UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/29/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: NATIONAL FIDUCIARY SERVICES, N.A.
ADDRESS: 2121 SAGE ROAD
SUITE 150
HOUSTON, TX 77056
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: STEPHANIE CRIPPEN
TITLE: SENIOR VICE PRESIDENT
PHONE: (713)334-7403
SIGNATURE,PLACE,AND DATE OF SIGNING:
STEPHANIE CRIPPEN HOUSTON, TX 10/4/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 800
FORM 13F INFORMATION TABLE VALUE TOTAL: $467,735
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABS COMMON STOCK 002824100 293 6160 SH DEFINED 4300 0 1860
ABBOTT LABS COMMON STOCK 002824100 5 100 SH OTHER 0 0 100
ABLE TELECOM HOLDINGS CORP. COMMON STOCK 003712304 3 1000 SH DEFINED 1000 0 0
ABM INDUSTRIES INC COMMON STOCK 000957100 965 35500 SH DEFINED 0 0 35500
ACXIOM CORP COMMON STOCK 005125109 695 21900 SH DEFINED 0 0 21900
ADC TELECOMMUNICATION COMMON STOCK 000886101 27 1000 SH DEFINED 0 0 1000
ADOBE SYS INC COMMON STOCK 00724F101 807 5200 SH DEFINED 2000 0 3200
ADVANCED TECHNICAL PRODUCTS COMMON STOCK 007548100 358 97033 SH OTHER 97033 0 0
AES CORP COMMON STOCK 00130H105 3343 48800 SH DEFINED 0 0 48800
AFFILIATED MANAGERS GP. COMMON STOCK 008252108 177 3100 SH DEFINED 0 0 3100
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 787 16079 SH DEFINED 15026 0 1053
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 36 739 SH OTHER 739 0 0
AK STEEL HOLDING CORP COMMON STOCK 001547108 26 2800 SH DEFINED 0 0 2800
AKZO NOBEL N V ADR COMMON STOCK 010199305 4 90 SH DEFINED 0 0 90
ALCOA INC COMMON STOCK 013817101 1410 55700 SH DEFINED 9700 0 46000
ALLERGAN, INC COMMON STOCK 018490102 659 7800 SH DEFINED 3000 0 4800
ALLMERICA FINANCIAL CORP. COMMON STOCK 019754100 1298 20300 SH DEFINED 3800 0 16500
ALLSTATE CORP COMMON STOCK 020002101 3849 110772 SH DEFINED 17272 0 93500
ALLTEL CORP COMMON STOCK 020039103 5 100 SH DEFINED 100 0 0
ALLTRISTA CORP COMMON STOCK 020040101 52 2500 SH DEFINED 400 0 2100
ALTEON WEBSYSTEMS INC COMMON STOCK 02145A109 293 2700 SH DEFINED 1000 0 1700
ALTERA CORP COMMON STOCK 021441100 19 400 SH DEFINED 0 0 400
ALZA CORP COMMON STOCK 022615108 848 9800 SH DEFINED 3700 0 6100
AMAZON.COM INC COMMON STOCK 023135106 23 600 SH DEFINED 100 0 500
AMBAC FINANCIAL GROUP, INC COMMON STOCK 023139108 1062 14500 SH DEFINED 0 0 14500
AMEREN CORP COMMON STOCK 023608102 8 200 SH DEFINED 200 0 0
AMERICA ONLINE, INC COMMON STOCK 02364J104 1867 34730 SH DEFINED 1500 0 33230
AMERICA ONLINE, INC COMMON STOCK 02364J104 30 550 SH OTHER 550 0 0
AMERICAN ELECTRIC POWER, INC. COMMON STOCK 025537101 221 5640 SH DEFINED 600 0 5040
AMERICAN EXPRESS CO COMMON STOCK 025816109 862 14187 SH DEFINED 5387 0 8800
AMERICAN EXPRESS CO COMMON STOCK 025816109 14 225 SH OTHER 225 0 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 1154 14797 SH DEFINED 14397 0 400
AMERICAN GENERAL CORP COMMON STOCK 026351106 515 6600 SH OTHER 6600 0 0
AMERICAN GREETINGS CORP COMMON STOCK 026375105 200 11400 SH DEFINED 1900 0 9500
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 4873 86154 SH DEFINED 56554 0 29600
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 1331 23532 SH OTHER 23182 0 350
AMERICAN INTERNATIONAL GROUP, COMMON STOCK 026874107 568 5937 SH DEFINED 3784 0 2153
AMERICAN INTERNATIONAL GROUP, COMMON STOCK 026874107 29 300 SH OTHER 300 0 0
AMERICAN MANAGEMENT SYSTEMS COMMON STOCK 027352103 517 30100 SH DEFINED 0 0 30100
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 23 1200 SH DEFINED 0 0 1200
AMERICAN TOWER CORP COMMON STOCK 029912201 1690 44849 SH OTHER 44849 0 0
AMERICREDIT CORPORATION COMMON STOCK 03060R101 369 12800 SH DEFINED 0 0 12800
AMGEN, INC COMMON STOCK 031162100 658 9425 SH DEFINED 925 0 8500
AMGEN, INC COMMON STOCK 031162100 21 300 SH OTHER 300 0 0
ANALOG DEVICES, INC COMMON STOCK 032654105 1602 19400 SH DEFINED 5400 0 14000
ANC RENT CORP COMMON STOCK 001813104 1 125 SH DEFINED 125 0 0
ANDRX CORP ANDRX GROUP COMMON STOCK 034553107 93 1000 SH DEFINED 0 0 1000
