UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: The Trust Co. Of Oklahoma
ADDRESS: 5727 South Lewis Avenue
Tulsa, OK 74105
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: Karen Perkins
TITLE: Vice President and Comptroller
PHONE: (918)744-0553
SIGNATURE,PLACE,AND DATE OF SIGNING:
Karen Perkins Tulsa, OK 10/2/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 816
FORM 13F INFORMATION TABLE VALUE TOTAL: $411,546
<PAGE>
<TABLE> <C>
<C>
FORM 13F
INFORMATION TABLE
VALUE SHARES/ SH/
PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN
CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- ---
- ---- ------- ------------ -------- -------- --------
AAON COMMON STOCK 000360206 57 4200 SH
DEFINED 4200 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 4991 136049 SH
DEFINED 133944 0 2105
ABBOTT LABORATORIES COMMON STOCK 002824100 1064 29015 SH
OTHER 29015 0 0
ACNIELSEN COMMON STOCK 004833109 5 208 SH
DEFINED 208 0 0
ACXIOM COMMON STOCK 005125109 826 42000 SH
DEFINED 41500 0 500
ACXIOM COMMON STOCK 005125109 88 4500 SH
OTHER 4500 0 0
ADAMS GOLF COMMON STOCK 006228100 3 1000 SH
OTHER 1000 0 0
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 3084 73545 SH
DEFINED 72180 0 1365
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 285 6805 SH
OTHER 6805 0 0
ADDVANTAGE MEDIA GROUP COMMON STOCK 006743306 5 1795 SH
DEFINED 1795 0 0
ADVANCED ENERGY COMMON STOCK 007973100 61 1971 SH
OTHER 1971 0 0
AETNA COMMON STOCK 008117103 20 400 SH
DEFINED 400 0 0
AFLAC COMMON STOCK 001055102 440 10500 SH
DEFINED 10500 0 0
AGL RESOURCES COMMON STOCK 001204106 8 480 SH
DEFINED 480 0 0
AIRBORNE FREIGHT COMMON STOCK 009266107 15 700 SH
DEFINED 700 0 0
ALBERTSONS COMMON STOCK 013104104 131 3316 SH
DEFINED 3316 0 0
ALBERTSONS COMMON STOCK 013104104 150 3800 SH
OTHER 3800 0 0
ALCOA COMMON STOCK 013817101 25 400 SH
DEFINED 400 0 0
ALLEGHENY ENERGY COMMON STOCK 017361106 15 468 SH
DEFINED 468 0 0
ALLERGAN COMMON STOCK 018490102 166 1507 SH
DEFINED 1507 0 0
ALLERGAN COMMON STOCK 018490102 429 3900 SH
OTHER 3900 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 1 105 SH
OTHER 105 0 0
ALLIANT COMMON STOCK 018802108 11 400 SH
DEFINED 400 0 0
ALLSTATE COMMON STOCK 020002101 305 12240 SH
DEFINED 12240 0 0
ALLSTATE COMMON STOCK 020002101 18 740 SH
OTHER 740 0 0
ALLTEL COMMON STOCK 020039103 34 483 SH
DEFINED 483 0 0
ALLTEL COMMON STOCK 020039103 21 296 SH
OTHER 296 0 0
AMAZON COMMON STOCK 023135106 2 20 SH
DEFINED 20 0 0
AMEREN COMMON STOCK 023608102 69 1825 SH
DEFINED 1825 0 0
AMERICA ONLINE COMMON STOCK 02364J104 96 925 SH
DEFINED 925 0 0
AMERICA ONLINE COMMON STOCK 02364J104 5 50 SH
OTHER 50 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 44 1285 SH
DEFINED 1285 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 4 112 SH
OTHER 0 0 112
AMERICAN EXPRESS COMMON STOCK 025816109 152 1125 SH
DEFINED 1125 0 0
AMERICAN GENERAL COMMON STOCK 026351106 191 3012 SH
DEFINED 3012 0 0
AMERICAN GREETINGS COMMON STOCK 026375105 18 700 SH
DEFINED 700 0 0
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 443 10680 SH
DEFINED 10680 0 0
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 125 3000 SH
OTHER 3000 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 9465 108877 SH
DEFINED 108315 0 562
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 1808 20795 SH
OTHER 20795 0 0
AMERICAN MEDICAL SECURITY GROU COMMON STOCK 02744P101 60 9200 SH
DEFINED 9200 0 0
AMERICAN WATER WORKS COMMON STOCK 030411102 17 600 SH
OTHER 600 0 0
AMERITECH COMMON STOCK 030954101 1135 17004 SH
DEFINED 17004 0 0
AMERITECH COMMON STOCK 030954101 572 8568 SH
OTHER 6312 0 2256
AMERITRADE HLDG CORP CL A COMMON STOCK 03072H109 6 300 SH
DEFINED 300 0 0
AMETEK COMMON STOCK 031100100 16 800 SH
DEFINED 800 0 0
AMFM COMMON STOCK 001693100 6 100 SH
DEFINED 100 0 0
AMGEN COMMON STOCK 031162100 134 1650 SH
DEFINED 1650 0 0
AMGEN COMMON STOCK 031162100 8 100 SH
OTHER 100 0 0
AMLI RESIDENTIAL PRPERTIES TRU COMMON STOCK 001735109 21 1000 SH
DEFINED 1000 0 0
ANADARKO PET COMMON STOCK 032511107 47 1542 SH
DEFINED 1542 0 0
ANGLO AMERICAN PLC ADR COMMON STOCK 03485P102 12 220 SH
OTHER 220 0 0
ANGLOGOLD LTD COMMON STOCK 035128206 49 1561 SH
OTHER 1561 0 0
ANHEUSER BUSCH COMMON STOCK 035229103 12 166 SH
DEFINED 166 0 0
ANTEC COMMON STOCK 03664P105 53 1000 SH
DEFINED 1000 0 0
APACHE COMMON STOCK 037411105 37 865 SH
DEFINED 865 0 0
APPLE COMPUTER COMMON STOCK 037833100 32 500 SH
DEFINED 500 0 0
APPLIED DIGITAL ACCESS INC COMMON STOCK 038181103 5 900 SH
DEFINED 900 0 0
APPLIED MATERIALS COMMON STOCK 038222105 45 580 SH
DEFINED 580 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 37 3015 SH
DEFINED 3015 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 114 9402 SH
OTHER 9402 0 0
ARROW ELECTRONICS COMMON STOCK 042735100 71 4000 SH
DEFINED 4000 0 0
ASHLAND COMMON STOCK 044204105 14 412 SH
DEFINED 412 0 0
ASSOCIATES FIRST CAPITAL COMMON STOCK 046008108 165 4586 SH
DEFINED 4586 0 0
ASSOCIATES FIRST CAPITAL COMMON STOCK 046008108 23 640 SH
OTHER 640 0 0
AT&T COMMON STOCK 001957109 2916 67029 SH
DEFINED 66189 0 840
AT&T COMMON STOCK 001957109 472 10847 SH
OTHER 8027 0 2820
AT&T LIBERTY MEDIA GROUP COMMON STOCK 001957208 56 1514 SH
DEFINED 1514 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 3032 34210 SH
DEFINED 33880 0 330
ATLANTIC RICHFIELD COMMON STOCK 048825103 559 6312 SH
OTHER 5880 0 432
ATMEL COMMON STOCK 049513104 14 400 SH
DEFINED 400 0 0
ATMOS ENERGY COMMON STOCK 049560105 12 500 SH
DEFINED 500 0 0
ATRIX LABS INC COMMON STOCK 04962L101 1 200 SH
DEFINED 200 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 4888 109532 SH
DEFINED 107652 0 1880
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 562 12595 SH
OTHER 12595 0 0
AVON PRODUCTS COMMON STOCK 054303102 15 600 SH
DEFINED 600 0 0
AVON PRODUCTS COMMON STOCK 054303102 50 2000 SH
OTHER 2000 0 0
BAKER HUGHES COMMON STOCK 057224107 3 100 SH
DEFINED 100 0 0
BAKER HUGHES COMMON STOCK 057224107 36 1238 SH
OTHER 1238 0 0
BALDOR ELECTRIC COMMON STOCK 057741100 7 350 SH
DEFINED 350 0 0
BANCWEST COMMON STOCK 059790105 123 3016 SH
DEFINED 3016 0 0
BANK OF AMERICA COMMON STOCK 060505104 439 7889 SH
DEFINED 7889 0 0
BANK OF AMERICA COMMON STOCK 060505104 705 12656 SH
OTHER 12656 0 0
BANK ONE COMMON STOCK 06423A103 254 7303 SH
DEFINED 7303 0 0
BANK ONE COMMON STOCK 06423A103 255 7327 SH
OTHER 7327 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 5 200 SH
DEFINED 200 0 0
BARRETT RESOURCES COMMON STOCK 068480201 21 578 SH
DEFINED 578 0 0
BATTLE MOUNTAIN GOLD COMMON STOCK 071593107 2 729 SH
DEFINED 729 0 0
BELL ATLANTIC COMMON STOCK 077853109 1020 15154 SH
DEFINED 15154 0 0
BELL ATLANTIC COMMON STOCK 077853109 299 4438 SH
OTHER 1780 0 2658
BELLSOUTH COMMON STOCK 079860102 1420 31550 SH
DEFINED 31550 0 0
BELLSOUTH COMMON STOCK 079860102 573 12724 SH
OTHER 9340 0 3384
BERKSHIRE ENERGY RESOURCES COMMON STOCK 084644103 13 510 SH
OTHER 510 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670108 55 1 SH
DEFINED 1 0 0
BERKSHIRE HATHAWAY CLASS B COMMON STOCK 084670207 340 183 SH
DEFINED 183 0 0
BEST BUY COMMON STOCK 086516101 1870 30165 SH
DEFINED 30165 0 0
BEST BUY COMMON STOCK 086516101 353 5695 SH
