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<PAGE> 1 SUPPLEMENT TO PRELIMINARY STATEMENT OF ADDITIONAL INFORMATION DATED JULY 28, 1999 MUNIHOLDINGS FLORIDA INSURED FUND V The cover page of the Preliminary Statement of Additional Information, dated July 28, 1999, incorrectly indicates the name of the Fund as MuniHoldings Florida Insured Fund IV rather then MuniHoldings Florida Insured Fund V.
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