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 357 8436 SH DEFINED 2636 0 5800
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 11 268 SH OTHER 268 0 0
APOLLO GROUP INC COMMON STOCK 037604105 1685 42250 SH DEFINED 0 0 42250
APPLE COMPUTER, INC COMMON STOCK 037833100 291 11300 SH DEFINED 3000 0 8300
APPLIED MATERIALS, INC COMMON STOCK 038222105 1964 33105 SH DEFINED 23380 0 9725
APPLIED MATERIALS, INC COMMON STOCK 038222105 15 250 SH OTHER 250 0 0
APPLIED MICRO CIRCUITS CORP COMMON STOCK 03822W109 932 4500 SH DEFINED 900 0 3600
APTARGROUP INC. COMMON STOCK 038336103 48 2000 SH DEFINED 300 0 1700
ARCH CHEMICALS INC COMMON STOCK 03937R102 131 7200 SH DEFINED 0 0 7200
ARIBA INC COMMON STOCK 04033V104 1060 7400 SH DEFINED 2400 0 5000
ART TECHNOLOGY GROUP INC COMMON STOCK 04289L107 152 1600 SH DEFINED 0 0 1600
ARTESYN TECHNOLOGIES INC COMMON STOCK 043127109 437 15000 SH DEFINED 0 0 15000
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 76 1992 SH DEFINED 292 0 1700
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 8 208 SH OTHER 208 0 0
AT&T COMMON STOCK 001957109 2174 74018 SH DEFINED 25697 0 48321
AT&T COMMON STOCK 001957109 326 11095 SH OTHER 11095 0 0
AT&T CORP LIBERTY MEDIA GP CL COMMON STOCK 001957208 2097 116500 SH DEFINED 4500 0 112000
AUTODESK INC COMMON STOCK 052769106 251 9900 SH DEFINED 1200 0 8700
AUTOMATIC DATA PROCESSING, INC COMMON STOCK 053015103 816 12200 SH DEFINED 4200 0 8000
AUTOMATIC DATA PROCESSING, INC COMMON STOCK 053015103 17 250 SH OTHER 250 0 0
AUTONATION, INC. COMMON STOCK 05329W102 6 1000 SH DEFINED 1000 0 0
AVIS GROUP HLDGS INC COMMON STOCK 053790101 190 6400 SH DEFINED 0 0 6400
AVON PRODS INC COMMON STOCK 054303102 4 100 SH OTHER 0 0 100
AZURIX CORP. COMMON STOCK 05501M104 8 2250 SH OTHER 2250 0 0
BAKER HUGHES, INC COMMON STOCK 057224107 922 24825 SH DEFINED 225 0 24600
BAKER HUGHES, INC COMMON STOCK 057224107 63 1700 SH OTHER 500 0 1200
BANK NEW YORK, INC COMMON STOCK 064057102 28 500 SH DEFINED 0 0 500
BANK OF AMERICA CORP COMMON STOCK 060505104 1450 27686 SH DEFINED 2160 0 25526
BANK OF AMERICA CORP COMMON STOCK 060505104 31 589 SH OTHER 589 0 0
BANK ONE CORPORATION COMMON STOCK 06423A103 681 17640 SH DEFINED 440 0 17200
BANK ONE CORPORATION COMMON STOCK 06423A103 249 6440 SH OTHER 3667 0 2773
BANKNORTH GROUP INC COMMON STOCK 06646R107 36 2000 SH DEFINED 0 0 2000
BARRETT RES CORP COMMON STOCK 068480201 473 12500 SH DEFINED 0 0 12500
BAXTER INTERNATIONAL, INC COMMON STOCK 071813109 265 3325 SH DEFINED 1725 0 1600
BAY VIEW CAP CORP DEL COMMON STOCK 07262L101 758 70500 SH DEFINED 0 0 70500
BEA SYS INC COMMON STOCK 073325102 39 500 SH DEFINED 0 0 500
BEAR STEARNS COS INC COMMON STOCK 073902108 32 500 SH DEFINED 0 0 500
BECTON DICKINSON & CO COMMON STOCK 075887109 1134 42900 SH DEFINED 7400 0 35500
BECTON DICKINSON & CO COMMON STOCK 075887109 3 100 SH OTHER 100 0 0
BELDEN INC COMMON STOCK 077459105 128 5400 SH DEFINED 800 0 4600
BELL SOUTH CORP COMMON STOCK 079860102 1127 27993 SH DEFINED 20825 0 7168
BELL SOUTH CORP COMMON STOCK 079860102 148 3675 SH OTHER 3675 0 0
BERKSHIRE HATHAWAY CLASS B COMMON STOCK 084670207 215 104 SH OTHER 0 0 104
BEST BUY INC COMMON STOCK 086516101 32 500 SH DEFINED 0 0 500
BESTFOODS COMMON STOCK 08658U101 156 2150 SH DEFINED 2150 0 0
BESTFOODS COMMON STOCK 08658U101 22 300 SH OTHER 300 0 0
BIOGEN INC COMMON STOCK 090597105 31 500 SH DEFINED 0 0 500
BIOMET, INC COMMON STOCK 090613100 4 100 SH DEFINED 100 0 0
BIOMET, INC COMMON STOCK 090613100 18 500 SH OTHER 0 0 500
BJ SERVICES COMPANY COMMON STOCK 055482103 183 3000 SH DEFINED 3000 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 1456 42600 SH DEFINED 7400 0 35200
BMC SOFTWARE, INC COMMON STOCK 055921100 632 33060 SH DEFINED 33060 0 0
BOEING CO COMMON STOCK 097023105 101 1600 SH DEFINED 800 0 800
BOEING CO COMMON STOCK 097023105 107 1700 SH OTHER 0 0 1700
BORG WARNER, INC COMMON STOCK 099724106 103 3100 SH DEFINED 500 0 2600
