UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 4/29/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: The Trust Co. Of Oklahoma
ADDRESS: 5727 South Lewis Avenue
Tulsa, OK 74105
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: Karen Perkins
TITLE: Vice President and Comptroller
PHONE: (918)744-0553
SIGNATURE,PLACE,AND DATE OF SIGNING:
Karen Perkins Tulsa, OK 3/31/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 825
FORM 13F INFORMATION TABLE VALUE TOTAL: $394,049,579
<PAGE>
<TABLE> <C>
<C>
FORM 13F
INFORMATION TABLE
VALUE SHARES/ SH/
PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN
CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- ---
- ---- ------- ------------ -------- -------- --------
A T & T CORP COMMON STOCK 001957109 2371 29712 SH
DEFINED 29387 0 325
A T & T CORP COMMON STOCK 001957109 491 6154 SH
OTHER 4274 0 1880
AAON INC COM PAR $0.004 COMMON STOCK 000360206 28 2549 SH
DEFINED 2549 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 6164 131664 SH
DEFINED 130329 0 1335
ABBOTT LABORATORIES COMMON STOCK 002824100 1302 27820 SH
OTHER 27820 0 0
ACNIELSEN CORP COMMON STOCK 004833109 6 208 SH
DEFINED 208 0 0
ACXIOM CORP COMMON STOCK 005125109 72 2700 SH
DEFINED 2300 0 400
ADAMS EXPRESS CO COMMON STOCK 006212104 20 721 SH
OTHER 721 0 0
ADVANCED ENERGY INDS INC COMMON STOCK 007973100 46 1971 SH
OTHER 1971 0 0
AETNA INC COMMON STOCK 008117103 33 400 SH
DEFINED 400 0 0
AFLAC INC COMMON STOCK 001055102 109 2000 SH
DEFINED 2000 0 0
AGL RESOURCES INC COMMON STOCK 001204106 8 480 SH
DEFINED 480 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 16 480 SH
DEFINED 480 0 0
AIRBORNE FGHT CORP COMMON STOCK 009266107 22 700 SH
DEFINED 700 0 0
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 85 877 SH
DEFINED 877 0 0
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 44 452 SH
OTHER 0 0 452
ALBERTSONS INC COMMON STOCK 013104104 103 1900 SH
DEFINED 1900 0 0
ALBERTSONS INC COMMON STOCK 013104104 207 3800 SH
OTHER 3800 0 0
ALCOA (FORMERLY ALUMINUM CO OF COMMON STOCK 013817101 58 1400 SH
DEFINED 1400 0 0
ALLEGHENY ENERGY COMMON STOCK 017361106 14 468 SH
DEFINED 468 0 0
ALLERGAN COMMON STOCK 018490102 149 1700 SH
DEFINED 1700 0 0
ALLERGAN COMMON STOCK 018490102 422 4800 SH
OTHER 4800 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 1 105 SH
OTHER 105 0 0
ALLSTATE CORP COMMON STOCK 020002101 110 2970 SH
DEFINED 2970 0 0
ALLSTATE CORP COMMON STOCK 020002101 165 4448 SH
OTHER 4448 0 0
ALLTEL CORP COMMON STOCK 020039103 31 501 SH
DEFINED 501 0 0
ALLTEL CORP COMMON STOCK 020039103 18 296 SH
OTHER 296 0 0
AMAZON COM INC COMMON STOCK 023135106 3 15 SH
DEFINED 15 0 0
AMEREN CORP COMMON STOCK 023608102 76 2100 SH
DEFINED 2100 0 0
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 122 828 SH
DEFINED 828 0 0
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 7 50 SH
OTHER 50 0 0
AMERICAN ELECTRIC POWER CO, IN COMMON STOCK 025537101 102 2571 SH
DEFINED 2571 0 0
AMERICAN ELECTRIC POWER CO, IN COMMON STOCK 025537101 4 112 SH
OTHER 0 0 112
AMERICAN EXPRESS CO COMMON STOCK 025816109 118 1000 SH
DEFINED 1000 0 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 212 3012 SH
DEFINED 3012 0 0
AMERICAN GREETINGS CORP COMMON STOCK 026375105 38 1500 SH
DEFINED 1500 0 0
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 716 10975 SH
DEFINED 10975 0 0
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 196 3000 SH
OTHER 3000 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 10496 87015 SH
DEFINED 86865 0 150
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 2066 17124 SH
OTHER 17124 0 0
AMERICAN MED SEC GROUP INC COMMON STOCK 02744P101 129 9200 SH
DEFINED 9200 0 0
AMERICAN ONCOLOGY RES INC COMMON STOCK 028910107 995 110602 SH
DEFINED 110602 0 0
AMERICAN STORES COM (NEW) COMMON STOCK 030096101 121 3675 SH
DEFINED 3675 0 0
AMERICAN WTR WKS INC COMMON STOCK 030411102 17 600 SH
OTHER 600 0 0
AMERITECH CORP COMMON STOCK 030954101 1019 17676 SH
DEFINED 17676 0 0
AMERITECH CORP COMMON STOCK 030954101 527 9153 SH
OTHER 6897 0 2256
AMETEK INC NEW COMMON STOCK 031100100 15 800 SH
DEFINED 800 0 0
AMGEN INC COMMON STOCK 031162100 120 1600 SH
DEFINED 1600 0 0
AMGEN INC COMMON STOCK 031162100 7 100 SH
OTHER 100 0 0
AMLI RESIDENTIAL PPTYS TR COMMON STOCK 001735109 21 1000 SH
DEFINED 1000 0 0
AMP INC COMMON STOCK 031897101 28 524 SH
DEFINED 524 0 0
AMP INC COMMON STOCK 031897101 158 2944 SH
OTHER 2944 0 0
ANADARKO PET CORP COMMON STOCK 032511107 76 2022 SH
DEFINED 2022 0 0
ANGLOGOLD LTD COMMON STOCK 035128206 31 1561 SH
OTHER 1561 0 0
ANHEUSER-BUSCH COMPANIES COMMON STOCK 035229103 13 166 SH
DEFINED 166 0 0
AON CORP COMMON STOCK 037389103 34 530 SH
DEFINED 530 0 0
APACHE CORP COMMON STOCK 037411105 13 500 SH
DEFINED 500 0 0
APPLIED DIGITAL ACCESS INC COMMON STOCK 038181103 2 900 SH
DEFINED 900 0 0
APPLIED MAGNETICS CORP COMMON STOCK 038213104 4 1000 SH
DEFINED 1000 0 0
APPLIED MATERIALS COMMON STOCK 038222105 36 580 SH
DEFINED 580 0 0
ARCHER DANIELS-MIDLAND COMMON STOCK 039483102 541 36812 SH
DEFINED 36576 0 236
ARCHER DANIELS-MIDLAND COMMON STOCK 039483102 243 16543 SH
OTHER 16543 0 0
ARROW ELECTRS INC COMMON STOCK 042735100 60 4000 SH
DEFINED 4000 0 0
ASHLAND INC COMMON STOCK 044204105 19 462 SH
DEFINED 462 0 0
ASSET INVS CORP COMMON NEW COMMON STOCK 045417201 1 100 SH
DEFINED 100 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 285 6342 SH
DEFINED 6342 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 29 640 SH
OTHER 640 0 0
AT&T LIBERTY MEDIA GROUP CL A COMMON STOCK 001957208 40 757 SH
DEFINED 757 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 1987 27177 SH
DEFINED 27147 0 30
ATLANTIC RICHFIELD COMMON STOCK 048825103 437 5977 SH
OTHER 5545 0 432
ATMEL CORP COMMON STOCK 049513104 3 200 SH
DEFINED 200 0 0
ATMOS ENERGY CORP COMMON STOCK 049560105 24 1000 SH
DEFINED 1000 0 0
ATRIX LABS INC COMMON STOCK 04962L101 2 200 SH
DEFINED 200 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 4712 113894 SH
DEFINED 112069 0 1825
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 524 12660 SH
OTHER 12660 0 0
AVISTA CORP (FORMERLY WASHINGT COMMON STOCK 05379B107 7 400 SH
DEFINED 400 0 0
AVON PRODUCTS INC COMMON STOCK 054303102 34 720 SH
DEFINED 720 0 0
AVON PRODUCTS INC COMMON STOCK 054303102 94 2000 SH
OTHER 2000 0 0
BADGER METER INC COMMON STOCK 056525108 46 1500 SH
DEFINED 1500 0 0
BAKER HUGHES INC COMMON STOCK 057224107 6 250 SH
DEFINED 250 0 0
BAKER HUGHES INC COMMON STOCK 057224107 30 1238 SH
OTHER 1238 0 0
BANK ONE CORP COMMON STOCK 06423A103 72 1303 SH
DEFINED 1303 0 0
BANK ONE CORP COMMON STOCK 06423A103 425 7727 SH
OTHER 7727 0 0
BANKAMERICA CORP COMMON STOCK 06605F102 469 6639 SH
DEFINED 6639 0 0
BANKAMERICA CORP COMMON STOCK 06605F102 1268 17956 SH
OTHER 17956 0 0
BANKERS TRUST CORPORATION COMMON STOCK 066365107 80 906 SH
DEFINED 906 0 0
BARRETT RES CORP COMMON STOCK 068480201 14 578 SH
DEFINED 578 0 0
BATTLE MOUNTAIN GOLD CLASS A C COMMON STOCK 071593107 2 729 SH
DEFINED 729 0 0
BAXTER INTL INC COMMON STOCK 071813109 7 100 SH
DEFINED 100 0 0
BEC ENERGY COM(FORMERLY BOSTON COMMON STOCK 05538M101 16 440 SH
DEFINED 440 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 31 800 SH
DEFINED 800 0 0
BELL ATLANTIC COMMON STOCK 077853109 757 14646 SH
DEFINED 14646 0 0
BELL ATLANTIC COMMON STOCK 077853109 245 4738 SH
OTHER 2080 0 2658
BELLSOUTH COMMON STOCK 079860102 1357 33874 SH
DEFINED 33874 0 0
BELLSOUTH COMMON STOCK 079860102 578 14424 SH
OTHER 11040 0 3384
BERKSHIRE ENERGY RES COMMON STOCK 084644103 10 510 SH
OTHER 510 0 0
BERKSHIRE HATHAWAY CL B COMMON STOCK 084670207 273 116 SH
DEFINED 116 0 0
BEST BUY INC COMMON STOCK 086516101 1366 26270 SH
