UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: SOUTHWEST GAURANTY TRUST CO., N.A.
ADDRESS: 2121 SAGE ROAD
SUITE 150
HOUSTON, TX 77056
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: JAMES C. AULBACH
TITLE: VICE PRESIDENT
PHONE: (713)850-0571
SIGNATURE,PLACE,AND DATE OF SIGNING:
JAMES C. AULBACH HOUSTON, TX 7/30/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 775
FORM 13F INFORMATION TABLE VALUE TOTAL: $370,408
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABS COMMON STOCK 002824100 277 6110 SH DEFINED 6110 0 0
ABERCROMBIE AND FITCH CO. COMMON STOCK 002896207 26 550 SH OTHER 550 0 0
ABLE TELECOMM. HLDS.CORP. COMMON STOCK 003712304 7 1000 SH DEFINED 1000 0 0
ABM INDUSTRIES INC COMMON STOCK 000957100 479 15600 SH DEFINED 0 0 15600
ACNIELSEN CORP COMMON STOCK 004833109 4 134 SH OTHER 134 0 0
ACUSON COMMON STOCK 005113105 187 10900 SH DEFINED 0 0 10900
ACX TECHNOLOGIES INC COMMON STOCK 005123104 50 3100 SH DEFINED 0 0 3100
ADVANCED TECH PRODS INC COMMON STOCK 007548100 1267 97033 SH OTHER 97033 0 0
AES CORP COMMON STOCK 00130H105 4092 70400 SH DEFINED 0 0 70400
AETNA, INC. COMMON STOCK 008117103 89 1000 SH DEFINED 1000 0 0
AIR PRODUCTS & CHEMICALS, INC COMMON STOCK 009158106 217 5400 SH DEFINED 0 0 5400
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 409 3796 SH DEFINED 1096 0 2700
AK STEEL HOLDING CORP COMMON STOCK 001547108 551 24500 SH DEFINED 0 0 24500
ALBERTSONS, INC COMMON STOCK 013104104 52 1000 SH DEFINED 1000 0 0
ALCATEL ALSTHOM ADR COMMON STOCK 013904305 7 260 SH DEFINED 0 0 260
ALCOA INC COMMON STOCK 013817101 371 6000 SH DEFINED 0 0 6000
ALLIANT ENERGY CORP COMMON STOCK 018802108 5 188 SH DEFINED 188 0 0
ALLIED SIGNAL, INC COMMON STOCK 019512102 328 5200 SH DEFINED 3200 0 2000
ALLIED SIGNAL, INC COMMON STOCK 019512102 164 2600 SH OTHER 2600 0 0
ALLMERICA FINANCIAL CORP. COMMON STOCK 019754100 304 5000 SH DEFINED 0 0 5000
ALLSTATE CORP COMMON STOCK 020002101 1515 42218 SH DEFINED 8918 0 33300
ALLTEL CORP COMMON STOCK 020039103 293 4100 SH DEFINED 500 0 3600
ALLTRISTA CORP COMMON STOCK 020040101 59 1800 SH DEFINED 0 0 1800
AMBAC FINANCIAL GROUP, INC COMMON STOCK 023139108 1171 20500 SH DEFINED 0 0 20500
AMERICA ONLINE, INC COMMON STOCK 02364J104 1221 11100 SH DEFINED 600 0 10500
AMERICA ONLINE, INC COMMON STOCK 02364J104 66 600 SH OTHER 600 0 0
AMERICAN ELECTRIC POWER, INC. COMMON STOCK 025537101 32 839 SH DEFINED 839 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 98 754 SH DEFINED 754 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 46 350 SH OTHER 350 0 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 886 11752 SH DEFINED 11352 0 400
AMERICAN GENERAL CORP COMMON STOCK 026351106 543 7200 SH OTHER 7200 0 0
AMERICAN GREETINGS CORP COMMON STOCK 026375105 142 4700 SH DEFINED 0 0 4700
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 4714 82157 SH DEFINED 45057 0 37100
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 1418 24716 SH OTHER 24716 0 0
AMERICAN INTL GROUP, INC COMMON STOCK 026874107 1129 9628 SH DEFINED 2169 0 7459
AMERICAN INTL GROUP, INC COMMON STOCK 026874107 117 1000 SH OTHER 1000 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 1805 89690 SH DEFINED 90 0 89600
AMERICAN TOWER CORP COMMON STOCK 029912201 1076 44849 SH OTHER 44849 0 0
AMERICREDIT CORPORATION COMMON STOCK 03060R101 269 16800 SH DEFINED 0 0 16800
AMERITECH CORP COMMON STOCK 030954101 2071 28176 SH DEFINED 6846 0 21330
AMERITECH CORP COMMON STOCK 030954101 635 8640 SH OTHER 8640 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 13 360 SH DEFINED 360 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 110 3000 SH OTHER 3000 0 0
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 280 3945 SH DEFINED 1945 0 2000
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 5 66 SH OTHER 66 0 0
APOLLO GROUP INC COMMON STOCK 037604105 604 22750 SH DEFINED 0 0 22750
APPLIED MATERIALS, INC COMMON STOCK 038222105 1172 15870 SH DEFINED 5470 0 10400
APPLIED MATERIALS, INC COMMON STOCK 038222105 22 300 SH OTHER 300 0 0
ARCH CHEMICALS INC COMMON STOCK 03937R102 267 11000 SH DEFINED 0 0 11000
ASPEN TECHNOLOGY, INC COMMON STOCK 045327103 63 5400 SH OTHER 5400 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 398 9014 SH DEFINED 1862 0 7152
AT HOME CORP COMMON STOCK 045919107 517 9586 SH DEFINED 0 0 9586
AT&T COMMON STOCK 001957109 1707 30588 SH DEFINED 30588 0 0
AT&T COMMON STOCK 001957109 646 11576 SH OTHER 11576 0 0
AT&T CORP LIBERTY MEDIA GP CL COMMON STOCK 001957208 3638 99000 SH DEFINED 0 0 99000
ATLANTIC RICHFIELD COMMON STOCK 048825103 396 4743 SH DEFINED 4743 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 443 5300 SH OTHER 5300 0 0
ATMEL CORP COMMON STOCK 049513104 26 1000 SH OTHER 1000 0 0
AUTODESK INC COMMON STOCK 052769106 89 3000 SH DEFINED 0 0 3000
AUTOMATIC DATA PROCESSING, INC COMMON STOCK 053015103 114 2600 SH DEFINED 2600 0 0
AVISTA CORP COMMON STOCK 05379B107 172 10600 SH DEFINED 0 0 10600
AVNET INC COMMON STOCK 053807103 186 4000 SH DEFINED 4000 0 0
AVON PRODS INC COMMON STOCK 054303102 1288 23200 SH DEFINED 0 0 23200
AZURIX CORP. COMMON STOCK 05501M104 14 700 SH DEFINED 700 0 0
AZURIX CORP. COMMON STOCK 05501M104 106 5300 SH OTHER 5300 0 0
BAKER HUGHES, INC COMMON STOCK 057224107 328 9795 SH DEFINED 4595 0 5200
BAKER HUGHES, INC COMMON STOCK 057224107 40 1200 SH OTHER 1200 0 0
BANDAG, INC COMMON STOCK 059815100 35 1000 SH OTHER 1000 0 0
BANK NEW YORK, INC COMMON STOCK 064057102 29 800 SH DEFINED 800 0 0
BANK NEW YORK, INC COMMON STOCK 064057102 88 2400 SH OTHER 2400 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1503 20505 SH DEFINED 2305 0 18200
BANK ONE CORPORATION COMMON STOCK 06423A103 1489 25000 SH DEFINED 0 0 25000
BARNETT INC COMMON STOCK 068062108 194 25800 SH DEFINED 0 0 25800
BAUSCH & LOMB INC COMMON STOCK 071707103 910 11900 SH DEFINED 0 0 11900
BAXTER INTL, INC COMMON STOCK 071813109 1070 17655 SH DEFINED 1625 0 16030
BECTON DICKINSON & CO COMMON STOCK 075887109 108 3600 SH OTHER 3600 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 308 8000 SH DEFINED 0 0 8000
BEDFORD PROPERTY INVESTORS, IN COMMON STOCK 076446301 36 2000 SH OTHER 2000 0 0
BELDEN INC COMMON STOCK 077459105 110 4600 SH DEFINED 0 0 4600
BELL ATLANTIC CORP COMMON STOCK 077853109 683 10447 SH DEFINED 10447 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 512 7835 SH OTHER 7835 0 0
BELL SOUTH CORP COMMON STOCK 079860102 1110 24072 SH DEFINED 20672 0 3400
BELL SOUTH CORP COMMON STOCK 079860102 295 6400 SH OTHER 6400 0 0
BELO (A H) CORP-SERIES A COMMON STOCK 080555105 39 2000 SH DEFINED 2000 0 0
BELO (A H) CORP-SERIES A COMMON STOCK 080555105 39 2000 SH OTHER 2000 0 0
BERKSHIRE HATHAWAY CL-B COMMON STOCK 084670207 45 20 SH OTHER 20 0 0
BESTFOODS COMMON STOCK 08658U101 55 1120 SH DEFINED 1120 0 0
BIOMET, INC COMMON STOCK 090613100 20 500 SH OTHER 500 0 0
BJ SERVICES COMPANY COMMON STOCK 055482103 88 3000 SH DEFINED 3000 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 625 9900 SH DEFINED 0 0 9900
