SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: January 27, 1999
(Date of earliest event reported)
Commission File No. 333-65481
NORWEST ASSET SECURITIES CORPORATION
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DELAWARE 52-1972128
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(State of Incorporation) (I.R.S. Employer Identification No.)
7485 NEW HORIZON WAY, FREDERICK, MARYLAND 21703
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Address of principal executive offices (Zip Code)
(301) 846-8881
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Registrant's Telephone Number, including area code
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(Former name, former address and former fiscal year, if changed since last
report)
<PAGE>
ITEM 5. OTHER EVENTS
------------
On January 27, 1999, Norwest Asset Securities Corporation, a Delaware
corporation (the "Registrant"), sold Mortgage Pass-Through Certificates, Series
1999-2, Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class
A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class
A-14, Class A-15, Class A-16, Class A-R, Class B-1, Class B-2 and Class B-3 (the
"Offered Certificates"), having an aggregate original principal balance of
$842,788,100.00. The Offered Certificates were issued pursuant to a Pooling and
Servicing Agreement, dated as of January 27, 1999, among the Registrant, Norwest
Bank Minnesota, National Association, as master servicer (the "Master Servicer"
or "Norwest Bank"), United States Trust Company of New York, as trustee and
First Union National Bank, as trust administrator (the "Agreement"), a copy of
which is filed as an exhibit hereto. Mortgage Pass-Through Certificates, Series
1999-2, Class A-PO Certificates, having an aggregate initial principal balance
of $1,280,152.64, and Class B-4, Class B-5 and Class B-6 Certificates, having an
aggregate initial principal balance of $5,950,947.70 (the "Private Class B
Certificates" and, together with the Class A-PO Certificates and the Offered
Certificates, the "Certificates"), were also issued pursuant to the Agreement.
As of the date of initial issuance, the Offered Certificates evidenced an
approximate 99.15% undivided interest in a trust fund (the "Trust Estate"),
consisting principally of a pool of fixed interest rate, conventional, monthly
pay, fully-amortizing, one-to four-family residential first mortgage loans,
other than the Fixed Retained Yield (as defined in the Agreement), which may
include loans secured by shares issued by cooperative housing corporations. The
remaining undivided interests in the Trust Estate are evidenced by the Class
A-PO and Private Class B Certificates. Distributions on the Private Class B
Certificates are subordinated to distributions on the Offered Certificates and
the Class A-PO Certificates.
Interest on the Offered Certificates will be distributed on each Distribution
Date (as defined in the Agreement). Monthly distributions in reduction of the
principal balance of the Offered Certificates will be allocated to the Offered
Certificates in accordance with the priorities set forth in the Agreement.
Distributions of interest and in reduction of principal balance on any
Distribution Date will be made to the extent that the Pool Distribution Amount
is sufficient therefor.
An election will be made to treat the Trust Estate as a REMIC for federal income
tax purposes (the "REMIC"). The Class A-1, Class A-2, Class A-3, Class A-4,
Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11,
Class A-12, Class A-13, Class A-14, Class A-15, Class A-16, Class A-PO, Class
B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates will
be treated as "regular interests" in the REMIC and the Class A-R Certificate
will be treated as the "residual interest" in the REMIC.
<PAGE>
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
---------------------------------
1. Exhibits
Item 601(a)
of Regulation S-K
EXHIBIT NO. DESCRIPTION
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(EX-4) Pooling and Servicing Agreement, dated
as of January 27, 1999, among Norwest
Asset Securities Corporation, Norwest
Bank Minnesota, National Association,
United States Trust Company of New
York, as trustee and First Union
National Bank, as trust administrator.
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
NORWEST ASSET SECURITIES CORPORATION
January 27, 1999
By: /S/ ALAN MCKENNEY
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Alan S. McKenney
Vice President
<PAGE>
INDEX TO EXHIBITS
PAPER (P) OR
EXHIBIT NO DESCRIPTION ELECTRONIC (E)
(EX-4) Pooling and Servicing E
Agreement, dated as of January
27, 1999 among Norwest Asset
Securities Corporation, Norwest
Bank Minnesota, National
Association, United States Trust
Company of New York, as trustee
and First Union National Bank, as
trust administrator.
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NORWEST ASSET SECURITIES CORPORATION
(Seller)
and
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
(Master Servicer)
UNITED STATES TRUST COMPANY OF NEW YORK
(Trustee)
and
FIRST UNION NATIONAL BANK
(Trust Administrator)
POOLING AND SERVICING AGREEMENT
Dated as of January 27, 1999
$850,019,200.34
Mortgage Pass-Through Certificates
Series 1999-2
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<PAGE>
TABLE OF CONTENTS
PAGE
ARTICLE I
DEFINITIONS
Section 1.01 Definitions....................................................1
Section 1.02 Acts of Holders...............................................50
Section 1.03 Effect of Headings and Table of Contents......................51
Section 1.04 Benefits of Agreement.........................................51
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
Section 2.01 Conveyance of Mortgage Loans...................................1
Section 2.02 Acceptance by Trust Administrator..............................2
Section 2.03 Representations and Warranties of the Master
Servicer and the Seller........................................3
Section 2.04 Execution and Delivery of Certificates........................11
Section 2.05 Designation of Certificates; Designation of
Startup Day and Latest Possible Maturity Date.................11
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE: SERVICING
OF THE MORTGAGE LOANS
Section 3.01 Certificate Account............................................1
Section 3.02 Permitted Withdrawals from the Certificate Account.............2
Section 3.03 Advances by Master Servicer and Trust Administrator............4
Section 3.04 Trust Administrator to Cooperate;
Release of Owner Mortgage Loan Files...........................5
Section 3.05 Reports to the Trustee and Trust Administrator;
Annual Compliance Statements...................................7
Section 3.06 Title, Management and Disposition of Any REO Mortgage
Loan...........................................................8
Section 3.07 Amendments to Servicing Agreements,
Modification of Standard Provisions............................8
Section 3.08 Oversight of Servicing.........................................9
Section 3.09 Termination and Substitution of Servicing Agreements..........12
Section 3.10 Application of Net Liquidation Proceeds.......................13
Section 3.11 1934 Act Reports..............................................13
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
Section 4.01 Distributions..................................................1
Section 4.02 Allocation of Realized Losses..................................6
Section 4.03 Paying Agent...................................................9
Section 4.04 Statements to Certificateholders; Report to the
Trust Administrator, Financial Security and the Seller........10
Section 4.05 Reports to Mortgagors and the Internal Revenue Service........14
Section 4.06 Reserve Fund..................................................15
Section 4.07 Distributions in Reduction of the Class A-11 Certificates.....15
Section 4.08 Policy Matters................................................21
Section 4.09 Calculation of Amounts; Binding Effect of
Interpretations and Actions of Master Servicer................24
Section 4.10 Determination of LIBOR........................................24
ARTICLE V
THE CERTIFICATES
Section 5.01 The Certificates...............................................1
Section 5.02 Registration of Certificates...................................3
Section 5.03 Mutilated, Destroyed, Lost or Stolen Certificates..............7
Section 5.04 Persons Deemed Owners..........................................7
Section 5.05 Access to List of Certificateholders' Names and Addresses......7
Section 5.06 Maintenance of Office or Agency................................8
Section 5.07 Definitive Certificates........................................8
Section 5.08 Notices to Clearing Agency.....................................9
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
Section 6.01 Liability of the Seller and the Master Servicer................1
Section 6.02 Merger or Consolidation of the Seller or the Master
Servicer.......................................................1
Section 6.03 Limitation on Liability of the Seller,
the Master Servicer and Others.................................1
Section 6.04 Resignation of the Master Servicer.............................2
Section 6.05 Compensation to the Master Servicer............................2
Section 6.06 Assignment or Delegation of Duties by Master Servicer..........2
Section 6.07 Indemnification of Trustee, Trust Administrator
and Seller by Master Servicer..................................3
Section 6.08 Master Servicer Covenants Concerning Year 2000 Compliance......3
ARTICLE VII
DEFAULT
Section 7.01 Events of Default..............................................1
Section 7.02 Other Remedies of Trustee......................................2
Section 7.03 Directions by Certificateholders and
Duties of Trustee During Event of Default......................3
Section 7.04 Action upon Certain Failures of the
Master Servicer and upon Event of Default......................3
Section 7.05 Trust Administrator to Act; Appointment of Successor...........3
Section 7.06 Notification to Certificateholders.............................5
ARTICLE VIII
CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR
Section 8.01 Duties of Trustee and the Trust Administrator..................1
Section 8.02 Certain Matters Affecting the Trustee..........................2
Section 8.03 Neither Trustee nor Trust Administrator Required
to Make Investigation..........................................3
Section 8.04 Neither Trustee nor Trust Administrator Liable
for Certificates or Mortgage Loans.............................3
Section 8.05 Trustee and Trust Administrator May Own Certificates...........3
Section 8.06 The Master Servicer to Pay Fees and Expenses...................4
Section 8.07 Eligibility Requirements.......................................4
Section 8.08 Resignation and Removal........................................4
Section 8.09 Successor......................................................5
Section 8.10 Merger or Consolidation........................................6
Section 8.11 Authenticating Agent...........................................6
Section 8.12 Separate Trustees and Co-Trustees..............................7
Section 8.13 Appointment of Custodians......................................9
Section 8.14 Tax Matters; Compliance with REMIC Provisions..................9
Section 8.15 Monthly Advances..............................................11
Section 8.16 Trustee Covenants Concerning Year 2000 Compliance.............12
Section 8.17 Trust Administrator Covenants Concerning Year 2000
Compliance....................................................12
ARTICLE IX
TERMINATION
Section 9.01 Termination upon Purchase by the
Seller or Liquidation of All Mortgage Loans....................1
Section 9.02 Additional Termination Requirements............................3
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01 Amendment......................................................1
Section 10.02 Recordation of Agreement.......................................3
Section 10.03 Limitation on Rights of Certificateholders.....................3
Section 10.04 Governing Law; Jurisdiction....................................4
Section 10.05 Notices........................................................4
Section 10.06 Severability of Provisions.....................................5
Section 10.07 Special Notices to Rating Agencies and Financial Security......5
Section 10.08 Covenant of Seller.............................................6
Section 10.09 Recharacterization.............................................6
ARTICLE XI
TERMS FOR CERTIFICATES
Section 11.01 Class A Fixed Pass-Through Rate................................1
Section 11.02 Cut-Off Date...................................................1
Section 11.03 Cut-Off Date Aggregate Principal Balance.......................1
Section 11.04 Original Class A Percentage....................................1
Section 11.05 Original Principal Balances of the Classes of Class A
Certificates...................................................1
Section 11.06 Original Class A Non-PO Principal Balance......................1
Section 11.07 Original Subordinated Percentage...............................2
Section 11.08 Original Class B-1 Percentage..................................2
Section 11.09 Original Class B-2 Percentage..................................2
Section 11.10 Original Class B-3 Percentage..................................2
Section 11.11 Original Class B-4 Percentage..................................2
Section 11.12 Original Class B-5 Percentage..................................2
Section 11.13 Original Class B-6 Percentage..................................2
Section 11.14 Original Class B Principal Balance.............................2
Section 11.15 Original Principal Balances of the Classes of Class B
Certificates...................................................2
Section 11.16 Original Class B-1 Fractional Interest.........................3
Section 11.17 Original Class B-2 Fractional Interest.........................3
Section 11.18 Original Class B-3 Fractional Interest.........................3
Section 11.19 Original Class B-4 Fractional Interest.........................3
Section 11.20 Original Class B-5 Fractional Interest.........................3
Section 11.21 Closing Date...................................................3
Section 11.22 Right to Purchase..............................................3
Section 11.23 Wire Transfer Eligibility......................................3
Section 11.24 Single Certificate.............................................3
Section 11.25 Servicing Fee Rate.............................................4
Section 11.26 Master Servicing Fee Rate......................................4
Section 11.27 Financial Security Contact Person..............................4
<PAGE>
EXHIBITS
EXHIBIT A-1 - Form of Face of Class A-1 Certificate
EXHIBIT A-2 - Form of Face of Class A-2 Certificate
EXHIBIT A-3 - Form of Face of Class A-3 Certificate
EXHIBIT A-4 - Form of Face of Class A-4 Certificate
EXHIBIT A-5 - Form of Face of Class A-5 Certificate
EXHIBIT A-6 - Form of Face of Class A-6 Certificate
EXHIBIT A-7 - Form of Face of Class A-7 Certificate
EXHIBIT A-8 - Form of Face of Class A-8 Certificate
EXHIBIT A-9 - Form of Face of Class A-9 Certificate
EXHIBIT A-10 - Form of Face of Class A-10 Certificate
EXHIBIT A-11 - Form of Face of Class A-11 Certificate
EXHIBIT A-12 - Form of Face of Class A-12 Certificate
EXHIBIT A-13 - Form of Face of Class A-13 Certificate
EXHIBIT A-14 - Form of Face of Class A-14 Certificate
EXHIBIT A-15 - Form of Face of Class A-15 Certificate
EXHIBIT A-16 - Form of Face of Class A-16 Certificate
EXHIBIT A-PO - Form of Face of Class A-PO Certificate
EXHIBIT A-R - Form of Face of Class A-R Certificate
EXHIBIT B-1 - Form of Face of Class B-1 Certificate
EXHIBIT B-2 - Form of Face of Class B-2 Certificate
EXHIBIT B-3 - Form of Face of Class B-3 Certificate
EXHIBIT B-4 - Form of Face of Class B-4 Certificate
EXHIBIT B-5 - Form of Face of Class B-5 Certificate
EXHIBIT B-6 - Form of Face of Class B-6 Certificate
EXHIBIT C - Form of Reverse of Series 1999-2 Certificates
EXHIBIT D - Reserved
EXHIBIT E - Custodial Agreement
EXHIBIT F-1 - Schedule of Mortgage Loans Serviced by Norwest
Mortgage in
locations other than Frederick, Maryland
EXHIBIT F-2 - Schedule of Mortgage Loans Serviced by Norwest
Mortgage from
Frederick, Maryland
EXHIBIT F-3 - Schedule of Mortgage Loans Serviced by Other Servicers
EXHIBIT G - Request for Release
EXHIBIT H - Affidavit Pursuant to Section 860E(e)(4) of the
Internal Revenue
Code of 1986, as amended, and for Non-ERISA Investors
EXHIBIT I - Letter from Transferor of Residual Certificates
EXHIBIT J - Transferee's Letter (Class [A-PO][B-4] [B-5] [B-6]
Certificates)
EXHIBIT K - Transferee's Letter (Class [B-1] [B-2] [B-3]
Certificates)
EXHIBIT L - Servicing Agreements
EXHIBIT M - Form of Special Servicing Agreement
EXHIBIT N - Policy
<PAGE>
This Pooling and Servicing Agreement, dated as of January 27, 1999 executed by
NORWEST ASSET SECURITIES CORPORATION, as Seller, NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION, as Master Servicer, UNITED STATES TRUST COMPANY OF NEW
YORK, as Trustee and FIRST UNION NATIONAL BANK, as Trust Administrator.
WITNESSETH THAT:
In consideration of the mutual agreements herein contained, the Seller, the
Master Servicer, the Trustee and the Trust Administrator agree as follows:
ARTICLE I
DEFINITIONS
Section 1.01 Definitions.
Whenever used herein, the following words and phrases, unless the context
otherwise requires, shall have the meanings specified in this Article.
ACCEPTED MASTER SERVICING PRACTICES: Accepted Master Servicing Practices shall
consist of the customary and usual master servicing practices of prudent master
servicing institutions which service mortgage loans of the same type as the
Mortgage Loans in the jurisdictions in which the related Mortgaged Properties
are located, regardless of the date upon which the related Mortgage Loans were
originated.
ADJUSTED POOL AMOUNT: With respect to any Distribution Date, the Cut-Off Date
Aggregate Principal Balance of the Mortgage Loans minus the sum of (i) all
amounts in respect of principal received in respect of the Mortgage Loans
(including, without limitation, amounts received as Monthly Payments, Periodic
Advances, Unscheduled Principal Receipts and Substitution Principal Amounts) and
distributed to Holders of the Certificates on such Distribution Date and all
prior Distribution Dates and (ii) the principal portion of all Realized Losses
(other than Debt Service Reductions) incurred on the Mortgage Loans from the
Cut-Off Date through the end of the month preceding such Distribution Date.
ADJUSTED POOL AMOUNT (PO PORTION): With respect to any Distribution Date, the
sum of the amounts, calculated as follows, with respect to all Outstanding
Mortgage Loans: the product of (i) the PO Fraction for each such Mortgage Loan
and (ii) the remainder of (A) the Cut-Off Date Principal Balance of such
Mortgage Loan minus (b) the sum of (x) all amounts in respect of principal
received in respect of such Mortgage Loan (including, without limitation,
amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal
Receipts and Substitution Principal Amounts) and distributed to Holders of the
Certificates on such Distribution Date and all prior Distribution Dates and (y)
the principal portion of any Realized Loss (other than a Debt Service Reduction)
incurred on such Mortgage Loan from the Cut-Off Date through the end of the
month preceding such Distribution Date.
ADJUSTED PRINCIPAL BALANCE: As to any Distribution Date and any Class of Class B
Certificates, the greater of (A) zero and (b) (i) the Principal Balance of such
Class with respect to such Distribution Date minus (ii) the Adjustment Amount
for such Distribution Date less the Principal Balances for any Classes of Class
B Certificates with higher numerical designations.
ADJUSTMENT AMOUNT: For any Distribution Date, the difference between (A) the sum
of the Class A Principal Balance and Class B Principal Balance as of the related
Determination Date and (b) the sum of (i) the sum of the Class A Principal
Balance and Class B Principal Balance as of the Determination Date succeeding
such Distribution Date, (ii) the principal portion of Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses allocated to the
Certificates with respect to such Distribution Date and (iii) the aggregate
amount that would have been distributed to all Classes as principal in
accordance with Section 4.01(a) for such Distribution Date without regard to the
provisos in the definitions of Class B-1 Optimal Principal Amount, Class B-2
Optimal Principal Amount, Class B-3 Optimal Principal Amount, Class B-4 Optimal
Principal Amount, Class B-5 Optimal Principal Amount and Class B-6 Optimal
Principal Amount.
AGGREGATE CLASS A DISTRIBUTION AMOUNT: As to any Distribution Date, the
aggregate amount distributable to the Classes of Class A Certificates pursuant
to Paragraphs first, second, third and fourth of Section 4.01(a) on such
Distribution Date.
AGGREGATE CLASS A UNPAID INTEREST SHORTFALL: As to any Distribution Date, an
amount equal to the sum of the Class A Unpaid Interest Shortfalls for all the
Classes of Class A Certificates.
AGGREGATE CURRENT BANKRUPTCY LOSSES: With respect to any Distribution Date,
the sum of all Bankruptcy Losses incurred on any of the Mortgage Loans in the
month preceding the month of such Distribution Date.
AGGREGATE CURRENT FRAUD LOSSES: With respect to any Distribution Date, the
sum of all Fraud Losses incurred on any of the Mortgage Loans in the month
preceding the month of such Distribution Date.
AGGREGATE CURRENT SPECIAL HAZARD LOSSES: With respect to any Distribution Date,
the sum of all Special Hazard Losses incurred on any of the Mortgage Loans in
the month preceding the month of such Distribution Date.
AGGREGATE FORECLOSURE PROFITS: As to any Distribution Date, the aggregate
amount of Foreclosure Profits with respect to all of the Mortgage Loans.
AGREEMENT: This Pooling and Servicing Agreement and all amendments and
supplements hereto.
APPLICABLE UNSCHEDULED PRINCIPAL RECEIPT PERIOD: With respect to the Mortgage
Loans serviced by each Servicer and each of Full Unscheduled Principal Receipts
and Partial Unscheduled Principal Receipts, the Unscheduled Principal Receipt
Period specified on Schedule I hereto, as amended from time to time by the
Master Servicer pursuant to Section 10.01(b) hereof.
AUTHENTICATING AGENT: Any authenticating agent appointed by the Trust
Administrator pursuant to Section 8.11. There shall initially be no
Authenticating Agent for the Certificates.
AVAILABLE MASTER SERVICER COMPENSATION: As to any Distribution Date, the sum of
(a) the Master Servicing Fee for such Distribution Date, (b) interest earned
through the business day preceding the applicable Distribution Date on any
Prepayments in Full remitted to the Master Servicer and (c) the aggregate amount
of Month End Interest remitted by the Servicers to the Master Servicer pursuant
to the related Servicing Agreements.
BANKRUPTCY CODE: The Bankruptcy Code of 1978, as amended.
BANKRUPTCY LOSS: With respect to any Mortgage Loan, a Deficient Valuation or
Debt Service Reduction; PROVIDED, HOWEVER, that a Bankruptcy Loss shall not be
deemed a Bankruptcy Loss hereunder so long as the applicable Servicer has
notified the Master Servicer and the Trust Administrator in writing that such
Servicer is diligently pursuing any remedies that may exist in connection with
the representations and warranties made regarding the related Mortgage Loan and
either (A) the related Mortgage Loan is not in default with regard to payments
due thereunder or (b) delinquent payments of principal and interest under the
related Mortgage Loan and any premiums on any applicable primary hazard
insurance policy and any related escrow payments in respect of such Mortgage
Loan are being advanced on a current basis by such Servicer without giving
effect to any Debt Service Reduction.
BANKRUPTCY LOSS AMOUNT: As of any Distribution Date prior to the first
anniversary of the Cut-Off Date, the Bankruptcy Loss Amount will equal
$222,319.63 minus the aggregate amount of Bankruptcy Losses allocated solely to
the Class B Certificates in accordance with Section 4.02(a) since the Cut-Off
Date. As of any Distribution Date on or after the first anniversary of the
Cut-Off Date, an amount equal to (1) the lesser of (a) the Bankruptcy Loss
Amount calculated as of the close of business on the Business Day immediately
preceding the most recent anniversary of the Cut-Off Date coinciding with or
preceding such Distribution Date (the "Relevant Anniversary") and (b) such
lesser amount which, as determined on the Relevant Anniversary will not cause
any rated Certificates to be placed on credit review status (other than for
possible upgrading) (or, in the case of the Class A-11 Certificates, without
giving effect to the guaranty provided by Financial Security) by either Rating
Agency minus (2) the aggregate amount of Bankruptcy Losses allocated solely to
the Class B Certificates in accordance with Section 4.02(a) since the Relevant
Anniversary. On and after the Cross-Over Date the Bankruptcy Loss Amount shall
be zero.
BANK UNITED MORTGAGE LOAN SALE AGREEMENT: The mortgage loan sale agreement dated
as of September 17, 1998 between Bank United, as seller, and Norwest Funding,
Inc., as purchaser.
BENEFICIAL OWNER: With respect to a Book-Entry Certificate, the Person who is
the beneficial owner of such Book-Entry Certificate, as reflected on the books
of the Clearing Agency, or on the books of a Person maintaining an account with
such Clearing Agency (directly or as an indirect participant, in accordance with
the rules of such Clearing Agency), as the case may be.
BOOK-ENTRY CERTIFICATE: Any one of the Class A-1 Certificates, Class A-2
Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-6 Certificates, Class A-7 Certificates, Class A-8
Certificates, Class A-9 Certificates, Class A-10 Certificates, Class A-11
Certificates, Class A-12 Certificates, Class A-13 Certificates, Class A-14
Certificates and Class A-16 Certificates, beneficial ownership and transfers of
which shall be evidenced by, and made through, book entries by the Clearing
Agency as described in Section 5.01(b).
BUSINESS DAY: Any day other than (i) a Saturday or a Sunday, or (ii) a legal
holiday in the City of New York, State of Iowa, State of Maryland, State of
Minnesota or State of North Carolina or (iii) a day on which banking
institutions in the City of New York, or the State of Iowa, State of Maryland,
State of Minnesota or State of North Carolina are authorized or obligated by law
or executive order to be closed.
CERTIFICATE: Any one of the Class A Certificates or Class B Certificates.
CERTIFICATE ACCOUNT: The trust account established and maintained by the
Master Servicer in the name of the Master Servicer on behalf of the Trustee
pursuant to Section 3.01. The Certificate Account shall be an Eligible
Account.
CERTIFICATE REGISTER AND CERTIFICATE REGISTRAR: Respectively, the register
maintained pursuant to and the registrar provided for in Section 5.02. The
initial Certificate Registrar is the Trust Administrator.
CERTIFICATEHOLDER OR HOLDER: The Person in whose name a Certificate is
registered in the Certificate Register, except that, solely for the purposes of
the taking of any action under Articles VII or VIII, any Certificate registered
in the name of the Master Servicer, a Servicer or any affiliate thereof shall be
deemed not to be outstanding and the Voting Interest evidenced thereby shall not
be taken into account in determining whether the requisite percentage of
Certificates necessary to effect any such action has been obtained.
CLASS: All certificates whose form is identical except for variations in the
Percentage Interest evidenced thereby.
CLASS A CERTIFICATE: Any one of the Class A-1 Certificates, Class A-2
Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-6 Certificates, Class A-7 Certificates, Class A-8
Certificates, Class A-9 Certificates, Class A-10 Certificates, Class A-11
Certificates, Class A-12 Certificates, Class A-13 Certificates, Class A-14
Certificates, Class A-15 Certificates, Class A-16 Certificates, Class A-PO
Certificates or Class A-R Certificate.
CLASS A CERTIFICATEHOLDER: The registered holder of a Class A Certificate.
CLASS A DISTRIBUTION AMOUNT: As to any Distribution Date and any Class of Class
A Certificates (other than the Class A-PO Certificates), the amount
distributable to such Class of Class A Certificates pursuant to Paragraphs
first, second and third clause (a) of Section 4.01(a). As to any Distribution
Date and the Class A-PO Certificates, the amount distributable to the Class A-PO
Certificates pursuant to Paragraphs third clause (b) and fourth of Section
4.01(a) on such Distribution Date.
CLASS A FIXED PASS-THROUGH RATE: As to any Distribution Date, the rate per
annum set forth in Section 11.01.
CLASS A INTEREST ACCRUAL AMOUNT: As to any Distribution Date, the sum of the
Interest Accrual Amounts for the Classes of Class A Certificates with respect to
such Distribution Date.
CLASS A INTEREST PERCENTAGE: As to any Distribution Date and any Class of Class
A Certificates (other than the Class A-PO Certificates), the percentage
calculated by dividing the Interest Accrual Amount of such Class (determined
without regard to clause (ii) of the definition thereof) by the Class A Interest
Accrual Amount (determined without regard to clause (ii) of the definition of
each Interest Accrual Amount).
CLASS A INTEREST SHORTFALL AMOUNT: As to any Distribution Date and any Class of
Class A Certificates, any amount by which the Interest Accrual Amount of such
Class with respect to such Distribution Date exceeds the amount distributed in
respect of such Class on such Distribution Date pursuant to Paragraph first of
Section 4.01(a).
CLASS A LOSS DENOMINATOR: As to any Determination Date, an amount equal to
the Class A Non-PO Principal Balance.
CLASS A LOSS PERCENTAGE: As to any Determination Date and any Class of Class A
Certificates (other than the Class A-PO Certificates) then outstanding, the
percentage calculated by dividing the Principal Balance of such Class by the
Class A Loss Denominator (determined without regard to any such Principal
Balance of any Class of Class A Certificates not then outstanding), in each case
determined as of the preceding Determination Date.
CLASS A NON-PO OPTIMAL AMOUNT: As to any Distribution Date, the sum for such
Distribution Date of (i) the Class A Interest Accrual Amount, (ii) the Aggregate
Class A Unpaid Interest Shortfall and (iii) the Class A Non-PO Optimal Principal
Amount.
CLASS A NON-PO OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount
equal to the sum, as to each Outstanding Mortgage Loan, of the product of (x)
the Non-PO Fraction with respect to such Mortgage Loan, and (y) the sum of:
a. the Class A Percentage of (A) the principal portion of
the Monthly Payment due on the Due Date occurring in the
month of such Distribution Date on such Mortgage Loan,
less (b) if the Bankruptcy Loss Amount has been reduced
to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
b. the Class A Prepayment Percentage of all Unscheduled
Principal Receipts that were received by a Servicer with
respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of
Unscheduled Principal Receipt;
c. the Class A Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during
the month preceding the month of such Distribution Date,
was repurchased by the Seller pursuant to Section 2.02
or 2.03; and
d. the Class A Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted
for a defective Mortgage Loan during the month
preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such
defective Mortgage Loan, less the amount allocable to
the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer,
the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan.
CLASS A NON-PO PRINCIPAL BALANCE: As of any date, an amount equal to the Class A
Principal Balance less the Principal Balance of the Class A-PO Certificates.
CLASS A NON-PO PRINCIPAL DISTRIBUTION AMOUNT: As to any Distribution Date, will
be equal to the amount distributed pursuant to priority third clause (A) of the
Pool Distribution Amount Allocation, in an aggregate amount up to the Class A
Non-PO Optimal Principal Amount.
CLASS A PASS-THROUGH RATE: As to the Class A-1, Class A-2, Class A-3, Class
A-10, Class A-11, Class A-12, Class A-13, Class A-16 and Class A-R Certificates,
the Class A Fixed Pass-Through Rate. As to the Class A-5, Class A-6, Class A-7,
Class A-8 and Class A-9 Certificates, 6.750% per annum. As to the Class A-4
Certificates, 6.250% per annum. As to the Class A-14 and Class A-15
Certificates, the Class A-14 Pass-Through Rate and the Class A-15 Pass-Through
Rate, respectively. The Class A-PO Certificates are not entitled to interest and
have no Class A Pass-Through Rate.
CLASS A PERCENTAGE: As to any Distribution Date occurring on or prior to the
Cross-Over Date, the lesser of (i) 100% and (ii) the percentage obtained by
dividing the Class A Non-PO Principal Balance (determined as of the
Determination Date preceding such Distribution Date) by the Pool Balance (Non-PO
Portion). As to any Distribution Date occurring subsequent to the Cross-Over
Date, 100% or such lesser percentage which will cause the Class A Non-PO
Principal Balance to decline to zero following the distribution made on such
Distribution Date.
CLASS A PREPAYMENT PERCENTAGE: As to any Distribution Date to and including the
Distribution Date in January 2004, 100%. As to any Distribution Date subsequent
to January 2004 to and including the Distribution Date in January 2005, the
Class A Percentage as of such Distribution Date plus 70% of the Subordinated
Percentage as of such Distribution Date. As to any Distribution Date subsequent
to January 2005 to and including the Distribution Date in January 2006, the
Class A Percentage as of such Distribution Date plus 60% of the Subordinated
Percentage as of such Distribution Date. As to any Distribution Date subsequent
to January 2006 to and including the Distribution Date in January 2007, the
Class A Percentage as of such Distribution Date plus 40% of the Subordinated
Percentage as of such Distribution Date. As to any Distribution Date subsequent
to January 2007 to and including the Distribution Date in January 2008, the
Class A Percentage as of such Distribution Date plus 20% of the Subordinated
Percentage as of such Distribution Date. As to any Distribution Date subsequent
to January 2008, the Class A Percentage as of such Distribution Date. The
foregoing is subject to the following: (i) if the aggregate distribution to
Holders of Class A Certificates on any Distribution Date of the Class A
Prepayment Percentage provided above of (a) Unscheduled Principal Receipts
distributable on such Distribution Date would reduce the Class A Non-PO
Principal Balance below zero, the Class A Prepayment Percentage for such
Distribution Date shall be the percentage necessary to bring the Class A Non-PO
Principal Balance to zero and thereafter the Class A Prepayment Percentage shall
be zero and (ii) if the Class A Percentage as of any Distribution Date is
greater than the Original Class A Percentage, the Class A Prepayment Percentage
for such Distribution Date shall be 100%. Notwithstanding the foregoing, with
respect to any Distribution Date on which the following criteria are not met,
the reduction of the Class A Prepayment Percentage described in the second
through sixth sentences of this definition of Class A Prepayment Percentage
shall not be applicable with respect to such Distribution Date. In such event,
the Class A Prepayment Percentage for such Distribution Date will be determined
in accordance with the applicable provision, as set forth in the first through
fifth sentences above, which was actually used to determine the Class A
Prepayment Percentage for the Distribution Date occurring in the January
preceding such Distribution Date (it being understood that for the purposes of
the determination of the Class A Prepayment Percentage for the current
Distribution Date, the current Class A Percentage and Subordinated Percentage
shall be utilized). In order for the reduction referred to in the second through
sixth sentences to be applicable, with respect to any Distribution Date (a) the
average outstanding principal balance on such Distribution Date and for the
preceding five Distribution Dates on the Mortgage Loans that were delinquent 60
days or more (including for this purpose any payments due with respect to
Mortgage Loans in foreclosure and REO Mortgage Loans) must be less than 50% of
the current Class B Principal Balance and (b) cumulative Realized Losses shall
not exceed (1) 30% of the Original Class B Principal Balance if such
Distribution Date occurs between and including February 2004 and January 2005,
(2) 35% of the Original Class B Principal Balance if such Distribution Date
occurs between and including February 2005 and January 2006, (3) 40% of the
Original Class B Principal Balance if such Distribution Date occurs between and
including February 2006 and January 2007, (4) 45% of the Original Class B
Principal Balance if such Distribution Date occurs between and including
February 2007 and January 2008, and (5) 50% of the Original Class B Principal
Balance if such Distribution Date occurs during or after February 2008. With
respect to any Distribution Date on which the Class A Prepayment Percentage is
reduced below the Class A Prepayment Percentage for the prior Distribution Date,
the Master Servicer shall certify to the Trust Administrator, based upon
information provided by each Servicer as to the Mortgage Loans serviced by it
that the criteria set forth in the preceding sentence are met.
CLASS A PRINCIPAL BALANCE: As of any date, an amount equal to the sum of the
Principal Balances for the Class A-1 Certificates, Class A-2 Certificates, Class
A-3 Certificates, Class A-4 Certificates, Class A-5 Certificates, Class A-6
Certificates, Class A-7 Certificates, Class A-8 Certificates, Class A-9
Certificates, Class A-10 Certificates, Class A-11 Certificates, Class A-12
Certificates, Class A-13 Certificates, Class A-14 Certificates, Class A-15
Certificates, Class A-16 Certificates, Class A-PO Certificates and Class A-R
Certificate.
CLASS A UNPAID INTEREST SHORTFALL: As to any Distribution Date and any Class of
Class A Certificates, the amount, if any, by which the aggregate of the Class A
Interest Shortfall Amounts for such Class for prior Distribution Dates is in
excess of the amounts distributed in respect of such Class on prior Distribution
Dates pursuant to Paragraph second of Section 4.01(a).
CLASS A-1 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-1 and Exhibit C hereto.
CLASS A-1 CERTIFICATEHOLDER: The registered holder of a Class A-1
Certificate.
CLASS A-2 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-2 and Exhibit C hereto.
CLASS A-2 CERTIFICATEHOLDER: The registered holder of a Class A-2
Certificate.
CLASS A-3 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-3 and Exhibit C hereto.
CLASS A-3 CERTIFICATEHOLDER: The registered holder of a Class A-3
Certificate.
CLASS A-4 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-4 and Exhibit C hereto.
CLASS A-4 CERTIFICATEHOLDER: The registered holder of a Class A-4
Certificate.
CLASS A-5 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-5 and Exhibit C hereto.
CLASS A-5 CERTIFICATEHOLDER: The registered holder of a Class A-5
Certificate.
CLASS A-6 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-6 and Exhibit C hereto.
CLASS A-6 CERTIFICATEHOLDER: The registered holder of a Class A-6
Certificate.
CLASS A-7 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-7 and Exhibit C hereto.
CLASS A-7 CERTIFICATEHOLDER: The registered holder of a Class A-7
Certificate.
CLASS A-8 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-8 and Exhibit C hereto.
CLASS A-8 CERTIFICATEHOLDER: The registered holder of a Class A-8
Certificate.
CLASS A-9 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-9 and Exhibit C hereto.
CLASS A-9 CERTIFICATEHOLDER: The registered holder of a Class A-9
Certificate.
CLASS A-10 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-10 and Exhibit C hereto.
CLASS A-10 CERTIFICATEHOLDER: The registered holder of a Class A-10
Certificate.
CLASS A-11 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-11 and Exhibit C hereto.
CLASS A-11 CERTIFICATEHOLDER: The registered holder of a Class A-11
Certificate.
CLASS A-11 DISTRIBUTION DEFICIENCY: With respect to the Class A-11 Certificates
on each Distribution Date, the sum of (i) the Class A-11 Interest Loss Amount
for such Distribution Date and (ii) the Class A-11 Principal Loss Amount for
such Distribution.
CLASS A-11 INTEREST LOSS AMOUNT: As to any Distribution Date, the excess, if
any, of (i) the Interest Accrual Amount of the Class A-11 Certificates
(determined without regard to clause (ii) of the definition thereof), net of any
Non-Supported Interest Shortfalls allocated to the Class A-11 Certificates that
are covered by the Reserve Fund over (ii) the amount available to be distributed
in respect of the Class A-11 Certificates on such Distribution Date pursuant to
Paragraph first of Section 4.01(a).
CLASS A-11 PRINCIPAL LOSS AMOUNT: As to any Distribution Date, the sum of,
without duplication, (i) the Class A Loss Percentage of the Class A-11
Certificates of the principal portion of Realized Losses allocated to the Class
A Certificates (other than the Class A-PO Certificates) with respect to such
Distribution Date pursuant to Section 4.02(b) and (ii) any amount allocated to
the Class A-11 Certificates after the Cross-Over Date with respect to such
Distribution Date pursuant to the third sentence in the definition of Principal
Balance of the Class A-11 Certificates.
CLASS A-12 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-12 and Exhibit C hereto.
CLASS A-12 CERTIFICATEHOLDER: The registered holder of a Class A-12
Certificate.
CLASS A-13 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-13 and Exhibit C hereto.
CLASS A-13 CERTIFICATEHOLDER: The registered holder of a Class A-13
Certificate.
CLASS A-14 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-14 and Exhibit C hereto.
CLASS A-14 CERTIFICATEHOLDER: The registered holder of a Class A-14
Certificate.
CLASS A-14 PASS-THROUGH RATE: With respect to the Distribution Date occurring in
February 1999, 6.275% per annum. With respect to each succeeding Distribution
Date, a per annum rate, determined by the Trust Administrator on the Rate
Determination Date occurring in the second month preceding the month in which
such Distribution Date occurs in the manner specified in Section 4.10 hereof,
equal to 0.90% plus LIBOR subject to a minimum rate of 0.90% and a maximum rate
of 8.500%.
CLASS A-15 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-15 and Exhibit C hereto.
CLASS A-15 CERTIFICATEHOLDER: The registered holder of a Class A-15
Certificate.
CLASS A-15 PASS-THROUGH RATE: With respect to the Distribution Date occurring in
February 1999, 6.1805556% per annum. With respect to each succeeding
Distribution Date, a per anum rate, determined by the Trust Administrator on the
Rate Determination Date occurring in the second month preceding the month in
which such Distribution Date occurs in the manner specified in Section 4.10
hereof, equal to 21.11111% minus the product of 2.77777753 and LIBOR subject to
a minimum rate of 0.000% and a maximum rate of 21.11111%.
CLASS A-16 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-16 and Exhibit C hereto.
CLASS A-16 CERTIFICATEHOLDER: The registered holder of a Class A-16
Certificate.
CLASS A-PO CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-PO and Exhibit C hereto.
CLASS A-PO CERTIFICATEHOLDER: The registered holder of a Class A-PO
Certificate.
CLASS A-PO DEFERRED AMOUNT: For any Distribution Date prior to the Cross-Over
Date, the difference between (A) the sum of (x) the amount by which the sum of
the Class A-PO Optimal Principal Amounts for all prior Distribution Dates
exceeded the amounts distributed on the Class A-PO Certificates on such prior
Distribution Dates pursuant to Paragraph third clause (b) of Section 4.01(a) and
(y) the sum of the product for each Discount Mortgage Loan which became a
Liquidated Loan at any time on or prior to the last day of the applicable
Unscheduled Principal Receipt Period for the current Distribution Date of (a)
the PO Fraction for such Discount Mortgage Loan and (b) an amount equal to the
principal portion of Realized Losses (other than Bankruptcy Losses due to Debt
Service Reductions) incurred with respect to such Mortgage Loan other than
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
and (b) amounts distributed on the Class A-PO Certificates on prior Distribution
Dates pursuant to Paragraph fourth of Section 4.01(a). On and after the
Cross-Over Date, the Class A-PO Deferred Amount will be zero. No interest will
accrue on any Class A-PO Deferred Amount.
CLASS A-PO OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount
equal to the sum as to each Outstanding Mortgage Loan, of the product of (x) the
PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i)(A) the principal portion of the Monthly Payment due on the
Due Date occurring in the month of such Distribution Date on such Mortgage
Loan, less (b) if the Bankruptcy Loss Amount has been reduced to zero, the
principal portion of any Debt Service Reduction with respect to such
Mortgage Loan
e. all Unscheduled Principal Receipts that were received by
a Servicer with respect to such Mortgage Loan during the
Applicable Unscheduled Principal Receipt Period relating
to such Distribution Date for each applicable type of
Unscheduled Principal Receipt;
f. the Scheduled Principal Balance of each Mortgage Loan
that was repurchased by the Seller during such preceding
month pursuant to Section 2.02 or 2.03;
g. the excess of the unpaid principal balance of such
Mortgage Loan substituted for a defective Mortgage
Loan during the month preceding the month in which
such Distribution Date occurs over the unpaid
principal balance of such defective Mortgage Loan,
less the amount allocable to the principal portion of
any unreimbursed Periodic Advances previously made by
the applicable Servicer, the Master Servicer or the
Trust Administrator in respect of such defective
Mortgage Loan.
CLASS A-R CERTIFICATE: The Certificate executed by the Trust Administrator and
authenticated by the TRUST Administrator or the Authenticating Agent in
substantially the form set forth in Exhibit A-R and Exhibit C hereto.
CLASS A-R CERTIFICATEHOLDER: The registered holder of the Class A-R
Certificate.
CLASS B CERTIFICATE: Any one of the Class B-1 Certificates, Class B-2
Certificates, Class B-3 Certificates, Class B-4 Certificates, Class B-5
Certificates or Class B-6 Certificates.
CLASS B CERTIFICATEHOLDER: The registered holder of a Class B Certificate.
CLASS B DISTRIBUTION AMOUNT: Any of the Class B-1, Class B-2, Class B-3, Class
B-4, Class B-5 or Class B-6 Distribution Amounts.
CLASS B INTEREST ACCRUAL AMOUNT: As to any Distribution Date, the sum of the
Interest Accrual Amounts for the Classes of Class B Certificates with respect to
such Distribution Date.
CLASS B INTEREST PERCENTAGE: As to any Distribution Date and any Class of Class
B Certificates, the percentage calculated by dividing the Interest Accrual
Amount of such Class (determined without regard to clause (ii) of the definition
thereof) by the Class B Interest Accrual Amount (determined without regard to
clause (ii) of the definition of each Interest Accrual Amount).
CLASS B INTEREST SHORTFALL AMOUNT: Any of the Class B-1 Interest Shortfall
Amount, Class B-2 Interest Shortfall Amount, Class B-3 Interest Shortfall
Amount, Class B-4 Interest Shortfall Amount, Class B-5 Interest Shortfall Amount
or Class B-6 Interest Shortfall Amount.
CLASS B LOSS PERCENTAGE: As to any Determination Date and any Class of Class B
Certificates then outstanding, the percentage calculated by dividing the
Principal Balance of such Class B by the Class B Principal Balance (determined
without regard to any Principal Balance of any Class of Class B Certificates not
then outstanding), in each case determined as of the preceding Determination
Date.
CLASS B PASS-THROUGH RATE: As to any Distribution Date, 6.500% per annum.
CLASS B PERCENTAGE: Any one of the Class B-1 Percentage, Class B-2
Percentage, Class B-3 Percentage, Class B-4 Percentage, Class B-5 Percentage
or Class B-6 Percentage.
CLASS B PREPAYMENT PERCENTAGE: Any of the Class B-1 Prepayment Percentage, Class
B-2 Prepayment Percentage, Class B-3 Prepayment Percentage, Class B-4 Prepayment
Percentage, Class B-5 Prepayment Percentage or Class B-6 Prepayment Percentage.
CLASS B PRINCIPAL BALANCE: As of any date, an amount equal to the sum of the
Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3 Principal
Balance, Class B-4 Principal Balance, Class B-5 Principal Balance and Class B-6
Principal Balance.
CLASS B UNPAID INTEREST SHORTFALL: Any of the Class B-1 Unpaid Interest
Shortfall, Class B-2 Unpaid Interest Shortfall, Class B-3 Unpaid Interest
Shortfall, Class B-4 Unpaid Interest Shortfall, Class B-5 Unpaid Interest
Shortfall or Class B-6 Unpaid Interest Shortfall.
CLASS B-1 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-1 and Exhibit C hereto.
CLASS B-1 CERTIFICATEHOLDER: The registered holder of a Class B-1
Certificate.
CLASS B-1 DISTRIBUTION AMOUNT: As to any Distribution Date, any amount
distributable to the Holders of the Class B-1 Certificates pursuant to
Paragraphs fifth, sixth and seventh of Section 4.01(a).
CLASS B-1 INTEREST SHORTFALL AMOUNT: As to any Distribution Date, any amount by
which the Interest Accrual Amount of the Class B-1 Certificates with respect to
such Distribution Date exceeds the amount distributed in respect of the Class
B-1 Certificates on such Distribution Date pursuant to Paragraph fifth of
Section 4.01(a).
CLASS B-1 OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount equal
to the sum, as to each Outstanding Mortgage Loan, of the product of (x) the
Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(ii) the Class B-1 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (b) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
h. the Class B-1 Prepayment Percentage of all Unscheduled
Principal Receipts that were received by a Servicer with
respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of
Unscheduled Principal Receipt;
i. the Class B-1 Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during
the month preceding the month of such Distribution Date,
was repurchased by the Seller pursuant to Section 2.02
or 2.03; and
j. the Class B-1 Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted
for a defective Mortgage Loan during the month
preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such
defective Mortgage Loan, less the amount allocable to
the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer,
the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan;
PROVIDED, HOWEVER, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-1 Optimal Principal Amount
will equal the lesser of (A) the Class B-1 Optimal Principal Amount calculated
as described in the preceding provisions and (b) the Adjusted Principal Balance
for the Class B-1 Certificates.
CLASS B-1 PERCENTAGE: As to any Distribution Date, the percentage calculated by
multiplying the Subordinated Percentage by either (i) if any Class B
Certificates (other than the Class B-1 Certificates) are eligible to receive
principal distributions for such Distribution Date in accordance with Section
4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the sum of the Principal Balances of the Classes of
Class B Certificates eligible to receive principal distributions for such
Distribution Date in accordance with the provisions of Section 4.01(d) or (ii)
except as set forth in Section 4.01(d)(ii), in the event that the Class B
Certificates (other than the Class B-1 Certificates) are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), one.
CLASS B-1 PREPAYMENT PERCENTAGE: As to any Distribution Date, the percentage
calculated by multiplying the Subordinated Prepayment Percentage by either (i)
if any Class B Certificates (other than the Class B-1 Certificates) are eligible
to receive principal distributions for such Distribution Date in accordance with
Section 4.01(d), a fraction, the numerator of which is the Class B-1 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d) or
(ii) except as set forth in Section 4.01(d)(ii), in the event that the Class B
Certificates (other than the Class B-1 Certificates) are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), one.
CLASS B-1 PRINCIPAL BALANCE: As to the first Determination Date, the Original
Class B-1 Principal Balance. As of any subsequent Determination Date, the lesser
of (i) the Original Class B-1 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-1 Certificates on prior
Distribution Dates (A) pursuant to Paragraph seventh of Section 4.01(a) and (b)
as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-1 Certificates pursuant to
Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the Class A Principal Balance as of such Determination
Date.
CLASS B-1 UNPAID INTEREST SHORTFALL: As to any Distribution Date, the amount, if
any, by which the aggregate of the Class B-1 Interest Shortfall Amounts for
prior Distribution Dates is in excess of the amounts distributed in respect of
the Class B-1 Certificates on prior Distribution Dates pursuant to Paragraph
sixth of Section 4.01(a).
CLASS B-2 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-2 and Exhibit C hereto.
CLASS B-2 CERTIFICATEHOLDER: The registered holder of a Class B-2
Certificate.
CLASS B-2 DISTRIBUTION AMOUNT: As to any Distribution Date, any amount
distributable to the Holders of the Class B-2 Certificates pursuant to
Paragraphs eighth, ninth and tenth of Section 4.01(a).
CLASS B-2 INTEREST SHORTFALL AMOUNT: As to any Distribution Date, any amount by
which the Interest Accrual Amount of the Class B-2 Certificates with respect to
such Distribution Date exceeds the amount distributed in respect of the Class
B-2 Certificates on such Distribution Date pursuant to Paragraph eighth of
Section 4.01(a).
CLASS B-2 OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount equal
to the sum, as to each Outstanding Mortgage Loan, of the product of (x) the
Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(iii) the Class B-2 Percentage of (A) the principal portion of
the Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (b) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
k. the Class B-2 Prepayment Percentage of all Unscheduled
Principal Receipts that were received by a Servicer with
respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of
Unscheduled Principal Receipt;
l. the Class B-2 Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during
the month preceding the month of such Distribution Date,
was repurchased by the Seller pursuant to Section 2.02
or 2.03; and
m. the Class B-2 Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted
for a defective Mortgage Loan during the month
preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such
defective Mortgage Loan, less the amount allocable to
the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer,
the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan;
PROVIDED, HOWEVER, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-2 Optimal Principal Amount
will equal the lesser of (A) the Class B-2 Optimal Principal Amount calculated
as described in the preceding provisions and (b) the Adjusted Principal Balance
for the Class B-2 Certificates.
CLASS B-2 PERCENTAGE: As to any Distribution Date, except as set forth in the
next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-2 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-2
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-2 Percentage for such
Distribution Date will be zero.
CLASS B-2 PREPAYMENT PERCENTAGE: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-2 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-2 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-2
Prepayment Percentage for such Distribution Date will be zero.
CLASS B-2 PRINCIPAL BALANCE: As to the first Determination Date, the Original
Class B-2 Principal Balance. As of any subsequent Determination Date, the lesser
of (i) the Original Class B-2 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-2 Certificates on prior
Distribution Dates (A) pursuant to Paragraph tenth of Section 4.01(a) and (b) as
a result of a Principal Adjustment and (b) the Realized Losses allocated through
such Determination Date to the Class B-2 Certificates pursuant to Section
4.02(b) and (ii) the Adjusted Pool Amount as of the preceding Distribution Date
less the sum of the Class A Principal Balance and the Class B-1 Principal
Balance as of such Determination Date.
CLASS B-2 UNPAID INTEREST SHORTFALL: As to any Distribution Date, the amount, if
any, by which the aggregate of the Class B-2 Interest Shortfall Amounts for
prior Distribution Dates is in excess of the amounts distributed in respect of
the Class B-2 Certificates on prior Distribution Dates pursuant to Paragraph
ninth of Section 4.01(a).
CLASS B-3 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-3 and Exhibit C hereto.
CLASS B-3 CERTIFICATEHOLDER: The registered holder of a Class B-3
Certificate.
CLASS B-3 DISTRIBUTION AMOUNT: As to any Distribution Date, any amount
distributable to the Holders of the Class B-3 Certificates pursuant to
Paragraphs eleventh, twelfth and thirteenth of Section 4.01(a).
CLASS B-3 INTEREST SHORTFALL AMOUNT: As to any Distribution Date, any amount by
which the Interest Accrual Amount of the Class B-3 Certificates with respect to
such Distribution Date exceeds the amount distributed in respect of the Class
B-3 Certificates on such Distribution Date pursuant to Paragraph eleventh of
Section 4.01(a).
CLASS B-3 OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount equal
to the sum, as to each Outstanding Mortgage Loan, of the product of (x) the
Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(iv) the Class B-3 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (b) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
n. the Class B-3 Prepayment Percentage of all Unscheduled
Principal Receipts that were received by a Servicer with
respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of
Unscheduled Principal Receipt;
(v)the Class B-3 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
o. the Class B-3 Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted
for a defective Mortgage Loan during the month
preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such
defective Mortgage Loan, less the amount allocable to
the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer,
the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan;
PROVIDED, HOWEVER, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-3 Optimal Principal Amount
will equal the lesser of (A) the Class B-3 Optimal Principal Amount calculated
as described in the preceding provisions and (b) the Adjusted Principal Balance
for the Class B-3 Certificates.
CLASS B-3 PERCENTAGE: As to any Distribution Date, except as set forth in the
next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-3 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-3
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-3 Percentage for such
Distribution Date will be zero.
CLASS B-3 PREPAYMENT PERCENTAGE: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-3 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-3 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-3
Prepayment Percentage for such Distribution Date will be zero.
CLASS B-3 PRINCIPAL BALANCE: As to the first Determination Date, the Original
Class B-3 Principal Balance. As of any subsequent Determination Date, the lesser
of (i) the Original Class B-3 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-3 Certificates on prior
Distribution Dates (A) pursuant to Paragraph thirteenth of Section 4.01(a) and
(b) as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-3 Certificates pursuant to
Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance and the Class B-2 Principal Balance as of such Determination
Date.
CLASS B-3 UNPAID INTEREST SHORTFALL: As to any Distribution Date, the amount, if
any, by which the aggregate of the Class B-3 Interest Shortfall Amounts for
prior Distribution Dates is in excess of the amounts distributed in respect of
the Class B-3 Certificates on prior Distribution Dates pursuant to Paragraph
twelfth of Section 4.01(a).
CLASS B-4 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-4 and Exhibit C hereto.
CLASS B-4 CERTIFICATEHOLDER: The registered holder of a Class B-4
Certificate.
CLASS B-4 DISTRIBUTION AMOUNT: As to any Distribution Date, any amount
distributable to the Holders of the Class B-4 Certificates pursuant to
Paragraphs fourteenth, fifteenth, and sixteenth of Section 4.01(a).
CLASS B-4 INTEREST SHORTFALL AMOUNT: As to any Distribution Date, any amount by
which the Interest Accrual Amount of the Class B-4 Certificates with respect to
such Distribution Date exceeds the amount distributed in respect of the Class
B-4 Certificates on such Distribution Date pursuant to Paragraph fourteenth of
Section 4.01(a).
CLASS B-4 OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount equal
to the sum, as to each Outstanding Mortgage Loan, of the product of (x) the
Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(vi) the Class B-4 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (b) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
p. the Class B-4 Prepayment Percentage of all Unscheduled
Principal Receipts that were received by a Servicer with
respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of
Unscheduled Principal Receipt;
q. the Class B-4 Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during
the month preceding the month of such Distribution Date,
was repurchased by the Seller pursuant to Section 2.02
or 2.03; and
r. the Class B-4 Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted
for a defective Mortgage Loan during the month
preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such
defective Mortgage Loan, less the amount allocable to
the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer,
the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan;
PROVIDED, HOWEVER, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-4 Optimal Principal Amount
will equal the lesser of (A) the Class B-4 Optimal Principal Amount calculated
as described in the preceding provisions and (b) the Adjusted Principal Balance
for the Class B-4 Certificates.
CLASS B-4 PERCENTAGE: As to any Distribution Date, except as set forth in the
next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-4 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-4
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-4 Percentage for such
Distribution Date will be zero.
CLASS B-4 PREPAYMENT PERCENTAGE: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-4 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-4 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-4
Prepayment Percentage for such Distribution Date will be zero.
CLASS B-4 PRINCIPAL BALANCE: As to the first Determination Date, the Original
Class B-4 Principal Balance. As of any subsequent Determination Date, the lesser
of (i) the Original Class B-4 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-4 Certificates on prior
Distribution Dates (A) pursuant to Paragraph sixteenth of Section 4.01(a) and
(b) as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-4 Certificates pursuant to
Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance, the Class B-2 Principal Balance and the Class B-3 Principal
Balance as of such Determination Date.
CLASS B-4 UNPAID INTEREST SHORTFALL: As to any Distribution Date, the amount, if
any, by which the aggregate of the Class B-4 Interest Shortfall Amounts for
prior Distribution Dates is in excess of the amounts distributed in respect of
the Class B-4 Certificates on prior Distribution Dates pursuant to Paragraph
fifteenth of Section 4.01(a).
CLASS B-5 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-5 and Exhibit C hereto.
CLASS B-5 CERTIFICATEHOLDER: The registered holder of a Class B-5
Certificate.
CLASS B-5 DISTRIBUTION AMOUNT: As to any Distribution Date, any amount
distributable to the Holders of the Class B-5 Certificates pursuant to
Paragraphs seventeenth, eighteenth, and nineteenth of Section 4.01(a).
CLASS B-5 INTEREST SHORTFALL AMOUNT: As to any Distribution Date, any amount by
which the Interest Accrual Amount of the Class B-5 Certificates with respect to
such Distribution Date exceeds the amount distributed in respect of the Class
B-5 Certificates on such Distribution Date pursuant to Paragraph seventeenth of
Section 4.01(a).
CLASS B-5 OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount equal
to the sum, as to each Outstanding Mortgage Loan, of the product of (x) the
Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(vii) the Class B-5 Percentage of (A) the principal portion of
the Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (b) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
s. the Class B-5 Prepayment Percentage of all Unscheduled
Principal Receipts that were received by a Servicer with
respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of
Unscheduled Principal Receipt;
t. the Class B-5 Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during
the month preceding the month of such Distribution Date,
was repurchased by the Seller pursuant to Section 2.02
or 2.03; and
u. the Class B-5 Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted
for a defective Mortgage Loan during the month
preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such
defective Mortgage Loan, less the amount allocable to
the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer,
the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan;
PROVIDED, HOWEVER, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-5 Optimal Principal Amount
will equal the lesser of (A) the Class B-5 Optimal Principal Amount calculated
as described in the preceding provisions and (b) the Adjusted Principal Balance
for the Class B-5 Certificates.
CLASS B-5 PERCENTAGE: As to any Distribution Date, except as set forth in the
next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-5 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-5
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-5 Percentage for such
Distribution Date will be zero.
CLASS B-5 PREPAYMENT PERCENTAGE: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-5 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-5 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-5
Prepayment Percentage for such Distribution Date will be zero.
CLASS B-5 PRINCIPAL BALANCE: As to the first Determination Date, the Original
Class B-5 Principal Balance. As of any subsequent Determination Date, the lesser
of (i) the Original Class B-5 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-5 Certificates on prior
Distribution Dates (A) pursuant to Paragraph nineteenth of Section 4.01(a) and
(b) as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-5 Certificates pursuant to
Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance, the Class B-2 Principal Balance, the Class B-3 Principal
Balance and the Class B-4 Principal Balance as of such Determination Date.
CLASS B-5 UNPAID INTEREST SHORTFALL: As to any Distribution Date, the amount, if
any, by which the aggregate of the Class B-5 Interest Shortfall Amounts for
prior Distribution Dates is in excess of the amounts distributed in respect of
the Class B-5 Certificates on prior Distribution Dates pursuant to Paragraph
eighteenth of Section 4.01(a).
CLASS B-6 CERTIFICATE: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-6 and Exhibit C hereto.
CLASS B-6 CERTIFICATEHOLDER: The registered holder of a Class B-6
Certificate.
CLASS B-6 DISTRIBUTION AMOUNT: As to any Distribution Date, any amount
distributable to the Holders of the Class B-6 Certificates pursuant to
Paragraphs twentieth, twenty-first and twenty-second of Section 4.01(a).
CLASS B-6 INTEREST SHORTFALL AMOUNT: As to any Distribution Date, any amount by
which the Interest Accrual Amount of the Class B-6 Certificates with respect to
such Distribution Date exceeds the amount distributed in respect of the Class
B-6 Certificates on such Distribution Date pursuant to Paragraph twentieth of
Section 4.01(a).
CLASS B-6 OPTIMAL PRINCIPAL AMOUNT: As to any Distribution Date, an amount equal
to the sum, as to each Outstanding Mortgage Loan, of the product of (x) the
Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(viii) the Class B-6 Percentage of (A) the principal portion of
the Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (b) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
v. the Class B-6 Prepayment Percentage of all Unscheduled
Principal Receipts that were received by a Servicer with
respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of
Unscheduled Principal Receipt;
w. the Class B-6 Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during
the month preceding the month of such Distribution Date,
was repurchased by the Seller pursuant to Section 2.02
or 2.03; and
x. the Class B-6 Percentage of the excess of the unpaid
principal balance of such Mortgage Loan substituted
for a defective Mortgage Loan during the month
preceding the month in which such Distribution Date
occurs over the unpaid principal balance of such
defective Mortgage Loan, less the amount allocable to
the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer,
the Master Servicer or the Trust Administrator in
respect of such defective Mortgage Loan;
PROVIDED, HOWEVER, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-6 Optimal Principal Amount
will equal the lesser of (A) the Class B-6 Optimal Principal Amount calculated
as described in the preceding provisions and (b) the Adjusted Principal Balance
for the Class B-6 Certificates.
CLASS B-6 PERCENTAGE: As to any Distribution Date, except as set forth in the
next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-6 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-6
Certificates are not eligible to receive distributions of principal in
accordance with the provisions of Section 4.01(d)(i), the Class B-6 Percentage
for such Distribution Date will be zero.
CLASS B-6 PREPAYMENT PERCENTAGE: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-6 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-6 Certificates are not eligible to receive
distributions of principal in accordance with the provisions of Section
4.01(d)(i), the Class B-6 Prepayment Percentage for such Distribution Date will
be zero.
CLASS B-6 PRINCIPAL BALANCE: As to the first Determination Date, the Original
Class B-6 Principal Balance. As of any subsequent Determination Date, the lesser
of (i) the Original Class B-6 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-6 Certificates on prior
Distribution Dates pursuant to Paragraph twenty-second of Section 4.01(a) and
(b) the Realized Losses allocated through such Determination Date to the Class
B-6 Certificates pursuant to Section 4.02(b) and (ii) the Adjusted Pool Amount
as of the preceding Distribution Date less the Class A Principal Balance, the
Class B-1 Principal Balance, the Class B-2 Principal Balance, the Class B-3
Principal Balance, the Class B-4 Principal Balance and the Class B-5 Principal
Balance as of such Determination Date.
CLASS B-6 UNPAID INTEREST SHORTFALL: As to any Distribution Date, the amount, if
any, by which the aggregate of the Class B-6 Interest Shortfall Amounts for
prior Distribution Dates is in excess of the amounts distributed in respect of
the Class B-6 Certificates on prior Distribution Dates pursuant to Paragraph
twenty-first of Section 4.01(a).
CLEARING AGENCY: An organization registered as a "clearing agency" pursuant
to Section 17A of the Securities Exchange Act of 1934, as amended. The
initial Clearing Agency shall be The Depository Trust Company.
CLEARING AGENCY INDIRECT PARTICIPANT: A broker, dealer, bank, financial
institution or other Person that clears securities transactions through or
maintains a custodial relationship with a Clearing Agency Participant, either
directly or indirectly.
CLEARING AGENCY PARTICIPANT: A broker, dealer, bank, financial institution or
other Person for whom a Clearing Agency effects book-entry transfers of
securities deposited with the Clearing Agency.
CLOSING DATE: The date of initial issuance of the Certificates, as set forth
in Section 11.21.
CODE: The Internal Revenue Code of 1986, as it may be amended from time to time,
any successor statutes thereto, and applicable U.S. Department of the Treasury
temporary or final regulations promulgated thereunder.
COMPENSATING INTEREST: As to any Distribution Date, the lesser of (a) the
product of (i) 1/12th of 0.20% and (ii) the Pool Scheduled Principal Balance for
such Distribution Date and (b) the Available Master Servicing Compensation for
such Distribution Date.
CO-OP SHARES: Shares issued by private non-profit housing corporations.
CORPORATE TRUST OFFICE: The principal office of the Trust Administrator or the
Trustee, as the case may be, at which at any particular time its corporate trust
business shall be administered, which office, with respect to the Trust
Administrator, at the date of the execution of this instrument is located at 230
South Tryon Street, Charlotte, North Carolina 28288 and with respect to the
Trustee, at the date of execution of this instrument is located at 114 West 47th
Street, New York, New York 10036.
CROSS-OVER DATE: The Distribution Date preceding the first Distribution Date on
which the Class A Percentage (determined pursuant to clause (ii) of the
definition thereof) equals or exceeds 100%.
CROSS-OVER DATE INTEREST SHORTFALL: With respect to any Distribution Date that
occurs on or after the Cross-Over Date with respect to any Unscheduled Principal
Receipt (other than a Prepayment in Full):
(A) in the case where the Applicable Unscheduled Principal
Receipt Period is the Mid-Month Receipt Period and such
Unscheduled Principal Receipt is received by the Servicer
on or after the Determination Date in the month preceding
the month of such Distribution Date but prior to the first
day of the month of such Distribution Date, the amount of
interest that would have accrued at the Net Mortgage
Interest Rate on the amount of such Unscheduled Principal
Receipt from the day of its receipt or, if earlier, its
application by the Servicer through the last day of the
month preceding the month of such Distribution Date; and
(B) in the case where the Applicable Unscheduled Principal
Receipt Period is the Prior Month Receipt Period and such
Unscheduled Principal Receipt is received by the Servicer
during the month preceding the month of such Distribution
Date, the amount of interest that would have accrued at the
Net Mortgage Interest Rate on the amount of such
Unscheduled Principal Receipt from the day of its receipt
or, if earlier, its application by the Servicer through the
last day of the month in which such Unscheduled Principal
Receipt is received.
CURRENT CLASS A INTEREST DISTRIBUTION AMOUNT: As to any Distribution Date, the
amount distributed in respect of the Classes of Class A Certificates pursuant to
Paragraph first of Section 4.01(a) on such Distribution Date.
CURRENT CLASS B INTEREST DISTRIBUTION AMOUNT: As to any Distribution Date, the
amount distributed in respect of the Classes of Class B Certificates pursuant to
Paragraphs fifth, eighth, eleventh, fourteenth, seventeenth and twentieth of
Section 4.01(a) on such Distribution Date.
CURRENT CLASS B-1 FRACTIONAL INTEREST: As to any Distribution Date subsequent to
the first Distribution Date, the percentage obtained by dividing the sum of the
Principal Balances of the Class B-2, Class B-3, Class B-4, Class B-5 and Class
B-6 Certificates by the sum of the Class A Non-PO Principal Balance and the
Class B Principal Balance. As to the first Distribution Date, the Original Class
B-1 Fractional Interest.
CURRENT CLASS B-2 FRACTIONAL INTEREST: As to any Distribution Date subsequent to
the first Distribution Date, the percentage obtained by dividing the sum of the
Principal Balances of the Class B-3, Class B-4, Class B-5 and Class B-6
Certificates by the sum of the Class A Non-PO Principal Balance and the Class B
Principal Balance. As to the first Distribution Date, the Original Class B-2
Fractional Interest.
CURRENT CLASS B-3 FRACTIONAL INTEREST: As to any Distribution Date subsequent to
the first Distribution Date, the percentage obtained by dividing the sum of the
Principal Balances of the Class B-4, Class B-5 and Class B-6 Certificates by the
sum of the Class A Non-PO Principal Balance and the Class B Principal Balance.
As to the first Distribution Date, the Original Class B-3 Fractional Interest.
CURRENT CLASS B-4 FRACTIONAL INTEREST: As to any Distribution Date subsequent to
the first Distribution Date, the percentage obtained by dividing the sum of the
Principal Balances of the Class B-5 and Class B-6 Certificates by the sum of the
Class A Non-PO Principal Balance and the Class B Principal Balance. As to the
first Distribution Date, the Original Class B-4 Fractional Interest.
CURRENT CLASS B-5 FRACTIONAL INTEREST: As to any Distribution Date subsequent to
the first Distribution Date, the percentage obtained by dividing the Principal
Balance of the Class B-6 Certificates by the sum of the Class A Non-PO Principal
Balance and the Class B Principal Balance. As to the first Distribution Date,
the Original Class B-5 Fractional Interest.
CURTAILMENT: Any Principal Prepayment made by a Mortgagor which is not a
Prepayment in Full.
CUSTODIAL AGREEMENT: The Custodial Agreement, if any, from time to time in
effect between the Custodian named therein, the Seller, the Master Servicer and
the Trust Administrator, substantially in the form of Exhibit E hereto, as the
same may be amended or modified from time to time in accordance with the terms
thereof.
CUSTODIAL P&I ACCOUNT: The Custodial P&I Account, as defined in each of the
Servicing Agreements, with respect to the Mortgage Loans. In determining whether
the Custodial P&I Account under any Servicing Agreement is "acceptable" to the
Master Servicer (as may be required by the definition of "Eligible Account"
contained in the Servicing Agreements), the Master Servicer shall require that
any such account shall be acceptable to each of the Rating Agencies.
CUSTODIAN: Initially, the Trust Administrator, and thereafter the Custodian, if
any, hereafter appointed by the Trust Administrator pursuant to Section 8.13, or
its successor in interest under the Custodial Agreement. The Custodian may (but
need not) be the Trustee, the Trust Administrator or any Person directly or
indirectly controlling or controlled by or under common control of either of
them. Neither a Servicer, nor the Seller nor the Master Servicer nor any Person
directly or indirectly controlling or controlled by or under common control with
any such Person may be appointed Custodian.
CUT-OFF DATE: The first day of the month of initial issuance of the
Certificates as set forth in Section 11.02.
CUT-OFF DATE AGGREGATE PRINCIPAL BALANCE: The aggregate of the Cut-Off Date
Principal Balances of the Mortgage Loans is as set forth in Section 11.03.
CUT-OFF DATE PRINCIPAL BALANCE: As to each Mortgage Loan, its unpaid principal
balance as of the close of business on the Cut-Off Date (but without giving
effect to any Unscheduled Principal Receipts received or applied on the Cut-Off
Date), reduced by all payments of principal due on or before the Cut-Off Date
and not paid, and increased by scheduled monthly payments of principal due after
the Cut-Off Date but received by the related Servicer on or before the Cut-Off
Date.
DEBT SERVICE REDUCTION: With respect to any Mortgage Loan, a reduction in the
scheduled Monthly Payment for such Mortgage Loan by a court of competent
jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction
constituting a Deficient Valuation.
DECEASED HOLDER: A Beneficial Owner of a Class A-11 Certificate who was living
at the time such interest was acquired, whose death is deemed to have occurred
pursuant to Section 4.07(b), and with respect to which the Trust Administrator
has received through the Clearing Agency evidence of death satisfactory to the
Trust Administrator and any tax waivers requested by the Trustee.
DEFICIENT VALUATION: With respect to any Mortgage Loan, a valuation by a court
of competent jurisdiction of the Mortgaged Property in an amount less than the
then-outstanding indebtedness under the Mortgage Loan, or any reduction in the
amount of principal to be paid in connection with any scheduled Monthly Payment
that results in a permanent forgiveness of principal, which valuation or
reduction results from a proceeding under the Bankruptcy Code.
DEFINITIVE CERTIFICATES: As defined in Section 5.01(b).
DENOMINATION: The amount, if any, specified on the face of each Certificate
representing the principal portion of the Cut-Off Date Aggregate Principal
Balance evidenced by such Certificate.
DETERMINATION DATE: The 17th day of the month in which the related
Distribution Date occurs, or if such 17th day is not a Business Day, the
Business Day preceding such 17th day.
DISCOUNT MORTGAGE LOAN: A Mortgage Loan with a Net Mortgage Interest Rate of
less than 6.500%.
DISTRIBUTION DATE: The 25th day of any month, beginning in the month following
the month of initial issuance of the Certificates, or if such 25th day is not a
Business Day, the Business Day following such 25th day.
DUE DATE: With respect to any Mortgage Loan, the day of the month in which
the Monthly Payment on such Mortgage Loan is scheduled to be paid.
ELIGIBLE ACCOUNT: One or more accounts (i) that are maintained with a depository
institution (which may be the Master Servicer) whose long-term debt obligations
(or, in the case of a depository institution which is part of a holding company
structure, the long-term debt obligations of such parent holding company) at the
time of deposit therein are rated at least "AA" (or the equivalent) by each of
the Rating Agencies, (ii) the deposits in which are fully insured by the FDIC
through either the Bank Insurance Fund or the Savings Association Insurance
Fund, (iii) the deposits in which are insured by the FDIC through either the
Bank Insurance Fund or the Savings Association Insurance Fund (to the limit
established by the FDIC) and the uninsured deposits in which accounts are
otherwise secured, as evidenced by an Opinion of Counsel delivered to the Trust
Administrator, such that the Trust Administrator, on behalf of the
Certificateholders has a claim with respect to the funds in such accounts or a
perfected first security interest against any collateral securing such funds
that is superior to claims of any other depositors or creditors of the
depository institution with which such accounts are maintained, (iv) that are
trust accounts maintained with the trust department of a federal or state
chartered depository institution or trust company acting in its fiduciary
capacity or (v) such other account that is acceptable to each of the Rating
Agencies and would not cause the Trust Estate to fail to qualify as a REMIC or
result in the imposition of any federal tax on the REMIC.
ELIGIBLE INVESTMENTS: At any time, any one or more of the following obligations
and securities which shall mature not later than the Business Day preceding the
Distribution Date next succeeding the date of such investment, provided that
such investments continue to qualify as "cash flow investments" as defined in
Code Section 860G(a)(6):
(ix) obligations of the United States of America or any agency
thereof, provided such obligations are backed by the full faith and credit
of the United States of America;
y. general obligations of or obligations guaranteed by
any state of the United States of America or the
District of Columbia receiving the highest short-term
or highest long-term rating of each Rating Agency, or
such lower rating as would not result in the
downgrading or withdrawal of the rating then assigned
to any of the Certificates by either Rating Agency or
result in any of such rated Certificates being placed
on credit review status (other than for possible
upgrading) (or, in the case of the Class A-11
Certificates, without giving effect to the guaranty
provided by Financial Security) by either Rating
Agency;
z. commercial or finance company paper which is then
rated in the highest long-term commercial or finance
company paper rating category of each Rating Agency
or the highest short-term rating category of each
Rating Agency, or such lower rating category as would
not result in the downgrading or withdrawal of the
rating then assigned to any of the Certificates by
either Rating Agency or result in any of such rated
Certificates being placed on credit review status
(other than for possible upgrading) (or, in the case
of the Class A-11 Certificates, without giving effect
to the guaranty provided by Financial Security) by
either Rating Agency;
aa. certificates of deposit, demand or time deposits,
federal funds or banker's acceptances issued by any
depository institution or trust company incorporated
under the laws of the United States or of any state
thereof and subject to supervision and examination by
federal and/or state banking authorities, provided
that the commercial paper and/or debt obligations of
such depository institution or trust company (or in
the case of the principal depository institution in a
holding company system, the commercial paper or debt
obligations of such holding company) are then rated
in the highest short-term or the highest long-term
rating category for such securities of each of the
Rating Agencies, or such lower rating categories as
would not result in the downgrading or withdrawal of
the rating then assigned to any of the Certificates
by either Rating Agency or result in any of such
rated Certificates being placed on credit review
status (other than for possible upgrading) (or, in
the case of the Class A-11 Certificates, without
giving effect to the guaranty provided by Financial
Security) by either Rating Agency;
bb. guaranteed reinvestment agreements issued by any
bank, insurance company or other corporation
acceptable to each Rating Agency at the time of the
issuance of such agreements;
cc. repurchase agreements on obligations with respect to any
security described in clauses (i) or (ii) above or any
other security issued or guaranteed by an agency or
instrumentality of the United States of America, in
either case entered into with a depository institution
or trust company (acting as principal) described in (iv)
above;
dd. securities (other than stripped bonds or stripped
coupon securities) bearing interest or sold at a
discount issued by any corporation incorporated under
the laws of the United States of America or any state
thereof which, at the time of such investment or
contractual commitment providing for such investment,
are then rated in the highest short-term or the
highest long-term rating category by each Rating
Agency, or in such lower rating category as would not
result in the downgrading or withdrawal of the rating
then assigned to any of the Certificates by either
Rating Agency or result in any of such rated
Certificates being placed on credit review status
(other than for possible upgrading) (or, in the case
of the Class A-11 Certificates, without giving effect
to the guaranty provided by Financial Security) by
either Rating Agency; and
ee. such other investments acceptable to each Rating
Agency as would not result in the downgrading of the
rating then assigned to the Certificates by either
Rating Agency or result in any of such rated
Certificates being placed on credit review status
(other than for possible upgrading) (or, in the case
of the Class A-11 Certificates, without giving effect
to the guaranty provided by Financial Security) by
either Rating Agency.
In no event shall an instrument be an Eligible Investment if such instrument
evidences either (i) a right to receive only interest payments with respect to
the obligations underlying such instrument, or (ii) both principal and interest
payments derived from obligations underlying such instrument and the interest
and principal payments with respect to such instrument provide a yield to
maturity at the date of investment of greater than 120% of the yield to maturity
at par of such underlying obligations.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
ERISA PROHIBITED HOLDER: As defined in Section 5.02(d).
ERRORS AND OMISSIONS POLICY: As defined in each of the Servicing Agreements.
EVENT OF DEFAULT: Any of the events specified in Section 7.01.
EXCESS BANKRUPTCY LOSS: With respect to any Distribution Date and any Mortgage
Loan as to which a Bankruptcy Loss is realized in the month preceding the month
of such Distribution Date, (i) if the Aggregate Current Bankruptcy Losses with
respect to such Distribution Date exceed the then-applicable Bankruptcy Loss
Amount, then the portion of such Bankruptcy Loss represented by the ratio of (a)
the excess of the Aggregate Current Bankruptcy Losses over the then-applicable
Bankruptcy Loss Amount, divided by (b) the Aggregate Current Bankruptcy Losses
or (ii) if the Aggregate Current Bankruptcy Losses with respect to such
Distribution Date are less than or equal to the then-applicable Bankruptcy Loss
Amount, then zero. In addition, any Bankruptcy Loss occurring with respect to a
Mortgage Loan on or after the Cross-Over Date will be an Excess Bankruptcy Loss.
EXCESS FRAUD LOSS: With respect to any Distribution Date and any Mortgage Loan
as to which a Fraud Loss is realized in the month preceding the month of such
Distribution Date, (i) if the Aggregate Current Fraud Losses with respect to
such Distribution Date exceed the then-applicable Fraud Loss Amount, then the
portion of such Fraud Loss represented by the ratio of (a) the excess of the
Aggregate Current Fraud Losses over the then-applicable Fraud Loss Amount,
divided by (b) the Aggregate Current Fraud Losses, or (ii) if the Aggregate
Current Fraud Losses with respect to such Distribution Date are less than or
equal to the then-applicable Fraud Loss Amount, then zero. In addition, any
Fraud Loss occurring with respect to a Mortgage Loan on or after the Cross-Over
Date will be an Excess Fraud Loss.
EXCESS SPECIAL HAZARD LOSS: With respect to any Distribution Date and any
Mortgage Loan as to which a Special Hazard Loss is realized in the month
preceding the month of such Distribution Date, (i) if the Aggregate Current
Special Hazard Losses with respect to such Distribution Date exceed the
then-applicable Special Hazard Loss Amount, then the portion of such Special
Hazard Loss represented by the ratio of (a) the excess of the Aggregate Current
Special Hazard Losses over the then-applicable Special Hazard Loss Amount,
divided by (b) the Aggregate Current Special Hazard Losses, or (ii) if the
Aggregate Current Special Hazard Losses with respect to such Distribution Date
are less than or equal to the then-applicable Special Hazard Loss Amount, then
zero. In addition, any Special Hazard Loss occurring with respect to a Mortgage
Loan on or after the Cross-Over Date will be an Excess Special Hazard Loss.
EXHIBIT F-1 MORTGAGE LOAN: Any of the Mortgage Loans identified in Exhibit F-1
hereto, as such Exhibit may be amended from time to time in connection with a
substitution pursuant to Section 2.02, which Mortgage Loan is serviced in
locations other than Frederick, Maryland under the Norwest Servicing Agreement.
EXHIBIT F-2 MORTGAGE LOAN: Any of the Mortgage Loans identified in Exhibit F-2
hereto, as such Exhibit may be amended from time to time in connection with a
substitution pursuant to Section 2.02, which Mortgage Loan is serviced in
Frederick, Maryland under the Norwest Servicing Agreement.
EXHIBIT F-3 MORTGAGE LOAN: Any of the Mortgage Loans identified in Exhibit F-3
hereto, as such Exhibit may be amended from time to time in connection with a
substitution pursuant to Section 2.02, which Mortgage Loan is serviced under an
Other Servicing Agreement.
FDIC: The Federal Deposit Insurance Corporation or any successor thereto.
FHLMC: The Federal Home Loan Mortgage Corporation or any successor thereto.
FIDELITY BOND: As defined in each of the Servicing Agreements.
FINAL DISTRIBUTION DATE: The Distribution Date on which the final
distribution in respect of the Certificates is made pursuant to Section 9.01.
FINAL SCHEDULED MATURITY DATE: The Final Scheduled Maturity Date for the Class
A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class
A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class A-14,
Class A-15, Class A-16, Class A-PO, Class A-R, Class B-1, Class B-2, Class B-3,
Class B-4, Class B-5 and Class B-6 Certificates is February 25, 2029 which
corresponds to the "latest possible maturity date" for purposes of Section
860G(a)(1) of the Internal Revenue Code of 1986, as amended.
FINANCIAL SECURITY: Financial Security Assurance Inc., a monoline insurance
company incorporated under the laws of the State of New York, or any
successor thereto.
FINANCIAL SECURITY CONTACT PERSON: The officer designated by the Master
Servicer to provide information to Financial Security pursuant to Section
4.08(g). The initial Financial Security Contact Person is appointed in
Section 11.27.
FINANCIAL SECURITY DEFAULT: The existence and continuance of any of the
following:
(a) Financial Security fails to make a payment required under a
policy in accordance with its terms:
(b) Financial Security (A) files any petition or commences any case
or proceeding under any provision or similar federal or state law
relating to insolvency, bankruptcy, rehabilitation, liquidation or
reorganization, (b) makes a general assignment for the benefit of its
creditors, or (c) has an order for relief entered against it under
the United States Bankruptcy code or any similar federal or state law
relating to insolvency, bankruptcy, rehabilitation, liquidation or
reorganization which is final and nonappealable; or
(c) a court of competent jurisdiction, the New York Department of
Insurance or other competent regulatory authority enters a final and
nonappealable order, judgment or decree (1) appointing a custodian,
trustee, agent or receiver for Financial Security or for all or any
material portion of its property or (2) authorizing the taking of
possession by a custodian, trustee, agent or receiver of Financial
Security (or the taking of possession of all or any material portion
of the property of Financial Security).
FIXED RETAINED YIELD: The fixed percentage of interest on each Mortgage Loan
with a Mortgage Interest Rate greater than the sum of (a) 6.500%, (b) the
applicable Servicing Fee Rate and (c) the Master Servicing Fee Rate, which will
be determined on a loan by loan basis and will equal the Mortgage Interest Rate
on each Mortgage Loan minus the sum of (a), (b) and (c), which is not assigned
to and not part of the Trust Estate.
FIXED RETAINED YIELD RATE: With respect to each Mortgage Loan, a per annum rate
equal to the greater of (a) zero and (b) the Mortgage Interest Rate on such
Mortgage Loan minus the sum of (i) 6.500%, (ii) the applicable Servicing Fee
Rate and (iii) the Master Servicing Fee Rate.
FNMA: Fannie Mae or any successor thereto.
FORECLOSURE PROFITS: As to any Distribution Date, the excess, if any, of (i) Net
Liquidation Proceeds in respect of each Mortgage Loan that became a Liquidated
Loan during the Applicable Unscheduled Principal Receipt Period with respect to
Full Unscheduled Principal Receipts for such Distribution Date over (ii) the sum
of the unpaid principal balance of each such Liquidated Loan plus accrued and
unpaid interest at the applicable Mortgage Interest Rate on the unpaid principal
balance thereof from the Due Date to which interest was last paid by the
Mortgagor (or, in the case of a Liquidated Loan that had been an REO Mortgage
Loan, from the Due Date to which interest was last deemed to have been paid) to
the first day of the month in which such Distribution Date occurs.
FRAUD LOSS: A Liquidated Loan Loss as to which there was fraud in the
origination of such Mortgage Loan.
FRAUD LOSS AMOUNT: As of any Distribution Date after the Cut-Off Date an amount
equal to: (X) prior to the first anniversary of the Cut-Off Date an amount equal
to $17,000,384.01 minus the aggregate amount of Fraud Losses allocated solely to
the Class B Certificates in accordance with Section 4.02(a) since the Cut-Off
Date, and (Y) from the first through fifth anniversary of the Cut-Off Date, an
amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most
recent anniversary of the Cut-Off Date and (b) 1.00% of the aggregate
outstanding principal balance of all of the Mortgage Loans as of the most recent
anniversary of the Cut-Off Date minus (2) the Fraud Losses allocated solely to
the Class B Certificates in accordance with Section 4.02(a) since the most
recent anniversary of the Cut-Off Date. On and after the Cross-Over Date or
after the fifth anniversary of the Cut-Off Date the Fraud Loss Amount shall be
zero.
FULL UNSCHEDULED PRINCIPAL RECEIPT: Any Unscheduled Principal Receipt with
respect to a Mortgage Loan (i) in the amount of the outstanding principal
balance of such Mortgage Loan and resulting in the full satisfaction of such
Mortgage Loan or (ii) representing Liquidation Proceeds other than Partial
Liquidation Proceeds.
HOLDER: See "Certificateholder."
INDEPENDENT: When used with respect to any specified Person, such Person who (i)
is in fact independent of the Seller, the Master Servicer and any Servicer, (ii)
does not have any direct financial interest or any material indirect financial
interest in the Seller or the Master Servicer or any Servicer or in an affiliate
of either, and (iii) is not connected with the Seller, the Master Servicer or
any Servicer as an officer, employee, promoter, underwriter, trustee, trust
administrator, partner, director or person performing similar functions.
INDIVIDUAL CLASS A-11 CERTIFICATE: A Class A-11 Certificate which evidences
$1,000 Original Principal Balance.
INSURANCE POLICY: Any insurance or performance bond relating to a Mortgage Loan
or the Mortgage Loans, including any hazard insurance, special hazard insurance,
flood insurance, primary mortgage insurance, mortgagor bankruptcy bond or title
insurance.
INSURANCE PROCEEDS: Proceeds paid by any insurer pursuant to any Insurance
Policy covering a Mortgage Loan.
INSURED EXPENSES: Expenses covered by any Insurance Policy covering a
Mortgage Loan.
INTEREST ACCRUAL AMOUNT: As to any Distribution Date and any Class of Class A
Certificates (other than the Class A-PO Certificates), (a) the product of (i)
1/12th of the Class A Pass-Through Rate for such Class and (ii) the Principal
Balance of such Class as of the Determination Date preceding such Distribution
Date minus (b) the Class A Interest Percentage of such Class of (i) any
Non-Supported Interest Shortfall allocated to the Class A Certificates with
respect to such Distribution Date, (ii) the interest portion of any Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
allocated to the Class A Certificates with respect to such Distribution Date
pursuant to Section 4.02(e) and (iii) the interest portion of any Realized
Losses (other than Excess Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses) allocated to the Class A Certificates on or after the
Cross-Over Date pursuant to Section 4.02(e). The Class A-PO Certificates have no
Interest Accrual Amount.
As to any Distribution Date and any Class of Class B Certificates, an amount
equal to (i) the product of 1/12th of the Class B Pass-Through Rate and the
Principal Balance of such Class as of the Determination Date preceding such
Distribution Date minus (ii) the Class B Interest Percentage of such Class of
(x) any Non-Supported Interest Shortfall allocated to the Class B Certificates
with respect to such Distribution Date and (y) the interest portion of any
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
allocated to the Class B Certificates with respect to such Distribution Date
pursuant to Section 4.02(e).
LIBOR: As to any Distribution Date, the arithmetic mean of the London Interbank
offered rate quotations for one month Eurodollar deposits, as determined by the
Trust Administrator on the related Rate Determination Date in accordance with
Section 4.10.
LIBOR BUSINESS DAY: Any Business Day on which banks are open for dealing in
foreign currency and exchange in London, England, the City of New York and
Charlotte, North Carolina.
LIBOR CERTIFICATES: Any of the Class A-14 and Class A-15 Certificates.
LIQUIDATED LOAN: A Mortgage Loan with respect to which the related Mortgaged
Property has been acquired, liquidated or foreclosed and with respect to which
the applicable Servicer determines that all Liquidation Proceeds which it
expects to recover have been recovered.
LIQUIDATED LOAN LOSS: With respect to any Distribution Date, the aggregate of
the amount of losses with respect to each Mortgage Loan which became a
Liquidated Loan during the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date, equal
to the excess of (i) the unpaid principal balance of each such Liquidated Loan,
plus accrued interest thereon in accordance with the amortization schedule at
the time applicable thereto at the applicable Net Mortgage Interest Rate from
the Due Date as to which interest was last paid with respect thereto through the
last day of the month preceding the month in which such Distribution Date
occurs, over (ii) Net Liquidation Proceeds with respect to such Liquidated Loan.
LIQUIDATION EXPENSES: Expenses incurred by a Servicer in connection with the
liquidation of any defaulted Mortgage Loan or property acquired in respect
thereof (including, without limitation, legal fees and expenses, committee or
referee fees, and, if applicable, brokerage commissions and conveyance taxes),
any unreimbursed advances expended by such Servicer pursuant to its Servicing
Agreement or the Master Servicer or Trust Administrator pursuant hereto
respecting the related Mortgage Loan, including any unreimbursed advances for
real property taxes or for property restoration or preservation of the related
Mortgaged Property. Liquidation Expenses shall not include any previously
incurred expenses in respect of an REO Mortgage Loan which have been netted
against related REO Proceeds.
LIQUIDATION PROCEEDS: Amounts received by a Servicer (including Insurance
Proceeds) in connection with the liquidation of defaulted Mortgage Loans or
property acquired in respect thereof, whether through foreclosure, sale or
otherwise, including payments in connection with such Mortgage Loans received
from the Mortgagor, other than amounts required to be paid to the Mortgagor
pursuant to the terms of the applicable Mortgage or to be applied otherwise
pursuant to law.
LIVING HOLDER: Beneficial Owner of the Class A-11 Certificates other than a
Deceased Holder.
LOAN-TO-VALUE RATIO: The ratio, expressed as a percentage, the numerator of
which is the principal balance of a particular Mortgage Loan at origination and
the denominator of which is the lesser of (x) the appraised value of the related
Mortgaged Property determined in the appraisal used by the originator at the
time of origination of such Mortgage Loan, and (y) if the Mortgage is originated
in connection with a sale of the Mortgaged Property, the sale price for such
Mortgaged Property.
MASTER SERVICER: Norwest Bank Minnesota, National Association, or its
successor in interest.
MASTER SERVICING FEE: With respect to any Mortgage Loan and any Distribution
Date, the fee payable monthly to the Master Servicer pursuant to Section 6.05
equal to a fixed percentage (expressed as a per annum rate) of the unpaid
principal balance of such Mortgage Loan.
MASTER SERVICING FEE RATE: As set forth in Section 11.26.
MLCC MORTGAGE LOAN PURCHASE AGREEMENT: The master mortgage loan purchase
agreement dated as of April 1, 1998 between Merrill Lynch Credit Corporation, as
seller, and Norwest Funding, Inc., as purchaser.
MLCC SERVICING AGREEMENT: The Servicing Agreement executed by Merrill Lynch
Credit Corporation, as Servicer.
MID-MONTH RECEIPT PERIOD: With respect to each Distribution Date, the one month
period beginning on the Determination Date (or, in the case of the first
Distribution Date, from and including the Cut-Off-Date) occurring in the
calendar month preceding the month in which such Distribution Date occurs and
ending on the day preceding the Determination Date immediately preceding such
Distribution Date.
MONTH END INTEREST: As defined in each Servicing Agreement or with respect
to the MLCC Servicing Agreement, the amount defined as "Compensating
Interest."
MONTHLY PAYMENT: As to any Mortgage Loan (including any REO Mortgage Loan) and
any Due Date, the payment of principal and interest due thereon in accordance
with the amortization schedule at the time applicable thereto (after adjustment
for any Curtailments and Deficient Valuations occurring prior to such Due Date
but before any adjustment to such amortization schedule, other than for
Deficient Valuations, by reason of any bankruptcy or similar proceeding or any
moratorium or similar waiver or grace period).
MORTGAGE: The mortgage, deed of trust or other instrument creating a first lien
on Mortgaged Property securing a Mortgage Note together with any Mortgage Loan
Rider, if applicable.
MORTGAGE INTEREST RATE: As to any Mortgage Loan, the per annum rate at which
interest accrues on the unpaid principal balance thereof as set forth in the
related Mortgage Note, which rate is as indicated on the Mortgage Loan Schedule.
MORTGAGE LOAN RIDER: The standard FNMA/FHLMC riders to the Mortgage Note and/or
Mortgage riders required when the Mortgaged Property is a condominium unit or a
unit in a planned unit development.
MORTGAGE LOAN SCHEDULE: The list of the Mortgage Loans transferred to the Trust
Administrator on the Closing Date as part of the Trust Estate and attached
hereto as Exhibits F-1, F-2 and F-3, which list may be amended following the
Closing Date upon conveyance of a Substitute Mortgage Loan pursuant to Section
2.02 or 2.03 and which list shall set forth at a minimum the following
information of the close of business on the Cut-Off Date (or, with respect to
Substitute Mortgage Loans, as of the close of business on the day of
substitution) as to each Mortgage Loan:
(x) the Mortgage Loan identifying number;
ff. the city, state and zip code of the Mortgaged
Property;
gg. the type of property;
hh. the Mortgage Interest Rate;
ii. the Net Mortgage Interest Rate;
jj. the Monthly Payment;
kk. the original number of months to maturity;
ll. the scheduled maturity date;
mm. the Cut-Off Date Principal Balance;
nn. the Loan-to-Value Ratio at origination;
oo. whether such Mortgage Loan is a Subsidy Loan;
pp. whether such Mortgage Loan is covered by primary
mortgage insurance;
qq. the Servicing Fee Rate;
rr. whether such Mortgage Loan is a T.O.P. Mortgage Loan;
ss. the Master Servicing Fee;
tt. Fixed Retained Yield, if applicable; and
uu. for each Exhibit F-3 Mortgage Loan, the name of the
Servicer with respect thereto.
Such schedule may consist of multiple reports that collectively set forth all of
the information required.
MORTGAGE LOANS: Each of the mortgage loans transferred and assigned to the Trust
Administrator on the Closing Date pursuant to Section 2.01 and any mortgage
loans substituted therefor pursuant to Section 2.02 or 2.03, in each case as
from time to time are included in the Trust Estate as identified in the Mortgage
Loan Schedule.
MORTGAGE NOTE: The note or other evidence of indebtedness evidencing the
indebtedness of a Mortgagor under a Mortgage Loan together with any related
Mortgage Loan Riders, if applicable.
MORTGAGED PROPERTY: The property subject to a Mortgage, which may include
Co-op Shares or residential long-term leases.
MORTGAGOR: The obligor on a Mortgage Note.
NET FORECLOSURE PROFITS: As to any Distribution Date, the amount, if any, by
which (i) Aggregate Foreclosure Profits with respect to such Distribution Date
exceed (ii) Liquidated Loan Losses with respect to such Distribution Date.
NET LIQUIDATION PROCEEDS: As to any defaulted Mortgage Loan, Liquidation
Proceeds net of Liquidation Expenses.
NET MORTGAGE INTEREST RATE: With respect to each Mortgage Loan, a rate equal to
(i) the Mortgage Interest Rate on such Mortgage Loan minus (ii) the sum of (a)
the Servicing Fee Rate, as set forth in Section 11.25 with respect to such
Mortgage Loan, (b) the Master Servicing Fee Rate, as set forth in Section 11.26
with respect to such Mortgage Loan and (c) the Fixed Retained Yield Rate, if
any, with respect to such Mortgage Loan. Any regular monthly computation of
interest at such rate shall be based upon annual interest at such rate on the
applicable amount divided by twelve.
NET REO PROCEEDS: As to any REO Mortgage Loan, REO Proceeds net of any
related expenses of the Servicer.
NON-PERMITTED FOREIGN HOLDER: As defined in Section 5.02(d).
NON-PO FRACTION: With respect to any Mortgage Loan, the lesser of (i) 1.00 and
(ii) the quotient obtained by dividing the Net Mortgage Interest Rate for such
Mortgage Loan by 6.500%.
NONRECOVERABLE ADVANCE: Any portion of a Periodic Advance previously made or
proposed to be made in respect of a Mortgage Loan which has not been previously
reimbursed to the Servicer, the Master Servicer or the Trust Administrator, as
the case may be, and which the Servicer, the Master Servicer or the Trust
Administrator determines will not, or in the case of a proposed Periodic Advance
would not, be ultimately recoverable from Liquidation Proceeds or other
recoveries in respect of the related Mortgage Loan. The determination by the
Servicer, the Master Servicer or the Trust Administrator (i) that it has made a
Nonrecoverable Advance or (ii) that any proposed Periodic Advance, if made,
would constitute a Nonrecoverable Advance, shall be evidenced by an Officer's
Certificate of the Servicer delivered to the Master Servicer for redelivery to
the Trust Administrator or, in the case of a Master Servicer or a Trust
Administrator determination, an Officer's Certificate of the Master Servicer or
the Trust Administrator delivered to the Trustee, in each case detailing the
reasons for such determination.
NON-SUPPORTED INTEREST SHORTFALL: With respect to any Distribution Date, the
excess, if any, of the aggregate Prepayment Interest Shortfall on the Mortgage
Loans over the aggregate Compensating Interest with respect to such Distribution
Date. With respect to each Distribution Date occurring on or after the
Cross-Over Date, the Non-Supported Interest Shortfall determined pursuant to the
preceding sentence will be increased by the amount of any Cross-Over Date
Interest Shortfall for such Distribution Date. Any Non-Supported Interest
Shortfall will be allocated to (a) the Class A Certificates according to the
percentage obtained by dividing the Class A Non-PO Principal Balance by the sum
of the Class A Non-PO Principal Balance and the Class B Principal Balance and
(b) the Class B Certificates according to the percentage obtained by dividing
the Class B Principal Balance by the sum of the Class A Non-PO Principal Balance
and the Class B Principal Balance.
NON-U.S. PERSON: As defined in Section 4.01(f).
NORWEST MORTGAGE: Norwest Mortgage, Inc., or its successor in interest.
NORWEST MORTGAGE CORRESPONDENTS: The entities listed on the Mortgage Loan
Schedule, from which Norwest Mortgage purchased the Mortgage Loans.
NORWEST SERVICING AGREEMENT: The Servicing Agreement providing for the servicing
of the Exhibit F-1 Mortgage Loans and Exhibit F-2 Mortgage Loans initially by
Norwest Mortgage.
NOTICE OF NONPAYMENT: The notice to be delivered by the Trust Administrator to
Financial Security with respect to any Distribution Date as to which there is a
Class A-11 Distribution Deficiency, which shall be in the form attached to the
Policy.
OFFICERS' CERTIFICATE: With respect to any Person, a certificate signed by the
Chairman of the Board, the President or a Vice President, and by the Treasurer,
the Secretary or one of the Assistant Treasurers or Assistant Secretaries of
such Person (or, in the case of a Person which is not a corporation, signed by
the person or persons having like responsibilities), and delivered to the
Trustee or the Trust Administrator, as the case may be.
OPINION OF COUNSEL: A written opinion of counsel, who may be outside or salaried
counsel for the Seller, a Servicer or the Master Servicer, or any affiliate of
the Seller, a Servicer or the Master Servicer, acceptable to the Trustee if such
opinion is to be delivered to the Trustee, or acceptable to the Trust
Administrator if such opinion is to be delivered to the Trust Administrator;
PROVIDED, HOWEVER, that with respect to REMIC matters, matters relating to the
determination of Eligible Accounts or matters relating to transfers of
Certificates, such counsel shall be Independent.
OPTIMAL ADJUSTMENT EVENT: With respect to any Class of Class B Certificates and
any Distribution Date, an Optimal Adjustment Event will occur with respect to
such Class if: (i) the Principal Balance of such Class on the Determination Date
succeeding such Distribution Date would have been reduced to zero (regardless of
whether such Principal Balance was reduced to zero as a result of principal
distribution or the allocation of Realized Losses) and (ii) (a) the Principal
Balance of any Class of Class A Certificates would be subject to further
reduction as a result of the third or fifth sentences of the definition of
Principal Balance or (b) the Principal Balance of a Class of Class B
Certificates with a lower numerical designation would be reduced with respect to
such Distribution Date as a result of the application of clause (ii) of the
definition of Class B-1 Principal Balance, Class B-2 Principal Balance, Class
B-3 Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance
or Class B-6 Principal Balance.
ORIGINAL CLASS A NON-PO PRINCIPAL BALANCE: The sum of the Original Principal
Balances of the Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class
A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class
A-13, Class A-14, Class A-15, Class A-16 and Class A-R Certificates, as set
forth in Section 11.06.
ORIGINAL CLASS A PERCENTAGE: The Class A Percentage as of the Cut-Off Date,
as set forth in Section 11.04.
ORIGINAL CLASS B PRINCIPAL BALANCE: The sum of the Original Class B-1 Principal
Balance, Original Class B-2 Principal Balance, Original Class B-3 Principal
Balance, Original Class B-4 Principal Balance, Original Class B-5 Principal
Balance and Original Class B-6 Principal Balance, as set forth in Section 11.14.
ORIGINAL CLASS B-1 FRACTIONAL INTEREST: As to the first Distribution Date, the
percentage obtained by dividing the sum of the Original Class B-2 Principal
Balance, the Original Class B-3 Principal Balance, the Original Class B-4
Principal Balance, Original Class B-5 Principal Balance and the Original Class
B-6 Principal Balance by the sum of the Original Class A Non-PO Principal
Balance and the Original Class B Principal Balance. The Original Class B-1
Fractional Interest is specified in Section 11.16.
ORIGINAL CLASS B-2 FRACTIONAL INTEREST: As to the first Distribution Date, the
percentage obtained by dividing the sum of the Original Class B-3 Principal
Balance, the Original Class B-4 Principal Balance, Original Class B-5 Principal
Balance and the Original Class B-6 Principal Balance by the sum of the Original
Class A Non-PO Principal Balance and the Original Class B Principal Balance. The
Original Class B-2 Fractional Interest is specified in Section 11.17.
ORIGINAL CLASS B-3 FRACTIONAL INTEREST: As to the first Distribution Date, the
percentage obtained by dividing the sum of the Original Class B-4 Principal
Balance, the Original Class B-5 Principal Balance and the Original Class B-6
Principal Balance by the sum of the Original Class A Non-PO Principal Balance
and the Original Class B Principal Balance. The Original Class B-3 Fractional
Interest is specified in Section 11.18.
ORIGINAL CLASS B-4 FRACTIONAL INTEREST: As to the first Distribution Date, the
percentage obtained by dividing the sum of the Original Class B-5 Principal
Balance and the Original Class B-6 Principal Balance by the sum of the Original
Class A Non-PO Principal Balance and the Original Class B Principal Balance. The
Original Class B-4 Fractional Interest is specified in Section 11.19.
ORIGINAL CLASS B-5 FRACTIONAL INTEREST: As to the first Distribution Date, the
percentage obtained by dividing the Original Class B-6 Principal Balance by the
sum of the Original Class A Non-PO Principal Balance and the Original Class B
Principal Balance. The Original Class B-5 Fractional Interest is specified in
Section 11.20.
ORIGINAL CLASS B-1 PERCENTAGE: The Class B-1 Percentage as of the Cut-Off
Date, as set forth in Section 11.08.
ORIGINAL CLASS B-2 PERCENTAGE: The Class B-2 Percentage as of the Cut-Off
Date, as set forth in Section 11.09.
ORIGINAL CLASS B-3 PERCENTAGE: The Class B-3 Percentage as of the Cut-Off
Date, as set forth in Section 11.10.
ORIGINAL CLASS B-4 PERCENTAGE: The Class B-4 Percentage as of the Cut-Off
Date, as set forth in Section 11.11.
ORIGINAL CLASS B-5 PERCENTAGE: The Class B-5 Percentage as of the Cut-Off
Date, as set forth in Section 11.12.
ORIGINAL CLASS B-6 PERCENTAGE: The Class B-6 Percentage as of the Cut-Off
Date, as set forth in Section 11.13.
ORIGINAL CLASS B-1 PRINCIPAL BALANCE: The Class B-1 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
ORIGINAL CLASS B-2 PRINCIPAL BALANCE: The Class B-2 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
ORIGINAL CLASS B-3 PRINCIPAL BALANCE: The Class B-3 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
ORIGINAL CLASS B-4 PRINCIPAL BALANCE: The Class B-4 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
ORIGINAL CLASS B-5 PRINCIPAL BALANCE: The Class B-5 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
ORIGINAL CLASS B-6 PRINCIPAL BALANCE: The Class B-6 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
ORIGINAL PRINCIPAL BALANCE: Any of the Original Principal Balances of the
Classes of Class A Certificates as set forth in Section 11.05; the Original
Class B-1 Principal Balance, Original Class B-2 Principal Balance, Original
Class B-3 Principal Balance, Original Class B-4 Principal Balance, Original
Class B-5 Principal Balance or Original Class B-6 Principal Balance as set forth
in Section 11.15.
ORIGINAL SUBORDINATED PERCENTAGE: The Subordinated Percentage as of the
Cut-Off Date, as set forth in Section 11.07.
OTHER SERVICER: Any of the Servicers other than Norwest Mortgage.
OTHER SERVICING AGREEMENTS: The Servicing Agreements other than the Norwest
Servicing Agreement.
OUTSTANDING MORTGAGE LOAN: As to any Due Date, a Mortgage Loan (including an REO
Mortgage Loan) which was not the subject of a Full Unscheduled Principal Receipt
prior to such Due Date and which was not repurchased by the Seller prior to such
Due Date pursuant to Section 2.02 or 2.03.
OWNER MORTGAGE LOAN FILE: A file maintained by the Trust Administrator (or the
Custodian, if any) for each Mortgage Loan that contains the documents specified
in the Servicing Agreements or, in the case of each Mortgage Loan serviced by
Bank United or Merrill Lynch Credit Corporation, the documents specified in the
Bank United Mortgage Loan Sale Agreement and the MLCC Mortgage Loan Purchase
Agreement under their respective "Owner Mortgage Loan File" definition or
similar definition and/or other provisions requiring delivery of specified
documents to the owner of the Mortgage Loan in connection with the purchase
thereof, and any additional documents required to be added to the Owner Mortgage
Loan File pursuant to this Agreement.
PAINEWEBBER: PaineWebber Incorporated, or its successor in interest.
PARTIAL LIQUIDATION PROCEEDS: Liquidation Proceeds received by a Servicer
prior to the month in which the related Mortgage Loan became a Liquidated
Loan.
PARTIAL UNSCHEDULED PRINCIPAL RECEIPT: An Unscheduled Principal Receipt
which is not a Full Unscheduled Principal Receipt.
PAYING AGENT: The Person authorized on behalf of the Trust Administrator, as
agent for the Master Servicer, to make distributions to Certificateholders with
respect to the Certificates and to forward to Certificateholders the periodic
and annual statements required by Section 4.04. The Paying Agent may be any
Person directly or indirectly controlling or controlled by or under common
control with the Master Servicer and may be the Trustee or the Trust
Administrator. The initial Paying Agent is appointed in Section 4.03(a).
PAYMENT ACCOUNT: The account maintained pursuant to Section 4.03(b).
PERCENTAGE INTEREST: With respect to a Class A Certificate of a Class (other
than a Class A-11 Certificate), the undivided percentage interest obtained by
dividing the original principal balance of such Certificate by the Original
Principal Balance of such Class of Class A Certificates. With respect to a Class
A-11 Certificate, the undivided percentage interest obtained by dividing the
current principal balance of such Certificate by the Principal Balance of the
Class A-11 Certificates. With respect to a Class B Certificate of a Class, the
undivided percentage interest obtained by dividing the original principal
balance of such Certificate by the Original Principal Balance of such Class of
Class B Certificates.
PERIODIC ADVANCE: The aggregate of the advances required to be made by a
Servicer on any Distribution Date pursuant to its Servicing Agreement or by the
Master Servicer or the Trust Administrator hereunder, the amount of any such
advances being equal to the total of all Monthly Payments (adjusted, in each
case (i) in respect of interest, to the applicable Mortgage Interest Rate less
the applicable Servicing Fee in the case of Periodic Advances made by a Servicer
and to the applicable Net Mortgage Interest Rate in the case of Periodic
Advances made by the Master Servicer or Trust Administrator and (ii) by the
amount of any related Debt Service Reductions or reductions in the amount of
interest collectable from the Mortgagor pursuant to the Soldiers' and Sailors'
Civil Relief Act of 1940, as amended, or similar legislation or regulations then
in effect) on the Mortgage Loans, that (x) were delinquent as of the close of
business on the related Determination Date, (y) were not the subject of a
previous Periodic Advance by such Servicer or of a Periodic Advance by the
Master Servicer or the Trust Administrator, as the case may be and (z) have not
been determined by the Master Servicer, such Servicer or Trust Administrator to
be Nonrecoverable Advances.
PERSON: Any individual, corporation, partnership, joint venture, association,
joint-stock company, trust, unincorporated organization or government or any
agency or political subdivision thereof.
PLAN: As defined in Section 5.02(c).
PO FRACTION: With respect to any Discount Mortgage Loan, the difference between
1.0 and the Non-PO Fraction for such Mortgage Loan; with respect to any other
Mortgage Loan, zero.
POLICY: The irrevocable Financial Security Insurance Policy No. 50769-N,
including any endorsements thereto, issued by Financial Security with respect
to the Class A-11 Certificates, in the form attached hereto as Exhibit N.
POLICY PAYMENTS ACCOUNT: The account maintained pursuant to Section 4.08(b).
POOL BALANCE (NON-PO PORTION): As of any Distribution Date, the sum of the
amounts for each Mortgage Loan that is an Outstanding Mortgage Loan of the
product of (i) the Non-PO Fraction for such Mortgage Loan and (ii) the Scheduled
Principal Balance of such Mortgage Loan.
POOL BALANCE (PO PORTION): As of any Distribution Date, the sum of the amounts
for each Mortgage Loan that is an Outstanding Mortgage Loan of the product of
(i) the PO Fraction for such Mortgage Loan and (ii) the Scheduled Principal
Balance of such Mortgage Loan.