DEFINED 26270 0 0
BEST BUY INC COMMON STOCK 086516101 264 5070 SH
OTHER 5070 0 0
BESTFOODS (FORMERLY CPC INTL) COMMON STOCK 08658U101 104 2210 SH
DEFINED 2210 0 0
BIOGEN INC COMMON STOCK 090597105 11 100 SH
DEFINED 100 0 0
BJS WHOLESALE CLUB INC COMMON STOCK 05548J106 53 2000 SH
DEFINED 2000 0 0
BLACKROCK TARGET TERM TR INC COMMON STOCK 092476100 7 700 SH
OTHER 700 0 0
BLAIR CORPORATION COMMON STOCK 092828102 2 100 SH
DEFINED 100 0 0
BLOCK H&R COMMON STOCK 093671105 38 800 SH
DEFINED 800 0 0
BOEING COMMON STOCK 097023105 164 4833 SH
DEFINED 4833 0 0
BOEING COMMON STOCK 097023105 138 4050 SH
OTHER 4050 0 0
BOISE CASCADE CORPORATION COM COMMON STOCK 097383103 11 333 SH
OTHER 333 0 0
BOK FINL CORP COMMON STOCK 05561Q201 10 376 SH
DEFINED 376 0 0
BOMBAY INC COMMON STOCK 097924104 92 22984 SH
DEFINED 22984 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 57 1400 SH
DEFINED 1400 0 0
BP AMOCO P L C COMMON STOCK 055622104 13783 136469 SH
DEFINED 134970 0 1499
BP AMOCO P L C COMMON STOCK 055622104 3679 36424 SH
OTHER 36424 0 0
BRAUNS FASHIONS CORP COMMON STOCK 105658108 16 2000 SH
DEFINED 2000 0 0
BRINKER INTL INC COMMON STOCK 109641100 8 300 SH
DEFINED 300 0 0
BRINKER INTL INC COMMON STOCK 109641100 16 600 SH
OTHER 600 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 9570 149241 SH
DEFINED 147511 0 1730
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 2373 37000 SH
OTHER 37000 0 0
BROWNING-FERRIS INDUSTRIES COMMON STOCK 115885105 39 1000 SH
OTHER 1000 0 0
BUCKEYE PARTNERS L P COMMON STOCK 118230101 5 200 SH
DEFINED 200 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 129 3915 SH
DEFINED 3915 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 117 3561 SH
OTHER 3561 0 0
BURLINGTON RESOURCES COMMON STOCK 122014103 111 2788 SH
DEFINED 2788 0 0
BURLINGTON RESOURCES COMMON STOCK 122014103 418 10457 SH
OTHER 10457 0 0
CALIFORNIA WTR SVC GRP HLDG CO COMMON STOCK 130788102 5 216 SH
DEFINED 216 0 0
CAMDEN PPTY TR COMMON STOCK 133131102 7 286 SH
DEFINED 286 0 0
CANADA SOUTHN PETE LTD COMMON STOCK 135231108 7 1000 SH
DEFINED 1000 0 0
CARNIVAL CORP CL A COMMON STOCK 143658102 2929 60310 SH
DEFINED 59240 0 1070
CARNIVAL CORP CL A COMMON STOCK 143658102 84 1740 SH
OTHER 1740 0 0
CAROLINA POWER & LIGHT COMMON STOCK 144141108 14 370 SH
DEFINED 370 0 0
CAROLINA POWER & LIGHT COMMON STOCK 144141108 26 680 SH
OTHER 680 0 0
CARRINGTON LABS INC COMMON STOCK 144525102 7 2300 SH
DEFINED 2300 0 0
CATELLUS DEV CORP COMMON STOCK 149111106 7 525 SH
DEFINED 525 0 0
CATERPILLAR TRACTOR CO COM COMMON STOCK 149123101 9 200 SH
DEFINED 200 0 0
CATERPILLAR TRACTOR CO COM COMMON STOCK 149123101 91 1981 SH
OTHER 1981 0 0
CATHERINES STORES CORP COMMON STOCK 14916F100 7 1000 SH
DEFINED 1000 0 0
CATO CORP COMMON STOCK 149205106 5 500 SH
DEFINED 500 0 0
CBS CORP (FORMERLY WESTINGHOUS COMMON STOCK 12490K107 169 4147 SH
DEFINED 4147 0 0
CELGENE CORP COMMON STOCK 151020104 80 5000 SH
DEFINED 5000 0 0
CENDANT CORP COMMON (FORMERLY COMMON STOCK 151313103 3 200 SH
DEFINED 200 0 0
CENTOCOR INC COMMON STOCK 152342101 1067 28900 SH
DEFINED 28900 0 0
CENTOCOR INC COMMON STOCK 152342101 70 1900 SH
OTHER 1900 0 0
CENTRAL & SOUTHWEST CORP COMMON STOCK 152357109 328 14002 SH
DEFINED 14002 0 0
CENTRAL & SOUTHWEST CORP COMMON STOCK 152357109 110 4700 SH
OTHER 3700 0 1000
CENTRAL NEWSPAPERS INC CL A COMMON STOCK 154647101 37 1200 SH
DEFINED 1200 0 0
CENTURY ALUM CO COMMON STOCK 156431108 3 500 SH
DEFINED 500 0 0
CENTURY TELEPHONE ENTERPRISES, COMMON STOCK 156686107 14 200 SH
DEFINED 200 0 0
CERUS CORP COMMON STOCK 157085101 2 100 SH
DEFINED 100 0 0
CHANCELLOR MEDIA CORP COMMON STOCK 158915108 5 100 SH
DEFINED 100 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 381 4681 SH
DEFINED 4681 0 0
CHEVRON COMMON STOCK 166751107 2363 26623 SH
DEFINED 26623 0 0
CHEVRON COMMON STOCK 166751107 912 10279 SH
OTHER 10279 0 0
CHIRON CORP COMMON STOCK 170040109 66 3000 SH
DEFINED 3000 0 0
CHUBB COMMON STOCK 171232101 3 50 SH
DEFINED 50 0 0
CIGNA COMMON STOCK 125509109 121 1444 SH
DEFINED 1444 0 0
CIGNA COMMON STOCK 125509109 42 500 SH
OTHER 500 0 0
CINERGY CORP COMMON STOCK 172474108 1758 63924 SH
DEFINED 61964 0 1960
CINERGY CORP COMMON STOCK 172474108 167 6077 SH
OTHER 6077 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 4007 36577 SH
DEFINED 36330 0 247
CISCO SYSTEMS COMMON STOCK 17275R102 345 3152 SH
OTHER 3152 0 0
CITIGROUP INC COMMON STOCK 172967101 13 200 SH
DEFINED 200 0 0
CLAYTON HOMES INC COMMON STOCK 184190106 21 1875 SH
DEFINED 1875 0 0
CLOROX COMMON STOCK 189054109 6 50 SH
DEFINED 50 0 0
CLOROX COMMON STOCK 189054109 12 100 SH
OTHER 100 0 0
COCA-COLA COM COMMON STOCK 191216100 904 14735 SH
DEFINED 14735 0 0
COCA-COLA COM COMMON STOCK 191216100 132 2155 SH
OTHER 2155 0 0
COGNEX CORP COMMON STOCK 192422103 16 656 SH
DEFINED 656 0 0
COHERENT INC COMMON STOCK 192479103 14 1000 SH
DEFINED 1000 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 5 50 SH
DEFINED 50 0 0
COLONIAL PROPERTIES TRUST (ALA COMMON STOCK 195872106 17 650 SH
DEFINED 650 0 0
COLUMBIA GAS SYS INC COMMON STOCK 197648108 78 1500 SH
OTHER 1500 0 0
COLUMBIA/HCA HEALTHCARE CORP COMMON STOCK 197677107 0 10 SH
DEFINED 10 0 0
COMMERCIAL ASSETS INC COMMON STOCK 201118106 1 250 SH
DEFINED 250 0 0
COMPAQ COMPUTER COMMON STOCK 204493100 138 4370 SH
DEFINED 4370 0 0
COMPUTER SCIENCES CORP COMMON STOCK 205363104 2259 40926 SH
DEFINED 40516 0 410
COMPUTER SCIENCES CORP COMMON STOCK 205363104 380 6880 SH
OTHER 6880 0 0
CONAGRA INC COMMON STOCK 205887102 3439 134205 SH
DEFINED 131460 0 2745
CONAGRA INC COMMON STOCK 205887102 403 15740 SH
OTHER 15740 0 0
CONCENTRIC NETWORK CORP COMMON STOCK 20589R107 3 40 SH
DEFINED 40 0 0
CONECTIV INC COMMON STOCK 206829103 4 225 SH
DEFINED 225 0 0
CONECTIV INC CL A COMMON STOCK 206829202 1 37 SH
DEFINED 37 0 0
CONEXANT SYS INC COMMON STOCK 207142100 30 1100 SH
DEFINED 1100 0 0
CONNECTICUT WTR SVC INC COMMON STOCK 207797101 18 750 SH
DEFINED 750 0 0
CONOCO INC COMMON STOCK 208251306 12 500 SH
OTHER 500 0 0
CONSOLIDATED EDISON CO COMMON STOCK 209115104 9 200 SH
DEFINED 200 0 0
CORAM HEALTHCARE CORP COMMON STOCK 218103109 0 50 SH
DEFINED 50 0 0
CORN PRODS INTL INC COMMON STOCK 219023108 5 200 SH
DEFINED 200 0 0
CORNING INC COMMON STOCK 219350105 2417 40276 SH
DEFINED 38771 0 1505
CORNING INC COMMON STOCK 219350105 90 1505 SH
OTHER 1505 0 0
CORTEX PHARMACEUTICALS INC COMMON STOCK 220524300 0 100 SH
DEFINED 100 0 0
COSTCO COMPANIES INC COMMON STOCK 22160Q102 467 5100 SH
DEFINED 5100 0 0
CR BARD COMMON STOCK 067383109 40 800 SH
DEFINED 800 0 0
CRESTLINE CAP CORP COMMON STOCK 226153104 2 122 SH
DEFINED 122 0 0
CRITICARE SYS INC COMMON STOCK 226901106 7 4000 SH
DEFINED 4000 0 0
CSX CORP COMMON STOCK 126408103 31 800 SH
DEFINED 800 0 0
CV REIT INC COMMON STOCK 126640101 27 2400 SH
DEFINED 2400 0 0
CYPRUS AMAX MINERALS CO COMMON STOCK 232809103 29 2431 SH
DEFINED 2431 0 0
CYPRUS AMAX MINERALS CO COMMON STOCK 232809103 3 210 SH
OTHER 210 0 0
CYTEC INDS INC COMMON STOCK 232820100 5 228 SH
OTHER 228 0 0
D I I GROUP INC COMMON STOCK 232949107 40 1380 SH
OTHER 1380 0 0
DALLAS SEMICONDUCTOR CORP COMMON STOCK 235204104 19 500 SH
DEFINED 500 0 0
DANA CORP COMMON STOCK 235811106 164 4310 SH
DEFINED 4310 0 0
DANA CORP COMMON STOCK 235811106 15 400 SH
OTHER 400 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 5160 77445 SH
DEFINED 77145 0 300
DAYTON HUDSON CORP COMMON STOCK 239753106 841 12630 SH
OTHER 12630 0 0
DEERE & CO COMMON STOCK 244199105 512 13259 SH
DEFINED 12584 0 675
DEERE & CO COMMON STOCK 244199105 43 1120 SH
OTHER 1120 0 0
DELAWARE GROUP GLOBAL DIVID & COMMON STOCK 245916101 63 4500 SH
DEFINED 4500 0 0
