Adds new holdings to original filing-Final submission for
The Evergreen Bank, N.A.
,,,Quarter Ending:,31-Mar-99,,,,,,,
Item #1,Item #2,Item #3,Item #4,Item #5,Item #6,,,Item #7,Item #8,,
Issuer,Title of ,CUSIP,Fair Market,Shares,Inv. Discr.,,,Managers,Voting Auth.,,
,Class,,Value,Prin.,(a)Sole,(b)Shared-,(c)Shared-,,(a)Sole,(b)Shared,(c)None
,,,,Amount,,as defined,Other,V,,,
Mar-99 ,,,,,,in Instr. V,,,,,
- -,-,-,-,-,-,-,-,-,-,-,-
AT & T Corporation,,001957109,2515000 ,31519 ,x,,,,31419 ,100 ,0
AT & T Corporation,,001957109,1041000 ,13046 ,,x,,,12196 ,850 ,0
Abbot Labs,Com,002824100,1137000 ,24300 ,x,,,,24300 ,0 ,0
Air Products & Chemicals,,009158106,1039000 ,30348 ,x,,,,30348 ,0 ,0
Air Products & Chemicals,,009158106,219000 ,6400 ,,x,,,6400 ,0 ,0
America Online Inc,,02364J104,248000 ,1690 ,x,,,,1690 ,0 ,0
American Express Co,Com,025816109,1200000 ,10199 ,x,,,,10199 ,0 ,0
American Express Co,Com,025816109,1319000 ,11206 ,,x,,,11008 ,198 ,0
American Home Prods Corp,Com,026609107,7275000 ,111499 ,x,,,,111199 ,300 ,0
American Home Prods Corp,Com,026609107,4063000 ,62282 ,,x,,,61482 ,800 ,0
Ameritech Corp,,030954101,277000 ,4822 ,,x,,,3710 ,1112 ,0
AMP Inc,Com,031897101,623000 ,11660 ,,x,,,11660 ,0 ,0
"Anheuser Busch Cos, Inc",Com,035229103,753000 ,9900 ,x,,,,9900 ,0 ,0
"Anheuser Busch Cos, Inc",Com,035229103,487000 ,6400 ,,x,,,6400 ,0 ,0
Atlantic Richfield Co,Com,048825103,1127000 ,15415 ,x,,,,15315 ,100 ,0
Atlantic Richfield Co,Com,048825103,617000 ,8440 ,,x,,,8440 ,0 ,0
Automatic Data Processing,,053015103,5118000 ,123722 ,x,,,,123722 ,0 ,0
Automatic Data Processing,,053015103,1346000 ,32540 ,,x,,,32340 ,200 ,0
Avon Products,Com,054303102,687000 ,14614 ,,x,,,14614 ,0 ,0
"Banknorth Group, Inc.",,06646L100,12573000 ,445096 ,x,,,,445096 ,0 ,0
"Banknorth Group, Inc.",,06646L100,7890000 ,279318 ,,x,,,277890 ,1428 ,0
Bard C R Inc.,Com,067383109,206000 ,4100 ,x,,,,4100 ,0 ,0
Baxter Intl Inc,Com,071813109,685000 ,10380 ,,,,,10380 ,0 ,0
Baxter Intl Inc,Com,071813109,313000 ,4753 ,,x,,,4753 ,0 ,0
Bell Atlantic,Com,077853109,2384000 ,46132 ,x,,,,44932 ,1200 ,0
Bell Atlantic,Com,077853109,988000 ,19134 ,,x,,,17820 ,1314 ,0
BellSouth Corp,Com,079860102,245000 ,6116 ,,x,,,6116 ,0 ,0
BellSouth Corp,Com,079860102,403000 ,10084 ,,x,,,8244 ,1840 ,0
