WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 3
<NAME> LARGE-CAP VALUE FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 1,043,154
<INVESTMENTS-AT-VALUE> 1,054,663
<RECEIVABLES> 1,859
<ASSETS-OTHER> 15,477
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,071,999
<PAYABLE-FOR-SECURITIES> 55,415
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6,143
<TOTAL-LIABILITIES> 61,558
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,000,524
<SHARES-COMMON-STOCK> 103,797
<SHARES-COMMON-PRIOR> 59,741
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1,592)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 11,509
<NET-ASSETS> 1,010,441
<DIVIDEND-INCOME> 11,009
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 5,704
<NET-INVESTMENT-INCOME> 5,305
<REALIZED-GAINS-CURRENT> (6,897)
<APPREC-INCREASE-CURRENT> 11,812
<NET-CHANGE-FROM-OPS> 10,220
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 45,769
<NUMBER-OF-SHARES-REDEEMED> 1,853
<SHARES-REINVESTED> 140
<NET-CHANGE-IN-ASSETS> 419,158
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,981
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 16,282
<AVERAGE-NET-ASSETS> 832,947
<PER-SHARE-NAV-BEGIN> 9.90
<PER-SHARE-NII> 0.05
<PER-SHARE-GAIN-APPREC> (0.22)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.73
<EXPENSE-RATIO> 0<F1>
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
<FN>
<F1>Ratio of net expenses to average net assets, annualized.
</FN>
</TABLE>