DELAWARE GROUP GLOBAL DIVID & COMMON STOCK 245916101 108 7700 SH
OTHER 7700 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 62 1516 SH
DEFINED 1516 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 4 100 SH
OTHER 100 0 0
DELUXE CORP COMMON STOCK 248019101 29 1000 SH
DEFINED 1000 0 0
DENDRITE INTL INC COMMON STOCK 248239105 29 1300 SH
DEFINED 1300 0 0
DENTSPLY INTL INC NEW COMMON STOCK 249030107 6 275 SH
DEFINED 275 0 0
DIEBOLD INC COMMON STOCK 253651103 4 150 SH
DEFINED 150 0 0
DILLARD'S INC (NAME CHANGED COMMON STOCK 254067101 10 400 SH
DEFINED 400 0 0
DIONEX CORP COMMON STOCK 254546104 1221 32350 SH
DEFINED 32350 0 0
DIONEX CORP COMMON STOCK 254546104 23 600 SH
OTHER 600 0 0
DOLLAR GEN CORP COMMON STOCK 256669102 28 825 SH
DEFINED 825 0 0
DOMINION RESOURCES INC COMMON STOCK 257470104 55 1500 SH
DEFINED 1500 0 0
DOVER CORPORATION COM COMMON STOCK 260003108 79 2412 SH
DEFINED 2412 0 0
DOVER CORPORATION COM COMMON STOCK 260003108 943 28676 SH
OTHER 28676 0 0
DOW CHEMICAL COMMON STOCK 260543103 56 600 SH
DEFINED 600 0 0
DOW CHEMICAL COMMON STOCK 260543103 2 20 SH
OTHER 20 0 0
DQE INC COMMON STOCK 23329J104 40 1050 SH
OTHER 1050 0 0
DRESS BARN INC COMMON STOCK 261570105 10 725 SH
DEFINED 725 0 0
DU PONT EI DENEMOURS COMMON STOCK 263534109 261 4487 SH
DEFINED 4487 0 0
DU PONT EI DENEMOURS COMMON STOCK 263534109 733 12622 SH
OTHER 12442 0 180
DUFF & PHELPS UTILITIES INC IN COMMON STOCK 264324104 11 1000 SH
DEFINED 1000 0 0
DUFF & PHELPS UTILITIES INC IN COMMON STOCK 264324104 5 500 SH
OTHER 500 0 0
DUKE POWER COMMON STOCK 264399106 194 3534 SH
DEFINED 3534 0 0
DUKE POWER COMMON STOCK 264399106 33 600 SH
OTHER 600 0 0
DUKE RLTY INVTS INC COMMON STOCK 264411505 22 1000 SH
DEFINED 1000 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 22 628 SH
DEFINED 628 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 221 6200 SH
OTHER 6200 0 0
DURA PHARMACEUTICALS INC COMMON STOCK 26632S109 6 400 SH
DEFINED 400 0 0
DYNEX CAP INC COM COMMON STOCK 26817Q100 4 1100 SH
DEFINED 1100 0 0
E M C CORP MASS COMMON STOCK 268648102 91 712 SH
DEFINED 712 0 0
EARTHSHELL CORP COM COMMON STOCK 27032B100 146 15000 SH
DEFINED 15000 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 11 263 SH
OTHER 263 0 0
EASTMAN KODAK COMMON STOCK 277461109 24 383 SH
DEFINED 383 0 0
EASTMAN KODAK COMMON STOCK 277461109 67 1053 SH
OTHER 1053 0 0
ECHELON INTL CORP COMMON STOCK 278747100 1 66 SH
DEFINED 66 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 47 2123 SH
DEFINED 2123 0 0
EL PASO ENERGY CORP COMMON STOCK 283905107 940 28761 SH
DEFINED 28761 0 0
EL PASO ENERGY CORP COMMON STOCK 283905107 431 13188 SH
OTHER 13188 0 0
ELAN PLC ADR COMMON STOCK 284131208 237 3400 SH
DEFINED 3400 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 156 3200 SH
OTHER 3200 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 6028 113871 SH
DEFINED 113871 0 0
EMPIRE DISTRICT ELECTRIC COMMON STOCK 291641108 64 2800 SH
DEFINED 2800 0 0
EMPIRE DISTRICT ELECTRIC COMMON STOCK 291641108 25 1116 SH
OTHER 1116 0 0
ENRON CORP. COMMON STOCK 293561106 356 5539 SH
DEFINED 5539 0 0
ENRON CORP. COMMON STOCK 293561106 71 1100 SH
OTHER 1100 0 0
ENSCO INTL INC COMMON STOCK 26874Q100 20 1500 SH
DEFINED 1500 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 79 2888 SH
DEFINED 2888 0 0
ENTERPRISE PRODS PARTNERS L P COMMON STOCK 293792107 52 3300 SH
OTHER 3300 0 0
EQUIFAX COMMON STOCK 294429105 4 125 SH
DEFINED 125 0 0
EQUITY RESIDENTIAL PPTYS TR COMMON STOCK 29476L107 5 125 SH
OTHER 125 0 0
EVEREN CAPITAL CORP COMMON STOCK 299761106 2 100 SH
DEFINED 100 0 0
EX CAPITAL LTD(FORMERLY EXEL L COMMON STOCK G98255105 49 804 SH
DEFINED 804 0 0
EXCELSIOR INCOME SHARES COMMON STOCK 300723103 8 494 SH
DEFINED 494 0 0
EXCITE INC COMMON STOCK 300904109 1 10 SH
DEFINED 10 0 0
EXXON CORP COMMON STOCK 302290101 14346 203305 SH
DEFINED 202295 0 1010
EXXON CORP COMMON STOCK 302290101 9807 138979 SH
OTHER 138979 0 0
FAIR ISAAC & CO INC COMMON STOCK 303250104 3 75 SH
DEFINED 75 0 0
FAMILY GOLF CTRS INC COMMON STOCK 30701A106 1 200 SH
DEFINED 200 0 0
FANNIE MAE COMMON STOCK 313586109 6555 94658 SH
DEFINED 93453 0 1205
FANNIE MAE COMMON STOCK 313586109 2514 36310 SH
OTHER 36310 0 0
FAROUDJA INC COMMON STOCK 311643100 75 24902 SH
DEFINED 24902 0 0
FDX (FORMERLY FEDERAL EXPRESS COMMON STOCK 31304N107 7 80 SH
DEFINED 80 0 0
FEDERAL MOGUL CORP COM COMMON STOCK 313549107 41 968 SH
DEFINED 968 0 0
FEDERAL REALTY INVESTMENT TRUS COMMON STOCK 313747206 16 750 SH
DEFINED 750 0 0
FEDERATED DEPT STORES INC DEL COMMON STOCK 31410H101 20 500 SH
DEFINED 500 0 0
FILENES BASEMENT CORP COMMON STOCK 316866102 10 5000 SH
DEFINED 5000 0 0
FIRST DATA CORP COMMON STOCK 319963104 580 13565 SH
DEFINED 13165 0 400
FIRST DATA CORP COMMON STOCK 319963104 99 2305 SH
OTHER 2305 0 0
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 622 25990 SH
DEFINED 25590 0 400
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 120 5000 SH
OTHER 5000 0 0
FIRST SEC CORP DEL COMMON STOCK 336294103 20 1050 SH
DEFINED 1050 0 0
FIRST TENN NATL CORP COMMON STOCK 337162101 14 382 SH
DEFINED 382 0 0
FIRST UNION COMMON STOCK 337358105 11 203 SH
DEFINED 203 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 20 700 SH
DEFINED 700 0 0
FLEET FINL GROUP COMMON STOCK 338915101 187 4982 SH
DEFINED 4982 0 0
FLEMING COS INC COMMON STOCK 339130106 4 500 SH
DEFINED 500 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 66 1750 SH
DEFINED 1750 0 0
FLUOR CORPORATION COMMON STOCK 343861100 11 400 SH
DEFINED 400 0 0
FLUOR CORPORATION COMMON STOCK 343861100 1 20 SH
OTHER 20 0 0
FORD MOTOR CO COM COMMON STOCK 345370100 856 15108 SH
DEFINED 15108 0 0
FORD MOTOR CO COM COMMON STOCK 345370100 69 1224 SH
OTHER 1224 0 0
FOREST OIL CORP COMMON STOCK 346091606 5 600 SH
DEFINED 600 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 123 3200 SH
DEFINED 3200 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 31 800 SH
OTHER 800 0 0
FOSSIL INC COMMON STOCK 349882100 18 600 SH
DEFINED 600 0 0
FOX ENTMT GROUP INC COMMON STOCK 35138T107 12 450 SH
DEFINED 450 0 0
FPL GROUP INC COMMON STOCK 302571104 32 600 SH
DEFINED 600 0 0
FRANKLIN RES INC COMMON STOCK 354613101 28 1000 SH
DEFINED 1000 0 0
FREEPORT MCMORAN COPPER CLASS COMMON STOCK 35671D857 19 1754 SH
DEFINED 1754 0 0
FREEPORT-MCMORAN COPPER INC. COMMON STOCK 35671D105 1 124 SH
DEFINED 124 0 0
FRESENIUS MED CARE COMMON STOCK 358029106 4 175 SH
DEFINED 175 0 0
FRONTIER CORP COMMON STOCK 35906P105 1 15 SH
DEFINED 15 0 0
GABELLI EQUITY TR INC COMMON STOCK 362397101 119 10000 SH
DEFINED 10000 0 0
GANNETT COMMON STOCK 364730101 21 330 SH
DEFINED 330 0 0
GAP COMMON STOCK 364760108 158 2350 SH
DEFINED 2350 0 0
GAP COMMON STOCK 364760108 202 3000 SH
OTHER 3000 0 0
GARTNER GROUP INC NEW COMMON STOCK 366651107 47 2100 SH
DEFINED 2100 0 0
GATEWAY 2000 INC COMMON STOCK 367833100 7 100 SH
DEFINED 100 0 0
GENCORP INC COMMON STOCK 368682100 4 216 SH
DEFINED 216 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 18830 170217 SH
DEFINED 169377 0 840
GENERAL ELECTRIC COMMON STOCK 369604103 13170 119049 SH
OTHER 119049 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 304 3490 SH
DEFINED 3490 0 0
GENERAL MOTORS CORP COMMON STOCK 370442105 39 450 SH
OTHER 250 0 200
GENERAL MTRS CORP CLASS H NEW COMMON STOCK 370442832 1 18 SH
DEFINED 18 0 0
GEOCITIES COMMON STOCK 37247V106 2 15 SH
DEFINED 15 0 0
GEORGIA PACIFIC CORP COM COMMON STOCK 373298108 280 3771 SH
DEFINED 3771 0 0
GEORGIA PACIFIC TIMBER GROUP COMMON STOCK 373298702 76 3371 SH
DEFINED 3371 0 0
GILLETTE COMMON STOCK 375766102 196 3300 SH
DEFINED 3300 0 0
GILLETTE COMMON STOCK 375766102 146 2460 SH
OTHER 2460 0 0
GLIMCHER RLTY TR COMMON STOCK 379302102 8 530 SH