POOL DISTRIBUTION AMOUNT: As of any Distribution Date, the funds eligible for
distribution to the Holders of the Certificates on such Distribution Date, which
shall be the sum of (i) all previously undistributed payments or other receipts
on account of principal and interest on or in respect of the Mortgage Loans
(including, without limitation, the proceeds of any repurchase of a Mortgage
Loan by the Seller and any Substitution Principal Amount) received by the Master
Servicer with respect to the applicable Remittance Date in the month of such
Distribution Date and any Unscheduled Principal Receipts received by the Master
Servicer on or prior to the Business Day preceding such Distribution Date, (ii)
all Periodic Advances made by a Servicer pursuant to the related Servicing
Agreement or Periodic Advances made by the Master Servicer or the Trust
Administrator pursuant to Section 3.03 and (iii) all other amounts required to
be placed in the Certificate Account by the Servicer on or before the applicable
Remittance Date or by the Master Servicer or the Trust Administrator on or prior
to the Distribution Date, but excluding the following:
(a) amounts received as late payments of principal or interest and
respecting which the Master Servicer or the Trust Administrator has made one
or more unreimbursed Periodic Advances;
(b) the portion of Liquidation Proceeds used to reimburse any unreimbursed
Periodic Advances by the Master Servicer or the Trust Administrator;
(c) those portions of each payment of interest on a particular Mortgage
Loan which represent (i) the Fixed Retained Yield, if any, (ii) the
applicable Servicing Fee and (iii) the Master Servicing Fee;
(d) all amounts representing scheduled payments of principal and interest
due after the Due Date occurring in the month in which such Distribution Date
occurs;
(e) all Unscheduled Principal Receipts received by the Servicers after the
Applicable Unscheduled Principal Receipt Period relating to the Distribution
Date for the applicable type of Unscheduled Principal Receipt, and all
related payments of interest on such amounts;
(f) all repurchase proceeds with respect to Mortgage Loans repurchased by
the Seller pursuant to Section 2.02 or 2.03 on or following the Due Date in
the month in which such Distribution Date occurs and the difference between
the unpaid principal balance of such Mortgage Loan substituted for a
defective Mortgage Loan during the month preceding the month in which such
Distribution Date occurs and the unpaid principal balance of such defective
Mortgage Loan;
(g) that portion of Liquidation Proceeds and REO Proceeds which represents
any unpaid Servicing Fee or Master Servicing Fee;
(h) all income from Eligible Investments that is held in the Certificate
Account for the account of the Master Servicer;
(i) all other amounts permitted to be withdrawn from the Certificate
Account in respect of the Mortgage Loans, to the extent not covered by
clauses (a) through (h) above, or not required to be deposited in the
Certificate Account under this Agreement;
(j) Net Foreclosure Profits;
(k) Month End Interest; and
(l) the amount of any Recoveries in respect of principal which had
previously been allocated as a loss to one or more Classes of the Class A or
Class B Certificates pursuant to Section 4.02 other than Recoveries covered
by the last sentence of Section 4.02(d).
POOL SCHEDULED PRINCIPAL BALANCE: As to any Distribution Date, the aggregate
Scheduled Principal Balances of all Mortgage Loans that were Outstanding
Mortgage Loans on the Due Date in the month preceding the month of such
Distribution Date.
PREPAYMENT IN FULL: With respect to any Mortgage Loan, a Mortgagor payment
consisting of a Principal Prepayment in the amount of the outstanding principal
balance of such loan and resulting in the full satisfaction of such obligation.
PREPAYMENT INTEREST SHORTFALL: On any Distribution Date, the amount of interest,
if any, that would have accrued on any Mortgage Loan which was the subject of a
Prepayment in Full at the Net Mortgage Interest Rate for such Mortgage Loan from
the date of its Prepayment in Full (but in the case of a Prepayment in Full
where the Applicable Unscheduled Principal Receipt Period is the Mid-Month
Receipt Period, only if the date of the Prepayment in Full is on or after the
Determination Date in the month prior to the month of such Distribution Date and
prior to the first day of the month of such Distribution Date) through the last
day of the month prior to the month of such Distribution Date.
PREPAYMENT SHIFT PERCENTAGE: As to any Distribution Date, the percentage
indicated below:
DISTRIBUTION DATE OCCURRING IN PREPAYMENT SHIFT PERCENTAGE
February 1999 through January 2004 0%
February 2004 through January 2005 30%
February 2005 through January 2006 40%
February 2006 through January 2007 60%
February 2007 through January 2008 80%
February 2008 and thereafter 100%
PRINCIPAL ADJUSTMENT: In the event that the Class B-1 Optimal Principal Amount,
Class B-2 Optimal Principal Amount, Class B-3 Optimal Principal Amount, Class
B-4 Optimal Principal Amount, Class B-5 Optimal Principal Amount or Class B-6
Optimal Principal Amount is calculated in accordance with the proviso in such
definition with respect to any Distribution Date, the Principal Adjustment for
such Class of Class B Certificates shall equal the difference between (i) the
amount that would have been distributed to such Class as principal in accordance
with Section 4.01(a) for such Distribution Date, calculated without regard to
such proviso and assuming there are no Principal Adjustments for such
Distribution Date and (ii) the Adjusted Principal Balance for such Class.
PRINCIPAL BALANCE: As of the first Determination Date and as to any Class of
Class A Certificates, the Original Principal Balance of such Class. As of any
subsequent Determination Date prior to the Cross-Over Date and as to any Class
of Class A Certificates (other than the Class A-PO Certificates), the Original
Principal Balance of such Class less the sum of (a) all amounts previously
distributed in respect of such Class on prior Distribution Dates (i) pursuant to
Paragraph third clause (a) of Section 4.01(a) and (ii) as a result of a
Principal Adjustment and (b) the Realized Losses allocated through such
Determination Date to such Class pursuant to Section 4.02(b). After the
Cross-Over Date, each such Principal Balance will also be reduced on each
Determination Date by an amount equal to the product of the Class A Loss
Percentage of such Class and the excess, if any, of (i) the Class A Non-PO
Principal Balance as of such Determination Date without regard to this sentence
over (ii) the difference between (A) the Adjusted Pool Amount for the preceding
Distribution Date and (b) the Adjusted Pool Amount (PO Portion) for the
preceding Distribution Date.
As of any subsequent Determination Date prior to the Cross-Over Date and as to
the Class A-PO Certificates, the Original Principal Balance of such Class less
the sum of (a) all amounts previously distributed in respect of the Class A-PO
Certificates on prior Distribution Dates pursuant to Paragraphs third clause (b)
and fourth of Section 4.01(a) and (b) the Realized Losses allocated through such
Determination Date to the Class A-PO Certificates pursuant to Section 4.02(b).
After the Cross-Over Date, such Principal Balance will also be reduced on each
Determination Date by an amount equal to the difference, if any, between such
Principal Balance as of such Determination Date without regard to this sentence
and the Adjusted Pool Amount (PO Portion) for the preceding Distribution Date.
As to the Class B Certificates, the Class B-1 Principal Balance, Class B-2
Principal Balance, Class B-3 Principal Balance, Class B-4 Principal Balance,
Class B-5 Principal Balance and Class B-6 Principal Balance, respectively.
PRINCIPAL PREPAYMENT: Any Mortgagor payment on a Mortgage Loan which is received
in advance of its Due Date and is not accompanied by an amount representing
scheduled interest for any period subsequent to the date of prepayment.
PRIOR MONTH RECEIPT PERIOD: With respect to each Distribution Date, the calendar
month preceding the month in which such Distribution Date occurs.
PRIORITY AMOUNT: For any Distribution Date, the lesser of (i) the Principal
Balance of the Class A-16 Certificates and (ii) the sum of (A) the product of
(1) the Priority Percentage, (2) the Shift Percentage and (3) the Scheduled
Principal Amount and (b) the product of (1) the Priority Percentage, (2) the
Prepayment Shift Percentage and (3) the Unscheduled Principal Amount.
PRIORITY PERCENTAGE: The Principal Balance of the Class A-16 Certificates
divided by the Pool Balance (Non-PO Portion).
PROHIBITED TRANSACTION TAX: Any tax imposed under Section 860F of the Code.
PRUDENT SERVICING PRACTICES: The standard of care set forth in each
Servicing Agreement.
RATE DETERMINATION DATE: As to any Distribution Date and any Class of LIBOR
Certificates, the second LIBOR Business Day prior to the beginning of the month
preceding the month in which such Distribution Date occurs.
RATING AGENCY: Any nationally recognized statistical credit rating agency, or
its successor, that rated one or more Classes of the Certificates at the request
of the Seller at the time of the initial issuance of the Certificates. The
Rating Agencies for the Class A Certificates and Class B-1 Certificates are
Fitch and S&P. The Rating Agency for the Class B-2, Class B-3, Class B-4 and
Class B-5 Certificates is Fitch. If any such agency or a successor is no longer
in existence, "Rating Agency" shall be such statistical credit rating agency, or
other comparable Person, designated by the Seller, notice of which designation
shall be given to the Trustee, the Trust Administrator and the Master Servicer.
References herein to the highest short-term rating category of a Rating Agency
shall mean F-1+ in the case of Fitch, A-1+ in the case of S&P and in the case of
any other Rating Agency shall mean its equivalent of such ratings. References
herein to the highest long-term rating categories of a Rating Agency shall mean
AAA, and in the case of any other Rating Agency shall mean its equivalent of
such rating without any plus or minus.
REALIZED LOSSES: With respect to any Distribution Date, (i) Liquidated Loan
Losses (including Special Hazard Losses and Fraud Losses) and (ii) Bankruptcy
Losses incurred in the month preceding the month of such Distribution Date.
RECORD DATE: The last Business Day of the month preceding the month of the
related Distribution Date.
RECOVERY: Any amount received on a Mortgage Loan subsequent to such Mortgage
Loan being determined to be a Liquidated Loan.
RELEVANT ANNIVERSARY: See "Bankruptcy Loss Amount."
REMIC: A "real estate mortgage investment conduit" as defined in Code
Section 860D. "The REMIC" means the REMIC constituted by the assets of the
Trust Estate other than the Reserve Fund.
REMIC PROVISIONS: Provisions of the federal income tax law relating to REMICs,
which appear at Sections 860A through 860G of Part IV of Subchapter M of Chapter
1 of Subtitle A of the Code, and related provisions, and U.S. Department of the
Treasury temporary, proposed or final regulations promulgated thereunder, as the
foregoing are in effect (or with respect to proposed regulations, are proposed
to be in effect) from time to time.
REMITTANCE DATE: As defined in each of the Servicing Agreements.
REO MORTGAGE LOAN: Any Mortgage Loan which is not a Liquidated Loan and as to
which the indebtedness evidenced by the related Mortgage Note is discharged and
the related Mortgaged Property is held as part of the Trust Estate.
REO PROCEEDS: Proceeds received in respect of any REO Mortgage Loan (including,
without limitation, proceeds from the rental of the related Mortgaged Property).
REQUEST FOR RELEASE: A request for release in substantially the form
attached as Exhibit G hereto.
RESERVE FUND: The non-interest bearing trust account in the name of the Trustee,
for the benefit of the Class A-11 Certificateholders, established with the Trust
Administrator and maintained by the Trust Administrator pursuant to Section
4.06. The Reserve Fund shall be an Eligible Account.
RESERVE WITHDRAWAL: With respect to any Distribution Date, the lesser of (a) the
amount on deposit in the Reserve Fund and (b) the amount of Non-Supported
Interest Shortfalls allocated to the Class A-11 Certificates.
RESPONSIBLE OFFICER: When used with respect to the Trustee or the Trust
Administrator, the Chairman or Vice-Chairman of the Board of Directors or
Trustees, the Chairman or Vice-Chairman of the Executive or Standing Committee
of the Board of Directors or Trustees, the President, the Chairman of the
Committee on Trust Matters, any Vice President, the Secretary, any Assistant
Secretary, the Treasurer, any Assistant Treasurer, the Cashier, any Assistant
Cashier, any Trust Officer or Assistant Trust Officer, the Controller and any
Assistant Controller or any other officer of the Trustee or the Trust
Administrator, as the case may be, customarily performing functions similar to
those performed by any of the above-designated officers and also, with respect
to a particular matter, any other officer to whom such matter is referred
because of such officer's knowledge of and familiarity with the particular
subject.
ROUNDING ACCOUNT: The special account in the name of the Trustee, for the
benefit of the Class A-11 Certificateholders, established with the Trust
Administrator and maintained by the Trust Administrator pursuant to Section
4.07(e). The Rounding Account shall be an Eligible Account.
ROUNDING AMOUNT: With respect to any Distribution Date, the amount, if any,
required to be withdrawn from the Rounding Account pursuant to Section
4.07(e).
RULE 144A: Rule 144A promulgated under the Securities Act of 1933, as amended.
S&P: Standard & Poor's, or its successor in interest.
SCHEDULED PRINCIPAL AMOUNT: The sum for each outstanding Mortgage Loan
(including each defaulted Mortgage Loan, other than a Liquidated Loan, with
respect to which the related Mortgaged Property has been acquired by the Trust
Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (b)
the sum of the amounts described in clauses y(i) and y(iv) of the definition of
Class A Non-PO Optimal Principal Amount, but without such amounts being
multiplied by the Class A Percentage.
SCHEDULED PRINCIPAL BALANCE: As to any Mortgage Loan and Distribution Date, the
principal balance of such Mortgage Loan as of the Due Date in the month
preceding the month of such Distribution Date as specified in the amortization
schedule at the time relating thereto (before any adjustment to such
amortization schedule by reason of any bankruptcy (other than Deficient
Valuations) or similar proceeding or any moratorium or similar waiver or grace
period) after giving effect to (A) Unscheduled Principal Receipts received or
applied by the applicable Servicer during the related Unscheduled Principal
Receipt Period for each applicable type of Unscheduled Principal Receipt related
to the Distribution Date occurring in the month preceding such Distribution
Date, (b) Deficient Valuations incurred prior to such Due Date and (c) the
payment of principal due on such Due Date and irrespective of any delinquency in
payment by the related Mortgagor. Accordingly, the Scheduled Principal Balance
of a Mortgage Loan which becomes a Liquidated Loan at any time through the last
day of such related Unscheduled Principal Receipt Period shall be zero.
SELLER: Norwest Asset Securities Corporation, or its successor in interest.
SENIOR OPTIMAL AMOUNT: As to any Distribution Date, the sum for such
Distribution Date of (a) the Class A Non-PO Optimal Amount and (b) the Class
A-PO Optimal Principal Amount.
SERVICER MORTGAGE LOAN FILE: As defined in each of the Servicing Agreements.
SERVICERS: Each of Norwest Mortgage, Countrywide Home Loans, Inc., The
Huntington Mortgage Company, HomeSide Lending, GMAC Mortgage Corporation, Bank
United, National City Mortgage Company, Home Savings of America, FSB, Bank of
Oklahoma, N.A., First Union Mortgage Corp., Merrill Lynch Credit Corporation.,
Hibernia National Bank, Bank of America, NT&SA, Beverly National Bank, BankNorth
Mortgage Company, Inc. and SunTrust Mortgage, Inc., as Servicer under the
related Servicing Agreement.
SERVICING AGREEMENTS: Each of the Servicing Agreements executed with respect
to a portion of the Mortgage Loans by one of the Servicers, which agreements
are attached hereto, collectively, as Exhibit L.
SERVICING FEE: With respect to any Servicer, as defined in its Servicing
Agreement.
SERVICING FEE RATE: With respect to a Mortgage Loan, as set forth in Section
11.25.
SERVICING OFFICER: Any officer of a Servicer involved in, or responsible
for, the administration and servicing of the Mortgage Loans.
SHIFT PERCENTAGE: As to any Distribution Date, the percentage indicated
below:
DISTRIBUTION DATE OCCURRING IN SHIFT PERCENTAGE
February 1999 through January 2004............ 0%
February 2004 and thereafter.................. 100%
SIMILAR LAW: As defined in Section 5.02(c).
SINGLE CERTIFICATE: A Certificate of any Class that evidences the smallest
permissible Denomination for such Class, as set forth in Section 11.24.
SPECIAL HAZARD LOSS: (i) A Liquidated Loan Loss suffered by a Mortgaged Property
on account of direct physical loss, exclusive of (a) any loss covered by a
hazard policy or a flood insurance policy maintained in respect of such
Mortgaged Property pursuant to a Servicing Agreement and (b) any loss caused by
or resulting from:
(1) normal wear and tear;
(2) infidelity, conversion or other dishonest act on the part of
the Trustee, the Trust Administrator or the Servicer or any of
their agents or employees; or
(3) errors in design, faulty workmanship or faulty materials,
unless the collapse of the property or a part thereof ensues;
or (ii) any Liquidated Loan Loss suffered by the Trust Estate arising from or
related to the presence or suspected presence of hazardous wastes or hazardous
substances on a Mortgaged Property unless such loss to a Mortgaged Property is
covered by a hazard policy or a flood insurance policy maintained in respect of
such Mortgaged Property pursuant to the Servicing Agreement.
SPECIAL HAZARD LOSS AMOUNT: As of any Distribution Date, an amount equal to
$8,503,859.00 minus the sum of (i) the aggregate amount of Special Hazard Losses
allocated solely to the Class B Certificates in accordance with Section 4.02(a)
and (ii) the Special Hazard Adjustment Amount (as defined below) as most
recently calculated. For each anniversary of the Cut-Off Date, the Special
Hazard Adjustment Amount shall be calculated and shall be equal to the amount,
if any, by which the amount calculated in accordance with the preceding sentence
(without giving effect to the deduction of the Special Hazard Adjustment Amount
for such anniversary) exceeds the greater of (A) the product of the Special
Hazard Percentage for such anniversary multiplied by the outstanding principal
balance of all the Mortgage Loans on the Distribution Date immediately preceding
such anniversary, (b) twice the outstanding principal balance of the Mortgage
Loan in the Trust Estate which has the largest outstanding principal balance on
the Distribution Date immediately preceding such anniversary and (c) that which
is necessary to maintain the original ratings on the Certificates as evidenced
by letters to that effect delivered by Rating Agencies to the Master Servicer
and the Trust Administrator. On and after the Cross-Over Date, the Special
Hazard Loss Amount shall be zero.
SPECIAL HAZARD PERCENTAGE: As of each anniversary of the Cut-Off Date, the
greater of (i) 1.00% and (ii) the largest percentage obtained by dividing the
aggregate outstanding principal balance (as of the immediately preceding
Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located
in a single, five-digit zip code area in the State of California by the
outstanding principal balance of all the Mortgage Loans as of the immediately
preceding Distribution Date.
STARTUP DAY: As defined in Section 2.05.
SUBORDINATED PERCENTAGE: As to any Distribution Date, the percentage which
is the difference between 100% and the Class A Percentage for such date.
SUBORDINATED PREPAYMENT PERCENTAGE: As to any Distribution Date, the
percentage which is the difference between 100% and the Class A Prepayment
Percentage for such date.
SUBSIDY LOAN: Any Mortgage Loan subject to a temporary interest subsidy
agreement pursuant to which the monthly interest payments made by the related
Mortgagor will be less than the scheduled monthly interest payments on such
Mortgage Loan, with the resulting difference in interest payments being provided
by the employer of the Mortgagor. Each Subsidy Loan will be identified as such
in the Mortgage Loan Schedule.
SUBSTITUTE MORTGAGE LOAN: As defined in Section 2.02.
SUBSTITUTION PRINCIPAL AMOUNT: With respect to any Mortgage Loan substituted in
accordance with Section 2.02 or pursuant to Section 2.03, the excess of (x) the
unpaid principal balance of the Mortgage Loan which is substituted for over (y)
the unpaid principal balance of the Substitute Mortgage Loan, each balance being
determined as of the date of substitution.
T.O.P. MORTGAGE LOAN: Any Mortgage Loan that was originated by Norwest
Mortgage or an affiliate thereof in connection with the "Title Option Plus"
program and which is not covered by a title insurance policy. Each T.O.P.
Mortgage Loan shall be identified as such in the Mortgage Loan Schedule.
TRUST ADMINISTRATOR: First Union National Bank, a national banking association
with its principal office located in Charlotte, North Carolina, or any successor
trust administrator appointed as herein provided.
TRUST ESTATE: The corpus of the trust created by this Agreement, consisting of
the Mortgage Loans (other than any Fixed Retained Yield), such amounts as may be
held from time to time in the Certificate Account (other than any Fixed Retained
Yield), the rights of the Trust Administrator, on behalf of the Trustee, to
receive the proceeds of all insurance policies and performance bonds, if any,
required to be maintained hereunder or under the related Servicing Agreement,
property which secured a Mortgage Loan and which has been acquired by
foreclosure or deed in lieu of foreclosure, the Reserve Fund and the rights of
the Trust Administrator under the Policy. None of the Reserve Fund, the Policy
or the Policy Payments Account shall be part of the REMIC.
TRUSTEE: United States Trust Company of New York, or any successor trustee
appointed as herein provided.
UNPAID INTEREST SHORTFALLS: Each of the Class A Unpaid Interest Shortfalls, the
Class B-1 Unpaid Interest Shortfall, the Class B-2 Unpaid Interest Shortfall,
the Class B-3 Unpaid Interest Shortfall, the Class B-4 Unpaid Interest
Shortfall, the Class B-5 Unpaid Interest Shortfall and the Class B-6 Unpaid
Interest Shortfall.
UNSCHEDULED PRINCIPAL AMOUNT: The sum for each outstanding Mortgage Loan
(including each defaulted Mortgage Loan, other than a Liquidated Loan, with
respect to which the related Mortgaged Property has been acquired by the Trust
Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (b)
the sum of the amounts described in clauses y(ii) and y(iii) of the definition
of Class A Non-PO Optimal Principal Amount, but without such amounts being
multiplied by the Class A Prepayment Percentage.
UNSCHEDULED PRINCIPAL RECEIPT: Any Principal Prepayment or other recovery of
principal on a Mortgage Loan, including, without limitation, Liquidation
Proceeds, Net REO Proceeds and proceeds received from any condemnation award or
proceeds in lieu of condemnation other than that portion of such proceeds
released to the Mortgagor in accordance with the terms of the Mortgage or
Prudent Servicing Practices, but excluding any Net Foreclosure Profits and
proceeds of a repurchase of a Mortgage Loan by the Seller and any Substitution
Principal Amounts. Except as set forth in the last sentence of Section 4.02(d),
a Recovery shall not be treated as an Unscheduled Principal Receipt.
UNSCHEDULED PRINCIPAL RECEIPT PERIOD: Either a Mid-Month Receipt Period or a
Prior Month Receipt Period.
U.S. PERSON: As defined in Section 4.01(f).
VOTING INTEREST: With respect to any provisions hereof providing for the action,
consent or approval of the Holders of all Certificates evidencing specified
Voting Interests in the Trust Estate, the Holders of each Class of Certificates
will collectively be entitled to the then applicable percentage of the aggregate
Voting Interest represented by all Certificates equal to the ratio obtained by
dividing the Principal Balance of such Class by the sum of the Class A Principal
Balance and the Class B Principal Balance. Each Certificateholder of a Class
will have a Voting Interest equal to the product of the Voting Interest to which
such Class is collectively entitled and the Percentage Interest in such Class
represented by such Holder's Certificates. With respect to any provisions hereof
providing for action, consent or approval of each Class of Certificates or
specified Classes of Certificates, each Certificateholder of a Class will have a
Voting Interest in such Class equal to such Holder's Percentage Interest in such
Class.
WEIGHTED AVERAGE NET MORTGAGE INTEREST RATE: As to any Distribution Date, a rate
per annum equal to the average, expressed as a percentage of the Net Mortgage
Interest Rates of all Mortgage Loans that were Outstanding Mortgage Loans as of
the Due Date in the month preceding the month of such Distribution Date,
weighted on the basis of the respective Scheduled Principal Balances of such
Mortgage Loans.
Section 1.02 Acts of Holders.
1. Any request, demand, authorization, direction, notice,
consent, waiver or other action provided by this Agreement
to be given or taken by Holders may be embodied in and
evidenced by one or more instruments of substantially
similar tenor signed by such Holders in person or by an
agent duly appointed in writing. Except as herein
otherwise expressly provided, such action shall become
effective when such instrument or instruments are delivered
to the Trustee and the Trust Administrator. Proof of
execution of any such instrument or of a writing appointing
any such agent shall be sufficient for any purpose of this
Agreement and conclusive in favor of the Trustee and the
Trust Administrator, if made in the manner provided in this
Section 1.02. The Trustee shall promptly notify the Master
Servicer in writing of the receipt of any such instrument
or writing.
2. The fact and date of the execution by any Person of any
such instrument or writing may be proved by the affidavit
of a witness of such execution or by a certificate of a
notary public or other officer authorized by law to take
acknowledgments of deeds, certifying that the individual
signing such instrument or writing acknowledged to him the
execution thereof. When such execution is by a signer
acting in a capacity other than his or her individual
capacity, such certificate or affidavit shall also
constitute sufficient proof of his or her authority. The
fact and date of the execution of any such instrument or
writing, or the authority of the individual executing the
same, may also be proved in any other manner which the
Trustee or the Trust Administrator deems sufficient.
3. The ownership of Certificates (whether or not such
Certificates shall be overdue and notwithstanding any
notation of ownership or other writing thereon made by
anyone other than the Trustee, the Trust Administrator and
the Authenticating Agent) shall be proved by the
Certificate Register, and neither the Trustee, the Trust
Administrator, the Seller nor the Master Servicer shall be
affected by any notice to the contrary.
4. Any request, demand, authorization, direction, notice,
consent, waiver or other action of the Holder of any
Certificate shall bind every future Holder of the same
Certificate and the Holder of every Certificate issued upon
the registration of transfer thereof or in exchange
therefor or in lieu thereof in respect of anything done,
omitted or suffered to be done by the Trustee, the Trust
Administrator, the Seller or the Master Servicer in
reliance thereon, whether or not notation of such action is
made upon such Certificate.
Section 1.03 Effect of Headings and Table of Contents.
The Article and Section headings in this Agreement and the Table of Contents are
for convenience of reference only and shall not affect the interpretation or
construction of this Agreement.
Section 1.04 Benefits of Agreement.
Nothing in this Agreement or in the Certificates, express or implied, shall give
to any Person, other than the parties to this Agreement and their successors
hereunder and the Holders of the Certificates any benefit or any legal or
equitable right, power, remedy or claim under this Agreement.
<PAGE>
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
Section 2.01 Conveyance of Mortgage Loans.
The Seller, concurrently with the execution and delivery hereof, does hereby
assign to the Trustee, without recourse all the right, title and interest of the
Seller in and to (a) the Trust Estate, including all interest (other than the
portion, if any, representing the Fixed Retained Yield) and principal received
by the Seller on or with respect to the Mortgage Loans after the Cut-Off Date
(and including scheduled payments of principal and interest due after the
Cut-Off Date but received by the Seller on or before the Cut-Off Date and
Unscheduled Principal Receipts received or applied on the Cut-Off Date, but not
including payments of principal and interest due on the Mortgage Loans on or
before the Cut-Off Date), (b) the Insurance Policies, (c) the obligations of the
Servicers under the Servicing Agreements with respect to the Mortgage Loans and
(d) proceeds of all the foregoing.
In connection with such assignment, the Seller shall, with respect to each
Mortgage Loan, deliver, or cause to be delivered, to the Trust Administrator, as
initial Custodian, on or before the Closing Date, an Owner Mortgage Loan File.
If any Mortgage or an assignment of a Mortgage to the Trust Administrator or any
prior assignment is in the process of being recorded on the Closing Date, the
Seller shall deliver a copy thereof, certified by Norwest Mortgage or the
applicable Norwest Mortgage Correspondent to be a true and complete copy of the
document sent for recording, and the Seller shall use its best efforts to cause
each such original recorded document or certified copy thereof to be delivered
to the Trust Administrator promptly following its recordation, but in no event
later than one (1) year following the Closing Date. The Seller shall also cause
to be delivered to the Trust Administrator any other original mortgage loan
document to be included in the Owner Mortgage Loan File if a copy thereof has
been delivered. The Seller shall pay from its own funds, without any right of
reimbursement therefor, the amount of any costs, liabilities and expenses
incurred by the Trust Estate by reason of the failure of the Seller to cause to
be delivered to the Trust Administrator within one (1) year following the
Closing Date any original Mortgage or assignment of a Mortgage not delivered to
the Trust Administrator on the Closing Date.
In lieu of recording an assignment of any Mortgage the Seller may, to the extent
set forth in the applicable Servicing Agreement, deliver or cause to be
delivered to the Trust Administrator the assignment of the Mortgage Loan from
the Seller to the Trust Administrator in a form suitable for recordation,
together with an Opinion of Counsel to the effect that recording is not required
to protect the Trustee's right, title and interest in and to the related
Mortgage Loan or, in case a court should recharacterize the sale of the Mortgage
Loans as a financing, to perfect a first priority security interest in favor of
the Trustee in the related Mortgage Loan. In the event that the Master Servicer
receives notice that recording is required to protect the right, title and
interest of the Trustee in and to any such Mortgage Loan for which recordation
of an assignment has not previously been required, the Master Servicer shall
promptly notify the Trust Administrator and the Trust Administrator shall within
five Business Days (or such other reasonable period of time mutually agreed upon
by the Master Servicer and the Trust Administrator) of its receipt of such
notice deliver each previously unrecorded assignment to the related Servicer for
recordation.
Section 2.02 Acceptance by Trust Administrator.
The Trust Administrator, on behalf of the Trustee, acknowledges receipt of the
Mortgage Notes, the Mortgages, the assignments and other documents required to
be delivered on the Closing Date pursuant to Section 2.01 above and declares
that it holds and will hold such documents and the other documents constituting
a part of the Owner Mortgage Loan Files delivered to it in trust, upon the
trusts herein set forth, for the use and benefit of all present and future
Certificateholders. The Trust Administrator agrees, for the benefit of
Certificateholders, to review each Owner Mortgage Loan File within 45 days after
execution of this Agreement in order to ascertain that all required documents
set forth in Section 2.01 have been executed and received and appear regular on
their face, and that such documents relate to the Mortgage Loans identified in
the Mortgage Loan Schedule, and in so doing the Trust Administrator may rely on
the purported due execution and genuineness of any such document and on the
purported genuineness of any signature thereon. If within such 45 day period the
Trust Administrator finds any document constituting a part of an Owner Mortgage
Loan File not to have been executed or received or to be unrelated to the
Mortgage Loans identified in the Mortgage Loan Schedule or not to appear regular
on its face, the Trust Administrator shall promptly (and in no event more than
30 days after the discovery of such defect) notify the Seller, which shall have
a period of 60 days after the date of such notice within which to correct or
cure any such defect. The Seller hereby covenants and agrees that, if any
material defect is not so corrected or cured, the Seller will, not later than 60
days after the Trust Administrator's notice to it referred to above respecting
such defect, either (i) repurchase the related Mortgage Loan or any property
acquired in respect thereof from the Trust Estate at a price equal to (a) 100%
of the unpaid principal balance of such Mortgage Loan plus (b) accrued interest
at the Mortgage Interest Rate, less any Fixed Retained Yield, through the last
day of the month in which such repurchase takes place or (ii) if within two
years of the Startup Day, or such other period permitted by the REMIC
Provisions, substitute for any Mortgage Loan to which such material defect
relates, a new mortgage loan (a "Substitute Mortgage Loan") having such
characteristics so that the representations and warranties of the Seller set
forth in Section 2.03(b) hereof (other than Section 2.03(b)(i)) would not have
been incorrect had such Substitute Mortgage Loan originally been a Mortgage
Loan. In no event shall any Substitute Mortgage Loan have an unpaid principal
balance, as of the date of substitution, greater than the Scheduled Principal
Balance (reduced by the scheduled payment of principal due on the Due Date in
the month of substitution) of the Mortgage Loan for which it is substituted. In
addition, such Substitute Mortgage Loan shall have a Loan-to-Value Ratio less
than or equal to and a Mortgage Interest Rate equal to that of the Mortgage Loan
for which it is substituted.
In the case of a repurchased Mortgage Loan or property, the purchase price shall
be deposited by the Seller in the Certificate Account maintained by the Master
Servicer pursuant to Section 3.01. In the case of a Substitute Mortgage Loan,
the Owner Mortgage Loan File relating thereto shall be delivered to the Trust
Administrator and the Substitution Principal Amount, together with (i) interest
on such Substitution Principal Amount at the applicable Net Mortgage Interest
Rate to the following Due Date of such Mortgage Loan which is being substituted
for and (ii) an amount equal to the aggregate amount of unreimbursed Periodic
Advances in respect of interest previously made by the Servicer, the Master
Servicer or the Trust Administrator with respect to such Mortgage Loan, shall be
deposited in the Certificate Account. The Monthly Payment on the Substitute
Mortgage Loan for the Due Date in the month of substitution shall not be part of
the Trust Estate. Upon receipt by the Trust Administrator of written
notification of any such deposit signed by an officer of the Seller, or the new
Owner Mortgage Loan File, as the case may be, the Trust Administrator shall
release to the Seller the related Owner Mortgage Loan File and shall execute and
deliver such instrument of transfer or assignment, in each case without
recourse, as shall be necessary to vest in the Seller legal and beneficial
ownership of such substituted or repurchased Mortgage Loan or property. It is
understood and agreed that the obligation of the Seller to substitute a new
Mortgage Loan for or repurchase any Mortgage Loan or property as to which such a
material defect in a constituent document exists shall constitute the sole
remedy respecting such defect available to the Certificateholders, the Trust
Administrator on behalf of the Trustee and the Trustee on behalf of the
Certificateholders. The failure of the Trust Administrator to give any notice
contemplated herein within forty-five (45) days after the execution of this
Agreement shall not affect or relieve the Seller's obligation to repurchase any
Mortgage Loan pursuant to this Section 2.02.
The Trust Administrator may, concurrently with the execution and delivery hereof
or at any time thereafter, enter into a Custodial Agreement substantially in the
form of Exhibit E hereto pursuant to which the Trust Administrator appoints a
Custodian to hold the Mortgage Notes, the Mortgages, the assignments and other
documents related to the Mortgage Loans received by the Trust Administrator, as
agent for the Trustee in trust for the benefit of all present and future
Certificateholders, which may provide, among other things, that the Custodian
shall conduct the review of such documents required under the first paragraph of
this Section 2.02.
Section 2.02 Representations and Warranties of the Master Servicer and
the Seller.
1. The Master Servicer hereby represents and warrants to the
Trustee and the Trust Administrator for the benefit of
Certificateholders that, as of the date of execution of this
Agreement:
a. The Master Servicer is a national banking association
duly chartered and validly existing in good standing
under the laws of the United States;
b. The execution and delivery of this Agreement by the
Master Servicer and its performance and compliance
with the terms of this Agreement will not violate the
Master Servicer's corporate charter or by-laws or
constitute a default (or an event which, with notice
or lapse of time, or both, would constitute a
default) under, or result in the breach of, any
material contract, agreement or other instrument to
which the Master Servicer is a party or which may be
applicable to the Master Servicer or any of its
assets;
c. This Agreement, assuming due authorization, execution
and delivery by the Trustee, the Trust Administrator
and the Seller, constitutes a valid, legal and
binding obligation of the Master Servicer,
enforceable against it in accordance with the terms
hereof subject to applicable bankruptcy, insolvency,
reorganization, moratorium and other laws affecting
the enforcement of creditors' rights generally and to
general principles of equity, regardless of whether
such enforcement is considered in a proceeding in
equity or at law;
d. The Master Servicer is not in default with respect to
any order or decree of any court or any order,
regulation or demand of any federal, state, municipal
or governmental agency, which default might have
consequences that would materially and adversely
affect the condition (financial or other) or
operations of the Master Servicer or its properties
or might have consequences that would affect its
performance hereunder; and
e. No litigation is pending or, to the best of the Master
Servicer's knowledge, threatened against the Master
Servicer which would prohibit its entering into this
Agreement or performing its obligations under this
Agreement.
It is understood and agreed that the representations and warranties set forth in
this Section 2.03(a) shall survive delivery of the respective Owner Mortgage
Loan Files to the Trust Administrator or the Custodian.
2. The Seller hereby represents and warrants to the Trustee and
the Trust Administrator for the benefit of Certificateholders
that, as of the date of execution of this Agreement, with
respect to the Mortgage Loans, or each Mortgage Loan, as the
case may be:
a. The information set forth in the Mortgage Loan Schedule
was true and correct in all material respects at the
date or dates respecting which such information is
furnished as specified in the Mortgage Loan Schedule;
b. Immediately prior to the transfer and assignment
contemplated herein, the Seller was the sole owner and
holder of the Mortgage Loan free and clear of any and
all liens, pledges, charges or security interests of any
nature and has full right and authority to sell and
assign the same;
c. The Mortgage is a valid, subsisting and enforceable
first lien on the property therein described, and the
Mortgaged Property is free and clear of all
encumbrances and liens having priority over the first
lien of the Mortgage except for liens for real estate
taxes and special assessments not yet due and payable
and liens or interests arising under or as a result
of any federal, state or local law, regulation or
ordinance relating to hazardous wastes or hazardous
substances, and, if the related Mortgaged Property is
a condominium unit, any lien for common charges
permitted by statute or homeowners association fees;
and if the Mortgaged Property consists of shares of a
cooperative housing corporation, any lien for amounts
due to the cooperative housing corporation for unpaid
assessments or charges or any lien of any assignment
of rents or maintenance expenses secured by the real
property owned by the cooperative housing
corporation; and any security agreement, chattel
mortgage or equivalent document related to, and
delivered to the Trust Administrator or to the
Custodian with, any Mortgage establishes in the
Seller a valid and subsisting first lien on the
property described therein and the Seller has full
right to sell and assign the same to the Trustee;
d. Neither the Seller nor any prior holder of the
Mortgage or the related Mortgage Note has modified
the Mortgage or the related Mortgage Note in any
material respect, satisfied, canceled or subordinated
the Mortgage in whole or in part, released the
Mortgaged Property in whole or in part from the lien
of the Mortgage, or executed any instrument of
release, cancellation, modification or satisfaction,
except in each case as is reflected in an agreement
delivered to the Trust Administrator or the Custodian
pursuant to Section 2.01;
e. All taxes, governmental assessments, insurance
premiums, and water, sewer and municipal charges,
which previously became due and owing have been paid,
or an escrow of funds has been established, to the
extent permitted by law, in an amount sufficient to
pay for every such item which remains unpaid; and the
Seller has not advanced funds, or received any
advance of funds by a party other than the Mortgagor,
directly or indirectly (except pursuant to any
Subsidy Loan arrangement) for the payment of any
amount required by the Mortgage, except for interest
accruing from the date of the Mortgage Note or date
of disbursement of the Mortgage Loan proceeds,
whichever is later, to the day which precedes by
thirty days the first Due Date under the related
Mortgage Note;
f. The Mortgaged Property is undamaged by water, fire,
earthquake, earth movement other than earthquake,
windstorm, flood, tornado or similar casualty
(excluding casualty from the presence of hazardous
wastes or hazardous substances, as to which the
Seller makes no representations), so as to affect
adversely the value of the Mortgaged Property as
security for the Mortgage Loan or the use for which
the premises were intended and to the best of the
Seller's knowledge, there is no proceeding pending or
threatened for the total or partial condemnation of
the Mortgaged Property;
g. The Mortgaged Property is free and clear of all
mechanics' and materialmen's liens or liens in the
nature thereof; PROVIDED, HOWEVER, that this warranty
-------- -------
shall be deemed not to have been made at the time of
the initial issuance of the Certificates if a title
policy affording, in substance, the same protection
afforded by this warranty is furnished to the Trust
Administrator by the Seller;
h. Except for Mortgage Loans secured by Co-op Shares and
Mortgage Loans secured by residential long-term
leases, the Mortgaged Property consists of a fee
simple estate in real property; all of the
improvements which are included for the purpose of
determining the appraised value of the Mortgaged
Property lie wholly within the boundaries and
building restriction lines of such property and no
improvements on adjoining properties encroach upon
the Mortgaged Property (unless insured against under
the related title insurance policy); and to the best
of the Seller's knowledge, the Mortgaged Property and
all improvements thereon comply with all requirements
of any applicable zoning and subdivision laws and
ordinances;
i. The Mortgage Loan meets, or is exempt from, applicable
state or federal laws, regulations and other
requirements, pertaining to usury, and the Mortgage Loan
is not usurious;
j. To the best of the Seller's knowledge, all
inspections, licenses and certificates required to be
made or issued with respect to all occupied portions
of the Mortgaged Property and, with respect to the
use and occupancy of the same, including, but not
limited to, certificates of occupancy and fire
underwriting certificates, have been made or obtained
from the appropriate authorities;
k. All payments required to be made up to the Due Date
immediately preceding the Cut-Off Date for such Mortgage
Loan under the terms of the related Mortgage Note have
been made and no Mortgage Loan had more than one
delinquency in the 12 months preceding the Cut-Off Date;
l. The Mortgage Note, the related Mortgage and other
agreements executed in connection therewith are
genuine, and each is the legal, valid and binding
obligation of the maker thereof, enforceable in
accordance with its terms, except as such enforcement
may be limited by bankruptcy, insolvency,
reorganization or other similar laws affecting the
enforcement of creditors' rights generally and by
general equity principles (regardless of whether such
enforcement is considered in a proceeding in equity
or at law); and, to the best of the Seller's
knowledge, all parties to the Mortgage Note and the
Mortgage had legal capacity to execute the Mortgage
Note and the Mortgage and each Mortgage Note and
Mortgage has been duly and properly executed by the
Mortgagor;
m. Any and all requirements of any federal, state or local
law with respect to the origination of the Mortgage
Loans including, without limitation, truth-in-lending,
real estate settlement procedures, consumer credit
protection, equal credit opportunity or disclosure laws
applicable to the Mortgage Loans have been complied
with;
n. The proceeds of the Mortgage Loans have been fully
disbursed, there is no requirement for future
advances thereunder and any and all requirements as
to completion of any on-site or off-site improvements
and as to disbursements of any escrow funds therefor
have been complied with (except for escrow funds for
exterior items which could not be completed due to
weather and escrow funds for the completion of
swimming pools); and all costs, fees and expenses
incurred in making, closing or recording the Mortgage
Loan have been paid, except recording fees with
respect to Mortgages not recorded as of the Closing
Date;
o. The Mortgage Loan (except (A) any Mortgage Loan
identified on the Mortgage Loan Schedule as a T.O.P.
Mortgage Loan and (b) any Mortgage Loan secured by a
Mortgaged Property located in any jurisdiction, as to
which an opinion of counsel of the type customarily
rendered in such jurisdiction in lieu of title
insurance is instead received) is covered by an
American Land Title Association mortgagee title
insurance policy or other generally acceptable form
of policy or insurance acceptable to FNMA or FHLMC,
issued by a title insurer acceptable to FNMA or FHLMC
insuring the originator, its successors and assigns,
as to the first priority lien of the Mortgage in the
original principal amount of the Mortgage Loan and
subject only to (A) the lien of current real property
taxes and assessments not yet due and payable, (b)
covenants, conditions and restrictions, rights of
way, easements and other matters of public record as
of the date of recording of such Mortgage acceptable
to mortgage lending institutions in the area in which
the Mortgaged Property is located or specifically
referred to in the appraisal performed in connection
with the origination of the related Mortgage Loan,
(c) liens created pursuant to any federal, state or
local law, regulation or ordinance affording liens
for the costs of clean-up of hazardous substances or
hazardous wastes or for other environmental
protection purposes and (d) such other matters to
which like properties are commonly subject which do
not individually, or in the aggregate, materially
interfere with the benefits of the security intended
to be provided by the Mortgage; the Seller is the
sole insured of such mortgagee title insurance
policy, the assignment to the Trust Administrator, on
behalf of the Trustee, of the Seller's interest in
such mortgagee title insurance policy does not
require any consent of or notification to the insurer
which has not been obtained or made, such mortgagee
title insurance policy is in full force and effect
and will be in full force and effect and inure to the
benefit of the Trust Administrator, on behalf of the
Trustee, no claims have been made under such
mortgagee title insurance policy, and no prior holder
of the related Mortgage, including the Seller, has
done, by act or omission, anything which would impair
the coverage of such mortgagee title insurance policy;
p. The Mortgaged Property securing each Mortgage Loan is
insured by an insurer acceptable to FNMA or FHLMC
against loss by fire and such hazards as are covered
under a standard extended coverage endorsement, in an
amount which is not less than the lesser of 100% of
the insurable value of the Mortgaged Property and the
outstanding principal balance of the Mortgage Loan,
but in no event less than the minimum amount
necessary to fully compensate for any damage or loss
on a replacement cost basis; if the Mortgaged
Property is a condominium unit, it is included under
the coverage afforded by a blanket policy for the
project; if upon origination of the Mortgage Loan,
the improvements on the Mortgaged Property were in an
area identified in the Federal Register by the
Federal Emergency Management Agency as having special
flood hazards, a flood insurance policy meeting the
requirements of the current guidelines of the Federal
Insurance Administration is in effect with a
generally acceptable insurance carrier, in an amount
representing coverage not less than the least of (A)
the outstanding principal balance of the Mortgage
Loan, (b) the full insurable value of the Mortgaged
Property and (c) the maximum amount of insurance
which was available under the National Flood
Insurance Act of 1968, as amended; and each Mortgage
obligates the Mortgagor thereunder to maintain all
such insurance at the Mortgagor's cost and expense;
q. To the best of the Seller's knowledge, there is no
default, breach, violation or event of acceleration
existing under the Mortgage or the related Mortgage
Note and no event which, with the passage of time or
with notice and the expiration of any grace or cure
period, would constitute a default, breach, violation
or event of acceleration; the Seller has not waived
any default, breach, violation or event of
acceleration; and no foreclosure action is currently
threatened or has been commenced with respect to the
Mortgage Loan;
r. No Mortgage Note or Mortgage is subject to any right
of rescission, set-off, counterclaim or defense,
including the defense of usury, nor will the
operation of any of the terms of the Mortgage Note or
Mortgage, or the exercise of any right thereunder,
render the Mortgage Note or Mortgage unenforceable,
in whole or in part, or subject it to any right of
rescission, set-off, counterclaim or defense,
including the defense of usury, and no such right of
rescission, set-off, counterclaim or defense has been
asserted with respect thereto;
s. Each Mortgage Note is payable in monthly payments,
resulting in complete amortization of the Mortgage Loan
over a term of not more than 360 months;
t. Each Mortgage contains customary and enforceable
provisions such as to render the rights and remedies
of the holder thereof adequate for the realization
against the Mortgaged Property of the benefits of the
security, including realization by judicial
foreclosure (subject to any limitation arising from
any bankruptcy, insolvency or other law for the
relief of debtors), and there is no homestead or
other exemption available to the Mortgagor which
would interfere with such right of foreclosure;
u. To the best of the Seller's knowledge, no Mortgagor is a
debtor in any state or federal bankruptcy or insolvency
proceeding;
v. Each Mortgaged Property is located in the United States
and consists of a one- to four-unit residential
property, which may include a detached home, townhouse,
condominium unit or a unit in a planned unit development
or, in the case of Mortgage Loans secured by Co-op
Shares, leases or occupancy agreements;
w. The Mortgage Loan is a "qualified mortgage" within the
meaning of Section 860G(a)(3) of the Code;
x. With respect to each Mortgage where a lost note
affidavit has been delivered to the Trust Administrator
in place of the related Mortgage Note, the related
Mortgage Note is no longer in existence;
y. In the event that the Mortgagor is an inter vivos
"living" trust, (i) such trust is in compliance with
FNMA or FHLMC standards for inter vivos trusts and
(ii) holding title to the Mortgaged Property in such
trust will not diminish any rights as a creditor
including the right to full title to the Mortgaged
Property in the event foreclosure proceedings are
initiated; and
z. If the Mortgage Loan is secured by a long-term
residential lease, (1) the lessor under the lease
holds a fee simple interest in the land; (2) the
terms of such lease expressly permit the mortgaging
of the leasehold estate, the assignment of the lease
without the lessor's consent and the acquisition by
the holder of the Mortgage of the rights of the
lessee upon foreclosure or assignment in lieu of
foreclosure or provide the holder of the Mortgage
with substantially similar protections; (3) the terms
of such lease do not (a) allow the termination
thereof upon the lessee's default without the holder
of the Mortgage being entitled to receive written
notice of, and opportunity to cure, such default, (b)
allow the termination of the lease in the event of
damage or destruction as long as the Mortgage is in
existence, (c) prohibit the holder of the Mortgage
from being insured (or receiving proceeds of
insurance) under the hazard insurance policy or
policies relating to the Mortgaged Property or (d)
permit any increase in rent other than
pre-established increases set forth in the lease; (4)
the original term of such lease is not less than 15
years; (5) the term of such lease does not terminate
earlier than five years after the maturity date of
the Mortgage Note; and (6) the Mortgaged Property is
located in a jurisdiction in which the use of
leasehold estates in transferring ownership in
residential properties is a widely accepted practice.
Notwithstanding the foregoing, no representations or warranties are made by the
Seller as to the environmental condition of any Mortgaged Property; the absence,
presence or effect of hazardous wastes or hazardous substances on any Mortgaged
Property; any casualty resulting from the presence or effect of hazardous wastes
or hazardous substances on, near or emanating from any Mortgaged Property; the
impact on Certificateholders of any environmental condition or presence of any
hazardous substance on or near any Mortgaged Property; or the compliance of any
Mortgaged Property with any environmental laws, nor is any agent, person or
entity otherwise affiliated with the Seller authorized or able to make any such
representation, warranty or assumption of liability relative to any Mortgaged
Property. In addition, no representations or warranties are made by the Seller
with respect to the absence or effect of fraud in the origination of any
Mortgage Loan.
It is understood and agreed that the representations and warranties set forth in
this Section 2.03(b) shall survive delivery of the respective Owner Mortgage
Loan Files to the Trust Administrator and shall inure to the benefit of the
Trust Administrator, on behalf of the Trustee, notwithstanding any restrictive
or qualified endorsement or assignment.
3. Upon discovery by either the Seller, the Master Servicer,
the Trust Administrator, the Trustee or the Custodian that
any of the representations and warranties made in
subsection (b) above is not accurate (referred to herein as
a "breach") and that such breach materially and adversely
affects the interests of the Certificateholders in the
related Mortgage Loan, the party discovering such breach
shall give prompt written notice to the other parties (any
Custodian being so obligated under a Custodial Agreement).
Within 60 days of the earlier of its discovery or its
receipt of notice of any such breach, the Seller shall cure
such breach in all material respects or shall either (i)
repurchase the Mortgage Loan or any property acquired in
respect thereof from the Trust Estate at a price equal to
(A) 100% of the unpaid principal balance of such Mortgage
Loan plus (b) accrued interest at the Net Mortgage Interest
Rate for such Mortgage Loan through the last day of the
month in which such repurchase took place or (ii) if within
two years of the Startup Day, or such other period
permitted by the REMIC Provisions, substitute for such
Mortgage Loan in the manner described in Section 2.02. The
purchase price of any repurchase described in this
paragraph and the Substitution Principal Amount, if any,
plus accrued interest thereon and the other amounts
referred to in Section 2.02, shall be deposited in the
Certificate Account. It is understood and agreed that the
obligation of the Seller to repurchase or substitute for
any Mortgage Loan or property as to which such a breach has
occurred and is continuing shall constitute the sole remedy
respecting such breach available to Certificateholders, the
Trust Administrator on behalf of the Trustee, or the
Trustee on behalf of Certificateholders, and such
obligation shall survive until termination of the Trust
Estate hereunder.
Section 2.04 Execution and Delivery of Certificates.
The Trust Administrator acknowledges the assignment to it of the Mortgage Loans
and the delivery of the Owner Mortgage Loan Files to it, and, concurrently with
such delivery, has executed and delivered to or upon the order of the Seller, in
exchange for the Mortgage Loans together with all other assets included in the
definition of "Trust Estate," receipt of which is hereby acknowledged,
Certificates in authorized denominations which evidence ownership of the entire
Trust Estate.
Section 2.04 Designation of Certificates; Designation of Startup Day and
Latest Possible Maturity Date.
The Seller hereby designates the Classes of Class A Certificates (other than the
Class A-R Certificate) and the Classes of Class B Certificates as classes of
"regular interests" and the Class A-R Certificate as the single class of
"residual interest" in the REMIC for the purposes of Code Sections 860G(a)(1)
and 860G(a)(2), respectively. The Closing Date is hereby designated as the
"Startup Day" of the REMIC within the meaning of Code Section 860G(a)(9). The
"latest possible maturity date" of the regular interests in the REMIC is
February 25, 2029 for purposes of Code Section 860G(a)(1).
<PAGE>
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE: SERVICING
OF THE MORTGAGE LOANS
Section 3.01 Certificate Account.
1. The Master Servicer shall establish and maintain a
Certificate Account for the deposit of funds received by
the Master Servicer with respect to the Mortgage Loans
serviced by each Servicer pursuant to each of the Servicing
Agreements. Such account shall be maintained as an
Eligible Account. The Master Servicer shall give notice to
each Servicer and the Seller of the location of the
Certificate Account and of any change in the location
thereof.
2. The Master Servicer shall deposit into the Certificate
Account on the day of receipt thereof all amounts received
by it from any Servicer pursuant to any of the Servicing
Agreements and shall, in addition, deposit into the
Certificate Account the following amounts, in the case of
amounts specified in clause (i), not later than the
Distribution Date on which such amounts are required to be
distributed to Certificateholders and, in the case of the
amounts specified in clause (ii), not later than the
Business Day next following the day of receipt and posting
by the Master Servicer:
a. Periodic Advances pursuant to Section 3.03(a) made by
the Master Servicer or the Trust Administrator, if any
and any amounts deemed received by the Master Servicer
pursuant to Section 3.01(d); and
b. in the case of any Mortgage Loan that is repurchased
by the Seller pursuant to Section 2.02 or 2.03 or
that is auctioned by the Master Servicer pursuant to
Section 3.08 or purchased by the Master Servicer
pursuant to Section 3.08 or 9.01, the purchase price
therefor or, where applicable, any Substitution
Principal Amount and any amounts received in respect
of the interest portion of unreimbursed Periodic
Advances.
3. The Master Servicer shall cause the funds in the
Certificate Account to be invested in Eligible
Investments. No such Eligible Investments will be sold or
disposed of at a gain prior to maturity unless the Master
Servicer has received an Opinion of Counsel or other
evidence satisfactory to it that such sale or disposition
will not cause the Trust Estate to be subject to Prohibited
Transactions Tax, otherwise subject the Trust Estate to
tax, or cause the Trust Estate to fail to qualify as a
REMIC while any Certificates are outstanding. Any amounts
deposited in the Certificate Account prior to the
Distribution Date shall be invested for the account of the
Master Servicer and any investment income thereon shall be
additional compensation to the Master Servicer for services
rendered under this Agreement. The amount of any losses
incurred in respect of any such investments shall be
deposited in the Certificate Account by the Master Servicer
out of its own funds immediately as realized.
4. For purposes of this Agreement, the Master Servicer will be
deemed to have received from a Servicer on the applicable
Remittance Date for such funds all amounts deposited by
such Servicer into the Custodial Account for P&I maintained
in accordance with the applicable Servicing Agreement, if
such Custodial Account for P&I is not an Eligible Account
as defined in this Agreement, to the extent such amounts
are not actually received by the Master Servicer on such
Remittance Date as a result of the bankruptcy, insolvency,
receivership or other financial distress of the depository
institution in which such Custodial Account for P&I is
being held. To the extent that amounts so deemed to have
been received by the Master Servicer are subsequently
remitted to the Master Servicer, the Master Servicer shall
be entitled to retain such amounts.
Section 3.02 Permitted Withdrawals from the Certificate Account.
1. The Master Servicer may, from time to time, make withdrawals
from the Certificate Account for the following purposes
(limited, in the case of Servicer reimbursements, to cases
where funds in the respective Custodial P&I Account are not
sufficient therefor):
a. to reimburse the Master Servicer, the Trust
Administrator or any Servicer for Periodic Advances
made by the Master Servicer or the Trust
Administrator pursuant to Section 3.03(a) or any
Servicer pursuant to any Servicing Agreement with
respect to previous Distribution Dates, such right to
reimbursement pursuant to this subclause (i) being
limited to amounts received on or in respect of
particular Mortgage Loans (including, for this
purpose, Liquidation Proceeds, REO Proceeds and
proceeds from the purchase, sale, repurchase or
substitution of Mortgage Loans pursuant to Sections
2.02, 2.03, 3.08 or 9.01) respecting which any such
Periodic Advance was made;
b. to reimburse any Servicer, the Master Servicer or the
Trust Administrator for any Periodic Advances
determined in good faith to have become
Nonrecoverable Advances provided, however, that any
portion of Nonrecoverable Advances representing Fixed
Retained Yield shall be reimbursable only from
amounts constituting Fixed Retained Yield and not
from the assets of the Trust Estate;
c. to reimburse the Master Servicer or any Servicer from
Liquidation Proceeds for Liquidation Expenses and for
amounts expended by the Master Servicer or any Servicer
pursuant hereto or to any Servicing Agreement,
respectively, in good faith in connection with the
restoration of damaged property or for foreclosure
expenses;
d. from any Mortgagor payment on account of interest or
other recovery (including Net REO Proceeds) with respect
to a particular Mortgage Loan, to pay the Master
Servicing Fee with respect to such Mortgage Loan to the
Master Servicer;
e. to reimburse the Master Servicer, any Servicer or the
Trust Administrator (or, in certain cases, the
Seller) for expenses incurred by it (including taxes
paid on behalf of the Trust Estate) and recoverable
by or reimbursable to it pursuant to Section 3.03(c),
3.03(d) or 6.03 or the second sentence of Section
8.14(a) or pursuant to such Servicer's Servicing
Agreement, provided such expenses are "unanticipated"
within the meaning of the REMIC Provisions;
f. to pay to the Seller or other purchaser with respect
to each Mortgage Loan or property acquired in respect
thereof that has been repurchased or replaced
pursuant to Section 2.02 or 2.03 or auctioned
pursuant to Section 3.08 or to pay to the Master
Servicer with respect to each Mortgage Loan or
property acquired in respect thereof that has been
purchased pursuant to Section 3.08 or 9.01, all
amounts received thereon and not required to be
distributed as of the date on which the related
repurchase or purchase price or Scheduled Principal
Balance was determined;
g. to remit funds to the Paying Agent in the amounts and in
the manner provided for herein;
h. to pay to the Master Servicer any interest earned on
or investment income with respect to funds in the
Certificate Account;
i. to pay to the Master Servicer or any Servicer out of
Liquidation Proceeds allocable to interest the amount of
any unpaid Master Servicing Fee or Servicing Fee (as
adjusted pursuant to the related Servicing Agreement)
and any unpaid assumption fees, late payment charges or
other Mortgagor charges on the related Mortgage Loan;
j. to withdraw from the Certificate Account any amount
deposited in the Certificate Account that was not
required to be deposited therein;
k. to clear and terminate the Certificate Account
pursuant to Section 9.01; and
l. to pay to Norwest Mortgage from any Mortgagor payment
on account of interest or other recovery (including
Net REO Proceeds) with respect to a particular
Mortgage Loan, the Fixed Retained Yield, if any, with
respect to such Mortgage Loan; provided, however,
that with respect to any payment of interest received
by the Master Servicer in respect of a Mortgage Loan
(whether paid by the Mortgagor or received as
Liquidation Proceeds, Insurance Proceeds or
otherwise) which is less than the full amount of
interest then due with respect to such Mortgage Loan,
only that portion of such payment of interest that
bears the same relationship to the total amount of
such payment of interest as the Fixed Retained Yield
Rate, if any, in respect of such Mortgage Loan bears
to the Mortgage Interest Rate shall be allocated to
the Fixed Retained Yield with respect thereto.
2. The Master Servicer shall keep and maintain separate
accounting, on a Mortgage Loan by Mortgage Loan basis, for the
purpose of justifying any payment to and withdrawal from the
Certificate Account.
Section 3.03 Advances by Master Servicer and Trust Administrator.
1. In the event an Other Servicer fails to make any required
Periodic Advances of principal and interest on a Mortgage
Loan as required by the related Other Servicing Agreement
prior to the Distribution Date occurring in the month
during which such Periodic Advance is due, the Master
Servicer shall make Periodic Advances to the extent
provided hereby. In addition, if under the terms of an
Other Servicing Agreement, the applicable Servicer is not
required to make Periodic Advances on a Mortgage Loan or
REO Mortgage Loan through the liquidation of such Mortgage
Loan or REO Mortgage Loan, the Master Servicer to the
extent provided hereby shall make the Periodic Advances
thereon during the period the Servicer is not obligated to
do so. In the event Norwest Mortgage fails to make any
required Periodic Advances of principal and interest on a
Mortgage Loan as required by the Norwest Servicing
Agreement prior to the Distribution Date occurring in the
month during which such Periodic Advance is due, the Trust
Administrator shall, to the extent required by Section
8.15, make such Periodic Advance to the extent provided
hereby, provided that the Trust Administrator has
previously received the certificate of the Master Servicer
described in the following sentence. The Master Servicer
shall certify to the Trust Administrator with respect to
any such Distribution Date (i) the amount of Periodic
Advances required of Norwest Mortgage or such Other
Servicer, as the case may be, (ii) the amount actually
advanced by Norwest Mortgage or such Other Servicer, (iii)
the amount that the Trust Administrator or Master Servicer
is required to advance hereunder, including any amount the
Master Servicer is required to advance pursuant to the
second sentence of this Section 3.03(a), and (iv) whether
the Master Servicer has determined that it reasonably
believes that such Periodic Advance is a Nonrecoverable
Advance. Amounts advanced by the Trust Administrator or
Master Servicer shall be deposited in the Certificate
Account on the related Distribution Date. Notwithstanding
the foregoing, neither the Master Servicer nor the Trust
Administrator will be obligated to make a Periodic Advance
that it reasonably believes to be a Nonrecoverable
Advance. The Trust Administrator may conclusively rely for
any determination to be made by it hereunder upon the
determination of the Master Servicer as set forth in its
certificate.
2. To the extent an Other Servicer fails to make an advance on
account of the taxes or insurance premiums with respect to
a Mortgage Loan required pursuant to the related Other
Servicing Agreement, the Master Servicer shall, if the
Master Servicer knows of such failure of the Servicer,
advance such funds and take such steps as are necessary to
pay such taxes or insurance premiums. To the extent
Norwest Mortgage fails to make an advance on account of the
taxes or insurance premiums with respect to a Mortgage Loan
required pursuant to the Norwest Servicing Agreement, the
Master Servicer shall, if the Master Servicer knows of such
failure of Norwest Mortgage, certify to the Trust
Administrator that such failure has occurred. Upon receipt
of such certification, the Trust Administrator shall
advance such funds and take such steps as are necessary to
pay such taxes or insurance premiums.
3. The Master Servicer and the Trust Administrator shall each
be entitled to be reimbursed from the Certificate Account
for any Periodic Advance made by it under Section 3.03(a)
to the extent described in Section 3.02(a)(i) and (a)(ii).
The Master Servicer and the Trust Administrator shall be
entitled to be reimbursed pursuant to Section 3.02(a)(v)
for any advance by it pursuant to Section 3.03(b). The
Master Servicer shall diligently pursue restoration of such
amount to the Certificate Account from the related
Servicer. The Master Servicer shall, to the extent it has
not already done so, upon the request of the Trust
Administrator, withdraw from the Certificate Account and
remit to the Trust Administrator any amounts to which the
Trust Administrator is entitled as reimbursement pursuant
to Section 3.02 (a)(i), (ii) and (v).
4. Except as provided in Section 3.03(a) and (b), neither the
Master Servicer nor the Trust Administrator shall be required
to pay or advance any amount which any Servicer was required,
but failed, to deposit in the Certificate Account.
Section 3.04 Trust Administrator to Cooperate;
Release of Owner Mortgage Loan Files.
Upon the receipt by the Master Servicer of a Request for Release in connection
with the deposit by a Servicer into the Certificate Account of the proceeds from
a Liquidated Loan or of a Prepayment in Full, the Master Servicer shall confirm
to the Trust Administrator that all amounts required to be remitted to the
Certificate Account in connection with such Mortgage Loan have been so
deposited, and shall deliver such Request for Release to the Trust
Administrator. The Trust Administrator shall, within five Business Days of its
receipt of such a Request for Release, release the related Owner Mortgage Loan
File to the Master Servicer or such Servicer, as requested by the Master
Servicer. No expenses incurred in connection with any instrument of satisfaction
or deed of reconveyance shall be chargeable to the Certificate Account.
From time to time and as appropriate for the servicing or foreclosure of any
Mortgage Loan, including but not limited to, collection under any insurance
policies, or to effect a partial release of any Mortgaged Property from the lien
of the Mortgage, the Servicer of such Mortgage Loan shall deliver to the Master
Servicer a Request for Release. Upon the Master Servicer's receipt of any such
Request for Release, the Master Servicer shall promptly forward such request to
the Trust Administrator and the Trust Administrator shall, within five Business
Days, release the related Owner Mortgage Loan File to the Master Servicer or
such Servicer, as requested by the Master Servicer. Any such Request for Release
shall obligate the Master Servicer or such Servicer, as the case may be, to
return each and every document previously requested from the Owner Mortgage Loan
File to the Trust Administrator by the twenty-first day following the release
thereof, unless (i) the Mortgage Loan has been liquidated and the Liquidation
Proceeds relating to the Mortgage Loan have been deposited in the Certificate
Account or (ii) the Owner Mortgage Loan File or such document has been delivered
to an attorney, or to a public trustee or other public official as required by
law, for purposes of initiating or pursuing legal action or other proceedings
for the foreclosure of the Mortgaged Property either judicially or
non-judicially, and the Master Servicer has delivered to the Trust Administrator
a certificate of the Master Servicer or such Servicer certifying as to the name
and address of the Person to which such Owner Mortgage Loan File or such
document was delivered and the purpose or purposes of such delivery. Upon
receipt of an Officer's Certificate of the Master Servicer or such Servicer
stating that such Mortgage Loan was liquidated and that all amounts received or
to be received in connection with such liquidation which are required to be
deposited into the Certificate Account have been so deposited, or that such
Mortgage Loan has become an REO Mortgage Loan, the Request for Release shall be
released by the Trust Administrator to the Master Servicer or such Servicer, as
appropriate.
Upon written certification of the Master Servicer or the Servicer of a Mortgage
Loan, the Trust Administrator shall execute and deliver to the Master Servicer
or such Servicer, as directed by the Master Servicer, court pleadings, requests
for trustee's sale or other documents necessary to the foreclosure or trustee's
sale in respect of a Mortgaged Property or to any legal action brought to obtain
judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a
deficiency judgment, or to enforce any other remedies or rights provided by the
Mortgage Note or Mortgage or otherwise available at law or in equity. Each such
certification shall include a request that such pleadings or documents be
executed by the Trust Administrator and a statement as to the reason such
documents or pleadings are required and that the execution and delivery thereof
by the Trust Administrator will not invalidate or otherwise affect the lien of
the Mortgage, except for the termination of such a lien upon completion of the
foreclosure proceeding or trustee's sale.
Section 3.05 Reports to the Trustee and Trust Administrator;
Annual Compliance Statements.
1. Not later than 15 days after each Distribution Date, the
Master Servicer shall deliver to the Trustee and the Trust
Administrator a statement setting forth the status of the
Certificate Account as of the close of business on such
Distribution Date stating that all distributions required
to be made by the Master Servicer under this Agreement have
been made (or, if any required distribution has not been
made by the Master Servicer, specifying the nature and
status thereof) and showing, for the period covered by such
statement, the aggregate amount of deposits into and
withdrawals from such account for each category of deposit
and withdrawal specified in Sections 3.01 and 3.02. Such
statement may be in the form of the then current FNMA
monthly accounting report for its Guaranteed Mortgage
Pass-Through Program with appropriate additions and
changes, and shall also include information as to the
aggregate unpaid principal balance of all of the Mortgage
Loans as of the close of business as of the last day of the
calendar month immediately preceding such Distribution
Date. Copies of such statement shall be provided by the
Trust Administrator to any Certificateholder upon written
request, provided such statement is delivered, or caused to
be delivered, by the Master Servicer to the Trust
Administrator.
2. The Master Servicer shall deliver to the Trustee and the
Trust Administrator on or before April 30 of each year, a
certificate signed by an officer of the Master Servicer,
certifying that (i) such officer has reviewed the
activities of the Master Servicer during the preceding
calendar year or portion thereof and its performance under
this agreement and (ii) to the best of such officer's
knowledge, based on such review, the Master Servicer has
performed and fulfilled its duties, responsibilities and
obligations under this agreement in all material respects
throughout such year, or, if there has been a default in
the fulfillment of any such duties, responsibilities or
obligations, specifying each such default known to such
officer and the nature and status thereof, and, (iii) (a)
the Master Servicer has received from each Servicer any
financial statements, officer's certificates, accountant's
statements or other information required to be provided to
the Master Servicer pursuant to the related Servicing
Agreement and (b) to the best of such officer's knowledge,
based on a review of the information provided to the Master
Servicer by each Servicer as described in (iii)(A) above,
each Servicer has performed and fulfilled its duties,
responsibilities and obligations under the related
Servicing Agreement in all material respects throughout
such year, or, if there has been a default in the
fulfillment of any such duties, responsibilities or
obligations, specifying each such default known to such
officer and the nature and status thereof. Copies of such
officers' certificate shall be provided by the Trust
Administrator to any Certificateholder upon written request
provided such certificate is delivered, or caused to be
delivered, by the Master Servicer to the Trust
Administrator.
Section 3.06 Title, Management and Disposition of Any REO Mortgage Loan.
The Master Servicer shall ensure that each REO Mortgage Loan is administered by
the related Servicer at all times so that it qualifies as "foreclosure property"
under the REMIC Provisions and that it does not earn any "net income from
foreclosure property" which is subject to tax under the REMIC Provisions. In the
event that a Servicer is unable to dispose of any REO Mortgage Loan within the
period mandated by each of the Servicing Agreements, the Master Servicer shall
monitor such Servicer to verify that such REO Mortgage Loan is auctioned to the
highest bidder within the period so specified. In the event of any such sale of
REO Mortgage Loan, the Trust Administrator shall, at the written request of the
Master Servicer and upon being supported with appropriate forms therefor, within
five Business Days of the deposit by the Master Servicer of the proceeds of such
sale or auction into the Certificate Account, release or cause to be released to
the entity identified by the Master Servicer the related Owner Mortgage Loan
File and Servicer Mortgage Loan File and shall execute and deliver such
instruments of transfer or assignment, in each case without recourse, as shall
be necessary to vest in the auction purchaser title to the REO Mortgage Loan and
the Trust Administrator shall have no further responsibility with regard to such
Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trust
Administrator, the Master Servicer nor any Servicer, acting on behalf of the
Trust Estate, shall provide financing from the Trust Estate to any purchaser of
an REO Mortgage Loan.
Section 3.07 Amendments to Servicing Agreements,
Modification of Standard Provisions.
1. Subject to the prior written consent of the Trustee and the
Trust Administrator pursuant to Section 3.07(b), the Master
Servicer from time to time may, to the extent permitted by
the applicable Servicing Agreement, make such modifications
and amendments to such Servicing Agreement as the Master
Servicer deems necessary or appropriate to confirm or carry
out more fully the intent and purpose of such Servicing
Agreement and the duties, responsibilities and obligations
to be performed by the Servicer thereunder. Such
modifications may only be made if they are consistent with
the REMIC Provisions, as evidenced by an Opinion of
Counsel. Prior to the issuance of any modification or
amendment, the Master Servicer shall deliver to the Trustee
and the Trust Administrator such Opinion of Counsel and an
Officer's Certificate setting forth (i) the provision that
is to be modified or amended, (ii) the modification or
amendment that the Master Servicer desires to issue and
(iii) the reason or reasons for such proposed amendment or
modification.
2. The Trustee and the Trust Administrator shall consent to any
amendment or supplement to a Servicing Agreement proposed
by the Master Servicer pursuant to Section 3.07(a), which
consent and amendment shall not require the consent of any
Certificateholder if it is (i) for the purpose of curing
any mistake or ambiguity or to further effect or protect
the rights of the Certificateholders or (ii) for any other
purpose, provided such amendment or supplement for such
other purpose cannot reasonably be expected to adversely
affect Certificateholders. The lack of reasonable
expectation of an adverse effect on Certificateholders may
be established through the delivery to the Trustee and the
Trust Administrator of (i) an Opinion of Counsel to such
effect or (ii) written notification from each Rating Agency
to the effect that such amendment or supplement will not
result in reduction of the current rating assigned by that
Rating Agency to the Certificates. Notwithstanding the two
immediately preceding sentences, either the Trustee or the
Trust Administrator may, in its discretion, decline to
enter into or consent to any such supplement or amendment
if its own rights, duties or immunities shall be adversely
affected.
3. a. Notwithstanding anything to the contrary in this
Section 3.07, the Master Servicer from time to time may,
without the consent of any Certificateholder, the Trustee,
or the Trust Administrator, enter into an amendment (A) to
an Other Servicing Agreement for the purpose of (i)
eliminating or reducing Month End Interest and (ii)
providing for the remittance of Full Unscheduled Principal
Receipts by the applicable Servicer to the Master Servicer
not later than the 24th day of each month (or if such day
is not a Business Day, on the previous Business Day) or (b)
to the Norwest Servicing Agreement for the purpose of
changing the applicable Remittance Date to the 18th day of
each month (or if such day is not a Business Day, on the
previous Business Day).
b. The Master Servicer may direct Norwest Mortgage to enter
into an amendment to the Norwest Servicing Agreement for
the purposes described in Sections 3.07(c)(i)(b) and
10.01(b)(iii).
Section 3.08 Oversight of Servicing.
The Master Servicer shall supervise, monitor and oversee the servicing of the
Mortgage Loans by each Servicer and the performance by each Servicer of all
services, duties, responsibilities and obligations that are to be observed or
performed by the Servicer under its respective Servicing Agreement. In
performing its obligations hereunder, the Master Servicer shall act in a manner
consistent with Accepted Master Servicing Practices and with the Trustee's and
the Trust Administrator's and the Certificateholders' reliance on the Master
Servicer, and in a manner consistent with the terms and provisions of any
insurance policy required to be maintained by the Master Servicer or any
Servicer pursuant to this Agreement or any Servicing Agreement. The Master
Servicer acknowledges that prior to taking certain actions required to service
the Mortgage Loans, each Servicing Agreement provides that the Servicer
thereunder must notify, consult with, obtain the consent of or otherwise follow
the instructions of the Master Servicer. The Master Servicer is also given
authority to waive compliance by a Servicer with certain provisions of its
Servicing Agreement. In each such instance, the Master Servicer shall promptly
instruct such Servicer or otherwise respond to such Servicer's request. In no
event will the Master Servicer instruct such Servicer to take any action, give
any consent to action by such Servicer or waive compliance by such Servicer with
any provision of such Servicer's Servicing Agreement if any resulting action or
failure to act would be inconsistent with the requirements of the Rating
Agencies that rated the Certificates or would otherwise have an adverse effect
on the Certificateholders. Any such action or failure to act shall be deemed to
have an adverse effect on the Certificateholders if such action or failure to
act either results in (i) the downgrading of the rating assigned by any Rating
Agency to the Certificates, (ii) the loss by the Trust Estate of REMIC status
for federal income tax purposes or (iii) the imposition of any Prohibited
Transaction Tax or any federal taxes on the REMIC or the Trust Estate. The
Master Servicer shall have full power and authority in its sole discretion to
take any action with respect to the Trust Estate as may be necessary or
advisable to avoid the circumstances specified including clause (ii) or (iii) of
the preceding sentence.
For the purposes of determining whether any modification of a Mortgage Loan
shall be permitted by the Trust Administrator or the Master Servicer, such
modification shall be construed as a substitution of the modified Mortgage Loan
for the Mortgage Loan originally deposited in the Trust Estate if it would be a
"significant modification" within the meaning of Section 1.860G-2(b) of the
regulations of the U.S. Department of the Treasury. No modification shall be
approved unless (i) the modified Mortgage Loan would qualify as a Substitute
Mortgage Loan under Section 2.02 and (ii) with respect to any modification that
occurs more than three months after the Closing Date and is not the result of a
default or a reasonably foreseeable default under the Mortgage Loan, there is
delivered to the Trust Administrator an Opinion of Counsel (at the expense of
the party seeking to modify the Mortgage Loan) to the effect that such
modification would not be treated as giving rise to a new debt instrument for
federal income tax purposes as described in the preceding sentence.
During the term of this Agreement, the Master Servicer shall consult fully with
each Servicer as may be necessary from time to time to perform and carry out the
Master Servicer's obligations hereunder and otherwise exercise reasonable
efforts to encourage such Servicer to perform and observe the covenants,
obligations and conditions to be performed or observed by it under its Servicing
Agreement.
The relationship of the Master Servicer to the Trustee and the Trust
Administrator under this Agreement is intended by the parties to be that of an
independent contractor and not that of a joint venturer, partner or agent.
The Master Servicer shall administer the Trust Estate on behalf of the Trustee
and shall have full power and authority, acting alone or (subject to Section
6.06) through one or more subcontractors, to do any and all things in connection
with such administration which it may deem necessary or desirable. Upon the
execution and delivery of this Agreement, and from time to time as may be
required thereafter, the Trust Administrator on behalf of the Trustee shall
furnish the Master Servicer or its subcontractors with any powers of attorney
and such other documents as may be necessary or appropriate to enable the Master
Servicer to carry out its administrative duties hereunder.
The Seller shall be entitled to repurchase at its option any defaulted Mortgage
Loan or any Mortgage Loan as to which default is reasonably foreseeable from the
Trust Estate if, in the Seller's judgment, the default is not likely to be cured
by the Mortgagor. The purchase price for any such Mortgage Loan shall be 100% of
the unpaid principal balance of such Mortgage Loan plus accrued interest thereon
at the Mortgage Interest Rate for such Mortgage Loan, through the last day of
the month in which such repurchase occurs. Upon the receipt of such purchase
price, the Master Servicer shall provide to the Trust Administrator the
certification required by Section 3.04 and the Trust Administrator and the
Custodian, if any, shall promptly release to the Seller the Owner Mortgage Loan
File relating to the Mortgage Loan being repurchased.
In the event that (i) the Master Servicer determines at any time that,
notwithstanding the representations and warranties set forth in Section 2.03(b),
any Mortgage Loan is not a "qualified mortgage" within the meaning of Section
860G of the Code and (ii) the Master Servicer is unable to enforce the
obligation of the Seller to purchase such Mortgage Loan pursuant to Section 2.02
within two months of such determination, the Master Servicer shall cause such
Mortgage Loan to be auctioned to the highest bidder and sold out of the Trust
Estate no later than the date 90 days after such determination. In the event of
any such sale of a Mortgage Loan, the Trust Administrator shall, at the written
request of the Master Servicer and upon being supported with appropriate forms
therefor, within five Business Days of the deposit by the Master Servicer of the
proceeds of such auction into the Certificate Account, release or cause to be
released to the entity identified by the Master Servicer the related Owner
Mortgage Loan File and Servicer Mortgage Loan File and shall execute and deliver
such instruments of transfer or assignment, in each case without recourse, as
shall be necessary to vest in the auction purchaser title to the Mortgage Loan
and the Trust Administrator shall have no further responsibility with regard to
such Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trust
Administrator, the Master Servicer nor any Servicer, acting on behalf of the
Trust Administrator, shall provide financing from the Trust Estate to any
purchaser of a Mortgage Loan.
The Master Servicer, on behalf of the Trust Administrator, shall, pursuant to
the Servicing Agreements, object to the foreclosure upon, or other related
conversion of the ownership of, any Mortgaged Property by the related Servicer
if (i) the Master Servicer believes such Mortgaged Property may be contaminated
with or affected by hazardous wastes or hazardous substances or (ii) such
Servicer does not agree to administer such Mortgaged Property, once the related
Mortgage Loan becomes an REO Mortgage Loan, in a manner which would not result
in a federal tax being imposed upon the Trust Estate or the REMIC.
The Master Servicer may enter into a special servicing agreement with an
unaffiliated holder of 100% Percentage Interest of a Class of Class B
Certificates or a holder of a class of securities representing interests in the
Class B Certificates and/or other subordinated mortgage pass-through
certificates, such agreement to be substantially in the form of Exhibit M hereto
or subject to each Rating Agency's acknowledgment that the ratings of the
Certificates in effect immediately prior to the entering into of such agreement
would not be qualified, downgraded or withdrawn and the Certificates would not
be placed on credit review status (except for possible upgrading) (without, in
the case of the Class A-11 Certificates, giving effect to the guaranty provided
by Financial Security) as a result of such agreement. Any such agreement may
contain provisions whereby such holder may instruct the Master Servicer to
instruct a Servicer to the extent provided in the applicable Servicing Agreement
to commence or delay foreclosure proceedings with respect to delinquent Mortgage
Loans and will contain provisions for the deposit of cash by the holder that
would be available for distribution to Certificateholders if Liquidation
Proceeds are less than they otherwise may have been had the Servicer acted in
accordance with its normal procedures.
Section 3.09 Termination and Substitution of Servicing Agreements.
Upon the occurrence of any event for which a Servicer may be terminated pursuant
to its Servicing Agreement, the Master Servicer shall promptly deliver to the
Seller and the Trustee an Officer's Certificate certifying that an event has
occurred which may justify termination of such Servicing Agreement, describing
the circumstances surrounding such event and recommending what action should be
taken by the Trustee with respect to such Servicer. If the Master Servicer
recommends that such Servicing Agreement be terminated, the Master Servicer's
certification must state that the breach is material and not merely technical in
nature. Upon written direction of the Master Servicer, based upon such
certification, the Trustee shall promptly terminate such Servicing Agreement.
Notwithstanding the foregoing, in the event that (i) Norwest Mortgage fails to
make any advance, as a consequence of which the Trust Administrator is obligated
to make an advance pursuant to Section 3.03 and (ii) the Trust Administrator
provides Norwest Mortgage written notice of the failure to make such advance and
such failure shall continue unremedied for a period of 15 days after receipt of
such notice, the Trust Administrator shall recommend to the Trustee the
termination of the Norwest Servicing Agreement without the recommendation of the
Master Servicer and upon such recommendation, the Trustee shall terminate the
Norwest Servicing Agreement. The Master Servicer shall indemnify the Trustee and
the Trust Administrator and hold each harmless from and against any and all
claims, liabilities, costs and expenses (including, without limitation,
reasonable attorneys' fees) arising out of, or assessed against the Trustee or
the Trust Administrator in connection with termination of such Servicing
Agreement at the direction of the Master Servicer. In addition, the Master
Servicer shall indemnify the Trustee and hold it harmless from and against any
and all claims, liabilities, costs and expenses (including, without limitation,
reasonable attorney's fees) arising out of, or assessed against the Trustee in
connection with the termination of the Norwest Servicing Agreement as provided
in the second preceding sentence. If the Trustee terminates such Servicing
Agreement, the Trustee may enter into a substitute Servicing Agreement with the
Master Servicer or, at the Master Servicer's nomination, with another mortgage
loan service company acceptable to the Trustee, the Trust Administrator, the
Master Servicer and each Rating Agency under which the Master Servicer or such
substitute servicer, as the case may be, shall assume, satisfy, perform and
carry out all liabilities, duties, responsibilities and obligations that are to
be, or otherwise were to have been, satisfied, performed and carried out by such
Servicer under such terminated Servicing Agreement. Until such time as the
Trustee enters into a substitute servicing agreement with respect to the
Mortgage Loans previously serviced by such Servicer, the Master Servicer shall
assume, satisfy, perform and carry out all obligations which otherwise were to
have been satisfied, performed and carried out by such Servicer under its
terminated Servicing Agreement. However, in no event shall the Master Servicer
be deemed to have assumed the obligations of a Servicer to advance payments of
principal and interest on a delinquent Mortgage Loan in excess of the Master
Servicer's independent Periodic Advance obligation under Section 3.03 of this
Agreement. As compensation for the Master Servicer of any servicing obligations
fulfilled or assumed by the Master Servicer, the Master Servicer shall be
entitled to any servicing compensation to which a Servicer would have been
entitled if the Servicing Agreement with such Servicer had not been terminated.
Section 3.10 Application of Net Liquidation Proceeds.
For all purposes under this agreement, Net Liquidation Proceeds received from a
Servicer shall be allocated first to accrued and unpaid interest on the related
Mortgage Loan and then to the unpaid principal balance thereof.
Section 3.11 1934 Act Reports.
The Master Servicer shall, on behalf of the Seller, make all filings required to
be made by the Seller with respect to the Class A Certificates (other than the
Class A-PO Certificates) and the Class B-1, Class B-2 and Class B-3 Certificates
pursuant to the Securities Exchange Act of 1934, as amended.
<PAGE>
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
Section 4.01 Distributions.
1. On each Distribution Date, the Pool Distribution Amount will
be applied in the following amounts, to the extent the Pool
Distribution Amount is sufficient therefor, in the manner and
in the order of priority as follows:
first, to the Classes of Class A Certificates, pro rata, based upon
their respective Interest Accrual Amounts, in an aggregate amount up to
the Class A Interest Accrual Amount with respect to such Distribution
Date;
second, to the Classes of Class A Certificates, pro rata, based upon
their respective Class A Unpaid Interest Shortfalls, in an aggregate
amount up to the Aggregate Class A Unpaid Interest Shortfall;
third, concurrently, to the Class A Certificates (other than the
Class A-PO Certificates) and the Class A-PO Certificates, pro rata, based
on their respective Class A Non-PO Optimal Principal Amount and Class A-PO
Optimal Principal Amount, (A) to the Classes of Class A Certificates
(other than the Class A-PO Certificates), in an aggregate amount up to the
Class A Non-PO Optimal Principal Amount, such distribution to be allocated
among such Classes in accordance with Section 4.01(b) or Section 4.01(c),
as applicable, and (b) to the Class A-PO Certificates in an amount up to
the Class A-PO Optimal Principal Amount;
fourth, to the Class A-PO Certificates in an amount up to the Class
A-PO Deferred Amount from amounts otherwise distributable (without regard
to this Paragraph fourth) first to the Class B-6 Certificates pursuant to
Paragraph twenty-second, below, second to the Class B-5 Certificates
pursuant to Paragraph nineteenth, below, third to the Class B-4
Certificates pursuant to Paragraph sixteenth, below, fourth to the Class
B-3 Certificates pursuant to Paragraph thirteenth, below, fifth to the
Class B-2 Certificates pursuant to Paragraph tenth below, and sixth to the
Class B-1 Certificates pursuant to Paragraph seventh below;
fifth, to the Class B-1 Certificates in an amount up to the Interest
Accrual Amount for the Class B-1 Certificates with respect to such
Distribution Date;
sixth, to the Class B-1 Certificates in an amount up to the Class
B-1 Unpaid Interest Shortfall;
seventh, to the Class B-1 Certificates in an amount up to the Class
B-1 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-1 Certificates pursuant to this Paragraph
seventh will be reduced by the amount, if any, that would have been
distributable to the Class B-1 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
eighth, to the Class B-2 Certificates in an amount up to the
Interest Accrual Amount for the Class B-2 Certificates with respect to
such Distribution Date;
ninth, to the Class B-2 Certificates in an amount up to the Class
B-2 Unpaid Interest Shortfall;
tenth, to the Class B-2 Certificates in an amount up to the Class
B-2 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-2 Certificates pursuant to this Paragraph
tenth will be reduced by the amount, if any, that would have been
distributable to the Class B-2 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
eleventh, to the Class B-3 Certificates in an amount up to the
Interest Accrual Amount for the Class B-3 Certificates with respect to
such Distribution Date;
twelfth, to the Class B-3 Certificates in an amount up to the
Class B-3 Unpaid Interest Shortfall;
thirteenth, to the Class B-3 Certificates in an amount up to the
Class B-3 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-3 Certificates pursuant to this Paragraph
thirteenth will be reduced by the amount, if any, that would have been
distributable to the Class B-3 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
fourteenth, to the Class B-4 Certificates in an amount up to the
Interest Accrual Amount for the Class B-4 Certificates with respect to
such Distribution Date;
fifteenth, to the Class B-4 Certificates in an amount up to the
Class B-4 Unpaid Interest Shortfall;
sixteenth, to the Class B-4 Certificates in an amount up to the
Class B-4 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-4 Certificates pursuant to this Paragraph
sixteenth will be reduced by the amount, if any, that would have been
distributable to the Class B-4 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
seventeenth, to the Class B-5 Certificates in an amount up to the
Interest Accrual Amount for the Class B-5 Certificates with respect to
such Distribution Date;
eighteenth, to the Class B-5 Certificates in an amount up to the
Class B-5 Unpaid Interest Shortfall;
nineteenth, to the Class B-5 Certificates in an amount up to the
Class B-5 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-5 Certificates pursuant to this Paragraph
nineteenth will be reduced by the amount, if any, that would have been
distributable to the Class B-5 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above;
twentieth, to the Class B-6 Certificates in an amount up to the
Interest Accrual Amount for the Class B-6 Certificates with respect to
such Distribution Date;
twenty-first, to the Class B-6 Certificates in an amount up to
the Class B-6 Unpaid Interest Shortfall;
twenty-second, to the Class B-6 Certificates in an amount up to the
Class B-6 Optimal Principal Amount; provided, however, that the amount
distributable to the Class B-6 Certificates pursuant to this Paragraph
twenty-second will be reduced by the amount, if any, that would have been
distributable to the Class B-6 Certificates hereunder used to pay the
Class A-PO Deferred Amount as provided in Paragraph fourth above; and
twenty-third, to the Holder of the Class A-R Certificate.
Notwithstanding the foregoing, after the Principal Balance of any Class (other
than the Class A-R Certificate) has been reduced to zero, such Class will be
entitled to no further distributions of principal or interest (including,
without limitation, any Unpaid Interest Shortfalls).
In addition, Net Foreclosure Profits, if any, with respect to such Distribution
Date minus any portion thereof payable to a Servicer pursuant to Section
3.02(ix) hereof shall be distributed to the Holder of the Class A-R Certificate.
With respect to any Distribution Date, the amount of the Principal Adjustment,
if any, attributable to any Class of Class B Certificates will be allocated to
the Classes of Class A Certificates (other than the Class A-PO Certificates) and
any Class of Class B Certificates with a lower numerical designation pro rata
based on their outstanding Principal Balances.
2. On each Distribution Date occurring prior to the Cross-Over
Date, the Class A Non-PO Principal Distribution Amount will be
allocated among and distributed in reduction of the Principal
Balances of the Classes of Class A Certificates (other than
the Principal Balance of the Class A-PO Certificates) in
accordance with the following priorities:
first, to the Class A-16 Certificates, up to the Priority Amount
for such Distribution Date;
second, Class A-R Certificate, until the Principal Balance
thereof has been reduced to zero;
third, concurrently, 80.6776519293% to the Class A-1 Certificates,
16.9718507517% to the Class A-2 Certificates and 2.3504973190% to the
Class A-10 Certificates, until the Principal Balance of the Class A-2
Certificates has been reduced to zero;
fourth, concurrently, 80.6776519293% to the Class A-1 Certificates,
6.4296737521% to the Class A-3 Certificates, 5.2710884998% to the Class
A-4 Certificates, 0.0263554425% to the Class A-5 Certificates,
5.2447330573% to the Class A-6 Certificates and 2.3504973190% to the Class
A-10 Certificates, until the Principal Balance of the Class A-6
Certificates has been reduced to zero;
fifth, concurrently, 80.6776519293% to the Class A-1 Certificates,
6.4296737521% to the Class A-3 Certificates, 5.2710884998% to the Class
A-4 Certificates, 0.0263554425% to the Class A-5 Certificates,
5.2447330573% to the Class A-7 Certificates and 2.3504973190% to the Class
A-10 Certificates, until the Principal Balance of the Class A-10
Certificates has been reduced to zero;
sixth, concurrently, 80.6776519293% to the Class A-1 Certificates,
6.4296737521% to the Class A-3 Certificates, 5.2710884998% to the Class
A-4 Certificates, 0.0263554425% to the Class A-5 Certificates,
5.2447330573% to the Class A-7 Certificates and 2.3504973190% to the Class
A-13 Certificates, until the Principal Balance of the Class A-7
Certificates has been reduced to zero;
seventh, concurrently, to the Class A-1, Class A-3, Class A-4, Class
A-5, Class A-8 and Class A-13 Certificates, pro rata, until the Principal
Balance of each such Class has been reduced to zero;
eighth, concurrently, to the Class A-9, Class A-11, Class A-12,
Class A-14 and Class A-15 Certificates, pro rata, based on their Original
Principal Balances, until the Principal Balance of each such Class has
been reduced to zero; and
ninth, to the Class A-16 Certificates, without regard to the
Priority Amount for such Distribution Date, until the Principal Balance of
such Class has been reduced to zero.
3. Notwithstanding the foregoing, on each Distribution Date
occurring on or subsequent to the Cross-Over Date, the
Class A Non-PO Principal Distribution Amount shall be
distributed among the Classes of Class A Certificates
(other than the Class A-PO Certificates) pro rata in
accordance with their outstanding Principal Balances
without regard to either the proportions or the priorities
set forth in Section 4.01(b).
4. (i) For purposes of determining whether the Classes of Class B
Certificates are eligible to receive distributions of
principal with respect to any Distribution Date, the following
tests shall apply:
(A) if the Current Class B-1 Fractional Interest is less than the Original
Class B-1 Fractional Interest and the Class B-1 Principal Balance is
greater than zero, the Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates shall not be eligible to receive distributions of
principal; or
(B) if the Current Class B-2 Fractional Interest is less than the Original
Class B-2 Fractional Interest and the Class B-2 Principal Balance is
greater than zero, the Class B-3, Class B-4, Class B-5 and Class B-6
Certificates shall not be eligible to receive distributions of principal;
or
(C) if the Current Class B-3 Fractional Interest is less than the Original
Class B-3 Fractional Interest and the Class B-3 Principal Balance is
greater than zero, the Class B-4, Class B-5 and Class B-6 Certificates
shall not be eligible to receive distributions of principal; or
(D) if the Current Class B-4 Fractional Interest is less than the Original
Class B-4 Fractional Interest and the Class B-4 Principal Balance is
greater than zero, the Class B-5 and Class B-6 Certificates shall not be
eligible to receive distributions of principal; or
(E) if the Current Class B-5 Fractional Interest is less than the Original
Class B-5 Fractional Interest and the Class B-5 Principal Balance is
greater than zero, the Class B-6 Certificates shall not be eligible to
receive distributions of principal.
(ii) Notwithstanding the foregoing, if on any Distribution Date the
aggregate distributions to Holders of the Classes of Class B Certificates
entitled to receive distributions of principal would reduce the Principal
Balances of the Classes of Class B Certificates entitled to receive
distributions of principal below zero, first the Class B Prepayment Percentage
of any affected Class of Class B Certificates for such Distribution Date
beginning with the affected Class with the lowest numerical Class designation
and then, if necessary, the Class B Percentage of such Class of the Class B
Certificates for such Distribution Date shall be reduced to the respective
percentages necessary to bring the Principal Balance of such Class of Class B
Certificates to zero. The Class B Prepayment Percentages and the Class B
Percentages of the remaining Classes of Class B Certificates will be recomputed
substituting for the Subordinated Prepayment Percentage and Subordinated
Percentage in such computations the difference between (A) the Subordinated
Prepayment Percentage or Subordinated Percentage, as the case may be, and (b)
the percentages determined in accordance with the preceding sentence necessary
to bring the Principal Balances of the affected Classes of Class B Certificates
to zero; provided, however, that if the Principal Balances of all the Classes of
Class B Certificates eligible to receive distributions of principal shall be
reduced to zero on such Distribution Date, the Class B Prepayment Percentage and
the Class B Percentage of the Class of Class B Certificates with the lowest
numerical Class designation which would otherwise be ineligible to receive
distributions of principal in accordance with this Section shall equal the
remainder of the Subordinated Prepayment Percentage for such Distribution Date
minus the sum of the Class B Prepayment Percentages of the Classes of Class B
Certificates having lower numerical Class designations, if any, and the
remainder of the Subordinated Percentage for such Distribution Date minus the
sum of the Class B Percentages of the Classes of Class B Certificates having
lower numerical Class designations, if any, respectively. Any entitlement of any
Class of Class B Certificates to principal payments solely pursuant to this
clause (ii) shall not cause such Class to be regarded as being eligible to
receive principal distributions for the purpose of applying the definition of
its Class B Percentage or Class B Prepayment Percentage.
(b) On each Distribution Date other than the Final Distribution Date
(if such Final Distribution Date is in connection with a purchase of the assets
of the Trust Estate by the Seller), the Paying Agent shall, on behalf of the
Master Servicer, from funds remitted to it by the Master Servicer, distribute to
each Certificateholder of record on the preceding Record Date (other than as
provided in Section 9.01 respecting the final distribution to Certificateholders
or in the last paragraph of this Section 4.01(e) respecting the final
distribution in respect of any Class) either in immediately available funds by
wire transfer to the account of such Certificateholder at a bank or other entity
having appropriate facilities therefor, if such Certificateholder holds
Certificates having a Denomination at least equal to that specified in Section
11.23, and has so notified the Master Servicer or, if applicable, the Paying
Agent at least seven Business Days prior to the Distribution Date or, if such
Holder holds Certificates having, in the aggregate, a Denomination less than the
requisite minimum Denomination or if such Holder holds the Class A-R Certificate
or has not so notified the Paying Agent, by check mailed to such Holder at the
address of such Holder appearing in the Certificate Register, such Holder's
share of the Class A Distribution Amount with respect to each Class of Class A
Certificates and the Class B Distribution Amount with respect to each such Class
of Class B Certificates.
In the event that, on any Distribution Date prior to the Final Distribution
Date, the Principal Balance of any Class of Class A Certificates (other than the
Class A-R Certificate) or the Principal Balance of any Class of Class B
Certificates would be reduced to zero, the Master Servicer shall, as soon as
practicable after the Determination Date relating to such Distribution Date,
send a notice to the Trust Administrator. The Trust Administrator will then send
a notice to each Certificateholder of such Class with a copy to the Certificate
Registrar, specifying that the final distribution with respect to such Class
will be made on such Distribution Date only upon the presentation and surrender
of such Certificateholder's Certificates at the office or agency of the Trust
Administrator therein specified; PROVIDED, HOWEVER, that the failure to give
such notice will not entitle a Certificateholder to any interest beyond the
interest payable with respect to such Distribution Date in accordance with
Section 4.01(a).
(c) The Paying Agent (or if no Paying Agent is appointed by the
Master Servicer, the Master Servicer) shall withhold or cause to be withheld
such amounts as may be required by the Code (giving full effect to any
exemptions from withholding and related certifications required to be furnished
by Certificateholders and any reductions to withholding by virtue of any
bilateral tax treaties and any applicable certification required to be furnished
by Certificateholders with respect thereto) from distributions to be made to
Persons other than U.S. Persons ("Non-U.S. Persons"). Amounts withheld pursuant
to this Section 4.01(f) shall be treated as having been distributed to the
related Certificateholder for all purposes of this Agreement. For the purposes
of this paragraph, a "U.S. Person" is a citizen or resident of the United
States, a corporation, partnership (except to the extent provided in applicable
Treasury regulations) or other entity created or organized in or under the laws
of the United States or any political subdivision thereof, an estate that is
subject to United States federal income tax regardless of the source of its
income or a trust if a court within the United States is able to exercise
primary supervision over the administration of such trust, and one or more such
U.S. Persons have the authority to control all substantial decisions of such
trust (or, to the extent provided in applicable Treasury regulations, certain
trusts in existence on August 20, 1996 which are eligible to elect to be treated
as U.S. Persons).
Section 4.02 Allocation of Realized Losses.
1. With respect to any Distribution Date, the principal portion
of Realized Losses (other than Debt Service Reductions, Excess
Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses) will be allocated as follows:
first, to the Class B-6 Certificates until the Class B-6
Principal Balance has been reduced to zero;
second, to the Class B-5 Certificates until the Class B-5
Principal Balance has been reduced to zero;
third, to the Class B-4 Certificates until the Class B-4
Principal Balance has been reduced to zero;
fourth, to the Class B-3 Certificates until the Class B-3
Principal Balance has been reduced to zero;
fifth, to the Class B-2 Certificates until the Class B-2
Principal Balance has been reduced to zero;
sixth, to the Class B-1 Certificates until the Class B-1
Principal Balance has been reduced to zero; and
seventh, concurrently, to the Class A Certificates (other than the
Class A-PO Certificates) and Class A-PO Certificates, pro rata, based on
the Non-PO Fraction and the PO Fraction, respectively.
This allocation of Realized Losses will be effected through the reduction of the
applicable Class's Principal Balance.
2. With respect to any Distribution Date, the principal
portion of Excess Special Hazard Losses, Excess Fraud
Losses and Excess Bankruptcy Losses occurring with respect
to any Mortgage Loan allocable to the Class A-PO
Certificates will equal the product of the amount of any
such principal loss and the PO Fraction for such Mortgage
Loan. The principal portion of any Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses
remaining after allocation to the Class A-PO Certificates
in accordance with the preceding sentence shall be
allocated pro rata among the Class A Certificates (other
than the Class A-PO Certificates) and Class B Certificates
based on the Class A Non-PO Principal Balance and the Class
B Principal Balance, respectively. Any such loss allocated
to the Class A Certificates shall be allocated on the
subsequent Determination Date among the outstanding Classes
of Class A Certificates (other than the Class A-PO
Certificates) in accordance with the Class A Loss
Percentages as of such Determination Date. Any such loss
allocated to the Class B Certificates shall be allocated
pro rata among the outstanding Classes of Class B
Certificates based on their Principal Balances.
3. Any Realized Losses allocated to a Class of Class A
Certificates or Class B Certificates pursuant to Section
4.02(a) or Section 4.02(b) shall be allocated among the
Certificates of such Class based on their Percentage
Interests.
4. In the event that there is a Recovery of an amount in
respect of principal of a Mortgage Loan which had
previously been allocated as a Realized Loss to any Classes
of Class A Certificates or any Classes of Class B
Certificates, each outstanding Class to which such Realized
Loss had previously been allocated shall be entitled to its
share (with respect to the Class A-PO Certificates, based
on the PO Fraction of such Mortgage Loan and, with respect
to the Class A Certificates (other than the Class A-PO
Certificates) and Class B Certificates, based on their pro
rata share of the Non-PO Fraction of such Mortgage Loan) of
such Recovery up to the amount of such Realized Loss
previously allocated to such Class on the Distribution Date
in the month following the month in which such recovery is
received. When the Principal Balance of a Class of
Certificates has been reduced to zero, such Class shall not
be entitled to any share of such Recovery. In the event
that the amount of such Recovery exceeds the amount of such
Recovery allocated to each outstanding Class in accordance
with the preceding provisions, each outstanding Class shall
be entitled to its pro rata share (determined as described
above) of such excess up to the amount of any unrecovered
Realized Loss previously allocated to such Class.
Notwithstanding the foregoing provisions, but subject to
the following proviso, if such Recovery occurs within two
years of the realization of such loss and (i) is the result
of an event that would have given rise to the repurchase of
the related Mortgage Loan by the Seller pursuant to Section
2.02 or 2.03, or (ii) represents in whole or part funds
which the applicable Servicer had received in respect of a
Liquidated Loan but failed to remit to the Certificate
Account on or prior to the Business Day preceding the
Distribution Date following the Applicable Unscheduled
Principal Receipt Period in which the Mortgage Loan became
a Liquidated Loan, such Recovery may, at the sole
discretion of the Master Servicer, be treated as a
repurchase or an Unscheduled Principal Receipt with respect
to such Mortgage Loan, as the case may be, the Realized
Loss previously recognized may be reversed and treated for
all subsequent purposes as if it had never occurred and the
Master Servicer may make such adjustments to interest or
principal distributions on the Certificates and to the
principal balances of the Certificates as the Master
Servicer in its good faith judgment and sole discretion
deems necessary or desirable to effectuate the reversal of
the Realized Loss and the treatment of such amount as a
repurchase or as an Unscheduled Principal Receipt, as the
case may be; provided that such actions do not result in
the aggregate distributions made in respect of each Class
of Certificates whose principal balances were previously
reduced as a result of such Realized Loss being less than
such Class would have received if such Recovery had been
deposited in the Certificate Account on or prior to the
Business Day preceding the Distribution Date following the
Applicable Unscheduled Principal Receipt Period in which
the Mortgage Loan became a Liquidated Loan.
5. The interest portion of Excess Special Hazard Losses,
Excess Fraud Losses and Excess Bankruptcy Losses shall be
allocated between (i) the Class A Certificates and (ii) the
Class B Certificates, pro rata based on the Class A
Interest Accrual Amount and the Class B Interest Accrual
Amount for the related Distribution Date, without regard to
any reduction pursuant to this sentence. Any such loss
allocated to the Class A Certificates shall be allocated
among the outstanding Classes of Class A Certificates based
on their Class A Interest Percentages. Any such loss
allocated to the Class B Certificates will be allocated
among the outstanding Classes of Class B Certificates based
on their Class B Interest Percentages. In addition, after
the Class B Principal Balance has been reduced to zero, the
interest portion of Realized Losses (other than Excess
Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses) will be allocated among the outstanding
Classes of Class A Certificates based on their Class A
Interest Percentages.
6. Realized Losses allocated in accordance with this Section 4.02
will be allocated on the Determination Date in the second
month following the month in which such loss was incurred with
respect to the preceding Distribution Date.
Section 4.03 Paying Agent.
1. The Master Servicer hereby appoints the Trust Administrator as
initial Paying Agent to make distributions to
Certificateholders and to forward to Certificateholders the
periodic statements and the annual statements required by
Section 4.04 as agent of the Master Servicer.
The Master Servicer may, at any time, remove or replace the Paying Agent.
The Master Servicer shall cause any Paying Agent that is not the Trust
Administrator to execute and deliver to the Trust Administrator an instrument in
which such Paying Agent agrees with the Trust Administrator that such Paying
Agent shall:
a. hold all amounts remitted to it by the Master Servicer
for distribution to Certificateholders in trust for the
benefit of Certificateholders until such amounts are
distributed to Certificateholders or otherwise disposed
of as herein provided;
b. give the Trust Administrator notice of any default by
the Master Servicer in remitting any required amount;
and
c. at any time during the continuance of any such default,
upon the written request of the Trust Administrator,
forthwith pay to the Trust Administrator all amounts
held in trust by such Paying Agent.
2. The Paying Agent shall establish and maintain a Payment
Account, which shall be a separate trust account and an
Eligible Account, in which the Master Servicer shall cause
to be deposited from funds in the Certificate Account or,
to the extent required hereunder, from its own funds (i) at
or before 10:00 a.m., New York time, on the Business Day
preceding each Distribution Date, by wire transfer of
immediately available funds, any Periodic Advance for such
Distribution Date, pursuant to Section 3.03 and (ii) at or
before 10:00 a.m., New York time, on the Business Day
preceding each Distribution Date, by wire transfer of
immediately available funds, (a) an amount equal to the
Pool Distribution Amount, (b) Net Foreclosure Profits, if
any, with respect to such Distribution Date and (c) the
amount of any recovery in respect of a Realized Loss. The
Master Servicer may cause the Paying Agent to invest the
funds in the Payment Account. Any such investment shall be
in Eligible Investments, which shall mature not later than
the Business Day preceding the related Distribution Date
(unless the Eligible Investments are obligations of the
Trust Administrator, in which case such Eligible
Investments shall mature not later than the Distribution
Date), and shall not be sold or disposed of prior to
maturity. All income and gain realized from any such
investment shall be for the benefit of the Master Servicer
and shall be subject to its withdrawal or order from time
to time. The amount of any losses incurred in respect of
any such investments shall be deposited in the Payment
Account by the Master Servicer out of its own funds
immediately as realized. The Paying Agent may withdraw
from the Payment Account any amount deposited in the
Payment Account that was not required to be deposited
therein and may clear and terminate the Payment Account
pursuant to Section 9.01.
Section 4.04 Statements to Certificateholders; Report to the Trust
Administrator, Financial Security and the Seller.
Concurrently with each distribution pursuant to Section 4.01(f), the Master
Servicer, or the Paying Agent appointed by the Master Servicer (upon receipt of
such statement from the Master Servicer), shall forward or cause to be forwarded
by mail to each Holder of a Certificate, the Seller and Financial Security a
statement setting forth:
a. the amount of such distribution to Holders of each Class
of Class A Certificates allocable to principal,
separately identifying the aggregate amount of any
Unscheduled Principal Receipts included therein;
b. the amount of such distribution to Holders of each
Class of Class A Certificates allocable to interest,
(b) the amount of the Current Class A Interest
Distribution Amount allocated to each Class of Class
A Certificates, (c) any Class A Interest Shortfall
Amounts arising with respect to such Distribution
Date and any remaining Class A Unpaid Interest
Shortfall with respect to each Class after giving
effect to such distribution, (d) the amount of any
Non-Supported Interest Shortfall allocated to each
Class of Class A Certificates for such Distribution
Date and (e) the interest portion of Excess Special
Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses allocated to each Class for such
Distribution Date;
c. the amount of such distribution to Holders of each Class
of Class B Certificates allocable to principal,
separately identifying the aggregate amount of any
Unscheduled Principal Receipts included therein;
d. the amount of such distribution to Holders of each
Class of Class B Certificates allocable to interest,
(b) the amount of the Current Class B Interest
Distribution Amount allocated to each Class of Class
B Certificates, (c) any Class B Interest Shortfall
Amounts arising with respect to such Distribution
Date and any remaining Class B Unpaid Interest
Shortfall with respect to each Class of Class B
Certificates after giving effect to such
distribution, (d) the amount of any Non-Supported
Interest Shortfall allocated to each Class of Class B
Certificates for such Distribution Date, and (e) the
interest portion of Excess Special Hazard Losses,
Excess Fraud Losses and Excess Bankruptcy Losses
allocated to each Class of Class B Certificates for
such Distribution Date;
e. the amount of any Periodic Advance by any Servicer, the
Master Servicer or the Trust Administrator pursuant to
the Servicing Agreements or this
Agreement;
f. the number of Mortgage Loans outstanding as of the
preceding Determination Date;
g. the Class A Principal Balance, the Principal Balance
of each Class of Class A Certificates, the Class B
Principal Balance and the Principal Balance of each
Class of Class B Certificates as of the following
Determination Date after giving effect to the
distributions of principal made, and the principal
portion of Realized Losses, if any, allocated with
respect to such Distribution Date;
h. the Adjusted Pool Amount, the Adjusted Pool Amount (PO
Portion), the Pool Scheduled Principal Balance of the
Mortgage Loans for such Distribution Date and the
aggregate Scheduled Principal Balance of the Discount
Mortgage Loans for such Distribution Date;
i. the aggregate Scheduled Principal Balances of the
Mortgage Loans serviced by Norwest Mortgage and,
collectively, by the Other Servicers as of such
Distribution Date;
j. the Class A Percentage for the following Distribution
Date (without giving effect to Unscheduled Principal
Receipts received after the Applicable Unscheduled
Principal Receipt Period for the current Distribution
Date which are applied by a Servicer during such
Applicable Unscheduled Principal Receipt Period);
k. the Class A Prepayment Percentage for the following
Distribution Date (without giving effect to Unscheduled
Principal Receipts received after the Applicable
Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during
such Applicable Unscheduled Principal Receipt Period);
l. the Class B-1, Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Percentages for the following
Distribution Date (without giving effect to
Unscheduled Principal Receipts received after the
Applicable Unscheduled Principal Receipt Period for
the current Distribution Date which are applied by a
Servicer during such Applicable Unscheduled Principal
Receipt Period);
m. the Class B-1, Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Prepayment Percentages for the
following Distribution Date (without giving effect to
Unscheduled Principal Receipts received after the
Applicable Unscheduled Principal Receipt Period for
the current Distribution Date which are applied by a
Servicer during such Applicable Unscheduled Principal
Receipt Period);
n. the number and aggregate principal balances of Mortgage
Loans delinquent (a) one month, (b) two months and (c)
three months or more;
o. the number and aggregate principal balances of the
Mortgage Loans in foreclosure as of the preceding
Determination Date;
p. the book value of any real estate acquired through
foreclosure or grant of a deed in lieu of foreclosure;
q. the amount of the remaining Special Hazard Loss Amount,
Fraud Loss Amount and Bankruptcy Loss Amount as of the
close of business on such Distribution Date;
r. the principal and interest portions of Realized Losses
allocated as of such Distribution Date and the amount of
such Realized Losses constituting Excess Special Hazard
Losses, Excess Fraud Losses or Excess Bankruptcy Losses;
s. the aggregate amount of Bankruptcy Losses allocated to
each Class of Class B Certificates in accordance with
Section 4.02(a) since the Relevant Anniversary;
t. the amount by which the Principal Balance of each Class
of Class B Certificates has been reduced as a result of
Realized Losses allocated as of such Distribution Date;
u. the unpaid principal balance of any Mortgage Loan as to
which the Servicer of such Mortgage Loan has determined
not to foreclose because it believes the related
Mortgaged Property may be contaminated with or affected
by hazardous wastes or hazardous substances;
v. the amount of the aggregate Servicing Fees and Master
Servicing Fees paid (and not previously reported) with
respect to the related Distribution Date and the amount
by which the aggregate Available Master Servicer
Compensation has been reduced by the Prepayment Interest
Shortfall for the related Distribution Date;
w. the Class A-PO Deferred Amount, if any;
x. in the case of each Class of LIBOR Certificates, the
applicable Class A Pass-Through Rate;
y. in the case of the Class A-11 Certificates, (a) the
Class A-11 Distribution Deficiency, if any, for such
Distribution Date, (b) amounts, if any in respect of the
Class A-11 Distribution Deficiency paid under the Policy
and (c) the amounts attributable to the Class A-11
Certificates;
z. in the case of the Class A-11 Certificates, the amount
remaining in the Reserve Fund after taking into account
the Reserve Withdrawal for such Distribution Date; and
aa. such other customary information as the Master
Servicer deems necessary or desirable to enable
Certificateholders to prepare their tax returns;
and shall deliver a copy of each type of statement to the Trust Administrator,
who shall provide copies thereof to Persons making written request therefor at
the Corporate Trust Office.
