UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: NATIONAL FIDUCIARY SERVICES, N.A.
ADDRESS: 2121 SAGE ROAD
SUITE 150
HOUSTON, TX 77056
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: STEPHANIE CRIPPEN
TITLE: SENIOR VICE PRESIDENT
PHONE: (713)334-7403
SIGNATURE,PLACE,AND DATE OF SIGNING:
STEPHANIE CRIPPEN HOUSTON, TX 4/6/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 919
FORM 13F INFORMATION TABLE VALUE TOTAL: $465,473
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABS COMMON STOCK 002824100 304 8630 SH DEFINED 8630 0 0
ABBOTT LABS COMMON STOCK 002824100 4 100 SH OTHER 0 0 100
ABLE TELECOM HOLDINGS CORP. COMMON STOCK 003712304 5 1000 SH DEFINED 1000 0 0
ABM INDUSTRIES INC COMMON STOCK 000957100 670 28500 SH DEFINED 0 0 28500
ADC TELECOMMUNICATION COMMON STOCK 000886101 27 500 SH DEFINED 500 0 0
ADVANCED TECHNICAL PRODUCTS COMMON STOCK 007548100 776 194066 SH OTHER 194066 0 0
AES CORP COMMON STOCK 00130H105 4339 55100 SH DEFINED 300 0 54800
AES CORP COMMON STOCK 00130H105 102 1300 SH OTHER 1300 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 166 1600 SH DEFINED 600 0 1000
AIR PRODUCTS & CHEMICALS, INC COMMON STOCK 009158106 7 250 SH DEFINED 250 0 0
AK STEEL HOLDING CORP COMMON STOCK 001547108 29 2800 SH DEFINED 0 0 2800
ALBERTSONS, INC COMMON STOCK 013104104 6 200 SH DEFINED 200 0 0
ALCOA INC COMMON STOCK 013817101 991 14100 SH DEFINED 0 0 14100
ALCOA INC COMMON STOCK 013817101 239 3400 SH OTHER 3400 0 0
ALLERGAN, INC COMMON STOCK 018490102 385 7700 SH DEFINED 3000 0 4700
ALLMERICA FINANCIAL CORP. COMMON STOCK 019754100 760 14900 SH DEFINED 0 0 14900
ALLMERICA FINANCIAL CORP. COMMON STOCK 019754100 194 3800 SH OTHER 3800 0 0
ALLSTATE CORP COMMON STOCK 020002101 1895 79572 SH DEFINED 51072 0 28500
ALLSTATE CORP COMMON STOCK 020002101 364 15285 SH OTHER 15285 0 0
ALLTEL CORP COMMON STOCK 020039103 6 100 SH DEFINED 100 0 0
ALLTRISTA CORP COMMON STOCK 020040101 41 1800 SH DEFINED 0 0 1800
ALLTRISTA CORP COMMON STOCK 020040101 7 300 SH OTHER 300 0 0
ALTERA CORP COMMON STOCK 021441100 18 200 SH DEFINED 200 0 0
AMAZON.COM INC COMMON STOCK 023135106 40 600 SH DEFINED 600 0 0
AMBAC FINANCIAL GROUP, INC COMMON STOCK 023139108 977 19400 SH DEFINED 0 0 19400
AMERICA ONLINE, INC COMMON STOCK 02364J104 2758 40900 SH DEFINED 4300 0 36600
AMERICA ONLINE, INC COMMON STOCK 02364J104 21 314 SH OTHER 314 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1359 9124 SH DEFINED 4524 0 4600
AMERICAN EXPRESS CO COMMON STOCK 025816109 11 75 SH OTHER 75 0 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 964 17177 SH DEFINED 16777 0 400
AMERICAN GENERAL CORP COMMON STOCK 026351106 376 6700 SH OTHER 6700 0 0
AMERICAN GREETINGS CORP COMMON STOCK 026375105 86 4700 SH DEFINED 0 0 4700
AMERICAN GREETINGS CORP COMMON STOCK 026375105 26 1400 SH OTHER 1400 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 4007 74554 SH DEFINED 52154 0 22400
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 1246 23182 SH OTHER 23182 0 0
AMERICAN INTERNATIONAL GROUP, COMMON STOCK 026874107 744 6790 SH DEFINED 4592 0 2198
AMERICAN INTERNATIONAL GROUP, COMMON STOCK 026874107 22 200 SH OTHER 200 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 853 19890 SH DEFINED 19800 0 90
AMERICAN TOWER CORP COMMON STOCK 029912201 706 14300 SH DEFINED 0 0 14300
AMERICAN TOWER CORP COMMON STOCK 029912201 4429 89698 SH OTHER 89698 0 0
AMERICREDIT CORPORATION COMMON STOCK 03060R101 594 36400 SH DEFINED 0 0 36400
AMFM INC COMMON STOCK 001693100 1261 20300 SH DEFINED 0 0 20300
AMGEN, INC COMMON STOCK 031162100 577 9400 SH DEFINED 1200 0 8200
AMGEN, INC COMMON STOCK 031162100 18 300 SH OTHER 300 0 0
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 166 4300 SH OTHER 4300 0 0
ANALOG DEVICES, INC COMMON STOCK 032654105 910 11300 SH DEFINED 2300 0 9000
ANDRX CORP COMMON STOCK 034551101 58 500 SH DEFINED 500 0 0
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 334 5361 SH DEFINED 3361 0 2000
ANHEUSER BUSCH COS, INC COMMON STOCK 035229103 8 134 SH OTHER 134 0 0
APOLLO GROUP INC COMMON STOCK 037604105 1064 37750 SH DEFINED 0 0 37750
APPLE COMPUTER, INC COMMON STOCK 037833100 27 200 SH DEFINED 0 0 200
APPLIED MATERIALS, INC COMMON STOCK 038222105 4794 50870 SH DEFINED 23870 0 27000
APPLIED MATERIALS, INC COMMON STOCK 038222105 24 250 SH OTHER 250 0 0
APPLIED MICRO CIRCUITS CORP COMMON STOCK 03822W109 30 200 SH DEFINED 200 0 0
ARCH CHEMICALS INC COMMON STOCK 03937R102 206 10300 SH DEFINED 0 0 10300
ARIBA INC COMMON STOCK 04033V104 377 1800 SH DEFINED 800 0 1000
ARTESYN TECHNOLOGIES INC COMMON STOCK 043127109 263 13900 SH DEFINED 0 0 13900
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 124 5778 SH DEFINED 2726 0 3052
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 4 208 SH OTHER 208 0 0
AT&T COMMON STOCK 001957109 2051 36420 SH DEFINED 36195 0 225
AT&T COMMON STOCK 001957109 617 10950 SH OTHER 10950 0 0
AT&T CORP LIBERTY MEDIA GP CL COMMON STOCK 001957208 4692 79100 SH DEFINED 8200 0 70900
ATLANTIC RICHFIELD COMMON STOCK 048825103 400 4710 SH DEFINED 4710 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 425 5000 SH OTHER 5000 0 0
AUTODESK INC COMMON STOCK 052769106 123 2700 SH DEFINED 0 0 2700
AUTODESK INC COMMON STOCK 052769106 27 600 SH OTHER 600 0 0
AUTOMATIC DATA PROCESSING, INC COMMON STOCK 053015103 922 19100 SH DEFINED 5200 0 13900
AUTOMATIC DATA PROCESSING, INC COMMON STOCK 053015103 12 250 SH OTHER 250 0 0
AUTONATION, INC. COMMON STOCK 05329W102 8 1000 SH DEFINED 1000 0 0
AVON PRODS INC COMMON STOCK 054303102 1155 39500 SH DEFINED 0 0 39500
AVON PRODS INC COMMON STOCK 054303102 181 6200 SH OTHER 6100 0 100
AZURIX CORP. COMMON STOCK 05501M104 82 10925 SH OTHER 10925 0 0
BAKER HUGHES, INC COMMON STOCK 057224107 1121 37050 SH DEFINED 37050 0 0
BAKER HUGHES, INC COMMON STOCK 057224107 36 1200 SH OTHER 1200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 2494 47566 SH DEFINED 27140 0 20426
BANK OF AMERICA CORP COMMON STOCK 060505104 293 5589 SH OTHER 5589 0 0
BANK ONE CORPORATION COMMON STOCK 06423A103 1127 32670 SH DEFINED 32670 0 0
BANK ONE CORPORATION COMMON STOCK 06423A103 205 5940 SH OTHER 4167 0 1773
BAUSCH & LOMB INC COMMON STOCK 071707103 292 5600 SH DEFINED 0 0 5600
BAUSCH & LOMB INC COMMON STOCK 071707103 73 1400 SH OTHER 1400 0 0
BAXTER INTERNATIONAL, INC COMMON STOCK 071813109 211 3365 SH DEFINED 3325 0 40
BAY VIEW CAP CORP DEL COMMON STOCK 07262L101 205 27300 SH DEFINED 0 0 27300
BEA SYS INC COMMON STOCK 073325102 15 200 SH DEFINED 200 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 55 1200 SH DEFINED 1200 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 813 30900 SH DEFINED 0 0 30900
BECTON DICKINSON & CO COMMON STOCK 075887109 245 9300 SH OTHER 9300 0 0
BELDEN INC COMMON STOCK 077459105 127 4600 SH DEFINED 0 0 4600
BELDEN INC COMMON STOCK 077459105 22 800 SH OTHER 800 0 0
BELL & HOWELL CO NEW COMMON STOCK 077852101 288 9200 SH DEFINED 0 0 9200
BELL ATLANTIC CORP COMMON STOCK 077853109 1113 18211 SH DEFINED 18211 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 400 6546 SH OTHER 6546 0 0
BELL SOUTH CORP COMMON STOCK 079860102 1274 27169 SH DEFINED 22201 0 4968
BELL SOUTH CORP COMMON STOCK 079860102 172 3675 SH OTHER 3675 0 0
BELO (A H) CORP-SERIES A COMMON STOCK 080555105 13 700 SH DEFINED 700 0 0
BERKSHIRE HATHAWAY CLASS B COMMON STOCK 084670207 173 95 SH OTHER 45 0 50
BEST BUY INC COMMON STOCK 086516101 43 500 SH DEFINED 500 0 0
BESTFOODS COMMON STOCK 08658U101 1312 28030 SH DEFINED 2430 0 25600
BESTFOODS COMMON STOCK 08658U101 290 6200 SH OTHER 6200 0 0
BIOGEN INC COMMON STOCK 090597105 35 500 SH DEFINED 500 0 0
BIOMET, INC COMMON STOCK 090613100 18 500 SH OTHER 500 0 0
BJ SERVICES COMPANY COMMON STOCK 055482103 377 5100 SH DEFINED 3000 0 2100
BLACK & DECKER CORP COMMON STOCK 091797100 845 22500 SH DEFINED 0 0 22500
BLACK & DECKER CORP COMMON STOCK 091797100 222 5900 SH OTHER 5900 0 0
BMC SOFTWARE, INC COMMON STOCK 055921100 1659 33590 SH DEFINED 33590 0 0
BOEING CO COMMON STOCK 097023105 53 1400 SH DEFINED 1400 0 0
BOEING CO COMMON STOCK 097023105 64 1700 SH OTHER 1700 0 0
BORG-WARNER AUTOMOTIVE INC COMMON STOCK 099724106 63 1600 SH DEFINED 0 0 1600
BORG-WARNER AUTOMOTIVE INC COMMON STOCK 099724106 20 500 SH OTHER 500 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 136 6400 SH OTHER 6400 0 0
