UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: The Trust Co. Of Oklahoma
ADDRESS: 5727 South Lewis Avenue
Tulsa, OK 74105
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: Karen Perkins
TITLE: Vice President and Comptroller
PHONE: (918)744-0553
SIGNATURE,PLACE,AND DATE OF SIGNING:
Karen Perkins Tulsa, OK 4/6/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 821
FORM 13F INFORMATION TABLE VALUE TOTAL: $504,840
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/
INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL
DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- -----
-- ------------ -------- -------- --------
AAON COMMON STOCK 000360206 53 3000 SH
DEFINED 3000 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 5168 146879 SH
DEFINED 144244 0 2635
ABBOTT LABORATORIES COMMON STOCK 002824100 1113 31630 SH OTHER
31630 0 0
ABERCROMBIE & FITCH COMMON STOCK 002896207 8 500 SH
DEFINED 500 0 0
ACM GOVT SPECTRUM FD INC COMMON STOCK 000917104 19 3300 SH
DEFINED 3300 0 0
ACNIELSEN COMMON STOCK 004833109 4 166 SH
DEFINED 166 0 0
ACXIOM COMMON STOCK 005125109 1260 37900 SH
DEFINED 37400 0 500
ACXIOM COMMON STOCK 005125109 165 4950 SH OTHER
4950 0 0
ADAMS GOLF COMMON STOCK 006228100 2 1000 SH OTHER
1000 0 0
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 11589 215104 SH
DEFINED 211914 0 3190
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 1118 20755 SH OTHER
20755 0 0
ADVANCED ENERGY COMMON STOCK 007973100 101 1971 SH OTHER
1971 0 0
ADVANCED TISSUE SCIENCES INC COMMON STOCK 00755F103 2 300 SH OTHER
300 0 0
AETNA COMMON STOCK 008117103 22 400 SH
DEFINED 400 0 0
AFFILIATED COMPUTER SVCS INC COMMON STOCK 008190100 44 1150 SH
DEFINED 1150 0 0
AFFYMETRIX INC COMMON STOCK 00826T108 38 255 SH
DEFINED 255 0 0
AFFYMETRIX INC COMMON STOCK 00826T108 7 50 SH OTHER
50 0 0
AFLAC COMMON STOCK 001055102 469 10300 SH
DEFINED 10300 0 0
AGL RESOURCES COMMON STOCK 001204106 9 480 SH
DEFINED 480 0 0
AK STEEL HOLDING CORP COMMON STOCK 001547108 10 1000 SH
DEFINED 1000 0 0
ALBERTSONS COMMON STOCK 013104104 81 2616 SH
DEFINED 2616 0 0
ALBERTSONS COMMON STOCK 013104104 179 5800 SH OTHER
5800 0 0
ALKERMES COMMON STOCK 01642T108 248 2680 SH
DEFINED 2680 0 0
ALLERGAN COMMON STOCK 018490102 141 2814 SH
DEFINED 2814 0 0
ALLERGAN COMMON STOCK 018490102 390 7800 SH OTHER
7800 0 0
ALLIANCE CAP MGMT HLD L P COMMON STOCK 01855A101 37 900 SH OTHER
900 0 0
ALLSTATE COMMON STOCK 020002101 166 6970 SH
DEFINED 6970 0 0
ALLSTATE COMMON STOCK 020002101 18 740 SH OTHER
740 0 0
ALLTEL COMMON STOCK 020039103 31 483 SH
DEFINED 483 0 0
ALLTEL COMMON STOCK 020039103 19 296 SH OTHER
296 0 0
AMEREN COMMON STOCK 023608102 50 1625 SH
DEFINED 1625 0 0
AMERICA ONLINE COMMON STOCK 02364J104 243 3598 SH
DEFINED 3498 0 100
AMERICA ONLINE COMMON STOCK 02364J104 27 400 SH OTHER
400 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 38 1285 SH
DEFINED 1285 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 3 112 SH OTHER
0 0 112
AMERICAN EXPRESS COMMON STOCK 025816109 212 1425 SH
DEFINED 1425 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 29 195 SH OTHER
195 0 0
AMERICAN GENERAL COMMON STOCK 026351106 169 3012 SH
DEFINED 3012 0 0
AMERICAN GREETINGS COMMON STOCK 026375105 13 700 SH
DEFINED 700 0 0
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 599 11145 SH
DEFINED 11145 0 0
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 161 3000 SH OTHER
3000 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 13106 119686 SH
DEFINED 118869 0 817
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 2228 20346 SH OTHER
20346 0 0
AMERICAN POWER CONVERSION COMMON STOCK 029066107 2342 54625 SH
DEFINED 54525 0 100
AMERICAN POWER CONVERSION COMMON STOCK 029066107 131 3050 SH OTHER
3050 0 0
AMETEK COMMON STOCK 031100100 15 800 SH
DEFINED 800 0 0
AMGEN COMMON STOCK 031162100 270 4400 SH
DEFINED 4400 0 0
AMGEN COMMON STOCK 031162100 500 8150 SH OTHER
8150 0 0
AMLI RESIDENTIAL PRPERTIES TRU COMMON STOCK 001735109 21 1000 SH
DEFINED 1000 0 0
AMR COMMON STOCK 001765106 29 900 SH
DEFINED 900 0 0
ANADARKO PET COMMON STOCK 032511107 60 1542 SH
DEFINED 1542 0 0
ANALOG DEVICES COMMON STOCK 032654105 27 330 SH
DEFINED 330 0 0
ANDREW CORPORATION COMMON STOCK 034425108 23 1000 SH
DEFINED 1000 0 0
ANGLO AMERICAN PLC ADR COMMON STOCK 03485P102 10 220 SH OTHER
220 0 0
ANGLOGOLD LTD COMMON STOCK 035128206 37 1561 SH OTHER
1561 0 0
ANHEUSER BUSCH COMMON STOCK 035229103 10 166 SH
DEFINED 166 0 0
APACHE COMMON STOCK 037411105 25 500 SH
DEFINED 500 0 0
APPLE COMPUTER COMMON STOCK 037833100 68 500 SH
DEFINED 500 0 0
APPLIED MATERIALS COMMON STOCK 038222105 138 1460 SH
DEFINED 1460 0 0
ARCH COAL COMMON STOCK 039380100 1 83 SH
DEFINED 83 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 31 3013 SH
DEFINED 3013 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 43 4199 SH OTHER
4199 0 0
ARIBA COMMON STOCK 04033V104 8 40 SH
DEFINED 40 0 0
ARROW ELECTRONICS COMMON STOCK 042735100 141 4000 SH
DEFINED 4000 0 0
ASHLAND COMMON STOCK 044204105 11 337 SH
DEFINED 337 0 0
ASSOCIATES FIRST CAPITAL COMMON STOCK 046008108 94 4378 SH
DEFINED 4378 0 0
ASSOCIATES FIRST CAPITAL COMMON STOCK 046008108 9 444 SH OTHER
444 0 0
AT&T COMMON STOCK 001957109 3598 63902 SH
DEFINED 62222 0 1680
AT&T COMMON STOCK 001957109 742 13179 SH OTHER
10359 0 2820
AT&T LIBERTY MEDIA GROUP COMMON STOCK 001957208 71 1200 SH
DEFINED 1200 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 3685 43348 SH
DEFINED 43048 0 300
ATLANTIC RICHFIELD COMMON STOCK 048825103 623 7327 SH OTHER
6895 0 432
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 5204 107852 SH
DEFINED 105192 0 2660
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 656 13595 SH OTHER
13595 0 0
AVNET COMMON STOCK 053807103 132 2100 SH
DEFINED 2100 0 0
AVON PRODUCTS COMMON STOCK 054303102 18 600 SH
DEFINED 600 0 0
AVON PRODUCTS COMMON STOCK 054303102 59 2000 SH OTHER
2000 0 0
BAKER HUGHES COMMON STOCK 057224107 3 100 SH
DEFINED 100 0 0
BAKER HUGHES COMMON STOCK 057224107 49 1613 SH OTHER
1613 0 0
BALDOR ELECTRIC COMMON STOCK 057741100 6 350 SH
DEFINED 350 0 0
BALLARD PWR SYS COMMON STOCK 05858H104 13 150 SH
DEFINED 0 0 150
BANCWEST COMMON STOCK 059790105 128 6492 SH
DEFINED 6492 0 0
BANK OF AMERICA COMMON STOCK 060505104 1479 28211 SH
DEFINED 28211 0 0
BANK OF AMERICA COMMON STOCK 060505104 943 17976 SH OTHER
17976 0 0
BANK ONE COMMON STOCK 06423A103 562 16303 SH
DEFINED 16303 0 0
BANK ONE COMMON STOCK 06423A103 243 7030 SH OTHER
7030 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 5 200 SH
DEFINED 200 0 0
BARRETT RESOURCES COMMON STOCK 068480201 17 578 SH
DEFINED 578 0 0
BATTLE MOUNTAIN GOLD COMMON STOCK 071593107 1 729 SH
DEFINED 729 0 0
BCE INC COMMON STOCK 05534B109 50 400 SH
DEFINED 400 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 405 15400 SH
DEFINED 15400 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 47 1800 SH OTHER
1800 0 0
BELL ATLANTIC COMMON STOCK 077853109 1261 20628 SH
DEFINED 20628 0 0
BELL ATLANTIC COMMON STOCK 077853109 271 4438 SH OTHER