In the case of information furnished with respect to a Class of Class A
Certificates pursuant to clauses (i) and (ii) above and with respect to a Class
of Class B Certificates pursuant to clauses (iii) and (iv) above, the amounts
shall be expressed as a dollar amount per Class A or Class B Certificate (other
than the Class A-R Certificate) with a $1,000 Denomination, and as a dollar
amount per Class A-R Certificate with a $100 Denomination.
Within a reasonable period of time after the end of each calendar year, the
Master Servicer shall furnish or cause to be furnished to each Person who at any
time during the calendar year was the Holder of a Certificate a statement
containing the information set forth in clauses (i) and (ii)(a) above in the
case of a Class A Certificateholder and the information set forth in clauses
(iii) and (iv)(a) above in the case of a Class B Certificateholder aggregated
for such calendar year or applicable portion thereof during which such Person
was a Certificateholder. Such obligation of the Master Servicer shall be deemed
to have been satisfied to the extent that substantially comparable information
shall be provided by the Master Servicer pursuant to any requirements of the
Code from time to time in force.
Prior to the close of business on the third Business Day preceding each
Distribution Date, the Master Servicer shall furnish a statement to the Trust
Administrator, any Paying Agent and the Seller (the information in such
statement to be made available to Certificateholders by the Master Servicer on
written request) setting forth the Class A Distribution Amount with respect to
each Class of Class A Certificates and the Class B Distribution Amount with
respect to each Class of Class B Certificates. Upon receipt of any such
statement, the Trust Administrator shall promptly forward a copy of such
statement to Financial Security. The determination by the Master Servicer of
such amounts shall, in the absence of obvious error, be presumptively deemed to
be correct for all purposes hereunder and the Trust Administrator and the Paying
Agent shall be protected in relying upon the same without any independent check
or verification.
In addition to the reports required pursuant to this Section 4.04, the Master
Servicer shall make available upon request to each Holder and each proposed
transferee of a Class A-PO, Class B-4, Class B-5 or Class B-6 Certificate such
additional information, if any, as may be required to permit the proposed
transfer to be effected pursuant to Rule 144A.
Section 4.05 Reports to Mortgagors and the Internal Revenue Service.
The Master Servicer shall, in each year beginning after the Cut-Off Date, make
the reports of foreclosures and abandonments of any Mortgaged Property as
required by Code Section 6050J. In order to facilitate this reporting process,
the Master Servicer shall request that each Servicer, on or before January 15th
of each year, shall provide to the Internal Revenue Service, with copies to the
Master Servicer, reports relating to each instance occurring during the previous
calendar year in which such Servicer (i) on behalf of the Trust Administrator
acquires an interest in a Mortgaged Property through foreclosure or other
comparable conversion in full or partial satisfaction of a Mortgage Loan
serviced by such Servicer, or (ii) knows or has reason to know that a Mortgaged
Property has been abandoned. Reports from the Servicers shall be in form and
substance sufficient to meet the reporting requirements imposed by Code Section
6050J. In addition, each Servicer shall provide the Master Servicer with
sufficient information to allow the Master Servicer to, for each year ending
after the Cut-Off Date, provide, or cause to be provided, to the Internal
Revenue Service and the Mortgagors such information as is required under Code
Sections 6050H (regarding payment of interest) and 6050P (regarding cancellation
of indebtedness).
F. Reserve Fund.
1. The Reserve Fund shall be established on the Closing Date and
maintained by the Trust Administrator in accordance with this
Section 4.06. At the time the Reserve Fund is established, the
Seller shall cause to be deposited into the Reserve Fund the
amount of $2500.00.
With respect to each Distribution Date, the Reserve Withdrawal shall be
withdrawn by the Trust Administrator from the amount on deposit in the Reserve
Fund in accordance with this Section 4.06 and distributed on such Distribution
Date to the Holders of the Class A-11 Certificates, pro rata, based on
Percentage Interest.
Notwithstanding anything herein to the contrary, on the Distribution Date on
which the Class A Principal Balance of the Class A-11 Certificates has been
reduced to zero, any funds then on deposit in the Reserve Fund shall be
distributed to PaineWebber at the address provided by it to the Trust
Administrator.
2. The Reserve Fund will be an "outside reserve fund" under the
REMIC Provisions that is beneficially owned for federal income
tax purposes by PaineWebber, which shall report all income,
gain, deduction or loss with respect thereto, and will not be
an asset of the REMIC.
Section 4.07 Distributions in Reduction of the Class A-11 Certificates.
Distributions in reduction of the Class A Principal Balance of the Class A-11
Certificates will be made in integral multiples of $1,000 at the request of the
appropriate representatives of Deceased Holders of such Class and at the request
of Living Holders of such Class or by mandatory distributions by random lot,
pursuant to clauses (a) and (d) below, or on a pro rata basis pursuant to clause
(f) below.
1. On each Distribution Date on which distributions in reduction
of the Class A Principal Balance of the Class A-11
Certificates are made, such distributions will be made with
respect to such Class in the following priority:
a. any request by the personal representatives of a
Deceased Holder or by a surviving tenant by the
entirety, by a surviving joint tenant or by a surviving
tenant in common, but not exceeding an aggregate
principal balance for such Class of $100,000 per
request; and
b. any request by a Living Holder, but not exceeding an
aggregate principal balance for such Class of $10,000
per request.
Thereafter, distributions will be made, with respect to such Class, as provided
in clauses (i) and (ii) above up to a second $100,000 and $10,000, respectively.
This sequence of priorities will be repeated for each request for principal
distributions for such Class made by the Beneficial Owners of the Class A-11
Certificates until all such requests have been honored.
For each such sequence of priorities described above, requests for distributions
in reduction of the principal balances of Class A-11 Certificates presented on
behalf of Deceased Holders in accordance with the provisions of clause (i) above
will be accepted in order of their receipt by the Clearing Agency and requests
for distributions in reduction of the principal balance of Class A-11
Certificates presented by Living Holders in accordance with the provisions of
clause (ii) above will be accepted in the order of their receipt by the Clearing
Agency after all requests with respect to such Class presented in accordance
with clause (i) have been honored. All requests for distributions in reduction
of the principal balances of the Class A-11 Certificates will be accepted in
accordance with the provisions set forth in Section 4.07(c). All requests for
distributions in reduction of the principal balance of Class A-11 Certificates
with respect to any Distribution Date must be received by the Clearing Agency
and forwarded to, and received by, the Trust Administrator no later than the
close of business on the related Record Date. Requests for distributions which
are received by the Clearing Agency and forwarded to, and received by, the Trust
Administrator after the related Record Date and requests, in either case, for
distributions not accepted with respect to any Distribution Date, will be
treated as requests for distributions in reduction of the principal balance of
Class A-11 Certificates on the next succeeding Distribution Date, and each
succeeding Distribution Date thereafter, until each such request is accepted or
is withdrawn as provided in Section 4.07(c). Such requests as are not so
withdrawn shall retain their order of priority without the need for any further
action on the part of the appropriate Beneficial Owner of the related Class A-11
Certificate, all in accordance with the procedures of the Clearing Agency and
the Trust Administrator. Upon the transfer of beneficial ownership of any Class
A-11 Certificate, any distribution request previously submitted with respect to
such Certificate will be deemed to have been withdrawn only upon the receipt by
the Trust Administrator of notification of such withdrawal in the manner
required by the Clearing Agency under its APUT System.
Distributions in reduction of the principal balances of the Class A-11
Certificates will be applied, in the aggregate with respect to such Class, in an
amount equal to the Class A Non-PO Principal Distribution Amount allocable to
such Class pursuant to Section 4.01(b) plus any amounts distributable to the
Class A-11 Certificates as a payment under the Policy of a Class A-11 Principal
Loss Amount of the type described in clause (i) of the definition thereof, minus
amounts to repay any funds withdrawn from the Rounding Account for the prior
Distribution Date, plus any amounts available for distribution from the Rounding
Account for such Class established as provided in Section 4.07(e), provided that
the aggregate distribution in reduction of the Class A Principal Balance of such
Class on any Distribution Date is made in an integral multiple of $1,000.
To the extent that the portion of the Class A Non-PO Principal Distribution
Amount allocable to distributions in reduction of the Class A Principal Balance
of the Class A-11 Certificates on any Distribution Date plus any amounts
distributable to the Class A-11 Certificates as a payment under the Policy of a
Class A-11 Principal Loss Amount of the type described in clause (i) of the
definition hereof (minus amounts to repay any funds withdrawn from the Rounding
Account on the prior Distribution Date and plus any amounts required to be
distributed from the Rounding Account pursuant to Section 4.07(e)) exceeds the
aggregate principal balances of Class A-11 Certificates with respect to which
distribution requests, as set forth above, have been received distributions in
reduction of the Class A Principal Balance of the Class A-11 Certificates will
be made by mandatory distribution pursuant to Section 4.07(d).
2. A Class A-11 Certificate shall be deemed to be held by a
Deceased Holder for purposes of this Section 4.07 if the
death of the Beneficial Owner thereof is deemed to have
occurred. Class A-11 Certificates beneficially owned by
tenants by the entirety, joint tenants or tenants in common
will be considered to be beneficially owned by a single
owner. The death of a tenant by the entirety, joint tenant
or tenant in common will be deemed to be the death of the
Beneficial Owner, and the Class A-11 Certificates so
beneficially owned will be eligible for priority with
respect to distributions in reduction of the principal
balance of such Class thereof, subject to the limitations
stated above. Class A-11 Certificates beneficially owned
by a trust will be considered to be beneficially owned by
each beneficiary of the trust to the extent of such
beneficiary's beneficial interest therein, but in no event
will a trust's beneficiaries collectively be deemed to be
Beneficial Owners of a number of Individual Class A-11
Certificates greater than the number of Individual Class
A-11 Certificates of which such trust is the owner. The
death of a beneficiary of a trust will be deemed to be the
death of a Beneficial Owner of the Class A-11 Certificates
owned by the trust to the extent of such beneficiary's
beneficial interest in such trust. The death of an
individual who was a tenant by the entirety, joint tenant
or tenant in common in a tenancy which is the beneficiary
of a trust will be deemed to be the death of the
beneficiary of such trust. The death of a person who,
during his or her lifetime, was entitled to substantially
all of the beneficial ownership interests in Individual
Class A-11 Certificates will be deemed to be the death of
the Beneficial Owner of such Class A-11 Certificates
regardless of the registration of ownership, if such
beneficial interest can be established to the satisfaction
of the Trust Administrator. Such beneficial interest will
be deemed to exist in typical cases of street name or
nominee ownership, ownership by a Trust Administrator,
ownership under the Uniform Gifts to Minors Act and
community property or other joint ownership arrangements
between a husband and wife. Beneficial interests shall
include the power to sell, transfer or otherwise dispose of
a Class A-11 Certificate and the right to receive the
proceeds therefrom, as well as interest and distributions
in reduction of the principal balances of the Class A-11
Certificates payable with respect thereto. The Trust
Administrator shall not be under any duty to determine
independently the occurrence of the death of any deceased
Beneficial Owner. The Trust Administrator may rely
entirely upon documentation delivered to it pursuant to
Section 4.07(c) in establishing the eligibility of any
Beneficial Owner to receive the priority accorded Deceased
Holders in Section 4.07(a).
3. Requests for distributions in reduction of the principal
balance of Class A-11 Certificates must be made by
delivering a written request therefor to the Clearing
Agency Participant or Clearing Agency Indirect Participant
that maintains the account evidencing such Beneficial
Owner's interest in Class A-11 Certificates. In the case
of a request on behalf of a Deceased Holder, appropriate
evidence of death and any tax waivers are required to be
forwarded to the Trust Administrator under separate cover.
The Clearing Agency Participant should in turn make the
request of the Clearing Agency (or, in the case of a
Clearing Agency Indirect Participant, such Clearing Agency
Indirect Participant must notify the related Clearing
Agency Participant of such request, which Clearing Agency
Participant should make the request of the Clearing Agency)
in the manner required under the rules and regulations of
the Clearing Agency's APUT System and provided to the
Clearing Agency Participant. Upon receipt of such request,
the Clearing Agency will date and time stamp such request
and forward such request to the Trust Administrator. The
Clearing Agency may establish such procedures as it deems
fair and equitable to establish the order of receipt of
requests for such distributions received by it on the same
day. Neither the Master Servicer nor the Trust
Administrator shall be liable for any delay in delivery of
requests for distributions or withdrawals of such requests
by the Clearing Agency, a Clearing Agency Participant or
any Clearing Agency Indirect Participant.
The Trust Administrator shall maintain a list of those Clearing Agency
Participants representing the appropriate Beneficial Owners of Class A-11
Certificates that have submitted requests for distributions in reduction of the
principal balance of Certificates of such Class, together with the order of
receipt and the amounts of such requests. The Clearing Agency will honor
requests for distributions in the order of their receipt (subject to the
priorities described in Section 4.07(a) above). The Trust Administrator shall
notify the Clearing Agency and the appropriate Clearing Agency Participants as
to which requests should be honored on each Distribution Date. Requests shall be
honored by the Clearing Agency in accordance with the procedures, and subject to
the priorities and limitations, described in this Section 4.07. The exact
procedures to be followed by the Trust Administrator and the Clearing Agency for
purposes of determining such priorities and limitations will be those
established from time to time by the Trust Administrator or the Clearing Agency,
as the case may be. The decisions of the Trust Administrator and the Clearing
Agency concerning such matters will be final and binding on all affected
persons.
Individual Class A-11 Certificates which have been accepted for a distribution
shall be due and payable on the applicable Distribution Date. Such Certificates
shall cease to bear interest after the last day of the month preceding the month
in which such Distribution Date occurs, and notwithstanding anything to the
contrary herein, no amounts shall be due from Financial Security or otherwise
with respect to interest on such Certificates after such last day of the month.
Any Beneficial Owner of a Class A-11 Certificate which has requested a
distribution may withdraw its request by so notifying in writing the Clearing
Agency Participant or Clearing Agency Indirect Participant that maintains such
Beneficial Owner's account. In the event that such account is maintained by a
Clearing Agency Indirect Participant, such Clearing Agency Indirect Participant
must notify the related Clearing Agency Participant which in turn must forward
the withdrawal of such request, on a form required by the Clearing Agency, to
the Trust Administrator. If such notice of withdrawal of a request for
distribution has not been received by the Clearing Agency and forwarded to the
Trust Administrator on or before the Record Date for the next Distribution Date,
the previously made request for distribution will be irrevocable with respect to
the making of distributions in reduction of the Class A Principal Balance of
Class A-11 Certificates on such Distribution Date.
In the event any requests for distributions in reduction of the principal
balance of Class A-11 Certificates are rejected by the Trust Administrator for
failure to comply with the requirements of this Section 4.07, the Trust
Administrator shall return such request to the appropriate Clearing Agency
Participant with a copy to the Clearing Agency with an explanation as to the
reason for such rejection.
4. To the extent, if any, that distributions in reduction of
the Class A Principal Balance of Class A-11 Certificates on
a Distribution Date exceed the outstanding principal
balances of Certificates of such Class with respect to
which distribution requests have been received by the
related Record Date, as provided in Section 4.07(a) above,
distributions in reduction of the Class A Principal Balance
of the Class A-11 Certificates will be made by mandatory
distributions in reduction thereof. Such mandatory
distributions on Individual Class A-11 Certificates will be
made by random lot in accordance with the then-applicable
random lot procedures of the Clearing Agency, the Clearing
Agency Participants and the Clearing Agency Indirect
Participants representing the Beneficial Owners; provided
however, that, if after the distribution in reduction of
the Class A Principal Balance of the Class A-11
Certificates on the next succeeding Distribution Date on
which mandatory distributions are to be made, the principal
balance of Class A-11 Certificates would not be reduced to
zero, the Individual Class A-11 Certificates to which such
distributions will be applied shall be selected by the
Clearing Agency from those Class A-11 Certificates not
otherwise receiving distributions in reduction of the
principal balance on such Distribution Date. The Trust
Administrator shall notify the Clearing Agency of the
aggregate amount of the mandatory distribution in reduction
of the Class A Principal Balance of the Class A-11
Certificates to be made on the next Distribution Date. The
Clearing Agency shall then allocate such aggregate amount
among its Clearing Agency Participants on a random lot
basis. Each Clearing Agency Participant and, in turn, each
Clearing Agency Indirect Participant will then select, in
accordance with its own random lot procedures, Individual
Class A-11 Certificates from among those held in its
accounts to receive mandatory distributions in reduction of
the principal balance of the Certificates of such Class,
such that the total amount so selected is equal to the
aggregate amount of such mandatory distributions allocated
to such Clearing Agency Participant by the Clearing Agency
and to such Clearing Agency Indirect Participant by its
related Clearing Agency Participant, as the case may be.
Clearing Agency Participants and Clearing Agency Indirect
Participants which hold Class A-11 Certificates selected
for mandatory distributions in reduction of the principal
balances are required to provide notice of such mandatory
distributions to the affected Beneficial Owners. The
Master Servicer agrees to notify the Trust Administrator of
the amount of distributions in reduction of the principal
balances of Class A-11 Certificates to be made on each
Distribution Date in a timely manner such that the Trust
Administrator may fulfill its obligations pursuant to the
Letter of Representations dated the Business Day
immediately preceding the Closing Date among the Seller,
the Trust Administrator and the Clearing Agency.
5. On the Closing Date, the Rounding Account shall be
established with the Trust Administrator and the Seller
shall cause to be initially deposited with the Trust
Administrator a $999.99 deposit for the Rounding Account.
On each Distribution Date on which a distribution is made
in reduction of the principal balance of the Class A-11
Certificates, funds on deposit in the Rounding Account
shall be available to be applied to round upward to an
integral multiple of $1,000 the aggregate distribution in
reduction of the Class A Principal Balance to be made on
the Class A-11 Certificates. Rounding of such distribution
on the Class A-11 Certificates shall be accomplished, on
the first such Distribution Date, by withdrawing from the
Rounding Account the amount of funds, if any, needed to
round the amount otherwise available for such distribution
in reduction of the principal balance of the Class A-11
Certificates upward to the next integral multiple of
$1,000. On each succeeding Distribution Date on which
distributions in reduction of the principal balance of the
Class A-11 Certificates are to be made, the aggregate
amount of such distributions allocable to the Class A-11
Certificates shall be applied first to repay any funds
withdrawn from the Rounding Account on the prior
Distribution Date for which funds were withdrawn from such
account, and then the remainder of such allocable amount,
if any, shall be similarly rounded upward and applied as
distributions in reduction of the principal balance of the
Class A-11 Certificates; this process shall continue on
succeeding Distribution Dates until the Class A Principal
Balance of the Class A-11 Certificates has been reduced to
zero. The funds in the Rounding Account shall be held in a
non-interest bearing account and shall not be reinvested.
Notwithstanding anything herein to the contrary, on the Distribution Date on
which distributions in reduction of the Class A Principal Balance of the Class
A-11 Certificates will reduce the Class A Principal Balance thereof to zero or
in the event that distributions in reduction of the Class A Principal Balance of
the Class A-11 Certificates are made in accordance with the provisions set forth
in Section 4.07(f), an amount equal to the difference between $1,000 and the sum
then held in the Rounding Account shall be paid from the Pool Distribution
Amount to the Rounding Account. Any funds then on deposit in such Rounding
Account shall be distributed to the Holder of the Class A-R Certificate.
6. Notwithstanding any provisions herein to the contrary, on
each Distribution Date on and after Financial Security's
failure to make a payment with respect to a Class A-11
Distribution Deficiency, distributions in reduction of the
Principal Balance of the Class A-11 Certificates (including
amounts paid in respect of such losses under the Policy)
will be made on a pro rata basis among the Holders of the
Class A-11 Certificates and will not be made in integral
multiples of $1,000 or pursuant to requested distributions
or mandatory distributions by random lot.
7. In the event that the pro rata distributions described in
section 4.07(f) cannot be made through the facilities of
the Clearing Agency, the Class A-11 Certificates will be
withdrawn from the facilities of the Clearing Agency and
Definitive Certificates will be issued to replace such
withdrawn Book-Entry Certificates pursuant to Section
5.07. An amendment to this Agreement, which may be
approved without the consent of any Certificateholders,
shall establish procedures relating to the manner in which
pro rata distributions in reduction of the principal
balances of the Class A-11 Certificates are to be made;
provided that such procedures shall be consistent, to the
extent practicable and customary for certificates similar
to the Class A-11 Certificates, with the provisions of this
Section 4.07.
Section 4.08 Policy Matters.
1. If, on the second Business Day before any Distribution
Date, the Trust Administrator determines that there will be
a Class A-11 Distribution Deficiency for such Distribution
Date, the Trust Administrator shall determine the amount of
such Class A-11 Distribution Deficiency and shall give
notice to Financial Security by telephone or telecopy of
the amount of such deficiency confirmed in writing by the
Notice of Nonpayment by 12:00 noon, New York City time on
such second Business Day.
2. At the time of the execution and delivery of this
Agreement, the Trust Administrator shall establish a
separate special purpose trust account in the name of the
Trust Administrator for the benefit of Holders of the Class
A-11 Certificates referred to herein as the "Policy
Payments Account" over which the Trust Administrator shall
have exclusive control and sole right of withdrawal. The
Trust Administrator shall deposit any amounts paid under
the Policy into the Policy Payments Account and distribute
such amounts only for purposes of payment to Holders of the
Class A-11 Certificates of the Class A-11 Distribution
Deficiency for which a claim was made and such amounts may
not be applied to satisfy any costs, expenses or
liabilities of the Trust Administrator or the Trust
Estate. Amounts paid under the Policy shall be disbursed
by the Trust Administrator to Holders of the Class A-11
Certificates in the same manner as distributions in
reduction of the principal balance of and interest on the
Certificates of such Class are made under Section 4.01(e).
It shall not be necessary for such payments of the Class
A-11 Distribution Deficiency to be made by checks or wire
transfers separate from the check or wire transfer used to
pay distributions in reduction of the principal balance of
and interest on the Class A-11 Certificates with funds
available to make such distributions. However, the amount
of any distribution to be paid from funds transferred from
the Policy Payments Account shall be noted as provided in
(c) below and in the statement to be furnished to Holders
of the Class A-11 Certificates and Financial Security
pursuant to Section 4.04. Funds held in the Policy
Payments Account shall not be invested by the Trust
Administrator.
On any Distribution Date with respect to which a claim has been made under the
Policy, the amount of any funds received by the Trust Administrator as a result
of the claim under the Policy to the extent necessary to make distributions on
the Class A-11 Certificates equal to the Class A-11 Distribution Deficiency on
such Distribution Date shall be withdrawn from the Policy Payments Account and
applied by the Trust Administrator to the payment in full of the Class A-11
Distribution Deficiency. Any funds deposited into the Policy Payments Account in
respect of the Class A-11 Certificates that are remaining therein on the first
Business Day following a Distribution Date after the Class A-11 Distribution
Deficiency has been made to the Certificateholders of such Class shall be
remitted in immediately available funds to Financial Security, pursuant to the
instructions of Financial Security, by the end of such Business Day.
3. The Trust Administrator shall keep a complete and accurate
record of the Class A-11 Interest Loss Amount, the Class
A-11 Principal Loss Amount and any Non-Supported Interest
Shortfall allocated to the Class A-11 Certificates once the
Reserve Fund has been depleted, paid from moneys received
under the Policy. Financial Security shall have the right
to inspect such records at reasonable times upon one
Business Day's prior notice to the Trust Administrator.
4. In the event that the Trust Administrator has received a
certified copy of an order of the appropriate court that
any distributions in reduction of the principal balance of
or interest on a Class A-11 Certificate has been avoided in
whole or in part as a preference payment under applicable
bankruptcy law, the Trust Administrator shall so notify
Financial Security and shall comply with the provisions of
the applicable Policy to obtain payment by Financial
Security of such avoided distribution, and shall, at the
time it provides notice to Financial Security, notify, by
mail to Holders of the Certificates of such Class that, in
the event that any Holder's distribution is so recovered,
such Holder will be entitled to payment pursuant to the
terms of the applicable Policy, a copy of which shall be
made available by the Trust Administrator and the Trust
Administrator shall furnish to Financial Security its
records evidencing the distributions in reduction of the
principal balance of and interest (including any
Non-Supported Interest Shortfall described in Section
4.08(c)) on the Class A-11 Certificates, if any, which have
been made by the Trust Administrator and subsequently
recovered from Holders, and the dates on which such
distributions were made. Such payment under the applicable
Policy shall be disbursed to the receiver, conservator,
debtor-in-possession or Trust Administrator in bankruptcy
named in the order and not to the Trust Administrator or
any Class A-11 Certificateholder directly (unless such
Certificateholder has previously paid such amount to the
receiver, conservator, debtor-in-possession or Trust
Administrator in bankruptcy named in the order, in which
case such payment shall be disbursed to the Trust
Administrator for distribution to such Certificateholder
upon proof of such payment reasonably satisfactory to
Financial Security).
5. The Trust Administrator shall promptly notify Financial
Security of any proceeding or the institution of any action
seeking the avoidance as a preferential transfer under
applicable bankruptcy, insolvency, receivership or similar
law (a "Preference Claim") of any distribution made with
respect to the Class A-11 Certificates as to which it has
actual knowledge. Each Holder of a Class A-11 Certificate,
by its purchase of such Certificates and the Trust
Administrator hereby agree that Financial Security (so long
as no Financial Security Default exists) may at any time
during the continuation of any proceeding relating to a
Preference Claim direct all matters relating to such
Preference Claim, including, without limitation, (i) the
direction of any appeal of any order relating to any
Preference Claim and (ii) the posting of any surety,
supersedeas or performance bond pending any such appeal.
In addition and without limitation of the foregoing,
Financial Security shall be subrogated to the rights of the
Trust Administrator and each Holder in the conduct of any
Preference Claim, including, without limitation, all rights
of any party to an adversary proceeding or action with
respect to any court order issued in connection with any
such Preference Claim.
6. The Trust Administrator acknowledges, and each Holder of a
Class A-11 Certificate by its acceptance of such
Certificate agrees, that without any further action on the
part of Financial Security, Financial Security shall be
subrogated to all of the rights to amounts distributable to
such Certificateholders in respect of Class A Unpaid
Interest Shortfalls, Non-Supported Interest Shortfalls
allocated to such Certificates and recoveries, if any, with
respect to the Class A-11 Principal Loss Amounts with
respect to amounts paid under the Policy. The Class A-11
Certificateholders by acceptance of such Certificates
assign their rights as Holders of such Certificates to
Financial Security to the extent of Financial Security's
interest with respect to amounts paid.
7. The Master Servicer shall designate an Financial Security
Contact Person who shall be available to Financial Security to
provide reasonable access to information regarding the
Mortgage Loans. The initial Financial Security Contact Person
is appointed in Section 11.27.
8. The Trust Administrator shall surrender the Policy to
Financial Security for cancellation upon the expiration of the
term of the Policy as provided in the Policy.
(d) The Trust Administrator upon receipt from the Master Servicer
shall send to Financial Security the report prepared pursuant to Section 3.05
and the statements prepared pursuant to Section 4.04.
Section 4.09 Calculation of Amounts; Binding Effect of Interpretations
and Actions of Master Servicer.
The Master Servicer will compute the amount of all distributions to be made on
the Certificates and all losses to be allocated to the Certificates. In the
event that the Master Servicer concludes that any ambiguity or uncertainty
exists in any provisions of this Agreement relating to distributions to be made
on the Certificates or the allocation of losses to the Certificates, the
interpretation of such provisions and any actions taken by the Master Servicer
in good faith to implement such interpretation shall be binding upon
Certificateholders.
Section 4.10 Determination of LIBOR.
On each Rate Determination Date, the Trust Administrator shall determine LIBOR
for the Distribution Date occurring in the second succeeding month on the basis
of the British Bankers' Association ("BBA") "Interest Settlement Rate" for
one-month deposits in U.S. dollars as found on Telerate page 3750 as of 11:00
A.M. London time on such Rate Determination Date. As used herein, "Telerate page
3750" means the display designated as page 3750 on the Dow Jones Telerate
Service.
If on any Rate Determination Date the Trust Administrator is unable to determine
LIBOR on the basis of the method set forth in the preceding paragraph LIBOR for
the Distribution Date in the second succeeding month will be whichever is higher
of (x) LIBOR as determined on the previous Rate Determination Date or (y) the
Reserve Interest Rate. The "Reserve Interest Rate" will be the rate per annum
which the Trust Administrator determines to be either (A) the arithmetic mean
(rounding such arithmetic mean upwards if necessary to the nearest whole
multiple of 1/16%) of the one-month Eurodollar lending rates that New York City
banks selected by the Trust Administrator are quoting, on the relevant Rate
Determination Date, to the principal London offices of at least two leading
banks in the London interbank market or (b) in the event that the Trust
Administrator can determine no such arithmetic mean, the lowest one-month
Eurodollar lending rate that the New York City banks selected by the Trust
Administrator are quoting on such Rate Determination Date to leading European
banks.
If on any Rate Determination Date the Trust Administrator is required but is
unable to determine the Reserve Interest Rate in the manner provided in the
preceding paragraph, LIBOR for the Distribution Date in the second succeeding
month will be LIBOR as determined on the previous Rate Determination Date, or,
in the case of the first Rate Determination Date, 5.375%.
The establishment of LIBOR by the Trust Administrator and the Trust
Administrator's subsequent calculation of the rates of interest applicable to
each of the LIBOR Certificates in the absence of manifest error, will be final
and binding. After a Rate Determination Date, the Trust Administrator shall
provide the Pass-Through Rates of the LIBOR Certificates for the related
Distribution Date to Beneficial Owners or Holders of LIBOR Certificates who
place a telephone call to the Trust Administrator at (704) 383-5272 and make a
request therefor.
<PAGE>
ARTICE V
THE CERTIFICATES
Section 5.01 The Certificates.
1. The Class A and Class B Certificates shall be issued only
in minimum Denominations of a Single Certificate and,
except for the Class A-PO and Class A-R Certificates,
integral multiples of $1,000 in excess thereof (except, if
necessary, for one Certificate of each Class (other than
Class A-PO and Class A-R Certificates) that evidences one
Single Certificate plus such additional principal portion
as is required in order for all Certificates of such Class
to equal the aggregate Original Principal Balance of such
Class, as the case may be), and shall be substantially in
the respective forms set forth as Exhibits A-1, A-2, A-3,
A-4, A-5, A-6, A-8, A-9, A-10, A-11, A-12, A-13, A-14,
A-15, A-16, A-PO, A-R, B-1, B-2, B-3, B-4, B-5, B-6 and C
(reverse side of Certificates) hereto. On original issue
the Certificates shall be executed and delivered by the
Trust Administrator to or upon the order of the Seller upon
receipt by the Trust Administrator or the Custodian of the
documents specified in Section 2.01. The aggregate
principal portion evidenced by the Class A and Class B
Certificates shall be the sum of the amounts specifically
set forth in the respective Certificates. The Certificates
shall be executed by manual or facsimile signature on
behalf of the Trust Administrator by any Responsible
Officer thereof. Certificates bearing the manual or
facsimile signatures of individuals who were at any time
the proper officers of the Trust Administrator shall bind
the Trust Administrator notwithstanding that such
individuals or any of them have ceased to hold such offices
prior to the authentication and delivery of such
Certificates or did not hold such offices at the date of
such Certificates. No Certificate shall be entitled to any
benefit under this Agreement, or be valid for any purpose,
unless manually countersigned by a Responsible Officer of
the Trust Administrator, or unless there appears on such
Certificate a certificate of authentication executed by the
Authenticating Agent by manual signature, and such
countersignature or certificate upon a Certificate shall be
conclusive evidence, and the only evidence, that such
Certificate has been duly authenticated and delivered
hereunder. All Certificates shall be dated the date of
their authentication.
Until such time as Definitive Certificates are issued pursuant to Section 5.07,
each Book-Entry Certificate shall bear the following legend:
"Unless this certificate is presented by an authorized representative of [the
Clearing Agency] to the Seller or its agent for registration of transfer,
exchange or payment, and any certificate issued is registered in the name of
[the Clearing Agency] or such other name as requested by an authorized
representative of [the Clearing Agency] and any payment is made to [the Clearing
Agency], any transfer, pledge or other use hereof for value or otherwise by or
to any person is wrongful since the registered owner hereof, [the Clearing
Agency], has an interest herein."
2. Upon original issuance, the Book-Entry Certificates shall
be issued in the form of one or more typewritten
certificates, to be delivered to The Depository Trust
Company, the initial Clearing Agency, by, or on behalf of,
the Seller. Such Certificates shall initially be
registered in the Certificate Register in the name of the
nominee of the initial Clearing Agency, and no Beneficial
Owner will receive a definitive certificate representing
such Beneficial Owner's interest in the Book-Entry
Certificates, except as provided in Section 5.07. Unless
and until definitive, fully registered certificates
("Definitive Certificates") have been issued to Beneficial
Owners pursuant to Section 5.07:
a. the provisions of this Section 5.01(b) shall be in
full force and effect;
b. the Seller, the Master Servicer, the Certificate
Registrar and the Trust Administrator may deal with the
Clearing Agency for all purposes (including the making
of distributions on the Book-Entry Certificates and the
taking of actions by the Holders of Book-Entry
Certificates) as the authorized representative of the
Beneficial Owners;
c. to the extent that the provisions of this Section
5.01(b) conflict with any other provisions of this
Agreement, the provisions of this Section 5.01(b) shall
control;
d. the rights of Beneficial Owners shall be exercised
only through the Clearing Agency and shall be limited
to those established by law, the rules, regulations
and procedures of the Clearing Agency and agreements
between such Beneficial Owners and the Clearing
Agency and/or the Clearing Agency Participants, and
all references in this Agreement to actions by
Certificateholders shall, with respect to the
Book-Entry Certificates, refer to actions taken by
the Clearing Agency upon instructions from the
Clearing Agency Participants, and all references in
this Agreement to distributions, notices, reports and
statements to Certificateholders shall, with respect
to the Book-Entry Certificates, refer to
distributions, notices, reports and statements to the
Clearing Agency or its nominee, as registered holder
of the Book-Entry Certificates, as the case may be,
for distribution to Beneficial Owners in accordance
with the procedures of the Clearing Agency; and
(i)the initial Clearing Agency will make book-entry transfers
among the Clearing Agency Participants and receive and transmit
distributions of principal and interest on the Certificates to the
Clearing Agency Participants, for distribution by such Clearing Agency
Participants to the Beneficial Owners or their nominees.
For purposes of any provision of this Agreement requiring or permitting actions
with the consent of, or at the direction of, Holders of Book-Entry Certificates
evidencing specified Voting Interests, such direction or consent shall be given
by Beneficial Owners having the requisite Voting Interests, acting through the
Clearing Agency.
Unless and until Definitive Certificates have been issued to Beneficial Owners
pursuant to Section 5.07, copies of the reports or statements referred to in
Section 4.04 shall be available to Beneficial Owners upon written request to the
Trust Administrator at the Corporate Trust Office.
Section 5.02 Registration of Certificates.
1. The Trust Administrator shall cause to be kept at one of
the offices or agencies to be maintained in accordance with
the provisions of Section 5.06 a Certificate Register in
which, subject to such reasonable regulations as it may
prescribe, the Trust Administrator shall provide for the
registration of Certificates and of transfers and exchanges
of Certificates as herein provided. The Trust
Administrator shall act as, or shall appoint, a Certificate
Registrar for the purpose of registering Certificates and
transfers and exchanges of Certificates as herein provided.
Upon surrender for registration of transfer of any Certificate at any office or
agency maintained for such purpose pursuant to Section 5.06 (and subject to the
provisions of this Section 5.02) the Trust Administrator shall execute, and
shall date, authenticate (or cause the Authenticating Agent to authenticate) and
deliver, in the name of the designated transferee or transferees, one or more
new Certificates of a like aggregate principal portion or Percentage Interest
and of the same Class.
At the option of the Certificateholders, Certificates may be exchanged for other
Certificates of authorized Denominations of a like aggregate principal portion
or Percentage Interest and of the same Class upon surrender of the Certificates
to be exchanged at any such office or agency. Whenever any Certificates are so
surrendered for exchange, the Trust Administrator shall execute, and shall date,
authenticate (or cause the Authenticating Agent to authenticate) and deliver,
the Certificates which the Certificateholder making the exchange is entitled to
receive. Every Certificate presented or surrendered for transfer or exchange
shall (if so required by the Certificate Registrar or the Trust Administrator)
be duly endorsed by, or be accompanied by a written instrument of transfer in
form satisfactory to the Certificate Registrar, duly executed by the Holder
thereof or his attorney duly authorized in writing.
No service charge shall be made for any transfer or exchange of Certificates,
but the Trust Administrator or the Certificate Registrar may require payment of
a sum sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.
All Certificates surrendered for transfer and exchange shall be canceled by the
Certificate Registrar, the Trust Administrator or the Authenticating Agent in
accordance with their standard procedures.
2. No transfer of a Class A-PO, Class B-4, Class B-5 or Class
B-6 Certificate shall be made unless the registration
requirements of the Securities Act of 1933, as amended, and
any applicable State securities laws are complied with, or
such transfer is exempt from the registration requirements
under said Act and laws. In the event that a transfer is
to be made in reliance upon an exemption from said Act or
laws, (i) unless such transfer is made in reliance on Rule
144A, the Trust Administrator or the Seller may, if such
transfer is to be made within three years after the later
of (i) the date of the initial sale of Certificates or (ii)
the last date on which the Seller or any affiliate thereof
was a Holder of the Certificates proposed to be
transferred, require a Class A-PO, Class B-4, Class B-5 or
Class B-6 Certificateholder to deliver a written Opinion of
Counsel acceptable to and in form and substance
satisfactory to the Trust Administrator and the Seller, to
the effect that such transfer may be made pursuant to an
exemption, describing the applicable exemption and the
basis therefor, from said Act and laws or is being made
pursuant to said Act and laws, which Opinion of Counsel
shall not be an expense of the Trust Administrator, the
Trustee, the Seller or the Master Servicer, and (ii) the
Trust Administrator shall require the transferee (other
than an affiliate of the Seller on the Closing Date) to
execute an investment letter in the form of Exhibit J
hereto certifying to the Seller and the Trust Administrator
the facts surrounding such transfer, which investment
letter shall not be an expense of the Trust Administrator,
the Trustee, the Seller or the Master Servicer. The Holder
of a Class A-PO, Class B-4, Class B-5 or Class B-6
Certificate desiring to effect such transfer shall, and
does hereby agree to, indemnify the Trust Administrator,
the Trustee, the Seller, the Master Servicer and any Paying
Agent acting on behalf of the Trustee against any liability
that may result if the transfer is not so exempt or is not
made in accordance with such federal and state laws.
Neither the Seller nor the Trust Administrator is under an
obligation to register the Class A-PO, Class B-4, Class B-5
or Class B-6 Certificates under said Act or any other
securities law.
3. No transfer of a Class A-PO or Class B Certificate shall be
made (other than the transfer of the Class A-PO
Certificates to an affiliate of the Seller on the Closing
Date) unless the Trust Administrator and the Seller shall
have received (i) a representation letter from the
transferee in the form of Exhibit J hereto, in the case of
a Class A-PO, Class B-4, Class B-5 or Class B-6
Certificate, or in the form of Exhibit K hereto, in the
case of a Class B-1, Class B-2 or Class B-3 Certificate, to
the effect that either (a) such transferee is not an
employee benefit plan or other retirement arrangement
subject to Title I of ERISA or Code Section 4975, or a
governmental plan, as defined in Section 3(32) of ERISA,
subject to any federal, state or local law ("Similar Law")
which is to a material extent similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan")
and is not a person acting on behalf of or using the assets
of any such Plan, which representation letter shall not be
an expense of the Trust Administrator, the Trustee, the
Seller or the Master Servicer or (b) with respect to the
Class B Certificates only, if such transferee is an
insurance company, (A) the source of funds used to purchase
the Class B Certificate is an "insurance company general
account" (as such term is defined in Section V(e) of
Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"),
60 Fed. Reg. 35925 (July 12, 1995)), (b) there is no Plan
with respect to which the amount of such general account's
reserves and liabilities for the contract(s) held by or on
behalf of such Plan and all other Plans maintained by the
same employer (or affiliate thereof as defined in Section
V(a)(1) of PTE 95-60) or by the same employee organization
exceeds 10% of the total of all reserves and liabilities of
such general account (as such amounts are determined under
Section I(a) of PTE 95-60) at the date of acquisition and
(c) the purchase and holding of such Class B Certificates
are covered by Sections I and III of PTE 95-60 or (ii) in
the case of any such Class A-PO or Class B Certificate
presented for registration in the name of a Plan, or a
trustee of any such Plan, (A) an Opinion of Counsel
satisfactory to the Trust Administrator and the Seller to
the effect that the purchase or holding of such Class A-PO
or Class B Certificate will not result in the assets of the
Trust Estate being deemed to be "plan assets" and subject
to the prohibited transaction provisions of ERISA, the Code
or Similar Law and will not subject the Trust
Administrator, the Trustee, the Seller or the Master
Servicer to any obligation in addition to those undertaken
in this Agreement, which Opinion of Counsel shall not be an
expense of the Trust Administrator, the Trustee, the Seller
or the Master Servicer and (b) such other opinions of
counsel, officer's certificates and agreements as the
Seller or the Master Servicer may require in connection
with such transfer, which opinions of counsel, officers'
certificates and agreements shall not be an expense of the
Trust Administrator, the Trustee, the Seller or the Master
Servicer. The Class A-PO and Class B Certificates shall
bear a legend referring to the foregoing restrictions
contained in this paragraph.
4. No legal or beneficial interest in all or any portion of
the Class A-R Certificate may be transferred directly or
indirectly to a "disqualified organization" within the
meaning of Code Section 860E(e)(5) or an agent of a
disqualified organization (including a broker, nominee, or
middleman), to a Plan or a Person acting on behalf of or
investing the assets of a Plan (such Plan or Person, an
"ERISA Prohibited Holder") or to an individual,
corporation, partnership or other person unless such
transferee (i) is not a Non-U.S. Person or (ii) is a
Non-U.S. Person that holds the Class A-R Certificate in
connection with the conduct of a trade or business within
the United States and has furnished the transferor and the
Trust Administrator with an effective Internal Revenue
Service Form 4224 or (iii) is a Non-U.S. Person that has
delivered to both the transferor and the Trust
Administrator an opinion of a nationally recognized tax
counsel to the effect that the transfer of the Class A-R
Certificate to it is in accordance with the requirements of
the Code and the regulations promulgated thereunder and
that such transfer of the Class A-R Certificate will not be
disregarded for federal income tax purposes (any such
person who is not covered by clauses (i), (ii) or (iii)
above being referred to herein as a "Non-permitted Foreign
Holder"), and any such purported transfer shall be void and
have no effect. The Trust Administrator shall not execute,
and shall not authenticate (or cause the Authenticating
Agent to authenticate) and deliver, a new Class A-R
Certificate in connection with any such transfer to a
disqualified organization or agent thereof (including a
broker, nominee or middleman), an ERISA Prohibited Holder
or a Non-permitted Foreign Holder, and neither the
Certificate Registrar nor the Trust Administrator shall
accept a surrender for transfer or registration of
transfer, or register the transfer of, the Class A-R
Certificate, unless the transferor shall have provided to
the Trust Administrator an affidavit, substantially in the
form attached as Exhibit H hereto, signed by the
transferee, to the effect that the transferee is not such a
disqualified organization, an agent (including a broker,
nominee, or middleman) for any entity as to which the
transferee has not received a substantially similar
affidavit, an ERISA Prohibited Holder or a Non-permitted
Foreign Holder, which affidavit shall contain the consent
of the transferee to any such amendments of this Agreement
as may be required to further effectuate the foregoing
restrictions on transfer of the Class A-R Certificate to
disqualified organizations, ERISA Prohibited Holders or
Non-permitted Foreign Holders. Such affidavit shall also
contain the statement of the transferee that (i) the
transferee has historically paid its debts as they have
come due and intends to do so in the future, (ii) the
transferee understands that it may incur liabilities in
excess of cash flows generated by the residual interest,
(iii) the transferee intends to pay taxes associated with
holding the residual interest as they become due and (iv)
the transferee will not transfer the Class A-R Certificate
to any Person who does not provide an affidavit
substantially in the form attached as Exhibit H hereto.
The affidavit described in the preceding paragraph, if not executed in
connection with the initial issuance of the Class A-R Certificate, shall be
accompanied by a written statement in the form attached as Exhibit I hereto,
signed by the transferor, to the effect that as of the time of the transfer, the
transferor has no actual knowledge that the transferee is a disqualified
organization, ERISA Prohibited Holder or Non-permitted Foreign Holder, and has
no knowledge or reason to know that the statements made by the transferee with
respect to clauses (i) and (iii) of the last sentence of the preceding paragraph
are not true. The Class A-R Certificate shall bear a legend referring to the
foregoing restrictions contained in this paragraph and the preceding paragraph.
Upon notice to the Master Servicer that any legal or beneficial interest in any
portion of the Class A-R Certificate has been transferred, directly or
indirectly, to a disqualified organization or agent thereof (including a broker,
nominee, or middleman) in contravention of the foregoing restrictions, (i) such
transferee shall be deemed to hold the Class A-R Certificate in constructive
trust for the last transferor who was not a disqualified organization or agent
thereof, and such transferor shall be restored as the owner of the Class A-R
Certificate as completely as if such transfer had never occurred, provided that
the Master Servicer may, but is not required to, recover any distributions made
to such transferee with respect to the Class A-R Certificate, and (ii) the
Master Servicer agrees to furnish to the Internal Revenue Service and to any
transferor of the Class A-R Certificate or such agent (within 60 days of the
request therefor by the transferor or agent) such information necessary to the
application of Code Section 860E(e) as may be required by the Code, including
but not limited to the present value of the total anticipated excess inclusions
with respect to the Class A-R Certificate (or portion thereof) for periods after
such transfer. At the election of the Master Servicer, the cost to the Master
Servicer of computing and furnishing such information may be charged to the
transferor or such agent referred to above; however, the Master Servicer shall
in no event be excused from furnishing such information.
Section 5.03 Mutilated, Destroyed, Lost or Stolen Certificates.
If (i) any mutilated Certificate is surrendered to the Trust Administrator or
the Authenticating Agent, or the Trust Administrator or the Authenticating Agent
receives evidence to its satisfaction of the destruction, loss or theft of any
Certificate, and (ii) there is delivered to the Trust Administrator or the
Authenticating Agent such security or indemnity as may be required by them to
hold each of them harmless, then, in the absence of notice to the Trust
Administrator or the Authenticating Agent that such Certificate has been
acquired by a bona fide purchaser, the Trust Administrator shall execute and
authenticate (or cause the Authenticating Agent to authenticate) and deliver, in
exchange for or in lieu of any such mutilated, destroyed, lost or stolen
Certificate, a new Certificate of like tenor and principal portion or Percentage
Interest and of the same Class. Upon the issuance of any new Certificate under
this Section, the Trust Administrator or the Certificate Registrar may require
the payment of a sum sufficient to cover any tax or other governmental charge
that may be imposed in relation thereto and any other expense (including the
fees and expenses of the Trust Administrator or the Authenticating Agent) in
connection therewith. Any duplicate Certificate issued pursuant to this Section
shall constitute complete and indefeasible evidence of ownership in the Trust
Estate, as if originally issued, whether or not the lost, stolen, or destroyed
Certificate shall be found at any time.
Section 5.04 Persons Deemed Owners.
Prior to the due presentation of a Certificate for registration of transfer, the
Seller, the Master Servicer, the Trustee, the Trust Administrator, the
Certificate Registrar and any agent of the Seller, the Master Servicer, the
Trustee, the Trust Administrator or the Certificate Registrar may treat the
Person in whose name any Certificate is registered as the owner of such
Certificate for the purpose of receiving distributions pursuant to Section 4.01,
and for all other purposes whatsoever, and neither the Seller, the Master
Servicer, the Trustee, the Trust Administrator, the Certificate Registrar nor
any agent of the Seller, the Master Servicer, the Trustee, the Trust
Administrator or the Certificate Registrar shall be affected by notice to the
contrary.
Section 5.05 Access to List of Certificateholders' Names and Addresses.
1. If the Trust Administrator is not acting as Certificate
Registrar, the Certificate Registrar shall furnish or cause
to be furnished to the Trust Administrator, within 15 days
after receipt by the Certificate Registrar of a request by
the Trust Administrator in writing, a list, in such form as
the Trust Administrator may reasonably require, of the
names and addresses of the Certificateholders of each Class
as of the most recent Record Date.
2. If five or more Certificateholders (hereinafter referred to
as "applicants") apply in writing to the Trust
Administrator, and such application states that the
applicants desire to communicate with other
Certificateholders with respect to their rights under this
Agreement or under the Certificates and is accompanied by a
copy of the communication which such applicants propose to
transmit, then the Trust Administrator shall, within five
Business Days following the receipt of such application,
afford such applicants access during normal business hours
to the most recent list of Certificateholders held by the
Trust Administrator. If such a list is as of the date more
than 90 days prior to the date of receipt of such
applicants' request and the Trust Administrator is not the
Certificate Registrar, the Trust Administrator shall
promptly request from the Certificate Registrar a current
list as provided in paragraph (a) hereof, and shall afford
such applicants access to such list promptly upon receipt.
3. Every Certificateholder, by receiving and holding a
Certificate, agrees with the Seller, the Master Servicer,
the Certificate Registrar, the Trust Administrator and the
Trustee that neither the Seller, the Master Servicer, the
Certificate Registrar, the Trust Administrator nor the
Trustee shall be held accountable by reason of the
disclosure of any such information as to the names,
addresses and Percentage Interests of the
Certificateholders hereunder, regardless of the source from
which such information was delivered.
Section 5.06 Maintenance of Office or Agency.
The Trust Administrator will maintain, at its expense, an office or agency where
Certificates may be surrendered for registration of transfer or exchange and
where notices and demands to or upon the Certificate Registrar in respect of the
Certificates and this Agreement may be served. The Trust Administrator initially
designates the Corporate Trust Office and the principal corporate trust office
of the Authenticating Agent, if any, as its offices and agencies for said
purposes.
Section 5.07 Definitive Certificates.
If (i)(A) the Master Servicer advises the Trust Administrator in writing that
the Clearing Agency is no longer willing or able properly to discharge its
responsibilities as depository with respect to the Book-Entry Certificates, and
(b) the Master Servicer is unable to locate a qualified successor, (ii) the
Master Servicer, at its option, advises the Trust Administrator in writing that
it elects to terminate the book-entry system through the Clearing Agency, (iii)
after the occurrence of dismissal or resignation of the Master Servicer,
Beneficial Owners representing aggregate Voting Interests of not less than 51%
of the aggregate Voting Interests of each outstanding Class of Book-Entry
Certificates advise the Trust Administrator through the Clearing Agency and
Clearing Agency Participants in writing that the continuation of a book-entry
system through the Clearing Agency is no longer in the best interests of the
Beneficial Owners or (iv) upon the occurrence of the events specified in Section
4.07(g), the Trust Administrator shall notify the Beneficial Owners, through the
Clearing Agency, of the occurrence of any such event and of the availability of
Definitive Certificates to Beneficial Owners requesting the same. Upon surrender
to the Trust Administrator by the Clearing Agency of the Certificates held of
record by its nominee, accompanied by reregistration instructions and directions
to execute and authenticate new Certificates from the Master Servicer, the Trust
Administrator shall execute and authenticate Definitive Certificates for
delivery at its Corporate Trust Office. The Master Servicer shall arrange for,
and will bear all costs of, the printing and issuance of such Definitive
Certificates. Neither the Seller, the Master Servicer, the Trustee nor the Trust
Administrator shall be liable for any delay in delivery of such instructions by
the Clearing Agency and may conclusively rely on, and shall be protected in
relying on, such instructions.
Section 5.08 Notices to Clearing Agency.
Whenever notice or other communication to the Holders of Book-Entry Certificates
is required under this Agreement, unless and until Definitive Certificates shall
have been issued to Beneficial Owners pursuant to Section 5.07, the Trust
Administrator shall give all such notices and communications specified herein to
be given to Holders of Book-Entry Certificates to the Clearing Agency.
<PAGE>
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
Section 6.01 Liability of the Seller and the Master Servicer.
The Seller and the Master Servicer shall each be liable in accordance herewith
only to the extent of the obligations specifically imposed by this Agreement and
undertaken hereunder by the Seller and the Master Servicer.
Section 6.02 Merger or Consolidation of the Seller or the Master Servicer.
Subject to the following paragraph, the Seller and the Master Servicer each will
keep in full effect its existence, rights and franchises as a corporation under
the laws of the jurisdiction of its incorporation, and will obtain and preserve
its qualification to do business as a foreign corporation in each jurisdiction
in which such qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its respective duties under this Agreement.
The Seller or the Master Servicer may be merged or consolidated with or into any
Person, or transfer all or substantially all of its assets to any Person, in
which case any Person resulting from any merger or consolidation to which the
Seller or Master Servicer shall be a party, or any Person succeeding to the
business of the Seller or Master Servicer, shall be the successor of the Seller
or Master Servicer hereunder, without the execution or filing of any paper or
any further act on the part of any of the parties hereto, anything herein to the
contrary notwithstanding; PROVIDED, HOWEVER, that, in the case of the Master
Servicer, any such successor or resulting Person shall be qualified to service
mortgage loans for FNMA or FHLMC.
Section 6.03 Limitation on Liability of the Seller, the Master Servicer
and Others.
Neither the Seller nor the Master Servicer nor any subcontractor nor any of the
partners, directors, officers, employees or agents of any of them shall be under
any liability to the Trust Estate or the Certificateholders and all such Persons
shall be held harmless for any action taken or for refraining from the taking of
any action in good faith pursuant to this Agreement, or for errors in judgment;
PROVIDED, HOWEVER, that this provision shall not protect any such Person against
any breach of warranties or representations made herein or against any liability
which would otherwise be imposed by reason of willful misfeasance, bad faith or
gross negligence in the performance of duties or by reason of reckless disregard
of obligations and duties hereunder. The Seller, the Master Servicer, any
subcontractor, and any partner, director, officer, employee or agent of any of
them shall be entitled to indemnification by the Trust Estate and will be held
harmless against any loss, liability or expense incurred in connection with any
legal action relating to this Agreement or the Certificates, other than any
loss, liability or expense incurred by reason of willful misfeasance, bad faith
or gross negligence in the performance of his or its duties hereunder or by
reason of reckless disregard of his or its obligations and duties hereunder. The
Seller, the Master Servicer and any of the directors, officers, employees or
agents of either may rely in good faith on any document of any kind which, PRIMA
FACIE, is properly executed and submitted by any Person respecting any matters
arising hereunder. Neither the Seller nor the Master Servicer shall be under any
obligation to appear in, prosecute or defend any legal action unless such action
is related to its respective duties under this Agreement and which in its
opinion does not involve it in any expense or liability; PROVIDED, HOWEVER, that
the Seller or the Master Servicer may in its discretion undertake any such
action which it may deem necessary or desirable with respect to this Agreement
and the rights and duties of the parties hereto and the interests of the
Certificateholders hereunder if the Certificateholders offer to the Seller or
the Master Servicer, as the case may be, reasonable security or indemnity
against the costs, expenses and liabilities which may be incurred therein or
thereby. In such event, the legal expenses and costs of such action and any
liability resulting therefrom shall be expenses, costs and liabilities of the
Trust Estate, and the Seller or the Master Servicer shall be entitled to be
reimbursed therefor out of the Certificate Account, and such amounts shall, on
the following Distribution Date or Distribution Dates, be allocated in reduction
of distributions on the Class A and Class B Certificates in the same manner as
Realized Losses are allocated pursuant to Section 4.02(a).
Section 6.04 Resignation of the Master Servicer.
The Master Servicer shall not resign from the obligations and duties hereby
imposed on it except upon determination that its duties hereunder are no longer
permissible under applicable law or are in material conflict by reason of
applicable law with any other activities carried on by it. Any such
determination permitting the resignation of the Master Servicer shall be
evidenced by an Opinion of Counsel to such effect delivered to the Trustee and
the Trust Administrator, a copy of which shall be delivered, but not addressed,
to Financial Security. No such resignation shall become effective until the
Trustee, the Trust Administrator or a successor servicer shall have assumed the
Master Servicer's responsibilities, duties, liabilities and obligations
hereunder.
Section 6.05 Compensation to the Master Servicer.
The Master Servicer shall be entitled to receive a monthly fee equal to the
Master Servicing Fee, as compensation for services rendered by the Master
Servicer under this Agreement. The Master Servicer also will be entitled to any
late reporting fees paid by a Servicer pursuant to its Servicing Agreement and
any investment income on funds on deposit in the Certificate Account as
additional compensation.
Section 6.06 Assignment or Delegation of Duties by Master Servicer.
The Master Servicer shall not assign or transfer any of its rights, benefits or
privileges under this Agreement to any other Person, or delegate to or
subcontract with, or authorize or appoint any other Person to perform any of the
duties, covenants or obligations to be performed by the Master Servicer without
the prior written consent of the Trustee and the Trust Administrator, and any
agreement, instrument or act purporting to effect any such assignment, transfer,
delegation or appointment shall be void. Notwithstanding the foregoing, the
Master Servicer shall have the right without the prior written consent of the
Trustee or the Trust Administrator (i) to assign its rights and delegate its
duties and obligations hereunder; PROVIDED, HOWEVER, that (a) the purchaser or
transferee accepting such assignment or delegation is qualified to service
mortgage loans for FNMA or FHLMC, is satisfactory to the Trustee and the Trust
Administrator, in the exercise of its reasonable judgment, and executes and
delivers to the Trustee and the Trust Administrator an agreement, in form and
substance reasonably satisfactory to the Trustee and the Trust Administrator,
which contains an assumption by such purchaser or transferee of the due and
punctual performance and observance of each covenant and condition to be
performed or observed by the Master Servicer hereunder from and after the date
of such agreement; and (b) each applicable Rating Agency's rating of any
Certificates in effect immediately prior to such assignment, sale or transfer is
not reasonably likely to be qualified, downgraded or withdrawn as a result of
such assignment, sale or transfer and the Certificates are not reasonably likely
to be placed on credit review status by any such Rating Agency (without, in the
case of the Class A-11 Certificates, giving effect to the guaranty provided by
Financial Security); and (ii) to delegate to, subcontract with, authorize, or
appoint an affiliate of the Master Servicer to perform and carry out any duties,
covenants or obligations to be performed and carried out by the Master Servicer
under this Agreement and hereby agrees so to delegate, subcontract, authorize or
appoint to an affiliate of the Master Servicer any duties, covenants or
obligations to be performed and carried out by the Master Servicer to the extent
that such duties, covenants or obligations are to be performed in any state or
states in which the Master Servicer is not authorized to do business as a
foreign corporation but in which the affiliate is so authorized. In no case,
however, shall any permitted assignment and delegation relieve the Master
Servicer of any liability to the Trustee, Trust Administrator or the Seller
under this Agreement, incurred by it prior to the time that the conditions
contained in clause (i) above are met.
Section 6.07 Indemnification of Trustee, Trust Administrator and Seller
by Master Servicer.
The Master Servicer shall indemnify and hold harmless the Trustee, the Trust
Administrator and the Seller and any director, officer or agent thereof against
any loss, liability or expense, including reasonable attorney's fees, arising
out of, in connection with or incurred by reason of willful misfeasance, bad
faith or negligence in the performance of duties of the Master Servicer under
this Agreement or by reason of reckless disregard of its obligations and duties
under this Agreement. Any payment pursuant to this Section made by the Master
Servicer to the Trustee, the Trust Administrator or the Seller shall be from
such entity's own funds, without reimbursement therefor. The provisions of this
Section 6.07 shall survive the termination of this Agreement.
Section 6.08 Master Servicer Covenants Concerning Year 2000 Compliance.
The Master Servicer covenants that it is working to modify its computer and
other systems used in the performance of its duties as Master Servicer for the
Certificates to operate in a manner such that, on and after January 1, 2000, the
Master Servicer can perform its duties in accordance with the terms of this
Agreement.
<PAGE>
ARTICLE VII
DEFAULT
Section 7.01 Events of Default.
In case one or more of the following Events of Default by the Master Servicer
shall occur and be continuing, that is to say:
a. any failure by the Master Servicer (a) to remit any
funds to the Paying Agent as required by Section 4.03
or (b) to distribute or cause to be distributed to
Certificateholders any payment required to be made by
the Master Servicer under the terms of this Agreement
which, in either case, continues unremedied for a
period of three business days after the date upon
which written notice of such failure, requiring the
same to be remedied, shall have been given to the
Master Servicer by the Trustee or to the Master
Servicer and the Trustee by the holders of
Certificates evidencing in the aggregate not less
than 25% of the aggregate Voting Interest represented
by all Certificates; or
b. any failure on the part of the Master Servicer duly
to observe or perform in any material respect any
other of the covenants or agreements on the part of
the Master Servicer in the Certificates or in this
Agreement which continues unremedied for a period of
60 days after the date on which written notice of
such failure, requiring the same to be remedied,
shall have been given to the Master Servicer by the
Trustee, or to the Master Servicer and the Trustee by
the holders of Certificates evidencing in the
aggregate not less than 25% of the aggregate Voting
Interest represented by all Certificates; or
c. a decree or order of a court or agency or supervisory
authority having jurisdiction in the premises for the
appointment of a trustee, conservator, receiver or
liquidator in any bankruptcy, insolvency,
readjustment of debt, marshaling of assets and
liabilities or similar proceedings, or for the
winding-up or liquidation of its affairs, shall have
been entered against the Master Servicer and such
decree or order shall have remained in force
undischarged and unstayed for a period of 60 days; or
d. the Master Servicer shall consent to the appointment
of a trustee, conservator, receiver or liquidator or
liquidating committee in any bankruptcy, insolvency,
readjustment of debt, marshaling of assets and
liabilities, voluntary liquidation or similar
proceedings of or relating to the Master Servicer, or
of or relating to all or substantially all of its
property; or
e. the Master Servicer shall admit in writing its inability
to pay its debts generally as they become due, file a
petition to take advantage of any applicable insolvency,
bankruptcy or reorganization statute, make an assignment
for the benefit of its creditors or voluntarily suspend
payment of its obligations;
f. the Master Servicer shall be dissolved, or shall dispose
of all or substantially all of its assets; or
consolidate with or merge into another entity or shall
permit another entity to consolidate or merge into it,
such that the resulting entity does not meet the
criteria for a successor servicer, as specified in
Section 6.02 hereof; or
g. the Master Servicer and any subservicer appointed by it
becomes ineligible to service for both FNMA and FHLMC,
which ineligibility continues unremedied for a period of
90 days.
then, and in each and every such case, subject to applicable law, so long as an
Event of Default shall not have been remedied, either the Trustee or the holders
of Certificates evidencing in the aggregate not less than 66 2/3% of the
aggregate Voting Interest represented by all Certificates, by notice in writing
to the Master Servicer and the Trust Administrator (and to the Trustee if given
by the Certificateholders) may terminate all of the rights and obligations of
the Master Servicer under this Agreement and in and to the Mortgage Loans, but
without prejudice to any rights which the Master Servicer may have to the
aggregate Master Servicing Fees due prior to the date of transfer of the Master
Servicer's responsibilities hereunder, reimbursement of expenses to the extent
permitted by this Agreement, Periodic Advances and other advances of its own
funds. Upon receipt by the Master Servicer of such written notice, all authority
and power of the Master Servicer under this Agreement, whether with respect to
the Certificates or the Mortgage Loans or otherwise, shall pass to and be vested
in the Trust Administrator on behalf of the Trustee pursuant to and under this
Section, subject to the provisions of Section 7.05; and, without limitation, the
Trust Administrator on behalf of the Trustee is hereby authorized and empowered
to execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or
otherwise, any and all documents and other instruments, and to do or accomplish
all other acts or things necessary or appropriate to effect the purposes of such
notice of termination, whether to complete the transfer and endorsement or
assignment of the Mortgage Loans and related documents or otherwise. The Master
Servicer agrees to cooperate with the Trust Administrator and the Trustee in
effecting the termination of the Master Servicer's responsibilities and rights
hereunder and shall promptly provide the Trustee all documents and records
reasonably requested by it to enable it to assume the Master Servicer's
functions hereunder and shall promptly also transfer to the Trust Administrator
on behalf of the Trustee all amounts which then have been or should have been
deposited in the Certificate Account by the Master Servicer or which are
thereafter received by the Master Servicer with respect to the Mortgage Loans.
Section 7.02 Other Remedies of Trustee.
During the continuance of any Event of Default, so long as such Event of Default
shall not have been remedied, the Trustee, in addition to the rights specified
in Section 7.01, shall have the right, in its own name as trustee of an express
trust, to take all actions now or hereafter existing at law, in equity or by
statute to enforce its rights and remedies and to protect the interests, and
enforce the rights and remedies, of the Certificateholders (including the
institution and prosecution of all judicial, administrative and other
proceedings and the filing of proofs of claim and debt in connection therewith).
Except as otherwise expressly provided in this Agreement, no remedy provided for
by this Agreement shall be exclusive of any other remedy, and each and every
remedy shall be cumulative and in addition to any other remedy and no delay or
omission to exercise any right or remedy shall impair any such right or remedy
or shall be deemed to be a waiver of any Event of Default.
Section 7.03 Directions by Certificateholders and Duties of Trustee
During Event of Default.
During the continuance of any Event of Default, Holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting Interest
represented by all Certificates may direct the time, method and place of
conducting any proceeding for any remedy available to the Trustee, or exercising
any trust or power conferred upon the Trustee, under this Agreement; PROVIDED,
HOWEVER, that the Trustee shall be under no obligation to pursue any such
remedy, or to exercise any of the rights or powers vested in it by this
agreement (including, without limitation, (i) the conducting or defending of any
administrative action or litigation hereunder or in relation hereto and (ii) the
terminating of the Master Servicer from its rights and duties as servicer
hereunder) at the request, order or direction of any of the Certificateholders,
unless such Certificateholders shall have offered to the Trustee reasonable
security or indemnity against the cost, expenses and liabilities which may be
incurred therein or thereby and, provided further, that, subject to the
provisions of Section 8.01, the Trustee shall have the right to decline to
follow any such direction if the Trustee, in accordance with an Opinion of
Counsel, determines that the action or proceeding so directed may not lawfully
be taken or if the Trustee in good faith determines that the action or
proceeding so directed would involve it in personal liability or be unjustly
prejudicial to the nonassenting Certificateholders.
Section 7.04 Action upon Certain Failures of the Master Servicer and upon
Event of Default.
In the event that the Trustee or the Trust Administrator shall have knowledge of
any failure of the Master Servicer specified in Section 7.01(i) or (ii) which
would become an Event of Default upon the Master Servicer's failure to remedy
the same after notice, the Trustee or the Trust Administrator may, but need not
if the Trustee or the Trust Administrator, as the case may be, deems it not in
the Certificateholders' best interest, give notice thereof to the Master
Servicer. For all purposes of this Agreement, in the absence of actual knowledge
by a corporate trust officer of the Trustee or the Trust Administrator, the
Trustee or the Trust Administrator, as the case may be, shall not be deemed to
have knowledge of any failure of the Master Servicer as specified in Section
7.01(i) and (ii) or any Event of Default unless notified thereof in writing by
the Master Servicer or by a Certificateholder.
Section 7.05 Trust Administrator to Act; Appointment of Successor.
When the Master Servicer receives notice of termination pursuant to Section 7.01
or the Trustee or the Trust Administrator receives the resignation of the Master
Servicer evidenced by an Opinion of Counsel pursuant to Section 6.04, the Trust
Administrator on behalf of the Trustee shall be the successor in all respects to
the Master Servicer in its capacity as master servicer under this Agreement and
the transactions set forth or provided for herein and shall have the rights and
powers and be subject to all the responsibilities, duties and liabilities
relating thereto placed on the Master Servicer by the terms and provisions
hereof and in its capacity as such successor shall have the same limitation of
liability herein granted to the Master Servicer. In the event that the Trust
Administrator is succeeding to the Master Servicer as the Master Servicer, as
compensation therefor, the Trust Administrator shall be entitled to receive
monthly such portion of the Master Servicing Fee, together with such other
servicing compensation as is agreed to at such time by the Trust Administrator
and the Master Servicer, but in no event more than 25% thereof until the date of
final cessation of the Master Servicer's servicing activities hereunder.
Notwithstanding the above, the Trust Administrator may, if it shall be unwilling
to so act, or shall, if it is unable to so act or to obtain a qualifying bid as
described below, appoint, or petition a court of competent jurisdiction to
appoint, any housing and home finance institution, bank or mortgage servicing
institution having a net worth of not less than $10,000,000 and meeting such
other standards for a successor servicer as are set forth herein, as the
successor to the Master Servicer hereunder in the assumption of all or any part
of the responsibilities, duties or liabilities of the Master Servicer hereunder;
PROVIDED, HOWEVER, that until such a successor master servicer is appointed and
has assumed the responsibilities, duties and liabilities of the Master Servicer
hereunder, the Trust Administrator shall continue as the successor to the Master
Servicer as provided above. The compensation of any successor master servicer so
appointed shall not exceed the compensation specified in Section 6.05 hereof. In
the event the Trust Administrator is required to solicit bids as provided above,
the Trust Administrator shall solicit, by public announcement, bids from housing
and home finance institutions, banks and mortgage servicing institutions meeting
the qualifications set forth in the preceding sentence for the purchase of the
master servicing functions. Such public announcement shall specify that the
successor master servicer shall be entitled to the full amount of the Master
Servicing Fee as compensation together with the other servicing compensation in
the form of late reporting fees or otherwise as provided in Section 6.05. Within
30 days after any such public announcement, the Trust Administrator shall
negotiate and effect the sale, transfer and assignment of the master servicing
rights and responsibilities hereunder to the qualified party submitting the
highest qualifying bid. The Trust Administrator shall deduct all costs and
expenses of any public announcement and of any sale, transfer and assignment of
the servicing rights and responsibilities hereunder from any sum received by the
Trust Administrator from the successor to the Master Servicer in respect of such
sale, transfer and assignment. After such deductions, the remainder of such sum
shall be paid by the Trust Administrator to the Master Servicer at the time of
such sale, transfer and assignment to the Master Servicer's successor. The Trust
Administrator and such successor shall take such action, consistent with this
Agreement, as shall be necessary to effectuate any such succession. The Master
Servicer agrees to cooperate with the Trust Administrator and any successor
servicer in effecting the termination of the Master Servicer's servicing
responsibilities and rights hereunder and shall promptly provide the Trust
Administrator or such successor master servicer, as applicable, all documents
and records reasonably requested by it to enable it to assume the Master
Servicer's function hereunder and shall promptly also transfer to the Trust
Administrator or such successor master servicer, as applicable, all amounts
which then have been or should have been deposited in the Certificate Account by
the Master Servicer or which are thereafter received by the Master Servicer with
respect to the Mortgage Loans. Neither the Trust Administrator nor any other
successor master servicer shall be deemed to be in default hereunder by reason
of any failure to make, or any delay in making, any distribution hereunder or
any portion thereof caused by (i) the failure of the Master Servicer to deliver,
or any delay in delivering, cash, documents or records to it, or (ii)
restrictions imposed by any regulatory authority having jurisdiction over the
Master Servicer. Notwithstanding anything to the contrary contained in Section
7.01 above or this Section 7.05, the Master Servicer shall retain all of its
rights and responsibilities hereunder, and no successor (including the Trust
Administrator) shall succeed thereto, if the assumption thereof by such
successor would cause the rating assigned to any Certificates to be revoked,
downgraded or placed on credit review status (other than for possible upgrading)
(without, in the case of the Class A-11 Certificates, giving effect to the
guaranty provided by Financial Security) by either Rating Agency and the
retention thereof by the Master Servicer would avert such revocation,
downgrading or review.
Section 7.06 Notification to Certificateholders.
Upon any termination of the Master Servicer or appointment of a successor master
servicer, in each case as provided herein, the Trust Administrator shall give
prompt written notice thereof to Certificateholders at their respective
addresses appearing in the Certificate Register. The Trust Administrator shall
also, within 45 days after the occurrence of any Event of Default known to the
Trust Administrator, give written notice thereof to Certificateholders at their
respective addresses appearing in the Certificate Register, unless such Event of
Default shall have been cured or waived within said 45-day period.
<PAGE>
ARTICLE VIII
CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR
Section 8.01 Duties of Trustee and the Trust Administrator.
The Trustee and the Trust Administrator, prior to the occurrence of an Event of
Default and after the curing of all Events of Default which may have occurred,
undertakes to perform such duties and only such duties as are specifically set
forth in this Agreement. In case an Event of Default has occurred (which has not
been cured), the Trustee and the Trust Administrator, subject to the provisions
of Sections 7.01, 7.03, 7.04 and 7.05, shall exercise such of the rights and
powers vested in it by this Agreement, and use the same degree of care and skill
in its exercise as a prudent investor would exercise or use under the
circumstances in the conduct of such investor's own affairs.
The Trustee and the Trust Administrator, upon receipt of all resolutions,
certificates, statements, opinions, reports, documents, orders or other
instruments furnished to the Trustee and the Trust Administrator, which are
specifically required to be furnished pursuant to any provision of this
Agreement, shall examine them to determine whether they are in the form required
by this Agreement; PROVIDED, HOWEVER, that the Trustee and the Trust
Administrator shall not be responsible for the accuracy or content of any
certificate, statement, instrument, report, notice or other document furnished
by the Master Servicer or the Servicers pursuant to Articles III, IV and IX.
No provision of this Agreement shall be construed to relieve the Trustee and the
Trust Administrator from liability for its own negligent action, its own
negligent failure to act or its own willful misconduct; PROVIDED, HOWEVER, that:
a. Prior to the occurrence of an Event of Default and
after the curing of all such Events of Default which
may have occurred, the duties and obligations of the
Trustee and the Trust Administrator shall be
determined solely by the express provisions of this
Agreement, the Trustee and the Trust Administrator
shall not be liable except for the performance of
such duties and obligations as are specifically set
forth in this Agreement, no implied covenants or
obligations shall be read into this Agreement against
the Trustee and the Trust Administrator and, in the
absence of bad faith on the part of the Trustee and
the Trust Administrator, the Trustee and the Trust
Administrator may conclusively rely, as to the truth
of the statements and the correctness of the opinions
expressed therein, upon any certificates or opinions
furnished to the Trustee and the Trust Administrator,
and conforming to the requirements of this Agreement;
b. The Trustee and the Trust Administrator shall not be
personally liable with respect to any action taken,
suffered or omitted to be taken by it in good faith
in accordance with the direction of holders of
Certificates which evidence in the aggregate not less
than 25% of the Voting Interest represented by all
Certificates relating to the time, method and place
of conducting any proceeding for any remedy available
to the Trustee and the Trust Administrator, or
exercising any trust or power conferred upon the
Trustee and the Trust Administrator, under this
Agreement; and
c. The Trustee and the Trust Administrator shall not be
liable for any error of judgment made in good faith by
any of their respective Responsible Officers, unless it
shall be proved that the Trustee or the Trust
Administrator or such Responsible Officer, as the case
may be, was negligent in ascertaining the pertinent
facts.
None of the provisions contained in this Agreement shall require the Trustee or
the Trust Administrator to expend or risk its own funds or otherwise incur
personal financial liability in the performance of any of its duties hereunder
or in the exercise of any of its rights or powers if there is reasonable ground
for believing that repayment of such funds or adequate indemnity against such
risk or liability is not reasonably assured to it.
Section 8.02 Certain Matters Affecting the Trustee.
Except as otherwise provided in Section 8.01:
a. Each of the Trustee and the Trust Administrator may
request and rely and shall be protected in acting or
refraining from acting upon any resolution, Officers'
Certificate, certificate of auditors or any other
certificate, statement, instrument, opinion, report,
notice, request, consent, order, appraisal, bond or
other paper or document believed by it to be genuine
and to have been signed or presented by the proper
party or parties and the manner of obtaining consents
and evidencing the authorization of the execution
thereof shall be subject to such reasonable
regulations as the Trustee or Trust Administrator, as
applicable, may prescribe;
b. Each of the Trustee and the Trust Administrator may
consult with counsel, and any written advice of such
counsel or any Opinion of Counsel shall be full and
complete authorization and protection in respect of any
action taken or suffered or omitted by it hereunder in
good faith and in accordance with such Opinion of
Counsel;
c. Neither of the Trustee nor the Trust Administrator shall
be personally liable for any action taken, suffered or
omitted by it in good faith and believed by it to be
authorized or within the discretion or rights or powers
conferred upon it by this Agreement;
d. Subject to Section 7.04, the Trust Administrator
shall not be accountable, shall have no liability and
makes no representation as to any acts or omissions
hereunder of the Master Servicer until such time as
the Trust Administrator may be required to act as
Master Servicer pursuant to Section 7.05 and
thereupon only for the acts or omissions of the Trust
Administrator as successor Master Servicer; and
e. Each of the Trustee and the Trust Administrator may
execute any of the trusts or powers hereunder or perform
any duties hereunder either directly or by or through
agents or attorneys.
Section 8.03 Neither Trustee nor Trust Administrator Required to Make
Investigation.
Prior to the occurrence of an Event of Default hereunder and after the curing of
all Events of Default which may have occurred, neither the Trustee nor the Trust
Administrator shall be bound to make any investigation into the facts or matters
stated in any resolution, certificate, statement, instrument, opinion, report,
notice, request, consent, order, appraisal, bond, Mortgage, Mortgage Note or
other paper or document (provided the same appears regular on its face), unless
requested in writing to do so by holders of Certificates evidencing in the
aggregate not less than 51% of the Voting Interest represented by all
Certificates; PROVIDED, HOWEVER, that if the payment within a reasonable time to
the Trustee or the Trust Administrator of the costs, expenses or liabilities
likely to be incurred by it in the making of such investigation is, in the
opinion of the Trustee or the Trust Administrator, not reasonably assured to the
Trustee or the Trust Administrator by the security afforded to it by the terms
of this Agreement, the Trustee or the Trust Administrator may require reasonable
indemnity against such expense or liability as a condition to so proceeding. The
reasonable expense of every such investigation shall be paid by the Master
Servicer or, if paid by the Trustee or the Trust Administrator, shall be repaid
by the Master Servicer upon demand.
Section 8.01 Neither Trustee nor Trust Administrator Liable for
Certificates or Mortgage Loans.
The recitals contained herein and in the Certificates (other than the
certificate of authentication on the Certificates) shall be taken as the
statements of the Seller, and neither the Trustee nor the Trust Administrator
assumes responsibility as to the correctness of the same. Neither the Trustee
nor the Trust Administrator makes any representation for the correctness of the
same. Neither the Trustee nor the Trust Administrator makes any representation
as to the validity or sufficiency of this Agreement or of the Certificates or of
any Mortgage Loan or related document. Subject to Section 2.04, neither the
Trustee nor the Trust Administrator shall be accountable for the use or
application by the Seller of any of the Certificates or of the proceeds of such
Certificates, or for the use or application of any funds paid to the Master
Servicer in respect of the Mortgage Loans deposited into the Certificate Account
by the Master Servicer or, in its capacity as trustee, for investment of any
such amounts.
Section 8.05 Trustee and Trust Administrator May Own Certificates.
Each of the Trustee, the Trust Administrator and any agent thereof, in its
individual or any other capacity, may become the owner or pledgee of
Certificates with the same rights it would have if it were not Trustee, Trust
Administrator or such agent and may transact banking and/or trust business with
the Seller, the Master Servicer or their Affiliates.
Section 8.06 The Master Servicer to Pay Fees and Expenses.
The Master Servicer covenants and agrees to pay to each of the Trustee and the
Trust Administrator from time to time, and each of the Trustee and the Trust
Administrator shall be entitled to receive, reasonable compensation (which shall
not be limited by any provision of law in regard to the compensation of a
trustee of an express trust) for all services rendered by it in the execution of
the trusts hereby created and in the exercise and performance of any of the
powers and duties hereunder of the Trustee or the Trust Administrator, as the
case may be, and the Master Servicer will pay or reimburse the Trustee or the
Trust Administrator, as the case may be, upon its request for all reasonable
expenses, disbursements and advances incurred or made by it in accordance with
any of the provisions of this Agreement (including the reasonable compensation
and the expenses and disbursements of its counsel and of all persons not
regularly in its employ) except any such expense, disbursement, or advance as
may arise from its negligence or bad faith.
Section 8.07 Eligibility Requirements.
Each of the Trustee and the Trust Administrator hereunder shall at all times (i)
be a corporation or association having its principal office in a state and city
acceptable to the Seller, organized and doing business under the laws of such
state or the United States of America, authorized under such laws to exercise
corporate trust powers, having a combined capital and surplus of at least
$50,000,000, or shall be a member of a bank holding system, the aggregate
combined capital and surplus of which is at least $50,000,000, provided that its
separate capital and surplus shall at all times be at least the amount specified
in Section 310(a)(2) of the Trust Indenture Act of 1939, (ii) be subject to
supervision or examination by federal or state authority and (iii) have a credit
rating or be otherwise acceptable to the Rating Agencies such that neither of
the Rating Agencies would reduce their respective then current ratings of the
Certificates (or have provided such security from time to time as is sufficient
to avoid such reduction) as evidenced in writing by each Rating Agency. If such
corporation or association publishes reports of condition at least annually,
pursuant to law or to the requirements of the aforesaid supervising or examining
authority, then for the purposes of this Section the combined capital and
surplus of such corporation or association shall be deemed to be its combined
capital and surplus as set forth in its most recent report of condition so
published. In case at any time the Trustee or the Trust Administrator shall
cease to be eligible in accordance with the provisions of this Section, such
entity shall resign immediately in the manner and with the effect specified in
Section 8.08.
Section 8.08 Resignation and Removal.
Either of the Trustee or the Trust Administrator may at any time resign and be
discharged from the trust hereby created by giving written notice of resignation
to the Master Servicer, such resignation to be effective upon the appointment of
a successor trustee or trust administrator. Upon receiving such notice of
resignation, the Master Servicer shall promptly appoint a successor trustee or
trust administrator by written instrument, in duplicate, one copy of which
instrument shall be delivered to the resigning entity and one copy to its
successor. If no successor trustee or trust administrator shall have been
appointed and have accepted appointment within 30 days after the giving of such
notice of resignation, the resigning Trustee or Trust Administrator, as the case
may be, may petition any court of competent jurisdiction for the appointment of
a successor trustee or trust administrator.
If at any time the Trustee or the Trust Administrator shall cease to be eligible
in accordance with the provisions of Section 8.07 and shall fail to resign after
written request for its resignation by the Master Servicer, or if at any time
the Trustee or the Trust Administrator shall become incapable of acting, or an
order for relief shall have been entered in any bankruptcy or insolvency
proceeding with respect to such entity, or a receiver of such entity or of its
property shall be appointed, or any public officer shall take charge or control
of the Trustee or the Trust Administrator or of the property or affairs of the
Trustee or the Trust Administrator for the purpose of rehabilitation, conversion
or liquidation, or the Master Servicer shall deem it necessary in order to
change the situs of the Trust Estate for state tax reasons, then the Master
Servicer shall remove the Trustee and/or the Trust Administrator, as the case
may be, and appoint a successor trustee and/or successor trust administrator by
written instrument, in duplicate, one copy of which instrument shall be
delivered to the Trustee or Trust Administrator so removed and one copy to the
successor trustee or successor trust administrator, as the case may be.
The Holders of Certificates evidencing in the aggregate not less than 51% of the
Voting Interests represented by all Certificates (except that any Certificate
registered in the name of the Seller, the Master Servicer or any affiliate
thereof will not be taken into account in determining whether the requisite
Voting Interests has been obtained) may at any time remove the Trustee and/or
the Trust Administrator and appoint a successor by written instrument or
instruments, in triplicate, signed by such holders or their attorneys-in-fact
duly authorized, one complete set of which instruments shall be delivered to the
Master Servicer, one complete set of which shall be delivered to the entity or
entities so removed and one complete set of which shall be delivered to the
successor so appointed.
Any resignation or removal of the Trustee or the Trust Administrator and
appointment of a successor pursuant to any of the provisions of this Section
shall become effective upon acceptance of appointment by the successor as
provided in Section 8.09.
Section 8.09 Successor.
Any successor trustee or successor trust administrator appointed as provided in
Section 8.08 shall execute, acknowledge and deliver to the Master Servicer and
to its predecessor trustee or trust administrator, as the case may be, an
instrument accepting such appointment hereunder, and thereupon the resignation
or removal of the predecessor trustee or trust administrator shall become
effective, and such successor, without any further act, deed or reconveyance,
shall become fully vested with all the rights, powers, duties and obligations of
its predecessor hereunder, with like effect as if originally named as trustee or
trust administrator, as the case may be, herein. The predecessor trustee or
trust administrator shall deliver to its successor all Owner Mortgage Loan Files
and related documents and statements held by it hereunder (other than any Owner
Mortgage Loan Files at the time held by a Custodian, which Custodian shall
become the agent of any successor trustee hereunder), and the Seller, the Master
Servicer and the predecessor entity shall execute and deliver such instruments
and do such other things as may reasonably be required for more fully and
certainly vesting and confirming in the successor trustee or successor trust
administrator, as the case may be, all such rights, powers, duties and
obligations. No successor shall accept appointment as provided in this Section
unless at the time of such acceptance such successor shall be eligible under the
provisions of Section 8.07.
Upon acceptance of appointment by a successor as provided in this Section, the
Master Servicer shall mail notice of the succession of such trustee or trust
administrator hereunder to all Holders of Certificates at their addresses as
shown in the Certificate Register. If the Master Servicer fails to mail such
notice within ten days after acceptance of the successor trustee or successor
trust administrator, as the case may be, the successor trustee or trust
administrator shall cause such notice to be mailed at the expense of the Master
Servicer.
Section 8.10 Merger or Consolidation.
Any Person into which either the Trustee or the Trust Administrator may be
merged or converted or with which it may be consolidated, to which it may sell
or transfer its corporate trust business and assets as a whole or substantially
as a whole or any Person resulting from any merger, sale, transfer, conversion
or consolidation to which the Trustee or the Trust Administrator shall be a
party, or any Person succeeding to the business of such entity, shall be the
successor of the Trustee or Trust Administrator, as the case may be, hereunder;
PROVIDED, HOWEVER, that (i) such Person shall be eligible under the provisions
of Section 8.07, without the execution or filing of any paper or any further act
on the part of any of the parties hereto, anything herein to the contrary
notwithstanding, and (ii) the Trustee or the Trust Administrator, as the case
may be, shall deliver an Opinion of Counsel to the Seller and the Master
Servicer to the effect that such merger, consolidation, sale or transfer will
not subject the REMIC to federal, state or local tax or cause the REMIC to not
qualify as a REMIC, which Opinion of Counsel shall be at the sole expense of the
Trustee or the Trust Administrator, as the case may be.
Section 8.11 Authenticating Agent.
The Trust Administrator may appoint an Authenticating Agent, which shall be
authorized to act on behalf of the Trust Administrator in authenticating
Certificates. Wherever reference is made in this Agreement to the authentication
of Certificates by the Trust Administrator or the Trust Administrator's
countersignature, such reference shall be deemed to include authentication on
behalf of the Trust Administrator by the Authenticating Agent and a certificate
of authentication executed on behalf of the Trust Administrator by the
Authenticating Agent. The Authenticating Agent must be acceptable to the Seller
and the Master Servicer and must be a corporation organized and doing business
under the laws of the United States of America or of any state, having a
principal office and place of business in a state and city acceptable to the
Seller and the Master Servicer, having a combined capital and surplus of at
least $15,000,000, authorized under such laws to do a trust business and subject
to supervision or examination by federal or state authorities.
Any corporation into which the Authenticating Agent may be merged or converted
or with which it may be consolidated, or any corporation resulting from any
merger, conversion or consolidation to which the Authenticating Agent shall be a
party, or any corporation succeeding to the corporate agency business of the
Authenticating Agent, shall be the Authenticating Agent without the execution or
filing of any paper or any further act on the part of the Trust Administrator or
the Authenticating Agent.
The Authenticating Agent may at any time resign by giving at least 30 days'
advance written notice of resignation to the Trustee, the Trust Administrator,
the Seller and the Master Servicer. The Trust Administrator may at any time
terminate the agency of the Authenticating Agent by giving written notice
thereof to the Authenticating Agent, the Seller and the Master Servicer. Upon
receiving a notice of resignation or upon such a termination, or in case at any
time the Authenticating Agent shall cease to be eligible in accordance with the
provisions of this Section 8.11, the Trust Administrator promptly shall appoint
a successor Authenticating Agent, which shall be acceptable to the Master
Servicer, and shall give written notice of such appointment to the Seller, and
shall mail notice of such appointment to all Certificateholders. Any successor
Authenticating Agent upon acceptance of its appointment hereunder shall become
vested with all the rights, powers, duties and responsibilities of its
predecessor hereunder, with like effect as if originally named as Authenticating
Agent herein. No successor Authenticating Agent shall be appointed unless
eligible under the provisions of this Section 8.11.
The Authenticating Agent shall have no responsibility or liability for any
action taken by it as such at the direction of the Trust Administrator. Any
reasonable compensation paid to the Authenticating Agent shall be a reimbursable
expense under Section 8.06.
Section 8.12 Separate Trustees and Co-Trustees.
The Trustee shall have the power from time to time to appoint one or more
persons or corporations to act either as co-trustees jointly with the Trustee,
or as separate trustees, for the purpose of holding title to, foreclosing or
otherwise taking action with respect to any Mortgage Loan outside the state
where the Trustee has its principal place of business, where such separate
trustee or co-trustee is necessary or advisable (or the Trustee is advised by
the Master Servicer that such separate trustee or co-trustee is necessary or
advisable) under the laws of any state in which a Mortgaged Property is located
or for the purpose of otherwise conforming to any legal requirement, restriction
or condition in any state in which a Mortgaged Property is located or in any
state in which any portion of the Trust Estate is located. The Master Servicer
shall advise the Trustee when, in its good faith opinion, a separate trustee or
co-trustee is necessary or advisable as aforesaid. The separate trustees or
co-trustees so appointed shall be trustees for the benefit of all of the
Certificateholders and shall have such powers, rights and remedies as shall be
specified in the instrument of appointment; PROVIDED, HOWEVER, that no such
appointment shall, or shall be deemed to, constitute the appointee an agent of
the Trustee. The Seller and the Master Servicer shall join in any such
appointment, but such joining shall not be necessary for the effectiveness of
such appointment.
Every separate trustee and co-trustee shall, to the extent permitted by law, be
appointed and act subject to the following provisions and conditions:
a. all powers, duties, obligations and rights conferred
upon the Trustee, in respect of the receipt, custody and
payment of moneys shall be exercised solely by the
Trustee;
b. all other rights, powers, duties and obligations
conferred or imposed upon the Trustee shall be
conferred or imposed upon and exercised or performed
by the Trustee and such separate trustee or
co-trustee jointly, except to the extent that under
any law of any jurisdiction in which any particular
act or acts are to be performed (whether as Trustee
hereunder or as successor to the Master Servicer
hereunder) the Trustee shall be incompetent or
unqualified to perform such act or acts, in which
event such rights, powers, duties and obligations
(including the holding of title to the Trust Estate
or any portion thereof in any such jurisdiction)
shall be exercised and performed by such separate
trustee or co-trustee;
c. no separate trustee or co-trustee hereunder shall be
personally liable by reason of any act or omission of
any other separate trustee or co-trustee hereunder; and
d. the Trustee may at any time accept the resignation of or
remove any separate trustee or co-trustee so appointed
by it, if such resignation or removal does not violate
the other terms of this Agreement.
Any notice, request or other writing given to the Trustee shall be deemed to
have been given to each of the then separate trustees and co-trustees, as
effectively as if given to each of them. Every instrument appointing any
separate trustee, co-trustee, or custodian shall refer to this Agreement and the
conditions of this Article. Each separate trustee and co-trustee, upon its
acceptance of the trusts conferred, shall be vested with the estates or property
specified in its instrument of appointment, either jointly with the Trustee, or
separately, as may be provided therein, subject to all the provisions of this
Agreement, specifically including every provision of this Agreement relating to
the conduct of, affecting the liability of, or affording protection to, the
Trustee. Every such instrument shall be furnished to the Trustee.
Any separate trustee, co-trustee, or custodian may, at any time, constitute the
Trustee, its agent or attorney-in-fact, with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Agreement on its behalf and in its name. If any separate trustee or co-trustee
shall die, become incapable of acting, resign or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by the
Trustee to the extent permitted by law, without the appointment of a new or
successor trustee.
No separate trustee or co-trustee hereunder shall be required to meet the terms
of eligibility as a successor trustee under Section 8.07 hereunder and no notice
to Certificateholders of the appointment thereof shall be required under Section
8.09 hereof.
The Trustee agrees to instruct its co-trustees, if any, to the extent necessary
to fulfill such entity's obligations hereunder.
The Master Servicer shall pay the reasonable compensation of the co-trustees to
the extent, and in accordance with the standards, specified in Section 8.06
hereof.
Section 8.13 Appointment of Custodians.
The Trust Administrator may at any time on or after the Closing Date, with the
consent of the Master Servicer and the Seller, appoint one or more Custodians to
hold all or a portion of the Owner Mortgage Loan Files as agent for the Trust
Administrator, by entering into a Custodial Agreement. Subject to this Article
VIII, the Trust Administrator agrees to comply with the terms of each Custodial
Agreement and to enforce the terms and provisions thereof against the Custodian
for the benefit of the Certificateholders. Each Custodian shall be a depository
institution subject to supervision by federal or state authority, shall have a
combined capital and surplus of at least $10,000,000 and shall be qualified to
do business in the jurisdiction in which it holds any Owner Mortgage Loan File.
Each Custodial Agreement may be amended only as provided in Section 10.01(a).
Section 8.14 Tax Matters; Compliance with REMIC Provisions.
1. Each of the Trustee, the Trust Administrator and the Master
Servicer covenants and agrees that it shall perform its
duties hereunder in a manner consistent with the REMIC
Provisions and shall not knowingly take any action or fail
to take any action that would (i) affect the determination
of the Trust Estate's status as a REMIC; or (ii) cause the
imposition of any federal, state or local income,
prohibited transaction, contribution or other tax on either
the REMIC or the Trust Estate. The Master Servicer, or, in
the case of any tax return or other action required by law
to be performed directly by the Trust Administrator, the
Trust Administrator, shall (i) prepare or cause to be
prepared, timely cause to be signed by the Trustee and file
or cause to be filed annual federal and applicable state
and local income tax returns using a calendar year as the
taxable year for the REMIC and the accrual method of
accounting; (ii) in the first such federal tax return,
make, or cause to be made, elections satisfying the
requirements of the REMIC Provisions, on behalf of the
Trust Estate, to treat the Trust Estate as a REMIC; (iii)
prepare, execute and forward, or cause to be prepared,
executed and forwarded, to the Certificateholders all
information reports or tax returns required with respect to
the REMIC, as and when required to be provided to the
Certificateholders, and to the Internal Revenue Service and
any other relevant governmental taxing authority in
accordance with the REMIC Provisions and any other
applicable federal, state or local laws, including without
limitation information reports relating to "original issue
discount" and "market discount" as defined in the Code
based upon the issue prices, prepayment assumption and cash
flows provided by the Seller to the Trust Administrator and
calculated on a monthly basis by using the issue prices of
the Certificates; (iv) make available information necessary
for the application of any tax imposed on transferors of
residual interests to "disqualified organizations" (as
defined in the REMIC Provisions); (v) file Forms SS-4 and
8811 and respond to inquiries by Certificateholders or
their nominees concerning information returns, reports or
tax returns; (vi) maintain (or cause to be maintained by
the Servicers) such records relating to the REMIC,
including but not limited to the income, expenses,
individual Mortgage Loans (including REO Mortgage Loans,
other assets and liabilities of the REMIC, and the fair
market value and adjusted basis of the REMIC property
determined at such intervals as may be required by the
Code, as may be necessary to prepare the foregoing returns
or information reports; (vii) exercise reasonable care not
to allow the creation of any "interests" in the REMIC
within the meaning of Code Section 860D(a)(2) other than
the interests represented by the Class A-1, Class A-2,
Class A-3, Class A-4, Class A-5, Class A-6, Class A-7,
Class A-8, Class A-9, Class A-10, Class A-11, Class A-12,
Class A-13, Class A-14, Class A-15, Class A-16, Class A-PO
and Class A-R Certificates and the Class B-1, Class B-2,
Class B-3, Class B-4, Class B-5 and Class B-6 Certificates;
(viii) exercise reasonable care not to allow the occurrence
of any "prohibited transactions" within the meaning of Code
Section 860F(a), unless the Master Servicer shall have
provided an Opinion of Counsel to the Trustee that such
occurrence would not (a) result in a taxable gain, (b)
otherwise subject either the Trust Estate or the REMIC to
tax or (c) cause the Trust Estate to fail to qualify as a
REMIC; (ix) exercise reasonable care not to allow the REMIC
to receive income from the performance of services or from
assets not permitted under the REMIC Provisions to be held
by a REMIC; (x) pay (on behalf of the REMIC) the amount of
any federal income tax, including, without limitation,
prohibited transaction taxes, taxes on net income from
foreclosure property, and taxes on certain contributions to
a REMIC after the Startup Day, imposed on the REMIC, when
and as the same shall be due and payable (but such
obligation shall not prevent the Master Servicer or any
other appropriate Person from contesting any such tax in
appropriate proceedings and shall not prevent the Master
Servicer from withholding or depositing payment of such
tax, if permitted by law, pending the outcome of such
proceedings); and (xi) if required or permitted by the Code
and applicable law, act as "tax matters person" for the
REMIC within the meaning of Treasury Regulations Section
1.860F-4(d), and the Master Servicer is hereby designated
as agent of the Class A-R Certificateholder for such
purpose (or if the Master Servicer is not so permitted, the
Holder of the Class A-R Certificate shall be a tax matters
person in accordance with the REMIC Provisions). The
Master Servicer shall be entitled to be reimbursed pursuant
to Section 3.02 for any taxes paid by it pursuant to clause
(x) of the preceding sentence, except to the extent that
such taxes are imposed as a result of the bad faith,
willful misfeasance or gross negligence of the Master
Servicer in the performance of its obligations hereunder.
The Trustee shall sign the tax returns referred to in
clause (i) of the second preceding sentence and comply with
written directions from the Master Servicer or the Trust
Administrator.
In order to enable the Master Servicer, the Trust Administrator or the
Trustee, as the case may be, to perform its duties as set forth above, the
Seller shall provide, or cause to be provided, to the Master Servicer within ten
days after the Closing Date all information or data that the Master Servicer
determines to be relevant for tax purposes to the valuations and offering prices
of the Certificates, including, without limitation, the price, yield, prepayment
assumption and projected cash flows of each Class of Certificates and the
Mortgage Loans in the aggregate. Thereafter, the Seller shall provide to the
Master Servicer, the Trust Administrator or the Trustee, as the case may be,
promptly upon request therefor, any such additional information or data that the
Master Servicer, the Trust Administrator or the Trustee, as the case may be, may
from time to time request in order to enable the Master Servicer to perform its
duties as set forth above. The Seller hereby indemnifies the Master Servicer,
the Trust Administrator or the Trustee, as the case may be, for any losses,
liabilities, damages, claims or expenses of the Master Servicer, the Trust
Administrator or the Trustee arising from any errors or miscalculations by the
Master Servicer, the Trust Administrator or the Trustee pursuant to this Section
that result from any failure of the Seller to provide, or to cause to be
provided, accurate information or data to the Master Servicer, the Trust
Administrator or the Trustee, as the case may be, on a timely basis. The Master
Servicer hereby indemnifies the Seller, the Trust Administrator and the Trustee
for any losses, liabilities, damages, claims or expenses of the Seller, the
Trust Administrator or the Trustee arising from the Master Servicer's willful
misfeasance, bad faith or gross negligence in preparing any of the federal,
state and local tax returns of the REMIC as described above. In the event that
the Trust Administrator prepares any of the federal, state and local tax returns
of the REMIC as described above, the Trust Administrator hereby indemnifies the
Seller, the Master Servicer and the Trustee for any losses, liabilities,
damages, claims or expenses of the Seller, the Master Servicer or the Trustee
arising from the Trust Administrator's willful misfeasance, bad faith or
negligence in connection with such preparation.
2. Notwithstanding anything in this Agreement to the contrary,
each of the Master Servicer, the Trust Administrator and
the Trustee shall pay from its own funds, without any right
of reimbursement therefor, the amount of any costs,
liabilities and expenses incurred by the Trust Estate
(including, without limitation, any and all federal, state
or local taxes, including taxes imposed on "prohibited
transactions" within the meaning of the REMIC Provisions)
if and to the extent that such costs, liabilities and
expenses arise from a failure of the Master Servicer, the
Trust Administrator or the Trustee to, respectively,
perform its obligations under this Section 8.14.
Section 8.15 Monthly Advances.
In the event that Norwest Mortgage fails to make a Periodic Advance required to
be made pursuant to the Norwest Servicing Agreement on or before the
Distribution Date, the Trust Administrator shall make a Periodic Advance as
required by Section 3.03 hereof; PROVIDED, HOWEVER, the Trust Administrator
shall not be required to make such Periodic Advances if prohibited by law or if
it determines that such Periodic Advance would be a Nonrecoverable Advance. With
respect to those Periodic Advances which should have been made by Norwest
Mortgage, the Trust Administrator shall be entitled, pursuant to Section
3.02(a)(i), (ii) or (v) hereof, to be reimbursed from the Certificate Account
for Periodic Advances and Nonrecoverable Advances made by it.
Section 8.16 Trustee Covenants Concerning Year 2000 Compliance.
The Trustee covenants that it is working to modify its computer and other
systems used in the performance of its duties as trustee for the Certificates to
operate in a manner such that, on and after January 1, 2000, the Trustee can
perform its duties in accordance with the terms of this Agreement.
Section 8.17 Trust Administrator Covenants Concerning Year 2000 Compliance.
The Trust Administrator covenants that it is working to modify its computer and
other systems used in the performance of its duties as trust administrator for
the Certificates to operate in a manner such that, on and after January 1, 2000,
the Trust Administrator can perform its duties in accordance with the terms of
this Agreement.
<PAGE>
ARTICLE IX
TERMINATION
Section 9.01 Termination upon Purchase by the Seller or Liquidation of
All Mortgage Loans.
Subject to Section 9.02, the respective obligations and responsibilities of the
Seller, the Master Servicer, the Trust Administrator and the Trustee created
hereby (other than the obligation of the Trust Administrator to make certain
payments after the Final Distribution Date to Certificateholders and the
obligation of the Master Servicer to send certain notices as hereinafter set
forth and the tax reporting obligations under Sections 4.05 and 8.14 hereof)
shall terminate upon the last action required to be taken by the Trust
Administrator on the Final Distribution Date pursuant to this Article IX
following the earlier of (i) the purchase by the Seller of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Estate at a price equal to the sum of (x) 100% of the unpaid principal balance
of each Mortgage Loan (other than any REO Mortgage Loan) as of the Final
Distribution Date, and (y) the fair market value of the Mortgaged Property
related to any REO Mortgage Loan (as determined by the Master Servicer as of the
close of business on the third Business Day next preceding the date upon which
notice of any such termination is furnished to Certificateholders pursuant to
the third paragraph of this Section 9.01), plus any accrued and unpaid interest
through the last day of the month preceding the month of such purchase at the
applicable Mortgage Interest Rate less any Fixed Retained Yield on each Mortgage
Loan (including any REO Mortgage Loan) and (ii) the final payment or other
liquidation (or any advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Estate (including for this purpose the discharge of any
Mortgagor under a defaulted Mortgage Loan on which a Servicer is not obligated
to foreclose due to environmental impairment) or the disposition of all property
acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan;
provided, HOWEVER, that in no event shall the trust created hereby continue
beyond the expiration of 21 years from the death of the last survivor of the
descendants of Joseph P. Kennedy, the late ambassador of the United States to
the Court of St. James, living on the date hereof.
The right of the Seller to purchase all the assets of the Trust Estate pursuant
to clause (i) of the preceding paragraph are subject to Section 9.02 and
conditioned upon the Pool Scheduled Principal Balance of the Mortgage Loans as
of the Final Distribution Date being less than the amount set forth in Section
11.22. In the case of any purchase by the Seller pursuant to said clause (i),
the Seller shall provide to the Trust Administrator the certification required
by Section 3.04 and the Trust Administrator and the Custodian shall, promptly
following payment of the purchase price, release to the Seller the Owner
Mortgage Loan Files pertaining to the Mortgage Loans being purchased.
Notice of any termination, specifying the Final Distribution Date (which shall
be a date that would otherwise be a Distribution Date) upon which the
Certificateholders may surrender their Certificates to the Trust Administrator
for payment of the final distribution and cancellation, shall be given promptly
by the Master Servicer (if it is exercising its right to purchase the assets of
the Trust Estate) or by the Trust Administrator (in any other case) by letter to
Certificateholders mailed not earlier than the 15th day of the month preceding
the month of such final distribution and not later than the twentieth day of the
month of such final distribution specifying (A) the Final Distribution Date upon
which final payment of the Certificates will be made upon presentation and
surrender of Certificates at the office or agency of the Trust Administrator
therein designated, (b) the amount of any such final payment and (c) that the
Record Date otherwise applicable to such Distribution Date is not applicable,
payments being made (except in the case of any Class A Certificate surrendered
on a prior Distribution Date pursuant to Section 4.01) only upon presentation
and surrender of the Certificates at the office or agency of the Trust
Administrator therein specified. If the Master Servicer is obligated to give
notice to Certificateholders as aforesaid, it shall give such notice to the
Trust Administrator and the Certificate Registrar at the time such notice is
given to Certificateholders. In the event such notice is given by the Master
Servicer, the Master Servicer shall deposit in the Certificate Account on or
before the Final Distribution Date in immediately available funds an amount
equal to the purchase price for the assets of the Trust Estate computed as above
provided. Failure to give notice of termination as described herein shall not
entitle a Certificateholder to any interest beyond the interest payable on the
Final Distribution Date.
Upon presentation and surrender of the Certificates, the Trust Administrator
shall cause to be distributed to Certificateholders on the Final Distribution
Date in proportion to their respective Percentage Interests an amount equal to
(i) as to the Classes of Class A Certificates, the respective Principal Balance
together with any related Class A Unpaid Interest Shortfall and one month's
interest in an amount equal to the respective Interest Accrual Amount, (ii) as
to the Classes of Class B Certificates, the respective Principal Balance
together with any related Class B Unpaid Interest Shortfall and one month's
interest in an amount equal to the respective Interest Accrual Amount and (iii)
as to the Class A-R Certificate, the amounts, if any, which remain on deposit in
the Certificate Account (other than amounts retained to meet claims) after
application pursuant to clauses (i), (ii) and (iii) above and payment to the
Master Servicer of any amounts it is entitled as reimbursement or otherwise
hereunder. Notwithstanding the foregoing, if the price paid pursuant to clause
(i) of the first paragraph of this Section 9.01, after reimbursement to the
Servicers, the Master Servicer and the Trust Administrator of any Periodic
Advances, is insufficient to pay in full the amounts set forth in clauses (i),
(ii) and (iii) of this paragraph, then any shortfall in the amount available for
distribution to Certificateholders shall be allocated in reduction of the
amounts otherwise distributable on the Final Distribution Date in the same
manner as Realized Losses are allocated pursuant to Sections 4.02(b) and 4.02(g)
hereof. Such distribution on the Final Distribution Date shall be in lieu of the
distribution otherwise required to be made on such Distribution Date in respect
of each Class of Certificates.
In the event that all of the Certificateholders shall not surrender their
Certificates for final payment and cancellation within three months following
the Final Distribution Date, the Trust Administrator shall on such date cause
all funds, if any, in the Certificate Account not distributed in final
distribution to Certificateholders to be withdrawn therefrom and credited to the
remaining Certificateholders by depositing such funds in a separate escrow
account for the benefit of such Certificateholders, and the Master Servicer (if
it exercised its right to purchase the assets of the Trust Estate) or the Trust
Administrator (in any other case) shall give a second written notice to the
remaining Certificateholders to surrender their Certificates for cancellation
and receive the final distribution with respect thereto. If within three months
after the second notice all the Certificates shall not have been surrendered for
cancellation, the Trust Administrator may take appropriate steps, or may appoint
an agent to take appropriate steps, to contact the remaining Certificateholders
concerning surrender of their Certificates, and the cost thereof shall be paid
out of the funds on deposit in such escrow account.