BLOUNT INTL INC COMMON STOCK 095177101 44 1600 SH DEFINED 0 0 1600
BMC SOFTWARE, INC COMMON STOCK 055921100 388 7180 SH DEFINED 2080 0 5100
BOEING CO COMMON STOCK 097023105 26 600 SH DEFINED 600 0 0
BOEING CO COMMON STOCK 097023105 75 1700 SH OTHER 1700 0 0
BORG WARNER SEC CORP COMMON STOCK 099733107 191 9400 SH DEFINED 0 0 9400
BORG-WARNER AUTOMOTIVE INC COMMON STOCK 099724106 88 1600 SH DEFINED 0 0 1600
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 44 1000 SH DEFINED 1000 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 110 2500 SH OTHER 2500 0 0
BOWATER INC COMMON STOCK 102183100 755 15930 SH DEFINED 0 0 15930
BRIGGS & STRATTON CORP COMMON STOCK 109043109 133 2300 SH DEFINED 0 0 2300
BRINKER INTL, INC COMMON STOCK 109641100 21 750 SH OTHER 750 0 0
BRISTOL HOTELS & RESORTS INC COMMON STOCK 110041100 202 26925 SH DEFINED 0 0 26925
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 4745 67370 SH DEFINED 17070 0 50300
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 535 7600 SH OTHER 7600 0 0
BRITISH STEEL PLC-SPONS ADR COMMON STOCK 111015301 4 170 SH DEFINED 0 0 170
BRITISH TELECOMMUNICATIONS PLC COMMON STOCK 111021408 69 400 SH OTHER 400 0 0
BROADVISION INC COMMON STOCK 111412102 553 7500 SH DEFINED 0 0 7500
BROWNING FERRIS INDUSTRIES, IN COMMON STOCK 115885105 684 15900 SH DEFINED 1400 0 14500
BUCKEYE PARTNERS, L.P. COMMON STOCK 118230101 344 12500 SH DEFINED 12500 0 0
BURLINGTON COAT FACTORY WHSE C COMMON STOCK 121579106 85 4420 SH DEFINED 0 0 4420
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 707 22800 SH DEFINED 0 0 22800
BURLINGTON RESOURCES, INC COMMON STOCK 122014103 2311 53427 SH DEFINED 60 0 53367
CABLEVISION SYS CORP CL A COMMON STOCK 12686C109 1386 19800 SH DEFINED 0 0 19800
CAMDEN PROPERTY TRUST COMMON STOCK 133131102 53 1920 SH OTHER 1920 0 0
CANON INC ADR COMMON STOCK 138006309 5 170 SH DEFINED 0 0 170
CAPSTEAD MORTGAGE CORP COMMON STOCK 14067E100 15 2800 SH OTHER 2800 0 0
CARIBINER INTL, INC COMMON STOCK 141888107 2 375 SH DEFINED 375 0 0
CARIBINER INTL, INC COMMON STOCK 141888107 89 14375 SH OTHER 14375 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 538 11100 SH DEFINED 11100 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 97 2000 SH OTHER 2000 0 0
CARPENTER TECHNOLOGY COMMON STOCK 144285103 63 2200 SH DEFINED 0 0 2200
CARRIAGE SERVICES, INC. COMMON STOCK 143905107 16 850 SH DEFINED 850 0 0
CBS CORP COMMON STOCK 12490K107 2296 52700 SH DEFINED 200 0 52500
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 38 1613 SH DEFINED 1613 0 0
CENTRAL GARDEN & PET CO COMMON STOCK 153527106 142 13900 SH DEFINED 0 0 13900
CERIDIAN CORP. COMMON STOCK 15677T106 10 300 SH OTHER 300 0 0
CHAMPION INTERNATIONAL CORP COMMON STOCK 158525105 940 19640 SH DEFINED 0 0 19640
CHANCELLOR MEDIA CORP COMMON STOCK 158915108 871 15800 SH DEFINED 0 0 15800
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 134 1225 SH DEFINED 1225 0 0
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 270 2475 SH OTHER 2475 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 1933 22345 SH DEFINED 7745 0 14600
CHECKFREE HLDGS CORP COMMON STOCK 162816102 656 23800 SH DEFINED 0 0 23800
CHEVRON CORP COMMON STOCK 166751107 122 1280 SH DEFINED 1280 0 0
CHOICEPOINT, INC COMMON STOCK 170388102 571 8500 SH DEFINED 0 0 8500
CINCINNATI BELL, INC COMMON STOCK 171870108 9 352 SH DEFINED 352 0 0
CINERGY CORP COMMON STOCK 172474108 162 5050 SH DEFINED 450 0 4600
CISCO SYSTEMS, INC COMMON STOCK 17275R102 3043 47220 SH DEFINED 4370 0 42850
CISCO SYSTEMS, INC COMMON STOCK 17275R102 132 2050 SH OTHER 2050 0 0
CITIGROUP, INC COMMON STOCK 172967101 1839 38715 SH DEFINED 14490 0 24225
CITIGROUP, INC COMMON STOCK 172967101 335 7046 SH OTHER 7046 0 0
CLAIRE'S STORES, INC. COMMON STOCK 179584107 57 2200 SH DEFINED 0 0 2200
CLAIRE'S STORES, INC. COMMON STOCK 179584107 8 300 SH OTHER 300 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 1026 14876 SH DEFINED 0 0 14876
CLOROX CO COMMON STOCK 189054109 256 2400 SH DEFINED 0 0 2400
CMS ENERGY CORP COMMON STOCK 125896100 285 6800 SH DEFINED 0 0 6800
COASTAL CORP COMMON STOCK 190441105 491 12200 SH DEFINED 0 0 12200
COCA-COLA CO COMMON STOCK 191216100 3423 55203 SH DEFINED 11303 0 43900
COCA-COLA CO COMMON STOCK 191216100 2565 41375 SH OTHER 41375 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 1769 35926 SH DEFINED 726 0 35200
COLTEC INDS INC COMMON STOCK 196879100 601 27700 SH DEFINED 0 0 27700
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 1074 47060 SH DEFINED 60 0 47000
COMAIR HOLDINGS, INC COMMON STOCK 199789108 47 2250 SH DEFINED 0 0 2250
COMCAST CORPCL A SPL COMMON STOCK 200300200 911 23700 SH DEFINED 0 0 23700
COMERICA, INC COMMON STOCK 200340107 85 1425 SH DEFINED 1425 0 0
COMMERCIAL INTERTECH CORP COMMON STOCK 201709102 19 1200 SH DEFINED 0 0 1200
COMMSCOPE INC COMMON STOCK 203372107 117 3800 SH DEFINED 0 0 3800
COMMUNITY FIRST BANKSHARES INC COMMON STOCK 203902101 263 11000 SH DEFINED 0 0 11000
COMPANIA ANONIMA NACIONAL TELE COMMON STOCK 204421101 4 140 SH DEFINED 0 0 140
COMPAQ COMPUTER CORP COMMON STOCK 204493100 1082 45665 SH DEFINED 18895 0 26770
COMPAQ COMPUTER CORP COMMON STOCK 204493100 152 6400 SH OTHER 6400 0 0
COMPASS BANCSHARES INC COMMON STOCK 20449H109 3 100 SH DEFINED 100 0 0
COMPUTER ASSOC INTERNATIONAL, COMMON STOCK 204912109 361 6585 SH DEFINED 6585 0 0
COMPUTER ASSOC INTERNATIONAL, COMMON STOCK 204912109 235 4300 SH OTHER 4300 0 0
COMSAT CORP COMMON STOCK 20564D107 384 11800 SH DEFINED 0 0 11800
CONCORD EFS INC. COMMON STOCK 206197105 11 250 SH OTHER 250 0 0
CONEXANT SYS INC COMMON STOCK 207142100 32 550 SH DEFINED 0 0 550
CONMED CORP COMMON STOCK 207410101 193 6300 SH DEFINED 0 0 6300
CONSOLIDATED EDISON, INC COMMON STOCK 209115104 171 3780 SH DEFINED 3780 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 73 1200 SH DEFINED 1200 0 0
CONVERGYS CORP COMMON STOCK 212485106 7 352 SH DEFINED 352 0 0
COOPER CAMERON CORP COMMON STOCK 216640102 1136 30660 SH DEFINED 60 0 30600
COOPER CAMERON CORP COMMON STOCK 216640102 30 800 SH OTHER 800 0 0
COOPER COS, INC COMMON STOCK 216648402 12 500 SH DEFINED 500 0 0
COOPER COS, INC COMMON STOCK 216648402 112 4500 SH OTHER 4500 0 0
CORDANT TECHNOLOGIES, INC COMMON STOCK 218412104 63 1400 SH DEFINED 1400 0 0
CORN PRODUCTS INTERNATIONAL COMMON STOCK 219023108 4 140 SH DEFINED 140 0 0
COSTCO COMPANIES INC COMMON STOCK 22160Q102 384 4800 SH DEFINED 0 0 4800
CRANE CO COMMON STOCK 224399105 129 4105 SH DEFINED 4105 0 0
CRESCENT REAL ESTATE EQUITIECO COMMON STOCK 225756105 71 3000 SH OTHER 3000 0 0
CRITICAL PATH INC COMMON STOCK 22674V100 398 7200 SH DEFINED 0 0 7200
CROWN CASTLE INTL CORP COMMON STOCK 228227104 681 32700 SH DEFINED 0 0 32700
CSX CORP COMMON STOCK 126408103 73 1600 SH DEFINED 1600 0 0
CVS CORP COMMON STOCK 126650100 792 15600 SH DEFINED 0 0 15600
CYGNUS, INC COMMON STOCK 232560102 4 300 SH DEFINED 300 0 0
CYGNUS, INC COMMON STOCK 232560102 7 500 SH OTHER 500 0 0
CYLINK CORP COMMON STOCK 232565101 156 41700 SH DEFINED 0 0 41700
