CATAWBA VALLEY BANCSHARES INC
10QSB, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                             874
<INT-BEARING-DEPOSITS>                           2,468
<FED-FUNDS-SOLD>                                 1,595
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     27,229
<INVESTMENTS-CARRYING>                           1,523
<INVESTMENTS-MARKET>                             1,513
<LOANS>                                        107,009
<ALLOWANCE>                                    (1,442)
<TOTAL-ASSETS>                                 146,649
<DEPOSITS>                                     122,033
<SHORT-TERM>                                     8,000
<LIABILITIES-OTHER>                                423
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                         1,495
<OTHER-SE>                                      14,929
<TOTAL-LIABILITIES-AND-EQUITY>                 146,649
<INTEREST-LOAN>                                  7,029
<INTEREST-INVEST>                                1,164
<INTEREST-OTHER>                                   293
<INTEREST-TOTAL>                                 8,486
<INTEREST-DEPOSIT>                               4,194
<INTEREST-EXPENSE>                               4,519
<INTEREST-INCOME-NET>                            3,967
<LOAN-LOSSES>                                      432
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,459
<INCOME-PRETAX>                                  1,704
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,116
<EPS-BASIC>                                       0.75
<EPS-DILUTED>                                     0.74
<YIELD-ACTUAL>                                    3.70
<LOANS-NON>                                        250
<LOANS-PAST>                                        34
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    818
<ALLOWANCE-OPEN>                                 1,341
<CHARGE-OFFS>                                      335
<RECOVERIES>                                         4
<ALLOWANCE-CLOSE>                                1,442
<ALLOWANCE-DOMESTIC>                             1,442
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>


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