Section 9.02 Additional Termination Requirements.
In the event of a termination of the Trust Estate upon the exercise by the
Seller of its purchase option as provided in Section 9.01, the Trust Estate
shall be terminated in accordance with the following additional requirements,
unless the Trust Administrator has received an Opinion of Counsel to the effect
that any other manner of termination (i) will constitute a "qualified
liquidation" of the Trust Estate within the meaning of Code Section
860F(a)(4)(A) and (ii) will not subject the REMIC to federal tax or cause the
Trust Estate to fail to qualify as a REMIC at any time that any Certificates are
outstanding:
a. The notice given by the Master Servicer under Section
9.01 shall provide that such notice constitutes the
adoption of a plan of complete liquidation of the
REMIC as of the date of such notice (or, if earlier,
the date on which the first such notice is mailed to
Certificateholders). The Master Servicer shall also
specify such date in a statement attached to the
final tax return of the REMIC; and
b. At or after the time of adoption of such a plan of
complete liquidation and at or prior to the Final
Distribution Date, the Trust Administrator shall sell
all of the assets of the Trust Estate to the Seller for
cash at the purchase price specified in Section 9.01 and
shall distribute such cash within 90 days of such
adoption in the manner specified in Section 9.01.
<PAGE>
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01 Amendment.
1. This Agreement or any Custodial Agreement may be amended
from time to time by the Seller, the Master Servicer, the
Trust Administrator and the Trustee and with respect only
to amendments affecting the rights or obligations of
Financial Security, with the consent of Financial Security,
without the consent of any of the Certificateholders, (i)
to cure any ambiguity or mistake, (ii) to correct or
supplement any provisions herein or therein which may be
inconsistent with any other provisions herein or therein,
(iii) to modify, eliminate or add to any of its provisions
to such extent as shall be necessary to maintain the
qualification of the Trust Estate as a REMIC at all times
that any Certificates are outstanding or to avoid or
minimize the risk of the imposition of any federal tax on
the Trust Estate or the REMIC pursuant to the Code that
would be a claim against the Trust Estate, provided that
(a) the Trustee and the Trust Administrator have received
an Opinion of Counsel to the effect that such action is
necessary or desirable to maintain such qualification or to
avoid or minimize the risk of the imposition of any such
tax and (b) such action shall not, as evidenced by such
Opinion of Counsel, adversely affect in any material
respect the interests of any Certificateholder, (iv) to
change the timing and/or nature of deposits into the
Certificate Account provided that (a) such change shall
not, as evidenced by an Opinion of Counsel, adversely
affect in any material respect the interests of any
Certificateholder and (b) such change shall not adversely
affect the then-current rating of the Certificates as
evidenced by a letter from each Rating Agency to such
effect (without, in the case of the Class A-11
Certificates, giving effect to the guaranty provided by
Financial Security), (v) to modify, eliminate or add to the
provisions of Section 5.02 or any other provisions hereof
restricting transfer of the Certificates, provided that the
Master Servicer for purposes of Section 5.02 has determined
in its sole discretion that any such modifications to this
Agreement will neither adversely affect the rating on the
Certificates nor give rise to a risk that either the Trust
Estate or the REMIC or any of the Certificateholders will
be subject to a tax caused by a transfer to a non-permitted
transferee and (vi) to make any other provisions with
respect to matters or questions arising under this
Agreement or such Custodial Agreement which shall not be
materially inconsistent with the provisions of this
Agreement, provided that such action shall not, as
evidenced by an Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder.
This Agreement or any Custodial Agreement may also be amended from time to time
by the Seller, the Master Servicer, the Trust Administrator and the Trustee with
the consent of Financial Security (only with respect to amendments affecting the
rights or obligations of Financial Security) and the Holders of Certificates
evidencing in the aggregate not less than 66-2/3% of the aggregate Voting
Interests of each Class of Certificates affected thereby for the purpose of
adding any provisions to or changing in any manner or eliminating any of the
provisions of this Agreement or such Custodial Agreement or of modifying in any
manner the rights of the Holders of Certificates of such Class; PROVIDED,
HOWEVER, that no such amendment shall (i) reduce in any manner the amount of, or
delay the timing of, payments received on Mortgage Loans which are required to
be distributed on any Certificate without the consent of the Holder of such
Certificate, (ii) adversely affect in any material respect the interest of the
Holders of Certificates of any Class in a manner other than as described in
clause (i) hereof without the consent of Holders of Certificates of such Class
evidencing, as to such Class, Voting Interests aggregating not less than 66-2/3%
or (iii) reduce the aforesaid percentage of Certificates of any Class the
Holders of which are required to consent to any such amendment, without the
consent of the Holders of all Certificates of such Class then outstanding.
Notwithstanding any contrary provision of this Agreement, neither the Trustee
nor the Trust Administrator shall consent to any amendment to this Agreement
unless it shall have first received an Opinion of Counsel to the effect that
such amendment will not subject the REMIC to tax or cause the Trust Estate to
fail to qualify as a REMIC at any time that any Certificates are outstanding.
Promptly after the execution of any amendment requiring the consent of
Certificateholders, the Trust Administrator shall furnish written notification
of the substance of such amendment to each Certificateholder.
It shall not be necessary for the consent of Certificateholders under this
Section 10.01(a) to approve the particular form of any proposed amendment, but
it shall be sufficient if such consent shall approve the substance thereof. The
manner of obtaining such consents and of evidencing the authorization of the
execution thereof by Certificateholders shall be subject to such reasonable
regulations as the Trust Administrator may prescribe.
2. Notwithstanding any contrary provision of this Agreement,
the Master Servicer may, from time to time, amend Schedule
I hereto without the consent of any Certificateholder, the
Trust Administrator, the Trustee or Financial Security;
PROVIDED, HOWEVER, (i) that such amendment does not
conflict with any provisions of the related Servicing
Agreement, (ii) that the related Servicing Agreement
provides for the remittance of each type of Unscheduled
Principal Receipts received by such Servicer during the
Applicable Unscheduled Principal Receipt Period (as so
amended) related to each Distribution Date to the Master
Servicer no later than the 24th day of the month in which
such Distribution Date occurs and (iii) that such amendment
is for the purpose:
a. changing the Applicable Unscheduled Principal Receipt
Period for Exhibit F-1 Mortgage Loans to a Mid-Month
Receipt Period with respect to all Unscheduled
Principal Receipts; or
b. changing the Applicable Unscheduled Principal Receipt
Period for all Mortgage Loans serviced by any Servicer
to a Mid-Month Receipt Period with respect to Full
Unscheduled Principal Receipts and to a Prior Month
Receipt Period with respect to Partial Unscheduled
Principal Receipts.
A copy of any amendment to Schedule I pursuant to this Section 10.01(b) shall be
promptly forwarded to the Trust Administrator.
Section 10.02 Recordation of Agreement.
This Agreement (or an abstract hereof, if acceptable to the applicable recording
office) is subject to recordation in all appropriate public offices for real
property records in all the towns or other comparable jurisdictions in which any
or all of the Mortgaged Properties are situated, and in any other appropriate
public office or elsewhere, such recordation to be effected by the Master
Servicer and at its expense on direction by the Trust Administrator, but only
upon direction accompanied by an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of the
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 10.03 Limitation on Rights of Certificateholders.
The death or incapacity of any Certificateholder shall not operate to terminate
this Agreement or the Trust Estate, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or take any action or proceeding
in any court for a partition or winding up of the Trust Estate, nor otherwise
affect the rights, obligations and liabilities of the parties hereto or any of
them.
Except as otherwise expressly provided herein, no Certificateholder, solely by
virtue of its status as a Certificateholder, shall have any right to vote or in
any manner otherwise control the operation and management of the Trust Estate,
or the obligations of the parties hereto, nor shall anything herein set forth,
or contained in the terms of the Certificates, be construed so as to constitute
the Certificateholders from time to time as partners or members of an
association, nor shall any Certificateholder be under any liability to any third
person by reason of any action taken by the parties to this Agreement pursuant
to any provision hereof.
No Certificateholder, solely by virtue of its status as Certificateholder, shall
have any right by virtue or by availing of any provision of this Agreement to
institute any suit, action or proceeding in equity or at law upon or under or
with respect to this Agreement, unless such Holder previously shall have given
to the Trust Administrator a written notice of default and of the continuance
thereof, as hereinbefore provided, and unless also the Holders of Certificates
evidencing not less than 25% of the Voting Interest represented by all
Certificates shall have made written request upon the Trust Administrator to
institute such action, suit or proceeding in its own name as Trust Administrator
hereunder and shall have offered to the Trust Administrator such reasonable
indemnity as it may require against the cost, expenses and liabilities to be
incurred therein or thereby, and the Trust Administrator, for 60 days after its
receipt of such notice, request and offer of indemnity, shall have neglected or
refused to institute any such action, suit or proceeding; it being understood
and intended, and being expressly covenanted by each Certificateholder with
every other Certificateholder and the Trust Administrator, that no one or more
Holders of Certificates shall have any right in any manner whatever by virtue or
by availing of any provision of this Agreement to affect, disturb or prejudice
the rights of the Holders of any other of such Certificates, or to obtain or
seek to obtain priority over or preference to any other such Holder, or to
enforce any right under this Agreement, except in the manner herein provided and
for the benefit of all Certificateholders. For the protection and enforcement of
the provisions of this Section, each and every Certificateholder and the Trust
Administrator shall be entitled to such relief as can be given either at law or
in equity.
Section 10.04 Governing Law; Jurisdiction.
This Agreement shall be construed in accordance with the laws of the State of
New York (without regard to conflicts of laws principles), and the obligations,
rights and remedies of the parties hereunder shall be determined in accordance
with such laws.
Section 10.05 Notices.
All demands, notices and communications hereunder shall be in writing and shall
be deemed to have been duly given if personally delivered at or mailed by
certified or registered mail, return receipt requested (i) in the case of the
Seller, to Norwest Asset Securities Corporation, 7485 New Horizon Way,
Frederick, Maryland 21703, Attention: Chief Executive Officer, or such other
address as may hereafter be furnished to the Master Servicer, the Trust
Administrator and the Trustee in writing by the Seller, (ii) in the case of the
Master Servicer, to Norwest Bank Minnesota, National Association, 7485 New
Horizon Way, Frederick, Maryland 21703, Attention: Vice President or such other
address as may hereafter be furnished to the Seller and the Trustee in writing
by the Master Servicer, (iii) in the case of the Trustee, to the Corporate Trust
Office, (iv) in the case of the Trust Administrator, to the Corporate Trust
Office, or such other address as may hereafter be furnished to the Seller and
the Master Servicer in writing by the Trustee or the Trust Administrator, in
each case Attention: Corporate Trust Department and (v) in the case of Financial
Security, to Financial Security Assurance Inc., 350 Park Avenue, New York, New
York 10022, Attention: Senior Vice President, Surveillance Department re:
NASCOR(R) Series 1999-2; Confirmation: 212-826-0100; Telecopy: 212-339-3518 or
212-339-3529 (in each case in which notice or other communication to Financial
Security refers to an Event of Default or a claim under the policy or with
respect to which failure on the part of Financial Security to respond shall be
deemed to constitute consent or acceptance, then a copy of such notice or other
communication should also be sent to the attention of the General Counsel and
shall be marked to indicate "URGENT MATERIAL ENCLOSED". Any notice required or
permitted to be mailed to a Certificateholder shall be given by first class
mail, postage prepaid, at the address of such Holder as shown in the Certificate
Register. Any notice mailed or transmitted within the time prescribed in this
Agreement shall be conclusively presumed to have been duly given, whether or not
the addressee receives such notice, PROVIDED, HOWEVER, that any demand, notice
or communication to or upon the Seller, the Master Servicer, the Trust
Administrator or the Trustee shall not be effective until received.
For all purposes of this Agreement, in the absence of actual knowledge by an
officer of the Master Servicer, the Master Servicer shall not be deemed to have
knowledge of any act or failure to act of any Servicer unless notified thereof
in writing by the Trustee, the Trust Administrator, such Servicer or a
Certificateholder.
Section 10.06 Severability of Provisions.
If any one or more of the covenants, agreements, provisions or terms of this
Agreement shall be for any reason whatsoever held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and shall in no way
affect the validity or enforceability of the other provisions of this Agreement
or of the Certificates or the rights of the Holders thereof.
Section 10.07 Special Notices to Rating Agencies and Financial Security .
1. The Trust Administrator shall give prompt notice to each
Rating Agency and Financial Security of the occurrence of any
of the following events of which it has notice:
a. any amendment to this Agreement pursuant to Section
10.01(a);
b. any sale or transfer of the Class B Certificates
pursuant to Section 5.02 to an affiliate of the
Seller;
c. any assignment by the Master Servicer of its rights and
delegation of its duties pursuant to Section 6.06;
d. any resignation of the Master Servicer pursuant to
Section 6.04;
e. the occurrence of any of the Events of Default
described in Section 7.01;
f. any notice of termination given to the Master Servicer
pursuant to Section 7.01;
g. the appointment of any successor to the Master
Servicer pursuant to Section 7.05; or
h. the making of a final payment pursuant to Section 9.01.
2. The Master Servicer shall give prompt notice to each Rating
Agency and Financial Security of the occurrence of any of the
following events:
a. the appointment of a Custodian pursuant to Section
2.02;
b. the resignation or removal of the Trustee or the Trust
Administrator pursuant to Section 8.08;
c. the appointment of a successor trustee or trust
administrator pursuant to Section 8.09; or
d. the sale, transfer or other disposition in a single
transaction of 50% or more of the equity interests in
the Master Servicer.
3. The Master Servicer shall deliver to each Rating Agency and
Financial Security:
a. reports prepared pursuant to Section 3.05; and
b. statements prepared pursuant to Section 4.04.
Section 10.08 Covenant of Seller.
The Seller shall not amend Article Third of its Certificate of Incorporation
without the prior written consent of each Rating Agency rating the Certificates.
Section 10.09 Recharacterization.
The Parties intend the conveyance by the Seller to the Trustee of all of its
right, title and interest in and to the Mortgage Loans pursuant to this
Agreement to constitute a purchase and sale and not a loan. Notwithstanding the
foregoing, to the extent that such conveyance is held not to constitute a sale
under applicable law, it is intended that this Agreement shall constitute a
security agreement under applicable law and that the Seller shall be deemed to
have granted to the Trustee a first priority security interest in all of the
Seller's right, title and interest in and to the Mortgage Loans.
<PAGE>
ARTICLE XI
TERMS FOR CERTIFICATES
Section 11.01 Class A Fixed Pass-Through Rate.
The Class A Fixed Pass-Through Rate is 6.500% per annum.
Section 11.02 Cut-Off Date.
The Cut-Off Date for the Certificates is January 1, 1999.
Section 11.03 Cut-Off Date Aggregate Principal Balance.
The Cut-Off Date Aggregate Principal Balance is $850,019,200.34.
Section 11.04 Original Class A Percentage.
The Original Class A Percentage is 95.99394563%.
Section 11.05 Original Principal Balances of the Classes of Class A
Certificates.
As to the following Classes of Class A Certificates, the Principal Balance of
such Class as of the Cut-Off Date, as follows:
Original
CLASS PRINCIPAL BALANCE
Class A-1 $551,890,000.00
Class A-2 $100,000,000.00
Class A-3 $ 6,099,000.00
Class A-4 $ 5,000,000.00
Class A-5 $ 25,000.00
Class A-6 $ 1,750,000.00
Class A-7 $ 1,750,000.00
Class A-8 $ 1,475,000.00
Class A-9 $ 10,000,000.00
Class A-10 $ 15,000,000.00
Class A-11 $ 19,749,000.00
Class A-12 $ 5,921,000.00
Class A-13 $ 1,079,000.00
Class A-14 $ 7,352,941.00
Class A-15 $ 2,647,059.00
Class A-16 $ 85,000,000.00
Class A-PO $ 1,280,152.64
Class A-R $ 100.00
Section 11.06 Original Class A Non-PO Principal Balance.
The Original Class A Non-PO Principal Balance is $814,738,100.00.
Section 11.07 Original Subordinated Percentage.
The Original Subordinated Percentage is 4.00605437%.
Section 11.08 Original Class B-1 Percentage.
The Original Class B-1 Percentage is 1.50222852%.
Section 11.09 Original Class B-2 Percentage.
The Original Class B-2 Percentage is 1.35200566%.
Section 11.10 Original Class B-3 Percentage.
The Original Class B-3 Percentage is 0.45066855%.
Section 11.11 Original Class B-4 Percentage.
The Original Class B-4 Percentage is 0.30044570%.
Section 11.12 Original Class B-5 Percentage.
The Original Class B-5 Percentage is 0.20029714%.
Section 11.13 Original Class B-6 Percentage.
The Original Class B-6 Percentage is 0.20040880%.
Section 11.14 Original Class B Principal Balance.
The Original Class B Principal Balance is $34,000,947.70.
Section 11.15 Original Principal Balances of the Classes of Class B
Certificates.
As to the following Classes of Class B Certificate, the Principal Balance of
such Class as of the Cut-Off Date, is as follows:
Original
CLASS PRINCIPAL BALANCE
Class B-1 $12,750,000.00
Class B-2 $11,475,000.00
Class B-3 $ 3,825,000.00
Class B-4 $ 2,550,000.00
Class B-5 $ 1,700,000.00
Class B-6$
Section 11.16 Original Class B-1 Fractional Interest.
The Original Class B-1 Fractional Interest is 2.50382585%.
Section 11.17 Original Class B-2 Fractional Interest.
The Original Class B-2 Fractional Interest is 1.15182018%.
Section 11.18 Original Class B-3 Fractional Interest.
The Original Class B-3 Fractional Interest is 0.70115163%.
Section 11.19 Original Class B-4 Fractional Interest.
The Original Class B-4 Fractional Interest is 0.40070593%.
Section 11.20 Original Class B-5 Fractional Interest.
The Original Class B-5 Fractional Interest is 0.20040879%.
Section 11.21 Closing Date.
The Closing Date is January 27, 1999.
Section 11.22 Right to Purchase.
The right of the Seller to purchase all of the Mortgage Loans pursuant to
Section 9.01 hereof shall be conditioned upon the Pool Scheduled Principal
Balance of the Mortgage Loans being less than $85,001,920.03 (10% of the Cut-Off
Date Aggregate Principal Balance) at the time of any such purchase.
Section 11.23 Wire Transfer Eligibility.
With respect to the Class A (other than the Class A-PO and Class A-R
Certificates) and the Class B Certificates, the minimum Denomination eligible
for wire transfer on each Distribution Date is $500,000. With respect to the
Class A-PO Certificates, the minimum Denomination eligible for wire transfer on
each Distribution Date is 100% Percentage Interest. The Class A-R Certificate is
not eligible for wire transfer.
Section 11.24 Single Certificate.
A Single Certificate for each Class of Class A Certificates (other than the
Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9,
Class A-11, Class A-PO and Class A-R Certificates) and each Class of the Class B
Certificates (other than the Class B-4, Class B-5 and Class B-6 Certificates)
represents a $100,000 Denomination. A Single Certificate for the Class A-3,
Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9 and Class A-11
Certificates represents a $1,000 Denomination. A Single Certificate for the
Class A-R Certificate represents a $100 Denomination. A Single Certificate for
the Class B-4, Class B-5 and Class B-6 Certificates represents a $250,000
Denomination. A Single Certificate for the Class A-PO Certificates represents a
$1,280,152.64 Denomination.
Section 11.25 Servicing Fee Rate.
The rate used to calculate the Servicing Fee is equal to such rate as is set
forth on the Mortgage Loan Schedule with respect to a Mortgage Loan.
Section 11.26 Master Servicing Fee Rate.
The rate used to calculate the Master Servicing Fee for each Mortgage Loan is
0.017% per annum.
Section 11.27 Financial Security Contact Person.
The Initial Financial Security Contact Person is Patrick Greene, Vice
President of the Seller.
<PAGE>
IN WITNESS WHEREOF, the Seller, the Master Servicer, the Trust Administrator and
the Trustee have caused their names to be signed hereto by their respective
officers thereunto duly authorized, all as of the day and year first above
written.
NORWEST ASSET SECURITIES CORPORATION
as Seller
By:
-----------------------------------------
Name: Alan S. McKenney
Title: Vice President
NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
as Master Servicer
By:
-----------------------------------------
Name: Brett Handelman
Title: Officer
FIRST UNION NATIONAL BANK
as Trust Administrator
By:
-----------------------------------------
Name:
Title:
Attest:
By:
--------------------------------
Name:
--------------------------------
Title:
--------------------------------
UNITED STATES TRUST COMPANY
OF NEW YORK
as Trustee
By:
-----------------------------------------
Name:
Title:
<PAGE>
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 27th day of January, 1999, before me, a notary public in and
for the State of Maryland, personally appeared Alan S. McKenney, known to me
who, being by me duly sworn, did depose and say that he resides at McLean,
Virginia; that he is a Vice President of Norwest Asset Securities Corporation, a
Delaware corporation, one of the parties that executed the foregoing instrument;
and that he signed his name thereto by order of the Board of Directors of said
corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 27th day of January, 1999, before me, a notary public in and for the
State of Maryland, personally appeared Brett Handelman, known to me who, being
by me duly sworn, did depose and say that he resides at Frederick, Maryland;
that he is an Officer of Norwest Bank Minnesota, National Association, a
national banking association, one of the parties that executed the foregoing
instrument; and that he signed his name thereto by order of the Board of
Directors of said corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF __________________ )
ss.:
COUNTY OF )
On this 27th day of January, 1999, before me, a notary public in and
for _________________, personally appeared ___________________, known to me who,
being by me duly sworn, did depose and say that s/he resides at
_________________, _________________; that s/he is a ____________________ of
United States Trust Company of New York, a ________________, one of the parties
that executed the foregoing instrument; and that s/he signed his/her name
thereto by order of the Board of Directors of said corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 27th day of January, 1999, before me, a notary public in and
for the State of North Carolina, personally appeared _____________________,
known to me who, being by me duly sworn, did depose and say that he resides at
__________________, North Carolina; that he is a _____________________ of First
Union National Bank, a national banking association, one of the parties that
executed the foregoing instrument; and that s/he signed his name thereto by
order of the Board of Directors of said corporation.
- -------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
SCHEDULE I
Norwest Asset Securities Corporation, Mortgage Pass-Through Certificates,
Series 1999-2
Applicable Unscheduled Principal Receipt Period
Full Unscheduled Partial Unscheduled
Servicer PRINCIPAL RECEIPTS PRINCIPAL RECEIPTS
- ----------------------------------- ------------------ ------------------
Norwest Mortgage, Inc. Exhibit F-1 Prior Month Prior Month
Norwest Mortgage, Inc. Exhibit F-2 Mid-Month Mid-Month
The Huntington Mortgage Company Mid-Month Prior Month
HomeSide Lending Prior Month Prior Month
GMAC Mortgage Corporation Mid-Month Prior Month
SunTrust Mortgage, Inc. Mid-Month Prior Month
National City Mortgage Company Mid-Month Prior Month
Bank United Mid-Month Prior Month
Countrywide Home Loans, Inc. Prior Month Prior Month
Bank of Oklahoma, N.A. Mid-Month Prior Month
First Union Mortgage Corp. Mid-Month Prior Month
Beverly National Bank Mid-Month Prior Month
Merrill Lynch Credit Corporation Mid-Month Prior Month
Hibernia National Bank Mid-Month Prior Month
BankNorth Mortgage Company, Inc. Mid-Month Prior Month
Bank of America, NT&SA Mid-Month Prior Month
Home Savings of America, FSB Mid-Month Prior Month
<PAGE>
EXHIBIT A-1
[FORM OF FACE OF CLASS A-1 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND
ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR
SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF
THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE &
CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED
OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-1
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JS 9 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-1 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-1 Certificates required to be distributed to
Holders of the Class A-1 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-1 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-1 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-2
[FORM OF FACE OF CLASS A-2 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-2
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JT 7 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-2 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-2 Certificates required to be distributed to
Holders of the Class A-2 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-2 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-2 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-3
[FORM OF FACE OF CLASS A-3 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-3
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JU 4 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-3 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-3 Certificates required to be distributed to
Holders of the Class A-3 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-3 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-3 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-4
[FORM OF FACE OF CLASS A-4 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-4
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JV 2 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-4 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-4 Certificates required to be distributed to
Holders of the Class A-4 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-4 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-4 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-5
[FORM OF FACE OF CLASS A-5 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-5
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JW 0 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-5 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-5 Certificates required to be distributed to
Holders of the Class A-5 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-5 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-5 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-6
[FORM OF FACE OF CLASS A-6 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-6
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JX 8 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-6 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-6 Certificates required to be distributed to
Holders of the Class A-6 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-6 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-6 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-7
[FORM OF FACE OF CLASS A-7 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-7
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JY 6 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-7 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-7 Certificates required to be distributed to
Holders of the Class A-7 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-7 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-7 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-8
[FORM OF FACE OF CLASS A-8 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-8
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R JZ 3 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-8 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-8 Certificates required to be distributed to
Holders of the Class A-8 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-8 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-8 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-9
[FORM OF FACE OF CLASS A-9 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-9
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KA 6 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-9 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-9 Certificates required to be distributed to
Holders of the Class A-9 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-9 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-9 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-10
[FORM OF FACE OF CLASS A-10 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-10
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KB 4 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-10 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-10 Certificates required to be distributed
to Holders of the Class A-10 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-10 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-10 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-11
[FORM OF FACE OF CLASS A-11 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-11
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR (EXCEPT AS PROVIDED HEREIN) PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KC 2 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate as of the Cut-Off Date: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-11 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the amount of interest
to be distributed to Holders of Class A-11 Certificates on such Distribution
Date as specified in the Agreement. Distributions of principal will be made to
the Holders of the Class A-11 Certificates as described below and in the
Agreement. Prior to the Distribution Date, if any, on which Financial Security
fails to make a payment with respect to a Class A-11 Distribution Deficiency,
distributions in reduction of the Principal Balance of this Certificate
(including amounts paid in respect of such losses under the Policy as defined
below) will be made only in lots equal to $1,000 initial principal balance and
in accordance with the priorities and procedures set forth in Section 4.07 of
the Agreement (i) at the request of Deceased Holders (ii) at the request of
Living Holders and (iii) by random lot. On and after such Distribution Date,
distributions in reduction of principal balance will be made as provided in the
Agreement. Distributions in reduction of the Principal Balance of certain
Classes of Class A Certificates may not commence on the first Distribution Date
specified above. Distributions of principal will be allocated among the Classes
of Class A Certificates in accordance with the provisions of the Agreement. The
pass-through rate on the Class A-11 Certificates applicable to each Distribution
Date will be 6.500% per annum. The amount of interest which accrues on this
Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall and the interest portion of certain Realized
Losses allocated to the Class A-11 Certificates, as described in the Agreement.
Any Non-Supported Interest Shortfall allocated to the Class A-11 Certificates
will be covered, to the extent available, by funds in the Reserve Fund, to the
extent described in the Agreement and then by the Policy described below.
The Class A-11 Certificates will be entitled to the benefits of an Financial
Guaranty Insurance Policy issued by Financial Security Assurance Inc. (the
"Policy") to the extent described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-12
[FORM OF FACE OF CLASS A-12 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-12
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KD 0 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-12 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-12 Certificates required to be distributed
to Holders of the Class A-12 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-12 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-12 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-13
[FORM OF FACE OF CLASS A-13 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-13
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KE 8 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-13 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-13 Certificates required to be distributed
to Holders of the Class A-13 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-13 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-13 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, and based on its issue price of
96.93819%, including accrued interest, and a stated redemption price at maturity
equal to its initial principal balance (plus 2 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 275% SPA (as
defined in the Prospectus Supplement dated January 20, 1999 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
3.09791667%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 6.90%; and (iii) the amount of OID allocable to the
short first accrual period (January 27, 1999 to February 25, 1999) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.01443292%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-14
[FORM OF FACE OF CLASS A-14 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-14
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KF 5 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-14 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator"), and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-14 Certificates required to be distributed
to Holders of the Class A-14 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-14 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in February 1999 will be 6.275% per annum. Thereafter, with respect to each
Distribution Date, the pass-through rate will be a per annum rate equal to
0.900% plus LIBOR as determined on the second business day prior to the
beginning of the month preceding the month in which such Distribution Date
occurs, subject to a minimum rate of 0.900% and a maximum rate of 8.500%. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-14
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-15
[FORM OF FACE OF CLASS A-15 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-15
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR
PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KG 3 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-15 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of November 24, 1998 (the "Agreement") among
the Seller, Norwest Bank Minnesota, National Association, as master servicer
(the "Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator"), and The United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-15 Certificates required to be distributed
to Holders of the Class A-15 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-15 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in February 1999 will be 6.1805556% per annum. Thereafter, with respect to
each Distribution Date, the pass-through rate will be a per annum rate equal to
(i) 21.11111% minus (ii) the product of 2.77777753 and LIBOR, as determined on
the second business day prior to the beginning of the month preceding the month
in which such Distribution Date occurs, subject to a minimum rate of 0.000% and
a maximum rate of 21.11111%. The amount of interest which accrues on this
Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall and the interest portion of certain Realized
Losses allocated to the Class A-15 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, and based on its issue price of
82.44637%, including accrued interest, and a stated redemption price at maturity
equal to its initial principal balance (plus 2 days of interest at the initial
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming (a) that this Certificate pays in
accordance with projected cash flows reflecting the prepayment assumption of
275% SPA (as defined in the Prospectus Supplement dated January 20, 1999 with
respect to the offering of the Class A (except Class A-PO), Class B-1, Class
B-2, and Class B-3 Certificates) used to price this Certificate, and (b) that
the interest rate at which distributions of interest on this Certificate
actually will be made will be determined as though the pass-through rate on this
Certificate applicable to the first Distribution Date will not change
thereafter: (i) the amount of OID as a percentage of the initial principal
balance of this Certificate is approximately 17.58796296%; (ii) the annual yield
to maturity of this Certificate, compounded monthly, is approximately 8.10%; and
(iii) the amount of OID allocable to the short first accrual period (January 27,
1999 to February 25, 1999) as a percentage of the initial principal balance of
this Certificate, calculated using the exact method, is approximately
0.03843953%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-16
[FORM OF FACE OF CLASS A-16 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2 CLASS A-16
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KH 1 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
THIS CERTIFIES THAT ___________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-16 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator"), and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-16 Certificates required to be distributed
to Holders of the Class A-16 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-16 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-16 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-PO
[FORM OF FACE OF CLASS A-PO CERTIFICATE]
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING THAT THE
TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT
SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA") OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL
EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY,
A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS A-PO
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien, one- to
four-family residential mortgage loans, which may include loans
secured by shares issued by cooperative housing corporations,
sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
First Distribution Date: February 25, 1999 Denomination: $
Percentage Interest evidenced
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-PO Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator"), and United States Trust Company of New York, as trustee
(the "Trustee"), a summary of certain of the pertinent provisions of which is
set forth hereinafter. To the extent not defined herein, the capitalized terms
used herein have the meanings ascribed to such terms in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of the acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-PO Certificates required to be distributed
to Holders of the Class A-PO Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-PO
Certificates will not be entitled to distributions in respect of interest.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class A-PO Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trust Administrator or the Seller may require the Holder to deliver
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trust Administrator and the Seller that such transfer is exempt (describing
the applicable exemption and the basis therefor) from or is being made pursuant
to the registration requirements of the Securities Act of 1933, as amended, and
of any applicable statute of any state. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Seller, the Master Servicer, and any Paying Agent acting on
behalf of the Trustee against any liability that may result if the transfer is
not so exempt or is not made in accordance with such Federal and state laws. In
connection with any such transfer, the Trust Administrator will also require (i)
a representation letter, in the form as described in the Agreement, stating that
the transferee is not a Plan and is not acting on behalf of a Plan or using the
assets of a Plan to effect such purchase or (ii) if such transferee is a Plan,
(a) an opinion of counsel acceptable to and in form and substance satisfactory
to the Trust Administrator and the Seller with respect to certain matters and
(b) such other documentation as the Seller or the Master Servicer may require,
as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, at an issue price of 67.46875%
and a stated redemption price at maturity equal to its initial principal
balance, and is issued with original issue discount ("OID") for federal income
tax purposes. Assuming that this Certificate pays in accordance with projected
cash flows reflecting the prepayment assumption of 275% SPA (as defined in the
Prospectus Supplement dated January 20, 1999 with respect to the offering of the
Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3 Certificates)
used to price this Certificate: (i) the amount of OID as a percentage of the
initial principal balance of this Certificate is approximately 32.53125000%;
(ii) the annual yield to maturity of this Certificate, compounded monthly, is
approximately 7.34%; and (iii) the amount of OID allocable to the short first
accrual period (January 27, 1999 to February 25, 1999) as a percentage of the
initial principal balance of this Certificate, calculated using the exact
method, is approximately 0.38525233%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT A-R
[Form of Face of Class A-R Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING
AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE
TRANSFEROR AND THE TRUST ADMINISTRATOR TO THE EFFECT THAT, AMONG OTHER THINGS,
IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION
860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A
DISQUALIFIED ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN
SECTION 5.02(d) OF THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO
SUCH AMENDMENTS TO THE POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO
FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS,
AGENTS THEREOF OR NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS A-R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS
PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE,
OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON OF THE
REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS A-R
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KJ 7 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $100.00
by this Certificate: 100%
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT __________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holder of the Class A-R Certificate with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-R Certificate required to be distributed to
the Holder of the Class A-R Certificate on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-R Certificate applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-R Certificate, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register. Notwithstanding the above, the
final distribution on this Certificate will be made after due notice of the
pendency of such distribution and only upon presentation and surrender of this
Certificate at the office or agency specified by the Trust Administrator for
that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-1
[FORM OF FACE OF CLASS B-1 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO
HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS B-1
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KK 4 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class B-1 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates as specified in the Agreement, any Class B-1
Distribution Amount required to be distributed to Holders of the Class B-1
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-1
Certificates applicable to each Distribution Date will be 6.500% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-1
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-1 Certificate will be made unless the Holder hereof
desiring to make any such transfer shall deliver to the Trust Administrator (i)
a representation letter, in the form as described in the Agreement, stating
either (a) that the transferee is not a Plan and is not acting on behalf of a
Plan or using the assets of a Plan to effect such purchase or (b) subject to
certain conditions described in the Agreement, that the source of funds used to
purchase this Certificate is an "insurance company general account," or (ii) if
such transferee is a Plan, (a) an opinion of counsel acceptable to and in form
and substance satisfactory to the Trust Administrator and the Seller with
respect to certain matters and (b) such other documentation as the Seller or the
Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-2
[FORM OF FACE OF CLASS B-2 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES AND THE CLASS B-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS B-2
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KL 2 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class B-2 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-2 Distribution Amount required to be distributed to Holders of the Class B-2
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-2
Certificates applicable to each Distribution Date will be 6.500% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-2
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-2 Certificate will be made unless the Holder hereof
desiring to make any such transfer shall deliver to the Trust Administrator (i)
a representation letter, in the form as described in the Agreement, stating
either (a) that the transferee is not a Plan and is not acting on behalf of a
Plan or using the assets of a Plan to effect such purchase or (b) subject to
certain conditions described in the Agreement, that the source of funds used to
purchase this Certificate is an "insurance company general account," or (ii) if
such transferee is a Plan, (a) an opinion of counsel acceptable to and in form
and substance satisfactory to the Trust Administrator and the Seller with
respect to certain matters and (b) such other documentation as the Seller or the
Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, and based on its issue price of
95.59444%, including accrued interest, and a stated redemption price at maturity
equal to its initial principal balance (plus 2 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 275% SPA (as
defined in the Prospectus Supplement dated January 20, 1999 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
4.44166667%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 7.12%; and (iii) the amount of OID allocable to the
short first accrual period (January 27, 1999 to February 25, 1999) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.02370291%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-3
[FORM OF FACE OF CLASS B-3 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES AND THE CLASS B-2 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS B-3
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R KM 0 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT _______________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-3 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-3 Distribution Amount required to be distributed to Holders of the Class B-3
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-3
Certificates applicable to each Distribution Date will be 6.500% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-3
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-3 Certificate will be made unless the Holder hereof
desiring to make any such transfer shall deliver to the Trust Administrator (i)
a representation letter, in the form as described in the Agreement, stating
either (a) that the transferee is not a Plan and is not acting on behalf of a
Plan or using the assets of a Plan to effect such purchase or (b) subject to
certain conditions described in the Agreement, that the source of funds used to
purchase this Certificate is an "insurance company general account," or (ii) if
such transferee is a Plan, (a) an opinion of counsel acceptable to and in form
and substance satisfactory to the Trust Administrator and the Seller with
respect to certain matters and (b) such other documentation as the Seller or the
Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, and based on its issue price of
90.53194%, including accrued interest, and a stated redemption price at maturity
equal to its initial principal balance (plus 2 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 275% SPA (as
defined in the Prospectus Supplement dated January 20, 1999 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
9.50416667%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 7.88%; and (iii) the amount of OID allocable to the
short first accrual period (January 27, 1999 to February 25, 1999) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.04904213%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-4
[FORM OF FACE OF CLASS B-4 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES AND THE
CLASS B-3 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS B-4
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R LX 5 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class B-4 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-4 Distribution Amount required to be distributed to Holders of the Class B-4
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-4
Certificates applicable to each Distribution Date will be 6.500% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-4
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-4 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trust Administrator or the Seller may require the Holder to deliver
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trust Administrator and the Seller that such transfer is exempt (describing
the applicable exemption and the basis therefor) from or is being made pursuant
to the registration requirements of the Securities Act of 1933, as amended, and
of any applicable statute of any state. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Seller, the Master Servicer, and any Paying Agent acting on
behalf of the Trust Administrator against any liability that may result if the
transfer is not so exempt or is not made in accordance with such Federal and
state laws. In connection with any such transfer, the Trust Administrator will
also require (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, and based on its issue price of
73.75069%, including accrued interest, and a stated redemption price at maturity
equal to its initial principal balance (plus 2 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 275% SPA (as
defined in the Prospectus Supplement dated January 20, 1999 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
26.28541667%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 10.90%; and (iii) the amount of OID allocable to the
short first accrual period (January 27, 1999 to February 25, 1999) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.11959058%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-5
[FORM OF FACE OF CLASS B-5 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES AND THE CLASS B-4 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS B-5
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R LY 3 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class B-5 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-5 Distribution Amount required to be distributed to Holders of the Class B-5
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-5
Certificates applicable to each Distribution Date will be 6.500% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-5
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-5 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trust Administrator or the Seller may require the Holder to deliver
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trust Administrator and the Seller that such transfer is exempt (describing
the applicable exemption and the basis therefor) from or is being made pursuant
to the registration requirements of the Securities Act of 1933, as amended, and
of any applicable statute of any state. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Seller, the Master Servicer, and any Paying Agent acting on
behalf of the Trust Administrator against any liability that may result if the
transfer is not so exempt or is not made in accordance with such Federal and
state laws. In connection with any such transfer, the Trust Administrator will
also require (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, and based on its issue price of
56.78194%, including accrued interest, and a stated redemption price at maturity
equal to its initial principal balance (plus 2 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 275% SPA (as
defined in the Prospectus Supplement dated January 20, 1999 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
43.25416667%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 15.20%; and (iii) the amount of OID allocable to the
short first accrual period (January 27, 1999 to February 25, 1999) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.16552940%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT B-6
[FORM OF FACE OF CLASS B-6 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES, THE CLASS B-4 CERTIFICATES AND THE CLASS B-5 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-2, CLASS B-6
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: January 1, 1999
CUSIP No.: 66937R LZ 0 First Distribution Date: February
25, 1999
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: February 25, 2029
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class B-6 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of January 27, 1999 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th
day of each month or, if such 25th day is not a Business Day, the Business Day
immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-6 Distribution Amount required to be distributed to Holders of the Class B-6
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-6
Certificates applicable to each Distribution Date will be 6.500% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-6
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee either
by the Master Servicer or by a Paying Agent appointed by the Master Servicer by
check mailed to the address of the Person entitled thereto, as such name and
address shall appear on the Certificate Register, unless such Person is entitled
to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-6 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trust Administrator or the Seller may require the Holder to deliver
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trust Administrator and the Seller that such transfer is exempt (describing
the applicable exemption and the basis therefor) from or is being made pursuant
to the registration requirements of the Securities Act of 1933, as amended, and
of any applicable statute of any state. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Seller, the Master Servicer, and any Paying Agent acting on
behalf of the Trust Administrator against any liability that may result if the
transfer is not so exempt or is not made in accordance with such Federal and
state laws. In connection with any such transfer, the Trust Administrator will
also require (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set forth
on the reverse hereof, which further provisions shall for all purposes have the
same effect as if set forth at this place.
This Certificate is issued on January 27, 1999, and based on its issue price of
24.96944%, including accrued interest, and a stated redemption price at maturity
equal to its initial principal balance (plus 2 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 275% SPA (as
defined in the Prospectus Supplement dated January 20, 1999 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
75.06666667%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 33.80%; and (iii) the amount of OID allocable to the
short first accrual period (January 27, 1999 to February 25, 1999) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.15018100%.
This Certificate constitutes a "regular interest" in a "real estate mortgage
investment conduit" as those terms are defined in Section 860G(a)(1) and Section
860D, respectively, of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of the
Trust Administrator, by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to be
duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By____________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By ________________________
Authorized Officer
<PAGE>
EXHIBIT C
[Form of Reverse of Series 1999-2 Certificates]
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1999-2
This Certificate is one of a duly authorized issue of Certificates issued in
several Classes designated as Mortgage Pass-Through Certificates of the Series
specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain collections and
recoveries respecting the Mortgage Loans, all as more specifically set forth
herein and in the Agreement. In the event funds are advanced with respect to any
Mortgage Loan by a Servicer, the Master Servicer or the Trust Administrator,
such advances are reimbursable to such Servicer, the Master Servicer or the
Trust Administrator to the extent provided in the Agreement, from related
recoveries on such Mortgage Loan or from other cash that would have been
distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Certificate Account created
for the benefit of Certificateholders may be made by the Master Servicer from
time to time for purposes other than distributions to Certificateholders, such
purposes including reimbursement to a Servicer, the Master Servicer or the Trust
Administrator, as applicable, of advances made by such Servicer, the Master
Servicer or the Trust Administrator.
The Agreement permits, with certain exceptions therein provided, the amendment
of the Agreement and the modification of the rights and obligations of the
Seller, the Master Servicer, the Trust Administrator and the Trustee and the
rights of the Certificateholders under the Agreement at any time by the Seller,
the Master Servicer, the Trust Administrator and the Trustee with the consent of
the Holders of Certificates evidencing in the aggregate not less than 66 2/3% of
the Voting Interests of each Class of Certificates affected thereby. Any such
consent by the Holder of this Certificate shall be conclusive and binding on
such Holder and upon all future holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange hereof or in lieu
hereof whether or not notation of such consent is made upon the Certificate. The
Agreement also permits the amendment thereof in certain circumstances without
the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set
forth, the transfer of this Certificate is registrable in the Certificate
Register upon surrender of this Certificate for registration of transfer at the
office or agency appointed by the Trust Administrator, duly endorsed by, or
accompanied by an assignment in the form below or other written instrument of
transfer in form satisfactory to the Trust Administrator and the Certificate
Registrar, duly executed by the Holder hereof or such Holder's attorney duly
authorized in writing, and thereupon one or more new Certificates of authorized
Denominations evidencing the same Class and aggregate Percentage Interest will
be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without coupons in
Classes and Denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of authorized Denominations evidencing the
same Class and aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trust Administrator or the Certificate Registrar may require
payment of a sum sufficient to cover any tax or other governmental charge
payable in connection therewith.
The Seller, the Master Servicer, the Trust Administrator, the Trustee and the
Certificate Registrar, and any agent of the Seller, the Master Servicer, the
Trust Administrator, the Trustee or the Certificate Registrar, may treat the
Person in whose name this Certificate is registered as the owner hereof for all
purposes, and neither the Seller, the Master Servicer, the Trust Administrator,
the Trustee, the Certificate Registrar nor any such agent shall be affected by
notice to the contrary.
The obligations created by the Agreement in respect of the Certificates and the
Trust Estate created thereby shall terminate upon the last action required to be
taken by the Trust Administrator on the Final Distribution Date pursuant to the
Agreement following the earlier of (i) the payment or other liquidation (or
advance with respect thereto) of the last Mortgage Loan subject thereto or the
disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan, and (ii) the purchase by the Seller from the
Trust Estate of all remaining Mortgage Loans and all property acquired in
respect of such Mortgage Loans; provided, however, that the Trust Estate will in
no event continue beyond the expiration of 21 years from the death of the last
survivor of the descendants of Joseph P. Kennedy, the late ambassador of the
United States to the Court of St. James, living on the date of the Agreement.
The Agreement permits, but does not require, the Seller to purchase all
remaining Mortgage Loans and all property acquired in respect of any Mortgage
Loan at a price determined as provided in the Agreement. The exercise of such
option will effect early retirement of the Certificates, the Seller's right to
exercise such option being subject to the Pool Scheduled Principal Balance of
the Mortgage Loans as of the Distribution Date upon which the proceeds of such
repurchase are distributed being less than ten percent of the Cut-Off Date
Aggregate Principal Balance.
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
(Please print or typewrite name and address including postal zip code of
assignee)
the beneficial interest evidenced by the within Mortgage Pass-Through
Certificate and hereby authorizes the transfer of registration of such interest
to assignee on the Certificate Register of the Trust Estate.
I (We) further direct the Certificate Registrar to issue a new Certificate of a
like Denomination or Percentage Interest and Class, to the above named assignee
and deliver such Certificate to the following address:
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Social Security or other Identifying Number of Assignee:
- --------------------------------------------------------------------------------
Dated:
-----------------------------------
Signature by or on behalf of assignor
-----------------------------------
Signature Guaranteed
<PAGE>
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, if the assignee is eligible to receive
distributions in immediately available funds, by wire transfer or otherwise,
in immediately available funds to
_________________________________________________________________ for the
account of _______________________________________________ account number
_____________, or, if mailed by check, to
_______________________________________________________. Applicable
statements should be mailed to ______________________
- ----------------------------------------------------------------.
This information is provided by ______________________, the assignee named
above, or ___________________________________, as its agent.
<PAGE>
EXHIBIT D
RESERVED
<PAGE>
EXHIBIT E
CUSTODIAL AGREEMENT
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the
"Agreement"), dated as of _____________, by and among FIRST UNION NATIONAL BANK,
not individually, but solely as Trust Administrator (including its successors
under the Pooling and Servicing Agreement defined below, the "Trust
Administrator"), NORWEST ASSET SECURITIES CORPORATION (together with any
successor in interest, the "Seller"), NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION (together with any successor in interest or successor under the
Pooling and Servicing Agreement referred to below, the "Master Servicer") and
___________________________ (together with any successor in interest or any
successor appointed hereunder, the "Custodian").
W I T N E S S E T H T H A T
- - - - - - - - - - - - - -
WHEREAS, the Seller, the Master Servicer, the Trust Administrator and United
States Trust Company of New York, as trustee, have entered into a Pooling and
Servicing Agreement dated as of January 27, 1999 relating to the issuance of
Mortgage Pass-Through Certificates, Series 1999-2 (as in effect on the date of
this Agreement, the "Original Pooling and Servicing Agreement", and as amended
and supplemented from time to time, the "Pooling and Servicing Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trust Administrator
for the purposes of receiving and holding certain documents and other
instruments delivered by the Seller under the Pooling and Servicing Agreement,
all upon the terms and conditions and subject to the limitations hereinafter set
forth;
NOW, THEREFORE, in consideration of the premises and the mutual covenants and
agreements hereinafter set forth, the Trust Administrator, the Seller, the
Master Servicer and the Custodian hereby agree as follows:
XIII.
DEFINITIONS
Capitalized terms used in this Agreement and not defined herein shall have the
meanings assigned in the Original Pooling and Servicing Agreement, unless
otherwise required by the context herein.
XIV.
CUSTODY OF MORTGAGE DOCUMENTS
A. CUSTODIAN TO ACT AS AGENT; ACCEPTANCE OF CUSTODIAL FILES. The
Custodian, as the duly appointed agent of the Trust Administrator
for these purposes, acknowledges receipt of the Mortgage Notes,
the Mortgages, the assignments and other documents relating to
the Mortgage Loans identified on the schedule attached hereto and
declares that it holds and will hold such Mortgage Notes,
Mortgages, assignments and other documents and any similar
documents received by the Trust Administrator subsequent to the
date hereof (the "Custodial Files") as agent for the Trust
Administrator, in trust, for the use and benefit of all present
and future Certificateholders.
B. RECORDATION OF ASSIGNMENTS. If any Custodial File includes one or
more assignments to the Trust Administrator of Mortgage Notes and
related Mortgages that have not been recorded, each such
assignment shall be delivered by the Custodian to the Seller for
the purpose of recording it in the appropriate public office for
real property records, and the Seller, at no expense to the
Custodian, shall promptly cause to be recorded in the appropriate
public office for real property records each such assignment and,
upon receipt thereof from such public office, shall return each
such assignment to the Custodian.
C. REVIEW OF CUSTODIAL FILES. The Custodian agrees, for the benefit
of Certificateholders, to review, in accordance with the
provisions of Section 2.01 of the Pooling and Servicing
Agreement, each Custodial File. If in performing the review
required by this Section 2.3 the Custodian finds any document or
documents constituting a part of a Custodial File to be missing
or defective in any material respect, the Custodian shall
promptly so notify the Seller, the Master Servicer and the Trust
Administrator.
D. NOTIFICATION OF BREACHES OF REPRESENTATIONS AND WARRANTIES. Upon
discovery by the Custodian of a breach of any representation or
warranty made by the Seller or the Master Servicer as set forth in
the Pooling and Servicing Agreement, the Custodian shall give prompt
written notice to the Seller, the Master Servicer and the Trust
Administrator.
E. CUSTODIAN TO COOPERATE; RELEASE OF CUSTODIAL FILES. Upon the
payment in full of any Mortgage Loan, or the receipt by the
Master Servicer of a notification that payment in full will be
escrowed in a manner customary for such purposes, the Master
Servicer shall immediately notify the Custodian by a
certification (which certification shall include a statement to
the effect that all amounts received or to be received in
connection with such payment which are required to be deposited
in the Certificate Account pursuant to Section 3.02 of the
Pooling and Servicing Agreement have been or will be so
deposited) of a Servicing Officer and shall request delivery to
it of the Custodial File. The Custodian agrees, upon receipt of
such certification and request, promptly to release the related
Custodial File to the Master Servicer.
From time to time as is appropriate for the servicing or foreclosure of any
Mortgage Loan, the Master Servicer shall deliver to the Custodian a certificate
of a Servicing Officer requesting that possession of all, or any document
constituting part of, the Custodial File be released to the Master Servicer and
certifying as to the reason for such release and that such release will not
invalidate any insurance coverage provided in respect of the Mortgage Loan. With
such certificate, the Master Servicer shall deliver to the Custodian a receipt
signed by a Servicing Officer on behalf of the Master Servicer, and upon receipt
of the foregoing, the Custodian shall deliver the Custodial File or such
document to the Master Servicer. The Master Servicer shall cause each Custodial
File or any document therein so released to be returned to the Custodian when
the need therefor by the Master Servicer no longer exists, unless (i) the
Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the
Mortgage Loan have been deposited in the Certificate Account to the extent
required by the Pooling and Servicing Agreement or (ii) the Custodial File or
such document has been delivered to an attorney, or to a public trustee or other
public official as required by law, for purposes of initiating or pursuing legal
action or other proceedings for the foreclosure of the Mortgaged Property either
judicially or non-judicially, and the Master Servicer has delivered to the
Custodian a certificate of a Servicing Officer certifying as to the name and
address of the Person to which such Custodial File or such document were
delivered and the purpose or purposes of such delivery. In the event of the
liquidation of a Mortgage Loan, the Custodian shall deliver such receipt with
respect thereto to the Master Servicer upon deposit of the related Liquidation
Proceeds in the Certificate Account to the extent required by the Pooling and
Servicing Agreement.
F. ASSUMPTION AGREEMENTS. In the event that any assumption agreement
or substitution of liability agreement is entered into with
respect to any Mortgage Loan subject to this Agreement in
accordance with the terms and provisions of the Pooling and
Servicing Agreement, the Master Servicer shall notify the
Custodian that such assumption or substitution agreement has been
completed by forwarding to the Custodian the original of such
assumption or substitution agreement, which copy shall be added
to the related Custodial File and, for all purposes, shall be
considered a part of such Custodial File to the same extent as
all other documents and instruments constituting parts thereof.
XV.
CONCERNING THE CUSTODIAN
A. CUSTODIAN A BAILEE AND AGENT OF THE TRUST ADMINISTRATOR. With
respect to each Mortgage Note, Mortgage and other documents
constituting each Custodian File which are delivered to the
Custodian, the Custodian is exclusively the bailee and agent of
the Trust Administrator, holds such documents for the benefit of
Certificateholders and undertakes to perform such duties and only
such duties as are specifically set forth in this Agreement.
Except upon compliance with the provisions of Section 2.5 of this
Agreement, no Mortgage Note, Mortgage or other document
constituting a part of a Custodial File shall be delivered by the
Custodian to the Seller or the Master Servicer or otherwise
released from the possession of the Custodian.
B. INDEMNIFICATION. The Seller hereby agrees to indemnify and hold
the Custodian harmless from and against all claims, liabilities,
losses, actions, suits or proceedings at law or in equity, or any
other expenses, fees or charges of any character or nature, which
the Custodian may incur or with which the Custodian may be
threatened by reasons of its acting as custodian under this
Agreement, including indemnification of the Custodian against any
and all expenses, including attorney's fees if counsel for the
Custodian has been approved by the Seller, and the cost of
defending any action, suit or proceedings or resisting any claim.
Notwithstanding the foregoing, it is specifically understood and
agreed that in the event any such claim, liability, loss, action,
suit or proceeding or other expense, fees, or charge shall have
been caused by reason of any negligent act, negligent failure to
act, or willful misconduct on the part of the Custodian, or which
shall constitute a willful breach of its duties hereunder, the
indemnification provisions of this Agreement shall not apply.
C. CUSTODIAN MAY OWN CERTIFICATES. The Custodian in its individual or
any other capacity may become the owner or pledgee of Certificates
with the same rights it would have if it were not Custodian.
D. MASTER SERVICER TO PAY CUSTODIAN'S FEES AND EXPENSES. The Master
Servicer covenants and agrees to pay to the Custodian from time
to time, and the Custodian shall be entitled to, reasonable
compensation for all services rendered by it in the exercise and
performance of any of the powers and duties hereunder of the
Custodian, and the Master Servicer will pay or reimburse the
Custodian upon its request for all reasonable expenses,
disbursements and advances incurred or made by the Custodian in
accordance with any of the provisions of this Agreement
(including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as
may arise from its negligence or bad faith.
E. CUSTODIAN MAY RESIGN; TRUST ADMINISTRATOR MAY REMOVE CUSTODIAN.
The Custodian may resign from the obligations and duties hereby
imposed upon it as such obligations and duties relate to its
acting as Custodian of the Mortgage Loans. Upon receiving such
notice of resignation, the Trust Administrator shall either take
custody of the Custodial Files itself and give prompt notice
thereof to the Seller, the Master Servicer and the Custodian or
promptly appoint a successor Custodian by written instrument, in
duplicate, one copy of which instrument shall be delivered to the
resigning Custodian and one copy to the successor Custodian. If
the Trust Administrator shall not have taken custody of the
Custodial Files and no successor Custodian shall have been so
appointed and have accepted resignation, the resigning Custodian
may petition any court of competent jurisdiction for the
appointment of a successor Custodian.
The Trust Administrator may remove the Custodian at any time. In such event, the
Trust Administrator shall appoint, or petition a court of competent jurisdiction
to appoint, a successor Custodian hereunder. Any successor Custodian shall be a
depository institution subject to supervision or examination by federal or state
authority and shall be able to satisfy the other requirements contained in
Section 3.7.
Any resignation or removal of the Custodian and appointment of a successor
Custodian pursuant to any of the provisions of this Section 3.5 shall become
effective upon acceptance of appointment by the successor Custodian. The Trust
Administrator shall give prompt notice to the Seller and the Master Servicer of
the appointment of any successor Custodian. No successor Custodian shall have
been appointed and accepted appointment by the Trust Administrator without the
prior approval of the Seller and the Master Servicer.
F. MERGER OR CONSOLIDATION OF CUSTODIAN. Any Person into which the
Custodian may be merged or converted or with which it may be
consolidated, or any Person resulting from any merger, conversion
or consolidation to which the Custodian shall be a party, or any
Person succeeding to the business of the Custodian, shall be the
successor of the Custodian hereunder, without the execution or
filing of any paper or any further act on the part of any of the
parties hereto, anything herein to the contrary notwithstanding.
G. REPRESENTATIONS OF THE CUSTODIAN. The Custodian hereby represents
that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital
and surplus of at least $10,000,000 and is qualified to do business
in the jurisdiction in which it will hold any Custodian File.
XVI.
MISCELLANEOUS PROVISIONS
A. NOTICES. All notices, requests, consents and demands and other
communications required under this Agreement or pursuant to any
other instrument or document delivered hereunder shall be in
writing and, unless otherwise specifically provided, may be
delivered personally, by telegram or telex, or by registered or
certified mail, postage prepaid, return receipt requested, at the
addresses specified on the signature page hereof (unless changed
by the particular party whose address is stated herein by similar
notice in writing), in which case the notice will be deemed
delivered when received.
B. AMENDMENTS. No modification or amendment of or supplement to this
Agreement shall be valid or effective unless the same is in
writing and signed by all parties hereto, and neither the Seller,
the Master Servicer nor the Trust Administrator shall enter into
any amendment hereof except as permitted by the Pooling and
Servicing Agreement. The Trust Administrator shall give prompt
notice to the Custodian of any amendment or supplement to the
Pooling and Servicing Agreement and furnish the Custodian with
written copies thereof.
C. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT MADE UNDER
THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND
ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF
NEW YORK.
D. RECORDATION OF AGREEMENT. To the extent permitted by applicable
law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or
other comparable jurisdictions in which any or all of the
properties subject to the Mortgages are situated, and in any
other appropriate public recording office or elsewhere, such
recordation to be effected by the Master Servicer and at its
expense on direction by the Trust Administrator, but only upon
direction accompanied by an Opinion of Counsel to the effect that
such recordation materially and beneficially affects the
interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
E. SEVERABILITY OF PROVISIONS. If any one or more of the covenants,
agreements, provisions or terms of this Agreement shall be for
any reason whatsoever held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from
the remaining covenants, agreements, provisions or terms of this
Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of
the Certificates or the rights of the holders thereof.
<PAGE>
IN WITNESS WHEREOF, this Agreement is executed as of the date first above
written.
Address: FIRST UNION NATIONAL BANK
230 South Tryon Street By:
----------------------------------
Charlotte, North Carolina, 28288 Name:
--------------------------------
Title:
-------------------------------
Address: NORWEST ASSET SECURITIES CORPORATION
7485 New Horizon Way By:
----------------------------------
Frederick, Maryland 21703 Name:
--------------------------------
Title:
-------------------------------
Address: NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
7485 New Horizon Way
Frederick, Maryland 21703 By:
----------------------------------
Name:
--------------------------------
Title:
-------------------------------
Address: [CUSTODIAN]
By:
----------------------------------
Name:
--------------------------------
Title:
-------------------------------
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ____ day of _________, 19__, before me, a notary public in and for the
State of ____________, personally appeared _______________, known to me who,
being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Norwest Asset
Securities Corporation a Delaware corporation, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said corporation.
----------------------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ____ day of _________, 19__, before me, a notary public in and for the
State of ____________, personally appeared _______________, known to me who,
being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Norwest Bank Minnesota,
National Association, a national banking association, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said corporation.
----------------------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ___ day of ________, 19__, before me, a notary public in and for the
State of ____________, personally appeared __________ _________, known to me
who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the ____________________ of First Union
National Bank, a national banking association, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said association.
----------------------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ____ day of ________, 19 , before me, a notary public in and for the
State of __________, personally appeared __________ __________, known to me who,
being by me duly sworn, did depose and say that he resides at
__________________________; that he is the _______________________ of
______________________, a _________________________, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said association.
----------------------------------------
Notary Public
[NOTARIAL SEAL]
<PAGE>
EXHIBIT F-1
[Schedule of Mortgage Loans Serviced by Norwest Mortgage]
NASCOR
NMI / 1999-02 Exhibit F-1
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix)
- ----- ----------------- ----- ------ -------- -------- -------- ---------- -------- --------- -----------
NET CUT-OFF
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED DATE
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY PRINCIPAL
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE BALANCE
- -------- ----------------- ----- ------ -------- -------- -------- --------- -------- -------- -----------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
6888420 PLYMOUTH MN 55442 PUD 7.250 6.500 $1,875.98 360 1-Sep-28 $274,134.11
6937463 CHICAGO IL 60605 LCO 7.375 6.500 $1,878.64 360 1-Sep-28 $271,164.44
6999653 PINEHURST NC 28374 SFD 7.375 6.500 $2,179.08 360 1-Sep-28 $314,530.83
6999654 HINGHAM MA 02043 SFD 7.250 6.500 $3,375.41 360 1-Apr-28 $491,240.90
6999656 LAFAYETTE CO 80026 SFD 7.000 6.500 $4,324.47 360 1-Oct-28 $648,239.87
7149173 LINO LAKES MN 55038 SFD 7.250 6.500 $2,510.41 360 1-Nov-28 $367,424.11
7180558 LAKE ELMO MN 55042 SFD 7.125 6.500 $2,290.65 360 1-Oct-28 $339,160.58
7191271 LAKEVILLA IL 60046 SFD 7.250 6.500 $2,602.50 360 1-Nov-28 $380,903.00
7213162 EDEN PRAIRIE MN 55347 PUD 7.625 6.500 $2,123.39 360 1-Nov-28 $299,564.34
7213365 MINNETONKA MN 55343 SFD 7.125 6.500 $1,730.11 360 1-Nov-28 $256,388.06
7233668 MINNETRISTA MN 55364 SFD 6.875 6.500 $2,036.48 360 1-Nov-28 $309,477.63
7237132 KILDEER IL 60047 PUD 7.125 6.500 $2,002.97 360 1-Nov-28 $296,823.09
7238685 EDINA MN 55424 SFD 7.250 6.500 $3,683.76 360 1-Oct-28 $538,728.57
7242003 PLYMOUTH MN 55442 SFD 7.500 6.500 $2,465.52 240 1-Oct-18 $304,381.49
7247255 EDEN PRAIRIE MN 55347 SFD 7.250 6.500 $2,387.62 360 1-Oct-28 $349,175.92
7247441 EDINA MN 55439 SFD 7.500 6.500 $1,824.95 360 1-Oct-28 $260,415.26
7271120 BRUCE TOWNSHIP MI 48065 SFD 7.500 6.500 $1,865.51 360 1-Dec-28 $266,601.99
7271453 MAHTOMEDI MN 55115 SFD 6.875 6.500 $1,609.48 360 1-Oct-28 $244,378.92
7276073 ZIMMERMAN MN 55398 SFD 7.250 6.500 $1,684.98 360 1-Oct-28 $246,236.41
7280218 INVERNESS IL 60067 SFD 7.000 6.500 $2,894.07 360 1-Nov-28 $428,073.99
7286022 LISLE IL 60532 PUD 7.250 6.500 $2,455.83 360 1-Nov-28 $359,385.65
7286654 RAMSEY MN 55303 SFD 7.375 6.500 $2,134.17 300 1-Nov-23 $291,318.74
7291594 CHICAGO IL 60618 SFD 7.125 6.500 $2,041.37 360 1-Nov-28 $302,513.94
7297167 BLAINE MN 55449 SFD 7.375 6.500 $2,099.66 360 1-Nov-28 $303,535.92
7309000 LINCOLNSHIRE IL 60069 SFD 7.375 6.500 $1,664.53 360 1-Dec-28 $240,816.62
7312443 PLYMOUTH MN 55441 SFD 7.000 6.500 $2,042.48 360 1-Nov-28 $306,495.24
7314271 SOUTH BARRINGTON IL 60010 SFD 7.250 6.500 $1,991.96 360 1-Nov-28 $291,040.02
7329880 PARK RIDGE IL 60068 SFD 7.125 6.500 $1,778.62 360 1-Nov-28 $263,576.51
7350579 MINNEAPOLIS MN 55403 PUD 7.000 6.500 $2,245.40 360 1-Nov-28 $336,945.09
7350685 CHANHASSEN MN 55317 SFD 6.875 6.500 $1,692.25 360 1-Dec-28 $257,383.58
7350728 GOLF IL 60029 SFD 6.875 6.500 $1,740.87 360 1-Dec-28 $264,777.36
7350735 PLYMOUTH MN 55446 SFD 7.250 6.500 $2,225.61 360 1-Nov-28 $325,739.43
7354243 BAYTOWN TOWNSHI MN 55082 SFD 7.500 6.500 $2,412.30 360 1-Nov-28 $344,385.67
7371310 MINNEAPOLIS MN 55406 SFD 7.500 6.500 $1,854.32 360 1-Dec-28 $265,003.18
7371631 BARRINGTON IL 60010 SFD 7.500 6.500 $3,020.61 360 1-Dec-28 $431,679.39
7374600 AFTON MN 55001 SFD 7.000 6.500 $2,245.40 360 1-Nov-28 $336,945.09
7380690 NAPERVILLE IL 60565 SFD 7.625 6.500 $3,928.26 360 1-Dec-28 $554,598.30
7384048 WILLOWS SPRINGS IL 60480 SFD 7.125 6.500 $1,920.10 360 1-Nov-28 $284,542.82
7385794 LINO LAKES MN 55038 SFD 7.250 6.500 $1,772.64 360 1-Nov-28 $259,443.35
7386952 ANDOVER MN 55304 SFD 7.125 6.500 $1,975.46 360 1-Nov-28 $292,746.64
7396683 BLOOMFIELD HILLS MI 48304 SFD 6.875 6.500 $1,740.87 360 1-Dec-28 $264,777.36
7409450 CLARKSVILLE MD 21029 SFD 6.875 6.500 $1,970.79 360 1-Dec-28 $299,747.96
7418231 GIBSONIA PA 15044 SFD 6.875 6.500 $2,709.83 360 1-Dec-28 $412,153.45
7465979 WHITE BEAR LAKE MN 55110 SFD 7.250 6.500 $2,128.39 360 1-Dec-28 $311,756.61
$14,488,351.43
COUNT: 44
</TABLE>
<TABLE>
<CAPTION>
(i) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- ------ ------- --------- -------- ----------- ----------- -----------
MORTGAGE MORTGAGE T.O.P. MASTER FIXED
LOAN INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER LTV SUBSIDY CODE FEE LOAN FEE YIELD
- -------- ------ ------- --------- -------- ----------- ----------- -----------
<S> <C> <C> <C> <C> <C> <C> <C>
6888420 69.10 0.250 0.017 0.483
6937463 87.80 0.250 0.017 0.608
6999653 85.27 01 0.250 0.017 0.608
6999654 70.69 0.250 0.017 0.483
6999656 50.00 0.250 0.017 0.233
7149173 80.00 0.250 0.017 0.483
7180558 77.17 0.250 0.017 0.358
7191271 78.82 0.250 0.017 0.483
7213162 47.66 0.250 0.017 0.858
7213365 79.75 0.250 0.017 0.358
7233668 68.13 0.250 0.017 0.108
7237132 55.06 0.250 0.017 0.358
7238685 80.00 0.250 0.017 0.483
7242003 73.75 0.250 0.017 0.733
7247255 74.00 0.250 0.017 0.483
7247441 75.65 0.250 0.017 0.733
7271120 78.24 0.250 0.017 0.733
7271453 64.47 0.250 0.017 0.108
7276073 82.33 24 0.250 0.017 0.483
7280218 79.09 0.250 0.017 0.233
7286022 80.00 0.250 0.017 0.483
7286654 76.84 0.250 0.017 0.608
7291594 68.86 0.250 0.017 0.358
7297167 83.29 01 0.250 0.017 0.608
7309000 71.94 0.250 0.017 0.608
7312443 79.74 0.250 0.017 0.233
7314271 50.34 0.250 0.017 0.483
7329880 75.00 0.250 0.017 0.358
7350579 90.00 13 0.250 0.017 0.233
7350685 80.00 0.250 0.017 0.108
7350728 56.99 0.250 0.017 0.108
7350735 75.00 0.250 0.017 0.483
7354243 70.12 0.250 0.017 0.733
7371310 64.37 0.250 0.017 0.733
7371631 80.00 0.250 0.017 0.733
7374600 72.58 0.250 0.017 0.233
7380690 76.55 0.250 0.017 0.858
7384048 74.03 0.250 0.017 0.358
7385794 75.76 0.250 0.017 0.483