DEFINED 530 0 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 9 200 SH
DEFINED 200 0 0
GOODRICH B F CO COMMON STOCK 382388106 7 200 SH
DEFINED 200 0 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 80 1600 SH
DEFINED 1600 0 0
GOODYEAR TIRE & RUBBER CO COMMON STOCK 382550101 48 970 SH
OTHER 970 0 0
GOODYS FAMILY CLOTHING INC COMMON STOCK 382588101 14 1000 SH
DEFINED 1000 0 0
GO2NET INC COMMON STOCK 383486107 7 50 SH
OTHER 50 0 0
GRAINGER (W.W.) COMMON STOCK 384802104 6 150 SH
DEFINED 150 0 0
GRAINGER (W.W.) COMMON STOCK 384802104 53 1240 SH
OTHER 1240 0 0
GREAT ATLANTIC & PAC TEA INC COMMON STOCK 390064103 4 131 SH
OTHER 131 0 0
GREAT LAKES CHEMICAL COMMON STOCK 390568103 33 900 SH
DEFINED 900 0 0
GTE COMMON STOCK 362320103 6055 100083 SH
DEFINED 98541 0 1542
GTE COMMON STOCK 362320103 1228 20297 SH
OTHER 20297 0 0
GULFSTREAM AEROSPACE CORP NEW COMMON STOCK 402734107 43 1000 SH
DEFINED 1000 0 0
HALLIBURTON COMMON STOCK 406216101 270 7000 SH
DEFINED 7000 0 0
HARLEY DAVIDSON COMMON STOCK 412822108 34 600 SH
OTHER 600 0 0
HARNISCHFEGER INDS INC COM COMMON STOCK 413345109 3 500 SH
DEFINED 500 0 0
HARTE-HANKS,INC. (FORMERLY COMMON STOCK 416196103 44 1600 SH
DEFINED 1600 0 0
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 20 350 SH
OTHER 350 0 0
HCR MANOR CARE INC COMMON STOCK 404134108 611 26779 SH
DEFINED 26149 0 630
HCR MANOR CARE INC COMMON STOCK 404134108 14 600 SH
OTHER 600 0 0
HEALTHCARE RECOVERIES INC COMMON STOCK 42220K101 49 10000 SH
DEFINED 10000 0 0
HEINZ H. J. COMMON STOCK 423074103 95 2000 SH
DEFINED 2000 0 0
HEINZ H. J. COMMON STOCK 423074103 139 2925 SH
OTHER 2925 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 45 1995 SH
DEFINED 1995 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 104 4568 SH
OTHER 4568 0 0
HERCULES INC COMMON STOCK 427056106 58 2315 SH
DEFINED 2315 0 0
HERMAN MILLER INC COMMON STOCK 600544100 923 50576 SH
DEFINED 49216 0 1360
HERMAN MILLER INC COMMON STOCK 600544100 77 4225 SH
OTHER 4225 0 0
HERSHEY FOODS COMMON STOCK 427866108 87 1550 SH
DEFINED 1550 0 0
HERSHEY FOODS COMMON STOCK 427866108 163 2900 SH
OTHER 2900 0 0
HEWLETT-PACKARD COMMON STOCK 428236103 4769 70324 SH
DEFINED 68889 0 1435
HEWLETT-PACKARD COMMON STOCK 428236103 1178 17370 SH
OTHER 17370 0 0
HILFIGER TOMMY CORP COMMON STOCK G8915Z102 14 200 SH
DEFINED 200 0 0
HOME DEPOT COMMON STOCK 437076102 672 10795 SH
DEFINED 10795 0 0
HONEYWELL COMMON STOCK 438506107 182 2400 SH
OTHER 2400 0 0
HOST MARRIOTT CORP NEW COMMON STOCK 44107P104 15 1326 SH
DEFINED 1326 0 0
HOST MARRIOTT SVCS CORP COMMON STOCK 440914109 2 244 SH
DEFINED 244 0 0
HRPT PPTYS TR COM (FORMERLY HE COMMON STOCK 40426W101 7 500 SH
DEFINED 500 0 0
HRPT PPTYS TR COM (FORMERLY HE COMMON STOCK 40426W101 2 125 SH
OTHER 125 0 0
HUNTINGTON BANCSHARES COMMON STOCK 446150104 272 8800 SH
DEFINED 8800 0 0
HUSSMANN INTL INC COMMON STOCK 448110106 15 1000 SH
DEFINED 1000 0 0
IDACORP INC COMMON STOCK 451107106 21 710 SH
DEFINED 710 0 0
IMATION CORP COMMON STOCK 45245A107 0 20 SH
OTHER 20 0 0
IMC GLOBAL INC COMMON STOCK 449669100 35 1705 SH
DEFINED 1705 0 0
IMS HEALTH INC COMMON STOCK 449934108 78 2356 SH
DEFINED 2356 0 0
IMS HEALTH INC COMMON STOCK 449934108 411 12400 SH
OTHER 12400 0 0
INDIANA ENERGY INC COMMON STOCK 454707100 30 1600 SH
DEFINED 1600 0 0
INDUSTRIAL DISTR GROUP INC COMMON STOCK 456061100 6 1200 SH
DEFINED 1200 0 0
INGERSOLL RAND CO COMMON STOCK 456866102 42 855 SH
DEFINED 855 0 0
INTEL COMMON STOCK 458140100 5097 42877 SH
DEFINED 42317 0 560
INTEL COMMON STOCK 458140100 619 5210 SH
OTHER 5210 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 299 1687 SH
DEFINED 1687 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 232 1310 SH
OTHER 1310 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 30 800 SH
DEFINED 800 0 0
INTERNATIONAL PAPER CO COM COMMON STOCK 460146103 51 1220 SH
OTHER 1220 0 0
INTERSTATE ENERGY CORP WISC COMMON STOCK 460845100 13 507 SH
DEFINED 400 0 107
INTIMATE BRANDS INC COMMON STOCK 461156101 13 275 SH
DEFINED 275 0 0
IONICS INC COMMON STOCK 462218108 5 150 SH
DEFINED 150 0 0
IPALCO ENTERPRISES INC COMMON STOCK 462613100 57 2600 SH
DEFINED 2600 0 0
IT GROUP INC (FORMERLY INTERNA COMMON STOCK 465266104 3 250 SH
DEFINED 250 0 0
JOHN HANCOCK INCOME SECURITIES COMMON STOCK 410123103 33 2200 SH
DEFINED 2200 0 0
JOHN NUVEEN CO CLASS A COMMON STOCK 478035108 21 500 SH
DEFINED 500 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2686 28723 SH
DEFINED 28708 0 15
JOHNSON & JOHNSON COMMON STOCK 478160104 930 9945 SH
OTHER 9945 0 0
K & G MENS CTR INC COMMON STOCK 482245107 10 1000 SH
DEFINED 1000 0 0
K N ENERGY INC COMMON STOCK 482620101 20 1000 SH
DEFINED 1000 0 0
KAMAN CORP CL A COMMON STOCK 483548103 6 500 SH
DEFINED 500 0 0
KANSAS CITY PWR & LT COM COMMON STOCK 485134100 56 2254 SH
DEFINED 2040 0 214
KEMPER INTER GOVT TR COMMON STOCK 488413105 9 1200 SH
DEFINED 1200 0 0
KEMPER INTER GOVT TR COMMON STOCK 488413105 18 2462 SH
OTHER 2462 0 0
KERR MCGEE CORP COM COMMON STOCK 492386107 64 1949 SH
DEFINED 1949 0 0
KEYSPAN ENERGY CORP COMMON STOCK 49337K106 92 3662 SH
DEFINED 3662 0 0
KIMBERLY CLARK COMMON STOCK 494368103 73 1520 SH
DEFINED 1520 0 0
KNIGHT RIDDER COMMON STOCK 499040103 8 160 SH
DEFINED 160 0 0
KROGER CO COMMON STOCK 501044101 2342 39110 SH
DEFINED 39110 0 0
KROGER CO COMMON STOCK 501044101 358 5975 SH
OTHER 5975 0 0
LACLEDE GAS COMMON STOCK 505588103 13 600 SH
DEFINED 600 0 0
LEAP WIRELESS INTL INC COMMON STOCK 521863100 6 460 SH
DEFINED 0 0 460
LEGGETT & PLATT COMMON STOCK 524660107 3745 187270 SH
DEFINED 184780 0 2490
LEGGETT & PLATT COMMON STOCK 524660107 515 25730 SH
OTHER 25730 0 0
LENNAR CORP COMMON STOCK 526057104 935 41790 SH
DEFINED 41760 0 30
LENNAR CORP COMMON STOCK 526057104 32 1450 SH
OTHER 1450 0 0
LEXMARK INTL GROUP INC COMMON STOCK 529771107 11 100 SH
DEFINED 100 0 0
LILLY, ELI COMMON STOCK 532457108 278 3275 SH
DEFINED 3275 0 0
LILLY, ELI COMMON STOCK 532457108 252 2968 SH
OTHER 2968 0 0
LINCOLN NATIONAL COMMON STOCK 534187109 59 600 SH
DEFINED 600 0 0
LINCOLN NATIONAL COMMON STOCK 534187109 158 1600 SH
OTHER 1600 0 0
LINCOLN NATL CONV SECS FD INC COMMON STOCK 534183108 7 533 SH
DEFINED 533 0 0
LINDSAY MFG CO COMMON STOCK 535555106 16 800 SH
DEFINED 800 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 51 1348 SH
DEFINED 1348 0 0
LORAL SPACE & COMMUNICATIONS C COMMON STOCK G56462107 3 200 SH
DEFINED 200 0 0
LORAL SPACE & COMMUNICATIONS C COMMON STOCK G56462107 29 2000 SH
OTHER 2000 0 0
LOUISIANA PACIFIC CORPORATION COMMON STOCK 546347105 30 1610 SH
DEFINED 1610 0 0
LOWES INC. COMMON STOCK 548661107 61 1000 SH
DEFINED 1000 0 0
LSI LOGIC CORP COMMON STOCK 502161102 101 3228 SH
DEFINED 3228 0 0
LUBY'S INC COMMON STOCK 549282101 17 1000 SH
DEFINED 1000 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 1538 14243 SH
DEFINED 14243 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 359 3324 SH
OTHER 2106 0 1218
MADISON GAS & ELEC COMMON STOCK 557497104 44 2275 SH
DEFINED 2275 0 0
MAGELLAN PETE CORP COMMON STOCK 559091301 2 1000 SH
DEFINED 1000 0 0
MANPOWER INC WIS COMMON STOCK 56418H100 9 400 SH
DEFINED 400 0 0
MANPOWER INC WIS COMMON STOCK 56418H100 1 60 SH
OTHER 60 0 0
MARKETWATCH COM INC COMMON STOCK 570619106 37 500 SH
DEFINED 500 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 109 3240 SH
DEFINED 3240 0 0
MARSH & MCLENNAN COMMON STOCK 571748102 28 375 SH
DEFINED 375 0 0
MAY DEPARTMENT STORES COM COMMON STOCK 577778103 38 975 SH
DEFINED 975 0 0
MAYTAG COMMON STOCK 578592107 12 200 SH
DEFINED 200 0 0
MBIA INC COMMON STOCK 55262C100 1579 27223 SH
DEFINED 26558 0 665
MBIA INC COMMON STOCK 55262C100 103 1775 SH
OTHER 1775 0 0
