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<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS
<FISCAL-YEAR-END> MAR-31-2001 MAR-31-2001
<PERIOD-START> APR-01-2000 APR-01-2000
<PERIOD-END> JUN-30-2000 SEP-30-2000
<CASH> 2,623 4,433
<SECURITIES> 0 0
<RECEIVABLES> 152,063 160,943
<ALLOWANCES> 11,271 12,589
<INVENTORY> 0 0
<CURRENT-ASSETS> 143,415 152,787
<PP&E> 6,814 6,885
<DEPRECIATION> 0 0
<TOTAL-ASSETS> 171,223 182,648
<CURRENT-LIABILITIES> 4,040 5,953
<BONDS> 97,182 103,432
0 0
0 0
<COMMON> 70,001 73,263
<OTHER-SE> 0 0
<TOTAL-LIABILITY-AND-EQUITY> 171,223 182,648
<SALES> 0 0
<TOTAL-REVENUES> 26,942 55,553
<CGS> 0 0
<TOTAL-COSTS> 0 0
<OTHER-EXPENSES> 16,401 32,728
<LOSS-PROVISION> 3,912 9,067
<INTEREST-EXPENSE> 1,760 3,914
<INCOME-PRETAX> 4,869 9,844
<INCOME-TAX> 1,680 3,393
<INCOME-CONTINUING> 3,189 6,451
<DISCONTINUED> 0 0
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 3,189 6,451
<EPS-BASIC> 0.17 0.35
<EPS-DILUTED> 0.17 0.34
</TABLE>
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