7386952 95.00 13 0.250 0.017 0.358
7396683 50.96 0.250 0.017 0.108
7409450 65.36 0.250 0.017 0.108
7418231 75.00 0.250 0.017 0.108
7465979 80.00 0.250 0.017 0.483
COUNT:
WAC:
WAM:
WALTV:
</TABLE>
<PAGE>
EXHIBIT F-2
[Schedule of Mortgage Loans Serviced by Other Servicers]
NASCOR
NMI / 1999-02 Exhibit F-2
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii)
- ----- --------------------------- ----- ----- -------- -------- -------- ---------- --------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY
- -------- ---------------------------- ------ ----- -------- -------- -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
4511693 NORTH HANOVER NJ 08562 SFD 7.500 6.500 $1,602.60 360
4537280 WOODBRIDGE VA 22192 SFD 8.000 6.500 $2,291.91 360
4737504 MANALAPAN NJ 07726 SFD 7.125 6.500 $1,697.10 360
4738540 FREDERICKSBURG TX 78624 SFD 7.500 6.500 $3,349.24 360
4744628 WALL NJ 07719 SFD 7.000 6.500 $1,796.32 360
4755697 WEST WHITELAND TOWNSHIP PA 19380 SFD 7.500 6.500 $1,941.72 360
4765551 ALEXANDRIA VA 22315 SFD 6.875 6.500 $1,735.28 360
4778945 WASHINGTON UT 84780 SFD 7.375 6.500 $ 621.61 360
4783440 SAVAGE MN 55378 SFD 7.250 6.500 $1,767.86 360
4784995 VENICE CA 90291 SFD 7.500 6.500 $3,342.25 360
4787281 FRANKLIN NJ 08873 SFD 7.000 6.500 $1,644.30 360
4791097 MARLBORO TOWNSHIP NJ 07746 SFD 7.125 6.500 $1,728.09 360
4794132 MANSFIELD MA 02048 SFD 7.375 6.500 $2,103.85 240
4796312 CHAPPAQUA NY 10514 SFD 7.450 6.500 $2,400.49 360
4796634 CHATHAM NJ 07928 SFD 6.750 6.483 $2,756.55 360
4800050 LEBANON NJ 08833 SFD 7.500 6.500 $2,439.56 360
4804080 NEW YORK NY 10021 HCO 7.250 6.500 $1,903.28 360
4812868 LADUE MO 63124 SFD 7.375 6.500 $3,004.44 360
4813102 HERMOSA BEACH CA 90254 SFD 7.375 6.500 $4,696.60 360
4813356 AUSTIN TX 78750 SFD 7.250 6.500 $2,182.97 360
4813838 ELMHURST NY 11373 MF2 7.250 6.500 $1,528.08 360
4815935 LIVINGSTON MT 59047 SFD 7.875 6.500 $2,283.97 360
4819142 MOUNTAIN LAKES BOROUGH NJ 07046 SFD 7.375 6.500 $2,293.05 360
4820657 SYOSSET NY 11791 SFD 7.500 6.500 $3,279.32 360
4824228 SOUTHLAKE TX 76092 SFD 7.375 6.500 $1,839.96 360
4824319 NEWTOWN CT 06470 SFD 7.250 6.500 $1,718.75 360
4824787 PLAINSBORO TOWNSHIP NJ 08512 SFD 7.250 6.500 $1,800.95 360
4828474 UPTON MA 01568 SFD 7.000 6.500 $ 661.98 360
4828751 ATLANTA GA 30327 SFD 7.500 6.500 $3,482.79 360
4829188 GILROY CA 95020 SFD 7.250 6.500 $1,697.26 360
4830885 SAYVILLE NY 11782 SFD 7.250 6.500 $1,906.69 360
4832230 CORPUS CHRISTI TX 78414 SFD 7.125 6.500 $1,713.27 360
4832607 MORRIS PLAINS BOROUGH NJ 07950 SFD 7.250 6.500 $2,106.57 360
4835806 RICHMOND OH 45157 SFD 7.375 6.500 $2,293.04 360
4839250 NORTHVILLE MI 48167 SFD 7.250 6.500 $4,093.06 360
4840109 FREEHOLD NJ 07728 SFD 7.250 6.500 $1,950.69 360
4840456 SANTA CLARA CA 95050 SFD 7.250 6.500 $1,991.96 360
4842193 BRADENTON FL 34202 SFD 6.750 6.483 $1,945.80 360
4842491 MONTVALE NJ 07645 SFD 7.125 6.500 $2,223.28 360
4844500 MILLBRAE CA 94030 SFD 7.250 6.500 $3,138.02 360
4845555 LANDENBERG PA 19350 SFD 7.375 6.500 $2,928.46 360
4849151 NEW YORK NY 10024 MF2 7.625 6.500 $8,493.53 360
4851870 HANOVER MA 02339 SFD 7.625 6.500 $1,748.26 360
4854510 LARCHMONT NY 10538 SFD 7.500 6.500 $1,910.26 360
4855120 LEAWOOD KS 66224 SFD 7.375 6.500 $3,187.47 360
4856401 LOS ALTOS CA 94022 SFD 7.250 6.500 $3,206.23 360
4857179 BERKELEY HEIGHTS TWP. NJ 07922 SFD 6.750 6.483 $1,738.25 360
4859370 ARDESLEY NY 10502 SFD 6.750 6.483 $1,639.66 360
4859614 HERNDON VA 20171 SFD 6.875 6.500 $2,272.98 360
4860027 SAN DIEGO CA 92130 LCO 6.875 6.500 $1,313.86 360
4861621 LOS ANGELES CA 91364 SFD 7.125 6.500 $3,233.85 360
4862644 MARCO ISLAND FL 34145 HCO 7.375 6.500 $1,795.76 360
4862869 LOS ALTOS CA 94022 SFD 7.125 6.500 $4,284.85 360
4863092 OLD WESTBURY NY 11568 SFD 7.125 6.500 $3,341.65 360
4863620 CALABASAS CA 91302 SFD 7.500 6.500 $3,216.39 360
4864571 LOS ALTOS CA 94022 SFD 7.375 6.500 $6,886.04 360
4864813 NEW YORK NY 10024 COP 6.875 6.500 $2,424.07 360
4864868 CARMEL IN 46032 SFD 7.125 6.500 $2,003.64 360
4865265 WEST ORANGE NJ 07052 SFD 7.375 6.500 $2,035.15 360
4865673 PLYMOUTH MI 48170 SFD 7.250 6.500 $1,773.66 360
4865710 NORTHRIDGE CA 91326 SFD 7.250 6.500 $1,771.28 360
4865830 SANTA CLARA CA 95051 SFD 7.250 6.500 $1,937.39 360
4865885 TIBURON CA 94920 LCO 7.125 6.500 $1,819.05 360
4866584 AMENIA NY 12501 SFD 7.250 6.500 $2,268.24 360
4866772 HIGHLAND MD 20777 SFD 7.375 6.500 $3,280.71 360
4867178 SAN JOSE CA 95135 SFD 7.125 6.500 $2,599.88 360
4868494 LOS ALTOS CA 94024 SFD 7.000 6.500 $2,461.62 360
4869347 JACKSONVILLE FL 32257 SFD 7.125 6.500 $2,075.06 360
4870159 TINTON FALLS NJ 07724 SFD 6.875 6.500 $1,708.02 360
4871085 BEAVERCREEK OH 45430 SFD 7.125 6.500 $1,650.61 360
4871103 LOS GATOS CA 95032 SFD 7.375 6.500 $1,893.14 360
4871176 ORINDA CA 94563 SFD 7.125 6.500 $4,315.85 360
4872033 BEVERLY MA 01915 SFD 7.375 6.500 $2,002.96 360
4872045 IPSWICH MA 01928 SFD 7.375 6.500 $2,106.56 360
4873243 PEORIA IL 61615 SFD 7.250 6.500 $2,367.79 360
4873266 CONYERS GA 30207 SFD 7.250 6.500 $2,202.07 360
4873302 SAN JOSE CA 95120 SFD 7.375 6.500 $2,624.57 360
4873827 ROSE TOWNSHIP MI 48442 SFD 7.500 6.500 $1,713.08 360
4873947 CORTLANDT MANOR NY 10566 SFD 7.000 6.500 $1,995.91 360
4874132 CARPINTERIA CA 93013 SFD 6.750 6.483 $3,331.20 360
4874311 STUDIO CITY CA 91604 SFD 7.375 6.500 $5,162.80 360
4875164 LUTHERVILLE MD 21093 SFD 7.375 6.500 $2,666.70 360
4875190 FOSTER CITY CA 94404 SFD 7.375 6.500 $2,900.84 360
4875240 MOUNTAIN LAKES NJ 07046 SFD 7.375 6.500 $1,768.13 360
4875269 SANTA MONICA CA 90402 SFD 6.875 6.500 $3,176.25 360
4875609 MASON OH 45040 SFD 7.000 6.500 $1,649.96 360
4875724 SAN JOSE CA 95125 SFD 7.375 6.500 $2,175.63 360
4875873 CHAPPAQUA NY 10514 SFD 6.750 6.483 $2,332.36 360
4875892 DUBLIN OH 43017 SFD 7.000 6.500 $1,623.34 360
4876958 FREDERICKSBURG VA 22407 SFD 6.875 6.500 $1,970.79 360
4877260 LOS ANGELES CA 90034 SFD 7.875 6.500 $2,936.54 360
4877305 GLEN ROCK NJ 07452 SFD 7.250 6.500 $2,583.75 360
4877483 GREEN COVE SPRINGS FL 32043 SFD 7.250 6.500 $2,129.08 360
4878266 HIGHLAND VILLAGE TX 75067 SFD 7.125 6.500 $1,920.10 360
4878348 BROOKLYN NY 11201 HCO 7.250 6.500 $3,069.80 360
4878902 CONCORD CA 94521 SFD 6.750 6.483 $1,670.79 360
4879105 HOUSTON TX 77098 SFD 7.500 6.500 $1,756.78 360
4879361 MILLERSVILLE MD 21108 SFD 7.000 6.500 $1,936.70 360
4879411 GLENDALE CA 91208 SFD 7.000 6.500 $1,756.40 360
4879950 METAIRIE LA 70001 SFD 7.250 6.500 $1,719.09 360
4880051 MIDDLETON MA 01949 SFD 7.250 6.500 $1,800.95 360
4880104 MURPHYS CA 95247 SFD 7.000 6.500 $1,995.91 360
4880354 DANVILLE CA 94526 SFD 7.250 6.500 $3,240.34 360
4880679 WOODLAND HILLS CA 91367 SFD 7.000 6.500 $1,896.12 360
4881171 SHREWSBURY MA 01545 SFD 7.125 6.500 $2,694.88 360
4881446 MOHAVE VALLEY AZ 86440 SFD 7.250 6.500 $2,046.53 360
4881809 SCARSDALE NY 10583 SFD 7.250 6.500 $4,434.15 360
4882222 HILLSBOROUGH CA 94010 SFD 7.375 6.500 $4,793.29 360
4882294 SAN DIEGO CA 92109 SFD 7.300 6.500 $2,365.22 360
4882307 SAN CARLOS CA 94070 SFD 7.125 6.500 $3,173.21 360
4882508 SACRAMENTO CA 95864 SFD 7.350 6.500 $1,736.21 360
4882676 SARATOGA CA 95070 SFD 7.125 6.500 $2,694.88 360
4882893 BEXLEY OH 43209 SFD 7.000 6.500 $1,783.01 360
4882895 CLIFTON VA 20124 SFD 7.250 6.500 $1,859.62 360
4883004 BAILEY CO 80421 SFD 7.125 6.500 $1,724.72 360
4883058 MANHATTAN BEACH CA 90266 SFD 7.125 6.500 $2,324.33 360
4883196 OLD TAPPAN NJ 07675 SFD 6.875 6.500 $3,645.96 360
4883240 MARBLE FALLS TX 78654 SFD 6.875 6.500 $1,842.69 360
4883265 CARMEL IN 46033 SFD 7.125 6.500 $1,642.19 360
4883409 CARMEL IN 46033 SFD 7.250 6.500 $1,944.21 360
4883416 CINCINNATI OH 45249 SFD 7.125 6.500 $2,506.24 360
4883647 SAN JOSE CA 95112 SFD 7.250 6.500 $2,721.89 360
4883913 WASHINGTON DC 20008 SFD 7.375 6.500 $2,244.70 360
4883960 BOROUGH OF SADDLE RIVER NJ 07458 SFD 7.250 6.500 $2,046.53 360
4884223 PLEASANTON CA 94588 SFD 7.500 6.500 $2,167.57 360
4884591 SAN RAMON CA 94583 SFD 7.250 6.500 $1,848.70 360
4884777 SAN JOSE CA 95120 SFD 7.375 6.500 $2,112.09 360
4884971 DALLAS TX 75204 SFD 7.000 6.500 $1,872.83 360
4885262 FREEHOLD NJ 07828 SFD 7.250 6.500 $1,744.67 360
4885265 SAN PEDRO CA 90732 SFD 7.150 6.500 $1,715.54 360
4885296 OLYMPIA WA 98506 SFD 7.000 6.500 $2,255.38 360
4885324 LAKE QUIVIRA KS 66106 SFD 7.000 6.500 $2,169.56 360
4885374 SARATOGA CA 95070 SFD 7.250 6.500 $2,616.15 360
4885427 SAN FRANCISCO CA 94116 SFD 7.250 6.500 $1,865.75 360
4885555 OAKLAND CA 94602 SFD 7.250 6.500 $1,882.81 360
4885607 FOXBORO MA 02035 SFD 6.875 6.500 $2,476.63 360
4885909 HARTFORD WI 53029 SFD 7.125 6.500 $1,798.83 360
4885959 FREMONT CA 94539 SFD 7.125 6.500 $1,886.42 360
4885980 CARLSBAD CA 92008 SFD 6.750 6.483 $2,046.98 360
4886002 SAN JOSE CA 95123 SFD 7.450 6.500 $1,704.70 360
4886199 PLEASANTON CA 94566 SFD 7.250 6.500 $1,930.56 360
4886284 OAKLAND CA 94618 SFD 7.375 6.500 $1,864.83 360
4886375 LEXINGTON MA 02173 SFD 7.250 6.500 $3,240.34 360
4886401 ELLICOTT CITY MD 21042 SFD 6.875 6.500 $2,299.25 360
4886415 ALAMEDA CA 94502 SFD 6.875 6.500 $1,819.70 360
4886456 STONE MOUNTAIN GA 30083 SFD 6.875 6.500 $1,905.10 360
4886702 SAN MATEO CA 94403 SFD 7.500 6.500 $1,803.98 360
4886786 FULLERTON CA 92831 SFD 7.375 6.500 $2,120.38 360
4886792 MILPITAS CA 95035 SFD 7.375 6.500 $1,795.76 360
4886838 ORINDA CA 94563 SFD 7.375 6.500 $1,911.10 360
4886880 FRELINGHUYSEN NJ 07860 SFD 7.375 6.500 $2,154.91 360
4886976 BARRINGTON IL 60010 SFD 6.875 6.500 $2,187.57 360
4887609 DEL MAR CA 92014 SFD 7.500 6.500 $3,216.39 360
4887801 SAN FRANCISCO CA 94114 SFD 7.000 6.500 $2,528.15 360
4887836 HUNTINGTON BEACH CA 92648 SFD 7.250 6.500 $2,694.60 360
4887987 PALO ALTO CA 94303 SFD 6.875 6.500 $1,974.08 360
4888009 SAN RAYMON CA 94583 SFD 7.000 6.500 $2,281.99 360
4888021 MISSION VIEJO CA 92692 SFD 7.250 6.500 $1,944.21 360
4888181 LOS ANGELES CA 90064 SFD 7.375 6.500 $2,990.63 360
4888287 SEARINGTOWN NY 11507 SFD 6.875 6.500 $2,075.90 360
4888397 CRYSTAL LAKE IL 60014 SFD 7.500 6.500 $1,768.31 360
4888715 UNICORPORATED AREA OF TRA CA 92679 SFD 6.750 6.483 $2,020.38 360
4888795 PONTE VEDRA BEACH FL 32082 SFD 6.750 6.483 $1,799.54 360
4888796 ORANGE CA 92869 SFD 7.375 6.500 $2,313.77 360
4888944 NORTH WALES PA 19454 SFD 7.000 6.500 $2,288.65 360
4889075 POTOMAC MD 20854 SFD 6.750 6.483 $2,075.51 360
4889111 GREAT NECK NY 11021 SFD 6.875 6.500 $2,332.10 360
4889187 PLEASANTON CA 94566 SFD 7.125 6.500 $2,934.72 360
4889396 TULSA OK 74137 SFD 7.125 6.500 $2,792.56 360
4889503 SAN JOSE CA 95120 SFD 7.250 6.500 $2,408.09 360
4889540 BURLINGAME CA 94010 SFD 7.375 6.500 $2,500.25 360
4889547 SCARSDALE NY 10583 SFD 6.875 6.500 $1,797.36 360
4889584 EDINA MN 55424 SFD 7.250 6.500 $1,991.95 360
4889647 LIVERMORE CA 94550 SFD 7.250 6.500 $3,028.87 360
4889670 SAN JOSE CA 95129 SFD 7.125 6.500 $1,714.28 360
4889774 CAPE GIRARDEAU MO 63701 SFD 7.000 6.500 $2,128.97 360
4889845 MANHATTAN BEACH CA 90266 SFD 7.000 6.500 $3,858.76 360
4889921 BLOOMINGTON IL 61701 SFD 7.125 6.500 $1,819.05 360
4889977 FRANKLIN KY 42134 SFD 7.250 6.500 $1,678.15 360
4890065 LOS ANGELES CA 90049 SFD 7.000 6.500 $6,300.42 360
4890175 MISSION HILLS KS 66208 SFD 7.000 6.500 $3,725.69 360
4890176 SAN RAMON CA 94583 SFD 7.250 6.500 $3,249.21 360
4890183 TACOMA WA 98445 SFD 7.125 6.500 $2,096.95 360
4890227 MANHATTAN BEACH CA 90266 SFD 7.000 6.500 $3,093.66 360
4890383 FORT SALONGA NY 11768 SFD 7.000 6.500 $1,663.26 360
4890390 WOODBURY NY 11797 SFD 6.625 6.358 $2,561.24 360
4890395 FRISCO TX 75034 SFD 7.125 6.500 $1,988.82 360
4890436 SANDY UT 84093 SFD 6.875 6.500 $2,167.87 360
4890548 VILLA PARK CA 92861 SFD 7.250 6.500 $1,897.81 360
4890644 MANHASSET NY 11030 SFD 6.875 6.500 $3,481.72 360
4890676 WILLIAMSBURG MI 49690 SFD 7.125 6.500 $4,467.77 360
4890683 FRANKLIN MA 02038 SFD 6.625 6.358 $1,689.79 360
4890743 STILLWATER MN 55082 SFD 6.875 6.500 $3,494.86 360
4890854 SONOMA CA 95476 SFD 7.500 6.500 $2,726.94 360
4890871 PALO ALTO CA 94301 SFD 6.875 6.500 $4,270.04 360
4890883 LOS ALTOS CA 94022 SFD 7.125 6.500 $3,103.15 360
4890982 ROCKVILLE MD 20850 SFD 6.500 6.233 $1,896.21 360
4891119 CARMEL IN 46033 SFD 7.250 6.500 $1,712.27 360
4891249 CINCINNATI OH 45208 SFD 7.250 6.500 $1,828.23 360
4891523 CUPERTINO CA 95014 SFD 7.500 6.500 $2,796.86 360
4891751 DANA POINT CA 92629 SFD 7.000 6.500 $1,896.12 360
4891900 ST. LOUIS MO 63146 SFD 6.875 6.500 $1,822.98 360
4891938 SAN RAMON CA 94583 SFD 7.250 6.500 $2,387.62 360
4891945 DANVILLE CA 94526 SFD 7.250 6.500 $2,080.64 360
4892087 SAUSALITO CA 94965 SFD 6.875 6.500 $2,604.73 360
4892094 NOVATO CA 94947 SFD 7.250 6.500 $1,719.09 360
4892138 NORWOOD NJ 07648 SFD 7.000 6.500 $1,753.07 360
4892170 SCOTTS VALLEY CA 95066 SFD 7.125 6.500 $1,960.53 360
4892194 COLCHESTER CT 06415 SFD 6.875 6.500 $2,069.33 360
4892227 CORONA DEL MAR CA 92625 SFD 7.375 6.500 $1,929.75 360
4892312 CARLISLE MA 01741 SFD 7.000 6.500 $1,982.61 360
4892324 LOS ANGELES CA 90049 SFD 7.125 6.500 $3,139.53 360
4892400 LOS GATOS CA 95032 SFD 7.000 6.500 $2,927.34 360
4892549 MOUNTAIN VIEW CA 94041 SFD 7.000 6.500 $2,671.86 360
4892827 CONCORD CA 94521 SFD 7.375 6.500 $1,788.85 360
4892860 CASTRO VALLEY CA 94552 SFD 7.125 6.500 $1,724.72 360
4892897 BRENTWOOD TN 37027 SFD 7.000 6.500 $2,132.96 360
4892919 DUXBURY MA 02332 SFD 6.500 6.233 $2,035.26 360
4892950 WESTPORT CT 06880 SFD 6.750 6.483 $1,978.22 360
4893040 BURLINGAME CA 94010 SFD 6.750 6.483 $2,075.52 360
4893071 CAPE GIRARDEAU MO 63701 SFD 6.875 6.500 $2,128.45 360
4893126 WYCKOFF NJ 07481 SFD 6.750 6.483 $2,146.86 360
4893169 PINECREST FL 33156 SFD 7.000 6.500 $1,663.26 360
4893197 WASHINGTON NJ 07853 SFD 7.125 6.500 $2,748.78 360
4893253 LOS ALTOS CA 94024 SFD 6.875 6.500 $2,562.03 360
4893391 REDONDO BEACH CA 90277 LCO 6.875 6.500 $1,744.80 360
4893486 MANASSAS VA 20112 SFD 7.250 6.500 $1,719.08 360
4893608 LEAWOOD KS 66224 SFD 6.875 6.500 $1,660.82 360
4893659 WOODLAND HILLS CA 91367 SFD 6.875 6.500 $1,687.00 360
4893677 MISSION VIEJO CA 92692 SFD 6.875 6.500 $1,778.97 360
4893696 MANHATTAN BEACH CA 90266 SFD 7.250 6.500 $2,353.51 360
4893724 MERRILLVILLE IN 46410 SFD 6.875 6.500 $1,642.33 360
4893735 IOWA CITY IA 52246 SFD 7.250 6.500 $2,455.83 360
4893794 ORANGE CA 92867 PUD 7.375 6.500 $3,108.04 360
4893949 TIBURON CA 94920 SFD 7.500 6.500 $3,356.23 360
4893958 SAN FRANCISCO CA 94118 LCO 7.250 6.500 $2,919.72 360
4893959 KENTFIELD CA 94904 SFD 7.375 6.500 $2,719.54 360
4894052 WOODBURY NY 11797 SFD 6.875 6.500 $3,383.19 360
4894131 PLEASANTON CA 94566 SFD 7.125 6.500 $3,159.74 360
4894152 PALO ALTO CA 94306 SFD 7.000 6.500 $3,745.66 360
4894178 SAN FRANCISCO CA 94127 SFD 7.250 6.500 $2,455.84 360
4894179 REDWOOD CITY CA 94062 SFD 7.125 6.500 $1,980.74 360
4894246 AUSTIN TX 78746 SFD 6.750 6.483 $1,595.56 360
4894483 DANVILLE CA 94506 SFD 7.125 6.500 $2,122.22 360
4894517 BASKING RIDGE NJ 07920 SFD 6.875 6.500 $1,895.24 360
4894533 INDIANAPOLIS IN 46256 SFD 6.875 6.500 $2,463.48 360
4894560 BRIARCLIFF MANOR NY 10510 SFD 7.250 6.500 $4,195.39 360
4894567 MOORESTOWN NJ 08057 SFD 7.250 6.500 $2,346.69 360
4894603 SAN JOSE CA 95134 SFD 7.125 6.500 $1,691.71 360
4894647 LEXINGTON MA 02173 SFD 7.125 6.500 $3,301.23 360
4894691 STUDIO CITY CA 91604 SFD 7.125 6.500 $2,620.77 360
4894775 SAN FRANCISCO CA 94131 SFD 7.000 6.500 $1,693.87 360
4894778 DARIEN CT 06820 SFD 6.500 6.233 $1,959.42 360
4894872 BELMONT CA 94002 SFD 7.000 6.500 $1,896.12 360
4894882 PALO ALTO CA 94301 SFD 7.000 6.500 $3,326.52 360
4894924 CUPERTINO CA 95014 SFD 7.000 6.500 $2,128.97 360
4894926 WASHINGTON DC 20036 SFD 6.875 6.500 $2,207.29 360
4894935 OMAHA NE 68164 SFD 6.875 6.500 $1,773.71 360
4895038 HUNTSVILLE UT 84317 SFD 6.875 6.500 $1,671.23 360
4895042 BROOKEVILLE MD 20833 SFD 7.125 6.500 $2,526.45 360
4895057 CARMICHAEL CA 95608 SFD 7.000 6.500 $2,022.52 360
4895064 ARGYLE TX 76226 SFD 7.000 6.500 $2,214.80 360
4895067 BALTIMORE MD 21220 SFD 7.125 6.500 $2,041.37 360
4895082 GREENWOOD IN 46143 SFD 7.000 6.500 $2,004.22 355
4895191 FORT MITCHELL KY 41017 SFD 7.000 6.500 $1,962.64 360
4895198 CARMEL IN 46033 SFD 6.750 6.483 $1,971.74 360
4895260 MENDOTA HEIGHTS MN 55118 SFD 6.875 6.500 $1,760.57 360
4895426 PETALUMA CA 94954 SFD 7.125 6.500 $1,953.79 360
4895437 CLAYTON CA 94517 SFD 7.125 6.500 $2,048.11 360
4895448 FREMONT CA 94539 SFD 7.125 6.500 $2,034.63 360
4895464 HAYWARD CA 94542 SFD 7.375 6.500 $1,769.51 360
4895522 NORTH HOLLYWOOD CA 91602 SFD 6.875 6.500 $4,204.35 360
4895540 SOUTHBOROUGH MA 01772 SFD 6.625 6.358 $3,021.76 360
4895553 WOODLAND HILLS CA 91364 SFD 6.500 6.233 $3,887.22 360
4895690 SAN MATEO CA 94402 SFD 7.000 6.500 $4,124.88 360
4895816 DANVILLE CA 94506 SFD 7.125 6.500 $2,352.29 360
4895922 LOS GATOS CA 95030 SFD 7.125 6.500 $3,429.23 360
4895951 COLLIERVILLE TN 38017 SFD 7.000 6.500 $2,461.62 360
4895997 LAGUNA NIGUEL CA 92677 SFD 6.625 6.358 $2,148.25 360
4896012 PLEASANTON CA 94566 SFD 7.125 6.500 $2,425.39 360
4896019 HENDERSONVILLE TN 37075 SFD 6.875 6.500 $1,757.28 360
4896053 COURTLAND MANOR NY 10566 SFD 6.875 6.500 $1,821.01 360
4896067 STEVENSON RANCH CA 91381 SFD 6.875 6.500 $1,859.44 360
4896078 AURORA CO 80015 SFD 6.875 6.500 $1,624.92 360
4896097 EVANSTON WY 82930 SFD 7.000 6.500 $1,676.57 360
4896121 IRVINE CA 92620 SFD 6.875 6.500 $1,815.75 360
4896133 SARATOGA CA 95070 SFD 7.000 6.500 $3,166.84 360
4896161 STAMFORD CT 06906 SFD 7.250 6.500 $1,991.96 360
4896204 SAN JOSE CA 95120 SFD 7.250 6.500 $2,387.62 360
4896218 SAN FRANCISCO CA 94121 SFD 7.000 6.500 $2,395.09 360
4896236 LIVERMORE CA 94550 SFD 7.375 6.500 $1,871.73 360
4896246 LANSDALE PA 19446 SFD 7.250 6.500 $1,766.84 360
4896350 LOS ANGELES CA 90036 SFD 6.875 6.500 $1,616.05 360
4896430 SHERBORN MA 01770 SFD 7.125 6.500 $1,852.73 360
4896449 SAN DIEGO CA 92130 SFD 7.625 6.500 $1,797.80 360
4896602 PIEDMONT CA 94611 SFD 7.000 6.500 $2,661.21 360
4896631 PORTOLA VALLEY CA 94028 SFD 7.250 6.500 $3,751.97 360
4896794 PACIFIC PALISADES CA 90272 SFD 7.125 6.500 $2,647.72 360
4896815 LOS ANGELES CA 90064 SFD 7.125 6.500 $2,762.25 360
4896923 PIEDMONT CA 94618 SFD 6.875 6.500 $3,547.42 360
4896991 SAN FRANCISCO CA 94117 LCO 7.125 6.500 $2,165.00 360
4896992 SAN FRANCISCO CA 94127 SFD 7.250 6.500 $1,678.16 360
4896995 SAN FRANCISCO CA 94115 LCO 7.250 6.500 $2,210.26 360
4897004 BURLINGAME CA 94010 SFD 6.875 6.500 $2,326.85 360
4897011 SAN JOSE CA 95113 SFD 7.000 6.500 $1,962.65 360
4897041 ALAMEDA CA 94502 SFD 6.750 6.483 $2,360.90 360
4897042 SAN RAMON CA 94583 SFD 6.750 6.483 $1,893.91 360
4897051 SAN FRANCISCO CA 94118 SFD 7.125 6.500 $5,046.16 360
4897052 MILL VALLEY CA 94941 SFD 7.000 6.500 $3,087.01 360
4897068 NOVATO CA 94947 SFD 7.125 6.500 $2,534.53 360
4897078 SAN JOSE CA 95127 SFD 7.125 6.500 $1,872.94 360
4897160 MURPHYS CA 95247 SFD 7.125 6.500 $ 794.99 360
4897164 NOVATO CA 94949 SFD 7.125 6.500 $2,331.07 360
4897170 SAN FRANCISCO CA 94131 SFD 7.250 6.500 $1,957.85 360
4897182 OAKLAND CA 94602 SFD 7.125 6.500 $2,155.90 360
4897184 LAFAYETTE CA 94549 SFD 7.000 6.500 $2,586.04 360
4897193 SUNNYVALE CA 94086 SFD 7.125 6.500 $1,684.30 360
4897198 BELVEDERE CA 94920 SFD 7.000 6.500 $4,281.89 360
4897296 HOFFMAN ESTATES IL 60192 SFD 6.625 6.358 $1,662.57 360
4897356 FREMONT CA 94539 SFD 6.750 6.483 $3,048.42 360
4897370 WALNUT CREEK CA 94596 SFD 7.125 6.500 $2,560.14 360
4897382 SAUSALITO CA 94965 SFD 7.125 6.500 $2,799.98 360
4897395 SCOTTS VALLEY CA 95066 SFD 6.875 6.500 $3,941.58 360
4897410 DANVILLE CA 94506 SFD 6.750 6.483 $3,859.16 360
4897502 SAN ANSELMO CA 94960 SFD 7.000 6.500 $3,592.64 360
4897539 SUNNYVALE CA 94087 SFD 7.125 6.500 $2,176.12 360
4897571 SAN JOSE CA 95123 SFD 7.625 6.500 $1,769.49 360
4897652 LAFAYETTE CA 94549 SFD 7.000 6.500 $1,995.91 360
4897688 SAN FRANCISCO CA 94117 SFD 7.000 6.500 $3,512.80 360
4897722 CORTE MADERA CA 94925 SFD 7.000 6.500 $2,987.21 360
4897759 SAN CARLOS CA 94070 SFD 7.250 6.500 $4,093.06 360
4897764 MILL VALLEY CA 94941 SFD 7.125 6.500 $2,694.88 360
4897777 BELVEDERE CA 94920 SFD 7.000 6.500 $4,011.78 360
4897830 SAN FRANCISCO CA 94123 LCO 7.125 6.500 $1,717.99 360
4897833 ALAMEDA CA 94501 SFD 7.375 6.500 $2,141.10 360
4897863 FREMONT CA 94539 SFD 6.875 6.500 $2,943.05 360
4897881 KIRKLAND WA 98034 SFD 7.000 6.500 $2,973.90 360
4897892 SAN JOSE CA 95136 SFD 7.250 6.500 $1,735.46 360
4897905 LOS ALTOS CA 94022 SFD 7.000 6.500 $2,328.56 360
4897909 HARTSDALE NY 10530 SFD 6.875 6.500 $3,816.76 360
4897967 BROOKLYN NY 11235 SFD 7.500 6.500 $3,110.81 360
4897985 DANVILLE CA 94526 SFD 7.125 6.500 $1,832.52 360
4897988 SAN JOSE CA 95120 SFD 7.125 6.500 $2,870.05 360
4897994 SAN FRANCISCO CA 94117 SFD 7.375 6.500 $1,933.90 360
4897998 PIEDMONT CA 94611 SFD 7.000 6.500 $2,993.87 360
4898017 WOODSIDE CA 94062 SFD 7.125 6.500 $2,358.02 360
4898018 TIBURON CA 94920 SFD 6.875 6.500 $2,877.35 360
4898023 ALAMO CA 94507 SFD 7.000 6.500 $2,880.76 360
4898031 SANTA CRUZ CA 95066 SFD 7.000 6.500 $1,822.93 360
4898038 MILPITAS CA 95035 SFD 7.125 6.500 $2,048.11 360
4898078 SAN RAFAEL CA 94901 SFD 7.125 6.500 $1,781.32 360
4898089 SARATOGA CA 95070 SFD 6.875 6.500 $3,245.23 360
4898106 ORINDA CA 94563 SFD 7.125 6.500 $3,072.16 360
4898111 SAN RAFAEL CA 94901 SFD 7.000 6.500 $2,395.09 360
4898118 LAFAYETTE CA 94549 SFD 7.125 6.500 $2,492.76 360
4898129 SUNNYVALE CA 94087 SFD 7.000 6.500 $2,446.32 360
4898131 LOS GATOS CA 95032 SFD 7.125 6.500 $2,371.49 360
4898167 SARATOGA CA 95070 SFD 6.875 6.500 $4,270.04 360
4898173 SAN RAMON CA 94583 SFD 7.250 6.500 $1,814.59 360
4898177 SAN FRANCISCO CA 94118 LCO 7.125 6.500 $2,243.49 360
4898195 MILLBRAE CA 94030 SFD 7.250 6.500 $1,684.98 360
4898203 MORAGA CA 94536 SFD 7.125 6.500 $2,546.66 360
4898225 SAN RAFAEL CA 94901 SFD 7.125 6.500 $2,795.94 360
4898235 SAN JOSE CA 95120 SFD 7.000 6.500 $2,328.56 360
4898236 MILL VALLEY CA 94941 SFD 7.250 6.500 $2,967.47 360
4898244 LOS ALTOS CA 94024 SFD 6.875 6.500 $2,108.75 360
4898256 SAN FRANCISCO CA 94127 SFD 7.125 6.500 $4,286.20 360
4898258 DANVILLE CA 94506 SFD 6.875 6.500 $3,071.80 360
4898266 LOS ALTOS CA 94024 SFD 7.000 6.500 $2,743.71 360
4898293 ORINDA CA 94563 SFD 7.000 6.500 $2,351.85 360
4898315 SAN CARLOS CA 94070 SFD 6.875 6.500 $3,908.73 360
4898355 JAMUL CA 91935 SFD 7.000 6.500 $3,991.82 360
4898357 SUNNYVALE CA 94087 SFD 7.000 6.500 $2,993.87 360
4898367 PALO ALTO CA 94303 SFD 7.000 6.500 $2,501.54 360
4898374 FREMONT CA 94539 SFD 6.875 6.500 $2,023.35 360
4898384 SAN FRANCISCO CA 94114 SFD 7.125 6.500 $2,998.05 360
4898395 BURLINGAME CA 94010 SFD 7.250 6.500 $1,896.46 360
4898406 LOS GATOS CA 95030 SFD 7.000 6.500 $3,422.99 360
4898416 LAFAYETTE CA 94549 SFD 6.750 6.483 $6,258.98 360
4898418 PLANO TX 76093 SFD 7.250 6.500 $4,433.80 360
4898430 FREMONT CA 94539 SFD 7.000 6.500 $1,995.91 360
4898437 FREMONT CA 94539 SFD 7.125 6.500 $1,765.15 360
4898468 PIEDMONT CA 94611 SFD 7.250 6.500 $2,094.29 360
4898494 PALO ALTO CA 94303 SFD 6.500 6.233 $2,550.40 360
4898498 ORINDA CA 94563 SFD 7.125 6.500 $2,506.24 360
4898523 MISSION VIEJO CA 92692 SFD 7.000 6.500 $1,743.10 360
4898552 MARBLEHEAD MA 01945 SFD 6.875 6.500 $1,970.79 360
4898564 LEXINGTON MA 02420 SFD 6.875 6.500 $1,970.79 360
4898566 LONG BEACH CA 90815 SFD 6.500 6.233 $1,801.40 360
4898568 DARIEN CT 06820 SFD 6.750 6.483 $3,891.59 360
4898572 SARATOGA CA 95070 SFD 6.750 6.483 $2,328.47 360
4898576 MONTGOMERY TX 77356 SFD 6.625 6.358 $2,243.65 360
4898578 FREMONT CA 94539 SFD 6.875 6.500 $2,299.26 360
4898584 SANTA CRUZ CA 95060 SFD 7.000 6.500 $2,361.83 360
4898601 ORINDA CA 94563 SFD 7.125 6.500 $2,810.08 360
4898602 ORINDA CA 94563 SFD 6.875 6.500 $2,640.86 360
4898604 CORTE MADERA CA 94925 SFD 7.000 6.500 $2,601.34 360
4898683 MORGAN HILL CA 95037 SFD 7.000 6.500 $1,979.28 360
4898716 OAKLAND CA 94611 SFD 7.250 6.500 $1,792.08 360
4898720 PLEASANT HILL CA 94523 SFD 7.250 6.500 $2,128.39 360
4898777 LOS GATOS CA 95030 SFD 7.000 6.500 $2,461.62 360
4898778 FOSTER CITY CA 94404 SFD 6.250 5.983 $1,810.21 360
4898780 WOODSIDE CA 94062 SFD 7.125 6.500 $2,269.76 360
4898796 SUNNYVALE CA 94087 SFD 7.125 6.500 $2,021.16 360
4898818 FREMONT CA 94539 SFD 6.750 6.483 $2,538.62 360
4898849 LAFAYETTE CA 94549 SFD 7.250 6.500 $2,967.47 360
4898861 PLEASANTON CA 94566 SFD 6.750 6.483 $3,732.69 360
4898886 SANTA CLARA CA 95051 SFD 7.000 6.500 $1,785.68 360
4898918 LOS ALTOS CA 94022 SFD 7.250 6.500 $2,394.44 360
4899008 DANVILLE CA 94506 SFD 6.625 6.358 $2,863.48 360
4899013 REDONDO BEACH CA 90277 SFD 7.000 6.500 $2,195.50 360
4899072 FREMONT CA 94539 SFD 6.875 6.500 $2,594.87 360
4899080 FREMONT CA 94538 SFD 6.750 6.483 $2,944.64 360
4899089 PLEASANTON CA 94566 SFD 7.000 6.500 $3,911.98 360
4899093 SAN JOSE CA 95132 SFD 7.625 6.500 $1,804.88 360
4899096 SANTA CRUZ CA 95060 SFD 6.875 6.500 $2,023.35 360
4899097 ALAMO CA 94507 SFD 7.000 6.500 $3,639.21 360
4899103 MILL VALLEY CA 94941 SFD 7.000 6.500 $2,128.97 360
4899111 LAFAYETTE CA 94549 SFD 7.000 6.500 $3,471.55 360
4899140 ORINDA CA 94563 SFD 7.250 6.500 $3,913.99 360
4899145 FAYETTEVILLE NC 28303 SFD 6.625 6.358 $1,562.36 360
4899236 LOS ANGELES CA 90019 SFD 6.875 6.500 $1,944.51 360
4899243 UNION CITY CA 94587 SFD 7.125 6.500 $1,987.47 360
4899306 LAGUNITAS CA 94938 SFD 7.250 6.500 $2,114.75 360
4899556 NEW YORK NY 10013 COP 6.875 6.500 $1,990.50 360
4899578 MCLEAN VA 22101 SFD 7.125 6.500 $3,799.78 360
4899594 GAITHERSBURG MD 20878 SFD 6.750 6.483 $1,735.00 360
4899672 LOS GATOS CA 95030 SFD 7.250 6.500 $2,455.84 360
4899767 CHEVY CHASE MD 20815 SFD 6.875 6.500 $2,517.68 360
4899875 GRANVILLE OH 43023 SFD 6.875 6.500 $2,285.46 360
4900047 LOS ANGELES CA 90064 SFD 6.625 6.358 $1,912.29 360
4900269 SOUTH SAN FRANCISCO CA 94080 SFD 7.250 6.500 $1,893.73 360
4900338 TARZANA CA 91356 SFD 7.250 6.500 $3,615.54 360
4900384 OAKLAND CA 94611 SFD 7.250 6.500 $2,360.33 360
4900553 SAN JOSE CA 95125 SFD 7.250 6.500 $3,547.32 360
4900633 ANNAPOLIS MD 21403 SFD 7.250 6.500 $3,547.32 360
4900741 CHANDLER AZ 85226 SFD 6.500 6.233 $1,896.40 360
4900748 ALEXANDRIA VA 22306 SFD 6.500 6.233 $1,826.09 360
4900862 AGOURA HILLS CA 91307 SFD 6.875 6.500 $2,877.35 360
4900959 LAKE ORION MI 48362 LCO 7.500 6.500 $2,237.49 360
4901074 YORBA LINDA CA 92887 SFD 6.750 6.483 $2,100.81 360
4901113 SPRING TX 77379 SFD 6.875 6.500 $1,625.90 360
4901255 SAN JOSE CA 95136 SFD 6.875 6.500 $1,773.71 360
4901466 TRURO MA 02666 SFD 7.125 6.500 $2,445.60 360
4901584 SAN FRANCISCO CA 94127 SFD 7.625 6.500 $1,897.78 360
4901650 NEWPORT BEACH CA 92660 SFD 7.375 6.500 $2,893.93 360
4901804 CUPERTINO CA 95014 SFD 6.750 6.483 $3,243.00 360
4901954 PETALUMA CA 94954 SFD 6.875 6.500 $2,916.76 360
4902012 SHERMAN OAKS CA 91423 SFD 7.125 6.500 $2,196.33 360
4902088 SAN JOSE CA 95138 SFD 6.875 6.500 $3,605.89 360
4902207 MACON GA 31220 SFD 6.875 6.500 $3,941.58 360
4902246 NORTH HAMPTON NH 03862 SFD 7.500 6.500 $2,866.78 360
4902360 ENGLEWOOD CLIFFS NJ 07632 SFD 7.375 6.500 $2,538.23 360
4902437 OLNEY MD 20832 SFD 7.625 6.500 $1,741.18 360
4902453 SCOTTS VALLEY CA 95066 SFD 7.000 6.500 $3,193.45 360
4902477 KAILUA HI 96734 SFD 7.250 6.500 $2,638.32 360
4902803 LOS GATOS CA 95030 LCO 7.000 6.500 $2,168.89 360
4902808 TORRANCE CA 90505 SFD 6.625 6.358 $1,848.26 360
4902864 SOQUEL CA 95073 SFD 6.750 6.483 $1,884.18 360
4903207 FARMINGTON HILLS MI 48334 SFD 7.000 6.500 $1,719.15 360
4903271 DOVE CANYON CA 92679 SFD 7.000 6.500 $1,669.91 360
4903309 LOS ANGELES CA 90039 SFD 7.250 6.500 $2,790.11 360
4903490 PARADISE VALLEY AZ 85253 SFD 6.750 6.483 $2,130.65 360
4903550 NORTHBOROUGH MA 01532 SFD 7.375 6.500 $1,903.50 360
4903559 WESTON MA 02193 SFD 7.250 6.500 $3,342.66 360
4903561 ANDOVER MA 01810 SFD 7.375 6.500 $2,417.71 360
4903729 PORT ORANGE FL 32127 SFD 7.250 6.500 $1,897.14 360
4903978 GLENDALE CA 91207 SFD 6.875 6.500 $2,167.87 360
4904046 LITTLE NECK NY 11363 SFD 7.250 6.500 $2,524.06 360
4904387 CUPERTINO CA 95014 SFD 6.875 6.500 $2,397.80 360
4904480 OYSTER BAY COVE NY 11771 SFD 6.750 6.483 $2,247.40 360
4904536 INDIANAPOLIS IN 46260 SFD 7.000 6.500 $2,428.36 360
4904539 ZIONSVILLE IN 46077 SFD 7.000 6.500 $1,663.26 360
4904627 CARMEL IN 46033 SFD 7.000 6.500 $1,801.31 360
4904631 CINCINNATI OH 45244 SFD 7.125 6.500 $2,128.95 360
4904691 NOBLESVILLE IN 46060 SFD 7.000 6.500 $2,538.13 360
4904694 ZIONSVILLE IN 46077 SFD 6.875 6.500 $2,916.77 360
4904773 LEXINGTON KY 40509 SFD 7.000 6.500 $3,243.35 360
4905079 RENTON WA 98056 SFD 6.750 6.483 $1,616.96 360
4905082 NEW CANAAN CT 06840 SFD 6.875 6.500 $1,970.79 360
4905087 WILTON CT 06897 SFD 6.875 6.500 $2,029.91 360
4905644 SUNNYVALE CA 94087 SFD 7.250 6.500 $1,814.59 360
4905806 CAMPBELL CA 95008 SFD 7.000 6.500 $2,089.05 360
4906107 NORTHBROOK IL 60062 SFD 6.875 6.500 $1,899.84 360
4906131 BLUE BELL PA 19422 SFD 7.000 6.500 $1,756.40 360
4906149 VENTURA CA 93001 SFD 7.125 6.500 $6,373.38 360
4906281 DANVILLE CA 94506 SFD 7.250 6.500 $2,749.18 360
4906367 TUCSON AZ 85718 SFD 7.625 6.500 $2,194.17 360
4906529 ATHERTON CA 94027 SFD 7.250 6.500 $6,704.77 360
4906554 LAGUNA NIGUEL CA 92677 SFD 6.750 6.483 $ 921.01 360
4906661 HARTLAND WI 53029 SFD 7.000 6.500 $1,862.85 360
4906671 SAN FRANCISCO CA 94123 LCO 7.375 6.500 $2,728.17 360
4906723 SAN FRANCISCO CA 94109 LCO 7.125 6.500 $4,298.33 360
4906733 SAN MATEO CA 94402 SFD 6.750 6.483 $3,891.59 360
4906866 ANNANDALE NJ 08801 SFD 6.625 6.358 $1,568.77 360
4906940 SANTA MONICA CA 90402 SFD 6.875 6.500 $3,153.26 360
4907222 LIVERMORE CA 94550 SFD 7.250 6.500 $2,232.09 360
4907729 MISSION VIEJO CA 92692 SFD 7.000 6.500 $2,075.75 360
4907733 FREMONT CA 94539 SFD 7.375 6.500 $2,852.49 360
4908015 BROOKLYN NY 11201 HCO 7.000 6.500 $2,528.15 360
4908077 ROSS CA 94957 SFD 6.875 6.500 $2,522.61 360
4908102 LITTLE ROCK AR 72207 SFD 6.625 6.358 $1,728.84 360
4908222 LANCASTER PA 17601 SFD 6.625 6.358 $2,781.51 360
4908438 MENDHAM NJ 07945 SFD 7.250 6.500 $3,001.58 360
4908662 SAN JOSE CA 95136 SFD 7.750 6.500 $1,977.30 360
4908717 HUNTINGTON CA 92646 SFD 7.000 6.500 $1,876.16 360
4908720 HUNTINGTON BEACH CA 92647 SFD 7.000 6.500 $1,689.21 360
4908966 BERKELEY CA 94707 SFD 7.000 6.500 $1,995.91 360
4909074 NEW CANAAN CT 06840 SFD 6.625 6.358 $1,680.82 360
4909098 SANTA CRUZ CA 95065 SFD 6.875 6.500 $1,872.25 360
4909280 SAN DIEGO CA 92107 SFD 6.875 6.500 $4,007.27 360
4909499 CANTON GA 30115 SFD 6.750 6.483 $2,101.46 360
4909565 POTOMAC MD 20854 SFD 6.625 6.358 $2,100.22 360
4909620 IRVINE CA 92720 SFD 6.750 6.483 $2,059.95 360
4909845 CORAL GABLES FL 33134 SFD 6.750 6.483 $1,880.93 360
4909863 PALO ALTO CA 94306 SFD 7.000 6.500 $2,348.52 360
4909880 REDWOOD CITY CA 94061 SFD 7.000 6.500 $2,049.14 360
4910227 BRANDON MS 39042 SFD 6.750 6.483 $3,080.84 360
4910429 SAN JOSE CA 95120 SFD 7.000 6.500 $3,642.54 360
4910494 RIVERSIDE CT 06878 SFD 7.125 6.500 $4,379.18 360
4910629 SAN ANTONIO TX 78257 SFD 6.875 6.500 $2,366.26 360
4910645 PALO ALTO CA 94306 SFD 7.125 6.500 $2,263.70 360
4910925 SEATTLE WA 98116 SFD 7.375 6.500 $2,051.31 360
4910963 SARATOGA CA 95070 SFD 7.125 6.500 $3,324.81 360
4911114 BASKING RIDGE NJ 07920 LCO 6.875 6.500 $1,602.58 360
4911163 SAN FRANCISCO CA 94131 SFD 7.375 6.500 $3,170.20 360
4911220 BROOKLYN NY 11209 SFD 7.375 6.500 $2,489.89 360
4911532 REDWOOD CITY CA 94062 SFD 6.875 6.500 $2,989.03 360
4911633 NEW YORK NY 10010 HCO 7.125 6.500 $1,963.89 360
4911708 POMONA CA 91766 SFD 7.125 6.500 $2,075.05 360
4911714 LA JOLLA CA 92037 SFD 7.250 6.500 $3,172.12 360
4912096 EUGENE OR 97405 SFD 7.250 6.500 $2,442.19 360
4912535 LOS ANGELES CA 90004 SFD 6.625 6.358 $3,201.56 360
4912607 LOS ANGELES CA 90068 SFD 7.375 6.500 $1,726.69 360
4912621 OYSTER BAY COVE NY 11771 SFD 7.375 6.500 $2,072.03 360
4912885 SANIBEL FL 33957 SFD 7.000 6.500 $3,093.66 360
4913013 CALABASAS CA 90290 SFD 6.875 6.500 $1,760.57 360
4913110 DIAMOND BAR CA 91765 SFD 7.375 6.500 $1,982.24 360
4913269 FOSTER CITY CA 94404 SFD 6.875 6.500 $1,845.97 360
4913288 FOOTHILL RANCH CA 92610 SFD 7.625 6.500 $1,847.35 360
4913326 BELLEVUE WA 98006 SFD 7.125 6.500 $2,422.02 360
4913329 BARRINGTON IL 60010 SFD 7.000 6.500 $3,126.93 360
4913360 WARRENTON VA 20186 SFD 7.375 6.500 $2,555.50 360
4913361 GREAT FALLS VA 22066 SFD 7.000 6.500 $1,929.38 360
4913418 KENTFIELD CA 94904 SFD 6.750 6.483 $ 583.74 360
4913818 DOWNEY CA 90240 SFD 7.000 6.500 $2,614.64 360
4913859 LAGUNA NIGEL CA 92677 SFD 7.125 6.500 $1,918.75 360
4913967 MANOR TOWNSHIP PA 17516 SFD 6.625 6.358 $1,920.93 360
4913978 LAKE FOREST CA 92630 SFD 7.125 6.500 $1,785.35 360
4914122 NEWTON MA 02168 SFD 7.125 6.500 $2,021.16 360
4914381 OAKLAND CA 94610 SFD 6.875 6.500 $2,562.03 360
4914429 KNOXVILLE TN 37922 SFD 7.250 6.500 $3,069.79 360
4914440 FALLS CHURCH VA 22046 SFD 7.500 6.500 $1,957.81 360
4914488 NEW CANAAN CT 06840 MF2 6.875 6.500 $1,675.17 360
4914609 TALLAHASSEE FL 32308 SFD 7.250 6.500 $2,010.38 360
4914847 PALO ALTO CA 94306 SFD 7.375 6.500 $2,548.60 360
4915050 SAUGUS CA 91350 SFD 7.000 6.500 $2,051.13 360
4915597 SAN FRANCISCO CA 94116 SFD 7.125 6.500 $2,873.41 360
4915658 HAMILTON OH 45011 SFD 7.000 6.500 $1,618.02 360
4915688 CINCINNATI OH 45208 SFD 6.875 6.500 $2,989.03 360
4915694 EL GRANADA CA 94018 SFD 7.375 6.500 $2,279.23 360
4915734 MISSOULA MT 59803 SFD 6.875 6.500 $1,739.22 360
4915785 FREEHOLD TOWNSHIP NJ 07728 SFD 6.750 6.483 $1,751.22 360
4915927 LOS GATOS CA 95030 LCO 7.500 6.500 $2,237.49 360
4915969 CARLSBAD CA 92009 PUD 7.375 6.500 $1,809.57 360
4915976 MODESTO CA 95355 SFD 7.000 6.500 $2,128.97 360
4916037 FAIR LAWN NJ 07410 SFD 7.000 6.500 $ 665.30 360
4916051 SAN JOSE CA 95129 SFD 7.375 6.500 $2,016.77 360
4916068 SARATOGA CA 95070 SFD 7.000 6.500 $2,296.62 360
4916071 WHITE PLAINS NY 10607 SFD 6.500 6.233 $1,693.95 360
4916078 KINGWOOD TX 77345 SFD 6.875 6.500 $1,578.27 360
4916423 SONOMA CA 95476 SFD 7.250 6.500 $1,773.66 360
4916453 DUBUQUE IA 52003 SFD 6.750 6.483 $2,860.32 360
4916620 IRVINE CA 92612 SFD 6.750 6.483 $3,933.75 360
4916686 PALOS VERDES ESTATES CA 90274 SFD 7.125 6.500 $4,145.69 300
4916934 AUSTIN TX 78732 SFD 7.500 6.500 $1,753.98 360
4916967 SCARSDALE NY 10583 SFD 7.125 6.500 $2,762.25 360
4917398 SAN JOSE CA 95129 SFD 7.250 6.500 $2,251.19 360
4917575 SCOTTSDALE AZ 85258 SFD 7.250 6.500 $1,926.47 360
4917792 THOUSAND OAKS CA 91361 SFD 7.500 6.500 $2,349.36 360
4917821 BURLINGAME CA 94010 SFD 6.125 5.858 $2,491.21 360
4918114 CAMARILLO CA 93010 SFD 7.375 6.500 $6,298.96 360
4918137 WALNUT CREEK CA 94596 SFD 6.875 6.500 $1,857.47 360
4918185 SCARSDALE NY 10583 SFD 7.625 6.500 $1,896.89 360
4918315 SIMI VALLEY CA 93063 SFD 7.000 6.500 $1,826.26 360
4918325 HILTON HEAD ISLAND SC 29928 SFD 7.125 6.500 $2,646.37 360
4918925 WOODSTOCK NY 12498 SFD 7.125 6.500 $ 976.90 360
4919105 ROLLING HILLS ESTATES CA 90274 SFD 7.250 6.500 $4,093.06 360
4919143 VALENCIA CA 91354 SFD 7.125 6.500 $1,823.42 360
4919479 SANTA MONICA CA 90405 SFD 7.375 6.500 $2,590.04 360
4919490 TUCSON AZ 85711 SFD 7.500 6.500 $ 915.97 360
4919552 NEWPORT NEWS VA 23606 SFD 7.000 6.500 $2,441.66 360
4919583 LITTLETON CO 80127 SFD 7.000 6.500 $2,331.22 360
4919878 SANTA ANA CA 92705 SFD 7.375 6.500 $2,417.37 360
4920026 POMONA NY 10970 SFD 7.250 6.500 $1,534.90 360
4920212 LAGUNA NIGUEL CA 92677 PUD 7.250 6.500 $3,895.23 360
4920259 CHINO HILLS CA 91709 SFD 7.375 6.500 $1,892.45 360
4920274 LAS VEGAS NV 89134 PUD 7.375 6.500 $1,337.84 360
4920285 FOUNTAIN VALLEY CA 92708 SFD 7.250 6.500 $ 989.16 360
4920290 CONCORD CA 94518 SFD 7.375 6.500 $1,947.70 360
4920305 CONCORD CA 94518 SFD 7.125 6.500 $1,660.72 360
4920326 WESTLAKE VILLAGE CA 91361 SFD 7.250 6.500 $3,936.16 360
4920340 SANDY UT 84094 SFD 7.500 6.500 $1,048.83 360
4920349 BROOKLINE MA 02146 SFD 7.125 6.500 $2,304.12 360
4920373 HUNTINGTON BEACH CA 92646 SFD 7.500 6.500 $2,181.55 360
4920396 SUMMIT NJ 07901 SFD 6.750 6.483 $3,054.90 360
4920402 ST. GEORGE UT 84790 PUD 7.125 6.500 $4,244.43 360
4920413 CHEVY CHASE MD 20815 SFD 6.875 6.500 $1,997.07 360
4920423 EL GRANADA CA 94018 SFD 7.000 6.500 $1,849.55 360
4920438 LAGUNA NIGUEL CA 92677 PUD 7.375 6.500 $3,077.99 360
4920447 DEL MAR CA 92014 SFD 7.125 6.500 $2,728.56 360
4920460 LA JOLLA CA 92037 SFD 7.500 6.500 $2,237.49 360
4920469 LA PALMA CA 90623 SFD 6.875 6.500 $2,286.11 360
4920544 ANAHEIM CA 92807 SFD 6.625 6.358 $2,408.53 360
4921099 TIVERTON RI 02878 SFD 7.250 6.500 $1,807.77 360
4921142 OREM UT 84097 SFD 7.375 6.500 $2,762.70 360
4921153 SCOTTSDALE AZ 85258 SFD 6.750 6.483 $1,714.25 360
4921238 REDONDO BEACH CA 90278 LCO 6.750 6.483 $2,114.43 360
4921259 SAN DIEGO CA 92106 SFD 7.250 6.500 $2,251.19 360
4921670 NEW YORK NY 10014 HCO 7.375 6.500 $2,072.03 360
4922123 TRABUCO CANYON AREA CA 92679 SFD 6.875 6.500 $1,734.30 360
4922128 IRVINGTON NY 10533 SFD 6.750 6.483 $4,215.89 360
4922184 HACKENSACK NJ 07601 HCO 7.250 6.500 $ 511.64 360
4922292 ALEXANDRIA VA 22315 SFD 7.250 6.500 $2,063.59 360
4922346 MCCORDSVILLE IN 46055 PUD 6.750 6.483 $1,945.79 360
4922387 NOVATO CA 94945 SFD 6.875 6.500 $2,598.81 360
4922398 TEMPE AZ 85284 SFD 7.500 6.500 $3,188.42 360
4922510 SANTA ROSA CA 95404 SFD 7.375 6.500 $1,070.55 360
4922518 SPRINGFIELD PA 19038 SFD 7.000 6.500 $3,442.94 360
4922531 SALT LAKE CITY UT 84106 SFD 6.875 6.500 $2,345.24 360
4922539 SAN FRANCISCO CA 94127 SFD 6.875 6.500 $1,642.32 360
4923049 SAINT LOUIS MO 63131 SFD 7.375 6.500 $1,933.90 360
4923115 WASHINGTON DC 20003 SFD 6.875 6.500 $1,911.67 360
4923182 EDINA MN 55424 SFD 7.125 6.500 $2,074.38 360
4923399 HILLSBORO OR 97123 SFD 7.000 6.500 $2,262.03 360
4923408 YORBA LINDA CA 92887 SFD 7.250 6.500 $2,543.15 360
4923415 VENTURA CA 93004 SFD 7.125 6.500 $2,058.21 360
4923420 HUNTINGTON BEACH CA 92649 SFD 7.375 6.500 $1,989.14 360
4923424 CARLSBAD CA 92009 SFD 7.500 6.500 $2,753.16 360
4923446 BASKING RIDGE NJ 07920 SFD 6.750 6.483 $3,161.92 360
4923497 RIVERSIDE CA 92506 SFD 7.000 6.500 $2,171.55 360
4923507 LA JOLLA CA 92037 SFD 7.250 6.500 $2,749.17 360
4923521 LOS GATOS CA 95030 PUD 7.375 6.500 $1,975.33 360
4923541 ANNAPOLIS MD 21401 SFD 7.125 6.500 $3,476.39 360
4923546 VILLA PARK CA 92861 SFD 6.875 6.500 $2,397.79 360
4923641 HUNTINGTON BEACH CA 92646 SFD 8.000 6.500 $2,113.24 360
4923865 CORVALLIS OR 97330 SFD 6.875 6.500 $2,010.21 360
4924012 SANTA CLARA CA 95051 SFD 7.000 6.500 $1,397.14 360
4924124 MISSION VIEJO CA 92692 SFD 7.125 6.500 $2,358.02 360
4924505 WHITTIER CA 90601 SFD 6.875 6.500 $1,954.37 360
4924617 SAN FRANCISCO CA 94109 HCO 6.750 6.483 $2,594.40 360
4924798 GLENDALE CA 91202 SFD 7.250 6.500 $1,794.13 360
4924956 EL CAJON CA 92020 SFD 7.500 6.500 $2,096.94 360
4924964 PORT WASHINGTON NY 11050 SFD 6.625 6.358 $ 640.32 360
4925076 FULLERTON CA 92835 SFD 6.625 6.358 $2,458.80 360
4925122 BOISE ID 83703 SFD 7.000 6.500 $3,326.51 360
4925811 FOUNTAIN VALLEY CA 92708 SFD 7.375 6.500 $1,250.12 360
4925817 RESTON VA 20190 SFD 7.125 6.500 $2,048.11 360
4925839 YUCAIPA CA 92399 SFD 6.750 6.483 $1,705.82 360
4925864 NORTHPORT NY 11768 SFD 7.125 6.500 $1,212.70 360
4926338 ST. LOUIS MO 63141 SFD 7.500 6.500 $1,901.52 360
4926405 ALLENTOWN PA 18104 SFD 7.125 6.500 $1,849.36 360
4926520 HAMPSTEAD MD 21074 SFD 7.500 6.500 $2,237.49 360
4926524 BYRON CA 94514 SFD 7.375 6.500 $1,885.55 360
4926528 LITTLETON CO 80127 SFD 6.875 6.500 $2,167.87 360
4926638 GARDEN CITY NY 11530 SFD 7.125 6.500 $3,368.59 360
4926837 SAN DIEGO CA 92110 SFD 6.875 6.500 $1,664.01 360
4926993 EAST HAMPTON NY 11937 SFD 7.625 6.500 $ 945.62 360
4927151 MILPITAS CA 95035 SFD 6.500 6.233 $1,371.59 360
4927196 CLAREMONT CA 91711 SFD 6.750 6.483 $1,891.32 360
4927199 TORRANCE CA 90505 SFD 7.375 6.500 $1,933.90 360
4927228 BEL AIR MD 21014 SFD 7.000 6.500 $1,639.31 360
4927270 SAN RAMON CA 94583 SFD 7.375 6.500 $2,081.00 360
4927291 SAN DIEGO CA 92130 SFD 7.375 6.500 $2,044.40 360
4927293 WEST JORDAN UT 84088 SFD 7.625 6.500 $ 757.34 360
4927299 HAYWARD CA 94541 SFD 7.125 6.500 $1,067.84 360
4927308 MANHATTAN BEACH CA 90266 SFD 7.000 6.500 $3,200.11 360
4927317 SPRINGVILLE UT 84663 SFD 7.375 6.500 $1,415.88 360
4927323 MEDFORD OR 97501 SFD 7.500 6.500 $2,203.92 360
4927330 ALAMEDA CA 94501 SFD 7.250 6.500 $2,060.17 360
4927358 SACRAMENTO CA 95829 SFD 7.375 6.500 $1,719.78 360
4927379 SOUTH KINGSTOWN RI 02879 SFD 6.875 6.500 $1,885.39 360
4927385 SAN DIEGO CA 92120 SFD 7.375 6.500 $1,407.60 360
4927395 MARTINEZ CA 94553 SFD 7.375 6.500 $1,989.14 360
4927396 SAN JOSE CA 95120 SFD 7.500 6.500 $2,740.92 360
4927417 WINDHAM NH 03087 SFD 7.875 6.500 $1,962.76 360
4927429 CAROL SPRING IL 60108 SFD 7.250 6.500 $2,062.90 360
4927457 SEVERNA PARK MD 21146 SFD 7.000 6.500 $3,965.20 360
4927470 ROSEVILLE CA 95678 SFD 6.750 6.483 $1,812.83 360
4927635 SAN JOSE CA 95119 SFD 7.500 6.500 $1,693.85 360
4927636 SAN JOSE CA 95131 SFD 7.750 6.500 $2,149.24 360
4927637 BARNARD VT 05031 SFD 7.250 6.500 $1,716.02 360
4927645 WOODRIDGE IL 60517 SFD 7.375 6.500 $1,933.89 360
4927650 ENCINITAS CA 92007 SFD 7.125 6.500 $3,766.09 360
4927652 SHADOW HILLS CA 91040 SFD 7.750 6.500 $2,260.28 360
4927654 SAN DIEGO CA 92130 SFD 7.125 6.500 $1,924.48 360
4927660 STOCKTON CA 95219 SFD 7.125 6.500 $ 808.46 360
4927668 EL DORADO HILLS CA 95762 SFD 7.750 6.500 $2,068.25 360
4927673 SAN DIEGO CA 92107 SFD 6.625 6.358 $1,920.93 360
4927689 SANTA ROSA CA 95407 SFD 6.875 6.500 $ 765.32 360
4927697 PASADENA CA 91106 SFD 7.125 6.500 $1,785.36 360
4927698 BETHESDA MD 20814 SFD 6.750 6.483 $1,783.65 360
4927718 BROOKLYN NY 11231 SFD 7.125 6.500 $2,021.16 360
4927736 TRABUCO CANYON CA 92679 SFD 7.625 6.500 $2,021.46 360
4927740 LUDLOW VT 05149 LCO 7.875 6.500 $1,925.06 360
4927780 DARLINGTON MD 21034 SFD 6.625 6.358 $1,754.46 360
4927892 SEATTLE WA 98112 SFD 7.250 6.500 $2,182.97 360
4928066 WEST BLOOMFIELD MI 48324 SFD 7.500 6.500 $1,755.03 360
4928130 LOS ANGELES CA 90034 SFD 7.000 6.500 $1,822.93 360
4928260 SMITHTOWN NY 11787 SFD 7.125 6.500 $1,832.52 360
4928283 WOODSTOCK GA 30188 SFD 7.250 6.500 $1,923.74 360
4928493 BEVERLY HILLS CA 90210 SFD 7.250 6.500 $3,001.58 360
4928613 SYKESVILLE MD 21784 SFD 7.250 6.500 $1,979.33 360
4928752 HUNTINGTON BEACH CA 92649 SFD 7.250 6.500 $2,640.03 360
4928780 WEST HILLS CA 91307 SFD 6.750 6.483 $2,526.94 360
4928826 NEWPORT BEACH CA 92625 SFD 7.250 6.500 $3,410.88 360
4928838 DOWNEY CA 90241 SFD 7.250 6.500 $1,869.16 360
4928852 HINGHAM MA 02043 SFD 7.375 6.500 $2,268.87 360
4928861 CORONA CA 91720 SFD 7.000 6.500 $1,896.78 360
4928870 TUSTIN CA 92680 SFD 6.750 6.483 $1,702.57 360
4928935 CASTRO VALLEY CA 94546 SFD 6.250 5.983 $1,483.88 360
4928965 GLENDALE CA 91208 SFD 6.875 6.500 $3,448.88 360
4929266 GARDEN CITY NY 11530 SFD 6.750 6.483 $2,918.69 360
4929379 WEST LINN OR 97068 SFD 7.375 6.500 $2,210.16 360
4929408 LOS ALTOS CA 94024 SFD 6.875 6.500 $3,021.88 360
4929498 SAN JOSE CA 95120 SFD 6.625 6.358 $1,735.25 360
4929510 SANTA BARBARA CA 93101 LCO 7.375 6.500 $ 759.74 360
4929521 SILVER SPRING MD 20906 SFD 7.125 6.500 $2,108.74 360
4929528 SAN DIEGO CA 92129 SFD 7.250 6.500 $2,240.61 360
4929534 LYNNFIELD MA 01940 SFD 7.125 6.500 $2,317.59 360
4929541 POULSBO WA 98370 SFD 6.625 6.358 $1,541.23 360
4929616 WOODBURY MN 55125 SFD 7.125 6.500 $2,147.82 360
4929628 NEW ALBANY OH 43054 SFD 6.500 6.233 $2,051.70 360
4929642 VISTA CA 92084 SFD 7.250 6.500 $ 520.50 360
4929662 UPPER DUBLIN TOWNSHIP PA 19025 SFD 6.875 6.500 $1,970.79 360
4929697 ALLEN TX 75013 SFD 7.125 6.500 $1,792.09 360
4929730 DRAPER UT 84020 SFD 7.500 6.500 $1,977.73 360
4929761 MECHANICSBURG PA 17055 SFD 7.125 6.500 $2,007.68 360
4929769 LAKE STEVENS WA 98258 SFD 7.375 6.500 $1,823.04 360
4929782 UNIVERSITY PARK TX 75225 SFD 6.875 6.500 $2,200.05 360
4929823 SEATTLE WA 98177 SFD 7.250 6.500 $1,705.44 360
4930028 PARK CITY UT 84098 SFD 7.250 6.500 $2,435.37 360
4930041 WALNUT CREEK CA 94598 SFD 7.500 6.500 $2,041.71 360
4930052 WYOMISSING PA 19610 SFD 6.750 6.483 $1,965.26 360
4930053 SIMI VALLEY CA 93065 SFD 7.125 6.500 $2,748.77 360
4930063 WOODLAND CA 95695 SFD 7.750 6.500 $ 716.41 360
4930114 SAN FRANCISCO CA 94114 SFD 7.125 6.500 $2,169.38 360
4930146 SIMI VALLEY CA 93065 SFD 7.125 6.500 $2,639.29 360
4930222 DANA POINT CA 92629 PUD 7.250 6.500 $1,735.46 360
4930294 ANAHEIM CA 92808 PUD 7.125 6.500 $1,684.30 360
4930339 GRANVILLE OH 43023 SFD 7.125 6.500 $1,967.26 360
4930379 BELLEVUE WA 98005 SFD 7.125 6.500 $1,724.72 360
4930394 COEUR D'ALENE ID 83814 SFD 7.000 6.500 $1,862.85 360
4930402 MARIETTA GA 30068 SFD 7.000 6.500 $2,095.71 360
4930429 WOODWAY WA 98020 SFD 7.000 6.500 $3,326.52 360
4930663 MILPITAS CA 95035 SFD 7.500 6.500 $2,531.16 360
4930779 BOYNTON BEACH FL 33437 SFD 6.875 6.500 $1,685.03 360
4930786 HUNTINGTON BEACH CA 92646 SFD 7.625 6.500 $1,861.50 360
4930789 OLNEY MD 20832 SFD 6.625 6.358 $1,839.94 360
4930804 MABANK TX 75147 SFD 6.875 6.500 $2,246.70 360
4930849 SAN CLEMENTE CA 92673 SFD 6.750 6.483 $2,043.09 360
4930852 SAN CLEMENTE CA 92673 SFD 6.875 6.500 $1,891.96 360
4930862 LAFAYETTE CA 94549 SFD 7.250 6.500 $2,455.84 360
4930870 RANCHO PALOS VERDES CA 90275 SFD 6.875 6.500 $2,417.50 360
4930891 LOS GATOS CA 95032 SFD 7.500 6.500 $3,705.84 360
4930952 SAN JOSE CA 95134 SFD 7.750 6.500 $2,149.24 360
4931014 PLACENTIA CA 92870 SFD 7.250 6.500 $1,730.00 360
4931038 SAN FRANCISCO CA 94116 SFD 6.875 6.500 $2,102.17 360
4931068 BIRMINGHAM AL 35223 SFD 7.250 6.500 $2,967.47 360
4931090 DENVER CO 80220 SFD 7.375 6.500 $3,453.38 360
4931116 MANSFIELD MA 02048 SFD 7.500 6.500 $1,179.92 360
4931121 HILTON HEAD ISLAND SC 29928 SFD 7.000 6.500 $2,661.21 360
4931203 GLENDALE CA 91206 SFD 7.125 6.500 $2,214.51 360
4931229 SAN JOSE CA 95133 SFD 6.875 6.500 $1,990.49 360
4931249 RICHMOND VA 23229 SFD 7.250 6.500 $1,675.42 360
4931282 SAN DIEGO CA 92109 SFD 7.125 6.500 $2,964.36 360
4931300 BROOKLINE MA 02446 HCO 7.000 6.500 $1,094.43 360
4931313 CONCORD CA 94521 SFD 7.250 6.500 $1,885.88 360
4931327 CUPERTINO CA 95014 SFD 6.625 6.358 $2,913.42 360
4931334 GRANITE BAY CA 95746 SFD 6.875 6.500 $2,039.77 360
4931397 OAKLAND CA 94705 SFD 7.000 6.500 $3,313.21 360
4931421 THOUSAND OAKS CA 91360 SFD 6.625 6.358 $1,824.89 360
4931425 LOS ANGELES CA 90004 SFD 7.125 6.500 $2,425.39 360
4931496 ISLE OF PALMS SC 29451 SFD 7.125 6.500 $2,264.71 360
4931544 JAMAICA NY 11432 SFD 7.875 6.500 $1,826.53 360
4931893 MOUNTAIN VIEW CA 94040 SFD 6.875 6.500 $2,167.87 360
4931935 HERMOSA BEACH CA 90254 SFD 7.125 6.500 $2,081.80 360
4932002 ARLINGTON VA 22207 SFD 7.625 6.500 $1,898.31 360
4932099 LAWRENCE KS 66047 SFD 6.875 6.500 $1,949.11 360
4932105 DAVIE FL 33330 SFD 7.500 6.500 $1,684.41 360
4932112 RED LION PA 17356 SFD 6.875 6.500 $1,691.59 360
4932116 UNIVERSITY PARK TX 75205 SFD 7.375 6.500 $2,721.27 360
4932118 TAMPA FL 33609 SFD 6.750 6.483 $1,945.79 360
4932126 YORK PA 17404 SFD 6.750 6.483 $1,910.77 360
4932132 ARLINGTON VA 22207 SFD 6.875 6.500 $2,430.64 360
4932145 LOS ANGELES CA 90272 SFD 7.000 6.500 $4,736.95 360
4932148 ST PETERSBURG FL 33704 SFD 7.375 6.500 $1,726.69 360
4932180 SOLANA BEACH CA 92075 SFD 6.625 6.358 $2,032.35 360
4932183 LOS ANGELES CA 90068 SFD 7.250 6.500 $2,755.99 360
4932194 PEACHTREE CITY GA 30269 SFD 7.125 6.500 $2,155.90 360
4932245 LUTZ FL 33549 SFD 7.500 6.500 $3,552.01 360
4932249 MIAMI FL 33183 SFD 7.375 6.500 $3,108.04 360
4932289 TAMPA FL 33626 SFD 7.125 6.500 $2,021.16 360
4932301 TOPANGA AREA CA 90290 SFD 7.250 6.500 $3,792.90 360
4932310 HUNTINGTON BEACH CA 92649 SFD 7.000 6.500 $3,166.84 360
4932324 LISLE IL 60532 SFD 7.000 6.500 $2,321.91 360
4932341 AGOURA AREA CA 91301 SFD 7.000 6.500 $2,341.86 360
4932369 MILL VALLEY CA 94941 SFD 6.875 6.500 $2,542.32 360
4932371 ROCKVILLE MD 20853 SFD 6.500 6.233 $2,167.99 360
4932394 VENTURA CA 91307 SFD 6.875 6.500 $2,345.24 360
4932436 DANVILLE CA 94526 SFD 6.500 6.233 $3,387.89 360
4932475 WASHINGTON DC 20016 SFD 6.750 6.483 $2,020.39 360
4932507 LUDLOW VT 05149 LCO 7.750 6.500 $1,128.35 360
4932558 NEW CANAAN CT 06840 SFD 6.750 6.483 $2,004.17 360
4932592 STAMFORD CT 06903 SFD 7.125 6.500 $1,839.26 360
4932637 BELLEVUE WA 98006 SFD 7.000 6.500 $1,873.50 360
4932827 PALO ALTO CA 94306 SFD 7.875 6.500 $2,545.00 360
4932832 WEST LINN OR 97068 SFD 7.125 6.500 $3,503.34 360
4932859 SAN MARINO CA 91108 SFD 7.125 6.500 $3,072.16 360
4932867 SEATTLE WA 98112 SFD 6.875 6.500 $4,120.26 360
4932874 MORAGA CA 94556 SFD 7.375 6.500 $2,132.11 360
4932886 GIG HARBOR WA 98335 SFD 7.000 6.500 $1,604.71 360
4932991 SARATOGA CA 95070 SFD 7.375 6.500 $5,525.41 360
4933016 HOUSTON TX 77027 SFD 7.250 6.500 $4,434.15 360
4933045 SAN FRANCISCO CA 94114 SFD 7.250 6.500 $2,137.60 360
4933210 ANNANDALE VA 22003 SFD 7.375 6.500 $1,738.78 360
4933245 SUMNER WA 98390 SFD 7.000 6.500 $3,459.58 360
4933260 FAIRFAX VA 22031 SFD 6.500 6.233 $1,955.94 360
4933340 SNOHOMISH WA 98290 SFD 7.250 6.500 $2,701.42 360
4933406 NORTH OGDEN UT 84414 SFD 7.250 6.500 $1,916.92 360
4933457 NOVATO CA 94945 SFD 7.375 6.500 $2,980.27 360
4933723 CLAREMONT CA 91711 SFD 7.500 6.500 $2,040.31 360
4933728 ALISO VIEJO CA 92656 PUD 7.250 6.500 $1,921.01 360
4933734 SAN DIEGO CA 92120 SFD 6.875 6.500 $1,921.52 360
4933739 SAN JOSE CA 95132 SFD 7.500 6.500 $2,992.64 360
4933762 GLENDALE CA 91206 SFD 6.875 6.500 $2,075.90 360
4933772 MESA AZ 85213 SFD 7.375 6.500 $2,494.72 360
4933778 BOCA RATON FL 33486 SFD 7.250 6.500 $1,821.41 360
4933785 CARLISLE MA 01741 SFD 7.500 6.500 $2,852.80 360
4933795 LYNNFIELD MA 01940 SFD 7.125 6.500 $2,425.39 360
4933824 SHERMAN OAKS CA 91423 SFD 7.250 6.500 $2,002.19 360
4933846 SAN DIEGO CA 92110 SFD 7.500 6.500 $1,954.30 360
4933850 SAN MATEO CA 94403 SFD 7.000 6.500 $1,629.99 360
4933859 PALM DESERT CA 92260 SFD 7.375 6.500 $ 759.74 360
4933880 ALLEN TX 75002 SFD 7.000 6.500 $ 530.91 360
4933936 MAPLETON UT 84664 SFD 7.500 6.500 $1,013.86 360
4933943 BARRINGTON RI 02806 SFD 7.375 6.500 $4,054.26 360
4933950 HOLDEN MA 01520 LCO 7.500 6.500 $ 601.32 360
4934184 ROME GA 30165 SFD 7.000 6.500 $1,929.38 360
4934258 TRUCKEE CA 96161 SFD 7.875 6.500 $2,356.48 360
4934528 GRANADA HILLS CA 91344 SFD 7.000 6.500 $ 918.12 360
4934574 UNION CITY CA 94587 SFD 7.500 6.500 $2,008.14 360
4934583 DENVER CO 80237 SFD 7.250 6.500 $1,057.37 360
4934590 LA JOLLA CA 92037 SFD 7.750 6.500 $2,662.55 360
4934595 ABINGDON MD 21009 SFD 6.750 6.483 $ 583.74 360
4934598 ESCONDIDO CA 92025 SFD 7.500 6.500 $1,817.96 360
4934603 SALT LAKE CITY UT 84121 SFD 7.250 6.500 $2,182.96 360
4934638 SHOREHAM NY 11786 SFD 7.375 6.500 $1,960.83 360
4934681 RANCHO PALOS VERDES CA 90275 SFD 7.500 6.500 $2,370.34 360
4934695 SCHAUMBURG IL 60173 SFD 7.125 6.500 $2,004.32 360
4934777 NEWHALL CA 91381 PUD 7.125 6.500 $2,670.81 360
4934797 OLD TAPPAN NJ 07675 LCO 7.125 6.500 $ 572.66 360
4934802 LANSDALE PA 19446 SFD 7.125 6.500 $1,145.32 360
4934813 FREMONT CA 94536 PUD 7.750 6.500 $2,121.30 360
4934848 SEEKONK MA 02771 SFD 7.625 6.500 $2,165.85 360
4934858 LAKE FOREST CA 92630 SFD 7.250 6.500 $1,745.01 360
4934859 PIEDMONT CA 94611 SFD 6.875 6.500 $2,128.45 360
4934863 VILLA PARK CA 92861 SFD 7.375 6.500 $2,539.61 360
4934871 SAN JOSE CA 95135 SFD 7.375 6.500 $2,887.03 360
4934890 GIG HARBOR WA 98332 SFD 7.250 6.500 $1,828.23 360
4934897 LAS VEGAS NV 89128 SFD 6.500 6.233 $1,630.74 360
4934903 SANTA CLARA CA 95051 SFD 6.875 6.500 $3,468.58 360
4934910 IRVINE CA 92620 SFD 6.875 6.500 $1,949.44 360
4934924 LOVELAND CO 80537 SFD 6.750 6.483 $1,705.81 360
4934925 SEATTLE WA 98116 SFD 7.125 6.500 $2,560.13 360
4934929 WINDSOR CA 94592 SFD 7.500 6.500 $1,817.96 360
4934934 RENTON WA 98058 SFD 7.625 6.500 $1,978.64 360
4934944 MENLO PARK CA 94025 SFD 7.250 6.500 $2,865.14 360
4934976 MONROE CT 06468 SFD 7.250 6.500 $1,440.76 360
4935010 SUNNYVALE CA 94086 LCO 7.125 6.500 $1,940.31 360
4935019 BROOKLINE MA 02467 SFD 7.500 6.500 $2,489.20 360
4935035 LIVERMORE CA 94550 SFD 7.750 6.500 $1,842.97 360
4935076 SAN FRANCISCO CA 94117 SFD 7.375 6.500 $4,247.66 360
4935262 MARCO ISLAND FL 34145 SFD 7.000 6.500 $1,995.91 360
4935323 NEWHALL CA 91381 SFD 7.250 6.500 $2,447.31 360
4935347 SAN DIEGO CA 92122 SFD 7.250 6.500 $2,024.70 360
4935351 DANVILLE CA 94506 SFD 7.000 6.500 $2,661.21 360
4935357 SAN JOSE CA 95121 SFD 7.500 6.500 $1,803.98 360
4935398 HEALDSBURG CA 95448 SFD 7.500 6.500 $1,908.86 360
4935451 SANTA CLARITA CA 91351 SFD 7.375 6.500 $3,453.38 360
4935470 PORTOLA VALLEY CA 94028 SFD 7.250 6.500 $2,810.57 360
4935505 SAN FRANCISCO CA 94116 SFD 7.750 6.500 $2,982.07 360
4935546 DUBLIN CA 94568 SFD 7.125 6.500 $1,926.84 360
4935663 NEEDHAM MA 02192 SFD 6.875 6.500 $1,793.42 360
4935699 SAN DIEGO CA 92127 SFD 7.125 6.500 $1,778.62 360
4935903 PLANO TX 75025 SFD 6.875 6.500 $1,813.13 360
4935955 CAMPBELL CA 95008 SFD 7.500 6.500 $1,776.01 360
4935973 COLORADO SPRINGS CO 80906 SFD 6.875 6.500 $3,862.75 360
4936017 FLOWER MOUND TX 75028 SFD 7.000 6.500 $2,419.71 360
4936030 LITTLETON CO 80120 SFD 6.875 6.500 $1,650.54 360
4936041 ALAMO CA 94507 SFD 7.500 6.500 $3,433.15 360
4936066 COLORADO SPRINGS CO 80920 SFD 6.750 6.483 $1,647.44 360
4936176 LARKSPUR CA 94939 SFD 7.000 6.500 $2,262.03 360
4936323 MARCO ISLAND FL 34145 SFD 7.500 6.500 $2,978.66 360
4936325 SAN RAMON CA 94583 SFD 7.375 6.500 $1,984.66 360
4936345 DANVILLE CA 94506 SFD 7.375 6.500 $2,514.06 360
4936371 IJAMSVILLE MD 21754 SFD 7.500 6.500 $2,377.33 360
4936389 LOS ANGELES CA 91326 SFD 6.875 6.500 $2,299.25 360
4936401 LAFAYETTE CO 80026 SFD 7.375 6.500 $2,578.99 360
4936421 BAY VILLAGE OH 44140 SFD 7.125 6.500 $2,394.40 360
4936442 LOS GATOS CA 95032 SFD 7.375 6.500 $3,867.79 360
4936444 ROSCOE IL 61073 SFD 7.125 6.500 $2,155.90 360
4936468 SPRINGBORO OH 45066 SFD 7.250 6.500 $2,044.49 360
4936490 WEARNEY NE 68847 SFD 7.125 6.500 $2,021.16 360
4936503 INDIANHEAD PARK IL 60525 SFD 7.000 6.500 $2,039.15 360
4936513 PARK CITY UT 84098 SFD 6.875 6.500 $3,019.73 360
4936525 SAN JOSE CA 95124 SFD 7.250 6.500 $1,712.26 360
4936560 LOS ANGELES CA 91326 SFD 6.750 6.483 $2,418.62 360
4936572 CHULA VISTA CA 91910 SFD 6.875 6.500 $1,747.43 360
4936577 LINCOLN NE 68510 SFD 6.750 6.483 $1,780.40 360
4936581 GAHANNA OH 43230 SFD 6.750 6.483 $1,743.76 360
4936679 FITCHBURG WI 53711 SFD 7.125 6.500 $3,015.56 360
4936736 HINSDALE IL 60521 SFD 7.125 6.500 $2,694.88 360
4936755 LITITZ PA 17543 SFD 7.125 6.500 $2,475.92 360
4936770 WILDER KY 41071 SFD 6.500 6.233 $2,181.90 360
4936785 IRVINE CA 92620 SFD 7.375 6.500 $2,335.87 360
4936797 LOS ALTOS CA 94022 LCO 6.875 6.500 $3,793.77 360
4936802 PONTE VEDRA BEACH FL 32082 SFD 7.125 6.500 $1,861.49 360
4936823 GARDEN RIDGE TX 78266 SFD 7.000 6.500 $1,709.83 360
4936833 DARIEN CT 06820 SFD 7.000 6.500 $3,326.52 360
4936839 MCGREGOR TX 76657 SFD 7.250 6.500 $2,143.23 360
4936857 NORFOLK VA 23507 SFD 7.500 6.500 $2,118.63 360
4936863 SAN JOSE CA 95131 SFD 7.375 6.500 $2,210.17 360
4936866 TEMECULA CA 92592 SFD 6.875 6.500 $1,806.55 360
4936874 PORTLAND OR 97229 SFD 6.875 6.500 $1,821.34 360
4936875 LIBERTY MO 64068 SFD 7.250 6.500 $2,728.71 360
4936892 SARATOGA CA 95070 SFD 7.250 6.500 $2,979.75 360
4936909 SAN FRANCICSO CA 94116 SFD 7.250 6.500 $1,680.89 360
4936929 LOS ANGELES CA 91326 SFD 6.750 6.483 $2,129.35 360
4936941 FREMONT CA 94539 SFD 7.250 6.500 $2,285.30 360
4936965 SAN JOSE CA 95118 SFD 7.375 6.500 $2,072.03 360
4937022 CHESTNUT HILL MA 02467 SFD 6.750 6.483 $3,155.43 360
4937031 WILTON CT 06897 SFD 6.875 6.500 $1,970.79 360
4937042 NEWPORT BEACH CA 92660 SFD 7.250 6.500 $3,956.63 360
4937051 COLUMBIA MD 21044 SFD 7.250 6.500 $1,669.29 360
4937089 SAN MARCOS CA 92069 SFD 7.500 6.500 $1,713.08 360
4937093 TOLEDO OH 43615 SFD 6.750 6.483 $2,075.52 360
4937109 MONTGOMERY TX 77356 SFD 7.250 6.500 $1,910.10 360
4937118 APTOS CA 95003 SFD 7.250 6.500 $2,480.40 360
4937136 LOS ALTOS CA 94024 SFD 7.000 6.500 $2,139.95 360
4937144 SUNNYVALE CA 94089 SFD 7.125 6.500 $2,506.24 360
4937168 WILLIAMSBURG VA 23185 SFD 6.875 6.500 $2,811.66 360
4937176 MANHATTAN BEACH CA 90266 SFD 7.000 6.500 $2,588.03 360
4937180 RANCHO MIRAGE CA 92270 SFD 6.750 6.483 $2,910.91 360
4937183 RUSSELLVILLE AR 72802 SFD 6.875 6.500 $1,832.84 360
4937193 REDWOOD CITY CA 94065 PUD 7.250 6.500 $2,619.56 360
4937200 OAKLAND CA 94611 SFD 7.500 6.500 $2,078.77 360
4937208 THOUSAND OAKS CA 91360 SFD 7.125 6.500 $1,697.77 360
4937213 COLLEYVILLE TX 76034 SFD 7.375 6.500 $1,712.88 360
4937219 LOS ALAMITOS AREA CA 90720 SFD 7.000 6.500 $2,549.44 360
4937226 LAGUNA BEACH CA 92651 SFD 7.250 6.500 $3,342.67 360
4937234 ORANGE CA 92869 SFD 7.250 6.500 $2,285.30 360
4937247 SAN JOSE CA 95132 SFD 7.125 6.500 $2,021.16 360
4937248 WARRENTON VA 20187 SFD 7.000 6.500 $1,844.55 360
4937252 MOUNT VERNON WA 98273 SFD 6.875 6.500 $2,627.72 360
4937257 SAN CLEMENTE CA 92672 SFD 7.250 6.500 $1,893.72 360
4937258 BOULDER CO 80304 SFD 7.000 6.500 $1,995.91 360
4937284 ISSAQUAH WA 98027 SFD 7.250 6.500 $2,009.01 360
4937290 ORANGE CA 92867 SFD 7.250 6.500 $2,387.62 360
4937309 TORRANCE CA 90505 SFD 6.750 6.483 $2,004.17 360
4937310 MORGAN HILL CA 95037 SFD 6.500 6.233 $2,251.75 360
4937327 LEESBURG VA 20175 SFD 6.625 6.358 $3,126.32 360
4937334 SAN CARLOS CA 94070 SFD 7.250 6.500 $2,558.17 360
4937357 BLOOMFIELD TOWNSHIP MI 48304 SFD 6.875 6.500 $1,970.79 360
4937391 LAGUNA NIGUEL CA 92677 SFD 6.750 6.483 $1,783.65 360
4937615 SAN JOSE CA 95138 SFD 7.125 6.500 $1,845.99 360
4937663 SIMI VALLEY CA 93065 SFD 7.125 6.500 $1,841.28 360
4937688 PEACHTREE CITY GA 30269 SFD 7.000 6.500 $2,874.11 360
4937705 ORANGE CA 92669 SFD 7.625 6.500 $1,762.41 360
4937720 PARK CITY UT 84060 LCO 7.250 6.500 $2,585.45 360
4937734 HIGHLEY AZ 85236 SFD 7.625 6.500 $1,727.02 360
4937739 REDLANDS CA 92373 SFD 6.750 6.483 $1,900.39 360
4937749 SAN FRANCISCO CA 94127 SFD 7.250 6.500 $3,410.88 360
4937752 OAKLAND CA 94610 SFD 7.250 6.500 $3,376.78 360
4937755 PLEASANTON CA 94566 SFD 7.500 6.500 $2,307.41 360
4937757 MEQUON WI 53092 SFD 7.500 6.500 $2,132.61 360
4937762 SAN DIEGO CA 92127 SFD 7.125 6.500 $1,891.13 360
4937767 ROGERS AR 72756 SFD 7.250 6.500 $2,373.97 360
4937773 GILBERT AZ 85233 SFD 7.500 6.500 $1,852.92 360
4937784 SOUTHBORO MA 01772 SFD 7.250 6.500 $2,346.69 360
4937787 SAN DIEGO CA 92116 SFD 7.750 6.500 $2,292.52 360
4937793 BLOOMFIELD HILLS MI 48304 SFD 6.875 6.500 $3,639.39 360
4937799 CRESTED BUTTE CO 81224 SFD 6.875 6.500 $ 716.05 360
4937804 UNIVERSITY PARK TX 75205 SFD 6.750 6.483 $2,925.51 360
4937812 LOS ALTOS CA 94024 SFD 6.875 6.500 $2,897.06 360
4937815 YORBA LINDA CA 92887 SFD 7.375 6.500 $2,210.17 360
4937818 ALEDO TX 76008 SFD 6.750 6.483 $1,880.94 360
4937824 SAN ANTONIO TX 78230 SFD 6.875 6.500 $4,092.67 360
4937834 MOORESTOWN NJ 08057 SFD 7.500 6.500 $2,356.18 360
4937835 CRYSTAL LAKE IL 60014 SFD 7.250 6.500 $2,379.43 360
4937838 WALNUT CREEK CA 94598 SFD 7.375 6.500 $2,486.43 360
4937845 CHEVY CHASE MD 20815 SFD 7.250 6.500 $1,804.10 360
4937862 KESWICK VA 22947 SFD 7.500 6.500 $3,496.07 360
4937875 ALLAMUCHY TWP NJ 07840 SFD 7.375 6.500 $1,740.51 360
4937883 ADDISON IL 60101 SFD 7.125 6.500 $ 943.21 360
4937893 LONG BEACH CA 90814 SFD 7.250 6.500 $1,985.14 360
4937894 ARLINGTON VA 22207 SFD 6.750 6.483 $1,567.01 360
4937895 FREMONT CA 94536 SFD 7.125 6.500 $1,635.79 360
4937897 LIVERMORE CA 94550 SFD 7.125 6.500 $1,953.79 360
4937902 HERNDON VA 20171 SFD 7.125 6.500 $1,960.96 360
4937905 FOUNTAIN VALLEY CA 92708 SFD 7.125 6.500 $1,703.16 360
4937907 SAN MATEO CA 94403 SFD 7.500 6.500 $2,027.73 360
4937916 LONG BEACH CA 90815 SFD 6.875 6.500 $2,476.62 360
4937918 LINCOLN NE 68516 SFD 7.250 6.500 $2,406.04 360
4937928 PIEDMONT CA 94610 SFD 7.750 6.500 $2,292.52 360
4937935 BEAVERTON OR 97007 SFD 7.125 6.500 $2,189.59 360
4937942 PLEASANTON CA 94588 SFD 7.250 6.500 $1,713.63 360
4937954 LAGUNA NIGUEL CA 92677 LCO 7.250 6.500 $ 947.54 360
4937960 ARLINGTON HEIGHTS IL 60004 SFD 7.000 6.500 $2,128.97 360
4937980 CAPTIVA FL 33924 SFD 7.375 6.500 $2,693.64 360
4938004 CORAL SPRINGS FL 33065 SFD 7.000 6.500 $2,144.94 360
4938018 FAIRFIELD CT 06432 SFD 6.750 6.483 $2,049.19 240
4938030 HOBE SOUND FL 33455 LCO 6.750 6.483 $1,712.30 360
4938049 WOODLAND WA 98674 SFD 6.875 6.500 $2,253.27 360
4938051 BOSTON MA 02114 SFD 7.375 6.500 $3,108.04 360
4938057 CUPERTINO CA 95014 SFD 7.500 6.500 $2,356.36 360
4938070 PALM BEACH FL 33480 HCO 6.875 6.500 $3,387.13 360
4938081 SAN DIEGO CA 92109 LCO 7.250 6.500 $2,442.19 360
4938085 BOSTON MA 02116 HCO 7.125 6.500 $2,593.82 360
4938128 STAFFORD VA 22554 SFD 7.000 6.500 $1,969.30 360
4938139 BROOKLYN NY 11234 MF2 7.500 6.500 $2,176.31 360
4938148 BROOKLINE MA 02446 SFD 7.000 6.500 $2,535.47 360
4938152 ATHENS AL 35611 SFD 6.875 6.500 $2,010.21 360
4938161 WELLESLEY MA 02481 SFD 6.750 6.483 $1,945.80 360
4938166 FOUNTAIN VALLEY CA 92708 SFD 7.000 6.500 $1,829.58 360
4938168 FOSTER CITY CA 94404 SFD 7.500 6.500 $2,132.61 360
4938182 GLENDALE CA 91205 SFD 7.500 6.500 $2,153.58 360
4938183 IRVINE CA 92606 SFD 7.250 6.500 $1,705.45 360
4938193 ELKHORN NE 68022 SFD 6.750 6.483 $2,594.39 360
4938200 GREAT FALLS VA 22066 SFD 7.125 6.500 $2,977.84 360
4938222 ATASCADERO CA 93422 SFD 6.750 6.483 $1,893.91 360
4938238 FREMONT CA 94539 SFD 7.375 6.500 $3,241.34 360
4938246 ARLINGTON VA 22201 SFD 6.750 6.483 $2,370.63 360
4938261 SAN JOSE CA 95124 SFD 7.250 6.500 $1,991.96 360
4938277 ORINDA CA 94563 SFD 7.125 6.500 $2,663.21 360
4938286 PALO ALTO CA 94303 SFD 7.125 6.500 $3,208.58 360
4938297 PLEASANTON CA 94566 SFD 7.000 6.500 $2,512.19 360
4938299 FREMONT CA 94536 SFD 7.375 6.500 $1,716.33 360
4938312 PHOENIX AZ 85022 SFD 7.000 6.500 $1,656.60 360
4938334 SCOTTS VALLEY CA 95066 SFD 7.000 6.500 $1,846.22 360
4938351 HUNTINGTON MD 20639 SFD 6.875 6.500 $2,693.41 360
4938360 CARLSBAD CA 92009 SFD 7.500 6.500 $2,447.25 360
4938362 SAN JOSE CA 95125 SFD 7.000 6.500 $1,676.57 360
4938368 PLEASANTON CA 94588 SFD 7.375 6.500 $1,927.68 360
4938375 TROY MI 48098 SFD 7.250 6.500 $2,030.84 360
4938382 BALTIMORE MD 21208 LCO 7.375 6.500 $1,795.76 360
4938413 WARRENTON VA 20186 PUD 6.750 6.483 $1,751.22 360
4938431 SAN JOSE CA 95118 SFD 7.375 6.500 $1,733.60 360
4938438 SAN JOSE CA 95135 SFD 7.125 6.500 $2,018.80 360
4938447 HUNTINGTON BEACH CA 92649 SFD 6.750 6.483 $2,724.12 360
4938455 SANDY UT 84092 SFD 7.375 6.500 $2,094.82 360
4938462 PLEASANTON CA 94566 SFD 7.000 6.500 $2,727.75 360
4938471 MARLBOROUGH MA 01752 SFD 7.000 6.500 $1,689.87 360
4938497 PACIFIC GROVE CA 93950 SFD 6.500 6.233 $3,792.41 360
4938504 GROSSE POINTE PARK MI 48230 SFD 7.250 6.500 $2,319.40 360
4938505 SAN MATEO CA 94402 SFD 7.000 6.500 $1,663.26 360
4938509 LEESBURG VA 20176 SFD 6.750 6.483 $2,075.52 360
4938512 44157709522040W MT 59716 SFD 7.125 6.500 $4,042.31 360
4938513 FOLLY BEACH SC 29439 SFD 7.250 6.500 $1,746.38 360
4938528 CHICAGO IL 60646 SFD 7.250 6.500 $1,732.73 360
4938568 CASTRO VALLEY CA 94552 SFD 7.375 6.500 $1,913.18 360
4938572 SAN BRUNO CA 94066 SFD 7.375 6.500 $2,020.23 360
4938579 SAN JOSE CA 95124 SFD 7.125 6.500 $1,879.34 360
4938580 CLARKSVILLE MD 21029 SFD 6.625 6.358 $2,561.25 360
4938596 DANVILLE CA 94506 SFD 7.375 6.500 $3,290.38 360
4938599 FREMONT CA 94539 SFD 7.125 6.500 $1,845.99 360
4938612 DUNKIRK MD 20754 SFD 7.500 6.500 $1,887.88 360
4938631 SAN JOSE CA 95135 SFD 7.000 6.500 $2,142.28 360
4938642 VINTON VA 24179 SFD 6.625 6.358 $2,177.06 360
4938650 BURLINGAME CA 94010 SFD 7.250 6.500 $1,783.90 360
4938658 LOS GATOS CA 95030 SFD 7.375 6.500 $2,831.77 360
4938670 NEWHALL CA 91381 SFD 7.125 6.500 $2,277.17 360
4938675 NORFOLK VA 23503 SFD 6.625 6.358 $1,613.59 360
4938683 SANTA CLARA CA 95050 SFD 7.250 6.500 $2,169.33 360
4938696 SAN MARTIN CA 95046 SFD 6.750 6.483 $2,334.96 360
4938720 WALNUT CREEK CA 94596 SFD 7.250 6.500 $1,748.42 360
4938721 CHAPEL HILL NC 27514 SFD 6.625 6.358 $2,453.68 360
4938734 POWAY CA 92064 SFD 7.000 6.500 $3,073.70 360
4938748 NEWPORT BEACH CA 92660 PUD 7.500 6.500 $2,064.08 360
4938752 STOCKTON CA 95219 SFD 7.250 6.500 $2,043.12 360
4938754 SARATOGA CA 95070 SFD 7.000 6.500 $3,532.76 360
4938762 ANAHEIM CA 92808 SFD 7.375 6.500 $1,740.50 360
4938764 STOCKTON CA 95212 SFD 6.750 6.483 $1,939.31 360
4938891 SAN JOSE CA 95118 SFD 7.500 6.500 $2,132.61 360
4938998 ENGLEWOOD NJ 07631 PUD 7.125 6.500 $3,099.11 360
4939001 CARLSBAD CA 92009 SFD 7.500 6.500 $2,386.07 360
4939011 MANASSAS VA 20110 SFD 6.875 6.500 $1,839.41 360
4939021 SAN JOSE CA 95129 SFD 7.125 6.500 $2,062.26 360
4939026 SAN DIEGO CA 92130 SFD 7.875 6.500 $2,038.90 360
4939050 OAKLAND CA 94618 PUD 7.375 6.500 $1,781.95 360
4939057 HUNTINGTON BEACH CA 92648 SFD 7.625 6.500 $2,528.95 360
4939067 ALEXANDRIA VA 22301 SFD 7.125 6.500 $1,697.78 360
4939081 SAN BRUNO CA 94066 SFD 7.000 6.500 $2,278.67 360
4939102 CENTREVILLE VA 20120 SFD 6.625 6.358 $1,664.30 360
4939132 ATHERTON CA 94027 SFD 7.375 6.500 $6,561.42 360
4939135 RADNOR PA 19087 SFD 7.000 6.500 $2,020.86 360
4939176 LAGUNA HILLS CA 92653 SFD 7.375 6.500 $2,161.81 360
4939178 PARK RIDGE IL 60068 SFD 7.250 6.500 $2,013.79 360
4939186 FAIRFAX VA 22030 SFD 6.875 6.500 $2,364.95 360
4939197 CARLSBAD CA 92009 SFD 7.250 6.500 $2,073.82 360
4939200 LOS GATOS CA 95032 SFD 7.000 6.500 $3,848.78 360
4939211 MISSION VIEJO CA 92692 SFD 7.000 6.500 $1,789.66 360
4939217 AUSTIN TX 78730 SFD 6.875 6.500 $1,970.79 360
4939222 HAYMARKET VA 20169 SFD 7.000 6.500 $1,788.54 360
4939228 PHOENIX AZ 85016 SFD 7.375 6.500 $2,624.57 360
4939272 ORANGE CA 92869 SFD 7.000 6.500 $2,494.89 360
4939279 ANCHORAGE AK 99515 SFD 7.000 6.500 $2,701.13 360
4939282 LAS FLORES AREA CA 92688 PUD 7.250 6.500 $1,739.55 360
4939288 PARKER CO 80138 SFD 7.500 6.500 $2,125.62 360
4939293 BUFFALO CREEK CO 80425 SFD 7.125 6.500 $1,951.09 360
4939299 UNIVERSITY CITY MO 63130 SFD 7.375 6.500 $1,878.64 360
4939304 NEWPORT BEACH CA 92663 SFD 7.000 6.500 $4,124.88 360
4939305 PLEASANTON CA 94566 SFD 7.250 6.500 $2,288.71 360
4939315 ROANOKE VA 24019 SFD 7.125 6.500 $1,792.10 360
4939316 SANTA CLARITA CA 91351 SFD 7.250 6.500 $2,087.46 360
4939326 ALAMEDA CA 94501 SFD 7.250 6.500 $2,455.84 360
4939327 BLAINE MN 55449 SFD 7.500 6.500 $1,713.08 360
4939333 LOS ALTOS CA 94022 SFD 7.125 6.500 $2,903.73 360
4939370 LOS ANGELES CA 91324 SFD 7.500 6.500 $1,789.99 360
4939371 LIVERMORE CA 94550 SFD 6.875 6.500 $2,759.11 360
4939372 PLEASANTON CA 94588 SFD 7.125 6.500 $2,708.35 360
4939379 CASTRO VALLEY CA 94552 SFD 7.375 6.500 $2,062.36 360
4939382 SPRING HOUSE PA 19477 SFD 7.000 6.500 $1,629.99 360
4939387 LAKE OSWEGO OR 97035 SFD 7.000 6.500 $2,395.09 360
4939389 CONCORD CA 94518 SFD 7.250 6.500 $1,765.14 360
4939422 WEST HILLS CA 91304 SFD 7.375 6.500 $2,681.55 360
4939496 SANTA BARBARA CA 93110 SFD 7.500 6.500 $3,873.65 360
4939516 LAGUNA HILLS CA 92653 SFD 7.375 6.500 $2,201.87 360
4939536 ELLICOTT CITY MD 21042 SFD 6.750 6.483 $2,189.34 360
4939543 IRVINE CA 92614 SFD 7.375 6.500 $1,923.54 360
4939547 NORTH ATTLEBORO MA 02760 SFD 7.750 6.500 $ 316.30 360
4939549 FULLERTON CA 92835 SFD 7.500 6.500 $2,181.55 360
4939555 LAS FLORES AREA CA 92688 PUD 7.375 6.500 $1,985.70 360
4939557 WOODSTOCK MD 21163 SFD 6.750 6.483 $1,650.68 360
4939560 NEWHALL CA 91381 SFD 7.125 6.500 $1,738.20 360
4939564 HERMOSA BEACH CA 90254 SFD 7.500 6.500 $2,356.36 360
4939571 SANTA MONICA CA 90405 SFD 7.250 6.500 $2,182.97 360
4939683 GILROY CA 95020 SFD 7.375 6.500 $2,072.03 360
4939706 SAN ANSELMO CA 94960 SFD 8.000 6.500 $2,146.27 360
4939713 LIVERMORE CA 94550 SFD 6.875 6.500 $2,049.62 360
4939744 ORANGE CA 92869 SFD 6.875 6.500 $2,464.14 360
4939751 STEAMBOAT SPRINGS CO 80477 SFD 6.625 6.358 $1,619.99 360
4939790 ROLLING MEADOWS IL 60008 SFD 8.125 6.500 $1,989.90 360
4939792 SANTA CLARITA CA 91350 SFD 6.875 6.500 $1,773.71 360
4939795 SARATOGA CA 95070 SFD 7.125 6.500 $2,021.16 360
4939850 SCOTTS VALLEY CA 95066 SFD 7.250 6.500 $1,825.50 360
4939858 WATSONVILLE CA 95076 SFD 7.125 6.500 $2,378.23 360
4939878 ALAMO CA 94507 SFD 7.375 6.500 $2,904.29 360
4939885 CUPERTINO CA 95014 SFD 7.375 6.500 $1,830.29 360
4939892 FREMONT CA 94539 SFD 7.250 6.500 $3,206.23 360
4940059 ADAMSTOWN MD 21710 SFD 6.500 6.233 $1,832.37 360
4940166 OAKLAND CA 94611 SFD 7.125 6.500 $1,913.36 360
4940177 ARLINGTON VA 22207 SFD 6.500 6.233 $2,133.23 360
4940187 LOS ALTOS CA 94024 SFD 7.375 6.500 $3,453.38 360
4940200 PINECREST VILLAGE FL 33156 SFD 7.125 6.500 $2,576.98 360
4940203 OAKLAND CA 94611 SFD 7.375 6.500 $1,982.24 360
4940221 BERNARDS TOWNSHIP NJ 07920 SFD 7.250 6.500 $2,863.78 360
4940261 LOS ANGELES CA 90042 SFD 7.625 6.500 $2,372.53 360
4940265 SAINT JAMES NY 11780 SFD 7.250 6.500 $1,790.71 360
4940269 LOS ANGELES CA 90035 SFD 7.500 6.500 $2,440.26 360
4940273 SANTA ANA CA 92705 SFD 7.250 6.500 $2,094.50 240
4940294 GLENDALE CA 91202 SFD 7.125 6.500 $1,953.79 360
4940314 LOS ANGELES CA 90064 SFD 6.750 6.483 $1,602.04 360
4940333 OAKLAND CA 94611 SFD 7.000 6.500 $2,095.70 360
4940339 KAYSVILLE UT 84037 SFD 6.875 6.500 $1,905.09 360
4940386 SANTA ROSA CA 95405 SFD 6.875 6.500 $1,981.30 360
4940411 LA QUINTA CA 92253 SFD 7.250 6.500 $3,410.88 360
4940421 SANTA ANA CA 92705 SFD 7.250 6.500 $2,256.30 360
4940426 ROGERS AR 72758 SFD 6.875 6.500 $3,156.54 360
4940435 YORBA LINDA CA 92886 SFD 7.250 6.500 $1,739.55 360
4940437 FAYETTEVILLE AR 72703 SFD 7.000 6.500 $2,621.29 360
4940443 MOORPARK CA 93021 SFD 7.500 6.500 $1,929.83 360
4940444 DUNN LORING VA 22027 PUD 7.250 6.500 $1,688.39 360
4940451 FAIR OAKS CA 92628 SFD 7.250 6.500 $2,792.83 360
4940457 LAKE FOREST CA 92630 SFD 7.375 6.500 $1,734.98 360
4940467 SANDY UT 84092 SFD 7.375 6.500 $2,113.47 360
4940503 SHERMAN OAKS CA 91423 SFD 7.500 6.500 $1,412.41 360
4940544 EL CAJON CA 92019 SFD 7.375 6.500 $1,971.88 360
4940556 EL DORADO HILLS CA 95762 SFD 7.750 6.500 $2,169.72 360
4940559 BARTLESVILLE OK 74006 SFD 7.250 6.500 $2,670.72 360
4940562 REDWOOD CITY CA 94061 SFD 7.375 6.500 $2,465.72 360
4940564 FAYETTEVILLE AR 72703 SFD 7.250 6.500 $2,728.71 360
4940590 SHARON MA 02067 SFD 7.250 6.500 $1,736.14 360
4940623 POWAY CA 92064 SFD 7.500 6.500 $3,468.10 360
4940648 SAN DIEGO CA 92129 SFD 7.250 6.500 $1,877.35 360
4940694 PLEASANTON CA 94588 SFD 7.000 6.500 $1,868.17 360
4940710 LOS ANGELES TARZANA AREA CA 91356 SFD 6.750 6.483 $2,996.52 360
4940736 LOS ANGELES CA 91304 SFD 7.000 6.500 $1,902.77 360
4940737 LAFAYETTE CA 94549 SFD 7.375 6.500 $2,016.78 360
4940774 TORRANCE CA 90505 SFD 7.250 6.500 $1,978.32 360
4940814 WAYNE NJ 07470 SFD 7.250 6.500 $2,783.28 360
4940921 ISSAQUAH WA 98027 SFD 6.750 6.483 $2,305.77 360
4941026 PLEASANTON CA 94566 SFD 6.875 6.500 $1,852.54 360
4941065 WINDERMERE FL 34786 SFD 7.375 6.500 $2,762.71 360
4941075 LOS ALTOS CA 94024 SFD 7.125 6.500 $4,379.18 360
4941151 WHEATON IL 60187 SFD 7.250 6.500 $2,029.48 360
4941278 TORRANCE CA 90503 SFD 7.375 6.500 $1,996.06 360
4941288 LOS ANGELES CA 90034 SFD 7.250 6.500 $2,735.53 360
4941440 HIGHLAND UT 84003 SFD 7.625 6.500 $2,123.38 360
4941459 LOS GATOS CA 95030 SFD 7.375 6.500 $6,906.76 360
4941487 AMHERST MA 01002 SFD 7.125 6.500 $2,034.63 360
4941498 COHASSET MA 02025 SFD 7.125 6.500 $1,962.21 360
4941530 DOWNEY CA 90240 SFD 7.250 6.500 $1,688.39 360
4941539 ESCONDIDO CA 92029 SFD 7.125 6.500 $2,355.32 360
4941558 LOS ANGELES CA 90027 SFD 7.500 6.500 $2,025.97 360
4941586 BOCA RATON FL 33496 SFD 7.250 6.500 $3,397.24 360
4941618 SANTA CLARITA CA 91351 SFD 7.375 6.500 $2,293.04 360
4941635 ALAMEDA CA 94501 SFD 7.250 6.500 $2,663.22 360
4941678 SAN FRANCISCO CA 94127 SFD 7.125 6.500 $1,845.99 360
4941687 SUNNYVALE CA 94087 SFD 7.375 6.500 $2,116.23 360
4941693 BRENTWOOD CA 94513 PUD 7.000 6.500 $1,676.56 360
4941708 DANVILLE CA 94526 SFD 6.750 6.483 $2,542.50 360
4941773 OAKLAND CA 94605 SFD 7.500 6.500 $2,013.74 360
4941955 SUNNYVALE CA 94086 LCO 7.500 6.500 $2,024.93 360
4941986 SCOTTS VALLEY CA 95066 SFD 7.000 6.500 $1,743.09 360
4942014 LOS ANGELES CA 90039 SFD 7.375 6.500 $1,746.03 360
4942070 SANTA ROSA CA 95409 SFD 6.875 6.500 $2,364.94 360
4942073 PACIFIC PALISADES CA 90272 SFD 7.125 6.500 $2,384.97 360
4942087 SAN MATEO CA 94402 SFD 6.875 6.500 $3,202.53 360
4942094 NEW CITY NY 10956 SFD 6.875 6.500 $1,970.79 360
4942149 MENLO PARK CA 94025 SFD 7.000 6.500 $2,122.32 360
4942152 SAN JUAN CAPISTRANO CA 92675 SFD 6.750 6.483 $2,464.68 360
4942154 THE SEA RANCH CA 94597 SFD 7.125 6.500 $2,189.59 360
4942161 PLEASANTON CA 94588 SFD 7.250 6.500 $1,843.58 360
4942170 SANTA ROSA CA 95405 SFD 7.250 6.500 $2,443.90 360
4942172 PLEASANTON CA 94566 SFD 6.875 6.500 $2,926.62 360
4942178 CAMPBELL CA 95008 SFD 7.250 6.500 $1,841.88 360
4942182 BERKELEY CA 94708 SFD 7.250 6.500 $2,530.87 360
4942203 GLENDALE CA 91207 SFD 7.250 6.500 $1,773.66 360
4942208 CORTE MADERA CA 94925 SFD 6.750 6.483 $2,320.43 360
4942227 ELK GROVE CA 95758 SFD 7.250 6.500 $1,732.73 360
4942237 SEBASTOPOL CA 95472 SFD 7.250 6.500 $2,203.43 360
4942261 SARATOGA CA 95070 SFD 7.375 6.500 $3,059.70 360
4942321 TULSA OK 74133 SFD 7.125 6.500 $1,704.51 360
4942379 MCLEAN VA 22102 SFD 7.000 6.500 $3,087.01 360
4942489 WALNUT CREEK CA 94598 SFD 7.125 6.500 $2,102.00 360
4942499 SAN FRANCISCO CA 94122 SFD 7.625 6.500 $1,840.26 360
4942508 GIG HARBOR WA 98332 SFD 7.250 6.500 $1,976.95 360
4942568 SAN JOSE CA 95112 SFD 7.125 6.500 $2,921.25 360
4942618 ANAHEIM CA 92808 SFD 6.875 6.500 $2,151.58 360
4942646 PASADENA CA 91106 SFD 6.500 6.233 $2,199.60 360
4942687 BONITA CA 91902 SFD 7.500 6.500 $1,762.03 360
4942691 BELMONT CA 94002 SFD 7.500 6.500 $2,831.82 360
4942704 LOS ANGELES CA 90068 SFD 7.375 6.500 $4,351.26 360
4942776 SAN DIEGO CA 92130 SFD 7.750 6.500 $2,796.88 360
4942955 FOOTHILL RANCH CA 92610 PUD 7.375 6.500 $2,054.07 360
4942980 BURBANK CA 91501 SFD 7.625 6.500 $1,725.25 360
4943073 KEY BISCAYNE FL 33149 HCO 7.875 6.500 $1,892.44 360
4943088 CASTLE ROCK CO 80104 SFD 6.625 6.358 $2,098.57 360
4943139 WALNUT CREEK CA 94598 SFD 7.500 6.500 $1,817.96 360
4943157 ROCKVILLE MD 20852 SFD 6.500 6.233 $1,870.93 360
4943164 SAN JOSE CA 95129 SFD 7.375 6.500 $3,702.02 360
4943200 CAPITOLA CA 95010 SFD 7.375 6.500 $2,417.36 360
4943264 SAN JOSE CA 95138 SFD 7.625 6.500 $2,073.84 360
4943290 LARKSPUR CA 94939 SFD 7.125 6.500 $3,247.32 360
4943383 GREEN COVE SPRINGS FL 32043 SFD 7.375 6.500 $2,645.29 360
4943552 SAN JOSE CA 95123 SFD 7.625 6.500 $2,403.67 360
4943662 CUPERTINO CA 95014 SFD 7.125 6.500 $3,018.26 360
4943716 MORGAN HILL CA 95037 SFD 6.625 6.358 $2,113.03 360
4943769 MONTEBELLO NY 10901 SFD 6.625 6.358 $1,696.83 360
4944330 PICO RIVERA CA 90660 SFD 7.000 6.500 $1,111.06 360
4944360 ARCADIA CA 91006 SFD 7.000 6.500 $1,990.59 360
4944378 MIAMI FL 33139 SFD 7.250 6.500 $2,578.63 360
4944391 WOODLAND HILLS CA 91364 SFD 7.125 6.500 $1,852.73 360
4944416 FOUNTAIN VALLEY CA 92708 SFD 7.125 6.500 $2,236.75 360
4944488 VACAVILLE CA 95688 SFD 7.250 6.500 $1,702.71 360
4944555 SALINAS CA 93901 SFD 7.375 6.500 $1,924.91 360
4944558 WEST UNIVERSITY PL TX 77005 SFD 7.125 6.500 $2,438.87 360
4944572 SAN JOSE CA 95124 SFD 7.375 6.500 $1,740.50 360
4944593 SAN FRANCISCO CA 94116 SFD 7.375 6.500 $1,961.52 360
4944857 OCEANSIDE NY 11572 SFD 6.750 6.483 $2,464.67 360
4944916 DIX HILLS NY 11746 SFD 7.500 6.500 $2,293.42 360
4944949 BELMONT CA 94002 SFD 7.250 6.500 $2,302.34 360
4945113 BOLINAS CA 94924 SFD 6.750 6.483 $2,062.55 360
4945185 CASTRO VALLEY CA 94552 SFD 6.875 6.500 $1,712.61 360
4945225 LAFAYETTE CA 94549 SFD 6.750 6.483 $4,156.22 360
4945280 ISSAQUAH WA 98029 SFD 6.875 6.500 $1,642.33 360
4945461 WATSONVILLE CA 95076 SFD 6.750 6.483 $2,516.57 360
4945629 CASTRO VALLEY CA 94578 SFD 7.750 6.500 $2,759.98 360
4945668 DAVIS CA 95616 SFD 7.500 6.500 $2,377.33 360
4945718 ENCINO CA 91316 SFD 7.500 6.500 $1,799.78 360
4945740 VISALIA CA 93291 SFD 7.250 6.500 $2,118.16 360
4945790 HACIENDA HEIGHTS CA 91745 SFD 7.250 6.500 $1,644.04 360
4945839 ENCINO CA 91436 SFD 7.375 6.500 $3,247.90 360
4946058 FAIRHOPE AL 36532 SFD 7.000 6.500 $2,827.54 360
4946063 DECATUR GA 30034 SFD 7.125 6.500 $4,379.17 360
4946552 PLEASANTON CA 94588 SFD 7.250 6.500 $2,418.32 360
4946648 AUSTIN TX 78703 SFD 7.125 6.500 $2,024.53 360
4946665 SAN DIEGO CA 92107 SFD 7.375 6.500 $1,878.64 360
4946955 SACRAMENTO CA 95829 SFD 7.250 6.500 $1,739.55 360
4947272 DIX HILLS NY 11746 SFD 7.625 6.500 $2,123.38 360
4947319 MANHATTAN BEACH CA 90266 SFD 7.125 6.500 $2,358.02 360
4947331 SANTA MONICA CA 90403 SFD 7.625 6.500 $1,748.26 360
4947334 OAK HARBOR WA 98277 SFD 6.625 6.358 $2,209.08 360
4947437 SAN RAFAEL CA 94901 SFD 7.000 6.500 $4,324.47 360
4947585 MORAGA CA 94556 SFD 7.000 6.500 $2,295.30 360
4947614 LOS ALTOS CA 94022 SFD 7.000 6.500 $3,439.62 360
4947629 PORTLAND OR 97229 SFD 7.375 6.500 $2,063.74 360
4947650 SAN JOSE CA 95127 SFD 7.750 6.500 $ 859.70 360
4947660 DANVILLE CA 94526 SFD 7.125 6.500 $2,021.16 360
4947674 SAN JOSE CA 95117 SFD 7.250 6.500 $1,964.67 360
4947981 SAN DIEGO CA 92129 SFD 7.375 6.500 $1,751.56 360
4948036 WESTLAKE VILLAGE CA 91361 SFD 7.625 6.500 $3,450.50 360
4948048 SAN JUAN CAPISTRANO CA 92675 SFD 7.250 6.500 $1,821.42 360
4948051 NAPA CA 94558 SFD 7.375 6.500 $1,961.52 360
4948059 MILPITAS CA 95035 SFD 7.250 6.500 $2,292.11 360
4948067 SAN JOSE CA 95124 SFD 7.000 6.500 $1,996.24 360
4948205 SAN FRANCISCO CA 94122 SFD 7.000 6.500 $1,955.99 360
4948376 VALENCIA CA 91354 SFD 6.750 6.483 $1,939.31 360
4948378 LAGUNA BEACH CA 92651 SFD 7.500 6.500 $3,614.94 360
4948409 MOUNTAIN VIEW CA 94043 LCO 7.125 6.500 $1,763.46 360
4948441 WILSONVILLE OR 97070 PUD 7.375 6.500 $1,839.96 360
4948494 CYPRESS CA 90630 SFD 7.125 6.500 $2,802.67 360
4948787 POTOMACK MD 20854 SFD 7.000 6.500 $3,060.40 360
4949146 ORANGE CA 92869 SFD 7.250 6.500 $2,045.85 360
4949566 STAMFORD CT 06903 SFD 6.750 6.483 $1,718.78 360
4949575 FORT SALONGA NY 11768 SFD 7.250 6.500 $1,882.81 360
4949604 NORTHPORT NY 11768 SFD 7.375 6.500 $3,591.52 360
4949610 STAMFORD CT 06903 PUD 6.875 6.500 $4,171.50 360
4949615 ESCONDIDO CA 92027 SFD 7.250 6.500 $1,749.79 360
4949675 AGOURA CA 91301 SFD 7.125 6.500 $2,671.30 360
4950409 SAN JOSE CA 95118 SFD 6.875 6.500 $1,806.56 360
4950525 BALLGROUND GA 30107 SFD 7.125 6.500 $2,223.27 360
4950683 LOS ANGELES CA 90004 SFD 7.125 6.500 $2,021.16 360
4951904 DEL MAR CA 92014 SFD 7.500 6.500 $2,664.01 360
4951914 LAGUNA HILLS CA 92653 SFD 7.125 6.500 $1,530.36 360
6458605 PARKER CO 80134 SFD 7.375 6.500 $2,808.28 360
6469113 APPLE VALLEY CA 92307 SFD 7.625 6.500 $1,751.79 360
6539908 LAKE IN THE HILLS IL 60102 SFD 7.375 6.500 $1,740.45 360
6543508 CASPER WY 82601 SFD 7.500 6.500 $2,485.71 360
6545968 MORIARTY NM 87035 SFD 7.500 6.500 $3,216.39 360
6577919 UPLAND CA 91786 SFD 7.500 6.500 $3,062.34 360
6582764 NEW LONDON NC 28127 PUD 6.875 6.500 $3,941.57 360
6594770 NEW BRAUNFELS TX 78130 SFD 7.000 6.500 $3,326.51 360
6601101 ENGLEWOOD CO 80111 SFD 7.375 6.500 $2,652.19 360
6614882 STIRLING NJ 07980 SFD 6.750 6.483 $2,967.98 360
6639107 CHAPEL HILL NC 27514 PUD 7.375 6.500 $2,935.37 360
6643396 OMAHA NE 68116 SFD 7.000 6.500 $2,395.09 360
6651609 GOLD RIVER CA 95670 SFD 7.125 6.500 $1,984.15 360
6686644 AVONDALE PA 19311 SFD 6.625 6.358 $1,878.99 360
6690073 UPLAND CA 91786 SFD 7.000 6.500 $2,501.54 360
6693215 SOMERS NY 10536 SFD 7.125 6.500 $2,021.16 360
6699496 CALEDONIA MI 49316 SFD 7.625 6.500 $1,804.87 360
6716258 OCEANPORT NJ 07757 SFD 7.375 6.500 $1,795.76 360
6732704 GILBERT AZ 85234 PUD 7.375 6.500 $1,920.77 360
6741210 CINNAMINSON NJ 08077 SFD 6.375 6.108 $1,700.67 360
6746714 SOMERS NY 10589 SFD 7.000 6.500 $2,725.08 360
6752131 MESA AZ 85207 PUD 7.375 6.500 $1,708.73 360
6757478 SHREWSBURY MA 01545 SFD 6.750 6.483 $1,763.67 360
6762515 GREENBROOK NJ 08812 SFD 6.750 6.483 $2,646.28 360
6765388 LOVELAND CO 80537 PUD 6.875 6.500 $2,938.66 360
6769350 BERWYN PA 19312 PUD 6.750 6.483 $2,646.28 360
6789049 FRANKLIN NJ 08873 SFD 7.000 6.500 $2,209.48 360
6797155 MCKINNEY TX 75070 PUD 7.125 6.500 $1,795.49 360
6802450 LOWELL MI 49512 SFD 7.375 6.500 $2,085.84 360
6810306 LAUREL MT 59044 SFD 7.125 6.500 $1,967.09 360
6813918 MESA AZ 85207 SFD 7.375 6.500 $2,121.24 360
6814179 LAS CRUCES NM 88011 SFD 7.250 6.500 $1,773.66 360
6814822 TAMPA FL 33626 SFD 7.000 6.500 $1,766.24 360
6837168 HEBRON KY 41048 SFD 7.125 6.500 $2,430.78 360
6844615 SONOMA CA 95476 SFD 7.000 6.500 $2,094.08 360
6848123 WEST CHESTER PA 19380 SFD 6.625 6.358 $1,920.93 360
6850000 LA VERNE CA 91750 SFD 7.125 6.500 $3,641.83 360
6854991 GEORGETOWN MA 01833 SFD 7.250 6.500 $2,368.52 360
6855061 CORRALES NM 87048 SFD 7.625 6.500 $2,335.72 360
6855167 MAPLE GROVE MN 55311 SFD 7.000 6.500 $1,843.76 360
6857595 CARLSBAD CA 92009 SFD 6.750 6.483 $1,990.55 360
6861788 FRANKTOWN CO 80116 SFD 7.125 6.500 $2,742.03 360
6866839 REDWOOD CITY CA 94065 PUD 6.875 6.500 $2,416.18 360
6873067 ALTADENA CA 91001 SFD 7.250 6.500 $1,957.27 360
6873410 WEST HILLS CA 91367 PUD 7.250 6.500 $3,083.32 360
6875359 ALTADENA CA 91001 SFD 6.500 6.233 $1,845.48 360
6876444 CAMAS WA 98607 SFD 7.250 6.500 $3,547.32 360
6877434 ELK GROVE CA 95758 SFD 7.125 6.500 $2,040.36 360
6878440 SOUTH ORANGE NJ 07079 SFD 7.500 6.500 $2,069.67 360
6879218 SAN DIEGO CA 92128 SFD 7.000 6.500 $2,641.92 360
6882101 TUSTIN CA 92782 SFD 7.125 6.500 $1,993.18 360
6884158 CAMARILLO CA 93010 SFD 6.625 6.358 $1,996.49 360
6885601 INDEPENDENCE MN 55359 SFD 7.125 6.500 $2,496.87 360
6886672 SAN DIEGO CA 92130 SFD 6.875 6.500 $2,491.73 360
6890544 SANTA CLARA CA 95054 PUD 6.750 6.483 $1,622.14 360
6891708 LANDENBERG PA 19350 SFD 6.750 6.483 $2,385.22 360
6892187 FOUNTAIN HILLS AZ 85268 SFD 7.000 6.500 $1,876.15 360
6897950 SAN DIEGO CA 92128 SFD 7.125 6.500 $2,540.59 360
6899333 SAN DIEGO CA 92130 SFD 6.875 6.500 $2,364.29 360
6908143 BEAVERTON OR 97007 SFD 7.000 6.500 $1,745.42 360
6913293 RIO VERDE AZ 85263 PUD 6.875 6.500 $1,785.97 360
6914461 COLORADO SPRINGS CO 80908 SFD 7.000 6.500 $1,731.12 360
6920401 OLNEY MD 20832 PUD 6.875 6.500 $1,900.82 360
6922214 EDINA MN 55436 SFD 7.500 6.500 $1,730.56 360
6924346 MENDOTA HEIGHTS MN 55118 SFD 7.125 6.500 $1,754.36 360
6925332 ROCKVILLE MD 20850 SFD 6.625 6.358 $2,177.06 360
6927711 OCEAN TWP NJ 07712 SFD 7.500 6.500 $1,957.10 360
6927842 TRABUCO CANYON CA 92679 PUD 7.250 6.500 $1,733.75 360
6928034 ROCKVILLE MD 20850 SFD 6.625 6.358 $2,073.65 360
6938025 SN JN CAPISTRANO CA 92675 SFD 7.250 6.500 $1,763.92 360
6939998 SOUTHLAKE TX 76092 SFD 6.500 6.233 $1,896.20 360
6940410 SANTA CLARITA CA 91350 SFD 7.000 6.500 $2,018.20 360
6946613 ELK GROVE CA 95758 SFD 7.250 6.500 $1,799.24 360
6948552 OAKTON VA 22124 PUD 6.875 6.500 $4,270.04 360
6954521 SAN DIEGO CA 92130 SFD 7.125 6.500 $2,259.31 360
6960018 SOUTH RIDING VA 20152 SFD 6.625 6.358 $2,094.46 360
6960424 SAN CLEMENTE CA 92673 PUD 7.625 6.500 $1,808.41 360
6969177 NEW CANAAN CT 06840 SFD 7.375 6.500 $1,873.11 360
6969446 SAN DIEGO CA 92124 SFD 7.250 6.500 $2,068.36 360
6974211 SANTA CLARITA CA 91350 SFD 7.250 6.500 $2,190.81 360
6974226 REDDING CA 96001 SFD 7.125 6.500 $1,649.26 360
6975125 BENICIA CA 94510 SFD 7.000 6.500 $2,036.41 360
6976436 BENICIA CA 94510 SFD 7.125 6.500 $1,968.61 360
6976462 BENICIA CA 94510 SFD 7.250 6.500 $2,062.22 360
6982354 THOUSAND OAKS CA 91320 SFD 7.375 6.500 $3,586.87 360
6986530 FALLBROOK CA 92028 SFD 6.875 6.500 $1,839.40 360
6987569 MORRISTOWN NJ 07960 SFD 7.500 6.500 $2,384.56 240
7000117 RAMSEY MN 55303 SFD 7.125 6.500 $2,659.63 360
7010577 VALLEY FORGE PA 19460 SFD 6.500 6.233 $1,856.51 360
7034936 MONTVALE NJ 07645 SFD 6.875 6.500 $3,284.64 360
7061892 ANDOVER MN 55304 SFD 6.875 6.500 $2,764.13 240
7066406 GRAYSLAKE IL 60030 SFD 7.750 6.500 $1,993.78 360
7073618 BEAVERTON OR 97007 SFD 7.500 6.500 $2,377.33 360
7073906 IRVINE CA 92602 SFD 6.750 6.483 $2,371.27 360
7078310 BATAVIA IL 60510 SFD 7.125 6.500 $2,358.01 360
7079435 IRVINE CA 92602 SFD 7.250 6.500 $2,486.12 360
7080208 ROCKLIN CA 95765 SFD 7.750 6.500 $1,913.04 360
7085623 CARBONDALE CO 81623 SFD 7.125 6.500 $1,650.61 360
7088244 BENICIA CA 94510 SFD 8.375 6.500 $2,187.05 360
7090001 COMMERCE TWSP MI 48382 SFD 7.375 6.500 $1,771.58 360
7092426 SPRING CITY PA 19475 SFD 7.250 6.500 $1,742.96 360
7092848 PLACENTIA CA 92870 SFD 7.375 6.500 $1,920.08 360
7093634 CRANFORD NJ 07016 SFD 7.375 6.500 $2,320.67 360
7094931 SAN JOSE CA 95111 SFD 7.250 6.500 $1,950.34 360
7098554 GILROY CA 95020 SFD 7.125 6.500 $1,843.83 360
7101935 ALBUQUERQUE NM 87122 SFD 7.375 6.500 $2,044.40 360
7103740 SANTA CLARA CA 95054 SFD 7.250 6.500 $2,600.87 360
7108855 PEBBLE BEACH CA 93953 SFD 7.500 6.500 $2,447.25 360
7109441 FREEHOLD NJ 07728 SFD 7.125 6.500 $2,355.32 360
7110236 ST PAUL MN 55105 SFD 7.250 6.500 $2,728.71 360
7111728 SAN DIEGO CA 92130 PUD 7.250 6.500 $2,618.43 360
7112671 PHOENIX AZ 85045 SFD 7.500 6.500 $2,437.46 360
7112930 RANCHO SANTA MARG CA 92688 PUD 7.375 6.500 $1,921.51 360
7113829 SAN JOSE CA 95111 PUD 7.250 6.500 $1,930.56 360
7118479 OKLAHOMA CITY OK 73013 SFD 7.000 6.500 $1,756.40 360
7119865 SEATTLE WA 98116 LCO 7.625 6.500 $2,123.38 360
7121658 OAKLAND CA 94610 LCO 7.375 6.500 $1,932.90 360
7121975 WALNUT CREEK CA 94598 PUD 7.750 6.500 $4,298.47 360
7122111 AVON CO 81620 PUD 7.125 6.500 $2,021.16 360
7123022 BOULDER CO 80303 SFD 7.250 6.500 $2,503.59 360
7125872 RIDGEWOOD NJ 07450 SFD 6.750 6.483 $2,594.39 360
7127556 GILROY CA 95020 SFD 7.000 6.500 $2,471.60 360
7129182 UNION CITY CA 94587 SFD 7.625 6.500 $2,210.09 360
7129288 NEWARK DE 19711 SFD 6.750 6.483 $2,130.64 360
7131787 CARLSBAD CA 92009 SFD 6.750 6.483 $2,483.48 360
7132800 SAN DIEGO CA 92131 SFD 6.875 6.500 $1,904.62 360
7132937 IRVINE CA 92602 SFD 7.125 6.500 $2,215.52 360
7135314 CLEARWATER FL 33759 SFD 7.250 6.500 $1,902.56 360
7137842 PARK CITY UT 84060 SFD 7.250 6.500 $1,909.55 360
7137994 ARROYO GRANDE CA 93420 SFD 6.875 6.500 $1,739.55 360
7138967 DANVILLE CA 94526 SFD 7.000 6.500 $2,428.35 360
7139081 WAYNE NJ 07470 SFD 7.375 6.500 $1,851.01 360
7139130 LAGUNA NIGUEL CA 92677 PUD 7.375 6.500 $5,304.38 360
7145806 CARLSBAD CA 92009 PUD 7.250 6.500 $1,807.77 360
7146099 WOODBURY MN 55125 SFD 7.000 6.500 $3,094.65 360
7147268 MESA AZ 85207 PUD 7.375 6.500 $2,470.20 360
7152282 PRINCETON NJ 08540 SFD 7.250 6.500 $2,387.62 360
7152604 FOX RIVER GROVE IL 60021 SFD 7.000 6.500 $1,798.31 360
7153179 SIOUX FALLS SD 57103 PUD 7.125 6.500 $2,883.52 360
7154000 BENICIA CA 94510 SFD 7.000 6.500 $2,252.79 360
7161371 SARATOGA CA 95070 SFD 6.500 6.233 $3,751.96 360
7161442 OAKLAND CA 94705 SFD 7.000 6.500 $2,128.70 360
7161912 PLYMOUTH MN 55442 SFD 7.375 6.500 $1,989.14 360
7162132 WAYNE NJ 07470 SFD 7.625 6.500 $1,815.49 360
7162148 PLYMOUTH MN 55447 SFD 7.250 6.500 $1,766.84 360
7162493 SANTA CLARITA CA 91351 LCO 7.875 6.500 $1,759.02 360
7163125 NEWTOWN SQUARE PA 19073 SFD 6.625 6.358 $1,892.12 360
7163947 WOODLAND HILLS CA 91367 SFD 7.625 6.500 $2,264.94 360
7164614 GROTON MA 01450 SFD 7.250 6.500 $2,150.22 360
7164710 ANOKA MN 55303 SFD 7.000 6.500 $2,318.55 360
7164788 WAKE FOREST NC 27587 SFD 7.750 6.500 $1,833.44 360
7165897 COLUMBIA CT 06237 SFD 7.000 6.500 $1,826.26 360
7166782 SLEEPY HOLLOW NY 10591 MF2 7.500 6.500 $3,081.39 240
7166786 MIDDLEBURG VA 20118 SFD 7.250 6.500 $9,302.73 240
7167083 WHEATON IL 60187 SFD 6.750 6.483 $1,566.36 360
7167950 WALNUT CREEK CA 94598 SFD 7.000 6.500 $1,929.38 360
7168158 CEDAR RAPIDS IA 52402 SFD 6.875 6.500 $1,970.79 360
7168734 RANCHO SANTA FE CA 92067 SFD 7.000 6.500 $6,270.48 360
7170578 MONSEY NY 10952 SFD 7.000 6.500 $2,661.21 360
7173742 KENNARD NE 68034 SFD 7.250 6.500 $1,818.92 360
7175138 SANTEE CA 92071 SFD 7.000 6.500 $2,098.03 360
7181172 EVANSTON IL 60201 SFD 7.125 6.500 $3,099.11 360
7182823 KINNELON NJ 07405 SFD 8.000 6.500 $2,548.44 360
7182892 WOODCLIFF LAKE NJ 07675 SFD 7.000 6.500 $4,594.06 300
7184895 ORONO MN 55356 SFD 7.000 6.500 $1,766.38 360
7186526 FREMONT CA 94536 SFD 7.125 6.500 $1,774.33 360
7186559 PLEASANTON CA 94566 SFD 7.250 6.500 $2,504.95 360
7187336 PORTLAND OR 97201 SFD 6.875 6.500 $2,069.33 360
7188799 CHICAGO IL 60657 LCO 6.875 6.500 $1,806.55 360
7190985 WEST DES MOINES IA 50265 SFD 7.250 6.500 $2,182.96 360
7191667 BOCA RATON FL 33496 SFD 6.875 6.500 $2,397.79 360
7191721 HONOLULU HI 96821 SFD 6.875 6.500 $3,915.30 360
7192267 SPOKANE WA 99223 SFD 7.250 6.500 $2,660.49 360
7192879 LAKEVILLE MN 55044 SFD 7.250 6.500 $2,083.43 240
7194433 NEWTON MA 02159 SFD 7.000 6.500 $2,120.65 360
7194459 ST CHARLES IL 60174 SFD 6.750 6.483 $2,237.66 360
7194516 ST PAUL MN 55104 SFD 7.125 6.500 $3,031.73 360
7195135 POTOMAC MD 20854 SFD 7.000 6.500 $2,993.86 360
7197385 SAN FRANCISCO CA 94118 SFD 6.750 6.483 $3,405.14 360
7198687 ST CHARLES IL 60175 SFD 7.500 6.500 $1,793.49 360
7200197 COLORADO SPRINGS CO 80906 SFD 7.125 6.500 $3,031.73 360
7200456 HOUSTON TX 77057 SFD 6.625 6.358 $2,165.53 360
7200870 MONTE SERENO CA 95030 SFD 7.125 6.500 $5,726.61 360
7201043 DALY CITY CA 94014 SFD 7.125 6.500 $1,997.93 360
7201323 NORWELL MA 02161 SFD 7.000 6.500 $1,862.85 360
7202227 FORT LAUDERDALE FL 33305 SFD 7.000 6.500 $1,796.32 360
7202470 PUEBLO CO 81004 SFD 7.000 6.500 $1,995.91 360
7202780 CARBONDALE CO 81623 PUD 7.500 6.500 $2,237.49 360
7203060 ALBUQUERQUE NM 87111 SFD 7.125 6.500 $4,291.59 360
7203415 SHARON MA 02067 SFD 7.375 6.500 $1,944.14 300
7204075 WATCHUNG NJ 07060 SFD 7.375 6.500 $2,486.43 360
7204412 WALPOLE MA 02081 SFD 7.500 6.500 $1,776.00 360
7204624 BELGRADE MT 59714 SFD 7.500 6.500 $1,730.56 360
7204675 CARLSBAD CA 92009 SFD 7.625 6.500 $2,463.12 360
7204806 WOODINVILLE WA 98072 SFD 7.000 6.500 $2,245.40 360
7205468 DALY CITY CA 94104 SFD 6.875 6.500 $1,754.79 360
7205889 FAIRFAX STATION VA 22039 SFD 6.625 6.358 $2,241.09 360
7206104 OGDEN DUNES IN 46368 SFD 7.625 6.500 $2,441.89 360
7206243 TELLURIDE CO 81435 SFD 7.500 6.500 $2,576.61 360
7206684 SNOWMASS VILLAGE CO 81615 LCO 7.375 6.500 $2,762.70 360
7207314 JACKSONVILLE FL 32259 SFD 7.500 6.500 $4,684.74 360
7207501 LOS ALTOS CA 94024 SFD 6.750 6.483 $3,768.35 360
7209671 SAN DIEGO CA 92128 SFD 7.250 6.500 $4,229.49 360
7213206 SAVANNAH GA 31405 SFD 7.125 6.500 $1,694.40 360
7213810 VIRGINIA BEACH VA 23456 SFD 7.000 6.500 $1,611.70 360
7214379 BREA CA 92621 SFD 7.000 6.500 $1,995.91 360
7214420 GRAND DETOUR IL 61021 SFD 7.125 6.500 $1,805.57 360
7214726 MORRIS TWP NJ 07960 SFD 7.375 6.500 $2,541.68 360
7215372 GLENCOE IL 60022 SFD 7.250 6.500 $2,101.10 360
7220743 ELK GROVE CA 95758 SFD 7.375 6.500 $1,926.98 360
7221060 SAN RAFAEL CA 94901 SFD 7.125 6.500 $3,658.29 360
7225241 ALBUQUERQUE NM 87122 SFD 7.000 6.500 $2,328.56 360
7225374 PLAINFIELD NJ 07060 SFD 7.375 6.500 $2,348.30 360
7226039 DAYTON OH 45458 SFD 7.625 6.500 $1,714.63 360
7226430 MONTVILLE NJ 07045 SFD 7.750 6.500 $2,643.56 360
7227730 LONG BEACH NJ 08008 SFD 7.250 6.500 $1,850.06 360
7228354 CYPRESS CA 90630 SFD 7.000 6.500 $1,629.99 360
7228775 CHICAGO IL 60614 SFD 7.375 6.500 $3,757.27 360
7228830 BLOOMINGTON MN 55438 SFD 7.125 6.500 $2,054.84 360
7229236 AVON CO 81620 LCO 7.125 6.500 $1,671.77 360
7229260 WEST BLOOMFIELD MI 48322 SFD 7.250 6.500 $2,410.65 240
7229821 PLYMOUTH MN 55441 SFD 7.375 6.500 $1,933.89 360
7231175 NORTHVILLE MI 48167 LCO 7.500 6.500 $2,073.87 360
7231257 VIRGINIA BEACH VA 23454 SFD 7.375 6.500 $2,244.69 360
7231309 CENTERVILLE OH 45458 SFD 7.250 6.500 $1,964.67 360
7231692 EDEN PRAIRIE MN 55347 SFD 7.500 6.500 $2,200.78 360
7231734 BRECKENRIDGE CO 80424 LCO 7.375 6.500 $2,348.30 360
7231746 NOVATO CA 94947 SFD 7.250 6.500 $2,524.05 360
