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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 12,826
<INT-BEARING-DEPOSITS> 7,153
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 138,143
<INVESTMENTS-CARRYING> 24,810
<INVESTMENTS-MARKET> 25,135
<LOANS> 329,283
<ALLOWANCE> 3,956
<TOTAL-ASSETS> 539,020
<DEPOSITS> 435,271
<SHORT-TERM> 12,399
<LIABILITIES-OTHER> 5,021
<LONG-TERM> 48,854
0
0
<COMMON> 25,324
<OTHER-SE> 12,151
<TOTAL-LIABILITIES-AND-EQUITY> 37,475
<INTEREST-LOAN> 21,999
<INTEREST-INVEST> 7,983
<INTEREST-OTHER> 202
<INTEREST-TOTAL> 30,184
<INTEREST-DEPOSIT> 13,838
<INTEREST-EXPENSE> 16,365
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<LOAN-LOSSES> 792
<SECURITIES-GAINS> (85)
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<YIELD-ACTUAL> 8.38
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<RECOVERIES> 162
<ALLOWANCE-CLOSE> 3,956
<ALLOWANCE-DOMESTIC> 3,956
<ALLOWANCE-FOREIGN> 0
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</TABLE>
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