OTHER 5695 0 0
BESTFOODS COMMON STOCK 08658U101 107 2210 SH
DEFINED 2210 0 0
BIG DOG HLDGS INC COMMON STOCK 089128102 6 1000 SH
DEFINED 1000 0 0
BIOGEN COMMON STOCK 090597105 32 400 SH
DEFINED 400 0 0
BJS WHOLESALE CLUB COMMON STOCK 05548J106 59 2000 SH
DEFINED 2000 0 0
BMC SOFTWARE COMMON STOCK 055921100 3 40 SH
DEFINED 40 0 0
BOEING COMMON STOCK 097023105 189 4433 SH
DEFINED 4433 0 0
BOEING COMMON STOCK 097023105 162 3800 SH
OTHER 3800 0 0
BOISE CASCADE CORPORATION COMMON STOCK 097383103 12 333 SH
OTHER 333 0 0
BOK FINANCIAL COMMON STOCK 05561Q201 1020 52289 SH
DEFINED 52289 0 0
BOMBAY INC COMMON STOCK 097924104 1 100 SH
DEFINED 100 0 0
BOSTON SCIENTIFIC COMMON STOCK 101137107 37 1500 SH
DEFINED 1500 0 0
BP AMOCO PLC COMMON STOCK 055622104 14677 132445 SH
DEFINED 131121 0 1324
BP AMOCO PLC COMMON STOCK 055622104 3955 35690 SH
OTHER 35690 0 0
BRAUNS FASHIONS COMMON STOCK 105658108 36 2000 SH
DEFINED 2000 0 0
BRINKER INTERNATIONAL COMMON STOCK 109641100 8 300 SH
DEFINED 300 0 0
BRINKER INTERNATIONAL COMMON STOCK 109641100 16 600 SH
OTHER 600 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 9657 143063 SH
DEFINED 141278 0 1785
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 2343 34704 SH
OTHER 34704 0 0
BROADCOM COMMON STOCK 111320107 22 200 SH
DEFINED 200 0 0
BUCKEYE PARTNERS L P COMMON STOCK 118230101 5 200 SH
DEFINED 200 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 108 3915 SH
DEFINED 3915 0 0
BURLINGTON RESOURCES COMMON STOCK 122014103 102 2788 SH
DEFINED 2788 0 0
BURLINGTON RESOURCES COMMON STOCK 122014103 384 10457 SH
OTHER 10457 0 0
CALIFORNIA WTR SVC GRP HLDG CO COMMON STOCK 130788102 6 216 SH
DEFINED 216 0 0
CAMDEN PROPERTY TRUST COMMON STOCK 133131102 8 286 SH
DEFINED 286 0 0
CANADA SOUTHN PETE LTD COMMON STOCK 135231108 8 1000 SH
DEFINED 1000 0 0
CAPITOL FED FINL COMMON STOCK 14057C106 3 300 SH
DEFINED 300 0 0
CARNIVAL CORP COMMON STOCK 143658102 2656 61055 SH
DEFINED 59920 0 1135
CARNIVAL CORP COMMON STOCK 143658102 76 1740 SH
OTHER 1740 0 0
CAROLINA POWER & LIGHT COMMON STOCK 144141108 13 370 SH
DEFINED 370 0 0
CAROLINA POWER & LIGHT COMMON STOCK 144141108 21 580 SH
OTHER 580 0 0
CARRINGTON LABS INC COMMON STOCK 144525102 4 2300 SH
DEFINED 2300 0 0
CATELLUS DEVELOPMENT COMMON STOCK 149111106 6 525 SH
DEFINED 525 0 0
CATERPILLAR TRACTOR COMMON STOCK 149123101 109 1981 SH
OTHER 1981 0 0
CATHERINES STORES COMMON STOCK 14916F100 13 1000 SH
DEFINED 1000 0 0
CATO CORP COMMON STOCK 149205106 7 500 SH
DEFINED 500 0 0
CBS COMMON STOCK 12490K107 192 4147 SH
DEFINED 4147 0 0
CDNOW COMMON STOCK 125086108 10 830 SH
DEFINED 830 0 0
CELGENE COMMON STOCK 151020104 135 5000 SH
DEFINED 5000 0 0
CENTOCOR COMMON STOCK 152342101 1704 29100 SH
DEFINED 29100 0 0
CENTOCOR COMMON STOCK 152342101 53 900 SH
OTHER 900 0 0
CENTRAL & SOUTHWEST COMMON STOCK 152357109 342 16211 SH
DEFINED 16211 0 0
CENTRAL & SOUTHWEST COMMON STOCK 152357109 87 4100 SH
OTHER 3100 0 1000
CENTRAL NEWSPAPERS COMMON STOCK 154647101 53 1200 SH
DEFINED 1200 0 0
CENTURY ALUM CO COMMON STOCK 156431108 5 500 SH
DEFINED 500 0 0
CENTURY BUSINESS SERVICES COMMON STOCK 156490104 5 450 SH
DEFINED 450 0 0
CHALONE WINE GROUP LTD COMMON STOCK 157639105 4 400 SH
DEFINED 400 0 0
CHASE MANHATTAN COMMON STOCK 16161A108 360 4781 SH
DEFINED 4781 0 0
CHEMDEX COMMON STOCK 163595101 15 500 SH
DEFINED 500 0 0
CHEVRON COMMON STOCK 166751107 2136 24062 SH
DEFINED 24062 0 0
CHEVRON COMMON STOCK 166751107 819 9229 SH
OTHER 9229 0 0
CHINA COM COMMON STOCK G2108N109 13 200 SH
DEFINED 200 0 0
CHIRON COMMON STOCK 170040109 55 2000 SH
DEFINED 2000 0 0
CHOICEPOINT INC COMMON STOCK 170388102 27 400 SH
DEFINED 400 0 0
CHUBB COMMON STOCK 171232101 2 50 SH
DEFINED 50 0 0
CIGNA COMMON STOCK 125509109 136 1744 SH
DEFINED 1744 0 0
CINERGY COMMON STOCK 172474108 633 22345 SH
DEFINED 21860 0 485
CINERGY COMMON STOCK 172474108 110 3878 SH
OTHER 3878 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 5403 78811 SH
DEFINED 78277 0 534
CISCO SYSTEMS COMMON STOCK 17275R102 467 6814 SH
OTHER 6814 0 0
CITIGROUP COMMON STOCK 172967101 190 4323 SH
DEFINED 4323 0 0
CLOROX COMMON STOCK 189054109 8 200 SH
OTHER 200 0 0
CNA FINL CORP COMMON STOCK 126117100 5 150 SH
DEFINED 150 0 0
COCA-COLA COMMON STOCK 191216100 671 13901 SH
DEFINED 13901 0 0
COCA-COLA COMMON STOCK 191216100 97 2000 SH
OTHER 2000 0 0
COGNEX COMMON STOCK 192422103 20 656 SH
DEFINED 656 0 0
COHERENT INC COMMON STOCK 192479103 22 1000 SH
DEFINED 1000 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 5 100 SH
DEFINED 100 0 0
COLUMBIA/HCA HEALTHCARE COMMON STOCK 197677107 0 10 SH
DEFINED 10 0 0
COMPAQ COMPUTER COMMON STOCK 204493100 153 6700 SH
DEFINED 6700 0 0
COMPUTER SCIENCES COMMON STOCK 205363104 3370 47935 SH
DEFINED 47050 0 885
COMPUTER SCIENCES COMMON STOCK 205363104 480 6830 SH
OTHER 6830 0 0
CONAGRA COMMON STOCK 205887102 3650 161764 SH
DEFINED 158219 0 3545
CONAGRA COMMON STOCK 205887102 470 20815 SH
OTHER 20815 0 0
CONECTIV COMMON STOCK 206829103 4 225 SH
DEFINED 225 0 0
CONECTIV INC CL A COMMON STOCK 206829202 2 37 SH
DEFINED 37 0 0
CONEXANT SYSTEMS COMMON STOCK 207142100 51 700 SH
DEFINED 700 0 0
CONNECTICUT WATER SERVICES COMMON STOCK 207797101 22 750 SH
DEFINED 750 0 0
CONOCO COMMON STOCK 208251306 14 500 SH
OTHER 500 0 0
CONSOLIDATED EDISON COMMON STOCK 209115104 13 315 SH
DEFINED 315 0 0
CORNING COMMON STOCK 219350105 3005 43826 SH
DEFINED 42281 0 1545
CORNING COMMON STOCK 219350105 197 2880 SH
OTHER 2880 0 0
COSTCO WHOLESALE COMMON STOCK 22160K105 356 4950 SH
DEFINED 4950 0 0
COUNTRYWIDE CREDIT INDUSTRIES COMMON STOCK 222372104 32 1000 SH
DEFINED 1000 0 0
COX RADIO CL A COMMON STOCK 224051102 6 100 SH
OTHER 100 0 0
CR BARD COMMON STOCK 067383109 38 800 SH
DEFINED 800 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 6 340 SH
DEFINED 340 0 0
CRESTLINE CAP CORP COMMON STOCK 226153104 3 122 SH
DEFINED 122 0 0
CSX CORP COMMON STOCK 126408103 34 800 SH
DEFINED 800 0 0
CYPRUS AMAX MINERALS COMMON STOCK 232809103 40 2035 SH
DEFINED 2035 0 0
CYPRUS AMAX MINERALS COMMON STOCK 232809103 4 210 SH
OTHER 210 0 0
DALLAS SEMICONDUCTOR COMMON STOCK 235204104 21 400 SH
DEFINED 400 0 0
DANA COMMON STOCK 235811106 269 7245 SH
DEFINED 7245 0 0
DANA COMMON STOCK 235811106 63 1700 SH
OTHER 1700 0 0
DAYTON HUDSON COMMON STOCK 239753106 4242 70620 SH
DEFINED 69920 0 700
DAYTON HUDSON COMMON STOCK 239753106 747 12430 SH
OTHER 12430 0 0
DEERE COMMON STOCK 244199105 4 110 SH
DEFINED 110 0 0
DELAWARE GROUP GLOBAL DIV & IN COMMON STOCK 245916101 97 7700 SH
OTHER 7700 0 0
DELL COMPUTER COMMON STOCK 247025109 18 424 SH
DEFINED 424 0 0
DELL COMPUTER COMMON STOCK 247025109 4 100 SH
OTHER 100 0 0
DELPHI AUTOMOTIVE SYSTEMS COMMON STOCK 247126105 45 2791 SH
DEFINED 2791 0 0
DELPHI AUTOMOTIVE SYSTEMS COMMON STOCK 247126105 5 312 SH
OTHER 173 0 139
DELUXE COMMON STOCK 248019101 34 1000 SH
DEFINED 1000 0 0
DENDRITE COMMON STOCK 248239105 47 1000 SH
DEFINED 1000 0 0
DENTSPLY INTERNATIONAL COMMON STOCK 249030107 6 275 SH
DEFINED 275 0 0
DEVON ENERGY COMMON STOCK 25179M103 9 217 SH
DEFINED 217 0 0
DEVON ENERGY COMMON STOCK 25179M103 15 351 SH
OTHER 351 0 0
DIAMOND OFFSHORE DRILLING COMMON STOCK 25271C102 20 603 SH