MBNA CORP COMMON STOCK 55262L100 48 2025 SH
DEFINED 2025 0 0
MC CORMICK & CO INC NON VTG COMMON STOCK 579780206 90 3120 SH
OTHER 3120 0 0
MCDONALDS CORP COMMON STOCK 580135101 329 7258 SH
DEFINED 7258 0 0
MCDONALDS CORP COMMON STOCK 580135101 304 6700 SH
OTHER 6700 0 0
MCI WORLDCOM INC COMMON STOCK 55268B106 443 4997 SH
DEFINED 4997 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 13 200 SH
DEFINED 200 0 0
MCMORAN EXPLORATION CO COMMON STOCK 582411104 2 100 SH
DEFINED 100 0 0
MCN CORP COMMON STOCK COMMON STOCK 55267J100 6 400 SH
OTHER 400 0 0
MDU RESOURCES GROUP INC COMMON STOCK 552690109 114 5000 SH
DEFINED 5000 0 0
MEDIAONE GROUP INC(FORMERLY U COMMON STOCK 58440J104 1257 19807 SH
DEFINED 19807 0 0
MEDIAONE GROUP INC(FORMERLY U COMMON STOCK 58440J104 284 4472 SH
OTHER 4020 0 452
MEDTRONIC INC COMMON STOCK 585055106 72 1000 SH
DEFINED 1000 0 0
MELLON BK CORP COMMON STOCK 585509102 75 1068 SH
DEFINED 1068 0 0
MERCANTILE BANCORPORATION INC COMMON STOCK 587342106 53 1125 SH
DEFINED 1125 0 0
MERCK COMMON STOCK 589331107 8385 104648 SH
DEFINED 103408 0 1240
MERCK COMMON STOCK 589331107 2346 29282 SH
OTHER 29282 0 0
MERITOR AUTOMOTIVE INC COMMON STOCK 59000G100 11 734 SH
DEFINED 734 0 0
METAMOR WORLDWIDE INC COMMON STOCK 59133P100 125 8960 SH
DEFINED 8960 0 0
MEYER FRED INC DEL NEW COMMON STOCK 592907109 2 40 SH
DEFINED 40 0 0
MGI PROPERTIES COMMON STOCK 552885105 23 850 SH
DEFINED 850 0 0
MICROSOFT COMMON STOCK 594918104 11365 126802 SH
DEFINED 126802 0 0
MICROSOFT COMMON STOCK 594918104 3062 34160 SH
OTHER 34160 0 0
MIDAS INC COMMON STOCK 595626102 11 333 SH
DEFINED 333 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 344 4857 SH
DEFINED 4857 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 155 2190 SH
OTHER 2190 0 0
MINORCO SPONSORED ADR COMMON STOCK 604340307 51 3000 SH
OTHER 3000 0 0
MOBIL CORPORATION COMMON STOCK 607059102 2327 26442 SH
DEFINED 26442 0 0
MOBIL CORPORATION COMMON STOCK 607059102 426 4846 SH
OTHER 4846 0 0
MOLEX INC COMMON STOCK 608554101 255 8681 SH
DEFINED 8681 0 0
MOLEX INC COMMON STOCK 608554101 9 300 SH
OTHER 300 0 0
MOLEX INC CL A COMMON STOCK 608554200 25 981 SH
DEFINED 981 0 0
MONSANTO COMMON STOCK 611662107 386 8395 SH
DEFINED 8395 0 0
MONTANA PWR CO COM COMMON STOCK 612085100 59 800 SH
DEFINED 800 0 0
MONTGOMERY STR INCOME SECS INC COMMON STOCK 614115103 19 1000 SH
DEFINED 1000 0 0
MONY GROUP INC COMMON STOCK 615337102 20 819 SH
DEFINED 819 0 0
MORGAN JP & CO INC COM COMMON STOCK 616880100 6 50 SH
DEFINED 50 0 0
MORGAN JP & CO INC COM COMMON STOCK 616880100 152 1232 SH
OTHER 1232 0 0
MORGAN STANLEY DEAN WITTER DIS COMMON STOCK 617446448 47 468 SH
DEFINED 468 0 0
MORGAN STANLEY DEAN WITTER DIS COMMON STOCK 617446448 71 712 SH
OTHER 712 0 0
MOTOROLA INC COMMON STOCK 620076109 267 3650 SH
DEFINED 3650 0 0
MOTOROLA INC COMMON STOCK 620076109 183 2500 SH
OTHER 2500 0 0
MOVIE GALLERY INC COMMON STOCK 624581104 5 1000 SH
DEFINED 1000 0 0
MUTUAL RISK MGMT LTD COMMON STOCK 628351108 53 1366 SH
DEFINED 1366 0 0
NALCO CHEMICAL COMMON STOCK 629853102 16 600 SH
DEFINED 600 0 0
NATIONAL FUEL GAS COMMON STOCK 636180101 39 1000 SH
DEFINED 1000 0 0
NATIONAL FUEL GAS COMMON STOCK 636180101 20 500 SH
OTHER 500 0 0
NATIONWIDE HEALTH PROPERTYS COMMON STOCK 638620104 25 1300 SH
OTHER 1300 0 0
NCR CORP NEW COMMON STOCK 62886E108 6 119 SH
DEFINED 119 0 0
NCR CORP NEW COMMON STOCK 62886E108 3 62 SH
OTHER 62 0 0
NEVADA PWR CO COMMON STOCK 641423108 12 500 SH
DEFINED 500 0 0
NEW CENTY ENERGIES INC COMMON STOCK 64352U103 18 527 SH
DEFINED 527 0 0
NEW CENTY ENERGIES INC COMMON STOCK 64352U103 49 1425 SH
OTHER 1425 0 0
NEW ENG CMNTY BANCORP INC COMMON STOCK 643890106 1 50 SH
DEFINED 50 0 0
NEW ENGLAND ELECTRIC SYS COMMON STOCK 644001109 35 722 SH
DEFINED 722 0 0
NEW PLAN EXCEL RLTY TR COMMON STOCK 648053106 16 850 SH
DEFINED 850 0 0
NEWHALL LD & FARMING CO CALIF COMMON STOCK 651426108 19 800 SH
DEFINED 800 0 0
NEWMONT MINING COMPANY COM COMMON STOCK 651639106 10 545 SH
DEFINED 545 0 0
NEWMONT MINING COMPANY COM COMMON STOCK 651639106 30 1708 SH
OTHER 1708 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 3 88 SH
DEFINED 88 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 1 30 SH
OTHER 30 0 0
NICOR COMMON STOCK 654086107 32 900 SH
DEFINED 900 0 0
NICOR COMMON STOCK 654086107 7 200 SH
OTHER 200 0 0
NIELSEN MEDIA RESH INC NEW COMMON STOCK 653929307 82 3308 SH
DEFINED 3308 0 0
NIELSEN MEDIA RESH INC NEW COMMON STOCK 653929307 45 1832 SH
OTHER 1832 0 0
NIKE CLASS B COMMON STOCK 654106103 17 300 SH
DEFINED 300 0 0
NOBLE AFFILIATES INC COM COMMON STOCK 654894104 143 4940 SH
OTHER 4940 0 0
NORFOLK SOUTHERN CORPORATION C COMMON STOCK 655844108 190 7185 SH
DEFINED 7185 0 0
NORFOLK SOUTHERN CORPORATION C COMMON STOCK 655844108 281 10650 SH
OTHER 10650 0 0
NORTH EUROPEAN OIL RTY TR COMMON STOCK 659310106 20 1500 SH
DEFINED 1500 0 0
NORTHERN BORDER PARTNERS LP UN COMMON STOCK 664785102 12 400 SH
DEFINED 400 0 0
NORTHERN STATES POWER COMMON STOCK 665772109 25 1072 SH
DEFINED 1072 0 0
NORTHWEST NATURAL GAS CO COMMON STOCK 667655104 34 1575 SH
DEFINED 1575 0 0
NUVEEN PERFORMANCE PLUS MUN FD COMMON STOCK 67062P108 95 6267 SH
DEFINED 6267 0 0
NUVEEN PERFORMANCE PLUS MUN FD COMMON STOCK 67062P108 15 1000 SH
OTHER 1000 0 0
O I CORP COM COMMON STOCK 670841105 5 1050 SH
DEFINED 1050 0 0
OCCIDENTAL PETROLEUM COMMON STOCK 674599105 18 1000 SH
DEFINED 1000 0 0
OFFICE DEPOT COMMON STOCK 676220106 67 1800 SH
DEFINED 1800 0 0
OFFICEMAX INC COMMON STOCK 67622M108 6 750 SH
DEFINED 750 0 0
OGE ENERGY CORP COMMON STOCK 670837103 880 39017 SH
DEFINED 39017 0 0
OGE ENERGY CORP COMMON STOCK 670837103 251 11140 SH
OTHER 11140 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 88 1100 SH
DEFINED 1100 0 0
ONE PRICE CLOTHING STORES INC COMMON STOCK 682411103 10 2100 SH
DEFINED 2100 0 0
ONEOK INC NEW COMMON STOCK 682680103 629 25407 SH
DEFINED 25407 0 0
ONEOK INC NEW COMMON STOCK 682680103 197 7958 SH
OTHER 7658 0 300
ORACLE CORPORATION COMMON STOCK 68389X105 33 1253 SH
DEFINED 1253 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 2 75 SH
OTHER 75 0 0
P P & L RESOURCES INC COMMON STOCK 693499105 25 1002 SH
DEFINED 1002 0 0
PACCAR INC COMMON STOCK 693718108 608 14765 SH
DEFINED 14665 0 100
PACCAR INC COMMON STOCK 693718108 107 2600 SH
OTHER 2600 0 0
PACIFICORP COMMON STOCK 695114108 30 1750 SH
DEFINED 1750 0 0
PAINE WEBBER GROUP INC COMMON STOCK 695629105 60 1500 SH
DEFINED 1500 0 0
PALL CORP COM COMMON STOCK 696429307 15 933 SH
DEFINED 933 0 0
PANHANDLE ROYALTY CO CLASS A COMMON STOCK 698477106 705 30668 SH
DEFINED 30668 0 0
PAPA JOHNS INTL INC COMMON STOCK 698813102 9 200 SH
DEFINED 200 0 0
PARAMETRIC TECHNOLOGY CORP COMMON STOCK 699173100 5 250 SH
DEFINED 250 0 0
PAREXEL INTL CORP COMMON STOCK 699462107 3 130 SH
DEFINED 130 0 0
PARKER DRILLING COMMON STOCK 701081101 4 1050 SH
DEFINED 1050 0 0
PEAPOD INC COMMON STOCK 704718105 5 500 SH
DEFINED 500 0 0
PECO ENERGY CO COMMON STOCK 693304107 23 496 SH
DEFINED 496 0 0
PECO ENERGY CO COMMON STOCK 693304107 13 275 SH
OTHER 275 0 0
PENNZENERGY CO COMMON STOCK 70931Q109 5 486 SH
DEFINED 486 0 0
PENNZENERGY CO COMMON STOCK 70931Q109 8 784 SH
OTHER 784 0 0
PENNZOIL-QUAKER ST CO COMMON STOCK 709323109 6 486 SH
DEFINED 486 0 0
PENNZOIL-QUAKER ST CO COMMON STOCK 709323109 10 784 SH
OTHER 784 0 0
PEOPLES ENERGY CORP COMMON STOCK 711030106 32 1000 SH
DEFINED 1000 0 0
PEOPLESOFT INC COMMON STOCK 712713106 9 600 SH
DEFINED 600 0 0
PEP BOY - MANNEY MOE & JACK COMMON STOCK 713278109 69 4504 SH
OTHER 4504 0 0
PEPSICO COMMON STOCK 713448108 5791 147777 SH
DEFINED 146197 0 1580
PEPSICO COMMON STOCK 713448108 2157 55050 SH
OTHER 55050 0 0
PFIZER COMMON STOCK 717081103 1499 10802 SH