Berkshire Hathaway Inc - Cl B,,084670207,1471000 ,626 ,x,,,,606 ,20 ,0
Boeing Co,Com,097023105,398000 ,11710 ,x,,,,11710 ,0 ,0
Boeing Co,Com,097023105,300000 ,8840 ,,x,,,8660 ,180 ,0
Bristol Myers Squibb Co,,110122108,4542000 ,70850 ,x,,,,69250 ,1600 ,0
Bristol Myers Squibb Co,,110122108,2911000 ,45406 ,,x,,,45406 ,0 ,0
CSX Corp,Com,126408103,246000 ,6343 ,x,,,,6143 ,200 ,0
CSX Corp,Com,126408103,241000 ,6200 ,,x,,,6200 ,0 ,0
Caterpillar Inc Del,Com,149123101,1041000 ,22667 ,x,,,,21667 ,1000 ,0
Chase Manhattan Corp (New),,16161A108,359000 ,4420 ,x,,,,4420 ,0 ,0
Chevron Corporation,Com,166751107,588000 ,6626 ,x,,,,6626 ,0 ,0
Cisco Systems Inc.,,17275R102,405000 ,3700 ,x,,,,3700 ,0 ,0
Coca Cola Co,Com,191216100,1360000 ,22170 ,x,,,,21170 ,1000 ,0
Coca Cola Co,Com,191216100,395000 ,6450 ,,x,,,6450 ,0 ,0
TOTAL,,,71035000 ,1571123 ,,,,,1557681 ,13442 ,0
Colgagte Palmolive Co,,194162103,762000 ,8290 ,x,,,,8290 ,0 ,0
Compaq Computer Corp,Com,204493100,1479000 ,46699 ,x,,,,43499 ,3200 ,0
Corning Inc,Com,219350105,249000 ,4155 ,x,,,,4155 ,0 ,0
Corning Inc,Com,219350105,306000 ,5112 ,,x,,,5112 ,0 ,0
The Walt Disney Company,Com,254687106,1912000 ,61451 ,x,,,,59651 ,1800 ,0
The Walt Disney Company,Com,254687106,492000 ,15820 ,,x,,,15520 ,300 ,0
Dover Corp,Com,260003108,294000 ,8960 ,x,,,,8960 ,0 ,0
Dow Chemical,Com,260543103,237000 ,2546 ,x,,,,2546 ,0 ,0
DuPont E I De Nemours & Co.,Com,01837715,1526000 ,26295 ,x,,,,25395 ,900 ,0
DuPont E I De Nemours & Co.,Com,263534109,212000 ,3658 ,,x,,,3658 ,0 ,0
Eastman Kodak Co,Com,277461109,491000 ,7700 ,x,,,,7700 ,0 ,0
Eastman Kodak Co,Com,277461109,283000 ,4435 ,,x,,,4435 ,0 ,0
Emerson Electric Co,Com,291011104,3312000 ,62588 ,x,,,,62588 ,0 ,0
Emerson Electric Co,Com,291011104,972000 ,18380 ,,x,,,17980 ,400 ,0
Evergreen Bancorp Inc Del,Com,300182102,5140000 ,160030 ,x,,,,160030 ,0 ,0
Exxon Corp,Com,302290101,7587000 ,107529 ,x,,,,106229 ,1300 ,0
Exxon Corp,Com,302290101,3606000 ,51110 ,,x,,,47410 ,3700 ,0
Fed Home Loan Mortgage Corp,,313400301,575000 ,10050 ,x,,,,10050 ,0 ,0
"Fleet Financial Group, Inc.",,338915101,383000 ,10200 ,x,,,,10200 ,0 ,0
GTE Corp,Com,362320103,733000 ,12126 ,x,,,,12126 ,0 ,0
GTE Corp,Com,362320103,225000 ,3730 ,,x,,,3730 ,0 ,0
General Electric Co,Com,369604103,19262000 ,174135 ,x,,,,172735 ,1400 ,0