1780 0 2658
BELLSOUTH COMMON STOCK 079860102 1345 28702 SH
DEFINED 28702 0 0
BELLSOUTH COMMON STOCK 079860102 714 15224 SH OTHER
11840 0 3384
BELO A H CORP COMMON STOCK 080555105 536 30000 SH
DEFINED 30000 0 0
BERGEN BRUNSWIG COMMON STOCK 083739102 3 400 SH
DEFINED 400 0 0
BERKSHIRE ENERGY RESOURCES COMMON STOCK 084644103 18 510 SH OTHER
510 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670108 57 1 SH
DEFINED 1 0 0
BERKSHIRE HATHAWAY CLASS B COMMON STOCK 084670207 315 173 SH
DEFINED 173 0 0
BEST BUY COMMON STOCK 086516101 3260 37910 SH
DEFINED 37640 0 270
BEST BUY COMMON STOCK 086516101 352 4095 SH OTHER
4095 0 0
BESTFOODS COMMON STOCK 08658U101 103 2210 SH
DEFINED 2210 0 0
BIOPURE COMMON STOCK 09065H105 7 200 SH OTHER
200 0 0
BJS WHOLESALE CLUB COMMON STOCK 05548J106 38 1000 SH
DEFINED 1000 0 0
BLACKROCK INSD MUN TERM TR INC COMMON STOCK 092474105 48 5000 SH
DEFINED 5000 0 0
BLACKROCK TARGET TERM TR COMMON STOCK 092476100 19 2000 SH
DEFINED 2000 0 0
BMC SOFTWARE COMMON STOCK 055921100 111 2240 SH
DEFINED 2240 0 0
BOEING COMMON STOCK 097023105 84 2233 SH
DEFINED 2233 0 0
BOEING COMMON STOCK 097023105 144 3800 SH OTHER
3800 0 0
BOISE CASCADE CORPORATION COMMON STOCK 097383103 12 333 SH OTHER
333 0 0
BOK FINANCIAL COMMON STOCK 05561Q201 867 46882 SH
DEFINED 46882 0 0
BOMBAY INC COMMON STOCK 097924104 0 100 SH
DEFINED 100 0 0
BOSTON SCIENTIFIC COMMON STOCK 101137107 43 2000 SH
DEFINED 2000 0 0
BP AMOCO PLC COMMON STOCK 055622104 13550 254451 SH
DEFINED 251855 0 2596
BP AMOCO PLC COMMON STOCK 055622104 3626 68085 SH OTHER
68085 0 0
BRAUNS FASHIONS COMMON STOCK 105658108 51 2000 SH
DEFINED 2000 0 0
BRINKER INTERNATIONAL COMMON STOCK 109641100 9 300 SH
DEFINED 300 0 0
BRINKER INTERNATIONAL COMMON STOCK 109641100 18 600 SH OTHER
600 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 7627 131496 SH
DEFINED 129786 0 1710
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 1796 30964 SH OTHER
30964 0 0
BROADCOM COMMON STOCK 111320107 194 800 SH
DEFINED 800 0 0
BROADVISION COMMON STOCK 111412102 66 1467 SH
DEFINED 1467 0 0
BUCKEYE PARTNERS L P COMMON STOCK 118230101 58 2220 SH OTHER
2220 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 89 3915 SH
DEFINED 3915 0 0
BURLINGTON RESOURCES COMMON STOCK 122014103 105 2833 SH
DEFINED 2833 0 0
BURLINGTON RESOURCES COMMON STOCK 122014103 387 10457 SH OTHER
10457 0 0
CALIFORNIA WTR SVC GRP HLDG CO COMMON STOCK 130788102 5 216 SH
DEFINED 216 0 0
CALPINE COMMON STOCK 131347106 39 410 SH
DEFINED 410 0 0
CAMDEN PROPERTY TRUST COMMON STOCK 133131102 8 286 SH
DEFINED 286 0 0
CANADA SOUTHN PETE LTD COMMON STOCK 135231108 15 2000 SH
DEFINED 2000 0 0
CARNIVAL CORP COMMON STOCK 143658102 1880 75765 SH
DEFINED 72470 0 3295
CARNIVAL CORP COMMON STOCK 143658102 160 6430 SH OTHER
6430 0 0
CAROLINA POWER & LIGHT COMMON STOCK 144141108 12 370 SH
DEFINED 370 0 0
CAROLINA POWER & LIGHT COMMON STOCK 144141108 19 580 SH OTHER
580 0 0
CARRINGTON LABS INC COMMON STOCK 144525102 8 2300 SH
DEFINED 2300 0 0
CATALINA MARKETING CORP COMMON STOCK 148867104 1282 12665 SH
DEFINED 12665 0 0
CATALINA MARKETING CORP COMMON STOCK 148867104 111 1100 SH OTHER
1100 0 0
CATELLUS DEVELOPMENT COMMON STOCK 149111106 7 525 SH
DEFINED 525 0 0
CATERPILLAR TRACTOR COMMON STOCK 149123101 43 1081 SH OTHER
1081 0 0
CATO CORP COMMON STOCK 149205106 12 1000 SH
DEFINED 1000 0 0
CBS COMMON STOCK 12490K107 235 4147 SH
DEFINED 4147 0 0
CENTRAL & SOUTHWEST COMMON STOCK 152357109 186 10871 SH
DEFINED 10871 0 0
CENTRAL & SOUTHWEST COMMON STOCK 152357109 43 2500 SH OTHER
1500 0 1000
CENTRAL NEWSPAPERS COMMON STOCK 154647101 40 1200 SH
DEFINED 1200 0 0
CENTURY ALUM CO COMMON STOCK 156431108 7 500 SH
DEFINED 500 0 0
CENTURY BUSINESS SERVICES COMMON STOCK 156490104 1 450 SH
DEFINED 450 0 0
CERIDIAN CORP COMMON STOCK 15677T106 38 2000 SH
DEFINED 2000 0 0
CHALONE WINE GROUP LTD COMMON STOCK 157639105 3 400 SH
DEFINED 400 0 0
CHARMING SHOPPES INC COMMON STOCK 161133103 11 2000 SH
DEFINED 2000 0 0
CHARTER COMMUNICATIONS INC DEL COMMON STOCK 16117M107 4 300 SH
DEFINED 300 0 0
CHASE MANHATTAN COMMON STOCK 16161A108 646 7411 SH
DEFINED 7411 0 0
CHASE MANHATTAN COMMON STOCK 16161A108 17 200 SH OTHER
200 0 0
CHECK POINT SOFTWARE TECH COMMON STOCK M22465104 19 110 SH
DEFINED 110 0 0
CHEVRON COMMON STOCK 166751107 2668 28860 SH
DEFINED 28860 0 0
CHEVRON COMMON STOCK 166751107 939 10155 SH OTHER
10155 0 0
CHINA COM COMMON STOCK G2108N109 16 200 SH
DEFINED 200 0 0
CHIRON COMMON STOCK 170040109 80 1600 SH
DEFINED 1600 0 0
CIGNA COMMON STOCK 125509109 104 1379 SH
DEFINED 1379 0 0
CINERGY COMMON STOCK 172474108 48 2255 SH
DEFINED 2255 0 0
CINERGY COMMON STOCK 172474108 49 2299 SH OTHER
2299 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 17265 223310 SH
DEFINED 221342 0 1968
CISCO SYSTEMS COMMON STOCK 17275R102 2109 27278 SH OTHER
27278 0 0
CITIGROUP COMMON STOCK 172967101 1169 19518 SH
DEFINED 19518 0 0
CITIGROUP COMMON STOCK 172967101 82 1365 SH OTHER
1365 0 0
CITRIX SYSTEMS COMMON STOCK 177376100 66 990 SH
DEFINED 990 0 0
CITRIX SYSTEMS COMMON STOCK 177376100 7 110 SH OTHER
110 0 0
CLOROX COMMON STOCK 189054109 7 200 SH OTHER
200 0 0
CMGI INC COM COMMON STOCK 125750109 73 642 SH
DEFINED 642 0 0
COASTAL CORPORATION COMMON STOCK 190441105 405 8800 SH
DEFINED 8800 0 0
COCA-COLA COMMON STOCK 191216100 581 12380 SH
DEFINED 12380 0 0
COCA-COLA COMMON STOCK 191216100 301 6406 SH OTHER
6406 0 0
COGNEX COMMON STOCK 192422103 38 656 SH
DEFINED 656 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 6 100 SH
DEFINED 100 0 0
COLUMBIA/HCA HEALTHCARE COMMON STOCK 197677107 0 10 SH
DEFINED 10 0 0
COMCAST COMMON STOCK 200300200 130 3000 SH
DEFINED 3000 0 0
COMDISCO INC COMMON STOCK 200336105 9 200 SH
DEFINED 200 0 0
COMPAQ COMPUTER COMMON STOCK 204493100 181 6700 SH
DEFINED 6700 0 0
COMPUTER ASSOCIATES INTERNATIO COMMON STOCK 204912109 142 2400 SH
DEFINED 2400 0 0
COMPUTER SCIENCES COMMON STOCK 205363104 3289 41565 SH
DEFINED 40680 0 885
COMPUTER SCIENCES COMMON STOCK 205363104 572 7230 SH OTHER
7230 0 0
COMPUWARE COMMON STOCK 205638109 72 3400 SH
DEFINED 3400 0 0
CONAGRA COMMON STOCK 205887102 2823 155779 SH
DEFINED 152174 0 3605
CONAGRA COMMON STOCK 205887102 374 20615 SH OTHER
20615 0 0
CONECTIV COMMON STOCK 206829103 4 225 SH
DEFINED 225 0 0
CONECTIV INC CL A COMMON STOCK 206829202 1 37 SH
DEFINED 37 0 0
CONEXANT SYSTEMS COMMON STOCK 207142100 99 1400 SH
DEFINED 1400 0 0
CONOCO COMMON STOCK 208251306 12 500 SH OTHER
500 0 0
CONOCO COMMON STOCK 208251405 130 5066 SH
DEFINED 5066 0 0
CONSOLIDATED EDISON COMMON STOCK 209115104 9 315 SH
DEFINED 315 0 0
CORIXA COMMON STOCK 21887F100 8 202 SH
DEFINED 202 0 0
CORNERSTONE PROPANE PARTNERS L COMMON STOCK 218916104 5 400 SH
DEFINED 400 0 0
CORNING COMMON STOCK 219350105 6528 33648 SH
DEFINED 32898 0 750
CORNING COMMON STOCK 219350105 527 2715 SH OTHER
2715 0 0
COSTCO WHOLESALE COMMON STOCK 22160K105 386 7350 SH
DEFINED 7350 0 0
COUNTRYWIDE CREDIT INDUSTRIES COMMON STOCK 222372104 27 1000 SH
DEFINED 1000 0 0
COX COMMUNICATIONS COMMON STOCK 224044107 15 300 SH