DEFINED 10802 0 0
PFIZER COMMON STOCK 717081103 845 6090 SH
OTHER 6090 0 0
PG & E CORP COMMON STOCK 69331C108 91 2932 SH
DEFINED 2932 0 0
PG & E CORP COMMON STOCK 69331C108 8 257 SH
OTHER 257 0 0
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 19 300 SH
DEFINED 300 0 0
PHARMACYCLICS INC COMMON STOCK 716933106 8 500 SH
DEFINED 500 0 0
PHILIP MORRIS COMMON STOCK 718154107 630 17905 SH
DEFINED 17905 0 0
PHILIP MORRIS COMMON STOCK 718154107 194 5500 SH
OTHER 5500 0 0
PHILLIPS PETROLEUM COMMON STOCK 718507106 811 17174 SH
DEFINED 16974 0 200
PHILLIPS PETROLEUM COMMON STOCK 718507106 322 6822 SH
OTHER 6822 0 0
PHYCOR INC COMMON STOCK 71940F100 3 600 SH
DEFINED 600 0 0
PIONEER HI-BRED INTERNATIONAL COMMON STOCK 723686101 12 325 SH
DEFINED 325 0 0
PIONEER HI-BRED INTERNATIONAL COMMON STOCK 723686101 113 3000 SH
OTHER 3000 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 0 30 SH
DEFINED 30 0 0
PLUM CREEK TIMBER CO L P COMMON STOCK 729237107 160 5600 SH
OTHER 5600 0 0
PNC BK CORP COMMON STOCK 693475105 44 800 SH
OTHER 800 0 0
POLO RALPH LAUREN CORP COMMON STOCK 731572103 20 1000 SH
DEFINED 1000 0 0
POTOMAC ELECTRIC & POWER COMMON STOCK 737679100 14 600 SH
DEFINED 0 0 600
PRAXAIR INC COMMON STOCK 74005P104 97 2700 SH
DEFINED 2700 0 0
PRAXAIR INC COMMON STOCK 74005P104 32 900 SH
OTHER 900 0 0
PRE-PAID LEGAL SERVICES, INC COMMON STOCK 740065107 124 5070 SH
DEFINED 5070 0 0
PRESSTEK INC COMMON STOCK 741113104 19 2454 SH
DEFINED 2454 0 0
PROCTER & GAMBLE COMMON STOCK 742718109 1971 20120 SH
DEFINED 19815 0 305
PROCTER & GAMBLE COMMON STOCK 742718109 677 6915 SH
OTHER 6915 0 0
PROMUS HOTEL CORP NEW COMMON STOCK 74342P106 567 15585 SH
DEFINED 15585 0 0
PROMUS HOTEL CORP NEW COMMON STOCK 74342P106 11 300 SH
OTHER 300 0 0
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 396 3600 SH
DEFINED 3600 0 0
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 432 3925 SH
OTHER 3925 0 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 46 1198 SH
DEFINED 1198 0 0
PUGET SOUND ENERGY COM COMMON STOCK 745332106 23 1000 SH
DEFINED 1000 0 0
R H DONNELLEY CORP NEW COMMON STOCK 74955W307 2 125 SH
DEFINED 125 0 0
RAYOVAC CORP COMMON STOCK 755081106 44 1600 SH
DEFINED 1600 0 0
RAYTHEON CLASS A COMMON STOCK 755111309 8 139 SH
DEFINED 139 0 0
RAYTHEON CLASS A COMMON STOCK 755111309 1 15 SH
OTHER 15 0 0
RAYTHEON CLASS B COMMON STOCK 755111408 6090 103888 SH
DEFINED 102813 0 1075
RAYTHEON CLASS B COMMON STOCK 755111408 468 7980 SH
OTHER 7980 0 0
RECKSON ASSOCS RLTY CORP COMMON STOCK 75621K106 5 250 SH
OTHER 250 0 0
REEBOK COMMON STOCK 758110100 5 300 SH
OTHER 300 0 0
RELIANT ENERGY INC (FORMERLY H COMMON STOCK 75952J108 193 7424 SH
DEFINED 7424 0 0
RELIANT ENERGY INC (FORMERLY H COMMON STOCK 75952J108 148 5697 SH
OTHER 5697 0 0
REPUBLIC INDS INC COMMON STOCK 760516104 37 3000 SH
DEFINED 3000 0 0
REXALL SUNDOWN INC COMMON STOCK 761648104 4 200 SH
DEFINED 200 0 0
RIBI IMMUNOCHEM RESH INC COMMON STOCK 762553105 3 1600 SH
DEFINED 1600 0 0
RITE AID CORP COMMON STOCK 767754104 40 1600 SH
DEFINED 1600 0 0
RIVIANA FOODS INC COMMON STOCK 769536103 19 800 SH
DEFINED 800 0 0
RJR NABISCO HLDGS CORP NEW COMMON STOCK 74960K876 15 580 SH
DEFINED 580 0 0
ROCKWELL INTL CORP NEW COMMON STOCK 773903109 93 2200 SH
DEFINED 2200 0 0
ROCKY SHOES & BOOTS INC COMMON STOCK 774830103 6 1000 SH
DEFINED 1000 0 0
SAFECO CORP COMMON STOCK 786429100 129 3200 SH
OTHER 3200 0 0
SAFESKIN CORP COMMON STOCK 786454108 4 500 SH
DEFINED 500 0 0
SAFEWAY INC NEW COMMON STOCK 786514208 103 2011 SH
DEFINED 2011 0 0
SALOMON BROS HIGH INCOME FD II COMMON STOCK 794907105 10 770 SH
DEFINED 770 0 0
SALOMON BROS HIGH INCOME FD II COMMON STOCK 794907105 44 3500 SH
OTHER 3500 0 0
SANTA FE ENERGY RES INC COMMON STOCK 802012104 5 633 SH
DEFINED 633 0 0
SAP AKTIENGESELLSCHAFT COMMON STOCK 803054204 5 200 SH
DEFINED 200 0 0
SARA LEE CORPORATION COM COMMON STOCK 803111103 173 7000 SH
DEFINED 7000 0 0
SARA LEE CORPORATION COM COMMON STOCK 803111103 64 2600 SH
OTHER 2600 0 0
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1980 41962 SH
DEFINED 41748 0 214
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 1134 24023 SH
OTHER 20667 0 3356
SCANA CORPORATION COM COMMON STOCK 805898103 13 600 SH
DEFINED 600 0 0
SCHERING-PLOUGH COM COMMON STOCK 806605101 1552 28086 SH
DEFINED 28086 0 0
SCHERING-PLOUGH COM COMMON STOCK 806605101 1039 18800 SH
OTHER 18800 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 10 100 SH
DEFINED 100 0 0
SEAGATE TECHNOLOGY COMMON STOCK 811804103 1 50 SH
DEFINED 50 0 0
SEALED AIR CORP NEW COM(FORMER COMMON STOCK 81211K100 1512 30734 SH
DEFINED 30734 0 0
SEALED AIR CORP NEW COM(FORMER COMMON STOCK 81211K100 30 600 SH
OTHER 600 0 0
SEARS ROEBUCK COMMON STOCK 812387108 27 600 SH
DEFINED 600 0 0
SEARS ROEBUCK COMMON STOCK 812387108 108 2400 SH
OTHER 2400 0 0
SEATTLE FILMWORKS INC COMMON STOCK 812572105 2 600 SH
DEFINED 600 0 0
SEMPRA ENERGY (FORMERLY ENOVA COMMON STOCK 816851109 15 766 SH
DEFINED 766 0 0
SEMPRA ENERGY (FORMERLY ENOVA COMMON STOCK 816851109 6 300 SH
OTHER 300 0 0
SHAW INDUSTRIES COMMON STOCK 820286102 4 200 SH
DEFINED 200 0 0
SHURGARD STORAGE CTRS INC CL A COMMON STOCK 82567D104 51 2000 SH
OTHER 2000 0 0
SIERRA PACIFIC RESOURCES COMMON STOCK 826425100 18 500 SH
OTHER 500 0 0
SIGCORP INC COMMON STOCK 826912107 8 300 SH
DEFINED 300 0 0
SIGMA ALDRICH CORP COMMON STOCK 826552101 2411 82435 SH
DEFINED 82035 0 400
SIGMA ALDRICH CORP COMMON STOCK 826552101 398 13600 SH
OTHER 13600 0 0
SILICON VY BANCSHARES COMMON STOCK 827064106 39 1900 SH
DEFINED 1900 0 0
SIMON PPTY GROUP NEW(SIMON PPT COMMON STOCK 828806109 3 125 SH
OTHER 125 0 0
SMURFIT-STONE CONTAINER CORP COMMON STOCK 832727101 19 1000 SH
DEFINED 1000 0 0
SODEXHO MARRIOTT SERVICES INC COMMON STOCK 833793102 9 405 SH
DEFINED 405 0 0
SOLUTIA INC COMMON STOCK 834376105 8 456 SH
DEFINED 456 0 0
SONAT COMMON STOCK 835415100 71 2372 SH
DEFINED 2372 0 0
SONAT COMMON STOCK 835415100 3 100 SH
OTHER 100 0 0
SOTHEBYS HOLDINGS CLASS A COMMON STOCK 835898107 19 600 SH
DEFINED 600 0 0
SOUTHDOWN INC COMMON STOCK 841297104 413 7688 SH
DEFINED 7683 0 5
SOUTHDOWN INC COMMON STOCK 841297104 41 755 SH
OTHER 755 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 312 13379 SH
DEFINED 13379 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 93 3992 SH
OTHER 3992 0 0
SOUTHWEST AIRLINES COMMON STOCK 844741108 182 6000 SH
DEFINED 6000 0 0
SOUTHWEST AIRLINES COMMON STOCK 844741108 20 675 SH
OTHER 675 0 0
SOUTHWEST BANCORP INC OKLA COMMON STOCK 844767103 5381 233315 SH
DEFINED 216600 0 16715
SPIEGEL INC COMMON STOCK 848457107 6 1000 SH
DEFINED 1000 0 0
SPRINT CORP COMMON STOCK 852061100 4696 47858 SH
DEFINED 47858 0 0
SPRINT CORP COMMON STOCK 852061100 1250 12734 SH
OTHER 12734 0 0
SPRINT CORP PCS COM SER 1 COMMON STOCK 852061506 116 2610 SH
DEFINED 2610 0 0
SPRINT CORP PCS COM SER 1 COMMON STOCK 852061506 173 3907 SH
OTHER 3907 0 0
STANDARD PRODS COCOM COMMON STOCK 853836104 103 6341 SH
DEFINED 6341 0 0
STANDARD REGISTER CO COMMON STOCK 853887107 24 800 SH
DEFINED 800 0 0
STAPLES COMMON STOCK 855030102 39 1195 SH
DEFINED 1195 0 0
STARBUCKS CORP COMMON STOCK 855244109 6 200 SH
DEFINED 200 0 0
STATE STREET CORP COM COMMON STOCK 857477103 62 750 SH
DEFINED 750 0 0
SUN CMNTYS INC COMMON STOCK 866674104 16 500 SH
DEFINED 500 0 0
SUN MICROSYSTEMS INC COMMON STOCK 866810104 6286 50265 SH
DEFINED 49865 0 400
SUN MICROSYSTEMS INC COMMON STOCK 866810104 1255 10035 SH
OTHER 10035 0 0
SUNBEAM CORP DEL NEW COMMON STOCK 867071102 11 2000 SH
DEFINED 2000 0 0
SUNBEAM CORP DEL NEW COMMON STOCK 867071102 0 26 SH
OTHER 26 0 0
SUNDSTRAND CORP COMMON STOCK 867323107 111 1600 SH
DEFINED 1600 0 0
