<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 8,621
<INT-BEARING-DEPOSITS> 7,680
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 140,057
<INVESTMENTS-CARRYING> 24,707
<INVESTMENTS-MARKET> 24,315
<LOANS> 331,556
<ALLOWANCE> 3,783
<TOTAL-ASSETS> 539,154
<DEPOSITS> 445,333
<SHORT-TERM> 7,167
<LIABILITIES-OTHER> 4,014
<LONG-TERM> 46,181
0
0
<COMMON> 25,324
<OTHER-SE> 11,135
<TOTAL-LIABILITIES-AND-EQUITY> 539,154
<INTEREST-LOAN> 14,324
<INTEREST-INVEST> 5,303
<INTEREST-OTHER> 174
<INTEREST-TOTAL> 19,801
<INTEREST-DEPOSIT> 9,059
<INTEREST-EXPENSE> 10,614
<INTEREST-INCOME-NET> 9,187
<LOAN-LOSSES> 388
<SECURITIES-GAINS> (6)
<EXPENSE-OTHER> 9,098
<INCOME-PRETAX> 2,396
<INCOME-PRE-EXTRAORDINARY> 2,396
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,687
<EPS-BASIC> 0.42
<EPS-DILUTED> 0.42
<YIELD-ACTUAL> 8.21
<LOANS-NON> 2,452
<LOANS-PAST> 1,328
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,320
<CHARGE-OFFS> 429
<RECOVERIES> 151
<ALLOWANCE-CLOSE> 3,783
<ALLOWANCE-DOMESTIC> 3,783
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>