BOWATER INC COMMON STOCK 102183100 2 30 SH DEFINED 0 0 30
BRIGGS & STRATTON CORP COMMON STOCK 109043109 49 1200 SH DEFINED 0 0 1200
BRIGGS & STRATTON CORP COMMON STOCK 109043109 16 400 SH OTHER 400 0 0
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 5958 102728 SH DEFINED 53228 0 49500
BRISTOL- MYERS SQUIBB CO COMMON STOCK 110122108 51 875 SH OTHER 875 0 0
BRITISH AMERN TOB PLC COMMON STOCK 110448107 5 430 SH DEFINED 0 0 430
BROADCOM CORP COMMON STOCK 111320107 49 200 SH DEFINED 200 0 0
BROADVISION INC COMMON STOCK 111412102 1216 27100 SH DEFINED 0 0 27100
BROADWING INC COMMON STOCK 111620100 50 1352 SH DEFINED 1000 0 352
BROCADE COMMUNICATIONS SYS INC COMMON STOCK 111621108 215 1200 SH DEFINED 400 0 800
BUCKEYE PARTNERS, L.P. COMMON STOCK 118230101 325 12500 SH DEFINED 12500 0 0
BURLINGTON COAT FACTORY WHSE C COMMON STOCK 121579106 83 4800 SH DEFINED 0 0 4800
BURLINGTON COAT FACTORY WHSE C COMMON STOCK 121579106 28 1600 SH OTHER 1600 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 10 450 SH DEFINED 450 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 10 425 SH OTHER 425 0 0
BURLINGTON RESOURCES, INC COMMON STOCK 122014103 861 23260 SH DEFINED 2300 0 20960
BURLINGTON RESOURCES, INC COMMON STOCK 122014103 211 5700 SH OTHER 5700 0 0
BURNS INTL SERVICES CORP COMMON STOCK 122374101 291 27700 SH DEFINED 0 0 27700
CABOT CORP COMMON STOCK 127055101 6 200 SH DEFINED 200 0 0
CAPSTEAD MORTGAGE CORP COMMON STOCK 14067E100 11 2800 SH OTHER 2800 0 0
CARDINAL HEALTH, INC COMMON STOCK 14149Y108 48 1040 SH DEFINED 1000 0 40
CAREMARK RX, INC COMMON STOCK 141705103 29 6919 SH DEFINED 6919 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 258 10395 SH DEFINED 10395 0 0
CARNIVAL CORPORATION COMMON STOCK 143658102 62 2500 SH OTHER 2000 0 500
CARPENTER TECHNOLOGY COMMON STOCK 144285103 65 3100 SH DEFINED 0 0 3100
CARPENTER TECHNOLOGY COMMON STOCK 144285103 15 700 SH OTHER 700 0 0
CARRIAGE SERVICES, INC. COMMON STOCK 143905107 3 850 SH DEFINED 850 0 0
CASELLA WASTE SYS INC COMMON STOCK 147448104 205 27300 SH DEFINED 0 0 27300
CBS CORP COMMON STOCK 12490K107 3256 57500 SH DEFINED 6300 0 51200
CENDANT CORP COMMON STOCK 151313103 1177 63600 SH DEFINED 0 0 63600
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 161 9400 SH DEFINED 9400 0 0
CENTRAL GARDEN & PET CO COMMON STOCK 153527106 214 21700 SH DEFINED 0 0 21700
CHAMPION INTERNATIONAL CORP COMMON STOCK 158525105 55 1040 SH DEFINED 1000 0 40
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 1586 27908 SH DEFINED 17808 0 10100
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 20 355 SH OTHER 355 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 2523 28940 SH DEFINED 25310 0 3630
CHASE MANHATTAN CORP COMMON STOCK 16161A108 12 135 SH OTHER 135 0 0
CHECKFREE HLDGS CORP COMMON STOCK 162816102 726 10300 SH DEFINED 0 0 10300
CHEVRON CORP COMMON STOCK 166751107 211 2280 SH DEFINED 2280 0 0
CHEVRON CORP COMMON STOCK 166751107 81 875 SH OTHER 875 0 0
CHIQUITA BRANDS INTL INC COMMON STOCK 170032106 10 2000 SH OTHER 2000 0 0
CHOICEPOINT, INC COMMON STOCK 170388102 531 14200 SH DEFINED 100 0 14100
CIENA CORP COMMON STOCK 171779101 25 200 SH DEFINED 200 0 0
CINERGY CORP COMMON STOCK 172474108 99 4600 SH DEFINED 0 0 4600
CINERGY CORP COMMON STOCK 172474108 26 1200 SH OTHER 1200 0 0
CISCO SYSTEMS, INC COMMON STOCK 17275R102 12266 158657 SH DEFINED 45157 0 113500
CISCO SYSTEMS, INC COMMON STOCK 17275R102 138 1790 SH OTHER 1790 0 0
CIT GROUP INC COMMON STOCK 125577106 1088 55800 SH DEFINED 55800 0 0
CITIGROUP, INC COMMON STOCK 172967101 3022 50471 SH DEFINED 31666 0 18805
CITIGROUP, INC COMMON STOCK 172967101 59 981 SH OTHER 981 0 0
CITRIX SYS INC COMMON STOCK 177376100 457 6900 SH DEFINED 300 0 6600
CLAIRE'S STORES, INC. COMMON STOCK 179584107 257 12800 SH DEFINED 0 0 12800
CLAIRE'S STORES, INC. COMMON STOCK 179584107 48 2400 SH OTHER 2100 0 300
CLOROX CO COMMON STOCK 189054109 504 15280 SH DEFINED 15280 0 0
CMGI INC COMMON STOCK 125750109 147 1300 SH DEFINED 200 0 1100
CMS ENERGY CORP COMMON STOCK 125896100 27 1500 SH DEFINED 1500 0 0
CNA INCOME SHARES (CNN) COMMON STOCK 126119106 68 9135 SH OTHER 9135 0 0
COASTAL CORP COMMON STOCK 190441105 6 140 SH DEFINED 140 0 0
COCA-COLA CO COMMON STOCK 191216100 5217 111142 SH DEFINED 51042 0 60100
COCA-COLA CO COMMON STOCK 191216100 1835 39100 SH OTHER 39100 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 926 16426 SH DEFINED 1726 0 14700
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 1007 39800 SH DEFINED 39800 0 0
COMCAST CORP CL A COMMON STOCK 200300101 800 19400 SH DEFINED 0 0 19400
COMCAST CORPCL A SPL COMMON STOCK 200300200 52 1200 SH DEFINED 1200 0 0
COMERICA, INC COMMON STOCK 200340107 60 1425 SH DEFINED 1425 0 0
COMMERCIAL FED CORP COMMON STOCK 201647104 33 2000 SH DEFINED 2000 0 0
COMMUNITY FIRST BANKSHARES INC COMMON STOCK 203902101 186 11600 SH DEFINED 0 0 11600
COMMUNITY FIRST BANKSHARES INC COMMON STOCK 203902101 10 600 SH OTHER 600 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 1296 47986 SH DEFINED 21841 0 26145
COMPAQ COMPUTER CORP COMMON STOCK 204493100 365 13500 SH OTHER 13500 0 0
COMPUTER ASSOC INTERNATIONAL, COMMON STOCK 204912109 377 6375 SH DEFINED 6375 0 0
COMPUTER HORIZONS CORP COMMON STOCK 205908106 248 14500 SH DEFINED 0 0 14500
COMPUTER SCIENCES CORP COMMON STOCK 205363104 21 270 SH DEFINED 270 0 0
COMPUWARE CORP COMMON STOCK 205638109 25 1200 SH DEFINED 1200 0 0
COMVERSE TECHNOLOGY INC COMMON STOCK 205862402 19 100 SH DEFINED 100 0 0
CONECTIV INC COMMON STOCK 206829103 9 500 SH DEFINED 500 0 0
CONEXANT SYSTEMS, INC COMMON STOCK 207142100 137 1925 SH DEFINED 825 0 1100
CONMED CORP COMMON STOCK 207410101 216 8600 SH DEFINED 0 0 8600
CONOCO INC CLASS A COMMON STOCK 208251306 2 100 SH DEFINED 100 0 0
CONOCO INC, CLASS B COMMON STOCK 208251405 478 18644 SH DEFINED 18644 0 0
CONOCO INC, CLASS B COMMON STOCK 208251405 7 281 SH OTHER 281 0 0
CONSOLIDATED EDISON, INC COMMON STOCK 209115104 96 3300 SH DEFINED 3300 0 0
CONVERGYS CORP COMMON STOCK 212485106 14 352 SH DEFINED 0 0 352
COOPER CAMERON CORP COMMON STOCK 216640102 54 800 SH OTHER 800 0 0
COOPER INDUSTRIES, INC COMMON STOCK 216669101 18 500 SH OTHER 500 0 0
COORSTEK INC COMMON STOCK 217020106 31 775 SH DEFINED 0 0 775
COORSTEK INC COMMON STOCK 217020106 24 600 SH OTHER 600 0 0
COPPER MTN NETWORKS INC COMMON STOCK 217510106 41 500 SH DEFINED 500 0 0
CORDANT TECHNOLOGIES, INC COMMON STOCK 218412104 79 1400 SH DEFINED 1400 0 0
CORN PRODUCTS INTERNATIONAL COMMON STOCK 219023108 7 275 SH DEFINED 275 0 0
CORN PRODUCTS INTERNATIONAL COMMON STOCK 219023108 1 37 SH OTHER 37 0 0
CORNING, INC COMMON STOCK 219350105 2541 13100 SH DEFINED 2200 0 10900
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 699 13300 SH DEFINED 5100 0 8200
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 11 200 SH OTHER 200 0 0
COVAD COMMUNICATIONS GROUP INC COMMON STOCK 222814204 73 1000 SH DEFINED 1000 0 0
CRANE CO COMMON STOCK 224399105 97 4105 SH DEFINED 4105 0 0
CRITICAL PATH INC COMMON STOCK 22674V100 1233 14500 SH DEFINED 0 0 14500
CROWN CASTLE INTL CORP COMMON STOCK 228227104 970 25600 SH DEFINED 700 0 24900
CUMMINS ENGINE, INC COMMON STOCK 231021106 38 1000 SH DEFINED 0 0 1000
CUMMINS ENGINE, INC COMMON STOCK 231021106 15 400 SH OTHER 400 0 0
CVS CORP COMMON STOCK 126650100 1191 31700 SH DEFINED 0 0 31700
CYGNUS, INC COMMON STOCK 232560102 7 500 SH OTHER 500 0 0
CYLINK CORP COMMON STOCK 232565101 605 41700 SH DEFINED 0 0 41700
D R HORTON INC COMMON STOCK 23331A109 195 14900 SH DEFINED 0 0 14900
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 139 2122 SH DEFINED 0 0 2122
DANA CORP COMMON STOCK 235811106 56 2000 SH DEFINED 2000 0 0
DANAHER CORP COMMON STOCK 235851102 10 200 SH DEFINED 200 0 0
DEERE & CO COMMON STOCK 244199105 9 230 SH DEFINED 230 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 1641 30420 SH DEFINED 3120 0 27300
DELL COMPUTER CORP COMMON STOCK 247025109 124 2300 SH OTHER 2300 0 0
DELPHI AUTO SYSTEMS COMMON STOCK 247126105 23 1426 SH DEFINED 1316 0 110
DELPHI AUTO SYSTEMS COMMON STOCK 247126105 9 559 SH OTHER 559 0 0
DEUTSCHE TELEKOM AG ADR COMMON STOCK 251566105 5 60 SH DEFINED 0 0 60
DEVON ENERGY CORP NEW COMMON STOCK 25179M103 155 3200 SH DEFINED 3200 0 0
DEVRY INC DEL COMMON STOCK 251893103 863 28300 SH DEFINED 0 0 28300