DEFINED 603 0 0
DIEBOLD COMMON STOCK 253651103 3 150 SH
DEFINED 150 0 0
DII GROUP COMMON STOCK 232949107 49 1380 SH
OTHER 1380 0 0
DILLARD'S COMMON STOCK 254067101 4 200 SH
DEFINED 200 0 0
DIONEX COMMON STOCK 254546104 1552 36300 SH
DEFINED 36300 0 0
DIONEX COMMON STOCK 254546104 56 1300 SH
OTHER 1300 0 0
DOLLAR GENERAL COMMON STOCK 256669102 46 1481 SH
DEFINED 1481 0 0
DOMINION RESOURCES COMMON STOCK 257470104 131 2914 SH
DEFINED 2914 0 0
DOVER COMMON STOCK 260003108 79 1925 SH
DEFINED 1925 0 0
DOVER COMMON STOCK 260003108 1172 28676 SH
OTHER 28676 0 0
DOW CHEMICAL COMMON STOCK 260543103 51 450 SH
DEFINED 450 0 0
DOW CHEMICAL COMMON STOCK 260543103 2 20 SH
OTHER 20 0 0
DQE COMMON STOCK 23329J104 41 1050 SH
OTHER 1050 0 0
DRESS BARN COMMON STOCK 261570105 13 725 SH
DEFINED 725 0 0
DU PONT EI DENEMOURS COMMON STOCK 263534109 313 5177 SH
DEFINED 5177 0 0
DU PONT EI DENEMOURS COMMON STOCK 263534109 618 10222 SH
OTHER 10042 0 180
DUFF & PHELPS UTILITIES COMMON STOCK 264324104 5 500 SH
OTHER 500 0 0
DUKE POWER COMMON STOCK 264399106 195 3534 SH
DEFINED 3534 0 0
DUKE POWER COMMON STOCK 264399106 33 600 SH
OTHER 600 0 0
DUN & BRADSTREET COMMON STOCK 26483B106 19 628 SH
DEFINED 628 0 0
DUN & BRADSTREET COMMON STOCK 26483B106 185 6200 SH
OTHER 6200 0 0
DURA PHARMACEUTICALS COMMON STOCK 26632S109 8 600 SH
DEFINED 600 0 0
E M C COMMON STOCK 268648102 130 1824 SH
DEFINED 1824 0 0
E M C COMMON STOCK 268648102 7 100 SH
OTHER 100 0 0
EARTHSHELL COMMON STOCK 27032B100 58 15000 SH
DEFINED 15000 0 0
EASTMAN CHEMICAL COMMON STOCK 277432100 10 263 SH
OTHER 263 0 0
EASTMAN KODAK COMMON STOCK 277461109 4 50 SH
DEFINED 50 0 0
EASTMAN KODAK COMMON STOCK 277461109 80 1053 SH
OTHER 1053 0 0
ECHELON INTL CORP COMMON STOCK 278747100 2 66 SH
DEFINED 66 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 59 2423 SH
DEFINED 2423 0 0
EL PASO ENERGY COMMON STOCK 283905107 1166 28967 SH
DEFINED 28967 0 0
EL PASO ENERGY COMMON STOCK 283905107 590 14660 SH
OTHER 14660 0 0
ELAN PLC ADR COMMON STOCK 284131208 228 6800 SH
DEFINED 6800 0 0
ELECTRIC FUEL CORP COMMON STOCK 284871100 0 370 SH
DEFINED 370 0 0
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 5 100 SH
DEFINED 100 0 0
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 169 3200 SH
OTHER 3200 0 0
ELI LILLY COMMON STOCK 532457108 214 3334 SH
DEFINED 3334 0 0
ELI LILLY COMMON STOCK 532457108 191 2968 SH
OTHER 2968 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 7157 113271 SH
DEFINED 113271 0 0
EMPIRE DISTRICT ELECTRIC COMMON STOCK 291641108 46 1800 SH
DEFINED 1800 0 0
EMPIRE DISTRICT ELECTRIC COMMON STOCK 291641108 29 1116 SH
OTHER 1116 0 0
ENRON COMMON STOCK 293561106 492 11978 SH
DEFINED 11978 0 0
ENRON COMMON STOCK 293561106 90 2200 SH
OTHER 2200 0 0
ENSCO INTERNATIONAL COMMON STOCK 26874Q100 27 1500 SH
DEFINED 1500 0 0
ENTERGY COMMON STOCK 29364G103 6 221 SH
DEFINED 221 0 0
ENTERPRISE PRODUCTS PARTNERS L COMMON STOCK 293792107 65 3300 SH
OTHER 3300 0 0
EQUIFAX COMMON STOCK 294429105 113 4000 SH
DEFINED 4000 0 0
EQUITY RESIDENTIAL PROPERTIES COMMON STOCK 29476L107 97 2288 SH
DEFINED 2288 0 0
EQUITY RESIDENTIAL PROPERTIES COMMON STOCK 29476L107 5 125 SH
OTHER 125 0 0
EX CAPITAL LTD COMMON STOCK G98255105 27 600 SH
DEFINED 600 0 0
EXCEL SWITCHING COMMON STOCK 30067V108 1 30 SH
DEFINED 30 0 0
EXCELSIOR INCOME SHARES COMMON STOCK 300723103 8 494 SH
DEFINED 494 0 0
EXXON COMMON STOCK 302290101 15280 201056 SH
DEFINED 200006 0 1050
EXXON COMMON STOCK 302290101 10289 135379 SH
OTHER 135379 0 0
FAMILY GOLF CTRS INC COMMON STOCK 30701A106 1 200 SH
DEFINED 200 0 0
FANNIE MAE COMMON STOCK 313586109 5435 86698 SH
DEFINED 85043 0 1655
FANNIE MAE COMMON STOCK 313586109 2152 34330 SH
OTHER 34330 0 0
FAROUDJA COMMON STOCK 311643100 79 24902 SH
DEFINED 24902 0 0
FDX COMMON STOCK 31304N107 12 310 SH
DEFINED 310 0 0
FEDERAL REALTY INVESTMENT TRUS COMMON STOCK 313747206 16 750 SH
DEFINED 750 0 0
FEDERATED DEPARTMENT STORES COMMON STOCK 31410H101 22 500 SH
DEFINED 500 0 0
FILENES BASEMENT COMMON STOCK 316866102 5 5000 SH
DEFINED 5000 0 0
FIRST DATA COMMON STOCK 319963104 768 17500 SH
DEFINED 17100 0 400
FIRST DATA COMMON STOCK 319963104 97 2205 SH
OTHER 2205 0 0
FIRST INDUSTRIAL REALITY TRUST COMMON STOCK 32054K103 604 24415 SH
DEFINED 24015 0 400
FIRST INDUSTRIAL REALITY TRUST COMMON STOCK 32054K103 88 3550 SH
OTHER 3550 0 0
FIRST TENNESSEE NATIONAL COMMON STOCK 337162101 14 482 SH
DEFINED 482 0 0
FIRSTAR WISC COMMON STOCK 33763V109 60 2352 SH
DEFINED 2352 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 28 1102 SH
DEFINED 1102 0 0
FLEET FINANCIAL GROUP COMMON STOCK 338915101 87 2382 SH
DEFINED 2382 0 0
FLEMING COS INC COMMON STOCK 339130106 5 500 SH
DEFINED 500 0 0
FLORIDA PROGRESS COMMON STOCK 341109106 67 1450 SH
DEFINED 1450 0 0
FLUOR COMMON STOCK 343861100 16 400 SH
DEFINED 400 0 0
FLUOR COMMON STOCK 343861100 1 20 SH
OTHER 20 0 0
FORD COMMON STOCK 345370100 611 12157 SH
DEFINED 12157 0 0
FORD COMMON STOCK 345370100 62 1224 SH
OTHER 1224 0 0
FOREST OIL CORP COMMON STOCK 346091606 10 600 SH
DEFINED 600 0 0
FORTUNE BRANDS COMMON STOCK 349631101 129 4000 SH
DEFINED 4000 0 0
FORTUNE BRANDS COMMON STOCK 349631101 26 800 SH
OTHER 800 0 0
FOSSIL COMMON STOCK 349882100 20 750 SH
DEFINED 750 0 0
FOX ENTERTAINMENT GROUP COMMON STOCK 35138T107 9 450 SH
DEFINED 450 0 0
FPL GROUP COMMON STOCK 302571104 30 600 SH
DEFINED 600 0 0
FRANKLIN RESOURCES COMMON STOCK 354613101 31 1000 SH
DEFINED 1000 0 0
FREEPORT MCMORAN COPPER CLASS COMMON STOCK 35671D857 27 1754 SH
DEFINED 1754 0 0
FREEPORT-MCMORAN COPPER INC. COMMON STOCK 35671D105 2 124 SH
DEFINED 124 0 0
FRESENIUS MED CARE COMMON STOCK 358029106 4 175 SH
DEFINED 175 0 0
FUISZ TECHNOLOGIES COMMON STOCK 359536109 3 497 SH
DEFINED 497 0 0
GABELLI EQUITY TRUST COMMON STOCK 362397101 56 5000 SH
DEFINED 5000 0 0
GANNETT COMMON STOCK 364730101 33 480 SH
DEFINED 480 0 0
GAP COMMON STOCK 364760108 115 3603 SH
DEFINED 3603 0 0
GAP COMMON STOCK 364760108 144 4500 SH
OTHER 4500 0 0
GARTNER CL B COMMON STOCK 366651206 7 397 SH
DEFINED 397 0 0
GARTNER CL B COMMON STOCK 366651206 27 1613 SH
OTHER 1613 0 0
GARTNER GROUP COMMON STOCK 366651107 38 2403 SH
DEFINED 2403 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 62 1000 SH
DEFINED 1000 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 20195 170336 SH
DEFINED 169161 0 1175
GENERAL ELECTRIC COMMON STOCK 369604103 13870 116982 SH
OTHER 116982 0 0
GENERAL MOTORS COMMON STOCK 370442105 252 4002 SH
DEFINED 4002 0 0
GENERAL MOTORS COMMON STOCK 370442105 28 450 SH
OTHER 250 0 200
GENERAL MOTORS CLASS H COMMON STOCK 370442832 9 149 SH
DEFINED 149 0 0
GENESIS ENERGY L P COMMON STOCK 371927104 6 500 SH
DEFINED 500 0 0
GEORGIA PACIFIC COMMON STOCK 373298108 187 4624 SH
DEFINED 4624 0 0
GEORGIA PACIFIC TIMBER GROUP COMMON STOCK 373298702 70 3059 SH
DEFINED 3059 0 0
GILLETTE COMMON STOCK 375766102 116 3416 SH
DEFINED 3416 0 0
GILLETTE COMMON STOCK 375766102 71 2100 SH
OTHER 2100 0 0
GLIMCHER REALTY TRUST COMMON STOCK 379302102 8 530 SH
DEFINED 530 0 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 5 200 SH
DEFINED 200 0 0
GOLDMAN SACHS GROUP COMMON STOCK 38141G104 5 90 SH