DEFINED 300 0 0
COX RADIO CL A COMMON STOCK 224051102 8 100 SH OTHER
100 0 0
CR BARD COMMON STOCK 067383109 41 1050 SH
DEFINED 1050 0 0
CREE COMMON STOCK 225447101 11 100 SH
DEFINED 100 0 0
CSX CORP COMMON STOCK 126408103 14 600 SH
DEFINED 600 0 0
CVS CORP COMMON STOCK 126650100 223 5943 SH
DEFINED 5943 0 0
CVS CORP COMMON STOCK 126650100 90 2400 SH OTHER
2400 0 0
DALLAS SEMICONDUCTOR COMMON STOCK 235204104 29 800 SH
DEFINED 800 0 0
DANA COMMON STOCK 235811106 392 13895 SH
DEFINED 13895 0 0
DANA COMMON STOCK 235811106 128 4550 SH OTHER
4550 0 0
DELL COMPUTER COMMON STOCK 247025109 50 924 SH
DEFINED 424 0 500
DELL COMPUTER COMMON STOCK 247025109 15 270 SH OTHER
270 0 0
DELPHI AUTOMOTIVE SYSTEMS COMMON STOCK 247126105 26 1605 SH
DEFINED 1605 0 0
DELPHI AUTOMOTIVE SYSTEMS COMMON STOCK 247126105 4 243 SH OTHER
104 0 139
DELUXE COMMON STOCK 248019101 27 1000 SH
DEFINED 1000 0 0
DENTSPLY INTERNATIONAL COMMON STOCK 249030107 8 275 SH
DEFINED 275 0 0
DEVON ENERGY COMMON STOCK 25179M103 11 217 SH
DEFINED 217 0 0
DEVON ENERGY COMMON STOCK 25179M103 17 349 SH OTHER
349 0 0
DEVRY COMMON STOCK 251893103 40 1300 SH
DEFINED 1300 0 0
DIEBOLD COMMON STOCK 253651103 10 375 SH
DEFINED 375 0 0
DIGITAL MICROWAVE COMMON STOCK 253859102 255 7522 SH OTHER
7522 0 0
DII GROUP COMMON STOCK 232949107 156 1380 SH OTHER
1380 0 0
DILLARD'S COMMON STOCK 254067101 8 500 SH
DEFINED 500 0 0
DIONEX COMMON STOCK 254546104 982 29800 SH
DEFINED 29800 0 0
DIONEX COMMON STOCK 254546104 84 2550 SH OTHER
2550 0 0
DISNEY WALT HOLDING COMPANY COMMON STOCK 254687106 1013 24550 SH
DEFINED 24550 0 0
DISNEY WALT HOLDING COMPANY COMMON STOCK 254687106 449 10875 SH OTHER
10875 0 0
DOLLAR GENERAL COMMON STOCK 256669102 55 2031 SH
DEFINED 2031 0 0
DOMINION RESOURCES VA NEW COMMON STOCK 25746U109 14 368 SH
DEFINED 368 0 0
DONNA KARAN INTL COMMON STOCK 257826107 4 500 SH
DEFINED 500 0 0
DOVER COMMON STOCK 260003108 107 2237 SH
DEFINED 2237 0 0
DOVER COMMON STOCK 260003108 1373 28676 SH OTHER
28676 0 0
DOW CHEMICAL COMMON STOCK 260543103 40 350 SH
DEFINED 350 0 0
DQE COMMON STOCK 23329J104 48 1050 SH OTHER
1050 0 0
DRESS BARN COMMON STOCK 261570105 14 725 SH
DEFINED 725 0 0
DU PONT EI DENEMOURS COMMON STOCK 263534109 261 4922 SH
DEFINED 4922 0 0
DU PONT EI DENEMOURS COMMON STOCK 263534109 313 5914 SH OTHER
5734 0 180
DUKE POWER COMMON STOCK 264399106 136 2590 SH
DEFINED 2590 0 0
DUKE POWER COMMON STOCK 264399106 32 600 SH OTHER
600 0 0
DUN & BRADSTREET COMMON STOCK 26483B106 109 3800 SH
DEFINED 3800 0 0
DUN & BRADSTREET COMMON STOCK 26483B106 177 6200 SH OTHER
6200 0 0
DURA PHARMACEUTICALS COMMON STOCK 26632S109 10 800 SH
DEFINED 800 0 0
DYCOM INDUSTRIES COMMON STOCK 267475101 1025 21025 SH
DEFINED 21025 0 0
DYCOM INDUSTRIES COMMON STOCK 267475101 56 1150 SH OTHER
1150 0 0
E M C COMMON STOCK 268648102 854 6779 SH
DEFINED 6779 0 0
E M C COMMON STOCK 268648102 290 2300 SH OTHER
2300 0 0
E SPIRE COMMUNICATIONS COMMON STOCK 269153102 4 500 SH
DEFINED 0 0 500
EARTHSHELL COMMON STOCK 27032B100 83 20000 SH
DEFINED 20000 0 0
EASTMAN KODAK COMMON STOCK 277461109 3 59 SH
DEFINED 0 0 59
EASTMAN KODAK COMMON STOCK 277461109 57 1053 SH OTHER
1053 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 24 1423 SH
DEFINED 1423 0 0
EEX CORP COMMON STOCK 26842V207 0 75 SH
DEFINED 75 0 0
EL PASO ENERGY COMMON STOCK 283905107 2875 71212 SH
DEFINED 71212 0 0
EL PASO ENERGY COMMON STOCK 283905107 601 14881 SH OTHER
14881 0 0
ELAN PLC ADR COMMON STOCK 284131208 323 6800 SH
DEFINED 6800 0 0
ELECTRIC FUEL CORP COMMON STOCK 284871100 4 370 SH
DEFINED 370 0 0
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 205 3200 SH OTHER
3200 0 0
ELI LILLY COMMON STOCK 532457108 778 12430 SH
DEFINED 12430 0 0
ELI LILLY COMMON STOCK 532457108 441 7043 SH OTHER
7043 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 6304 118671 SH
DEFINED 118671 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 53 1000 SH OTHER
1000 0 0
EMPIRE DISTRICT ELECTRIC COMMON STOCK 291641108 22 1116 SH OTHER
1116 0 0
EMULEX COMMON STOCK 292475209 34 310 SH
DEFINED 310 0 0
ENRON COMMON STOCK 293561106 867 11578 SH
DEFINED 11578 0 0
ENRON COMMON STOCK 293561106 165 2200 SH OTHER
2200 0 0
ENSCO INTERNATIONAL COMMON STOCK 26874Q100 54 1500 SH
DEFINED 1500 0 0
ENTERGY COMMON STOCK 29364G103 4 221 SH
DEFINED 221 0 0
EQUITY OFFICE PROPERTIES TRUST COMMON STOCK 294741103 2 70 SH
DEFINED 70 0 0
EQUITY RESIDENTIAL PROPERTIES COMMON STOCK 29476L107 94 2350 SH
DEFINED 2350 0 0
EQUITY RESIDENTIAL PROPERTIES COMMON STOCK 29476L107 5 125 SH OTHER
125 0 0
EVOLVING SYSTEMS COMMON STOCK 30049R100 1 100 SH
DEFINED 100 0 0
EXCELSIOR INCOME SHARES COMMON STOCK 300723103 7 494 SH
DEFINED 494 0 0
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 28 200 SH
DEFINED 200 0 0
EXXON MOBIL COMMON STOCK 30231G102 16883 216626 SH
DEFINED 215586 0 1040
EXXON MOBIL COMMON STOCK 30231G102 10633 136435 SH OTHER
136435 0 0
FANNIE MAE COMMON STOCK 313586109 4919 86966 SH
DEFINED 84981 0 1985
FANNIE MAE COMMON STOCK 313586109 1742 30800 SH OTHER
30800 0 0
FEDERAL HOME LOAN MORTGAGE COR COMMON STOCK 313400301 179 4050 SH
DEFINED 4050 0 0
FEDERATED DEPARTMENT STORES COMMON STOCK 31410H101 21 500 SH
DEFINED 500 0 0
FIRST DATA COMMON STOCK 319963104 805 18150 SH
DEFINED 17750 0 400
FIRST DATA COMMON STOCK 319963104 98 2205 SH OTHER
2205 0 0
FIRST INDUSTRIAL REALTY TRUST COMMON STOCK 32054K103 691 25350 SH
DEFINED 24950 0 400
FIRST INDUSTRIAL REALTY TRUST COMMON STOCK 32054K103 219 8050 SH OTHER
8050 0 0
FIRST TENNESSEE NATIONAL COMMON STOCK 337162101 8 382 SH
DEFINED 382 0 0
FIRST UNION COMMON STOCK 337358105 138 3700 SH
DEFINED 3700 0 0
FIRSTAR WISC COMMON STOCK 33763V109 54 2352 SH
DEFINED 2352 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 23 1102 SH
DEFINED 1102 0 0
FLEMING COS INC COMMON STOCK 339130106 8 500 SH
DEFINED 500 0 0
FORD COMMON STOCK 345370100 475 10332 SH
DEFINED 10332 0 0
FORD COMMON STOCK 345370100 56 1224 SH OTHER
1224 0 0
FOREST OIL CORP COMMON STOCK 346091606 6 600 SH
DEFINED 600 0 0
FORTUNE BRANDS COMMON STOCK 349631101 100 4000 SH
DEFINED 4000 0 0
FORTUNE BRANDS COMMON STOCK 349631101 20 800 SH OTHER
800 0 0
FOSSIL COMMON STOCK 349882100 14 600 SH
DEFINED 600 0 0
FRESENIUS MED CARE COMMON STOCK 358029106 11 463 SH
DEFINED 463 0 0
GANNETT COMMON STOCK 364730101 1213 17230 SH
DEFINED 17230 0 0
GANNETT COMMON STOCK 364730101 99 1400 SH OTHER
1400 0 0
GAP COMMON STOCK 364760108 320 6419 SH
DEFINED 6419 0 0
GAP COMMON STOCK 364760108 212 4250 SH OTHER
4250 0 0
GARTNER CL B COMMON STOCK 366651206 2 182 SH
DEFINED 182 0 0
GARTNER CL B COMMON STOCK 366651206 19 1431 SH OTHER
1431 0 0
GARTNER GROUP COMMON STOCK 366651107 39 2500 SH
DEFINED 2500 0 0
GATEWAY COMMON STOCK 367626108 14 270 SH OTHER
270 0 0
GENENTECH COMMON STOCK 368710406 187 1230 SH
DEFINED 1110 0 120
GENERAL DYNAMICS CORP COMMON STOCK 369550108 50 1000 SH
DEFINED 1000 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 26501 170289 SH
DEFINED 168729 0 1560
GENERAL ELECTRIC COMMON STOCK 369604103 19241 123637 SH OTHER
