFINED 974 0 3052
AT&T COMMON STOCK 001957109 1276 29343 SH DEFINED 29293 0 50
AT&T COMMON STOCK 001957109 662 15226 SH OTHER 15226 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 362 4083 SH DEFINED 4083 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 479 5400 SH OTHER 5400 0 0
AUTOMATIC DATA PROCESSING, INC COMMON STOCK 053015103 143 3200 SH DEFINED 3200 0 0
AVNET INC COMMON STOCK 053807103 168 4000 SH DEFINED 4000 0 0
AZURIX CORP. COMMON STOCK 05501M104 138 8000 SH OTHER 8000 0 0
BAKER HUGHES, INC COMMON STOCK 057224107 139 4795 SH DEFINED 4795 0 0
BAKER HUGHES, INC COMMON STOCK 057224107 35 1200 SH OTHER 1200 0 0
BANDAG, INC COMMON STOCK 059815100 32 1000 SH OTHER 1000 0 0
BANK NEW YORK, INC COMMON STOCK 064057102 107 3200 SH OTHER 3200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 131 2345 SH DEFINED 1345 0 1000
BANK ONE CORPORATION COMMON STOCK 06423A103 185 5319 SH OTHER 3546 0 1773
BAXTER INTL, INC COMMON STOCK 071813109 2 40 SH DEFINED 0 0 40
BECTON DICKINSON & CO COMMON STOCK 075887109 101 3600 SH OTHER 3600 0 0
BEDFORD PROPERTY INVESTORS, IN COMMON STOCK 076446301 34 2000 SH OTHER 2000 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 678 10072 SH DEFINED 10032 0 40
BELL ATLANTIC CORP COMMON STOCK 077853109 536 7965 SH OTHER 7965 0 0
BELL SOUTH CORP COMMON STOCK 079860102 1202 26722 SH DEFINED 23267 0 3455
BELL SOUTH CORP COMMON STOCK 079860102 288 6400 SH OTHER 6400 0 0
BELO (A H) CORP-SERIES A COMMON STOCK 080555105 38 2000 SH OTHER 2000 0 0
BEMIS INC COMMON STOCK 081437105 30 900 SH OTHER 900 0 0
BERKSHIRE HATHAWAY CL-B COMMON STOCK 084670207 74 40 SH OTHER 40 0 0
BESTFOODS COMMON STOCK 08658U101 25 520 SH DEFINED 520 0 0
BIOMET, INC COMMON STOCK 090613100 13 500 SH OTHER 500 0 0
BMC SOFTWARE, INC COMMON STOCK 055921100 149 2080 SH DEFINED 1800 0 280
BOEING CO COMMON STOCK 097023105 26 600 SH DEFINED 600 0 0
BOEING CO COMMON STOCK 097023105 72 1700 SH OTHER 1700 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 116 4700 SH OTHER 4700 0 0
BOWATER INC COMMON STOCK 102183100 2 30 SH DEFINED 0 0 30
BRINKER INTL, INC COMMON STOCK 109641100 11 400 SH OTHER 400 0 0
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 1506 22305 SH DEFINED 22005 0 300
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 513 7600 SH OTHER 7600 0 0
BRITISH AMERN TOB PLC COMMON STOCK 110448107 3 200 SH DEFINED 0 0 200
BUCKEYE PARTNERS, L.P. COMMON STOCK 118230101 338 12500 SH DEFINED 12500 0 0
BURLINGTON RESOURCES, INC COMMON STOCK 122014103 2 60 SH DEFINED 60 0 0
CAMDEN PROPERTY TRUST COMMON STOCK 133131102 52 1920 SH OTHER 1920 0 0
CANON INC ADR COMMON STOCK 138006309 5 170 SH DEFINED 0 0 170
CAPSTEAD MORTGAGE CORP COMMON STOCK 14067E100 11 2800 SH OTHER 2800 0 0
CARIBINER INTL, INC COMMON STOCK 141888107 128 14750 SH OTHER 14750 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 457 10500 SH DEFINED 10500 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 87 2000 SH OTHER 2000 0 0
CARRIAGE SERVICES, INC. COMMON STOCK 143905107 7 850 SH DEFINED 850 0 0
CATERPILLAR, INC COMMON STOCK 149123101 27 500 SH OTHER 500 0 0
