USBANCORP TRUST CO/PA
13F-HR, 2000-11-13
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                            UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/29/00

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    USBANCORP Trust Co
ADDRESS: U.S. Bank Building
         Main & Franklin Sts
         Johnstown, PA 15901

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     Michael P Geiser
TITLE:    Ass't Vice Presidend & Mgr
PHONE:    (814)533-5378
SIGNATURE,PLACE,AND DATE OF SIGNING:

    Michael P Geiser               Johnstown, PA            10/4/00


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:     80

FORM 13F INFORMATION TABLE VALUE TOTAL:             $104,042
<PAGE>
<TABLE>                          <C>                                                <C>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

AMDOCS LTD                     ORD              G02602103     1806    28960 SH       SOLE                  28960        0        0
AMDOCS LTD                     ORD              G02602103       54      860 SH       OTHER                   860        0        0
AT&T CORP                      COM              001957109      287     9767 SH       SOLE                   9767        0        0
AT&T CORP                      COM              001957109       35     1200 SH       OTHER                  1200        0        0
AT&T CORP                      COM LIB GRP A    001957208     1514    84095 SH       SOLE                  84095        0        0
AT&T CORP                      COM LIB GRP A    001957208       44     2425 SH       OTHER                  2425        0        0
ALLSTATE CORP                  COM              020002101      412    11866 SH       SOLE                  11866        0        0
AMERICAN INTL GROUP INC        COM              026874107      442     4615 SH       SOLE                   4615        0        0
AMGEN INC                      COM              031162100      227     3250 SH       SOLE                   3250        0        0
BP AMOCO P L C                 SPONSORED ADR    055622104     4290    80939 SH       SOLE                  80939        0        0
BP AMOCO P L C                 SPONSORED ADR    055622104      124     2348 SH       OTHER                  2348        0        0
BT FINL CORP                   COM              055763106     1051    56837 SH       SOLE                  56837        0        0
BT FINL CORP                   COM              055763106      127     6862 SH       OTHER                  6862        0        0
BANK OF AMERICA CORPORATION    COM              060505104     2337    44630 SH       SOLE                  44630        0        0
BANK OF AMERICA CORPORATION    COM              060505104       15      288 SH       OTHER                   288        0        0
BELLSOUTH CORP                 COM              079860102      457    11352 SH       SOLE                  11352        0        0
BELLSOUTH CORP                 COM              079860102       32      800 SH       OTHER                   800        0        0
BESTFOODS                      COM              08658U101      364     5000 SH       OTHER                  5000        0        0
CABLEVISION SYS CORP           CL A             12686C109     1890    28500 SH       SOLE                  28500        0        0
CABLEVISION SYS CORP           CL A             12686C109       56      850 SH       OTHER                   850        0        0
CARDINAL HEALTH INC            COM              14149Y108      225     2555 SH       SOLE                   2555        0        0
CISCO SYS INC                  COM              17275R102     1877    33970 SH       SOLE                  33970        0        0
CISCO SYS INC                  COM              17275R102       97     1750 SH       OTHER                  1750        0        0
COMVERSE TECHNOLOGY INC        COM PAR $0.10    205862402     2646    24500 SH       SOLE                  24500        0        0
COMVERSE TECHNOLOGY INC        COM PAR $0.10    205862402       76      700 SH       OTHER                   700        0        0
CORNING INC                    COM              219350105      260      875 SH       SOLE                    875        0        0
CROWN AMERN RLTY TR            SH BEN INT       228186102      310    51205 SH       SOLE                  51205        0        0
ENRON CORP                     COM              293561106      534     6092 SH       SOLE                   6092        0        0
EXXON MOBIL CORP               COM              30231G102      762     8553 SH       SOLE                   8553        0        0
EXXON MOBIL CORP               COM              30231G102      195     2186 SH       OTHER                  1886      300        0
FEDERAL HOME LN MTG CORP       COM              313400301     1891    34975 SH       SOLE                  34975        0        0
FEDERAL HOME LN MTG CORP       COM              313400301       70     1300 SH       OTHER                  1300        0        0
FEDERAL NATL MTG ASSN          COM              313586109      372     5200 SH       SOLE                   5200        0        0
FEDERAL NATL MTG ASSN          COM              313586109       14      200 SH       OTHER                   200        0        0
FIRST COMWLTH FINL CORP PA     COM              319829107       87     8940 SH       SOLE                   8940        0        0
FIRST COMWLTH FINL CORP PA     COM              319829107      172    17800 SH       OTHER                 17800        0        0
FIRSTAR CORP NEW WIS           COM              33763V109     1701    76005 SH       SOLE                  76005        0        0