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 227 2552 SH DEFINED 370 0 2182
DANA CORP COMMON STOCK 235811106 1251 27150 SH DEFINED 50 0 27100
DATA GENERAL CORP COMMON STOCK 237688106 119 8200 SH OTHER 8200 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 107 1650 SH DEFINED 1650 0 0
DEERE & CO COMMON STOCK 244199105 4 100 SH DEFINED 0 0 100
DELL COMPUTER CORP COMMON STOCK 247025109 251 6776 SH DEFINED 320 0 6456
DELL COMPUTER CORP COMMON STOCK 247025109 28 750 SH OTHER 750 0 0
DELPHI AUTO SYSTEMS COMMON STOCK 247126105 20 1089 SH DEFINED 1089 0 0
DELPHI AUTO SYSTEMS COMMON STOCK 247126105 10 559 SH OTHER 559 0 0
DEUTSCHE TELEKOM AG ADR COMMON STOCK 251566105 7 170 SH DEFINED 0 0 170
DEVON ENERGY CORP COMMON STOCK 251799102 115 3200 SH DEFINED 3200 0 0
DEVRY INC DEL COMMON STOCK 251893103 474 21200 SH DEFINED 0 0 21200
DIAGEO PLC COMMON STOCK 25243Q205 7 168 SH DEFINED 0 0 168
DIAL CORP COMMON STOCK 25247D101 63 1704 SH DEFINED 1704 0 0
DII GROUP INC COMMON STOCK 232949107 507 13600 SH DEFINED 0 0 13600
DISNEY WALT CO COMMON STOCK 254687106 538 17460 SH DEFINED 2160 0 15300
DISNEY WALT CO COMMON STOCK 254687106 305 9900 SH OTHER 9900 0 0
DOLE FOOD INC COMMON STOCK 256605106 737 25100 SH DEFINED 0 0 25100
DOMINION RESOURCES, INC COMMON STOCK 257470104 59 1364 SH DEFINED 1364 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 949 25600 SH DEFINED 0 0 25600
DOW CHEMICAL CO COMMON STOCK 260543103 374 2950 SH DEFINED 1800 0 1150
DOW CHEMICAL CO COMMON STOCK 260543103 190 1500 SH OTHER 1500 0 0
DPL, INC COMMON STOCK 233293109 6 319 SH DEFINED 319 0 0
DPL, INC COMMON STOCK 233293109 8 412 SH OTHER 412 0 0
DSI TOYS INCREST COMMON STOCK 232968107 59 13710 SH OTHER 13710 0 0
DST SYS INC DEL COMMON STOCK 233326107 233 3700 SH OTHER 3700 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1494 21873 SH DEFINED 7373 0 14500
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 616 9016 SH OTHER 9016 0 0
DUKE POWER CO COMMON STOCK 264399106 2321 42628 SH DEFINED 858 0 41770
DUKE POWER CO COMMON STOCK 264399106 36 666 SH OTHER 666 0 0
DUKE RLTY INVTS INC COMMON STOCK 264411505 133 5900 SH DEFINED 0 0 5900
DUN & BRADSTREET CORP COMMON STOCK 26483B106 14 400 SH OTHER 400 0 0
DYNEGY INC COMMON STOCK 26816L102 497 24400 SH DEFINED 0 0 24400
E M C CORP/MASS COMMON STOCK 268648102 659 11975 SH DEFINED 875 0 11100
E M C CORP/MASS COMMON STOCK 268648102 47 850 SH OTHER 850 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 20 290 SH DEFINED 290 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 136 2000 SH OTHER 2000 0 0
ECHELON INTERNATIONAL CORP COMMON STOCK 278747100 1 33 SH OTHER 33 0 0
ECHOSTAR COMMUNICATIONS CORP N COMMON STOCK 278762109 982 6400 SH DEFINED 0 0 6400
ECOLAB INC COMMON STOCK 278865100 524 12000 SH DEFINED 0 0 12000
EDISON INTERNATIONAL COMMON STOCK 281020107 1124 42004 SH DEFINED 8904 0 33100
EDUCATION MGMT CORP COMMON STOCK 28139T101 627 30200 SH DEFINED 0 0 30200
EDWARDS A G INC COMMON STOCK 281760108 2 50 SH DEFINED 0 0 50
EG & G INC COMMON STOCK 268457108 267 7500 SH DEFINED 0 0 7500
EL PASO ENERGY CORP COMMON STOCK 283905107 1965 55850 SH DEFINED 0 0 55850
ELCOR CORP COMMON STOCK 284443108 59 1350 SH DEFINED 0 0 1350
ELECTRONIC DATA SYSTEM CORP COMMON STOCK 285661104 1570 27730 SH DEFINED 430 0 27300
ELECTRONIC DATA SYSTEM CORP COMMON STOCK 285661104 85 1502 SH OTHER 1502 0 0
ELF AQUITAINE COMMON STOCK 286269105 6 80 SH DEFINED 0 0 80
ELI LILLY AND COMPANY COMMON STOCK 532457108 1189 16606 SH DEFINED 1606 0 15000
ELI LILLY AND COMPANY COMMON STOCK 532457108 7 100 SH OTHER 100 0 0
EMCOR GROUP INC COMMON STOCK 29084Q100 116 4600 SH DEFINED 0 0 4600
EMERSON ELECTRIC CO COMMON STOCK 291011104 877 13935 SH DEFINED 13135 0 800
EMERSON ELECTRIC CO COMMON STOCK 291011104 976 15500 SH OTHER 15500 0 0
ENERGY EAST CORP COMMON STOCK 29266M109 125 4800 SH DEFINED 4800 0 0
ENESCO GROUP INC COMMON STOCK 292973104 183 7900 SH DEFINED 0 0 7900
ENI S P A COMMON STOCK 26874R108 5 80 SH DEFINED 0 0 80
ENRON CORP COMMON STOCK 293561106 1668 20400 SH DEFINED 200 0 20200
ENRON OIL & GAS CO COMMON STOCK 293562104 360 17800 SH DEFINED 0 0 17800
EOTT ENERGY PARTNERS L P COMMON STOCK 294103106 11 600 SH DEFINED 600 0 0
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 1187 9900 SH DEFINED 0 0 9900
EXXON CORPORATION COMMON STOCK 302290101 14323 185709 SH DEFINED 183709 0 2000
EXXON CORPORATION COMMON STOCK 302290101 5112 66282 SH OTHER 66212 0 70
FANNIE MAE COMMON STOCK 313586109 2411 35320 SH DEFINED 16120 0 19200
FANNIE MAE COMMON STOCK 313586109 3 50 SH OTHER 50 0 0
FDX CORP COMMON STOCK 31304N107 92 1700 SH DEFINED 1700 0 0
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 1375 23700 SH DEFINED 400 0 23300
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 110 1900 SH OTHER 1900 0 0
FEDERAL MOGUL CORP COMMON STOCK 313549107 1225 23550 SH DEFINED 0 0 23550
FEDERATED DEPT STORES, INC DEL COMMON STOCK 31410H101 1554 29350 SH DEFINED 50 0 29300
FELCOR LODGING TR INC COMMON STOCK 31430F101 431 20774 SH DEFINED 0 0 20774
FIRST DATA CORP COMMON STOCK 319963104 3752 76660 SH DEFINED 10 0 76650
FIRST DATA CORP COMMON STOCK 319963104 235 4800 SH OTHER 4800 0 0
FIRST UNION CORP. COMMON STOCK 337358105 2271 48185 SH DEFINED 15215 0 32970
FIRSTAR CORP NEW WIS COMMON STOCK 33763V109 171 6100 SH DEFINED 0 0 6100
FISERV INC COMMON STOCK 337738108 144 4600 SH DEFINED 0 0 4600
FLEETWOOD ENTERPRISES INC COMMON STOCK 339099103 106 4000 SH DEFINED 0 0 4000
FLORIDA PROGRESS CORP COMMON STOCK 341109106 19 450 SH DEFINED 450 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 21 498 SH OTHER 498 0 0
FLUOR CORP COMMON STOCK 343861100 49 1200 SH OTHER 1200 0 0
FMC CORP COMMON STOCK 302491303 355 5200 SH DEFINED 0 0 5200
FORD MOTOR COMPANY COMMON STOCK 345370100 944 16728 SH DEFINED 2610 0 14118
FORT JAMES CORP COMMON STOCK 347471104 129 3400 SH OTHER 3400 0 0
FORTUNE BRANDS, INC COMMON STOCK 349631101 17 400 SH DEFINED 400 0 0
FORTUNE BRANDS, INC COMMON STOCK 349631101 41 1000 SH OTHER 1000 0 0
FPIC INS GROUP INC COMMON STOCK 302563101 63 1300 SH DEFINED 0 0 1300
GABLES RESIDENTIAL TR COMMON STOCK 362418105 41 1700 SH DEFINED 0 0 1700
GALILEO INTL INC COMMON STOCK 363547100 1015 19000 SH DEFINED 0 0 19000
GALLAHER GROUP PLC-ADR COMMON STOCK 363595109 10 400 SH DEFINED 400 0 0
GALLAHER GROUP PLC-ADR COMMON STOCK 363595109 24 1000 SH OTHER 1000 0 0
GANNETT, INC COMMON STOCK 364730101 799 11200 SH DEFINED 0 0 11200
GANNETT, INC COMMON STOCK 364730101 29 400 SH OTHER 400 0 0
GATX CORP COMMON STOCK 361448103 567 14900 SH DEFINED 0 0 14900
GENERAL ELECTRIC CO COMMON STOCK 369604103 6422 56828 SH DEFINED 29928 0 26900
GENERAL ELECTRIC CO COMMON STOCK 369604103 3560 31500 SH OTHER 31500 0 0
GENERAL MILLS, INC COMMON STOCK 370334104 39 487 SH DEFINED 487 0 0
GENERAL MOTORS CORP. COMMON STOCK 370442105 103 1560 SH DEFINED 1560 0 0
GENERAL MOTORS CORP. COMMON STOCK 370442105 53 800 SH OTHER 800 0 0
GENZYME CORP COMMON STOCK 372917104 126 2600 SH OTHER 2600 0 0