DEFINED 90 0 0
GOODYEAR TIRE & RUBBER COMMON STOCK 382550101 29 600 SH
DEFINED 600 0 0
GOODYEAR TIRE & RUBBER COMMON STOCK 382550101 47 970 SH
OTHER 970 0 0
GOODYS FAMILY CLOTHING COMMON STOCK 382588101 8 1000 SH
DEFINED 1000 0 0
GO2NET INC COMMON STOCK 383486107 6 100 SH
OTHER 100 0 0
GRAINGER (W.W.) COMMON STOCK 384802104 12 250 SH
DEFINED 250 0 0
GRAINGER (W.W.) COMMON STOCK 384802104 60 1240 SH
OTHER 1240 0 0
GREAT ATLANTIC & PAC TEA INC COMMON STOCK 390064103 4 131 SH
OTHER 131 0 0
GREAT LAKES CHEMICAL COMMON STOCK 390568103 53 1400 SH
DEFINED 1400 0 0
GTE COMMON STOCK 362320103 8336 108434 SH
DEFINED 106867 0 1567
GTE COMMON STOCK 362320103 1538 20008 SH
OTHER 20008 0 0
HALLIBURTON COMMON STOCK 406216101 293 7143 SH
DEFINED 7143 0 0
HARLEY DAVIDSON COMMON STOCK 412822108 5 100 SH
DEFINED 100 0 0
HARLEY DAVIDSON COMMON STOCK 412822108 30 600 SH
OTHER 600 0 0
HARTE HANKS COMMON STOCK 416196103 40 1600 SH
DEFINED 1600 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 6 150 SH
DEFINED 150 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 8 200 SH
OTHER 200 0 0
HCR MANOR CARE COMMON STOCK 404134108 53 3105 SH
DEFINED 3105 0 0
HEALTHCARE RECOVERIES COMMON STOCK 42220K101 28 10000 SH
DEFINED 10000 0 0
HELMERICH & PAYNE COMMON STOCK 423452101 75 2960 SH
DEFINED 2960 0 0
HELMERICH & PAYNE COMMON STOCK 423452101 116 4568 SH
OTHER 4568 0 0
HERMAN MILLER COMMON STOCK 600544100 1528 63936 SH
DEFINED 62576 0 1360
HERMAN MILLER COMMON STOCK 600544100 97 4045 SH
OTHER 4045 0 0
HERSHEY FOODS COMMON STOCK 427866108 39 800 SH
DEFINED 800 0 0
HERSHEY FOODS COMMON STOCK 427866108 127 2600 SH
OTHER 2600 0 0
HEWLETT-PACKARD COMMON STOCK 428236103 6002 66138 SH
DEFINED 64403 0 1735
HEWLETT-PACKARD COMMON STOCK 428236103 1503 16565 SH
OTHER 16565 0 0
HJ HEINZ COMMON STOCK 423074103 86 2000 SH
DEFINED 2000 0 0
HJ HEINZ COMMON STOCK 423074103 117 2725 SH
OTHER 2725 0 0
HOME DEPOT COMMON STOCK 437076102 818 11920 SH
DEFINED 11920 0 0
HONEYWELL COMMON STOCK 438506107 22 197 SH
DEFINED 197 0 0
HONEYWELL COMMON STOCK 438506107 267 2400 SH
OTHER 2400 0 0
HOST MARRIOTT COMMON STOCK 44107P104 13 1326 SH
DEFINED 1326 0 0
HRPT PROPERTY TRUST COMMON STOCK 40426W101 6 500 SH
DEFINED 500 0 0
HRPT PROPERTY TRUST COMMON STOCK 40426W101 1 125 SH
OTHER 125 0 0
HUNTINGTON BANCSHARES COMMON STOCK 446150104 257 9680 SH
DEFINED 9680 0 0
HUSSMANN INTERNATIONAL COMMON STOCK 448110106 17 1000 SH
DEFINED 1000 0 0
IDACORP COMMON STOCK 451107106 21 710 SH
DEFINED 710 0 0
IMATION CORP COMMON STOCK 45245A107 1 20 SH
OTHER 20 0 0
IMC GLOBAL COMMON STOCK 449669100 12 798 SH
DEFINED 798 0 0
IMS HEALTH COMMON STOCK 449934108 70 3056 SH
DEFINED 3056 0 0
IMS HEALTH COMMON STOCK 449934108 283 12400 SH
OTHER 12400 0 0
INDUSTRIAL DISTRIBUTION GROUP COMMON STOCK 456061100 4 1200 SH
DEFINED 1200 0 0
INGERSOLL RAND COMMON STOCK 456866102 31 570 SH
DEFINED 570 0 0
INTEL COMMON STOCK 458140100 7058 94980 SH
DEFINED 93810 0 1170
INTEL COMMON STOCK 458140100 867 11665 SH
OTHER 11665 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 467 3856 SH
DEFINED 3856 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 327 2700 SH
OTHER 2700 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 28 800 SH
DEFINED 800 0 0
INTERNATIONAL PAPER COMMON STOCK 460146103 59 1220 SH
OTHER 1220 0 0
INTERNET COM CORP COMMON STOCK 460967102 4 250 SH
DEFINED 250 0 0
INTIMATE BRANDS COMMON STOCK 461156101 12 304 SH
DEFINED 304 0 0
IONICS INC COMMON STOCK 462218108 5 150 SH
DEFINED 150 0 0
IPALCO ENTERPRISES COMMON STOCK 462613100 47 2400 SH
DEFINED 2400 0 0
IT GROUP INC (FORMERLY INTERNA COMMON STOCK 465266104 2 250 SH
DEFINED 250 0 0
IXC COMMUNICATIONS COMMON STOCK 450713102 1 30 SH
DEFINED 30 0 0
JDS UNIPHASE COMMON STOCK 46612J101 17 150 SH
DEFINED 150 0 0
JOHN HANCOCK INCOME SECURITIES COMMON STOCK 410123103 29 2200 SH
DEFINED 2200 0 0
JOHN NUVEEN COMMON STOCK 478035108 19 500 SH
DEFINED 500 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2412 26248 SH
DEFINED 26233 0 15
JOHNSON & JOHNSON COMMON STOCK 478160104 877 9545 SH
OTHER 9545 0 0
JP MORGAN COMMON STOCK 616880100 6 50 SH
DEFINED 50 0 0
JP MORGAN COMMON STOCK 616880100 55 479 SH
OTHER 479 0 0
K N ENERGY COMMON STOCK 482620101 22 1000 SH
DEFINED 1000 0 0
KANSAS CITY POWER & LIGHT COMMON STOCK 485134100 49 2040 SH
DEFINED 2040 0 0
KANSAS CITY SOUTHERN INDUSTRIE COMMON STOCK 485170104 645 13875 SH
DEFINED 13875 0 0
KANSAS CITY SOUTHERN INDUSTRIE COMMON STOCK 485170104 43 935 SH
OTHER 935 0 0
KEMPER INTERMEDIATE GOVERNMENT COMMON STOCK 488413105 8 1200 SH
DEFINED 1200 0 0
KERR MCGEE COMMON STOCK 492386107 103 1879 SH
DEFINED 1879 0 0
KEYSPAN COMMON STOCK 49337W100 105 3662 SH
DEFINED 3662 0 0
KIMBERLY CLARK COMMON STOCK 494368103 80 1520 SH
DEFINED 1520 0 0
KROGER COMMON STOCK 501044101 2918 132245 SH
DEFINED 130720 0 1525
KROGER COMMON STOCK 501044101 330 14945 SH
OTHER 14945 0 0
LACLEDE GAS COMMON STOCK 505588103 14 600 SH
DEFINED 600 0 0
LEAP WIRELESS INTERNATIONAL COMMON STOCK 521863100 11 460 SH
DEFINED 0 0 460
LEGGETT & PLATT COMMON STOCK 524660107 3420 173697 SH
DEFINED 169952 0 3745
LEGGETT & PLATT COMMON STOCK 524660107 493 25030 SH
OTHER 25030 0 0
LENNAR COMMON STOCK 526057104 686 43040 SH
DEFINED 43010 0 30
LENNAR COMMON STOCK 526057104 11 700 SH
OTHER 700 0 0
LEXMARK INTERNATIONAL GROUP COMMON STOCK 529771107 16 200 SH
DEFINED 200 0 0
LIFEPOINT HOSPS INC COMMON STOCK 53219L109 0 1 SH
DEFINED 1 0 0
LIMITED COMMON STOCK 532716107 4 100 SH
DEFINED 100 0 0
LINCOLN NATIONAL COMMON STOCK 534187109 2 60 SH
DEFINED 60 0 0
LINCOLN NATIONAL COMMON STOCK 534187109 120 3200 SH
OTHER 3200 0 0
LINDSAY MANUFACTURING COMMON STOCK 535555106 16 800 SH
DEFINED 800 0 0
LIZ CLAIBORNE INC COMMON STOCK 539320101 17 560 SH
DEFINED 560 0 0
LOCAL FINL CORP COMMON STOCK 539553107 2 200 SH
DEFINED 200 0 0
LOCKHEED MARTIN COMMON STOCK 539830109 20 600 SH
DEFINED 600 0 0
LORAL SPACE & COMMUNICATIONS COMMON STOCK G56462107 3 200 SH
DEFINED 200 0 0
LOUISIANA PACIFIC COMMON STOCK 546347105 25 1610 SH
DEFINED 1610 0 0
LOWES COMMON STOCK 548661107 33 670 SH
DEFINED 670 0 0
LSI LOGIC COMMON STOCK 502161102 120 2300 SH
DEFINED 2300 0 0
LUBY'S COMMON STOCK 549282101 12 1001 SH
DEFINED 1001 0 0
LUCENT TECHNOLOGIES COMMON STOCK 549463107 2065 31835 SH
DEFINED 31835 0 0
LUCENT TECHNOLOGIES COMMON STOCK 549463107 389 6000 SH
OTHER 3564 0 2436
MADISON GAS & ELECTRIC COMMON STOCK 557497104 45 2275 SH
DEFINED 2275 0 0
MAGELLAN PETE CORP COMMON STOCK 559091301 2 1000 SH
DEFINED 1000 0 0
MANPOWER COMMON STOCK 56418H100 12 400 SH
DEFINED 400 0 0
MARKETWATCH COMMON STOCK 570619106 14 300 SH
DEFINED 300 0 0
MARRIOTT COMMON STOCK 571903202 106 3240 SH
DEFINED 3240 0 0
MARSH & MCLENNAN COMMON STOCK 571748102 26 375 SH
DEFINED 375 0 0
MATTEL COMMON STOCK 577081102 8 400 SH
DEFINED 400 0 0
MAY DEPARTMENT STORES COMMON STOCK 577778103 11 300 SH
DEFINED 300 0 0
MAYTAG COMMON STOCK 578592107 3 100 SH
DEFINED 100 0 0
MBIA COMMON STOCK 55262C100 1381 29625 SH
DEFINED 28850 0 775
MBIA COMMON STOCK 55262C100 86 1850 SH
OTHER 1850 0 0
MBNA COMMON STOCK 55262L100 46 2025 SH
DEFINED 2025 0 0
MCCORMICK & COMPANY NON VOTING COMMON STOCK 579780206 103 3120 SH