CBS CORP COMMON STOCK 12490K107 9 200 SH DEFINED 200 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 34 1613 SH DEFINED 1613 0 0
CERIDIAN CORP. COMMON STOCK 15677T106 7 300 SH OTHER 300 0 0
CHAMPION INTERNATIONAL CORP COMMON STOCK 158525105 2 40 SH DEFINED 0 0 40
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 147 4395 SH DEFINED 4325 0 70
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 212 6350 SH OTHER 6350 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 842 11175 SH DEFINED 7545 0 3630
CHEVRON CORP COMMON STOCK 166751107 16 180 SH DEFINED 180 0 0
CHEVRON CORP COMMON STOCK 166751107 71 800 SH OTHER 800 0 0
CINCINNATI BELL, INC COMMON STOCK 171870108 7 352 SH DEFINED 352 0 0
CINERGY CORP COMMON STOCK 172474108 13 450 SH DEFINED 450 0 0
CINTAS CORP COMMON STOCK 172908105 17 300 SH OTHER 300 0 0
CISCO SYSTEMS, INC COMMON STOCK 17275R102 623 9085 SH DEFINED 6085 0 3000
CISCO SYSTEMS, INC COMMON STOCK 17275R102 189 2750 SH OTHER 2750 0 0
CITIGROUP, INC COMMON STOCK 172967101 775 17617 SH DEFINED 10902 0 6715
CITIGROUP, INC COMMON STOCK 172967101 312 7081 SH OTHER 7081 0 0
CLAIRE'S STORES, INC. COMMON STOCK 179584107 5 300 SH OTHER 300 0 0
COCA-COLA CO COMMON STOCK 191216100 901 18670 SH DEFINED 10450 0 8220
COCA-COLA CO COMMON STOCK 191216100 2148 44525 SH OTHER 44525 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 33 726 SH DEFINED 726 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 55 1200 SH OTHER 1200 0 0
COMPANIA ANONIMA NACIONAL TELE COMMON STOCK 204421101 4 140 SH DEFINED 0 0 140
COMPAQ COMPUTER CORP COMMON STOCK 204493100 198 8670 SH DEFINED 8045 0 625
COMPAQ COMPUTER CORP COMMON STOCK 204493100 270 11800 SH OTHER 11800 0 0
COMPASS BANCSHARES INC COMMON STOCK 20449H109 3 100 SH DEFINED 100 0 0
COMPUTER ASSOC INTERNATIONAL, COMMON STOCK 204912109 616 10075 SH DEFINED 5775 0 4300
CONCORD EFS INC. COMMON STOCK 206197105 15 750 SH OTHER 750 0 0
CONEXANT SYS INC COMMON STOCK 207142100 40 550 SH DEFINED 0 0 550
CONOCO INC, CLASS B COMMON STOCK 208251405 208 7604 SH DEFINED 7294 0 310
CONOCO INC, CLASS B COMMON STOCK 208251405 16 595 SH OTHER 595 0 0
CONSOLIDATED EDISON, INC COMMON STOCK 209115104 24 580 SH DEFINED 580 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 75 1200 SH OTHER 1200 0 0
CONVERGYS CORP COMMON STOCK 212485106 7 352 SH DEFINED 352 0 0
COOPER CAMERON CORP COMMON STOCK 216640102 2 60 SH DEFINED 60 0 0
COOPER CAMERON CORP COMMON STOCK 216640102 30 800 SH OTHER 800 0 0
COOPER COS, INC COMMON STOCK 216648402 154 5000 SH OTHER 5000 0 0
COOPER TIRE & RUBR CO COMMON STOCK 216831107 4 200 SH OTHER 200 0 0
CORN PRODUCTS INTERNATIONAL COMMON STOCK 219023108 4 140 SH DEFINED 140 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 97 1350 SH OTHER 1350 0 0
COX COMMUNICATIONS INC NEW CL COMMON STOCK 224044107 98 2354 SH OTHER 2354 0 0
CRESCENT REAL ESTATE EQUITIECO COMMON STOCK 225756105 54 3000 SH OTHER 3000 0 0
CSX CORP COMMON STOCK 126408103 68 1600 SH DEFINED 1600 0 0
CYGNUS, INC COMMON STOCK 232560102 3 300 SH DEFINED 300 0 0