GENZYME CORP COMMON STOCK 372917500 1 280 SH OTHER 280 0 0
GENZYME CORP-TISSUE REPAIR COMMON STOCK 372917401 1 428 SH OTHER 428 0 0
GERALD STEVENS INC COMMON STOCK 37369G101 360 30000 SH DEFINED 30000 0 0
GIANT CEM HLDG INC COMMON STOCK 374450104 23 1000 SH OTHER 1000 0 0
GILLETTE CO COMMON STOCK 375766102 293 7157 SH DEFINED 2357 0 4800
GILLETTE CO COMMON STOCK 375766102 98 2400 SH OTHER 2400 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 7 100 SH DEFINED 100 0 0
GOODRICH B F CO COMMON STOCK 382388106 1273 29960 SH DEFINED 0 0 29960
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 623 10600 SH DEFINED 800 0 9800
GPU, INC. COMMON STOCK 36225X100 16 382 SH DEFINED 382 0 0
GRACE W R & CO COMMON STOCK 38388F108 4 200 SH DEFINED 200 0 0
GRACO INC COMMON STOCK 384109104 41 1400 SH DEFINED 0 0 1400
GREAT LAKES CHEMICAL CORP COMMON STOCK 390568103 23 500 SH OTHER 500 0 0
GRIFFON CORP COMMON STOCK 398433102 30 3800 SH DEFINED 0 0 3800
GTE CORP COMMON STOCK 362320103 3194 42308 SH DEFINED 17308 0 25000
GTE CORP COMMON STOCK 362320103 423 5600 SH OTHER 5600 0 0
GTECH HLDGS CORP COMMON STOCK 400518106 7 300 SH DEFINED 0 0 300
GUIDANT CORP COMMON STOCK 401698105 158 3100 SH DEFINED 0 0 3100
GYMBOREE CORP COMMON STOCK 403777105 14 1300 SH OTHER 0 0 1300
H.J. HEINZ CO. COMMON STOCK 423074103 60 1200 SH DEFINED 1200 0 0
HALLIBURTON CO COMMON STOCK 406216101 933 20620 SH DEFINED 4720 0 15900
HALLIBURTON CO COMMON STOCK 406216101 212 4680 SH OTHER 4600 0 80
HARLEY DAVIDSON, INC COMMON STOCK 412822108 158 2900 SH DEFINED 0 0 2900
HARTE-HANKS, INC COMMON STOCK 416196103 553 20400 SH OTHER 20400 0 0
HASBRO, INC COMMON STOCK 418056107 433 15500 SH DEFINED 0 0 15500
HAWAIIAN ELECTRIC INDUSTRIES, COMMON STOCK 419870100 12 332 SH OTHER 332 0 0
HEALTH CARE REIT, INC COMMON STOCK 42217K106 12 500 SH DEFINED 500 0 0
HEARTLAND EXPRESS, INC COMMON STOCK 422347104 5 300 SH OTHER 300 0 0
HEILIG MEYERS CO COMMON STOCK 422893107 373 54800 SH DEFINED 0 0 54800
HERCULES INC COMMON STOCK 427056106 1729 43970 SH DEFINED 0 0 43970
HEWLETT-PACKARD CO COMMON STOCK 428236103 814 8100 SH DEFINED 6900 0 1200
HEWLETT-PACKARD CO COMMON STOCK 428236103 75 745 SH OTHER 745 0 0
HILTON HOTELS CORP COMMON STOCK 432848109 14 1000 SH OTHER 1000 0 0
HITACHI LTD COMMON STOCK 433578507 15 160 SH DEFINED 0 0 160
HOLOPHANE CORP COMMON STOCK 43645B106 65 1700 SH DEFINED 0 0 1700
HOME DEPOT, INC COMMON STOCK 437076102 3014 46769 SH DEFINED 16669 0 30100
HOME DEPOT, INC COMMON STOCK 437076102 116 1800 SH OTHER 1800 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 177 4400 SH DEFINED 0 0 4400
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 383 32244 SH DEFINED 0 0 32244
HOUSEHOLD INTL, INC COMMON STOCK 441815107 867 18300 SH DEFINED 0 0 18300
HUSSMANN INTL INC COMMON STOCK 448110106 94 5700 SH DEFINED 0 0 5700
IDACORP INC COMMON STOCK 451107106 79 2500 SH DEFINED 0 0 2500
IMATION CORPORATION COMMON STOCK 45245A107 11 460 SH OTHER 460 0 0
IMC GLOBAL, INC COMMON STOCK 449669100 705 40600 SH DEFINED 0 0 40600
IMPERIAL CHEM INDS PLC COMMON STOCK 452704505 4 90 SH DEFINED 0 0 90
IMPERIAL TOB GROUP PLC COMMON STOCK 453142101 2 75 SH OTHER 75 0 0
IMS HEALTH, INC COMMON STOCK 449934108 194 6200 SH DEFINED 0 0 6200
IMS HEALTH, INC COMMON STOCK 449934108 25 800 SH OTHER 800 0 0
INFINITY BROADCASTING CORP A COMMON STOCK 45662S102 754 25500 SH DEFINED 0 0 25500
INFORMATION HLDGS INC COMMON STOCK 456727106 412 21000 SH DEFINED 0 0 21000
INFORMIX CORP COMMON STOCK 456779107 26 3100 SH OTHER 3100 0 0
INGERSOLL RAND CO COMMON STOCK 456866102 1211 18740 SH DEFINED 0 0 18740
INPUT/OUTPUT, INC COMMON STOCK 457652105 57 7500 SH OTHER 7500 0 0
INSIGNIA FINL GROUP INC NEW COMMON STOCK 45767A105 105 9966 SH DEFINED 0 0 9966
INTEGRATED ELECTRICAL SVCS INC COMMON STOCK 45811E103 161 10000 SH DEFINED 0 0 10000
INTEL CORP COMMON STOCK 458140100 4759 79976 SH DEFINED 13876 0 66100
INTEL CORP COMMON STOCK 458140100 262 4400 SH OTHER 4400 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 2255 17448 SH DEFINED 17448 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 2115 16360 SH OTHER 16360 0 0
INTERNATIONAL COMFORT PRODS CO COMMON STOCK 458978103 24 2100 SH DEFINED 0 0 2100
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 44 1000 SH OTHER 1000 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 15 300 SH DEFINED 300 0 0
INTERSTATE BAKERIES CORP DEL N COMMON STOCK 46072H108 103 4600 SH DEFINED 0 0 4600
IRT PROPERTY CO COMMON STOCK 450058102 3 330 SH DEFINED 330 0 0
ITEQ, INC COMMON STOCK 450430103 17 8000 SH OTHER 8000 0 0
JACOBS ENGINEERING GROUP, INC. COMMON STOCK 469814107 110 2900 SH DEFINED 0 0 2900
JEFFERSON PILOT CORP COMMON STOCK 475070108 36 540 SH DEFINED 540 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2974 30350 SH DEFINED 11850 0 18500
JOHNSON & JOHNSON COMMON STOCK 478160104 1637 16707 SH OTHER 16707 0 0
KBK CAPITAL CORP COMMON STOCK 482412103 3 500 SH DEFINED 500 0 0
KBK CAPITAL CORP COMMON STOCK 482412103 38 6000 SH OTHER 6000 0 0
KERR MCGEE CORP COMMON STOCK 492386107 13 266 SH DEFINED 266 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 832 14600 SH DEFINED 400 0 14200
KIMBERLY CLARK CORP COMMON STOCK 494368103 46 800 SH OTHER 800 0 0
KINDER MORGAN ENERGY PARTNERS, COMMON STOCK 494550106 129 3475 SH DEFINED 3475 0 0
KINDER MORGAN ENERGY PARTNERS, COMMON STOCK 494550106 37 1000 SH OTHER 1000 0 0
KIRBY CORP COMMON STOCK 497266106 328 15500 SH DEFINED 0 0 15500
KNIGHTSBRIDGE TANKERS LTD COMMON STOCK G5299G106 18 1000 SH OTHER 1000 0 0
KOHLS CORP COMMON STOCK 500255104 669 8700 SH DEFINED 0 0 8700
KOREA ELEC PWR CORP COMMON STOCK 500631106 5 230 SH DEFINED 0 0 230
KROGER CO COMMON STOCK 501044101 274 9800 SH DEFINED 4000 0 5800
KYOCERA CORP COMMON STOCK 501556203 6 100 SH DEFINED 0 0 100
LAFARGE CORP COMMON STOCK 505862102 64 1800 SH DEFINED 0 0 1800
LANDSTAR SYS INC COMMON STOCK 515098101 40 1100 SH DEFINED 0 0 1100
LEAR CORP COMMON STOCK 521865105 179 3600 SH DEFINED 0 0 3600
LEE ENTERPRISES INC COMMON STOCK 523768109 43 1400 SH DEFINED 0 0 1400
LEGG MASON INC COMMON STOCK 524901105 554 14400 SH DEFINED 0 0 14400
LENNAR CORP COMMON STOCK 526057104 86 3600 SH DEFINED 0 0 3600
LEVEL ONE COMM. COMMON STOCK 527295109 12 250 SH DEFINED 250 0 0
LEVEL ONE COMM. COMMON STOCK 527295109 48 975 SH OTHER 975 0 0
LEVIATHAN GAS PIPELINE PARTNER COMMON STOCK 527367205 162 6850 SH OTHER 6850 0 0
LEXMARK INTL GROUP INC COMMON STOCK 529771107 943 14400 SH DEFINED 0 0 14400
LG & E ENERGY CORP COMMON STOCK 501917108 5 237 SH DEFINED 237 0 0
LIBBEY INC COMMON STOCK 529898108 496 17100 SH DEFINED 0 0 17100
LIBERTY PPTY TR COMMON STOCK 531172104 42 1700 SH DEFINED 0 0 1700
LIFEPOINT HOSPS INC COMMON STOCK 53219L109 33 2476 SH DEFINED 0 0 2476
LINCOLN NATL CORP COMMON STOCK 534187109 286 5472 SH DEFINED 5472 0 0
LINDSAY MFG CO COMMON STOCK 535555106 12 700 SH OTHER 700 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 343 5100 SH DEFINED 800 0 4300
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 7 100 SH OTHER 100 0 0