OTHER 3120 0 0
MCDONALDS COMMON STOCK 580135101 262 6057 SH
DEFINED 6057 0 0
MCDONALDS COMMON STOCK 580135101 290 6700 SH
OTHER 6700 0 0
MCI WORLDCOM COMMON STOCK 55268B106 434 6037 SH
DEFINED 6037 0 0
MCI WORLDCOM COMMON STOCK 55268B106 7 100 SH
OTHER 100 0 0
MCN ENERGY GROUP COMMON STOCK 55267J100 7 400 SH
OTHER 400 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 92 4100 SH
DEFINED 4100 0 0
MEDE AMERICA COMMON STOCK 584067102 69 3000 SH
DEFINED 3000 0 0
MEDIAONE GROUP COMMON STOCK 58440J104 2148 31438 SH
DEFINED 31413 0 25
MEDIAONE GROUP COMMON STOCK 58440J104 409 5982 SH
OTHER 5530 0 452
MEDTRONIC COMMON STOCK 585055106 33 914 SH
DEFINED 914 0 0
MELLON BANK COMMON STOCK 585509102 72 2136 SH
DEFINED 2136 0 0
MENS WEARHOUSE INC COMMON STOCK 587118100 9 430 SH
DEFINED 430 0 0
MERCK COMMON STOCK 589331107 6978 107669 SH
DEFINED 105969 0 1700
MERCK COMMON STOCK 589331107 1724 26597 SH
OTHER 26597 0 0
MERITOR AUTOMOTIVE COMMON STOCK 59000G100 10 467 SH
DEFINED 467 0 0
MESA OFFSHORE TRUST COMMON STOCK 590650107 7 90000 SH
DEFINED 90000 0 0
METAMOR WORLDWIDE COMMON STOCK 59133P100 195 11000 SH
DEFINED 11000 0 0
METROMEDIA INTL GROUP INC COMMON STOCK 591695101 36 8700 SH
DEFINED 8700 0 0
MGI PROPERTIES COMMON STOCK 552885105 8 850 SH
DEFINED 850 0 0
MICROSOFT COMMON STOCK 594918104 11705 129253 SH
DEFINED 129253 0 0
MICROSOFT COMMON STOCK 594918104 3123 34480 SH
OTHER 34480 0 0
MIDAS COMMON STOCK 595626102 7 333 SH
DEFINED 333 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 395 4115 SH
DEFINED 4115 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 210 2190 SH
OTHER 2190 0 0
MOBIL COMMON STOCK 607059102 2257 22406 SH
DEFINED 22406 0 0
MOBIL COMMON STOCK 607059102 413 4100 SH
OTHER 4100 0 0
MOLEX COMMON STOCK 608554101 941 25881 SH
DEFINED 25131 0 750
MOLEX COMMON STOCK 608554101 43 1185 SH
OTHER 1185 0 0
MOLEX COMMON STOCK 608554200 42 1300 SH
DEFINED 1300 0 0
MONDAVI ROBERT CORP COMMON STOCK 609200100 8 200 SH
DEFINED 200 0 0
MONSANTO COMMON STOCK 611662107 300 8395 SH
DEFINED 8395 0 0
MONTANA POWER COMMON STOCK 612085100 24 800 SH
DEFINED 800 0 0
MONTGOMERY STRATEGIC INCOME COMMON STOCK 614115103 16 1000 SH
DEFINED 1000 0 0
MONY GROUP COMMON STOCK 615337102 22 764 SH
DEFINED 764 0 0
MORGAN STANLEY DW DISCOVERY COMMON STOCK 617446448 390 4370 SH
DEFINED 4370 0 0
MORGAN STANLEY DW DISCOVERY COMMON STOCK 617446448 64 712 SH
OTHER 712 0 0
MOTOROLA COMMON STOCK 620076109 321 3650 SH
DEFINED 3650 0 0
MOTOROLA COMMON STOCK 620076109 220 2500 SH
OTHER 2500 0 0
MOVIE GALLERY INC COMMON STOCK 624581104 6 1000 SH
DEFINED 1000 0 0
MUNIYIELD INSD FD INC COMMON STOCK 62630E107 40 3000 SH
DEFINED 3000 0 0
MUTUAL RISK MANAGEMENT COMMON STOCK 628351108 20 1600 SH
DEFINED 1600 0 0
NABISCO GROUP COMMON STOCK 62952P102 3 200 SH
DEFINED 200 0 0
NALCO CHEMICAL COMMON STOCK 629853102 30 600 SH
DEFINED 600 0 0
NATIONAL FUEL GAS COMMON STOCK 636180101 47 1000 SH
DEFINED 1000 0 0
NATIONWIDE HEALTH PROPERTIES COMMON STOCK 638620104 22 1300 SH
OTHER 1300 0 0
NCR COMMON STOCK 62886E108 4 110 SH
DEFINED 110 0 0
NCR COMMON STOCK 62886E108 1 31 SH
OTHER 31 0 0
NEW CENTURY ENERGIES COMMON STOCK 64352U103 10 300 SH
DEFINED 300 0 0
NEW CENTURY ENERGIES COMMON STOCK 64352U103 48 1425 SH
OTHER 1425 0 0
NEW ENGLAND ELECTRIC SYSTEMS COMMON STOCK 644001109 43 822 SH
DEFINED 822 0 0
NEW PLAN EXCEL REALTY TRUST COMMON STOCK 648053106 27 1519 SH
DEFINED 1519 0 0
NEWELL RUBBERMAID COMMON STOCK 651229106 2789 97660 SH
DEFINED 96965 0 695
NEWELL RUBBERMAID COMMON STOCK 651229106 417 14595 SH
OTHER 14595 0 0
NEWHALL LAND/FARMING COMMON STOCK 651426108 20 800 SH
DEFINED 800 0 0
NEWMONT MINING COMMON STOCK 651639106 14 545 SH
DEFINED 545 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 3 88 SH
DEFINED 88 0 0
NICOR COMMON STOCK 654086107 19 500 SH
DEFINED 500 0 0
NICOR COMMON STOCK 654086107 7 200 SH
OTHER 200 0 0
NIELSEN MEDIA RESEARCH COMMON STOCK 653929307 75 2008 SH
DEFINED 2008 0 0
NIELSEN MEDIA RESEARCH COMMON STOCK 653929307 68 1832 SH
OTHER 1832 0 0
NIKE CLASS B COMMON STOCK 654106103 17 300 SH
DEFINED 300 0 0
NISOURCE INC COMMON STOCK 65473P105 10 447 SH
DEFINED 447 0 0
NOBLE AFFILIATES COMMON STOCK 654894104 143 4940 SH
OTHER 4940 0 0
NORFOLK SOUTHERN COMMON STOCK 655844108 152 6195 SH
DEFINED 6195 0 0
NORFOLK SOUTHERN COMMON STOCK 655844108 221 9000 SH
OTHER 9000 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 10 192 SH
DEFINED 192 0 0
NORTHERN STATES POWER COMMON STOCK 665772109 21 972 SH
DEFINED 972 0 0
NORTHWEST NATURAL GAS COMMON STOCK 667655104 41 1575 SH
DEFINED 1575 0 0
NSTAR COMMON STOCK 67019E107 13 325 SH
DEFINED 325 0 0
O I CORP COM COMMON STOCK 670841105 5 1050 SH
DEFINED 1050 0 0
OCCIDENTAL PETROLEUM COMMON STOCK 674599105 9 400 SH
DEFINED 400 0 0
OFFICE DEPOT COMMON STOCK 676220106 27 2550 SH
DEFINED 2550 0 0
OFFICEMAX COMMON STOCK 67622M108 4 750 SH
DEFINED 750 0 0
OGE ENERGY CORPORATION COMMON STOCK 670837103 876 39381 SH
DEFINED 39381 0 0
OGE ENERGY CORPORATION COMMON STOCK 670837103 192 8620 SH
OTHER 8620 0 0
OMNICOM GROUP COMMON STOCK 681919106 87 1100 SH
DEFINED 1100 0 0
ONE PRICE CLOTHING STORES COMMON STOCK 682411103 7 2100 SH
DEFINED 2100 0 0
ONEOK COMMON STOCK 682680103 666 21982 SH
DEFINED 21982 0 0
ONEOK COMMON STOCK 682680103 211 6956 SH
OTHER 6656 0 300
ORACLE COMMON STOCK 68389X105 59 1297 SH
DEFINED 1297 0 0
ORACLE COMMON STOCK 68389X105 3 75 SH
OTHER 75 0 0
PACCAR COMMON STOCK 693718108 621 12200 SH
DEFINED 12100 0 100
PACCAR COMMON STOCK 693718108 163 3200 SH
OTHER 3200 0 0
PACIFIC CENTY FINL CORP COMMON STOCK 694058108 9 432 SH
DEFINED 432 0 0
PACIFICORP COMMON STOCK 695114108 48 2381 SH
DEFINED 2381 0 0
PAINE WEBBER GROUP COMMON STOCK 695629105 54 1500 SH
DEFINED 1500 0 0
PALL COMMON STOCK 696429307 22 933 SH
DEFINED 933 0 0
PAPA JOHNS INTERNATIONAL COMMON STOCK 698813102 8 200 SH
DEFINED 200 0 0
PARAMETRIC TECHNOLOGY COMMON STOCK 699173100 9 650 SH
DEFINED 650 0 0
PAREXEL INTL CORP COMMON STOCK 699462107 3 325 SH
DEFINED 325 0 0
PARKER DRILLING COMMON STOCK 701081101 2 450 SH
DEFINED 450 0 0
PEAPOD INC COMMON STOCK 704718105 5 500 SH
DEFINED 500 0 0
PECO ENERGY COMMON STOCK 693304107 16 425 SH
DEFINED 425 0 0
PECO ENERGY COMMON STOCK 693304107 10 275 SH
OTHER 275 0 0
PENNZOIL-QUAKER STATE COMMON STOCK 709323109 6 486 SH
DEFINED 486 0 0
PENNZOIL-QUAKER STATE COMMON STOCK 709323109 10 784 SH
OTHER 784 0 0
PEOPLES ENERGY COMMON STOCK 711030106 35 1000 SH
DEFINED 1000 0 0
PEOPLESOFT COMMON STOCK 712713106 10 600 SH
DEFINED 600 0 0
PEP BOY - MANNEY MOE & JACK COMMON STOCK 713278109 67 4504 SH
OTHER 4504 0 0
PEPSICO COMMON STOCK 713448108 4402 144333 SH
DEFINED 142673 0 1660
PEPSICO COMMON STOCK 713448108 1552 50900 SH
OTHER 50900 0 0
PFIZER COMMON STOCK 717081103 1203 33535 SH
DEFINED 33535 0 0
PFIZER COMMON STOCK 717081103 645 17970 SH
OTHER 17970 0 0
PG&E COMMON STOCK 69331C108 68 2632 SH
DEFINED 2632 0 0
PHARMACIA & UPJOHN COMMON STOCK 716941109 15 300 SH
DEFINED 300 0 0
PHARMACYCLICS COMMON STOCK 716933106 20 500 SH
DEFINED 500 0 0
PHILIP MORRIS COMMON STOCK 718154107 496 14500 SH
DEFINED 14500 0 0
PHILIP MORRIS COMMON STOCK 718154107 178 5200 SH