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 16 1000 SH OTHER 1000 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 98 2600 SH DEFINED 400 0 2200
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 7373 129063 SH DEFINED 45063 0 84000
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 57 1000 SH OTHER 800 0 200
BRITISH AMERN TOB PLC COMMON STOCK 110448107 6 430 SH DEFINED 0 0 430
BRITISH ENERGY PLC ADR COMMON STOCK 110793304 1 130 SH DEFINED 0 0 130
BROADCOM CORP COMMON STOCK 111320107 634 2600 SH DEFINED 900 0 1700
BROADVISION INC COMMON STOCK 111412102 917 35700 SH DEFINED 0 0 35700
BROADWING INC COMMON STOCK 111620100 35 1352 SH DEFINED 0 0 1352
BROCADE COMMUNICATIONS SYS INC COMMON STOCK 111621108 637 2700 SH DEFINED 0 0 2700
BUCKEYE PARTNERS, L.P. COMMON STOCK 118230101 359 12500 SH DEFINED 12500 0 0
BURLINGTON COAT FACTORY WHSE C COMMON STOCK 121579106 132 9200 SH DEFINED 1600 0 7600
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 9 425 SH OTHER 425 0 0
BURLINGTON RESOURCES, INC COMMON STOCK 122014103 85 2300 SH DEFINED 0 0 2300
C BRDG INTERNET SOLUTIONS INC COMMON STOCK 12500B105 197 10500 SH DEFINED 0 0 10500
CABLETRON SYS INC COMMON STOCK 126920107 447 15200 SH DEFINED 0 0 15200
CABOT CORP COMMON STOCK 127055101 6 200 SH DEFINED 200 0 0
CALPINE CORP COMMON STOCK 131347106 63 600 SH DEFINED 0 0 600
CAPSTEAD MTG CORP NEW COMMON STOCK 14067E407 13 1400 SH OTHER 1400 0 0
CARDINAL HEALTH, INC COMMON STOCK 14149Y108 88 1000 SH DEFINED 0 0 1000
CAREMARK RX, INC COMMON STOCK 141705103 78 6919 SH DEFINED 6919 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 132 5355 SH DEFINED 5355 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 62 2500 SH OTHER 2000 0 500
CARPENTER TECHNOLOGY COMMON STOCK 144285103 151 5200 SH DEFINED 1000 0 4200
CARRIAGE SERVICES, INC. COMMON STOCK 143905107 2 850 SH DEFINED 850 0 0
CASELLA WASTE SYS INC COMMON STOCK 147448104 494 48800 SH DEFINED 0 0 48800
CENDANT CORP COMMON STOCK 151313103 323 29700 SH DEFINED 0 0 29700
CENTRA SOFTWARE INC COMMON STOCK 15234X103 280 43000 SH DEFINED 0 0 43000
CENTRAL GARDEN & PET CO COMMON STOCK 153527106 274 39500 SH DEFINED 0 0 39500
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 1374 38703 SH DEFINED 23153 0 15550
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 20 550 SH OTHER 550 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 2439 52800 SH DEFINED 18615 0 34185
CHASE MANHATTAN CORP COMMON STOCK 16161A108 90 1953 SH OTHER 953 0 1000
CHECKFREE CORP COMMON STOCK 162813109 394 9400 SH DEFINED 0 0 9400
CHEVRON CORP COMMON STOCK 166751107 182 2130 SH DEFINED 430 0 1700
CHEVRON CORP COMMON STOCK 166751107 75 875 SH OTHER 875 0 0
CHILDRENS PL RETAIL STORES INC COMMON STOCK 168905107 664 25800 SH DEFINED 0 0 25800
CHOICEPOINT, INC COMMON STOCK 170388102 528 11500 SH DEFINED 0 0 11500
CIENA CORP COMMON STOCK 171779101 1719 14000 SH DEFINED 5200 0 8800
CINERGY CORP COMMON STOCK 172474108 238 7200 SH DEFINED 1200 0 6000
CIRCLE INTL GROUP INC COMMON STOCK 172574105 451 14900 SH DEFINED 0 0 14900
CIRCUIT CITY STORES, INC COMMON STOCK 172737108 743 32300 SH DEFINED 5600 0 26700
CISCO SYSTEMS, INC COMMON STOCK 17275R102 11062 200222 SH DEFINED 45427 0 154795
CISCO SYSTEMS, INC COMMON STOCK 17275R102 125 2260 SH OTHER 1760 0 500
CIT GROUP INC COMMON STOCK 125577106 852 48700 SH DEFINED 0 0 48700
CITIGROUP, INC COMMON STOCK 172967101 4955 91655 SH DEFINED 39463 0 52192
CITIGROUP, INC COMMON STOCK 172967101 155 2860 SH OTHER 2394 0 466
CLAIRE'S STORES, INC. COMMON STOCK 179584107 241 13400 SH DEFINED 2300 0 11100
CLAIRE'S STORES, INC. COMMON STOCK 179584107 5 300 SH OTHER 0 0 300
CLARUS CORP DEL COMMON STOCK 182707109 246 10800 SH DEFINED 0 0 10800
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 728 12878 SH DEFINED 0 0 12878
CLOROX CO COMMON STOCK 189054109 603 15230 SH DEFINED 15230 0 0
CLOROX CO COMMON STOCK 189054109 44 1100 SH OTHER 1100 0 0
CMGI INC COMMON STOCK 125750109 11 400 SH DEFINED 0 0 400