DIAL CORP COMMON STOCK 25247D101 7 504 SH DEFINED 504 0 0
DIAL CORP COMMON STOCK 25247D101 83 6050 SH OTHER 6050 0 0
DISNEY WALT CO COMMON STOCK 254687106 354 8580 SH DEFINED 8580 0 0
DISNEY WALT CO COMMON STOCK 254687106 25 600 SH OTHER 600 0 0
DOLE FOOD INC COMMON STOCK 256605106 818 42100 SH DEFINED 0 0 42100
DOLE FOOD INC COMMON STOCK 256605106 231 11900 SH OTHER 11900 0 0
DOMINION RES INC VA NEW COMMON STOCK 25746U109 8 219 SH DEFINED 219 0 0
DOMINION RES INC VA NEW COMMON STOCK 25746U109 56 1453 SH OTHER 1453 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 739 35280 SH DEFINED 35200 0 80
DOW CHEMICAL CO COMMON STOCK 260543103 228 2000 SH DEFINED 2000 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 180 1575 SH OTHER 1575 0 0
DPL, INC COMMON STOCK 233293109 49 2200 SH DEFINED 2200 0 0
DPL, INC COMMON STOCK 233293109 1 36 SH OTHER 36 0 0
DSI TOYS INCREST COMMON STOCK 232968107 41 13710 SH OTHER 13710 0 0
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 1171 22124 SH DEFINED 14195 0 7929
DU PONT, E I DE NEMOURS & CO COMMON STOCK 263534109 37 707 SH OTHER 707 0 0
DUKE POWER CO COMMON STOCK 264399106 2330 44390 SH DEFINED 23351 0 21039
DUKE POWER CO COMMON STOCK 264399106 271 5166 SH OTHER 5166 0 0
DUKE-WEEKS REALTY INVESTMENTS COMMON STOCK 264411505 128 6700 SH DEFINED 0 0 6700
DUKE-WEEKS REALTY INVESTMENTS COMMON STOCK 264411505 29 1500 SH OTHER 1500 0 0
DUN & BRADSTREET CORP COMMON STOCK 26483B106 29 1000 SH OTHER 1000 0 0
DURBAN ROODEPOORT DEEP LTD ADR COMMON STOCK 266597301 7 5500 SH OTHER 5500 0 0
DYNEGY INC NEW COMMON STOCK 26816Q101 2235 35621 SH DEFINED 500 0 35121
DYNEGY INC NEW COMMON STOCK 26816Q101 169 2700 SH OTHER 2700 0 0
E M C CORP/MASS COMMON STOCK 268648102 3963 31450 SH DEFINED 6850 0 24600
E M C CORP/MASS COMMON STOCK 268648102 19 150 SH OTHER 150 0 0
E-TEK DYNAMICS INC COMMON STOCK 269240107 1223 5200 SH DEFINED 100 0 5100
E-TRADE GROUP INC COMMON STOCK 269246104 30 1000 SH DEFINED 1000 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 45 834 SH DEFINED 834 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 60 1100 SH OTHER 1100 0 0
EATON CORP COMMON STOCK 278058102 49 625 SH DEFINED 625 0 0
ECHOSTAR COMMUNICATIONS CORP N COMMON STOCK 278762109 853 10800 SH DEFINED 4200 0 6600
EDISON INTERNATIONAL COMMON STOCK 281020107 28 1700 SH DEFINED 1600 0 100
EDUCATION MGMT CORP COMMON STOCK 28139T101 593 41100 SH DEFINED 0 0 41100
EL PASO ENERGY CORP COMMON STOCK 283905107 2521 62450 SH DEFINED 31270 0 31180
EL PASO ENERGY CORP COMMON STOCK 283905107 369 9150 SH OTHER 9150 0 0
ELCOR CORP COMMON STOCK 284443108 70 2025 SH DEFINED 0 0 2025
ELCOR CORP COMMON STOCK 284443108 7 200 SH OTHER 200 0 0
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 160 2490 SH DEFINED 2460 0 30
ELECTRONIC DATA SYSTEMS CORP COMMON STOCK 285661104 96 1500 SH OTHER 1500 0 0
ELI LILLY AND COMPANY COMMON STOCK 532457108 1268 20247 SH DEFINED 3347 0 16900
ELI LILLY AND COMPANY COMMON STOCK 532457108 23 375 SH OTHER 375 0 0
ELOYALTY CORP COMMON STOCK 290151109 1417 59350 SH DEFINED 0 0 59350
EMCOR GROUP INC COMMON STOCK 29084Q100 101 4800 SH DEFINED 0 0 4800
EMERSON ELECTRIC CO COMMON STOCK 291011104 1378 25943 SH DEFINED 25143 0 800
EMERSON ELECTRIC CO COMMON STOCK 291011104 836 15745 SH OTHER 15745 0 0
ENERGY EAST CORP COMMON STOCK 29266M109 95 4800 SH DEFINED 4800 0 0
ENRON CORP COMMON STOCK 293561106 950 12690 SH DEFINED 12690 0 0
ENRON CORP COMMON STOCK 293561106 15 200 SH OTHER 200 0 0
ENTERGY CORP COMMON STOCK 29364G103 315 15600 SH DEFINED 15600 0 0
EOG RESOURCES INC COMMON STOCK 26875P101 377 17800 SH DEFINED 0 0 17800
EOG RESOURCES INC COMMON STOCK 26875P101 74 3500 SH OTHER 3500 0 0
EQUIFAX, INC COMMON STOCK 294429105 13 500 SH DEFINED 500 0 0
EQUITY RESIDENTIAL PPTYS TR COMMON STOCK 29476L107 11 275 SH DEFINED 275 0 0
ERICSSON L M TEL CO COMMON STOCK 294821400 90 960 SH DEFINED 960 0 0
EVEREST RE GROUP LTD COMMON STOCK G3223R108 519 15900 SH DEFINED 0 0 15900
EXCELON CORP COMMON STOCK 300691102 6 500 SH DEFINED 500 0 0
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 2065 14700 SH DEFINED 1400 0 13300
EXPRESS SCRIPTS INC COMMON STOCK 302182100 42 1000 SH DEFINED 1000 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 16051 205946 SH DEFINED 189389 0 16557
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 6733 86387 SH OTHER 86387 0 0
FANNIE MAE COMMON STOCK 313586109 2550 45090 SH DEFINED 19690 0 25400
FANNIE MAE COMMON STOCK 313586109 17 300 SH OTHER 100 0 200
FEDERATED DEPT STORES, INC DEL COMMON STOCK 31410H101 2 50 SH DEFINED 0 0 50
FELCOR LODGING TR INC COMMON STOCK 31430F101 448 25074 SH DEFINED 0 0 25074
FIRST DATA CORP COMMON STOCK 319963104 2834 63860 SH DEFINED 25900 0 37960
FIRST HEALTH GROUP CORP COMMON STOCK 320960107 398 12600 SH DEFINED 0 0 12600
FIRST UNION CORP. COMMON STOCK 337358105 1948 52307 SH DEFINED 52237 0 70
FIRST UNION CORP. COMMON STOCK 337358105 30 800 SH OTHER 800 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 64 3100 SH DEFINED 3100 0 0
FLEETBOSTON FINANCIAL CORP COMMON STOCK 339030108 84 2300 SH DEFINED 2300 0 0
FLEETWOOD ENTERPRISES INC COMMON STOCK 339099103 91 6200 SH DEFINED 0 0 6200
FLEETWOOD ENTERPRISES INC COMMON STOCK 339099103 27 1800 SH OTHER 1800 0 0
FLOORING AMERICA INC COMMON STOCK 339756108 125 29300 SH DEFINED 0 0 29300
FLORIDA PROGRESS CORP COMMON STOCK 341109106 25 550 SH DEFINED 550 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 23 498 SH OTHER 498 0 0
FLOWERS INDUSTRIES, INC. COMMON STOCK 343496105 38 2500 SH DEFINED 0 0 2500
FLOWERS INDUSTRIES, INC. COMMON STOCK 343496105 27 1800 SH OTHER 1800 0 0
FLUOR CORP COMMON STOCK 343861100 22 700 SH OTHER 700 0 0
FMC CORP COMMON STOCK 302491303 1109 19630 SH DEFINED 13700 0 5930
FMC CORP COMMON STOCK 302491303 62 1100 SH OTHER 1100 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 1278 27828 SH DEFINED 12010 0 15818
FORD MOTOR COMPANY COMMON STOCK 345370100 142 3100 SH OTHER 3100 0 0
FORT JAMES CORP COMMON STOCK 347471104 260 11800 SH DEFINED 11800 0 0
FORT JAMES CORP COMMON STOCK 347471104 75 3400 SH OTHER 3400 0 0
FORTUNE BRANDS, INC COMMON STOCK 349631101 8 300 SH DEFINED 300 0 0
FORTUNE BRANDS, INC COMMON STOCK 349631101 25 1000 SH OTHER 1000 0 0
FPL GROUP INC COMMON STOCK 302571104 14 300 SH OTHER 300 0 0
FREDDIE MAC COMMON STOCK 313400301 1281 29000 SH DEFINED 0 0 29000
FREDDIE MAC COMMON STOCK 313400301 31 700 SH OTHER 400 0 300
FRONTIER INS GROUP INC NEW COMMON STOCK 359081106 1 550 SH DEFINED 550 0 0
GABLES RESIDENTIAL TR COMMON STOCK 362418105 38 1700 SH DEFINED 0 0 1700
GABLES RESIDENTIAL TR COMMON STOCK 362418105 9 400 SH OTHER 400 0 0
GANNETT, INC COMMON STOCK 364730101 713 10130 SH DEFINED 0 0 10130
GANNETT, INC COMMON STOCK 364730101 39 550 SH OTHER 550 0 0
GAP, INC COMMON STOCK 364760108 689 13825 SH DEFINED 7225 0 6600
GATEWAY INC COMMON STOCK 367626108 74 1400 SH OTHER 1400 0 0
GEMSTAR INTL GROUP LTD COMMON STOCK G3788V106 576 6700 SH DEFINED 2600 0 4100
GENENTECH INC COMMON STOCK 368710406 486 3200 SH DEFINED 1200 0 2000
GENERAL ELECTRIC CO COMMON STOCK 369604103 13517 86854 SH DEFINED 44738 0 42116
GENERAL ELECTRIC CO COMMON STOCK 369604103 6385 41025 SH OTHER 41025 0 0
GENERAL MILLS, INC COMMON STOCK 370334104 35 974 SH DEFINED 0 0 974
GENERAL MILLS, INC COMMON STOCK 370334104 5 150 SH OTHER 150 0 0
GENERAL MOTORS CORP. COMMON STOCK 370442105 247 2988 SH DEFINED 2988 0 0
GENERAL MOTORS CORP. COMMON STOCK 370442105 85 1025 SH OTHER 1025 0 0
GENERAL MOTORS CORP-CLASS H COMMON STOCK 370442832 25 200 SH DEFINED 200 0 0
GENTEX CORP COMMON STOCK 371901109 26 700 SH DEFINED 700 0 0
GENUINE PARTS CO COMMON STOCK 372460105 10 425 SH OTHER 425 0 0
GENZYME CORP COMMON STOCK 372917104 130 2600 SH OTHER 2600 0 0
GENZYME CORP COMMON STOCK 372917500 4 280 SH OTHER 280 0 0
GENZYME CORP SURGICAL PRODS DI COMMON STOCK 372917609 5 465 SH OTHER 465 0 0
GENZYME CORP-TISSUE REPAIR COMMON STOCK 372917401 3 428 SH OTHER 428 0 0
GERALD STEVENS INC COMMON STOCK 37369G101 180 22500 SH DEFINED 22500 0 0
GETTHERE COM INC COMMON STOCK 374266104 85 5500 SH DEFINED 0 0 5500
GILLETTE CO COMMON STOCK 375766102 859 22785 SH DEFINED 6085 0 16700
GILLETTE CO COMMON STOCK 375766102 53 1400 SH OTHER 1200 0 200
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 53 500 SH DEFINED 500 0 0