OTHER 5200 0 0
PHILLIPS PETROLEUM COMMON STOCK 718507106 826 16934 SH
DEFINED 16734 0 200
PHILLIPS PETROLEUM COMMON STOCK 718507106 162 3322 SH
OTHER 3322 0 0
PHYCOR INC COMMON STOCK 71940F100 3 600 SH
DEFINED 600 0 0
PIONEER HI-BRED INTERNATIONAL COMMON STOCK 723686101 13 325 SH
DEFINED 325 0 0
PIONEER HI-BRED INTERNATIONAL COMMON STOCK 723686101 119 3000 SH
OTHER 3000 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 0 38 SH
DEFINED 38 0 0
PLAYERS INTL INC COMMON STOCK 727903106 7 1000 SH
DEFINED 1000 0 0
PLUM CREEK TIMBER COMMON STOCK 729251108 176 5600 SH
OTHER 5600 0 0
PNC FINANCIAL COMMON STOCK 693475105 5 100 SH
DEFINED 100 0 0
PNC FINANCIAL COMMON STOCK 693475105 24 450 SH
OTHER 450 0 0
POLO RALPH LAUREN COMMON STOCK 731572103 18 1000 SH
DEFINED 1000 0 0
PP&L RESOURCES COMMON STOCK 693499105 27 1002 SH
DEFINED 1002 0 0
PRAXAIR COMMON STOCK 74005P104 124 2700 SH
DEFINED 2700 0 0
PRE-PAID LEGAL SERVICES COMMON STOCK 740065107 200 5070 SH
DEFINED 5070 0 0
PROCTER & GAMBLE COMMON STOCK 742718109 2103 22437 SH
DEFINED 22132 0 305
PROCTER & GAMBLE COMMON STOCK 742718109 646 6890 SH
OTHER 6890 0 0
PROMUS HOTEL COMMON STOCK 74342P106 383 11750 SH
DEFINED 11750 0 0
PROMUS HOTEL COMMON STOCK 74342P106 10 300 SH
OTHER 300 0 0
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 245 3100 SH
DEFINED 3100 0 0
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 303 3825 SH
OTHER 3825 0 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 4 100 SH
DEFINED 100 0 0
PUGET SOUND ENERGY COMMON STOCK 745332106 14 625 SH
DEFINED 625 0 0
QUALCOMM COMMON STOCK 747525103 65 341 SH
DEFINED 341 0 0
QWEST COMMUNICATIONS INTERNATI COMMON STOCK 749121109 6 200 SH
DEFINED 200 0 0
R H DONNELLEY CORP NEW COMMON STOCK 74955W307 2 125 SH
DEFINED 125 0 0
RAYOVAC COMMON STOCK 755081106 39 1800 SH
DEFINED 1800 0 0
RAYTHEON CLASS A COMMON STOCK 755111309 12 245 SH
DEFINED 245 0 0
RAYTHEON CLASS A COMMON STOCK 755111309 1 15 SH
OTHER 15 0 0
RAYTHEON CLASS B COMMON STOCK 755111408 5023 101223 SH
DEFINED 100148 0 1075
RAYTHEON CLASS B COMMON STOCK 755111408 596 12007 SH
OTHER 12007 0 0
RECKSON ASSOCIATES COMMON STOCK 75621K106 5 250 SH
OTHER 250 0 0
REEBOK COMMON STOCK 758110100 3 300 SH
OTHER 300 0 0
RELIANT ENERGY COMMON STOCK 75952J108 207 7641 SH
DEFINED 7641 0 0
RELIANT ENERGY COMMON STOCK 75952J108 122 4497 SH
OTHER 4497 0 0
REYNOLDS R J TOBACCO COMMON STOCK 76182K105 2 66 SH
DEFINED 66 0 0
RIBI IMMUNOCHEM RESH INC COMMON STOCK 762553105 3 1200 SH
DEFINED 1200 0 0
ROCKWELL INTERNATIONAL COMMON STOCK 773903109 67 1275 SH
DEFINED 1275 0 0
ROCKY SHOES & BOOTS INC COMMON STOCK 774830103 7 1000 SH
DEFINED 1000 0 0
ROSS STORES COMMON STOCK 778296103 167 8300 SH
DEFINED 8300 0 0
SAFECO COMMON STOCK 786429100 90 3200 SH
OTHER 3200 0 0
SAFESKIN CORP COMMON STOCK 786454108 7 900 SH
DEFINED 900 0 0
SAFEWAY COMMON STOCK 786514208 53 1400 SH
DEFINED 1400 0 0
SALOMON BROTHERS HIGH INCOME F COMMON STOCK 794907105 9 770 SH
DEFINED 770 0 0
SALOMON BROTHERS HIGH INCOME F COMMON STOCK 794907105 40 3500 SH
OTHER 3500 0 0
SANTA FE SNYDER COMMON STOCK 80218K105 6 633 SH
DEFINED 633 0 0
SARA LEE COMMON STOCK 803111103 122 5200 SH
DEFINED 5200 0 0
SARA LEE COMMON STOCK 803111103 14 600 SH
OTHER 600 0 0
SAVILLE SYSTEMS COMMON STOCK 805174109 45 3032 SH
DEFINED 3032 0 0
SBC COMMUNICATIONS COMMON STOCK 78387G103 1894 37087 SH
DEFINED 36873 0 214
SBC COMMUNICATIONS COMMON STOCK 78387G103 1033 20227 SH
OTHER 16871 0 3356
SCANA COMMON STOCK 805898103 15 600 SH
DEFINED 600 0 0
SCHERING PLOUGH COMMON STOCK 806605101 1154 26460 SH
DEFINED 26460 0 0
SCHERING PLOUGH COMMON STOCK 806605101 803 18400 SH
OTHER 18400 0 0
SCHLOTZSKYS COMMON STOCK 806832101 3 400 SH
DEFINED 400 0 0
SCHWAB CHARLES COMMON STOCK 808513105 20 600 SH
DEFINED 600 0 0
SEAGATE TECHNOLOGY COMMON STOCK 811804103 2 50 SH
DEFINED 50 0 0
SEALED AIR CORPORATION COMMON STOCK 81211K100 1505 29324 SH
DEFINED 28824 0 500
SEALED AIR CORPORATION COMMON STOCK 81211K100 31 600 SH
OTHER 600 0 0
SEARS ROEBUCK COMMON STOCK 812387108 169 5400 SH
DEFINED 5400 0 0
SEARS ROEBUCK COMMON STOCK 812387108 13 400 SH
OTHER 400 0 0
SEATTLE FILMWORKS INC COMMON STOCK 812572105 2 600 SH
DEFINED 600 0 0
SEMPRA ENERGY COMMON STOCK 816851109 15 700 SH
DEFINED 700 0 0
SERVICE CORPORATION INTERNATIO COMMON STOCK 817565104 60 5708 SH
DEFINED 5708 0 0
SHURGARD STORAGE CENTERS COMMON STOCK 82567D104 50 2000 SH
OTHER 2000 0 0
SIERRA PAC RES COMMON STOCK 826428104 11 500 SH
DEFINED 500 0 0
SIERRA PAC RES COMMON STOCK 826428104 16 720 SH
OTHER 720 0 0
SIGMA ALDRICH COMMON STOCK 826552101 2492 78480 SH
DEFINED 77280 0 1200
SIGMA ALDRICH COMMON STOCK 826552101 383 12065 SH
OTHER 12065 0 0
SILICON VY BANCSHARES COMMON STOCK 827064106 51 2100 SH
DEFINED 2100 0 0
SIMON PPTY GROUP NEW(SIMON PPT COMMON STOCK 828806109 3 125 SH
OTHER 125 0 0
SODEXHO MARRIOTT SERVICES COMMON STOCK 833793102 7 405 SH
DEFINED 405 0 0
SOLECTRON COMMON STOCK 834182107 22 300 SH
DEFINED 300 0 0
SONAT COMMON STOCK 835415100 79 2000 SH
DEFINED 2000 0 0
SONAT COMMON STOCK 835415100 4 100 SH
OTHER 100 0 0
SOUTHDOWN COMMON STOCK 841297104 559 10450 SH
DEFINED 10425 0 25
SOUTHDOWN COMMON STOCK 841297104 46 860 SH
OTHER 860 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 209 8135 SH
DEFINED 8135 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 73 2840 SH
OTHER 2840 0 0
SOUTHWEST AIRLINES COMMON STOCK 844741108 127 8333 SH
DEFINED 8333 0 0
SOUTHWEST AIRLINES COMMON STOCK 844741108 15 1013 SH
OTHER 1013 0 0
SOUTHWEST BANCORP COMMON STOCK 844767103 5058 232560 SH
DEFINED 216600 0 15960
SPIEGEL INC COMMON STOCK 848457107 10 1000 SH
DEFINED 1000 0 0
SPRINT COMMON STOCK 852061100 5500 101374 SH
DEFINED 100774 0 600
SPRINT COMMON STOCK 852061100 1335 24603 SH
OTHER 24603 0 0
SPRINT CORP PCS GROUP COMMON STOCK 852061506 171 2292 SH
DEFINED 2292 0 0
SPRINT CORP PCS GROUP COMMON STOCK 852061506 244 3270 SH
OTHER 3270 0 0
STANDARD REGISTER COMMON STOCK 853887107 19 800 SH
DEFINED 800 0 0
STAPLES COMMON STOCK 855030102 24 1120 SH
DEFINED 1120 0 0
STARBUCKS COMMON STOCK 855244109 5 200 SH
DEFINED 200 0 0
STARWOOD HOTELS & RESORTS WORL COMMON STOCK 85590A203 6 250 SH
DEFINED 250 0 0
STATE STREET COMMON STOCK 857477103 48 750 SH
DEFINED 750 0 0
SUN MICROSYSTEMS COMMON STOCK 866810104 8468 91050 SH
DEFINED 89850 0 1200
SUN MICROSYSTEMS COMMON STOCK 866810104 1811 19470 SH
OTHER 19470 0 0
SUNBEAM COMMON STOCK 867071102 6 1100 SH
DEFINED 1100 0 0
SUNBEAM COMMON STOCK 867071102 0 26 SH
OTHER 26 0 0
SUNOCO COMMON STOCK 86764P109 55 2011 SH
DEFINED 2011 0 0
SUNOCO COMMON STOCK 86764P109 27 1002 SH
OTHER 1002 0 0
SUNTRUST BANKS COMMON STOCK 867914103 2729 41506 SH
DEFINED 41411 0 95
SUNTRUST BANKS COMMON STOCK 867914103 770 11710 SH
OTHER 11710 0 0
SYLVAN LEARNING SYSTEMS COMMON STOCK 871399101 354 18265 SH
DEFINED 17765 0 500
SYLVAN LEARNING SYSTEMS COMMON STOCK 871399101 87 4500 SH
OTHER 4500 0 0
SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 13 400 SH
DEFINED 400 0 0
SYNTROLEUM CORP (FORMERLY SLH COMMON STOCK 871630109 3 400 SH
DEFINED 400 0 0
SYSCO COMMON STOCK 871829107 2289 65280 SH
DEFINED 64280 0 1000
SYSCO COMMON STOCK 871829107 266 7600 SH