LITTON INDS, INC COMMON STOCK 538021106 130 1800 SH DEFINED 1800 0 0
LL & E ROYALTY TRUST COMMON STOCK 502003106 9 5000 SH DEFINED 5000 0 0
LNR PPTY CORP COMMON STOCK 501940100 19 900 SH DEFINED 0 0 900
LOCKHEED MARTIN CORP COMMON STOCK 539830109 367 9860 SH DEFINED 0 0 9860
LOCKHEED MARTIN CORP COMMON STOCK 539830109 37 1000 SH OTHER 1000 0 0
LOEWEN GROUP, INC COMMON STOCK 54042L100 4 6100 SH DEFINED 6100 0 0
LOEWS CINEPLEX ENTMT CORP COMMON STOCK 540423100 251 23100 SH DEFINED 0 0 23100
LONE STAR STEAKHOUSE SALOON COMMON STOCK 542307103 225 23200 SH DEFINED 0 0 23200
LOUISIANA PAC CORP COMMON STOCK 546347105 2 100 SH DEFINED 100 0 0
LOWE'S COMPANIES COMMON STOCK 548661107 833 14700 SH DEFINED 5400 0 9300
LUBY'S INC COMMON STOCK 549282101 8 500 SH DEFINED 500 0 0
LUCENT TECHNOLOGIES, INC COMMON STOCK 549463107 2616 38796 SH DEFINED 19196 0 19600
LUCENT TECHNOLOGIES, INC COMMON STOCK 549463107 1093 16204 SH OTHER 16204 0 0
LYCOS INC COMMON STOCK 550818108 14 150 SH OTHER 150 0 0
MACERICH CO COMMON STOCK 554382101 42 1600 SH DEFINED 0 0 1600
MACROCHEM CORP DEL COMMON STOCK 555903103 12 2000 SH OTHER 2000 0 0
MAGNETEK INC COMMON STOCK 559424106 221 20900 SH DEFINED 0 0 20900
MALLINCKRODT, INC COMMON STOCK 561232109 4 100 SH DEFINED 100 0 0
MANUFACTURED HOME CMNTYS INC COMMON STOCK 564682102 265 10200 SH DEFINED 0 0 10200
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 1076 28800 SH DEFINED 0 0 28800
MARSH & MCLENNAN COS, INC COMMON STOCK 571748102 1278 16880 SH DEFINED 0 0 16880
MASCO CORP COMMON STOCK 574599106 46 1600 SH DEFINED 1600 0 0
MASCOTECH INC COMMON STOCK 574670105 556 32800 SH DEFINED 0 0 32800
MASTECH CORP COMMON STOCK 57632N105 15 800 SH DEFINED 0 0 800
MATSUSHITA ELEC INDL LTD COMMON STOCK 576879209 4 20 SH DEFINED 0 0 20
MAXIM GROUP INC COMMON STOCK 57772J104 176 20300 SH DEFINED 0 0 20300
MAY DEPARTMENT STORES CO. COMMON STOCK 577778103 18 450 SH DEFINED 450 0 0
MBIA, INC COMMON STOCK 55262C100 1562 24130 SH DEFINED 40 0 24090
MBNA CORP COMMON STOCK 55262L100 2117 69142 SH DEFINED 33092 0 36050
MBNA CORP COMMON STOCK 55262L100 372 12150 SH OTHER 12150 0 0
MCDONALDS CORP COMMON STOCK 580135101 367 8932 SH DEFINED 5932 0 3000
MCDONALDS CORP COMMON STOCK 580135101 66 1600 SH OTHER 1600 0 0
MCGRAW-HILL COMPANIES, INC COMMON STOCK 580645109 595 11034 SH DEFINED 10234 0 800
MCGRAW-HILL COMPANIES, INC COMMON STOCK 580645109 151 2800 SH OTHER 2800 0 0
MCI WORLDCOM, INC COMMON STOCK 55268B106 2312 26863 SH DEFINED 3563 0 23300
MCI WORLDCOM, INC COMMON STOCK 55268B106 34 400 SH OTHER 400 0 0
MEDIAONE GROUP, INC COMMON STOCK 58440J104 2416 32480 SH DEFINED 1680 0 30800
MEDIAONE GROUP, INC COMMON STOCK 58440J104 19 252 SH OTHER 252 0 0
MEDITRUST COMPANIES - PAIRED S COMMON STOCK 58501T306 136 10398 SH DEFINED 0 0 10398
MEDPARTNERS, INC COMMON STOCK 58503X107 52 6919 SH DEFINED 6919 0 0
MEDPARTNERS, INC COMMON STOCK 58503X107 15 2000 SH OTHER 2000 0 0
MEDTRONIC, INC COMMON STOCK 585055106 495 6350 SH DEFINED 1550 0 4800
MEDTRONIC, INC COMMON STOCK 585055106 156 2000 SH OTHER 2000 0 0
MENS WEARHOUSE, INC COMMON STOCK 587118100 9 337 SH DEFINED 337 0 0
MERCK & CO INC COMMON STOCK 589331107 5488 74538 SH DEFINED 33938 0 40600
MERCK & CO INC COMMON STOCK 589331107 513 6965 SH OTHER 6965 0 0
MERRILL LYNCH & CO, INC COMMON STOCK 590188108 87 1100 SH DEFINED 1100 0 0
METAMOR WORLDWIDE INC COMMON STOCK 59133P100 128 5300 SH DEFINED 0 0 5300
METRICOM, INC COMMON STOCK 591596101 4 200 SH DEFINED 200 0 0
METRICOM, INC COMMON STOCK 591596101 130 6500 SH OTHER 6500 0 0
METTLER-TOLEDO INTL INC COMMON STOCK 592688105 46 1800 SH DEFINED 0 0 1800
MGIC INVESTMENT CORPORATION COMMON STOCK 552848103 34 700 SH DEFINED 700 0 0
MICROSOFT CORP COMMON STOCK 594918104 6269 69510 SH DEFINED 10410 0 59100
MICROSOFT CORP COMMON STOCK 594918104 189 2100 SH OTHER 2100 0 0
MILLIPORE CORP COMMON STOCK 601073109 178 4400 SH DEFINED 0 0 4400
MINDSPRING ENTERPRISES INC COMMON STOCK 602683104 9 200 SH DEFINED 0 0 200
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 183 2110 SH DEFINED 2110 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 648 7450 SH OTHER 7450 0 0
MINNESOTA POWER & LIGHT CO COMMON STOCK 604110106 2 100 SH DEFINED 100 0 0
MOBIL CORP COMMON STOCK 607059102 1572 15916 SH DEFINED 5116 0 10800
MOBIL CORP COMMON STOCK 607059102 309 3134 SH OTHER 3044 0 90
MODEM MEDIA POPPE TYSON INC COMMON STOCK 607533106 316 13800 SH DEFINED 0 0 13800
MOHAWK INDS INC COMMON STOCK 608190104 30 1000 SH DEFINED 0 0 1000
MONSANTO CO COMMON STOCK 611662107 83 2100 SH DEFINED 2100 0 0
MONY GROUP INC COMMON STOCK 615337102 2 65 SH DEFINED 65 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 235 1674 SH DEFINED 1674 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 98 700 SH OTHER 700 0 0
MORRISON HEALTH CARE INC COMMON STOCK 61841L108 563 22500 SH DEFINED 0 0 22500
MORRISON KNUDSEN CORP NEW COMMON STOCK 61844A109 186 18000 SH DEFINED 0 0 18000
MOTOROLA, INC. COMMON STOCK 620076109 669 7060 SH DEFINED 3160 0 3900
MOTOROLA, INC. COMMON STOCK 620076109 135 1420 SH OTHER 1420 0 0
NABISCO GROUP HLDG CORP COMMON STOCK 62952P102 867 44300 SH DEFINED 0 0 44300
NABISCO HLDGS CORP CL A COMMON STOCK 629526104 972 22600 SH DEFINED 0 0 22600
NALCO CHEMICAL CO COMMON STOCK 629853102 21 400 SH DEFINED 400 0 0
NALCO CHEMICAL CO COMMON STOCK 629853102 36 700 SH OTHER 700 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 373 7700 SH DEFINED 7700 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 243 5000 SH OTHER 5000 0 0
NATIONAL PROPANE PARTNERS, L P COMMON STOCK 637250101 24 2000 SH OTHER 2000 0 0
NATIONAL-OILWELL INC COMMON STOCK 637071101 132 9400 SH DEFINED 0 0 9400
NCR CORP COMMON STOCK 62886E108 29 587 SH DEFINED 187 0 400
NCR CORP COMMON STOCK 62886E108 1 30 SH OTHER 30 0 0
NEW CENTURY ENERGIES, INC. COMMON STOCK 64352U103 197 5080 SH DEFINED 2280 0 2800
NEW YORK TIMES CO, CLASS A COMMON STOCK 650111107 703 19085 SH DEFINED 2785 0 16300
NEW YORK TIMES CO, CLASS A COMMON STOCK 650111107 55 1500 SH OTHER 1500 0 0
NEWBRIDGE NETWORKS CORP COMMON STOCK 650901101 2 80 SH DEFINED 0 0 80
NEWELL RUBBERMAID INC COMMON STOCK 651229106 892 19230 SH DEFINED 0 0 19230
NIELSEN MEDIA RESH, INC COMMON STOCK 653929307 3 100 SH DEFINED 100 0 0
NIELSEN MEDIA RESH, INC COMMON STOCK 653929307 4 133 SH OTHER 133 0 0
NIKE, INC COMMON STOCK 654106103 665 10500 SH DEFINED 0 0 10500
NIKE, INC COMMON STOCK 654106103 10 150 SH OTHER 150 0 0
NOKIA CORP COMMON STOCK 654902204 9 100 SH DEFINED 100 0 0
NOKIA CORP COMMON STOCK 654902204 46 500 SH OTHER 500 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 90 3000 SH DEFINED 0 0 3000
NORTH FORK BANCORPORATION INC COMMON STOCK 659424105 123 5750 SH DEFINED 0 0 5750
NORTHERN BORDER PARTNERS, LP COMMON STOCK 664785102 93 3000 SH OTHER 3000 0 0
NORTHERN STATES POWER CO. COMMON STOCK 665772109 29 1216 SH DEFINED 1216 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 139 2100 SH DEFINED 0 0 2100
NORTHWEST NAT GAS CO COMMON STOCK 667655104 68 2800 SH DEFINED 0 0 2800