123637 0 0
GENERAL MOTORS COMMON STOCK 370442105 290 3500 SH
DEFINED 3500 0 0
GENERAL MOTORS COMMON STOCK 370442105 29 350 SH OTHER
150 0 200
GENERAL MOTORS CLASS H COMMON STOCK 370442832 4 31 SH
DEFINED 31 0 0
GENESIS ENERGY L P COMMON STOCK 371927104 5 500 SH
DEFINED 500 0 0
GENTA COMMON STOCK 37245M207 10 1000 SH
DEFINED 1000 0 0
GEORGIA PACIFIC COMMON STOCK 373298108 183 4624 SH
DEFINED 4624 0 0
GEORGIA PACIFIC TIMBER GROUP COMMON STOCK 373298702 78 3059 SH
DEFINED 3059 0 0
GETTHERE.COM COMMON STOCK 374266104 3 200 SH
DEFINED 200 0 0
GILLETTE COMMON STOCK 375766102 126 3350 SH
DEFINED 3350 0 0
GILLETTE COMMON STOCK 375766102 241 6400 SH OTHER
6400 0 0
GLIMCHER REALTY TRUST COMMON STOCK 379302102 7 530 SH
DEFINED 530 0 0
GLOBAL CROSSING LTD COMMON STOCK G3921A100 2 50 SH OTHER
50 0 0
GOODYEAR TIRE & RUBBER COMMON STOCK 382550101 16 672 SH
DEFINED 600 0 72
GOODYEAR TIRE & RUBBER COMMON STOCK 382550101 23 970 SH OTHER
970 0 0
GOODYS FAMILY CLOTHING COMMON STOCK 382588101 15 2500 SH
DEFINED 2500 0 0
GO2NET INC COMMON STOCK 383486107 4 50 SH OTHER
50 0 0
GRAINGER (W.W.) COMMON STOCK 384802104 74 1365 SH OTHER
1365 0 0
GREAT ATLANTIC & PAC TEA INC COMMON STOCK 390064103 3 131 SH OTHER
131 0 0
GREAT LAKES CHEMICAL COMMON STOCK 390568103 59 1725 SH
DEFINED 1725 0 0
GTE COMMON STOCK 362320103 8506 119804 SH
DEFINED 117712 0 2092
GTE COMMON STOCK 362320103 1532 21573 SH OTHER
21573 0 0
H&R BLOCK COMMON STOCK 093671105 125 2800 SH
DEFINED 2800 0 0
HALLIBURTON COMMON STOCK 406216101 280 6800 SH
DEFINED 6800 0 0
HARLEY DAVIDSON COMMON STOCK 412822108 24 300 SH
DEFINED 300 0 0
HARLEY DAVIDSON COMMON STOCK 412822108 48 600 SH OTHER
600 0 0
HARTE HANKS COMMON STOCK 416196103 50 2200 SH
DEFINED 2200 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 166 3150 SH
DEFINED 3150 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 11 200 SH OTHER
200 0 0
HELMERICH & PAYNE COMMON STOCK 423452101 48 1555 SH
DEFINED 1555 0 0
HELMERICH & PAYNE COMMON STOCK 423452101 125 4034 SH OTHER
4034 0 0
HERMAN MILLER COMMON STOCK 600544100 1120 40005 SH
DEFINED 37675 0 2330
HERMAN MILLER COMMON STOCK 600544100 66 2360 SH OTHER
2360 0 0
HERSHEY FOODS COMMON STOCK 427866108 39 800 SH
DEFINED 800 0 0
HERSHEY FOODS COMMON STOCK 427866108 59 1200 SH OTHER
1200 0 0
HEWLETT-PACKARD COMMON STOCK 428236103 8063 60680 SH
DEFINED 58985 0 1695
HEWLETT-PACKARD COMMON STOCK 428236103 2257 16985 SH OTHER
16985 0 0
HJ HEINZ COMMON STOCK 423074103 178 5100 SH
DEFINED 5100 0 0
HJ HEINZ COMMON STOCK 423074103 59 1700 SH OTHER
1700 0 0
HOME DEPOT COMMON STOCK 437076102 2750 42642 SH
DEFINED 42642 0 0
HOME DEPOT COMMON STOCK 437076102 91 1412 SH OTHER
1412 0 0
HONEYWELL INTL COMMON STOCK 438516106 112 2121 SH
DEFINED 2121 0 0
HONEYWELL INTL COMMON STOCK 438516106 237 4500 SH OTHER
4500 0 0
HOST MARRIOTT COMMON STOCK 44107P104 27 3055 SH
DEFINED 3055 0 0
HRPT PROPERTY TRUST COMMON STOCK 40426W101 1 125 SH OTHER
125 0 0
HUMAN GENOME SCIENCES INC COMMON STOCK 444903108 62 750 SH
DEFINED 750 0 0
HUMAN GENOME SCIENCES INC COMMON STOCK 444903108 6 70 SH OTHER
70 0 0
HUNTINGTON BANCSHARES COMMON STOCK 446150104 217 9680 SH
DEFINED 9680 0 0
IDACORP COMMON STOCK 451107106 25 710 SH
DEFINED 710 0 0
IMATION CORP COMMON STOCK 45245A107 1 20 SH OTHER
20 0 0
IMMUNOMEDICS COMMON STOCK 452907108 129 5000 SH
DEFINED 5000 0 0
IMS HEALTH COMMON STOCK 449934108 47 2800 SH
DEFINED 2800 0 0
IMS HEALTH COMMON STOCK 449934108 210 12400 SH OTHER
12400 0 0
INCYTE PHARMACEUTICALS INC COMMON STOCK 45337C102 13 150 SH
DEFINED 150 0 0
INCYTE PHARMACEUTICALS INC COMMON STOCK 45337C102 5 60 SH OTHER
60 0 0
INDUSTRIAL DISTRIBUTION GROUP COMMON STOCK 456061100 4 1200 SH
DEFINED 1200 0 0
INGERSOLL RAND COMMON STOCK 456866102 18 400 SH
DEFINED 400 0 0
INKTOMI COMMON STOCK 457277101 20 100 SH
DEFINED 100 0 0
INTEL COMMON STOCK 458140100 15350 116344 SH
DEFINED 114644 0 1700
INTEL COMMON STOCK 458140100 2003 15180 SH OTHER
15180 0 0
INTERMEDIA COMMUNICATIONS COMMON STOCK 458801107 2 50 SH
DEFINED 50 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 662 5606 SH
DEFINED 5606 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 299 2535 SH OTHER
2535 0 0
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 63 1800 SH
DEFINED 1800 0 0
INTERNATIONAL PAPER COMMON STOCK 460146103 52 1220 SH OTHER
1220 0 0
INTERNET CAPITAL GROUP COMMON STOCK 46059C106 9 100 SH
DEFINED 100 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 172 3650 SH
DEFINED 3650 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 359 7590 SH OTHER
7590 0 0
IONICS INC COMMON STOCK 462218108 4 150 SH
DEFINED 150 0 0
IPALCO ENTERPRISES COMMON STOCK 462613100 20 1000 SH
DEFINED 1000 0 0
IT GROUP INC (FORMERLY INTERNA COMMON STOCK 465266104 2 250 SH
DEFINED 250 0 0
IT GROUP INC (FORMERLY INTERNA COMMON STOCK 465266104 38 5000 SH OTHER
5000 0 0
ITT INDUSTRIES COMMON STOCK 450911102 93 3000 SH
DEFINED 3000 0 0
J C PENNEYS COM COMMON STOCK 708160106 1 100 SH
DEFINED 100 0 0
JDS UNIPHASE COMMON STOCK 46612J101 169 1400 SH
DEFINED 1200 0 200
JDS UNIPHASE COMMON STOCK 46612J101 11 90 SH OTHER
90 0 0
JOHN HANCOCK INCOME SECURITIES COMMON STOCK 410123103 28 2200 SH
DEFINED 2200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2933 41748 SH
DEFINED 41448 0 300
JOHNSON & JOHNSON COMMON STOCK 478160104 857 12203 SH OTHER
12203 0 0
JP MORGAN COMMON STOCK 616880100 7 50 SH
DEFINED 50 0 0
JP MORGAN COMMON STOCK 616880100 63 479 SH OTHER
479 0 0
K MART COMMON STOCK 482584109 1 100 SH OTHER
100 0 0
KANSAS CITY POWER & LIGHT COMMON STOCK 485134100 59 2040 SH
DEFINED 2040 0 0
KANSAS CITY SOUTHERN INDUSTRIE COMMON STOCK 485170104 2779 32335 SH
DEFINED 32335 0 0
KANSAS CITY SOUTHERN INDUSTRIE COMMON STOCK 485170104 193 2245 SH OTHER
2245 0 0
KEMPER INTERMEDIATE GOVERNMENT COMMON STOCK 488413105 8 1200 SH
DEFINED 1200 0 0
KERR MCGEE COMMON STOCK 492386107 104 1803 SH
DEFINED 1803 0 0
KEYSPAN COMMON STOCK 49337W100 19 670 SH
DEFINED 670 0 0
KIMBERLY CLARK COMMON STOCK 494368103 261 4656 SH
DEFINED 4656 0 0
KIMBERLY CLARK COMMON STOCK 494368103 118 2110 SH OTHER
2110 0 0
KINDER MORGAN COMMON STOCK 49455P101 35 1000 SH
DEFINED 1000 0 0
KROGER COMMON STOCK 501044101 736 41899 SH
DEFINED 40374 0 1525
KROGER COMMON STOCK 501044101 86 4885 SH OTHER
4885 0 0
LACLEDE GAS COMMON STOCK 505588103 12 600 SH
DEFINED 600 0 0
LASER TECHNOLOGY COMMON STOCK 518074208 9 4000 SH OTHER
4000 0 0
LEGGETT & PLATT COMMON STOCK 524660107 3916 182142 SH
DEFINED 177417 0 4725
LEGGETT & PLATT COMMON STOCK 524660107 487 22630 SH OTHER
22630 0 0
LENNAR COMMON STOCK 526057104 77 3565 SH
DEFINED 3565 0 0
LENNAR COMMON STOCK 526057104 4 200 SH OTHER
200 0 0
LEXMARK INTERNATIONAL GROUP COMMON STOCK 529771107 89 840 SH
DEFINED 840 0 0
LEXMARK INTERNATIONAL GROUP COMMON STOCK 529771107 10 90 SH OTHER
90 0 0
LIMITED COMMON STOCK 532716107 4 100 SH
DEFINED 100 0 0
LINCOLN NATIONAL COMMON STOCK 534187109 2 60 SH
DEFINED 60 0 0
LINCOLN NATIONAL COMMON STOCK 534187109 107 3200 SH OTHER
3200 0 0