CMS ENERGY CORP COMMON STOCK 125896100 40 1500 SH DEFINED 0 0 1500
CNET NETWORKS INC COMMON STOCK 12613R104 190 7800 SH DEFINED 0 0 7800
COASTAL CORP COMMON STOCK 190441105 10 140 SH DEFINED 140 0 0
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 24 1500 SH OTHER 0 0 1500
COCA-COLA CO COMMON STOCK 191216100 4332 78580 SH DEFINED 44245 0 34335
COCA-COLA CO COMMON STOCK 191216100 2175 39450 SH OTHER 39100 0 350
COLGATE PALMOLIVE COMMON STOCK 194162103 295 6250 SH DEFINED 300 0 5950
COMCAST CORP CL A COMMON STOCK 200300101 1322 32500 SH DEFINED 0 0 32500
COMCAST CORPCL A SPL COMMON STOCK 200300200 49 1200 SH DEFINED 0 0 1200
COMERICA, INC COMMON STOCK 200340107 83 1425 SH DEFINED 1425 0 0
COMMERCE ONE INC DEL COMMON STOCK 200693109 455 5800 SH DEFINED 0 0 5800
COMMERCIAL FED CORP COMMON STOCK 201647104 38 2000 SH DEFINED 0 0 2000
COMMUNITY FIRST BANKSHARES INC COMMON STOCK 203902101 295 16800 SH DEFINED 600 0 16200
COMPANHIA DE BEBIDAS DAS AMERS COMMON STOCK 20441W203 6 290 SH DEFINED 0 0 290
COMPAQ COMPUTER CORP COMMON STOCK 204493100 2118 76783 SH DEFINED 28483 0 48300
COMPAQ COMPUTER CORP COMMON STOCK 204493100 178 6450 SH OTHER 2450 0 4000
COMPUTER ASSOC INTERNATIONAL, COMMON STOCK 204912109 45 1775 SH DEFINED 1075 0 700
COMPUTER HORIZONS CORP COMMON STOCK 205908106 276 40500 SH DEFINED 0 0 40500
COMPUTER SCIENCES CORP COMMON STOCK 205363104 20 270 SH DEFINED 270 0 0
COMVERSE TECHNOLOGY INC COMMON STOCK 205862402 22 200 SH DEFINED 0 0 200
CONAGRA INC COMMON STOCK 205887102 169 8422 SH DEFINED 0 0 8422
CONEXANT SYSTEMS, INC COMMON STOCK 207142100 89 2125 SH DEFINED 1025 0 1100
CONOCO INC CLASS A COMMON STOCK 208251306 13 500 SH DEFINED 500 0 0
CONOCO INC, CLASS B COMMON STOCK 208251405 542 20106 SH DEFINED 20106 0 0
CONOCO INC, CLASS B COMMON STOCK 208251405 20 751 SH OTHER 751 0 0
CONSOLIDATED EDISON, INC COMMON STOCK 209115104 3 100 SH DEFINED 100 0 0
CONVERGYS CORP COMMON STOCK 212485106 14 352 SH DEFINED 0 0 352
COOPER CAMERON CORP COMMON STOCK 216640102 59 800 SH OTHER 0 0 800
COOPER INDUSTRIES, INC COMMON STOCK 216669101 35 1000 SH OTHER 0 0 1000
COORSTEK INC COMMON STOCK 217020106 65 1700 SH DEFINED 600 0 1100
COPPER MTN NETWORKS INC COMMON STOCK 217510106 19 500 SH DEFINED 0 0 500
CORN PRODUCTS INTERNATIONAL COMMON STOCK 219023108 6 275 SH DEFINED 275 0 0
CORN PRODUCTS INTERNATIONAL COMMON STOCK 219023108 1 37 SH OTHER 37 0 0
CORNING, INC COMMON STOCK 219350105 4514 15200 SH DEFINED 2800 0 12400
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 7 200 SH OTHER 200 0 0
COVAD COMMUNICATIONS GROUP INC COMMON STOCK 222814204 10 750 SH DEFINED 0 0 750
COVANCE, INC COMMON STOCK 222816100 51 6200 SH DEFINED 1200 0 5000
CRANE CO COMMON STOCK 224399105 94 4105 SH DEFINED 4105 0 0
CRESCENT REAL ESTATE EQUITIECO COMMON STOCK 225756105 578 25900 SH DEFINED 0 0 25900
CRESCENT REAL ESTATE EQUITIECO COMMON STOCK 225756105 16 700 SH OTHER 0 0 700
CRITICAL PATH INC COMMON STOCK 22674V100 881 14500 SH DEFINED 0 0 14500
CROWN CASTLE INTL CORP COMMON STOCK 228227104 2302 74100 SH DEFINED 0 0 74100
CUMMINS ENGINE, INC COMMON STOCK 231021106 195 6500 SH DEFINED 900 0 5600
CVS CORP COMMON STOCK 126650100 619 13365 SH DEFINED 0 0 13365
CYLINK CORP COMMON STOCK 232565101 487 46700 SH DEFINED 0 0 46700
CYPRESS SEMICONDUCTOR CORP COMMON STOCK 232806109 17 400 SH DEFINED 0 0 400
D R HORTON INC COMMON STOCK 23331A109 421 24494 SH DEFINED 0 0 24494
DANA CORP COMMON STOCK 235811106 43 2000 SH DEFINED 0 0 2000
DANAHER CORP COMMON STOCK 235851102 10 200 SH DEFINED 200 0 0
DATA RETURN CORP COMMON STOCK 23785M104 529 26100 SH DEFINED 0 0 26100
DEERE & CO COMMON STOCK 244199105 781 23500 SH DEFINED 4100 0 19400
DELL COMPUTER CORP COMMON STOCK 247025109 1064 34520 SH DEFINED 620 0 33900
DELL COMPUTER CORP COMMON STOCK 247025109 40 1300 SH OTHER 1300 0 0
DELPHI AUTO SYSTEMS COMMON STOCK 247126105 13 829 SH DEFINED 829 0 0
DEVON ENERGY CORP NEW COMMON STOCK 25179M103 192 3200 SH DEFINED 3200 0 0