NOVACARE EMPLOYEE SVCS INC COMMON STOCK 66986Q101 173 63000 SH DEFINED 0 0 63000
NOVELL, INC COMMON STOCK 670006105 261 9850 SH OTHER 9850 0 0
NUEVO ENERGY CO COMMON STOCK 670509108 136 10300 SH DEFINED 600 0 9700
OAK TECHNOLOGY INC COMMON STOCK 671802106 95 26100 SH DEFINED 0 0 26100
OCEAN ENERGY INC TEX COMMON STOCK 67481E106 19 2000 SH OTHER 2000 0 0
OEA INC COMMON STOCK 670826106 106 11900 SH DEFINED 0 0 11900
OFFSHORE LOGISTICS INC COMMON STOCK 676255102 26 2300 SH DEFINED 0 0 2300
OGDEN CORP COMMON STOCK 676346109 44 1633 SH DEFINED 1633 0 0
OHIO CAS CORP COMMON STOCK 677240103 126 3500 SH DEFINED 0 0 3500
ORACLE CORPORATION COMMON STOCK 68389X105 622 16750 SH DEFINED 16750 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 111 3000 SH OTHER 3000 0 0
OUTDOOR SYSTEMS COMMON STOCK 690057104 1190 32600 SH DEFINED 0 0 32600
OXFORD INDS INC COMMON STOCK 691497309 76 2700 SH DEFINED 0 0 2700
PACIFICORP COMMON STOCK 695114108 7 400 SH DEFINED 400 0 0
PALL CORP COMMON STOCK 696429307 889 40090 SH DEFINED 90 0 40000
PALL CORP COMMON STOCK 696429307 22 1000 SH OTHER 1000 0 0
PARK PL ENTMT CORP COMMON STOCK 700690100 10 1000 SH OTHER 1000 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 21 450 SH DEFINED 450 0 0
PAYCHEX, INC COMMON STOCK 704326107 411 12900 SH DEFINED 0 0 12900
PENNEY J C INC COMMON STOCK 708160106 5 100 SH OTHER 100 0 0
PENNZENERGY CO COMMON STOCK 70931Q109 2 150 SH DEFINED 150 0 0
PENNZENERGY CO COMMON STOCK 70931Q109 124 7450 SH OTHER 7450 0 0
PENNZOIL-QUAKER ST CO COMMON STOCK 709323109 2 150 SH DEFINED 150 0 0
PENNZOIL-QUAKER ST CO COMMON STOCK 709323109 22 1450 SH OTHER 1450 0 0
PEPSICO, INC COMMON STOCK 713448108 3955 102240 SH DEFINED 42440 0 59800
PEPSICO, INC COMMON STOCK 713448108 128 3299 SH OTHER 3299 0 0
PFIZER, INC COMMON STOCK 717081103 4815 132531 SH DEFINED 27231 0 105300
PFIZER, INC COMMON STOCK 717081103 16 432 SH OTHER 432 0 0
PHARMACIA & UPJOHN, INC COMMON STOCK 716941109 99 1740 SH DEFINED 1740 0 0
PHILIP MORRIS COMPANIES, INC COMMON STOCK 718154107 2022 50310 SH DEFINED 21110 0 29200
PHILIP MORRIS COMPANIES, INC COMMON STOCK 718154107 418 10400 SH OTHER 9600 0 800
PHILLIPS PETE CO COMMON STOCK 718507106 1484 29500 SH DEFINED 0 0 29500
PINNACLE WEST CAPITAL CORP. COMMON STOCK 723484101 189 4700 SH DEFINED 700 0 4000
PIONEER GROUP INC COMMON STOCK 723684106 121 7000 SH DEFINED 0 0 7000
PIONEER HI-BRED INTERNATIONAL COMMON STOCK 723686101 257 6600 SH OTHER 6600 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 11 1014 SH OTHER 1014 0 0
PITTSTON CO COMMON STOCK 725701106 653 24400 SH DEFINED 0 0 24400
PLAYTEX PRODS INC COMMON STOCK 72813P100 95 6100 SH DEFINED 0 0 6100
PNC BANK CORP COMMON STOCK 693475105 35 600 SH OTHER 600 0 0
POTOMAC ELECTRIC POWER CO. COMMON STOCK 737679100 33 1110 SH DEFINED 1110 0 0
PRIMARK CORP COMMON STOCK 741903108 615 21900 SH DEFINED 0 0 21900
PRIME BANCSHARES, INC COMMON STOCK 74157H108 7 400 SH DEFINED 400 0 0
PRIME HOSPITALITY CORP COMMON STOCK 741917108 346 28800 SH DEFINED 0 0 28800
PRISM FINL CORP COMMON STOCK 74264Q108 470 23000 SH DEFINED 0 0 23000
PROCTER & GAMBLE CO COMMON STOCK 742718109 3651 40910 SH DEFINED 21410 0 19500
PROCTER & GAMBLE CO COMMON STOCK 742718109 714 8000 SH OTHER 8000 0 0
PROVIDIAN FINL CORP COMMON STOCK 74406A102 187 2000 SH DEFINED 0 0 2000
PSS WORLD MED INC COMMON STOCK 69366A100 508 45400 SH DEFINED 0 0 45400
PUBLIC SERVICE CO N MEX COMMON STOCK 744499104 8 400 SH DEFINED 400 0 0
PUBLIC SVC ENTERPRISE GROUP, I COMMON STOCK 744573106 13 330 SH DEFINED 330 0 0
QUADRAMED CORP COMMON STOCK 74730W101 83 10200 SH DEFINED 0 0 10200
QUALCOMM INC COMMON STOCK 747525103 3788 26400 SH DEFINED 100 0 26300
QUANTUM CORP COMMON STOCK 747906105 965 40000 SH DEFINED 0 0 40000
QUESTAR CORP COMMON STOCK 748356102 38 2000 SH DEFINED 2000 0 0
QUORUM HEALTH GROUP INC COMMON STOCK 749084109 106 8400 SH DEFINED 0 0 8400
R & B FALCON CORP COMMON STOCK 74912E101 186 19800 SH DEFINED 0 0 19800
R H DONNELLEY CORP COMMON STOCK 74955W307 442 22600 SH DEFINED 0 0 22600
R H DONNELLEY CORP COMMON STOCK 74955W307 2 80 SH OTHER 80 0 0
RALSTON PURINA CO COMMON STOCK 751277302 1452 47700 SH DEFINED 0 0 47700
RAYTHEON CO COMMON STOCK 755111408 139 1975 SH DEFINED 1975 0 0
RAYTHEON CO-CLASS A COMMON STOCK 755111309 599 8700 SH DEFINED 0 0 8700
RELIANT ENERGY INC. COMMON STOCK 75952J108 178 6430 SH DEFINED 6430 0 0
RELIANT ENERGY INC. COMMON STOCK 75952J108 8 300 SH OTHER 300 0 0
RELIASTAR FINANCIAL CORP COMMON STOCK 75952U103 175 4000 SH DEFINED 4000 0 0
RELIASTAR FINANCIAL CORP COMMON STOCK 75952U103 44 1000 SH OTHER 1000 0 0
REVLON, INC COMMON STOCK 761525500 36 1200 SH DEFINED 1200 0 0
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 98 4200 SH DEFINED 0 0 4200
REYNOLDS R J TOB HLDGS INC COMMON STOCK 76182K105 15 474 SH DEFINED 474 0 0
RICHFOOD HLDGS INC COMMON STOCK 763408101 608 34500 SH DEFINED 0 0 34500
RICHMOND CNTY FINL CORP COMMON STOCK 764556106 271 14100 SH DEFINED 0 0 14100
RLI CORP COMMON STOCK 749607107 37 960 SH OTHER 960 0 0
ROBBINS & MYERS INC COMMON STOCK 770196103 74 3300 SH DEFINED 0 0 3300
ROCHESTER GAS & ELEC CORP COMMON STOCK 771367109 37 1400 SH DEFINED 0 0 1400
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 67 1100 SH DEFINED 0 0 1100
ROWAN COS, INC COMMON STOCK 779382100 73 4000 SH DEFINED 4000 0 0
ROYAL DUTCH PETROLEUM CO, NYS COMMON STOCK 780257804 239 3960 SH DEFINED 1120 0 2840
ROYAL DUTCH PETROLEUM CO, NYS COMMON STOCK 780257804 102 1688 SH OTHER 1688 0 0
RUSS BERRIE & CO INC COMMON STOCK 782233100 47 1900 SH DEFINED 0 0 1900
SABINE ROYALTY TRUST COMMON STOCK 785688102 14 1000 SH DEFINED 1000 0 0
SABINE ROYALTY TRUST COMMON STOCK 785688102 72 5000 SH OTHER 5000 0 0
SAFETY-KLEEN CORP NEW COMMON STOCK 78648R203 311 17150 SH DEFINED 0 0 17150
SAFEWAY INC COMMON STOCK 786514208 282 5700 SH DEFINED 0 0 5700
SAGA SYS INC COMMON STOCK 786610105 20 1600 SH DEFINED 0 0 1600
SAKS, INC COMMON STOCK 79377W108 67 2310 SH DEFINED 2310 0 0
SAKS, INC COMMON STOCK 79377W108 153 5300 SH OTHER 5300 0 0
SALOMON BROS 2008 WW$ GOVT (SB COMMON STOCK 79548R103 9 1000 SH DEFINED 1000 0 0
SARA LEE CORP COMMON STOCK 803111103 486 21425 SH DEFINED 17425 0 4000
SARA LEE CORP COMMON STOCK 803111103 685 30200 SH OTHER 30200 0 0
SBARRO INC COMMON STOCK 805844107 92 3400 SH DEFINED 0 0 3400
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 1717 29609 SH DEFINED 25609 0 4000
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 383 6600 SH OTHER 6540 0 60
SCANA CORP COMMON STOCK 805898103 5 203 SH DEFINED 203 0 0
SCHEIN HENRY INC COMMON STOCK 806407102 570 18000 SH DEFINED 0 0 18000
SCHERING PLOUGH CORP. COMMON STOCK 806605101 3294 62750 SH DEFINED 15150 0 47600
SCHERING PLOUGH CORP. COMMON STOCK 806605101 2903 55300 SH OTHER 55300 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 7645 120038 SH DEFINED 120038 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 261 4100 SH OTHER 4100 0 0
SCHWEITZER-MAUDUIT INTL INC COMMON STOCK 808541106 32 2100 SH DEFINED 0 0 2100