LINDSAY MANUFACTURING COMMON STOCK 535555106 14 800 SH
DEFINED 800 0 0
LIZ CLAIBORNE INC COMMON STOCK 539320101 49 1060 SH
DEFINED 1060 0 0
LOCKHEED MARTIN COMMON STOCK 539830109 12 600 SH
DEFINED 600 0 0
LORAL SPACE & COMMUNICATIONS COMMON STOCK G56462107 2 200 SH
DEFINED 200 0 0
LOUISIANA PACIFIC COMMON STOCK 546347105 22 1610 SH
DEFINED 1610 0 0
LOWES COMMON STOCK 548661107 4701 80524 SH
DEFINED 79489 0 1035
LOWES COMMON STOCK 548661107 571 9780 SH OTHER
9780 0 0
LSI LOGIC COMMON STOCK 502161102 423 5818 SH
DEFINED 5818 0 0
LUBY'S COMMON STOCK 549282101 9 1000 SH
DEFINED 1000 0 0
LUCENT TECHNOLOGIES COMMON STOCK 549463107 1841 30055 SH
DEFINED 29955 0 100
LUCENT TECHNOLOGIES COMMON STOCK 549463107 338 5524 SH OTHER
3088 0 2436
MADISON GAS & ELECTRIC COMMON STOCK 557497104 18 1000 SH
DEFINED 1000 0 0
MAGELLAN PETE CORP COMMON STOCK 559091301 1 1000 SH
DEFINED 1000 0 0
MANAGED MUNS PORTFOLIO INC COMMON STOCK 561662107 19 2000 SH OTHER
2000 0 0
MANOR CARE COMMON STOCK 564055101 8 600 SH
DEFINED 600 0 0
MANPOWER COMMON STOCK 56418H100 14 400 SH
DEFINED 400 0 0
MANULIFE FINL CORP COMMON STOCK 56501R106 204 13889 SH
DEFINED 13889 0 0
MARKETWATCH COMMON STOCK 570619106 3 100 SH
DEFINED 100 0 0
MARRIOTT COMMON STOCK 571903202 1254 39800 SH
DEFINED 39800 0 0
MARRIOTT COMMON STOCK 571903202 291 9250 SH OTHER
9250 0 0
MARSH & MCLENNAN COMMON STOCK 571748102 96 870 SH
DEFINED 870 0 0
MARSH & MCLENNAN COMMON STOCK 571748102 16 145 SH OTHER
145 0 0
MARTHA STEWART LIVING COMMON STOCK 573083102 4 150 SH
DEFINED 150 0 0
MAYTAG COMMON STOCK 578592107 5 150 SH
DEFINED 150 0 0
MBIA COMMON STOCK 55262C100 1361 26145 SH
DEFINED 25395 0 750
MBIA COMMON STOCK 55262C100 83 1600 SH OTHER
1600 0 0
MBNA COMMON STOCK 55262L100 57 2250 SH
DEFINED 2250 0 0
MCCORMICK & COMPANY NON VOTING COMMON STOCK 579780206 101 3120 SH OTHER
3120 0 0
MCDONALDS COMMON STOCK 580135101 316 8454 SH
DEFINED 8454 0 0
MCDONALDS COMMON STOCK 580135101 340 9100 SH OTHER
9100 0 0
MCI WORLDCOM COMMON STOCK 55268B106 1375 30355 SH
DEFINED 30055 0 300
MCI WORLDCOM COMMON STOCK 55268B106 299 6602 SH OTHER
6602 0 0
MCN ENERGY GROUP COMMON STOCK 55267J100 10 400 SH OTHER
400 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 85 4100 SH
DEFINED 4100 0 0
MEDARIX INC COMMON STOCK 583916101 1 25 SH
DEFINED 25 0 0
MEDIAONE GROUP COMMON STOCK 58440J104 3672 45338 SH
DEFINED 45313 0 25
MEDIAONE GROUP COMMON STOCK 58440J104 455 5617 SH OTHER
5165 0 452
MEDTRONIC COMMON STOCK 585055106 3035 58999 SH
DEFINED 57994 0 1005
MEDTRONIC COMMON STOCK 585055106 237 4615 SH OTHER
4615 0 0
MELLON FINL COMMON STOCK 58551A108 34 1136 SH
DEFINED 1136 0 0
MENS WEARHOUSE INC COMMON STOCK 587118100 13 430 SH
DEFINED 430 0 0
MERCK COMMON STOCK 589331107 6843 110153 SH
DEFINED 107908 0 2245
MERCK COMMON STOCK 589331107 1713 27567 SH OTHER
27567 0 0
MERITOR AUTOMOTIVE COMMON STOCK 59000G100 7 467 SH
DEFINED 467 0 0
MESA OFFSHORE TRUST COMMON STOCK 590650107 21 90000 SH
DEFINED 90000 0 0
METAMOR WORLDWIDE COMMON STOCK 59133P100 1 50 SH
DEFINED 50 0 0
MGI PROPERTIES COMMON STOCK 552885105 4 850 SH
DEFINED 850 0 0
MICROSOFT COMMON STOCK 594918104 15991 150502 SH
DEFINED 150487 0 15
MICROSOFT COMMON STOCK 594918104 4008 37725 SH OTHER
37725 0 0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK 599902103 60 465 SH
DEFINED 465 0 0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK 599902103 6 50 SH OTHER
50 0 0
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 491 5542 SH
DEFINED 5495 0 47
MINNESOTA MINING & MANUFACTURI COMMON STOCK 604059105 203 2290 SH OTHER
2290 0 0
MOLEX COMMON STOCK 608554101 2042 34757 SH
DEFINED 33819 0 938
MOLEX COMMON STOCK 608554101 87 1481 SH OTHER
1481 0 0
MOLEX COMMON STOCK 608554200 72 1625 SH
DEFINED 1625 0 0
MONDAVI ROBERT CORP COMMON STOCK 609200100 7 200 SH
DEFINED 200 0 0
MONSANTO COMMON STOCK 611662107 412 8005 SH
DEFINED 8005 0 0
MONSANTO COMMON STOCK 611662107 26 500 SH OTHER
500 0 0
MONTGOMERY STRATEGIC INCOME COMMON STOCK 614115103 15 1000 SH
DEFINED 1000 0 0
MONY GROUP COMMON STOCK 615337102 25 764 SH
DEFINED 764 0 0
MORGAN STANLEY DW DISCOVERY COMMON STOCK 617446448 78 936 SH
DEFINED 936 0 0
MORGAN STANLEY DW DISCOVERY COMMON STOCK 617446448 118 1424 SH OTHER
1424 0 0
MOTOROLA COMMON STOCK 620076109 517 3541 SH
DEFINED 3541 0 0
MOTOROLA COMMON STOCK 620076109 343 2350 SH OTHER
2350 0 0
MOVIE GALLERY INC COMMON STOCK 624581104 4 1000 SH
DEFINED 1000 0 0
MUNIYIELD INSD FD INC COMMON STOCK 62630E107 37 3000 SH
DEFINED 3000 0 0
MUTUAL RISK MANAGEMENT COMMON STOCK 628351108 50 2500 SH
DEFINED 2500 0 0
NABORS INDS INC COMMON STOCK 629568106 2 55 SH
DEFINED 55 0 0
NASDAQ 100 SHARES COMMON STOCK 631100104 66 600 SH
DEFINED 600 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 62 3000 SH
DEFINED 3000 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 6 300 SH OTHER
300 0 0
NATIONAL FUEL GAS COMMON STOCK 636180101 45 1000 SH
DEFINED 1000 0 0
NATIONWIDE HEALTH PROPERTIES COMMON STOCK 638620104 14 1300 SH OTHER
1300 0 0
NCR COMMON STOCK 62886E108 4 110 SH
DEFINED 110 0 0
NCR COMMON STOCK 62886E108 1 31 SH OTHER
31 0 0
NETOPTIX COMMON STOCK 64116F103 5 30 SH
DEFINED 30 0 0
NETWORK APPLIANCE INC COMMON STOCK 64120L104 228 2750 SH
DEFINED 2750 0 0
NEW CENTURY ENERGIES COMMON STOCK 64352U103 9 300 SH
DEFINED 300 0 0
NEW CENTURY ENERGIES COMMON STOCK 64352U103 43 1425 SH OTHER
1425 0 0
NEW PLAN EXCEL REALTY TRUST COMMON STOCK 648053106 9 669 SH
DEFINED 669 0 0
NEWELL RUBBERMAID COMMON STOCK 651229106 223 9000 SH
DEFINED 9000 0 0
NEWELL RUBBERMAID COMMON STOCK 651229106 148 5975 SH OTHER
5975 0 0
NEWHALL LAND/FARMING COMMON STOCK 651426108 23 800 SH
DEFINED 800 0 0
NEWMONT MINING COMMON STOCK 651639106 12 545 SH
DEFINED 545 0 0
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 30 200 SH
DEFINED 200 0 0
NICOR COMMON STOCK 654086107 16 500 SH
DEFINED 500 0 0
NICOR COMMON STOCK 654086107 7 200 SH OTHER
200 0 0
NIKE CLASS B COMMON STOCK 654106103 24 600 SH
DEFINED 600 0 0
NOBLE AFFILIATES COMMON STOCK 654894104 162 4940 SH OTHER
4940 0 0
NORFOLK SOUTHERN COMMON STOCK 655844108 88 6195 SH
DEFINED 6195 0 0
NORFOLK SOUTHERN COMMON STOCK 655844108 128 9000 SH OTHER
9000 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 62 495 SH
DEFINED 495 0 0
NORTHERN STATES POWER COMMON STOCK 665772109 11 572 SH
DEFINED 572 0 0
NORTHWEST NATURAL GAS COMMON STOCK 667655104 31 1575 SH
DEFINED 1575 0 0
NSTAR COMMON STOCK 67019E107 14 325 SH
DEFINED 325 0 0
NUCO2 COMMON STOCK 629428103 1 100 SH
DEFINED 100 0 0
NUVEEN SELECT TAX FREE INCOME COMMON STOCK 67063X100 24 1850 SH
DEFINED 1850 0 0
NUVEEN SELECT TAX-FREE INCOME COMMON STOCK 67062F100 23 1700 SH OTHER
1700 0 0
O I CORP COM COMMON STOCK 670841105 4 1050 SH
DEFINED 1050 0 0
OFFICE DEPOT COMMON STOCK 676220106 3 300 SH
DEFINED 300 0 0
OFFICEMAX COMMON STOCK 67622M108 5 750 SH
DEFINED 750 0 0
OGE ENERGY CORPORATION COMMON STOCK 670837103 647 33735 SH
DEFINED 33735 0 0
OGE ENERGY CORPORATION COMMON STOCK 670837103 149 7784 SH OTHER
7784 0 0
OMNICOM GROUP COMMON STOCK 681919106 101 1075 SH
DEFINED 1075 0 0