CYGNUS, INC COMMON STOCK 232560102 6 500 SH OTHER 500 0 0
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 177 2552 SH DEFINED 370 0 2182
DANA CORP COMMON STOCK 235811106 2 50 SH DEFINED 50 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 99 1650 SH DEFINED 1410 0 240
DEERE & CO COMMON STOCK 244199105 4 100 SH DEFINED 0 0 100
DELL COMPUTER CORP COMMON STOCK 247025109 20 476 SH DEFINED 320 0 156
DELL COMPUTER CORP COMMON STOCK 247025109 98 2350 SH OTHER 2350 0 0
DELPHI AUTO SYSTEMS COMMON STOCK 247126105 17 1089 SH DEFINED 1089 0 0
DELPHI AUTO SYSTEMS COMMON STOCK 247126105 9 559 SH OTHER 559 0 0
DEUTSCHE TELEKOM AG ADR COMMON STOCK 251566105 7 170 SH DEFINED 0 0 170
DEVON ENERGY CORP NEW COMMON STOCK 25179M103 145 3500 SH OTHER 3500 0 0
DIAGEO PLC COMMON STOCK 25243Q205 7 168 SH DEFINED 0 0 168
DIAL CORP COMMON STOCK 25247D101 13 504 SH DEFINED 504 0 0
DIAL CORP COMMON STOCK 25247D101 128 5000 SH OTHER 5000 0 0
DISNEY WALT CO COMMON STOCK 254687106 324 12480 SH DEFINED 2175 0 10305
DOMINION RESOURCES, INC COMMON STOCK 257470104 62 1364 SH DEFINED 1364 0 0
DONALDSON INC COMMON STOCK 257651109 19 800 SH OTHER 800 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 1 50 SH DEFINED 0 0 50
DOW CHEMICAL CO COMMON STOCK 260543103 335 2950 SH DEFINED 1800 0 1150
DOW CHEMICAL CO COMMON STOCK 260543103 196 1725 SH OTHER 1725 0 0
DPL, INC COMMON STOCK 233293109 6 319 SH DEFINED 319 0 0
DPL, INC COMMON STOCK 233293109 7 412 SH OTHER 412 0 0
DSI TOYS INCREST COMMON STOCK 232968107 45 13710 SH OTHER 13710 0 0
DST SYS INC DEL COMMON STOCK 233326107 210 3700 SH DEFINED 0 0 3700
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 383 6324 SH DEFINED 6199 0 125
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 449 7415 SH OTHER 7415 0 0
DUKE POWER CO COMMON STOCK 264399106 58 1058 SH DEFINED 1058 0 0
DUKE POWER CO COMMON STOCK 264399106 37 666 SH OTHER 666 0 0
DUN & BRADSTREET CORP COMMON STOCK 26483B106 12 400 SH OTHER 400 0 0
E M C CORP/MASS COMMON STOCK 268648102 62 875 SH DEFINED 775 0 100
E M C CORP/MASS COMMON STOCK 268648102 43 600 SH OTHER 600 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 22 290 SH DEFINED 290 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 151 2000 SH OTHER 2000 0 0
ECHELON INTERNATIONAL CORP COMMON STOCK 278747100 1 33 SH OTHER 33 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 179 7374 SH DEFINED 7304 0 70
EL PASO ENERGY CORP COMMON STOCK 283905107 3 80 SH DEFINED 0 0 80
ELECTRONIC DATA SYSTEM CORP COMMON STOCK 285661104 23 430 SH DEFINED 430 0 0
ELECTRONIC DATA SYSTEM CORP COMMON STOCK 285661104 90 1702 SH OTHER 1702 0 0
ELI LILLY AND COMPANY COMMON STOCK 532457108 110 1706 SH DEFINED 1706 0 0
ELI LILLY AND COMPANY COMMON STOCK 532457108 96 1500 SH OTHER 1500 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 976 15450 SH DEFINED 14650 0 800
EMERSON ELECTRIC CO COMMON STOCK 291011104 981 15525 SH OTHER 15525 0 0
ENRON CORP COMMON STOCK 293561106 16 400 SH DEFINED 400 0 0
EOTT ENERGY PARTNERS L P COMMON STOCK 294103106 9 600 SH DEFINED 600 0 0