GOODRICH B F CO COMMON STOCK 382388106 604 21060 SH DEFINED 21000 0 60
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 19 800 SH OTHER 800 0 0
GRACE W R & CO COMMON STOCK 38388F108 3 200 SH DEFINED 200 0 0
GRACO INC COMMON STOCK 384109104 41 1400 SH DEFINED 0 0 1400
GRACO INC COMMON STOCK 384109104 9 300 SH OTHER 300 0 0
GREAT LAKES CHEMICAL CORP COMMON STOCK 390568103 44 1300 SH OTHER 1300 0 0
GRIFFON CORP COMMON STOCK 398433102 46 5900 SH DEFINED 0 0 5900
GRIFFON CORP COMMON STOCK 398433102 9 1100 SH OTHER 1100 0 0
GTE CORP COMMON STOCK 362320103 3054 43010 SH DEFINED 42960 0 50
GTE CORP COMMON STOCK 362320103 383 5400 SH OTHER 5400 0 0
GTECH HLDGS CORP COMMON STOCK 400518106 35 1900 SH DEFINED 0 0 1900
GTECH HLDGS CORP COMMON STOCK 400518106 7 400 SH OTHER 400 0 0
GUIDANT CORP COMMON STOCK 401698105 18 300 SH DEFINED 300 0 0
GYMBOREE CORP COMMON STOCK 403777105 5 1300 SH OTHER 0 0 1300
H.J. HEINZ CO. COMMON STOCK 423074103 42 1200 SH DEFINED 1200 0 0
HALLIBURTON CO COMMON STOCK 406216101 1204 29280 SH DEFINED 13380 0 15900
HALLIBURTON CO COMMON STOCK 406216101 62 1500 SH OTHER 1500 0 0
HARLEY DAVIDSON, INC COMMON STOCK 412822108 405 5100 SH DEFINED 2000 0 3100
HARRAH'S ENTERTAINMENT COMMON STOCK 413619107 1166 62800 SH DEFINED 0 0 62800
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 422 8000 SH DEFINED 8000 0 0
HAWAIIAN ELECTRIC INDUSTRIES, COMMON STOCK 419870100 11 332 SH OTHER 332 0 0
HEALTH CARE REIT, INC COMMON STOCK 42217K106 7 500 SH DEFINED 500 0 0
HEARTLAND EXPRESS, INC COMMON STOCK 422347104 4 300 SH OTHER 0 0 300
HERCULES INC COMMON STOCK 427056106 65 4000 SH DEFINED 4000 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 10 200 SH DEFINED 200 0 0
HEWLETT-PACKARD CO COMMON STOCK 428236103 1668 12556 SH DEFINED 11056 0 1500
HEWLETT-PACKARD CO COMMON STOCK 428236103 142 1072 SH OTHER 1072 0 0
HILTON HOTELS CORP COMMON STOCK 432848109 8 1000 SH OTHER 1000 0 0
HOLLYWOOD.COM INC COMMON STOCK 436137103 94 6000 SH DEFINED 0 0 6000
HOME DEPOT, INC COMMON STOCK 437076102 4587 71124 SH DEFINED 30024 0 41100
HOME DEPOT, INC COMMON STOCK 437076102 48 737 SH OTHER 737 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1963 37251 SH DEFINED 35251 0 2000
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 154 2918 SH OTHER 2918 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 49 3000 SH DEFINED 0 0 3000
HORMEL FOODS CORP COMMON STOCK 440452100 13 800 SH OTHER 800 0 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 738 83144 SH DEFINED 0 0 83144
HOUSEHOLD INTERNATIONAL, INC COMMON STOCK 441815107 963 25800 SH DEFINED 25800 0 0
HUSSMANN INTL INC COMMON STOCK 448110106 79 6200 SH DEFINED 0 0 6200
HUSSMANN INTL INC COMMON STOCK 448110106 27 2100 SH OTHER 2100 0 0
HUTTIG BLDG PRODS INC COMMON STOCK 448451104 3 674 SH DEFINED 674 0 0
IDACORP INC COMMON STOCK 451107106 42 1200 SH DEFINED 0 0 1200
IKON OFFICE SOLUTIONS, INC COMMON STOCK 451713101 139 22500 SH DEFINED 22500 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 6 100 SH OTHER 100 0 0
IMATION CORPORATION COMMON STOCK 45245A107 12 460 SH OTHER 460 0 0
IMMUNEX CORP NEW COMMON STOCK 452528102 38 600 SH DEFINED 600 0 0
INFINITY BROADCASTING CORP A COMMON STOCK 45662S102 1387 42850 SH DEFINED 0 0 42850
INFORMATION HLDGS INC COMMON STOCK 456727106 908 29000 SH DEFINED 0 0 29000
INFOSPACE COM INC COMMON STOCK 45678T102 407 2800 SH DEFINED 1200 0 1600
INGERSOLL RAND CO COMMON STOCK 456866102 843 19040 SH DEFINED 0 0 19040
INGERSOLL RAND CO COMMON STOCK 456866102 248 5600 SH OTHER 5600 0 0
INKTOMI CORP COMMON STOCK 457277101 273 1400 SH DEFINED 700 0 700
INPUT/OUTPUT, INC COMMON STOCK 457652105 36 5800 SH OTHER 5800 0 0
INSO CORP COMMON STOCK 457674109 103 7600 SH DEFINED 0 0 7600
INTEL CORP COMMON STOCK 458140100 10281 77924 SH DEFINED 23404 0 54520
INTEL CORP COMMON STOCK 458140100 109 825 SH OTHER 825 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 4507 38194 SH DEFINED 22194 0 16000
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 1321 11191 SH OTHER 11191 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 35 1000 SH OTHER 1000 0 0
INTERNATIONAL HOME FOODS INC COMMON STOCK 459655106 246 15400 SH DEFINED 0 0 15400
INTERNATIONAL PAPER CO COMMON STOCK 460146103 321 7500 SH DEFINED 7500 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 14 300 SH DEFINED 300 0 0
INTERSTATE BAKERIES CORP DEL N COMMON STOCK 46072H108 76 5300 SH DEFINED 0 0 5300
INTERSTATE BAKERIES CORP DEL N COMMON STOCK 46072H108 17 1200 SH OTHER 1200 0 0
INTERTAN INC. COMMON STOCK 461120107 64 4650 SH DEFINED 0 0 4650
INTERVOICE-BRITE INC COMMON STOCK 461142101 9 300 SH OTHER 300 0 0
INTERWOVEN INC COMMON STOCK 46114T102 88 800 SH DEFINED 0 0 800
INTUIT COMMON STOCK 461202103 201 3700 SH DEFINED 0 0 3700
ITT INDS INC IND COMMON STOCK 450911102 332 10700 SH DEFINED 10700 0 0
JACOBS ENGINEERING GROUP, INC. COMMON STOCK 469814107 134 4200 SH DEFINED 0 0 4200
JACOBS ENGINEERING GROUP, INC. COMMON STOCK 469814107 32 1000 SH OTHER 1000 0 0
JDS UNIPHASE CORP COMMON STOCK 46612J101 844 7000 SH DEFINED 1700 0 5300
JOHNSON & JOHNSON COMMON STOCK 478160104 3174 45181 SH DEFINED 20981 0 24200
JOHNSON & JOHNSON COMMON STOCK 478160104 1201 17092 SH OTHER 17092 0 0
K MART CORP COMMON STOCK 482584109 220 22700 SH DEFINED 22700 0 0
KANSAS CITY SOUTHERN INDS, INC COMMON STOCK 485170104 112 1300 SH DEFINED 500 0 800
KBK CAPITAL CORP COMMON STOCK 482412103 8 2000 SH OTHER 2000 0 0
KERR MCGEE CORP COMMON STOCK 492386107 3 45 SH DEFINED 45 0 0
KERR MCGEE CORP COMMON STOCK 492386107 13 221 SH OTHER 221 0 0
KEY ENERGY SERVICES INC. COMMON STOCK 492914106 14 1250 SH DEFINED 1250 0 0
KEYCORP NEW COMMON STOCK 493267108 61 3200 SH DEFINED 3200 0 0
KEYSPAN CORP COMMON STOCK 49337W100 776 28100 SH DEFINED 28100 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1233 22000 SH DEFINED 400 0 21600
KIMBERLY CLARK CORP COMMON STOCK 494368103 325 5800 SH OTHER 5800 0 0
KINDER MORGAN ENERGY PARTNERS, COMMON STOCK 494550106 11 278 SH OTHER 278 0 0
KIRBY CORP COMMON STOCK 497266106 745 37700 SH DEFINED 0 0 37700
KOHLS CORP COMMON STOCK 500255104 769 7500 SH DEFINED 2900 0 4600
KOREA ELEC PWR CORP COMMON STOCK 500631106 4 230 SH DEFINED 0 0 230
LAFARGE CORP COMMON STOCK 505862102 52 2200 SH DEFINED 0 0 2200
LAFARGE CORP COMMON STOCK 505862102 24 1000 SH OTHER 1000 0 0
LANDSTAR SYS INC COMMON STOCK 515098101 181 3300 SH DEFINED 0 0 3300
LANDSTAR SYS INC COMMON STOCK 515098101 33 600 SH OTHER 600 0 0
LAUDER ESTEE COS INC COMMON STOCK 518439104 576 11500 SH DEFINED 4400 0 7100
LEAR CORP COMMON STOCK 521865105 101 3600 SH DEFINED 0 0 3600
LEAR CORP COMMON STOCK 521865105 34 1200 SH OTHER 1200 0 0
LEE ENTERPRISES INC COMMON STOCK 523768109 37 1400 SH DEFINED 0 0 1400
LEE ENTERPRISES INC COMMON STOCK 523768109 10 400 SH OTHER 400 0 0
LEGG MASON INC COMMON STOCK 524901105 623 14400 SH DEFINED 0 0 14400
LEHMAN BROS HOLDINGS, INC COMMON STOCK 524908100 49 500 SH DEFINED 500 0 0
LENNAR CORP COMMON STOCK 526057104 134 6200 SH DEFINED 0 0 6200
LENNAR CORP COMMON STOCK 526057104 35 1600 SH OTHER 1600 0 0
LEVEL 3 COMMUNICATIONS INC COMMON STOCK 52729N100 243 2300 SH DEFINED 300 0 2000
LEXMARK INTERNATIONAL GROUP, I COMMON STOCK 529771107 42 400 SH DEFINED 400 0 0
LIBBEY INC COMMON STOCK 529898108 38 1400 SH DEFINED 0 0 1400
LIBBEY INC COMMON STOCK 529898108 8 300 SH OTHER 300 0 0
LIBERTY PPTY TR COMMON STOCK 531172104 41 1700 SH DEFINED 0 0 1700
LIBERTY PPTY TR COMMON STOCK 531172104 10 400 SH OTHER 400 0 0
LINCOLN NATL CORP COMMON STOCK 534187109 1202 35872 SH DEFINED 5472 0 30400
LINCOLN NATL CORP COMMON STOCK 534187109 224 6700 SH OTHER 6700 0 0
LINDSAY MANUFACTURING CO. COMMON STOCK 535555106 12 700 SH OTHER 0 0 700
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 99 1800 SH DEFINED 1800 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 22 400 SH OTHER 400 0 0
LNR PPTY CORP COMMON STOCK 501940100 17 900 SH DEFINED 0 0 900
LNR PPTY CORP COMMON STOCK 501940100 4 200 SH OTHER 200 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 39 1900 SH OTHER 1900 0 0
LOEWS CORP COMMON STOCK 540424108 8 150 SH OTHER 150 0 0
LONE STAR STEAKHOUSE SALOON COMMON STOCK 542307103 236 23200 SH DEFINED 0 0 23200
LONGVIEW FIBRE CO COMMON STOCK 543213102 10 700 SH DEFINED 700 0 0