DEVRY INC DEL COMMON STOCK 251893103 1159 30800 SH DEFINED 0 0 30800
DIAL CORP COMMON STOCK 25247D101 6 504 SH DEFINED 504 0 0
DIGEX INC DEL COMMON STOCK 253756100 286 6100 SH DEFINED 0 0 6100
DIGITALTHINK INC COMMON STOCK 25388M100 577 13700 SH DEFINED 0 0 13700
DISNEY WALT CO COMMON STOCK 254687106 322 8430 SH DEFINED 5730 0 2700
DISNEY WALT CO COMMON STOCK 254687106 23 600 SH OTHER 600 0 0
DOMINION RES INC VA NEW COMMON STOCK 25746U109 84 1453 SH OTHER 1453 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 865 35200 SH DEFINED 0 0 35200
DOUBLECLICK INC COMMON STOCK 258609304 797 24900 SH DEFINED 0 0 24900
DOW CHEMICAL CO COMMON STOCK 260543103 903 36200 SH DEFINED 8900 0 27300
DOW CHEMICAL CO COMMON STOCK 260543103 118 4725 SH OTHER 4725 0 0
DPL, INC COMMON STOCK 233293109 65 2200 SH DEFINED 0 0 2200
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 932 22486 SH DEFINED 16232 0 6254
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 21 512 SH OTHER 512 0 0
DUKE POWER CO COMMON STOCK 264399106 952 11100 SH DEFINED 2000 0 9100
DUKE POWER CO COMMON STOCK 264399106 66 766 SH OTHER 766 0 0
DUKE-WEEKS REALTY INVESTMENTS COMMON STOCK 264411505 198 8200 SH DEFINED 1500 0 6700
DUN & BRADSTREET CORP COMMON STOCK 26483B106 41 1200 SH OTHER 0 0 1200
DURBAN ROODEPOORT DEEP LTD ADR COMMON STOCK 266597301 6 5500 SH OTHER 5500 0 0
DYNEGY INC NEW COMMON STOCK 26816Q101 57 1000 SH DEFINED 0 0 1000
E M C CORP/MASS COMMON STOCK 268648102 6539 65970 SH DEFINED 13230 0 52740
E M C CORP/MASS COMMON STOCK 268648102 30 300 SH OTHER 300 0 0
E PIPHANY INC COMMON STOCK 26881V100 347 4500 SH DEFINED 0 0 4500
E-TRADE GROUP INC COMMON STOCK 269246104 16 1000 SH DEFINED 0 0 1000
EASTMAN KODAK CO COMMON STOCK 277461109 83 2038 SH DEFINED 2038 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 4 100 SH OTHER 100 0 0
EATON CORP COMMON STOCK 278058102 31 500 SH DEFINED 0 0 500
EBENX INC COMMON STOCK 278668108 131 11600 SH DEFINED 0 0 11600
EDISON SCHS INC COMMON STOCK 281033100 1318 41500 SH DEFINED 0 0 41500
EDUCATION MGMT CORP COMMON STOCK 28139T101 1107 41100 SH DEFINED 0 0 41100
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 302 13845 SH DEFINED 325 0 13520
EGAIN COMMUNICATIONS CORP COMMON STOCK 28225C103 449 47700 SH DEFINED 0 0 47700
EL PASO ENERGY CORP COMMON STOCK 283905107 1428 23170 SH DEFINED 0 0 23170
ELCOR CORP COMMON STOCK 284443108 102 7000 SH DEFINED 1000 0 6000
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 95 2280 SH DEFINED 580 0 1700
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 62 1500 SH OTHER 0 0 1500
ELI LILLY AND COMPANY COMMON STOCK 532457108 1497 18450 SH DEFINED 550 0 17900
ELI LILLY AND COMPANY COMMON STOCK 532457108 30 375 SH OTHER 375 0 0
ELOYALTY CORP COMMON STOCK 290151109 757 59350 SH DEFINED 0 0 59350
EMCOR GROUP INC COMMON STOCK 29084Q100 205 7900 SH DEFINED 0 0 7900
EMERSON ELECTRIC CO COMMON STOCK 291011104 2403 35863 SH DEFINED 22463 0 13400
EMERSON ELECTRIC CO COMMON STOCK 291011104 1059 15800 SH OTHER 15800 0 0
ENERGIZER HLDGS INC COMMON STOCK 29266R108 742 30300 SH DEFINED 0 0 30300
ENERGY EAST CORP COMMON STOCK 29266M109 109 4800 SH DEFINED 4800 0 0
ENESCO GROUP INC COMMON STOCK 292973104 13 2200 SH DEFINED 2200 0 0
ENRON CORP COMMON STOCK 293561106 1896 21635 SH DEFINED 15335 0 6300
ENRON CORP COMMON STOCK 293561106 45 510 SH OTHER 510 0 0
ENTERGY CORP COMMON STOCK 29364G103 1948 52300 SH DEFINED 0 0 52300
EXCELON CORP COMMON STOCK 300691102 6 500 SH DEFINED 500 0 0
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 1378 27900 SH DEFINED 0 0 27900
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 20 400 SH OTHER 0 0 400
EXPRESS SCRIPTS INC COMMON STOCK 302182100 72 1000 SH DEFINED 0 0 1000
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 19076 214036 SH DEFINED 174647 0 39389
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 7542 84622 SH OTHER 84358 0 264
FANNIE MAE COMMON STOCK 313586109 4604 64385 SH DEFINED 21985 0 42400