General Electric Co,Com,369604103,9394000 ,84923 ,,x,,,71833 ,13090 ,0
General Mills Inc,Com,370334104,362000 ,4800 ,x,,,,4800 ,0 ,0
General Motors Corp ,Com,370442105,571000 ,6570 ,x,,,,6570 ,0 ,0
Gillette Co.,Com,375766102,3516000 ,59170 ,x,,,,57770 ,1400 ,0
Gillette Co.,Com,375766102,777000 ,13090 ,,x,,,12690 ,400 ,0
Halliburton Co,Com,406216101,233000 ,6070 ,x,,,,5970 ,100 ,0
Harley-Davidson,,412822108,458000 ,8000 ,x,,,,8000 ,0 ,0
Hewlett Packard Co,Com,428236103,325000 ,4800 ,,x,,,4800 ,0 ,0
Home Depot Inc.,,437076102,641000 ,10300 ,,,,,10300 ,0 ,0
Intel Corp,,458140100,3847000 ,32365 ,x,,,,32365 ,0 ,0
Intel Corp,,458140100,1603000 ,13490 ,,x,,,13490 ,0 ,0
IBM,,459200101,1763000 ,9950 ,x,,,,9950 ,0 ,0
IBM,,459200101,5477000 ,30900 ,,x,,,29950 ,950 ,0
International Flavors & Frag ,Com,459506101,396000 ,10559 ,,,,,10359 ,200 ,0
International Flavors & Frag,,459506101,495000 ,13194 ,,x,,,13094 ,100 ,0
Johnson & Johnson,Com,478160104,8362000 ,89052 ,x,,,,87952 ,1100 ,0
Johnson & Johnson,Com,478160104,2740000 ,29313 ,x,,,,29213 ,100 ,0
Kellogg Co,Com,487836108,250000 ,7400 ,x,,,,7400 ,0 ,0
Kellogg Co,Com,487836108,250000 ,7400 ,,x,,,7400 ,0 ,0
TOTAL,,,91498000 ,1246345 ,,,,,241173 ,2450 ,0
Lilly Eli & Co,Com,532457108,3362000 ,39625 ,x,,,,39125 ,500 ,0
Lilly Eli & Co,Com,532457108,981000 ,11560 ,,x,,,11560 ,0 ,0
Lowe's Companies,,548661107,206000 ,3415 ,x,,,,3415 ,0 ,0
Lucent Technologies,,549463107,7310000 ,67690 ,x,,,,67490 ,200 ,0
Lucent Technologies,,549463107,1651000 ,15289 ,,x,,,14275 ,1014 ,0
McDonalds Corp,Com,580135101,1254000 ,27692 ,x,,,,27692 ,0 ,0
McDonalds Corp,Com,580135101,416000 ,9196 ,,x,,,9100 ,96 ,0
Medtronic Inc,,585055106,1041000 ,14490 ,x,,,,14490 ,0 ,0
Merck & Co Inc,Com,589331107,6750000 ,84260 ,x,,,,84260 ,0 ,0
Merck & Co Inc,Com,589331107,2311000 ,28850 ,,x,,,28850 ,0 ,0
Microsoft Corp,,594918104,4121000 ,45986 ,x,,,,44686 ,1300 ,0
Microsoft Corp,,594918104,983000 ,10974 ,,x,,,10374 ,600 ,0
Minnesota Mng & Mfg Co,Com,604059105,3040000 ,42974 ,x,,,,42574 ,400 ,0
Minnesota Mng & Mfg Co,Com,604059105,1284000 ,18150 ,,x,,,17750 ,400 ,0
Mobil Corp,Com,607059102,4301000 ,48875 ,x,,,,48775 ,100 ,0
Mobil Corp,Com,607059102,833000 ,9475 ,,x,,,9475 ,0 ,0