LOUISIANA PAC CORP COMMON STOCK 546347105 1 100 SH DEFINED 100 0 0
LOWE'S COMPANIES COMMON STOCK 548661107 1738 29774 SH DEFINED 23074 0 6700
LOWE'S COMPANIES COMMON STOCK 548661107 77 1315 SH OTHER 1315 0 0
LSI LOGIC CORP COMMON STOCK 502161102 22 300 SH DEFINED 300 0 0
LUCENT TECHNOLOGIES, INC COMMON STOCK 549463107 4240 69223 SH DEFINED 32231 0 36992
LUCENT TECHNOLOGIES, INC COMMON STOCK 549463107 689 11245 SH OTHER 11245 0 0
LYONDELL CHEMICAL CO COMMON STOCK 552078107 479 32500 SH DEFINED 32500 0 0
MACERICH CO COMMON STOCK 554382101 37 1800 SH DEFINED 0 0 1800
MACERICH CO COMMON STOCK 554382101 8 400 SH OTHER 400 0 0
MACROMEDIA INC COMMON STOCK 556100105 1237 13700 SH DEFINED 0 0 13700
MALLINCKRODT, INC COMMON STOCK 561232109 3 100 SH DEFINED 0 0 100
MANPOWER INC WIS COMMON STOCK 56418H100 600 16900 SH DEFINED 0 0 16900
MANPOWER INC WIS COMMON STOCK 56418H100 138 3900 SH OTHER 3900 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 706 22400 SH DEFINED 0 0 22400
MARSH & MCLENNAN COS, INC COMMON STOCK 571748102 55 500 SH DEFINED 500 0 0
MARSH & MCLENNAN COS, INC COMMON STOCK 571748102 17 150 SH OTHER 150 0 0
MARTHA STEWART LIVING CL. A COMMON STOCK 573083102 6 250 SH DEFINED 250 0 0
MASCO CORP COMMON STOCK 574599106 31 1500 SH OTHER 1500 0 0
MASCOTECH INC COMMON STOCK 574670105 518 42100 SH DEFINED 0 0 42100
MATTEL INC COMMON STOCK 577081102 29 2750 SH DEFINED 2750 0 0
MAXIM INTEGRATED PRODUCTS, INC COMMON STOCK 57772K101 199 2800 SH DEFINED 500 0 2300
MAY DEPARTMENT STORES CO. COMMON STOCK 577778103 8 270 SH DEFINED 120 0 150
MBIA, INC COMMON STOCK 55262C100 955 18340 SH DEFINED 18300 0 40
MBNA CORP COMMON STOCK 55262L100 1332 52242 SH DEFINED 33992 0 18250
MBNA CORP COMMON STOCK 55262L100 310 12150 SH OTHER 12150 0 0
MCDONALDS CORP COMMON STOCK 580135101 1228 32850 SH DEFINED 6950 0 25900
MCDONALDS CORP COMMON STOCK 580135101 38 1025 SH OTHER 1025 0 0
MCGRAW-HILL COMPANIES, INC COMMON STOCK 580645109 350 7695 SH DEFINED 6095 0 1600
MCGRAW-HILL COMPANIES, INC COMMON STOCK 580645109 127 2800 SH OTHER 2800 0 0
MCI WORLDCOM, INC COMMON STOCK 55268B106 1052 23209 SH DEFINED 13359 0 9850
MCI WORLDCOM, INC COMMON STOCK 55268B106 122 2700 SH OTHER 2700 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 4 180 SH DEFINED 180 0 0
MCLEODUSA INC COMMON STOCK 582266102 738 8700 SH DEFINED 3400 0 5300
MEDIAONE GROUP, INC COMMON STOCK 58440J104 442 5456 SH DEFINED 2156 0 3300
MEDIAONE GROUP, INC COMMON STOCK 58440J104 24 300 SH OTHER 300 0 0
MEDIMMUNE INC COMMON STOCK 584699102 383 2200 SH DEFINED 700 0 1500
MEDTRONIC, INC COMMON STOCK 585055106 393 7640 SH DEFINED 4140 0 3500
MEDTRONIC, INC COMMON STOCK 585055106 14 275 SH OTHER 275 0 0
MELLON FINANCIAL CORP COMMON STOCK 58551A108 42 1400 SH OTHER 1400 0 0
MENS WEARHOUSE, INC COMMON STOCK 587118100 10 337 SH DEFINED 337 0 0
MERCK & CO INC COMMON STOCK 589331107 5235 84265 SH DEFINED 38765 0 45500
MERCK & CO INC COMMON STOCK 589331107 77 1244 SH OTHER 1244 0 0
MERRILL LYNCH & CO, INC COMMON STOCK 590188108 244 2325 SH DEFINED 2325 0 0
MERRILL LYNCH & CO, INC COMMON STOCK 590188108 13 125 SH OTHER 125 0 0
METROMEDIA FIBER NETWORK INC COMMON STOCK 591689104 40 417 SH DEFINED 417 0 0
METTLER-TOLEDO INTL INC COMMON STOCK 592688105 74 1800 SH DEFINED 0 0 1800
METTLER-TOLEDO INTL INC COMMON STOCK 592688105 8 200 SH OTHER 200 0 0
MGIC INVESTMENT CORPORATION COMMON STOCK 552848103 457 10480 SH DEFINED 10450 0 30
MICRON TECHNOLOGY INC. COMMON STOCK 595112103 25 200 SH DEFINED 200 0 0
MICROSOFT CORP COMMON STOCK 594918104 11303 106385 SH DEFINED 30685 0 75700
MICROSOFT CORP COMMON STOCK 594918104 70 655 SH OTHER 655 0 0
MIDCOAST ENERGY RES INC COMMON STOCK 59563W104 30 1800 SH DEFINED 0 0 1800
MIDCOAST ENERGY RES INC COMMON STOCK 59563W104 8 500 SH OTHER 500 0 0
MILLENNIUM CHEMICALS INC COMMON STOCK 599903101 386 19300 SH DEFINED 19300 0 0
MILLER HERMAN, INC COMMON STOCK 600544100 876 31300 SH DEFINED 0 0 31300
MILLIPORE CORP COMMON STOCK 601073109 17 300 SH DEFINED 300 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 951 10737 SH DEFINED 2637 0 8100
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 416 4700 SH OTHER 4700 0 0
MODEM MEDIA POPPE TYSON INC COMMON STOCK 607533106 460 14200 SH DEFINED 0 0 14200
MOHAWK INDS INC COMMON STOCK 608190104 107 4800 SH DEFINED 0 0 4800
MOHAWK INDS INC COMMON STOCK 608190104 27 1200 SH OTHER 1200 0 0
MOLEX INC COMMON STOCK 608554101 29 500 SH DEFINED 500 0 0
MONSANTO CO COMMON STOCK 611662107 367 7120 SH DEFINED 7120 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 424 3219 SH DEFINED 3219 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 53 400 SH OTHER 400 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 878 10600 SH DEFINED 4800 0 5800
MORRISON MANAGEMENT SPECIALIST COMMON STOCK 618459101 708 25500 SH DEFINED 0 0 25500
MOTOROLA, INC. COMMON STOCK 620076109 2458 16835 SH DEFINED 10335 0 6500
MOTOROLA, INC. COMMON STOCK 620076109 251 1720 SH OTHER 1720 0 0
MURPHY OIL CORP COMMON STOCK 626717102 29 500 SH OTHER 500 0 0
NABISCO GROUP HLDG CORP COMMON STOCK 62952P102 1072 88900 SH DEFINED 0 0 88900
NASDAQ 100 TRUST COMMON STOCK 631100104 44 400 SH DEFINED 400 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 62 3000 SH DEFINED 3000 0 0
NATIONAL DATA CORP COMMON STOCK 635621105 42 1600 SH DEFINED 0 0 1600
NATIONAL DATA CORP COMMON STOCK 635621105 10 400 SH OTHER 400 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 232 5200 SH DEFINED 5200 0 0
NATIONAL FUEL GAS COMPANY COMMON STOCK 636180101 223 5000 SH OTHER 5000 0 0
NATIONAL PWR PLC ADR COMMON STOCK 637194408 3 150 SH DEFINED 0 0 150
NATIONAL-OILWELL INC COMMON STOCK 637071101 179 5800 SH DEFINED 0 0 5800
NATIONAL-OILWELL INC COMMON STOCK 637071101 40 1300 SH OTHER 1300 0 0
NATIONWIDE HEALTH PPTYS INC COMMON STOCK 638620104 2 220 SH DEFINED 220 0 0
NBC INTERNET INC COMMON STOCK 62873D105 883 20500 SH DEFINED 0 0 20500
NCR CORP COMMON STOCK 62886E108 115 2862 SH DEFINED 62 0 2800
NCR CORP COMMON STOCK 62886E108 20 506 SH OTHER 506 0 0
NEIMAN-MARCUS GROUP INC COMMON STOCK 640204301 28 1000 SH DEFINED 0 0 1000
NEIMAN-MARCUS GROUP INC COMMON STOCK 640204301 6 200 SH OTHER 200 0 0
NEIMAN-MARCUS GROUP INC CL A COMMON STOCK 640204202 10 375 SH DEFINED 375 0 0
NETWORK APPLIANCE INC COMMON STOCK 64120L104 546 6600 SH DEFINED 2800 0 3800
NETWORK SOLUTIONS INC DEL COMMON STOCK 64121Q102 738 4800 SH DEFINED 0 0 4800
NEW PLAN EXCEL REALTY TRUST COMMON STOCK 648053106 21 1500 SH OTHER 1500 0 0
NEW YORK TIMES CO, CLASS A COMMON STOCK 650111107 734 17085 SH DEFINED 2785 0 14300
NEWELL RUBBERMAID INC COMMON STOCK 651229106 10 400 SH DEFINED 400 0 0
NEXTEL COMMUNICATIONS, INC COMMON STOCK 65332V103 667 4500 SH DEFINED 1900 0 2600
NEXTLINK COMMUNICATIONS INC COMMON STOCK 65333H707 62 500 SH DEFINED 500 0 0
NIKE, INC CLASS B COMMON STOCK 654106103 6 150 SH OTHER 0 0 150
NOKIA CORP COMMON STOCK 654902204 22 100 SH DEFINED 100 0 0
NOKIA CORP COMMON STOCK 654902204 11 50 SH OTHER 50 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 43 3000 SH DEFINED 0 0 3000
NORTH FORK BANCORPORATION INC COMMON STOCK 659424105 115 6450 SH DEFINED 0 0 6450
NORTH FORK BANCORPORATION INC COMMON STOCK 659424105 29 1600 SH OTHER 1600 0 0
NORTHEAST UTILS COMMON STOCK 664397106 475 22100 SH DEFINED 22100 0 0
NORTHERN TRUST CORP COMMON STOCK 665859104 14 200 SH OTHER 200 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 111 2100 SH DEFINED 0 0 2100
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 32 600 SH OTHER 600 0 0
NORTHWEST NAT GAS CO COMMON STOCK 667655104 66 3400 SH DEFINED 0 0 3400
NORTHWEST NAT GAS CO COMMON STOCK 667655104 16 800 SH OTHER 800 0 0
NOVELL, INC COMMON STOCK 670006105 77 2700 SH OTHER 2700 0 0
NUCOR CORP COMMON STOCK 670346105 802 16040 SH DEFINED 16000 0 40
NUEVO ENERGY CO COMMON STOCK 670509108 454 21100 SH DEFINED 600 0 20500
OAK TECHNOLOGY INC COMMON STOCK 671802106 312 16200 SH DEFINED 0 0 16200
OCCIDENTAL PETE CORP COMMON STOCK 674599105 1463 70500 SH DEFINED 70500 0 0
OCEAN ENERGY, INC COMMON STOCK 67481E106 86 6000 SH DEFINED 6000 0 0
OEA INC COMMON STOCK 670826106 127 13200 SH DEFINED 0 0 13200
OHIO CAS CORP COMMON STOCK 677240103 70 3900 SH DEFINED 0 0 3900
OHIO CAS CORP COMMON STOCK 677240103 21 1200 SH OTHER 1200 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 37 400 SH DEFINED 400 0 0