EXXON CORPORATION COMMON STOCK 302290101 12008 157994 SH DEFINED 155614 0 2380
EXXON CORPORATION COMMON STOCK 302290101 6831 89882 SH OTHER 89812 0 70
FANNIE MAE COMMON STOCK 313586109 1126 17970 SH DEFINED 14670 0 3300
FANNIE MAE COMMON STOCK 313586109 3 50 SH OTHER 50 0 0
FDX CORP COMMON STOCK 31304N107 4 100 SH DEFINED 100 0 0
FDX CORP COMMON STOCK 31304N107 35 900 SH OTHER 900 0 0
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 130 2500 SH OTHER 2500 0 0
FEDERAL MOGUL CORP COMMON STOCK 313549107 1 50 SH DEFINED 0 0 50
FEDERATED DEPT STORES, INC DEL COMMON STOCK 31410H101 2 50 SH DEFINED 50 0 0
FIRST DATA CORP COMMON STOCK 319963104 213 4860 SH DEFINED 10 0 4850
FIRST UNION CORP. COMMON STOCK 337358105 554 15545 SH DEFINED 15475 0 70
FIRST UNION CORP. COMMON STOCK 337358105 29 800 SH OTHER 800 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 21 450 SH DEFINED 450 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 23 498 SH OTHER 498 0 0
FLUOR CORP COMMON STOCK 343861100 48 1200 SH OTHER 1200 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 243 4828 SH DEFINED 910 0 3918
FORT JAMES CORP COMMON STOCK 347471104 91 3400 SH OTHER 3400 0 0
FORTUNE BRANDS, INC COMMON STOCK 349631101 13 400 SH DEFINED 400 0 0
FORTUNE BRANDS, INC COMMON STOCK 349631101 32 1000 SH OTHER 1000 0 0
GALLAHER GROUP PLC-ADR COMMON STOCK 363595109 11 400 SH DEFINED 400 0 0
GALLAHER GROUP PLC-ADR COMMON STOCK 363595109 27 1000 SH OTHER 1000 0 0
GANNETT, INC COMMON STOCK 364730101 28 400 SH OTHER 400 0 0
GAP, INC COMMON STOCK 364760108 10 300 SH DEFINED 300 0 0
GAP, INC COMMON STOCK 364760108 50 1550 SH OTHER 1550 0 0
GARTNER GROUP INC NEW COMMON STOCK 366651206 2 104 SH OTHER 104 0 0
GATEWAY INC COMMON STOCK 367626108 97 2200 SH OTHER 2200 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 2740 23113 SH DEFINED 18088 0 5025
GENERAL ELECTRIC CO COMMON STOCK 369604103 5134 43300 SH OTHER 43300 0 0
GENERAL MILLS, INC COMMON STOCK 370334104 40 487 SH DEFINED 487 0 0
GENERAL MOTORS CORP. COMMON STOCK 370442105 98 1560 SH DEFINED 1560 0 0
GENERAL MOTORS CORP. COMMON STOCK 370442105 50 800 SH OTHER 800 0 0
GENZYME CORP COMMON STOCK 372917104 117 2600 SH OTHER 2600 0 0
GENZYME CORP COMMON STOCK 372917500 2 280 SH OTHER 280 0 0
GENZYME CORP SURGICAL PRODS DI COMMON STOCK 372917609 3 465 SH OTHER 465 0 0
GENZYME CORP-TISSUE REPAIR COMMON STOCK 372917401 1 428 SH OTHER 428 0 0
GERALD STEVENS INC COMMON STOCK 37369G101 420 30000 SH DEFINED 30000 0 0
GIANT CEM HLDG INC COMMON STOCK 374450104 23 1000 SH OTHER 1000 0 0
GILLETTE CO COMMON STOCK 375766102 336 9900 SH DEFINED 2400 0 7500
GILLETTE CO COMMON STOCK 375766102 153 4500 SH OTHER 4500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 6 100 SH DEFINED 100 0 0
GOODRICH B F CO COMMON STOCK 382388106 2 60 SH DEFINED 0 0 60
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 39 800 SH OTHER 800 0 0
GPU, INC. COMMON STOCK 36225X100 12 382 SH DEFINED 382 0 0
GRACE W R & CO COMMON STOCK 38388F108 3 200 SH DEFINED 200 0 0
GREAT LAKES CHEMICAL CORP COMMON STOCK 390568103 42 1100 SH OTHER 1100 0 0