7231977 CENTER VALLEY PA 18034 SFD 7.375 6.500 $6,216.08 360
7232146 CHATHAM NJ 07928 SFD 7.125 6.500 $2,088.53 360
7232834 LOS ANGELES CA 91364 SFD 7.375 6.500 $6,906.75 360
7233426 SAN JOSE CA 95132 SFD 7.125 6.500 $1,824.09 360
7234166 SAN LUIS OBISPO CA 93401 SFD 6.750 6.483 $2,270.09 360
7234201 BENICIA CA 94510 SFD 6.875 6.500 $1,642.32 360
7235699 CORONA DEL MAR CA 92625 PUD 6.500 6.233 $2,781.10 360
7235717 NEWCASTLE NH 03854 SFD 7.250 6.500 $5,099.27 360
7236209 CLIVE IA 50325 SFD 6.875 6.500 $2,259.84 360
7237119 PACIFICA CA 94044 SFD 7.125 6.500 $1,678.60 360
7239628 LUXEMBURG WI 54217 SFD 7.375 6.500 $3,063.14 360
7240297 EVERETT WA 98205 SFD 7.250 6.500 $2,123.27 360
7241993 NAPERVILLE IL 60564 SFD 7.000 6.500 $1,691.87 360
7242443 VIENNA VA 22182 SFD 7.125 6.500 $1,798.83 360
7245522 SWAMPSCOTT MA 01907 SFD 7.125 6.500 $2,443.58 360
7247184 CHARLOTTE NC 28277 SFD 7.250 6.500 $3,083.44 360
7247200 DES MOINES IA 50312 SFD 7.000 6.500 $1,969.30 360
7247429 OMAHA NE 68135 SFD 7.250 6.500 $1,957.85 360
7247599 ST CHARLES IL 60175 SFD 7.125 6.500 $1,709.23 360
7248991 GOLDEN CO 80401 SFD 7.250 6.500 $1,841.88 360
7251083 BOW MAR CO 80123 SFD 7.000 6.500 $2,604.66 360
7251094 GLENDALE AZ 85310 PUD 7.250 6.500 $1,850.40 360
7251614 SANTA CRUZ CA 95060 SFD 6.750 6.483 $2,140.37 360
7256873 SAN DIEGO CA 92129 SFD 6.375 6.108 $1,559.67 360
7257541 BERNARDSVILLE NJ 07924 SFD 7.250 6.500 $6,303.31 360
7258038 NEW CITY NY 10956 SFD 7.375 6.500 $2,320.67 360
7261828 BLOOMFIELD HILLS MI 48304 SFD 7.125 6.500 $2,425.39 360
7267663 FREDERICK MD 21704 SFD 7.500 6.500 $2,097.64 360
7267873 SALEM OR 97302 SFD 7.250 6.500 $2,524.05 360
7268183 LOS ANGELES CA 90005 SFD 6.750 6.483 $2,594.39 360
7269966 SAN CARLOS CA 94070 LCO 6.875 6.500 $2,506.18 360
7270896 PORTLAND OR 97229 SFD 7.000 6.500 $1,914.87 360
7271199 NORFOLK VA 23505 SFD 7.125 6.500 $1,920.10 360
7271201 IVANHOE IL 60060 SFD 7.500 6.500 $2,657.02 360
7271615 STONINGTON CT 06378 SFD 6.625 6.358 $2,241.09 360
7276271 CAREFREE AZ 85377 SFD 6.750 6.483 $3,217.05 360
7278658 CORONA DEL MAR CA 92625 PUD 7.000 6.500 $3,152.87 360
7278917 MINNETONKA MN 55305 SFD 7.000 6.500 $2,095.70 360
7279026 CHARLOTTE NC 28277 PUD 7.125 6.500 $2,658.33 360
7279960 CASTINE ME 04421 SFD 7.250 6.500 $2,640.02 360
7280082 MINNEAPOLIS MN 55416 SFD 7.250 6.500 $3,506.39 360
7281348 CORONADO CA 92118 SFD 7.000 6.500 $1,729.79 360
7281401 HILLSBOROUGH CA 94010 SFD 7.125 6.500 $3,368.59 360
7281541 AGOURA HILLS CA 91301 SFD 6.875 6.500 $2,194.14 360
7282048 COLORADO SPRINGS CO 80919 SFD 6.375 6.108 $1,945.97 360
7282579 BERKELEY HEIGHTS NJ 07974 SFD 6.750 6.483 $2,347.93 360
7282589 HUNTINGTOWN MD 20639 SFD 6.875 6.500 $1,995.42 360
7282760 ATLANTA GA 30350 SFD 7.000 6.500 $2,499.99 360
7282826 MISHAWAKA IN 46545 SFD 7.000 6.500 $1,686.54 360
7283296 LAS VEGAS NV 89117 SFD 7.250 6.500 $2,916.30 360
7283470 SOLANA BEACH CA 92075 SFD 7.125 6.500 $3,126.05 360
7283632 CHROMO CO 81127 SFD 7.125 6.500 $2,694.87 360
7283852 ENGLEWOOD CO 80111 PUD 6.750 6.483 $3,190.65 360
7284017 ST PETERSBURG FL 33703 SFD 7.250 6.500 $1,719.08 360
7284179 KENTFIELD CA 94904 SFD 7.250 6.500 $2,005.60 360
7284301 MORGAN HILL CA 95037 SFD 6.750 6.483 $2,594.39 360
7284974 PHOENIX AZ 85018 SFD 7.500 6.500 $3,356.23 360
7285335 OCEANSIDE CA 92057 SFD 7.375 6.500 $2,334.91 360
7285634 SAN JOSE CA 95120 SFD 6.750 6.483 $3,834.51 360
7285640 PARKER CO 80134 SFD 7.125 6.500 $2,391.70 360
7285681 TIBURON CA 94920 LCO 7.500 6.500 $3,731.01 360
7286792 ASHBURNHAM MA 01430 SFD 7.500 6.500 $1,869.00 360
7287265 NAMPA ID 83686 PUD 7.250 6.500 $2,605.57 360
7287769 LAS VEGAS NV 89109 SFD 7.625 6.500 $1,879.19 360
7287845 FIRDAY HARBOR WA 98250 PUD 7.125 6.500 $2,708.35 360
7288199 ZIONSVILLE IN 46077 SFD 6.875 6.500 $1,671.88 360
7288861 MARION IA 52302 SFD 6.625 6.358 $2,057.32 360
7289128 UPLAND CA 91786 SFD 7.000 6.500 $2,102.36 360
7289239 ZIMMERMAN MN 55398 SFD 7.000 6.500 $1,754.40 360
7289520 FT MYERS FL 33908 PUD 7.375 6.500 $1,772.62 360
7291070 ALPINE CA 91901 SFD 6.875 6.500 $2,069.33 360
7291133 PLYMOUTH MN 55447 SFD 7.000 6.500 $3,186.80 360
7291947 ROSS CA 94957 SFD 7.125 6.500 $6,063.47 360
7292485 MAHOPAC NY 10541 SFD 7.500 6.500 $2,447.25 360
7292519 LOOMIS CA 95650 SFD 6.625 6.358 $2,209.07 360
7292851 DAMASCUS MD 20872 SFD 7.000 6.500 $1,629.99 360
7293219 LAKE ELMO MN 55042 SFD 7.500 6.500 $1,762.02 360
7293476 SAN JOSE CA 95123 SFD 7.375 6.500 $2,811.74 360
7295707 BARRINGTON IL 60010 SFD 7.125 6.500 $2,160.62 360
7295760 NEEDHAM MA 02492 SFD 7.625 6.500 $1,804.87 360
7296650 PARADISE VALLEY AZ 85253 SFD 7.375 6.500 $1,906.26 360
7296868 OCEANSIDE CA 92057 SFD 7.000 6.500 $1,789.66 360
7297208 LAGRANGE IL 60525 SFD 6.875 6.500 $1,951.08 360
7297274 SAN DIEGO CA 92107 SFD 6.750 6.483 $1,686.36 360
7297456 GREEN BAY WI 54301 SFD 7.125 6.500 $2,344.54 360
7297951 RYE CO 81069 SFD 7.000 6.500 $2,375.13 360
7298222 FAIRFA STATION VA 22039 SFD 6.500 6.233 $1,896.20 360
7298934 DENVER CO 80218 SFD 7.125 6.500 $2,426.73 360
7299072 CONCORD MA 01742 SFD 7.375 6.500 $3,425.75 360
7300123 OMAHA NE 68118 SFD 7.250 6.500 $2,286.31 360
7300590 LITTLETON CO 80123 SFD 7.000 6.500 $1,747.08 360
7301134 DORR MI 49323 SFD 7.250 6.500 $1,671.33 360
7302065 HIGHLAND CA 92346 SFD 7.125 6.500 $2,621.34 360
7302530 BASKING RIDGE NJ 07920 SFD 7.250 6.500 $2,831.03 360
7305795 LOVELAND CO 80537 SFD 7.250 6.500 $2,251.18 360
7310775 LANDENBERG PA 19350 SFD 6.750 6.483 $2,425.76 360
7310831 ATLANTA GA 30350 SFD 7.125 6.500 $2,415.62 360
7313060 MARIETTA GA 30068 PUD 7.000 6.500 $1,862.85 360
7314895 STEAMBOAT SPRINGS CO 80487 SFD 7.750 6.500 $2,686.55 360
7316426 CANTON MA 02021 SFD 7.375 6.500 $4,213.12 360
7316538 ORCHARD PARK NY 14127 SFD 6.875 6.500 $2,706.55 360
7317097 BARRINGTON IL 60010 SFD 7.125 6.500 $2,462.44 360
7318827 SPARTANBURG SC 29302 SFD 7.250 6.500 $2,217.00 240
7319102 SEVERN MD 21144 SFD 7.125 6.500 $1,662.40 360
7319128 LAKELAND TN 38002 SFD 7.375 6.500 $2,362.11 360
7319600 NAPA CA 94558 SFD 7.000 6.500 $2,361.82 360
7320848 ALBUQUERQUE NM 87112 SFD 6.750 6.483 $2,890.09 360
7321196 SIOUX FALLS SD 57110 SFD 7.000 6.500 $2,727.74 360
7321895 WILLIAMSBURG VA 23188 SFD 7.500 6.500 $1,749.43 360
7322501 SAN JOSE CA 95136 PUD 6.875 6.500 $1,734.29 360
7323033 LEXINGTON MA 02173 SFD 7.000 6.500 $2,328.56 360
7324530 PARADISE VALLEY AZ 85253 SFD 7.750 6.500 $2,442.25 360
7324630 CYPRESS CA 90630 SFD 7.375 6.500 $1,973.26 360
7325228 HARRISON NY 10528 SFD 6.625 6.358 $2,129.03 360
7326205 LOVELAND OH 45140 SFD 7.000 6.500 $3,259.98 360
7326348 CLAYTON CA 94517 SFD 6.500 6.233 $1,801.39 360
7326378 OAKLAND CA 94610 SFD 7.375 6.500 $1,839.27 360
7327762 NEWARK CA 94560 SFD 7.250 6.500 $1,739.55 360
7327968 MORGAN HILL CA 95037 PUD 7.875 6.500 $1,885.18 360
7328017 SANTA FE NM 87501 SFD 7.250 6.500 $2,630.47 360
7328653 SANTA CLARA CA 95050 SFD 7.250 6.500 $1,725.91 360
7329048 LEESBURG VA 20175 PUD 7.125 6.500 $2,330.39 360
7329809 MOORHEAD MN 56560 SFD 7.375 6.500 $2,123.83 360
7330074 THOUSAND OAKS CA 91320 LCO 7.000 6.500 $1,684.35 360
7331217 ATLANTA GA 30309 SFD 7.000 6.500 $2,415.05 360
7336237 BELLEVUE WA 98006 SFD 7.500 6.500 $2,272.45 360
7337313 CHELMSFORD MA 01824 SFD 7.000 6.500 $1,829.58 360
7337448 BISMARCK ND 58501 SFD 7.000 6.500 $1,647.95 360
7338298 HIGHLAND PARK IL 60035 SFD 6.875 6.500 $4,164.93 360
7338732 ASPEN CO 81611 SFD 7.000 6.500 $6,653.03 360
7339948 HIGHLAND PARK IL 60035 PUD 6.875 6.500 $2,709.83 360
7340031 KIRKWOOD MO 63122 SFD 7.125 6.500 $1,832.51 360
7340436 SAN JOSE CA 95123 SFD 7.000 6.500 $1,716.48 360
7341679 LOS ANGELES CA 91324 SFD 7.125 6.500 $2,371.49 360
7343307 SAN JOSE CA 95125 SFD 6.875 6.500 $1,921.52 360
7343323 GRANITE BAY CA 95746 PUD 7.000 6.500 $2,315.25 360
7343399 EVERETT WA 98203 SFD 7.125 6.500 $2,998.05 360
7343779 LONGPORT NJ 08403 SFD 7.250 6.500 $2,605.91 360
7344682 FOLSOM CA 95630 SFD 7.375 6.500 $3,528.31 360
7344820 CARBONDALE CO 81623 SFD 7.625 6.500 $2,184.96 360
7346783 WRIGHTSVILLE BEAC NC 28480 SFD 6.875 6.500 $3,645.95 360
7348268 OMAHA NE 68114 SFD 7.250 6.500 $2,431.96 360
7348822 SAN JOSE CA 95123 SFD 7.375 6.500 $1,731.87 360
7349470 HOLLISTON MA 01746 SFD 7.125 6.500 $2,098.63 360
7349703 DE PERE WI 54115 SFD 7.125 6.500 $2,546.66 360
7349945 EDEN PRAIRIE MN 55347 SFD 7.375 6.500 $3,402.27 360
7350063 DOYLESTOWN PA 18901 SFD 7.250 6.500 $1,795.49 360
7350322 LAGUNA BEACH CA 92651 SFD 7.125 6.500 $2,115.48 360
7350331 WAYZATA MN 55391 SFD 7.250 6.500 $1,745.01 360
7350441 CINCINNATI OH 45242 SFD 7.125 6.500 $1,839.25 360
7350843 BARRINGTON IL 60010 PUD 7.000 6.500 $1,852.87 360
7350939 POTOMAC MD 20854 SFD 6.625 6.358 $3,841.87 360
7351300 SAN JOSE CA 95123 SFD 7.125 6.500 $2,021.16 360
7351399 HILLSBOROUGH CA 94010 SFD 6.875 6.500 $6,569.29 360
7351808 MUSKEGO WI 53150 SFD 6.750 6.483 $1,692.72 360
7351863 EVANSTON IL 60203 SFD 7.000 6.500 $1,691.20 360
7352626 CHURCHVILLE PA 18966 SFD 6.500 6.233 $1,991.01 360
7353964 KIRKLAND WA 98034 SFD 6.875 6.500 $1,844.66 360
7354003 GRESHAM OR 97080 SFD 7.625 6.500 $1,727.02 360
7354439 DAVIDSON NC 28036 SFD 7.000 6.500 $2,120.65 360
7354460 GUNNISON CO 81230 SFD 6.875 6.500 $2,430.64 360
7354618 NEWPORT BEACH CA 92660 SFD 7.000 6.500 $2,594.68 360
7354745 CORONADO CA 92118 LCO 8.000 6.500 $6,466.30 360
7354788 CEDAR RAPIDS IA 52411 SFD 7.000 6.500 $1,982.60 360
7354841 ISSAQUAH WA 98029 SFD 6.875 6.500 $2,249.69 240
7355072 BARRINGTON HILLS IL 60010 SFD 6.750 6.483 $6,485.98 360
7355104 DEER PARK IL 60010 SFD 7.000 6.500 $2,255.38 360
7355119 LOS ALTOS HILLS CA 94022 SFD 6.875 6.500 $6,510.16 360
7355482 MINNETONKA MN 55305 SFD 7.000 6.500 $1,995.91 360
7355696 NEWPORT BEACH CA 92657 LCO 6.750 6.483 $3,551.07 360
7355697 LAGUNA BEACH CA 92651 SFD 6.875 6.500 $4,171.50 360
7355705 BELLINGHAM WA 98226 SFD 7.000 6.500 $1,916.07 360
7355735 HERNDON VA 20171 SFD 7.000 6.500 $2,205.48 360
7355781 MILTON MA 02186 SFD 6.875 6.500 $3,021.87 360
7355953 DOVER MA 02030 SFD 7.000 6.500 $1,970.63 360
7355963 NEWTON MA 02458 SFD 7.000 6.500 $3,393.04 360
7356019 PHOENIX AZ 85013 SFD 7.000 6.500 $2,173.54 360
7356066 ORONO MN 55331 SFD 6.625 6.358 $2,068.20 360
7356140 TACOMA WA 98498 SFD 6.750 6.483 $2,853.83 360
7356163 ROSEVILLE MN 55113 SFD 6.875 6.500 $1,918.23 360
7356187 WARREN NJ 07059 SFD 6.875 6.500 $3,475.15 360
7356535 CASTLE ROCK CO 80104 SFD 6.750 6.483 $1,980.82 360
7356744 CHARLOTTE NC 28210 SFD 7.000 6.500 $2,027.84 360
7356770 WASHINGTON DC 20007 SFD 6.875 6.500 $2,870.78 360
7358935 GERMANTOWN TN 38139 SFD 6.875 6.500 $1,616.70 360
7359687 ATLANTA GA 30342 SFD 7.000 6.500 $2,727.74 360
7360161 DEVON PA 19333 SFD 7.250 6.500 $2,005.58 240
7360276 REDWOOD CITY CA 94061 SFD 6.875 6.500 $2,299.25 360
7360658 PHOENIX AZ 85032 SFD 8.250 6.500 $1,816.19 360
7361068 LITTLETON CO 80120 SFD 7.000 6.500 $1,849.54 360
7361199 SAN JOSE CA 95118 SFD 7.375 6.500 $1,913.17 360
7361514 COLLIERVILLE TN 38017 SFD 6.875 6.500 $2,423.45 360
7361573 EDEN PRAIRE MN 55347 SFD 6.875 6.500 $1,792.76 360
7361818 NEWAYGO MI 49337 SFD 7.375 6.500 $1,942.52 360
7362039 OAK PARK CA 91301 SFD 7.125 6.500 $2,061.58 360
7362279 WOBURN MA 01801 SFD 7.000 6.500 $1,763.05 360
7362381 GOLD RIVER CA 95670 SFD 7.250 6.500 $2,333.04 360
7362513 ISSAQUAH WA 98029 SFD 7.000 6.500 $3,512.80 360
7362693 CHARLOTTE NC 28210 SFD 6.875 6.500 $1,642.32 360
7363746 MINNETRISTA MN 55364 SFD 7.000 6.500 $2,980.56 360
7363836 ELK RIVER MN 55330 SFD 7.000 6.500 $1,706.50 360
7364096 NEWPORT BEACH CA 92660 SFD 7.250 6.500 $4,220.97 360
7364100 PARAMUS NJ 07652 SFD 7.375 6.500 $2,141.09 360
7364188 SACRAMENTO CA 95834 SFD 7.000 6.500 $6,652.36 360
7364231 LOS ANGELES CA 91324 SFD 6.750 6.483 $1,662.36 360
7364254 VIENNA VA 22181 SFD 7.125 6.500 $2,775.72 360
7364347 EDEN PRAIRIE MN 55347 SFD 7.125 6.500 $2,155.90 360
7364408 SAN LUIS OBISPO CA 93405 SFD 7.125 6.500 $3,281.01 360
7364542 SPRINGFIELD NJ 07081 SFD 7.125 6.500 $1,842.62 360
7364723 ROSWELL GA 30075 SFD 7.375 6.500 $2,590.03 360
7365036 CALABASAS CA 91302 SFD 7.375 6.500 $2,590.03 360
7365512 CANYON COUNTRY CA 91351 SFD 6.750 6.483 $1,739.54 360
7365519 HUDSON WI 54016 SFD 7.250 6.500 $1,773.66 360
7366397 REDMOND WA 98052 SFD 8.125 6.500 $2,227.49 360
7366406 LAYTONSVILLE MD 20882 SFD 7.250 6.500 $1,800.26 360
7366550 RENO NV 89509 PUD 7.625 6.500 $2,253.97 360
7367427 WHITTIER CA 90601 SFD 8.000 6.500 $1,986.67 360
7367871 WOODINVILLE WA 98072 SFD 7.250 6.500 $2,292.11 360
7368324 SAN MARINO CA 91108 SFD 7.375 6.500 $6,906.75 360
7368330 CLOVIS CA 93611 SFD 7.375 6.500 $2,762.70 360
7368548 SAN CLEMENTE CA 92673 SFD 7.375 6.500 $2,023.68 360
7369874 PASADENA CA 91104 SFD 7.000 6.500 $1,836.23 360
7370028 BONITA CA 91902 SFD 7.375 6.500 $2,719.53 360
7371142 OAK BROOK IL 60521 SFD 7.500 6.500 $2,489.20 360
7371324 NORCROSS GA 30092 SFD 7.500 6.500 $2,176.65 360
7372344 SAN CARLOS CA 94070 SFD 7.000 6.500 $1,689.87 360
7373059 RAMSEY MN 55303 SFD 7.500 6.500 $2,408.72 240
7373688 BOULDER CO 80302 SFD 7.375 6.500 $4,015.05 360
7373710 SAN JOSE CA 95135 SFD 7.375 6.500 $2,424.27 360
7374437 SAN DIEGO CA 92131 PUD 6.875 6.500 $3,313.88 360
7374643 YORBA LINDA CA 92887 SFD 7.125 6.500 $1,663.44 360
7375076 HOPKINTON MA 01748 SFD 7.000 6.500 $2,005.89 360
7375531 IRVINE CA 92620 SFD 7.250 6.500 $1,841.88 360
7375787 FREMONT CA 94555 SFD 7.375 6.500 $2,019.53 360
7377339 PARK CITY UT 84060 LCO 7.375 6.500 $3,149.48 360
7377475 BRECKENRIDGE CO 80424 SFD 7.250 6.500 $4,007.79 360
7377637 LOS GATOS CA 95032 PUD 7.250 6.500 $5,986.10 360
7377943 ROCHESTER MN 55902 SFD 7.625 6.500 $2,072.42 360
7378153 MINNEAPOLIS MN 55405 SFD 7.000 6.500 $1,995.91 360
7378433 MOUNT CHARLESTON NV 89124 SFD 7.750 6.500 $2,005.95 360
7378687 SANTA CRUZ CA 95060 SFD 7.250 6.500 $1,691.80 360
7380325 CORONA DEL MAR CA 92625 SFD 7.500 6.500 $6,992.15 360
7380403 CAMPBELL CA 95008 SFD 7.250 6.500 $1,918.62 360
7381980 VISALIA CA 93292 SFD 7.500 6.500 $1,817.96 360
7382334 LOS ALTOS CA 94024 SFD 7.250 6.500 $3,682.73 360
7382884 ALAMEDA CA 94502 SFD 7.500 6.500 $2,231.89 360
7382900 UPLAND CA 91784 SFD 7.125 6.500 $2,294.93 360
7383600 SAN JOSE CA 95126 SFD 6.875 6.500 $2,049.62 360
7383809 CHARLOTTE NC 28211 SFD 6.875 6.500 $2,430.64 360
7384187 MENLO PARK CA 94025 SFD 7.125 6.500 $1,812.30 360
7384484 PORTOLA VALLEY CA 94028 SFD 7.625 6.500 $5,581.66 360
7384926 LAS VEGAS NV 89123 PUD 6.250 5.983 $1,483.88 360
7385591 BEVERLY HILLS CA 90210 SFD 7.625 6.500 $7,077.94 360
7385825 SAN DIEGO CA 92131 SFD 7.500 6.500 $2,580.10 360
7385942 TYNGSBORO MA 01879 SFD 7.750 6.500 $1,991.63 360
7386647 OMAHA NE 68116 SFD 7.250 6.500 $1,659.05 360
7386732 NEWCASTLE WA 98056 SFD 7.000 6.500 $1,838.23 360
7387020 VENETIA PA 15367 SFD 7.250 6.500 $1,802.99 360
7387247 SANTA FE NM 87505 SFD 7.500 6.500 $4,279.19 360
7387418 PHOENIXVILLE PA 19460 SFD 7.250 6.500 $2,180.24 360
7387552 KENSINGTON CA 94707 SFD 6.875 6.500 $3,019.90 360
7387782 SARASOTA FL 34231 SFD 7.000 6.500 $2,684.06 360
7388592 FAYSTON VT 05673 SFD 7.750 6.500 $1,837.60 360
7388800 SANTA CLARA CA 95050 PUD 7.125 6.500 $2,129.62 360
7389521 FOREST VA 24551 SFD 7.375 6.500 $1,737.74 360
7390059 STONE HARBOR NJ 08247 SFD 7.500 6.500 $3,845.68 360
7390441 CASTRO VALLEY CA 94552 SFD 7.375 6.500 $1,885.54 360
7390589 MILPITAS CA 95035 SFD 7.125 6.500 $2,034.63 360
7393385 TUALATIN OR 97062 SFD 7.625 6.500 $2,611.76 360
7395177 DENVER CO 80209 HCO 7.500 6.500 $1,957.80 360
7397017 FORT COLLINS CO 80525 SFD 7.375 6.500 $3,108.04 360
7397363 NEENAH WI 54956 SFD 6.875 6.500 $1,918.23 360
7397613 KATY TX 77450 PUD 7.125 6.500 $1,827.12 360
7398129 BROOKLINE MA 02146 SFD 6.750 6.483 $2,075.51 360
7398314 ENCINITAS CA 92007 SFD 7.000 6.500 $2,461.62 360
7398926 SAN FRANCISCO CA 94301 SFD 7.625 6.500 $6,016.25 360
7399447 YORBA LINDA CA 92886 SFD 7.250 6.500 $1,882.81 360
7403551 ROSWELL GA 30075 PUD 7.375 6.500 $2,138.33 360
7404670 HONOLULU HI 96822 MF2 7.000 6.500 $3,160.19 360
7404919 ATLANTA GA 30328 SFD 7.375 6.500 $2,099.65 360
7405866 BENICIA CA 94510 SFD 6.875 6.500 $2,150.11 360
7406524 SANTA CLARITA CA 91355 SFD 7.125 6.500 $1,726.07 360
7407148 MADISON NJ 07940 SFD 7.875 6.500 $1,950.44 360
7407418 ARROYO GRANDE CA 93420 SFD 8.125 6.500 $2,073.05 360
7410464 SAN JOSE CA 95118 SFD 7.375 6.500 $1,954.61 360
7412189 KANSAS CITY MO 64113 PUD 7.125 6.500 $2,371.49 360
7412590 PARADISE VALLEY AZ 85253 SFD 7.500 6.500 $2,361.67 360
7414369 LOS ANGELES CA 91604 SFD 7.500 6.500 $2,307.41 360
7414492 LOS ALTOS CA 94024 SFD 7.500 6.500 $3,405.17 360
7414591 FLAGSTAFF AZ 86004 SFD 7.500 6.500 $1,957.80 360
7416605 SOQUEL CA 95073 SFD 7.375 6.500 $2,027.82 360
7416620 CHINO HILLS CA 91786 SFD 7.500 6.500 $2,041.71 360
7418214 POTOMAC MD 20854 SFD 7.625 6.500 $2,293.25 360
7418240 LAS VEGAS NV 89134 SFD 7.250 6.500 $3,329.02 360
7418381 RENO NV 89509 SFD 7.875 6.500 $1,903.31 360
7419870 PALO ALTO CA 94303 SFD 7.500 6.500 $3,127.24 360
7422110 SANTA CRUZ CA 95062 SFD 7.125 6.500 $2,021.16 360
7424106 CLAYTON CA 94517 SFD 7.250 6.500 $2,837.85 360
7424525 BELLEVUE WA 98008 SFD 6.875 6.500 $3,172.97 360
7425111 COSTA MESA CA 92627 SFD 7.625 6.500 $2,038.45 360
7425565 MARINA DEL REY CA 90292 SFD 6.750 6.483 $3,242.99 360
7427423 SAN DIEGO CA 92107 SFD 7.500 6.500 $1,748.04 360
7428377 COLORADO SPRINGS CO 80906 SFD 7.000 6.500 $2,308.60 360
7429654 WILMINGTON NC 28403 SFD 7.250 6.500 $2,019.92 360
7430054 RUMSON NJ 07760 SFD 7.500 6.500 $2,569.61 360
7430276 PARK CITY UT 84060 LCO 7.375 6.500 $2,072.03 360
7430972 ASPEN CO 81611 SFD 7.375 6.500 $3,259.99 360
7430999 MEADOW VISTA CA 95722 SFD 6.875 6.500 $1,957.65 360
7431082 PALM DESERT CA 92260 SFD 7.125 6.500 $2,021.16 360
7431262 OXNARD CA 93030 PUD 7.625 6.500 $2,548.06 360
7433009 LOS GATOS CA 95032 SFD 7.250 6.500 $2,182.96 360
7433013 LOS ALTOS CA 94024 SFD 7.500 6.500 $5,593.72 360
7433054 SEATTLE WA 98112 SFD 7.500 6.500 $6,831.33 360
7433894 BETHESDA MD 20814 SFD 7.250 6.500 $2,193.88 360
7433955 GERMANTOWN TN 38138 SFD 7.375 6.500 $2,701.12 240
7435427 CASTRO VALLEY CA 94552 SFD 7.250 6.500 $2,079.27 360
7436286 ALPINE CA 91901 SFD 7.375 6.500 $2,693.63 360
7436315 MALVERN PA 19355 SFD 6.500 6.233 $1,959.41 360
7437034 ROWLAND HEIGHTS CA 91748 SFD 7.625 6.500 $3,001.05 360
7437041 SAN JOSE CA 95120 SFD 7.000 6.500 $2,745.70 360
7437696 MEDINA WA 98039 SFD 7.000 6.500 $2,993.86 360
7437799 SAN JOSE CA 95120 SFD 7.375 6.500 $1,933.89 360
7438444 DEL MAR CA 92014 SFD 7.250 6.500 $4,282.02 360
7440670 PETALUMA CA 94954 SFD 7.250 6.500 $2,062.90 360
7443257 HIGHLAND PARK IL 60035 SFD 7.125 6.500 $2,015.44 360
7443549 WARREN NJ 07060 SFD 7.500 6.500 $3,111.50 360
7443878 AVALON CA 90704 LCO 7.250 6.500 $1,691.80 360
7444241 SAN DIEGO CA 92130 SFD 7.625 6.500 $2,675.46 360
7444392 FRASER CO 80442 SFD 7.500 6.500 $2,097.64 360
7444416 SCOTTSDALE AZ 85255 PUD 7.250 6.500 $1,783.55 360
7444948 GAINESVILLE GA 30506 SFD 7.125 6.500 $1,959.17 360
7447694 CAMBRIDGE MA 02140 LCO 7.750 6.500 $2,951.62 360
7448484 EVERGREEN CO 80439 SFD 7.375 6.500 $1,795.76 360
7449477 EDEN PRAIRIE MN 55347 SFD 7.250 6.500 $1,869.48 360
7450282 SOUTH PASADENA CA 91030 SFD 7.125 6.500 $2,209.80 360
7450382 PARK CITY UT 84098 SFD 7.375 6.500 $2,635.62 360
7450450 TRUCKEE CA 96161 SFD 7.625 6.500 $1,862.56 360
7450566 ARLINGTON VA 22204 SFD 7.750 6.500 $1,753.06 360
7452052 WINTER PARK FL 32789 PUD 7.375 6.500 $2,029.34 360
7453232 PLEASANTON CA 94588 PUD 7.125 6.500 $2,344.54 360
7458008 SAN JOSE CA 95124 PUD 6.875 6.500 $2,285.85 360
7459607 SAN JUAN CAPISTRA CA 92675 SFD 6.625 6.358 $2,268.62 360
7462631 SAN JOSE CA 95118 SFD 7.000 6.500 $1,929.38 360
7463467 OAKTON VA 22124 SFD 7.250 6.500 $2,837.85 360
7465183 REDMOND WA 98053 SFD 6.875 6.500 $2,003.63 360
7465555 ARLINGTON VA 22201 SFD 7.750 6.500 $2,538.96 360
7466155 GREEN BAY WI 54313 SFD 7.000 6.500 $2,075.74 360
7468123 WESTPORT CT 06880 SFD 7.375 6.500 $2,078.93 360
7470385 AURORA OR 97002 SFD 7.125 6.500 $2,304.12 360
7471242 MEDFORD NJ 08055 SFD 7.375 6.500 $1,933.89 360
7471310 TEANECK NJ 07666 SFD 7.875 6.500 $1,925.06 360
7472219 MARTINEZ CA 94553 SFD 7.625 6.500 $2,123.38 360
7472585 REDMOND WA 98053 SFD 7.250 6.500 $4,093.06 360
7473797 HALF MOON BAY CA 94019 SFD 7.750 6.500 $2,095.51 360
7474728 HENDERSON NV 89014 PUD 7.000 6.500 $1,626.00 360
7475805 LOS ALAMITOS CA 92708 SFD 7.125 6.500 $2,128.95 360
7475828 LEESBURG VA 20176 SFD 6.500 6.233 $2,401.86 360
7476328 HERMISTON OR 97838 SFD 7.500 6.500 $1,922.84 360
7476500 IRWIN ID 83428 SFD 7.250 6.500 $3,032.27 360
7477568 SNOWMASS VILLAGE CO 81615 LCO 7.375 6.500 $2,096.20 360
7477754 LOS ANGELES CA 91364 SFD 7.000 6.500 $2,661.21 360
7479590 SALEM NJ 08001 SFD 7.375 6.500 $1,989.14 360
7481062 ALTA WY 83002 SFD 7.500 6.500 $1,880.16 360
7482729 CAMARILLO CA 93010 SFD 7.125 6.500 $2,014.42 360
7489289 CARLSBAD CA 92009 SFD 7.250 6.500 $3,112.14 360
7491233 TURLOCK CA 95380 SFD 7.000 6.500 $1,995.91 360
7502262 ALPHARETTA GA 30005 SFD 7.250 6.500 $1,674.58 360
7507680 BATH OH 44333 LCO 6.000 5.733 $2,697.53 360
</TABLE>
<TABLE>
<CAPTION>
(i) (viii) (ix) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- ---------- ------------- ------ --------- ---------- -------- ----------- ----------- -----------
CUT-OFF
MORTGAGE SCHEDULED DATE MORTGAGE T.O.P. MASTER FIXED
LOAN MATURITY PRINCIPAL INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER DATE BALANCE LTV SUBSIDY CODE FEE LOAN FEE YIELD
- -------- ----------- ------------- ------ --------- ---------- -------- ----------- ----------- -----------
<S> <C> <C> <C> <C> <C> <C> <S> <C> <C>
4511693 1-Jun-26 $223,401.33 84.89 33 0.250 0.017 0.733
4537280 1-Sep-26 $305,114.56 84.99 01 0.250 0.017 1.233
4737504 1-Jan-29 $251,900.00 79.99 0.250 0.017 0.358
4738540 1-Apr-28 $474,082.09 63.87 0.250 0.017 0.733
4744628 1-Jan-29 $270,000.00 73.97 0.250 0.017 0.233
4755697 1-Sep-28 $276,867.86 89.98 11 0.250 0.017 0.733
4765551 1-Oct-28 $263,480.42 75.78 0.250 0.017 0.108
4778945 1-Jun-28 $89,474.04 72.82 0.250 0.017 0.608
4783440 1-Jan-29 $259,150.00 79.96 0.250 0.017 0.483
4784995 1-Jul-28 $475,837.96 69.88 0.250 0.017 0.733
4787281 1-Jan-29 $247,150.00 89.87 17 0.250 0.017 0.233
4791097 1-Aug-28 $255,462.14 90.00 06 0.250 0.017 0.358
4794132 1-Sep-18 $261,698.10 81.88 17 0.250 0.017 0.608
4796312 1-May-28 $341,776.42 78.86 0.250 0.017 0.683
4796634 1-Jul-28 $420,963.21 70.25 0.250 0.017 0.000
4800050 1-Jan-29 $348,900.00 85.00 11 0.250 0.017 0.733
4804080 1-Jan-29 $279,000.00 65.03 0.250 0.017 0.483
4812868 1-Aug-28 $433,324.52 63.17 0.250 0.017 0.608
4813102 1-Sep-28 $676,789.43 59.91 0.250 0.017 0.608
4813356 1-Dec-28 $319,750.36 80.00 0.250 0.017 0.483
4813838 1-Jan-29 $224,000.00 72.73 0.250 0.017 0.483
4815935 1-Jan-29 $315,000.00 90.00 17 0.250 0.017 1.108
4819142 1-Sep-28 $330,980.12 80.00 0.250 0.017 0.608
4820657 1-Dec-28 $468,647.37 60.99 0.250 0.017 0.733
4824228 1-Aug-28 $265,373.91 89.98 33 0.250 0.017 0.608
4824319 1-Jan-29 $251,950.00 69.99 0.250 0.017 0.483
4824787 1-Sep-28 $263,168.70 80.00 0.250 0.017 0.483
4828474 1-Oct-28 $99,041.41 74.81 0.250 0.017 0.233
4828751 1-Jan-29 $498,100.00 70.65 0.250 0.017 0.733
4829188 1-Jan-29 $248,800.00 80.00 0.250 0.017 0.483
4830885 1-Jul-28 $277,575.51 65.00 0.250 0.017 0.483
4832230 1-Jan-29 $254,300.00 94.98 11 0.250 0.017 0.358
4832607 1-Oct-28 $308,072.91 80.00 0.250 0.017 0.483
4835806 1-Oct-28 $331,029.23 80.00 0.250 0.017 0.608
4839250 1-Jan-29 $600,000.00 73.98 0.250 0.017 0.483
4840109 1-Jan-29 $285,950.00 64.26 0.250 0.017 0.483
4840456 1-Jul-28 $290,408.37 80.00 0.250 0.017 0.483
4842193 1-Jan-29 $300,000.00 72.29 0.250 0.017 0.000
4842491 1-Dec-28 $329,736.10 68.75 0.250 0.017 0.358
4844500 1-Jan-29 $460,000.00 65.71 0.250 0.017 0.483
4845555 1-Aug-28 $421,730.31 80.00 0.250 0.017 0.608
4849151 1-Oct-28 $1,197,377.82 64.86 0.250 0.017 0.858
4851870 1-Oct-28 $246,460.24 88.21 01 0.250 0.017 0.858
4854510 1-Jan-29 $273,200.00 80.00 0.250 0.017 0.733
4855120 1-Dec-28 $461,148.84 57.69 0.250 0.017 0.608
4856401 1-Jan-29 $470,000.00 48.21 0.250 0.017 0.483
4857179 1-Jan-29 $268,000.00 80.00 0.250 0.017 0.000
4859370 1-Nov-28 $252,062.61 80.00 0.250 0.017 0.000
4859614 1-Jan-29 $346,000.00 75.05 0.250 0.017 0.108
4860027 1-Oct-28 $197,560.18 28.17 0.250 0.017 0.108
4861621 1-Nov-28 $478,897.33 65.75 0.250 0.017 0.358
4862644 1-Jan-29 $260,000.00 80.00 0.250 0.017 0.608
4862869 1-Oct-28 $634,061.55 42.40 0.250 0.017 0.358
4863092 1-Jan-29 $496,000.00 80.00 0.250 0.017 0.358
4863620 1-Jan-29 $460,000.00 51.11 0.250 0.017 0.733
4864571 1-Jan-29 $997,000.00 44.31 0.250 0.017 0.608
4864813 1-Jan-29 $369,000.00 49.20 0.250 0.017 0.108
4864868 1-Oct-28 $296,682.27 78.26 0.250 0.017 0.358
4865265 1-Jan-29 $294,660.00 90.00 11 0.250 0.017 0.608
4865673 1-Nov-28 $259,492.33 62.65 0.250 0.017 0.483
4865710 1-Jan-29 $259,650.00 88.02 01 0.250 0.017 0.483
4865830 1-Oct-28 $283,331.30 78.89 0.250 0.017 0.483
4865885 1-Dec-28 $269,784.08 43.55 0.250 0.017 0.358
4866584 1-Jan-29 $332,500.00 48.90 0.250 0.017 0.483
4866772 1-Jan-29 $475,000.00 79.83 0.250 0.017 0.608
4867178 1-Nov-28 $384,679.19 68.30 0.250 0.017 0.358
4868494 1-Jan-29 $370,000.00 56.92 0.250 0.017 0.233
4869347 1-Dec-28 $307,753.69 80.00 0.250 0.017 0.358
4870159 1-Dec-28 $259,781.57 80.00 0.250 0.017 0.108
4871085 1-Nov-28 $244,606.98 62.82 0.250 0.017 0.358
4871103 1-Dec-28 $273,891.44 56.81 0.250 0.017 0.608
4871176 1-Nov-28 $639,572.38 58.24 0.250 0.017 0.358
4872033 1-Dec-28 $289,779.34 74.36 0.250 0.017 0.608
4872045 1-Dec-28 $304,767.92 81.33 01 0.250 0.017 0.608
4873243 1-Jan-29 $347,093.00 69.42 0.250 0.017 0.483
4873266 1-Aug-28 $321,525.59 79.99 0.250 0.017 0.483
4873302 1-Jan-29 $380,000.00 66.67 0.250 0.017 0.608
4873827 1-Dec-28 $244,818.17 70.00 0.250 0.017 0.733
4873947 1-Jan-29 $300,000.00 73.17 0.250 0.017 0.233
4874132 1-Jan-29 $513,600.00 59.72 0.250 0.017 0.000
4874311 1-Dec-28 $746,931.21 65.00 0.250 0.017 0.608
4875164 1-Dec-28 $385,806.21 79.94 0.250 0.017 0.608
4875190 1-Nov-28 $419,358.86 66.14 0.250 0.017 0.608
4875240 1-Dec-28 $255,805.20 73.14 0.250 0.017 0.608
4875269 1-Dec-28 $483,093.80 48.35 0.250 0.017 0.108
4875609 1-Jan-29 $248,000.00 79.23 0.250 0.017 0.233
4875724 1-Dec-28 $314,660.31 70.00 0.250 0.017 0.608
4875873 1-Dec-28 $359,290.39 79.21 0.250 0.017 0.000
4875892 1-Nov-28 $243,598.82 80.00 0.250 0.017 0.233
4876958 1-Dec-28 $299,747.96 75.00 0.250 0.017 0.108
4877260 1-Jan-29 $405,000.00 89.01 17 0.250 0.017 1.108
4877305 1-Jan-29 $378,750.00 75.00 FX30YR 0.250 0.017 0.483
4877483 1-Oct-28 $311,118.72 69.36 0.250 0.017 0.483
4878266 1-Sep-28 $283,983.04 95.00 06 0.250 0.017 0.358
4878348 1-Dec-28 $449,648.95 77.59 0.250 0.017 0.483
4878902 1-Dec-28 $257,378.21 68.33 0.250 0.017 0.000
4879105 1-Nov-28 $250,875.90 75.00 0.250 0.017 0.733
4879361 1-Sep-28 $290,058.70 79.99 0.250 0.017 0.233
4879411 1-Sep-28 $263,126.80 75.43 0.250 0.017 0.233
4879950 1-Jan-29 $252,000.00 80.00 0.250 0.017 0.483
4880051 1-Dec-28 $263,794.05 68.57 0.250 0.017 0.483
4880104 1-Dec-28 $299,754.09 76.92 0.250 0.017 0.233
4880354 1-Nov-28 $474,256.66 76.00 0.250 0.017 0.483
4880679 1-Dec-28 $284,766.38 73.08 0.250 0.017 0.233
4881171 1-Dec-28 $399,680.12 60.06 0.250 0.017 0.358
4881446 1-Dec-28 $299,765.97 75.00 0.250 0.017 0.483
4881809 1-Jan-29 $650,000.00 75.58 0.250 0.017 0.483
4882222 1-Jan-29 $694,000.00 40.82 0.250 0.017 0.608
4882294 1-Sep-28 $343,924.36 69.70 0.250 0.017 0.533
4882307 1-Nov-28 $470,244.47 65.42 0.250 0.017 0.358
4882508 1-Sep-28 $251,222.05 78.26 0.250 0.017 0.583
4882676 1-Jan-29 $400,000.00 47.06 0.250 0.017 0.358
4882893 1-Nov-28 $267,559.37 63.81 0.250 0.017 0.233
4882895 1-Oct-28 $271,958.16 54.52 0.250 0.017 0.483
4883004 1-Nov-28 $255,589.35 79.01 0.250 0.017 0.358
4883058 1-Dec-28 $344,724.11 60.00 0.250 0.017 0.358
4883196 1-Jan-29 $555,000.00 64.69 0.250 0.017 0.108
4883240 1-Dec-28 $280,264.34 87.66 17 0.250 0.017 0.108
4883265 1-Dec-28 $243,555.08 75.00 0.250 0.017 0.358
4883409 1-Nov-28 $284,553.98 58.16 0.250 0.017 0.483
4883416 1-Nov-28 $371,403.26 64.70 0.250 0.017 0.358
4883647 1-Jan-29 $399,000.00 70.00 0.250 0.017 0.483
4883913 1-Nov-28 $324,503.88 46.10 0.250 0.017 0.608
4883960 1-Dec-28 $299,765.97 50.00 0.250 0.017 0.483
4884223 1-Sep-28 $309,071.06 77.50 0.250 0.017 0.733
4884591 1-Jan-29 $271,000.00 61.59 0.250 0.017 0.483
4884777 1-Nov-28 $304,855.60 58.25 0.250 0.017 0.608
4884971 1-Nov-28 $281,037.16 79.99 0.250 0.017 0.233
4885262 1-Dec-28 $255,550.49 77.50 0.250 0.017 0.483
4885265 1-Sep-28 $253,184.25 74.93 0.250 0.017 0.383
4885296 1-Dec-28 $338,722.12 79.58 0.250 0.017 0.233
4885324 1-Dec-28 $325,832.69 74.11 0.250 0.017 0.233
4885374 1-Jan-29 $383,500.00 59.18 0.250 0.017 0.483
4885427 1-Nov-28 $273,072.00 56.39 0.250 0.017 0.483
4885555 1-Jan-29 $276,000.00 80.00 0.250 0.017 0.483
4885607 1-Jan-29 $377,000.00 70.86 0.250 0.017 0.108
4885909 1-Dec-28 $266,786.48 74.17 0.250 0.017 0.358
4885959 1-Jan-29 $280,000.00 60.22 0.250 0.017 0.358
4885980 1-Jan-29 $315,600.00 75.14 GD 4YR 0.250 0.017 0.000
4886002 1-Sep-28 $244,197.88 76.56 0.250 0.017 0.683
4886199 1-Dec-28 $282,779.23 61.52 0.250 0.017 0.483
4886284 1-Jan-29 $270,000.00 65.85 0.250 0.017 0.608
4886375 1-Jan-29 $475,000.00 63.84 0.250 0.017 0.483
4886401 1-Aug-28 $348,512.85 33.33 0.250 0.017 0.108
4886415 1-Dec-28 $276,767.28 71.03 0.250 0.017 0.108
4886456 1-Jan-29 $290,000.00 70.39 0.250 0.017 0.108
4886702 1-Jan-29 $258,000.00 71.67 0.250 0.017 0.733
4886786 1-Dec-28 $306,766.39 78.72 0.250 0.017 0.608
4886792 1-Jan-29 $260,000.00 69.33 0.250 0.017 0.608
4886838 1-Dec-28 $276,489.45 77.94 0.250 0.017 0.608
4886880 1-Jan-29 $312,000.00 80.00 0.250 0.017 0.608
4886976 1-Nov-28 $332,438.89 90.00 13 0.250 0.017 0.108
4887609 1-Jan-29 $460,000.00 54.12 0.250 0.017 0.733
4887801 1-Jan-29 $380,000.00 59.38 0.250 0.017 0.233
4887836 1-Dec-28 $394,691.86 68.10 0.250 0.017 0.483
4887987 1-Jan-29 $300,500.00 47.32 0.250 0.017 0.108
4888009 1-Nov-28 $342,436.04 70.43 0.250 0.017 0.233
4888021 1-Jan-29 $285,000.00 75.00 0.250 0.017 0.483
4888181 1-Dec-28 $432,670.52 78.73 0.250 0.017 0.608
4888287 1-Dec-28 $315,734.52 80.00 0.250 0.017 0.108
4888397 1-Oct-28 $252,333.42 90.00 12 0.250 0.017 0.733
4888715 1-Jan-29 $311,500.00 70.80 0.250 0.017 0.000
4888795 1-Jan-29 $277,450.00 89.99 33 0.250 0.017 0.000
4888796 1-Jan-29 $335,000.00 77.91 0.250 0.017 0.608
4888944 1-Dec-28 $343,718.02 77.30 0.250 0.017 0.233
4889075 1-Dec-28 $319,724.49 52.55 0.250 0.017 0.000
4889111 1-Nov-28 $354,401.80 71.72 0.250 0.017 0.108
4889187 1-Nov-28 $434,901.25 65.50 0.250 0.017 0.358
4889396 1-Dec-28 $414,168.54 75.36 0.250 0.017 0.358
4889503 1-Jan-29 $353,000.00 67.24 0.250 0.017 0.483
4889540 1-Dec-28 $361,724.54 50.63 0.250 0.017 0.608
4889547 1-Jan-29 $273,600.00 80.00 0.250 0.017 0.108
4889584 1-Dec-28 $291,772.22 63.48 0.250 0.017 0.483
4889647 1-Dec-28 $443,653.63 79.29 0.250 0.017 0.483
4889670 1-Dec-28 $254,246.52 69.71 0.250 0.017 0.358
4889774 1-Dec-28 $319,737.70 80.00 0.250 0.017 0.233
4889845 1-Jan-29 $580,000.00 58.00 0.250 0.017 0.233
4889921 1-Jan-29 $270,000.00 79.41 0.250 0.017 0.358
4889977 1-Dec-28 $245,808.10 79.87 0.250 0.017 0.483
4890065 1-Jan-29 $947,000.00 40.30 0.250 0.017 0.233
4890175 1-Dec-28 $559,540.98 43.75 0.250 0.017 0.233
4890176 1-Jan-29 $476,300.00 80.00 0.250 0.017 0.483
4890183 1-Dec-28 $311,001.10 75.00 0.250 0.017 0.358
4890227 1-Oct-28 $463,849.84 48.19 0.250 0.017 0.233
4890383 1-Dec-28 $249,795.08 80.00 0.250 0.017 0.233
4890390 1-Nov-28 $399,292.24 60.15 0.250 0.017 0.000
4890395 1-Dec-28 $292,019.34 80.00 0.250 0.017 0.358
4890436 1-Dec-28 $329,722.76 63.95 0.250 0.017 0.108
4890548 1-Jan-29 $278,200.00 64.25 0.250 0.017 0.483
4890644 1-Jan-29 $530,000.00 58.89 0.250 0.017 0.108
4890676 1-Jan-29 $663,150.00 68.02 0.250 0.017 0.358
4890683 1-Jan-29 $263,900.00 79.99 0.250 0.017 0.000
4890743 1-Dec-28 $531,553.06 70.00 0.250 0.017 0.108
4890854 1-Jan-29 $390,000.00 67.24 0.250 0.017 0.733
4890871 1-Nov-28 $648,904.70 50.00 0.250 0.017 0.108
4890883 1-Jan-29 $460,600.00 44.72 0.250 0.017 0.358
4890982 1-Dec-28 $299,728.79 50.34 0.250 0.017 0.000
4891119 1-Nov-28 $250,607.19 89.96 06 0.250 0.017 0.483
4891249 1-Dec-28 $267,790.94 67.00 0.250 0.017 0.483
4891523 1-Jan-29 $400,000.00 65.57 0.250 0.017 0.733
4891751 1-Dec-28 $284,766.38 68.67 0.250 0.017 0.233
4891900 1-Jan-29 $277,500.00 77.51 0.250 0.017 0.108
4891938 1-Dec-28 $349,726.96 77.78 0.250 0.017 0.483
4891945 1-Dec-28 $304,762.07 78.21 0.250 0.017 0.483
4892087 1-Dec-28 $396,166.88 32.63 0.250 0.017 0.108
4892094 1-Dec-28 $251,803.41 63.00 0.250 0.017 0.483
4892138 1-Dec-28 $263,184.01 55.47 0.250 0.017 0.233
4892170 1-Dec-28 $290,767.28 50.35 0.250 0.017 0.358
4892194 1-Nov-28 $314,469.20 75.68 0.250 0.017 0.108
4892227 1-Oct-28 $278,758.26 30.04 0.250 0.017 0.608
4892312 1-Dec-28 $297,755.72 49.67 0.250 0.017 0.233
4892324 1-Dec-28 $465,627.35 53.87 0.250 0.017 0.358
4892400 1-Jan-29 $440,000.00 59.46 0.250 0.017 0.233
4892549 1-Jan-29 $401,600.00 80.00 0.250 0.017 0.233
4892827 1-Jan-29 $259,000.00 89.31 17 0.250 0.017 0.608
4892860 1-Dec-28 $255,795.28 80.00 0.250 0.017 0.358
4892897 1-Dec-28 $320,337.21 83.27 33 0.250 0.017 0.233
4892919 1-Dec-28 $321,708.91 42.93 0.250 0.017 0.000
4892950 1-Dec-28 $304,737.41 41.22 0.250 0.017 0.000
4893040 1-Dec-28 $319,724.48 64.00 0.250 0.017 0.000
4893071 1-Dec-28 $323,727.80 76.24 0.250 0.017 0.108
4893126 1-Dec-28 $330,715.02 51.96 0.250 0.017 0.000
4893169 1-Jan-29 $250,000.00 72.99 0.250 0.017 0.233
4893197 1-Jan-29 $408,000.00 80.00 0.250 0.017 0.358
4893253 1-Dec-28 $389,672.35 45.88 0.250 0.017 0.108
4893391 1-Dec-28 $265,376.87 80.00 0.250 0.017 0.108
4893486 1-Dec-28 $251,803.42 78.02 0.250 0.017 0.483
4893608 1-Dec-28 $252,603.61 80.00 0.250 0.017 0.108
4893659 1-Dec-28 $256,584.25 80.00 0.250 0.017 0.108
4893677 1-Nov-28 $270,343.67 80.00 0.250 0.017 0.108
4893696 1-Jan-29 $345,000.00 57.50 0.250 0.017 0.483
4893724 1-Jan-29 $250,000.00 89.29 17 0.250 0.017 0.108
4893735 1-Jan-29 $360,000.00 80.00 0.250 0.017 0.483
4893794 1-Jan-29 $450,000.00 69.23 0.250 0.017 0.608
4893949 1-Dec-28 $479,643.77 75.00 0.250 0.017 0.733
4893958 1-Jan-29 $428,000.00 79.26 0.250 0.017 0.483
4893959 1-Dec-28 $393,450.38 75.00 0.250 0.017 0.608
4894052 1-Dec-28 $514,567.33 66.03 0.250 0.017 0.108
4894131 1-Dec-28 $468,624.95 63.38 0.250 0.017 0.358
4894152 1-Jan-29 $563,000.00 56.30 0.250 0.017 0.233
4894178 1-Dec-28 $359,719.16 52.94 0.250 0.017 0.483
4894179 1-Dec-28 $293,764.89 70.00 0.250 0.017 0.358
4894246 1-Dec-28 $245,788.19 74.55 0.250 0.017 0.000
4894483 1-Jan-29 $315,000.00 70.00 0.250 0.017 0.358
4894517 1-Dec-28 $288,257.62 77.55 0.250 0.017 0.108
4894533 1-Nov-28 $374,367.58 86.01 11 0.250 0.017 0.108
4894560 1-Jan-29 $615,000.00 78.85 0.250 0.017 0.483
4894567 1-Dec-28 $343,731.64 62.55 0.250 0.017 0.483
4894603 1-Dec-28 $250,899.20 62.78 0.250 0.017 0.358
4894647 1-Jan-29 $490,000.00 69.01 0.250 0.017 0.358
4894691 1-Nov-28 $388,375.99 73.40 0.250 0.017 0.358
4894775 1-Dec-28 $254,391.30 69.75 0.250 0.017 0.233
4894778 1-Jan-29 $310,000.00 63.92 0.250 0.017 0.000
4894872 1-Dec-28 $284,766.38 73.08 0.250 0.017 0.233
4894882 1-Dec-28 $499,590.15 62.77 0.250 0.017 0.233
4894924 1-Dec-28 $319,737.70 46.04 0.250 0.017 0.233
4894926 1-Dec-28 $335,717.71 80.00 0.250 0.017 0.108
4894935 1-Dec-28 $269,773.17 51.92 0.250 0.017 0.108
4895038 1-Nov-28 $253,971.32 69.70 0.250 0.017 0.108
4895042 1-Dec-28 $374,700.12 71.43 0.250 0.017 0.358
4895057 1-Jan-29 $304,000.00 80.00 0.250 0.017 0.233
4895064 1-Nov-28 $332,065.77 77.42 0.250 0.017 0.233
4895067 1-Dec-28 $302,757.70 72.14 0.250 0.017 0.358
4895082 1-Jul-28 $299,445.78 78.95 0.250 0.017 0.233
4895191 1-Dec-28 $294,758.19 70.57 0.250 0.017 0.233
4895198 1-Dec-28 $303,730.78 80.00 0.250 0.017 0.000
4895260 1-Dec-28 $267,774.85 80.00 0.250 0.017 0.108
4895426 1-Jan-29 $290,000.00 58.59 0.250 0.017 0.358
4895437 1-Dec-28 $303,756.89 62.04 0.250 0.017 0.358
4895448 1-Dec-28 $301,758.50 67.11 0.250 0.017 0.358
4895464 1-Jan-29 $256,200.00 73.20 0.250 0.017 0.608
4895522 1-Dec-28 $639,462.32 69.19 0.250 0.017 0.108
4895540 1-Jan-29 $471,920.00 80.00 0.250 0.017 0.000
4895553 1-Dec-28 $614,444.03 58.57 0.250 0.017 0.000
4895690 1-Dec-28 $619,491.79 47.69 0.250 0.017 0.233
4895816 1-Dec-28 $348,870.79 58.19 0.250 0.017 0.358
4895922 1-Jan-29 $509,000.00 68.78 0.250 0.017 0.358
4895951 1-Nov-28 $369,391.65 79.86 0.250 0.017 0.233
4895997 1-Dec-28 $335,203.99 67.10 0.250 0.017 0.000
4896012 1-Dec-28 $359,712.11 65.45 0.250 0.017 0.358
4896019 1-Dec-28 $267,275.27 72.30 0.250 0.017 0.108
4896053 1-Nov-28 $276,732.90 90.00 01 0.250 0.017 0.108
4896067 1-Nov-28 $282,573.04 89.98 14 0.250 0.017 0.108
4896078 1-Nov-28 $246,933.18 90.00 12 0.250 0.017 0.108
4896097 1-Jan-29 $252,000.00 63.80 0.250 0.017 0.233
4896121 1-Nov-28 $275,934.25 74.99 0.250 0.017 0.108
4896133 1-Dec-28 $475,609.83 56.00 0.250 0.017 0.233
4896161 1-Jan-29 $292,000.00 72.10 0.250 0.017 0.483
4896204 1-Dec-28 $349,726.96 61.40 0.250 0.017 0.483
4896218 1-Dec-28 $359,704.91 51.43 0.250 0.017 0.233
4896236 1-Jan-29 $271,000.00 63.62 0.250 0.017 0.608
4896246 1-Jan-29 $259,000.00 89.93 01 0.250 0.017 0.483
4896350 1-Dec-28 $245,793.33 61.50 0.250 0.017 0.108
4896430 1-Jan-29 $275,000.00 72.37 0.250 0.017 0.358
4896449 1-Jan-29 $254,000.00 52.37 0.250 0.017 0.858
4896602 1-Dec-28 $399,672.12 54.79 0.250 0.017 0.233
4896631 1-Dec-28 $549,570.95 43.21 0.250 0.017 0.483
4896794 1-Dec-28 $392,685.72 56.96 0.250 0.017 0.358
4896815 1-Dec-28 $409,672.13 70.69 0.250 0.017 0.358
4896923 1-Dec-28 $539,546.33 63.53 0.250 0.017 0.108
4896991 1-Dec-28 $321,093.02 69.11 0.250 0.017 0.358
4896992 1-Dec-28 $245,808.09 55.28 0.250 0.017 0.483
4896995 1-Dec-28 $323,747.24 73.64 0.250 0.017 0.483
4897004 1-Dec-28 $353,902.42 45.70 0.250 0.017 0.108
4897011 1-Dec-28 $294,758.18 77.63 0.250 0.017 0.233
4897041 1-Jan-29 $364,000.00 80.00 0.250 0.017 0.000
4897042 1-Dec-28 $291,748.59 76.84 0.250 0.017 0.000
4897051 1-Dec-28 $748,401.03 28.53 0.250 0.017 0.358
4897052 1-Dec-28 $463,619.66 69.77 0.250 0.017 0.233
4897068 1-Jan-29 $376,200.00 58.78 0.250 0.017 0.358
4897078 1-Dec-28 $277,650.63 69.50 0.250 0.017 0.358
4897160 1-Jan-29 $118,000.00 69.41 0.250 0.017 0.358
4897164 1-Dec-28 $345,723.31 46.76 0.250 0.017 0.358
4897170 1-Dec-28 $286,776.11 62.39 0.250 0.017 0.483
4897182 1-Jan-29 $320,000.00 53.78 0.250 0.017 0.358
4897184 1-Dec-28 $388,381.38 76.97 0.250 0.017 0.233
4897193 1-Dec-28 $249,800.08 59.10 0.250 0.017 0.358
4897198 1-Dec-28 $643,072.44 80.00 0.250 0.017 0.233
4897296 1-Dec-28 $259,420.91 80.00 0.250 0.017 0.000
4897356 1-Dec-28 $469,595.33 67.14 0.250 0.017 0.000
4897370 1-Dec-28 $379,696.11 76.00 0.250 0.017 0.358
4897382 1-Dec-28 $415,267.65 33.93 0.250 0.017 0.358
4897395 1-Dec-28 $599,495.92 80.00 0.250 0.017 0.108
4897410 1-Dec-28 $594,487.72 67.23 0.250 0.017 0.000
4897502 1-Dec-28 $539,557.36 80.00 0.250 0.017 0.233
4897539 1-Dec-28 $322,741.69 58.41 0.250 0.017 0.358
4897571 1-Jan-29 $250,000.00 87.72 17 0.250 0.017 0.858
4897652 1-Dec-28 $299,754.09 68.97 0.250 0.017 0.233
4897688 1-Jan-29 $528,000.00 63.61 0.250 0.017 0.233
4897722 1-Dec-28 $448,631.96 67.82 0.250 0.017 0.233
4897759 1-Dec-28 $599,531.94 60.00 0.250 0.017 0.483
4897764 1-Dec-28 $399,680.12 50.96 0.250 0.017 0.358
4897777 1-Jan-29 $603,000.00 52.43 0.250 0.017 0.233
4897830 1-Jan-29 $255,000.00 50.00 0.250 0.017 0.358
4897833 1-Dec-28 $309,764.11 68.89 0.250 0.017 0.608
4897863 1-Dec-28 $447,623.62 55.38 0.250 0.017 0.108
4897881 1-Nov-28 $446,265.06 50.22 0.250 0.017 0.233
4897892 1-Aug-28 $253,395.64 80.00 0.250 0.017 0.483
4897905 1-Dec-28 $349,713.11 32.47 0.250 0.017 0.233
4897909 1-Jan-29 $581,000.00 74.01 0.250 0.017 0.108
4897967 1-Dec-28 $444,569.82 49.43 0.250 0.017 0.733
4897985 1-Dec-28 $271,782.48 55.51 0.250 0.017 0.358
4897988 1-Dec-28 $425,659.33 56.05 0.250 0.017 0.358
4897994 1-Dec-28 $279,786.93 70.00 0.250 0.017 0.608
4897998 1-Dec-28 $449,631.13 66.67 0.250 0.017 0.233
4898017 1-Dec-28 $349,720.11 32.71 0.250 0.017 0.358
4898018 1-Dec-28 $437,632.03 58.40 0.250 0.017 0.108
4898023 1-Jan-29 $433,000.00 68.73 0.250 0.017 0.233
4898031 1-Dec-28 $273,775.40 79.88 0.250 0.017 0.233
4898038 1-Dec-28 $303,756.89 60.20 0.250 0.017 0.358
4898078 1-Dec-28 $264,188.56 77.76 0.250 0.017 0.358
4898089 1-Dec-28 $491,391.96 50.41 0.250 0.017 0.108
4898106 1-Jan-29 $456,000.00 80.00 0.250 0.017 0.358
4898111 1-Dec-28 $359,704.91 68.57 0.250 0.017 0.233
4898118 1-Dec-28 $369,704.12 56.92 0.250 0.017 0.358
4898129 1-Dec-28 $367,398.60 61.49 0.250 0.017 0.233
4898131 1-Dec-28 $351,718.51 73.33 0.250 0.017 0.358
4898167 1-Dec-28 $649,453.92 61.90 0.250 0.017 0.108
4898173 1-Dec-28 $265,792.49 65.84 0.250 0.017 0.483
4898177 1-Jan-29 $333,000.00 39.64 0.250 0.017 0.358
4898195 1-Jan-29 $247,000.00 66.76 0.250 0.017 0.483
4898203 1-Dec-28 $377,697.72 79.41 0.250 0.017 0.358
4898225 1-Dec-28 $414,668.12 66.40 0.250 0.017 0.358
4898235 1-Dec-28 $349,713.11 48.95 0.250 0.017 0.233
4898236 1-Dec-28 $434,660.66 74.36 0.250 0.017 0.483
4898244 1-Dec-28 $320,730.31 24.69 0.250 0.017 0.108
4898256 1-Jan-29 $636,200.00 79.53 0.250 0.017 0.358
4898258 1-Dec-28 $467,207.16 70.00 0.250 0.017 0.108
4898266 1-Dec-28 $412,061.96 56.88 0.250 0.017 0.233
4898293 1-Dec-28 $353,210.23 70.00 0.250 0.017 0.233
4898315 1-Dec-28 $594,500.12 71.26 0.250 0.017 0.108
4898355 1-Dec-28 $599,508.18 75.00 0.250 0.017 0.233
4898357 1-Dec-28 $449,631.13 75.00 0.250 0.017 0.233
4898367 1-Dec-28 $375,691.79 40.65 0.250 0.017 0.233
4898374 1-Nov-28 $307,480.98 57.04 0.250 0.017 0.108
4898384 1-Dec-28 $444,644.14 69.53 0.250 0.017 0.358
4898395 1-Dec-28 $277,783.12 39.71 0.250 0.017 0.483
4898406 1-Dec-28 $514,078.26 49.00 0.250 0.017 0.233
4898416 1-Dec-28 $964,169.15 64.98 0.250 0.017 0.000
4898418 1-Oct-28 $648,419.75 72.22 0.250 0.017 0.483
4898430 1-Dec-28 $299,754.09 69.77 0.250 0.017 0.233
4898437 1-Dec-28 $261,790.48 44.79 0.250 0.017 0.358
4898468 1-Jan-29 $307,000.00 49.52 0.250 0.017 0.483
4898494 1-Dec-28 $398,699.71 64.56 0.250 0.017 0.000
4898498 1-Dec-28 $371,702.51 74.10 0.250 0.017 0.358
4898523 1-Dec-28 $261,785.23 68.95 0.250 0.017 0.233
4898552 1-Dec-28 $299,747.96 27.27 0.250 0.017 0.108
4898564 1-Dec-28 $299,747.96 31.91 0.250 0.017 0.108
4898566 1-Dec-28 $284,742.35 63.33 0.250 0.017 0.000
4898568 1-Dec-28 $599,443.41 37.50 0.250 0.017 0.000
4898572 1-Dec-28 $358,690.91 47.87 0.250 0.017 0.000
4898576 1-Dec-28 $350,090.85 80.00 0.250 0.017 0.000
4898578 1-Dec-28 $349,705.95 47.30 0.250 0.017 0.108
4898584 1-Jan-29 $355,000.00 78.89 0.250 0.017 0.233
4898601 1-Jan-29 $417,100.00 75.15 0.250 0.017 0.358
4898602 1-Dec-28 $401,662.27 59.12 0.250 0.017 0.108
4898604 1-Dec-28 $390,679.49 65.17 0.250 0.017 0.233
4898683 1-Dec-28 $297,256.14 70.00 0.250 0.017 0.233
4898716 1-Jan-29 $256,664.80 66.51 0.250 0.017 0.483
4898720 1-Dec-28 $311,756.61 69.33 0.250 0.017 0.483
4898777 1-Dec-28 $369,696.71 61.67 0.250 0.017 0.233
4898778 1-Dec-28 $293,721.04 63.91 0.250 0.017 0.000
4898780 1-Dec-28 $336,630.58 25.43 0.250 0.017 0.358
4898796 1-Dec-28 $299,760.09 68.03 0.250 0.017 0.358
4898818 1-Dec-28 $391,063.01 43.49 0.250 0.017 0.000
4898849 1-Dec-28 $434,660.66 66.92 0.250 0.017 0.483
4898861 1-Dec-28 $575,004.50 78.30 0.250 0.017 0.000
4898886 1-Dec-28 $268,179.99 52.63 0.250 0.017 0.233
4898918 1-Jan-29 $351,000.00 25.07 0.250 0.017 0.483
4899008 1-Dec-28 $446,805.44 55.90 0.250 0.017 0.000
4899013 1-Dec-28 $329,729.50 78.57 0.250 0.017 0.233
4899072 1-Dec-28 $394,668.15 43.89 0.250 0.017 0.108
4899080 1-Dec-28 $453,609.11 64.86 0.250 0.017 0.000
4899089 1-Dec-28 $587,518.02 69.83 0.250 0.017 0.233
4899093 1-Jan-29 $255,000.00 73.49 0.250 0.017 0.858
4899096 1-Jan-29 $308,000.00 64.17 0.250 0.017 0.108
4899097 1-Jan-29 $547,000.00 67.95 0.250 0.017 0.233
4899103 1-Dec-28 $319,737.70 64.65 0.250 0.017 0.233
4899111 1-Dec-28 $521,372.28 65.23 0.250 0.017 0.233
4899140 1-Dec-28 $573,302.42 75.00 0.250 0.017 0.483
4899145 1-Jan-29 $244,000.00 80.00 0.250 0.017 0.000
4899236 1-Dec-28 $295,751.32 74.00 0.250 0.017 0.108
4899243 1-Dec-28 $294,764.09 66.29 0.250 0.017 0.358
4899306 1-Dec-28 $309,758.17 68.13 0.250 0.017 0.483
4899556 1-Dec-28 $302,745.44 46.98 0.250 0.017 0.108
4899578 1-Jan-29 $564,000.00 80.00 0.250 0.017 0.358
4899594 1-Dec-28 $267,269.69 76.43 0.250 0.017 0.000
4899672 1-Dec-28 $359,719.16 46.75 0.250 0.017 0.483
4899767 1-Dec-28 $382,928.03 61.32 0.250 0.017 0.108
4899875 1-Dec-28 $347,607.72 82.83 06 0.250 0.017 0.108
4900047 1-Nov-28 $298,121.56 49.78 0.250 0.017 0.000
4900269 1-Dec-28 $277,383.44 80.00 0.250 0.017 0.483
4900338 1-Dec-28 $529,586.54 65.03 0.250 0.017 0.483
4900384 1-Dec-28 $345,730.09 63.84 0.250 0.017 0.483
4900553 1-Oct-28 $518,775.68 80.00 0.250 0.017 0.483
4900633 1-Jan-29 $520,000.00 80.00 0.250 0.017 0.483
4900741 1-Dec-28 $299,758.77 73.18 0.250 0.017 0.000
4900748 1-Dec-28 $288,644.82 70.46 0.250 0.017 0.000
4900862 1-Dec-28 $437,632.03 67.38 0.250 0.017 0.108
4900959 1-Dec-28 $319,762.51 73.23 0.250 0.017 0.733
4901074 1-Jan-29 $323,900.00 89.97 17 0.250 0.017 0.000
4901113 1-Nov-28 $247,082.95 75.00 0.250 0.017 0.108
4901255 1-Dec-28 $269,773.17 70.68 0.250 0.017 0.108
4901466 1-Jan-29 $363,000.00 69.81 0.250 0.017 0.358
4901584 1-Jan-29 $268,125.00 75.00 0.250 0.017 0.858
4901650 1-Dec-28 $418,681.17 64.56 0.250 0.017 0.608
4901804 1-Dec-28 $499,569.50 70.92 0.250 0.017 0.000
4901954 1-Sep-28 $442,495.08 80.00 0.250 0.017 0.108
4902012 1-Dec-28 $325,739.30 74.09 0.250 0.017 0.358
4902088 1-Jan-29 $548,900.00 79.99 0.250 0.017 0.108
4902207 1-Nov-28 $598,988.95 69.77 0.250 0.017 0.108
4902246 1-Jan-29 $410,000.00 58.24 0.250 0.017 0.733
4902360 1-Dec-28 $367,220.36 70.00 0.250 0.017 0.608
4902437 1-Dec-28 $245,821.95 78.85 0.250 0.017 0.858
4902453 1-Nov-28 $479,210.81 69.57 0.250 0.017 0.233
4902477 1-Jan-29 $386,750.00 85.00 11 0.250 0.017 0.483
4902803 1-Dec-28 $325,732.78 45.15 0.250 0.017 0.233
4902808 1-Dec-28 $288,395.33 72.16 0.250 0.017 0.000
4902864 1-Jan-29 $290,500.00 52.82 0.250 0.017 0.000
4903207 1-Nov-28 $257,975.13 85.00 17 0.250 0.017 0.233
4903271 1-Dec-28 $250,794.26 69.72 0.250 0.017 0.233
4903309 1-Dec-28 $408,680.93 73.04 0.250 0.017 0.483
4903490 1-Nov-28 $327,932.73 69.60 0.250 0.017 0.000
4903550 1-Nov-28 $275,179.30 67.22 0.250 0.017 0.608
4903559 1-Nov-28 $489,233.20 34.27 0.250 0.017 0.483
4903561 1-Nov-28 $349,515.64 50.01 0.250 0.017 0.608
4903729 1-Jan-29 $278,100.00 44.14 0.250 0.017 0.483
4903978 1-Dec-28 $329,722.76 73.33 0.250 0.017 0.108
4904046 1-Jan-29 $370,000.00 78.72 0.250 0.017 0.483
4904387 1-Dec-28 $364,393.35 48.67 0.250 0.017 0.108
4904480 1-Jan-29 $346,500.00 70.00 0.250 0.017 0.000
4904536 1-Dec-28 $364,700.81 73.00 0.250 0.017 0.233
4904539 1-Dec-28 $249,795.08 60.98 0.250 0.017 0.233
4904627 1-Dec-28 $270,528.06 89.36 06 0.250 0.017 0.233
4904631 1-Nov-28 $315,493.10 74.35 0.250 0.017 0.358
4904691 1-Dec-28 $381,187.29 70.00 0.250 0.017 0.233
4904694 1-Dec-28 $443,626.98 68.31 0.250 0.017 0.108
4904773 1-Nov-28 $486,698.47 75.00 0.250 0.017 0.233
4905079 1-Dec-28 $249,085.36 94.99 13 0.250 0.017 0.000
4905082 1-Dec-28 $299,747.96 63.42 0.250 0.017 0.108
4905087 1-Dec-28 $308,740.40 58.75 0.250 0.017 0.108
4905644 1-Jan-29 $266,000.00 57.83 0.250 0.017 0.483
4905806 1-Dec-28 $312,036.83 67.53 0.250 0.017 0.233
4906107 1-Dec-28 $288,957.04 80.00 0.250 0.017 0.108
4906131 1-Dec-28 $263,783.60 78.81 0.250 0.017 0.233
4906149 1-Jan-29 $946,000.00 64.14 0.250 0.017 0.358
4906281 1-Jan-29 $403,000.00 60.60 0.250 0.017 0.483
4906367 1-Dec-28 $309,775.62 67.54 0.250 0.017 0.858
4906529 1-Jan-29 $982,850.00 43.68 0.250 0.017 0.483
4906554 1-Dec-28 $141,877.74 46.56 0.250 0.017 0.000
4906661 1-Jan-29 $280,000.00 56.22 0.250 0.017 0.233
4906671 1-Dec-28 $394,699.43 79.00 0.250 0.017 0.608
4906723 1-Dec-28 $637,489.80 65.10 0.250 0.017 0.358
4906733 1-Dec-28 $598,983.41 67.80 0.250 0.017 0.000
4906866 1-Jan-29 $245,000.00 74.24 0.250 0.017 0.000
4906940 1-Dec-28 $479,596.74 59.26 0.250 0.017 0.108
4907222 1-Dec-28 $326,944.74 66.78 0.250 0.017 0.483
4907729 1-Jan-29 $312,000.00 49.29 0.250 0.017 0.233
4907733 1-Jan-29 $413,000.00 63.54 0.250 0.017 0.608
4908015 1-Jan-29 $380,000.00 66.67 0.250 0.017 0.233
4908077 1-Jan-29 $384,000.00 53.93 0.250 0.017 0.108
4908102 1-Nov-28 $269,522.25 67.08 0.250 0.017 0.000
4908222 1-Dec-28 $434,016.74 89.57 33 0.250 0.017 0.000
4908438 1-Jan-29 $440,000.00 60.27 0.250 0.017 0.483
4908662 1-Jan-29 $276,000.00 80.00 0.250 0.017 0.983
4908717 1-Dec-28 $281,768.84 71.21 0.250 0.017 0.233
4908720 1-Dec-28 $253,691.87 69.56 0.250 0.017 0.233
4908966 1-Dec-28 $299,754.09 64.38 0.250 0.017 0.233
4909074 1-Dec-28 $262,268.40 78.83 0.250 0.017 0.000
4909098 1-Nov-28 $284,519.76 50.44 0.250 0.017 0.108
4909280 1-Jan-29 $610,000.00 72.19 0.250 0.017 0.108
4909499 1-Dec-28 $323,721.04 80.00 0.250 0.017 0.000
4909565 1-Dec-28 $327,710.62 80.00 0.250 0.017 0.000
4909620 1-Nov-28 $317,051.56 79.99 0.250 0.017 0.000
4909845 1-Dec-28 $289,750.32 59.79 0.250 0.017 0.000
4909863 1-Dec-28 $352,559.17 57.40 0.250 0.017 0.233
4909880 1-Dec-28 $307,747.53 34.61 0.250 0.017 0.233
4910227 1-Nov-28 $474,179.77 63.33 0.250 0.017 0.000
4910429 1-Dec-28 $547,051.21 77.11 0.250 0.017 0.233
4910494 1-Jan-29 $650,000.00 42.48 0.250 0.017 0.358
4910629 1-Nov-28 $359,593.04 55.42 0.250 0.017 0.108
4910645 1-Dec-28 $335,731.30 46.99 0.250 0.017 0.358
4910925 1-Dec-28 $296,774.00 64.57 0.250 0.017 0.608
4910963 1-Jan-29 $493,500.00 35.25 0.250 0.017 0.358
4911114 1-Nov-28 $243,538.93 79.99 0.250 0.017 0.108
4911163 1-Jan-29 $459,000.00 76.50 0.250 0.017 0.608
4911220 1-Jan-29 $360,500.00 70.00 0.250 0.017 0.608
4911532 1-Jan-29 $455,000.00 65.00 0.250 0.017 0.108
4911633 1-Jan-29 $291,500.00 74.94 0.250 0.017 0.358
4911708 1-Oct-28 $306,987.99 80.00 0.250 0.017 0.358
4911714 1-Oct-28 $463,905.18 69.92 0.250 0.017 0.483
4912096 1-Dec-28 $357,720.73 71.60 0.250 0.017 0.483
4912535 1-Jan-29 $500,000.00 57.14 0.250 0.017 0.000
4912607 1-Jan-29 $250,000.00 47.62 0.250 0.017 0.608
4912621 1-Jan-29 $300,000.00 55.56 0.250 0.017 0.608
4912885 1-Jan-29 $465,000.00 66.43 0.250 0.017 0.233
4913013 1-Jan-29 $268,000.00 67.85 0.250 0.017 0.108
4913110 1-Dec-28 $286,781.61 89.97 12 0.250 0.017 0.608
4913269 1-Jan-29 $281,000.00 45.32 0.250 0.017 0.108
4913288 1-Jan-29 $261,000.00 77.68 0.250 0.017 0.858
4913326 1-Sep-28 $358,339.76 79.36 0.250 0.017 0.358
4913329 1-Dec-28 $467,455.62 59.87 0.250 0.017 0.233
4913360 1-Jan-29 $370,000.00 86.45 33 0.250 0.017 0.608
4913361 1-Jan-29 $290,000.00 39.19 0.250 0.017 0.233
4913418 1-Dec-28 $89,922.51 15.65 0.250 0.017 0.000
4913818 1-Nov-28 $392,353.84 89.93 06 0.250 0.017 0.233
4913859 1-Nov-28 $284,260.64 80.00 0.250 0.017 0.358
4913967 1-Nov-28 $299,372.60 73.17 0.250 0.017 0.000
4913978 1-Oct-28 $264,360.48 79.10 0.250 0.017 0.358
4914122 1-Dec-28 $299,760.09 44.44 0.250 0.017 0.358
4914381 1-Jan-29 $390,000.00 72.22 0.250 0.017 0.108
4914429 1-Dec-28 $449,648.96 75.00 0.250 0.017 0.483
4914440 1-Jan-29 $280,000.00 77.78 0.250 0.017 0.733
4914488 1-Jan-29 $255,000.00 68.92 0.250 0.017 0.108
4914609 1-Dec-28 $294,470.10 77.55 0.250 0.017 0.483
4914847 1-Jan-29 $369,000.00 51.97 0.250 0.017 0.608
4915050 1-Dec-28 $308,047.29 94.99 13 0.250 0.017 0.233
4915597 1-Nov-28 $425,815.84 60.07 0.250 0.017 0.358
4915658 1-Dec-28 $243,000.65 57.90 0.250 0.017 0.233
4915688 1-Nov-28 $454,233.29 53.53 0.250 0.017 0.108
4915694 1-Jan-29 $330,000.00 86.84 17 0.250 0.017 0.608
4915734 1-Dec-28 $264,527.58 75.00 0.250 0.017 0.108
4915785 1-Nov-28 $269,533.76 75.73 0.250 0.017 0.000
4915927 1-Nov-28 $319,523.54 80.00 0.250 0.017 0.733
4915969 1-Nov-28 $261,600.05 75.07 0.250 0.017 0.608
4915976 1-Nov-28 $319,172.12 80.00 0.250 0.017 0.233
4916037 1-Oct-28 $99,752.66 59.88 0.250 0.017 0.233
4916051 1-Nov-28 $291,554.26 71.22 0.250 0.017 0.608
4916068 1-Oct-28 $343,546.31 76.37 0.250 0.017 0.233
4916071 1-Jan-29 $268,000.00 80.00 0.250 0.017 0.000
4916078 1-Oct-28 $239,174.57 65.46 0.250 0.017 0.108
4916423 1-Nov-28 $259,590.76 80.00 0.250 0.017 0.483
4916453 1-Nov-28 $440,238.48 72.30 0.250 0.017 0.000
4916620 1-Nov-28 $605,452.69 62.53 0.250 0.017 0.000
4916686 1-Nov-23 $578,591.95 67.44 0.250 0.017 0.358
4916934 1-Jan-29 $250,850.00 79.99 0.250 0.017 0.733
4916967 1-Jan-29 $410,000.00 72.57 FX30YR 0.250 0.017 0.358
4917398 1-Nov-28 $329,483.56 71.74 0.250 0.017 0.483
4917575 1-Jan-29 $282,400.00 80.00 0.250 0.017 0.483
4917792 1-Dec-28 $335,750.64 80.00 0.250 0.017 0.733
4917821 1-Nov-28 $409,200.95 71.30 0.250 0.017 0.000
4918114 1-Nov-28 $910,607.81 72.96 0.250 0.017 0.608
4918137 1-Dec-28 $282,512.45 75.00 0.250 0.017 0.108
4918185 1-Dec-28 $267,806.03 80.00 0.250 0.017 0.858
4918315 1-Nov-28 $274,048.67 78.43 0.250 0.017 0.233
4918325 1-Nov-28 $392,169.89 74.82 0.250 0.017 0.358
4918925 1-Jan-29 $145,000.00 52.16 0.250 0.017 0.358
4919105 1-Nov-28 $599,061.06 73.62 0.250 0.017 0.483
4919143 1-Dec-28 $270,433.56 79.99 0.250 0.017 0.358
4919479 1-Dec-28 $374,714.65 79.79 0.250 0.017 0.608
4919490 1-Dec-28 $130,902.78 64.85 0.250 0.017 0.733
4919552 1-Dec-28 $366,699.18 75.67 0.250 0.017 0.233
4919583 1-Jan-29 $350,400.00 76.01 0.250 0.017 0.233
4919878 1-Jan-29 $350,000.00 63.64 0.250 0.017 0.608
4920026 1-Nov-28 $224,647.89 54.22 0.250 0.017 0.483
4920212 1-Nov-28 $570,106.43 67.57 0.250 0.017 0.483
4920259 1-Nov-28 $273,481.12 75.27 0.250 0.017 0.608
4920274 1-Nov-28 $193,404.31 79.89 0.250 0.017 0.608
4920285 1-Nov-28 $144,773.08 62.50 0.250 0.017 0.483
4920290 1-Oct-28 $281,246.73 78.33 0.250 0.017 0.608
4920305 1-Nov-28 $246,104.57 77.52 0.250 0.017 0.358
4920326 1-Nov-28 $576,097.04 76.93 0.250 0.017 0.483
4920340 1-Nov-28 $149,776.64 59.76 0.250 0.017 0.733
4920349 1-Nov-28 $341,451.38 77.55 0.250 0.017 0.358
4920373 1-Nov-28 $311,535.45 80.00 0.250 0.017 0.733
4920396 1-Dec-28 $470,594.48 72.46 0.250 0.017 0.000
4920402 1-Nov-28 $628,813.25 70.00 0.250 0.017 0.358
4920413 1-Nov-28 $303,387.73 80.00 0.250 0.017 0.108
4920423 1-Nov-28 $277,542.91 58.53 0.250 0.017 0.233
4920438 1-Nov-28 $444,969.72 76.84 0.250 0.017 0.608
4920447 1-Nov-28 $404,350.33 55.86 0.250 0.017 0.358
4920460 1-Nov-28 $319,523.54 57.14 0.250 0.017 0.733
4920469 1-Nov-28 $347,413.61 80.00 0.250 0.017 0.108
4920544 1-Dec-28 $375,818.14 89.99 24 0.250 0.017 0.000
4921099 1-Jan-29 $265,000.00 69.74 0.250 0.017 0.483
4921142 1-Dec-28 $399,695.63 80.00 0.250 0.017 0.608
4921153 1-Dec-28 $264,072.44 78.90 0.250 0.017 0.000
4921238 1-Nov-28 $325,437.06 69.36 0.250 0.017 0.000
4921259 1-Nov-28 $329,483.57 78.57 0.250 0.017 0.483
4921670 1-Jan-29 $300,000.00 80.00 0.250 0.017 0.608
4922123 1-Nov-28 $263,555.13 66.00 0.250 0.017 0.108
4922128 1-Jan-29 $650,000.00 66.67 0.250 0.017 0.000
4922184 1-Jan-29 $75,000.00 60.00 0.250 0.017 0.483
4922292 1-Jan-29 $302,500.00 89.78 33 0.250 0.017 0.483
4922346 1-Nov-28 $299,481.97 50.85 0.250 0.017 0.000
4922387 1-Nov-28 $394,228.18 58.61 0.250 0.017 0.108
4922398 1-Nov-28 $455,321.04 80.00 0.250 0.017 0.733
4922510 1-Nov-28 $154,763.38 72.09 0.250 0.017 0.608
4922518 1-Nov-28 $516,649.15 66.77 0.250 0.017 0.233
4922531 1-Nov-28 $356,398.42 85.00 06 0.250 0.017 0.108
4922539 1-Nov-28 $249,578.74 62.50 0.250 0.017 0.108
4923049 1-Jan-29 $280,000.00 80.00 0.250 0.017 0.608
4923115 1-Jan-29 $291,000.00 51.96 0.250 0.017 0.108
4923182 1-Jan-29 $307,900.00 79.99 0.250 0.017 0.358
4923399 1-Nov-28 $339,440.98 80.00 0.250 0.017 0.233
4923408 1-Nov-28 $372,216.61 79.99 0.250 0.017 0.483
4923415 1-Nov-28 $305,009.95 79.97 0.250 0.017 0.358
4923420 1-Nov-28 $287,560.37 80.00 0.250 0.017 0.608
4923424 1-Nov-28 $393,163.73 75.72 0.250 0.017 0.733
4923446 1-Dec-28 $487,080.27 75.00 0.250 0.017 0.000
4923497 1-Nov-28 $325,863.34 80.00 0.250 0.017 0.233
4923507 1-Nov-28 $402,369.35 55.59 0.250 0.017 0.483
4923521 1-Nov-28 $285,563.42 63.56 0.250 0.017 0.608
4923541 1-Nov-28 $515,081.11 80.00 0.250 0.017 0.358
4923546 1-Nov-28 $364,384.96 79.35 0.250 0.017 0.108
4923641 1-Dec-28 $287,806.76 80.00 0.250 0.017 1.233
4923865 1-Oct-28 $305,224.32 90.00 11 0.250 0.017 0.108
4924012 1-Jan-29 $210,000.00 54.55 0.250 0.017 0.233
4924124 1-Nov-28 $349,438.55 62.50 0.250 0.017 0.358
4924505 1-Nov-28 $296,998.69 78.29 0.250 0.017 0.108
4924617 1-Jan-29 $400,000.00 47.06 0.250 0.017 0.000
4924798 1-Jan-29 $263,000.00 65.75 0.250 0.017 0.483
4924956 1-Dec-28 $299,677.44 85.71 06 0.250 0.017 0.733
4924964 1-Jan-29 $100,000.00 29.76 0.250 0.017 0.000
4925076 1-Nov-28 $383,320.53 62.95 0.250 0.017 0.000
4925122 1-Dec-28 $499,590.16 58.07 0.250 0.017 0.233
4925811 1-Dec-28 $180,862.28 52.77 0.250 0.017 0.608
4925817 1-Jan-29 $304,000.00 69.89 0.250 0.017 0.358
4925839 1-Dec-28 $262,773.56 79.70 0.250 0.017 0.000
4925864 1-Jan-29 $180,000.00 68.97 0.250 0.017 0.358
4926338 1-Dec-28 $271,748.17 78.70 0.250 0.017 0.733
4926405 1-Dec-28 $274,280.49 90.00 06 0.250 0.017 0.358
4926520 1-Jan-29 $320,000.00 88.89 12 0.250 0.017 0.733
4926524 1-Jan-29 $273,000.00 63.79 0.250 0.017 0.608
4926528 1-Dec-28 $329,722.76 75.00 0.250 0.017 0.108
4926638 1-Dec-28 $499,600.16 69.44 0.250 0.017 0.358
4926837 1-Jan-29 $253,300.00 94.99 12 0.250 0.017 0.108
4926993 1-Jan-29 $133,600.00 53.44 0.250 0.017 0.858
4927151 1-Jan-29 $217,000.00 51.06 0.250 0.017 0.000
4927196 1-Dec-28 $291,348.93 79.24 0.250 0.017 0.000
4927199 1-Dec-28 $279,786.93 80.00 0.250 0.017 0.608
4927228 1-Nov-28 $245,994.88 80.00 0.250 0.017 0.233
4927270 1-Nov-28 $300,840.07 78.67 0.250 0.017 0.608
4927291 1-Nov-28 $295,548.15 75.90 0.250 0.017 0.608
4927293 1-Nov-28 $106,844.62 79.26 0.250 0.017 0.858
4927299 1-Nov-28 $158,245.76 72.71 0.250 0.017 0.358
4927308 1-Nov-28 $480,209.15 59.68 0.250 0.017 0.233
4927317 1-Nov-28 $204,687.08 78.85 0.250 0.017 0.608
4927323 1-Nov-28 $314,428.82 75.95 0.250 0.017 0.733
4927330 1-Nov-28 $301,527.41 79.47 0.250 0.017 0.483
4927358 1-Nov-28 $248,619.91 79.05 0.250 0.017 0.608
4927379 1-Nov-28 $286,516.39 79.94 0.250 0.017 0.108
4927385 1-Nov-28 $203,488.90 79.92 0.250 0.017 0.608
4927395 1-Nov-28 $287,560.37 80.00 0.250 0.017 0.608
4927396 1-Nov-28 $391,416.34 80.00 0.250 0.017 0.733
4927417 1-Nov-28 $270,326.20 79.99 0.250 0.017 1.108
4927429 1-Nov-28 $301,926.77 90.00 06 0.250 0.017 0.483
4927457 1-Nov-28 $595,020.09 79.17 0.250 0.017 0.233
4927470 1-Nov-28 $279,017.36 72.60 0.250 0.017 0.000
4927635 1-Nov-28 $241,889.30 95.00 01 0.250 0.017 0.733
4927636 1-Nov-28 $299,575.15 79.16 0.250 0.017 0.983
4927637 1-Jan-29 $251,550.00 22.87 0.250 0.017 0.483
4927645 1-Oct-28 $279,356.90 89.20 12 0.250 0.017 0.608
4927650 1-Nov-28 $558,103.30 76.58 0.250 0.017 0.358
4927652 1-Nov-28 $315,053.22 78.88 0.250 0.017 0.983
4927654 1-Nov-28 $285,191.78 79.99 0.250 0.017 0.358
4927660 1-Nov-28 $119,614.83 75.00 0.250 0.017 0.358
4927668 1-Nov-28 $288,287.18 80.00 0.250 0.017 0.983
4927673 1-Nov-28 $299,469.18 80.00 0.250 0.017 0.000
4927689 1-Nov-28 $116,303.70 58.25 0.250 0.017 0.108
4927697 1-Jan-29 $265,000.00 55.79 0.250 0.017 0.358
4927698 1-Nov-28 $274,525.12 75.34 0.250 0.017 0.000
4927718 1-Jan-29 $300,000.00 80.00 0.250 0.017 0.358
4927736 1-Nov-28 $285,185.27 80.00 0.250 0.017 0.858
4927740 1-Jan-29 $265,500.00 90.00 17 0.250 0.017 1.108
4927780 1-Dec-28 $273,758.25 54.37 0.250 0.017 0.000
4927892 1-Nov-28 $319,499.22 58.72 0.250 0.017 0.483
4928066 1-Dec-28 $250,813.72 80.00 0.250 0.017 0.733
4928130 1-Jan-29 $274,000.00 79.42 0.250 0.017 0.233
4928260 1-Jan-29 $272,000.00 80.00 0.250 0.017 0.358
4928283 1-Jan-29 $282,000.00 78.33 0.250 0.017 0.483
4928493 1-Jan-29 $440,000.00 69.84 0.250 0.017 0.483
4928613 1-Dec-28 $289,923.66 89.28 13 0.250 0.017 0.483
4928752 1-Jan-29 $387,000.00 67.30 0.250 0.017 0.483
4928780 1-Jan-29 $389,600.00 80.00 0.250 0.017 0.000
4928826 1-Dec-28 $499,609.95 57.47 0.250 0.017 0.483
4928838 1-Nov-28 $273,571.23 78.29 0.250 0.017 0.483
4928852 1-Nov-28 $327,998.54 89.88 12 0.250 0.017 0.608
4928861 1-Dec-28 $284,866.30 79.99 0.250 0.017 0.233
4928870 1-Dec-28 $262,273.99 69.08 0.250 0.017 0.000
4928935 1-Nov-28 $240,541.47 79.02 0.250 0.017 0.000
4928965 1-Nov-28 $524,115.34 75.00 0.250 0.017 0.108
4929266 1-Dec-28 $449,612.56 58.82 0.250 0.017 0.000
4929379 1-Jan-29 $320,000.00 50.00 0.250 0.017 0.608
4929408 1-Jan-29 $460,000.00 57.86 0.250 0.017 0.108
4929498 1-Jan-29 $271,000.00 54.20 0.250 0.017 0.000
4929510 1-Dec-28 $109,916.30 52.38 0.250 0.017 0.608
4929521 1-Nov-28 $312,497.91 77.28 0.250 0.017 0.358
4929528 1-Dec-28 $328,193.78 89.99 12 0.250 0.017 0.483
4929534 1-Nov-28 $343,448.19 80.00 0.250 0.017 0.358
4929541 1-Dec-28 $240,487.63 78.40 0.250 0.017 0.000
4929616 1-Dec-28 $318,545.06 84.99 01 0.250 0.017 0.358
4929628 1-Dec-28 $324,306.55 79.99 0.250 0.017 0.000
4929642 1-Dec-28 $76,160.98 42.63 0.250 0.017 0.483
4929662 1-Dec-28 $299,747.96 59.41 0.250 0.017 0.108
4929697 1-Dec-28 $265,787.29 72.48 0.250 0.017 0.358
4929730 1-Dec-28 $282,640.09 79.90 0.250 0.017 0.733
4929761 1-Dec-28 $297,761.70 88.96 24 0.250 0.017 0.358
4929769 1-Dec-28 $263,749.16 80.00 0.250 0.017 0.608
4929782 1-Dec-28 $334,618.65 60.89 0.250 0.017 0.108
4929823 1-Jan-29 $250,000.00 67.20 0.250 0.017 0.483
4930028 1-Dec-28 $354,965.66 53.28 0.250 0.017 0.483
4930041 1-Nov-28 $291,565.23 80.00 0.250 0.017 0.733
4930052 1-Jan-29 $303,000.00 67.33 0.250 0.017 0.000
4930053 1-Dec-28 $407,673.73 64.56 0.250 0.017 0.358
4930063 1-Dec-28 $99,929.42 80.00 0.250 0.017 0.983
4930114 1-Jan-29 $322,000.00 68.51 0.250 0.017 0.358
4930146 1-Dec-28 $391,436.73 75.00 0.250 0.017 0.358
4930222 1-Jan-29 $254,400.00 80.00 0.250 0.017 0.483
4930294 1-Jan-29 $250,000.00 64.10 0.250 0.017 0.358
4930339 1-Dec-28 $291,766.49 80.00 0.250 0.017 0.358
4930379 1-Dec-28 $255,795.28 80.00 0.250 0.017 0.358
4930394 1-Dec-28 $279,770.49 80.00 0.250 0.017 0.233
4930402 1-Jan-29 $315,000.00 70.00 0.250 0.017 0.233
4930429 1-Nov-28 $499,177.90 71.43 0.250 0.017 0.233
4930663 1-Jan-29 $362,000.00 86.19 17 0.250 0.017 0.733
4930779 1-Jan-29 $256,500.00 89.69 06 0.250 0.017 0.108
4930786 1-Jan-29 $263,000.00 68.31 0.250 0.017 0.858
4930789 1-Jan-29 $287,350.00 79.99 0.250 0.017 0.000
4930804 1-Jan-29 $342,000.00 57.48 0.250 0.017 0.108
4930849 1-Jan-29 $315,000.00 66.32 0.250 0.017 0.000
4930852 1-Jan-29 $288,000.00 64.00 0.250 0.017 0.108
4930862 1-Jan-29 $360,000.00 57.60 0.250 0.017 0.483
4930870 1-Jan-29 $368,000.00 80.00 0.250 0.017 0.108
4930891 1-Jan-29 $530,000.00 55.21 0.250 0.017 0.733
4930952 1-Jan-29 $300,000.00 71.94 0.250 0.017 0.983
4931014 1-Dec-28 $253,402.17 81.81 17 0.250 0.017 0.483
4931038 1-Dec-28 $319,731.16 80.00 0.250 0.017 0.108
4931068 1-Dec-28 $434,660.66 75.00 0.250 0.017 0.483
4931090 1-Nov-28 $499,236.74 79.37 0.250 0.017 0.608
4931116 1-Nov-28 $168,498.75 75.00 0.250 0.017 0.733
4931121 1-Dec-28 $399,672.13 80.00 0.250 0.017 0.233
4931203 1-Dec-28 $328,436.66 67.77 0.250 0.017 0.358
4931229 1-Nov-28 $302,289.44 79.74 0.250 0.017 0.108
4931249 1-Nov-28 $245,215.67 78.59 0.250 0.017 0.483
4931282 1-Dec-28 $439,648.14 80.00 0.250 0.017 0.358
4931300 1-Nov-28 $164,229.53 70.00 0.250 0.017 0.233
4931313 1-Nov-28 $275,992.22 95.00 12 0.250 0.017 0.483
4931327 1-Jan-29 $455,000.00 67.16 0.250 0.017 0.000
4931334 1-Dec-28 $310,239.14 77.24 0.250 0.017 0.108
4931397 1-Dec-28 $497,591.79 47.43 0.250 0.017 0.233
4931421 1-Nov-28 $284,495.70 57.58 0.250 0.017 0.000
4931425 1-Jan-29 $360,000.00 80.00 0.250 0.017 0.358
4931496 1-Nov-28 $335,610.77 90.00 06 0.250 0.017 0.358
4931544 1-Jan-29 $251,910.00 90.00 33 0.250 0.017 1.108
4931893 1-Jan-29 $330,000.00 53.57 0.250 0.017 0.108
4931935 1-Jan-29 $309,000.00 51.93 0.250 0.017 0.358
4932002 1-Jan-29 $268,200.00 73.48 0.250 0.017 0.858
4932099 1-Jan-29 $296,700.00 69.00 0.250 0.017 0.108
4932105 1-Dec-28 $240,721.22 79.77 0.250 0.017 0.733
4932112 1-Nov-28 $257,066.10 87.29 13 0.250 0.017 0.108
4932116 1-Jan-29 $394,000.00 79.76 0.250 0.017 0.608
4932118 1-Nov-28 $299,481.97 63.42 0.250 0.017 0.000
4932126 1-Nov-28 $294,091.29 78.56 0.250 0.017 0.000
4932132 1-Nov-28 $369,376.52 74.30 0.250 0.017 0.108
4932145 1-Nov-28 $710,829.36 80.00 0.250 0.017 0.233
4932148 1-Jul-28 $248,840.93 60.24 0.250 0.017 0.608
4932180 1-Dec-28 $317,119.96 53.80 0.250 0.017 0.000
4932183 1-Nov-28 $403,367.78 80.00 0.250 0.017 0.483
4932194 1-Nov-28 $319,486.68 70.33 0.250 0.017 0.358
4932245 1-Nov-28 $507,243.62 80.00 0.250 0.017 0.733
4932249 1-Nov-28 $449,313.07 50.00 0.250 0.017 0.608
4932289 1-Nov-28 $299,518.76 80.00 0.250 0.017 0.358
4932301 1-Nov-28 $555,119.86 80.00 0.250 0.017 0.483
4932310 1-Nov-28 $475,217.38 80.00 0.250 0.017 0.233
4932324 1-Dec-28 $348,713.92 47.16 0.250 0.017 0.233
4932341 1-Nov-28 $351,421.26 80.00 0.250 0.017 0.233
4932369 1-Jan-29 $387,000.00 36.00 0.250 0.017 0.108
4932371 1-Nov-28 $342,378.18 79.77 0.250 0.017 0.000
4932394 1-Nov-28 $356,398.42 62.63 0.250 0.017 0.108
4932436 1-Jan-29 $536,000.00 80.00 0.250 0.017 0.000
4932475 1-Nov-28 $310,962.08 72.44 0.250 0.017 0.000
4932507 1-Jan-29 $157,500.00 70.00 0.250 0.017 0.983
4932558 1-Jan-29 $309,000.00 51.50 0.250 0.017 0.000
4932592 1-Jan-29 $273,000.00 64.24 0.250 0.017 0.358
4932637 1-Oct-28 $280,903.45 80.00 0.250 0.017 0.233
4932827 1-Jan-29 $351,000.00 41.79 0.250 0.017 1.108
4932832 1-Oct-28 $518,745.06 80.00 0.250 0.017 0.358
4932859 1-Nov-28 $455,268.52 56.65 0.250 0.017 0.358
4932867 1-Nov-28 $626,143.12 80.00 0.250 0.017 0.108
4932874 1-Nov-28 $308,228.76 68.60 0.250 0.017 0.608
4932886 1-Dec-28 $241,002.29 87.71 11 0.250 0.017 0.233
4932991 1-Jan-29 $800,000.00 60.61 0.250 0.017 0.608
4933016 1-Jan-29 $650,000.00 53.72 0.250 0.017 0.483
4933045 1-Jan-29 $313,350.00 66.67 0.250 0.017 0.483
4933210 1-Jan-29 $251,750.00 95.00 33 0.250 0.017 0.608
4933245 1-Oct-28 $518,713.79 80.00 0.250 0.017 0.233
4933260 1-Jan-29 $309,450.00 80.00 0.250 0.017 0.000
4933340 1-Dec-28 $395,691.08 60.92 0.250 0.017 0.483
4933406 1-Jan-29 $281,000.00 74.93 0.250 0.017 0.483
4933457 1-Jan-29 $431,500.00 35.96 0.250 0.017 0.608
4933723 1-Nov-28 $289,140.00 89.78 01 0.250 0.017 0.733
4933728 1-Dec-28 $281,380.32 80.00 0.250 0.017 0.483
4933734 1-Dec-28 $292,254.26 75.00 0.250 0.017 0.108
4933739 1-Dec-28 $427,682.36 80.00 0.250 0.017 0.733
4933762 1-Dec-28 $315,710.42 80.00 0.250 0.017 0.108
4933772 1-Dec-28 $360,925.15 87.67 06 0.250 0.017 0.608
4933778 1-Dec-28 $266,791.72 72.16 0.250 0.017 0.483
4933785 1-Nov-28 $407,392.51 76.98 0.250 0.017 0.733
4933795 1-Nov-28 $359,422.51 70.59 0.250 0.017 0.358
4933824 1-Jan-29 $293,500.00 77.65 0.250 0.017 0.483
4933846 1-Dec-28 $279,292.58 79.86 0.250 0.017 0.733
4933850 1-Nov-28 $244,597.18 66.22 0.250 0.017 0.233
4933859 1-Dec-28 $109,916.30 67.28 0.250 0.017 0.608
4933880 1-Nov-28 $79,654.77 70.00 0.250 0.017 0.233
4933936 1-Dec-28 $144,892.39 48.33 0.250 0.017 0.733
4933943 1-Nov-28 $585,600.87 79.97 0.250 0.017 0.608
4933950 1-Nov-28 $85,871.95 70.49 0.250 0.017 0.733
4934184 1-Jan-29 $290,000.00 79.45 0.250 0.017 0.233
4934258 1-Jan-29 $325,000.00 69.89 0.250 0.017 1.108
4934528 1-Dec-28 $137,886.88 80.00 0.250 0.017 0.233
4934574 1-Dec-28 $286,986.86 80.00 0.250 0.017 0.733
4934583 1-Nov-28 $154,757.44 72.09 0.250 0.017 0.483
4934590 1-Dec-28 $371,387.69 89.99 06 0.250 0.017 0.983
4934595 1-Dec-28 $89,922.51 64.29 0.250 0.017 0.000
4934598 1-Dec-28 $259,807.04 80.00 0.250 0.017 0.733
4934603 1-Dec-28 $319,750.37 78.43 0.250 0.017 0.483
4934638 1-Jan-29 $283,900.00 80.00 0.250 0.017 0.608
4934681 1-Dec-28 $338,748.41 60.00 0.250 0.017 0.733
4934695 1-Jan-29 $297,500.00 70.00 0.250 0.017 0.358
4934777 1-Jan-29 $396,428.00 80.00 0.250 0.017 0.358
4934797 1-Jan-29 $85,000.00 37.78 0.250 0.017 0.358
4934802 1-Dec-28 $169,864.06 73.91 0.250 0.017 0.358
4934813 1-Dec-28 $295,891.01 90.00 12 0.250 0.017 0.983
4934848 1-Nov-28 $305,555.64 75.00 0.250 0.017 0.858
4934858 1-Dec-28 $255,600.45 79.99 0.250 0.017 0.483
4934859 1-Jan-29 $324,000.00 80.00 0.250 0.017 0.108
4934863 1-Dec-28 $367,420.21 79.08 0.250 0.017 0.608
4934871 1-Jan-29 $418,000.00 66.35 0.250 0.017 0.608
4934890 1-Dec-28 $267,790.94 80.00 0.250 0.017 0.483
4934897 1-Dec-28 $257,766.76 60.00 0.250 0.017 0.000
4934903 1-Dec-28 $527,556.42 80.00 0.250 0.017 0.108
4934910 1-Dec-28 $296,500.69 79.99 0.250 0.017 0.108
4934924 1-Nov-28 $262,545.85 61.88 0.250 0.017 0.000
4934925 1-Dec-28 $379,696.12 80.00 0.250 0.017 0.358
4934929 1-Dec-28 $259,807.04 79.75 0.250 0.017 0.733
4934934 1-Jan-29 $279,550.00 80.00 0.250 0.017 0.858
4934944 1-Dec-28 $419,672.36 79.25 0.250 0.017 0.483
4934976 1-Nov-28 $210,869.48 80.00 0.250 0.017 0.483
4935010 1-Dec-28 $287,769.69 78.47 0.250 0.017 0.358
4935019 1-Jan-29 $356,000.00 80.00 0.250 0.017 0.733
4935035 1-Dec-28 $257,068.44 80.00 0.250 0.017 0.983
4935076 1-Jan-29 $615,000.00 57.21 0.250 0.017 0.608
4935262 1-Jan-29 $300,000.00 78.95 0.250 0.017 0.233
4935323 1-Jan-29 $358,750.00 79.93 0.250 0.017 0.483
4935347 1-Jan-29 $296,800.00 80.00 0.250 0.017 0.483
4935351 1-Jan-29 $400,000.00 77.67 0.250 0.017 0.233
4935357 1-Jan-29 $258,000.00 61.43 0.250 0.017 0.733
4935398 1-Jan-29 $273,000.00 72.80 0.250 0.017 0.733
4935451 1-Jan-29 $500,000.00 60.98 0.250 0.017 0.608
4935470 1-Jan-29 $412,000.00 34.33 0.250 0.017 0.483
4935505 1-Jan-29 $416,250.00 75.00 0.250 0.017 0.983
4935546 1-Jan-29 $286,000.00 78.36 0.250 0.017 0.358
4935663 1-Oct-28 $272,307.98 73.19 0.250 0.017 0.108
4935699 1-Jan-29 $264,000.00 80.00 0.250 0.017 0.358
4935903 1-Oct-28 $275,300.37 80.00 0.250 0.017 0.108
4935955 1-Nov-28 $253,621.80 74.71 0.250 0.017 0.733
4935973 1-Nov-28 $587,009.17 80.00 0.250 0.017 0.108
4936017 1-Nov-28 $363,102.00 72.02 0.250 0.017 0.233
4936030 1-Nov-28 $250,826.61 71.38 0.250 0.017 0.108
4936041 1-Jan-29 $491,000.00 60.25 0.250 0.017 0.733
4936066 1-Nov-28 $253,561.39 75.82 0.250 0.017 0.000
4936176 1-Jan-29 $340,000.00 80.00 0.250 0.017 0.233
4936323 1-Jan-29 $426,000.00 80.00 0.250 0.017 0.733
4936325 1-Jan-29 $287,350.00 79.82 0.250 0.017 0.608
4936345 1-Jan-29 $364,000.00 65.00 0.250 0.017 0.608
4936371 1-Jan-29 $340,000.00 80.00 0.250 0.017 0.733
4936389 1-Nov-28 $349,410.23 76.87 0.250 0.017 0.108
4936401 1-Nov-28 $372,829.98 79.99 0.250 0.017 0.608
4936421 1-Nov-28 $354,829.89 50.77 0.250 0.017 0.358
4936442 1-Jan-29 $560,000.00 68.29 0.250 0.017 0.608
4936444 1-Nov-28 $319,486.68 80.00 0.250 0.017 0.358
4936468 1-Nov-28 $299,230.99 90.00 11 0.250 0.017 0.483
4936490 1-Nov-28 $299,518.76 80.00 0.250 0.017 0.358
4936503 1-Nov-28 $305,996.07 78.59 0.250 0.017 0.233
4936513 1-Oct-28 $458,508.81 80.00 0.250 0.017 0.108
4936525 1-Oct-28 $250,409.04 77.23 0.250 0.017 0.483
4936560 1-Nov-28 $372,256.08 79.99 0.250 0.017 0.000
4936572 1-Dec-28 $265,776.53 78.24 0.250 0.017 0.108
4936577 1-Nov-28 $274,025.99 90.00 13 0.250 0.017 0.000
4936581 1-Jan-29 $268,850.00 84.99 06 0.250 0.017 0.000
4936679 1-Nov-28 $446,882.01 79.93 0.250 0.017 0.358
4936736 1-Nov-28 $399,358.34 78.43 0.250 0.017 0.358
4936755 1-Nov-28 $366,910.48 75.00 0.250 0.017 0.358
4936770 1-Nov-28 $344,574.17 79.36 0.250 0.017 0.000
4936785 1-Nov-28 $337,683.72 62.06 0.250 0.017 0.608
4936797 1-Jan-29 $577,500.00 75.00 0.250 0.017 0.108
4936802 1-Nov-28 $275,856.77 90.00 06 0.250 0.017 0.358
4936823 1-Nov-28 $256,577.45 77.88 0.250 0.017 0.233
4936833 1-Nov-28 $499,177.91 64.77 0.250 0.017 0.233
4936839 1-Nov-28 $313,683.34 79.99 0.250 0.017 0.483
4936857 1-Apr-28 $299,047.01 79.76 0.250 0.017 0.733
4936863 1-Jan-29 $320,000.00 68.16 0.250 0.017 0.608
4936866 1-Dec-28 $274,768.97 64.71 0.250 0.017 0.108
4936874 1-Nov-28 $276,782.81 79.99 0.250 0.017 0.108
4936875 1-Nov-28 $399,374.03 57.80 0.250 0.017 0.483
4936892 1-Nov-28 $436,116.45 53.93 0.250 0.017 0.483
4936909 1-Nov-28 $246,014.40 61.60 0.250 0.017 0.483
4936929 1-Nov-28 $327,733.09 79.98 0.250 0.017 0.000
4936941 1-Nov-28 $334,475.74 63.21 0.250 0.017 0.483
4936965 1-Oct-28 $299,174.70 84.51 11 0.250 0.017 0.608
4937022 1-Dec-28 $486,081.13 27.80 0.250 0.017 0.000
4937031 1-Nov-28 $299,494.48 42.13 0.250 0.017 0.108
4937042 1-Nov-28 $579,092.34 80.00 0.250 0.017 0.483
4937051 1-Nov-28 $244,317.06 79.98 0.250 0.017 0.483
4937089 1-Oct-28 $244,451.09 79.03 0.250 0.017 0.733
4937093 1-Nov-28 $319,447.41 47.06 0.250 0.017 0.000
4937109 1-Nov-28 $279,561.82 79.77 0.250 0.017 0.483
4937118 1-Nov-28 $363,030.99 79.04 0.250 0.017 0.483
4937136 1-Nov-28 $321,121.15 35.74 0.250 0.017 0.233
4937144 1-Nov-28 $371,403.26 80.00 0.250 0.017 0.358
4937168 1-Nov-28 $427,278.79 80.00 0.250 0.017 0.108
4937176 1-Dec-28 $388,681.14 79.39 0.250 0.017 0.233
4937180 1-Nov-28 $448,025.01 79.98 0.250 0.017 0.000
4937183 1-Nov-28 $278,529.85 90.00 13 0.250 0.017 0.108
4937193 1-Nov-28 $383,399.07 80.00 0.250 0.017 0.483
4937200 1-Jan-29 $297,300.00 66.07 0.250 0.017 0.733
4937208 1-Aug-28 $250,574.39 90.00 11 0.250 0.017 0.358
4937213 1-Dec-28 $247,811.29 89.86 33 0.250 0.017 0.608
4937219 1-Sep-28 $381,932.54 80.00 0.250 0.017 0.233
4937226 1-Dec-28 $489,617.75 70.00 0.250 0.017 0.483
4937234 1-Dec-28 $334,738.66 56.78 0.250 0.017 0.483
4937247 1-Nov-28 $299,518.76 71.43 0.250 0.017 0.358
4937248 1-Nov-28 $276,794.16 79.99 0.250 0.017 0.233
4937252 1-Dec-28 $399,663.95 78.59 0.250 0.017 0.108
4937257 1-Jan-29 $277,600.00 80.00 0.250 0.017 0.483
4937258 1-Jan-29 $300,000.00 55.05 0.250 0.017 0.233
4937284 1-Dec-28 $294,270.26 73.63 0.250 0.017 0.483
4937290 1-Dec-28 $349,726.96 79.55 0.250 0.017 0.483
4937309 1-Dec-28 $308,733.96 73.57 0.250 0.017 0.000
4937310 1-Nov-28 $355,555.63 75.00 0.250 0.017 0.000
4937327 1-Oct-28 $486,950.54 79.91 0.250 0.017 0.000
4937334 1-Nov-28 $374,413.15 78.13 0.250 0.017 0.483
4937357 1-Nov-28 $299,494.48 73.17 0.250 0.017 0.108
4937391 1-Oct-28 $274,285.67 76.39 0.250 0.017 0.000
4937615 1-Jan-29 $274,000.00 57.68 0.250 0.017 0.358
4937663 1-Nov-28 $272,861.58 79.99 0.250 0.017 0.358
4937688 1-Nov-28 $431,289.71 80.00 0.250 0.017 0.233
4937705 1-May-28 $247,523.29 84.98 01 0.250 0.017 0.858
4937720 1-Oct-28 $378,107.66 79.12 0.250 0.017 0.483
4937734 1-Oct-28 $243,466.82 80.00 0.250 0.017 0.858
4937739 1-Nov-28 $292,494.05 71.46 0.250 0.017 0.000
4937749 1-Dec-28 $499,609.95 79.37 0.250 0.017 0.483
4937752 1-Nov-28 $494,225.37 64.20 0.250 0.017 0.483
4937755 1-Sep-28 $329,011.14 73.33 0.250 0.017 0.733
4937757 1-Nov-28 $304,545.87 74.03 0.250 0.017 0.733
4937762 1-Dec-28 $280,475.53 79.99 0.250 0.017 0.358
4937767 1-Nov-28 $347,455.42 80.00 0.250 0.017 0.483
4937773 1-Dec-28 $264,803.33 85.48 06 0.250 0.017 0.733
4937784 1-Nov-28 $343,461.67 80.00 0.250 0.017 0.483
4937787 1-Dec-28 $319,774.15 80.00 0.250 0.017 0.983
4937793 1-Nov-28 $553,066.47 61.56 0.250 0.017 0.108
4937799 1-Nov-28 $108,816.32 39.07 0.250 0.017 0.108
4937804 1-Jan-29 $451,050.00 52.45 0.250 0.017 0.000
4937812 1-Nov-28 $440,256.88 52.19 0.250 0.017 0.108
4937815 1-Jan-29 $320,000.00 80.00 0.250 0.017 0.608
4937818 1-Nov-28 $289,499.22 67.44 0.250 0.017 0.000
4937824 1-Jan-29 $623,000.00 70.00 0.250 0.017 0.108
4937834 1-Oct-28 $336,220.04 75.00 0.250 0.017 0.733
4937835 1-Dec-28 $348,527.90 78.38 0.250 0.017 0.483
4937838 1-Dec-28 $359,726.07 79.82 0.250 0.017 0.608
4937845 1-Nov-28 $264,047.13 54.19 0.250 0.017 0.483
4937862 1-Dec-28 $499,628.93 80.00 0.250 0.017 0.733
4937875 1-Nov-28 $251,615.30 80.00 0.250 0.017 0.608
4937883 1-Nov-28 $139,775.42 66.67 0.250 0.017 0.358
4937893 1-Nov-28 $290,544.60 70.98 0.250 0.017 0.483
4937894 1-Oct-28 $240,972.45 80.00 0.250 0.017 0.000
4937895 1-Dec-28 $242,605.84 80.00 0.250 0.017 0.358
4937897 1-Dec-28 $289,768.09 79.45 0.250 0.017 0.358
4937902 1-Oct-28 $290,361.54 80.00 0.250 0.017 0.358
4937905 1-Dec-28 $252,597.84 80.00 0.250 0.017 0.358
4937907 1-Nov-28 $289,568.20 58.00 0.250 0.017 0.733
4937916 1-Dec-28 $376,683.28 78.54 0.250 0.017 0.108
4937918 1-Dec-28 $352,424.86 78.38 0.250 0.017 0.483
4937928 1-Dec-28 $319,774.15 80.00 0.250 0.017 0.983
4937935 1-Dec-28 $324,740.10 73.86 0.250 0.017 0.358
4937942 1-Dec-28 $251,004.04 71.77 0.250 0.017 0.483
4937954 1-Dec-28 $138,791.65 63.45 0.250 0.017 0.483
4937960 1-Nov-28 $319,473.87 56.14 0.250 0.017 0.233
4937980 1-Jan-29 $390,000.00 60.00 0.250 0.017 0.608
4938004 1-Dec-28 $322,135.73 80.00 0.250 0.017 0.233
4938018 1-Dec-18 $268,966.75 68.23 0.250 0.017 0.000
4938030 1-Nov-28 $263,544.13 77.65 0.250 0.017 0.000
4938049 1-Nov-28 $342,422.02 87.06 11 0.250 0.017 0.108
4938051 1-Oct-28 $448,966.43 50.56 0.250 0.017 0.608
4938057 1-Jan-29 $337,000.00 66.34 0.250 0.017 0.733
4938070 1-Oct-28 $514,293.02 75.00 0.250 0.017 0.108
4938081 1-Aug-28 $356,586.66 71.60 0.250 0.017 0.483
4938085 1-Dec-28 $384,692.12 41.18 0.250 0.017 0.358
4938128 1-Nov-28 $295,513.33 80.00 0.250 0.017 0.233
4938139 1-Nov-28 $310,786.56 75.00 0.250 0.017 0.733
4938148 1-Nov-28 $380,473.41 63.52 0.250 0.017 0.233
4938152 1-Nov-28 $305,484.36 72.34 0.250 0.017 0.108
4938161 1-Nov-28 $299,481.95 69.77 0.250 0.017 0.000
4938166 1-Nov-28 $274,547.86 77.46 0.250 0.017 0.233
4938168 1-Jan-29 $305,000.00 56.48 0.250 0.017 0.733
4938182 1-Nov-28 $307,541.41 80.00 0.250 0.017 0.733
4938183 1-Jan-29 $250,000.00 68.49 0.250 0.017 0.483
4938193 1-Nov-28 $399,309.28 80.00 0.250 0.017 0.000
4938200 1-Jan-29 $442,000.00 85.00 33 0.250 0.017 0.358
4938222 1-Nov-28 $291,495.77 80.00 0.250 0.017 0.000
4938238 1-Nov-28 $468,583.61 68.01 0.250 0.017 0.608
4938246 1-Nov-28 $364,868.85 80.00 0.250 0.017 0.000
4938261 1-Nov-28 $291,543.05 80.00 0.250 0.017 0.483
4938277 1-Nov-28 $394,665.89 71.87 0.250 0.017 0.358
4938286 1-Nov-28 $475,486.04 75.00 0.250 0.017 0.358
4938297 1-Nov-28 $376,979.16 80.00 0.250 0.017 0.233
4938299 1-Nov-28 $248,120.66 78.89 0.250 0.017 0.608
4938312 1-Nov-28 $248,590.61 60.00 0.250 0.017 0.233
4938334 1-Nov-28 $277,043.74 74.60 0.250 0.017 0.233
4938351 1-Nov-28 $409,309.13 77.36 0.250 0.017 0.108
4938360 1-Oct-28 $349,215.88 72.92 0.250 0.017 0.733
4938362 1-Nov-28 $251,585.66 80.00 0.250 0.017 0.233
4938368 1-Nov-28 $278,673.94 70.66 0.250 0.017 0.608
4938375 1-Oct-28 $296,999.08 69.23 0.250 0.017 0.483
4938382 1-Oct-28 $259,402.82 78.81 0.250 0.017 0.608
4938413 1-Nov-28 $269,533.76 57.45 0.250 0.017 0.000
4938431 1-Nov-28 $250,616.84 79.68 0.250 0.017 0.608
4938438 1-Nov-28 $299,169.32 56.54 0.250 0.017 0.358
4938447 1-Jan-29 $420,000.00 49.30 0.250 0.017 0.000
4938455 1-Jun-28 $301,654.39 90.00 11 0.250 0.017 0.608
4938462 1-Nov-28 $409,295.71 63.57 0.250 0.017 0.233
4938471 1-Nov-28 $253,582.39 65.13 0.250 0.017 0.233
4938497 1-Nov-28 $598,912.25 68.38 0.250 0.017 0.000
4938504 1-Nov-28 $339,467.94 67.73 0.250 0.017 0.483
4938505 1-Nov-28 $249,588.95 68.49 0.250 0.017 0.233
4938509 1-Nov-28 $319,447.42 79.42 0.250 0.017 0.000
4938512 1-Oct-28 $598,552.01 63.16 0.250 0.017 0.358
4938513 1-Jul-28 $254,694.57 78.77 0.250 0.017 0.483
4938528 1-Sep-28 $253,200.21 63.50 0.250 0.017 0.483
4938568 1-Nov-28 $276,577.15 69.25 0.250 0.017 0.608
4938572 1-Jan-29 $292,500.00 75.00 0.250 0.017 0.608
4938579 1-Nov-28 $278,502.54 66.42 0.250 0.017 0.358
4938580 1-Nov-28 $399,292.22 79.70 0.250 0.017 0.000
4938596 1-Nov-28 $475,672.77 66.26 0.250 0.017 0.608
4938599 1-Nov-28 $273,560.48 62.27 0.250 0.017 0.358
4938612 1-Nov-28 $269,597.99 79.88 0.250 0.017 0.733
4938631 1-Nov-28 $321,470.57 56.29 0.250 0.017 0.233
4938642 1-Nov-28 $339,398.39 79.81 0.250 0.017 0.000
4938650 1-Nov-28 $261,090.77 66.20 0.250 0.017 0.483
4938658 1-Jan-29 $410,000.00 62.12 0.250 0.017 0.608
4938670 1-Jan-29 $338,000.00 79.98 0.250 0.017 0.358
4938675 1-Nov-28 $251,554.10 80.00 0.250 0.017 0.000
4938683 1-Nov-28 $317,502.35 62.97 0.250 0.017 0.483
4938696 1-Nov-28 $359,378.34 36.00 0.250 0.017 0.000
4938720 1-Nov-28 $255,898.92 62.51 0.250 0.017 0.483
4938721 1-Oct-28 $382,180.10 80.00 0.250 0.017 0.000
4938734 1-Aug-28 $460,084.28 71.30 0.250 0.017 0.233
4938748 1-Jul-28 $293,864.81 80.00 0.250 0.017 0.733
4938752 1-Nov-28 $299,031.31 58.50 0.250 0.017 0.483
4938754 1-Nov-28 $530,126.95 65.96 0.250 0.017 0.233
4938762 1-Nov-28 $251,313.47 67.20 0.250 0.017 0.608
4938764 1-Nov-28 $298,483.68 56.95 0.250 0.017 0.000
4938891 1-Jan-29 $305,000.00 78.21 0.250 0.017 0.733
4938998 1-Dec-28 $459,632.14 80.00 0.250 0.017 0.358
4939001 1-Oct-28 $340,485.47 75.00 0.250 0.017 0.733
4939011 1-Nov-28 $279,528.17 80.00 0.250 0.017 0.108
4939021 1-Nov-28 $305,608.97 68.79 0.250 0.017 0.358
4939026 1-Sep-27 $277,946.44 80.00 0.250 0.017 1.108
4939050 1-Nov-28 $257,587.99 71.67 0.250 0.017 0.608
4939057 1-Jun-28 $355,454.88 79.40 0.250 0.017 0.858
4939067 1-Nov-28 $251,595.75 80.00 0.250 0.017 0.358
4939081 1-Nov-28 $341,936.86 76.97 0.250 0.017 0.233
4939102 1-Nov-28 $259,460.09 80.00 0.250 0.017 0.000
4939132 1-Nov-28 $948,549.80 62.91 0.250 0.017 0.608
4939135 1-Jan-29 $303,750.00 90.00 33 0.250 0.017 0.233
4939176 1-Dec-28 $312,761.84 65.21 0.250 0.017 0.608
4939178 1-Nov-28 $294,738.03 80.00 0.250 0.017 0.483
4939186 1-Nov-28 $359,393.37 80.00 0.250 0.017 0.108
4939197 1-Oct-28 $303,284.24 73.79 0.250 0.017 0.483
4939200 1-Nov-28 $577,548.84 77.13 0.250 0.017 0.233
4939211 1-Oct-28 $268,334.66 70.60 0.250 0.017 0.233
4939217 1-Jan-29 $300,000.00 51.72 0.250 0.017 0.108
4939222 1-Oct-28 $268,165.04 89.61 11 0.250 0.017 0.233
4939228 1-Jun-28 $377,938.22 77.55 0.250 0.017 0.608
4939272 1-Dec-28 $374,692.61 78.62 0.250 0.017 0.233
4939279 1-Jan-29 $406,000.00 84.58 33 0.250 0.017 0.233
4939282 1-Dec-28 $254,801.08 70.83 0.250 0.017 0.483
4939288 1-Oct-28 $303,318.91 80.00 0.250 0.017 0.733
4939293 1-Dec-28 $289,368.41 80.00 0.250 0.017 0.358
4939299 1-Oct-28 $271,375.26 80.00 0.250 0.017 0.608
4939304 1-Dec-28 $619,491.79 78.48 0.250 0.017 0.233
4939305 1-Nov-28 $334,974.96 61.00 0.250 0.017 0.483
4939315 1-Nov-28 $265,573.30 95.00 11 0.250 0.017 0.358
4939316 1-Oct-28 $304,862.00 72.86 0.250 0.017 0.483
4939326 1-Nov-28 $359,436.63 79.12 0.250 0.017 0.483
4939327 1-Oct-28 $242,932.29 74.24 0.250 0.017 0.733
4939333 1-Nov-28 $430,308.62 43.10 0.250 0.017 0.358
4939370 1-Oct-28 $255,426.46 72.32 0.250 0.017 0.733
4939371 1-Nov-28 $419,292.26 80.00 0.250 0.017 0.108
4939372 1-Nov-28 $401,355.15 72.30 0.250 0.017 0.358
4939379 1-Nov-28 $298,144.18 71.10 0.250 0.017 0.608
4939382 1-Nov-28 $244,597.17 64.99 0.250 0.017 0.233
4939387 1-Sep-28 $358,809.28 74.38 0.250 0.017 0.233
4939389 1-Nov-28 $258,345.07 75.00 0.250 0.017 0.483
4939422 1-Oct-28 $387,358.25 79.56 0.250 0.017 0.608
4939496 1-Dec-28 $553,588.85 44.32 0.250 0.017 0.733
4939516 1-Nov-28 $318,313.35 80.00 0.250 0.017 0.608
4939536 1-Nov-28 $336,967.12 79.99 0.250 0.017 0.000
4939543 1-Dec-28 $278,288.08 77.36 0.250 0.017 0.608
4939547 1-Dec-28 $44,118.84 30.03 0.250 0.017 0.983
4939549 1-Dec-28 $311,768.45 80.00 0.250 0.017 0.733
4939555 1-Dec-28 $287,281.23 71.88 0.250 0.017 0.608
4939557 1-Nov-28 $254,060.53 62.07 0.250 0.017 0.000
4939560 1-Dec-28 $257,793.68 80.63 33 0.250 0.017 0.358
4939564 1-Dec-28 $336,749.89 58.61 0.250 0.017 0.733
4939571 1-Dec-28 $319,750.36 57.14 0.250 0.017 0.483
4939683 1-Dec-28 $299,771.72 75.00 0.250 0.017 0.608
4939706 1-Jan-29 $292,500.00 75.00 0.250 0.017 1.233
4939713 1-Dec-28 $311,737.88 80.00 0.250 0.017 0.108
4939744 1-Dec-28 $374,784.88 79.98 0.250 0.017 0.108
4939751 1-Nov-28 $252,552.33 52.71 0.250 0.017 0.000
4939790 1-Jan-29 $268,000.00 94.87 17 0.250 0.017 1.358
4939792 1-Dec-28 $269,773.17 67.50 0.250 0.017 0.108
4939795 1-Jan-29 $300,000.00 28.57 0.250 0.017 0.358
4939850 1-Dec-28 $267,391.25 80.00 0.250 0.017 0.483
4939858 1-Dec-28 $352,717.71 65.13 0.250 0.017 0.358
4939878 1-Jan-29 $420,500.00 71.88 0.250 0.017 0.608
4939885 1-Jan-29 $265,000.00 60.23 0.250 0.017 0.608
4939892 1-Jan-29 $470,000.00 66.20 0.250 0.017 0.483
4940059 1-Jan-29 $289,900.00 77.51 0.250 0.017 0.000
4940166 1-Dec-28 $283,772.89 80.00 0.250 0.017 0.358
4940177 1-Jan-29 $337,500.00 90.00 33 0.250 0.017 0.000
4940187 1-Jan-29 $500,000.00 64.85 0.250 0.017 0.608
4940200 1-Jan-29 $382,500.00 90.00 17 0.250 0.017 0.358
4940203 1-Dec-28 $286,781.62 61.06 0.250 0.017 0.608
4940221 1-Dec-28 $419,472.52 79.21 0.250 0.017 0.483
4940261 1-Dec-28 $334,957.39 80.00 0.250 0.017 0.858
4940265 1-Jan-29 $262,500.00 89.74 17 0.250 0.017 0.483
4940269 1-Dec-28 $348,740.99 71.22 0.250 0.017 0.733
4940273 1-Dec-18 $264,506.55 66.25 0.250 0.017 0.483
4940294 1-Dec-28 $289,768.09 74.36 0.250 0.017 0.358
4940314 1-Dec-28 $246,787.34 74.85 0.250 0.017 0.000
4940333 1-Jan-29 $315,000.00 90.00 01 0.250 0.017 0.233
4940339 1-Nov-28 $289,511.34 77.13 0.250 0.017 0.108
4940386 1-Dec-28 $301,346.62 79.98 0.250 0.017 0.108
4940411 1-Dec-28 $499,609.96 57.47 0.250 0.017 0.483
4940421 1-Dec-28 $330,491.99 90.00 06 0.250 0.017 0.483
4940426 1-Dec-28 $480,096.33 35.59 0.250 0.017 0.108
4940435 1-Dec-28 $254,801.08 66.23 0.250 0.017 0.483
4940437 1-Dec-28 $393,677.05 66.78 0.250 0.017 0.233
4940443 1-Dec-28 $275,795.17 84.66 01 0.250 0.017 0.733
4940444 1-Dec-28 $247,306.93 90.00 11 0.250 0.017 0.483
4940451 1-Dec-28 $409,080.63 69.98 0.250 0.017 0.483
4940457 1-Dec-28 $251,008.86 80.00 0.250 0.017 0.608
4940467 1-Dec-28 $305,767.16 90.00 06 0.250 0.017 0.608
4940503 1-Dec-28 $201,850.09 62.15 0.250 0.017 0.733
4940544 1-Dec-28 $285,282.76 81.57 01 0.250 0.017 0.608
4940556 1-Dec-28 $302,645.25 80.00 0.250 0.017 0.983
4940559 1-Dec-28 $391,194.59 90.00 13 0.250 0.017 0.483
4940562 1-Jan-29 $357,000.00 79.33 0.250 0.017 0.608
4940564 1-Dec-28 $399,687.96 80.00 0.250 0.017 0.483
4940590 1-Nov-28 $254,101.73 74.85 0.250 0.017 0.483
4940623 1-Dec-28 $495,631.90 73.48 0.250 0.017 0.733
4940648 1-Dec-28 $274,985.32 73.39 0.250 0.017 0.483
4940694 1-Jan-29 $280,800.00 80.00 0.250 0.017 0.233
4940710 1-Dec-28 $461,602.23 72.19 0.250 0.017 0.000
4940736 1-Dec-28 $285,765.57 68.10 0.250 0.017 0.233
4940737 1-Jan-29 $292,000.00 67.91 0.250 0.017 0.608
4940774 1-Jan-29 $290,000.00 70.13 0.250 0.017 0.483
4940814 1-Jan-29 $408,000.00 80.00 0.250 0.017 0.483
4940921 1-Nov-28 $354,886.11 90.00 11 0.250 0.017 0.000
4941026 1-Jan-29 $282,000.00 80.00 0.250 0.017 0.108
4941065 1-Jan-29 $400,000.00 88.89 33 0.250 0.017 0.608
4941075 1-Jan-29 $650,000.00 74.29 0.250 0.017 0.358
4941151 1-Jan-29 $297,500.00 73.82 0.250 0.017 0.483
4941278 1-Jan-29 $289,000.00 53.32 0.250 0.017 0.608
4941288 1-Jan-29 $401,000.00 74.26 0.250 0.017 0.483
4941440 1-Dec-28 $299,782.87 75.95 0.250 0.017 0.858
4941459 1-Jan-29 $1,000,000.00 64.52 0.250 0.017 0.608
4941487 1-Dec-28 $301,758.50 75.50 0.250 0.017 0.358
4941498 1-Dec-28 $291,017.09 66.80 0.250 0.017 0.358
4941530 1-Dec-28 $247,306.93 90.00 06 0.250 0.017 0.483
4941539 1-Dec-28 $349,320.43 79.64 0.250 0.017 0.358
4941558 1-Dec-28 $289,534.97 95.00 06 0.250 0.017 0.733
4941586 1-Jan-29 $498,000.00 84.98 06 0.250 0.017 0.483
4941618 1-Dec-28 $331,747.38 80.00 0.250 0.017 0.608
4941635 1-Dec-28 $390,095.45 80.00 0.250 0.017 0.483
4941678 1-Dec-28 $273,780.89 66.83 0.250 0.017 0.358
4941687 1-Jan-29 $306,400.00 65.89 0.250 0.017 0.608
4941693 1-Dec-28 $251,793.44 90.00 01 0.250 0.017 0.233
4941708 1-Nov-28 $391,323.11 68.17 0.250 0.017 0.000
4941773 1-Dec-28 $287,786.26 80.00 0.250 0.017 0.733
4941955 1-Jan-29 $289,600.00 80.00 0.250 0.017 0.733
4941986 1-Dec-28 $261,785.25 63.90 0.250 0.017 0.233
4942014 1-Dec-28 $252,607.64 80.00 0.250 0.017 0.608
4942070 1-Dec-28 $359,697.56 72.00 0.250 0.017 0.108
4942073 1-Dec-28 $353,716.91 28.32 0.250 0.017 0.358
4942087 1-Dec-28 $487,090.44 73.09 0.250 0.017 0.108
4942094 1-Jan-29 $300,000.00 61.22 0.250 0.017 0.108
4942149 1-Dec-28 $318,738.52 78.77 0.250 0.017 0.233
4942152 1-Jan-29 $380,000.00 67.86 0.250 0.017 0.000
4942154 1-Dec-28 $324,740.10 44.83 0.250 0.017 0.358
4942161 1-Dec-28 $270,039.19 80.00 0.250 0.017 0.483
4942170 1-Dec-28 $357,970.53 80.00 0.250 0.017 0.483
4942172 1-Dec-28 $445,125.73 73.03 0.250 0.017 0.108
4942178 1-Dec-28 $269,789.37 69.23 0.250 0.017 0.483
4942182 1-Dec-28 $370,710.59 76.49 0.250 0.017 0.483
4942203 1-Dec-28 $259,797.18 32.99 0.250 0.017 0.483
4942208 1-Jan-29 $357,760.00 80.00 0.250 0.017 0.000
4942227 1-Dec-28 $253,801.86 87.89 01 0.250 0.017 0.483
4942237 1-Dec-28 $322,748.03 78.78 0.250 0.017 0.483
4942261 1-Jan-29 $443,000.00 52.43 0.250 0.017 0.608
4942321 1-Dec-28 $252,797.68 65.71 0.250 0.017 0.358
4942379 1-Jan-29 $464,000.00 80.00 0.250 0.017 0.233
4942489 1-Dec-28 $311,750.50 80.00 0.250 0.017 0.358
4942499 1-Dec-28 $259,811.83 67.89 0.250 0.017 0.858
4942508 1-Dec-28 $289,573.93 90.00 06 0.250 0.017 0.483
4942568 1-Dec-28 $433,253.25 75.41 0.250 0.017 0.358
4942618 1-Dec-28 $327,245.85 80.00 0.250 0.017 0.108
4942646 1-Dec-28 $347,685.40 63.27 0.250 0.017 0.000
4942687 1-Dec-28 $251,812.97 90.00 01 0.250 0.017 0.733
4942691 1-Dec-28 $404,699.43 75.00 0.250 0.017 0.733
4942704 1-Dec-28 $629,520.62 69.23 0.250 0.017 0.608
4942776 1-Jan-29 $390,400.00 89.89 17 0.250 0.017 0.983
4942955 1-Dec-28 $297,173.71 85.00 11 0.250 0.017 0.608
4942980 1-Dec-28 $243,573.58 75.00 0.250 0.017 0.858
4943073 1-Jan-29 $261,000.00 90.00 11 0.250 0.017 1.108
4943088 1-Dec-28 $327,453.85 79.94 0.250 0.017 0.000
4943139 1-Dec-28 $259,807.04 47.27 0.250 0.017 0.733
4943157 1-Jan-29 $296,000.00 63.25 0.250 0.017 0.000
4943164 1-Dec-28 $535,592.15 79.00 0.250 0.017 0.608
4943200 1-Dec-28 $349,733.69 68.76 0.250 0.017 0.608
4943264 1-Dec-28 $292,787.94 89.74 06 0.250 0.017 0.858
4943290 1-Dec-28 $481,614.56 80.00 0.250 0.017 0.358
4943383 1-Dec-28 $382,708.57 78.48 0.250 0.017 0.608
4943552 1-Jan-29 $339,600.00 80.00 0.250 0.017 0.858
4943662 1-Jan-29 $448,000.00 52.71 0.250 0.017 0.358
4943716 1-Oct-28 $329,121.71 62.26 0.250 0.017 0.000
4943769 1-Jan-29 $265,000.00 62.35 0.250 0.017 0.000
4944330 1-Dec-28 $166,863.11 74.96 0.250 0.017 0.233
4944360 1-Dec-28 $298,954.75 80.00 0.250 0.017 0.233
4944378 1-Jan-29 $378,000.00 90.00 33 0.250 0.017 0.483
4944391 1-Dec-28 $274,780.09 65.48 0.250 0.017 0.358
4944416 1-Dec-28 $331,734.50 80.00 0.250 0.017 0.358
4944488 1-Dec-28 $249,405.29 80.00 0.250 0.017 0.483
4944555 1-Dec-28 $278,487.94 89.90 13 0.250 0.017 0.608
4944558 1-Jan-29 $362,000.00 64.41 0.250 0.017 0.358
4944572 1-Dec-28 $251,808.25 80.00 0.250 0.017 0.608
4944593 1-Dec-28 $283,783.90 80.00 0.250 0.017 0.608
4944857 1-Jan-29 $380,000.00 80.00 0.250 0.017 0.000
4944916 1-Jan-29 $328,000.00 80.00 0.250 0.017 0.733
4944949 1-Dec-28 $337,236.73 75.00 0.250 0.017 0.483
4945113 1-Jan-29 $318,000.00 79.90 0.250 0.017 0.000
4945185 1-Dec-28 $260,480.99 79.05 0.250 0.017 0.108
4945225 1-Jan-29 $640,800.00 80.00 0.250 0.017 0.000
4945280 1-Dec-28 $249,789.97 72.46 0.250 0.017 0.108
4945461 1-Jan-29 $388,000.00 80.00 0.250 0.017 0.000
4945629 1-Dec-28 $384,978.10 79.99 0.250 0.017 0.983
4945668 1-Dec-28 $339,747.67 79.44 0.250 0.017 0.733
4945718 1-Dec-28 $257,208.97 90.00 06 0.250 0.017 0.733
4945740 1-Dec-28 $310,257.78 90.00 17 0.250 0.017 0.483
4945790 1-Dec-28 $240,812.00 78.50 0.250 0.017 0.483
4945839 1-Dec-28 $469,892.18 75.00 0.250 0.017 0.608
4946058 1-Dec-28 $424,651.63 70.83 0.250 0.017 0.233
4946063 1-Dec-28 $649,480.21 72.22 0.250 0.017 0.358