SCOTTS CO COMMON STOCK 810186106 57 1200 SH DEFINED 0 0 1200
SEACOR HLDGS INC COMMON STOCK 811904101 599 11200 SH DEFINED 0 0 11200
SEALED AIR CORP COMMON STOCK 81211K100 7 107 SH DEFINED 107 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 37 840 SH DEFINED 840 0 0
SERVICE CORP INTERNATIONAL COMMON STOCK 817565104 94 4907 SH DEFINED 4907 0 0
SERVICE CORP INTERNATIONAL COMMON STOCK 817565104 4 200 SH OTHER 200 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 15 530 SH DEFINED 530 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 178 6400 SH OTHER 6400 0 0
SHOPKO STORES INC COMMON STOCK 824911101 303 8300 SH DEFINED 0 0 8300
SIGCORP INC COMMON STOCK 826912107 40 1400 SH DEFINED 0 0 1400
SIGMA ALDRICH CORP COMMON STOCK 826552101 7 200 SH DEFINED 200 0 0
SIMON PROPERTY GROUP, INC. COMMON STOCK 828806109 119 4700 SH DEFINED 0 0 4700
SL GREEN RLTY CORP COMMON STOCK 78440X101 253 12400 SH DEFINED 0 0 12400
SLM HOLDING CORP COMMON STOCK 78442A109 1598 34880 SH DEFINED 0 0 34880
SOLECTRON CORP COMMON STOCK 834182107 387 5800 SH DEFINED 0 0 5800
SOLECTRON CORP COMMON STOCK 834182107 1014 15200 SH OTHER 15200 0 0
SOLUTIA, INC COMMON STOCK 834376105 9 400 SH DEFINED 400 0 0
SONAT, INC COMMON STOCK 835415100 56 1700 SH OTHER 1700 0 0
SOTHEBYS HLDGS INC CL A COMMON STOCK 835898107 644 16900 SH DEFINED 0 0 16900
SOUTHERN CO COMMON STOCK 842587107 357 13474 SH DEFINED 3174 0 10300
SOUTHERN CO COMMON STOCK 842587107 22 834 SH OTHER 834 0 0
SOUTHTRUST CORP COMMON STOCK 844730101 58 1500 SH DEFINED 1500 0 0
SOUTHWEST AIRLINES COMPANY COMMON STOCK 844741108 149 4800 SH DEFINED 4800 0 0
SOUTHWEST AIRLINES COMPANY COMMON STOCK 844741108 18 563 SH OTHER 563 0 0
SOVEREIGN BANCORP INC COMMON STOCK 845905108 104 8560 SH DEFINED 0 0 8560
SPRINT CORP (FON GROUP) COMMON STOCK 852061100 82 1550 SH DEFINED 1550 0 0
SPRINT CORP SER 1 PCS COMMON STOCK 852061506 22 387 SH DEFINED 387 0 0
ST PAUL COS INC COMMON STOCK 792860108 124 3900 SH DEFINED 0 0 3900
STANDEX INTL CORP COMMON STOCK 854231107 79 2900 SH DEFINED 0 0 2900
STAPLES INC COMMON STOCK 855030102 218 7050 SH DEFINED 0 0 7050
STAPLES INC COMMON STOCK 855030102 155 5000 SH OTHER 5000 0 0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK 85590A203 425 13900 SH DEFINED 0 0 13900
STATE STREET CORP COMMON STOCK 857477103 1733 20300 SH DEFINED 400 0 19900
STATE STREET CORP COMMON STOCK 857477103 1110 13000 SH OTHER 13000 0 0
STEIN MART INC COMMON STOCK 858375108 281 30000 SH DEFINED 0 0 30000
STERLING COMM INC COMMON STOCK 859205106 1341 36500 SH DEFINED 0 0 36500
STERLING COMM INC COMMON STOCK 859205106 37 1000 SH OTHER 1000 0 0
STERLING SOFTWARE INC COMMON STOCK 859547101 21 800 SH DEFINED 0 0 800
STEWART ENTERPRISES, INC COMMON STOCK 860370105 16 1124 SH DEFINED 1124 0 0
STEWART ENTERPRISES, INC COMMON STOCK 860370105 65 4450 SH OTHER 4450 0 0
STORAGE TECHNOLOGY CORP NEW COMMON STOCK 862111200 46 2000 SH DEFINED 2000 0 0
STORAGE TECHNOLOGY CORP NEW COMMON STOCK 862111200 125 5500 SH OTHER 5500 0 0
SUN MICROSYSTEMS, INC COMMON STOCK 866810104 1419 20600 SH DEFINED 1500 0 19100
SUN MICROSYSTEMS, INC COMMON STOCK 866810104 17 250 SH OTHER 250 0 0
SUNBEAM CORPORATION COMMON STOCK 867071102 1 100 SH DEFINED 100 0 0
SUNBEAM CORPORATION COMMON STOCK 867071102 18 2300 SH OTHER 2300 0 0
SUNGARD DATA SYS, INC. COMMON STOCK 867363103 179 5200 SH DEFINED 0 0 5200
SUNOCO INC COMMON STOCK 86764P109 37 1218 SH DEFINED 1218 0 0
SUNTRUST BANKS, INC COMMON STOCK 867914103 90 1300 SH DEFINED 1300 0 0
SUPERIOR CONSULTANT HLDGS CORP COMMON STOCK 868146101 163 6600 SH DEFINED 0 0 6600
SWIFT TRANSPORTATION CO. COMMON STOCK 870756103 9 400 SH DEFINED 400 0 0
SYKES ENTERPRISES INC COMMON STOCK 871237103 147 4400 SH OTHER 4400 0 0
SYMANTEC CORP COMMON STOCK 871503108 344 13500 SH DEFINED 0 0 13500
SYSCO CORP COMMON STOCK 871829107 1161 38960 SH DEFINED 60 0 38900
SYSTEMS & COMPUTER TECHNOLOGY COMMON STOCK 871873105 473 32500 SH DEFINED 0 0 32500
SYSTEMS & COMPUTER TECHNOLOGY COMMON STOCK 871873105 146 10000 SH OTHER 10000 0 0
TALK COM INC COMMON STOCK 874264104 647 57500 SH DEFINED 0 0 57500
TANDY CORP COMMON STOCK 875382103 1369 28000 SH DEFINED 0 0 28000
TANGER FACTORY OUTLET CTRS INC COMMON STOCK 875465106 39 1500 SH DEFINED 0 0 1500
TC PIPELINES LP COMMON STOCK 87233Q108 21 1000 SH OTHER 1000 0 0
TCA CABLE TV, INC COMMON STOCK 872241104 111 2000 SH OTHER 2000 0 0
TECHNOLOGY SOLUTIONS CO COMMON STOCK 87872T108 544 50350 SH DEFINED 0 0 50350
TEKTRONIX INC COMMON STOCK 879131100 510 16900 SH DEFINED 0 0 16900
TELECOM ITALIA SPA COMMON STOCK 87927W106 6 60 SH DEFINED 0 0 60
TELECOMUNICACOES BRASILEIRAS S COMMON STOCK 879287308 2 20 SH DEFINED 0 0 20
TELLABS, INC COMMON STOCK 879664100 351 5200 SH DEFINED 0 0 5200
TENET HEALTHCARE CORP COMMON STOCK 88033G100 718 38670 SH DEFINED 70 0 38600
TENNECO, INC COMMON STOCK 88037E101 39 1625 SH DEFINED 1625 0 0
TEREX CORP NEW COMMON STOCK 880779103 545 17900 SH DEFINED 0 0 17900
TETRA TECH. INC. COMMON STOCK 88162F105 4 400 SH DEFINED 400 0 0
TEXACO, INC COMMON STOCK 881694103 72 1150 SH DEFINED 1150 0 0
TEXACO, INC COMMON STOCK 881694103 137 2200 SH OTHER 2200 0 0
TEXAS INDUSTRIES, INC COMMON STOCK 882491103 101 2600 SH DEFINED 200 0 2400
TEXAS INSTRUMENTS, INC. COMMON STOCK 882508104 745 5175 SH DEFINED 4575 0 600
TEXAS INSTRUMENTS, INC. COMMON STOCK 882508104 158 1100 SH OTHER 1100 0 0
TEXAS UTILITIES CO COMMON STOCK 882848104 47 1130 SH DEFINED 1130 0 0
TEXAS UTILITIES CO COMMON STOCK 882848104 116 2800 SH OTHER 2800 0 0
THE YORK GROUP, INC. COMMON STOCK 986632107 4 500 SH DEFINED 500 0 0
THOMAS & BETTS CORP COMMON STOCK 884315102 47 1000 SH OTHER 1000 0 0
TIME WARNER, INC COMMON STOCK 887315109 2154 29660 SH DEFINED 4360 0 25300
TJX COMPANIES, INC COMMON STOCK 872540109 160 4800 SH DEFINED 4800 0 0
TOKIO MARINE & FIRE INS LTD AD COMMON STOCK 889090403 6 110 SH DEFINED 0 0 110
TORCHMARK CORP COMMON STOCK 891027104 7 200 SH DEFINED 200 0 0
TOYS R US, INC COMMON STOCK 892335100 56 2700 SH DEFINED 2700 0 0
TOYS R US, INC COMMON STOCK 892335100 2 81 SH OTHER 81 0 0
TRANSACTION SYSTEM ARCHITECTS, COMMON STOCK 893416107 312 8000 SH OTHER 8000 0 0
TRANSOCEAN OFFSHORE INC COMMON STOCK G90076103 126 4800 SH DEFINED 0 0 4800
TRIAD HOSPS INC COMMON STOCK 89579K109 33 2476 SH DEFINED 0 0 2476
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 29 540 SH DEFINED 40 0 500
TRICORD SYS INC COMMON STOCK 896121100 37 10276 SH OTHER 10276 0 0
TRINET CORP RLTY TR INC COMMON STOCK 896287109 80 2900 SH DEFINED 0 0 2900
TRITON ENERGY LTD COMMON STOCK G90751101 14 1330 SH DEFINED 1330 0 0
TRITON ENERGY LTD COMMON STOCK G90751101 62 5790 SH OTHER 5790 0 0
TRUE NORTH COMMUNICATIONS INC COMMON STOCK 897844106 634 21300 SH DEFINED 0 0 21300
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 924 9757 SH DEFINED 457 0 9300
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 310 3273 SH OTHER 3273 0 0
U S CONCRETE INC COMMON STOCK 90333L102 35 3700 SH DEFINED 0 0 3700
U S INDUSTRIES INC NEW COMMON STOCK 912080108 367 21600 SH DEFINED 0 0 21600