OMNICOM GROUP COMMON STOCK 681919106 159 1700 SH OTHER
1700 0 0
ONE PRICE CLOTHING STORES COMMON STOCK 682411103 3 1000 SH
DEFINED 1000 0 0
ONEOK COMMON STOCK 682680103 392 15669 SH
DEFINED 15669 0 0
ONEOK COMMON STOCK 682680103 139 5556 SH OTHER
5256 0 300
ORACLE COMMON STOCK 68389X105 242 3100 SH
DEFINED 3100 0 0
ORACLE COMMON STOCK 68389X105 4 50 SH OTHER
50 0 0
PACCAR COMMON STOCK 693718108 484 9675 SH
DEFINED 9575 0 100
PACCAR COMMON STOCK 693718108 185 3700 SH OTHER
3700 0 0
PACIFIC CENTY FINL CORP COMMON STOCK 694058108 9 432 SH
DEFINED 432 0 0
PACTIV CORP COMMON STOCK 695257105 4 440 SH
DEFINED 440 0 0
PAINE WEBBER GROUP COMMON STOCK 695629105 66 1500 SH
DEFINED 1500 0 0
PAIRGAIN TECHNOLOGIES INC COMMON STOCK 695934109 32 1725 SH
DEFINED 1725 0 0
PALM COMMON STOCK 696642107 4 100 SH
DEFINED 100 0 0
PAPA JOHNS INTERNATIONAL COMMON STOCK 698813102 17 500 SH
DEFINED 500 0 0
PARAMETRIC TECHNOLOGY COMMON STOCK 699173100 6 275 SH
DEFINED 275 0 0
PARKER DRILLING COMMON STOCK 701081101 13 2567 SH OTHER
2567 0 0
PATTERSON DENTAL CO COMMON STOCK 703412106 10 250 SH OTHER
250 0 0
PE CORP-CELERA COMMON STOCK 69332S201 24 260 SH
DEFINED 160 0 100
PECO ENERGY COMMON STOCK 693304107 10 275 SH OTHER
275 0 0
PENNZOIL-QUAKER STATE COMMON STOCK 709323109 5 486 SH
DEFINED 486 0 0
PENNZOIL-QUAKER STATE COMMON STOCK 709323109 8 784 SH OTHER
784 0 0
PEOPLES ENERGY COMMON STOCK 711030106 27 1000 SH
DEFINED 1000 0 0
PEOPLESOFT COMMON STOCK 712713106 14 700 SH
DEFINED 700 0 0
PEP BOY - MANNEY MOE & JACK COMMON STOCK 713278109 27 4504 SH OTHER
4504 0 0
PEPSICO COMMON STOCK 713448108 4608 132116 SH
DEFINED 130656 0 1460
PEPSICO COMMON STOCK 713448108 1641 47050 SH OTHER
47050 0 0
PFIZER COMMON STOCK 717081103 2028 55465 SH
DEFINED 54965 0 500
PFIZER COMMON STOCK 717081103 686 18775 SH OTHER
18775 0 0
PG&E COMMON STOCK 69331C108 55 2632 SH
DEFINED 2632 0 0
PHARMACIA & UPJOHN COMMON STOCK 716941109 18 300 SH
DEFINED 300 0 0
PHARMACYCLICS COMMON STOCK 716933106 28 500 SH
DEFINED 500 0 0
PHELPS DODGE COMMON STOCK 717265102 23 495 SH
DEFINED 495 0 0
PHELPS DODGE COMMON STOCK 717265102 4 74 SH OTHER
74 0 0
PHILIP MORRIS COMMON STOCK 718154107 250 11850 SH
DEFINED 11850 0 0
PHILIP MORRIS COMMON STOCK 718154107 106 5000 SH OTHER
5000 0 0
PHILLIPS PETROLEUM COMMON STOCK 718507106 445 9632 SH
DEFINED 9632 0 0
PHILLIPS PETROLEUM COMMON STOCK 718507106 862 18629 SH OTHER
18629 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 0 38 SH
DEFINED 38 0 0
PITNEY BOWES COMMON STOCK 724479100 140 3125 SH
DEFINED 3125 0 0
PITNEY BOWES COMMON STOCK 724479100 92 2050 SH OTHER
2050 0 0
PLUM CREEK TIMBER COMMON STOCK 729251108 163 6600 SH OTHER
6600 0 0
PNC FINANCIAL COMMON STOCK 693475105 20 450 SH OTHER
450 0 0
PPL COMMON STOCK 69351T106 21 1002 SH
DEFINED 1002 0 0
PRAXAIR COMMON STOCK 74005P104 112 2700 SH
DEFINED 2700 0 0
PRE-PAID LEGAL SERVICES COMMON STOCK 740065107 151 5070 SH
DEFINED 5070 0 0
PRESSTEK COMMON STOCK 741113104 12 485 SH
DEFINED 485 0 0
PRIZE ENERGY CORP COMMON STOCK 74267L106 10 500 SH OTHER
500 0 0
PROCTER & GAMBLE COMMON STOCK 742718109 1497 26489 SH
DEFINED 26184 0 305
PROCTER & GAMBLE COMMON STOCK 742718109 474 8391 SH OTHER
8391 0 0
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 286 3300 SH
DEFINED 3300 0 0
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 331 3825 SH OTHER
3825 0 0
PUGET SOUND ENERGY COMMON STOCK 745332106 3 125 SH
DEFINED 125 0 0
QLOGIC COMMON STOCK 747277101 54 400 SH
DEFINED 400 0 0
QUALCOMM COMMON STOCK 747525103 313 2096 SH
DEFINED 1996 0 100
QUALCOMM COMMON STOCK 747525103 13 90 SH OTHER
90 0 0
R H DONNELLEY CORP NEW COMMON STOCK 74955W307 2 100 SH
DEFINED 100 0 0
RAYOVAC COMMON STOCK 755081106 42 1800 SH
DEFINED 1800 0 0
RAYTHEON CLASS A COMMON STOCK 755111309 2 126 SH
DEFINED 126 0 0
RAYTHEON CLASS A COMMON STOCK 755111309 1 65 SH OTHER
65 0 0
RAYTHEON CLASS B COMMON STOCK 755111408 286 16088 SH
DEFINED 16088 0 0
RAYTHEON CLASS B COMMON STOCK 755111408 100 5642 SH OTHER
5642 0 0
RECKSON ASSOCIATES COMMON STOCK 75621K106 5 250 SH OTHER
250 0 0
RELIANT ENERGY COMMON STOCK 75952J108 177 7524 SH
DEFINED 7524 0 0
RELIANT ENERGY COMMON STOCK 75952J108 106 4497 SH OTHER
4497 0 0
REPUBLIC SERVICES COMMON STOCK 760759100 1 115 SH
DEFINED 115 0 0
RF MICRO DEVICES COMMON STOCK 749941100 3 23 SH
DEFINED 23 0 0
ROCKWELL INTERNATIONAL COMMON STOCK 773903109 53 1275 SH
DEFINED 1275 0 0
ROSS STORES COMMON STOCK 778296103 216 8975 SH
DEFINED 8975 0 0
ROSS STORES COMMON STOCK 778296103 6 250 SH OTHER
250 0 0
RPM INCORPORATED COMMON STOCK 749685103 6 500 SH
DEFINED 400 0 100
SABRE HOLDINGS COMMON STOCK 785905100 2881 78935 SH
DEFINED 77410 0 1525
SABRE HOLDINGS COMMON STOCK 785905100 230 6315 SH OTHER
6315 0 0
SAFECO COMMON STOCK 786429100 85 3200 SH OTHER
3200 0 0
SAFEWAY COMMON STOCK 786514208 36 800 SH
DEFINED 800 0 0
SAKS COMMON STOCK 79377W108 7 500 SH
DEFINED 500 0 0
SALOMON BROTHERS HIGH INCOME F COMMON STOCK 794907105 11 900 SH
DEFINED 900 0 0
SALOMON BROTHERS HIGH INCOME F COMMON STOCK 794907105 42 3500 SH OTHER
3500 0 0
SANDISK COMMON STOCK 80004C101 12 100 SH
DEFINED 0 0 100
SANTA FE SNYDER COMMON STOCK 80218K105 6 633 SH
DEFINED 633 0 0
SARA LEE COMMON STOCK 803111103 270 15000 SH
DEFINED 15000 0 0
SARA LEE COMMON STOCK 803111103 72 4000 SH OTHER
4000 0 0
SBC COMMUNICATIONS COMMON STOCK 78387G103 2259 53623 SH
DEFINED 53409 0 214
SBC COMMUNICATIONS COMMON STOCK 78387G103 1141 27086 SH OTHER
20762 0 6324
SCANA COMMON STOCK 80589M102 108 4400 SH
DEFINED 4400 0 0
SCANA COMMON STOCK 80589M102 10 400 SH OTHER
400 0 0
SCHERING PLOUGH COMMON STOCK 806605101 843 22700 SH
DEFINED 22700 0 0
SCHERING PLOUGH COMMON STOCK 806605101 694 18700 SH OTHER
18700 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 168 2200 SH
DEFINED 2200 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 31 400 SH OTHER
400 0 0
SCOTTISH PWR ADR COMMON STOCK 81013T705 27 852 SH
DEFINED 852 0 0
SDL INC COMMON STOCK 784076101 17 80 SH
DEFINED 80 0 0
SEALED AIR CORPORATION COMMON STOCK 81211K100 1408 25924 SH
DEFINED 25424 0 500
SEALED AIR CORPORATION COMMON STOCK 81211K100 57 1050 SH OTHER
1050 0 0
SEARS ROEBUCK COMMON STOCK 812387108 21 698 SH
DEFINED 600 0 98
SEMPRA ENERGY COMMON STOCK 816851109 25 1500 SH
DEFINED 1500 0 0
SENIOR HSG PPTYS COMMON STOCK 81721M109 0 12 SH OTHER
12 0 0
SERVICE CORPORATION INTERNATIO COMMON STOCK 817565104 17 5708 SH
DEFINED 5708 0 0
SHURGARD STORAGE CENTERS COMMON STOCK 82567D104 52 2000 SH OTHER
2000 0 0
SIEBEL SYSTEMS INC COMMON STOCK 826170102 25 215 SH
DEFINED 215 0 0
SIERRA PAC RES COMMON STOCK 826428104 6 500 SH
DEFINED 500 0 0
SIERRA PAC RES COMMON STOCK 826428104 9 720 SH OTHER
720 0 0
SIGMA ALDRICH COMMON STOCK 826552101 1525 56730 SH
DEFINED 55530 0 1200
SIGMA ALDRICH COMMON STOCK 826552101 292 10865 SH OTHER
10865 0 0
SILICON VY BANCSHARES COMMON STOCK 827064106 93 1300 SH
DEFINED 1300 0 0
SIMON PPTY GROUP NEW(SIMON PPT COMMON STOCK 828806109 3 125 SH OTHER
125 0 0
SIRIUS SATELLITE RADIO INC COMMON STOCK 82966U103 43 750 SH