SUNOCO INC COMMON STOCK 86764P109 79 2184 SH
DEFINED 2184 0 0
SUNOCO INC COMMON STOCK 86764P109 61 1697 SH
OTHER 1697 0 0
SUNTRUST BANKS, INC. COMMON STOCK 867914103 3017 48466 SH
DEFINED 48371 0 95
SUNTRUST BANKS, INC. COMMON STOCK 867914103 769 12360 SH
OTHER 12360 0 0
SYNTROLEUM CORP (FORMERLY SLH COMMON STOCK 871630109 2 400 SH
DEFINED 400 0 0
SYSCO CORPORATION COMMON STOCK 871829107 1912 72680 SH
DEFINED 72680 0 0
SYSCO CORPORATION COMMON STOCK 871829107 205 7800 SH
OTHER 7800 0 0
SYSTEMS & COMPUTER COMMON STOCK 871873105 4 400 SH
DEFINED 400 0 0
TANDY BRANDS ACCESSORIES INC COMMON STOCK 875378101 104 6921 SH
DEFINED 6921 0 0
TANDY CORPORATION COM COMMON STOCK 875382103 957 15000 SH
DEFINED 15000 0 0
TANDYCRAFTS INC COMMON STOCK 875386104 66 30000 SH
DEFINED 30000 0 0
TANGER FACTORY OUTLET CTRS INC COMMON STOCK 875465106 61 3213 SH
DEFINED 3213 0 0
TCF FINL CORP COMMON STOCK 872275102 16 620 SH
DEFINED 620 0 0
TCW CONV SECS FD INC COMMON STOCK 872340104 36 3600 SH
DEFINED 3600 0 0
TELEFLEX INC COMMON STOCK 879369106 20 600 SH
OTHER 600 0 0
TENET HEALTHCARE CORP COMMON STOCK 88033G100 5 290 SH
DEFINED 290 0 0
TENNECO INC NEW COMMON STOCK 88037E101 21 765 SH
DEFINED 765 0 0
TENNECO INC NEW COMMON STOCK 88037E101 12 444 SH
OTHER 444 0 0
TEXACO COMMON STOCK 881694103 863 15202 SH
DEFINED 15202 0 0
TEXACO COMMON STOCK 881694103 332 5852 SH
OTHER 5852 0 0
TEXAS INDS INC COMMON STOCK 882491103 99 4000 SH
DEFINED 4000 0 0
TEXAS UTILITIES CO HOLDING COMMON STOCK 882848104 319 7601 SH
DEFINED 7381 0 220
TEXAS UTILITIES CO HOLDING COMMON STOCK 882848104 138 3290 SH
OTHER 3190 0 100
TEXTRON INC COMMON STOCK 883203101 47 610 SH
DEFINED 610 0 0
THERMO ELECTRON COMMON STOCK 883556102 1382 101872 SH
DEFINED 100102 0 1770
THERMO ELECTRON COMMON STOCK 883556102 193 14220 SH
OTHER 14220 0 0
THOMAS INDS INC COMMON STOCK 884425109 28 1500 SH
DEFINED 1500 0 0
TIME-WARNER COMMON STOCK 887315109 21 300 SH
OTHER 300 0 0
TIMKEN COMMON STOCK 887389104 5 300 SH
DEFINED 300 0 0
TJX COS INC COMMON STOCK 872540109 3 100 SH
DEFINED 100 0 0
TORCHMARK COMMON STOCK 891027104 3610 114150 SH
DEFINED 114150 0 0
TOSCO CORP NEW COMMON STOCK 891490302 112 4500 SH
OTHER 4500 0 0
TRAMMELL CROW CO COMMON STOCK 89288R106 42 2252 SH
DEFINED 2252 0 0
TRANSAMERICA CORP COMMON STOCK 893485102 1636 23045 SH
DEFINED 23045 0 0
TRI-CONTINENTAL CORPORATION CO COMMON STOCK 895436103 15 507 SH
DEFINED 507 0 0
TRW COMMON STOCK 872649108 692 15208 SH
DEFINED 15208 0 0
TRW COMMON STOCK 872649108 33 725 SH
OTHER 725 0 0
TV GUIDE INC CL A COMMON STOCK 87307Q109 443 12000 SH
DEFINED 12000 0 0
TYCO INTL LTD NEW COMMON STOCK 902124106 7145 99582 SH
DEFINED 98177 0 1405
TYCO INTL LTD NEW COMMON STOCK 902124106 620 8648 SH
OTHER 8648 0 0
U S WEST INC COMMON STOCK 91273H101 470 8527 SH
DEFINED 8527 0 0
U S WEST INC COMMON STOCK 91273H101 175 3172 SH
OTHER 2400 0 772
UGI CORP NEW COMMON STOCK 902681105 7 400 SH
DEFINED 400 0 0
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK 904000106 4 204 SH
DEFINED 204 0 0
UNICOM CORP COMMON STOCK 904911104 11 300 SH
DEFINED 300 0 0
UNION CARBIDE CORPORATION COM COMMON STOCK 905581104 122 2700 SH
DEFINED 2700 0 0
UNION CARBIDE CORPORATION COM COMMON STOCK 905581104 41 900 SH
OTHER 900 0 0
UNION PAC RES GROUP INC COMMON STOCK 907834105 23 1941 SH
DEFINED 1941 0 0
UNION PAC RES GROUP INC COMMON STOCK 907834105 68 5758 SH
OTHER 5758 0 0
UNION PACIFIC CORPORATION COM COMMON STOCK 907818108 2067 38682 SH
DEFINED 38347 0 335
UNION PACIFIC CORPORATION COM COMMON STOCK 907818108 545 10195 SH
OTHER 10195 0 0
UNION PLANTERS CORP COMMON STOCK 908068109 62 1400 SH
DEFINED 1400 0 0
UNISYS CORP COMMON STOCK 909214108 0 1 SH
DEFINED 1 0 0
UNIT CORPORATION COMMON STOCK 909218109 10 2000 SH
OTHER 2000 0 0
UNITED DOMINION RLTY TR INC COMMON STOCK 910197102 7 640 SH
OTHER 640 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 5 100 SH
DEFINED 100 0 0
UNITED STATES EXPL INC COMMON STOCK 91182F303 1 547 SH
DEFINED 547 0 0
UNITED TECHNOLOGIES CORPORATIO COMMON STOCK 913017109 95 704 SH
DEFINED 704 0 0
UNITED TECHNOLOGIES CORPORATIO COMMON STOCK 913017109 1396 10310 SH
OTHER 10310 0 0
UNOCAL CORPORATION COMMON STOCK 915289102 38 1040 SH
DEFINED 1040 0 0
UNOCAL CORPORATION COMMON STOCK 915289102 74 2000 SH
OTHER 2000 0 0
UNUM CORP COMMON STOCK 903192102 143 3000 SH
DEFINED 3000 0 0
UROMED CORP COMMON STOCK 917274300 0 200 SH
DEFINED 200 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 20 710 SH
DEFINED 710 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 30 1100 SH
OTHER 1100 0 0
USX-U S STL GROUP COMMON STOCK 90337T101 0 20 SH
DEFINED 20 0 0
UTILICORP UTD INC DEL COMMON STOCK 918005109 29 1275 SH
DEFINED 450 0 825
UTILICORP UTD INC DEL COMMON STOCK 918005109 7 300 SH
OTHER 300 0 0
VALASSIS COMMUNICATIONS INC COMMON STOCK 918866104 67 1300 SH
DEFINED 1300 0 0
VALMONT INDS INC COMMON STOCK 920253101 3 200 SH
DEFINED 200 0 0
VESTA INS GROUP INC COMMON STOCK 925391104 4 800 SH
DEFINED 800 0 0
VESTA INS GROUP INC COMMON STOCK 925391104 2 400 SH
OTHER 400 0 0
VESTAUR SECURITIES INC COM COMMON STOCK 925464109 30 2116 SH
DEFINED 2116 0 0
VIACOM INC COMMON STOCK 925524100 56 675 SH
DEFINED 675 0 0
VIGNETTE CORP COMMON STOCK 926734104 8 100 SH
OTHER 100 0 0
VINTAGE PETE INC COMMON STOCK 927460105 3 372 SH
DEFINED 372 0 0
VODAFONE GROUP PLC COMMON STOCK 92857T107 19 100 SH
DEFINED 100 0 0
WADDELL & REED FINL INC CL A COMMON STOCK 930059100 133 6495 SH
DEFINED 6495 0 0
WADDELL & REED FINL INC CL B COMMON STOCK 930059209 556 27954 SH
DEFINED 27954 0 0
WAL-MART COMMON STOCK 931142103 13899 150773 SH
DEFINED 150023 0 750
WAL-MART COMMON STOCK 931142103 1338 14510 SH
OTHER 14510 0 0
WALGREENS COMMON STOCK 931422109 21 750 SH
DEFINED 750 0 0
WALT DISNEY COMMON STOCK 254687106 313 10050 SH
DEFINED 10050 0 0
WALT DISNEY COMMON STOCK 254687106 313 10050 SH
OTHER 10050 0 0
WARNER-LAMBERT COMMON STOCK 934488107 293 4425 SH
DEFINED 4425 0 0
WARNER-LAMBERT COMMON STOCK 934488107 398 6000 SH
OTHER 6000 0 0
WASHINGTON REAL ESTATE INVT TR COMMON STOCK 939653101 20 1200 SH
DEFINED 1200 0 0
WATSON PHARMACEUTICALS INC COMMON STOCK 942683103 9 200 SH
DEFINED 200 0 0
WEATHERFORD INTERNATIONAL INC COMMON STOCK 947074100 1550 59333 SH
DEFINED 59333 0 0
WEATHERFORD INTERNATIONAL INC COMMON STOCK 947074100 27 1040 SH
OTHER 1040 0 0
WEBCO INDS INC COMMON STOCK 947621108 9 2000 SH
DEFINED 2000 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 1682 47970 SH
DEFINED 47175 0 795
WELLS FARGO & CO NEW COMMON STOCK 949746101 164 4690 SH
OTHER 4690 0 0
WESTERN RES INC COMMON STOCK 959425109 66 2462 SH
DEFINED 2462 0 0
WESTERN RES INC COMMON STOCK 959425109 25 940 SH
OTHER 940 0 0
WEYERHAEUSER COMPANY COMMON STOCK 962166104 17 300 SH
DEFINED 300 0 0
WEYERHAEUSER COMPANY COMMON STOCK 962166104 28 500 SH
OTHER 500 0 0
WILLBROS GROUP INC COMMON STOCK 969199108 13 2600 SH
DEFINED 2600 0 0
WILLIAMS COMPANIES COMMON STOCK 969457100 5736 145214 SH
DEFINED 143329 0 1885
WILLIAMS COMPANIES COMMON STOCK 969457100 812 20560 SH
OTHER 20560 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 64 2450 SH
DEFINED 2450 0 0
WISCONSIN ENERGY CORP COMMON STOCK 976657106 8 300 SH
OTHER 300 0 0
WPS RES CORP COMMON STOCK 92931B106 6 200 SH
DEFINED 200 0 0
WR GRACE & CO NEW COMMON STOCK 38388F108 14 1167 SH
DEFINED 1167 0 0
XEROX CORPORATION COM COMMON STOCK 984121103 42 800 SH
DEFINED 800 0 0
XOMA LTD COMMON STOCK G9825R107 2 800 SH
DEFINED 800 0 0
ZWEIG TOTAL RETURN FD INC COM COMMON STOCK 989837109 8 1022 SH
OTHER 1022 0 0
ZYMETX INC COMMON STOCK 989859103 9 4063 SH
DEFINED 4063 0 0
BJ SVCS CO WT EXP 00/00/200 4 COMMON STOCK 055482111 1 28 SH
DEFINED N.A. N.A. N.A.