FIRSTAR CORP NEW WIS           COM              33763V109       48     2145 SH       OTHER                  2145        0        0
GENERAL ELEC CO                COM              369604103     2096    36330 SH       SOLE                  36330        0        0
GENERAL MTRS CORP              COM              370442105     1591    24470 SH       SOLE                  24470        0        0
GENERAL MTRS CORP              COM              370442105       38      580 SH       OTHER                   580        0        0
HEINZ H J CO                   COM              423074103      473    12750 SH       SOLE                  12750        0        0
INTEL CORP                     COM              458140100     2733    65750 SH       SOLE                  65750        0        0
INTEL CORP                     COM              458140100       54     1300 SH       OTHER                  1300        0        0
INTERNATIONAL BUSINESS MACHS   COM              459200101      289     2566 SH       SOLE                   2566        0        0
JOHNSON & JOHNSON              COM              478160104      361     3838 SH       SOLE                   3838        0        0
JOHNSON & JOHNSON              COM              478160104       19      200 SH       OTHER                   200        0        0
KROGER CO                      COM              501044101      210     9300 SH       SOLE                   9300        0        0
LUCENT TECHNOLOGIES INC        COM              549463107      357    11683 SH       SOLE                  11683        0        0
LUCENT TECHNOLOGIES INC        COM              549463107       45     1472 SH       OTHER                  1472        0        0
MELLON FINL CORP               COM              58551A108      461     9940 SH       SOLE                   9940        0        0
NEXTEL COMMUNICATIONS INC      CL A             65332V103     1608    34395 SH       SOLE                  34395        0        0
NEXTEL COMMUNICATIONS INC      CL A             65332V103       47     1010 SH       OTHER                  1010        0        0
NEXTLINK COMMUNICATIONS INC    CL A             65333H707     1987    56460 SH       SOLE                  56460        0        0
NEXTLINK COMMUNICATIONS INC    CL A             65333H707       59     1670 SH       OTHER                  1670        0        0
OMEGA FINL CORP                COM              682092101      368    12175 SH       SOLE                  12175        0        0
PARKVALE FINL CORP             COM              701492100      883    49033 SH       OTHER                 49033        0        0
PFIZER INC                     COM              717081103      871    19391 SH       SOLE                  19391        0        0
PROGRESSIVE CORP OHIO          COM              743315103      393     4802 SH       SOLE                   4802        0        0
QWEST COMMUNICATIONS INTL INC  COM              749121109     1518    31589 SH       SOLE                  31589        0        0
QWEST COMMUNICATIONS INTL INC  COM              749121109       75     1554 SH       OTHER                  1036      518        0
SBC COMMUNICATIONS INC         COM              78387G103      640    12792 SH       SOLE                  12792        0        0
SBC COMMUNICATIONS INC         COM              78387G103       76     1510 SH       OTHER                  1510        0        0
SPDR TR                        UNIT SER 1       78462F103    42986   299291 SH       SOLE                 299291        0        0
SPDR TR                        UNIT SER 1       78462F103     2774    19317 SH       OTHER                 19317        0        0
SEARS ROEBUCK & CO             COM              812387108      209     6440 SH       SOLE                   6440        0        0
TERADYNE INC                   COM              880770102     1233    35230 SH       SOLE                  35230        0        0
TERADYNE INC                   COM              880770102       35     1010 SH       OTHER                  1010        0        0
THREE RIVS BANCORP INC         COM              88562Q107     2188   273506 SH       SOLE                 272906        0      600
THREE RIVS BANCORP INC         COM              88562Q107      123    15400 SH       OTHER                 15400        0        0
UNITED TECHNOLOGIES CORP       COM              913017109     2657    38368 SH       SOLE                  38368        0        0
UNITED TECHNOLOGIES CORP       COM              913017109       76     1100 SH       OTHER                  1100        0        0
USBANCORP INC PA               COM              917292104     2926   748928 SH       SOLE                 747728        0     1200
USBANCORP INC PA               COM              917292104      120    30800 SH       OTHER                 30800        0        0
VERIZON COMMUNICATIONS         COM              92343V104      740    15269 SH       SOLE                  15269        0        0
VERIZON COMMUNICATIONS         COM              92343V104       74     1528 SH       OTHER                  1528        0        0
VIACOM INC                     CL B             925524308     1686    28819 SH       SOLE                  28819        0        0
VIACOM INC                     CL B             925524308       47      795 SH       OTHER                   795        0        0
WILLIAMS COS INC DEL           COM              969457100     1943    45990 SH       SOLE                  45990        0        0
WILLIAMS COS INC DEL           COM              969457100       72     1700 SH       OTHER                  1700        0        0
</TABLE>


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