DEFINED 750 0 0
SIRIUS SATELLITE RADIO INC COMMON STOCK 82966U103 11 200 SH OTHER
200 0 0
SODEXHO MARRIOTT SERVICES COMMON STOCK 833793102 2 100 SH
DEFINED 100 0 0
SOLECTRON COMMON STOCK 834182107 36 900 SH
DEFINED 900 0 0
SOUTHDOWN COMMON STOCK 841297104 278 4690 SH
DEFINED 4690 0 0
SOUTHDOWN COMMON STOCK 841297104 39 650 SH OTHER
650 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 96 4425 SH
DEFINED 4425 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 62 2840 SH OTHER
2840 0 0
SOUTHWEST AIRLINES COMMON STOCK 844741108 234 11255 SH
DEFINED 11255 0 0
SOUTHWEST AIRLINES COMMON STOCK 844741108 21 1012 SH OTHER
1012 0 0
SOUTHWEST BANCORP COMMON STOCK 844767103 3088 180300 SH
DEFINED 180300 0 0
SPIEGEL INC COMMON STOCK 848457107 8 1000 SH
DEFINED 1000 0 0
SPRINT COMMON STOCK 852061100 7152 113070 SH
DEFINED 112470 0 600
SPRINT COMMON STOCK 852061100 1513 23918 SH OTHER
23918 0 0
SPRINT CORP PCS GROUP COMMON STOCK 852061506 178 2724 SH
DEFINED 2724 0 0
SPRINT CORP PCS GROUP COMMON STOCK 852061506 507 7740 SH OTHER
7740 0 0
SPX COMMON STOCK 784635104 146 1279 SH
DEFINED 1279 0 0
ST JUDE MEDICAL COMMON STOCK 790849103 4 150 SH
DEFINED 150 0 0
STAPLES COMMON STOCK 855030102 32 1620 SH
DEFINED 1620 0 0
STATE STREET COMMON STOCK 857477103 63 650 SH
DEFINED 650 0 0
STEIN MART INC COMMON STOCK 858375108 8 1000 SH
DEFINED 1000 0 0
STERLING SOFTWARE COMMON STOCK 859547101 3 100 SH
DEFINED 100 0 0
STRYKER CORP COMMON STOCK 863667101 482 6915 SH
DEFINED 6915 0 0
STRYKER CORP COMMON STOCK 863667101 66 940 SH OTHER
940 0 0
SUN MICROSYSTEMS COMMON STOCK 866810104 13284 141768 SH
DEFINED 139968 0 1800
SUN MICROSYSTEMS COMMON STOCK 866810104 3513 37495 SH OTHER
37495 0 0
SUNOCO COMMON STOCK 86764P109 38 1385 SH
DEFINED 1385 0 0
SUNOCO COMMON STOCK 86764P109 27 1002 SH OTHER
1002 0 0
SUNTRUST BANKS COMMON STOCK 867914103 2118 36671 SH
DEFINED 36576 0 95
SUNTRUST BANKS COMMON STOCK 867914103 486 8410 SH OTHER
8410 0 0
SYLVAN LEARNING SYSTEMS COMMON STOCK 871399101 239 14990 SH
DEFINED 14490 0 500
SYLVAN LEARNING SYSTEMS COMMON STOCK 871399101 56 3525 SH OTHER
3525 0 0
SYNOPSYS COMMON STOCK 871607107 656 13450 SH
DEFINED 12650 0 800
SYNOPSYS COMMON STOCK 871607107 161 3300 SH OTHER
3300 0 0
SYNTROLEUM CORP COMMON STOCK 871630109 9 400 SH
DEFINED 400 0 0
SYSCO COMMON STOCK 871829107 1290 35700 SH
DEFINED 35700 0 0
SYSCO COMMON STOCK 871829107 210 5800 SH OTHER
5800 0 0
SYSTEMS & COMPUTER COMMON STOCK 871873105 9 400 SH
DEFINED 400 0 0
TANDY COMMON STOCK 875382103 102 2000 SH OTHER
2000 0 0
TARGET COMMON STOCK 87612E106 4917 65779 SH
DEFINED 65079 0 700
TARGET COMMON STOCK 87612E106 907 12130 SH OTHER
12130 0 0
TCW CONVERTIBLE SECURITIESS FU COMMON STOCK 872340104 38 3600 SH
DEFINED 3600 0 0
TECH DATA COMMON STOCK 878237106 2 68 SH
DEFINED 68 0 0
TECO ENERGY COMMON STOCK 872375100 117 6000 SH
DEFINED 6000 0 0
TELEPHONE & DATA SYSTEMS COMMON STOCK 879433100 35 312 SH
DEFINED 312 0 0
TELLABS COMMON STOCK 879664100 159 2530 SH
DEFINED 2530 0 0
TENNECO AUTOMOTIVE COMMON STOCK 880349105 1 88 SH
DEFINED 88 0 0
TEXACO COMMON STOCK 881694103 434 8072 SH
DEFINED 8072 0 0
TEXACO COMMON STOCK 881694103 125 2334 SH OTHER
2334 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 88 550 SH
DEFINED 550 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 56 350 SH OTHER
350 0 0
TEXAS UTILITIES COMMON STOCK 882848104 68 2275 SH
DEFINED 2275 0 0
TEXAS UTILITIES COMMON STOCK 882848104 72 2438 SH OTHER
2338 0 100
TEXTRON COMMON STOCK 883203101 351 5760 SH
DEFINED 5760 0 0
THERMO ELECTRON COMMON STOCK 883556102 1078 52925 SH
DEFINED 51450 0 1475
THERMO ELECTRON COMMON STOCK 883556102 101 4950 SH OTHER
4950 0 0
TIBCO SOFTWARE COMMON STOCK 88632Q103 12 150 SH
DEFINED 150 0 0
TIME WARNER COMMON STOCK 887315109 30 300 SH
DEFINED 300 0 0
TIME WARNER COMMON STOCK 887315109 20 200 SH OTHER
200 0 0
TOMMY HILFIGER COMMON STOCK G8915Z102 20 1400 SH
DEFINED 1400 0 0
TOOTSIE ROLL INDUSTRIES COMMON STOCK 890516107 16 500 SH
DEFINED 500 0 0
TORCHMARK COMMON STOCK 891027104 2914 126018 SH
DEFINED 126018 0 0
TOYS-R-US COMMON STOCK 892335100 46 3100 SH
DEFINED 3100 0 0
TRAMMELL CROW COMMON STOCK 89288R106 89 8052 SH
DEFINED 7252 0 800
TRANSACTION SYS ARCHITECTS INC COMMON STOCK 893416107 38 1300 SH
DEFINED 1300 0 0
TRI-CONTINENTAL COMMON STOCK 895436103 5 187 SH
DEFINED 187 0 0
TRICOM SA COMMON STOCK 89612A100 2 100 SH
DEFINED 100 0 0
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 75 2400 SH
DEFINED 2400 0 0
TRW COMMON STOCK 872649108 843 14408 SH
DEFINED 14408 0 0
TRW COMMON STOCK 872649108 6 100 SH OTHER
100 0 0
TYCO INTERNATIONAL COMMON STOCK 902124106 12422 247817 SH
DEFINED 243062 0 4755
TYCO INTERNATIONAL COMMON STOCK 902124106 1382 27578 SH OTHER
27578 0 0
U S WEST COMMON STOCK 91273H101 586 8062 SH
DEFINED 8062 0 0
U S WEST COMMON STOCK 91273H101 193 2652 SH OTHER
1880 0 772
UGI CORPORATION COMMON STOCK 902681105 9 400 SH
DEFINED 400 0 0
UNIGRAPHICS SOLUTIONS COMMON STOCK 904928108 18 600 SH OTHER
600 0 0
UNION CARBIDE COMMON STOCK 905581104 157 2700 SH
DEFINED 2700 0 0
UNION PACIFIC COMMON STOCK 907818108 179 4569 SH
DEFINED 4569 0 0
UNION PACIFIC COMMON STOCK 907818108 293 7500 SH OTHER
7500 0 0
UNION PLANTERS COMMON STOCK 908068109 28 900 SH
DEFINED 900 0 0
UNIT CORPORATION COMMON STOCK 909218109 22 2000 SH OTHER
2000 0 0
UNITED DOMINION REALTY TRUST COMMON STOCK 910197102 6 640 SH OTHER
640 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 113 1800 SH
DEFINED 1800 0 0
UNITED STATES CELLULAR COMMON STOCK 911684108 32 450 SH
DEFINED 450 0 0
UNITED STATES EXPL INC COMMON STOCK 91182F303 0 547 SH
DEFINED 547 0 0
UNITED TECHNOLOGIES COMMON STOCK 913017109 145 2300 SH
DEFINED 2300 0 0
UNITED TECHNOLOGIES COMMON STOCK 913017109 1286 20345 SH OTHER
20345 0 0
UNOCAL COMMON STOCK 915289102 60 2000 SH OTHER
2000 0 0
UNUMPROVIDENT COMMON STOCK 91529Y106 51 3000 SH
DEFINED 3000 0 0
US ONCOLOGY COMMON STOCK 90338W103 1012 224862 SH
DEFINED 224862 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 18 695 SH
DEFINED 695 0 0
USX-MARATHON GROUP COMMON STOCK 902905827 29 1100 SH OTHER
1100 0 0
USX-U S STL GROUP COMMON STOCK 90337T101 1 36 SH
DEFINED 36 0 0
UTILICORP UNITED COMMON STOCK 918005109 18 1000 SH
DEFINED 1000 0 0
UTILICORP UNITED COMMON STOCK 918005109 5 300 SH OTHER
300 0 0
VERITAS SOFTWARE CO COMMON STOCK 923436109 96 735 SH
DEFINED 735 0 0
VERITAS SOFTWARE CO COMMON STOCK 923436109 8 60 SH OTHER
60 0 0
VERITY COMMON STOCK 92343C106 50 1041 SH
DEFINED 1041 0 0
VESTAUR SECURITIES COMMON STOCK 925464109 26 2116 SH
DEFINED 2116 0 0
VIACOM COMMON STOCK 925524100 80 1500 SH
DEFINED 1500 0 0
VIASAT COMMON STOCK 92552V100 7 100 SH OTHER
100 0 0
VICAL INC COMMON STOCK 925602104 8 250 SH
DEFINED 250 0 0
VIGNETTE CORP COMMON STOCK 926734104 32 200 SH OTHER
200 0 0
VISX COMMON STOCK 92844S105 2 100 SH
DEFINED 100 0 0
VODAFONE GROUP PLC COMMON STOCK 92857T107 254 4575 SH
DEFINED 4575 0 0
VODAFONE GROUP PLC COMMON STOCK 92857T107 79 1430 SH OTHER
300 0 1130
WACHOVIA CORP NEW COMMON STOCK 929771103 221 3266 SH OTHER