GTE CORP COMMON STOCK 362320103 1140 14823 SH DEFINED 14788 0 35
GTE CORP COMMON STOCK 362320103 431 5600 SH OTHER 5600 0 0
GUIDANT CORP COMMON STOCK 401698105 43 800 SH OTHER 800 0 0
GYMBOREE CORP COMMON STOCK 403777105 9 1300 SH OTHER 0 0 1300
HALLIBURTON CO COMMON STOCK 406216101 112 2740 SH DEFINED 2570 0 170
HALLIBURTON CO COMMON STOCK 406216101 65 1580 SH OTHER 1500 0 80
HARLEY DAVIDSON, INC COMMON STOCK 412822108 45 900 SH OTHER 900 0 0
HARTE-HANKS, INC COMMON STOCK 416196103 514 20400 SH DEFINED 0 0 20400
HAWAIIAN ELECTRIC INDUSTRIES, COMMON STOCK 419870100 12 332 SH OTHER 332 0 0
HEALTH CARE REIT, INC COMMON STOCK 42217K106 10 500 SH DEFINED 500 0 0
HEARTLAND EXPRESS, INC COMMON STOCK 422347104 4 300 SH OTHER 300 0 0
HERCULES INC COMMON STOCK 427056106 2 70 SH DEFINED 0 0 70
HEWLETT-PACKARD CO COMMON STOCK 428236103 547 6030 SH DEFINED 4355 0 1675
HEWLETT-PACKARD CO COMMON STOCK 428236103 125 1375 SH OTHER 1375 0 0
HILLENBRAND INDUSTRIES, INC. COMMON STOCK 431573104 11 400 SH OTHER 400 0 0
HILTON HOTELS CORP COMMON STOCK 432848109 10 1000 SH OTHER 1000 0 0
HOME DEPOT, INC COMMON STOCK 437076102 1179 17184 SH DEFINED 17069 0 115
HOME DEPOT, INC COMMON STOCK 437076102 158 2300 SH OTHER 2300 0 0
HONEYWELL, INC COMMON STOCK 438506107 11 100 SH DEFINED 100 0 0
IMATION CORPORATION COMMON STOCK 45245A107 14 460 SH OTHER 460 0 0
IMS HEALTH, INC COMMON STOCK 449934108 18 800 SH OTHER 800 0 0
INFORMIX CORP COMMON STOCK 456779107 12 1500 SH OTHER 1500 0 0
INGERSOLL RAND CO COMMON STOCK 456866102 2 40 SH DEFINED 0 0 40
INPUT/OUTPUT, INC COMMON STOCK 457652105 50 7500 SH OTHER 7500 0 0
INTEL CORP COMMON STOCK 458140100 1372 18466 SH DEFINED 9266 0 9200
INTEL CORP COMMON STOCK 458140100 433 5824 SH OTHER 5824 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 2182 18033 SH DEFINED 18008 0 25
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 2039 16850 SH OTHER 16850 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 35 1000 SH OTHER 1000 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 14 300 SH DEFINED 300 0 0
IRT PROPERTY CO COMMON STOCK 450058102 3 330 SH DEFINED 330 0 0
ITEQ, INC COMMON STOCK 450430103 2 1000 SH OTHER 1000 0 0
I2 TECHNOLOGIES INC COMMON STOCK 465754109 19 500 SH OTHER 500 0 0
JEFFERSON PILOT CORP COMMON STOCK 475070108 34 540 SH DEFINED 540 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1581 17205 SH DEFINED 13380 0 3825
JOHNSON & JOHNSON COMMON STOCK 478160104 1544 16807 SH OTHER 16807 0 0
KBK CAPITAL CORP COMMON STOCK 482412103 3 500 SH DEFINED 500 0 0
KBK CAPITAL CORP COMMON STOCK 482412103 10 2000 SH OTHER 2000 0 0
KERR MCGEE CORP COMMON STOCK 492386107 2 45 SH DEFINED 45 0 0
KERR MCGEE CORP COMMON STOCK 492386107 12 221 SH OTHER 221 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 42 800 SH DEFINED 800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 55 1050 SH OTHER 1050 0 0
KINDER MORGAN ENERGY PARTNERS, COMMON STOCK 494550106 151 3475 SH DEFINED 3475 0 0
KINDER MORGAN ENERGY PARTNERS, COMMON STOCK 494550106 43 1000 SH OTHER 1000 0 0
KNIGHTSBRIDGE TANKERS LTD COMMON STOCK G5299G106 16 1000 SH OTHER 1000 0 0