OPTI INC COMMON STOCK 683960108 29 5600 SH DEFINED 0 0 5600
ORACLE CORPORATION COMMON STOCK 68389X105 5635 72185 SH DEFINED 26185 0 46000
ORACLE CORPORATION COMMON STOCK 68389X105 110 1415 SH OTHER 1415 0 0
OWENS CORNING COMMON STOCK 69073F103 6 320 SH DEFINED 320 0 0
OXFORD HEALTH PLANS INC COMMON STOCK 691471106 18 1200 SH DEFINED 1200 0 0
OXFORD INDS INC COMMON STOCK 691497309 58 3200 SH DEFINED 0 0 3200
OXFORD INDS INC COMMON STOCK 691497309 18 1000 SH OTHER 1000 0 0
PACTIV CORP COMMON STOCK 695257105 126 14525 SH DEFINED 14525 0 0
PALL CORP COMMON STOCK 696429307 929 41390 SH DEFINED 41300 0 90
PALL CORP COMMON STOCK 696429307 22 1000 SH OTHER 1000 0 0
PALM INC. COMMON STOCK 696642107 4 100 SH DEFINED 100 0 0
PARK PLACE ENTERTAINMENT CORP COMMON STOCK 700690100 12 1000 SH OTHER 1000 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 19 450 SH DEFINED 450 0 0
PATTERSON ENERGY, INC COMMON STOCK 703414102 38 1200 SH DEFINED 1200 0 0
PE CORP BIOSYSTEMS GROUP COMMON STOCK 69332S102 29 300 SH DEFINED 300 0 0
PE CORP COM CELLERA GENOMICS G COMMON STOCK 69332S201 497 5400 SH DEFINED 0 0 5400
PENN OCTANE CORP. COMMON STOCK 707573101 19 2000 SH OTHER 2000 0 0
PENNEY J C INC COMMON STOCK 708160106 1 100 SH OTHER 100 0 0
PENNZOIL-QUAKER ST CO COMMON STOCK 709323109 6 600 SH OTHER 600 0 0
PEOPLES HERITAGE FINL GROUP IN COMMON STOCK 711147108 30 2000 SH DEFINED 2000 0 0
PEOPLESOFT, INC COMMON STOCK 712713106 1000 49994 SH DEFINED 0 0 49994
PEPSICO, INC COMMON STOCK 713448108 3498 100307 SH DEFINED 39607 0 60700
PEPSICO, INC COMMON STOCK 713448108 173 4949 SH OTHER 4949 0 0
PFIZER, INC COMMON STOCK 717081103 3866 105749 SH DEFINED 42749 0 63000
PFIZER, INC COMMON STOCK 717081103 41 1132 SH OTHER 1132 0 0
PHARMACIA & UPJOHN, INC COMMON STOCK 716941109 145 2440 SH DEFINED 2440 0 0
PHILIP MORRIS COMPANIES, INC COMMON STOCK 718154107 2034 96285 SH DEFINED 67685 0 28600
PHILIP MORRIS COMPANIES, INC COMMON STOCK 718154107 243 11525 SH OTHER 10725 0 800
PHILLIPS PETE CO COMMON STOCK 718507106 1360 29400 SH DEFINED 29400 0 0
PHILLIPS PETE CO COMMON STOCK 718507106 10 225 SH OTHER 225 0 0
PINNACLE WEST CAPITAL CORP. COMMON STOCK 723484101 163 5800 SH DEFINED 1800 0 4000
PINNACLE WEST CAPITAL CORP. COMMON STOCK 723484101 25 900 SH OTHER 900 0 0
PITTSTON CO COMMON STOCK 725701106 61 3600 SH DEFINED 0 0 3600
PITTSTON CO COMMON STOCK 725701106 15 900 SH OTHER 900 0 0
PLAYTEX PRODS INC COMMON STOCK 72813P100 338 26000 SH DEFINED 0 0 26000
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 7 300 SH OTHER 300 0 0
PMC SIERRA INC. COMMON STOCK 69344F106 1670 8200 SH DEFINED 2000 0 6200
PNC BANK CORP COMMON STOCK 693475105 883 19600 SH DEFINED 19600 0 0
PNC BANK CORP COMMON STOCK 693475105 27 600 SH OTHER 600 0 0
POTASH CORP SASK, INC COMMON STOCK 73755L107 5 100 SH DEFINED 100 0 0
PPG INDS INC COMMON STOCK 693506107 68 1300 SH DEFINED 1300 0 0
PRIMARK CORP COMMON STOCK 741903108 832 34500 SH DEFINED 0 0 34500
PRIME HOSPITALITY CORP COMMON STOCK 741917108 270 37300 SH DEFINED 0 0 37300
PROCTER & GAMBLE CO COMMON STOCK 742718109 3142 55605 SH DEFINED 30605 0 25000
PROCTER & GAMBLE CO COMMON STOCK 742718109 475 8400 SH OTHER 8400 0 0
PRODIGY COMMUNICATIONS CORP COMMON STOCK 74283P107 30 2000 SH DEFINED 2000 0 0
PROGRESSIVE CORP OHIO COMMON STOCK 743315103 11 150 SH OTHER 75 0 75
PROLOGIS TRUST COMMON STOCK 743410102 5 272 SH DEFINED 272 0 0
PSS WORLD MED INC COMMON STOCK 69366A100 308 45400 SH DEFINED 0 0 45400
PTEK HOLDINGS INC COMMON STOCK 69366M104 7 1000 SH DEFINED 1000 0 0
PUBLIC SERVICE CO NEW MEXICO COMMON STOCK 744499104 6 400 SH DEFINED 400 0 0
PUBLIC STORAGE INC COMMON STOCK 74460D109 5 235 SH DEFINED 235 0 0
PUBLIC STORAGE INC DPSITRY SH COMMON STOCK 74460D729 0 7 SH DEFINED 7 0 0
QLOGIC CORP COMMON STOCK 747277101 41 300 SH DEFINED 300 0 0
QUADRAMED CORP COMMON STOCK 74730W101 133 23200 SH DEFINED 0 0 23200
QUALCOMM INC COMMON STOCK 747525103 2329 15600 SH DEFINED 1900 0 13700
QUESTAR CORP COMMON STOCK 748356102 4 200 SH OTHER 200 0 0
QUIKSILVER INC COMMON STOCK 74838C106 422 24000 SH DEFINED 0 0 24000
QWEST COMMUNICATIONS INTL, INC COMMON STOCK 749121109 11 232 SH DEFINED 232 0 0
R H DONNELLEY CORP COMMON STOCK 74955W307 417 24500 SH DEFINED 0 0 24500
RAILAMERICA INC COMMON STOCK 750753105 169 25000 SH DEFINED 0 0 25000
RAINMAKER SYSTEMS, INC COMMON STOCK 750875106 8 1000 SH DEFINED 1000 0 0
RALSTON PURINA CO COMMON STOCK 751277302 1312 47700 SH DEFINED 0 0 47700
RAYTHEON CO CL B COMMON STOCK 755111408 154 8700 SH DEFINED 8700 0 0
RAYTHEON CO-CLASS A COMMON STOCK 755111309 0 17 SH DEFINED 17 0 0
REGIONS FINL CORP COMMON STOCK 758940100 50 2200 SH DEFINED 2200 0 0
RELIANT ENERGY INC. COMMON STOCK 75952J108 1319 55973 SH DEFINED 55973 0 0
RELIANT ENERGY INC. COMMON STOCK 75952J108 7 300 SH OTHER 300 0 0
RELIASTAR FINANCIAL CORP COMMON STOCK 75952U103 136 4000 SH DEFINED 4000 0 0
REPUBLIC SVCS INC COMMON STOCK 760759100 123 11200 SH OTHER 11200 0 0
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 138 5100 SH DEFINED 100 0 5000
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 24 900 SH OTHER 900 0 0
RGS ENERGY GROUP INC COMMON STOCK 74956K104 36 1700 SH DEFINED 0 0 1700
RGS ENERGY GROUP INC COMMON STOCK 74956K104 9 400 SH OTHER 400 0 0
RICHMOND CNTY FINL CORP COMMON STOCK 764556106 239 14800 SH DEFINED 0 0 14800
ROBBINS & MYERS INC COMMON STOCK 770196103 78 3300 SH DEFINED 0 0 3300
ROBBINS & MYERS INC COMMON STOCK 770196103 28 1200 SH OTHER 1200 0 0
ROCKWELL INTERNATIONAL CORP COMMON STOCK 773903109 46 1100 SH DEFINED 0 0 1100
ROHM & HAAS CO COMMON STOCK 775371107 1071 24000 SH DEFINED 0 0 24000
ROHM & HAAS CO COMMON STOCK 775371107 254 5700 SH OTHER 5700 0 0
RUSS BERRIE & CO INC COMMON STOCK 782233100 35 1900 SH DEFINED 0 0 1900
RUSS BERRIE & CO INC COMMON STOCK 782233100 7 400 SH OTHER 400 0 0
SAFEGUARD SCIENTIFICS INC COMMON STOCK 786449108 269 3900 SH DEFINED 0 0 3900
SAFEWAY INC COMMON STOCK 786514208 710 15690 SH DEFINED 6190 0 9500
SAKS, INC COMMON STOCK 79377W108 113 7800 SH OTHER 7800 0 0
SALOMON BROS 2008 WW$ GOVT (SB COMMON STOCK 79548R103 8 1000 SH DEFINED 1000 0 0
SANDISK CORP COMMON STOCK 80004C101 637 5200 SH DEFINED 2000 0 3200
SARA LEE CORP COMMON STOCK 803111103 392 21765 SH DEFINED 19765 0 2000
SARA LEE CORP COMMON STOCK 803111103 544 30200 SH OTHER 30200 0 0
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 3625 86042 SH DEFINED 82042 0 4000
SBC COMMUNICATIONS, INC. COMMON STOCK 78387G103 548 13000 SH OTHER 13000 0 0
SCANA CORP NEW COMMON STOCK 80589M102 9 350 SH OTHER 350 0 0
SCHEIN HENRY INC COMMON STOCK 806407102 356 22000 SH DEFINED 0 0 22000
SCHERING PLOUGH CORP. COMMON STOCK 806605101 2630 70850 SH DEFINED 26950 0 43900
SCHERING PLOUGH CORP. COMMON STOCK 806605101 2055 55350 SH OTHER 55350 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 7939 103778 SH DEFINED 103778 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 323 4225 SH OTHER 4225 0 0
SCHWEITZER-MAUDUIT INTL INC COMMON STOCK 808541106 34 2600 SH DEFINED 0 0 2600
SCHWEITZER-MAUDUIT INTL INC COMMON STOCK 808541106 16 1200 SH OTHER 1200 0 0
SCOTTS CO COMMON STOCK 810186106 50 1200 SH DEFINED 0 0 1200
SCOTTS CO COMMON STOCK 810186106 21 500 SH OTHER 500 0 0
SDL INC COMMON STOCK 784076101 21 100 SH DEFINED 100 0 0
SEACOR HLDGS INC COMMON STOCK 811904101 676 11200 SH DEFINED 0 0 11200
SEALED AIR CORP COMMON STOCK 81211K100 6 107 SH DEFINED 107 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 840 27440 SH DEFINED 27440 0 0
SERVICE CORP INTERNATIONAL COMMON STOCK 817565104 14 4704 SH DEFINED 4704 0 0
SERVICE CORP INTERNATIONAL COMMON STOCK 817565104 1 200 SH OTHER 0 0 200
SHERWIN WILLIAMS CO COMMON STOCK 824348106 12 530 SH DEFINED 530 0 0
SHOPKO STORES INC COMMON STOCK 824911101 11 600 SH DEFINED 0 0 600
SIEBEL SYS INC COMMON STOCK 826170102 24 200 SH DEFINED 200 0 0
SIGCORP INC COMMON STOCK 826912107 55 2150 SH DEFINED 450 0 1700
SIGCORP INC COMMON STOCK 826912107 10 400 SH OTHER 400 0 0
SIMON PROPERTY GROUP, INC. COMMON STOCK 828806109 128 5500 SH DEFINED 0 0 5500
SIMON PROPERTY GROUP, INC. COMMON STOCK 828806109 28 1200 SH OTHER 1200 0 0
SL GREEN RLTY CORP COMMON STOCK 78440X101 52 2200 SH DEFINED 0 0 2200
SL GREEN RLTY CORP COMMON STOCK 78440X101 10 400 SH OTHER 400 0 0