3266 0 0
WADDELL & REED CLASS B COMMON STOCK 930059209 1206 30926 SH
DEFINED 30926 0 0
WADDELL & REED FINANCIAL COMMON STOCK 930059100 304 7185 SH
DEFINED 7185 0 0
WAL-MART COMMON STOCK 931142103 16567 293214 SH
DEFINED 168129 0 125085
WAL-MART COMMON STOCK 931142103 1652 29244 SH OTHER
29244 0 0
WALGREENS COMMON STOCK 931422109 84 3270 SH
DEFINED 3270 0 0
WALGREENS COMMON STOCK 931422109 129 5000 SH OTHER
5000 0 0
WARNER LAMBERT COMMON STOCK 934488107 469 4796 SH
DEFINED 4196 0 600
WARNER LAMBERT COMMON STOCK 934488107 586 6000 SH OTHER
6000 0 0
WASHINGTON MUT INC COMMON STOCK 939322103 27 1000 SH
DEFINED 1000 0 0
WASHINGTON MUT INC COMMON STOCK 939322103 53 2000 SH OTHER
2000 0 0
WASHINGTON POST CO CL B COMMON STOCK 939640108 14 25 SH
DEFINED 25 0 0
WASHINGTON REAL ESTATE INVESTM COMMON STOCK 939653101 27 1800 SH
DEFINED 1800 0 0
WASTE MANAGEMENT COMMON STOCK 94106L109 54 3950 SH
DEFINED 3950 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK 947074100 3276 56000 SH
DEFINED 56000 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK 947074100 61 1040 SH OTHER
1040 0 0
WELLS FARGO COMMON STOCK 949746101 4446 109109 SH
DEFINED 108209 0 900
WELLS FARGO COMMON STOCK 949746101 433 10620 SH OTHER
10620 0 0
WESTERN RESOURCES COMMON STOCK 959425109 39 2462 SH
DEFINED 2462 0 0
WET SEAL COMMON STOCK 961840105 16 1000 SH
DEFINED 1000 0 0
WEYERHAEUSER COMPANY COMMON STOCK 962166104 17 300 SH
DEFINED 300 0 0
WEYERHAEUSER COMPANY COMMON STOCK 962166104 29 500 SH OTHER
500 0 0
WILLIAMS COMMUNICATIONS COMMON STOCK 969455104 109 2100 SH
DEFINED 1500 0 600
WILLIAMS COMPANIES COMMON STOCK 969457100 2267 51586 SH
DEFINED 51086 0 500
WILLIAMS COMPANIES COMMON STOCK 969457100 299 6813 SH OTHER
6813 0 0
WILLIAMS SONOMA COMMON STOCK 969904101 25 810 SH
DEFINED 810 0 0
WILLIAMS SONOMA COMMON STOCK 969904101 15 475 SH OTHER
475 0 0
WISCONSIN ENERGY COMMON STOCK 976657106 49 2450 SH
DEFINED 2450 0 0
WISCONSIN ENERGY COMMON STOCK 976657106 6 300 SH OTHER
300 0 0
WR GRACE & CO NEW COMMON STOCK 38388F108 2 167 SH
DEFINED 167 0 0
XEROX COMMON STOCK 984121103 23 900 SH
DEFINED 900 0 0
XEROX COMMON STOCK 984121103 26 1000 SH OTHER
1000 0 0
XETA COMMON STOCK 983909102 23 500 SH
DEFINED 500 0 0
XILINX COMMON STOCK 983919101 33 400 SH
DEFINED 400 0 0
XL CAPITAL LTD COMMON STOCK G98255105 22 400 SH
DEFINED 400 0 0
XOMA LTD COMMON STOCK G9825R107 6 800 SH
DEFINED 800 0 0
ZOLTEK COS INC COMMON STOCK 98975W104 2 200 SH
DEFINED 200 0 0
ZWEIG TOTAL RETURN FUND COMMON STOCK 989837109 7 1022 SH OTHER
1022 0 0
IMC GLOBAL WT EXP 00/00/200 12 COMMON STOCK 449669118 0 276 SH
DEFINED N.A. N.A. N.A.
AEGON N V COMMON STOCK 007924103 1321 16407 SH
DEFINED 16407 0 0
AEGON N V COMMON STOCK 007924103 126 1560 SH OTHER
1560 0 0
ALCATEL ALSTHOM COMMON STOCK 013904305 43 1000 SH
DEFINED 1000 0 0
ASA LTD COMMON STOCK 002050102 21 1200 SH OTHER
1200 0 0
ASTRAZENECA PLC COMMON STOCK 046353108 12 303 SH
DEFINED 303 0 0
BRITISH TELECOMMUNICATIONS P L COMMON STOCK 111021408 75 400 SH
DEFINED 400 0 0
CABLE & WIRELESS PLC ADR COMMON STOCK 126830207 22 400 SH
DEFINED 400 0 0
ELF AQUITAINE SPONSORED ADR COMMON STOCK 286269105 52 600 SH
DEFINED 600 0 0
GALLAHER GROUP PLC COMMON STOCK 363595109 79 4000 SH
DEFINED 4000 0 0
GALLAHER GROUP PLC COMMON STOCK 363595109 16 800 SH OTHER
800 0 0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 13 225 SH
DEFINED 225 0 0
LM ERICSSON TELEPHONE COMMON STOCK 294821400 673 7175 SH
DEFINED 7175 0 0
NOKIA SPONSORED ADR COMMON STOCK 654902204 426 1920 SH
DEFINED 1820 0 100
NOKIA SPONSORED ADR COMMON STOCK 654902204 124 560 SH OTHER
560 0 0
POTASH CORPORATION OF SASKATCH COMMON STOCK 73755L107 20 400 SH
DEFINED 400 0 0
REPSOL S A COMMON STOCK 76026T205 51 2400 SH
DEFINED 2400 0 0
ROYAL DUTCH PETROLEUM COMMON STOCK 780257804 81 1400 SH
DEFINED 1400 0 0
ROYAL DUTCH PETROLEUM COMMON STOCK 780257804 43 750 SH OTHER
750 0 0
SHELL TRANSPORTATION & TRADING COMMON STOCK 822703609 9 180 SH OTHER
180 0 0
SMITHKLINE BEECHAM P L C COMMON STOCK 832378301 90 1355 SH
DEFINED 1355 0 0
SMITHKLINE BEECHAM P L C COMMON STOCK 832378301 145 2200 SH OTHER
2200 0 0
TEVA PHARMACEUTICAL INDUSTRIES COMMON STOCK 881624209 9 250 SH OTHER
250 0 0
TOTAL FINA SA ADR COMMON STOCK 89151E109 15 200 SH OTHER
200 0 0
TRANSOCEAN SED FOREX COMMON STOCK G90078109 19 366 SH
DEFINED 366 0 0
TRANSOCEAN SED FOREX COMMON STOCK G90078109 2 38 SH OTHER
38 0 0
UNILEVER COMMON STOCK 904784709 275 5710 SH
DEFINED 5710 0 0
UNILEVER COMMON STOCK 904784709 160 3320 SH OTHER
3320 0 0
FORTUNE BRANDS $2.67 PREFERRED PREFERRED STOCK 349631200 5 40 SH
DEFINED N.A. N.A. N.A.
SEALED AIR CORP NEW PFD $2 PREFERRED STOCK 81211K209 4 79 SH
DEFINED N.A. N.A. N.A.
BETHLEHEM STEEL 5.00% PREFERRE PREFERRED STOCK 087509303 9 200 SH OTHER
N.A. N.A. N.A.
ACM GOVT SECS FD INC OTHER 000914101 11 1667 SH
DEFINED N.A. N.A. N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER 09247K109 128 9196 SH
DEFINED N.A. N.A. N.A.
COLONIAL HIGH INCOME MUN TR OTHER 195743109 15 2500 SH OTHER
N.A. N.A. N.A.
DREYFUS STRATEGIC MUN BD FD IN OTHER 26202F107 44 5587 SH
DEFINED N.A. N.A. N.A.
DREYFUS STRATEGIC MUNS INC OTHER 261932107 45 5578 SH
DEFINED N.A. N.A. N.A.
MUNIVEST FD INC OTHER 626295109 58 7391 SH
DEFINED N.A. N.A. N.A.
MUNIYIELD FD INC OTHER 626299101 55 4700 SH
DEFINED N.A. N.A. N.A.
MUNIYIELD QUALITY FD INC OTHER 626302103 22 1880 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 33 2600 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 32 2820 SH
DEFINED N.A. N.A. N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER 67062N103 14 1000 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUN ADVANTAGE FD INC OTHER 67062H106 60 4800 SH
DEFINED N.A. N.A. N.A.
NUVEEN MUN ADVANTAGE FD INC OTHER 67062H106 28 2200 SH OTHER
N.A. N.A. N.A.
NUVEEN MUNI VALUE FD OTHER 670928100 13 1500 SH
DEFINED N.A. N.A. N.A.
NUVEEN PERFORMANCE PLUS MUNICI OTHER 67062P108 98 8100 SH
DEFINED N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUN FD 4 OTHER 6706K4105 62 5225 SH
DEFINED N.A. N.A. N.A.
NUVEEN SELECT QUALITY MUNI FUN OTHER 670973106 33 2500 SH
DEFINED N.A. N.A. N.A.
PUTNAM INVT GRADE MUN TR OTHER 746805100 49 4165 SH
DEFINED N.A. N.A. N.A.
PUTNAM MANAGED MUN INCOME TR OTHER 746823103 24 2583 SH
DEFINED N.A. N.A. N.A.
SMITH BARNEY INTER MUN FD INC OTHER 831802103 64 7436 SH
DEFINED N.A. N.A. N.A.
VAN KAMPEN AMERN CAP MUN INCOM OTHER 920909108 28 3432 SH
DEFINED N.A. N.A. N.A.
PILGRIM PRIME RATE OTHER 72146W103 4 500 SH OTHER
N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER 880198106 3 500 SH
DEFINED N.A. N.A. N.A.
GABELLI UTILITY TRUST OTHER 36240A101 4 500 SH
DEFINED N.A. N.A. N.A.
MASS MUTUAL OTHER 576292106 47 2400 SH OTHER
N.A. N.A. N.A.
MORGAN STANLEY DW QUALITY MUNI OTHER 61745P585 2 205 SH
DEFINED N.A. N.A. N.A.
TRANSAMERICA INCOME SHS OTHER 893506105 3 120 SH
DEFINED N.A. N.A. N.A.
VAN KAMPEN SENIOR INCOME TRUST OTHER 920961109 24 3000 SH
DEFINED N.A. N.A. N.A.
ZWEIG FD INC OTHER 989834106 2 200 SH
DEFINED N.A. N.A. N.A.
</TABLE>