KOREA ELEC PWR CORP COMMON STOCK 500631106 4 230 SH DEFINED 0 0 230
LEAR CORP COMMON STOCK 521865105 14 400 SH OTHER 400 0 0
LEVIATHAN GAS PIPELINE PARTNER COMMON STOCK 527367205 156 6850 SH OTHER 6850 0 0
LG & E ENERGY CORP COMMON STOCK 501917108 5 237 SH DEFINED 237 0 0
LINCOLN NATL CORP COMMON STOCK 534187109 206 5472 SH DEFINED 5472 0 0
LINDSAY MFG CO COMMON STOCK 535555106 14 700 SH OTHER 700 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 41 700 SH DEFINED 700 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 6 100 SH OTHER 100 0 0
LITTON INDS, INC COMMON STOCK 538021106 99 1800 SH DEFINED 1800 0 0
LL & E ROYALTY TRUST COMMON STOCK 502003106 7 5000 SH DEFINED 5000 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 33 1000 SH OTHER 1000 0 0
LOEWEN GROUP, INC COMMON STOCK 54042L100 3 6100 SH DEFINED 6100 0 0
LOUISIANA PAC CORP COMMON STOCK 546347105 2 100 SH DEFINED 100 0 0
LOWE'S COMPANIES COMMON STOCK 548661107 704 14450 SH DEFINED 14400 0 50
LOWE'S COMPANIES COMMON STOCK 548661107 175 3580 SH OTHER 3580 0 0
LUCENT TECHNOLOGIES, INC COMMON STOCK 549463107 1208 18616 SH DEFINED 18231 0 385
LUCENT TECHNOLOGIES, INC COMMON STOCK 549463107 1265 19504 SH OTHER 19504 0 0
LYCOS INC COMMON STOCK 550818108 15 300 SH OTHER 300 0 0
MACROCHEM CORP DEL COMMON STOCK 555903103 12 2000 SH OTHER 2000 0 0
MALLINCKRODT, INC COMMON STOCK 561232109 3 100 SH DEFINED 100 0 0
MARSH & MCLENNAN COS, INC COMMON STOCK 571748102 2 30 SH DEFINED 0 0 30
MASCO CORP COMMON STOCK 574599106 37 1200 SH OTHER 1200 0 0
MASCOTECH INC COMMON STOCK 574670105 17 1000 SH OTHER 1000 0 0
MAY DEPARTMENT STORES CO. COMMON STOCK 577778103 10 270 SH DEFINED 270 0 0
MBIA, INC COMMON STOCK 55262C100 2 40 SH DEFINED 40 0 0
MBNA CORP COMMON STOCK 55262L100 746 32692 SH DEFINED 32692 0 0
MBNA CORP COMMON STOCK 55262L100 277 12150 SH OTHER 12150 0 0
MCDONALDS CORP COMMON STOCK 580135101 208 4800 SH DEFINED 1800 0 3000
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MONY GROUP INC COMMON STOCK 615337102 2 65 SH DEFINED 65 0 0
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POTOMAC ELECTRIC POWER CO. COMMON STOCK 737679100 28 1110 SH DEFINED 1110 0 0
PRIME BANCSHARES, INC COMMON STOCK 74157H108 9 400 SH DEFINED 400 0 0
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R H DONNELLEY CORP COMMON STOCK 74955W307 1 80 SH OTHER 80 0 0
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SCANA CORP COMMON STOCK 805898103 5 203 SH DEFINED 203 0 0
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SIGCORP INC COMMON STOCK 826912107 46 1800 SH OTHER 1800 0 0
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STERLING COMM INC COMMON STOCK 859205106 28 1500 SH OTHER 1500 0 0
STEWART ENTERPRISES, INC COMMON STOCK 860370105 7 1124 SH DEFINED 1124 0 0
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SUN MICROSYSTEMS, INC COMMON STOCK 866810104 200 2150 SH OTHER 2150 0 0
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TEXAS INDUSTRIES, INC COMMON STOCK 882491103 7 200 SH DEFINED 200 0 0