SLM HOLDING CORP COMMON STOCK 78442A109 53 1600 SH DEFINED 1600 0 0
SMURFIT-STONE CONTAINER CORP. COMMON STOCK 832727101 93 5520 SH OTHER 5520 0 0
SOLECTRON CORP COMMON STOCK 834182107 13 330 SH DEFINED 330 0 0
SOLECTRON CORP COMMON STOCK 834182107 6 160 SH OTHER 160 0 0
SOLUTIA, INC COMMON STOCK 834376105 7 500 SH DEFINED 500 0 0
SONOCO PRODUCTS CO. COMMON STOCK 835495102 94 4100 SH DEFINED 0 0 4100
SONOCO PRODUCTS CO. COMMON STOCK 835495102 32 1400 SH OTHER 1400 0 0
SOTHEBYS HLDGS INC CL A COMMON STOCK 835898107 716 38200 SH DEFINED 0 0 38200
SOUTHERN CO COMMON STOCK 842587107 18 834 SH OTHER 834 0 0
SOUTHTRUST CORP COMMON STOCK 844730101 619 24350 SH DEFINED 24300 0 50
SOUTHWEST AIRLINES COMPANY COMMON STOCK 844741108 288 13849 SH DEFINED 13849 0 0
SOUTHWEST AIRLINES COMPANY COMMON STOCK 844741108 7 337 SH OTHER 337 0 0
SOVEREIGN BANCORP INC COMMON STOCK 845905108 84 11060 SH DEFINED 0 0 11060
SOVEREIGN BANCORP INC COMMON STOCK 845905108 18 2400 SH OTHER 2400 0 0
SPINNAKER EXPLORATION CO COMMON STOCK 84855W109 23 1000 SH DEFINED 1000 0 0
SPRINT CORP (FON GROUP) COMMON STOCK 852061100 1648 26050 SH DEFINED 2350 0 23700
SPRINT CORP (PCS GROUP) COMMON STOCK 852061506 2631 40174 SH DEFINED 1474 0 38700
ST PAUL COS INC COMMON STOCK 792860108 157 4600 SH DEFINED 0 0 4600
ST PAUL COS INC COMMON STOCK 792860108 41 1200 SH OTHER 1200 0 0
STANDEX INTL CORP COMMON STOCK 854231107 59 3800 SH DEFINED 0 0 3800
STANDEX INTL CORP COMMON STOCK 854231107 17 1100 SH OTHER 1100 0 0
STARWOOD FINL INC COMMON STOCK 85569R104 89 5060 SH DEFINED 0 0 5060
STARWOOD FINL INC COMMON STOCK 85569R104 25 1400 SH OTHER 1400 0 0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK 85590A203 675 26200 SH DEFINED 0 0 26200
STATE STREET CORP COMMON STOCK 857477103 1799 18575 SH DEFINED 575 0 18000
STATE STREET CORP COMMON STOCK 857477103 44 455 SH OTHER 355 0 100
STEIN MART INC COMMON STOCK 858375108 911 110400 SH DEFINED 0 0 110400
STERLING SOFTWARE INC COMMON STOCK 859547101 118 3600 SH DEFINED 0 0 3600
STERLING SOFTWARE INC COMMON STOCK 859547101 10 300 SH OTHER 300 0 0
STEWART ENTERPRISES, INC COMMON STOCK 860370105 11 2200 SH OTHER 2200 0 0
SUMMIT BANCORP COMMON STOCK 866005101 6 225 SH OTHER 225 0 0
SUN MICROSYSTEMS, INC COMMON STOCK 866810104 4863 51900 SH DEFINED 11500 0 40400
SUN MICROSYSTEMS, INC COMMON STOCK 866810104 19 200 SH OTHER 200 0 0
SUNBEAM CORPORATION COMMON STOCK 867071102 9 2100 SH DEFINED 2100 0 0
SUNBEAM CORPORATION COMMON STOCK 867071102 2 400 SH OTHER 400 0 0
SUNOCO, INC. COMMON STOCK 86764P109 17 618 SH DEFINED 618 0 0
SUNOCO, INC. COMMON STOCK 86764P109 16 600 SH OTHER 600 0 0
SUNTRUST BANKS, INC COMMON STOCK 867914103 29 500 SH DEFINED 500 0 0
SUNTRUST BANKS, INC COMMON STOCK 867914103 9 150 SH OTHER 150 0 0
SUPERIOR CONSULTANT HLDGS CORP COMMON STOCK 868146101 676 40200 SH DEFINED 0 0 40200
SWIFT TRANSPORTATION CO. COMMON STOCK 870756103 8 400 SH DEFINED 400 0 0
SYMANTEC CORP COMMON STOCK 871503108 285 3800 SH DEFINED 0 0 3800
SYSTEMS & COMPUTER TECHNOLOGY COMMON STOCK 871873105 505 21600 SH DEFINED 0 0 21600
S1 CORP COMMON STOCK 78463B101 788 9200 SH DEFINED 0 0 9200
TALK COM INC COMMON STOCK 874264104 920 57500 SH DEFINED 0 0 57500
TANDY CORP COMMON STOCK 875382103 634 12500 SH DEFINED 0 0 12500
TANGER FACTORY OUTLET CTRS INC COMMON STOCK 875465106 33 1700 SH DEFINED 0 0 1700
TANGER FACTORY OUTLET CTRS INC COMMON STOCK 875465106 8 400 SH OTHER 400 0 0
TARGET CORPORATION COMMON STOCK 87612E106 146 1950 SH DEFINED 1800 0 150
TARGET CORPORATION COMMON STOCK 87612E106 11 150 SH OTHER 150 0 0
TECHNOLOGY SOLUTIONS CO COMMON STOCK 87872T108 542 59350 SH DEFINED 0 0 59350
TEKTRONIX INC COMMON STOCK 879131100 213 3800 SH DEFINED 0 0 3800
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 9 500 SH DEFINED 0 0 500
TELLABS, INC COMMON STOCK 879664100 31 500 SH DEFINED 500 0 0
TENNECO AUTOMOTIVE INC COMMON STOCK 880349105 3 325 SH DEFINED 325 0 0
TERADYNE INC COMMON STOCK 880770102 41 500 SH DEFINED 500 0 0
TEREX CORP NEW COMMON STOCK 880779103 377 26200 SH DEFINED 0 0 26200
TEXACO, INC COMMON STOCK 881694103 504 9375 SH DEFINED 9375 0 0
TEXACO, INC COMMON STOCK 881694103 108 2000 SH OTHER 2000 0 0
TEXAS INDUSTRIES, INC COMMON STOCK 882491103 82 2600 SH DEFINED 200 0 2400
TEXAS INDUSTRIES, INC COMMON STOCK 882491103 16 500 SH OTHER 500 0 0
TEXAS INSTRUMENTS, INC. COMMON STOCK 882508104 6745 42155 SH DEFINED 20055 0 22100
TEXAS INSTRUMENTS, INC. COMMON STOCK 882508104 63 395 SH OTHER 395 0 0
TEXAS UTILITIES CO COMMON STOCK 882848104 28 930 SH DEFINED 930 0 0
TEXAS UTILITIES CO COMMON STOCK 882848104 45 1500 SH OTHER 1500 0 0
TEXTRON INC COMMON STOCK 883203101 791 13000 SH DEFINED 0 0 13000
TEXTRON INC COMMON STOCK 883203101 190 3125 SH OTHER 3125 0 0
THOMAS & BETTS CORP COMMON STOCK 884315102 14 500 SH OTHER 500 0 0
TIDEWATER, INC COMMON STOCK 886423102 5 150 SH DEFINED 150 0 0
TIME WARNER, INC COMMON STOCK 887315109 4752 47520 SH DEFINED 11820 0 35700
TIME WARNER, INC COMMON STOCK 887315109 20 200 SH OTHER 200 0 0
TJX COMPANIES, INC COMMON STOCK 872540109 107 4800 SH DEFINED 4800 0 0
TORCHMARK CORP COMMON STOCK 891027104 5 200 SH DEFINED 0 0 200
TOYS R US, INC COMMON STOCK 892335100 976 65900 SH DEFINED 65900 0 0
TOYS R US, INC COMMON STOCK 892335100 2 162 SH OTHER 162 0 0
TRANS WORLD ENTMT CORP COMMON STOCK 89336Q100 378 37800 SH DEFINED 0 0 37800
TRAVELOCITY.COM INC COMMON STOCK 893953109 173 5900 SH DEFINED 0 0 5900
TRI-CONTINENTAL CORP (TY) COMMON STOCK 895436103 90 3545 SH OTHER 3545 0 0
TRIBUNE CO COMMON STOCK 896047107 5 150 SH OTHER 150 0 0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 16 500 SH DEFINED 0 0 500
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 37 1200 SH OTHER 1200 0 0
TRIDENT MICROSYSTEMS INC COMMON STOCK 895919108 102 9700 SH DEFINED 0 0 9700
TRITON ENERGY LTD COMMON STOCK G90751101 263 7500 SH DEFINED 7500 0 0
TRUE NORTH COMMUNICATIONS INC COMMON STOCK 897844106 837 21300 SH DEFINED 0 0 21300
TRW INC COMMON STOCK 872649108 550 9400 SH DEFINED 9400 0 0
TV GUIDE INC CL A COMMON STOCK 87307Q109 803 16700 SH DEFINED 0 0 16700
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 34 684 SH DEFINED 634 0 50
TYCO INTERNATIONAL LTD COMMON STOCK 902124106 328 6546 SH OTHER 6546 0 0
U S CONCRETE INC COMMON STOCK 90333L102 22 3700 SH DEFINED 0 0 3700
U S FOODSERVICE COMMON STOCK 90331R101 38 1480 SH DEFINED 1400 0 80
U S WEST, INC (NEW) COMMON STOCK 91273H101 137 1887 SH DEFINED 1887 0 0
U S WEST, INC (NEW) COMMON STOCK 91273H101 108 1485 SH OTHER 1485 0 0
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK 904000106 166 6550 SH DEFINED 550 0 6000
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK 904000106 30 1200 SH OTHER 1200 0 0
UNICOM CORP COMMON STOCK 904911104 245 6700 SH DEFINED 6700 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 8 200 SH DEFINED 200 0 0
UNITED RETAIL GROUP INC COMMON STOCK 911380103 224 23600 SH DEFINED 0 0 23600
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 72 1140 SH DEFINED 1140 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 8 125 SH OTHER 125 0 0
UNIVERSAL FOODS CORP COMMON STOCK 913538104 188 8800 SH DEFINED 0 0 8800
UNIVERSAL FOODS CORP COMMON STOCK 913538104 62 2900 SH OTHER 2900 0 0
UNIVERSAL HEALTH SERV.B COMMON STOCK 913903100 127 2600 SH DEFINED 0 0 2600
UNIVERSAL HEALTH SERV.B COMMON STOCK 913903100 29 600 SH OTHER 600 0 0
UNIVISION COMMUNICATIONS INC COMMON STOCK 914906102 350 3100 SH DEFINED 0 0 3100
UNOCAL CORP COMMON STOCK 915289102 12 400 SH DEFINED 400 0 0
US AIRWAYS GROUP INC COMMON STOCK 911905107 42 1500 SH DEFINED 1500 0 0
UST, INC COMMON STOCK 902911106 706 45200 SH DEFINED 45200 0 0
UST, INC COMMON STOCK 902911106 9 600 SH OTHER 0 0 600
USX-MARATHON GROUP COMMON STOCK 902905827 3 100 SH DEFINED 100 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 130 5000 SH OTHER 5000 0 0
VALUEVISION INT'L. CLASS A COMMON STOCK 92047K107 14 350 SH DEFINED 350 0 0
VARIAN INC COMMON STOCK 922206107 84 2200 SH DEFINED 0 0 2200
VARIAN INC COMMON STOCK 922206107 19 500 SH OTHER 500 0 0
VARIAN MED SYS INC COMMON STOCK 92220P105 87 1900 SH DEFINED 0 0 1900
VARIAN MED SYS INC COMMON STOCK 92220P105 9 200 SH OTHER 200 0 0
VENTAS INC COMMON STOCK 92276F100 408 123300 SH DEFINED 0 0 123300
VERISIGN INC COMMON STOCK 92343E102 927 6200 SH DEFINED 1000 0 5200