LONE STAR INDS INC WTS EXP 12 COMMON STOCK 542290119 1 33 SH
DEFINED N.A. N.A. N.A.
AEGON N V ORD AMER REG COMMON STOCK 007924103 130 1452 SH
DEFINED 1452 0 0
AEGON N V ORD AMER REG COMMON STOCK 007924103 140 1560 SH
OTHER 1560 0 0
ANGLO AMERICAN GOLD INVESTMENT COMMON STOCK 034870501 8 1600 SH
OTHER 1600 0 0
ASA LTD COMMON STOCK 002050102 20 1200 SH
OTHER 1200 0 0
ASTRA AB SPONS ADR REP A SH COMMON STOCK 046298105 14 600 SH
DEFINED 600 0 0
GALLAHER GROUP PLC COMMON STOCK 363595109 75 3200 SH
DEFINED 3200 0 0
GALLAHER GROUP PLC COMMON STOCK 363595109 19 800 SH
OTHER 800 0 0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 49 725 SH
DEFINED 725 0 0
MAGNA INTL INC CL A COMMON STOCK 559222401 6 100 SH
DEFINED 100 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 47 300 SH
DEFINED 300 0 0
POTASH CORP SASK INC COMMON STOCK 73755L107 183 3420 SH
DEFINED 3220 0 200
REPSOL S A COMMON STOCK 76026T205 41 800 SH
DEFINED 800 0 0
REUTERS GROUP PLC SPONSORED AD COMMON STOCK 76132M102 30 346 SH
DEFINED 346 0 0
ROYAL DUTCH PETE CO COMMON STOCK 780257804 243 4675 SH
DEFINED 4675 0 0
ROYAL DUTCH PETE CO COMMON STOCK 780257804 42 800 SH
OTHER 800 0 0
SCHLUMBERGER COMMON STOCK 806857108 125 2080 SH
DEFINED 2080 0 0
SCHLUMBERGER COMMON STOCK 806857108 169 2800 SH
OTHER 2800 0 0
SHELL TRANS & TRADING PLC COMMON STOCK 822703609 7 180 SH
OTHER 180 0 0
SMITHKLINE BEECHAM P L C COMMON STOCK 832378301 14 200 SH
DEFINED 200 0 0
SMITHKLINE BEECHAM P L C COMMON STOCK 832378301 143 2000 SH
OTHER 2000 0 0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK 881624209 6 125 SH
OTHER 125 0 0
UNILEVER NV COMMON STOCK 904784501 2718 40908 SH
DEFINED 40908 0 0
UNILEVER NV COMMON STOCK 904784501 797 12000 SH
OTHER 12000 0 0
ARMCO INC PFD CONV $2.10 PREFERRED STOCK 042170209 5 200 SH
DEFINED N.A. N.A. N.A.
FORTUNE BRANDS INC PREFERRED STOCK 349631200 6 40 SH
DEFINED N.A. N.A. N.A.
KMART FING 7.750% PFD PREFERRED STOCK 498778208 18 300 SH
DEFINED N.A. N.A. N.A.
LINCOLN NATL CORP IND PREFERRED STOCK 534187208 4 5 SH
DEFINED N.A. N.A. N.A.
ROYAL BK SCOTLAND GROUP PLC PREFERRED STOCK 780097887 10 400 SH
DEFINED N.A. N.A. N.A.
SEALED AIR CORP NEW PFD $2 PREFERRED STOCK 81211K209 4 79 SH
DEFINED N.A. N.A. N.A.
BETHLEHEM STL CORP PFD CONV $5 PREFERRED STOCK 087509303 11 200 SH
DEFINED N.A. N.A. N.A.
BETHLEHEM STL CORP PFD CONV $5 PREFERRED STOCK 087509303 11 200 SH
OTHER N.A. N.A. N.A.
ROYAL BK SCOTLAND GROUP PLC SE PREFERRED STOCK 780097309 11 400 SH
DEFINED N.A. N.A. N.A.
MFS INTERMEDIATE INCOME TRUST OTHER 55273C107 13 2000 SH
DEFINED N.A. N.A. N.A.
MFS INTERMEDIATE INCOME TRUST OTHER 55273C107 13 2000 SH
OTHER N.A. N.A. N.A.
MORGAN STANLEY DEAN WITTER GOV OTHER 61745P106 9 1000 SH
OTHER N.A. N.A. N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER 09247K109 145 9196 SH
DEFINED N.A. N.A. N.A.
COLONIAL HIGH INCOME MUN TR OTHER 195743109 21 2500 SH
OTHER N.A. N.A. N.A.
DREYFUS STRATEGIC MUN BD FD IN OTHER 26202F107 51 5587 SH
DEFINED N.A. N.A. N.A.
DREYFUS STRATEGIC MUNS INC OTHER 261932107 53 5578 SH
DEFINED N.A. N.A. N.A.
GREENWICH STR MUN FD INC OTHER 39701A107 11 1000 SH
DEFINED N.A. N.A. N.A.
KEMPER STRATEGIC MUNI INCOME OTHER 488427105 51 4176 SH
DEFINED N.A. N.A. N.A.
MORGAN STANLEY INSD MUNI INCOM OTHER 61745P791 95 6415 SH
OTHER N.A. N.A. N.A.
MORGAN STANLEY QUALITY MUN INC OTHER 61745P734 78 5031 SH
DEFINED N.A. N.A. N.A.
MUNIYIELD FD INC OTHER 626299101 31 2000 SH
DEFINED N.A. N.A. N.A.
MUNIYIELD QUALITY FD INC OTHER 626302103 28 1880 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 43 2600 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER 67062N103 16 1000 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUN ADVANTAGE FD INC OTHER 67062H106 96 5800 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUN MKT OPPORTUNITY FD OTHER 67062W103 8 500 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUNI INCOME FD INC OTHER 67062J102 12 1000 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUNI VALUE FD OTHER 670928100 15 1500 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUN FD 4 OTHER 6706K4105 31 2119 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUNI OTHER 67063W102 11 660 SH
DEFINED N.A. N.A. N.A.
NUVEEN SELECT QUALITY MUNI FUN OTHER 670973106 39 2500 SH
DEFINED N.A. N.A. N.A.
PUTNAM INVT GRADE MUN TR OTHER 746805100 59 4165 SH
DEFINED N.A. N.A. N.A.
PUTNAM MANAGED MUN INCOME TR OTHER 746823103 159 14183 SH
DEFINED N.A. N.A. N.A.
SMITH BARNEY INTER MUN FD INC OTHER 831802103 75 7436 SH
DEFINED N.A. N.A. N.A.
VAN KAMPEN AMERN CAP MUN INCOM OTHER 920909108 37 3432 SH
DEFINED N.A. N.A. N.A.
DURA PHARMACEUTICALS 3.500% 7 OTHER 26632SAA7 23 30000 PRN
DEFINED N.A. N.A. N.A.
NORAM ENERGY CORP 6.000% 3 OTHER 655419AC3 24 25000 PRN
DEFINED N.A. N.A. N.A.
ORYX ENERGY CO 7.500% 5 OTHER 68763FAD2 10 10000 PRN
DEFINED N.A. N.A. N.A.
BLACKROCK INVT QUALITY TERM TR OTHER 09247J102 46 5270 SH
DEFINED N.A. N.A. N.A.
DEAN WITTER TCW/DW TERM TRUST OTHER 87234T101 5 529 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREMIER MUN INCOME FD I OTHER 670988104 63 3914 SH
DEFINED N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER 880198106 27 4000 SH
DEFINED N.A. N.A. N.A.
2002 TARGET TERM TR INC OTHER 902106103 72 5077 SH
DEFINED N.A. N.A. N.A.
ALL AMERN TERM TR INC OTHER 016440109 1 64 SH
DEFINED N.A. N.A. N.A.
CENTRAL EUROPEAN EQUITY FD INC OTHER 153436100 4 310 SH
DEFINED N.A. N.A. N.A.
MASS MUTUAL CORP INVESTORS INC OTHER 576292106 72 3000 SH
OTHER N.A. N.A. N.A.
VAN KAMPEN AMERN CAP SR INCOME OTHER 920961109 28 3000 SH
DEFINED N.A. N.A. N.A.
ZWEIG FD INC OTHER 989834106 2 200 SH
DEFINED N.A. N.A. N.A.
</TABLE>