4946552 1-Jan-29 $354,500.00 89.99 24 0.250 0.017 0.483
4946648 1-Jan-29 $300,500.00 68.30 0.250 0.017 0.358
4946665 1-Dec-28 $271,793.03 80.00 0.250 0.017 0.608
4946955 1-Dec-28 $254,801.08 77.27 0.250 0.017 0.483
4947272 1-Jan-29 $300,000.00 76.92 0.250 0.017 0.858
4947319 1-Jan-29 $350,000.00 28.57 0.250 0.017 0.358
4947331 1-Dec-28 $246,821.22 65.00 0.250 0.017 0.858
4947334 1-Dec-28 $344,695.61 79.95 0.250 0.017 0.000
4947437 1-Jan-29 $650,000.00 78.79 0.250 0.017 0.233
4947585 1-Jan-29 $345,000.00 75.00 0.250 0.017 0.233
4947614 1-Jan-29 $517,000.00 59.43 0.250 0.017 0.233
4947629 1-Jan-29 $298,800.00 89.77 12 0.250 0.017 0.608
4947650 1-Dec-28 $119,915.30 50.00 0.250 0.017 0.983
4947660 1-Jan-29 $300,000.00 55.15 0.250 0.017 0.358
4947674 1-Jan-29 $288,000.00 80.00 0.250 0.017 0.483
4947981 1-Jan-29 $253,600.00 80.00 0.250 0.017 0.608
4948036 1-Jan-29 $487,500.00 75.00 0.250 0.017 0.858
4948048 1-Dec-28 $266,791.71 56.81 0.250 0.017 0.483
4948051 1-Jan-29 $284,000.00 80.00 0.250 0.017 0.608
4948059 1-Jan-29 $336,000.00 80.00 0.250 0.017 0.483
4948067 1-Dec-28 $299,804.06 60.01 0.250 0.017 0.233
4948205 1-Jan-29 $294,000.00 69.18 0.250 0.017 0.233
4948376 1-Jan-29 $299,000.00 78.68 0.250 0.017 0.000
4948378 1-Jan-29 $517,000.00 64.63 0.250 0.017 0.733
4948409 1-Dec-28 $261,540.69 75.00 0.250 0.017 0.358
4948441 1-Jan-29 $266,400.00 90.00 06 0.250 0.017 0.608
4948494 1-Jan-29 $416,000.00 80.00 0.250 0.017 0.358
4948787 1-Dec-28 $459,622.94 59.35 0.250 0.017 0.233
4949146 1-Jan-29 $299,900.00 83.31 06 0.250 0.017 0.483
4949566 1-Dec-28 $264,771.85 67.95 0.250 0.017 0.000
4949575 1-Jan-29 $276,000.00 80.00 0.250 0.017 0.483
4949604 1-Dec-28 $519,604.32 80.00 0.250 0.017 0.608
4949610 1-Jan-29 $635,000.00 74.71 0.250 0.017 0.108
4949615 1-Jan-29 $256,500.00 68.40 0.250 0.017 0.483
4949675 1-Jan-29 $396,500.00 54.32 0.250 0.017 0.358
4950409 1-Jan-29 $275,000.00 68.75 0.250 0.017 0.108
4950525 1-Dec-28 $329,736.11 73.33 0.250 0.017 0.358
4950683 1-Jan-29 $300,000.00 69.77 0.250 0.017 0.358
4951904 1-Jan-29 $381,000.00 69.27 0.250 0.017 0.733
4951914 1-Jan-29 $227,150.00 52.22 0.250 0.017 0.358
6458605 1-Dec-28 $406,290.62 79.73 0.250 0.017 0.608
6469113 1-Dec-28 $247,320.87 90.00 06 0.250 0.017 0.858
6539908 1-Dec-28 $251,800.25 80.00 0.250 0.017 0.608
6543508 1-Jan-29 $355,500.00 79.99 0.250 0.017 0.733
6545968 1-Nov-28 $459,315.09 65.71 0.250 0.017 0.733
6577919 1-Dec-28 $437,642.96 80.00 0.250 0.017 0.733
6582764 1-Dec-28 $599,495.93 66.67 0.250 0.017 0.108
6594770 1-Oct-28 $498,763.29 80.00 0.250 0.017 0.233
6601101 1-Sep-28 $382,820.42 79.79 0.250 0.017 0.608
6614882 1-Nov-28 $456,809.82 80.00 0.250 0.017 0.000
6639107 1-Oct-28 $424,023.85 68.01 0.250 0.017 0.608
6643396 1-Nov-28 $359,408.10 80.00 0.250 0.017 0.233
6651609 1-Nov-28 $294,035.58 89.99 24 0.250 0.017 0.358
6686644 1-Dec-28 $293,191.10 79.99 0.250 0.017 0.000
6690073 1-Dec-28 $375,691.79 80.00 0.250 0.017 0.233
6693215 1-Jan-29 $300,000.00 50.76 0.250 0.017 0.358
6699496 1-Dec-28 $254,815.44 60.86 0.250 0.017 0.858
6716258 1-Oct-28 $259,402.82 80.00 0.250 0.017 0.608
6732704 1-Mar-28 $275,924.38 90.00 01 0.250 0.017 0.608
6741210 1-Nov-28 $272,093.70 79.97 0.250 0.017 0.000
6746714 1-Nov-28 $408,926.54 78.87 0.250 0.017 0.233
6752131 1-Nov-28 $247,022.34 89.99 01 0.250 0.017 0.608
6757478 1-Nov-28 $271,451.46 80.00 0.250 0.017 0.000
6762515 1-Nov-28 $407,295.46 92.73 0.250 0.017 0.000
6765388 1-Dec-28 $445,472.43 80.00 0.250 0.017 0.108
6769350 1-Oct-28 $406,940.22 80.00 0.250 0.017 0.000
6789049 1-Nov-28 $331,555.97 80.00 0.250 0.017 0.233
6797155 1-Nov-28 $266,076.49 80.00 0.250 0.017 0.358
6802450 1-Dec-28 $301,770.20 75.50 0.250 0.017 0.608
6810306 1-Jan-29 $291,975.00 85.00 06 0.250 0.017 0.358
6813918 1-Nov-28 $306,656.16 94.69 01 0.250 0.017 0.608
6814179 1-Nov-28 $259,593.12 78.79 0.250 0.017 0.483
6814822 1-Dec-28 $265,261.39 93.15 33 0.250 0.017 0.233
6837168 1-Nov-28 $360,221.23 87.98 33 0.250 0.017 0.358
6844615 1-Nov-28 $314,232.42 80.00 0.250 0.017 0.233
6848123 1-Dec-28 $299,535.32 79.30 0.250 0.017 0.000
6850000 1-Oct-28 $539,251.44 80.00 0.250 0.017 0.358
6854991 1-Nov-28 $346,656.66 80.00 0.250 0.017 0.483
6855061 1-Dec-28 $329,761.16 76.74 0.250 0.017 0.858
6855167 1-Dec-28 $276,903.84 80.00 0.250 0.017 0.233
6857595 1-Nov-28 $306,370.04 79.97 0.250 0.017 0.000
6861788 1-Dec-28 $406,674.53 59.33 0.250 0.017 0.358
6866839 1-Nov-28 $367,180.25 60.00 0.250 0.017 0.108
6873067 1-Dec-28 $286,691.17 80.00 0.250 0.017 0.483
6873410 1-Nov-28 $451,275.69 75.00 0.250 0.017 0.483
6875359 1-Dec-28 $291,711.05 80.00 0.250 0.017 0.000
6876444 1-Dec-28 $519,594.35 80.00 0.250 0.017 0.483
6877434 1-Dec-28 $302,607.81 79.99 0.250 0.017 0.358
6878440 1-Oct-28 $295,336.87 80.00 0.250 0.017 0.733
6879218 1-Nov-28 $396,447.10 79.99 0.250 0.017 0.233
6882101 1-Nov-28 $295,373.43 80.00 0.250 0.017 0.358
6884158 1-Nov-28 $311,248.30 79.99 0.250 0.017 0.000
6885601 1-Nov-28 $370,016.50 80.00 0.250 0.017 0.358
6886672 1-Oct-28 $377,531.07 80.00 0.250 0.017 0.108
6890544 1-Nov-28 $249,668.13 80.00 0.250 0.017 0.000
6891708 1-Oct-28 $366,794.76 79.99 0.250 0.017 0.000
6892187 1-Jan-29 $282,000.00 80.00 0.250 0.017 0.233
6897950 1-Nov-28 $376,495.09 80.00 0.250 0.017 0.358
6899333 1-Nov-28 $359,293.54 79.99 0.250 0.017 0.108
6908143 1-Oct-28 $261,701.09 89.99 01 0.250 0.017 0.233
6913293 1-Nov-28 $271,407.89 79.96 0.250 0.017 0.108
6914461 1-Jan-29 $260,200.00 78.29 0.250 0.017 0.233
6920401 1-Dec-28 $289,106.91 79.99 0.250 0.017 0.108
6922214 1-Nov-28 $247,131.49 90.00 11 0.250 0.017 0.733
6924346 1-Aug-28 $259,346.39 70.00 0.250 0.017 0.358
6925332 1-Dec-28 $339,700.02 69.41 0.250 0.017 0.000
6927711 1-Dec-28 $279,692.28 89.99 01 0.250 0.017 0.733
6927842 1-Dec-28 $253,951.74 83.56 12 0.250 0.017 0.483
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6938025 1-Dec-28 $258,370.29 89.98 17 0.250 0.017 0.483
6939998 1-Nov-28 $299,455.12 56.83 0.250 0.017 0.000
6940410 1-Jan-29 $303,350.00 80.00 0.250 0.017 0.233
6946613 1-Dec-28 $263,544.25 90.00 17 0.250 0.017 0.483
6948552 1-Jan-29 $650,000.00 78.96 0.250 0.017 0.108
6954521 1-Dec-28 $335,081.83 79.99 0.250 0.017 0.358
6960018 1-Dec-28 $326,811.40 79.99 0.250 0.017 0.000
6960424 1-Dec-28 $255,315.08 80.00 0.250 0.017 0.858
6969177 1-Oct-28 $270,577.11 80.00 0.250 0.017 0.608
6969446 1-Dec-28 $302,963.47 80.00 0.250 0.017 0.483
6974211 1-Dec-28 $320,899.47 79.99 0.250 0.017 0.483
6974226 1-Dec-28 $244,604.24 90.00 33 0.250 0.017 0.358
6975125 1-Oct-28 $304,928.82 80.00 0.250 0.017 0.233
6976436 1-Dec-28 $291,966.33 72.02 0.250 0.017 0.358
6976462 1-Jan-29 $302,300.00 79.99 0.250 0.017 0.483
6982354 1-Dec-28 $456,480.83 80.00 0.250 0.017 0.608
6986530 1-Dec-28 $279,764.77 74.09 0.250 0.017 0.108
6987569 1-Oct-18 $294,386.28 80.00 0.250 0.017 0.733
7000117 1-Oct-28 $393,815.29 80.00 0.250 0.017 0.358
7010577 1-Dec-28 $293,422.31 79.57 0.250 0.017 0.000
7034936 1-Oct-28 $498,732.60 80.00 0.250 0.017 0.108
7061892 1-Jan-19 $360,000.00 78.09 0.250 0.017 0.108
7066406 1-Nov-28 $277,905.88 94.85 17 0.250 0.017 0.983
7073618 1-Dec-28 $339,747.67 48.57 0.250 0.017 0.733
7073906 1-Nov-28 $364,516.10 79.99 0.250 0.017 0.000
7078310 1-Dec-28 $349,720.12 67.34 0.250 0.017 0.358
7079435 1-Dec-28 $364,155.71 80.00 0.250 0.017 0.483
7080208 1-Dec-28 $266,841.53 90.00 11 0.250 0.017 0.983
7085623 1-Dec-28 $244,804.08 78.68 0.250 0.017 0.358
7088244 1-Dec-28 $287,563.15 95.00 24 0.250 0.017 1.608
7090001 1-Oct-28 $255,910.88 92.93 11 0.250 0.017 0.608
7092426 1-Sep-28 $254,695.49 70.00 0.250 0.017 0.483
7092848 1-Nov-28 $277,575.62 79.43 0.250 0.017 0.608
7093634 1-Oct-28 $335,228.27 80.00 0.250 0.017 0.608
7094931 1-Nov-28 $285,452.60 84.97 11 0.250 0.017 0.483
7098554 1-Dec-28 $273,460.14 80.00 0.250 0.017 0.358
7101935 1-Dec-28 $295,774.77 79.96 0.250 0.017 0.608
7103740 1-Jan-29 $381,261.00 80.00 0.250 0.017 0.483
7108855 1-Dec-28 $349,740.25 51.85 0.250 0.017 0.733
7109441 1-Nov-28 $349,038.52 80.00 0.250 0.017 0.358
7110236 1-Dec-28 $399,687.96 62.50 0.250 0.017 0.483
7111728 1-Dec-28 $383,535.57 79.63 0.250 0.017 0.483
7112671 1-Dec-28 $347,737.50 80.00 0.250 0.017 0.733
7112930 1-Jan-29 $278,208.00 90.00 17 0.250 0.017 0.608
7113829 1-Dec-28 $282,779.23 89.74 11 0.250 0.017 0.483
7118479 1-Oct-28 $263,347.01 80.00 0.250 0.017 0.233
7119865 1-Dec-28 $299,782.87 59.52 0.250 0.017 0.858
7121658 1-Dec-28 $279,643.05 80.00 0.250 0.017 0.608
7121975 1-Dec-28 $599,576.53 80.00 0.250 0.017 0.983
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7127556 1-Nov-28 $370,688.60 89.99 11 0.250 0.017 0.233
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7131787 1-Nov-28 $382,238.81 80.00 0.250 0.017 0.000
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7161371 1-Jan-29 $593,600.00 70.00 0.250 0.017 0.000
7161442 1-Oct-28 $319,168.59 80.00 0.250 0.017 0.233
7161912 1-Sep-28 $287,115.32 90.00 01 0.250 0.017 0.608
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7162493 1-Dec-28 $242,433.04 89.85 11 0.250 0.017 1.108
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7163947 1-Dec-28 $319,768.39 65.98 0.250 0.017 0.858
7164614 1-Nov-28 $314,155.75 80.00 0.250 0.017 0.483
7164710 1-Dec-28 $348,209.34 85.00 12 0.250 0.017 0.233
7164788 1-Nov-28 $255,557.59 80.00 0.250 0.017 0.983
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7166782 1-Nov-18 $380,415.72 90.00 33 0.250 0.017 0.733
7166786 1-Oct-18 $1,170,385.13 56.05 0.250 0.017 0.483
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7186526 1-Oct-28 $262,728.42 75.46 0.250 0.017 0.358
7186559 1-Dec-28 $366,913.55 80.00 0.250 0.017 0.483
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7204624 1-Nov-28 $247,131.49 75.00 0.250 0.017 0.733
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7232146 1-Dec-28 $309,752.10 67.39 0.250 0.017 0.358
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7251083 1-Dec-28 $391,179.09 90.00 24 0.250 0.017 0.233
7251094 1-Dec-28 $271,038.40 69.73 0.250 0.017 0.483
7251614 1-Dec-28 $329,715.88 60.00 0.250 0.017 0.000
7256873 1-Dec-28 $249,768.46 42.87 0.250 0.017 0.000
7257541 1-Dec-28 $923,279.19 62.01 0.250 0.017 0.483
7258038 1-Dec-28 $335,744.33 80.00 0.250 0.017 0.608
7261828 1-Jan-29 $360,000.00 68.57 0.250 0.017 0.358
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7269966 1-Nov-28 $380,857.16 63.27 0.250 0.017 0.108
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7271201 1-Dec-28 $379,717.98 64.96 0.250 0.017 0.733
7271615 1-Dec-28 $349,691.20 69.31 0.250 0.017 0.000
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7278917 1-Nov-28 $314,482.09 89.74 01 0.250 0.017 0.233
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7279960 1-Nov-28 $386,394.39 90.00 06 0.250 0.017 0.483
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7281348 1-Nov-28 $259,572.51 69.33 0.250 0.017 0.233
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7283852 1-Nov-28 $491,080.43 60.66 0.250 0.017 0.000
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7284301 1-Nov-28 $399,309.28 51.61 0.250 0.017 0.000
7284974 1-Dec-28 $479,643.77 80.00 0.250 0.017 0.733
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7285634 1-Nov-28 $590,179.12 80.00 0.250 0.017 0.000
7285640 1-Nov-28 $354,430.54 88.75 33 0.250 0.017 0.358
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7286792 1-Jan-29 $267,300.00 90.00 12 0.250 0.017 0.733
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7287769 1-Nov-28 $265,016.37 90.00 01 0.250 0.017 0.858
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7289520 1-Jan-29 $256,650.00 89.99 24 0.250 0.017 0.608
7291070 1-Nov-28 $314,469.20 90.00 11 0.250 0.017 0.108
7291133 1-Nov-28 $478,212.45 75.43 0.250 0.017 0.233
7291947 1-Nov-28 $898,556.29 64.75 0.250 0.017 0.358
7292485 1-Dec-28 $349,740.25 70.00 0.250 0.017 0.733
7292519 1-Dec-28 $344,695.62 61.06 0.250 0.017 0.000
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7293476 1-Nov-28 $406,478.55 80.00 0.250 0.017 0.608
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7296650 1-Nov-28 $275,578.69 80.00 0.250 0.017 0.608
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7298934 1-Dec-28 $359,911.96 67.96 0.250 0.017 0.358
7299072 1-Nov-28 $495,242.84 77.38 0.250 0.017 0.608
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7300590 1-Nov-28 $262,168.25 58.36 0.250 0.017 0.233
7301134 1-Dec-28 $244,808.88 74.24 0.250 0.017 0.483
7302065 1-Dec-28 $388,774.86 85.14 24 0.250 0.017 0.358
7302530 1-Dec-28 $414,676.26 63.07 0.250 0.017 0.483
7305795 1-Dec-28 $329,742.57 76.74 0.250 0.017 0.483
7310775 1-Nov-28 $372,351.36 68.25 0.250 0.017 0.000
7310831 1-Dec-28 $358,263.27 70.30 0.250 0.017 0.358
7313060 1-Nov-28 $279,539.62 62.92 0.250 0.017 0.233
7314895 1-Dec-28 $374,735.32 59.06 0.250 0.017 0.983
7316426 1-Dec-28 $609,535.84 80.00 0.250 0.017 0.608
7316538 1-Dec-28 $411,653.87 80.00 0.250 0.017 0.108
7317097 1-Dec-28 $365,207.72 85.00 33 0.250 0.017 0.358
7318827 1-Nov-18 $279,452.22 53.43 0.250 0.017 0.483
7319102 1-Dec-28 $246,552.68 89.08 17 0.250 0.017 0.358
7319128 1-Nov-28 $341,477.93 88.83 17 0.250 0.017 0.608
7319600 1-Dec-28 $354,709.01 78.02 0.250 0.017 0.233
7320848 1-Nov-28 $444,820.55 90.00 17 0.250 0.017 0.000
7321196 1-Jan-29 $410,000.00 68.33 0.250 0.017 0.233
7321895 1-Dec-28 $250,014.32 65.84 0.250 0.017 0.733
7322501 1-Nov-28 $263,555.15 80.00 0.250 0.017 0.108
7323033 1-Dec-28 $349,713.11 42.68 0.250 0.017 0.233
7324530 1-Dec-28 $340,659.40 75.59 0.250 0.017 0.983
7324630 1-Dec-28 $285,482.60 63.49 0.250 0.017 0.608
7325228 1-Dec-28 $332,206.65 50.00 0.250 0.017 0.000
7326205 1-Dec-28 $489,598.35 66.58 0.250 0.017 0.233
7326348 1-Dec-28 $284,742.36 69.05 0.250 0.017 0.000
7326378 1-Dec-28 $266,097.37 74.80 0.250 0.017 0.608
7327762 1-Dec-28 $254,801.08 76.81 0.250 0.017 0.483
7327968 1-Dec-28 $259,821.07 78.31 0.250 0.017 1.108
7328017 1-Dec-28 $385,299.20 80.00 0.250 0.017 0.483
7328653 1-Dec-28 $252,802.63 76.67 0.250 0.017 0.483
7329048 1-Jan-29 $345,900.00 80.00 0.250 0.017 0.358
7329809 1-Nov-28 $307,030.59 75.00 0.250 0.017 0.608
7330074 1-Nov-28 $252,754.75 80.00 0.250 0.017 0.233
7331217 1-Nov-28 $362,403.16 51.86 0.250 0.017 0.233
7336237 1-Dec-28 $324,758.80 69.89 0.250 0.017 0.733
7337313 1-Nov-28 $274,547.86 65.48 0.250 0.017 0.233
7337448 1-Dec-28 $247,496.97 79.90 0.250 0.017 0.233
7338298 1-Dec-28 $633,467.36 55.13 0.250 0.017 0.108
7338732 1-Dec-28 $999,180.30 47.62 0.250 0.017 0.233
7339948 1-Dec-28 $412,153.45 58.93 0.250 0.017 0.108
7340031 1-Dec-28 $271,782.49 56.67 0.250 0.017 0.358
7340436 1-Dec-28 $257,705.00 69.92 0.250 0.017 0.233
7341679 1-Nov-28 $351,435.35 80.00 0.250 0.017 0.358
7343307 1-Dec-28 $292,254.26 65.00 0.250 0.017 0.108
7343323 1-Nov-28 $347,427.84 80.00 0.250 0.017 0.233
7343399 1-Dec-28 $444,644.14 72.95 0.250 0.017 0.358
7343779 1-Jan-29 $382,000.00 80.00 0.250 0.017 0.483
7344682 1-Dec-28 $510,461.29 79.82 0.250 0.017 0.608
7344820 1-Dec-28 $308,476.57 90.00 33 0.250 0.017 0.858
7346783 1-Nov-28 $554,064.80 61.22 0.250 0.017 0.108
7348268 1-Nov-28 $355,942.10 74.27 0.250 0.017 0.483
7348822 1-Dec-28 $250,559.20 85.00 17 0.250 0.017 0.608
7349470 1-Jan-29 $311,500.00 70.00 0.250 0.017 0.358
7349703 1-Dec-28 $377,697.72 70.92 0.250 0.017 0.358
7349945 1-Nov-28 $491,848.03 48.06 0.250 0.017 0.608
7350063 1-Nov-28 $262,788.12 80.00 0.250 0.017 0.483
7350322 1-Dec-28 $313,564.38 60.97 0.250 0.017 0.358
7350331 1-Dec-28 $255,600.45 78.71 0.250 0.017 0.483
7350441 1-Dec-28 $272,781.69 78.00 0.250 0.017 0.358
7350843 1-Dec-28 $278,271.71 72.34 0.250 0.017 0.233
7350939 1-Dec-28 $599,470.63 70.59 0.250 0.017 0.000
7351300 1-Nov-28 $299,518.76 75.00 0.250 0.017 0.358
7351399 1-Dec-28 $999,159.88 44.94 0.250 0.017 0.108
7351808 1-Nov-28 $260,530.33 80.00 0.250 0.017 0.000
7351863 1-Dec-28 $253,991.63 78.22 0.250 0.017 0.233
7352626 1-Jan-29 $315,000.00 88.73 16 0.250 0.017 0.000
7353964 1-Nov-28 $280,326.83 78.00 0.250 0.017 0.108
7354003 1-Dec-28 $243,823.40 64.21 0.250 0.017 0.858
7354439 1-Dec-28 $318,488.72 72.44 0.250 0.017 0.233
7354460 1-Dec-28 $369,689.15 67.27 0.250 0.017 0.108
7354618 1-Nov-28 $389,319.65 75.00 0.250 0.017 0.233
7354745 1-Dec-28 $880,658.70 75.00 0.250 0.017 1.233
7354788 1-Dec-28 $297,755.73 79.47 0.250 0.017 0.233
7354841 1-Dec-18 $292,428.96 67.36 0.250 0.017 0.108
7355072 1-Dec-28 $999,139.02 68.97 0.250 0.017 0.000
7355104 1-Dec-28 $338,722.12 76.52 0.250 0.017 0.233
7355119 1-Dec-28 $990,167.44 53.57 0.250 0.017 0.108
7355482 1-Dec-28 $299,754.09 75.00 0.250 0.017 0.233
7355696 1-Dec-28 $547,028.62 69.30 0.250 0.017 0.000
7355697 1-Nov-28 $633,929.98 68.43 0.250 0.017 0.108
7355705 1-Nov-28 $287,526.48 78.90 0.250 0.017 0.233
7355735 1-Dec-28 $331,228.27 85.00 12 0.250 0.017 0.233
7355781 1-Nov-28 $459,224.88 80.00 0.250 0.017 0.108
7355953 1-Dec-28 $295,957.20 66.56 0.250 0.017 0.233
7355963 1-Nov-28 $509,161.48 73.59 0.250 0.017 0.233
7356019 1-Dec-28 $326,432.21 76.69 0.250 0.017 0.233
7356066 1-Dec-28 $322,715.03 65.92 0.250 0.017 0.000
7356140 1-Dec-28 $439,621.17 66.17 0.250 0.017 0.000
7356163 1-Dec-28 $291,754.69 77.87 0.250 0.017 0.108
7356187 1-Dec-28 $528,555.58 68.90 0.250 0.017 0.108
7356535 1-Dec-28 $305,137.06 79.32 0.250 0.017 0.000
7356744 1-Dec-28 $304,550.16 53.47 0.250 0.017 0.233
7356770 1-Dec-28 $436,132.87 66.21 0.250 0.017 0.108
7358935 1-Nov-28 $245,584.74 68.36 0.250 0.017 0.108
7359687 1-Dec-28 $409,663.93 62.12 0.250 0.017 0.233
7360161 1-Nov-18 $252,802.13 68.03 0.250 0.017 0.483
7360276 1-Dec-28 $349,705.96 51.85 0.250 0.017 0.108
7360658 1-Dec-28 $241,595.84 94.99 01 0.250 0.017 1.483
7361068 1-Dec-28 $277,772.13 69.50 0.250 0.017 0.233
7361199 1-Dec-28 $276,789.23 76.94 0.250 0.017 0.608
7361514 1-Nov-28 $368,284.37 49.19 0.250 0.017 0.108
7361573 1-Nov-28 $272,440.15 80.00 0.250 0.017 0.108
7361818 1-Jan-29 $281,250.00 75.00 0.250 0.017 0.608
7362039 1-Dec-28 $305,755.30 47.81 0.250 0.017 0.358
7362279 1-Nov-28 $264,564.30 84.42 01 0.250 0.017 0.233
7362381 1-Dec-28 $341,733.21 88.83 24 0.250 0.017 0.483
7362513 1-Dec-28 $527,567.20 80.00 0.250 0.017 0.233
7362693 1-Dec-28 $249,730.80 67.57 0.250 0.017 0.108
7363746 1-Dec-28 $447,632.77 70.00 0.250 0.017 0.233
7363836 1-Nov-28 $256,078.25 90.00 01 0.250 0.017 0.233
7364096 1-Dec-28 $618,176.03 75.00 0.250 0.017 0.483
7364100 1-Dec-28 $309,764.12 87.32 06 0.250 0.017 0.608
7364188 1-Dec-28 $999,080.39 66.66 0.250 0.017 0.233
7364231 1-Dec-28 $256,079.33 65.72 0.250 0.017 0.000
7364254 1-Dec-28 $411,670.53 80.00 0.250 0.017 0.358
7364347 1-Nov-28 $319,486.68 67.37 0.250 0.017 0.358
7364408 1-Nov-28 $486,218.79 54.11 0.250 0.017 0.358
7364542 1-Jan-29 $273,500.00 64.35 0.250 0.017 0.358
7364723 1-Nov-28 $374,427.56 76.53 0.250 0.017 0.608
7365036 1-Dec-28 $374,714.66 50.00 0.250 0.017 0.608
7365512 1-Nov-28 $267,736.88 79.99 0.250 0.017 0.000
7365519 1-Dec-28 $259,797.17 67.01 0.250 0.017 0.483
7366397 1-Nov-28 $299,606.19 62.24 0.250 0.017 1.358
7366406 1-Dec-28 $263,694.14 67.49 0.250 0.017 0.483
7366550 1-Dec-28 $318,219.51 78.63 0.250 0.017 0.858
7367427 1-Dec-28 $270,568.33 95.00 17 0.250 0.017 1.233
7367871 1-Dec-28 $335,737.89 57.44 0.250 0.017 0.483
7368324 1-Dec-28 $999,239.08 38.46 0.250 0.017 0.608
7368330 1-Dec-28 $399,695.63 76.19 0.250 0.017 0.608
7368548 1-Dec-28 $292,777.05 67.36 0.250 0.017 0.608
7369874 1-Dec-28 $275,773.77 80.00 0.250 0.017 0.233
7370028 1-Nov-28 $393,148.94 90.00 11 0.250 0.017 0.608
7371142 1-Dec-28 $355,235.80 80.00 0.250 0.017 0.733
7371324 1-Nov-28 $310,836.51 72.40 0.250 0.017 0.733
7372344 1-Dec-28 $253,791.80 80.00 0.250 0.017 0.233
7373059 1-Nov-18 $297,916.69 72.93 0.250 0.017 0.733
7373688 1-Jan-29 $581,323.00 75.50 0.250 0.017 0.608
7373710 1-Dec-28 $350,732.92 79.77 0.250 0.017 0.608
7374437 1-Dec-28 $504,026.20 79.99 0.250 0.017 0.108
7374643 1-Dec-28 $246,707.56 95.00 17 0.250 0.017 0.358
7375076 1-Nov-28 $301,004.28 90.00 12 0.250 0.017 0.233
7375531 1-Dec-28 $269,789.37 89.74 24 0.250 0.017 0.483
7375787 1-Jan-29 $292,400.00 77.97 0.250 0.017 0.608
7377339 1-Jan-29 $456,000.00 77.95 0.250 0.017 0.608
7377475 1-Dec-28 $587,041.69 77.30 0.250 0.017 0.483
7377637 1-Dec-28 $876,815.46 75.00 0.250 0.017 0.483
7377943 1-Dec-28 $292,588.08 80.00 0.250 0.017 0.858
7378153 1-Dec-28 $299,754.09 50.00 0.250 0.017 0.233
7378433 1-Dec-28 $279,802.38 80.00 0.250 0.017 0.983
7378687 1-Dec-28 $247,806.53 80.00 0.250 0.017 0.483
7380325 1-Nov-28 $998,511.06 69.01 0.250 0.017 0.733
7380403 1-Dec-28 $281,030.60 75.00 0.250 0.017 0.483
7381980 1-Jan-29 $260,000.00 80.00 0.250 0.017 0.733
7382334 1-Jan-29 $539,850.00 38.29 0.250 0.017 0.483
7382884 1-Dec-28 $318,963.11 80.00 0.250 0.017 0.733
7382900 1-Dec-28 $340,364.60 80.00 0.250 0.017 0.358
7383600 1-Dec-28 $311,737.88 61.18 0.250 0.017 0.108
7383809 1-Nov-28 $369,376.52 51.03 0.250 0.017 0.108
7384187 1-Dec-28 $268,784.89 42.03 0.250 0.017 0.358
7384484 1-Dec-28 $788,029.24 53.46 0.250 0.017 0.858
7384926 1-Dec-28 $240,168.20 75.31 0.250 0.017 0.000
7385591 1-Dec-28 $999,276.23 50.00 0.250 0.017 0.858
7385825 1-Dec-28 $368,726.15 72.35 0.250 0.017 0.733
7385942 1-Dec-28 $277,803.79 74.13 0.250 0.017 0.983
7386647 1-Dec-28 $243,010.28 80.00 0.250 0.017 0.483
7386732 1-Dec-28 $276,073.52 70.85 0.250 0.017 0.233
7387020 1-Dec-28 $264,093.82 66.08 0.250 0.017 0.483
7387247 1-Dec-28 $611,545.81 80.00 0.250 0.017 0.733
7387418 1-Dec-28 $319,350.68 80.00 0.250 0.017 0.483
7387552 1-Dec-28 $459,313.80 62.12 0.250 0.017 0.108
7387782 1-Dec-28 $403,104.31 60.21 0.250 0.017 0.233
7388592 1-Dec-28 $256,318.96 95.00 17 0.250 0.017 0.983
7388800 1-Jan-29 $316,100.00 80.00 0.250 0.017 0.358
7389521 1-Jan-29 $251,600.00 80.00 0.250 0.017 0.608
7390059 1-Dec-28 $549,591.82 73.33 0.250 0.017 0.733
7390441 1-Dec-28 $272,792.27 50.09 0.250 0.017 0.608
7390589 1-Jan-29 $302,000.00 60.40 0.250 0.017 0.358
7393385 1-Jan-29 $369,000.00 90.00 16 0.250 0.017 0.858
7395177 1-Jan-29 $280,000.00 70.00 0.250 0.017 0.733
7397017 1-Dec-28 $449,657.58 47.37 0.250 0.017 0.608
7397363 1-Dec-28 $291,754.69 80.00 0.250 0.017 0.108
7397613 1-Dec-28 $270,983.13 76.39 0.250 0.017 0.358
7398129 1-Jan-29 $320,000.00 53.33 0.250 0.017 0.000
7398314 1-Jan-29 $370,000.00 64.53 0.250 0.017 0.233
7398926 1-Dec-28 $849,384.79 60.71 0.250 0.017 0.858
7399447 1-Dec-28 $275,784.69 80.00 0.250 0.017 0.483
7403551 1-Dec-28 $309,364.42 80.00 0.250 0.017 0.608
7404670 1-Dec-28 $474,610.64 74.22 0.250 0.017 0.233
7404919 1-Dec-28 $303,768.68 80.00 0.250 0.017 0.608
7405866 1-Dec-28 $327,023.03 80.00 0.250 0.017 0.108
7406524 1-Dec-28 $255,995.12 78.83 0.250 0.017 0.358
7407148 1-Jan-29 $269,000.00 62.56 0.250 0.017 1.108
7407418 1-Dec-28 $279,017.37 80.00 0.250 0.017 1.358
7410464 1-Jan-29 $283,000.00 76.90 0.250 0.017 0.608
7412189 1-Jan-29 $352,000.00 80.00 0.250 0.017 0.358
7412590 1-Dec-28 $337,509.33 80.00 0.250 0.017 0.733
7414369 1-Dec-28 $329,755.09 73.33 0.250 0.017 0.733
7414492 1-Jan-29 $487,000.00 48.70 0.250 0.017 0.733
7414591 1-Dec-28 $279,792.20 89.60 33 0.250 0.017 0.733
7416605 1-Dec-28 $293,376.60 80.00 0.250 0.017 0.608
7416620 1-Dec-28 $291,783.29 80.00 0.250 0.017 0.733
7418214 1-Jan-29 $324,000.00 42.41 0.250 0.017 0.858
7418240 1-Jan-29 $488,000.00 71.24 0.250 0.017 0.483
7418381 1-Dec-28 $262,319.35 75.00 0.250 0.017 1.108
7419870 1-Dec-28 $446,918.07 79.87 0.250 0.017 0.733
7422110 1-Dec-28 $299,760.09 75.28 0.250 0.017 0.358
7424106 1-Dec-28 $415,675.48 80.00 0.250 0.017 0.483
7424525 1-Jan-29 $483,000.00 64.83 0.250 0.017 0.108
7425111 1-Nov-28 $287,581.78 90.00 17 0.250 0.017 0.858
7425565 1-Dec-28 $499,569.51 60.61 0.250 0.017 0.000
7427423 1-Dec-28 $249,814.46 45.54 0.250 0.017 0.733
7428377 1-Jan-29 $347,000.00 46.27 0.250 0.017 0.233
7429654 1-Dec-28 $295,869.02 94.00 11 0.250 0.017 0.483
7430054 1-Jan-29 $367,500.00 75.00 0.250 0.017 0.733
7430276 1-Dec-28 $299,771.72 54.05 0.250 0.017 0.608
7430972 1-Dec-28 $471,640.84 69.93 0.250 0.017 0.608
7430999 1-Jan-29 $298,000.00 64.92 0.250 0.017 0.108
7431082 1-Dec-28 $299,760.09 80.00 0.250 0.017 0.358
7431262 1-Dec-28 $359,739.44 80.00 0.250 0.017 0.858
7433009 1-Dec-28 $319,750.37 49.61 0.250 0.017 0.483
7433013 1-Dec-28 $799,406.28 57.14 0.250 0.017 0.733
7433054 1-Dec-28 $976,274.92 51.42 0.250 0.017 0.733
7433894 1-Dec-28 $321,349.12 79.90 0.250 0.017 0.483
7433955 1-Jan-19 $338,500.00 68.52 0.250 0.017 0.608
7435427 1-Dec-28 $304,562.23 80.00 0.250 0.017 0.483
7436286 1-Dec-28 $389,703.24 67.83 0.250 0.017 0.608
7436315 1-Dec-28 $309,719.76 72.09 0.250 0.017 0.000
7437034 1-Dec-28 $423,693.12 80.00 0.250 0.017 0.858
7437041 1-Dec-28 $412,361.72 42.33 0.250 0.017 0.233
7437696 1-Jan-29 $450,000.00 50.00 0.250 0.017 0.233
7437799 1-Jan-29 $280,000.00 58.33 0.250 0.017 0.608
7438444 1-Dec-28 $627,210.33 62.77 0.250 0.017 0.483
7440670 1-Jan-29 $302,400.00 80.00 0.250 0.017 0.483
7443257 1-Dec-28 $298,912.78 74.79 0.250 0.017 0.358
7443549 1-Jan-29 $445,000.00 68.99 0.250 0.017 0.733
7443878 1-Jan-29 $248,000.00 70.86 0.250 0.017 0.483
7444241 1-Dec-28 $377,726.42 67.50 0.250 0.017 0.858
7444392 1-Jan-29 $300,000.00 75.00 0.250 0.017 0.733
7444416 1-Jan-29 $261,450.00 79.99 0.250 0.017 0.483
7444948 1-Jan-29 $290,800.00 68.42 0.250 0.017 0.358
7447694 1-Jan-29 $412,000.00 80.00 0.250 0.017 0.983
7448484 1-Dec-28 $259,802.16 65.33 0.250 0.017 0.608
7449477 1-Dec-28 $273,832.21 89.27 06 0.250 0.017 0.483
7450282 1-Dec-28 $327,737.70 80.00 0.250 0.017 0.358
7450382 1-Dec-28 $381,309.63 90.00 33 0.250 0.017 0.608
7450450 1-Dec-28 $262,959.54 95.00 33 0.250 0.017 0.858
7450566 1-Dec-28 $244,527.29 78.94 0.250 0.017 0.983
7452052 1-Jan-29 $293,820.00 73.82 0.250 0.017 0.608
7453232 1-Dec-28 $347,721.71 69.88 0.250 0.017 0.358
7458008 1-Jan-29 $347,960.00 80.00 0.250 0.017 0.108
7459607 1-Dec-28 $353,987.41 69.96 0.250 0.017 0.000
7462631 1-Jan-29 $290,000.00 74.36 0.250 0.017 0.233
7463467 1-Jan-29 $416,000.00 80.00 0.250 0.017 0.483
7465183 1-Jan-29 $305,000.00 67.03 0.250 0.017 0.108
7465555 1-Dec-28 $354,149.87 80.00 0.250 0.017 0.983
7466155 1-Dec-28 $311,744.26 80.00 0.250 0.017 0.233
7468123 1-Dec-28 $300,770.97 66.89 0.250 0.017 0.608
7470385 1-Jan-29 $342,000.00 90.00 01 0.250 0.017 0.358
7471242 1-Jan-29 $280,000.00 80.00 0.250 0.017 0.608
7471310 1-Jan-29 $265,500.00 90.00 06 0.250 0.017 1.108
7472219 1-Dec-28 $299,782.87 93.90 01 0.250 0.017 0.858
7472585 1-Dec-28 $599,531.94 52.17 0.250 0.017 0.483
7473797 1-Dec-28 $292,191.24 90.00 17 0.250 0.017 0.983
7474728 1-Dec-28 $244,199.67 94.99 17 0.250 0.017 0.233
7475805 1-Dec-28 $315,747.30 80.00 0.250 0.017 0.358
7475828 1-Dec-28 $379,556.47 80.00 0.250 0.017 0.000
7476328 1-Jan-29 $275,000.00 78.57 0.250 0.017 0.733
7476500 1-Dec-28 $444,153.25 70.00 0.250 0.017 0.483
7477568 1-Jan-29 $303,500.00 55.33 0.250 0.017 0.608
7477754 1-Dec-28 $399,672.12 64.52 0.250 0.017 0.233
7479590 1-Dec-28 $287,780.86 80.00 0.250 0.017 0.608
7481062 1-Jan-29 $268,896.00 61.11 0.250 0.017 0.733
7482729 1-Jan-29 $299,000.00 68.74 0.250 0.017 0.358
7489289 1-Jan-29 $456,208.00 41.47 0.250 0.017 0.483
7491233 1-Jan-29 $300,000.00 80.00 0.250 0.017 0.233
7502262 1-Jan-29 $245,476.00 90.00 17 0.250 0.017 0.483
7507680 1-Jan-29 $449,925.00 75.00 0.250 0.017 0.000
$678,376,143.66
COUNT: 1932
WAC: 7.135341137
WAM: 357.7146803
WALTV: 70.93787504
</TABLE>
<PAGE>
EXHIBIT F-3
NASCOR
NMI / 1999-02 Exhibit F-3 (Part A)
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii)
- ----- ------------------------ ----- ----- -------- -------- -------- ---------- -------- ----------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE
- -------- ------------------------ ------ ------ --------- -------- -------- ---------- -------- -----------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
4774085 BOXFORD MA 01921 SFD 7.125 6.500 $2,863.30 360 1-Aug-28
4821345 CHESTER TOWNSHIP NJ 07930 SFD 7.500 6.500 $3,146.47 360 1-Jan-29
4857080 HOUSTON TX 77056 SFD 7.500 6.500 $1,678.12 360 1-Jul-28
4859548 LANCASTER PA 17603 SFD 6.625 6.358 $1,777.51 360 1-Jul-28
4859728 POTOMAC MD 20854 SFD 6.750 6.483 $3,761.87 360 1-Jul-28
4859818 SOUTHLAKE TX 76092 PUD 6.625 6.358 $1,623.19 360 1-Jul-28
4860743 PALOS VERDES ESTATES CA 90274 SFD 7.750 6.500 $7,866.21 360 1-May-28
4865859 MONTGOMERY AL 36117 SFD 7.375 6.500 $2,326.19 360 1-Oct-28
4867988 ALBANY CA 94706 SFD 7.250 6.500 $2,097.70 360 1-Aug-28
4868920 ALPHARETTA GA 30005 SFD 7.125 6.500 $1,788.72 360 1-Aug-28
4872923 PLANTATION FL 33312 SFD 7.375 6.500 $1,882.18 335 1-May-26
4874162 SARASOTA FL 34239 SFD 7.250 6.500 $2,087.46 360 1-Nov-28
4874693 CASTLE ROCK CO 80104 SFD 7.375 6.500 $2,037.50 360 1-Sep-28
4876220 HERMOSA BEACH CA 90254 SFD 6.500 6.233 $2,740.65 360 1-Sep-28
4876922 CITRUS HEIGHTS CA 95610 SFD 7.500 6.500 $1,887.88 360 1-Sep-28
4877065 SANTA BARBARA CA 93105 SFD 7.500 6.500 $3,146.47 360 1-Sep-28
4877104 AGOURA HILLS CA 91301 SFD 7.500 6.500 $1,796.98 360 1-Aug-28
4877660 SALINAS CA 93908 SFD 7.375 6.500 $2,735.07 360 1-Sep-28
4877711 LOS ANGELES CA 90045 SFD 7.375 6.500 $2,000.20 360 1-Sep-28
4878078 LINCOLNSHIRE IL 60069 SFD 7.500 6.500 $2,097.64 360 1-Aug-28
4878088 PLAYA DEL REY CA 90293 LCO 7.500 6.500 $2,257.76 360 1-Sep-28
4878111 LONG GROVE IL 60047 SFD 7.500 6.500 $2,393.41 360 1-Aug-28
4878171 SAN JOSE CA 95120 SFD 7.625 6.500 $2,141.08 360 1-Sep-28
4878599 DALLAS TX 75225 SFD 7.500 6.500 $2,660.51 360 1-Jul-28
4878617 SAN DIEGO CA 92130 SFD 7.500 6.500 $3,670.88 360 1-Sep-28
4879245 LOS ANGELES CA 90066 SFD 7.500 6.500 $1,762.03 360 1-Sep-28
4879356 FT MYERS BEACH FL 33931 SFD 7.625 6.500 $2,870.81 360 1-Sep-28
4879456 PIPERSVILLE PA 18947 SFD 7.500 6.500 $1,992.76 360 1-Sep-28
4879484 BROOKLINE MA 02446 LCO 7.500 6.500 $1,622.18 360 1-Sep-28
4880587 TIPP CITY OH 45371 SFD 7.250 6.500 $1,664.52 360 1-Dec-28
4884384 APTOS CA 95003 SFD 7.375 6.500 $2,645.29 360 1-Sep-28
4884396 CAMARILLO CA 93010 SFD 7.375 6.500 $1,828.91 360 1-Sep-28
4884876 BERKELEY CA 94705 SFD 7.625 6.500 $1,857.96 360 1-Sep-28
4885748 CHATSWORTH CA 91311 SFD 7.500 6.500 $2,376.64 360 1-Oct-28
4887149 SAN DIEGO CA 92130 SFD 7.375 6.500 $2,442.23 360 1-Sep-28
4887491 PLAYA DEL REY AREA CA 90293 LCO 7.375 6.500 $2,921.56 360 1-Sep-28
4888404 TOLUCA LAKE CA 91602 SFD 7.500 6.500 $4,544.89 360 1-Sep-28
4888660 FREEHOLD NJ 07728 SFD 7.250 6.500 $2,251.19 360 1-Sep-28
4888919 AVON CO 81620 LCO 7.500 6.500 $1,924.59 360 1-Aug-28
4888948 VALLEY CENTER CA 92082 SFD 7.500 6.500 $1,922.84 360 1-Sep-28
4889175 UNION CITY CA 94587 SFD 7.250 6.500 $2,097.96 360 1-Sep-28
4889786 LONG BEACH CA 90815 PUD 7.375 6.500 $3,342.87 360 1-Sep-28
4889892 EVERGREEN CO 80439 SFD 7.125 6.500 $2,155.90 360 1-Aug-28
4890555 CHINA SPRING TX 76633 SFD 7.500 6.500 $1,827.75 360 1-Aug-28
4891135 SCOTTSDALE AZ 85262 PUD 7.000 6.500 $2,022.52 360 1-Sep-28
4891207 ORION TOWNSHIP MI 48348 PUD 7.125 6.500 $1,831.17 360 1-Sep-28
4891257 LINCOLNWOOD IL 60646 SFD 7.000 6.500 $1,995.91 360 1-Dec-28
4891336 NORTH RICHLAND HILLS TX 76180 SFD 7.000 6.500 $665.31 360 1-Sep-28
4891376 DOYLESTOWN PA 18901 SFD 7.500 6.500 $1,454.37 360 1-Aug-28
4891397 ARLINGTON VA 22201 SFD 7.500 6.500 $2,377.33 360 1-Sep-28
4891601 NORTH BARRINGTON IL 60010 SFD 7.000 6.500 $2,605.32 360 1-Sep-28
4891681 MCCORDSVILLE IN 46055 PUD 7.500 6.500 $2,258.31 348 1-Aug-27
4896018 VIENNA VA 22181 PUD 7.500 6.500 $1,950.81 360 1-Sep-28
4896526 WAYNE IL 60185 SFD 7.250 6.500 $2,251.19 360 1-Oct-28
4896551 HAMPTON CT 06247 SFD 7.125 6.500 $2,037.32 360 1-Dec-28
4896611 WILMETTE IL 60091 SFD 7.375 6.500 $2,286.14 360 1-Sep-28
4896744 MOORPARK CA 93021 SFD 6.875 6.500 $1,702.11 360 1-Oct-28
4899842 SAN DIEGO CA 92131 PUD 7.500 6.500 $2,533.26 360 1-Oct-28
4899849 BELLE CHASE LA 70037 SFD 7.125 6.500 $2,526.45 360 1-Oct-28
4899926 DALLAS TX 75230 SFD 7.125 6.500 $1,805.57 360 1-Oct-28
4900696 SCOTTSDALE AZ 85259 SFD 6.875 6.358 $1,521.33 360 1-Jul-28
4904620 GLENVIEW IL 60024 SFD 7.250 6.500 $2,353.51 360 1-Sep-28
4907008 NEWMAND GA 30263 SFD 7.125 6.500 $2,597.19 360 1-Aug-28
4908076 REDONDO BEACH CA 90277 LCO 7.125 6.500 $1,970.63 360 1-Oct-28
4908128 CONCORD CA 94521 SFD 7.125 6.500 $2,454.22 360 1-Oct-28
4908567 LOS ANGELES CA 91326 SFD 7.125 6.500 $2,155.90 360 1-Oct-28
4909459 SAN JOSE CA 95135 SFD 7.250 6.500 $2,489.94 360 1-Oct-28
4909530 DALLAS TX 75248 SFD 7.500 6.500 $1,836.14 360 1-Sep-28
4909588 ALTADENA CA 91001 SFD 7.250 6.500 $1,968.08 360 1-Oct-28
4909668 SAN DIEGO CA 92127 SFD 7.250 6.500 $1,773.66 360 1-Oct-28
4909714 PASADENA CA 91104 SFD 7.500 6.500 $1,706.08 360 1-Oct-28
4909892 MUNSTER IN 46321 SFD 7.375 6.500 $3,142.57 360 1-Oct-28
4910006 TUCSON AZ 85749 SFD 7.375 6.500 $1,867.59 360 1-Oct-28
4910069 MEDFORD NJ 08055 SFD 7.375 6.500 $2,210.17 360 1-Oct-28
4910183 SANTA BARBARA CA 93111 SFD 7.125 6.500 $2,786.50 360 1-Oct-28
4910692 BETHESDA MD 20817 SFD 7.750 6.500 $2,973.12 360 1-Sep-28
4910712 ENGLEWOOD NJ 07631 SFD 7.625 6.500 $1,767.71 360 1-Sep-28
4910717 TRABUCO CANYON CA 92679 SFD 7.500 6.500 $1,623.23 360 1-Sep-28
4910734 ASHLAND OH 44805 SFD 7.375 6.500 $1,686.29 360 1-Sep-28
4910929 BROOKLYN NY 11204 MF2 7.750 6.500 $2,412.52 360 1-May-28
4910951 WHITE MARSH MD 21237 SFD 7.500 6.500 $1,713.76 360 1-Sep-28
4910977 LEAWOOD KS 66206 PUD 7.250 6.500 $1,594.25 360 1-Sep-28
4911054 SKOKIE IL 60076 SFD 7.250 6.500 $2,148.86 360 1-Oct-28
4911083 HUNTSVILLE AL 35801 SFD 7.250 6.500 $2,046.53 360 1-Sep-28
4911279 CHARLOTTE NC 28203 SFD 7.250 6.500 $1,669.97 360 1-Aug-28
4911423 DALLAS TX 75225 PUD 7.375 6.500 $2,987.17 360 1-Oct-28
4911961 CARMEL IN 46032 SFD 7.250 6.500 $4,052.13 360 1-Aug-28
4912010 TAOS NM 87571 SFD 7.375 6.500 $2,072.03 360 1-Aug-28
4912334 CHICAGO IL 60631 SFD 7.375 6.500 $2,072.03 360 1-Oct-28
4912357 LONGWOOD FL 32779 SFD 7.250 6.500 $1,921.01 360 1-Sep-28
4912385 COLORADO SPRINGS CO 80907 SFD 7.250 6.500 $1,857.91 360 1-Sep-28
4912436 PEMBROKE PINES FL 33027 SFD 7.250 6.500 $1,555.02 360 1-Sep-28
4912901 RANDALLSTOWN MD 21133 SFD 7.250 6.500 $2,070.41 360 1-Oct-28
4913451 MEDINA OH 44256 SFD 7.375 6.500 $1,920.08 360 1-Nov-28
4913461 FULLERTON CA 92833 SFD 7.375 6.500 $1,955.99 360 1-Oct-28
4914840 ANAHEIM CA 92808 PUD 7.500 6.500 $3,240.86 360 1-Aug-28
4915811 ANNAPOLIS MD 21403 SFD 7.375 6.500 $1,878.64 360 1-Nov-28
4920117 PALO ALTO CA 94301 SFD 7.350 6.500 $4,774.58 360 1-Jun-28
4920180 WOODSIDE CA 94062 SFD 6.625 6.358 $3,077.02 360 1-Sep-28
4920580 TULSA OK 74114 SFD 7.375 6.500 $3,453.38 360 1-Dec-28
4920883 EL SEGUNDO CA 90245 SFD 7.050 6.500 $1,959.19 360 1-Oct-28
4920971 CAMARILLO CA 93012 SFD 6.850 6.500 $3,374.59 360 1-Oct-28
4921870 LONG BEACH CA 90803 SFD 7.450 6.500 $4,698.01 360 1-Oct-28
4921888 WALNUT CA 91789 SFD 6.850 6.500 $1,736.44 360 1-Oct-28
4922586 LOS ANGELES CA 91326 SFD 7.375 6.500 $2,889.79 360 1-Oct-28
4922665 ARMONK NY 10504 SFD 7.300 6.500 $1,919.60 360 1-Oct-28
4922771 SAN DIEGO CA 92109 SFD 7.875 6.500 $1,938.11 360 1-Oct-28
4922896 SAN JOSE CA 95120 SFD 7.375 6.500 $3,038.97 360 1-Oct-28
4923344 SAN JOSE CA 95118 SFD 7.500 6.500 $1,961.30 360 1-Nov-28
4923381 YOUNTVILLE CA 94599 SFD 7.375 6.500 $2,541.68 360 1-Oct-28
4924191 WESTERVILLE OH 43082 SFD 7.250 6.500 $1,991.95 360 1-Oct-28
4924816 NEWTON MA 02458 SFD 7.250 6.500 $2,728.71 360 1-Oct-28
4924873 CHINO HILLS CA 91709 SFD 7.500 6.500 $1,692.10 360 1-Sep-28
4927163 HACIENDA HEIGHTS CA 91745 SFD 6.850 6.500 $1,513.65 360 1-Oct-28
4928866 NEWTON MA 02168 SFD 7.500 6.500 $1,748.04 360 1-Oct-28
4929589 JOPLIN MO 64801 SFD 6.750 6.483 $1,880.93 360 1-Oct-28
4930001 MESA AZ 85215 PUD 7.375 6.500 $3,363.59 360 1-Oct-28
4930022 PACIFIC PALISADES CA 90272 SFD 6.875 6.500 $3,899.53 360 1-Sep-28
4930250 SAN BRUNO CA 94066 SFD 7.500 6.500 $1,678.11 360 1-Nov-28
4930261 AGOURA HILLS CA 91301 SFD 7.250 6.500 $2,278.47 360 1-Oct-28
4930354 SAN DIEGO CA 92127 SFD 7.500 6.500 $1,985.77 360 1-Nov-28
4930661 MONTGOMERY NJ 08502 SFD 6.625 6.358 $1,626.39 360 1-Oct-28
4930710 NORTHRIDGE CA 91326 SFD 7.375 6.500 $2,261.27 360 1-Oct-28
4931040 BERNARDS TOWNSHIP NJ 07920 SFD 7.250 6.500 $2,046.53 360 1-Oct-28
4931117 SAN DIEGO CA 92130 SFD 7.375 6.500 $1,933.20 360 1-Dec-28
4931142 SANTA ROSA CA 95404 SFD 7.500 6.500 $1,914.10 360 1-Nov-28
4931164 CHICAGO IL 60640 SFD 7.375 6.500 $2,072.03 360 1-Oct-28
4931180 WEST BLOOMFIELD MI 48322 LCO 7.500 6.500 $2,398.31 360 1-Nov-28
4931181 VERO BEACH FL 32966 SFD 7.500 6.500 $1,915.85 360 1-Dec-28
4931191 LAFAYETTE CA 94549 SFD 7.375 6.500 $2,786.87 360 1-Dec-28
4931204 SANTA BARBARA CA 93110 SFD 7.375 6.500 $1,692.15 360 1-Dec-28
4931220 WALNUT CREEK CA 94598 SFD 7.375 6.500 $1,971.88 360 1-Nov-28
4931239 SAN FRANCISCO CA 94122 SFD 7.375 6.500 $2,171.48 360 1-Nov-28
4931250 SIMI VALLEY CA 93065 SFD 7.500 6.500 $1,957.80 360 1-Dec-28
4931406 VILLAGE OF FRANKLIN MI 48025 SFD 7.500 6.500 $2,712.95 360 1-Nov-28
4931423 ENGLEWOOD TN 37329 SFD 7.375 6.500 $2,465.71 360 1-Dec-28
4931448 WESTERN SPRINGS IL 60558 SFD 7.375 6.500 $2,606.61 360 1-Sep-28
4931482 SCOTTS VALLEY CA 95066 SFD 7.375 6.500 $2,078.93 360 1-Dec-28
4931495 NEW HOPE PA 18938 SFD 7.375 6.500 $3,315.25 360 1-Oct-28
4931521 LONGHILL TOWNSHIP NJ 07946 SFD 7.500 6.500 $2,545.14 360 1-Nov-28
4931538 CINCINNATI OH 45249 SFD 7.500 6.500 $4,541.40 360 1-Nov-28
4931591 RIDGEFIELD WA 98642 SFD 7.500 6.500 $3,063.26 360 1-Nov-28
4931628 ANAHEIM HILLS CA 92808 SFD 7.375 6.500 $2,701.92 360 1-Nov-28
4931659 SAN JOSE CA 95120 SFD 7.500 6.500 $2,936.70 360 1-Nov-28
4931703 BIRMINGHAM MI 48009 SFD 7.375 6.500 $1,856.53 360 1-Nov-28
4931736 FORT WASHINGTON MD 20744 SFD 7.500 6.500 $1,957.80 360 1-Oct-28
4931779 PLEASANTON CA 94566 SFD 7.375 6.500 $1,853.77 360 1-Nov-28
4932001 POINT VEDRA BEACH FL 32082 SFD 7.375 6.500 $2,175.63 360 1-Sep-28
4932077 MUNDELEIN IL 60060 SFD 7.375 6.500 $1,643.81 360 1-Dec-28
4932104 UNION CITY CA 94587 SFD 7.375 6.500 $1,994.67 360 1-Dec-28
4932251 NEW ORLEANS LA 70124 SFD 7.375 6.500 $1,657.62 360 1-Dec-28
4932613 ANN ARBOR MI 48108 SFD 6.750 6.483 $1,640.96 360 1-Aug-28
4932793 COLLEYVILLE TX 76034 SFD 6.500 6.233 $1,757.15 360 1-Oct-28
4934161 BIRMINGHAM MI 48009 SFD 6.750 6.483 $3,243.00 360 1-Jul-28
4934834 ALPHARETTA GA 30322 SFD 6.500 6.233 $1,782.43 360 1-Nov-28
4935859 SANTA BARBARA CA 93105 SFD 7.375 6.500 $2,518.20 360 1-Nov-28
4936000 ROCHESTER NY 14625 SFD 7.500 6.500 $1,831.94 360 1-Dec-28
4936009 OSSINING NY 10562 SFD 7.500 6.500 $1,678.11 360 1-Nov-28
4942131 SMYRNA GA 30126 SFD 7.000 6.500 $2,244.73 360 1-Nov-28
4942156 NEWTON MA 02460 SFD 7.000 6.500 $2,361.83 360 1-Nov-28
4942171 GLENVIEW IL 60025 SFD 7.125 6.500 $3,705.46 360 1-Nov-28
4942186 NEEDHAM MA 02492 SFD 7.000 6.500 $1,884.14 360 1-Nov-28
4942238 CHESTERFIELD MO 63005 PUD 7.250 6.500 $2,496.77 360 1-Nov-28
4942244 SUDBURY MA 01776 SFD 7.125 6.500 $2,283.91 360 1-Nov-28
4942254 FULTON MO 65251 SFD 7.125 6.500 $2,223.27 360 1-Aug-28
4942257 MONROVIA MD 21770 SFD 7.000 6.500 $2,000.17 360 1-Nov-28
4942265 MADISON WI 53711 SFD 7.000 6.500 $1,783.02 360 1-Nov-28
4942291 BARRINGTON IL 60010 SFD 7.250 6.500 $1,623.58 360 1-Oct-28
4942304 HAWTHORN WOODS IL 60047 SFD 7.125 6.500 $2,031.94 360 1-Nov-28
4942310 TUCSON AZ 85750 PUD 7.125 6.500 $2,978.51 360 1-Nov-28
4942319 DULUTH GA 30097 SFD 7.125 6.500 $1,953.79 360 1-Nov-28
4942342 DENVER CO 80123 PUD 7.250 6.500 $1,623.58 360 1-Nov-28
4942351 RICHMOND VA 23226 SFD 6.875 6.500 $2,135.02 360 1-Nov-28
4942359 NORTHFIELD IL 60093 SFD 7.250 6.500 $2,619.56 360 1-Nov-28
4942360 WHEATON IL 60188 SFD 7.250 6.500 $1,896.46 360 1-Oct-28
4942378 CHICAGO IL 60641 SFD 7.250 6.500 $2,363.06 360 1-Oct-28
4942393 ROCKVILLE MD 20850 SFD 6.875 6.500 $1,734.30 360 1-Nov-28
4942403 BEHTESDA MD 20817 SFD 7.000 6.500 $1,618.02 360 1-Nov-28
4942413 ST CHARLES IL 60174 SFD 7.125 6.500 $2,634.24 360 1-Nov-28
4942440 ARVADA CO 80002 SFD 7.125 6.500 $2,576.98 360 1-Nov-28
4942441 CASTLE ROCK CO 80104 SFD 7.125 6.500 $1,758.41 360 1-Nov-28
4942451 KENSINGTON MD 20895 SFD 7.125 6.500 $1,832.52 360 1-Nov-28
4942457 KIRTLAND OH 44094 SFD 7.250 6.500 $2,319.40 360 1-Nov-28
4942460 OSWEGO IL 60543 SFD 7.125 6.500 $1,872.94 360 1-Nov-28
4942466 ORANGE VILLAGE OH 44022 SFD 7.125 6.500 $2,533.19 360 1-Nov-28
4942471 AKRON OH 44313 SFD 7.125 6.500 $1,589.98 360 1-Nov-28
4942473 BIRMINGHAM AL 35244 SFD 7.000 6.500 $1,729.79 360 1-Nov-28
4942475 WATERTOWN MA 02172 MF2 7.000 6.500 $2,283.32 360 1-Nov-28
4942482 MONTVALE NJ 07645 SFD 7.125 6.500 $2,075.06 360 1-Nov-28
4942492 ARLINGTON HEIGHTS IL 60005 SFD 7.125 6.500 $1,848.69 360 1-Nov-28
4942606 ATLANTA GA 30305 SFD 7.250 6.500 $2,947.01 360 1-Nov-28
4943331 SAN DIEGO CA 92130 SFD 6.875 6.500 $1,767.14 360 1-Oct-28
4943341 PARADISE VALLEY AZ 85253 SFD 7.000 6.500 $2,661.21 360 1-Oct-28
4943349 DEL MAR CA 92014 SFD 6.625 6.358 $2,443.43 360 1-Oct-28
4943358 LOS ANGELES CA 91356 SFD 7.250 6.500 $6,139.59 360 1-Oct-28
4943374 BRECKENRIDGE CO 80424 SFD 7.500 6.500 $1,118.74 360 1-Oct-28
4943384 BEAVERTON OR 97008 SFD 7.375 6.500 $1,547.11 360 1-Oct-28
4943390 CLACKAMAS OR 97015 SFD 7.750 6.500 $863.28 360 1-Oct-28
4943394 ASHLAND OR 97520 SFD 7.375 6.500 $918.60 360 1-Oct-28
4943445 GALVESTON TX 77554 SFD 7.000 6.500 $2,162.23 360 1-Sep-28
4943458 MORGAN HILL CA 95037 SFD 7.500 6.500 $1,857.11 360 1-Oct-28
4943461 BOULDER CO 80301 SFD 7.250 6.500 $1,848.70 360 1-Sep-28
4943469 GOLDEN CO 80401 SFD 7.125 6.500 $2,344.54 360 1-Oct-28
4943475 PHOENIX AZ 85018 SFD 7.375 6.500 $3,280.71 360 1-Sep-28
4943479 INDIAN HILLS CO 80454 SFD 7.250 6.500 $716.29 360 1-Sep-28
4943483 PORTLAND OR 97232 HCO 7.500 6.500 $699.21 360 1-Sep-28
4943488 FREMONT CA 94536 SFD 7.625 6.500 $1,896.89 360 1-Sep-28
4943549 BOULDER CO 80303 SFD 6.750 6.483 $1,712.30 360 1-Oct-28
4943558 LAS CRUSES NM 88011 SFD 7.000 6.500 $1,779.68 360 1-Oct-28
4943563 LITTLETON CO 80126 SFD 7.125 6.500 $1,710.30 360 1-Oct-28
4943572 SAN JOSE CA 95124 SFD 7.625 6.500 $2,654.23 360 1-Oct-28
4943624 BERKELEY CA 94705 SFD 6.875 6.500 $1,675.17 360 1-Oct-28
4943656 ENCINITAS CA 92024 SFD 7.125 6.500 $2,068.32 360 1-Oct-28
4943665 BOULDER CO 80304 SFD 7.125 6.500 $1,222.80 360 1-Oct-28
4943669 KEYSTONE CO 80435 HCO 7.125 6.500 $2,189.59 360 1-Oct-28
4943680 RANCHO SANTA FE CA 92091 SFD 7.000 6.500 $2,634.60 360 1-Oct-28
4943693 BERKELEY CA 94709 SFD 7.000 6.500 $2,619.63 360 1-Oct-28
4943699 TUXEDO PARK NY 10987 SFD 7.250 6.500 $2,360.33 360 1-Oct-28
4943704 PORTLAND OR 97232 SFD 7.250 6.500 $1,603.11 360 1-Oct-28
4943714 BAKERSFIELD CA 93311 SFD 7.125 6.500 $1,967.26 360 1-Oct-28
4943717 TUSTIN CA 92782 SFD 7.250 6.500 $1,968.08 360 1-Oct-28
4943720 CARLSBAD CA 92009 SFD 7.375 6.500 $2,555.50 360 1-Oct-28
4943731 LA JOLLA CA 92037 LCO 7.125 6.500 $2,964.36 360 1-Oct-28
4943737 PACIFICA CA 94044 SFD 6.875 6.500 $2,135.02 360 1-Oct-28
4943741 LAKE OSWEGO OR 97034 SFD 7.250 6.500 $3,103.90 360 1-Oct-28
4943766 STUDIO CITY CA 91604 SFD 7.375 6.500 $2,548.59 360 1-Oct-28
4943781 CAMBRIDGE MA 02138 LCO 7.500 6.500 $999.88 360 1-Oct-28
4943786 CULVER CITY CA 90066 SFD 7.250 6.500 $1,841.88 360 1-Oct-28
4943802 HOUSTON TX 77098 SFD 7.000 6.500 $1,616.69 360 1-Sep-28
4944085 PALO ALTO CA 94303 SFD 7.500 6.500 $4,055.44 360 1-Oct-28
4944093 SAN JOSE CA 95120 SFD 7.625 6.500 $2,201.24 360 1-Oct-28
4944097 PORTLAND OR 97229 SFD 7.250 6.500 $2,046.53 360 1-Oct-28
4944100 BEAVERTON OR 97007 SFD 7.250 6.500 $2,046.53 360 1-Oct-28
4944105 LA JOLLA CA 92037 LCO 7.375 6.500 $1,899.36 360 1-Oct-28
4944106 COSTA MESA CA 92626 SFD 7.125 6.500 $1,751.67 360 1-Oct-28
4944112 BLACK HAWK CO 80403 SFD 7.625 6.500 $794.14 360 1-Sep-28
4944115 LA MESA CA 91941 SFD 7.250 6.500 $1,725.91 360 1-Oct-28
4944119 LA JOLLA CA 92037 SFD 7.000 6.500 $3,991.81 360 1-Sep-28
4944121 DENVER CO 80210 SFD 7.375 6.500 $1,683.52 360 1-Oct-28
4944124 CHATSWORTH CA 91311 SFD 7.250 6.500 $2,319.40 360 1-Oct-28
4944133 NORTHRIDGE CA 91326 SFD 7.375 6.500 $2,068.57 360 1-Oct-28
4944139 SAN JOSE CA 95129 SFD 7.375 6.500 $2,486.43 360 1-Oct-28
4944148 CUPERTINO CA 95014 SFD 7.625 6.500 $2,901.95 360 1-Sep-28
4944158 ESCONDIDO CA 92025 SFD 7.750 6.500 $3,796.98 360 1-Sep-28
4944162 ORCHARD LAKE MI 48323 SFD 7.000 6.500 $2,335.21 360 1-Oct-28
4944169 BOULDER CO 80301 SFD 7.250 6.500 $1,497.38 360 1-Sep-28
4944175 DALLAS TX 75218 SFD 7.250 6.500 $1,585.45 360 1-Sep-28
4944177 SAN DIEGO CA 92122 LCO 7.000 6.500 $1,796.32 360 1-Sep-28
4944185 SAN DIEGO CA 92131 SFD 7.375 6.500 $2,282.68 360 1-Oct-28
4944190 DENVER CO 80210 SFD 7.250 6.500 $1,662.80 360 1-Oct-28
4944191 MENLO PARK CA 94025 SFD 6.875 6.500 $1,970.79 360 1-Oct-28
4944200 PHOENIX AZ 85044 SFD 7.250 6.500 $813.50 360 1-Oct-28
4944201 SAN CARLOS CA 94070 SFD 7.375 6.500 $2,002.96 360 1-Sep-28
4944208 SARATOGA CA 95070 SFD 7.125 6.500 $4,379.17 360 1-Oct-28
4944217 DEL MAR CA 92014 SFD 7.125 6.500 $2,317.59 360 1-Oct-28
4944219 WINDSOR CO 80550 SFD 7.375 6.500 $1,941.49 360 1-Oct-28
4944221 SAN MARCOS CA 92069 SFD 7.250 6.500 $1,773.66 360 1-Oct-28
4944238 BERKELEY CA 94705 SFD 6.875 6.500 $1,997.06 360 1-Oct-28
4944242 HOUSTON TX 77019 SFD 6.875 6.500 $1,760.57 360 1-Oct-28
4944250 DENVER CO 80204 SFD 7.375 6.500 $580.17 360 1-Oct-28
4944251 GROTON MA 01450 SFD 7.125 6.500 $1,616.92 360 1-Oct-28
4944255 BRECKENRIDGE CO 80424 SFD 7.000 6.500 $1,131.01 360 1-Oct-28
4944257 BELMONT CA 94002 SFD 7.875 6.500 $1,885.18 360 1-Oct-28
4944261 ASHLAND OR 97520 SFD 7.375 6.500 $1,404.49 360 1-Oct-28
4944265 TIGARD OR 97223 SFD 6.875 6.500 $821.16 360 1-Oct-28
4944268 OREGON CITY OR 97045 SFD 7.250 6.500 $1,991.95 360 1-Oct-28
4944270 WALNUT CREEK CA 94598 SFD 7.000 6.500 $2,328.56 360 1-Sep-28
4944277 SANDY UT 84092 SFD 7.375 6.500 $766.65 360 1-Sep-28
4944284 DENVER CO 80235 SFD 7.000 6.500 $2,234.75 360 1-Oct-28
4944289 DANA POINT CA 92629 SFD 7.375 6.500 $2,396.64 360 1-Oct-28
4944294 BRECKENRIDGE CO 80424 LCO 7.000 6.500 $1,862.18 360 1-Oct-28
4944298 SAN DIEGO CA 92103 SFD 7.250 6.500 $4,202.21 360 1-Sep-28
4944308 KALISPELL MT 59901 SFD 7.125 6.500 $1,967.26 360 1-Oct-28
4944311 SAN FRANCISCO CA 94131 LCO 6.750 6.483 $2,466.29 360 1-Oct-28
4944316 DANVILLE CA 94526 SFD 7.375 6.500 $3,032.06 360 1-Oct-28
4944322 SAN ANSELMO CA 94960 SFD 7.000 6.500 $1,397.14 360 1-Oct-28
4944325 SAN DIEGO CA 92111 SFD 7.250 6.500 $750.39 360 1-Sep-28
4944331 DENVER CO 80220 SFD 7.000 6.500 $3,326.51 360 1-Oct-28
4944332 MALIBU CA 90265 SFD 7.375 6.500 $2,072.03 360 1-Oct-28
4944337 HOUSTON TX 77077 SFD 6.875 6.500 $2,463.48 360 1-Oct-28
4944343 SUNNYVALE CA 94087 SFD 7.375 6.500 $2,248.15 360 1-Oct-28
4944344 CARLSBAD CA 92009 SFD 7.375 6.500 $1,816.48 360 1-Oct-28
4944349 BRECKENRIDGE CO 80424 SFD 7.000 6.500 $1,591.40 360 1-Oct-28
4944371 BOULDER CO 80304 SFD 7.000 6.500 $722.52 360 1-Oct-28
4944380 VANCOUVER WA 98685 SFD 7.125 6.500 $1,751.67 360 1-Oct-28
4944381 VAIL CO 81657 SFD 7.250 6.500 $2,408.08 360 1-Oct-28
4944411 PALO ALTO CA 94301 SFD 7.250 6.500 $3,506.39 360 1-Sep-28
4944415 LAGUNA HILLS CA 92653 SFD 7.250 6.500 $3,731.50 360 1-Oct-28
4944421 SAN DIEGO CA 92110 SFD 7.250 6.500 $1,671.33 360 1-Oct-28
4944423 PARK CITY UT 84060 LCO 7.375 6.500 $2,624.57 360 1-Sep-28
4944433 PHOENIX AZ 85028 SFD 7.250 6.500 $4,365.93 360 1-Sep-28
4944439 PARK CITY UT 84098 SFD 7.375 6.500 $1,020.47 360 1-Sep-28
4944461 CALABASAS CA 91302 SFD 7.375 6.500 $2,105.18 360 1-Oct-28
4944462 FISHERS IN 46038 SFD 6.875 6.500 $778.46 360 1-Oct-28
4944466 ELIZABETH CO 80107 SFD 7.250 6.500 $1,698.62 360 1-Oct-28
4944471 SAN MARINO CA 91108 SFD 7.250 6.500 $4,256.78 360 1-Sep-28
4944480 SAN MARINO CA 91108 SFD 7.500 6.500 $2,363.35 360 1-Oct-28
4944486 PHOENIX AZ 85018 SFD 7.375 6.500 $2,762.70 360 1-Sep-28
4944491 DORCHESTER MA 02124 HCO 7.750 6.500 $710.68 360 1-May-28
4944493 GYPSUM CO 81637 SFD 7.625 6.500 $1,571.30 360 1-Sep-28
4944501 LOS ANGELES CA 91311 SFD 7.375 6.500 $4,254.56 360 1-Oct-28
4944504 RANCHO PALOS VERDES CA 90275 SFD 7.375 6.500 $3,798.71 360 1-Sep-28
4944510 FLAGSTAFF AZ 86001 SFD 7.750 6.500 $931.34 360 1-May-28
4944516 COLORADO SPRINGS CO 80919 SFD 7.500 6.500 $1,355.08 360 1-Oct-28
4944525 SAN DIEGO CA 92115 SFD 7.250 6.500 $2,987.93 360 1-Oct-28
4944531 MORRISON CO 80465 LCO 7.500 6.500 $419.53 360 1-Jun-28
4944545 PORT CHARLOTTE FL 33981 SFD 7.875 6.500 $895.46 360 1-Oct-28
4944546 BOULDER CO 80302 SFD 7.000 6.500 $1,995.91 360 1-Nov-28
4944563 HIGHLANDS RANCH CO 80126 SFD 6.875 6.500 $1,786.19 360 1-Nov-28
4944576 MEDWAY MA 02053 SFD 7.000 6.500 $2,010.22 360 1-Nov-28
4944584 LITTLETON CO 80127 SFD 7.000 6.500 $2,779.64 360 1-Nov-28
4944585 FREMONT CA 94539 SFD 7.250 6.500 $4,092.72 360 1-Oct-28
4944587 TUCSON AZ 85750 SFD 7.000 6.500 $2,784.30 360 1-Nov-28
4944591 NORTH PLATTE NE 69101 SFD 6.875 6.500 $1,905.10 360 1-Nov-28
4944594 SCOTTSDALE AZ 85258 LCO 7.875 6.500 $913.59 360 1-May-28
4944596 PEORIA IL 61615 SFD 7.125 6.500 $1,670.82 360 1-Nov-28
4944598 LOS ALAMOS NM 87544 SFD 6.875 6.500 $2,686.84 360 1-Oct-28
4944599 SAN DIEGO CA 92130 SFD 7.250 6.500 $2,796.92 360 1-Oct-28
4944603 HACIENDA HEIGHTS CA 91745 SFD 7.750 6.500 $702.08 360 1-Jun-28
4944606 ARVADA CO 80007 SFD 7.000 6.500 $2,328.56 360 1-Nov-28
4944608 MUNDS PARK AZ 86017 SFD 7.625 6.500 $559.16 360 1-Jul-28
4944614 SCOTTSDALE AZ 85262 SFD 7.750 6.500 $1,110.44 360 1-Jun-28
4944663 LAGUNA NIGUEL CA 92677 SFD 7.375 6.500 $1,437.47 360 1-Sep-28
4944668 RANCHO SANTA MARGARITA CA 92688 SFD 7.375 6.500 $1,435.22 360 1-Oct-28
4944672 SIMI VALLEY CA 93065 SFD 7.250 6.500 $1,725.91 360 1-Oct-28
4944675 CARLSBAD CA 92009 SFD 7.625 6.500 $3,362.02 360 1-Oct-28
4944681 TUSTIN RANCH CA 92680 LCO 7.375 6.500 $1,077.45 360 1-Sep-28
4944685 PORTLAND OR 97232 SFD 7.375 6.500 $932.41 360 1-Sep-28
4944692 BELLAIRE TX 77401 SFD 6.875 6.500 $2,759.10 360 1-Sep-28
4944695 SANTA MONICA CA 90403 SFD 7.250 6.500 $3,649.64 360 1-Oct-28
4944699 RIPON CA 95366 SFD 7.000 6.500 $465.72 360 1-Oct-28
4944733 SALT LAKE CITY UT 84124 SFD 7.625 6.500 $778.58 360 1-Apr-28
4944737 DENVER CO 80209 SFD 7.000 6.500 $923.11 360 1-Apr-28
4944745 SHELTON CT 06484 SFD 7.250 6.500 $774.27 360 1-May-28
4944751 DENVER CO 80212 SFD 8.375 6.500 $212.83 360 1-Apr-28
4944756 MOUNTAIN VIEW CA 94041 SFD 7.375 6.500 $1,740.50 360 1-Oct-28
4944757 SEDONA AZ 86351 SFD 7.750 6.500 $1,103.28 360 1-Apr-28
4944760 JACKSONVILLE OR 97530 SFD 7.125 6.500 $1,381.12 360 1-Aug-28
4944765 PALOS VERDES ESTATES CA 90274 SFD 7.375 6.500 $2,659.10 360 1-Sep-28
4944770 FOOTHILL RANCH CA 92610 SFD 7.375 6.500 $2,006.41 360 1-Oct-28
4944785 SAN FRANCISCO CA 94116 SFD 7.625 6.500 $1,557.15 360 1-Aug-28
4944789 LAUGUNA BEACH CA 92651 SFD 7.875 6.500 $1,500.89 360 1-Apr-28
4944796 EPHRAIM UT 84627 SFD 7.750 6.500 $827.46 360 1-May-28
4944798 EL CAJON CA 92020 SFD 7.500 6.500 $1,538.27 360 1-Sep-28
4944804 BUFFALO CREEK CO 80425 SFD 7.750 6.500 $1,504.47 360 1-Apr-28
4944837 MILPITAS CA 95035 SFD 7.000 6.500 $2,208.80 360 1-Oct-28
4944847 FOSTER CITY CA 94404 SFD 7.375 6.500 $2,735.07 360 1-Sep-28
4944850 SANDY UT 84092 SFD 7.375 6.500 $897.88 360 1-May-28
4944861 SAN FRANCISCO CA 94131 SFD 7.500 6.500 $2,796.86 360 1-Sep-28
4944868 DANVILLE CA 94526 SFD 7.250 6.500 $2,159.09 360 1-Oct-28
4944869 PARKER AZ 85344 PUD 7.750 6.500 $1,468.65 360 1-Jun-28
4944870 NEWPORT BEACH CA 92660 SFD 7.500 6.500 $2,636.04 360 1-Oct-28
4944876 PARK CITY UT 84060 SFD 7.625 6.500 $1,153.70 360 1-May-28
4944877 LOS ANGELES CA 91105 SFD 7.625 6.500 $1,606.69 360 1-Sep-28
4944882 SALT LAKE CITY UT 84105 SFD 7.750 6.500 $1,074.62 360 1-May-28
4944883 NEWPORT BEACH CA 92625 SFD 7.500 6.500 $2,447.25 360 1-Oct-28
4944890 DALY CITY CA 94014 SFD 7.500 6.500 $1,350.18 360 1-Apr-28
4944899 BEND OR 97702 SFD 7.125 6.500 $1,668.13 360 1-Oct-28
4944903 CAMARILLO CA 93010 SFD 7.500 6.500 $874.02 360 1-Aug-28
4944907 CHANDLER AZ 85248 SFD 7.500 6.500 $738.72 360 1-Aug-28
4944915 HARRISBURG OR 97446 SFD 7.250 6.500 $774.27 360 1-Sep-28
4944920 LOS ANGELES CA 90049 SFD 7.250 6.500 $4,434.15 360 1-Oct-28
4944927 UNION CITY CA 94587 SFD 7.500 6.500 $1,992.76 360 1-Sep-28
4944934 TUCSON AZ 85737 SFD 7.250 6.500 $1,439.39 360 1-Aug-28
4944936 ASPEN CO 81611 LCO 7.250 6.500 $2,387.62 360 1-Oct-28
4944938 INCLINE VILLAGE NV 89451 SFD 7.375 6.500 $6,906.75 360 1-Sep-28
4944939 LOS ALTOS CA 94024 SFD 7.375 6.500 $2,227.43 360 1-Oct-28
4944940 SOLANA BEACH CA 92075 SFD 7.250 6.500 $3,915.69 360 1-Oct-28
4944941 GLENDALE AZ 85306 SFD 7.500 6.500 $713.20 360 1-Aug-28
4944945 SUNNYVALE CA 94087 SFD 7.500 6.500 $1,789.99 360 1-Oct-28
4944951 MOORPARK CA 93021 SFD 7.250 6.500 $2,352.14 360 1-Oct-28
4944956 FREMONT CA 94536 PUD 7.375 6.500 $2,037.49 360 1-Oct-28
4944957 LA CANADA CA 91011 SFD 7.250 6.500 $2,812.61 360 1-Oct-28
4944959 SAN DIEGO CA 92122 SFD 7.875 6.500 $2,157.08 360 1-Sep-28
4944967 BOULDER CO 80303 SFD 7.250 6.500 $1,227.58 360 1-Sep-28
4944971 PHOENIX AZ 85051 SFD 7.125 6.500 $404.23 360 1-Aug-28
4944980 FREMONT CA 94536 SFD 7.500 6.500 $1,866.90 360 1-Oct-28
4944987 FREMONT CA 94539 SFD 7.375 6.500 $3,384.31 360 1-Sep-28
4944988 IRVINE CA 92714 SFD 7.375 6.500 $2,223.97 360 1-Oct-28
4944996 BOULDER CO 80301 SFD 7.000 6.500 $1,696.52 360 1-Oct-28
4945000 RIO RANCHO NM 87124 SFD 8.250 6.500 $606.65 360 1-Aug-28
4945004 CARLSBAD CA 92009 SFD 7.000 6.500 $2,360.49 360 1-Oct-28
4945005 PARK CITY UT 84098 SFD 7.125 6.500 $1,856.09 360 1-Sep-28
4945009 SAN ANSELMO CA 94960 SFD 6.750 6.483 $2,610.61 360 1-Oct-28
4945014 POMONA CA 91766 SFD 6.750 6.483 $625.90 360 1-Oct-28
4945033 SAN JOSE CA 95120 SFD 7.125 6.500 $1,980.73 360 1-Oct-28
4945041 WALNUT CA 91789 SFD 7.500 6.500 $1,678.11 360 1-Oct-28
4945043 ALBANY CA 94706 SFD 7.375 6.500 $1,809.57 360 1-Sep-28
4945055 THORNTON CO 80241 SFD 7.750 6.500 $1,408.82 360 1-Jul-28
4945056 PITTSBURG CA 94565 SFD 7.375 6.500 $1,208.68 360 1-Sep-28
4945062 SAN FRANCISCO CA 94117 SFD 6.875 6.500 $2,154.73 360 1-Sep-28
4945078 EUGENE OR 97405 SFD 7.000 6.500 $2,195.50 360 1-Oct-28
4945080 LAGUNA BEACH CA 92651 SFD 7.250 6.500 $953.68 360 1-Oct-28
4945081 EUGENE OR 97405 SFD 7.375 6.500 $1,036.01 360 1-Sep-28
4945087 TRABUCO CANYON CA 92679 SFD 7.250 6.500 $1,057.37 360 1-Aug-28
4945095 TUCSON AZ 85704 SFD 7.250 6.500 $777.68 360 1-Aug-28
4945096 WOODSIDE CA 94062 SFD 7.250 6.500 $4,768.41 360 1-Oct-28
4945100 WOODINVILLE WA 98072 SFD 7.625 6.500 $2,041.98 360 1-Sep-28
4945108 HILL COUNTRY TX 78232 SFD 7.375 6.500 $4,365.07 360 1-Oct-28
4945116 SAN DIEGO CA 92122 SFD 7.250 6.500 $2,046.53 360 1-Oct-28
4945117 MENLO PARK CA 94025 SFD 8.375 6.500 $1,383.33 360 1-Jun-28
4945124 SCOTTSDALE AZ 85260 SFD 7.750 6.500 $1,085.36 360 1-Jun-28
4945127 IRVINE CA 92614 SFD 7.375 6.500 $2,030.58 360 1-Sep-28
4945135 DILLON CO 80435 LCO 7.500 6.500 $772.84 360 1-Aug-28
4945140 NATICK MA 01760 SFD 7.875 6.500 $951.65 360 1-Jul-28
4945141 CORONA CA 91720 SFD 7.250 6.500 $1,780.48 360 1-Sep-28
4945143 WHITEWATER CO 81527 SFD 7.625 6.500 $961.54 360 1-Jul-28
4945146 SCOTTSDALE AZ 85259 SFD 7.375 6.500 $1,554.02 360 1-Jun-28
4945151 DEL MAR CA 92014 SFD 7.000 6.500 $3,659.16 360 1-Sep-28
4945153 ORINDA CA 94563 SFD 7.375 6.500 $745.93 360 1-Aug-28
4945157 MESA AZ 85201 SFD 7.500 6.500 $375.48 360 1-Jun-28
4945161 SARATOGA CA 95070 SFD 7.250 6.500 $3,274.45 360 1-Oct-28
4945166 BELMONT CA 94002 SFD 7.625 6.500 $1,957.05 360 1-Oct-28
4945170 CARNELIAN BAY CA 96140 SFD 7.250 6.500 $1,064.19 360 1-Jun-28
4945173 SCAPPOOSE OR 97056 SFD 7.625 6.500 $1,563.17 360 1-Dec-27
4945177 EAGLE CO 81631 SFD 7.250 6.500 $736.75 360 1-Sep-28
4945179 SCOTTSDALE AZ 85250 SFD 7.375 6.500 $877.50 360 1-Jun-28
4945180 ARVADA CO 80007 SFD 7.375 6.500 $1,381.35 360 1-Jun-28
4945182 GRAND JUNCTION CO 81505 SFD 7.750 6.500 $823.87 360 1-Sep-28
4945188 SAN FRANCISCO CA 94103 LCO 7.500 6.500 $709.70 360 1-Jun-28
4945190 PARADISE VALLEY AZ 85253 SFD 7.250 6.500 $1,193.81 360 1-Jul-28
4945193 SANTA FE NM 87501 SFD 7.500 6.500 $1,006.87 360 1-Jun-28
4945198 PHOENIX AZ 85048 SFD 7.500 6.500 $1,966.54 360 1-Oct-28
4945205 MENLO PARK CA 94025 SFD 7.375 6.500 $2,762.70 360 1-Oct-28
4945206 GOLDEN CO 80401 SFD 7.375 6.500 $3,494.82 360 1-Sep-28
4945596 LOS ALTOS HILLS CA 94022 SFD 7.000 6.500 $1,995.91 360 1-Oct-28
4945597 ALBANY CA 94706 SFD 7.500 6.500 $1,510.30 360 1-Jul-28
4945598 PHOENIX AZ 85021 SFD 7.375 6.500 $621.61 360 1-Jun-28
4945599 AURORA CO 80014 SFD 7.500 6.500 $894.99 360 1-Jun-28
4945600 SAN JOSE CA 95120 SFD 7.250 6.500 $2,592.27 360 1-Oct-28
4945604 SCOTTSDALE AZ 85260 SFD 7.125 6.500 $673.72 360 1-May-28
4945605 PORTLAND OR 97219 SFD 7.000 6.500 $698.57 360 1-Oct-28
4945606 SALEM OR 97301 SFD 7.375 6.500 $1,643.81 360 1-Sep-28
4945607 SAN DIEGO CA 92109 LCO 7.625 6.500 $2,548.06 360 1-Oct-28
4945610 LOS ANGELES CA 90048 SFD 7.000 6.500 $1,945.34 360 1-Oct-28
4945611 GILBERT AZ 85234 PUD 7.125 6.500 $2,526.44 360 1-Oct-28
4945613 SCOTTSDALE AZ 85259 SFD 7.875 6.500 $797.58 360 1-Jun-28
4945614 PEORIA AZ 85382 SFD 7.500 6.500 $721.06 360 1-Apr-28
4945616 SEDONA AZ 86336 SFD 7.750 6.500 $716.42 360 1-Mar-28
4945617 CARLSBAD CA 92009 SFD 7.500 6.500 $1,835.44 360 1-Oct-28
4945619 MILLIS MA 02054 SFD 7.375 6.500 $1,118.90 360 1-May-28
4945620 MORRISON CO 80465 SFD 7.000 6.500 $2,062.44 360 1-Oct-28
4945631 DENVER CO 80206 SFD 7.250 6.500 $682.18 360 1-Mar-28
4945633 GLENDALE CA 91214 SFD 7.250 6.500 $1,826.53 360 1-Oct-28
4945635 LAKE OSWEGO OR 97034 SFD 7.250 6.500 $2,430.25 360 1-Mar-28
4945640 IRVING CA 92620 SFD 7.375 6.500 $3,600.14 360 1-Oct-28
4945641 PARADISE VALLEY AZ 85253 SFD 7.375 6.500 $2,417.36 360 1-Sep-28
4945643 WATSONVILLE CA 95076 SFD 7.375 6.500 $1,243.22 360 1-Feb-28
4945645 APACHE JUNCTION AZ 85220 SFD 7.625 6.500 $514.57 360 1-Feb-28
4945650 HIGHLAND MI 48357 SFD 7.500 6.500 $2,062.68 360 1-Oct-28
4945654 LOS GATOS CA 95032 SFD 7.375 6.500 $3,009.96 360 1-Oct-28
4945657 ARCADIA CA 91007 SFD 7.875 6.500 $1,950.44 360 1-Sep-28
4945672 CONYERS GA 30094 SFD 7.250 6.500 $890.25 360 1-Mar-28
4945676 MESA AZ 85206 PUD 7.625 6.500 $546.77 360 1-Jun-28
4945681 SCOTTSDALE AZ 85260 SFD 7.250 6.500 $1,458.15 360 1-May-28
4945683 LANSING MI 48912 SFD 7.500 6.500 $328.64 360 1-Feb-28
4945691 PHOENIX AZ 85020 SFD 7.250 6.500 $928.44 360 1-Aug-28
4945696 WESTFORD MA 01886 SFD 7.875 6.500 $2,407.31 360 1-Mar-27
4945703 SAN FRANCISCO CA 94112 SFD 7.875 6.500 $1,595.15 360 1-Jul-28
4945707 EL MONTE CA 91732 SFD 7.375 6.500 $711.40 360 1-Jul-28
4945708 SURPRISE AZ 85374 SFD 7.625 6.500 $542.53 360 1-Jan-28
4945710 MONTEBELLO CA 90640 SFD 7.875 6.500 $967.97 360 1-Nov-27
4945712 PHOENIX AZ 85023 SFD 7.375 6.500 $1,165.51 360 1-Jul-28
4945716 ENCINITAS CA 92024 SFD 8.125 6.500 $1,280.81 360 1-Apr-28
4945719 BOULDER CO 80304 SFD 7.750 6.500 $895.52 360 1-Feb-28
4945725 SCOTTSDALE AZ 85254 SFD 7.375 6.500 $1,194.87 360 1-Mar-28
4945730 BOULDER CO 80303 SFD 7.750 6.500 $716.41 360 1-Jul-28
4945731 SAN MATEO CA 94402 SFD 7.250 6.500 $2,046.53 360 1-Oct-28
4945734 BOULDER CO 80303 SFD 7.250 6.500 $934.58 360 1-Jul-28
4945739 LOS ALTOS CA 94024 SFD 7.375 6.500 $3,446.47 360 1-Apr-28
4945741 SAN RAFAEL CA 94901 LCO 7.375 6.500 $3,080.41 360 1-Oct-28
4945742 ARVADA CO 80007 SFD 7.500 6.500 $1,407.36 360 1-Jul-28
4945744 PARKER CO 80134 SFD 8.000 6.500 $1,284.09 360 1-Nov-27
4945750 TOPANGA CA 90290 SFD 7.500 6.500 $1,398.43 360 1-Jul-28
4945752 SILVERTHORNE CO 80498 SFD 7.500 6.500 $1,208.95 360 1-Feb-28
4945753 GRAND JUNCTION CO 81501 SFD 7.500 6.500 $629.29 360 1-Oct-28
4945767 LAKE HAVASU CITY AZ 86406 SFD 7.375 6.500 $621.61 360 1-Jun-28
4945771 BIGFORK MT 59911 SFD 7.125 6.500 $1,906.62 360 1-Sep-28
4945778 TUCSON AZ 85715 SFD 7.875 6.500 $884.59 360 1-Dec-27
4945782 SCOTTSDALE AZ 85259 SFD 7.625 6.500 $1,415.59 360 1-Nov-27
4945783 SCOTTSDALE AZ 85259 SFD 7.500 6.500 $1,520.80 360 1-Feb-28
4945786 HEBER CITY UT 84032 SFD 8.000 6.500 $689.74 360 1-Jan-28
4945793 COTTONWOOD AZ 86326 SFD 7.250 6.500 $402.15 360 1-Feb-28
4945794 PROVO UT 84604 SFD 7.500 6.500 $699.22 360 1-Dec-27
4945795 PORTLAND OR 97201 SFD 7.750 6.500 $1,604.77 360 1-Nov-27
4945806 SOLANA BEACH CA 92075 LCO 7.750 6.500 $1,400.59 360 1-Nov-27
4945809 FARMINGTON HILLS MI 48334 SFD 7.500 6.500 $2,272.45 360 1-Jul-28
4945814 LA JOLLA CA 92037 SFD 7.500 6.500 $1,500.53 360 1-Dec-27
4945830 SAN JOSE CA 95120 SFD 7.250 6.500 $2,119.86 360 1-Sep-28
4945836 RIDGEFIELD WA 98642 SFD 7.000 6.500 $2,128.97 360 1-Oct-28
4945842 ALAMEDA CA 94502 SFD 7.375 6.500 $1,671.43 360 1-Oct-28
4945844 BERKELEY CA 94703 SFD 7.375 6.500 $1,554.02 360 1-Dec-27
4945848 SALINAS CA 93901 SFD 8.250 6.500 $1,034.87 360 1-Nov-27
4945859 ANAHEIM CA 92808 SFD 7.125 6.500 $1,993.67 360 1-Oct-28
4945862 SCOTTSDALE AZ 85260 LCO 7.375 6.500 $828.81 360 1-Oct-28
4945865 LOS ANGELES CA 90004 SFD 7.625 6.500 $3,114.29 360 1-Sep-28
4945873 MILL VALLEY CA 94941 SFD 7.875 6.500 $2,059.20 360 1-Sep-28
4945874 SAN BRUNO CA 94066 SFD 7.000 6.500 $1,576.77 360 1-Sep-28
4945875 TUCSON AZ 85750 SFD 7.375 6.500 $2,590.03 360 1-Oct-28
4945878 ENCINITAS CA 92007 SFD 7.750 6.500 $2,399.98 360 1-Sep-28
4945880 PHOENIX AZ 85012 SFD 7.250 6.500 $1,705.44 360 1-Oct-28
4945884 DANVILLE CA 94526 SFD 7.000 6.500 $2,860.80 360 1-Oct-28
4945888 SCAPPOOSE OR 97056 SFD 6.875 6.500 $2,006.92 360 1-Oct-28
4945889 PORTLAND OR 97233 SFD 7.375 6.500 $596.74 360 1-Sep-28
4945900 DENVER CO 80210 SFD 7.125 6.500 $1,145.32 360 1-Sep-28
4945904 SURPRISE AZ 85374 SFD 7.750 6.500 $748.30 360 1-Nov-27
4945922 LIVERMORE CA 94550 SFD 7.500 6.500 $1,859.91 360 1-Sep-28
4945953 POWAY CA 92064 SFD 8.250 6.500 $1,183.25 360 1-Sep-27
4945960 LOS ANGELES CA 90039 SFD 7.500 6.500 $2,447.25 360 1-Sep-28
4945974 LARKSPUR CO 80118 SFD 7.125 6.500 $2,155.23 360 1-Sep-28
4945981 SCOTTSDALE AZ 85255 SFD 7.000 6.500 $1,896.11 360 1-Oct-28
4945990 PALO ALTO CA 94306 SFD 7.375 6.500 $3,453.38 360 1-Oct-28
4946004 SUN LAKES AZ 85248 SFD 7.500 6.500 $1,101.27 360 1-Feb-28
4946014 ENCINITAS CA 92024 LCO 8.125 6.500 $1,275.24 360 1-Nov-28
4946066 SUPERIOR CO 80027 PUD 7.875 6.500 $1,232.62 360 1-May-28
4946203 VAIL CO 81657 LCO 7.625 6.500 $530.85 360 1-Feb-28
4946221 DEL MAR CA 92014 SFD 7.375 6.500 $3,180.56 360 1-Oct-28
4946230 CAMBRIDGE MA 02138 LCO 7.375 6.500 $1,450.42 360 1-Sep-28
4946238 ENCINITAS CA 92024 SFD 7.375 6.500 $1,429.70 360 1-Oct-28
4946251 BROOKLINE MA 02146 LCO 7.625 6.500 $1,032.32 360 1-Jul-28
4946253 BURLINGAME CA 94010 SFD 7.500 6.500 $2,202.53 360 1-Oct-28
4946263 PARK CITY UT 84098 SFD 7.250 6.500 $1,347.30 360 1-Aug-28
4946271 LOS ANGELES CA 90046 SFD 7.500 6.500 $1,538.27 360 1-Aug-28
4946281 EAGLE-VAIL CO 81620 LCO 7.375 6.500 $794.28 360 1-Jul-28
4946300 BOULDER CO 80304 SFD 7.500 6.500 $559.37 360 1-Aug-28
4946306 FRANKLIN MA 02038 SFD 7.500 6.500 $943.94 360 1-Aug-28
4946310 HUNTINGTON BEACH CA 92649 SFD 7.000 6.500 $1,721.44 360 1-Oct-28
4946365 WOODRIDGE IL 60517 SFD 7.500 6.500 $1,363.47 360 1-Aug-28
4946370 SUPERIOR CO 80027 SFD 7.750 6.500 $1,199.27 360 1-Jul-28
4946376 DENVER CO 80237 SFD 7.500 6.500 $622.30 360 1-Jul-28
4946385 OAKLAND CA 94611 SFD 7.375 6.500 $2,507.15 360 1-Oct-28
4946389 IRVINE CA 92714 LCO 7.375 6.500 $1,737.05 360 1-Sep-28
4946396 PACIFIC PALISADES CA 90272 SFD 7.250 6.500 $3,204.52 360 1-Oct-28
4946403 SAN FRANCISCO CA 94116 SFD 7.875 6.500 $1,232.62 360 1-Jun-28
4946407 SOUTH JORDAN UT 84095 SFD 7.875 6.500 $1,479.14 360 1-Jun-28
4946415 BRIGHTON MA 02135 LCO 7.125 6.500 $687.19 360 1-Jul-28
4946418 LAS VEGAS NV 89117 LCO 7.250 6.500 $521.18 360 1-Jun-28
4946423 LAGUNA HILLS CA 92653 SFD 7.000 6.500 $1,330.60 360 1-Aug-28
4946425 PHOENIX AZ 85028 SFD 7.250 6.500 $4,093.06 360 1-Oct-28
4946434 SALT LAKE CITY UT 84124 SFD 8.125 6.500 $1,633.49 360 1-Aug-28
4946440 PHOENIZ AZ 85027 SFD 7.250 6.500 $593.49 360 1-Jul-28
4946453 TOPANGA CA 90290 SFD 7.375 6.500 $2,051.31 360 1-Oct-28
4946460 POWAY CA 92064 SFD 7.250 6.500 $1,896.45 360 1-Oct-28
4946462 NORWELL MA 02061 SFD 7.500 6.500 $943.94 360 1-Aug-28
4946549 JAMAICA PLAIN MA 02130 SFD 7.500 6.500 $699.21 360 1-Aug-28
4946565 SAN DIEGO CA 92103 SFD 7.750 6.500 $1,090.38 360 1-Aug-28
4946576 LONGMONT CO 80503 SFD 7.500 6.500 $943.94 360 1-Jun-28
4946585 CHANDLER AZ 85248 SFD 7.625 6.500 $941.37 360 1-Jun-28
4946595 TOOELE UT 84074 SFD 7.875 6.500 $585.49 360 1-Jul-28
4946603 MESA AZ 85213 SFD 7.750 6.500 $1,180.65 360 1-Jul-28
</TABLE>
<TABLE>
<CAPTION>
(i) (ix) (x) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- -------------- ------ --------- ---------- -------- ----------- ----------- -----------
CUT-OFF
MORTGAGE DATE MORTGAGE T.O.P. MASTER FIXED
LOAN PRINCIPAL INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER BALANCE LTV SUBSIDY CODE FEE LOAN FEE YIELD
- -------- -------------- ------ --------- ---------- -------- ----------- ----------- -----------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
4774085 $423,280.38 65.38 0.250 0.017 0.358
4821345 $450,000.00 40.91 0.250 0.017 0.733
4857080 $238,914.45 80.00 0.250 0.017 0.733
4859548 $276,110.00 80.00 0.250 0.017 0.000
4859728 $576,921.62 79.60 0.250 0.017 0.000
4859818 $252,139.39 79.99 0.250 0.017 0.000
4860743 $1,091,658.36 60.00 0.250 0.017 0.983
4865859 $336,026.45 79.06 0.250 0.017 0.608
4867988 $306,285.98 74.10 0.250 0.017 0.483
4868920 $264,425.76 75.00 0.250 0.017 0.358
4872923 $262,921.34 85.55 12 0.250 0.017 0.608
4874162 $305,443.06 80.00 0.250 0.017 0.483
4874693 $294,093.77 77.63 0.250 0.017 0.608
4876220 $431,880.77 80.00 0.250 0.017 0.000
4876922 $269,190.94 75.00 0.250 0.017 0.733
4877065 $448,651.54 70.87 0.250 0.017 0.733
4877104 $256,034.36 79.57 0.250 0.017 0.733
4877660 $394,783.56 80.00 0.250 0.017 0.608
4877711 $288,710.38 80.00 0.250 0.017 0.608
4878078 $298,872.80 70.59 0.250 0.017 0.733
4878088 $321,932.44 78.76 0.250 0.017 0.733
4878111 $337,947.69 72.68 0.250 0.017 0.733
4878171 $301,615.84 62.37 0.250 0.017 0.858
4878599 $378,779.00 73.74 0.250 0.017 0.733
4878617 $523,426.80 72.41 0.250 0.017 0.733
4879245 $251,244.83 70.00 0.250 0.017 0.733
4879356 $404,414.52 79.53 0.250 0.017 0.858
4879456 $284,146.00 79.17 0.250 0.017 0.733
4879484 $231,304.79 80.00 0.250 0.017 0.733
4880587 $243,809.65 80.00 0.250 0.017 0.483
4884384 $381,823.46 79.79 0.250 0.017 0.608
4884396 $263,986.57 80.00 0.250 0.017 0.608
4884876 $261,732.76 75.00 0.250 0.017 0.858
4885748 $338,436.15 75.00 0.250 0.017 0.733
4887149 $352,513.79 80.00 0.250 0.017 0.608
4887491 $421,690.15 79.81 0.250 0.017 0.608
4888404 $648,052.28 79.51 0.250 0.017 0.733
4888660 $328,960.87 78.42 0.250 0.017 0.483
4888919 $274,215.77 75.00 0.250 0.017 0.733
4888948 $274,175.95 76.39 0.250 0.017 0.733
4889175 $306,569.59 70.00 0.250 0.017 0.483
4889786 $482,513.21 78.70 0.250 0.017 0.608
4889892 $318,705.21 74.77 0.250 0.017 0.358
4890555 $260,417.79 84.32 06 0.250 0.017 0.733
4891135 $302,994.50 80.00 0.250 0.017 0.233
4891207 $270,922.72 66.45 0.250 0.017 0.358
4891257 $299,754.09 86.21 12 0.250 0.017 0.233
4891336 $99,669.22 80.00 0.250 0.017 0.233
4891376 $207,218.44 80.00 0.250 0.017 0.733
4891397 $338,981.18 79.07 0.250 0.017 0.733
4891601 $390,304.77 73.20 0.250 0.017 0.233
4891681 $318,692.21 71.75 0.250 0.017 0.733
4896018 $278,163.96 90.00 13 0.250 0.017 0.733
4896526 $329,223.00 75.00 0.250 0.017 0.483
4896551 $302,158.18 80.00 0.250 0.017 0.358
4896611 $329,983.20 76.98 0.250 0.017 0.608
4896744 $258,443.21 89.97 01 0.250 0.017 0.108
4899842 $361,488.29 77.09 0.250 0.017 0.733
4899849 $374,094.98 68.18 0.250 0.017 0.358
4899926 $267,353.22 80.00 0.250 0.017 0.358
4900696 $230,397.80 94.91 33 0.500 0.017 0.000
4904620 $343,913.67 55.20 0.250 0.017 0.483
4907008 $383,940.17 79.48 0.500 0.017 0.108
4908076 $291,729.55 90.00 12 0.250 0.017 0.358
4908128 $363,400.87 79.99 0.250 0.017 0.358
4908567 $318,505.93 80.00 0.250 0.017 0.358
4909459 $364,140.64 61.86 0.250 0.017 0.483
4909530 $261,313.10 77.81 0.250 0.017 0.733
4909588 $287,820.73 61.38 0.250 0.017 0.483
4909668 $259,387.84 74.29 0.250 0.017 0.483
4909714 $243,367.53 80.00 0.250 0.017 0.733
4909892 $453,954.96 72.22 0.250 0.017 0.608
4910006 $269,678.31 73.08 0.250 0.017 0.608
4910069 $319,264.99 84.86 0.250 0.017 0.608
4910183 $412,601.85 79.85 0.250 0.017 0.358
4910692 $413,816.96 78.30 0.250 0.017 0.983
4910712 $249,020.05 89.84 06 0.250 0.017 0.858
4910717 $231,454.35 74.89 0.250 0.017 0.733
4910734 $243,399.98 95.00 11 0.250 0.017 0.608
4910929 $334,805.04 75.00 0.250 0.017 0.983
4910951 $243,758.79 90.78 11 0.250 0.017 0.733
4910977 $232,964.11 80.00 0.250 0.017 0.483
4911054 $314,258.34 75.00 0.250 0.017 0.483
4911083 $299,055.36 80.00 0.250 0.017 0.483
4911279 $243,833.55 85.00 11 0.250 0.017 0.483
4911423 $246,943.13 74.25 0.250 0.017 0.608
4911961 $588,888.04 67.50 0.250 0.017 0.483
4912010 $298,844.50 66.67 0.250 0.017 0.608
4912334 $299,310.95 73.17 0.250 0.017 0.608
4912357 $280,713.30 80.00 0.250 0.017 0.483
4912385 $271,492.41 68.60 0.250 0.017 0.483
4912436 $227,232.24 89.99 06 0.250 0.017 0.483
4912901 $302,785.42 87.97 11 0.250 0.017 0.483
4913451 $277,575.62 78.09 0.250 0.017 0.608
4913461 $282,549.55 80.00 0.250 0.017 0.608
4914840 $461,758.44 78.96 0.250 0.017 0.733
4915811 $271,584.78 80.00 0.250 0.017 0.608
4920117 $689,221.04 56.34 0.250 0.017 0.583
4920180 $478,839.78 65.38 0.250 0.017 0.000
4920580 $499,619.54 68.97 0.250 0.017 0.608
4920883 $292,282.36 71.46 0.250 0.017 0.283
4920971 $513,688.14 59.95 0.250 0.017 0.083
4921870 $673,672.12 67.52 0.250 0.017 0.683
4921888 $263,719.82 75.71 0.250 0.017 0.083
4922586 $417,439.00 80.00 0.250 0.017 0.608
4922665 $279,347.24 45.16 0.250 0.017 0.533
4922771 $266,744.51 90.00 13 0.250 0.017 1.108
4922896 $438,989.41 80.00 0.250 0.017 0.608
4923344 $280,081.99 83.98 33 0.250 0.017 0.733
4923381 $367,154.79 75.10 0.250 0.017 0.608
4924191 $291,312.52 80.00 0.250 0.017 0.483
4924816 $397,889.87 76.19 0.250 0.017 0.483
4924873 $241,274.84 75.63 0.250 0.017 0.733
4927163 $230,008.14 75.00 0.250 0.017 0.083
4928866 $249,439.89 67.57 0.250 0.017 0.733
4929589 $289,246.74 79.45 0.250 0.017 0.000
4930001 $485,881.44 74.92 0.250 0.017 0.608
4930022 $591,587.05 76.59 0.250 0.017 0.108
4930250 $239,542.04 80.00 0.250 0.017 0.733
4930261 $331,375.25 74.22 0.250 0.017 0.483
4930354 $283,562.82 76.76 0.250 0.017 0.733
4930661 $253,323.98 66.15 0.250 0.017 0.000
4930710 $326,648.02 77.04 0.250 0.017 0.608
4931040 $299,293.66 80.00 0.250 0.017 0.483
4931117 $239,687.02 69.99 0.250 0.017 0.608
4931142 $273,342.41 75.00 0.250 0.017 0.733
4931164 $299,310.95 67.04 0.250 0.017 0.608
4931180 $342,489.29 68.60 0.250 0.017 0.733
4931181 $273,796.65 78.29 0.250 0.017 0.733
4931191 $403,192.97 53.80 0.250 0.017 0.608
4931204 $244,813.58 46.23 0.250 0.017 0.608
4931220 $285,064.18 86.52 17 0.250 0.017 0.608
4931239 $313,920.07 80.00 0.250 0.017 0.608
4931250 $279,792.20 79.72 0.250 0.017 0.733
4931406 $387,422.30 77.60 0.250 0.017 0.733
4931423 $356,728.35 79.33 0.250 0.017 0.608
4931448 $376,240.68 69.71 0.250 0.017 0.608
4931482 $300,770.97 54.73 0.250 0.017 0.608
4931495 $478,249.72 64.45 0.250 0.017 0.608
4931521 $363,364.88 80.00 0.250 0.017 0.733
4931538 $648,532.94 64.21 0.250 0.017 0.733
4931591 $437,447.70 76.99 0.250 0.017 0.733
4931628 $390,602.83 80.00 0.250 0.017 0.608
4931659 $419,374.65 80.00 0.250 0.017 0.733
4931703 $268,389.68 79.53 0.250 0.017 0.608
4931736 $279,372.69 80.00 0.250 0.017 0.733
4931779 $267,990.29 80.00 0.250 0.017 0.608
4932001 $314,032.35 76.83 0.250 0.017 0.608
4932077 $237,818.90 79.33 0.250 0.017 0.608
4932104 $288,580.25 77.35 0.250 0.017 0.608
4932251 $239,817.38 80.00 0.250 0.017 0.608
4932613 $251,898.51 85.76 33 0.250 0.017 0.000
4932793 $277,241.95 80.00 0.250 0.017 0.000
4934161 $497,380.40 78.25 0.250 0.017 0.000
4934834 $281,488.76 68.45 0.250 0.017 0.000
4935859 $364,043.44 63.96 0.250 0.017 0.608
4936000 $261,805.56 79.39 0.250 0.017 0.733
4936009 $239,642.67 80.00 0.250 0.017 0.733
4942131 $336,845.26 79.99 0.250 0.017 0.233
4942156 $354,416.31 79.78 0.250 0.017 0.233
4942171 $549,117.72 67.48 0.250 0.017 0.358
4942186 $282,734.37 80.00 0.250 0.017 0.233
4942238 $365,427.24 78.79 0.250 0.017 0.483
4942244 $338,456.19 67.80 0.250 0.017 0.358
4942254 $328,664.77 71.74 0.250 0.017 0.358
4942257 $300,145.69 80.00 0.250 0.017 0.233
4942265 $267,517.69 80.00 0.250 0.017 0.233
4942291 $237,439.65 68.00 0.250 0.017 0.483
4942304 $300,814.43 80.00 0.250 0.017 0.358
4942310 $441,097.75 79.66 0.250 0.017 0.358
4942319 $289,534.80 71.60 0.250 0.017 0.358
4942342 $237,627.56 72.12 0.250 0.017 0.483
4942351 $324,452.35 76.11 0.250 0.017 0.108
4942359 $383,177.74 80.00 0.250 0.017 0.483
4942360 $277,345.42 80.00 0.250 0.017 0.483
4942378 $345,584.41 60.24 0.250 0.017 0.483
4942393 $263,555.13 80.00 0.250 0.017 0.108
4942403 $242,800.13 80.00 0.250 0.017 0.233
4942413 $390,372.79 61.57 0.250 0.017 0.358
4942440 $381,886.41 75.00 0.250 0.017 0.358
4942441 $260,581.32 74.57 0.250 0.017 0.358
4942451 $271,162.48 80.00 0.250 0.017 0.358
4942457 $339,467.93 62.96 0.250 0.017 0.483
4942460 $277,554.06 76.16 0.250 0.017 0.358
4942466 $375,396.83 80.00 0.250 0.017 0.358
4942471 $235,621.42 80.00 0.250 0.017 0.358
4942473 $259,259.30 80.00 0.250 0.017 0.233
4942475 $342,635.72 89.14 06 0.250 0.017 0.233
4942482 $306,499.98 80.00 0.250 0.017 0.358
4942492 $273,959.82 80.00 0.250 0.017 0.358
4942606 $431,323.96 66.46 0.250 0.017 0.483
4943331 $268,165.12 61.84 0.250 0.017 0.108
4943341 $397,971.76 44.20 0.250 0.017 0.233
4943349 $380,584.37 80.00 0.250 0.017 0.000
4943358 $897,880.98 75.00 0.250 0.017 0.483
4943374 $159,641.55 48.48 0.250 0.017 0.733
4943384 $223,485.53 70.00 0.250 0.017 0.608
4943390 $120,243.20 74.15 0.250 0.017 0.983
4943394 $132,694.52 69.97 0.250 0.017 0.608
4943445 $323,925.05 65.00 0.250 0.017 0.233
4943458 $265,004.97 80.00 0.250 0.017 0.733
4943461 $270,146.67 71.69 0.250 0.017 0.483
4943469 $347,160.17 59.79 0.250 0.017 0.358
4943475 $473,540.86 48.72 0.250 0.017 0.608
4943479 $104,669.36 58.33 0.250 0.017 0.483
4943483 $99,700.37 72.20 0.250 0.017 0.733
4943488 $267,003.48 80.00 0.250 0.017 0.858
4943549 $263,314.26 60.00 0.250 0.017 0.000
4943558 $266,838.37 76.43 0.250 0.017 0.233
4943563 $253,247.36 95.00 13 0.250 0.017 0.358
4943572 $373,834.79 75.00 0.250 0.017 0.858
4943624 $254,353.62 54.26 0.250 0.017 0.108
4943656 $306,259.09 68.22 0.250 0.017 0.358
4943665 $181,061.98 58.93 0.250 0.017 0.358
4943669 $324,104.59 67.72 0.250 0.017 0.358
4943680 $394,989.44 63.87 0.250 0.017 0.233
4943693 $392,776.07 75.00 0.250 0.017 0.233
4943699 $345,185.37 60.70 0.250 0.017 0.483
4943704 $234,446.71 72.31 0.250 0.017 0.483
4943714 $291,229.43 79.99 0.250 0.017 0.358
4943717 $287,820.73 68.69 0.250 0.017 0.483
4943720 $369,150.18 46.25 0.250 0.017 0.608
4943731 $438,938.14 80.00 0.250 0.017 0.358
4943737 $324,176.17 69.15 0.250 0.017 0.108
4943741 $453,928.73 60.67 0.250 0.017 0.483
4943766 $368,152.48 59.52 0.250 0.017 0.608
4943781 $142,679.62 48.47 0.250 0.017 0.733
4943786 $269,364.29 89.70 13 0.250 0.017 0.483
4943802 $242,115.41 63.12 0.250 0.017 0.233
4944085 $578,700.59 39.73 0.250 0.017 0.733
4944093 $310,320.43 66.17 0.250 0.017 0.858
4944097 $299,293.66 75.00 0.250 0.017 0.483
4944100 $299,169.03 80.00 0.250 0.017 0.483
4944105 $274,368.36 84.62 13 0.250 0.017 0.608
4944106 $259,372.53 80.00 0.250 0.017 0.358
4944112 $111,872.08 60.00 0.250 0.017 0.858
4944115 $252,404.31 75.52 0.250 0.017 0.483
4944119 $598,015.48 48.00 0.250 0.017 0.233
4944121 $243,190.16 75.00 0.250 0.017 0.608
4944124 $339,199.48 72.34 0.250 0.017 0.483
4944133 $298,812.12 79.87 0.250 0.017 0.608
4944139 $359,173.15 74.23 0.250 0.017 0.608
4944148 $408,693.14 68.33 0.250 0.017 0.858
4944158 $528,489.19 79.70 0.250 0.017 0.983
4944162 $350,131.82 56.80 0.250 0.017 0.233
4944169 $218,808.83 59.01 0.250 0.017 0.483
4944175 $231,679.19 95.00 11 0.250 0.017 0.483
4944177 $268,883.68 90.00 06 0.250 0.017 0.233
4944185 $325,155.89 71.08 0.250 0.017 0.608
4944190 $243,176.12 75.00 0.250 0.017 0.483
4944191 $298,980.38 42.86 0.250 0.017 0.108
4944200 $118,969.22 90.00 11 0.250 0.017 0.483
4944201 $289,109.16 51.79 0.250 0.017 0.608
4944208 $648,431.34 36.11 0.250 0.017 0.358
4944217 $342,767.44 80.00 0.250 0.017 0.358
4944219 $280,454.36 74.96 0.250 0.017 0.608
4944221 $259,387.84 56.52 0.250 0.017 0.483
4944238 $303,229.42 80.00 0.250 0.017 0.108
4944242 $267,320.67 80.00 0.250 0.017 0.108
4944250 $83,807.06 58.33 0.250 0.017 0.608
4944251 $239,420.81 62.34 0.250 0.017 0.358
4944255 $169,579.53 41.26 0.250 0.017 0.233
4944257 $259,459.68 49.06 0.250 0.017 1.108
4944261 $202,882.94 70.00 0.250 0.017 0.608
4944265 $123,132.06 61.58 0.250 0.017 0.108
4944268 $291,312.52 64.89 0.250 0.017 0.483
4944270 $348,842.35 71.43 0.250 0.017 0.233
4944277 $110,659.03 68.31 0.250 0.017 0.608
4944284 $335,069.17 69.98 0.250 0.017 0.233
4944289 $346,203.01 40.82 0.250 0.017 0.608
4944294 $279,207.69 79.99 0.250 0.017 0.233
4944298 $614,060.33 80.00 0.250 0.017 0.483
4944308 $289,084.00 79.78 0.250 0.017 0.358
4944311 $379,262.31 75.00 0.250 0.017 0.000
4944316 $437,991.71 67.02 0.250 0.017 0.608
4944322 $209,480.57 67.74 0.250 0.017 0.233
4944325 $109,653.64 53.14 0.250 0.017 0.483
4944331 $498,763.29 79.55 0.250 0.017 0.233
4944332 $299,310.95 72.29 0.250 0.017 0.608
4944337 $374,049.45 56.82 0.250 0.017 0.108
4944343 $324,752.38 75.00 0.250 0.017 0.608
4944344 $262,395.92 59.77 0.250 0.017 0.608
4944349 $238,408.84 80.00 0.250 0.017 0.233
4944371 $108,331.38 41.77 0.250 0.017 0.233
4944380 $259,372.53 69.71 0.250 0.017 0.358
4944381 $352,168.88 30.17 0.250 0.017 0.483
4944411 $509,434.13 62.68 0.250 0.017 0.483
4944415 $545,712.12 52.85 0.250 0.017 0.483
4944421 $244,423.16 72.06 0.250 0.017 0.483
4944423 $378,832.68 80.00 0.250 0.017 0.608
4944433 $637,984.78 79.01 0.250 0.017 0.483
4944439 $147,296.15 75.00 0.250 0.017 0.608
4944461 $303,494.38 61.58 0.250 0.017 0.608
4944462 $118,199.63 75.00 0.250 0.017 0.108
4944466 $248,413.74 75.00 0.250 0.017 0.483
4944471 $622,035.16 79.49 0.250 0.017 0.483
4944480 $337,242.73 61.45 0.250 0.017 0.733
4944486 $398,771.26 72.73 0.250 0.017 0.608
4944491 $98,627.07 80.00 0.250 0.017 0.983
4944493 $221,351.15 54.81 0.250 0.017 0.858
4944501 $614,585.15 71.63 0.250 0.017 0.608
4944504 $548,310.50 55.00 0.250 0.017 0.608
4944510 $129,249.12 74.29 0.250 0.017 0.983
4944516 $193,365.81 68.00 0.250 0.017 0.733
4944525 $436,968.76 58.40 0.250 0.017 0.483
4944531 $59,682.38 60.28 0.250 0.017 0.733
4944545 $123,243.35 65.00 0.250 0.017 1.108
4944546 $299,506.75 54.55 0.250 0.017 0.233
4944563 $271,441.83 77.69 0.250 0.017 0.108
4944576 $301,653.20 79.99 0.250 0.017 0.233
4944584 $417,113.06 74.61 0.250 0.017 0.233
4944585 $598,537.44 70.58 0.250 0.017 0.483
4944587 $417,811.90 79.71 0.250 0.017 0.233
4944591 $289,511.32 68.24 0.250 0.017 0.108
4944594 $125,290.14 58.06 0.250 0.017 1.108
4944596 $247,401.59 76.31 0.250 0.017 0.358
4944598 $407,963.25 75.74 0.250 0.017 0.108
4944599 $409,034.68 62.60 0.250 0.017 0.483
4944603 $97,445.79 35.64 0.250 0.017 0.983
4944606 $349,424.54 57.38 0.250 0.017 0.233
4944608 $77,411.36 54.11 0.250 0.017 0.858
4944614 $153,947.05 58.49 0.250 0.017 0.983
4944663 $207,485.66 75.00 0.250 0.017 0.608
4944668 $207,322.72 65.97 0.250 0.017 0.608
4944672 $252,404.31 79.81 0.250 0.017 0.483
4944675 $473,784.74 52.78 0.250 0.017 0.858
4944681 $155,520.81 72.56 0.250 0.017 0.608
4944685 $134,585.31 72.97 0.250 0.017 0.608
4944692 $418,576.43 73.70 0.250 0.017 0.108
4944695 $533,740.37 57.22 0.250 0.017 0.483
4944699 $69,826.86 48.01 0.250 0.017 0.233
4944733 $109,264.92 70.06 0.250 0.017 0.858
4944737 $137,702.17 75.00 0.250 0.017 0.233
4944745 $112,776.51 57.04 0.250 0.017 0.483
4944751 $27,838.84 14.36 0.250 0.017 1.608
4944756 $251,421.21 49.41 0.250 0.017 0.608
4944757 $152,177.75 70.64 0.250 0.017 0.983
4944760 $204,170.55 74.55 0.250 0.017 0.358
4944765 $383,817.34 71.30 0.250 0.017 0.608
4944770 $289,832.78 72.63 0.250 0.017 0.608
4944785 $219,193.65 65.67 0.250 0.017 0.858
4944789 $205,683.49 71.38 0.250 0.017 1.108
4944796 $114,832.89 75.00 0.250 0.017 0.983
4944798 $219,340.77 62.86 0.250 0.017 0.733
4944804 $208,496.21 42.00 0.250 0.017 0.983
4944837 $331,178.83 69.89 0.250 0.017 0.233
4944847 $394,783.56 71.35 0.250 0.017 0.608
4944850 $129,191.39 59.91 0.250 0.017 0.608
4944861 $398,520.83 74.07 0.250 0.017 0.733
4944868 $315,754.82 75.00 0.250 0.017 0.483
4944869 $203,967.32 64.67 0.250 0.017 0.983
4944870 $376,155.37 46.54 0.250 0.017 0.733
4944876 $162,034.98 59.27 0.250 0.017 0.858
4944877 $226,336.53 63.94 0.250 0.017 0.858
4944882 $149,133.66 68.81 0.250 0.017 0.983
4944883 $349,155.31 46.30 0.250 0.017 0.733
4944890 $191,777.55 74.99 0.250 0.017 0.733
4944899 $247,002.46 89.99 11 0.250 0.017 0.358
4944903 $124,530.32 56.82 0.250 0.017 0.733
4944907 $105,253.02 74.98 0.250 0.017 0.733
4944915 $113,116.73 56.75 0.250 0.017 0.483
4944920 $648,469.59 59.09 0.250 0.017 0.483
4944927 $284,144.96 77.03 0.250 0.017 0.733
4944934 $210,167.01 80.00 0.250 0.017 0.483
4944936 $349,175.92 45.16 0.250 0.017 0.483
4944938 $996,928.16 50.00 0.250 0.017 0.608
4944939 $321,759.27 46.07 0.250 0.017 0.608
4944940 $572,648.55 78.10 0.250 0.017 0.483
4944941 $101,516.18 68.00 0.250 0.017 0.733
4944945 $255,426.46 73.99 0.250 0.017 0.733
4944951 $343,988.20 71.83 0.250 0.017 0.483
4944956 $294,322.44 73.75 0.250 0.017 0.608
4944957 $410,763.69 63.43 0.250 0.017 0.483
4944959 $296,543.55 70.00 0.250 0.017 1.108
4944967 $179,383.37 69.22 0.250 0.017 0.483
4944971 $59,757.24 60.00 0.250 0.017 0.358
4944980 $262,895.52 73.15 0.250 0.017 0.733
4944987 $488,494.79 60.49 0.250 0.017 0.608
4944988 $321,248.27 68.51 0.250 0.017 0.608
4944996 $253,385.37 63.75 0.250 0.017 0.233
4945000 $80,488.98 95.00 13 0.250 0.017 1.483
4945004 $353,922.43 74.69 0.250 0.017 0.233
4945005 $274,610.88 35.78 0.250 0.017 0.358
4945009 $399,660.68 60.53 0.250 0.017 0.000
4945014 $96,097.64 63.49 0.250 0.017 0.000
4945033 $293,290.49 58.80 0.250 0.017 0.358
4945041 $239,462.33 71.64 0.250 0.017 0.733
4945043 $261,195.17 74.86 0.250 0.017 0.608
4945055 $195,803.69 95.00 0.250 0.017 0.983
4945056 $174,462.43 68.34 0.250 0.017 0.608
4945062 $326,888.24 56.55 0.250 0.017 0.108
4945078 $329,183.75 75.00 0.250 0.017 0.233
4945080 $139,470.86 60.00 0.250 0.017 0.483
4945081 $149,539.23 39.79 0.250 0.017 0.608
4945087 $154,388.09 51.67 0.250 0.017 0.483
4945095 $113,549.94 75.00 0.250 0.017 0.483
4945096 $697,354.25 69.90 0.250 0.017 0.483
4945100 $287,255.53 41.21 0.250 0.017 0.858
4945108 $630,548.41 69.76 0.250 0.017 0.608
4945116 $299,236.36 75.00 0.250 0.017 0.483
4945117 $181,191.38 52.00 0.250 0.017 1.608
4945124 $148,947.38 75.00 0.250 0.017 0.983
4945127 $293,096.89 43.24 0.250 0.017 0.608
4945135 $110,114.69 70.00 0.250 0.017 0.733
4945140 $130,699.11 75.00 0.250 0.017 1.108
4945141 $260,178.17 90.00 13 0.250 0.017 0.483
4945143 $135,250.59 95.00 13 0.250 0.017 0.858
4945146 $223,779.22 74.99 0.250 0.017 0.608
4945151 $548,180.85 45.83 0.250 0.017 0.233
4945153 $107,584.02 50.00 0.250 0.017 0.608
4945157 $53,415.74 68.85 0.250 0.017 0.733
4945161 $478,644.30 57.83 0.250 0.017 0.483
4945166 $275,895.82 45.33 0.250 0.017 0.858
4945170 $155,132.57 67.83 0.250 0.017 0.483
4945173 $218,537.94 94.99 11 0.250 0.017 0.858
4945177 $107,659.93 49.09 0.250 0.017 0.483
4945179 $126,360.69 70.00 0.250 0.017 0.608
4945180 $198,843.64 66.67 0.250 0.017 0.608
4945182 $109,200.84 57.50 0.250 0.017 0.983
4945188 $99,939.98 56.70 0.250 0.017 0.733
4945190 $174,168.42 55.56 0.250 0.017 0.483
4945193 $143,237.73 60.00 0.250 0.017 0.733
4945198 $279,304.85 75.00 0.250 0.017 0.733
4945205 $398,602.28 38.10 0.250 0.017 0.608
4945206 $503,299.00 80.00 0.250 0.017 0.608
4945596 $299,257.96 23.08 0.250 0.017 0.233
4945597 $194,474.59 60.00 0.250 0.017 0.733
4945598 $89,511.66 71.43 0.250 0.017 0.608
4945599 $127,322.47 71.91 0.250 0.017 0.733
4945600 $379,105.30 80.00 0.250 0.017 0.483
4945604 $99,346.80 29.41 0.250 0.017 0.358
4945605 $104,740.28 60.00 0.250 0.017 0.233
4945606 $237,268.90 63.47 0.250 0.017 0.608
4945607 $359,213.34 67.92 0.250 0.017 0.858
4945610 $291,676.78 68.80 0.250 0.017 0.233
4945611 $372,202.88 76.53 0.250 0.017 0.358
4945613 $109,459.52 42.80 0.250 0.017 1.108
4945614 $102,418.77 75.00 0.250 0.017 0.733
4945616 $99,048.25 58.82 0.250 0.017 0.983
4945617 $261,911.89 77.89 0.250 0.017 0.733
4945619 $160,992.41 75.00 0.250 0.017 0.608
4945620 $309,233.22 86.11 13 0.250 0.017 0.233
4945631 $99,198.32 46.51 0.250 0.017 0.483
4945633 $267,119.58 85.00 06 0.250 0.017 0.483
4945635 $353,394.14 75.00 0.250 0.017 0.483
4945640 $520,052.81 80.00 0.250 0.017 0.608
4945641 $348,355.25 33.33 0.250 0.017 0.608
4945643 $178,446.17 80.00 0.250 0.017 0.608
4945645 $72,102.41 93.21 13 0.250 0.017 0.858
4945650 $294,339.09 72.30 0.250 0.017 0.733
4945654 $434,799.06 52.89 0.250 0.017 0.608
4945657 $268,252.16 89.68 06 0.250 0.017 1.108
4945672 $129,453.73 90.00 13 0.250 0.017 0.483
4945676 $76,851.08 74.97 0.250 0.017 0.858
4945681 $212,387.52 75.00 0.250 0.017 0.483
4945683 $46,603.99 74.60 0.250 0.017 0.733
4945691 $135,562.69 74.99 0.250 0.017 0.483
4945696 $326,621.13 90.00 11 0.250 0.017 1.108
4945703 $218,994.69 69.40 0.250 0.017 1.108
4945707 $102,522.44 73.57 0.250 0.017 0.608
4945708 $75,960.42 71.84 0.250 0.017 0.858
4945710 $132,157.39 75.00 0.250 0.017 1.108
4945712 $167,815.82 75.00 0.250 0.017 0.608
4945716 $171,456.49 75.00 0.250 0.017 1.358
4945719 $123,880.72 68.68 0.250 0.017 0.983
4945725 $171,646.59 66.54 0.250 0.017 0.608
4945730 $99,569.64 58.14 0.250 0.017 0.983
4945731 $299,293.66 56.07 0.250 0.017 0.483
4945734 $136,349.00 61.71 0.250 0.017 0.483
4945739 $492,104.13 74.48 0.250 0.017 0.608
4945741 $444,975.44 68.62 0.250 0.017 0.608
4945742 $199,457.48 75.00 0.250 0.017 0.733
4945744 $173,282.90 69.44 0.250 0.017 1.233
4945750 $199,092.19 67.80 0.250 0.017 0.733
4945752 $171,443.48 95.00 13 0.250 0.017 0.733
4945753 $89,798.37 58.06 0.250 0.017 0.733
4945767 $89,511.66 80.00 0.250 0.017 0.608
4945771 $282,086.68 62.89 0.250 0.017 0.358
4945778 $120,864.41 74.39 0.250 0.017 1.108
4945782 $197,875.13 74.07 0.250 0.017 0.858
4945783 $215,667.80 73.73 0.250 0.017 0.733
4945786 $93,115.82 54.02 0.250 0.017 1.233
4945793 $58,273.92 90.00 11 0.250 0.017 0.483
4945794 $98,998.12 59.17 0.250 0.017 0.733
4945795 $221,691.19 80.00 0.250 0.017 0.983
4945806 $193,484.95 55.86 0.250 0.017 0.983
4945809 $323,530.00 69.89 0.250 0.017 0.733
4945814 $212,451.01 59.61 0.250 0.017 0.733
4945830 $308,556.97 47.81 0.250 0.017 0.483
4945836 $319,208.50 80.00 0.250 0.017 0.233
4945842 $241,444.18 66.30 0.250 0.017 0.608
4945844 $222,690.35 61.06 0.250 0.017 0.608
4945848 $136,463.77 95.00 13 0.250 0.017 1.483
4945859 $295,205.85 80.00 0.250 0.017 0.358
4945862 $119,523.77 75.00 0.250 0.017 0.608
4945865 $438,713.97 80.00 0.250 0.017 0.858
4945873 $283,208.05 56.80 0.250 0.017 1.108
4945874 $236,216.10 67.71 0.250 0.017 0.233
4945875 $374,138.70 74.26 0.250 0.017 0.608
4945878 $334,045.04 74.44 0.250 0.017 0.983
4945880 $249,346.81 60.24 0.250 0.017 0.483
4945884 $428,936.42 72.88 0.250 0.017 0.233
4945888 $304,725.60 79.15 0.250 0.017 0.108
4945889 $86,134.61 60.00 0.250 0.017 0.608
4945900 $169,451.37 69.42 0.250 0.017 0.358
4945904 $103,348.64 75.47 0.250 0.017 0.983
4945922 $264,799.17 71.89 0.250 0.017 0.733
4945953 $155,426.11 70.00 0.250 0.017 1.483
4945960 $348,851.73 73.68 0.250 0.017 0.733
4945974 $318,867.56 79.99 0.250 0.017 0.358
4945981 $284,295.08 54.81 0.250 0.017 0.233
4945990 $498,851.59 67.89 0.250 0.017 0.608
4946004 $153,926.51 75.00 0.250 0.017 0.733
4946014 $169,989.08 64.39 0.250 0.017 1.358
4946066 $168,630.30 64.15 0.250 0.017 1.108
4946203 $74,383.50 28.74 0.250 0.017 0.858
4946221 $459,442.32 75.49 0.250 0.017 0.608
4946230 $209,354.89 66.67 0.250 0.017 0.608
4946238 $206,524.56 60.00 0.250 0.017 0.608
4946251 $145,206.47 74.99 0.250 0.017 0.858
4946253 $314,294.27 49.61 0.250 0.017 0.733
4946263 $196,720.28 79.00 0.250 0.017 0.483
4946271 $219,173.38 36.67 0.250 0.017 0.733
4946281 $114,466.81 53.24 0.250 0.017 0.608
4946300 $78,942.63 31.37 0.250 0.017 0.733
4946306 $134,492.74 75.00 0.250 0.017 0.733
4946310 $258,105.00 73.93 0.250 0.017 0.233
4946365 $194,267.31 70.91 0.250 0.017 0.733
4946370 $166,679.57 58.74 0.250 0.017 0.983
4946376 $88,597.45 40.45 0.250 0.017 0.733
4946385 $362,166.26 78.91 0.250 0.017 0.608
4946389 $250,726.48 73.97 0.250 0.017 0.608
4946396 $468,644.00 69.90 0.250 0.017 0.483
4946403 $169,164.74 49.28 0.250 0.017 1.108
4946407 $202,997.71 73.91 0.250 0.017 1.108
4946415 $101,503.28 75.00 0.250 0.017 0.358
4946418 $75,703.15 84.98 13 0.250 0.017 0.483
4946423 $199,170.72 74.77 0.250 0.017 0.233
4946425 $598,587.32 40.00 0.250 0.017 0.483
4946434 $219,270.66 68.75 0.250 0.017 1.358
4946440 $86,586.62 72.85 0.250 0.017 0.483
4946453 $296,317.83 90.00 13 0.250 0.017 0.608
4946460 $277,345.45 61.78 0.250 0.017 0.483
4946462 $134,492.74 49.09 0.250 0.017 0.733
4946549 $99,612.21 50.00 0.250 0.017 0.733
4946565 $151,545.29 62.12 0.250 0.017 0.983
4946576 $134,285.37 37.53 0.250 0.017 0.733
4946585 $132,277.15 95.00 13 0.250 0.017 0.858
4946595 $80,411.07 95.00 13 0.250 0.017 1.108
4946603 $164,090.74 74.99 0.250 0.017 0.983
$157,154,705.25
COUNT: 550
WAC: 7.302637
WAM: 356.0968
WALTV: 70.10747
</TABLE>
<PAGE>
NASCOR
NMI / 1999-02 Exhibit F-3 (Part B)
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (xvii) (xviii)
- ----- ----------- -----------
MORTGAGE NMI
LOAN LOAN
NUMBER SERVICER SELLER
- -------- ------------------------------ -----------------------------
<S> <C> <C>
4774085 BEVERLY NATIONAL BANK BEVERLY NATIONAL BANK
4821345 HUNTINGTON MORTGAGE COMPANY HUNTINGTON MORTGAGE COMPANY
4857080 HOMESIDE LENDING HOMESIDE LENDING
4859548 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859728 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4859818 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4860743 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4865859 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4867988 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4868920 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4872923 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4874162 HUNTINGTON MORTGAGE COMPANY HUNTINGTON MORTGAGE COMPANY
4874693 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4876220 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4876922 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877065 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877104 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877660 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4877711 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878078 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878088 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878111 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878171 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878599 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4878617 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879245 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879356 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879456 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4879484 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4880587 HUNTINGTON MORTGAGE COMPANY HUNTINGTON MORTGAGE COMPANY