VERITAS DGC INC COMMON STOCK 92343P107 841 29900 SH DEFINED 0 0 29900
VERITAS SOFTWARE CORP COMMON STOCK 923436109 1218 9300 SH DEFINED 2000 0 7300
VIACOM, INC COMMON STOCK 925524308 47 900 SH DEFINED 900 0 0
VIAD CORP COMMON STOCK 92552R109 12 504 SH DEFINED 504 0 0
VIGNETTE CORP. COMMON STOCK 926734104 128 800 SH DEFINED 300 0 500
VISHAY INTERTECHNOLOGY INC COMMON STOCK 928298108 96 1725 SH DEFINED 1725 0 0
VITESSE SIMICONDUCTOR CORP. COMMON STOCK 928497106 1097 11400 SH DEFINED 4400 0 7000
VOICESTREAM WIRELESS CORP COMMON STOCK 928615103 39 300 SH DEFINED 0 0 300
WACHOVIA CORP. COMMON STOCK 929771103 27 400 SH OTHER 400 0 0
WAL-MART STORES, INC COMMON STOCK 931142103 5053 89439 SH DEFINED 39039 0 50400
WAL-MART STORES, INC COMMON STOCK 931142103 2375 42035 SH OTHER 42035 0 0
WALGREEN CO COMMON STOCK 931422109 1542 59900 SH DEFINED 4400 0 55500
WALLACE COMPUTER SERVICES, INC COMMON STOCK 932270101 5 400 SH DEFINED 400 0 0
WARNACO GROUP, INC CLASS A COMMON STOCK 934390105 217 18370 SH DEFINED 3970 0 14400
WARNACO GROUP, INC CLASS A COMMON STOCK 934390105 21 1800 SH OTHER 1800 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 3771 38600 SH DEFINED 3900 0 34700
WARNER LAMBERT CO COMMON STOCK 934488107 15 150 SH OTHER 150 0 0
WASHINGTON MUTUAL, INC COMMON STOCK 939322103 1795 67750 SH DEFINED 29700 0 38050
WASHINGTON MUTUAL, INC COMMON STOCK 939322103 262 9900 SH OTHER 9900 0 0
WASHINGTON POST CO, CLASS B COMMON STOCK 939640108 271 500 SH OTHER 500 0 0
WASTE MANAGEMENT, INC COMMON STOCK 94106L109 1004 73340 SH DEFINED 73300 0 40
WATSON PHARMACEUTICALS, INC COMMON STOCK 942683103 28 700 SH OTHER 700 0 0
WEATHERFORD INTL, INC COMMON STOCK 947074100 88 1500 SH OTHER 1500 0 0
WELLS FARGO & CO COMMON STOCK 949746101 103 2537 SH DEFINED 2537 0 0
WENDYS INTERNATIONAL, INC. COMMON STOCK 950590109 1393 69000 SH DEFINED 62100 0 6900
WENDYS INTERNATIONAL, INC. COMMON STOCK 950590109 34 1700 SH OTHER 1700 0 0
WERNER ENTERPRISES INC COMMON STOCK 950755108 133 7850 SH DEFINED 0 0 7850
WERNER ENTERPRISES INC COMMON STOCK 950755108 37 2200 SH OTHER 2200 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 20 350 SH DEFINED 350 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 13 225 SH OTHER 225 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 1790 30540 SH DEFINED 16300 0 14240
WHIRLPOOL CORP COMMON STOCK 963320106 270 4600 SH OTHER 4600 0 0
WHITMAN CORP NEW COMMON STOCK 96647R107 91 6500 SH DEFINED 6500 0 0
WHOLE FOODS MARKET, INC. COMMON STOCK 966837106 15 350 SH OTHER 350 0 0
WHX CORP COMMON STOCK 929248102 191 27800 SH DEFINED 0 0 27800
WILEY JOHN & SONS INC COMMON STOCK 968223206 830 46100 SH DEFINED 0 0 46100
WILLIAMS COS, INC COMMON STOCK 969457100 1090 24800 SH DEFINED 5100 0 19700
WILLIAMS COS, INC COMMON STOCK 969457100 202 4600 SH OTHER 4600 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 983 12800 SH DEFINED 0 0 12800
WRIGLEY WM JR CO COMMON STOCK 982526105 8 100 SH OTHER 100 0 0
XEROX CORP COMMON STOCK 984121103 91 3500 SH OTHER 3500 0 0
XILINX INC COMMON STOCK 983919101 414 5000 SH DEFINED 400 0 4600
YAHOO!INC. COMMON STOCK 984332106 2588 15100 SH DEFINED 4100 0 11000
YAHOO!INC. COMMON STOCK 984332106 5 32 SH OTHER 32 0 0
ZEBRA TECHNOLOGIES CORP COMMON STOCK 989207105 215 4300 SH DEFINED 0 0 4300
3COM CORP COMMON STOCK 885535104 22 400 SH DEFINED 400 0 0
ALCATEL ALSTHOM ADR COMMON STOCK 013904305 11 260 SH DEFINED 0 0 260
ALCATEL ALSTHOM ADR COMMON STOCK 013904305 22 500 SH OTHER 500 0 0
BANCO BILBAO VIZCAYA ARGENTARI COMMON STOCK 05946K101 3 233 SH DEFINED 0 0 233
BP AMOCO P L C COMMON STOCK 055622104 720 13517 SH DEFINED 10317 0 3200
CADBURY SCHWEPPES P L C COMMON STOCK 127209302 7 240 SH DEFINED 0 0 240
CANON INC, ADR COMMON STOCK 138006309 7 170 SH DEFINED 0 0 170
COMPANHIA CERVEJARIA BRAHMA COMMON STOCK 20440X103 5 290 SH DEFINED 0 0 290
COMPANIA ANONIMA NACIONAL TELE COMMON STOCK 204421101 4 140 SH DEFINED 0 0 140
CORUS GROUP PLC-SPONS ADR COMMON STOCK 22087M101 3 170 SH DEFINED 0 0 170
DE BEERS CONS MINES LTD COMMON STOCK 240253302 4 170 SH DEFINED 0 0 170
DIAGEO PLC, ADR COMMON STOCK 25243Q205 5 168 SH DEFINED 0 0 168
ENI S P A ADR COMMON STOCK 26874R108 9 170 SH DEFINED 0 0 170
GALLAHER GROUP PLC-ADR COMMON STOCK 363595109 6 300 SH DEFINED 300 0 0
GALLAHER GROUP PLC-ADR COMMON STOCK 363595109 20 1000 SH OTHER 1000 0 0
HITACHI LTD COMMON STOCK 433578507 9 70 SH DEFINED 0 0 70
HSBC HOLDINGS PLS, ADR COMMON STOCK 404280406 11 180 SH DEFINED 0 0 180
IMPERIAL CHEM INDS PLC COMMON STOCK 452704505 4 110 SH DEFINED 0 0 110
IMPERIAL TOB GROUP PLC COMMON STOCK 453142101 1 75 SH OTHER 75 0 0
ING GROEP N.V. ADR COMMON STOCK 456837103 8 140 SH DEFINED 0 0 140
MATSUSHITA ELEC INDUSTRIAL, AD COMMON STOCK 576879209 6 20 SH DEFINED 0 0 20
NEWS CORP LTD, ADR COMMON STOCK 652487703 113 2000 SH DEFINED 0 0 2000
NEWS CORP LTD, ADR PFD COMMON STOCK 652487802 48 1000 SH DEFINED 0 0 1000
NORTEL NETWORKS CORP COMMON STOCK 656569100 32 250 SH OTHER 250 0 0
PORTUGAL TELECOM S A, ADR COMMON STOCK 737273102 7 550 SH DEFINED 0 0 550
ROYAL DUTCH PETROLEUM CO, NYS COMMON STOCK 780257804 216 3741 SH DEFINED 573 0 3168
ROYAL DUTCH PETROLEUM CO, NYS COMMON STOCK 780257804 23 404 SH OTHER 404 0 0
SHELL TRANSPORT & TRADING-ADR COMMON STOCK 822703609 29 600 SH DEFINED 600 0 0
TELE CENTRO SUL PARTICIPACOES COMMON STOCK 879239101 2 20 SH DEFINED 0 0 20
TELECOM CORP NEW ZEALAND LTD A COMMON STOCK 879278208 5 140 SH DEFINED 0 0 140
TELECOM ITALIA SPA, ADR COMMON STOCK 87927W106 3 20 SH DEFINED 0 0 20
TELEFONOS DE MEXICO S A, ADR COMMON STOCK 879403780 9 140 SH DEFINED 0 0 140
TOKIO MARINE & FIRE INSURANCE, COMMON STOCK 889090403 9 170 SH DEFINED 0 0 170
TOTAL FINA S A, ADR COMMON STOCK 89151E109 9 116 SH DEFINED 0 0 116
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 1185 23089 SH DEFINED 23089 0 0
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 42 817 SH OTHER 817 0 0
UNILEVER PLC ADR COMMON STOCK 904767704 7 280 SH DEFINED 0 0 280
VODAFONE AIRTOUCH PUBLIC LTD A COMMON STOCK 92857T107 197 3550 SH DEFINED 3550 0 0
BATTLE MTN GOLD CO PREFERRED STOCK 071593305 3 100 SH OTHER N.A. N.A. N.A.
FREEPORT-MCMORAN COPPER & GOPF PREFERRED STOCK 35671D501 4 300 SH OTHER N.A. N.A. N.A.
KANEB PIPE LINE PARTNERS, L P PREFERRED STOCK 484169107 100 4000 SH DEFINED N.A. N.A. N.A.
KMART FING I PFD 7.750% PREFERRED STOCK 498778208 39 900 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 5 95 SH DEFINED N.A. N.A. N.A.
SEALED AIR CORP PFD SER A PREFERRED STOCK 81211K209 36 700 SH OTHER N.A. N.A. N.A.
E TOWN CORP 6.750% 2 OTHER 269242AA1 80 50000 PRN DEFINED N.A. N.A. N.A.
GREYHOUND LINES INC 8.500% 3 OTHER 398048AD0 18 30000 PRN OTHER N.A. N.A. N.A.
PARK ELECTROCHEMICAL 5.500% 3 OTHER 700416AB6 8 10000 PRN OTHER N.A. N.A. N.A.
AMERICAN STRATEGIC INC III FD OTHER 03009T101 10 1000 SH DEFINED N.A. N.A. N.A.
FORTIS SECS INC OTHER 34955T100 1 200 SH OTHER N.A. N.A. N.A.
MEXICO FUND (MXF) OTHER 592835102 116 6600 SH DEFINED N.A. N.A. N.A.
MONTGOMERY STR INCOME SECS INC OTHER 614115103 6 400 SH OTHER N.A. N.A. N.A.
SALOMON BROTHERS FD (SBF) OTHER 795477108 32 1596 SH DEFINED N.A. N.A. N.A.
TCW / DW TERM TR 2000 OTHER 87234V106 69 7252 SH OTHER N.A. N.A. N.A.
TCW / DW TERM TR 2003 OTHER 87234U108 1069 120491 SH OTHER N.A. N.A. N.A.
VAN KAMPEN AMERN CAP HIGH INCO OTHER 920911104 9 2000 SH OTHER N.A. N.A. N.A.
INSURED MUNI INCOME FUND (PIF) OTHER 45809F104 8 700 SH OTHER N.A. N.A. N.A.
NUVEEN INS MUNI OPPORTUNITY FD OTHER 670984103 13 1000 SH OTHER N.A. N.A. N.A.
NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 8 666 SH OTHER N.A. N.A. N.A.
NUVEEN PERFORMANCE + MUNI FD ( OTHER 67062P108 3 210 SH DEFINED N.A. N.A. N.A.
HALLWOOD REALTY PARTNERS OTHER 40636T203 2 45 SH DEFINED N.A. N.A. N.A.
ACM GOVT SECS FUND (GSF) OTHER 000914101 56 8200 SH OTHER N.A. N.A. N.A.
CREDIT SUISSE ASSET MGMT INC F OTHER 224916106 30 5000 SH OTHER N.A. N.A. N.A.
EXCELSIOR INCOME SHARES (EIS) OTHER 300723103 6 400 SH DEFINED N.A. N.A. N.A.
EXCELSIOR INCOME SHARES (EIS) OTHER 300723103 4 250 SH OTHER N.A. N.A. N.A.
PACIFIC AMER INC SHARES (PAI) OTHER 693796104 12 1000 SH DEFINED N.A. N.A. N.A.
PUTNAM PREMIER INCOME TR(PPT) OTHER 746853100 45 7750 SH OTHER N.A. N.A. N.A.
USLIFE INCOME FUND (UIF) OTHER 917324105 14 1553 SH DEFINED N.A. N.A. N.A.
</TABLE>