OTHER 7600 0 0
SYSTEMS & COMPUTER COMMON STOCK 871873105 5 400 SH
DEFINED 400 0 0
TANDY COMMON STOCK 875382103 517 10000 SH
DEFINED 10000 0 0
TANDY BRANDS ACCESSORIES COMMON STOCK 875378101 96 6921 SH
DEFINED 6921 0 0
TANDYCRAFTS COMMON STOCK 875386104 94 30000 SH
DEFINED 30000 0 0
TCF FINANCIAL COMMON STOCK 872275102 18 620 SH
DEFINED 620 0 0
TCW CONVERTIBLE SECURITIESS FU COMMON STOCK 872340104 33 3600 SH
DEFINED 3600 0 0
TELEFLEX COMMON STOCK 879369106 24 600 SH
OTHER 600 0 0
TENET HEALTHCARE COMMON STOCK 88033G100 5 290 SH
DEFINED 290 0 0
TENNECO COMMON STOCK 88037E101 7 440 SH
DEFINED 440 0 0
TENNECO COMMON STOCK 88037E101 5 292 SH
OTHER 292 0 0
TEXACO COMMON STOCK 881694103 538 8516 SH
DEFINED 8516 0 0
TEXACO COMMON STOCK 881694103 203 3218 SH
OTHER 3218 0 0
TEXAS INDUSTRIES COMMON STOCK 882491103 148 4000 SH
DEFINED 4000 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 33 400 SH
DEFINED 400 0 0
TEXAS UTILITIES COMMON STOCK 882848104 74 1985 SH
DEFINED 1985 0 0
TEXAS UTILITIES COMMON STOCK 882848104 102 2725 SH
OTHER 2625 0 100
TEXTRON COMMON STOCK 883203101 47 610 SH
DEFINED 610 0 0
THERMO ELECTRON COMMON STOCK 883556102 1590 118344 SH
DEFINED 115514 0 2830
THERMO ELECTRON COMMON STOCK 883556102 171 12740 SH
OTHER 12740 0 0
TIME WARNER COMMON STOCK 887315109 36 600 SH
DEFINED 600 0 0
TIME WARNER COMMON STOCK 887315109 18 300 SH
OTHER 300 0 0
TIMKEN COMMON STOCK 887389104 5 300 SH
DEFINED 300 0 0
TOMMY HILFIGER COMMON STOCK G8915Z102 11 400 SH
DEFINED 400 0 0
TOO COMMON STOCK 890333107 0 14 SH
DEFINED 14 0 0
TORCHMARK COMMON STOCK 891027104 3211 124090 SH
DEFINED 124090 0 0
TRAMMELL CROW COMMON STOCK 89288R106 60 4552 SH
DEFINED 3752 0 800
TRANSACTION SYS ARCHITECTS INC COMMON STOCK 893416107 22 800 SH
DEFINED 800 0 0
TRI-CONTINENTAL COMMON STOCK 895436103 15 507 SH
DEFINED 507 0 0
TRIAD HOSPS INC COMMON STOCK 89579K109 0 1 SH
DEFINED 1 0 0
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 0 10 SH
DEFINED 10 0 0
TRUE NORTH COMMUNICATIONS INC COMMON STOCK 897844106 25 700 SH
DEFINED 700 0 0
TRW COMMON STOCK 872649108 727 14608 SH
DEFINED 14608 0 0
TRW COMMON STOCK 872649108 5 100 SH
OTHER 100 0 0
TV GUIDE COMMON STOCK 87307Q109 470 12000 SH
DEFINED 12000 0 0
TYCO INTERNATIONAL COMMON STOCK 902124106 10060 97437 SH
DEFINED 95697 0 1740
TYCO INTERNATIONAL COMMON STOCK 902124106 1135 10997 SH
OTHER 10997 0 0
U S WEST COMMON STOCK 91273H101 482 8442 SH
DEFINED 8442 0 0
U S WEST COMMON STOCK 91273H101 158 2772 SH
OTHER 2000 0 772
UBICS COMMON STOCK 90261L108 3 1000 SH
DEFINED 1000 0 0
UGI CORPORATION COMMON STOCK 902681105 9 400 SH
DEFINED 400 0 0
UNICOM COMMON STOCK 904911104 4 100 SH
DEFINED 100 0 0
UNIGRAPHICS SOLUTIONS COMMON STOCK 904928108 16 600 SH
OTHER 600 0 0
UNION CARBIDE COMMON STOCK 905581104 153 2700 SH
DEFINED 2700 0 0
UNION PACIFIC COMMON STOCK 907818108 1163 24189 SH
DEFINED 23869 0 320
UNION PACIFIC COMMON STOCK 907818108 486 10110 SH
OTHER 10110 0 0
UNION PLANTERS COMMON STOCK 908068109 49 1200 SH
DEFINED 1200 0 0
UNIT CORPORATION COMMON STOCK 909218109 15 2000 SH
OTHER 2000 0 0
UNITED DOMINION REALTY TRUST COMMON STOCK 910197102 9 800 SH
DEFINED 800 0 0
UNITED DOMINION REALTY TRUST COMMON STOCK 910197102 7 640 SH
OTHER 640 0 0
UNITED STATES EXPL INC COMMON STOCK 91182F303 1 547 SH
DEFINED 547 0 0
UNITED TECHNOLOGIES COMMON STOCK 913017109 136 2300 SH
DEFINED 2300 0 0
UNITED TECHNOLOGIES COMMON STOCK 913017109 1219 20545 SH
OTHER 20545 0 0
UNOCAL COMMON STOCK 915289102 74 2000 SH
OTHER 2000 0 0
UNUMPROVIDENT COMMON STOCK 91529Y106 88 3000 SH
DEFINED 3000 0 0
US ONCOLOGY COMMON STOCK 90338W103 1002 110602 SH
DEFINED 110602 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 25 860 SH
DEFINED 860 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 32 1100 SH
OTHER 1100 0 0
USX-U S STL GROUP COMMON STOCK 90337T101 2 69 SH
DEFINED 69 0 0
UTILICORP UNITED COMMON STOCK 918005109 26 1237 SH
DEFINED 1237 0 0
UTILICORP UNITED COMMON STOCK 918005109 6 300 SH
OTHER 300 0 0
VALASSIS COMMUNICATIONS COMMON STOCK 918866104 86 1950 SH
DEFINED 1950 0 0
VESTA INS GROUP INC COMMON STOCK 925391104 4 800 SH
DEFINED 800 0 0
VESTAUR SECURITIES COMMON STOCK 925464109 27 2116 SH
DEFINED 2116 0 0
VIACOM COMMON STOCK 925524100 65 1500 SH
DEFINED 1500 0 0
VIGNETTE CORP COMMON STOCK 926734104 18 200 SH
OTHER 200 0 0
VISIO COMMON STOCK 927914101 0 10 SH
DEFINED 10 0 0
VISX COMMON STOCK 92844S105 30 373 SH
DEFINED 373 0 0
VODAFONE GROUP PLC COMMON STOCK 92857T107 153 645 SH
DEFINED 645 0 0
VODAFONE GROUP PLC COMMON STOCK 92857T107 54 226 SH
OTHER 0 0 226
WADDELL & REED CLASS B COMMON STOCK 930059209 661 30926 SH
DEFINED 30926 0 0
WADDELL & REED FINANCIAL COMMON STOCK 930059100 159 7185 SH
DEFINED 7185 0 0
WAL-MART COMMON STOCK 931142103 14744 309995 SH
DEFINED 183905 0 126090
WAL-MART COMMON STOCK 931142103 1361 28625 SH
OTHER 28625 0 0
WALGREENS COMMON STOCK 931422109 27 1050 SH
DEFINED 1050 0 0
WALT DISNEY COMMON STOCK 254687106 273 10490 SH
DEFINED 10490 0 0
WALT DISNEY COMMON STOCK 254687106 244 9375 SH
OTHER 9375 0 0
WARNER LAMBERT COMMON STOCK 934488107 279 4196 SH
DEFINED 4196 0 0
WARNER LAMBERT COMMON STOCK 934488107 398 6000 SH
OTHER 6000 0 0
WASHINGTON MUT INC COMMON STOCK 939322103 29 1000 SH
DEFINED 1000 0 0
WASHINGTON REAL ESTATE INVESTM COMMON STOCK 939653101 28 1800 SH
DEFINED 1800 0 0
WASTE MANAGEMENT COMMON STOCK 94106L109 9 450 SH
DEFINED 450 0 0
WATSON PHARMACEUTICALS COMMON STOCK 942683103 6 200 SH
DEFINED 200 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK 947074100 1875 58600 SH
DEFINED 58600 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK 947074100 33 1040 SH
OTHER 1040 0 0
WEBCO INDUSTRIES COMMON STOCK 947621108 6 2000 SH
DEFINED 2000 0 0
WEBSTER FINANCIAL COMMON STOCK 947890109 4 150 SH
DEFINED 150 0 0
WELLS FARGO COMMON STOCK 949746101 2460 62074 SH
DEFINED 61214 0 860
WELLS FARGO COMMON STOCK 949746101 256 6450 SH
OTHER 6450 0 0
WESTERN RESOURCES COMMON STOCK 959425109 53 2462 SH
DEFINED 2462 0 0
WESTERN RESOURCES COMMON STOCK 959425109 9 400 SH
OTHER 400 0 0
WEYERHAEUSER COMPANY COMMON STOCK 962166104 17 300 SH
DEFINED 300 0 0
WEYERHAEUSER COMPANY COMMON STOCK 962166104 29 500 SH
OTHER 500 0 0
WILLBROS GROUP COMMON STOCK 969199108 15 2100 SH
DEFINED 2100 0 0
WILLIAMS COMPANIES COMMON STOCK 969457100 5121 136112 SH
DEFINED 134227 0 1885
WILLIAMS COMPANIES COMMON STOCK 969457100 713 18950 SH
OTHER 18950 0 0
WISCONSIN ENERGY COMMON STOCK 976657106 57 2450 SH
DEFINED 2450 0 0
WISCONSIN ENERGY COMMON STOCK 976657106 7 300 SH
OTHER 300 0 0
WPS RESOURCES COMMON STOCK 92931B106 11 396 SH
DEFINED 396 0 0
WR GRACE & CO NEW COMMON STOCK 38388F108 3 167 SH
DEFINED 167 0 0
XEROX COMMON STOCK 984121103 34 800 SH
DEFINED 800 0 0
XETA COMMON STOCK 983909102 3 200 SH
DEFINED 200 0 0
XILINX COMMON STOCK 983919101 7 100 SH
DEFINED 100 0 0
XOMA LTD COMMON STOCK G9825R107 2 800 SH
DEFINED 800 0 0
YAHOO COMMON STOCK 984332106 2 10 SH
DEFINED 10 0 0
ZWEIG TOTAL RETURN FUND COMMON STOCK 989837109 8 1022 SH
OTHER 1022 0 0
ZYMETX COMMON STOCK 989859103 9 4063 SH
DEFINED 4063 0 0
BJ SVCS CO WT EXP 00/00/200 4 COMMON STOCK 055482111 1 28 SH
DEFINED N.A. N.A. N.A.
