<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported) October 27, 2000
GREATER ATLANTIC FINANCIAL CORP.
--------------------------------
(Exact Name of Registrant as Specified in Its Charter)
Delaware 000-26467 54-18773112
--------- -------------- -----------
(State or other Jurisdiction of (Commission (IRS Employer
Incorporation or Organization File Number) Identification No.)
10700 Parkridge Boulevard, Reston, Virginia 20191
-------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
(703) 391-1300
---------------
(Registrant's Telephone Number, including Area Code)
Not Applicable
--------------
(Former Name or Former Address, If Changed Since Last Report)
<PAGE> 2
ITEM 5. OTHER EVENTS.
------------
On October 26, 2000, Greater Atlantic Financial Corp., a Delaware
corporation ("Greater Atlantic"), announced that it would incur special charges
in the quarter ended September 30, 2000.
The announcement was made in a press release dated October 26, 2000, a
copy of which is attached as Exhibit 99.1.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
---------------------------------
Exhibit 99.1 Press Release dated October 26, 2000.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: October 27, 2000 By: /s/ Carroll E. Amos
-------------------------------------
Carroll E. Amos
President and Chief Executive Officer
2