U S WEST, INC (NEW) COMMON STOCK 91273H101 113 1930 SH DEFINED 1930 0 0
U S WEST, INC (NEW) COMMON STOCK 91273H101 116 1968 SH OTHER 1968 0 0
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK 904000106 115 5250 SH DEFINED 550 0 4700
UNICOM CORP COMMON STOCK 904911104 15 400 SH DEFINED 400 0 0
UNION CARBIDE CORP COMMON STOCK 905581104 122 2500 SH DEFINED 0 0 2500
UNION PACIFIC CORP COMMON STOCK 907818108 6 100 SH DEFINED 100 0 0
UNITED DOMINION REALTY TR, INC COMMON STOCK 910197102 175 14900 SH OTHER 14900 0 0
UNITED RETAIL GROUP INC COMMON STOCK 911380103 148 9800 SH DEFINED 0 0 9800
UNITED STATIONERS INC COMMON STOCK 913004107 145 6600 SH DEFINED 0 0 6600
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 58 800 SH DEFINED 800 0 0
UNIVERSAL FOODS CORP COMMON STOCK 913538104 154 7300 SH DEFINED 0 0 7300
UNIVERSAL FOREST PRODUCTS, INC COMMON STOCK 913543104 28 1300 SH OTHER 1300 0 0
UNOCAL CORP COMMON STOCK 915289102 16 400 SH DEFINED 400 0 0
UNOVA, INC COMMON STOCK 91529B106 206 13000 SH DEFINED 0 0 13000
UST, INC COMMON STOCK 902911106 18 600 SH OTHER 0 0 600
USX-MARATHON GROUP COMMON STOCK 902905827 3 100 SH DEFINED 100 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 163 5000 SH OTHER 5000 0 0
UTILICORP UNITED, INC. COMMON STOCK 918005109 18 745 SH DEFINED 745 0 0
VANTIVE CORP COMMON STOCK 922091103 544 47600 SH DEFINED 0 0 47600
VARIAN INC COMMON STOCK 922206107 54 4003 SH DEFINED 0 0 4003
VARIAN MED SYS INC COMMON STOCK 92220P105 48 1900 SH DEFINED 0 0 1900
VARIAN SEMICONDUCTOR EQUIPMENT COMMON STOCK 922207105 32 1900 SH DEFINED 0 0 1900
VENTAS INC COMMON STOCK 92276F100 274 51000 SH DEFINED 0 0 51000
VERISIGN INC COMMON STOCK 92343E102 966 11200 SH DEFINED 0 0 11200
VERITAS DGC INC COMMON STOCK 92343P107 383 20900 SH DEFINED 0 0 20900
VIACOM, INC COMMON STOCK 925524308 153 3488 SH DEFINED 3488 0 0
VIAD CORP COMMON STOCK 92552R109 53 1704 SH DEFINED 1704 0 0
VULCAN MATERIALS CO COMMON STOCK 929160109 101 2100 SH DEFINED 2100 0 0
WACHOVIA CORP. COMMON STOCK 929771103 34 400 SH OTHER 400 0 0
WADDELL & REED FINL INC COMMON STOCK 930059100 0 11 SH DEFINED 11 0 0
WADDELL & REED FINL INC COMMON STOCK 930059209 1 48 SH DEFINED 48 0 0
WAL-MART STORES, INC COMMON STOCK 931142103 2729 56560 SH DEFINED 15960 0 40600
WAL-MART STORES, INC COMMON STOCK 931142103 1976 40950 SH OTHER 40950 0 0
WALDEN RESIDENTIAL PROPERTIES, COMMON STOCK 931210108 39 1800 SH OTHER 1800 0 0
WALGREEN CO COMMON STOCK 931422109 914 31100 SH DEFINED 1300 0 29800
WALLACE COMPUTER SERVICES, INC COMMON STOCK 932270101 10 400 SH DEFINED 400 0 0
WALTER INDS INC COMMON STOCK 93317Q105 101 7800 SH DEFINED 0 0 7800
WARNACO GROUP, INC COMMON STOCK 934390105 1250 46720 SH DEFINED 50 0 46670
WARNER LAMBERT CO COMMON STOCK 934488107 2461 35600 SH DEFINED 0 0 35600
WASHINGTON MUTUAL, INC COMMON STOCK 939322103 971 27300 SH DEFINED 0 0 27300
WASHINGTON POST CO CLASS B COMMON STOCK 939640108 269 500 SH OTHER 500 0 0
WASTE MANAGEMENT, INC COMMON STOCK 94106L109 3617 67300 SH DEFINED 0 0 67300
WASTE MANAGEMENT, INC COMMON STOCK 94106L109 65 1200 SH OTHER 1200 0 0
WATSON PHARMACEUTICALS INC COMMON STOCK 942683103 130 3700 SH OTHER 3700 0 0
WD-40 COMPANY COMMON STOCK 929236107 3 100 SH DEFINED 100 0 0
WEATHERFORD INTL, INC COMMON STOCK 947074100 1090 29760 SH DEFINED 0 0 29760
WEATHERFORD INTL, INC COMMON STOCK 947074100 73 1999 SH OTHER 1999 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 6 150 SH OTHER 150 0 0
WENDYS INTERNATIONAL, INC. COMMON STOCK 950590109 197 6900 SH DEFINED 0 0 6900
WERNER ENTERPRISES INC COMMON STOCK 950755108 163 7850 SH DEFINED 0 0 7850
WESTERN RESOURCES INC COMMON STOCK 959425109 4 145 SH DEFINED 145 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 14 200 SH DEFINED 200 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 2752 37190 SH DEFINED 650 0 36540
WHITTMAN-HART INC COMMON STOCK 966834103 689 21700 SH DEFINED 0 0 21700
WHOLE FOODS MARKET, INC. COMMON STOCK 966837106 17 350 SH OTHER 350 0 0
WHX CORP COMMON STOCK 929248102 151 23000 SH DEFINED 0 0 23000
WILEY JOHN & SONS INC COMMON STOCK 968223206 627 35600 SH DEFINED 0 0 35600
WILLIAMS COS, INC COMMON STOCK 969457100 992 23300 SH DEFINED 900 0 22400
WORLD COLOR PRESS INC DEL COMMON STOCK 981443104 237 8600 SH DEFINED 0 0 8600
WRIGLEY WM JR CO COMMON STOCK 982526105 999 11200 SH DEFINED 0 0 11200
XEROX CORP COMMON STOCK 984121103 1128 19100 SH DEFINED 0 0 19100
XEROX CORP COMMON STOCK 984121103 130 2200 SH OTHER 2200 0 0
XOOM INC COMMON STOCK 98413F101 131 2500 SH DEFINED 0 0 2500
YELLOW CORP COMMON STOCK 985509108 48 2700 SH DEFINED 2700 0 0
YOUNG BROADCASTING INC COMMON STOCK 987434107 370 8700 SH DEFINED 0 0 8700
YPF SOCIEDAD ANONIMA COMMON STOCK 984245100 7 180 SH DEFINED 0 0 180
ZEBRA TECHNOLOGIES CORP COMMON STOCK 989207105 154 4000 SH DEFINED 0 0 4000
ZIFF-DAVIS INC COMMON STOCK 989511100 614 40400 SH DEFINED 0 0 40400
3COM CORP COMMON STOCK 885535104 13 500 SH DEFINED 500 0 0
3COM CORP COMMON STOCK 885535104 129 4850 SH OTHER 4850 0 0
ARGENTARIA CAJA POSTAL Y BANCO COMMON STOCK 04011W108 3 70 SH DEFINED 0 0 70
BP AMOCO P L C COMMON STOCK 055622104 673 6203 SH DEFINED 4603 0 1600
DE BEERS CONS MINES LTD COMMON STOCK 240253302 8 320 SH DEFINED 0 0 320
ING GROEP N.V. ADR COMMON STOCK 456837103 4 80 SH DEFINED 0 0 80
NEWS CORP LTD ADR COMMON STOCK 652487703 71 2000 SH DEFINED 0 0 2000
TELEFONOS DE MEXICO S A COMMON STOCK 879403780 10 120 SH DEFINED 0 0 120
COMPANHIA CERVEJARIA BRAHMA PREFERRED STOCK 20440X103 3 290 SH DEFINED N.A. N.A. N.A.
KANEB PIPE LINE PARTNERS, L P PREFERRED STOCK 484169107 127 4000 SH DEFINED N.A. N.A. N.A.
KANEB PIPE LINE PARTNERS, L P PREFERRED STOCK 484169107 32 1000 SH OTHER N.A. N.A. N.A.
NEWS CORP LTD ADR PFD PREFERRED STOCK 652487802 32 1000 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 6 95 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 44 700 SH OTHER N.A. N.A. N.A.
E TOWN CORP 6.750% 2 OTHER 269242AA1 58 50000 PRN DEFINED N.A. N.A. N.A.
AMERICAN STRATEGIC INC III FD OTHER 03009T101 12 1000 SH DEFINED N.A. N.A. N.A.
KLEINWORT BENSON AUSTRALIAN IN OTHER 498577105 20 3000 SH OTHER N.A. N.A. N.A.
MONTGOMERY STR INCOME SECS INC OTHER 614115103 7 400 SH OTHER N.A. N.A. N.A.
SALOMON BROTHERS FD (SBF) OTHER 795477108 62 3110 SH OTHER N.A. N.A. N.A.
TRI-CONTINENTAL CORP (TY) OTHER 895436103 229 7573 SH OTHER N.A. N.A. N.A.
INSURED MUNI INCOME FUND (PIF) OTHER 45809F104 9 700 SH OTHER N.A. N.A. N.A.
MUNIYIELD INSD FD INC OTHER 62630E107 10 712 SH DEFINED N.A. N.A. N.A.
NUVEEN INS MUNI OPPORTUNITY FD OTHER 670984103 15 1000 SH OTHER N.A. N.A. N.A.
NUVEEN INV QUALITY MUNI FD (NQ OTHER 67062E103 303 20000 SH DEFINED N.A. N.A. N.A.
ACM GOVT SECS FUND (GSF) OTHER 000914101 66 8200 SH OTHER N.A. N.A. N.A.
CREDIT SUISSE ASSET MGMT INC F OTHER 224916106 38 5000 SH OTHER N.A. N.A. N.A.
EXCELSIOR INCOME SHARES (EIS) OTHER 300723103 4 250 SH OTHER N.A. N.A. N.A.
PUTNAM PREMIER INCOME TR(PPT) OTHER 746853100 60 7750 SH OTHER N.A. N.A. N.A.
</TABLE>
