CATAWBA VALLEY BANCSHARES INC
10QSB, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>                                      9
<MULTIPLIER>                                   1,000

<S>                                            <C>
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   JUN-30-2000
<CASH>                                         1,165
<INT-BEARING-DEPOSITS>                         6,789
<FED-FUNDS-SOLD>                               1,354
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    24,342
<INVESTMENTS-CARRYING>                         1,545
<INVESTMENTS-MARKET>                           1,505
<LOANS>                                        98,298
<ALLOWANCE>                                    (1,509)
<TOTAL-ASSETS>                                 139,757
<DEPOSITS>                                     115,834
<SHORT-TERM>                                   8,000
<LIABILITIES-OTHER>                            256
<LONG-TERM>                                    0
                          0
                                    0
<COMMON>                                       1,495
<OTHER-SE>                                     14,173
<TOTAL-LIABILITIES-AND-EQUITY>                 139,757
<INTEREST-LOAN>                                4,480
<INTEREST-INVEST>                              698
<INTEREST-OTHER>                               183
<INTEREST-TOTAL>                               5,361
<INTEREST-DEPOSIT>                             2,623
<INTEREST-EXPENSE>                             2,816
<INTEREST-INCOME-NET>                          2,545
<LOAN-LOSSES>                                  222
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                1,642
<INCOME-PRETAX>                                1,087
<INCOME-PRE-EXTRAORDINARY>                     0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   706
<EPS-BASIC>                                    0.47
<EPS-DILUTED>                                  0.45
<YIELD-ACTUAL>                                 3.71
<LOANS-NON>                                    6
<LOANS-PAST>                                   27
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                979
<ALLOWANCE-OPEN>                               1,341
<CHARGE-OFFS>                                  55
<RECOVERIES>                                   1
<ALLOWANCE-CLOSE>                              1,509
<ALLOWANCE-DOMESTIC>                           1,509
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0


</TABLE>


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