TEXAS INSTRUMENTS, INC. COMMON STOCK 882508104 1128 13720 SH DEFINED 13690 0 30
TEXAS INSTRUMENTS, INC. COMMON STOCK 882508104 204 2485 SH OTHER 2485 0 0
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TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 25 600 SH OTHER 600 0 0
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WD-40 COMPANY COMMON STOCK 929236107 2 100 SH DEFINED 100 0 0
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XEROX CORP COMMON STOCK 984121103 92 2200 SH OTHER 2200 0 0
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BP AMOCO P L C COMMON STOCK 055622104 672 6068 SH DEFINED 4443 0 1625
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COMPANHIA CERVEJARIA BRAHMA COMMON STOCK 20440X103 3 290 SH DEFINED 0 0 290
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HSBC HLDGS PLC NEW COMMON STOCK 404280406 10 180 SH DEFINED 0 0 180
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KYOCERA CORP COMMON STOCK 501556203 7 100 SH DEFINED 0 0 100
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ROYAL DUTCH PETROLEUM CO, NYS COMMON STOCK 780257804 100 1688 SH OTHER 1688 0 0
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TELECOMUNICACOES BRASILEIRAS S COMMON STOCK 879287308 1 20 SH DEFINED 0 0 20
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VODAFONE AIRTOUCH PUBLIC LTD A COMMON STOCK 92857T107 130 548 SH DEFINED 548 0 0
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KANEB PIPE LINE PARTNERS, L P PREFERRED STOCK 484169107 29 1000 SH OTHER N.A. N.A. N.A.
NEWS CORP LTD ADR PFD PREFERRED STOCK 652487802 27 1000 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 5 95 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 36 700 SH OTHER N.A. N.A. N.A.
E TOWN CORP 6.750% 2 OTHER 269242AA1 64 50000 PRN DEFINED N.A. N.A. N.A.
AMERICAN STRATEGIC INC III FD OTHER 03009T101 11 1000 SH DEFINED N.A. N.A. N.A.
KLEINWORT BENSON AUSTRALIAN IN OTHER 498577105 19 3000 SH OTHER N.A. N.A. N.A.
MONTGOMERY STR INCOME SECS INC OTHER 614115103 6 400 SH OTHER N.A. N.A. N.A.
SALOMON BROTHERS FD (SBF) OTHER 795477108 30 1596 SH DEFINED N.A. N.A. N.A.
SALOMON BROTHERS FD (SBF) OTHER 795477108 59 3110 SH OTHER N.A. N.A. N.A.
TCW / DW TERM TR 2000 OTHER 87234V106 286 30486 SH OTHER N.A. N.A. N.A.
TCW / DW TERM TR 2003 OTHER 87234U108 1328 145494 SH OTHER N.A. N.A. N.A.
TRI-CONTINENTAL CORP (TY) OTHER 895436103 222 7573 SH OTHER N.A. N.A. N.A.
VAN KAMPEN AMERN CAP HIGH INCO OTHER 920911104 34 5700 SH OTHER N.A. N.A. N.A.
INSURED MUNI INCOME FUND (PIF) OTHER 45809F104 9 700 SH OTHER N.A. N.A. N.A.
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NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 8 666 SH OTHER N.A. N.A. N.A.
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ACM GOVT SECS FUND (GSF) OTHER 000914101 60 8200 SH OTHER N.A. N.A. N.A.
CREDIT SUISSE ASSET MGMT INC F OTHER 224916106 33 5000 SH OTHER N.A. N.A. N.A.
EXCELSIOR INCOME SHARES (EIS) OTHER 300723103 4 250 SH OTHER N.A. N.A. N.A.
PUTNAM PREMIER INCOME TR(PPT) OTHER 746853100 53 7750 SH OTHER N.A. N.A. N.A.
</TABLE>