4884384 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4884396 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4884876 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4885748 GMAC MORTGAGE CORP. GMAC MORTGAGE CORP.
4887149 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4887491 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4888404 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4888660 GMAC MORTGAGE CORP. GMAC MORTGAGE CORP.
4888919 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4888948 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4889175 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4889786 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4889892 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4890555 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4891135 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4891207 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4891257 HUNTINGTON MORTGAGE COMPANY HUNTINGTON MORTGAGE COMPANY
4891336 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4891376 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4891397 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4891601 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4891681 HOMESIDE LENDING HOMESIDE LENDING
4896018 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896526 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896551 BANKNORTH MORTGAGE COMPANY BANKNORTH MORTGAGE COMPANY
4896611 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4896744 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899842 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899849 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4899926 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4900696 BANK OF AMERICA, NT & SA BANK OF AMERICA, NT & SA
4904620 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
4907008 BANK OF AMERICA, NT & SA BANK OF AMERICA, NT & SA
4908076 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908128 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4908567 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909459 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909530 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909588 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909668 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909714 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4909892 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910006 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910069 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910183 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4910692 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4910712 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4910717 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4910734 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4910929 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4910951 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4910977 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4911054 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4911083 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4911279 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4911423 HOMESIDE LENDING HOMESIDE LENDING
4911961 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4912010 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4912334 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4912357 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4912385 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4912436 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4912901 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4913451 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4913461 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4914840 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4915811 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4920117 HOME SAVINGS OF AMERICA HOME SAVINGS OF AMERICA
4920180 GMAC MORTGAGE CORP. GMAC MORTGAGE CORP.
4920580 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4920883 HOME SAVINGS OF AMERICA HOME SAVINGS OF AMERICA
4920971 HOME SAVINGS OF AMERICA HOME SAVINGS OF AMERICA
4921870 HOME SAVINGS OF AMERICA HOME SAVINGS OF AMERICA
4921888 HOME SAVINGS OF AMERICA HOME SAVINGS OF AMERICA
4922586 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4922665 HOME SAVINGS OF AMERICA HOME SAVINGS OF AMERICA
4922771 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
4922896 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4923344 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4923381 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4924191 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4924816 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4924873 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4927163 HOME SAVINGS OF AMERICA HOME SAVINGS OF AMERICA
4928866 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4929589 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4930001 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4930022 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4930250 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4930261 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4930354 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4930661 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4930710 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931040 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4931117 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931142 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931164 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931180 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931181 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931191 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931204 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931220 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931239 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931250 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931406 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931423 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931448 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931482 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931495 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931521 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931538 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931591 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931628 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931659 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931703 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931736 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4931779 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4932001 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4932077 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4932104 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4932251 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4932613 GMAC MORTGAGE CORP GMAC MORTGAGE CORP
4932793 GMAC MORTGAGE CORP GMAC MORTGAGE CORP
4934161 GMAC MORTGAGE CORP GMAC MORTGAGE CORP
4934834 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4935859 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4936000 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4936009 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4942131 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942156 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942171 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942186 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942238 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942244 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942254 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942257 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942265 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942291 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942304 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942310 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942319 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942342 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942351 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942359 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942360 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942378 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942393 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942403 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942413 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942440 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942441 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942451 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942457 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942460 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942466 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942471 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942473 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942475 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942482 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942492 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4942606 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4943331 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943341 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943349 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943358 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943374 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943384 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943390 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943394 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943445 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943458 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943461 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943469 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943475 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943479 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943483 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943488 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943549 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943558 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943563 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943572 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943624 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943656 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943665 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943669 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943680 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943693 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943699 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943704 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943714 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943717 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943720 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943731 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943737 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943741 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943766 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943781 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943786 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4943802 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944085 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944093 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944097 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944100 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944105 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944106 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944112 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944115 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944119 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944121 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944124 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944133 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944139 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944148 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944158 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944162 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944169 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944175 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944177 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944185 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944190 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944191 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944200 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944201 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944208 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944217 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944219 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944221 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944238 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944242 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944250 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944251 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944255 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944257 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944261 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944265 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944268 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944270 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944277 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944284 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944289 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944294 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944298 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944308 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944311 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944316 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944322 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944325 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944331 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944332 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944337 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944343 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944344 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944349 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944371 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944380 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944381 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944411 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944415 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944421 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944423 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944433 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944439 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944461 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944462 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944466 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944471 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944480 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944486 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944491 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944493 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944501 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944504 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944510 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944516 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944525 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944531 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944545 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944546 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944563 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944576 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944584 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944585 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944587 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944591 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944594 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944596 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944598 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944599 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944603 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944606 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4944608 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944614 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944663 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944668 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944672 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944675 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944681 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944685 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944692 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944695 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944699 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944733 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944737 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944745 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944751 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944756 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944757 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944760 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944765 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944770 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944785 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944789 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944796 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944798 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944804 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944837 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944847 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944850 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944861 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944868 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944869 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944870 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944876 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944877 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944882 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944883 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944890 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944899 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944903 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944907 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944915 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944920 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944927 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944934 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944936 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944938 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944939 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944940 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944941 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944945 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944951 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944956 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944957 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944959 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944967 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944971 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944980 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944987 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944988 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4944996 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945000 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945004 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945005 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945009 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945014 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945033 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945041 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945043 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945055 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945056 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945062 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945078 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945080 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945081 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945087 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945095 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945096 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945100 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945108 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945116 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945117 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945124 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945127 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945135 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945140 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945141 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945143 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945146 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945151 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945153 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945157 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945161 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945166 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945170 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945173 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945177 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945179 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945180 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945182 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945188 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945190 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945193 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945198 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945205 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945206 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945596 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945597 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945598 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945599 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945600 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945604 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945605 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945606 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945607 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945610 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945611 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945613 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945614 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945616 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945617 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945619 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945620 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945631 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945633 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945635 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945640 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945641 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945643 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945645 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945650 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945654 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945657 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945672 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945676 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945681 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945683 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945691 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945696 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945703 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945707 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945708 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945710 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945712 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945716 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945719 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945725 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945730 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945731 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945734 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945739 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945741 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945742 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945744 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945750 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945752 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945753 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945767 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945771 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945778 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945782 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945783 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945786 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945793 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945794 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945795 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945806 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945809 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945814 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945830 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945836 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945842 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945844 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945848 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945859 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945862 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945865 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945873 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945874 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945875 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945878 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945880 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945884 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945888 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945889 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945900 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945904 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945922 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945953 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945960 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945974 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945981 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4945990 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946004 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946014 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946066 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946203 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946221 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946230 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946238 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946251 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946253 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946263 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946271 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946281 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946300 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946306 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946310 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946365 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946370 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946376 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946385 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946389 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946396 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946403 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946407 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946415 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946418 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946423 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946425 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946434 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946440 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946453 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946460 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946462 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946549 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946565 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946576 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946585 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946595 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4946603 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
COUNT: 550
WAC: 7.302636638
WAM: 356.0968031
WALTV: 70.107467
</TABLE>
<PAGE>
EXHIBIT G
REQUEST FOR RELEASE
(for Trust Administrator/Custodian)
LOAN INFORMATION
Name of Mortgagor: ----------------------------------------
Servicer
Loan No.: ----------------------------------------
CUSTODIAN/TRUST ADMINISTRATOR
Name: ----------------------------------------
Address: ----------------------------------------
----------------------------------------
Custodian/Trustee
Mortgage File No.: ----------------------------------------
SELLER
Name: ----------------------------------------
Address: ----------------------------------------
----------------------------------------
Certificates: Mortgage Pass-Through Certificates,
Series 1999-2
The undersigned Master Servicer hereby acknowledges that it has received from
First Union National Bank, as Trust Administrator for the Holders of Mortgage
Pass-Through Certificates, Series 1999-2, the documents referred to below (the
"Documents"). All capitalized terms not otherwise defined in this Request for
Release shall have the meanings given them in the Pooling and Servicing
Agreement dated as of January 27, 1999 (the "Pooling and Servicing Agreement")
among the Trust Administrator, the Seller, the Master Servicer and the United
States Trust Company of New York, as Trustee.
( ) Promissory Note dated ______________, 199__, in the original principal
sum of $___________, made by ____________________, payable to, or endorsed
to the order of, the Trustee.
( ) Mortgage recorded on _____________________ as instrument no.
______________ in the County Recorder's Office of the County of
____________________, State of _______________________ in
book/reel/docket ____________________ of official records at page/image
------------.
( ) Deed of Trust recorded on ____________________ as instrument no.
_________________ in the County Recorder's Office of the County of
___________________, State of _________________ in book/reel/docket
____________________ of official records at page/image ____________.
( ) Assignment of Mortgage or Deed of Trust to the Trustee, recorded on
______________________________ as instrument no. ______________ in the
County Recorder's Office of the County of ______________________, State
of _____________________ in book/reel/docket ____________________ of
official records at page/image ____________.
( ) Other documents, including any amendments, assignments or other
assumptions of the Mortgage Note or Mortgage.
( ) ---------------------------------------------
( ) ---------------------------------------------
( ) ---------------------------------------------
( ) ---------------------------------------------
The undersigned Master Servicer hereby acknowledges and agrees as follows:
(1) The Master Servicer shall hold and retain possession of the
Documents in trust for the benefit of the Trustee, solely for the purposes
provided in the Agreement.
(2) The Master Servicer shall not cause or permit the Documents to
become subject to, or encumbered by, any claim, liens, security interest,
charges, writs of attachment or other impositions nor shall the Master
Servicer assert or seek to assert any claims or rights of setoff to or
against the Documents or any proceeds thereof.
(3) The Master Servicer shall return the Documents to the Trust
Administrator when the need therefor no longer exists, unless the Mortgage
Loan relating to the Documents has been liquidated and the proceeds
thereof have been remitted to the Certificate Account and except as
expressly provided in the Agreement.
(4) The Documents and any proceeds thereof, including any proceeds
of proceeds, coming into the possession or control of the Master Servicer
shall at all times be earmarked for the account of the Trust
Administrator, on behalf of the Trustee, and the
<PAGE>
Master Servicer shall keep the Documents and any proceeds separate
and distinct from all other property in the Master Servicer's possession,
custody or control.
NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
By: __________________________
Title: ________________________
Date: ________________, 19__
<PAGE>
EXHIBIT H
AFFIDAVIT PURSUANT TO SECTION
860E(e)(4) OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED,
AND FOR NON-ERISA INVESTORS
STATE OF )
) ss:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he is [Title of Officer] of [Name of Purchaser] (the "Purchaser"), a
[description of type of entity] duly organized and existing under the laws of
the [State of ] [United States], on behalf of which he makes this affidavit.
2. That the Purchaser's Taxpayer Identification Number is [ ].
3. That the Purchaser is not a "disqualified organization" within the meaning of
Section 860E(e)(5),of the Internal Revenue Code of 1986, as amended (the
"Code"), or an ERISA Prohibited Holder, and will not be a "disqualified
organization" or an ERISA Prohibited Holder, as of [date of transfer], and that
the Purchaser is not acquiring Norwest Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 1999-2, Class A-R Certificate (the "Class A-R
Certificate") for the account of, or as agent (including a broker, nominee, or
other middleman) for, any person or entity from which it has not received an
affidavit substantially in the form of this affidavit. For these purposes, a
"disqualified organization" means the United States, any state or political
subdivision thereof, any foreign government, any international organization, any
agency or instrumentality of any of the foregoing (other than an instrumentality
if all of its activities are subject to tax and a majority of its board of
directors is not selected by such governmental entity), any cooperative
organization furnishing electric energy or providing telephone service to
persons in rural areas as described in Code Section 1381(a)(2)(C), or any
organization (other than a farmers' cooperative described in Code Section 521)
that is exempt from taxation under the Code unless such organization is subject
to the tax on unrelated business income imposed by Code Section 511. For these
purposes, an "ERISA Prohibited Holder" means an employee benefit plan or other
retirement arrangement subject to Title I of the Employee Retirement Income
Security Act of 1974, as amended ("ERISA"), or Code Section 4975 or a
governmental plan, as defined in Section 3(32) of ERISA, subject to any federal,
state or local law which is, to a material extent, similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan") or a Person acting on
behalf of or investing the assets of such a Plan.
4. That the Purchaser historically has paid its debts as they have come due and
intends to pay its debts as they come due in the future and the Purchaser
intends to pay taxes associated with holding the Class A-R Certificate as they
become due.
5. That the Purchaser understands that it may incur tax liabilities with respect
to the Class A-R Certificate in excess of cash flows generated by the Class A-R
Certificate.
6. That the Purchaser will not transfer the Class A-R Certificate to any person
or entity from which the Purchaser has not received an affidavit substantially
in the form of this affidavit and as to which the Purchaser has actual knowledge
that the requirements set forth in paragraph 3, 4 or 7 hereof are not satisfied
or that the Purchaser has reason to know does not satisfy the requirements set
forth in paragraph 4 hereof.
7. That the Purchaser (i) is a U.S. Person or (ii) is a person other than a U.S.
Person (a "Non-U.S. Person") that holds the Class A-R Certificate in connection
with the conduct of a trade or business within the United States and has
furnished the transferor and the Trust Administrator with an effective Internal
Revenue Service Form 4224 or successor form at the time and in the manner
required by the Code or (iii) is a Non-U.S. Person that has delivered to both
the transferor and the Trust Administrator an opinion of a nationally recognized
tax counsel to the effect that the transfer of the Class A-R Certificate to it
is in accordance with the requirements of the Code and the regulations
promulgated thereunder and that such transfer of the Class A-R Certificate will
not be disregarded for federal income tax purposes. "U.S. Person" means a
citizen or resident of the United States, a corporation, partnership (except to
the extent provided in applicable Treasury regulations) or other entity created
or organized in or under the laws of the United States or any political
subdivision thereof, an estate that is subject to U.S. federal income tax
regardless of the source of its income or a trust if a court within the United
States is able to exercise primary supervision over the administration of such
trust, and one or more such U.S. Persons have the authority to control all
substantial decisions of such trust (or, to the extent provided in applicable
Treasury regulations, certain trusts in existence on August 20, 1996 which are
eligible to elect to be treated as U.S. Persons).
8. That the Purchaser agrees to such amendments of the Pooling and Servicing
Agreement as may be required to further effectuate the restrictions on transfer
of the Class A-R Certificate to such a "disqualified organization," an agent
thereof, an ERISA Prohibited Holder or a person that does not satisfy the
requirements of paragraph 4, paragraph 5 and paragraph 7 hereof.
9. That the Purchaser consents to the designation of the Master Servicer as its
agent to act as "tax matters person" of the REMIC pursuant to Section 3.01 of
the Pooling and Servicing Agreement, and if such designation is not permitted by
the Code and applicable law, to act as tax matters person if requested to do so.
<PAGE>
IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed on
its behalf, pursuant to authority of its Board of Directors, by its [Title of
Officer] this ___ day of , 19 __.
[NAME OF PURCHASER]
By:__________________________
[Name of Officer]
[Title of Officer]
Personally appeared before me the above-named [Name of Officer], known or proved
to me to be the same person who executed the foregoing instrument and to be the
[Title of Officer], of the Purchaser, and acknowledged to me that he [she]
executed the same as his [her] free act and deed and the free act and deed of
the Purchaser.
Subscribed and sworn before me this __ day of , 19 __.
----------
- -----------------------------
NOTARY PUBLIC
COUNTY OF ____________________
STATE OF _____________________
My commission expires the __ day of __________, 19__.
<PAGE>
EXHIBIT I
[Letter from Transferor of Class A-R Certificate]
[Date]
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
o Norwest Asset Securities Corporation,
SERIES 1999-2, CLASS A-R
Ladies and Gentlemen:
[Transferor] has reviewed the attached affidavit of [Transferee], and has no
actual knowledge that such affidavit is not true and has no reason to know that
the information contained in paragraph 4 thereof is not true.
Very truly yours,
[Transferor]
----------------------
<PAGE>
EXHIBIT J
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1999-2
CLASS [A-PO][B-4][B-5][B-6] CERTIFICATES
TRANSFEREE'S LETTER
----------------- --, ----
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Norwest Asset Securities Corporation
7485 New Horizon Way
Frederick, Maryland 21703
The undersigned (the "Purchaser") proposes to purchase Norwest Asset Securities
Corporation Mortgage Pass-Through Certificates, Series 1999-2, Class
[A-PO][B-4][B-5][B-6] Certificates (the "Class [A-PO][B-4][B-5][B-6]
Certificates") in the principal amount of $___________. In doing so, the
Purchaser hereby acknowledges and agrees as follows:
Section 1. DEFINITIONS. Each capitalized term used herein and not otherwise
defined herein shall have the meaning ascribed to it in the Pooling and
Servicing Agreement, dated as of January 27, 1999 (the "Pooling and Servicing
Agreement") among Norwest Asset Securities Corporation, as seller (the
"Seller"), Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee"), of Norwest Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 1999-2.
Section 2.03 REPRESENTATIONS AND WARRANTIES OF THE PURCHASER. In connection
with the proposed transfer, the Purchaser represents and warrants to the Seller,
the Master Servicer and the Trust Administrator that:
1. The Purchaser is duly organized, validly existing and in good
standing under the laws of the jurisdiction in which the
Purchaser is organized, is authorized to invest in the Class
[A-PO][B-4][B-5][B-6] Certificates, and to enter into this
Agreement, and duly executed and delivered this Agreement.
2. The Purchaser is acquiring the Class [A-PO][B-4][B-5][B-6]
Certificates for its own account as principal and not with a
view to the distribution thereof, in whole or in part.
[(c) The Purchaser has knowledge of financial and business matters and is
capable of evaluating the merits and risks of an investment in the Class
[A-PO][B-4][B-5][B-6] Certificates; the Purchaser has sought such accounting,
legal and tax advice as it has considered necessary to make an informed
investment decision; and the Purchaser is able to bear the economic risk of an
investment in the Class [A-PO][B-4][B-5][B-6] Certificates and can afford a
complete loss of such investment.]
[(c) The Purchaser is a "Qualified Institutional Buyer" within the meaning
of Rule 144A of the Act.]
[(d) The Purchaser confirms that (a) it has received and reviewed a copy of the
Private Placement Memorandum dated __________ __, 19__, relating to the Class
[A-PO][B-4][B-5][B-6] Certificates and reviewed, to the extent it deemed
appropriate, the documents attached thereto or incorporated by reference
therein, (b) it has had the opportunity to ask questions of, and receive answers
from the Seller concerning the Class [A-PO][B-4][B-5][B-6] Certificates and all
matters relating thereto, and obtain any additional information (including
documents) relevant to its decision to purchase the Class [A-PO][B-4][B-5][B-6]
Certificates that the Seller possesses or can possess without unreasonable
effort or expense and (c) it has undertaken its own independent analysis of the
investment in the Class [A-PO][B-4][B-5][B-6] Certificates. The Purchaser will
not use or disclose any information it receives in connection with its purchase
of the Class [A-PO][B-4][B-5][B-6] Certificates other than in connection with a
subsequent sale of Class [A-PO][B-4][B-5][B-6] Certificates.
(e) Either (i) the Purchaser is not an employee benefit plan or other retirement
arrangement subject to Title I of the Employee Retirement Income Security Act of
1974, as amended, ("ERISA"), or Section 4975 of the Internal Revenue Code of
1986, as amended (the "Code"), or a governmental plan, as defined in Section
3(32) of ERISA subject to any federal, state or local law ("Similar Law") which
is, to a material extent, similar to the foregoing provisions of ERISA or the
Code (collectively, a "Plan"), an agent acting on behalf of a Plan, or a person
utilizing the assets of a Plan or (ii) [for Class [B-4][B-5][B-6] Certificates
only] if the Purchaser is an insurance company, (A) the source of funds used to
purchase the Class [B-4][B-5][B-6] Certificate is an "insurance company general
account" (as such term is defined in Section V(e) of Prohibited Transaction
Class Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995), (B)
there is no Plan with respect to which the amount of such general account's
reserves and liabilities for the contract(s) held by or on behalf of such Plan
and all other Plans maintained by the same employer (or affiliate thereof as
defined in Section V(a)(1) of PTE 95-60) or by the same employee organization
exceeds 10% of the total of all reserves and liabilities of such general account
(as such amounts are determined under Section I(a) of PTE 95-60) at the date of
acquisition and (C) the purchase and holding of such Class [B-4][B-5][B-6]
Certificates are covered by Sections I and III of PTE 95-60 or (iii) the
Purchaser has provided (a) a "Benefit Plan Opinion" satisfactory to the Seller
and the Trust Administrator of the Trust Estate and (b) such other opinions of
counsel, officers' certificates and agreements as the Seller or the Master
Servicer may have required. A Benefit Plan Opinion is an opinion of counsel to
the effect that the proposed transfer will not cause the assets of the Trust
Estate to be regarded as "plan assets" and subject to the prohibited transaction
provisions of ERISA, the Code or Similar Law and will not subject the Trust
Administrator, the Trustee, the Seller or the Master Servicer to any obligation
in addition to those undertaken in the Pooling and Servicing Agreement
(including any liability for civil penalties or excise taxes imposed pursuant to
ERISA, Section 4975 of the Code or Similar Law).
(f) If the Purchaser is a depository institution subject to the jurisdiction of
the Office of the Comptroller of the Currency ("OCC"), the Board of Governors of
the Federal Reserve System ("FRB"), the Federal Deposit Insurance Corporation
("FDIC"), the Office of Thrift Supervision ("OTS") or the National Credit Union
Administration ("NCUA"), the Purchaser has reviewed the "Supervisory Policy
Statement on Securities Activities" dated January 28, 1992 of the Federal
Financial Institutions Examination Council and the April 15, 1994 Interim
Revision thereto as adopted by the OCC, FRB, FDIC, OTS and NCUA (with
modifications as applicable), as appropriate, other applicable investment
authority, rules, supervisory policies and guidelines of these agencies and, to
the extent appropriate, state banking authorities and has concluded that its
purchase of the Class [A-PO][B-4][B-5][B-6] Certificates is in compliance
therewith.
Section 3. TRANSFER OF CLASS [A-PO][B-4][B-5][B-6] CERTIFICATES.
(a) The Purchaser understands that the Class [A-PO][B-4][B-5][B-6] Certificates
have not been registered under the Securities Act of 1933 (the "Act") or any
state securities laws and that no transfer may be made unless the Class
[A-PO][B-4][B-5][B-6] Certificates are registered under the Act and applicable
state law or unless an exemption from registration is available. The Purchaser
further understands that neither the Seller, the Master Servicer nor the Trust
Administrator is under any obligation to register the Class
[A-PO][B-4][B-5][B-6] Certificates or make an exemption available. In the event
that such a transfer is to be made in reliance upon an exemption from the Act or
applicable state securities laws, (i) the Trust Administrator shall require, in
order to assure compliance with such laws, that the Certificateholder's
prospective transferee certify to the Seller and the Trust Administrator as to
the factual basis for the registration or qualification exemption relied upon,
and (ii) unless the transferee is a "Qualified Institutional Buyer" within the
meaning of Rule 144A of the Act, the Trust Administrator or the Seller may, if
such transfer is made within three years from the later of (a) the Closing Date
or (b) the last date on which the Seller or any affiliate thereof was a holder
of the Certificates proposed to be transferred, require an Opinion of Counsel
that such transfer may be made pursuant to an exemption from the Act and state
securities laws, which Opinion of Counsel shall not be an expense of the Trust
Administrator, the Master Servicer or the Seller. Any such Certificateholder
desiring to effect such transfer shall, and does hereby agree to, indemnify the
Trustee, the Trust Administrator, the Master Servicer, any Paying Agent acting
on behalf of the Trust Administrator and the Seller against any liability that
may result if the transfer is not so exempt or is not made in accordance with
such federal and state laws.
(b) No transfer of a Class [A-PO][B-4][B-5][B-6] Certificate shall be made
unless the transferee provides the Seller and the Trust Administrator with a
Transferee's Letter, substantially in the form of this Agreement.
(c) The Purchaser acknowledges that its Class [A-PO][B-4][B-5][B-6] Certificates
bear a legend setting forth the applicable restrictions on transfer.
<PAGE>
IN WITNESS WHEREOF, the undersigned has caused this Agreement to be validly
executed by its duly authorized representative as of the day and the year first
above written.
[PURCHASER]
By: ______________________________
Its: ______________________________
<PAGE>
EXHIBIT K
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1999-2
CLASS [B-1] [B-2] [B-3] CERTIFICATES
TRANSFEREE'S LETTER
-------------------
---------------- --, ----
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Norwest Asset Securities Corporation
7485 New Horizon Way
Frederick, Maryland 21703
The undersigned (the "Purchaser") proposes to purchase Norwest Asset Securities
Corporation Mortgage Pass-Through Certificates, Series 1999-2, Class
[B-1][B-2][B-3] Certificates (the "Class [B-1][B-2][B-3] Certificates") in the
principal amount of $___________. In doing so, the Purchaser hereby acknowledges
and agrees as follows:
Section 1. DEFINITIONS. Each capitalized term used herein and not otherwise
defined herein shall have the meaning ascribed to it in the Pooling and
Servicing Agreement, dated as of January 27, 1999 (the "Pooling and Servicing
Agreement") among Norwest Asset Securities Corporation, as seller (the
"Seller"), Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the "Trustee") of Norwest Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 1999-2.
Section 2. REPRESENTATIONS AND WARRANTIES OF THE PURCHASER. In connection with
the proposed transfer, the Purchaser represents and warrants to the Seller, the
Master Servicer and the Trust Administrator that:
Either (i) the Purchaser is not an employee benefit plan or other
retirement arrangement subject to Title I of the Employee Retirement
Income Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (the "Code"), or a governmental
plan, as defined in Section 3(32) of ERISA subject to any federal, state
or local law ("Similar Law") which is, to a material extent, similar to
the foregoing provisions of ERISA or the Code (collectively, a "Plan"), an
agent acting on behalf of a Plan, or a person utilizing the assets of a
Plan or (ii) if the Purchaser is an insurance company, (A) the source of
funds used to purchase the Class [B-1] [B-2] [B-3] Certificate is an
"insurance company general account" (as such term is defined in Section
V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"), 60
Fed. Reg. 35925 (July 12, 1995), (B) there is no Plan with respect to
which the amount of such general account's reserves and liabilities for
the contract(s) held by or on behalf of such Plan and all other Plans
maintained by the same employer (or affiliate thereof as defined in
Section V(a)(1) of PTE 95-60) or by the same employee organization, exceed
10% of the total of all reserves and liabilities of such general account
(as such amounts are determined under Section I(a) of PTE 95-60) at the
date of acquisition and (C) the purchase and holding of such Class
[B-1][B-2][B-3] Certificates are covered by Sections I and III of PTE
95-60 or (iii) the Purchaser has provided (a) a "Benefit Plan Opinion"
satisfactory to the Seller and the Trust Administrator of the Trust Estate
and (b) such other opinions of counsel, officers' certificates and
agreements as the Seller or the Master Servicer may have required. A
Benefit Plan Opinion is an opinion of counsel to the effect that the
proposed transfer will not cause the assets of the Trust Estate to be
regarded as "plan assets" and subject to the prohibited transaction
provisions of ERISA, the Code or Similar Law and will not subject the
Trust Administrator, the Trustee, the Seller or the Master Servicer to any
obligation in addition to those undertaken in the Pooling and Servicing
Agreement (including any liability for civil penalties or excise taxes
imposed pursuant to ERISA, Section 4975 of the Code or Similar Law).
IN WITNESS WHEREOF, the undersigned has caused this Agreement to be validly
executed by its duly authorized representative as of the day and the year first
above written.
[PURCHASER]
By: _____________________________
Its: _____________________________
[Reserved]
<PAGE>
EXHIBIT L
SERVICING AGREEMENTS
Norwest Mortgage, Inc. Servicing Agreement
HomeSide Lending Servicing Agreement
National City Mortgage Company Servicing Agreement
GMAC Mortgage Corporation Servicing Agreement
The Huntington Mortgage Company Servicing Agreement
Bank of America, NT & SA Servicing Agreement
SunTrust Mortgage, Inc. Servicing Agreement
Bank United Servicing Agreement
Countrywide Home Loans, Inc. Servicing Agreement
Bank of Oklahoma, N.A. Servicing Agreement
Merrill Lynch Credit Corporation Servicing Agreement
First Union Mortgage Corp. Servicing Agreement
Beverly National Bank Servicing Agreement
BankNorth Mortgage Company, Inc. Servicing Agreement
Home Savings of America, FSB Servicing Agreement
Hibernia National Bank Servicing Agreement
<PAGE>
EXHIBIT M
[FORM OF SPECIAL SERVICING AGREEMENT]
SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is made
and entered into as of , between Norwest Bank Minnesota, National Association
(the "Company" and "Norwest Bank") and (the "Purchaser").
PRELIMINARY STATEMENT
___________________ is the holder of the entire interest in Norwest Asset
Securities Corporation Mortgage Pass-Through Certificates, Series 1999-2, Class
____ (the "Class B Certificates"). The Class B Certificates were issued pursuant
to a Pooling and Servicing Agreement dated as of January 27, 1999 among Norwest
Asset Securities Corporation, as seller (the "Seller"), Norwest Bank Minnesota,
National Association, as Master Servicer, First Union National Bank, as Trust
Administrator, and United States Trust Company of New York, as Trustee.
_____________________ intends to resell all of the Class B Certificates directly
to the Purchaser on or promptly after the date hereof.
In connection with such sale, the parties hereto have agreed that the Company
will cause, to the extent that the Company as Master Servicer is granted such
authority in the related Servicing Agreements, the related servicers (each a
related "Servicer"), which service the Mortgage Loans which comprise the Trust
Estate related to the above referenced series under the related servicing
agreements (each a related "Servicing Agreement"), to engage in certain special
servicing procedures relating to foreclosures for the benefit of the Purchaser,
and that the Purchaser will deposit funds in a collateral fund to cover any
losses attributable to such procedures as well as all advances and costs in
connection therewith, as set forth herein.
In consideration of the mutual agreements herein contained, the receipt and
sufficiency of which are hereby acknowledged, the Company and the Purchaser
agree that the following provisions shall become effective and shall be binding
on and enforceable by the Company and the Purchaser:
ARTICLE I
DEFINITIONS
Section 1.01 DEFINED TERMS.
Whenever used in this Agreement, the following words and phrases, unless the
context otherwise requires, shall have the following meanings:
BUSINESS DAY: Any day other than (i) a Saturday or a Sunday or (ii) a day on
which banking institutions in the State of New York are required or authorized
by law or executive order to be closed.
COLLATERAL FUND: The fund established and maintained pursuant to Section 3.01
hereof.
COLLATERAL FUND PERMITTED INVESTMENTS: Either (i) obligations of, or obligations
fully guaranteed as to principal and interest by, the United States, or any
agency or instrumentality thereof, provided such obligations are backed by the
full faith and credit of the United States, (ii) a money market fund rated in
the highest rating category by a nationally recognized rating agency selected by
the Company, (iii) cash, (iv) mortgage pass-through certificates issued or
guaranteed by Government National Mortgage Association, FNMA or FHLMC, (v)
commercial paper (including both non-interest-bearing discount obligations and
interest-bearing obligations payable on demand or on a specified date), the
issuer of which may be an affiliate of the Company, having at the time of such
investment a rating of at least A-1 by Standard and Poor's ("S&P") or at least
F-1 by Fitch IBCA, Inc. ("Fitch") or (vi) demand and time deposits in,
certificates of deposit of, any depository institution or trust company (which
may be an affiliate of the Company) incorporated under the laws of the United
States of America or any state thereof and subject to supervision and
examination by federal and/or state banking authorities, so long as at the time
of such investment either (x) the long-term debt obligations of such depository
institution or trust company have a rating of at least AA by Fitch or S&P, (y)
the certificate of deposit or other unsecured short-term debt obligations of
such depository institution or trust company have a rating of at least F-1 by
Fitch or A-1 by S&P or (z) the depository institution or trust company is one
that is acceptable to either Fitch or S&P and, for each of the preceding clauses
(i), (iv), (v) and (vi), the maturity thereof shall be not later than the
earlier to occur of (A) 30 days from the date of the related investment and (B)
the next succeeding Distribution Date as defined in the related Pooling and
Servicing Agreement.
COMMENCEMENT OF FORECLOSURE: The first official action required under local law
in order to commence foreclosure proceedings or to schedule a trustee's sale
under a deed of trust, including (i) in the case of a mortgage, any filing or
service of process necessary to commence an action to foreclose, or (ii) in the
case of a deed of trust, posting, the publishing, filing or delivery of a notice
of sale, but not including in either case (x) any notice of default, notice of
intent to foreclose or sell or any other action prerequisite to the actions
specified in (i) or (ii) above, (y) the acceptance of a deed-in-lieu of
foreclosure (whether in connection with a sale of the related property or
otherwise) or (z) initiation and completion of a short pay-off.
CURRENT APPRAISAL: With respect to any Mortgage Loan as to which the Purchaser
has made an Election to Delay Foreclosure, an appraisal of the related Mortgaged
Property obtained by the Purchaser at its own expense from an independent
appraiser (which shall not be an affiliate of the Purchaser) acceptable to the
Company as nearly contemporaneously as practicable to the time of the
Purchaser's election, prepared based on the Company's customary requirements for
such appraisals.
ELECTION TO DELAY FORECLOSURE: Any election by the Purchaser to delay the
Commencement of Foreclosure, made in accordance with Section 2.02(b).
ELECTION TO FORECLOSE: Any election by the Purchaser to proceed with the
Commencement of Foreclosure, made in accordance with Section 2.03(a).
MONTHLY ADVANCES: Principal and interest advances and servicing advances
including costs and expenses of foreclosure.
REQUIRED COLLATERAL FUND BALANCE: As of any date of determination, an amount
equal to the aggregate of all amounts previously required to be deposited in the
Collateral Fund pursuant to Section 2.02(d) (after adjustment for all
withdrawals and deposits pursuant to Section 2.02(e)) and Section 2.03(b) (after
adjustment for all withdrawals and deposits pursuant to Section 2.03(c)) and
Section 3.02 to be reduced by all withdrawals therefrom pursuant to Section
2.02(g) and Section 2.03(d).
Section 1.02 DEFINITIONS INCORPORATED BY REFERENCE
All capitalized terms not otherwise defined in this Agreement shall have the
meanings assigned in the Pooling and Servicing Agreement.
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01 REPORTS AND NOTICES.
(a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Company as Master Servicer shall provide to the Purchaser the following
notices and reports:
a. Within five Business Days after each Distribution
Date (or included in or with the monthly statements to
Certificateholders pursuant to the Pooling and Servicing Agreement),
the Company, shall provide to the Purchaser a report, using the same
methodology and calculations in its standard servicing reports,
indicating for the Trust Estate the number of Mortgage Loans that
are (A) thirty days, (B) sixty days, (C) ninety days or more
delinquent or (D) in foreclosure, and indicating for each such
Mortgage Loan the loan number and outstanding principal balance.
b. Prior to the Commencement of Foreclosure in
connection with any Mortgage Loan, the Company shall cause (to the
extent that the Company as Master Servicer is granted such authority
in the related Servicing Agreement) the Servicer to provide the
Purchaser with a notice (sent by telecopier) of such proposed and
imminent foreclosure, stating the loan number and the aggregate
amount owing under the Mortgage Loan. Such notice may be provided to
the Purchaser in the form of a copy of a referral letter from such
Servicer to an attorney requesting the institution of foreclosure.
(b) If requested by the Purchaser, the Company shall cause the Servicer (to the
extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) to make its servicing personnel available (during
their normal business hours) to respond to reasonable inquiries, by phone or in
writing by facsimile, electronic, or overnight mail transmission, by the
Purchaser in connection with any Mortgage Loan identified in a report under
subsection (a) (i) (B), (a) (i) (C), (a) (i) (D), or (a) (ii) which has been
given to the Purchaser; provided, that (1) the related Servicer shall only be
required to provide information that is readily accessible to its servicing
personnel and is non-confidential and (2) the related Servicer shall respond
within five Business Days orally or in writing by facsimile transmission.
(c) In addition to the foregoing, the Company shall cause the Servicer (to the
extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) to provide to the Purchaser such information as the
Purchaser may reasonably request provided, however, that such information is
consistent with normal reporting practices, concerning each Mortgage Loan that
is at least ninety days delinquent and each Mortgage Loan which has become real
estate owned, through the final liquidation thereof; provided, that the related
Servicer shall only be required to provide information that is readily
accessible to its servicing personnel and is non-confidential provided, however,
that the Purchaser will reimburse the Company and the related Servicer for any
out of pocket expenses.
Section 2.02 PURCHASER'S ELECTION TO DELAY FORECLOSURE PROCEEDINGS.
(a) The Purchaser shall be deemed to direct the Company to direct (to the extent
that the Company as Master Servicer is granted such authority in the related
Servicing Agreement) the related Servicer that in the event that the Company
does not receive written notice of the Purchaser's election pursuant to
subsection (b) below within 24 hours (exclusive of any intervening non-Business
Days) of transmission of the notice provided by the Company under Section 2.01
(a) (ii) subject to extension as set forth in Section 2.02(b), the related
Servicer may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the related
Servicer) or (ii) if the related Servicer has reached the terms of a forbearance
agreement with the borrower. In the latter case, the related Servicer may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days notification.
(b) In connection with any Mortgage Loan with respect to which a notice under
Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may elect to
instruct the Company to cause, to the extent that the Company as Master Servicer
is granted such authority in the related Servicing Agreement, the related
Servicer to delay the Commencement of Foreclosure until such time as the
Purchaser determines that the related Servicer may proceed with the Commencement
of Foreclosure. Such election must be evidenced by written notice received
within 24 hours (exclusive of any intervening non-Business Days) of transmission
of the notice provided by the Company under Section 2.01(a)(ii). Such 24 hour
period shall be extended for no longer than an additional four Business Days
after the receipt of the information if the Purchaser requests additional
information related to such foreclosure; provided, however, that the Purchaser
will have at least one Business Day to respond to any requested additional
information. Any such additional information shall be provided only to the
extent it (i) is not confidential in nature and (ii) is obtainable by the
related Servicer from existing reports, certificates or statements or is
otherwise readily accessible to its servicing personnel. The Purchaser agrees
that it has no right to deal with the mortgagor during such period. However, if
such servicing activities include acceptance of a deed-in-lieu of foreclosure or
short payoff, the Purchaser will be notified and given two Business Days to
respond.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as
soon as practicable, but in no event more than 15 business days thereafter, and
shall provide the Company with a copy of such Current Appraisal.
(d) Within two Business Days of making any Election to Delay Foreclosure, the
Purchaser shall remit by wire transfer to the Company, for deposit in the
Collateral Fund, an amount, as calculated by the Company, equal to the sum of
(i) 125% of the greater of the unpaid principal balance of the Mortgage Loan and
the value shown in the Current Appraisal referred to in subsection (c) above
(or, if such Current Appraisal has not yet been obtained, the Company's estimate
thereof, in which case the required deposit under this subsection shall be
adjusted upon obtaining such Current Appraisal), and (ii) three months' interest
on the Mortgage Loan at the applicable Mortgage Interest Rate. If any Election
to Delay Foreclosure extends for a period in excess of three months (such excess
period being referred to herein as the "Excess Period"), within two Business
Days the Purchaser shall remit by wire transfer in advance to the Company for
deposit in the Collateral Fund the amount of each additional month's interest,
as calculated by the Company, equal to interest on the Mortgage Loan at the
applicable Mortgage Interest Rate for the Excess Period. The terms of this
Agreement will no longer apply to the servicing of any Mortgage Loan upon the
failure of the Purchaser to deposit any of the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Delay Foreclosure or
within two Business Days of the commencement of the Excess Period subject to
Section 3.01.
(e) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company may withdraw from the Collateral Fund
from time to time amounts necessary to reimburse the related Servicer for all
related Monthly Advances and Liquidation Expenses thereafter made by such
Servicer in accordance with the Pooling and Servicing Agreement and the related
Servicing Agreement. To the extent that the amount of any such Liquidation
Expenses is determined by the Company based on estimated costs, and the actual
costs are subsequently determined to be higher, the Company may withdraw the
additional amount from the Collateral Fund. In the event that the Mortgage Loan
is brought current by the mortgagor and the foreclosure action is discontinued,
the amounts so withdrawn from the Collateral Fund shall be redeposited if and to
the extent that reimbursement therefor from amounts paid by the mortgagor is not
prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. Except as
provided in the preceding sentence, amounts withdrawn from the Collateral Fund
to cover Monthly Advances and Liquidation Expenses shall not be redeposited
therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
permitted withdrawals and deposits pursuant to this subsection) shall be
released to the Purchaser.
(f) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the related Servicer shall continue to service
the Mortgage Loan in accordance with its customary procedures (other than the
delay in Commencement of Foreclosure as provided herein). If and when the
Purchaser shall notify the Company that it believes that it is appropriate to do
so, the related Servicer may proceed with the Commencement of Foreclosure. In
any event, if the Mortgage Loan is not brought current by the mortgagor by the
time the loan becomes 6 months delinquent, the Purchaser's election shall no
longer be effective and at the Purchaser's option, either (i) the Purchaser
shall purchase the Mortgage Loan from the related Trust Estate at a purchase
price equal to the fair market value as shown on the Current Appraisal, to be
paid by (x) applying any balance in the Collateral Fund to such to such purchase
price, and (y) to the extent of any deficiency, by wire transfer of immediately
available funds from the Purchaser to the Company for deposit in the related
Certificate Account; or (ii) the related Servicer shall proceed with the
Commencement of Foreclosure.
(g) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to
which the Purchaser made an Election to Delay Foreclosure and as to which the
related Servicer proceeded with the Commencement of Foreclosure in accordance
with subsection (f) above, the Company shall calculate the amount, if any, by
which the value shown on the Current Appraisal obtained under subsection (c)
exceeds the actual sales price obtained for the related Mortgaged Property (net
of Liquidation Expenses and accrued interest related to the extended foreclosure
period), and the Company shall withdraw the amount of such excess from the
Collateral Fund, shall remit the same to the Trust Estate and in its capacity as
Master Servicer shall apply such amount as additional Liquidation Proceeds
pursuant to the Pooling and Servicing Agreement. After making such withdrawal,
all amounts remaining in the Collateral Fund in respect of such Mortgage Loan
(after adjustment for all permitted withdrawals and deposits pursuant to this
Agreement) shall be released to the Purchaser.
Section 2.03 PURCHASER'S ELECTION TO COMMENCE FORECLOSURE PROCEEDINGS.
(a) In connection with any Mortgage Loan identified in a report under Section
2.01(a)(i)(B), the Purchaser may elect to instruct the Company to cause, to the
extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement, the related Servicer to proceed with the
Commencement of Foreclosure as soon as practicable. Such election must be
evidenced by written notice received by the Company by 5:00 p.m., New York City
time, on the third Business Day following the delivery of such report under
Section 2.01(a)(i).
(b) Within two Business Days of making any Election to Foreclose, the Purchaser
shall remit to the Company, for deposit in the Collateral Fund, an amount, as
calculated by the Company, equal to 125% of the current unpaid principal balance
of the Mortgage Loan and three months interest on the Mortgage Loan at the
applicable Mortgage Interest Rate. If and when any such Mortgage Loan is brought
current by the mortgagor, all amounts in the Collateral Fund in respect of such
Mortgage Loan (after adjustment for all permitted withdrawals and deposits
pursuant to this Agreement) shall be released to the Purchaser if and to the
extent that reimbursement therefor from amounts paid by the mortgagor is not
prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. The terms of
this Agreement will no longer apply to the servicing of any Mortgage Loan upon
the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose subject to
Section 3.01.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Foreclose, the related Servicer shall continue to service the
Mortgage Loan in accordance with its customary procedures (other than
Commencement of Foreclosure as provided herein). In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidations Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection in accordance with its customary procedures. The
Company shall not be required to cause, to the extent that the Company as Master
Servicer is granted such authority in the related Servicing Agreement, the
related Servicer to proceed with the Commencement of Foreclosure if (i) the same
is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by
applicable law, or to the extent that all legal conditions precedent thereto
have not yet been complied with, or (ii) the Company believes there is a breach
of representations or warranties by the Company, a Servicer, or a Seller, which
may result in a repurchase or substitution of such Mortgage Loan, or (iii) the
Company or related Servicer reasonably believes the Mortgaged Property may be
contaminated with or affected by hazardous wastes or hazardous substances (and,
without limiting the related Servicer's right not to proceed with the
Commencement of Foreclosure, the Company supplies the Purchaser with information
supporting such belief). Any foreclosure that has been initiated may be
discontinued (x) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Purchaser)
or (y) with notice to the Purchaser if the related Servicer has reached the
terms of a forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of such notification. Any such instruction shall be
based upon a decision that such forbearance agreement is not in conformity with
reasonable servicing practices.
(d) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to
which the Purchaser made an Election to Foreclose and as to which the related
Servicer proceeded with the Commencement of Foreclosure in accordance with
subsection (c) above, the Company shall calculate the amount, if any, by which
the unpaid principal balance of the Mortgage Loan at the time of liquidation
(plus all unreimbursed interest and servicing advances and Liquidation Expenses
in connection therewith other than those paid from the Collateral Fund) exceeds
the actual sales price obtained for the related Mortgaged Property, and the
Company shall withdraw the amount of such excess from the Collateral Fund, shall
remit the same to the Trust Estate and in its capacity as Master Servicer shall
apply such amount as additional Liquidation Proceeds pursuant to the Pooling and
Servicing Agreement. After making such withdrawal, all amounts remaining in the
Collateral Fund (after adjustment for all withdrawals and deposits pursuant to
subsection (c) in respect of such Mortgage Loan shall be released to the
Purchaser.
Section 2.04 TERMINATION.
(a) With respect to all Mortgage Loans included in the Trust Estate, the
Purchaser's right to make any Election to Delay Foreclosure or any Election to
Foreclose and the Company's obligations under Section 2.01 shall terminate (i)
at such time as the Principal Balance of the Class B Certificates has been
reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher
percentage that represents the related Servicer's actual historical loss
experience with respect to the Mortgage Loans in the related pool as determined
by the Company) of the aggregate principal balance of all Mortgage Loans that
are in foreclosure or are more than 90 days delinquent on a contractual basis
and REO properties or (y) the aggregate amount that the Company estimates
through the normal servicing practices of the related Servicer will be required
to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to
which the Purchaser has made an Election to Delay Foreclosure or an Election to
Foreclosure, exceeds (z) the then-current principal balance of the Class B
Certificates, (iii) upon any transfer by the Purchaser of any interest (other
than the minority interest therein, but only if the transferee provides written
acknowledgment to the Company of the Purchaser's right hereunder and that such
transferee will have no rights hereunder) in the Class B Certificates (whether
or not such transfer is registered under the Pooling and Servicing Agreement),
including any such transfer in connection with a termination of the Trust Estate
or (iv) upon any breach of the terms of this Agreement by the Purchaser.
(b) Except as set forth in 2.04(a), this Agreement and the respective rights,
obligations and responsibilities of the Purchaser and the Company hereunder
shall terminate upon the later to occur of (i) the final liquidation of the last
Mortgage Loan as to which the Purchaser made any Election to Delay Foreclosure
or any Election to Foreclose and the withdrawal of all remaining amounts in the
Collateral Fund as provided herein and (ii) ten Business Days' notice. The
Purchaser's right to make an election pursuant to Section 2.02 or Section 2.03
hereof with respect to a particular Mortgage Loan shall terminate if the
Purchaser fails to make any deposit required pursuant to Section 2.02(d) or
2.03(b) or if the Purchaser fails to make any other deposit to the Collateral
Fund pursuant to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01 COLLATERAL FUND.
Upon receipt from the Purchaser of the initial amount required to be deposited
in the Collateral Fund pursuant to Article II, the Company shall establish and
maintain with Bankers Trust Company as a segregated account on its books and
records an account (the "Collateral Fund"), entitled "Norwest Bank Minnesota,
National Association, as Master Servicer, for the benefit of registered holders
of Norwest Asset Securities Corporation Mortgage Pass-Through Certificates,
Series 1999-2. Amounts held in the Collateral Fund shall continue to be the
property of the Purchaser, subject to the first priority security interest
granted hereunder for the benefit of the Certificateholders, until withdrawn
from the Collateral Fund pursuant to Section 2.02 or 2.03 hereof. The Collateral
Fund shall be an "outside reserve fund" within the meaning of the REMIC
Provisions, beneficially owned by the Purchaser for federal income tax purposes.
All income, gain, deduction or loss with respect to the Collateral Fund shall be
that of the Purchaser. All distributions from the Trust Fund to the Collateral
Fund shall be treated as distributed to the Purchaser as the beneficial owner
thereof.
Upon the termination of this Agreement and the liquidation of all Mortgage Loans
as to which the Purchaser has made any Election to Delay Foreclosure or any
Election to Foreclose pursuant to Section 2.04 hereof, the Company shall
distribute or cause to be distributed to the Purchaser all amounts remaining in
the Collateral Fund (after adjustment for all deposits and permitted withdrawals
pursuant to this Agreement) together with any investment earnings thereon. In
the event the Purchaser has made any Election to Delay Foreclosure or any
Election to Foreclose, prior to any distribution to the Purchaser of all amounts
remaining in the Collateral Fund, funds in the Collateral Fund shall be applied
consistent with the terms of this Agreement.
Section 3.02 COLLATERAL FUND PERMITTED INVESTMENTS.
The Company shall, at the written direction of the Purchaser, invest the funds
in the Collateral Fund in Collateral Fund Permitted Investments. Such direction
shall not be changed more frequently than quarterly. In the absence of any
direction, the Company shall select such investments in accordance with the
definition of Collateral Fund Permitted Investments in its discretion.
All income and gain realized from any investment as well as any interest earned
on deposits in the Collateral Fund (net of any losses on such investments) and
any payments of principal made in respect of any Collateral Fund Permitted
Investment shall be deposited in the Collateral Fund upon receipt. All costs and
realized losses associated with the purchase and sale of Collateral Fund
Permitted Investments shall be borne by the Purchaser and the amount of net
realized losses shall be deposited by the Purchaser in the Collateral Fund
promptly upon realization. The Company shall periodically (but not more
frequently than monthly) distribute to the Purchaser upon request an amount of
cash, to the extent cash is available therefore in the Collateral Fund, equal to
the amount by which the balance of the Collateral Fund, after giving effect to
all other distributions to be made from the Collateral Fund on such date,
exceeds the Required Collateral Fund Balance. Any amounts so distributed shall
be released from the lien and security interest of this Agreement.
Section 3.03 GRANT OF SECURITY INTEREST.
The Purchaser hereby grants to the Company for the benefit of the
Certificateholders under the Pooling and Servicing Agreement a security interest
in and lien on all of the Purchaser's right, title and interest, whether now
owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts
deposited in the Collateral Fund and Collateral Fund Permitted Investments in
which such amounts are invested (and the distributions and proceeds of such
investments) and (3) all cash and non-cash proceeds of any of the foregoing,
including proceeds of the voluntary conversion thereof (all of the foregoing
collectively, the "Collateral").
The Purchaser acknowledges the lien on and the security interest in the
Collateral for the benefit of the Certificateholders. The Purchaser shall take
all actions requested by the Company as may be reasonably necessary to perfect
the security interest created under this Agreement in the Collateral and cause
it to be prior to all other security interests and liens, including the
execution and delivery to the Company for filing of appropriate financing
statements in accordance with applicable law. The Company shall file appropriate
continuation statements, or appoint an agent on its behalf to file such
statements, in accordance with applicable law.
Section 3.04 COLLATERAL SHORTFALLS.
In the event that amounts on deposit in the Collateral Fund at any time are
insufficient to cover any withdrawals therefrom that the Company is then
entitled to make hereunder, the Purchaser shall be obligated to pay such amounts
to the Company immediately upon demand. Such obligation shall constitute a
general corporate obligation of the Purchaser. The failure to pay such amounts
within two Business Days of such demand (except for amounts to cover interest on
a Mortgage Loan pursuant to Sections 2.02(d) and 2.03 (b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01 AMENDMENT.
This Agreement may be amended from time to time by the Company and the Purchaser
by written agreement signed by the Company and the Purchaser.
Section 4.02 COUNTERPARTS.
This Agreement may be executed simultaneously in any number of counterparts,
each of which counterparts shall be deemed to be an original, and such
counterparts shall constitute but one and the same instrument.
Section 4.03 GOVERNING LAW.
This Agreement shall be construed in accordance with the laws of the State of
New York and the obligations, rights and remedies of the parties hereunder shall
be determined in accordance with such laws.
Section 4.04 NOTICES.
All demands, notices and direction hereunder shall be in writing or by telecopy
and shall be deemed effective upon receipt to:
(a) in the case of the Company,
Norwest Bank Minnesota, National Association
7485 New Horizon Way
Frederick, MD 21703
Attention: Vice President, Master Servicing
Phone: 301-696-7800
Fax: 301-815-6365
(b) in the case of the Purchaser,
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Attention:------------------
Section 4.05 SEVERABILITY OF PROVISIONS.
If any one or more of the covenants, agreements, provision or terms of this
Agreement shall be for any reason whatsoever, including regulatory, held
invalid, then such covenants, agreements, provisions or terms of this Agreement
and shall in no way affect the validity or enforceability of the other
provisions of this Agreement.
Section 4.06 SUCCESSORS AND ASSIGNS.
The provisions of this Agreement shall be binding upon and inure to the benefit
of the respective successors and assigns of the parties hereto, and all such
provisions shall inure to the benefit of the Certificateholders; provided,
however, that the rights under this Agreement cannot be assigned by the
Purchaser without the consent of the Company.
Section 4.07 ARTICLE AND SECTION HEADINGS.
The article and section headings herein are for convenience of reference only
and shall not limit or otherwise affect the meaning hereof.
Section 4.08 CONFIDENTIALITY.
The Purchaser agrees that all information supplied by or on behalf of the
Company pursuant to Sections 2.01 or 2.02, including individual account
information, is the property of the Company and the Purchaser agrees to hold
such information confidential and not to disclose such information.
Each party hereto agrees that neither it, nor any officer, director, employee,
affiliate or independent contractor acting at such party's direction will
disclose the terms of Section 4.09 of this Agreement to any person or entity
other than such party's legal counsel except pursuant to a final, non-appealable
order of court, the pendency of such order the other party will have received
notice of at least five business days prior to the date thereof, or pursuant to
the other party's prior express written consent.
Section 4.09 INDEMNIFICATION.
The Purchaser agrees to indemnify and hold harmless the Company, the Seller, and
each Servicer and each person who controls the Company, the Seller, or a
Servicer and each of their respective officers, directors, affiliates and agents
acting at the Company's, the Seller's, or a Servicer's direction (the
"Indemnified Parties") against any and all losses, claims, damages or
liabilities to which they may be subject, insofar as such losses, claims,
damages or liabilities (or actions in respect thereof) arise out of, or are
based upon, actions taken by, or actions not taken by, the Company, the Seller,
or a Servicer, or on their behalf, in accordance with the provisions of this
Agreement and (i) which actions conflict with the Company's, the Seller's, or a
Servicer's obligations under the Pooling and Servicing Agreement or the related
Servicing Agreement, or (ii) give rise to securities law liability under federal
or state securities laws with respect to the Certificates. The Purchaser hereby
agrees to reimburse the Indemnified Parties for the reasonable legal or other
expenses incurred by them in connection with investigating or defending any such
loss, claim, damage, liability or action. The indemnification obligations of the
Purchaser hereunder shall survive the termination or expiration of this
Agreement.
<PAGE>
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be
signed hereto by their respective officers thereunto duly authorized, all as of
the day and year first above written.
Norwest Bank Minnesota, National
Association
By:
Name:
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Title:
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By:
Name:
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Title:
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<PAGE>
EXHIBIT N
POLICY