FANNIE MAE COMMON STOCK 313586109 21 300 SH OTHER 100 0 200
FELCOR LODGING TR INC COMMON STOCK 31430F101 580 25074 SH DEFINED 0 0 25074
FIFTH THIRD BANCORP COMMON STOCK 316773100 2 45 SH DEFINED 0 0 45
FIRST DATA CORP COMMON STOCK 319963104 809 20700 SH DEFINED 0 0 20700
FIRST HEALTH GROUP CORP COMMON STOCK 320960107 893 27700 SH DEFINED 0 0 27700
FIRST UNION CORP. COMMON STOCK 337358105 1567 48685 SH DEFINED 5505 0 43180
FIRST UNION CORP. COMMON STOCK 337358105 23 700 SH OTHER 0 0 700
FIRSTAR CORP NEW WIS COMMON STOCK 33763V109 2 95 SH DEFINED 0 0 95
FIRSTENERGY CORP COMMON STOCK 337932107 129 4800 SH DEFINED 0 0 4800
FLEETBOSTON FINANCIAL CORP COMMON STOCK 339030108 90 2300 SH DEFINED 0 0 2300
FLEETWOOD ENTERPRISES INC COMMON STOCK 339099103 217 16000 SH DEFINED 2200 0 13800
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FORTUNE BRANDS, INC COMMON STOCK 349631101 27 1000 SH OTHER 1000 0 0
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GABLES RESIDENTIAL TR COMMON STOCK 362418105 57 2100 SH DEFINED 400 0 1700
GANNETT, INC COMMON STOCK 364730101 34 650 SH OTHER 150 0 500
GAP, INC COMMON STOCK 364760108 63 3125 SH DEFINED 2025 0 1100
GAP, INC COMMON STOCK 364760108 15 750 SH OTHER 750 0 0
GATEWAY INC COMMON STOCK 367626108 65 1400 SH OTHER 0 0 1400
GATX CORP COMMON STOCK 361448103 829 19800 SH DEFINED 0 0 19800
GEMSTAR-TV GUIDE INTL INC COMMON STOCK 36866W106 1151 13200 SH DEFINED 1210 0 11990
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GENERAL MOTORS CORP-CLASS H COMMON STOCK 370442832 22 600 SH DEFINED 0 0 600
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GENTEX CORP COMMON STOCK 371901109 18 700 SH DEFINED 0 0 700
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GILLETTE CO COMMON STOCK 375766102 588 19035 SH DEFINED 3035 0 16000
GILLETTE CO COMMON STOCK 375766102 34 1100 SH OTHER 400 0 700
GLOBAL MARINE, INC COMMON STOCK 379352404 429 13900 SH DEFINED 5300 0 8600
GO.COM COMMON STOCK 254687205 13 1250 SH OTHER 1250 0 0
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GOODRICH B F CO COMMON STOCK 382388106 988 25200 SH DEFINED 0 0 25200
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 14 800 SH OTHER 800 0 0
GRACO INC COMMON STOCK 384109104 55 1700 SH DEFINED 300 0 1400
GREAT LAKES CHEMICAL CORP COMMON STOCK 390568103 73 2500 SH OTHER 0 0 2500
GREAT PLAINS SOFTWARE INC COMMON STOCK 39119E105 307 10900 SH DEFINED 0 0 10900
GRIFFON CORP COMMON STOCK 398433102 56 7400 SH DEFINED 1500 0 5900
GUIDANT CORP COMMON STOCK 401698105 21 300 SH DEFINED 0 0 300
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HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 584 8000 SH DEFINED 0 0 8000
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HERSHEY FOODS CORP COMMON STOCK 427866108 11 200 SH DEFINED 200 0 0
HEWLETT-PACKARD CO COMMON STOCK 428236103 1638 16889 SH DEFINED 12589 0 4300
HEWLETT-PACKARD CO COMMON STOCK 428236103 141 1452 SH OTHER 452 0 1000
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HOME DEPOT, INC COMMON STOCK 437076102 3420 64457 SH DEFINED 23457 0 41000
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HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 1042 92644 SH DEFINED 0 0 92644
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IMATION CORPORATION COMMON STOCK 45245A107 9 460 SH OTHER 460 0 0
IMMUNEX CORP NEW COMMON STOCK 452528102 518 11900 SH DEFINED 4300 0 7600
IMS HEALTH, INC COMMON STOCK 449934108 1183 57000 SH DEFINED 0 0 57000
INFINITY BROADCASTING CORP A COMMON STOCK 45662S102 1272 38550 SH DEFINED 0 0 38550
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INPUT/OUTPUT, INC COMMON STOCK 457652105 39 4100 SH OTHER 4100 0 0
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INTEL CORP COMMON STOCK 458140100 7202 173281 SH DEFINED 44591 0 128690
INTEL CORP COMMON STOCK 458140100 85 2050 SH OTHER 1450 0 600
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INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 18 1000 SH OTHER 0 0 1000
