STEELTON BANCORP INC
8-K, 2000-09-27
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



                Date of Report (Date of earliest event reported)
                               September 20, 2000


                             STEELTON BANCORP, INC.
        ----------------------------------------------------------------
               (Exact name of Registrant as Specified in Charter)



          Pennsylvania                 0-26499                 25-1830745
-------------------------------  ---------------------    ----------------------
(State or Other Jurisdiction     (Commission File No.)        (IRS Employer
     of Incorporation)                                    Identification Number)


51 South Front Street, Steelton, PA                              17113
------------------------------------------                   -------------
(Address of Principal Executive Offices)                      (Zip Code)




Registrant's telephone number, including area code:           (717) 939-1966
                                                              --------------




                                 Not Applicable
        ----------------------------------------------------------------
          (Former name or former address, if changed since last Report)


<PAGE>



                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 4.  Changes in Registrant's Certifying Accountant
------------------------------------------------------

         On  September  20,  2000,  the  Registrant  dismissed  its  independent
auditors,  McKonly & Asbury, LLP, and appointed Beard & Company, Inc. as its new
independent  auditors.  The decision to change  accountants  was approved by the
Registrant's Board of Directors.

         McKonly & Asbury's reports on the Registrant's  consolidated  financial
statements  for the two fiscal years ended  December 31, 1999 did not contain an
adverse opinion or disclaimer of opinion,  and were not qualified or modified as
to uncertainty, audit scope or accounting principles.

         In  connection  with audits of the two fiscal years ended  December 31,
1999 and any subsequent interim period preceding the date hereof,  there were no
disagreements  or reportable  events between the Registrant and McKonly & Asbury
on any  matters of  accounting  principles  or  practices,  financial  statement
disclosure,  or  auditing  scope or  procedure,  which,  if not  resolved to the
satisfaction of McKonly & Asbury,  would have caused them to make a reference to
the subject matter of the  disagreements or reportable events in connection with
their reports.  Effective  September 20, 2000,  the  Registrant  engaged Beard &
Company as its independent auditors. During the two most recent fiscal years and
the subsequent interim period to the date hereof, the Registrant did not consult
with Beard & Company  regarding  any of the  matters or events set forth in Item
304(a)(2)(i) and (ii) of Regulation S-B.


Item 7.  Financial Statements, Pro Forma Financial Information
--------------------------------------------------------------
         and Exhibits
         ------------

(a)  Not applicable.

(b)  Not applicable.

(c)  Exhibits.

16.1 Letter  of  concurrence  from  McKonly & Asbury,  LLP  regarding  change in
     certifying accountant to be filed by amendment


                                       -2-

<PAGE>

                                   SIGNATURES




         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.




                                           STEELTON BANCORP, INC.



Date: September 27, 2000                   By:/s/ Harold E. Stremmel
     -------------------                   -------------------------------------
                                           Harold E. Stremmel
                                           President and Chief Executive Officer






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