IMC GLOBAL WT EXP 00/00/200 12 COMMON STOCK 449669118 0 276 SH
DEFINED N.A. N.A. N.A.
AEGON N V COMMON STOCK 007924103 1536 17760 SH
DEFINED 17760 0 0
AEGON N V COMMON STOCK 007924103 135 1560 SH
OTHER 1560 0 0
ASA LTD COMMON STOCK 002050102 25 1200 SH
OTHER 1200 0 0
ASTRAZENECA PLC COMMON STOCK 046353108 13 303 SH
DEFINED 303 0 0
BARRICK GOLD CORP COMMON STOCK 067901108 3 133 SH
DEFINED 133 0 0
GALLAHER GROUP PLC COMMON STOCK 363595109 109 4000 SH
DEFINED 4000 0 0
GALLAHER GROUP PLC COMMON STOCK 363595109 22 800 SH
OTHER 800 0 0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 22 425 SH
DEFINED 425 0 0
NOKIA SPONSORED ADR COMMON STOCK 654902204 18 200 SH
DEFINED 200 0 0
POTASH CORPORATION OF SASKATCH COMMON STOCK 73755L107 22 420 SH
DEFINED 420 0 0
REPSOL S A COMMON STOCK 76026T205 48 2400 SH
DEFINED 2400 0 0
REUTERS GROUP PLC SPONSORED AD COMMON STOCK 76132M102 24 346 SH
DEFINED 346 0 0
ROYAL DUTCH PETROLEUM COMMON STOCK 780257804 276 4675 SH
DEFINED 4675 0 0
ROYAL DUTCH PETROLEUM COMMON STOCK 780257804 44 750 SH
OTHER 750 0 0
SCHLUMBERGER COMMON STOCK 806857108 150 2404 SH
DEFINED 2404 0 0
SCHLUMBERGER COMMON STOCK 806857108 37 600 SH
OTHER 600 0 0
SHELL TRANSPORTATION & TRADING COMMON STOCK 822703609 8 180 SH
OTHER 180 0 0
SMITHKLINE BEECHAM P L C COMMON STOCK 832378301 12 200 SH
DEFINED 200 0 0
SMITHKLINE BEECHAM P L C COMMON STOCK 832378301 115 2000 SH
OTHER 2000 0 0
TEVA PHARMACEUTICAL INDUSTRIES COMMON STOCK 881624209 6 125 SH
OTHER 125 0 0
UNILEVER COMMON STOCK 904784709 1092 16030 SH
DEFINED 16030 0 0
UNILEVER COMMON STOCK 904784709 467 6851 SH
OTHER 6851 0 0
ARMCO INC PFD CONV $2.10 PREFERRED STOCK 042170209 8 200 SH
DEFINED N.A. N.A. N.A.
ATLANTIC RICHFIELD CONV PFD PREFERRED STOCK 048825400 6 13 SH
DEFINED N.A. N.A. N.A.
FELCOR LODGING TRUST PREFERRED STOCK 31430F200 7 400 SH
DEFINED N.A. N.A. N.A.
FORTUNE BRANDS $2.67 PREFERRED PREFERRED STOCK 349631200 6 40 SH
DEFINED N.A. N.A. N.A.
INNKEEPERS USA 8.625% PREFERRE PREFERRED STOCK 4576J0302 9 500 SH
DEFINED N.A. N.A. N.A.
KMART FINANCING 7.750% PREFERR PREFERRED STOCK 498778208 14 300 SH
DEFINED N.A. N.A. N.A.
ROYAL BANK SCOTLAND GROUP PLC PREFERRED STOCK 780097887 9 400 SH
DEFINED N.A. N.A. N.A.
SEALED AIR CORP NEW PFD $2 PREFERRED STOCK 81211K209 4 79 SH
DEFINED N.A. N.A. N.A.
BETHLEHEM STEEL 5.00% PREFERRE PREFERRED STOCK 087509303 10 200 SH
DEFINED N.A. N.A. N.A.
BETHLEHEM STEEL 5.00% PREFERRE PREFERRED STOCK 087509303 10 200 SH
OTHER N.A. N.A. N.A.
ROYAL BANK SCOTLAND GROUP ADR PREFERRED STOCK 780097309 10 400 SH
DEFINED N.A. N.A. N.A.
MFS INTERMEDIATE INCOME TRUST OTHER 55273C107 13 2000 SH
OTHER N.A. N.A. N.A.
MORGAN STANLEY DW GOVT INCOME OTHER 61745P106 8 1000 SH
OTHER N.A. N.A. N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER 09247K109 137 9196 SH
DEFINED N.A. N.A. N.A.
COLONIAL HIGH INCOME MUN TR OTHER 195743109 17 2500 SH
OTHER N.A. N.A. N.A.
DREYFUS STRATEGIC MUN BD FD IN OTHER 26202F107 45 5587 SH
DEFINED N.A. N.A. N.A.
DREYFUS STRATEGIC MUNS INC OTHER 261932107 45 5578 SH
DEFINED N.A. N.A. N.A.
MORGAN STANLEY DW INSD MUNI IN OTHER 61745P791 86 6415 SH
OTHER N.A. N.A. N.A.
MUNIVEST FD INC OTHER 626295109 67 8091 SH
DEFINED N.A. N.A. N.A.
MUNIYIELD FD INC OTHER 626299101 61 4700 SH
DEFINED N.A. N.A. N.A.
MUNIYIELD QUALITY FD INC OTHER 626302103 24 1880 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 36 2600 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER 67062N103 14 1000 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUN ADVANTAGE FD INC OTHER 67062H106 84 5800 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUN MKT OPPORTUNITY FD OTHER 67062W103 15 1021 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUNI INCOME FD INC OTHER 67062J102 11 1000 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUNI VALUE FD OTHER 670928100 13 1500 SH
DEFINED N.A. N.A. N.A.
NUVEEN PERFORMANCE PLUS MUNICI OTHER 67062P108 72 5600 SH
DEFINED N.A. N.A. N.A.
NUVEEN PERFORMANCE PLUS MUNICI OTHER 67062P108 13 1000 SH
OTHER N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUN FD 4 OTHER 6706K4105 26 2119 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUNI OTHER 67063W102 10 660 SH
DEFINED N.A. N.A. N.A.
NUVEEN SELECT QUALITY MUNI FUN OTHER 670973106 34 2500 SH
DEFINED N.A. N.A. N.A.
PUTNAM INVT GRADE MUN TR OTHER 746805100 52 4165 SH
DEFINED N.A. N.A. N.A.
PUTNAM MANAGED MUN INCOME TR OTHER 746823103 143 14183 SH
DEFINED N.A. N.A. N.A.
SMITH BARNEY INTER MUN FD INC OTHER 831802103 69 7436 SH
DEFINED N.A. N.A. N.A.
VAN KAMPEN AMERN CAP MUN INCOM OTHER 920909108 30 3432 SH
DEFINED N.A. N.A. N.A.
DURA PHARMACEUTICALS 3.500% 7 OTHER 26632SAA7 23 30000 PRN
DEFINED N.A. N.A. N.A.
KERR MCGEE CORP 7.50% 5/15/14 OTHER 492386AL1 10 10000 PRN
DEFINED N.A. N.A. N.A.
NORAM ENERGY CORP 6.000% 3 OTHER 655419AC3 22 25000 PRN
DEFINED N.A. N.A. N.A.
BLACKROCK INVT QUALITY TERM TR OTHER 09247J102 35 4400 SH
DEFINED N.A. N.A. N.A.
DEAN WITTER TCW/DW TERM TRUST OTHER 87234T101 5 529 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREMIER MUN INCOME FD I OTHER 670988104 9 600 SH
DEFINED N.A. N.A. N.A.
PILGRIM PRIME RATE OTHER 72146W103 5 500 SH
OTHER N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER 880198106 3 500 SH
DEFINED N.A. N.A. N.A.
2002 TARGET TERM TR INC OTHER 902106103 68 5077 SH
DEFINED N.A. N.A. N.A.
ALL AMERN TERM TR INC OTHER 016440109 1 64 SH
DEFINED N.A. N.A. N.A.
CENTRAL EUROPEAN EQUITY FD INC OTHER 153436100 4 310 SH
DEFINED N.A. N.A. N.A.
GABELLI UTILITY TRUST OTHER 36240A101 4 500 SH
DEFINED N.A. N.A. N.A.
MASS MUTUAL OTHER 576292106 64 3000 SH
OTHER N.A. N.A. N.A.
MORGAN STANLEY DW QUALITY MUNI OTHER 61745P585 2 205 SH
DEFINED N.A. N.A. N.A.
MORGAN STANLEY DW QUALITY MUNI OTHER 61745P585 37 3098 SH
OTHER N.A. N.A. N.A.
TRANSAMERICA INCOME SHS OTHER 893506105 3 120 SH
DEFINED N.A. N.A. N.A.
VAN KAMPEN SENIOR INCOME TRUST OTHER 920961109 27 3000 SH
DEFINED N.A. N.A. N.A.
ZWEIG FD INC OTHER 989834106 2 200 SH
DEFINED N.A. N.A. N.A.
</TABLE>