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INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 2 50 SH DEFINED 0 0 50
INTERTRUST TECHNOLOGIES CORP COMMON STOCK 46113Q109 141 11650 SH DEFINED 0 0 11650
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INTUIT COMMON STOCK 461202103 359 6300 SH DEFINED 0 0 6300
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KERR MCGEE CORP COMMON STOCK 492386107 3 45 SH DEFINED 45 0 0
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KIMBERLY CLARK CORP COMMON STOCK 494368103 22 400 SH OTHER 0 0 400
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KLA-TENCOR CORP COMMON STOCK 482480100 2 40 SH DEFINED 0 0 40
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LEVEL 3 COMMUNICATIONS INC COMMON STOCK 52729N100 162 2100 SH DEFINED 0 0 2100
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LIBERTY PPTY TR COMMON STOCK 531172104 58 2100 SH DEFINED 400 0 1700
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LINCOLN NATL CORP COMMON STOCK 534187109 1616 33572 SH DEFINED 10372 0 23200
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LOCKHEED MARTIN CORP COMMON STOCK 539830109 63 1900 SH OTHER 0 0 1900
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MBNA CORP COMMON STOCK 55262L100 468 12150 SH OTHER 12150 0 0
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SAKS, INC COMMON STOCK 79377W108 2 200 SH OTHER 200 0 0
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SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 4242 84840 SH DEFINED 51596 0 33244
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 659 13184 SH OTHER 12784 0 400
SCHEIN HENRY INC COMMON STOCK 806407102 439 22000 SH DEFINED 0 0 22000
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SDL INC COMMON STOCK 784076101 897 2900 SH DEFINED 400 0 2500
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SL GREEN RLTY CORP COMMON STOCK 78440X101 73 2600 SH DEFINED 400 0 2200
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SOLUTIA, INC COMMON STOCK 834376105 5 400 SH DEFINED 400 0 0
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TEXAS INSTRUMENTS, INC. COMMON STOCK 882508104 39 825 SH OTHER 825 0 0
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TRAVELOCITY.COM INC COMMON STOCK 893953109 140 9900 SH DEFINED 0 0 9900
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WAL-MART STORES, INC COMMON STOCK 931142103 4142 86075 SH DEFINED 39030 0 47045
WAL-MART STORES, INC COMMON STOCK 931142103 1991 41370 SH OTHER 41370 0 0
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WASHINGTON MUTUAL, INC COMMON STOCK 939322103 2090 52500 SH DEFINED 3700 0 48800
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WATSON PHARMACEUTICALS, INC COMMON STOCK 942683103 441 6800 SH DEFINED 2600 0 4200
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WELLS FARGO & CO COMMON STOCK 949746101 115 2493 SH DEFINED 118 0 2375
WENDYS INTERNATIONAL, INC. COMMON STOCK 950590109 1447 72100 SH DEFINED 1700 0 70400
WERNER ENTERPRISES INC COMMON STOCK 950755108 167 14200 SH DEFINED 2200 0 12000
WESTERN RESOURCES INC COMMON STOCK 959425109 489 22600 SH DEFINED 0 0 22600
WEYERHAEUSER CO COMMON STOCK 962166104 9 225 SH OTHER 225 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 2025 52100 SH DEFINED 6200 0 45900
WHITMAN CORP NEW COMMON STOCK 96647R107 75 6500 SH DEFINED 3500 0 3000
WHOLE FOODS MARKET, INC. COMMON STOCK 966837106 19 350 SH OTHER 350 0 0
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WILEY JOHN & SONS INC COMMON STOCK 968223206 1163 50700 SH DEFINED 0 0 50700
WILLIAMS COS, INC COMMON STOCK 969457100 1331 31500 SH DEFINED 7900 0 23600
WILLIAMS COS, INC COMMON STOCK 969457100 21 500 SH OTHER 0 0 500
WORLDCOM, INC COMMON STOCK 98157D106 1036 34115 SH DEFINED 10365 0 23750
WORLDCOM, INC COMMON STOCK 98157D106 68 2250 SH OTHER 675 0 1575