Monsanto,,611662107,1117000 ,24320 ,x,,,,24120 ,200 ,0
Monsanto,,611662107,223000 ,4860 ,,x,,,4760 ,100 ,0
Morgan J P & Co Inc,Com,616880100,2671000 ,21656 ,x,,,,21256 ,400 ,0
Morgan J P & Co Inc,Com,616880100,339000 ,2750 ,,x,,,2750 ,0 ,0
Motorola Inc,,620076109,833000 ,11377 ,x,,,,11377 ,0 ,0
Motorola Inc,,620076109,402000 ,5500 ,,x,,,5500 ,0 ,0
Nucor Corp,Com,670346105,848000 ,19251 ,x,,,,19151 ,100 ,0
PPG Inds Inc,Com,693506107,205000 ,4000 ,,x,,,4000 ,0 ,0
Pepsico Inc,Com,713448108,3811000 ,97272 ,x,,,,97172 ,100 ,0
Pepsico Inc,Com,713448108,1050000 ,26807 ,,x,,,26807 ,0 ,0
Pfizer Inc ,Com,717081103,2469000 ,17800 ,x,,,,17800 ,0 ,0
Pfizer Inc ,Com,717081103,2261000 ,16302 ,,x,,,15702 ,600 ,0
Philip Morris Cos,Com,718154107,264000 ,7515 ,x,,,,7515 ,0 ,0
Procter & Gamble Co,,742718109,9830000 ,100379 ,x,,,,99079 ,1300 ,0
Procter & Gamble Co,,742718109,2247000 ,22950 ,,x,,,22750 ,200 ,0
"SBC Communications, Inc.",,78387G103,440000 ,9334 ,,x,,,9334 ,0 ,0
"SBC Communications, Inc.",,78387G103,451000 ,9568 ,,x,,,7908 ,1660 ,0
Sara Lee,Com,803111103,2095000 ,84664 ,x,,,,83364 ,1300 ,0
Sara Lee,Com,803111103,620000 ,25060 ,,x,,,25060 ,0 ,0
Schering - Plough Corp,,806605101,2037000 ,36885 ,x,,,,34085 ,2800 ,0
Schering - Plough Corp,,806605101,210000 ,3810 ,,x,,,3410 ,400 ,0
Schlumberger,Com,806857108,593000 ,9860 ,x,,,,9760 ,100 ,0
Schlumberger,Com,806857108,294000 ,4888 ,,x,,,4888 ,0 ,0
Schwab Charles Corp,,808513105,216000 ,2250 ,x,,,,2250 ,0 ,0
Smithkline Beecham PLC_ADR,,832378301,377000 ,5280 ,,x,,,5280 ,0 ,0
TOTAL,,,75747000 ,1052839 ,,,,,1038969 ,13870 ,0
Sprint Corp,,852061100,830000 ,8465 ,x,,,,8465 ,0 ,0
Sprint Corp,,852061100,206000 ,2100 ,,x,,,2100 ,0 ,0
Teco Energy Inc,,872375100,215000 ,10870 ,x,,,,10670 ,200 ,0
Texaco Inc,Com,881694103,264000 ,4658 ,x,,,,4658 ,0 ,0
Trustco Bank Corp N Y,,898349105,244000 ,9768 ,x,,,,9768 ,0 ,0
Wal Mart Stores Inc,,931142103,1178000 ,12780 ,x,,,,12280 ,500 ,0
Warner Lambert Co,Com,934488107,325000 ,4908 ,x,,,,4908 ,0 ,0
Westvaco Corp,,961548104,503000 ,23998 ,,x,,,23998 ,0 ,0
Xerox Corp,Com,984121103,2280000 ,43750 ,x,,,,42750 ,1000 ,0
Xerox Corp,Com,984121103,517000 ,9920 ,,x,,,9920 ,0 ,0
TOTAL,,,6562000 ,131217 ,,,,,129517 ,1700 ,0
,,Total,"$244,842,000",,,,,,,,
,,Total Shares,"4,001,524",,,,,,,,