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WRIGLEY WM JR CO COMMON STOCK 982526105 7 100 SH OTHER 100 0 0
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XIRCOM INC. COMMON STOCK 983922105 283 11200 SH DEFINED 400 0 10800
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ZEBRA TECHNOLOGIES CORP COMMON STOCK 989207105 466 9700 SH DEFINED 0 0 9700
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CORUS GROUP PLC-SPONS ADR COMMON STOCK 22087M101 1 170 SH DEFINED 0 0 170
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 6 140 SH DEFINED 0 0 140
DE BEERS CONS MINES LTD COMMON STOCK 240253302 5 170 SH DEFINED 0 0 170
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DIAGEO PLC, ADR COMMON STOCK 25243Q205 6 168 SH DEFINED 0 0 168
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ENI S P A ADR COMMON STOCK 26874R108 9 170 SH DEFINED 0 0 170
ERICSSON L M TEL CO COMMON STOCK 294821400 57 3840 SH DEFINED 3840 0 0
GALLAHER GROUP PLC-ADR COMMON STOCK 363595109 23 1000 SH OTHER 1000 0 0
HITACHI LTD COMMON STOCK 433578507 8 70 SH DEFINED 0 0 70
HSBC HOLDINGS PLS, ADR COMMON STOCK 404280406 6 80 SH DEFINED 0 0 80
IMPERIAL CHEM INDS PLC COMMON STOCK 452704505 3 110 SH DEFINED 0 0 110
IMPERIAL TOB GROUP PLC COMMON STOCK 453142101 1 75 SH OTHER 75 0 0
ING GROEP N.V. ADR COMMON STOCK 456837103 9 142 SH DEFINED 0 0 142
KOREA ELEC PWR CORP COMMON STOCK 500631106 3 230 SH DEFINED 0 0 230
MATSUSHITA ELEC INDUSTRIAL, AD COMMON STOCK 576879209 5 20 SH DEFINED 0 0 20
MILLENNIUM CHEMICALS INC COMMON STOCK 599903101 286 19300 SH DEFINED 0 0 19300
NEWS CORP LTD, ADR COMMON STOCK 652487703 112 2000 SH DEFINED 0 0 2000
NEWS CORP LTD, ADR PFD COMMON STOCK 652487802 47 1000 SH DEFINED 0 0 1000
NOKIA CORP COMMON STOCK 654902204 16 400 SH DEFINED 400 0 0
NOKIA CORP COMMON STOCK 654902204 8 200 SH OTHER 200 0 0
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POHANG IRON & STL LTD ADR COMMON STOCK 730450103 3 180 SH DEFINED 0 0 180
PORTUGAL TELECOM S A, ADR COMMON STOCK 737273102 6 550 SH DEFINED 0 0 550
ROYAL DUTCH PETROLEUM CO, NYS COMMON STOCK 780257804 211 3526 SH DEFINED 358 0 3168
ROYAL DUTCH PETROLEUM CO, NYS COMMON STOCK 780257804 24 404 SH OTHER 404 0 0
SHELL TRANSPORT & TRADING-ADR COMMON STOCK 822703609 29 600 SH DEFINED 600 0 0
SUN LIFE FINL SVCS CDA INC COMMON STOCK 866796105 540 26200 SH DEFINED 26200 0 0
TELECOM CORP NEW ZEALAND LTD A COMMON STOCK 879278208 3 140 SH DEFINED 0 0 140
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TELEFONOS DE MEXICO S A, ADR COMMON STOCK 879403780 7 140 SH DEFINED 0 0 140
TOKIO MARINE & FIRE INSURANCE, COMMON STOCK 889090403 9 170 SH DEFINED 0 0 170
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TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 1356 23124 SH DEFINED 23089 0 35
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 48 817 SH OTHER 817 0 0
UNILEVER PLC ADR COMMON STOCK 904767704 7 280 SH DEFINED 0 0 280
VODAFONE GROUP PLC COMMON STOCK 92857W100 113 3050 SH DEFINED 3050 0 0
KMART FING I PFD 7.750% PREFERRED STOCK 498778208 28 900 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 4 95 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 32 700 SH OTHER N.A. N.A. N.A.
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MONTGOMERY STR INCOME SECS INC OTHER 614115103 7 400 SH OTHER N.A. N.A. N.A.
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NUVEEN INS MUNI OPPORTUNITY FD OTHER 670984103 13 1000 SH OTHER N.A. N.A. N.A.
NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 8 666 SH OTHER N.A. N.A. N.A.
HALLWOOD REALTY PARTNERS OTHER 40636T203 2 45 SH DEFINED N.A. N.A. N.A.
ACM GOVT SECS FUND (GSF) OTHER 000914101 59 8200 SH OTHER N.A. N.A. N.A.
CNA INCOME SHARES (CNN) OTHER 126119106 74 9135 SH OTHER N.A. N.A. N.A.
CREDIT SUISSE ASSET MGMT FUND OTHER 224916106 33 5000 SH OTHER N.A. N.A. N.A.
FORTIS SECURITIES (FOR) OTHER 34955T100 2 200 SH OTHER N.A. N.A. N.A.
PUTNAM PREMIER INCOME TR(PPT) OTHER 746853100 50 7750 SH OTHER N.A. N.A. N.A.
</TABLE>
